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ANDREW
J.
BRUCK
ACTING
ATTORNEY
GENERAL
OF
NEW
JERSEY
Attorney
for
Plaintiff
Richard
J.
Hughes
Justice
Complex
25
Market
Street
P.O.
Box
117
Trenton,
New
Jersey
08625-0117
By:
William
E.
Vaughan
Deputy
Attorney
General
(609)
376-2965
NJ
Attorney
ID:
021252010
SUPERIOR
COURT
OF
NEW
JERSEY
LAW
DIVISION
-
OCEAN
COUNTY
DOCKET
NO.
OCN-L-1293-21
MARLENE
CARIDE,
)
COMMISSIONER
OF
THE
)
NEW
JERSEY
DEPARTMENT
OF
)
BANKING
AND INSURANCE,
)
Plaintiff,
v.
AMANDA
BARAKAT.
Defendant.
Civil
Action
ORDER
FOR
FINAL
JUDGMENT
BY
DEFAULT
THIS
MATTER
HAVING
BEEN
opened
to
the
Court
on
the
application
of
Andrew
J.
Bruck,
Acting
Attorney
General
of
New
Jersey,
(by
William
E.
Vaughan,
Deputy
Attorney
General,
appearing)
,
attorney
for
Plaintiff,
Marlene
Caride,
Commissioner
of
the
New
Jersey
Department
of
Banking
and
Insurance
on
a
motion
for
judgment
by
default;
and
Defendant,
Amanda
Barakat
(`Defendant")
,
having
been
duly
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served
with
a
copy
of
the
Summons
and
Complaint
in
the
above-
captioned
action,
and
default
having
been
entered
for
Defendant's
failure
to
appear,
answer,
or
otherwise
defend;
This
Court
now
finds
that
Defendant
violated
the
New
Jersey
Insurance
Fraud
Prevention
Act,
N.J.S.A.
17:33A-1
to
-30
(~~Fraud
Act")
by
knowingly
making
false
statements
to
an
insurance
company
in
support
of
an
automobile
insurance
application
and
payment
of
a
third
-party
claim.
Specifically,
Defendant
misrepresented
in
an
application
for
automobile
insurance
and
in
connection
with
payment
of
a
third
-party
automobile
insurance
claim,
that
she
garaged
her
vehicles
in
Jackson,
New
Jersey,
the
vehicles
were
not
used
for
a
commercial
purpose,
and
she
would
be
the
sole
driver
of
the
vehicles,
when
in
fact,
Defendant's
2006
Ford
Econoline
was
garaged
in
Lakewood,
New
Jersey,
her
2006
Ford
Econoline
was
used
for
a
commercial
purpose,
and
Canaan
Dees
was
an
undisclosed
driver
of
her
listed
vehicles
in
violation
of
N.J.S.A.
17:33A-4
(a)
(3)
,
N.J.S.A.
17:33A-4
(a)
(4) (b)
,
and
N.J.S.A.
17:33A-4
(a)
(1)
;
and
FINAL
JUDGMENT
is
on
this
6
TH
day
of
January
2022,
entered
in
the
amount
of
$10,640.49
against
Defendant,
as
follows:
1.
In
favor
of
Plaintiff,
Marlene
Caride,
Commissioner
of
the
New
Jersey
Department
of
Banking
and
Insurance:
(a)
$5,000.00
in
civil
penalties
for
two
(2)
violations
of
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the
Fraud
Act
pursuant
to
N.J.S.A.
17:33A
-5(b)
;
(b)
attorneys'
fees
of
$3,500.00
pursuant
to
N.J.S.A.
17:33A
-5(b)
;
(c)
costs
of
service
in
the
amount
of
$80.00
against
Defendant
pursuant
to
N.J.S.A.
17:33A-
5(b)
;
and
(d)
a
statutory
fraud
surcharge
of
$1,000.00
pursuant
to
N.J.S.A.
17:33A-5.1;
and
2.
In
favor
of
Citizens
United
Reciprical
Exchange,
also
known
as
CURE,
restitution
of
$1,060.49
pursuant
to
N.J.S.A.
17:33A-26.
IT
IS
FURTHER
ORDERED,
that
pursuant
to
N.J.S.A.
39:6A-15,
Defendant`
s
driving
privileges
will
be
suspended
for
a
period
of
one
(1)
year
from
the
date
of
this
j
udgment
.
IT
IS
FURTHER
ORDERED,
that
a
copy
of
this
Order
be
served
upon
all
parties
within
15
days
of
the
date
of
receipt.
/s/
James
Den
Uyl
JAMES
DEN
UYL
J.S.C.
This
motion
was
unopposed
and
granted
for
the
reasons
stated
in
the
certification
of
the
insurance
investigator
and
supporting
exhibits
attached.
