ATTORNEY GENERAL OF MARYLAND
Consumer Protection Division
Please Read before Signing
a Car Rental or Car Sharing
Agreement
The car rental or peer-to-peer car sharing company is asking you
to pay an additional charge for a Collision (or Loss) Damage Waiver.
This waiver will only cover your liability for some or all damage to the
rental or shared car itself. Personal injuries or other losses are not
covered.
Before you agree to pay for a Collision
ยท
Damage Waiver, you should know that:
1.
You probably do not need a Collision Damage Waiver.
If
you reside in Maryland and have an automobile insurance policy with
collision coverage, your collision coverage is required by law to also cover
passenger cars you rent for 30 days or less. Your own policy, for both
Maryland residents and non-residents, may provide greater coverage for
longer periods.
If
you rent the car with a credit card, your credit card may provide coverage
for damage to rental or shared cars.
2.
Even if you buy a Collision Damage Waiver, you
may
still be held responsible for some or all damage
to a
rental or shared car.
A Collision Damage Waiver may not cover all types of damage to a rental
or
shared
car, and has important conditions, restrictions, and exclusions, which,
if
violated, may void the waiver.
3.
You do not have to purchase a Collision
Damage
Waiver
-
you can decline it.
Please read the
reverse side
of
this
notice for
the
cost, cov
erage,
and
conditions, restrictions,
and exclusions that apply to the Collision Damage
Waiver being
offered to
you
.
Summary of Terms and Conditions of
the
Collision or Loss Damage Waiver
Being Offered to You:
1.
Cost:
The cost of the Collision Damage Waiver is
$
per day, in
addition to the rental or car sharing charge itself.
2.
Types of damage for which you are legally responsible if you
purchase the Collision Damage Waiver:
The car rental or sharing agreement generally requires you to accept responsibility for all
damage to
or loss of the rental car, whether or not you are at fault.
If
you purchase the
Collision
Damage Waiver, and comply fully with the rental agreement, your
responsibility is
limited to the types of damage marked below:
Collision or Accident
where you are at fault
Collision or Accident
where you are not at fault
Theft
__ Vandalism
__
Fire
__
Acts of Nature
__ Other
3. Conditions, Restrictions, and Exclusions which will void
the Collision Damage Waiver:
Even
if
you purchase the Collision Damage Waiver, it will be voided and you will be
responsible for the full value of any damage to the rental car if any of the following
happens: