UNDERWRITING SUBMISSION CHECKLIST

HO-0549 (9.21)

OA Name: _________________________________________________ Primary Applicant: ___________________________________

OA Address: ______________________________________________ Property Address: ___________________________________

__________________________________________________________ __________________________________________________

PLEASE ASSEMBLE PACKAGE IN ORDER LISTED BELOW

THDA PROGRAM ELIGIBILITY AND LOAN DISCLOSURE DOCUMENTS

___ Borrower Consent to Use Tax Returns

___ E-Sign Act Consent (if applicable)

___ Intent to Proceed

___ ECOA

___ FHA Loans – Identity of Interest Certification

___ FHA Loans-92564-CN Home Inspection

___ FHA Loans-92900-B Important Notice

___ Application Declaration, Veteran Exemption Application Declaration

___ Seller Affidavit

___ Notice to Applicants Federal Recapture Requirements (signed copy)

___ Homebuyer Education Certification

___ Initial Loan Estimate (Revised/Locked LE or COC if applicable)

___ Initial Loan Estimate – 2

Mortgage, if applicable

___ Borrower Signature Authorization

___ Patriot Act Disclosure

CREDIT PACKAGE

___ Evidence of Borrower Identity

___ Evidence of LDP/GSA Exclusionary List Searched

___ FHA Loan Underwriting and Transmittal Summary with Condition Sheet, AND All Pages of Form 92900A. P3 Signed by DE Underwriter

___ FHA Connection Case Number Assignment

___ FHA Connection Borrower Validation

___ FHA Connection Appraisal Logging Form

___ FHA Connection CAIVRS

___ USDA/RHS #3555-18

___ Transmittal Summary (1008) Signed by Underwriter

___ DU/LPA/GUS Feedback Results

___ Any Additional Documentation as Stated on DU/LPA/ GUS Feedback Results

___ VA/Loan Analysis Worksheet Approval OR VA Certificate of Commitment/DD-214 or DD-4 (if applicable)

___ Final Loan Application (Typed URLA) URLA (3 year residency should be stated)

___ Initial Interviewer's Signed Loan Application URLA (3 year residency should be stated)

___ Credit Report, Credit Explanation Letters (if applicable), Inquiries Statement from Borrower

___ Final Divorce Decree/Marital Dissolution (if applicable)

___ Verification of Court Ordered Child Support/Parenting Plan

___ Verification of SSI or Other Assistance

___ Verifications of Employment (verbal is unacceptable)

___ Most Recent Pay Stub (within past 30 days)

___ Signed and Dated Tax Returns with All Schedules and W-2s for the Most Recent Tax Year

___ IRS Non-Filing Confirmation for Most Recent Tax Year

___ Verifications of Prior Employment (Telephone Verification is Acceptable)

___ Self-Employment Cash Flow Worksheet, P & L, 2 years Business Tax Returns (corp. or partnership or sole prop.)

___ Deposit Verification

___ Gift Letter, Documentation of Gift Transfer, and Verification of Gift Donor’s Funds Received

___ Copy of Earnest Money Deposit

___ Sales Contract and Addendum (Copy), FHA/VA Amendatory Clause (if applicable)

___ Title Commitment, Including legal description

___ Hazard Insurance Declarations Page

___ Condo Documents (if applicable) - Condo Approval, Condo Questionnaire, Master HO Policy, etc. per FHA Guidelines

___ Appraisal Report (URAR), USDA-RD Conditions, and Executed Conditional Commitment (928005.b), VA CRV

___ Evidence Appraisal Uploaded to EAD and is “Successful”

___ Evidence of Condo Approval From HUD’s Website

___ Fully Executed Appendix B: Lender Certification for Individual Unit Financing

___ Final Inspection and Legible Photos of Subject Property (Front, Rear, Street) and Photos or Photocopies of Comparable Sales

___ Flood Notification (if applicable, Signed by Applicant or Certified Date Mailed to Applicant) (Copy)

___ Grant/Down Payment Assistance Approval Letters

___ Original Certificate of Title or Original Manufactured Certificate of Origin (Mobile/Manufactured Homes)

___ Power of Attorney, Original and Recorded, if applicable

THDA RESERVES THE RIGHT TO REQUEST ADDITIONAL DOCUMENTATION TO EVALUATE THIS LOAN APPLICATION.

The undersigned, an authorized representative of the OA referenced above, hereby certifies and warrants as follows: (i) the information accompanying this

submission has been verified and corroborated as required by THDA; (ii) all requirements of applicable federal and/or state law have been met, including,

without limitation, all disclosures and requirements in the Federal Reserve Board "Rule" and the Dodd-Frank Act; (iii) the Applicant referenced above and the

property proposed for purchase by the Applicant meet all applicable THDA mortgage loan eligibility and program guidelines; and (iv) to the extent this

submission is electronic.

_____________________________________ _____________________________________________ _________________

Originating Agent Authorized Signature Print Name and Title Date

Phone No. (_____)_____________________ Fax No. (_____)____________________ Originating Agent Email: ___________________________

Loan Originator Name: _____________________________________________________ Loan Originator Email: _________________________________