2023 Market Share Reports
For Property/Casualty Groups
and Companies by State and
Countrywide
August 2024
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© 2024 National Association of Insurance Commissioners
2023 Market Share Reports for
Property/Casualty Groups and Companies
By State and Countrywide
TABLE OF CONTENTS
Introduction ................................................................................................................................... 1
Property/Casualty Market Share Report Applications ......................................................................... 3
Direct Written Premium Trend Graph ................................................................................................ 8
2023 Market Share Reports by Line of Business
Top 125 Countrywide (both with and without Canada & Other Alien data)
Top 10 by State
Line Number
35
Total All Lines .................................................................................... 9
01
Fire ................................................................................................. 29
02.1
Allied Lines ...................................................................................... 49
02.2
Multiple Peril Crop ........................................................................... 69
02.3
Federal Flood................................................................................... 83
02.4
Private Crop .................................................................................. 100
02.5
Private Flood ................................................................................. 113
03
Farmowners Multiple Peril .............................................................. 132
04
Homeowners Multiple Peril ............................................................. 150
05
Total Commercial Multiple Peril ....................................................... 169
06
Mortgage Guaranty ........................................................................ 188
08
Ocean Marine ................................................................................ 202
09
Inland Marine ................................................................................ 222
10
Financial Guaranty ......................................................................... 242
11.1, 11.2
Medical Professional Liability .......................................................... 252
12
Earthquake.................................................................................... 271
16
Workers’ Compensation.................................................................. 291
17.1 , 17.2
Other Liability ................................................................................ 310
17.3
Excess Workers’ Compensation........................................................ 330
18.1 , 18.2
Products Liability ........................................................................... 345
19.1 , 19.2
Private Passenger Auto Liability ....................................................... 364
21.1
Private Passenger Auto Physical Damage .......................................... 383
19.1 , 19.2
Total Private Passenger Auto ........................................................... 402
19.3 , 19.4
Commercial Auto Liability ............................................................... 421
21.2
Commercial Auto Physical Damage .................................................. 441
19.3 , 19.4 , 21.2
Total Commercial Auto ................................................................... 461
22
Aircraft (All Perils) .......................................................................... 481
23
Fidelity ......................................................................................... 498
24
Surety ........................................................................................... 518
26
Burglary and Theft.......................................................................... 538
27
Boiler and Machinery ..................................................................... 557
28
Credit ........................................................................................... 577
30
Warranty ...................................................................................... 594
34
Aggregate Write-Ins for Other Lines of Business................................. 611
Technical Notes ........................................................................................................................... 630
Index of Insurer Groups and Companies ......................................................................................... 634
INTRODUCTION
These 2023 Market Share Reports for Property/Casualty Groups and Companies by State and Countrywide
are intended to make property/casualty (P/C) market share information more readily available. Direct
Written Premiums are taken from the “Exhibit of Premiums and Losses” (page 19– Statutory page 14) in
the NAIC P/C annual statement. In the Workers’ Compensation and Total All Lines sections of this report,
Direct Written Premiums includes prior-year state fund premium data reported directly to the NAIC for
the following states: North Dakota, Ohio, South Carolina, Washington and Wyoming. In the Fire,
Homeowners, Allied and Total All Lines sections of this report, Direct Written Premiums includes
estimated 2023 premium data reported directly to the NAIC from the Louisiana state-run property insurer
of last resort.
Insurance groups are made up of insurance companies that are related by ownership. The market share
reports show data by group for those insurers that are members of a group. This allows the report to more
accurately reflect the number of distinct entities that are competing against one another for business in
the market. An index listing the individual insurers within a group is included at the end of the report.
Insurers merge, change names, and buy and sell companies; however, the index gives a “snapshot” view
of group structures as filed with the NAIC on August 8 2024 the date this report was generated.
Market shares for 33 lines of business are included in this report, plus Aggregate Write-ins for Other Lines
of Business and the Total for All Lines. By state, the report is limited to the top 10 groups and companies
in order to keep the publication to a manageable size. However, the top 125 groups and companies are
shown for each line of business for the following countrywide aggregations:
• States, U.S. Territories, Canada and Aggregate Other Alien
• States and U.S. Territories
Accident and health insurance data are reported to the NAIC on three annual statements: P/C, life/health
and health. Market shares for the individual accident and health lines of business are not included in this
report. A separate publication, Market Share Reports for the Top 125 Accident and Health Insurance
Companies and Groups by State and Countrywide, combines data from all three statements to provide
complete market share information for that line. (Note: The “Total All Lines” market share in this
publication represents Total Line 35 as reported on annual statement Page 19 and, therefore, will include
accident and health data.)
Commercial Multi-Peril (CMP) is shown in total only, as the distinction between the property and liability
portions of CMP are meaningful for analysis of loss development, but less so for analysis of market share.
No Fault and Liability coverages are combined for both private passenger and commercial auto due to
inconsistent reporting of No Fault data among the various companies and states.
This report provides cumulative market share data for the top 10 writers by state, and for the top 125
writers countrywide. This is one indicator of the degree of market concentration in a line of business. The
report also provides the countrywide and by-state direct loss ratios for the top writers in each line of
business, as well as a countrywide and by-state “total industry” loss ratio. Tables displaying the direct loss
ratios for each line of business on a countrywide basis follow this introduction. These figures include only
data taken from the “Exhibit of Premiums and Losses” (page 19–Statutory page 14) in the NAIC P/C annual
statement.
The loss ratios in this report reflect a simple calendar-year result. While these loss ratios provide some
information about results for that year, they should not be considered as measures of overall
profitability. Many other factors, including expenses and investment income, are used in developing
profitability measures. Many property lines—such as earthquake, homeowners, allied lines and inland
© 2024 National Association of Insurance Commissioners
1
marine—are subject to extreme fluctuations in results, due, in particular, to the occurrence of major
catastrophes such as tornadoes, earthquakes and civil disturbances.
For further analysis of the profitability of lines of business, refer to the NAIC Report on Profitability by Line
by State. That report is also on a calendar-year basis, but it includes a 10-year aggregation of results. For
lines not specifically included in the Report on Profitability by Line by State, the NAIC Statistical
Compilation of Annual Statement Information for Property/Casualty Insurance Companies contains a
countrywide, calendar-year industry aggregation of the Insurance Expense Exhibit (IEE).
Please send any questions regarding this report to researchrequest@naic.org. Links to this report or other
NAIC reports can be found on the NAIC website at: NAIC Publications.
© 2024 National Association of Insurance Commissioners
2
PROPERTY/CASUALTY MARKET SHARE REPORT APPLICATIONS
The Property/Casualty Market Share Report will help a user:
✓ Assess an insurer’s competitive position
✓ Create benchmarks to compare companies
✓ Identify the top writers
✓ Analyze the overall size of the market
✓ Identify premium volume trends
✓ Evaluate market penetration potential
✓ Evaluate post-merger market implications
The Property/Casualty Market Share Report provides fundamental market information that can be used
by regulators, insurers and others interested in analyzing the insurance industry. This report gives users
an understanding of the overall size of the market by providing data at a state and national level. Included
in this report are several charts and graphs that illustrate premium growth over the past 10 years. These
charts can be used to identify nationwide premium volume trends. This is pertinent information for
anyone attempting to evaluate an insurer’s market penetration or growth potential.
The Property/Casualty Market Share Report serves as an important tool for insurance regulators and can
help them identify the top P/C writers in their jurisdiction. Knowing this allows them to quickly and
effectively target insurance department resources. This is important when responding to market or
financial conditions in their jurisdiction. Many states have antitrust laws that prevent insurers from
merging or combining with other insurers if the post-merger impact stifles competition within the state.
Insurance regulators can assess any proposed merger transaction by evaluating the combined market
share percentage of the participating insurers.
The data contained in this report can be used for financial or market analysis. Significant changes in an
insurer’s market share ranking can be an indication of competitiveness, financial or market health, or
structural changes. For instance, steady market share growth allows an insurer to gain greater economies
of scale and retain more in its bottom line. However, rapid market share increases can indicate that an
insurer is growing too fast and should be examined for solvency stability and rate inadequacy. Rapid
market share increases could also be the result of a merger. In contrast, rapid market decreases could
indicate that the insurer is reducing its exposure, has ceased writing due to financial difficulty or is
encountering market conduct issues.
Utilizing this report allows insurers to identify their competitors and comparative market share. This
allows insurers to easily assess their competitive position and assist in establishing strategic objectives,
such as premium growth goals or benchmark targets.
© 2024 National Association of Insurance Commissioners
3
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
Line of Business
2023
Earned Direct
Premium Losses
2022
Earned Direct
Premium Losses
2021
Earned Direct
Premium Losses
2020
Earned Direct
Premium Losses
2019
Earned Direct
Premium Losses
35. Total all LOB (includes lines not shown on this report)
Loss Ratios
930,139.1 609,522.7
65.53
844,888.7 568,932.1
67.34
770,476.5 481,022.4
62.43
717,240.5 429,096.6
59.83
698,693.0 416,790.5
59.65
1. Fire
Loss Ratios
25,235.3 11,430.8
45.30
20,451.2 12,655.7
61.88
17,822.9 11,806.6
66.24
15,935.6 9,727.5
61.04
14,149.8 7,632.1
53.94
2.1 Allied lines
Loss Ratios
25,986.3 12,944.0
49.81
20,732.3 15,846.2
76.43
18,061.0 13,581.8
75.20
15,879.9 12,839.7
80.85
13,840.1 7,942.5
57.39
2.2 MulƟple peril crop
Loss Ratios
19,259.9 19,919.0
103.42
19,480.9 18,550.6
95.22
14,333.3 10,857.8
75.75
10,460.4 9,538.7
91.19
10,277.7 9,763.8
95.00
2.3 Federal flood
Loss Ratios
2,938.7 1,750.7
59.57
2,930.7 3,471.2
118.44
3,064.5 1,472.9
48.06
3,021.6 788.9
26.11
2,918.3 1,208.5
41.41
2.4 Private Crop
Loss Ratios
1,532.6 1,514.8
98.83
1,466.4 1,150.2
78.44
1,271.0 1,126.5
88.63
1,116.1 1,412.7
126.57
1,105.2 1,096.2
99.19
2.5 Private Flood
Loss Ratios
1,390.2 79.9
5.75
1,208.1 573.0
47.43
884.2 381.8
43.18
669.2 414.8
61.98
514.4 117.1
22.76
3. Farmowners mulƟple peril
Loss Ratios
5,624.7 4,431.2
78.78
5,171.4 3,962.6
76.63
4,842.0 3,135.7
64.76
4,659.0 3,213.4
68.97
4,509.3 2,664.9
59.10
4. Homeo
wner
s mulƟple peril
Loss Ratios
142,814.8 100,706.8
70.
52
125,583.6 88,950.2
70.83
114,037.9 78,652.9
68.97
107,013.7 71,156.0
66.49
101,317.2 58,900.9
58.14
5.1 Commercial mulƟple peril (non-liability porƟon)
Loss Ratios
39,187.7 24,212.1
61.79
34,420.9 21,509.5
62.49
31,422.1 20,746.7
66.03
29,436.8 19,548.1
66.41
27,428.8 15,745.7
57.41
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2024 National Association of Insurance Commissioners
4
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
Line of Business
2023
Earned Direct
Premium Losses
2022
Earned Direct
Premium Losses
2021
Earned Direct
Premium Losses
2020
Earned Direct
Premium Losses
2019
Earned Direct
Premium Losses
5.2 Commercial mulƟple peril (liability porƟon)
Loss Ratios
20,018.9 11,938.6
59.64
18,573.3 9,892.7
53.26
16,815.1 8,247.8
49.05
15,915.2 8,206.7
51.57
15,890.2 8,328.3
52.41
Total commercial peril
Loss Ratios
59,206.6 36,150.7
61.06
52,994.2 31,402.2
59.26
48,237.3 28,994.5
60.11
45,352.0 27,754.9
61.20
43,319.0 24,074.0
55.57
6. Mortgage guaranty
Loss Ratios
5,908.5 -101.8
-1.72
5,824.9 -1,302.0
-22.35
6,038.6 328.1
5.43
6,281.1 2,244.2
35.73
5,898.2 392.0
6.65
8. Ocean marine
Loss Ratios
5,462.5 2,586.4
47.35
5,051.6 3,084.3
61.06
4,474.0 2,346.9
52.46
4,062.4 2,232.0
54.94
3,768.4 2,199.6
58.37
9. Inland marine
Loss Ratios
35,100.0 15,526.3
44.23
32,477.9 15,128.0
46.58
28,341.9 13,976.4
49.31
25,636.4 16,350.9
63.78
25,723.5 12,597.9
48.97
10. Financial guaranty
Loss Ratios
309.6 300.9
97.18
446.2 -281.8
-63.15
525.4 -404.7
-77.03
518.7 465.9
89.81
592.4 352.3
59.46
11. Medical professional liability
Loss Ratios
10,837.3 5,884.7
54.30
9,975.7 5,613.3
56.27
9,621.8 5,472.4
56.87
12. Earthquake
Loss Ratios
4,729.8 27.2
0.57
4,111.8 81.3
1.98
3,709.5 105.0
2.83
3,116.7 327.8
10.52
2,648.7 4.2
0.16
16. Workers compensaƟon
Loss Ratios
61,686.5 29,015.7
47.04
59,716.
6 28,723.1
48.10
55,250.6
28,833.4
52.19
55,157.5 28,025.5
50.81
60,272.7 28,541.2
47.35
17.1, 17.2 Other liability
Loss Ratios
113,961.4 71,768.7
62.98
109,894.7 67,098.7
61.06
95,778.6 56,783.8
59.29
80,814.6 51,146.5
63.29
72,258.4 45,756.7
63.32
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2024 National Association of Insurance Commissioners
5
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
Line of Business
2023
Earned Direct
Premium Losses
2022
Earned Direct
Premium Losses
2021
Earned Direct
Premium Losses
2020
Earned Direct
Premium Losses
2019
Earned Direct
Premium Losses
17.3 Excess workers compensaƟon
Loss Ratios
1,201.3 253.5
21.10
1,169.7 677.1
57.88
1,088.7 471.0
43.26
1,096.2 820.2
74.82
1,118.4 741.5
66.30
18. Products liability
Loss Ratios
4,340.6 2,277.0
52.46
4,169.8 1,978.5
47.45
4,002.4 1,972.6
49.28
19.1 Private passenger auto no-fault (per. injury protecƟon)
Loss Ratios
17,565.7 11,295.4
64.30
16,692.6 12,192.5
73.04
16,260.7 11,519.9
70.85
16,844.3 9,823.7
58.32
17,192.3 10,871.8
63.24
19.2 Other private passenger auto liability
Loss Ratios
155,993.0 120,176.1
77.04
140,458.6 110,948.2
78.99
135,521.7 87,913.0
64.87
132,092.1 74,765.2
56.60
133,217.5 88,169.3
66.18
21.1 Private passenger auto physical damage
Loss Ratios
131,578.6 98,600.4
74.94
114,102.1 94,170.8
82.53
106,694.6 76,211.9
71.43
101,708.2 55,837.7
54.90
101,199.2 63,488.1
62.74
Total Private Passenger
Loss Ratios
305,137.4 230,071.9
75.40
271,253.3 217,311.5
80.11
258,477.0 175,644.9
67.95
250,644.5 140,426.7
56.03
251,609.0 162,529.1
64.60
19.3 Commercial auto no-fault (per. injury protecƟon)
Loss Ratios
1,015.3 685.8
67.55
906.5 478.4
52.78
816.6 469.2
57.46
858.3 475.2
55.37
880.9 291.6
33.11
19.4 Other commercial auto liability
Loss Ratios
46,496.1 35,728.4
76.84
43,336.8 31,326.4
72.29
38,275.6 25,473.7
66.55
33,353.4 22,864.7
68.55
31,986.8 23,821.9
74.47
21.2 Commercial auto physical damage
Loss Ratios
14,412.0 9,389.6
65.15
13,226.
5 8,522.3
64.43
11,744.1
6,605.1
56.24
10,743.7 5,458.2
50.80
10,294.0 5,924.1
57.55
Total Commercial Auto
Loss Ratios
61,923.5 45,803.9
73.97
57,469.8 40,327.1
70.17
50,836.3 32,548.0
64.03
44,955.5 28,798.2
64.06
43,161.7 30,037.6
69.59
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2024 National Association of Insurance Commissioners
6
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)
Line of Business
2023
Earned Direct
Premium Losses
2022
Earned Direct
Premium Losses
2021
Earned Direct
Premium Losses
2020
Earned Direct
Premium Losses
2019
Earned Direct
Premium Losses
22. AircraŌ (all perils)
Loss Ratios
2,901.3 1,385.3
47.75
2,676.5 1,575.3
58.86
2,417.3 1,283.9
53.11
2,096.5 1,255.8
59.90
1,801.4 1,303.9
72.38
23. Fidelity
Loss Ratios
1,477.0 503.9
34.12
1,459.0 497.0
34.06
1,374.2 391.4
28.48
1,314.3 562.8
42.82
1,272.8 412.3
32.39
24. Surety
Loss Ratios
8,931.2 1,977.8
22.14
7,844.7 1,138.7
14.52
7,129.1 1,249.7
17.53
6,940.4 1,576.0
22.71
6,680.9 1,265.7
18.94
26. Burglary and theŌ
Loss Ratios
582.6 181.2
31.09
539.4 163.7
30.34
458.1 233.7
51.03
466.5 324.5
69.57
393.8 196.1
49.78
27. Boiler and Machinery
Loss Ratios
2,805.8 969.4
34.55
2,509.5 895.0
35.66
2,289.4 825.9
36.07
2,041.9 1,122.6
54.98
1,874.3 642.0
34.25
28. Credit
Loss Ratios
3,066.7 1,156.6
37.72
2,886.8 895.3
31.01
2,471.6 652.9
26.42
2,266.7 1,291.5
56.98
2,125.5 917.8
43.18
30. Warranty
Loss Ratios
3,476.4 2,266.7
65.20
3,319.7 1,954.3
58.87
3,248.6 1,796.8
55.31
3,011.8 1,696.8
56.34
2,933.0 1,801.6
61.42
* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]
These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.
© 2024 National Association of Insurance Commissioners
7
-4.0%
-2.0%
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
0.0
100.0
200.0
300.0
400.0
500.0
600.0
700.0
800.0
900.0
1000.0
1100.0
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Growth Rate (%)
Direct Written Premium In Billions
Direct Written Premium
Trend 2013 - 2023
© 2024 National Association of Insurance Commissioners
8
35—Total All Lines
© 2024 National Association of Insurance Commissioners
9
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%9.66%9.6693,788,131 88,679,560 82.85 85.79
%
%
2 155 PROGRESSIVE GRP
%16.12%6.4662,711,707 59,870,842 68.41 70.45
%
%
3 31 BERKSHIRE HATHAWAY GRP
%22.26%6.1459,668,420 58,144,354 66.50 69.78
%
%
4 8 ALLSTATE INS GRP
%27.41%5.1550,041,693 48,197,230 73.12 75.16
%
%
5 111 LIBERTY MUT GRP
%32.13%4.7245,794,528 45,264,053 64.89 68.89
%
%
6 3548 TRAVELERS GRP
%36.11%3.9738,596,540 36,532,033 58.95 63.26
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%39.40%3.3032,002,400 30,046,229 76.56 77.64
%
%
8 626 CHUBB LTD GRP
%42.68%3.2831,873,268 31,047,192 58.39 62.99
%
%
9 69 FARMERS INS GRP
%45.49%2.8027,220,677 26,575,266 64.77 66.02
%
%
10 140 NATIONWIDE CORP GRP
%47.52%2.0419,766,499 20,322,814 69.92 74.08
%
%
11 212 ZURICH INS GRP
%49.43%1.9118,563,083 18,049,970 61.34 68.71
%
%
12 473 AMERICAN FAMILY INS GRP
%51.15%1.7116,628,159 15,490,889 73.73 75.44
%
%
13 12 AMERICAN INTL GRP
%52.80%1.6616,077,448 15,945,476 51.91 55.94
%
%
14 91 HARTFORD FIRE & CAS GRP
%54.44%1.6415,953,591 15,336,033 57.23 63.59
%
%
15 218 CNA INS GRP
%55.86%1.4213,741,405 13,245,107 58.30 63.97
%
%
16 280 AUTO OWNERS GRP
%57.21%1.3513,108,452 11,981,803 78.20 84.51
%
%
17 3098 TOKIO MARINE HOLDINGS INC GRP
%58.45%1.2412,051,113 11,761,142 63.62 67.66
%
%
18 158 FAIRFAX FIN GRP
%59.62%1.1711,346,544 11,199,076 65.83 71.88
%
%
19 213 ERIE INS GRP
%60.65%1.0410,056,484 9,276,793 82.94 85.02
%
%
20 98 WR BERKLEY CORP GRP
%61.69%1.0310,049,014 9,554,864 52.91 59.59
%
%
21 84 AMERICAN FINANCIAL GRP
%62.63%0.949,174,481 8,992,694 56.80 61.92
%
%
22 785 MARKEL CORP GRP
%63.54%0.918,789,378 8,404,642 61.70 73.73
%
%
23 968 AXA INS GRP
%64.33%0.807,721,689 7,643,863 62.63 66.91
%
%
24 796 QBE INS GRP
%65.11%0.787,559,558 7,515,818 80.12 82.96
%
%
25 244 CINCINNATI FIN GRP
%65.88%0.777,455,996 7,093,753 56.16 61.19
%
%
26 761 ALLIANZ INS GRP
%66.62%0.747,210,774 6,903,079 48.82 51.52
%
%
27 3219 SOMPO GRP
%67.35%0.727,035,907 7,102,969 85.08 90.81
%
%
28 65 FM GLOBAL GRP
%68.06%0.726,953,774 6,399,722 40.19 39.79
%
%
29 19 ASSURANT INC GRP
%68.76%0.706,764,537 6,654,693 47.25 47.89
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%69.45%0.696,680,285 6,719,821 56.45 62.96
%
%
31 4670 STARR GRP
%70.14%0.696,671,858 6,062,023 66.84 74.98
%
%
32 1279 ARCH INS GRP
%70.82%0.696,656,440 6,486,620 38.62 44.13
%
%
33 88 THE HANOVER INS GRP
%71.47%0.656,286,046 6,149,848 61.70 66.99
%
%
34 150 OLD REPUBLIC GRP
%72.11%0.646,263,057 6,014,017 58.82 65.22
%
%
35 1318 AUTO CLUB ENTERPRISES INS GRP
%72.74%0.636,088,121 5,570,321 77.59 79.50
%
%
36 1278 CSAA INS GRP
%73.36%0.626,041,590 5,410,588 79.03 81.05
%
%
37 10064 CITIZENS PROP INS CORP
%73.89%0.525,070,989 4,218,127 32.13 36.41
%
%
38 361 MUNICH RE GRP
%74.38%0.504,832,716 4,415,166 48.56 52.39
%
%
39 242 SELECTIVE INS GRP
%74.87%0.494,725,459 4,386,557 53.81 58.70
%
%
40 660 MERCURY GEN GRP
%75.34%0.474,524,921 4,334,293 69.98 73.72
%
%
41 408 BROOKFIELD REINS LTD GRP
%75.74%0.413,960,959 4,029,308 65.16 73.36
%
%
42 215 KEMPER CORP GRP
%76.14%0.393,816,932 4,108,230 82.74 86.82
%
%
43 1120 EVEREST REINS HOLDINGS GRP
%76.52%0.393,760,107 3,686,783 54.70 66.01
%
%
44 169 SENTRY INS GRP
%76.91%0.383,732,378 3,560,761 65.69 69.50
%
%
45 55 AUTOMOBILE CLUB MI GRP
%77.26%0.353,388,496 3,218,562 69.81 72.56
%
%
46 3416 AXIS CAPITAL GRP
%77.58%0.333,158,106 2,991,127 63.57 67.30
%
%
47 50 COUNTRY INS & FIN SERV GRP
%77.91%0.323,154,261 3,010,717 81.20 82.20
%
%
48 572 BCBS OF MI GRP
%78.21%0.302,947,567 2,880,496 56.09 63.29
%
%
49 228 WESTFIELD GRP
%78.51%0.302,875,033 2,629,728 66.44 69.19
%
%
50 181 SWISS RE GRP
%78.78%0.282,682,254 2,780,026 43.99 44.60
%
%
51 28 AMICA MUT GRP
%79.06%0.272,657,730 2,527,035 67.95 70.67
%
%
52 14184 ACUITY A MUT INS CO
%79.32%0.272,588,654 2,389,523 63.26 67.63
%
%
53 411 MAPFRE INS GRP
%79.59%0.272,585,248 2,458,036 55.38 56.94
%
%
54 7 FEDERATED MUT GRP
%79.85%0.262,550,041 2,427,108 54.80 59.92
%
%
55 123 SHELTER INS GRP
%80.10%0.252,451,491 2,314,766 90.73 92.92
%
%
56 708 NEW JERSEY MANUFACTURERS GRP
%80.35%0.252,411,498 2,241,130 67.83 73.19
%
%
57 62 EMC INS CO GRP
%80.59%0.232,256,713 2,183,983 59.74 63.85
%
%
58 4990 CORE SPECIALTY INS HOLDINGS GRP
%80.82%0.232,243,614 1,944,104 41.21 45.55
%
%
59 513 IOWA FARM BUREAU GRP
%81.04%0.222,145,527 2,000,837 92.27 93.81
%
%
60 15350 WEST BEND INS CO
%81.26%0.222,121,248 2,000,407 71.81 74.86
%
%
61 4904 INTACT FINANCIAL GRP
%81.47%0.212,048,280 1,910,357 42.25 48.48
%
%
62 5 ALFA INS GRP
%81.68%0.212,037,712 1,900,814 77.60 78.63
%
%
63 483 SOUTHERN FARM BUREAU CAS GRP
%81.88%0.211,995,740 1,900,659 78.37 79.21
%
%
64 809 TEXAS FARM BUREAU MUT GRP
%82.09%0.201,981,081 1,834,017 86.38 87.05
%
%
65 225 IAT REINS CO GRP
%82.29%0.201,974,428 1,869,097 41.91 45.96
%
%
© 2024 National Association of Insurance Commissioners
10
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 WASHINGTON STATE FUND
%82.49%0.201,950,901 1,950,901 114.34 125.13
%
%
67 4663 UNIVERSAL INS HOLDING GRP
%82.69%0.201,921,833 1,875,129 53.38 53.82
%
%
68 694 TENNESSEE FARMERS GRP
%82.87%0.181,795,939 1,704,747 90.81 93.22
%
%
69 783 RLI INS GRP
%83.06%0.181,783,862 1,671,044 42.57 46.21
%
%
70 4850 CLEAR BLUE FINANCIAL GRP
%83.24%0.181,778,102 1,682,653 83.62 90.78
%
%
71 36102 STATE INS FUND WORKERS COMPENSATION
%83.42%0.181,709,193 1,728,657 64.55 70.60
%
%
72 4715 MS & AD INS GRP
%83.59%0.171,681,731 1,370,673 62.27 67.42
%
%
73 201 UTICA GRP
%83.76%0.171,678,147 1,595,208 49.41 55.49
%
%
74 324 NORTH CAROLINA FARM BUREAU GRP
%83.93%0.171,647,745 1,553,763 73.80 74.35
%
%
75 267 GRANGE MUT CAS GRP
%84.10%0.161,587,642 1,545,210 76.25 78.60
%
%
76 38920 KINSALE INS CO
%84.26%0.161,568,815 1,367,141 36.13 46.32
%
%
77 3494 JAMES RIVER GRP
%84.41%0.161,506,668 1,496,708 66.64 76.30
%
%
78 569 FARMERS MUT HAIL INS GRP
%84.56%0.151,485,044 1,504,601 86.05 86.06
%
%
79 4969 TRISURA GRP
%84.72%0.151,484,260 1,438,266 51.72 66.61
%
%
80 4718 TIPTREE FIN GRP
%84.87%0.151,461,248 1,263,876 45.96 47.93
%
%
81 831 DOCTORS CO GRP
%85.01%0.151,425,053 1,393,587 47.32 72.69
%
%
82 4773 FRONTLINE INS GRP
%85.16%0.141,391,477 1,250,473 82.33 85.89
%
%
83 4861 HERITAGE INS HOLDINGS GRP
%85.30%0.141,347,825 1,328,545 54.91 58.77
%
%
84 109 KENTUCKY FARM BUREAU GRP
%85.44%0.141,343,043 1,275,142 120.14 121.69
%
%
85 4851 CHURCH MUT GRP
%85.57%0.141,339,108 1,318,779 75.95 83.50
%
%
86 4987 INCLINE INS GRP LLC GRP
%85.71%0.141,322,446 1,155,237 78.79 81.85
%
%
87 291 ENCOVA MUT INS GRP
%85.84%0.131,262,043 1,205,801 54.84 62.95
%
%
88 4734 APOLLO GLOBAL MGMT GRP
%85.97%0.131,258,132 1,316,622 56.97 64.49
%
%
89 4381 SKYWARD SPECIALTY INS GRP INC GRP
%86.10%0.131,241,179 1,155,835 55.33 63.61
%
%
90 922 ICW GRP ASSETS INC GRP
%86.22%0.131,214,294 1,136,221 52.36 58.41
%
%
91 OHIO BUREAU OF WORKERS' COMPENSATION
%86.35%0.121,198,066 1,198,066 29.04 43.93
%
%
92 256 COACTION GLOBAL INC GRP
%86.47%0.121,170,340 1,054,219 62.61 74.72
%
%
93 35076 STATE COMPENSATION INS FUND
%86.58%0.121,140,751 1,139,004 37.35 43.31
%
%
94 222 GREATER NY GRP
%86.70%0.121,140,136 1,015,283 50.27 58.35
%
%
95 474 FCCI MUT INS GRP
%86.82%0.121,128,415 1,083,882 59.96 65.40
%
%
96 250 DONEGAL GRP
%86.93%0.121,119,297 1,103,628 60.13 63.19
%
%
97 96 SECURA INS GRP
%87.05%0.121,118,542 1,077,210 68.87 73.47
%
%
98 105 MGIC GRP
%87.16%0.111,104,854 1,137,885 N/A N/A
99 309 WESTERN NATL MUT GRP
%87.27%0.111,101,197 1,028,825 56.76 59.98
%
%
100 586 ARBELLA INS GRP
%87.39%0.111,095,490 1,032,569 58.14 60.69
%
%
101 22945 TEXAS MUT INS CO
%87.50%0.111,090,472 1,067,490 36.48 39.58
%
%
102 3484 TOWER HILL INS GRP
%87.61%0.111,087,242 1,006,977 63.50 66.37
%
%
103 4977 PALOMAR HOLDINGS GRP
%87.72%0.111,083,800 959,610 22.81 23.32
%
%
104 4962 AU HOLDING CO GRP
%87.83%0.111,068,375 923,618 51.05 54.87
%
%
105 1309 FRANKENMUTH GRP
%87.94%0.111,042,554 974,666 64.65 69.70
%
%
106 4234 RANDALL & QUILTER INVESTMENT GRP
%88.05%0.111,034,670 1,075,765 48.93 57.49
%
%
107 1227 PALISADES GRP
%88.15%0.111,027,605 985,683 66.74 69.50
%
%
108 4908 ASCOT INS US GRP
%88.26%0.111,024,975 927,779 48.42 54.47
%
%
109 3179 HOME STATE INS GRP
%88.36%0.101,018,429 938,663 76.55 77.53
%
%
110 248 UNITED FIRE & CAS GRP
%88.47%0.101,014,277 953,958 68.30 70.80
%
%
111 2698 PROASSURANCE CORP GRP
%88.57%0.101,007,307 999,084 61.45 82.27
%
%
112 188 SAFETY GRP
%88.67%0.10991,224 897,598 68.10 69.43
%
%
113 67 MICHIGAN FARM BUREAU GRP
%88.78%0.10988,764 925,996 80.59 84.32
%
%
114 4011 GENWORTH FIN GRP
%88.88%0.10988,502 1,041,888 2.20 2.20
%
%
115 766 RADIAN GRP
%88.98%0.10983,858 1,025,171 N/A N/A
116 5008 TRUPANION GRP
%89.08%0.10969,627 939,958 72.42 72.42
%
%
117 124 AMERISURE CO GRP
%89.18%0.10966,716 918,470 55.52 61.44
%
%
118 415 PLYMOUTH ROCK INS GRP
%89.28%0.10948,354 851,052 63.86 66.07
%
%
119 5001 SIRIUSPOINT GRP
%89.37%0.10947,234 895,518 63.57 68.85
%
%
120 271 PENNSYLVANIA NATL INS GRP
%89.47%0.10944,794 903,757 61.63 65.72
%
%
121 36 CENTRAL MUT INS CO GRP
%89.57%0.09920,878 880,015 61.78 63.60
%
%
122 4694 ESSENT GRP
%89.66%0.09920,327 947,001 4.16 4.24
%
%
123 517 HANNOVER GRP
%89.75%0.09908,312 825,905 63.37 75.53
%
%
124 171 GERMANIA INS GRP
%89.85%0.09890,542 854,889 78.58 81.04
%
%
125 11523 WRIGHT NATL FLOOD INS CO
%89.94%0.09886,505 807,417 46.84 46.94
%
%
**INDUSTRY TOTAL**
%100.00%100.00971,052,315 930,139,123 65.53 7,506.36
%
%
© 2024 National Association of Insurance Commissioners
11
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%9.76%9.7693,788,131 88,679,560 82.91 85.86
%
%
2 155 PROGRESSIVE GRP
%16.29%6.5362,711,707 59,870,842 68.41 70.45
%
%
3 31 BERKSHIRE HATHAWAY GRP
%22.40%6.1158,663,691 57,200,540 66.53 69.72
%
%
4 8 ALLSTATE INS GRP
%27.61%5.2150,041,693 48,197,230 73.12 75.16
%
%
5 111 LIBERTY MUT GRP
%32.24%4.6344,489,655 43,989,527 65.63 69.54
%
%
6 3548 TRAVELERS GRP
%36.25%4.0138,542,271 36,476,590 59.03 63.34
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%39.59%3.3331,990,977 30,035,012 76.56 77.65
%
%
8 626 CHUBB LTD GRP
%42.82%3.2431,100,949 30,273,084 58.63 63.29
%
%
9 69 FARMERS INS GRP
%45.66%2.8327,220,677 26,575,266 64.77 66.02
%
%
10 140 NATIONWIDE CORP GRP
%47.71%2.0619,753,072 20,310,420 69.95 74.11
%
%
11 212 ZURICH INS GRP
%49.64%1.9218,485,563 17,973,425 61.59 69.07
%
%
12 473 AMERICAN FAMILY INS GRP
%51.37%1.7316,626,853 15,489,751 73.73 75.45
%
%
13 91 HARTFORD FIRE & CAS GRP
%53.02%1.6515,886,168 15,269,475 57.26 63.61
%
%
14 12 AMERICAN INTL GRP
%54.64%1.6215,546,870 15,437,947 52.55 55.67
%
%
15 218 CNA INS GRP
%56.02%1.3813,241,806 12,759,622 58.94 64.51
%
%
16 280 AUTO OWNERS GRP
%57.39%1.3613,108,452 11,981,803 78.20 84.51
%
%
17 3098 TOKIO MARINE HOLDINGS INC GRP
%58.63%1.2512,005,550 11,701,458 63.55 67.56
%
%
18 213 ERIE INS GRP
%59.68%1.0510,056,484 9,276,793 82.94 85.02
%
%
19 158 FAIRFAX FIN GRP
%60.70%1.029,817,596 9,662,059 61.09 67.69
%
%
20 98 WR BERKLEY CORP GRP
%61.70%0.999,554,188 9,078,392 53.39 60.32
%
%
21 84 AMERICAN FINANCIAL GRP
%62.64%0.949,043,392 8,864,358 56.99 62.14
%
%
22 785 MARKEL CORP GRP
%63.56%0.928,789,378 8,404,642 61.70 73.73
%
%
23 796 QBE INS GRP
%64.34%0.797,559,493 7,515,740 80.12 82.96
%
%
24 244 CINCINNATI FIN GRP
%65.12%0.787,455,996 7,093,753 56.16 61.19
%
%
25 968 AXA INS GRP
%65.86%0.757,168,984 7,092,042 67.36 71.70
%
%
26 3219 SOMPO GRP
%66.60%0.737,035,854 7,102,722 85.10 90.84
%
%
27 761 ALLIANZ INS GRP
%67.31%0.716,841,565 6,528,761 50.18 52.82
%
%
28 2538 AMTRUST FINANCIAL SERV GRP
%68.00%0.696,639,884 6,685,186 56.47 63.01
%
%
29 1279 ARCH INS GRP
%68.69%0.696,624,703 6,464,051 38.75 44.11
%
%
30 4670 STARR GRP
%69.37%0.686,500,702 5,850,462 66.06 73.98
%
%
31 88 THE HANOVER INS GRP
%70.02%0.656,282,390 6,146,350 61.73 67.02
%
%
32 19 ASSURANT INC GRP
%70.67%0.656,277,478 6,147,265 49.33 50.03
%
%
33 150 OLD REPUBLIC GRP
%71.33%0.656,263,057 6,014,017 58.82 65.22
%
%
34 1318 AUTO CLUB ENTERPRISES INS GRP
%71.96%0.636,088,121 5,570,321 77.59 79.50
%
%
35 1278 CSAA INS GRP
%72.59%0.636,041,590 5,410,588 79.03 81.05
%
%
36 65 FM GLOBAL GRP
%73.18%0.595,660,319 5,196,852 39.76 39.38
%
%
37 10064 CITIZENS PROP INS CORP
%73.71%0.535,070,989 4,218,127 32.13 36.41
%
%
38 361 MUNICH RE GRP
%74.21%0.504,833,785 4,444,049 48.69 52.56
%
%
39 242 SELECTIVE INS GRP
%74.70%0.494,725,459 4,386,557 53.81 58.70
%
%
40 660 MERCURY GEN GRP
%75.17%0.474,524,921 4,334,293 69.98 73.72
%
%
41 408 BROOKFIELD REINS LTD GRP
%75.59%0.413,958,903 4,027,252 65.20 73.40
%
%
42 215 KEMPER CORP GRP
%75.98%0.403,816,932 4,108,230 82.74 86.82
%
%
43 1120 EVEREST REINS HOLDINGS GRP
%76.37%0.393,742,993 3,665,948 54.46 65.83
%
%
44 169 SENTRY INS GRP
%76.76%0.393,729,457 3,558,184 65.67 69.48
%
%
45 55 AUTOMOBILE CLUB MI GRP
%77.11%0.353,388,496 3,218,562 69.81 72.56
%
%
46 50 COUNTRY INS & FIN SERV GRP
%77.44%0.333,154,261 3,010,717 81.20 82.20
%
%
47 3416 AXIS CAPITAL GRP
%77.75%0.312,975,194 2,824,673 64.98 68.66
%
%
48 572 BCBS OF MI GRP
%78.06%0.312,947,567 2,880,496 56.09 63.29
%
%
49 228 WESTFIELD GRP
%78.36%0.302,873,180 2,628,666 66.44 69.20
%
%
50 28 AMICA MUT GRP
%78.63%0.282,657,730 2,527,035 67.95 70.67
%
%
51 14184 ACUITY A MUT INS CO
%78.90%0.272,588,654 2,389,523 63.26 67.63
%
%
52 411 MAPFRE INS GRP
%79.17%0.272,584,434 2,457,240 55.38 56.94
%
%
53 7 FEDERATED MUT GRP
%79.44%0.272,550,041 2,427,108 54.80 59.92
%
%
54 181 SWISS RE GRP
%79.70%0.262,542,464 2,584,671 46.41 47.70
%
%
55 123 SHELTER INS GRP
%79.96%0.262,451,491 2,314,766 90.73 92.92
%
%
56 708 NEW JERSEY MANUFACTURERS GRP
%80.21%0.252,411,498 2,241,130 67.83 73.19
%
%
57 62 EMC INS CO GRP
%80.44%0.232,256,713 2,183,983 59.74 63.85
%
%
58 4990 CORE SPECIALTY INS HOLDINGS GRP
%80.68%0.232,242,995 1,943,333 41.22 45.56
%
%
59 513 IOWA FARM BUREAU GRP
%80.90%0.222,145,527 2,000,837 92.27 93.81
%
%
60 15350 WEST BEND INS CO
%81.12%0.222,121,248 2,000,407 71.81 74.86
%
%
61 4904 INTACT FINANCIAL GRP
%81.33%0.212,043,868 1,906,378 42.31 48.56
%
%
62 5 ALFA INS GRP
%81.55%0.212,037,712 1,900,814 77.60 78.63
%
%
63 483 SOUTHERN FARM BUREAU CAS GRP
%81.75%0.211,995,740 1,900,659 78.37 79.21
%
%
64 809 TEXAS FARM BUREAU MUT GRP
%81.96%0.211,981,081 1,834,017 86.38 87.05
%
%
65 225 IAT REINS CO GRP
%82.17%0.211,974,428 1,869,097 42.00 46.05
%
%
© 2024 National Association of Insurance Commissioners
12
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 WASHINGTON STATE FUND
%82.37%0.201,950,901 1,950,901 114.34 125.13
%
%
67 4663 UNIVERSAL INS HOLDING GRP
%82.57%0.201,921,833 1,875,129 53.38 53.82
%
%
68 694 TENNESSEE FARMERS GRP
%82.76%0.191,795,939 1,704,747 90.81 93.22
%
%
69 4850 CLEAR BLUE FINANCIAL GRP
%82.94%0.191,778,102 1,682,653 83.62 90.78
%
%
70 783 RLI INS GRP
%83.13%0.181,769,900 1,657,126 42.45 46.09
%
%
71 36102 STATE INS FUND WORKERS COMPENSATION
%83.30%0.181,709,193 1,728,657 64.55 70.60
%
%
72 4715 MS & AD INS GRP
%83.48%0.181,681,731 1,370,673 62.27 67.42
%
%
73 201 UTICA GRP
%83.65%0.171,678,147 1,595,208 49.41 55.49
%
%
74 324 NORTH CAROLINA FARM BUREAU GRP
%83.83%0.171,647,745 1,553,763 73.80 74.35
%
%
75 267 GRANGE MUT CAS GRP
%83.99%0.171,587,642 1,545,210 76.25 78.60
%
%
76 38920 KINSALE INS CO
%84.15%0.161,568,815 1,367,141 36.13 46.32
%
%
77 3494 JAMES RIVER GRP
%84.31%0.161,506,668 1,496,708 66.64 76.30
%
%
78 569 FARMERS MUT HAIL INS GRP
%84.47%0.151,485,044 1,504,601 86.05 86.06
%
%
79 4969 TRISURA GRP
%84.62%0.151,484,260 1,438,266 51.72 66.61
%
%
80 4718 TIPTREE FIN GRP
%84.77%0.151,461,248 1,263,876 45.96 47.93
%
%
81 831 DOCTORS CO GRP
%84.92%0.151,425,053 1,393,587 47.32 72.69
%
%
82 4773 FRONTLINE INS GRP
%85.07%0.141,391,477 1,250,473 82.33 85.89
%
%
83 4861 HERITAGE INS HOLDINGS GRP
%85.21%0.141,347,825 1,328,545 54.91 58.77
%
%
84 109 KENTUCKY FARM BUREAU GRP
%85.35%0.141,343,043 1,275,142 120.14 121.69
%
%
85 4851 CHURCH MUT GRP
%85.49%0.141,339,108 1,318,779 75.95 83.50
%
%
86 4987 INCLINE INS GRP LLC GRP
%85.62%0.141,322,446 1,155,237 78.79 81.85
%
%
87 291 ENCOVA MUT INS GRP
%85.75%0.131,262,043 1,205,801 54.84 62.95
%
%
88 4734 APOLLO GLOBAL MGMT GRP
%85.89%0.131,258,132 1,316,622 56.97 64.49
%
%
89 4381 SKYWARD SPECIALTY INS GRP INC GRP
%86.01%0.131,239,749 1,154,626 55.39 63.68
%
%
90 922 ICW GRP ASSETS INC GRP
%86.14%0.131,214,294 1,136,221 52.36 58.41
%
%
91 OHIO BUREAU OF WORKERS' COMPENSATION
%86.27%0.121,198,066 1,198,066 29.04 43.93
%
%
92 256 COACTION GLOBAL INC GRP
%86.39%0.121,170,331 1,054,210 62.69 74.83
%
%
93 35076 STATE COMPENSATION INS FUND
%86.51%0.121,140,751 1,139,004 37.35 43.31
%
%
94 222 GREATER NY GRP
%86.62%0.121,140,136 1,015,283 50.27 58.35
%
%
95 474 FCCI MUT INS GRP
%86.74%0.121,128,415 1,083,882 59.96 65.40
%
%
96 250 DONEGAL GRP
%86.86%0.121,119,297 1,103,628 60.13 63.19
%
%
97 96 SECURA INS GRP
%86.98%0.121,118,542 1,077,210 68.87 73.47
%
%
98 105 MGIC GRP
%87.09%0.121,104,854 1,137,885 N/A N/A
99 309 WESTERN NATL MUT GRP
%87.20%0.111,101,197 1,028,825 56.76 59.98
%
%
100 586 ARBELLA INS GRP
%87.32%0.111,095,490 1,032,569 58.14 60.69
%
%
101 22945 TEXAS MUT INS CO
%87.43%0.111,090,472 1,067,490 36.48 39.58
%
%
102 3484 TOWER HILL INS GRP
%87.55%0.111,087,242 1,006,977 63.50 66.37
%
%
103 4977 PALOMAR HOLDINGS GRP
%87.66%0.111,071,026 945,876 22.45 22.88
%
%
104 4962 AU HOLDING CO GRP
%87.77%0.111,054,186 911,788 51.44 55.30
%
%
105 1309 FRANKENMUTH GRP
%87.88%0.111,042,554 974,666 64.65 69.70
%
%
106 4234 RANDALL & QUILTER INVESTMENT GRP
%87.98%0.111,034,670 1,075,765 48.93 57.49
%
%
107 1227 PALISADES GRP
%88.09%0.111,027,605 985,683 66.74 69.50
%
%
108 4908 ASCOT INS US GRP
%88.20%0.111,024,904 927,527 48.38 54.44
%
%
109 3179 HOME STATE INS GRP
%88.30%0.111,018,429 938,663 76.55 77.53
%
%
110 248 UNITED FIRE & CAS GRP
%88.41%0.111,014,277 953,958 68.30 70.80
%
%
111 2698 PROASSURANCE CORP GRP
%88.51%0.101,007,179 998,961 61.46 82.28
%
%
112 188 SAFETY GRP
%88.62%0.10991,224 897,598 68.10 69.43
%
%
113 67 MICHIGAN FARM BUREAU GRP
%88.72%0.10988,764 925,996 80.59 84.32
%
%
114 4011 GENWORTH FIN GRP
%88.82%0.10988,238 1,041,625 2.20 2.20
%
%
115 766 RADIAN GRP
%88.92%0.10983,858 1,025,171 N/A N/A
116 5008 TRUPANION GRP
%89.03%0.10969,627 939,958 72.42 72.42
%
%
117 124 AMERISURE CO GRP
%89.13%0.10966,716 918,470 55.52 61.44
%
%
118 415 PLYMOUTH ROCK INS GRP
%89.22%0.10948,354 851,052 63.86 66.07
%
%
119 5001 SIRIUSPOINT GRP
%89.32%0.10947,234 895,518 63.57 68.85
%
%
120 271 PENNSYLVANIA NATL INS GRP
%89.42%0.10944,794 903,757 61.63 65.72
%
%
121 36 CENTRAL MUT INS CO GRP
%89.52%0.10920,878 880,015 61.78 63.60
%
%
122 4694 ESSENT GRP
%89.61%0.10920,327 947,001 4.16 4.24
%
%
123 517 HANNOVER GRP
%89.71%0.09905,286 822,735 61.94 73.89
%
%
124 171 GERMANIA INS GRP
%89.80%0.09890,542 854,889 78.58 81.04
%
%
125 11523 WRIGHT NATL FLOOD INS CO
%89.89%0.09886,505 807,417 46.84 46.94
%
%
**INDUSTRY TOTAL**
%100.00%100.00960,527,155 919,859,068 65.72 7,589.65
%
%
© 2024 National Association of Insurance Commissioners
13
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%15.27%15.272,007,195 1,901,084Alabama 75.85 77.83
%
%
25ALFA INS GRP
%24.16%8.891,169,193 1,104,874 76.06 76.99
%
%
3 8 ALLSTATE INS GRP
%32.34%8.181,075,353 1,024,909 59.42 60.96
%
%
4 155 PROGRESSIVE GRP
%38.54%6.20815,077 793,927 61.15 62.63
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.20%4.65611,965 575,477 78.37 79.24
%
%
6 31 BERKSHIRE HATHAWAY GRP
%47.58%4.39577,137 564,821 56.54 59.73
%
%
7 3548 TRAVELERS GRP
%51.93%4.35571,771 545,400 66.23 68.86
%
%
8 111 LIBERTY MUT GRP
%55.68%3.75492,811 491,821 66.78 71.71
%
%
9 280 AUTO OWNERS GRP
%58.44%2.75362,169 336,783 64.26 70.17
%
%
10 140 NATIONWIDE CORP GRP
%60.34%1.90250,316 266,330 76.95 80.74
%
%
**STAT E TOTAL**
%100.00%100.0013,146,854 12,554,459 63.19 66.47
%
%
1 176 STATE FARM GRP
%15.10%15.10301,108 294,172Alaska 73.03 74.50
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%23.41%8.31165,798 159,103 73.35 74.56
%
%
3 31 BERKSHIRE HATHAWAY GRP
%31.37%7.97158,925 155,685 51.96 54.31
%
%
4 111 LIBERTY MUT GRP
%38.64%7.26144,872 141,475 49.48 53.61
%
%
5 8 ALLSTATE INS GRP
%44.59%5.95118,763 115,045 63.29 64.80
%
%
6 309 WESTERN NATL MUT GRP
%50.52%5.93118,326 106,309 49.03 49.37
%
%
7 4485 COPPERPOINT GRP
%56.21%5.69113,446 111,027 23.04 28.13
%
%
8 155 PROGRESSIVE GRP
%60.47%4.2684,967 81,074 63.62 64.42
%
%
9 50 COUNTRY INS & FIN SERV GRP
%62.75%2.2845,453 43,507 69.85 70.53
%
%
10 785 MARKEL CORP GRP
%64.78%2.0340,486 39,097 43.89 59.01
%
%
**STAT E TOTAL**
%100.00%100.001,994,750 1,932,800 53.05 56.12
%
%
1 176 STATE FARM GRP
%10.57%10.571,897,567 1,773,857Arizona 76.77 78.66
%
%
2 155 PROGRESSIVE GRP
%19.39%8.821,584,861 1,489,098 69.25 70.40
%
%
3 31 BERKSHIRE HATHAWAY GRP
%26.65%7.261,303,245 1,298,772 64.01 66.14
%
%
4 111 LIBERTY MUT GRP
%32.75%6.111,096,711 1,068,156 69.33 71.51
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%38.22%5.46981,276 903,212 70.08 71.03
%
%
6 69 FARMERS INS GRP
%43.54%5.33956,624 941,907 59.53 60.47
%
%
7 8 ALLSTATE INS GRP
%48.56%5.01900,519 847,724 72.72 74.55
%
%
8 473 AMERICAN FAMILY INS GRP
%52.81%4.25763,305 702,428 72.11 73.63
%
%
9 3548 TRAVELERS GRP
%56.67%3.86693,988 646,758 66.79 69.73
%
%
10 626 CHUBB LTD GRP
%59.14%2.47443,602 428,205 86.83 89.94
%
%
**STAT E TOTAL**
%100.00%100.0017,959,863 17,078,620 64.30 67.46
%
%
1 176 STATE FARM GRP
%13.99%13.991,110,004 1,051,891Arkansas 98.67 99.53
%
%
2 155 PROGRESSIVE GRP
%20.51%6.52517,201 486,701 72.46 73.15
%
%
3 123 SHELTER INS GRP
%25.92%5.40428,535 404,130 105.38 106.66
%
%
4 8 ALLSTATE INS GRP
%30.79%4.87386,445 364,163 86.28 87.21
%
%
5 13757 FARM BUREAU MUT INS CO OF AR INC
%35.19%4.40349,154 321,132 125.99 126.10
%
%
6 483 SOUTHERN FARM BUREAU CAS GRP
%39.56%4.36346,106 331,014 88.33 88.11
%
%
7 111 LIBERTY MUT GRP
%43.73%4.18331,384 328,247 95.80 97.63
%
%
8 626 CHUBB LTD GRP
%47.67%3.94312,218 272,487 113.74 116.30
%
%
9 3548 TRAVELERS GRP
%51.26%3.59284,448 266,730 85.91 90.00
%
%
10 31 BERKSHIRE HATHAWAY GRP
%54.81%3.55281,723 265,198 79.58 81.70
%
%
**STAT E TOTAL**
%100.00%100.007,931,849 7,528,994 85.33 87.33
%
%
© 2024 National Association of Insurance Commissioners
14
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%7.89%7.898,778,330 8,444,420California 89.61 95.15
%
%
2 69 FARMERS INS GRP
%14.68%6.787,547,541 7,309,925 68.09 70.06
%
%
3 31 BERKSHIRE HATHAWAY GRP
%21.15%6.487,207,725 7,320,496 69.27 73.10
%
%
4 8 ALLSTATE INS GRP
%25.50%4.344,829,408 4,840,175 86.07 89.10
%
%
5 1278 CSAA INS GRP
%29.48%3.994,438,167 3,962,308 74.81 76.80
%
%
6 1318 AUTO CLUB ENTERPRISES INS GRP
%33.40%3.924,359,992 3,995,536 76.16 78.31
%
%
7 3548 TRAVELERS GRP
%37.29%3.884,318,547 4,113,222 54.02 59.31
%
%
8 111 LIBERTY MUT GRP
%41.11%3.824,249,817 4,269,076 67.77 73.59
%
%
9 626 CHUBB LTD GRP
%44.52%3.413,792,342 3,721,331 56.35 63.09
%
%
10 660 MERCURY GEN GRP
%47.74%3.233,591,769 3,478,111 68.93 72.61
%
%
**STAT E TOTAL**
%100.00%100.00111,247,506 107,995,252 66.69 72.07
%
%
1 176 STATE FARM GRP
%12.94%12.942,662,645 2,483,635Colorado 98.43 100.49
%
%
2 111 LIBERTY MUT GRP
%21.69%8.751,801,099 1,711,100 92.59 94.88
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%28.57%6.881,416,546 1,303,248 97.82 98.80
%
%
4 155 PROGRESSIVE GRP
%34.22%5.661,163,958 1,113,578 70.71 71.93
%
%
5 8 ALLSTATE INS GRP
%39.36%5.131,055,929 1,011,554 88.95 89.85
%
%
6 473 AMERICAN FAMILY INS GRP
%44.33%4.971,023,949 972,505 89.00 90.17
%
%
7 3548 TRAVELERS GRP
%49.22%4.891,006,765 943,090 65.34 67.25
%
%
8 31 BERKSHIRE HATHAWAY GRP
%53.60%4.38900,817 849,190 67.68 71.53
%
%
9 69 FARMERS INS GRP
%57.74%4.14852,300 824,943 63.06 63.70
%
%
10 626 CHUBB LTD GRP
%60.82%3.08633,622 620,294 66.87 69.48
%
%
**STAT E TOTAL**
%100.00%100.0020,582,327 19,639,675 77.59 80.67
%
%
1 31 BERKSHIRE HATHAWAY GRP
%7.43%7.43855,611 831,236Connecticut 67.09 70.29
%
%
2 3548 TRAVELERS GRP
%14.57%7.13820,765 778,729 59.32 64.83
%
%
3 111 LIBERTY MUT GRP
%20.81%6.24718,672 732,294 79.88 85.57
%
%
4 626 CHUBB LTD GRP
%26.59%5.77664,597 648,731 55.77 62.68
%
%
5 155 PROGRESSIVE GRP
%32.29%5.70656,009 617,252 69.09 71.57
%
%
6 176 STATE FARM GRP
%37.42%5.13590,796 553,208 92.38 95.64
%
%
7 8 ALLSTATE INS GRP
%42.45%5.03578,936 558,054 65.37 66.57
%
%
8 91 HARTFORD FIRE & CAS GRP
%46.72%4.27491,020 476,491 54.07 57.40
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.51%2.79321,085 300,594 69.86 70.72
%
%
10 69 FARMERS INS GRP
%52.10%2.59297,978 287,049 73.18 74.65
%
%
**STAT E TOTAL**
%100.00%100.0011,508,463 11,111,243 63.05 67.49
%
%
1 176 STATE FARM GRP
%12.00%12.00461,225 436,381Delaware 81.16 84.03
%
%
2 31 BERKSHIRE HATHAWAY GRP
%18.01%6.01230,899 225,705 69.61 72.20
%
%
3 111 LIBERTY MUT GRP
%23.10%5.09195,617 196,827 50.31 53.34
%
%
4 34215 NUCLEAR ELECTRIC INS LTD
%27.87%4.77183,152 182,862 15.67 15.72
%
%
5 155 PROGRESSIVE GRP
%32.48%4.61177,244 171,431 62.71 64.53
%
%
6 626 CHUBB LTD GRP
%36.77%4.29164,855 154,940 261.07 263.50
%
%
7 140 NATIONWIDE CORP GRP
%40.94%4.16159,995 163,899 65.57 67.64
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%44.99%4.05155,662 149,342 74.37 75.45
%
%
9 8 ALLSTATE INS GRP
%48.64%3.66140,544 132,904 54.28 61.93
%
%
10 11231 GENERALI US BRANCH
%51.81%3.17121,681 120,934 93.58 100.23
%
%
**STAT E TOTAL**
%100.00%100.003,842,583 3,668,330 64.91 68.32
%
%
© 2024 National Association of Insurance Commissioners
15
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.26%8.26223,012 212,365District Of Columbia 38.72 40.86
%
%
2 31 BERKSHIRE HATHAWAY GRP
%16.33%8.07217,794 218,625 69.03 71.15
%
%
3 626 CHUBB LTD GRP
%23.62%7.29196,734 190,061 33.79 38.07
%
%
4 111 LIBERTY MUT GRP
%30.14%6.52176,039 167,921 25.47 27.24
%
%
5 176 STATE FARM GRP
%35.44%5.30142,954 138,521 77.39 80.14
%
%
6 91 HARTFORD FIRE & CAS GRP
%39.44%4.01108,117 96,273 40.53 48.06
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%43.44%4.00107,897 101,675 51.32 51.71
%
%
8 968 AXA INS GRP
%46.99%3.5595,789 57,635 20.36 20.77
%
%
9 218 CNA INS GRP
%49.90%2.9178,448 74,133 52.49 58.38
%
%
10 4904 INTACT FINANCIAL GRP
%52.75%2.8577,001 78,997 25.48 27.13
%
%
**STAT E TOTAL**
%100.00%100.002,699,081 2,577,683 43.30 47.67
%
%
1 155 PROGRESSIVE GRP
%10.70%10.709,422,359 8,859,737Florida 64.62 68.08
%
%
2 31 BERKSHIRE HATHAWAY GRP
%20.55%9.858,676,196 8,243,971 64.10 67.43
%
%
3 176 STATE FARM GRP
%28.40%7.856,909,755 6,279,066 78.56 85.99
%
%
4 10064 CITIZENS PROP INS CORP
%34.15%5.765,070,989 4,218,127 32.13 36.41
%
%
5 8 ALLSTATE INS GRP
%38.90%4.744,177,162 3,976,922 63.45 65.26
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%42.23%3.332,934,126 2,786,094 60.53 62.29
%
%
7 626 CHUBB LTD GRP
%44.81%2.582,273,422 2,183,219 49.73 54.69
%
%
8 111 LIBERTY MUT GRP
%46.83%2.021,778,284 1,780,261 66.97 73.54
%
%
9 3548 TRAVELERS GRP
%48.81%1.981,740,747 1,659,396 62.79 70.00
%
%
10 4663 UNIVERSAL INS HOLDING GRP
%50.58%1.781,565,197 1,545,694 46.61 47.00
%
%
**STAT E TOTAL**
%100.00%100.0088,067,094 82,073,600 57.42 59,394.90
%
%
1 176 STATE FARM GRP
%14.63%14.634,687,528 4,438,039Georgia 86.44 89.11
%
%
2 155 PROGRESSIVE GRP
%23.87%9.242,959,183 2,905,376 69.01 70.46
%
%
3 8 ALLSTATE INS GRP
%31.04%7.182,299,450 2,215,379 86.74 88.64
%
%
4 31 BERKSHIRE HATHAWAY GRP
%36.80%5.751,843,683 1,812,040 65.93 68.53
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%42.39%5.601,793,378 1,697,795 81.54 82.68
%
%
6 3548 TRAVELERS GRP
%47.26%4.871,559,935 1,494,844 71.72 74.79
%
%
7 111 LIBERTY MUT GRP
%51.24%3.971,272,800 1,296,871 75.88 79.60
%
%
8 280 AUTO OWNERS GRP
%54.69%3.461,107,133 1,043,410 83.78 89.91
%
%
9 626 CHUBB LTD GRP
%57.05%2.36755,477 731,000 63.92 68.36
%
%
10 69 FARMERS INS GRP
%59.09%2.04653,440 666,071 84.06 85.05
%
%
**STAT E TOTAL**
%100.00%100.0032,039,933 30,946,883 73.68 77.20
%
%
1 176 STATE FARM GRP
%11.10%11.10387,516 376,115Hawaii 181.40 182.57
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%21.36%10.26358,052 335,889 207.81 210.24
%
%
3 31 BERKSHIRE HATHAWAY GRP
%29.78%8.42294,074 296,202 69.39 71.63
%
%
4 106 ISLAND INS CO GRP
%34.09%4.31150,376 147,658 124.27 128.23
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%38.17%4.08142,391 140,457 81.88 82.80
%
%
6 8 ALLSTATE INS GRP
%42.11%3.94137,399 133,756 271.99 275.06
%
%
7 111 LIBERTY MUT GRP
%46.04%3.94137,385 134,350 108.10 119.67
%
%
8 4672 DONGBU INS GRP
%49.16%3.12108,975 102,432 422.70 466.84
%
%
9 626 CHUBB LTD GRP
%52.17%3.01105,092 105,056 91.45 94.53
%
%
10 4938 HAWAII EMPLOYERS GRP
%55.18%3.00104,767 100,724 58.57 64.95
%
%
**STAT E TOTAL**
%100.00%100.003,490,752 3,345,197 139.60 144.60
%
%
© 2024 National Association of Insurance Commissioners
16
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%9.40%9.40447,167 432,119Idaho 61.60 63.66
%
%
2 176 STATE FARM GRP
%17.27%7.87374,166 355,614 73.81 75.25
%
%
3 842 FARM BUREAU GRP
%24.07%6.81323,763 308,522 66.45 67.74
%
%
4 155 PROGRESSIVE GRP
%29.90%5.83277,205 260,094 63.57 64.39
%
%
5 36129 IDAHO STATE INS FUND
%35.40%5.50261,694 254,062 64.28 67.16
%
%
6 69 FARMERS INS GRP
%40.05%4.65221,066 213,009 55.23 55.64
%
%
7 8 ALLSTATE INS GRP
%44.46%4.41209,928 199,124 68.29 69.26
%
%
8 31 BERKSHIRE HATHAWAY GRP
%48.81%4.35206,879 204,162 60.24 63.33
%
%
9 3548 TRAVELERS GRP
%52.44%3.63172,863 165,407 51.06 53.64
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%55.96%3.52167,453 154,513 68.05 68.90
%
%
**STAT E TOTAL**
%100.00%100.004,757,044 4,556,864 64.70 67.54
%
%
1 176 STATE FARM GRP
%14.88%14.885,346,870 5,114,450Illinois 83.76 85.83
%
%
2 8 ALLSTATE INS GRP
%20.76%5.892,115,392 1,999,588 74.74 76.02
%
%
3 50 COUNTRY INS & FIN SERV GRP
%25.32%4.561,639,041 1,568,451 82.21 83.06
%
%
4 3548 TRAVELERS GRP
%29.68%4.351,564,822 1,495,327 61.25 64.63
%
%
5 155 PROGRESSIVE GRP
%33.72%4.041,451,503 1,393,779 67.55 69.09
%
%
6 111 LIBERTY MUT GRP
%37.49%3.771,354,566 1,360,980 63.67 69.20
%
%
7 31 BERKSHIRE HATHAWAY GRP
%40.95%3.461,244,046 1,225,450 68.21 73.15
%
%
8 626 CHUBB LTD GRP
%44.08%3.131,126,105 1,138,605 54.68 59.93
%
%
9 19 ASSURANT INC GRP
%47.06%2.981,071,404 1,011,682 70.16 70.45
%
%
10 473 AMERICAN FAMILY INS GRP
%49.57%2.51900,330 836,452 84.82 86.16
%
%
**STAT E TOTAL**
%100.00%100.0035,938,939 34,809,998 68.84 73.20
%
%
1 176 STATE FARM GRP
%11.74%11.741,916,219 1,825,798Indiana 73.41 75.12
%
%
2 155 PROGRESSIVE GRP
%18.13%6.391,043,746 1,009,814 69.13 70.25
%
%
3 111 LIBERTY MUT GRP
%23.62%5.48895,134 898,127 57.03 59.39
%
%
4 542 INDIANA FARM BUREAU GRP
%28.83%5.21850,887 813,588 77.89 78.96
%
%
5 8 ALLSTATE INS GRP
%33.48%4.65759,542 729,333 66.57 68.10
%
%
6 3548 TRAVELERS GRP
%37.12%3.64594,526 574,457 59.29 63.38
%
%
7 31 BERKSHIRE HATHAWAY GRP
%40.47%3.35546,143 540,148 59.65 64.34
%
%
8 213 ERIE INS GRP
%43.77%3.30538,516 491,238 93.48 94.94
%
%
9 280 AUTO OWNERS GRP
%46.89%3.12509,471 471,589 66.81 70.98
%
%
10 473 AMERICAN FAMILY INS GRP
%49.64%2.75449,284 423,745 72.24 72.64
%
%
**STAT E TOTAL**
%100.00%100.0016,323,699 15,668,705 62.87 65.73
%
%
1 176 STATE FARM GRP
%9.16%9.16901,675 860,256Iowa 100.79 101.93
%
%
2 155 PROGRESSIVE GRP
%15.55%6.39629,253 604,881 66.51 67.00
%
%
3 513 IOWA FARM BUREAU GRP
%21.44%5.89579,923 537,687 97.17 98.15
%
%
4 140 NATIONWIDE CORP GRP
%26.53%5.08500,282 504,844 78.13 80.98
%
%
5 626 CHUBB LTD GRP
%31.26%4.74466,456 468,991 53.54 54.74
%
%
6 280 AUTO OWNERS GRP
%34.69%3.42337,033 291,987 85.67 88.24
%
%
7 3548 TRAVELERS GRP
%38.04%3.35329,902 311,750 46.89 50.48
%
%
8 212 ZURICH INS GRP
%41.08%3.04299,636 295,913 46.49 49.61
%
%
9 473 AMERICAN FAMILY INS GRP
%44.11%3.02297,536 288,055 68.83 69.65
%
%
10 796 QBE INS GRP
%46.86%2.75270,676 269,231 117.07 117.79
%
%
**STAT E TOTAL**
%100.00%100.009,843,752 9,442,780 73.79 76.07
%
%
© 2024 National Association of Insurance Commissioners
17
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%9.48%9.48906,800 866,645Kansas 69.34 70.32
%
%
2 473 AMERICAN FAMILY INS GRP
%15.70%6.22594,821 568,711 64.21 64.79
%
%
3 513 IOWA FARM BUREAU GRP
%21.65%5.95569,378 546,082 102.08 103.28
%
%
4 3548 TRAVELERS GRP
%27.27%5.62537,524 508,345 52.65 55.66
%
%
5 31 BERKSHIRE HATHAWAY GRP
%32.52%5.25501,883 470,356 52.33 54.36
%
%
6 155 PROGRESSIVE GRP
%37.67%5.16493,493 467,996 63.89 64.73
%
%
7 626 CHUBB LTD GRP
%41.69%4.02384,216 391,089 123.96 127.94
%
%
8 212 ZURICH INS GRP
%45.66%3.97379,502 408,267 126.51 129.18
%
%
9 111 LIBERTY MUT GRP
%49.14%3.48333,181 332,363 61.74 65.08
%
%
10 140 NATIONWIDE CORP GRP
%52.59%3.45330,174 345,105 60.56 62.39
%
%
**STAT E TOTAL**
%100.00%100.009,565,831 9,296,135 77.27 79.59
%
%
1 176 STATE FARM GRP
%13.74%13.741,394,136 1,331,258Kentucky 92.61 94.10
%
%
2 109 KENTUCKY FARM BUREAU GRP
%26.97%13.231,343,000 1,275,142 120.14 121.69
%
%
3 111 LIBERTY MUT GRP
%34.31%7.34745,439 746,672 81.51 84.30
%
%
4 155 PROGRESSIVE GRP
%40.30%5.99607,625 584,562 66.93 68.06
%
%
5 8 ALLSTATE INS GRP
%44.46%4.16421,809 408,662 84.98 87.23
%
%
6 3548 TRAVELERS GRP
%48.15%3.70375,080 358,128 57.96 61.28
%
%
7 31 BERKSHIRE HATHAWAY GRP
%51.34%3.18323,170 315,304 60.07 63.15
%
%
8 213 ERIE INS GRP
%54.25%2.92295,981 254,146 131.61 134.65
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%57.02%2.77281,331 264,325 87.06 88.20
%
%
10 280 AUTO OWNERS GRP
%59.70%2.68271,650 251,855 93.51 97.40
%
%
**STAT E TOTAL**
%100.00%100.0010,149,222 9,770,351 79.16 82.25
%
%
1 176 STATE FARM GRP
%15.40%15.402,593,688 2,470,683Louisiana 67.93 71.34
%
%
2 155 PROGRESSIVE GRP
%24.34%8.941,506,538 1,451,268 57.77 59.78
%
%
3 8 ALLSTATE INS GRP
%31.55%7.211,214,600 1,190,545 51.28 53.51
%
%
4 31 BERKSHIRE HATHAWAY GRP
%37.04%5.48923,030 885,253 59.55 62.89
%
%
5 111 LIBERTY MUT GRP
%40.74%3.70624,024 614,423 61.90 65.94
%
%
6 LOUISIANA CITIZENS PROPERTY INS.
%44.41%3.67618,060 524,271 14.54 17.28
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.07%3.66615,701 565,827 65.22 68.26
%
%
8 3548 TRAVELERS GRP
%50.38%2.32390,532 364,786 58.78 66.09
%
%
9 626 CHUBB LTD GRP
%52.66%2.27383,010 364,536 38.48 42.54
%
%
10 483 SOUTHERN FARM BUREAU CAS GRP
%54.73%2.07348,993 331,910 71.98 73.99
%
%
**STAT E TOTAL**
%100.00%100.0016,843,104 15,992,536 55.75 60.01
%
%
1 111 LIBERTY MUT GRP
%7.85%7.85260,245 255,491Maine 64.52 67.29
%
%
2 176 STATE FARM GRP
%15.06%7.21238,987 226,584 80.84 81.66
%
%
3 155 PROGRESSIVE GRP
%22.04%6.98231,562 219,979 68.37 69.14
%
%
4 1332 MAINE EMPLOYERS MUT INS GRP
%27.77%5.74190,231 188,244 48.41 53.36
%
%
5 31 BERKSHIRE HATHAWAY GRP
%32.50%4.73156,816 156,078 58.81 60.63
%
%
6 3548 TRAVELERS GRP
%37.03%4.52149,957 143,187 58.53 60.98
%
%
7 98 WR BERKLEY CORP GRP
%41.51%4.48148,604 139,694 55.45 57.89
%
%
8 88 THE HANOVER INS GRP
%45.97%4.46147,940 144,529 44.53 47.90
%
%
9 8 ALLSTATE INS GRP
%49.79%3.82126,573 123,774 59.66 60.44
%
%
10 15997 MMG INS CO
%53.23%3.44114,177 108,431 59.77 61.87
%
%
**STAT E TOTAL**
%100.00%100.003,316,037 3,175,434 57.43 59.69
%
%
© 2024 National Association of Insurance Commissioners
18
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%11.16%11.161,805,688 1,706,023Maryland 79.03 82.03
%
%
2 31 BERKSHIRE HATHAWAY GRP
%21.99%10.841,754,329 1,726,956 64.76 65.70
%
%
3 213 ERIE INS GRP
%29.09%7.091,148,010 1,071,913 85.41 87.40
%
%
4 8 ALLSTATE INS GRP
%36.12%7.041,139,141 1,116,966 68.84 70.15
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%42.03%5.90955,612 896,583 72.75 73.51
%
%
6 3548 TRAVELERS GRP
%47.78%5.76931,730 874,753 56.00 58.51
%
%
7 155 PROGRESSIVE GRP
%53.49%5.71924,239 877,117 67.23 68.17
%
%
8 111 LIBERTY MUT GRP
%58.23%4.73766,246 766,657 61.94 64.40
%
%
9 140 NATIONWIDE CORP GRP
%61.99%3.76608,650 614,773 65.54 68.54
%
%
10 626 CHUBB LTD GRP
%65.19%3.21519,137 529,842 40.27 43.78
%
%
**STAT E TOTAL**
%100.00%100.0016,186,978 15,639,935 61.13 63.98
%
%
1 411 MAPFRE INS GRP
%8.76%8.761,879,257 1,779,780Massachusetts 63.46 64.83
%
%
2 31 BERKSHIRE HATHAWAY GRP
%15.27%6.511,395,840 1,349,385 70.02 72.42
%
%
3 111 LIBERTY MUT GRP
%21.75%6.481,390,501 1,421,021 51.35 54.73
%
%
4 3548 TRAVELERS GRP
%27.74%5.991,285,417 1,191,988 52.07 55.27
%
%
5 626 CHUBB LTD GRP
%32.48%4.741,017,270 979,586 55.47 59.76
%
%
6 586 ARBELLA INS GRP
%37.00%4.52968,876 920,348 57.55 59.92
%
%
7 188 SAFETY GRP
%41.39%4.39941,721 853,111 68.07 69.43
%
%
8 155 PROGRESSIVE GRP
%44.59%3.21688,190 634,626 65.99 67.60
%
%
9 415 PLYMOUTH ROCK INS GRP
%47.80%3.20687,532 622,519 61.40 63.21
%
%
10 88 THE HANOVER INS GRP
%50.21%2.41517,629 509,426 56.92 61.22
%
%
**STAT E TOTAL**
%100.00%100.0021,453,245 20,472,824 55.62 59.39
%
%
1 176 STATE FARM GRP
%10.82%10.822,644,761 2,550,149Michigan 84.94 88.48
%
%
2 155 PROGRESSIVE GRP
%20.56%9.742,382,513 2,292,444 68.57 71.95
%
%
3 280 AUTO OWNERS GRP
%29.61%9.052,214,201 2,061,380 87.07 91.92
%
%
4 55 AUTOMOBILE CLUB MI GRP
%38.07%8.462,068,615 1,982,509 67.72 69.86
%
%
5 88 THE HANOVER INS GRP
%42.97%4.901,197,052 1,169,640 81.87 84.32
%
%
6 111 LIBERTY MUT GRP
%47.27%4.301,050,914 1,051,255 66.22 69.65
%
%
7 67 MICHIGAN FARM BUREAU GRP
%51.31%4.04988,764 925,996 80.59 84.33
%
%
8 8 ALLSTATE INS GRP
%55.28%3.97970,362 976,072 30.93 40.52
%
%
9 626 CHUBB LTD GRP
%57.22%1.94475,099 466,532 34.74 42.41
%
%
10 3548 TRAVELERS GRP
%59.13%1.91467,057 442,387 55.30 60.76
%
%
**STAT E TOTAL**
%100.00%100.0024,453,398 23,581,153 65.76 70.82
%
%
1 176 STATE FARM GRP
%13.05%13.052,229,526 2,115,567Minnesota 95.14 96.15
%
%
2 155 PROGRESSIVE GRP
%20.14%7.091,210,797 1,172,100 71.26 71.94
%
%
3 473 AMERICAN FAMILY INS GRP
%27.06%6.921,182,649 1,126,173 78.07 78.81
%
%
4 280 AUTO OWNERS GRP
%31.72%4.65794,350 716,902 90.70 93.79
%
%
5 3548 TRAVELERS GRP
%36.05%4.33739,869 717,591 69.41 72.46
%
%
6 111 LIBERTY MUT GRP
%40.30%4.25726,071 713,168 70.89 74.50
%
%
7 69 FARMERS INS GRP
%43.85%3.55606,406 587,642 69.82 70.09
%
%
8 212 ZURICH INS GRP
%47.05%3.20546,511 388,949 106.72 112.87
%
%
9 626 CHUBB LTD GRP
%49.94%2.90494,708 477,422 51.21 58.92
%
%
10 8 ALLSTATE INS GRP
%52.30%2.36402,456 384,939 73.54 74.80
%
%
**STAT E TOTAL**
%100.00%100.0017,081,121 16,219,677 77.30 79.91
%
%
© 2024 National Association of Insurance Commissioners
19
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%14.07%14.071,056,227 1,021,008Mississippi 79.81 81.04
%
%
2 483 SOUTHERN FARM BUREAU CAS GRP
%22.14%8.07605,596 572,803 82.27 82.73
%
%
3 155 PROGRESSIVE GRP
%29.51%7.36552,703 535,655 70.76 72.02
%
%
4 111 LIBERTY MUT GRP
%36.15%6.65498,950 498,002 83.41 85.64
%
%
5 8 ALLSTATE INS GRP
%40.91%4.76357,340 345,817 66.52 69.11
%
%
6 3548 TRAVELERS GRP
%45.46%4.54341,008 320,357 70.53 74.15
%
%
7 31 BERKSHIRE HATHAWAY GRP
%49.12%3.67275,221 264,749 59.06 61.70
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%52.17%3.04228,379 217,430 81.45 82.62
%
%
9 140 NATIONWIDE CORP GRP
%55.10%2.93219,739 234,818 79.77 82.56
%
%
10 5 ALFA INS GRP
%57.52%2.43182,277 168,896 101.53 102.38
%
%
**STAT E TOTAL**
%100.00%100.007,505,441 7,226,622 71.31 73.75
%
%
1 176 STATE FARM GRP
%13.04%13.042,250,892 2,147,560Missouri 88.53 89.41
%
%
2 473 AMERICAN FAMILY INS GRP
%20.15%7.111,226,878 1,185,272 77.18 78.15
%
%
3 155 PROGRESSIVE GRP
%26.80%6.661,148,787 1,067,210 66.73 67.63
%
%
4 3548 TRAVELERS GRP
%31.77%4.97857,996 802,245 63.33 68.36
%
%
5 111 LIBERTY MUT GRP
%36.49%4.71813,520 827,514 59.58 63.62
%
%
6 123 SHELTER INS GRP
%40.03%3.55612,562 584,652 90.97 92.74
%
%
7 31 BERKSHIRE HATHAWAY GRP
%43.51%3.48600,420 580,170 59.57 63.16
%
%
8 626 CHUBB LTD GRP
%46.97%3.46597,005 595,546 55.57 60.97
%
%
9 8 ALLSTATE INS GRP
%49.79%2.82487,279 444,128 71.15 72.93
%
%
10 69 FARMERS INS GRP
%52.55%2.76475,672 489,273 62.93 63.80
%
%
**STAT E TOTAL**
%100.00%100.0017,261,874 16,539,205 69.42 72.33
%
%
1 176 STATE FARM GRP
%11.22%11.22427,216 410,202Montana 59.30 61.19
%
%
2 111 LIBERTY MUT GRP
%20.16%8.94340,479 328,945 50.39 52.64
%
%
3 155 PROGRESSIVE GRP
%27.07%6.90262,927 247,472 59.38 60.44
%
%
4 626 CHUBB LTD GRP
%32.35%5.29201,316 200,603 80.16 81.41
%
%
5 3548 TRAVELERS GRP
%37.47%5.12194,780 183,358 63.12 65.77
%
%
6 69 FARMERS INS GRP
%42.50%5.03191,481 182,929 46.06 47.78
%
%
7 15819 MONTANA STATE FUND
%47.16%4.66177,538 174,841 60.21 61.57
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%50.99%3.83145,757 135,270 69.87 70.63
%
%
9 796 QBE INS GRP
%54.25%3.27124,338 126,450 93.41 93.92
%
%
10 4683 MOUNTAIN WEST FARM GRP
%57.35%3.09117,845 114,753 55.26 55.39
%
%
**STAT E TOTAL**
%100.00%100.003,807,820 3,668,299 55.23 57.77
%
%
1 176 STATE FARM GRP
%9.69%9.69733,752 699,832Nebraska 71.06 71.86
%
%
2 212 ZURICH INS GRP
%16.02%6.33479,360 478,202 112.24 112.85
%
%
3 13889 FARMERS MUT INS CO OF NE
%22.26%6.24472,715 445,194 69.94 70.08
%
%
4 626 CHUBB LTD GRP
%27.24%4.98376,789 369,049 101.93 103.04
%
%
5 140 NATIONWIDE CORP GRP
%32.13%4.90370,751 375,173 60.85 62.42
%
%
6 155 PROGRESSIVE GRP
%37.02%4.89370,326 356,093 62.22 62.76
%
%
7 513 IOWA FARM BUREAU GRP
%41.71%4.69355,000 327,359 80.46 81.70
%
%
8 796 QBE INS GRP
%46.03%4.32327,185 324,495 136.82 137.30
%
%
9 3548 TRAVELERS GRP
%50.29%4.27322,997 301,799 46.06 47.31
%
%
10 473 AMERICAN FAMILY INS GRP
%53.99%3.70280,138 270,585 44.61 45.14
%
%
**STAT E TOTAL**
%100.00%100.007,573,101 7,246,185 74.14 75.60
%
%
© 2024 National Association of Insurance Commissioners
20
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%9.89%9.89847,030 791,965Nevada 92.94 97.14
%
%
2 31 BERKSHIRE HATHAWAY GRP
%18.87%8.98768,430 736,143 93.54 97.84
%
%
3 155 PROGRESSIVE GRP
%27.42%8.55731,959 723,615 78.13 80.17
%
%
4 8 ALLSTATE INS GRP
%33.29%5.88503,118 489,246 89.54 91.38
%
%
5 69 FARMERS INS GRP
%38.40%5.11437,149 437,297 71.06 74.14
%
%
6 3548 TRAVELERS GRP
%43.26%4.86415,781 384,994 52.08 55.63
%
%
7 111 LIBERTY MUT GRP
%47.66%4.40376,798 368,521 74.83 80.43
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%51.28%3.62309,830 294,611 79.61 81.73
%
%
9 626 CHUBB LTD GRP
%54.01%2.74234,292 222,421 57.65 62.77
%
%
10 1278 CSAA INS GRP
%56.68%2.66228,083 211,804 70.80 72.49
%
%
**STAT E TOTAL**
%100.00%100.008,561,822 8,152,993 72.67 76.67
%
%
1 111 LIBERTY MUT GRP
%8.96%8.96299,590 294,231New Hampshire 49.44 52.05
%
%
2 176 STATE FARM GRP
%16.07%7.11237,475 224,079 79.49 80.61
%
%
3 155 PROGRESSIVE GRP
%22.63%6.56219,384 209,816 62.61 63.27
%
%
4 31 BERKSHIRE HATHAWAY GRP
%28.17%5.53184,933 184,178 56.05 58.62
%
%
5 8 ALLSTATE INS GRP
%33.18%5.02167,672 163,429 49.74 49.80
%
%
6 3548 TRAVELERS GRP
%37.76%4.58153,020 146,552 47.48 51.39
%
%
7 98 WR BERKLEY CORP GRP
%42.14%4.38146,412 139,685 38.51 41.38
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%45.63%3.49116,533 111,017 65.98 66.49
%
%
9 88 THE HANOVER INS GRP
%48.51%2.8896,376 94,809 40.55 43.71
%
%
10 626 CHUBB LTD GRP
%50.99%2.4882,726 79,660 43.44 48.05
%
%
**STAT E TOTAL**
%100.00%100.003,342,091 3,218,405 53.40 56.49
%
%
1 31 BERKSHIRE HATHAWAY GRP
%10.17%10.172,962,729 2,888,356New Jersey 73.10 76.48
%
%
2 708 NEW JERSEY MANUFACTURERS GRP
%17.77%7.592,210,433 2,071,351 65.67 70.38
%
%
3 155 PROGRESSIVE GRP
%24.36%6.601,921,561 1,840,387 80.75 84.71
%
%
4 111 LIBERTY MUT GRP
%29.93%5.571,620,607 1,546,042 61.19 66.78
%
%
5 3548 TRAVELERS GRP
%35.22%5.281,538,876 1,466,446 56.98 62.74
%
%
6 8 ALLSTATE INS GRP
%40.36%5.141,497,073 1,500,336 91.28 94.89
%
%
7 176 STATE FARM GRP
%45.26%4.901,426,712 1,363,416 87.46 91.51
%
%
8 626 CHUBB LTD GRP
%49.19%3.931,145,206 1,130,879 49.39 56.29
%
%
9 1227 PALISADES GRP
%52.22%3.03882,720 843,716 64.42 67.07
%
%
10 242 SELECTIVE INS GRP
%54.89%2.67778,113 733,612 48.67 54.96
%
%
**STAT E TOTAL**
%100.00%100.0029,118,510 28,077,935 63.99 69.40
%
%
1 176 STATE FARM GRP
%12.64%12.64636,879 603,242New Mexico 69.25 71.25
%
%
2 155 PROGRESSIVE GRP
%21.41%8.76441,561 424,848 67.80 69.09
%
%
3 69 FARMERS INS GRP
%28.74%7.34369,691 353,949 59.02 59.69
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%34.78%6.04304,063 281,336 77.21 78.28
%
%
5 31 BERKSHIRE HATHAWAY GRP
%40.53%5.75289,884 287,584 62.52 65.83
%
%
6 111 LIBERTY MUT GRP
%46.26%5.73288,538 279,921 57.31 59.41
%
%
7 8 ALLSTATE INS GRP
%51.00%4.74238,870 231,114 77.24 78.31
%
%
8 3548 TRAVELERS GRP
%55.61%4.61232,350 220,828 88.71 93.59
%
%
9 1112 NEW MEXICO MUT GRP
%57.70%2.09105,057 105,241 32.41 35.58
%
%
10 513 IOWA FARM BUREAU GRP
%59.76%2.06103,788 95,983 96.33 98.58
%
%
**STAT E TOTAL**
%100.00%100.005,038,116 4,808,582 71.85 75.32
%
%
© 2024 National Association of Insurance Commissioners
21
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%10.78%10.786,864,499 6,685,348New York 74.84 79.80
%
%
2 176 STATE FARM GRP
%17.33%6.554,170,211 3,941,062 94.84 100.09
%
%
3 8 ALLSTATE INS GRP
%23.78%6.454,108,692 4,045,533 79.88 82.59
%
%
4 3548 TRAVELERS GRP
%29.23%5.453,474,071 3,341,477 56.72 63.03
%
%
5 626 CHUBB LTD GRP
%34.62%5.393,433,990 3,310,202 47.80 53.18
%
%
6 111 LIBERTY MUT GRP
%39.43%4.813,060,667 3,039,250 62.71 68.52
%
%
7 155 PROGRESSIVE GRP
%43.27%3.842,444,942 2,328,587 76.16 79.76
%
%
8 36102 STATE INS FUND WORKERS COMPENSATION
%45.95%2.681,709,193 1,728,657 64.55 70.60
%
%
9 91 HARTFORD FIRE & CAS GRP
%48.37%2.421,542,072 1,480,258 54.62 60.40
%
%
10 12 AMERICAN INTL GRP
%50.54%2.171,381,374 1,398,530 25.24 27.92
%
%
**STAT E TOTAL**
%100.00%100.0063,689,006 61,586,742 64.93 33,320.18
%
%
1 176 STATE FARM GRP
%8.64%8.642,076,790 1,992,061North Carolina 72.05 73.17
%
%
2 8 ALLSTATE INS GRP
%17.26%8.622,072,834 1,938,019 72.80 74.36
%
%
3 324 NORTH CAROLINA FARM BUREAU GRP
%24.12%6.861,647,745 1,553,763 73.80 74.35
%
%
4 31 BERKSHIRE HATHAWAY GRP
%30.13%6.011,444,880 1,409,009 69.74 71.01
%
%
5 155 PROGRESSIVE GRP
%35.81%5.681,366,414 1,325,105 65.54 66.53
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.88%5.061,216,926 1,139,809 65.16 65.78
%
%
7 140 NATIONWIDE CORP GRP
%45.39%4.511,083,967 1,120,314 56.33 57.66
%
%
8 3548 TRAVELERS GRP
%49.39%4.00961,751 905,120 50.23 52.78
%
%
9 111 LIBERTY MUT GRP
%53.27%3.88933,558 927,663 54.57 56.42
%
%
10 213 ERIE INS GRP
%56.97%3.69887,591 815,880 76.75 78.35
%
%
**STAT E TOTAL**
%100.00%100.0024,036,513 23,047,323 59.64 61.98
%
%
1 796 QBE INS GRP
%13.63%13.63549,799 543,663North Dakota 58.54 58.61
%
%
2 626 CHUBB LTD GRP
%23.89%10.26413,799 411,307 65.06 66.82
%
%
3 212 ZURICH INS GRP
%31.89%8.01323,094 323,523 48.39 48.46
%
%
4 WORKFORCE SAFETY & INSURANCE OF ND
%37.04%5.15207,603 208,564 49.52 51.42
%
%
5 155 PROGRESSIVE GRP
%41.84%4.80193,543 185,497 60.30 60.84
%
%
6 3500 NODAK MUT GRP
%45.89%4.05163,505 157,538 48.87 48.56
%
%
7 3219 SOMPO GRP
%49.86%3.97160,049 160,141 65.63 65.87
%
%
8 176 STATE FARM GRP
%53.69%3.83154,428 146,877 56.62 57.18
%
%
9 84 AMERICAN FINANCIAL GRP
%57.05%3.36135,581 134,443 50.28 50.66
%
%
10 473 AMERICAN FAMILY INS GRP
%59.86%2.81113,514 112,704 56.59 57.21
%
%
**STAT E TOTAL**
%100.00%100.004,034,228 3,920,480 56.94 58.01
%
%
1 176 STATE FARM GRP
%11.01%11.012,709,295 2,565,536Ohio 81.00 82.29
%
%
2 155 PROGRESSIVE GRP
%18.54%7.531,852,593 1,814,548 66.46 67.59
%
%
3 8 ALLSTATE INS GRP
%24.48%5.941,462,968 1,416,500 67.83 69.00
%
%
4 111 LIBERTY MUT GRP
%29.85%5.361,319,887 1,332,355 61.50 64.22
%
%
5 OHIO BUREAU OF WORKERS' COMPENSATION
%34.71%4.871,198,066 1,198,066 29.04 43.93
%
%
6 244 CINCINNATI FIN GRP
%38.68%3.96975,643 933,490 55.09 58.09
%
%
7 31 BERKSHIRE HATHAWAY GRP
%42.49%3.81938,547 925,020 62.59 63.57
%
%
8 140 NATIONWIDE CORP GRP
%46.25%3.76924,797 941,495 71.86 74.12
%
%
9 213 ERIE INS GRP
%49.60%3.35824,101 753,203 93.10 94.85
%
%
10 3548 TRAVELERS GRP
%52.65%3.05749,866 703,604 78.83 84.85
%
%
**STAT E TOTAL**
%100.00%100.0024,608,767 23,641,291 63.24 66.07
%
%
© 2024 National Association of Insurance Commissioners
22
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%15.16%15.161,717,373 1,627,608Oklahoma 94.24 96.14
%
%
2 155 PROGRESSIVE GRP
%21.96%6.79769,213 726,987 68.27 69.24
%
%
3 69 FARMERS INS GRP
%28.58%6.62750,136 775,794 70.23 70.93
%
%
4 8 ALLSTATE INS GRP
%33.92%5.34604,393 563,695 78.66 79.77
%
%
5 111 LIBERTY MUT GRP
%38.73%4.81544,939 547,857 76.43 78.85
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.97%4.24479,782 467,893 62.21 65.37
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%47.19%4.22477,987 438,227 99.38 100.45
%
%
8 3548 TRAVELERS GRP
%51.08%3.90441,196 415,888 60.48 63.60
%
%
9 220 OKLAHOMA FARM BUREAU GRP
%53.95%2.87324,589 306,641 87.87 88.46
%
%
10 626 CHUBB LTD GRP
%56.42%2.48280,453 256,662 71.33 72.16
%
%
**STAT E TOTAL**
%100.00%100.0011,325,023 10,878,951 76.91 79.38
%
%
1 176 STATE FARM GRP
%12.20%12.201,283,029 1,214,273Oregon 71.64 73.08
%
%
2 111 LIBERTY MUT GRP
%20.77%8.57900,690 869,942 55.48 58.26
%
%
3 155 PROGRESSIVE GRP
%28.86%8.10851,415 803,670 67.27 68.62
%
%
4 69 FARMERS INS GRP
%35.29%6.42675,592 645,768 44.00 44.91
%
%
5 36196 SAIF CORP
%40.82%5.53582,018 564,115 71.73 75.15
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.13%5.31558,535 546,229 67.95 69.99
%
%
7 8 ALLSTATE INS GRP
%50.61%4.47470,317 451,553 60.53 62.38
%
%
8 3548 TRAVELERS GRP
%54.41%3.81400,280 371,637 44.60 48.69
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%58.05%3.64382,519 359,273 70.81 71.78
%
%
10 626 CHUBB LTD GRP
%60.89%2.84298,946 364,845 53.01 57.32
%
%
**STAT E TOTAL**
%100.00%100.0010,515,829 10,149,183 59.44 62.62
%
%
1 176 STATE FARM GRP
%9.77%9.773,177,404 3,044,201Pennsylvania 76.20 78.49
%
%
2 213 ERIE INS GRP
%18.99%9.223,000,497 2,825,035 73.99 75.97
%
%
3 8 ALLSTATE INS GRP
%24.92%5.931,929,485 1,840,068 61.09 62.26
%
%
4 155 PROGRESSIVE GRP
%30.53%5.601,823,404 1,804,938 61.51 63.74
%
%
5 3548 TRAVELERS GRP
%35.76%5.231,701,944 1,623,699 55.13 60.54
%
%
6 111 LIBERTY MUT GRP
%40.94%5.181,685,341 1,701,271 53.32 56.66
%
%
7 31 BERKSHIRE HATHAWAY GRP
%45.28%4.341,411,273 1,385,076 60.90 64.83
%
%
8 140 NATIONWIDE CORP GRP
%49.34%4.071,323,845 1,334,184 66.49 69.05
%
%
9 626 CHUBB LTD GRP
%52.30%2.95960,288 975,554 46.42 53.94
%
%
10 212 ZURICH INS GRP
%54.51%2.21720,110 706,549 60.09 69.63
%
%
**STAT E TOTAL**
%100.00%100.0032,532,786 31,479,317 61.08 65.33
%
%
1 155 PROGRESSIVE GRP
%11.94%11.94403,468 381,169Rhode Island 68.11 69.29
%
%
2 31 BERKSHIRE HATHAWAY GRP
%18.67%6.73227,411 228,754 69.50 72.58
%
%
3 8 ALLSTATE INS GRP
%24.95%6.28212,103 204,091 63.31 64.34
%
%
4 28 AMICA MUT GRP
%30.97%6.02203,279 192,675 64.21 65.92
%
%
5 111 LIBERTY MUT GRP
%36.42%5.45184,042 185,385 61.01 63.99
%
%
6 3548 TRAVELERS GRP
%40.43%4.01135,603 128,467 46.05 50.38
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%44.11%3.68124,218 117,144 72.47 73.33
%
%
8 626 CHUBB LTD GRP
%47.53%3.43115,721 111,608 61.46 79.11
%
%
9 3490 BEACON MUT GRP
%50.81%3.28110,902 111,043 39.97 43.95
%
%
10 140 NATIONWIDE CORP GRP
%53.95%3.13105,849 107,822 70.41 72.52
%
%
**STAT E TOTAL**
%100.00%100.003,378,530 3,258,342 62.83 66.20
%
%
© 2024 National Association of Insurance Commissioners
23
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%14.47%14.472,192,216 2,079,746South Carolina 75.42 76.62
%
%
2 155 PROGRESSIVE GRP
%23.72%9.251,401,345 1,326,904 67.04 68.41
%
%
3 31 BERKSHIRE HATHAWAY GRP
%30.67%6.951,052,266 1,036,697 54.68 56.24
%
%
4 8 ALLSTATE INS GRP
%37.38%6.721,017,658 984,788 67.09 68.24
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.37%5.99906,946 856,332 76.74 77.68
%
%
6 3548 TRAVELERS GRP
%48.59%5.22790,868 762,113 57.80 60.84
%
%
7 111 LIBERTY MUT GRP
%52.56%3.97600,900 607,560 64.03 66.39
%
%
8 280 AUTO OWNERS GRP
%55.23%2.68405,405 370,944 62.89 67.94
%
%
9 140 NATIONWIDE CORP GRP
%57.77%2.53383,895 393,815 68.20 70.82
%
%
10 626 CHUBB LTD GRP
%59.69%1.93291,733 278,389 60.38 64.02
%
%
**STAT E TOTAL**
%100.00%100.0015,149,496 14,508,336 61.22 64.13
%
%
1 626 CHUBB LTD GRP
%11.95%11.95474,338 477,036South Dakota 89.58 89.83
%
%
2 176 STATE FARM GRP
%19.52%7.57300,617 284,049 71.03 71.72
%
%
3 796 QBE INS GRP
%25.17%5.65224,209 222,651 76.76 77.05
%
%
4 212 ZURICH INS GRP
%30.29%5.13203,487 211,101 61.42 64.06
%
%
5 155 PROGRESSIVE GRP
%34.70%4.41174,933 164,259 58.53 58.91
%
%
6 473 AMERICAN FAMILY INS GRP
%39.01%4.31171,299 161,455 57.50 58.53
%
%
7 84 AMERICAN FINANCIAL GRP
%42.51%3.50139,024 140,010 46.08 46.27
%
%
8 140 NATIONWIDE CORP GRP
%45.71%3.19126,830 122,836 53.79 55.34
%
%
9 111 LIBERTY MUT GRP
%48.63%2.93116,139 117,614 57.07 58.73
%
%
10 280 AUTO OWNERS GRP
%51.49%2.85113,337 102,384 68.88 70.76
%
%
**STAT E TOTAL**
%100.00%100.003,970,217 3,831,887 65.05 66.55
%
%
1 176 STATE FARM GRP
%12.18%12.182,124,249 2,028,566Tennessee 80.63 81.86
%
%
2 694 TENNESSEE FARMERS GRP
%22.48%10.301,795,939 1,704,747 90.81 93.22
%
%
3 155 PROGRESSIVE GRP
%28.52%6.051,054,544 1,001,699 67.11 68.13
%
%
4 8 ALLSTATE INS GRP
%33.53%5.01873,710 816,196 70.07 71.22
%
%
5 111 LIBERTY MUT GRP
%38.32%4.79835,345 838,802 65.66 67.95
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.88%4.56795,868 781,583 54.90 56.87
%
%
7 3548 TRAVELERS GRP
%47.09%4.21734,339 690,173 57.28 60.12
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%50.64%3.55619,217 577,580 89.80 90.40
%
%
9 213 ERIE INS GRP
%53.72%3.08537,572 481,970 103.59 105.88
%
%
10 626 CHUBB LTD GRP
%56.39%2.67465,599 379,106 55.92 58.95
%
%
**STAT E TOTAL**
%100.00%100.0017,442,243 16,581,049 70.05 72.93
%
%
1 176 STATE FARM GRP
%10.07%10.079,359,265 8,614,020Texa s 77.93 80.67
%
%
2 155 PROGRESSIVE GRP
%18.56%8.507,899,879 7,464,505 65.63 67.27
%
%
3 8 ALLSTATE INS GRP
%25.24%6.686,212,185 5,901,957 75.26 76.91
%
%
4 31 BERKSHIRE HATHAWAY GRP
%30.87%5.635,236,052 5,033,735 61.82 64.03
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%35.93%5.064,702,246 4,329,610 77.33 78.12
%
%
6 111 LIBERTY MUT GRP
%40.95%5.024,667,994 4,472,818 71.70 74.97
%
%
7 69 FARMERS INS GRP
%44.98%4.033,750,895 3,703,170 64.09 64.89
%
%
8 3548 TRAVELERS GRP
%48.20%3.222,991,310 2,751,178 64.83 68.73
%
%
9 626 CHUBB LTD GRP
%51.29%3.092,869,104 2,727,878 76.85 79.21
%
%
10 809 TEXAS FARM BUREAU MUT GRP
%53.42%2.131,981,081 1,834,017 86.38 87.05
%
%
**STAT E TOTAL**
%100.00%100.0092,984,319 87,944,438 68.89 72.17
%
%
© 2024 National Association of Insurance Commissioners
24
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%8.51%8.51688,964 651,435Utah 76.08 79.51
%
%
2 155 PROGRESSIVE GRP
%15.21%6.70542,873 496,581 62.36 63.25
%
%
3 8 ALLSTATE INS GRP
%21.37%6.17499,599 478,706 68.09 69.08
%
%
4 111 LIBERTY MUT GRP
%26.73%5.35433,534 423,274 59.02 61.45
%
%
5 69 FARMERS INS GRP
%32.06%5.33431,806 424,458 53.19 54.08
%
%
6 31 BERKSHIRE HATHAWAY GRP
%36.67%4.62374,007 375,081 59.25 61.64
%
%
7 280 AUTO OWNERS GRP
%41.08%4.41357,239 325,454 67.14 72.26
%
%
8 3548 TRAVELERS GRP
%45.17%4.08330,843 307,808 48.96 51.19
%
%
9 13471 BEAR RIVER MUT INS CO
%48.66%3.49282,642 250,615 73.74 74.78
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%52.10%3.44278,807 256,442 69.64 70.16
%
%
**STAT E TOTAL**
%100.00%100.008,100,467 7,673,221 58.50 61.62
%
%
1 111 LIBERTY MUT GRP
%8.61%8.61141,273 138,604Vermont 52.92 56.25
%
%
2 155 PROGRESSIVE GRP
%15.79%7.18117,704 112,850 65.80 66.21
%
%
3 31 BERKSHIRE HATHAWAY GRP
%22.64%6.85112,389 103,016 74.08 77.56
%
%
4 3548 TRAVELERS GRP
%27.77%5.1384,204 80,321 48.10 49.38
%
%
5 18686 CO OPERATIVE INS COS
%32.46%4.6976,908 72,587 52.09 54.04
%
%
6 234 VERMONT MUT GRP
%37.01%4.5574,621 69,783 53.55 54.01
%
%
7 176 STATE FARM GRP
%41.50%4.4973,579 69,647 63.60 64.49
%
%
8 98 WR BERKLEY CORP GRP
%45.63%4.1367,765 64,706 40.79 43.08
%
%
9 280 AUTO OWNERS GRP
%48.45%2.8246,288 43,402 57.18 58.90
%
%
10 8 ALLSTATE INS GRP
%51.05%2.6042,627 41,193 68.16 62.08
%
%
**STAT E TOTAL**
%100.00%100.001,640,326 1,565,907 61.89 64.33
%
%
1 176 STATE FARM GRP
%9.99%9.992,029,238 1,902,254Virginia 70.40 72.44
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%19.02%9.031,835,153 1,734,103 61.85 62.64
%
%
3 31 BERKSHIRE HATHAWAY GRP
%26.70%7.681,559,847 1,544,985 59.30 60.61
%
%
4 8 ALLSTATE INS GRP
%33.64%6.951,411,032 1,319,606 58.11 59.70
%
%
5 155 PROGRESSIVE GRP
%39.69%6.051,228,640 1,169,399 64.32 65.26
%
%
6 3548 TRAVELERS GRP
%44.95%5.261,068,865 1,005,046 52.39 54.19
%
%
7 213 ERIE INS GRP
%49.58%4.63940,714 852,514 69.99 71.53
%
%
8 111 LIBERTY MUT GRP
%53.57%3.99810,409 800,512 54.10 56.26
%
%
9 140 NATIONWIDE CORP GRP
%57.49%3.92796,431 800,139 60.06 61.50
%
%
10 626 CHUBB LTD GRP
%60.54%3.05619,980 597,612 34.96 37.16
%
%
**STAT E TOTAL**
%100.00%100.0020,316,519 19,392,772 54.54 56.85
%
%
1 WASHINGTON STATE FUND
%9.72%9.721,950,901 1,950,901Washington 114.34 125.13
%
%
2 176 STATE FARM GRP
%18.81%9.081,822,101 1,746,607 94.06 96.86
%
%
3 111 LIBERTY MUT GRP
%27.34%8.531,711,924 1,638,341 63.89 68.06
%
%
4 155 PROGRESSIVE GRP
%33.20%5.861,174,982 1,141,025 76.39 78.09
%
%
5 8 ALLSTATE INS GRP
%38.93%5.731,149,311 1,087,336 74.72 76.76
%
%
6 31 BERKSHIRE HATHAWAY GRP
%43.96%5.031,008,845 935,281 78.38 81.47
%
%
7 69 FARMERS INS GRP
%48.82%4.87976,335 927,303 70.77 71.99
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%53.23%4.41884,577 835,211 89.21 90.35
%
%
9 3548 TRAVELERS GRP
%56.59%3.36673,300 627,664 64.26 67.76
%
%
10 473 AMERICAN FAMILY INS GRP
%59.58%2.99598,954 560,443 83.27 85.22
%
%
**STAT E TOTAL**
%100.00%100.0020,060,794 19,260,107 76.18 80.38
%
%
© 2024 National Association of Insurance Commissioners
25
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%16.80%16.80612,028 585,479West Virginia 71.89 72.90
%
%
2 213 ERIE INS GRP
%29.19%12.39451,533 425,319 76.89 78.79
%
%
3 111 LIBERTY MUT GRP
%35.10%5.90215,125 219,749 58.96 61.21
%
%
4 155 PROGRESSIVE GRP
%40.48%5.38196,088 184,750 60.65 61.74
%
%
5 140 NATIONWIDE CORP GRP
%45.79%5.31193,454 200,523 51.36 52.92
%
%
6 31 BERKSHIRE HATHAWAY GRP
%50.53%4.74172,774 174,703 54.48 56.50
%
%
7 8 ALLSTATE INS GRP
%55.22%4.69170,734 167,241 66.66 66.38
%
%
8 291 ENCOVA MUT INS GRP
%59.71%4.50163,823 162,471 49.32 61.35
%
%
9 3548 TRAVELERS GRP
%63.47%3.76137,118 131,850 52.04 60.17
%
%
10 228 WESTFIELD GRP
%66.39%2.91106,122 103,137 45.84 47.91
%
%
**STAT E TOTAL**
%100.00%100.003,643,446 3,512,258 59.28 61.61
%
%
1 473 AMERICAN FAMILY INS GRP
%9.18%9.181,343,131 1,293,191Wisconsin 62.63 63.63
%
%
2 176 STATE FARM GRP
%16.82%7.631,116,257 1,066,647 73.78 75.05
%
%
3 155 PROGRESSIVE GRP
%23.94%7.121,040,755 999,560 65.30 65.83
%
%
4 15350 WEST BEND INS CO
%28.31%4.38639,800 620,735 61.30 63.53
%
%
5 3548 TRAVELERS GRP
%32.13%3.82558,691 536,522 56.88 61.51
%
%
6 14184 ACUITY A MUT INS CO
%35.79%3.66534,986 505,251 59.43 61.74
%
%
7 626 CHUBB LTD GRP
%38.85%3.06448,151 454,054 46.73 49.88
%
%
8 212 ZURICH INS GRP
%41.71%2.85417,091 403,916 50.75 56.54
%
%
9 111 LIBERTY MUT GRP
%44.49%2.78406,531 402,998 55.25 64.38
%
%
10 280 AUTO OWNERS GRP
%47.15%2.67389,782 355,636 71.62 74.02
%
%
**STAT E TOTAL**
%100.00%100.0014,623,479 14,101,509 60.37 63.34
%
%
1 176 STATE FARM GRP
%11.21%11.21228,482 217,049Wyoming 63.07 64.11
%
%
2 WORKERS' SAFETY & COMP DIV OF WY
%21.87%10.65217,086 214,586 91.05 93.42
%
%
3 69 FARMERS INS GRP
%28.76%6.89140,385 137,026 49.13 49.29
%
%
4 111 LIBERTY MUT GRP
%35.24%6.48132,024 125,476 59.76 61.29
%
%
5 155 PROGRESSIVE GRP
%41.68%6.45131,371 126,099 64.59 65.58
%
%
6 4683 MOUNTAIN WEST FARM GRP
%47.90%6.22126,720 124,772 72.78 72.89
%
%
7 3548 TRAVELERS GRP
%51.94%4.0482,318 76,226 49.62 57.13
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%55.47%3.5371,889 63,683 65.47 66.03
%
%
9 31 BERKSHIRE HATHAWAY GRP
%58.91%3.4470,096 67,878 50.87 52.07
%
%
10 140 NATIONWIDE CORP GRP
%61.80%2.8958,903 61,153 59.97 61.22
%
%
**STAT E TOTAL**
%100.00%100.002,037,606 1,948,526 57.89 60.30
%
%
1 4670 STARR GRP
%100.00%100.0038 36American Samoa 4.88 5.13
%
%
2 3548 TRAVELERS GRP
%100.00%3.341 1 0.00 0.00
%
%
3 626 CHUBB LTD GRP
%100.00%1.8711N/AN/A
4 65 FM GLOBAL GRP
%100.00%0.090 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0035 33 77.67 65.57
%
%
© 2024 National Association of Insurance Commissioners
26
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%34.00%34.00129,418 124,535Guam 101.93 102.37
%
%
2 4672 DONGBU INS GRP
%46.18%12.1846,341 43,890 387.98 421.43
%
%
3 31658 ISLAND HOME INS CO
%55.91%9.7337,040 35,897 80.72 80.76
%
%
4 12 AMERICAN INTL GRP
%65.49%9.5836,447 37,113 153.08 154.11
%
%
5 13597 CHUNG KUO INS CO LTD
%74.20%8.7133,160 31,145 65.16 68.48
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.70%5.5020,929 15,375 193.61 194.22
%
%
7 4715 MS & AD INS GRP
%84.44%4.7518,073 17,815 285.30 290.10
%
%
8 18380 PACIFIC IND INS CO
%88.16%3.7214,141 13,490 62.44 67.03
%
%
9 5030 TAN HOLDINGS CORP GRP
%91.76%3.6113,721 7,964 305.59 309.59
%
%
10 10972 FIRST NET INS CO
%94.63%2.8610,897 10,488 50.29 52.40
%
%
**STAT E TOTAL**
%100.00%100.00380,616 357,435 149.24 154.61
%
%
171UNIVERSAL INS CO GRP
%17.98%17.98581,001 552,491Puerto Rico 39.70 40.87
%
%
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%30.40%12.42401,323 390,668 48.52 48.86
%
%
3 411 MAPFRE INS GRP
%42.40%12.00387,719 363,502 7.97 10.09
%
%
4 4804 MULTINATIONAL GRP
%53.39%10.99355,262 323,196 19.43 22.21
%
%
5 626 CHUBB LTD GRP
%59.34%5.95192,178 185,338 6.39 12.48
%
%
6 536 GUIDEWELL MUT HOLDING GRP
%64.95%5.61181,266 177,309 93.32 99.49
%
%
7 12 AMERICAN INTL GRP
%69.48%4.53146,414 138,127 7.92 9.96
%
%
8 3593 USIC GRP
%72.53%3.0598,628 91,017 6.44 7.36
%
%
9 10140 OPTIMA SEGUROS
%75.21%2.6886,695 78,025 15.05 16.67
%
%
10 10308 ANTILLES INS CO
%77.86%2.6585,528 77,574 2.83 3.48
%
%
**STAT E TOTAL**
%100.00%100.003,231,485 3,014,986 38.97 42.20
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%35.38%35.3858,385 59,133U.S. Virgin Islands 1.90 7.19
%
%
2 4706 LOCKHART CO GRP
%56.26%20.8834,466 33,117 20.23 22.11
%
%
3 785 MARKEL CORP GRP
%64.64%8.3813,827 14,927 66.08 68.95
%
%
4 161 TOPA EQUITIES LTD GRP
%72.75%8.1113,388 13,939 15.22 20.39
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.19%5.438,965 8,858 78.36 79.36
%
%
6 4670 STARR GRP
%81.94%3.756,196 4,017 25.92 26.99
%
%
7 38300 SAMSUNG FIRE & MARINE INS CO LTD
%85.57%3.635,990 2,318 35.24 36.98
%
%
8 218 CNA INS GRP
%87.66%2.093,442 3,319 36.44 36.39
%
%
9 111 LIBERTY MUT GRP
%89.17%1.522,504 2,641 35.05 93.17
%
%
10 626 CHUBB LTD GRP
%90.56%1.382,283 1,909 12.93 191.77
%
%
**STAT E TOTAL**
%100.00%100.00165,028 164,709 27.53 34.96
%
%
1 5030 TAN HOLDINGS CORP GRP
%32.13%32.139,058 4,560N. Mariana Islands 100.03 101.34
%
%
2 10972 FIRST NET INS CO
%51.30%19.175,406 5,249 N/A N/A
3 4672 DONGBU INS GRP
%67.95%16.664,696 4,499 8.27 11.31
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%83.50%15.554,383 3,822 64.41 75.60
%
%
5 31658 ISLAND HOME INS CO
%90.42%6.921,950 1,913 88.96 89.33
%
%
6 12 AMERICAN INTL GRP
%94.08%3.661,033 1,161 47.61 48.14
%
%
7 111 LIBERTY MUT GRP
%96.54%2.46693 674 18.85 20.85
%
%
8 18380 PACIFIC IND INS CO
%98.75%2.21624 645 34.79 35.08
%
%
9 98 WR BERKLEY CORP GRP
%99.63%0.88249 222 N/A N/A
10 150 OLD REPUBLIC GRP
%99.88%0.2570 70 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0028,194 22,912 43.36 46.09
%
%
© 2024 National Association of Insurance Commissioners
27
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
35 - Total All Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%18.44%18.44833,318 770,436Canada 41.60 41.07
%
%
2 111 LIBERTY MUT GRP
%30.62%12.18550,249 555,405 36.79 47.93
%
%
3 968 AXA INS GRP
%42.25%11.63525,278 505,236 N/A 5.23
%
4 218 CNA INS GRP
%52.36%10.11456,865 441,920 43.25 48.19
%
%
5 19 ASSURANT INC GRP
%62.25%9.89446,722 448,007 17.85 17.85
%
%
6 761 ALLIANZ INS GRP
%70.08%7.84354,093 357,862 20.29 23.34
%
%
7 31 BERKSHIRE HATHAWAY GRP
%76.16%6.08274,570 269,394 65.08 73.64
%
%
8 3416 AXIS CAPITAL GRP
%80.12%3.96178,949 162,674 40.27 45.09
%
%
9 158 FAIRFAX FIN GRP
%83.91%3.79171,311 167,660 34.48 40.39
%
%
10 98 WR BERKLEY CORP GRP
%87.68%3.76169,994 171,628 47.30 52.54
%
%
**STAT E TOTAL**
%100.00%100.004,518,190 4,407,681 30.71 34.47
%
%
1 158 FAIRFAX FIN GRP
%22.60%22.601,357,637 1,369,357Agg. Other Alien 103.13 105.34
%
%
2 626 CHUBB LTD GRP
%35.45%12.85772,091 773,241 48.36 50.54
%
%
3 111 LIBERTY MUT GRP
%48.02%12.56754,623 719,121 41.31 45.40
%
%
4 31 BERKSHIRE HATHAWAY GRP
%60.17%12.16730,160 674,420 64.28 73.13
%
%
5 12 AMERICAN INTL GRP
%69.00%8.83530,578 507,529 32.47 64.18
%
%
6 65 FM GLOBAL GRP
%76.66%7.66460,137 432,434 42.82 42.40
%
%
7 98 WR BERKLEY CORP GRP
%82.07%5.41324,832 304,845 41.73 41.72
%
%
8 4670 STARR GRP
%84.92%2.85171,156 211,561 88.35 102.48
%
%
9 3569 CATERPILLAR GRP
%87.45%2.53152,108 143,886 75.87 75.87
%
%
10 212 ZURICH INS GRP
%88.74%1.2977,519 76,545 1.89 N/A
%
**STAT E TOTAL**
%100.00%100.006,006,970 5,872,374 61.40 67.34
%
%
© 2024 National Association of Insurance Commissioners
28
01—Fire
© 2024 National Association of Insurance Commissioners
29
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%7.54%7.542,132,752 1,676,053 38.40 40.89
%
%
2 31 BERKSHIRE HATHAWAY GRP
%14.29%6.761,912,486 1,640,043 30.65 32.33
%
%
3 65 FM GLOBAL GRP
%20.37%6.081,720,511 1,477,303 51.50 51.09
%
%
4 12 AMERICAN INTL GRP
%25.21%4.841,368,960 1,289,490 52.42 54.04
%
%
5 3548 TRAVELERS GRP
%29.86%4.651,316,005 1,166,535 49.85 50.87
%
%
6 111 LIBERTY MUT GRP
%34.33%4.471,266,501 1,155,716 62.61 64.28
%
%
7 761 ALLIANZ INS GRP
%38.54%4.211,191,795 1,107,160 49.18 52.32
%
%
8 212 ZURICH INS GRP
%42.05%3.51992,965 954,899 39.93 42.24
%
%
9 626 CHUBB LTD GRP
%45.03%2.97841,340 782,168 41.50 41.85
%
%
10 69 FARMERS INS GRP
%47.89%2.87810,882 776,013 27.84 28.67
%
%
11 361 MUNICH RE GRP
%50.61%2.72770,571 652,288 25.28 26.07
%
%
12 4990 CORE SPECIALTY INS HOLDINGS GRP
%52.93%2.32655,539 531,051 28.87 30.41
%
%
13 280 AUTO OWNERS GRP
%55.01%2.08587,501 510,829 65.16 67.15
%
%
14 171 GERMANIA INS GRP
%56.92%1.91540,453 503,953 82.93 83.87
%
%
15 1279 ARCH INS GRP
%58.81%1.90536,343 473,906 35.64 37.14
%
%
16 968 AXA INS GRP
%60.69%1.87530,657 559,855 19.69 18.77
%
%
17 19 ASSURANT INC GRP
%62.36%1.67473,965 456,341 31.23 31.23
%
%
18 158 FAIRFAX FIN GRP
%63.76%1.40395,665 358,266 56.24 58.52
%
%
19 181 SWISS RE GRP
%65.01%1.25353,110 342,138 35.24 37.35
%
%
20 749 SCOR GRP
%66.15%1.14323,193 271,812 37.63 38.74
%
%
21 3416 AXIS CAPITAL GRP
%67.16%1.02287,827 230,800 41.35 42.02
%
%
22 218 CNA INS GRP
%68.14%0.97275,721 237,218 73.56 82.63
%
%
23 3098 TOKIO MARINE HOLDINGS INC GRP
%69.10%0.97273,268 246,091 70.80 72.49
%
%
24 242 SELECTIVE INS GRP
%70.05%0.95267,564 240,055 17.15 17.15
%
%
25 38920 KINSALE INS CO
%70.89%0.84237,987 176,425 24.43 24.79
%
%
26 572 BCBS OF MI GRP
%71.72%0.83235,701 158,462 32.57 31.57
%
%
27 91 HARTFORD FIRE & CAS GRP
%72.54%0.82230,896 198,521 0.20 0.52
%
%
28 3219 SOMPO GRP
%73.32%0.78220,708 227,493 13.31 13.91
%
%
29 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.06%0.74210,849 199,970 55.45 55.94
%
%
30 140 NATIONWIDE CORP GRP
%74.80%0.74209,114 221,319 52.88 54.77
%
%
31 517 HANNOVER GRP
%75.52%0.72202,594 179,291 171.69 180.85
%
%
32 147 HOCHHEIM PRAIRIE GRP
%76.14%0.62176,637 162,862 84.16 84.50
%
%
33 62 EMC INS CO GRP
%76.73%0.59167,053 154,602 40.37 40.43
%
%
34 244 CINCINNATI FIN GRP
%77.30%0.57161,419 146,580 52.04 54.11
%
%
35 4715 MS & AD INS GRP
%77.87%0.56159,023 129,565 22.02 22.89
%
%
36 88 THE HANOVER INS GRP
%78.41%0.55155,266 146,169 44.96 45.79
%
%
37 14974 PENNSYLVANIA LUMBERMENS MUT INS
%78.94%0.53149,183 135,921 29.39 29.40
%
%
38 4904 INTACT FINANCIAL GRP
%79.44%0.49139,830 124,441 4.71 5.20
%
%
39 7 FEDERATED MUT GRP
%79.92%0.49138,422 124,645 45.51 46.40
%
%
40 4997 ACP INS MGMT LLC GRP
%80.40%0.48136,017 92,564 44.13 45.45
%
%
41 1278 CSAA INS GRP
%80.89%0.48135,937 122,959 53.44 54.98
%
%
42 98 WR BERKLEY CORP GRP
%81.36%0.47133,916 113,937 32.61 34.13
%
%
43 176 STATE FARM GRP
%81.82%0.46129,939 88,070 9.38 11.87
%
%
44 10064 CITIZENS PROP INS CORP
%82.26%0.44124,066 90,022 30.06 26.98
%
%
45 10117 SECURITY FIRST INS CO
%82.68%0.43121,140 110,595 29.13 33.48
%
%
46 783 RLI INS GRP
%83.11%0.42119,290 103,707 53.21 53.43
%
%
47 796 QBE INS GRP
%83.51%0.40113,564 120,098 83.54 92.17
%
%
48 256 COACTION GLOBAL INC GRP
%83.90%0.40111,820 102,316 40.84 42.25
%
%
49 785 MARKEL CORP GRP
%84.29%0.39109,585 99,770 36.79 40.08
%
%
50 10199 RANCHERS & FARMERS MUT INS CO
%84.66%0.37104,876 97,549 54.50 54.51
%
%
51 4850 CLEAR BLUE FINANCIAL GRP
%85.02%0.36103,154 106,281 79.72 83.83
%
%
52 4718 TIPTREE FIN GRP
%85.38%0.36100,751 55,906 45.62 45.66
%
%
53 33499 DORINCO REINS CO
%85.73%0.3599,946 98,719 102.70 102.70
%
%
54 14184 ACUITY A MUT INS CO
%86.08%0.3598,197 84,446 46.60 47.98
%
%
55 4969 TRISURA GRP
%86.42%0.3496,418 89,229 48.28 53.39
%
%
56 2538 AMTRUST FINANCIAL SERV GRP
%86.76%0.3495,609 82,842 28.67 31.52
%
%
57 4773 FRONTLINE INS GRP
%87.09%0.3394,414 83,641 54.03 56.54
%
%
58 15350 WEST BEND INS CO
%87.41%0.3290,720 83,155 113.68 113.62
%
%
59 5065 SUTTON NATL INS HOLDINGS GRP
%87.72%0.3187,140 43,047 42.47 43.18
%
%
60 123 SHELTER INS GRP
%88.03%0.3186,445 81,929 53.24 54.27
%
%
61 1342 FARMERS MUT PROTECTION ASSN GRP
%88.30%0.2776,268 72,184 73.92 75.11
%
%
62 8 ALLSTATE INS GRP
%88.56%0.2775,287 72,562 44.68 46.32
%
%
63 169 SENTRY INS GRP
%88.82%0.2672,639 67,876 100.72 104.15
%
%
64 13125 PEOPLES TRUST INS CO
%89.07%0.2571,569 73,168 22.60 31.28
%
%
65 155 PROGRESSIVE GRP
%89.32%0.2570,253 66,392 10.85 10.64
%
%
© 2024 National Association of Insurance Commissioners
30
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 271 PENNSYLVANIA NATL INS GRP
%89.56%0.2467,699 63,984 36.72 37.02
%
%
67 22 ANDOVER GRP
%89.80%0.2467,489 64,890 43.99 45.15
%
%
68 4734 APOLLO GLOBAL MGMT GRP
%90.03%0.2366,418 93,254 22.95 22.71
%
%
69 408 BROOKFIELD REINS LTD GRP
%90.26%0.2364,080 61,762 47.60 56.89
%
%
70 4234 RANDALL & QUILTER INVESTMENT GRP
%90.48%0.2363,876 45,424 59.77 62.38
%
%
71 660 MERCURY GEN GRP
%90.71%0.2262,771 55,920 45.71 46.74
%
%
72 4672 DONGBU INS GRP
%90.92%0.2261,456 51,238 95.86 112.20
%
%
73 150 OLD REPUBLIC GRP
%91.14%0.2261,133 54,428 47.05 49.50
%
%
74 225 IAT REINS CO GRP
%91.35%0.2260,942 47,444 26.08 28.39
%
%
75 694 TENNESSEE FARMERS GRP
%91.57%0.2159,912 56,771 23.93 24.39
%
%
76 5031 IRON FAMILY HOLDINGS GRP
%91.77%0.2057,260 34,948 22.14 22.24
%
%
77 411 MAPFRE INS GRP
%91.97%0.2056,732 51,553 53.15 54.28
%
%
78 4977 PALOMAR HOLDINGS GRP
%92.17%0.2056,569 55,410 N/A N/A
79 3494 JAMES RIVER GRP
%92.36%0.1953,736 43,821 47.51 56.29
%
%
80 248 UNITED FIRE & CAS GRP
%92.54%0.1851,035 48,266 45.13 45.48
%
%
81 4792 HCI GRP INC
%92.71%0.1849,674 48,262 16.00 20.57
%
%
82 4381 SKYWARD SPECIALTY INS GRP INC GRP
%92.89%0.1749,318 40,858 57.64 66.23
%
%
83 309 WESTERN NATL MUT GRP
%93.05%0.1646,660 40,249 36.24 37.54
%
%
84 5074 HALE PARTNERSHIP GRP
%93.22%0.1646,266 29,220 31.55 35.46
%
%
85 228 WESTFIELD GRP
%93.38%0.1645,500 39,866 63.66 64.28
%
%
86 LOUISIANA CITIZENS PROPERTY INS.
%93.53%0.1644,231 43,883 29.41 28.72
%
%
87 4857 CABRILLO HOLDING GRP
%93.69%0.1543,457 23,467 1.85 1.91
%
%
88 13757 FARM BUREAU MUT INS CO OF AR INC
%93.83%0.1541,676 39,898 21.64 22.08
%
%
89 1318 AUTO CLUB ENTERPRISES INS GRP
%93.97%0.1439,733 35,117 53.26 55.84
%
%
90 84 AMERICAN FINANCIAL GRP
%94.11%0.1439,227 34,950 16.93 20.57
%
%
91 4982 OBS HOLDINGS GRP
%94.24%0.1336,751 22,897 52.27 57.10
%
%
92 3484 TOWER HILL INS GRP
%94.37%0.1336,442 33,008 41.36 42.92
%
%
93 4980 MGI HOLDINGS GRP
%94.49%0.1234,588 32,241 25.59 26.27
%
%
94 12961 CANOPIUS US INS
%94.61%0.1233,741 21,113 42.73 42.81
%
%
95 12841 AMERICAN INTEGRITY INS CO OF FL
%94.73%0.1131,847 30,024 23.35 24.06
%
%
96 215 KEMPER CORP GRP
%94.83%0.1130,364 31,540 40.25 41.63
%
%
97 4908 ASCOT INS US GRP
%94.94%0.1029,507 23,137 50.52 52.60
%
%
98 474 FCCI MUT INS GRP
%95.04%0.1028,671 28,182 N/A N/A
99 234 VERMONT MUT GRP
%95.14%0.1028,218 26,576 38.46 38.52
%
%
100 16427 ATEGRITY SPECIALTY INS CO
%95.23%0.0925,919 22,206 211.74 225.08
%
%
101 71 UNIVERSAL INS CO GRP
%95.32%0.0925,209 27,571 50.54 52.07
%
%
102 963 OHIO MUT GRP
%95.41%0.0925,116 23,112 72.92 75.65
%
%
103 698 NORTH STAR CO GRP
%95.50%0.0925,113 22,785 14.33 14.44
%
%
104 3299 AJK HOLDINGS GRP
%95.58%0.0924,999 25,043 60.96 68.86
%
%
105 15642 UNDERWRITERS AT LLOYDS LONDON
%95.67%0.0924,081 24,955 N/A N/A
106 4869 WT HOLDINGS GRP
%95.75%0.0823,871 20,596 103.14 103.30
%
%
107 316 NATIONAL SECURITY GRP
%95.83%0.0822,554 22,550 44.53 44.57
%
%
108 4804 MULTINATIONAL GRP
%95.91%0.0822,456 17,187 3.75 4.12
%
%
109 5028 SAFEPOINT HOLDINGS INC GRP
%95.99%0.0821,762 19,758 40.44 41.43
%
%
110 13668 KINGSTONE INS CO
%96.07%0.0821,674 21,367 54.32 58.51
%
%
111 10048 HYUNDAI MARINE & FIRE INS CO LTD
%96.14%0.0720,606 18,338 29.44 31.13
%
%
112 4051 OCEAN HARBOR GRP
%96.21%0.0720,567 18,689 186.96 188.31
%
%
113 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%96.28%0.0720,299 20,245 46.98 48.18
%
%
114 11118 FEDERATED RURAL ELECTRIC INS EXCH
%96.36%0.0720,298 18,941 37.87 37.98
%
%
115 4131 PRIME HOLDINGS INS GRP
%96.42%0.0618,391 13,685 15.68 17.70
%
%
116 54 CUMBERLAND GRP
%96.49%0.0618,244 17,526 32.04 33.43
%
%
117 4861 HERITAGE INS HOLDINGS GRP
%96.55%0.0617,910 17,662 33.53 35.12
%
%
118 3456 CYPRESS GRP HOLDINGS INC GRP
%96.61%0.0617,184 15,677 70.04 65.28
%
%
119 483 SOUTHERN FARM BUREAU CAS GRP
%96.67%0.0617,110 16,468 77.84 77.88
%
%
120 473 AMERICAN FAMILY INS GRP
%96.73%0.0616,893 21,786 141.88 141.76
%
%
121 4674 BARRINGTON CAPITAL GRP
%96.79%0.0616,151 16,461 39.94 41.16
%
%
122 34843 NEW YORK SCHOOLS INS RECIP
%96.84%0.0615,653 14,500 75.80 78.83
%
%
123 324 NORTH CAROLINA FARM BUREAU GRP
%96.90%0.0515,512 15,051 33.94 34.03
%
%
124 4714 MILLVILLE MUT GRP
%96.95%0.0515,138 13,978 35.26 35.47
%
%
125 12247 SOUTHERN OAK INS CO
%97.00%0.0515,071 14,727 10.32 10.46
%
%
**INDUSTRY TOTAL**
%100.00%100.0028,302,108 25,235,442 45.30 46.86
%
%
© 2024 National Association of Insurance Commissioners
31
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%7.63%7.632,079,699 1,607,786 38.72 41.28
%
%
2 31 BERKSHIRE HATHAWAY GRP
%14.41%6.771,845,539 1,573,268 30.85 32.54
%
%
3 65 FM GLOBAL GRP
%19.66%5.251,431,379 1,226,889 50.35 49.94
%
%
4 12 AMERICAN INTL GRP
%24.54%4.891,331,210 1,265,844 54.18 55.82
%
%
5 3548 TRAVELERS GRP
%29.31%4.771,299,197 1,150,010 50.54 51.55
%
%
6 111 LIBERTY MUT GRP
%33.90%4.591,249,466 1,138,802 63.15 64.77
%
%
7 761 ALLIANZ INS GRP
%38.06%4.161,134,254 1,055,172 50.64 53.69
%
%
8 212 ZURICH INS GRP
%41.67%3.61984,459 946,963 40.10 42.43
%
%
9 69 FARMERS INS GRP
%44.65%2.98810,882 776,013 27.84 28.67
%
%
10 361 MUNICH RE GRP
%47.48%2.83770,571 652,288 25.28 26.07
%
%
11 4990 CORE SPECIALTY INS HOLDINGS GRP
%49.88%2.41655,539 531,051 28.87 30.41
%
%
12 626 CHUBB LTD GRP
%52.15%2.26616,936 558,515 45.47 45.81
%
%
13 280 AUTO OWNERS GRP
%54.30%2.16587,501 510,829 65.16 67.15
%
%
14 171 GERMANIA INS GRP
%56.29%1.98540,453 503,953 82.93 83.87
%
%
15 1279 ARCH INS GRP
%58.25%1.97535,857 473,349 35.74 37.24
%
%
16 19 ASSURANT INC GRP
%59.99%1.74473,965 456,341 31.23 31.23
%
%
17 968 AXA INS GRP
%61.59%1.60434,837 461,748 0.06 N/A
%
18 749 SCOR GRP
%62.77%1.18322,617 270,994 37.82 38.94
%
%
19 158 FAIRFAX FIN GRP
%63.92%1.15313,744 282,620 68.67 71.26
%
%
20 181 SWISS RE GRP
%65.04%1.11302,857 286,885 31.65 33.64
%
%
21 3416 AXIS CAPITAL GRP
%66.09%1.05286,933 230,616 41.60 42.26
%
%
22 3098 TOKIO MARINE HOLDINGS INC GRP
%67.09%1.00271,557 245,103 71.08 72.77
%
%
23 218 CNA INS GRP
%68.07%0.98268,175 230,123 74.28 83.53
%
%
24 242 SELECTIVE INS GRP
%69.05%0.98267,564 240,055 17.15 17.15
%
%
25 38920 KINSALE INS CO
%69.93%0.87237,987 176,425 24.43 24.79
%
%
26 572 BCBS OF MI GRP
%70.79%0.87235,701 158,462 32.57 31.57
%
%
27 91 HARTFORD FIRE & CAS GRP
%71.61%0.82223,739 192,081 N/A N/A
28 3219 SOMPO GRP
%72.42%0.81220,708 227,453 13.33 13.93
%
%
29 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.20%0.77210,849 199,970 55.45 55.94
%
%
30 140 NATIONWIDE CORP GRP
%73.96%0.77209,114 221,319 52.88 54.77
%
%
31 517 HANNOVER GRP
%74.70%0.74201,393 177,992 171.65 180.58
%
%
32 147 HOCHHEIM PRAIRIE GRP
%75.35%0.65176,637 162,862 84.16 84.50
%
%
33 62 EMC INS CO GRP
%75.96%0.61167,053 154,602 40.37 40.43
%
%
34 244 CINCINNATI FIN GRP
%76.56%0.59161,419 146,580 52.04 54.11
%
%
35 4715 MS & AD INS GRP
%77.14%0.58159,023 129,565 22.02 22.89
%
%
36 88 THE HANOVER INS GRP
%77.71%0.57155,266 146,169 44.96 45.79
%
%
37 14974 PENNSYLVANIA LUMBERMENS MUT INS
%78.26%0.55149,183 135,921 29.39 29.40
%
%
38 4904 INTACT FINANCIAL GRP
%78.77%0.51138,841 123,618 4.70 5.20
%
%
39 7 FEDERATED MUT GRP
%79.27%0.51138,422 124,645 45.51 46.40
%
%
40 4997 ACP INS MGMT LLC GRP
%79.77%0.50136,017 92,564 44.13 45.45
%
%
41 1278 CSAA INS GRP
%80.27%0.50135,937 122,959 53.44 54.98
%
%
42 176 STATE FARM GRP
%80.75%0.48129,939 88,070 9.38 11.87
%
%
43 98 WR BERKLEY CORP GRP
%81.22%0.47128,904 109,010 32.28 33.86
%
%
44 10064 CITIZENS PROP INS CORP
%81.68%0.46124,066 90,022 30.06 26.98
%
%
45 10117 SECURITY FIRST INS CO
%82.12%0.44121,140 110,595 29.13 33.48
%
%
46 783 RLI INS GRP
%82.56%0.44119,280 103,699 53.22 53.43
%
%
47 796 QBE INS GRP
%82.98%0.42113,564 120,098 83.54 92.17
%
%
48 256 COACTION GLOBAL INC GRP
%83.39%0.41111,820 102,316 40.84 42.25
%
%
49 785 MARKEL CORP GRP
%83.79%0.40109,585 99,770 36.79 40.08
%
%
50 10199 RANCHERS & FARMERS MUT INS CO
%84.17%0.38104,876 97,549 54.50 54.51
%
%
51 4850 CLEAR BLUE FINANCIAL GRP
%84.55%0.38103,154 106,281 79.72 83.83
%
%
52 4718 TIPTREE FIN GRP
%84.92%0.37100,751 55,906 45.62 45.66
%
%
53 14184 ACUITY A MUT INS CO
%85.28%0.3698,197 84,446 46.60 47.98
%
%
54 4969 TRISURA GRP
%85.64%0.3596,418 89,229 48.28 53.39
%
%
55 2538 AMTRUST FINANCIAL SERV GRP
%85.99%0.3595,609 82,842 28.67 31.52
%
%
56 4773 FRONTLINE INS GRP
%86.33%0.3594,414 83,641 54.03 56.54
%
%
57 15350 WEST BEND INS CO
%86.67%0.3390,720 83,155 113.68 113.62
%
%
58 5065 SUTTON NATL INS HOLDINGS GRP
%86.99%0.3287,140 43,047 42.47 43.18
%
%
59 123 SHELTER INS GRP
%87.30%0.3286,445 81,929 53.24 54.27
%
%
60 1342 FARMERS MUT PROTECTION ASSN GRP
%87.58%0.2876,268 72,184 73.92 75.11
%
%
61 8 ALLSTATE INS GRP
%87.86%0.2875,287 72,562 44.68 46.32
%
%
62 33499 DORINCO REINS CO
%88.13%0.2774,514 74,754 135.62 135.62
%
%
63 169 SENTRY INS GRP
%88.40%0.2772,337 67,564 101.01 104.44
%
%
64 13125 PEOPLES TRUST INS CO
%88.66%0.2671,569 73,168 22.60 31.28
%
%
65 155 PROGRESSIVE GRP
%88.92%0.2670,253 66,392 10.85 10.64
%
%
© 2024 National Association of Insurance Commissioners
32
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 271 PENNSYLVANIA NATL INS GRP
%89.17%0.2567,699 63,984 36.72 37.02
%
%
67 22 ANDOVER GRP
%89.42%0.2567,489 64,890 43.99 45.15
%
%
68 4734 APOLLO GLOBAL MGMT GRP
%89.66%0.2466,418 93,254 22.95 22.71
%
%
69 408 BROOKFIELD REINS LTD GRP
%89.90%0.2464,080 61,762 47.60 56.89
%
%
70 4234 RANDALL & QUILTER INVESTMENT GRP
%90.13%0.2363,876 45,424 59.77 62.38
%
%
71 660 MERCURY GEN GRP
%90.36%0.2362,771 55,920 45.71 46.74
%
%
72 150 OLD REPUBLIC GRP
%90.58%0.2261,133 54,428 47.05 49.50
%
%
73 225 IAT REINS CO GRP
%90.81%0.2260,942 47,444 26.08 28.39
%
%
74 4672 DONGBU INS GRP
%91.03%0.2260,566 50,334 97.58 114.22
%
%
75 694 TENNESSEE FARMERS GRP
%91.25%0.2259,912 56,771 23.93 24.39
%
%
76 5031 IRON FAMILY HOLDINGS GRP
%91.46%0.2157,260 34,948 22.14 22.24
%
%
77 411 MAPFRE INS GRP
%91.67%0.2156,732 51,553 53.15 54.28
%
%
78 4977 PALOMAR HOLDINGS GRP
%91.88%0.2156,569 55,410 N/A N/A
79 3494 JAMES RIVER GRP
%92.07%0.2053,736 43,821 47.51 56.29
%
%
80 248 UNITED FIRE & CAS GRP
%92.26%0.1951,035 48,266 45.13 45.48
%
%
81 4792 HCI GRP INC
%92.44%0.1849,674 48,262 16.00 20.57
%
%
82 4381 SKYWARD SPECIALTY INS GRP INC GRP
%92.62%0.1849,318 40,858 57.64 66.23
%
%
83 309 WESTERN NATL MUT GRP
%92.80%0.1746,660 40,249 36.24 37.54
%
%
84 5074 HALE PARTNERSHIP GRP
%92.97%0.1746,266 29,220 31.55 35.46
%
%
85 228 WESTFIELD GRP
%93.13%0.1745,500 39,866 63.66 64.28
%
%
86 LOUISIANA CITIZENS PROPERTY INS.
%93.29%0.1644,231 43,883 29.41 28.72
%
%
87 4857 CABRILLO HOLDING GRP
%93.45%0.1643,457 23,467 1.85 1.91
%
%
88 13757 FARM BUREAU MUT INS CO OF AR INC
%93.61%0.1541,676 39,898 21.64 22.08
%
%
89 1318 AUTO CLUB ENTERPRISES INS GRP
%93.75%0.1539,733 35,117 53.26 55.84
%
%
90 84 AMERICAN FINANCIAL GRP
%93.89%0.1438,594 34,363 17.27 20.97
%
%
91 4982 OBS HOLDINGS GRP
%94.03%0.1336,751 22,897 52.27 57.10
%
%
92 3484 TOWER HILL INS GRP
%94.16%0.1336,442 33,008 41.36 42.92
%
%
93 4980 MGI HOLDINGS GRP
%94.29%0.1334,588 32,241 25.59 26.27
%
%
94 12961 CANOPIUS US INS
%94.41%0.1233,741 21,113 42.73 42.81
%
%
95 12841 AMERICAN INTEGRITY INS CO OF FL
%94.53%0.1231,847 30,024 23.35 24.06
%
%
96 215 KEMPER CORP GRP
%94.64%0.1130,364 31,540 40.25 41.63
%
%
97 4908 ASCOT INS US GRP
%94.75%0.1129,507 23,137 50.52 52.60
%
%
98 474 FCCI MUT INS GRP
%94.86%0.1128,671 28,182 N/A N/A
99 234 VERMONT MUT GRP
%94.96%0.1028,218 26,576 38.46 38.52
%
%
100 16427 ATEGRITY SPECIALTY INS CO
%95.05%0.1025,919 22,206 211.74 225.08
%
%
101 71 UNIVERSAL INS CO GRP
%95.15%0.0925,209 27,571 50.54 52.07
%
%
102 963 OHIO MUT GRP
%95.24%0.0925,116 23,112 72.92 75.65
%
%
103 698 NORTH STAR CO GRP
%95.33%0.0925,113 22,785 14.33 14.44
%
%
104 3299 AJK HOLDINGS GRP
%95.42%0.0924,999 25,043 60.96 68.86
%
%
105 15642 UNDERWRITERS AT LLOYDS LONDON
%95.51%0.0924,081 24,955 N/A N/A
106 4869 WT HOLDINGS GRP
%95.60%0.0923,871 20,596 103.14 103.30
%
%
107 316 NATIONAL SECURITY GRP
%95.68%0.0822,554 22,550 44.53 44.57
%
%
108 4804 MULTINATIONAL GRP
%95.76%0.0822,456 17,187 3.75 4.12
%
%
109 5028 SAFEPOINT HOLDINGS INC GRP
%95.84%0.0821,762 19,758 40.44 41.43
%
%
110 13668 KINGSTONE INS CO
%95.92%0.0821,674 21,367 54.32 58.51
%
%
111 10048 HYUNDAI MARINE & FIRE INS CO LTD
%96.00%0.0820,606 18,338 29.44 31.13
%
%
112 4051 OCEAN HARBOR GRP
%96.07%0.0820,567 18,689 186.96 188.31
%
%
113 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%96.15%0.0720,299 20,245 46.98 48.18
%
%
114 11118 FEDERATED RURAL ELECTRIC INS EXCH
%96.22%0.0720,298 18,941 37.87 37.98
%
%
115 4131 PRIME HOLDINGS INS GRP
%96.29%0.0718,391 13,685 15.68 17.70
%
%
116 54 CUMBERLAND GRP
%96.36%0.0718,244 17,526 32.04 33.43
%
%
117 4861 HERITAGE INS HOLDINGS GRP
%96.42%0.0717,910 17,662 33.53 35.12
%
%
118 3456 CYPRESS GRP HOLDINGS INC GRP
%96.49%0.0617,184 15,677 70.04 65.28
%
%
119 483 SOUTHERN FARM BUREAU CAS GRP
%96.55%0.0617,110 16,468 77.84 77.88
%
%
120 473 AMERICAN FAMILY INS GRP
%96.61%0.0616,893 21,786 141.88 141.76
%
%
121 4674 BARRINGTON CAPITAL GRP
%96.67%0.0616,151 16,461 39.94 41.16
%
%
122 34843 NEW YORK SCHOOLS INS RECIP
%96.73%0.0615,653 14,500 75.80 78.83
%
%
123 324 NORTH CAROLINA FARM BUREAU GRP
%96.79%0.0615,512 15,051 33.94 34.03
%
%
124 4714 MILLVILLE MUT GRP
%96.84%0.0615,138 13,978 35.26 35.47
%
%
125 12247 SOUTHERN OAK INS CO
%96.90%0.0615,071 14,727 10.32 10.46
%
%
**INDUSTRY TOTAL**
%100.00%100.0027,247,722 24,230,418 45.44 47.03
%
%
© 2024 National Association of Insurance Commissioners
33
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%10.87%10.8747,660 35,774Alabama 18.86 19.90
%
%
2 31 BERKSHIRE HATHAWAY GRP
%17.21%6.3427,820 23,802 53.94 55.83
%
%
3 12 AMERICAN INTL GRP
%23.43%6.2127,252 25,732 61.01 62.91
%
%
4 111 LIBERTY MUT GRP
%28.48%5.0522,166 19,762 90.67 92.09
%
%
5 4990 CORE SPECIALTY INS HOLDINGS GRP
%32.91%4.4219,394 16,507 N/A N/A
6 65 FM GLOBAL GRP
%37.30%4.3919,252 15,630 N/A N/A
7 69 FARMERS INS GRP
%41.35%4.0517,769 16,314 52.52 52.54
%
%
8 3548 TRAVELERS GRP
%44.49%3.1413,769 12,011 76.85 78.03
%
%
9 280 AUTO OWNERS GRP
%47.59%3.1013,586 12,453 55.74 57.33
%
%
10 361 MUNICH RE GRP
%50.66%3.0813,488 11,694 46.11 48.29
%
%
**STAT E TOTAL**
%100.00%100.00438,507 390,441 44.68 45.89
%
%
1 309 WESTERN NATL MUT GRP
%22.71%22.7119,718 16,795Alaska 53.05 54.12
%
%
2 4670 STARR GRP
%31.51%8.807,641 4,880 11.47 12.50
%
%
3 111 LIBERTY MUT GRP
%38.43%6.926,009 5,946 67.83 69.04
%
%
4 65 FM GLOBAL GRP
%45.25%6.825,920 5,167 22.51 22.52
%
%
5 31 BERKSHIRE HATHAWAY GRP
%50.57%5.324,622 3,997 19.95 20.40
%
%
6 212 ZURICH INS GRP
%54.89%4.323,749 3,874 7.23 8.23
%
%
7 361 MUNICH RE GRP
%58.83%3.943,421 2,792 N/A N/A
8 181 SWISS RE GRP
%62.60%3.773,277 3,176 0.09 0.09
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.49%2.892,507 2,454 58.38 58.50
%
%
10 3416 AXIS CAPITAL GRP
%68.23%2.742,378 2,139 14.90 16.19
%
%
**STAT E TOTAL**
%100.00%100.0086,830 78,444 33.54 34.56
%
%
1 4670 STARR GRP
%10.07%10.0733,188 31,449Arizona 19.85 20.95
%
%
2 3548 TRAVELERS GRP
%18.73%8.6628,563 26,165 21.41 21.91
%
%
3 111 LIBERTY MUT GRP
%25.46%6.7322,178 19,079 46.08 46.69
%
%
4 12 AMERICAN INTL GRP
%32.13%6.6721,995 19,683 26.49 26.53
%
%
5 626 CHUBB LTD GRP
%37.08%4.9516,305 12,489 145.19 146.04
%
%
6 761 ALLIANZ INS GRP
%41.84%4.7715,710 9,840 33.24 34.08
%
%
7 212 ZURICH INS GRP
%46.52%4.6815,428 14,008 5.56 7.25
%
%
8 31 BERKSHIRE HATHAWAY GRP
%50.86%4.3414,297 12,483 18.72 20.29
%
%
9 65 FM GLOBAL GRP
%54.84%3.9813,128 12,836 N/A N/A
10 361 MUNICH RE GRP
%58.11%3.2710,768 9,192 N/A N/A
**STAT E TOTAL**
%100.00%100.00329,663 289,333 37.12 37.81
%
%
1 13757 FARM BUREAU MUT INS CO OF AR INC
%14.84%14.8441,676 39,898Arkansas 21.64 22.08
%
%
2 4670 STARR GRP
%21.17%6.3317,782 12,136 78.66 80.83
%
%
3 65 FM GLOBAL GRP
%27.22%6.0617,021 13,888 13.85 12.30
%
%
4 12 AMERICAN INTL GRP
%32.86%5.6315,822 16,907 85.44 86.09
%
%
5 123 SHELTER INS GRP
%38.11%5.2614,765 14,043 49.18 50.43
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.93%4.8213,532 10,832 43.56 46.06
%
%
7 280 AUTO OWNERS GRP
%47.11%4.1911,758 9,434 118.60 122.02
%
%
8 111 LIBERTY MUT GRP
%51.04%3.9211,013 10,463 27.58 28.48
%
%
9 69 FARMERS INS GRP
%54.92%3.8810,904 10,009 53.11 54.03
%
%
10 626 CHUBB LTD GRP
%58.55%3.6310,205 7,951 431.98 434.78
%
%
**STAT E TOTAL**
%100.00%100.00280,922 249,430 29.27 30.18
%
%
© 2024 National Association of Insurance Commissioners
34
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 69 FARMERS INS GRP
%6.86%6.86227,678 225,561California 18.31 19.61
%
%
2 31 BERKSHIRE HATHAWAY GRP
%13.45%6.59218,537 179,457 21.56 22.83
%
%
3 3548 TRAVELERS GRP
%19.74%6.29208,728 178,676 25.75 26.55
%
%
4 4670 STARR GRP
%25.70%5.95197,525 160,816 53.93 56.91
%
%
5 111 LIBERTY MUT GRP
%31.43%5.73190,223 176,151 50.83 51.81
%
%
6 12 AMERICAN INTL GRP
%36.38%4.95164,152 165,305 19.86 22.45
%
%
7 176 STATE FARM GRP
%40.21%3.83127,019 85,247 8.07 10.35
%
%
8 1278 CSAA INS GRP
%43.53%3.32110,095 99,479 42.02 43.69
%
%
9 65 FM GLOBAL GRP
%46.82%3.29109,131 91,278 11.09 10.28
%
%
10 361 MUNICH RE GRP
%49.99%3.17105,285 80,447 13.24 13.41
%
%
**STAT E TOTAL**
%100.00%100.003,317,362 2,902,390 32.72 34.65
%
%
1 31 BERKSHIRE HATHAWAY GRP
%13.60%13.6057,640 41,190Colorado 55.38 57.88
%
%
2 4670 STARR GRP
%22.67%9.0738,432 30,434 14.93 15.77
%
%
3 12 AMERICAN INTL GRP
%28.13%5.4523,101 22,069 18.91 19.09
%
%
4 111 LIBERTY MUT GRP
%33.57%5.4523,073 20,770 34.93 35.36
%
%
5 69 FARMERS INS GRP
%38.66%5.0921,555 20,317 13.34 13.51
%
%
6 65 FM GLOBAL GRP
%42.99%4.3318,336 15,259 3.76 3.46
%
%
7 3548 TRAVELERS GRP
%47.00%4.0217,014 16,119 24.63 25.32
%
%
8 361 MUNICH RE GRP
%50.93%3.9316,634 13,819 16.72 17.36
%
%
9 212 ZURICH INS GRP
%54.48%3.5515,023 14,995 113.66 113.37
%
%
10 626 CHUBB LTD GRP
%57.91%3.4414,573 15,352 N/A 0.04
%
**STAT E TOTAL**
%100.00%100.00423,694 378,540 43.95 45.32
%
%
1 31 BERKSHIRE HATHAWAY GRP
%13.30%13.3032,389 29,558Connecticut 23.79 26.60
%
%
2 4670 STARR GRP
%22.20%8.9021,662 13,434 N/A N/A
3 65 FM GLOBAL GRP
%28.86%6.6716,235 14,001 801.40 801.16
%
%
4 3548 TRAVELERS GRP
%33.87%5.0012,188 11,335 47.05 47.60
%
%
5 69 FARMERS INS GRP
%38.80%4.9412,024 11,700 42.59 43.26
%
%
6 111 LIBERTY MUT GRP
%43.58%4.7711,624 11,406 53.75 55.81
%
%
7 361 MUNICH RE GRP
%48.35%4.7711,612 9,695 82.39 84.36
%
%
8 12 AMERICAN INTL GRP
%52.07%3.739,078 9,876 31.68 32.47
%
%
9 212 ZURICH INS GRP
%55.67%3.598,750 9,083 62.63 64.88
%
%
10 22 ANDOVER GRP
%58.76%3.097,520 7,210 39.32 41.50
%
%
**STAT E TOTAL**
%100.00%100.00243,521 219,075 89.15 90.65
%
%
1 4670 STARR GRP
%15.25%15.259,469 9,053Delaware 14.14 15.63
%
%
2 31 BERKSHIRE HATHAWAY GRP
%20.65%5.403,354 2,736 16.42 18.29
%
%
3 212 ZURICH INS GRP
%25.52%4.873,023 3,265 5.90 6.56
%
%
4 65 FM GLOBAL GRP
%30.17%4.652,886 2,225 N/A N/A
5 3548 TRAVELERS GRP
%34.76%4.592,851 2,273 14.62 14.94
%
%
6 12 AMERICAN INTL GRP
%39.34%4.582,841 2,867 9.70 9.72
%
%
7 111 LIBERTY MUT GRP
%43.86%4.522,808 2,458 175.27 176.35
%
%
8 1279 ARCH INS GRP
%48.32%4.472,773 2,108 12.41 12.64
%
%
9 361 MUNICH RE GRP
%51.91%3.592,229 1,792 42.13 42.22
%
%
10 242 SELECTIVE INS GRP
%55.30%3.392,103 1,831 6.68 7.10
%
%
**STAT E TOTAL**
%100.00%100.0062,092 56,076 35.48 36.23
%
%
© 2024 National Association of Insurance Commissioners
35
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%16.94%16.9414,645 12,114District Of Columbia 6.12 6.72
%
%
2 3548 TRAVELERS GRP
%30.19%13.2511,459 9,928 45.26 46.41
%
%
3 65 FM GLOBAL GRP
%42.18%11.9910,362 8,390 20.28 26.24
%
%
4 212 ZURICH INS GRP
%51.00%8.827,629 7,886 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%56.71%5.714,933 3,417 N/A N/A
6 12 AMERICAN INTL GRP
%62.09%5.384,650 4,950 5.33 5.30
%
%
7 4990 CORE SPECIALTY INS HOLDINGS GRP
%65.92%3.833,309 2,317 11.06 12.38
%
%
8 31 BERKSHIRE HATHAWAY GRP
%69.71%3.793,280 3,088 8.33 9.39
%
%
9 218 CNA INS GRP
%73.32%3.613,117 2,830 52.87 55.31
%
%
10 111 LIBERTY MUT GRP
%76.72%3.412,946 2,940 54.80 56.36
%
%
**STAT E TOTAL**
%100.00%100.0086,454 75,618 31.54 34.21
%
%
1 4670 STARR GRP
%8.15%8.15232,706 173,145Florida 16.79 18.40
%
%
2 31 BERKSHIRE HATHAWAY GRP
%13.90%5.75164,042 137,293 3.08 3.64
%
%
3 12 AMERICAN INTL GRP
%19.54%5.64160,876 142,695 98.68 104.08
%
%
4 212 ZURICH INS GRP
%25.01%5.47156,065 138,187 11.60 12.87
%
%
5 1279 ARCH INS GRP
%29.41%4.41125,774 124,203 2.23 0.65
%
%
6 10064 CITIZENS PROP INS CORP
%33.76%4.35124,066 90,022 30.06 26.98
%
%
7 10117 SECURITY FIRST INS CO
%38.00%4.24121,140 110,595 29.13 33.48
%
%
8 4990 CORE SPECIALTY INS HOLDINGS GRP
%41.85%3.84109,677 92,058 83.28 85.38
%
%
9 19 ASSURANT INC GRP
%45.21%3.3695,905 92,823 18.86 18.86
%
%
10 65 FM GLOBAL GRP
%48.04%2.8380,698 69,492 11.66 11.64
%
%
**STAT E TOTAL**
%100.00%100.002,854,032 2,497,540 30.91 33.09
%
%
1 31 BERKSHIRE HATHAWAY GRP
%9.26%9.2668,219 57,252Georgia 47.55 50.71
%
%
2 280 AUTO OWNERS GRP
%17.42%8.1660,070 53,509 74.70 77.04
%
%
3 4670 STARR GRP
%25.05%7.6456,247 46,415 21.60 22.71
%
%
4 65 FM GLOBAL GRP
%31.03%5.9743,992 37,688 92.16 91.20
%
%
5 111 LIBERTY MUT GRP
%36.67%5.6541,593 38,830 108.53 110.56
%
%
6 3548 TRAVELERS GRP
%41.58%4.9136,158 32,209 34.16 35.32
%
%
7 761 ALLIANZ INS GRP
%46.47%4.8936,015 24,205 47.94 49.82
%
%
8 12 AMERICAN INTL GRP
%51.30%4.8335,580 33,744 69.84 70.42
%
%
9 69 FARMERS INS GRP
%55.05%3.7427,566 26,242 34.02 34.45
%
%
10 361 MUNICH RE GRP
%58.65%3.6026,553 23,488 38.71 39.32
%
%
**STAT E TOTAL**
%100.00%100.00736,554 647,937 64.74 66.40
%
%
1 4977 PALOMAR HOLDINGS GRP
%19.18%19.1838,193 35,508Hawaii 0.13 0.13
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%36.50%17.3234,485 26,965 429.37 429.45
%
%
3 12 AMERICAN INTL GRP
%46.32%9.8219,544 16,693 1,038.15 1,048.20
%
%
4 4672 DONGBU INS GRP
%55.24%8.9217,758 14,548 305.84 354.35
%
%
5 4670 STARR GRP
%63.85%8.6117,144 13,657 201.33 204.49
%
%
6 361 MUNICH RE GRP
%68.72%4.879,699 7,915 116.59 119.25
%
%
7 761 ALLIANZ INS GRP
%71.10%2.384,731 4,969 289.97 295.56
%
%
8 158 FAIRFAX FIN GRP
%73.47%2.374,719 2,899 937.66 943.09
%
%
9 212 ZURICH INS GRP
%75.65%2.184,348 4,252 1,193.07 1,215.63
%
%
10 783 RLI INS GRP
%77.77%2.124,226 4,051 111.84 111.63
%
%
**STAT E TOTAL**
%100.00%100.00199,101 169,790 398.64 406.64
%
%
© 2024 National Association of Insurance Commissioners
36
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%9.84%9.849,922 7,816Idaho 672.86 671.91
%
%
2 111 LIBERTY MUT GRP
%18.32%8.488,550 7,580 41.60 41.74
%
%
3 4670 STARR GRP
%24.70%6.386,434 4,668 14.06 15.46
%
%
4 3548 TRAVELERS GRP
%30.28%5.585,629 5,032 14.29 14.63
%
%
5 212 ZURICH INS GRP
%34.71%4.424,461 4,367 22.36 23.24
%
%
6 626 CHUBB LTD GRP
%39.07%4.374,405 3,792 53.24 53.60
%
%
7 361 MUNICH RE GRP
%43.27%4.204,233 3,754 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%47.40%4.134,164 3,494 5.03 6.41
%
%
9 12 AMERICAN INTL GRP
%51.17%3.773,801 4,244 24.22 20.62
%
%
10 280 AUTO OWNERS GRP
%54.88%3.713,740 3,326 74.44 75.57
%
%
**STAT E TOTAL**
%100.00%100.00100,835 90,287 83.63 83.83
%
%
1 761 ALLIANZ INS GRP
%22.61%22.61208,755 208,455Illinois 25.83 26.49
%
%
2 3548 TRAVELERS GRP
%29.45%6.8463,167 56,403 34.06 35.00
%
%
3 65 FM GLOBAL GRP
%35.74%6.2958,069 47,128 9.39 5.27
%
%
4 111 LIBERTY MUT GRP
%40.66%4.9245,464 39,412 92.02 94.06
%
%
5 12 AMERICAN INTL GRP
%45.12%4.4641,225 41,938 1.11 1.06
%
%
6 212 ZURICH INS GRP
%48.78%3.6533,711 33,566 25.69 27.00
%
%
7 31 BERKSHIRE HATHAWAY GRP
%52.39%3.6133,342 28,168 28.73 30.65
%
%
8 280 AUTO OWNERS GRP
%55.84%3.4531,857 27,638 120.95 123.08
%
%
9 361 MUNICH RE GRP
%59.15%3.3130,596 25,982 17.08 17.26
%
%
10 69 FARMERS INS GRP
%62.19%3.0428,053 28,517 47.47 48.38
%
%
**STAT E TOTAL**
%100.00%100.00923,400 876,556 40.41 41.29
%
%
1 761 ALLIANZ INS GRP
%8.37%8.3742,851 37,250Indiana 16.90 17.93
%
%
2 4670 STARR GRP
%16.71%8.3342,631 34,323 28.69 30.39
%
%
3 111 LIBERTY MUT GRP
%24.59%7.8840,333 38,665 93.79 95.16
%
%
4 280 AUTO OWNERS GRP
%31.50%6.9135,371 30,416 51.67 53.81
%
%
5 31 BERKSHIRE HATHAWAY GRP
%37.97%6.4733,113 28,516 35.24 36.22
%
%
6 3548 TRAVELERS GRP
%43.69%5.7229,260 26,241 37.98 38.98
%
%
7 65 FM GLOBAL GRP
%48.87%5.1826,520 22,667 32.23 32.08
%
%
8 12 AMERICAN INTL GRP
%53.37%4.5023,011 21,007 391.57 395.29
%
%
9 212 ZURICH INS GRP
%57.36%3.9920,406 20,035 23.92 25.67
%
%
10 361 MUNICH RE GRP
%60.51%3.1616,145 14,035 34.26 34.91
%
%
**STAT E TOTAL**
%100.00%100.00511,716 458,429 62.30 63.55
%
%
1 280 AUTO OWNERS GRP
%11.35%11.3533,390 28,067Iowa 76.35 77.46
%
%
262EMC INS CO GRP
%21.48%10.1329,780 26,571 22.56 22.66
%
%
3 4670 STARR GRP
%30.26%8.7925,839 22,036 N/A N/A
4 761 ALLIANZ INS GRP
%36.33%6.0617,830 17,768 57.95 58.23
%
%
5 65 FM GLOBAL GRP
%41.56%5.2315,387 13,987 N/A N/A
6 3548 TRAVELERS GRP
%46.76%5.2115,309 13,687 59.76 62.14
%
%
7 12 AMERICAN INTL GRP
%50.34%3.5810,528 10,199 6.38 6.44
%
%
8 69 FARMERS INS GRP
%53.91%3.5710,501 8,716 26.96 27.55
%
%
9 31 BERKSHIRE HATHAWAY GRP
%57.26%3.359,846 8,115 49.29 51.11
%
%
10 15350 WEST BEND INS CO
%59.95%2.697,903 7,224 72.29 71.85
%
%
**STAT E TOTAL**
%100.00%100.00294,103 265,052 52.98 54.56
%
%
© 2024 National Association of Insurance Commissioners
37
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%9.92%9.9220,584 15,271Kansas 19.68 21.56
%
%
262EMC INS CO GRP
%16.62%6.6913,886 12,776 105.87 105.94
%
%
3 31 BERKSHIRE HATHAWAY GRP
%23.25%6.6313,754 11,128 16.19 17.80
%
%
4 3548 TRAVELERS GRP
%29.61%6.3713,211 12,347 10.61 11.25
%
%
5 65 FM GLOBAL GRP
%35.22%5.6011,627 9,630 N/A N/A
6 111 LIBERTY MUT GRP
%40.46%5.2410,867 9,670 43.68 43.77
%
%
7 12 AMERICAN INTL GRP
%45.51%5.0510,486 9,860 13.18 13.16
%
%
8 361 MUNICH RE GRP
%49.83%4.328,952 8,236 23.22 23.48
%
%
9 626 CHUBB LTD GRP
%53.85%4.028,343 6,590 28.67 28.77
%
%
10 212 ZURICH INS GRP
%56.96%3.116,459 6,266 9.65 11.27
%
%
**STAT E TOTAL**
%100.00%100.00207,451 184,172 29.74 30.70
%
%
1 111 LIBERTY MUT GRP
%11.85%11.8529,712 27,382Kentucky 132.47 134.79
%
%
2 65 FM GLOBAL GRP
%21.96%10.1025,330 23,807 526.80 522.35
%
%
3 4670 STARR GRP
%28.16%6.2115,559 10,522 36.92 38.80
%
%
4 12 AMERICAN INTL GRP
%33.92%5.7614,435 12,992 20.50 20.82
%
%
5 280 AUTO OWNERS GRP
%38.75%4.8312,112 10,939 110.19 112.15
%
%
6 3548 TRAVELERS GRP
%43.51%4.7611,921 10,205 6.10 7.23
%
%
7 31 BERKSHIRE HATHAWAY GRP
%47.56%4.0510,161 9,149 57.70 59.61
%
%
8 212 ZURICH INS GRP
%51.61%4.0510,148 10,092 16.39 17.96
%
%
9 761 ALLIANZ INS GRP
%55.30%3.699,250 9,156 19.65 23.70
%
%
10 361 MUNICH RE GRP
%58.65%3.358,402 6,939 5.16 5.45
%
%
**STAT E TOTAL**
%100.00%100.00250,696 228,732 99.53 100.61
%
%
1 31 BERKSHIRE HATHAWAY GRP
%6.89%6.8949,688 42,607Louisiana 47.94 49.39
%
%
2 4670 STARR GRP
%13.68%6.7848,871 43,782 80.92 95.55
%
%
3 LOUISIANA CITIZENS PROPERTY INS.
%19.81%6.1444,231 43,883 29.41 28.72
%
%
4 4990 CORE SPECIALTY INS HOLDINGS GRP
%25.91%6.1043,980 39,268 56.19 61.78
%
%
5 12 AMERICAN INTL GRP
%31.15%5.2337,716 33,510 10.96 13.76
%
%
6 65 FM GLOBAL GRP
%35.80%4.6633,560 29,636 2.49 2.21
%
%
7 1279 ARCH INS GRP
%40.43%4.6333,335 31,926 44.86 45.52
%
%
8 69 FARMERS INS GRP
%44.51%4.0829,391 24,852 36.11 37.59
%
%
9 361 MUNICH RE GRP
%48.43%3.9328,300 23,738 23.02 24.14
%
%
10 33499 DORINCO REINS CO
%51.94%3.5125,275 25,357 483.19 483.19
%
%
**STAT E TOTAL**
%100.00%100.00720,715 650,485 65.13 68.36
%
%
1 65 FM GLOBAL GRP
%10.73%10.739,309 7,833Maine 0.00 0.00
%
%
2 1279 ARCH INS GRP
%17.88%7.156,210 4,544 121.67 126.44
%
%
3 761 ALLIANZ INS GRP
%24.66%6.785,882 5,946 65.89 66.03
%
%
4 3548 TRAVELERS GRP
%31.01%6.365,516 4,764 63.83 66.33
%
%
5 111 LIBERTY MUT GRP
%37.16%6.155,340 4,696 32.11 33.08
%
%
6 4670 STARR GRP
%42.11%4.944,290 3,855 14.63 16.08
%
%
7 69 FARMERS INS GRP
%46.79%4.684,060 4,067 49.22 49.70
%
%
8 31 BERKSHIRE HATHAWAY GRP
%50.66%3.883,367 2,826 34.71 36.77
%
%
922ANDOVER GRP
%54.41%3.753,255 3,179 42.08 42.67
%
%
10 12 AMERICAN INTL GRP
%58.12%3.703,214 2,606 2.16 2.10
%
%
**STAT E TOTAL**
%100.00%100.0086,793 78,680 29.48 30.51
%
%
© 2024 National Association of Insurance Commissioners
38
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%9.10%9.1027,235 24,895Maryland 62.78 63.80
%
%
2 4670 STARR GRP
%16.53%7.4322,242 15,617 31.71 32.28
%
%
3 65 FM GLOBAL GRP
%23.93%7.4022,162 18,416 154.35 154.96
%
%
4 111 LIBERTY MUT GRP
%30.49%6.5619,639 17,811 55.77 56.58
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.93%6.4419,288 15,541 31.98 33.99
%
%
6 761 ALLIANZ INS GRP
%42.76%5.8317,447 10,023 34.35 36.42
%
%
7 12 AMERICAN INTL GRP
%47.64%4.8814,621 13,952 49.15 49.53
%
%
8 1279 ARCH INS GRP
%51.92%4.2812,818 11,100 N/A N/A
9 69 FARMERS INS GRP
%55.90%3.9811,920 10,691 29.33 29.87
%
%
10 242 SELECTIVE INS GRP
%59.75%3.8411,502 10,349 13.29 14.20
%
%
**STAT E TOTAL**
%100.00%100.00299,394 261,862 48.10 49.21
%
%
1 212 ZURICH INS GRP
%9.09%9.0954,372 42,168Massachusetts 42.37 45.36
%
%
2 65 FM GLOBAL GRP
%17.62%8.5351,012 44,810 6.34 7.36
%
%
3 3548 TRAVELERS GRP
%23.44%5.8234,788 29,331 64.47 65.90
%
%
4 4670 STARR GRP
%28.96%5.5232,992 28,459 17.67 18.91
%
%
5 31 BERKSHIRE HATHAWAY GRP
%34.21%5.2531,413 25,902 19.37 20.71
%
%
6 1279 ARCH INS GRP
%39.07%4.8629,062 16,147 52.46 57.05
%
%
7 12 AMERICAN INTL GRP
%43.92%4.8428,962 25,401 32.64 32.70
%
%
8 111 LIBERTY MUT GRP
%48.17%4.2525,411 24,318 16.84 41.48
%
%
9 411 MAPFRE INS GRP
%52.29%4.1224,646 23,983 49.83 50.56
%
%
10 761 ALLIANZ INS GRP
%56.05%3.7622,483 20,495 40.69 42.98
%
%
**STAT E TOTAL**
%100.00%100.00597,952 518,283 34.66 37.25
%
%
1 280 AUTO OWNERS GRP
%13.97%13.9775,000 70,791Michigan 57.74 59.57
%
%
2 69 FARMERS INS GRP
%20.14%6.1733,140 33,300 27.64 28.24
%
%
3 3548 TRAVELERS GRP
%25.51%5.3728,831 24,803 59.72 61.25
%
%
4 4670 STARR GRP
%30.42%4.9126,368 17,388 13.94 15.47
%
%
5 65 FM GLOBAL GRP
%35.27%4.8426,004 24,235 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%40.03%4.7725,603 21,594 59.24 60.68
%
%
7 111 LIBERTY MUT GRP
%44.24%4.2122,600 18,786 61.29 61.16
%
%
8 12 AMERICAN INTL GRP
%48.35%4.1022,030 21,410 30.56 30.48
%
%
9 361 MUNICH RE GRP
%52.15%3.8020,397 17,252 35.90 36.27
%
%
10 761 ALLIANZ INS GRP
%55.76%3.6219,419 16,683 N/A N/A
**STAT E TOTAL**
%100.00%100.00536,909 484,879 42.10 43.50
%
%
1 280 AUTO OWNERS GRP
%8.53%8.5338,440 27,758Minnesota 90.26 91.31
%
%
2 3548 TRAVELERS GRP
%16.27%7.7534,918 32,623 45.92 46.77
%
%
3 65 FM GLOBAL GRP
%22.97%6.6930,173 25,429 22.06 21.70
%
%
4 4670 STARR GRP
%28.99%6.0227,139 19,722 156.16 159.13
%
%
5 111 LIBERTY MUT GRP
%34.47%5.4824,709 22,069 83.85 85.86
%
%
6 69 FARMERS INS GRP
%38.36%3.8917,532 16,459 27.55 28.03
%
%
7 31 BERKSHIRE HATHAWAY GRP
%41.66%3.3114,900 10,665 40.38 42.89
%
%
8 12 AMERICAN INTL GRP
%44.83%3.1714,283 14,131 150.03 149.18
%
%
9 761 ALLIANZ INS GRP
%47.63%2.8012,603 9,209 16.64 17.68
%
%
10 361 MUNICH RE GRP
%50.40%2.7712,502 10,153 11.74 12.44
%
%
**STAT E TOTAL**
%100.00%100.00450,788 385,514 63.58 64.52
%
%
© 2024 National Association of Insurance Commissioners
39
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%11.25%11.2529,108 28,109Mississippi 158.35 161.08
%
%
2 4670 STARR GRP
%18.27%7.0218,171 14,674 15.55 24.01
%
%
3 31 BERKSHIRE HATHAWAY GRP
%24.04%5.7714,918 12,283 34.09 34.12
%
%
4 483 SOUTHERN FARM BUREAU CAS GRP
%29.56%5.5214,272 13,687 60.38 60.51
%
%
5 65 FM GLOBAL GRP
%34.81%5.2613,604 11,774 N/A N/A
6 12 AMERICAN INTL GRP
%39.59%4.7812,367 10,914 18.04 18.95
%
%
7 761 ALLIANZ INS GRP
%43.73%4.1410,702 11,013 71.76 73.13
%
%
8 361 MUNICH RE GRP
%47.56%3.839,907 8,741 45.23 46.21
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%51.37%3.819,850 8,572 N/A N/A
10 3548 TRAVELERS GRP
%54.95%3.589,273 7,812 12.87 13.64
%
%
**STAT E TOTAL**
%100.00%100.00258,733 236,625 56.41 58.21
%
%
1 31 BERKSHIRE HATHAWAY GRP
%10.86%10.8647,920 40,105Missouri 24.53 26.21
%
%
2 4670 STARR GRP
%17.74%6.8830,345 25,421 23.81 25.12
%
%
3 123 SHELTER INS GRP
%23.56%5.8325,714 25,209 49.65 50.21
%
%
4 3548 TRAVELERS GRP
%28.96%5.4023,823 21,261 53.16 54.11
%
%
5 65 FM GLOBAL GRP
%34.20%5.2423,118 19,797 N/A N/A
6 111 LIBERTY MUT GRP
%39.00%4.8021,170 20,673 42.46 43.66
%
%
7 12 AMERICAN INTL GRP
%43.59%4.5920,259 19,856 9.99 10.30
%
%
8 212 ZURICH INS GRP
%47.25%3.6616,162 17,140 48.63 50.18
%
%
9 361 MUNICH RE GRP
%50.86%3.6015,902 14,138 32.74 32.95
%
%
10 761 ALLIANZ INS GRP
%54.25%3.3914,967 13,700 78.69 80.93
%
%
**STAT E TOTAL**
%100.00%100.00441,266 393,673 36.12 37.38
%
%
1 111 LIBERTY MUT GRP
%12.42%12.429,257 8,475Montana 85.76 87.07
%
%
2 4670 STARR GRP
%22.28%9.877,355 4,933 23.30 26.12
%
%
3 31 BERKSHIRE HATHAWAY GRP
%28.80%6.524,858 4,235 32.38 34.31
%
%
4 12 AMERICAN INTL GRP
%34.66%5.864,373 5,383 12.30 12.32
%
%
562EMC INS CO GRP
%39.75%5.093,792 3,472 36.76 36.84
%
%
6 65 FM GLOBAL GRP
%44.19%4.453,315 2,880 N/A N/A
7 3548 TRAVELERS GRP
%47.89%3.692,752 2,611 46.84 48.43
%
%
8 69 FARMERS INS GRP
%51.48%3.592,678 2,463 43.07 43.28
%
%
9 244 CINCINNATI FIN GRP
%54.94%3.472,584 2,442 N/A N/A
10 361 MUNICH RE GRP
%58.36%3.422,547 2,034 43.66 45.06
%
%
**STAT E TOTAL**
%100.00%100.0074,556 66,297 31.68 32.77
%
%
1 4670 STARR GRP
%32.12%32.1259,638 17,598Nebraska 23.40 25.66
%
%
2 3548 TRAVELERS GRP
%40.07%7.9614,773 12,564 25.30 25.91
%
%
3 12 AMERICAN INTL GRP
%45.34%5.279,785 7,038 34.33 34.51
%
%
4 69 FARMERS INS GRP
%50.20%4.859,013 8,366 20.98 21.20
%
%
5 31 BERKSHIRE HATHAWAY GRP
%54.62%4.438,224 6,772 61.97 64.56
%
%
6 65 FM GLOBAL GRP
%58.56%3.937,307 6,738 122.89 110.36
%
%
7 280 AUTO OWNERS GRP
%62.46%3.907,238 6,000 35.85 35.25
%
%
862EMC INS CO GRP
%65.86%3.406,317 5,934 N/A N/A
9 361 MUNICH RE GRP
%68.77%2.915,405 4,799 18.97 19.92
%
%
10 212 ZURICH INS GRP
%71.56%2.795,184 5,107 N/A N/A
**STAT E TOTAL**
%100.00%100.00185,691 130,704 17.21 17.13
%
%
© 2024 National Association of Insurance Commissioners
40
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%11.20%11.2022,712 20,464Nevada 18.11 18.12
%
%
2 4670 STARR GRP
%19.97%8.7617,764 14,388 10.51 14.94
%
%
3 65 FM GLOBAL GRP
%28.15%8.1816,582 14,174 3.19 7.66
%
%
4 111 LIBERTY MUT GRP
%35.90%7.7615,722 13,373 28.25 28.65
%
%
5 31 BERKSHIRE HATHAWAY GRP
%42.11%6.2112,594 10,198 12.79 13.75
%
%
6 12 AMERICAN INTL GRP
%48.14%6.0312,220 12,427 54.88 55.44
%
%
7 212 ZURICH INS GRP
%53.41%5.2710,677 10,868 19.04 20.16
%
%
8 761 ALLIANZ INS GRP
%56.78%3.376,832 5,856 N/A N/A
9 69 FARMERS INS GRP
%59.76%2.986,050 5,971 49.50 50.05
%
%
10 968 AXA INS GRP
%62.56%2.795,662 5,061 6.16 5.79
%
%
**STAT E TOTAL**
%100.00%100.00202,723 180,453 22.85 24.51
%
%
1 65 FM GLOBAL GRP
%8.44%8.445,497 4,454New Hampshire 56.73 57.16
%
%
2 761 ALLIANZ INS GRP
%16.55%8.115,277 5,225 17.93 19.52
%
%
3 212 ZURICH INS GRP
%21.94%5.393,510 3,838 11.87 13.20
%
%
4 3548 TRAVELERS GRP
%27.16%5.223,397 3,150 N/A N/A
5 111 LIBERTY MUT GRP
%32.19%5.043,280 3,162 31.26 31.43
%
%
6 4670 STARR GRP
%37.08%4.893,181 2,483 11.30 12.10
%
%
7 31 BERKSHIRE HATHAWAY GRP
%41.60%4.512,939 2,456 133.20 134.27
%
%
822ANDOVER GRP
%45.50%3.902,539 2,428 26.49 27.65
%
%
9 12 AMERICAN INTL GRP
%49.13%3.642,368 2,062 N/A N/A
10 968 AXA INS GRP
%52.72%3.592,337 2,478 1.33 0.90
%
%
**STAT E TOTAL**
%100.00%100.0065,106 60,906 48.82 49.51
%
%
1 4670 STARR GRP
%6.08%6.0840,226 28,993New Jersey 19.04 20.24
%
%
2 31 BERKSHIRE HATHAWAY GRP
%12.02%5.9439,255 33,376 25.55 27.57
%
%
3 12 AMERICAN INTL GRP
%17.61%5.5936,967 34,317 26.59 26.73
%
%
4 19 ASSURANT INC GRP
%23.11%5.5036,346 35,969 31.41 31.41
%
%
5 3548 TRAVELERS GRP
%28.46%5.3535,365 30,741 35.78 36.57
%
%
6 65 FM GLOBAL GRP
%33.47%5.0133,159 27,260 44.71 44.45
%
%
7 212 ZURICH INS GRP
%37.98%4.5129,789 29,418 49.20 53.72
%
%
8 242 SELECTIVE INS GRP
%42.22%4.2428,061 25,279 55.30 55.94
%
%
9 761 ALLIANZ INS GRP
%46.28%4.0626,846 25,612 48.64 52.05
%
%
10 111 LIBERTY MUT GRP
%50.09%3.8025,156 22,205 99.29 100.05
%
%
**STAT E TOTAL**
%100.00%100.00661,211 593,991 32.30 33.62
%
%
1 69 FARMERS INS GRP
%13.39%13.3912,257 9,867New Mexico 18.46 18.92
%
%
2 4670 STARR GRP
%24.99%11.6110,628 6,524 15.09 16.69
%
%
3 12 AMERICAN INTL GRP
%32.42%7.436,802 6,302 10.08 9.71
%
%
4 31 BERKSHIRE HATHAWAY GRP
%39.66%7.236,624 6,002 30.16 34.25
%
%
5 111 LIBERTY MUT GRP
%46.63%6.986,390 5,582 135.71 138.09
%
%
6 3548 TRAVELERS GRP
%51.51%4.874,462 4,378 24.50 25.80
%
%
7 361 MUNICH RE GRP
%55.63%4.133,779 3,169 54.61 57.07
%
%
8 212 ZURICH INS GRP
%58.77%3.132,870 2,581 N/A N/A
9 761 ALLIANZ INS GRP
%61.76%3.002,743 2,916 220.46 226.80
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.44%2.682,453 2,008 80.32 80.40
%
%
**STAT E TOTAL**
%100.00%100.0091,568 79,005 43.94 45.59
%
%
© 2024 National Association of Insurance Commissioners
41
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%6.52%6.52105,109 89,318New York 34.06 34.15
%
%
2 3548 TRAVELERS GRP
%12.70%6.1899,643 91,959 83.60 85.14
%
%
3 31 BERKSHIRE HATHAWAY GRP
%18.80%6.1098,380 81,488 18.80 20.18
%
%
4 12 AMERICAN INTL GRP
%24.08%5.2885,125 81,295 20.97 21.10
%
%
5 4670 STARR GRP
%29.16%5.0881,981 68,037 64.20 65.22
%
%
6 572 BCBS OF MI GRP
%34.24%5.0881,885 36,937 60.01 61.09
%
%
7 761 ALLIANZ INS GRP
%39.16%4.9279,255 79,575 72.42 76.23
%
%
8 111 LIBERTY MUT GRP
%44.00%4.8478,073 64,675 34.69 35.79
%
%
9 212 ZURICH INS GRP
%48.20%4.2067,682 67,530 8.97 10.25
%
%
10 158 FAIRFAX FIN GRP
%51.87%3.6759,198 51,166 72.62 75.99
%
%
**STAT E TOTAL**
%100.00%100.001,612,468 1,428,035 36.57 38.04
%
%
1 65 FM GLOBAL GRP
%7.06%7.0639,622 34,761North Carolina 127.19 127.21
%
%
2 4670 STARR GRP
%13.99%6.9338,916 31,302 20.14 21.56
%
%
3 111 LIBERTY MUT GRP
%19.91%5.9233,211 30,691 54.13 55.56
%
%
4 280 AUTO OWNERS GRP
%25.66%5.7632,318 29,433 41.24 42.56
%
%
5 3548 TRAVELERS GRP
%31.37%5.7132,054 27,779 18.38 18.82
%
%
6 31 BERKSHIRE HATHAWAY GRP
%36.49%5.1128,710 25,272 13.38 14.64
%
%
7 761 ALLIANZ INS GRP
%41.58%5.1028,615 27,539 52.48 54.33
%
%
8 69 FARMERS INS GRP
%46.38%4.8026,924 24,839 31.68 32.08
%
%
9 12 AMERICAN INTL GRP
%50.97%4.5925,784 25,726 13.69 13.98
%
%
10 212 ZURICH INS GRP
%55.04%4.0722,837 22,264 38.36 41.14
%
%
**STAT E TOTAL**
%100.00%100.00561,377 512,974 42.07 43.16
%
%
1 280 AUTO OWNERS GRP
%11.44%11.448,407 7,652North Dakota 23.78 23.75
%
%
2 65 FM GLOBAL GRP
%20.83%9.396,895 5,569 72.97 73.89
%
%
3 3548 TRAVELERS GRP
%28.08%7.255,329 4,966 11.66 11.29
%
%
4 4670 STARR GRP
%35.12%7.035,166 4,579 26.27 29.17
%
%
5 31 BERKSHIRE HATHAWAY GRP
%40.38%5.273,869 3,291 19.73 21.19
%
%
6 11101 HARTLAND MUT INS CO
%45.04%4.663,421 3,349 30.77 30.77
%
%
7 12 AMERICAN INTL GRP
%48.95%3.912,875 2,393 1.18 0.67
%
%
8 111 LIBERTY MUT GRP
%52.65%3.702,716 2,370 42.89 41.66
%
%
9 626 CHUBB LTD GRP
%56.03%3.382,485 2,246 20.68 20.87
%
%
10 698 NORTH STAR CO GRP
%59.28%3.252,385 2,223 N/A N/A
**STAT E TOTAL**
%100.00%100.0073,464 69,400 40.08 41.04
%
%
1 65 FM GLOBAL GRP
%7.93%7.9354,502 43,991Ohio N/A N/A
2 3548 TRAVELERS GRP
%14.91%6.9847,951 42,153 237.38 240.63
%
%
3 4670 STARR GRP
%21.78%6.8847,260 33,549 154.97 160.79
%
%
4 111 LIBERTY MUT GRP
%28.26%6.4744,473 42,127 18.36 19.92
%
%
5 69 FARMERS INS GRP
%33.26%5.0134,415 33,920 25.47 26.00
%
%
6 761 ALLIANZ INS GRP
%37.70%4.4430,482 26,804 27.11 30.44
%
%
7 31 BERKSHIRE HATHAWAY GRP
%42.13%4.4330,479 24,734 111.50 114.60
%
%
8 280 AUTO OWNERS GRP
%46.47%4.3429,808 23,973 50.60 52.93
%
%
9 12 AMERICAN INTL GRP
%50.73%4.2629,262 29,907 31.33 31.75
%
%
10 212 ZURICH INS GRP
%54.59%3.8626,551 25,805 5.98 6.75
%
%
**STAT E TOTAL**
%100.00%100.00687,258 607,269 55.85 57.59
%
%
© 2024 National Association of Insurance Commissioners
42
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%11.75%11.7537,812 34,222Oklahoma 33.41 34.56
%
%
2 4670 STARR GRP
%19.07%7.3223,556 18,656 26.61 27.77
%
%
3 69 FARMERS INS GRP
%25.46%6.3820,538 17,334 28.33 28.84
%
%
4 361 MUNICH RE GRP
%31.10%5.6418,159 14,546 69.20 72.00
%
%
5 65 FM GLOBAL GRP
%36.43%5.3317,147 14,559 9.15 8.01
%
%
6 12 AMERICAN INTL GRP
%41.23%4.8015,446 14,270 11.96 12.55
%
%
7 3548 TRAVELERS GRP
%45.63%4.4014,143 12,367 73.90 75.68
%
%
8 111 LIBERTY MUT GRP
%49.93%4.3013,846 12,235 168.69 170.78
%
%
9 123 SHELTER INS GRP
%53.08%3.1510,136 9,559 45.32 45.27
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%56.08%2.999,628 9,170 78.37 85.99
%
%
**STAT E TOTAL**
%100.00%100.00321,719 290,828 32.15 33.16
%
%
1 111 LIBERTY MUT GRP
%9.88%9.8824,750 21,204Oregon 21.38 20.68
%
%
2 4670 STARR GRP
%18.83%8.9422,396 15,731 76.55 82.33
%
%
3 31 BERKSHIRE HATHAWAY GRP
%26.63%7.8019,527 16,391 29.78 33.77
%
%
4 69 FARMERS INS GRP
%32.80%6.1815,463 13,501 36.31 37.43
%
%
5 12 AMERICAN INTL GRP
%38.76%5.9614,912 14,058 104.98 105.51
%
%
6 761 ALLIANZ INS GRP
%44.30%5.5413,868 11,933 71.30 74.34
%
%
7 3548 TRAVELERS GRP
%49.62%5.3213,313 11,572 12.88 13.43
%
%
8 212 ZURICH INS GRP
%54.25%4.6311,593 10,501 19.13 20.89
%
%
9 65 FM GLOBAL GRP
%58.68%4.4311,100 9,919 9.99 9.64
%
%
10 361 MUNICH RE GRP
%62.41%3.749,354 8,688 N/A 0.08
%
**STAT E TOTAL**
%100.00%100.00250,384 217,559 53.70 55.43
%
%
1 3548 TRAVELERS GRP
%8.33%8.3364,900 59,384Pennsylvania 47.63 48.56
%
%
2 65 FM GLOBAL GRP
%15.41%7.0855,178 44,635 40.47 38.61
%
%
3 111 LIBERTY MUT GRP
%21.79%6.3949,758 46,959 81.76 82.41
%
%
4 4670 STARR GRP
%27.40%5.6143,683 34,702 12.53 14.97
%
%
5 212 ZURICH INS GRP
%32.28%4.8838,062 37,984 35.17 36.74
%
%
6 31 BERKSHIRE HATHAWAY GRP
%36.97%4.6836,504 33,318 43.90 46.19
%
%
7 12 AMERICAN INTL GRP
%41.30%4.3333,772 30,568 18.76 18.59
%
%
8 69 FARMERS INS GRP
%45.08%3.7729,405 30,043 33.13 33.94
%
%
9 242 SELECTIVE INS GRP
%48.50%3.4226,653 24,122 N/A N/A
10 361 MUNICH RE GRP
%51.71%3.2125,042 21,450 13.46 13.84
%
%
**STAT E TOTAL**
%100.00%100.00779,254 709,678 27.53 28.77
%
%
1 65 FM GLOBAL GRP
%8.88%8.886,605 5,912Rhode Island 3.58 4.03
%
%
2 3548 TRAVELERS GRP
%14.89%6.004,463 4,268 257.68 264.98
%
%
3 69 FARMERS INS GRP
%20.65%5.764,281 4,206 21.90 22.88
%
%
422ANDOVER GRP
%25.88%5.233,890 3,796 12.10 12.12
%
%
5 242 SELECTIVE INS GRP
%30.73%4.853,604 3,159 1.71 1.76
%
%
6 12 AMERICAN INTL GRP
%35.51%4.793,558 3,195 7.99 8.09
%
%
7 31 BERKSHIRE HATHAWAY GRP
%39.79%4.273,176 2,705 26.32 28.81
%
%
8 361 MUNICH RE GRP
%43.68%3.892,893 2,423 25.95 26.53
%
%
9 1279 ARCH INS GRP
%47.43%3.752,788 2,329 3.92 3.43
%
%
10 212 ZURICH INS GRP
%51.16%3.732,772 2,811 33.78 38.14
%
%
**STAT E TOTAL**
%100.00%100.0074,338 67,158 55.18 56.87
%
%
© 2024 National Association of Insurance Commissioners
43
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%29.95%29.95180,551 178,002South Carolina 26.81 28.83
%
%
2 4670 STARR GRP
%35.62%5.6734,176 27,208 7.01 7.38
%
%
3 1279 ARCH INS GRP
%41.29%5.6734,167 29,708 48.55 50.06
%
%
4 12 AMERICAN INTL GRP
%44.89%3.6021,689 20,322 27.77 31.74
%
%
5 65 FM GLOBAL GRP
%48.34%3.4520,801 18,431 45.13 45.80
%
%
6 4773 FRONTLINE INS GRP
%51.74%3.4020,509 16,726 5.14 6.82
%
%
7 19 ASSURANT INC GRP
%54.75%3.0118,139 17,458 15.24 15.24
%
%
8 761 ALLIANZ INS GRP
%57.47%2.7216,425 16,420 52.42 55.82
%
%
9 212 ZURICH INS GRP
%60.12%2.6515,972 15,413 61.19 63.33
%
%
10 111 LIBERTY MUT GRP
%62.62%2.5015,052 14,229 38.46 39.57
%
%
**STAT E TOTAL**
%100.00%100.00602,812 558,307 32.95 35.12
%
%
1 280 AUTO OWNERS GRP
%13.87%13.8712,055 10,118South Dakota 42.92 43.13
%
%
2 4670 STARR GRP
%25.18%11.319,833 8,348 422.81 429.46
%
%
3 3548 TRAVELERS GRP
%32.39%7.206,261 5,585 N/A N/A
4 14184 ACUITY A MUT INS CO
%38.79%6.405,563 4,953 12.22 12.70
%
%
5 626 CHUBB LTD GRP
%45.01%6.225,407 3,869 30.26 30.59
%
%
662EMC INS CO GRP
%50.06%5.054,388 3,863 7.97 8.02
%
%
7 65 FM GLOBAL GRP
%54.04%3.993,466 3,108 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%57.72%3.673,193 2,529 54.03 55.63
%
%
9 698 NORTH STAR CO GRP
%61.37%3.663,177 2,856 7.48 7.56
%
%
10 248 UNITED FIRE & CAS GRP
%64.46%3.092,682 2,505 81.92 83.96
%
%
**STAT E TOTAL**
%100.00%100.0086,918 75,433 99.88 101.67
%
%
1 694 TENNESSEE FARMERS GRP
%11.33%11.3359,912 56,771Tennessee 23.93 24.39
%
%
2 65 FM GLOBAL GRP
%18.66%7.3438,816 34,415 N/A N/A
3 111 LIBERTY MUT GRP
%25.72%7.0637,327 33,398 112.56 113.67
%
%
4 4670 STARR GRP
%32.04%6.3233,442 25,141 27.28 28.92
%
%
5 3548 TRAVELERS GRP
%37.71%5.6729,985 26,890 56.16 56.89
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.73%5.0226,545 21,011 83.96 85.34
%
%
7 761 ALLIANZ INS GRP
%46.95%4.2222,321 16,402 39.34 39.65
%
%
8 280 AUTO OWNERS GRP
%50.95%4.0021,144 17,831 79.60 81.32
%
%
9 12 AMERICAN INTL GRP
%54.89%3.9520,887 19,275 N/A N/A
10 361 MUNICH RE GRP
%58.30%3.4118,026 15,558 20.41 21.03
%
%
**STAT E TOTAL**
%100.00%100.00528,977 469,280 50.66 52.44
%
%
1 171 GERMANIA INS GRP
%14.40%14.40540,453 503,953Texas 82.93 83.87
%
%
2 4670 STARR GRP
%24.32%9.91371,960 287,682 38.84 41.90
%
%
3 31 BERKSHIRE HATHAWAY GRP
%32.63%8.31311,824 266,743 30.69 32.39
%
%
4 65 FM GLOBAL GRP
%37.69%5.06189,787 170,371 15.06 15.21
%
%
5 147 HOCHHEIM PRAIRIE GRP
%42.39%4.71176,637 162,862 84.16 84.50
%
%
6 12 AMERICAN INTL GRP
%46.59%4.20157,519 152,351 6.55 7.48
%
%
7 4990 CORE SPECIALTY INS HOLDINGS GRP
%49.61%3.01113,055 94,829 5.27 5.83
%
%
8 10199 RANCHERS & FARMERS MUT INS CO
%52.40%2.80104,876 97,549 54.50 54.51
%
%
9 361 MUNICH RE GRP
%55.19%2.79104,578 87,424 5.73 6.38
%
%
10 626 CHUBB LTD GRP
%57.81%2.6298,241 95,031 67.92 68.26
%
%
**STAT E TOTAL**
%100.00%100.003,752,100 3,356,348 49.74 51.05
%
%
© 2024 National Association of Insurance Commissioners
44
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%9.40%9.4016,087 12,395Utah 11.60 13.28
%
%
2 65 FM GLOBAL GRP
%18.02%8.6214,746 12,802 8.72 8.79
%
%
3 19 ASSURANT INC GRP
%25.24%7.2312,366 12,229 23.35 23.35
%
%
4 12 AMERICAN INTL GRP
%32.33%7.0912,133 12,529 17.34 17.42
%
%
5 280 AUTO OWNERS GRP
%38.85%6.5111,147 9,723 53.79 55.81
%
%
6 3548 TRAVELERS GRP
%44.01%5.168,836 7,934 N/A N/A
7 111 LIBERTY MUT GRP
%48.94%4.938,441 8,175 29.51 30.89
%
%
8 761 ALLIANZ INS GRP
%52.17%3.235,520 4,684 20.74 21.63
%
%
9 212 ZURICH INS GRP
%55.30%3.135,361 4,700 7.45 8.39
%
%
10 361 MUNICH RE GRP
%58.30%3.005,138 3,881 48.55 50.58
%
%
**STAT E TOTAL**
%100.00%100.00171,138 151,424 27.54 28.42
%
%
1 65 FM GLOBAL GRP
%6.82%6.822,714 2,010Vermont 0.00 0.00
%
%
2 408 BROOKFIELD REINS LTD GRP
%13.19%6.372,535 2,469 107.05 107.13
%
%
3 12 AMERICAN INTL GRP
%18.92%5.732,280 1,906 N/A N/A
4 111 LIBERTY MUT GRP
%24.36%5.432,161 2,119 41.61 41.84
%
%
5 4670 STARR GRP
%29.77%5.412,152 1,549 7.43 8.12
%
%
6 3548 TRAVELERS GRP
%34.12%4.351,731 1,559 51.34 53.29
%
%
7 212 ZURICH INS GRP
%38.44%4.321,719 1,732 335.54 340.38
%
%
8 69 FARMERS INS GRP
%42.53%4.091,628 1,587 67.78 68.70
%
%
9 361 MUNICH RE GRP
%46.57%4.041,609 1,284 77.23 77.08
%
%
10 18686 CO OPERATIVE INS COS
%50.59%4.021,599 2,007 9.76 9.76
%
%
**STAT E TOTAL**
%100.00%100.0039,789 36,150 94.14 95.53
%
%
1 3548 TRAVELERS GRP
%8.20%8.2034,154 31,687Virginia 52.94 54.08
%
%
2 4670 STARR GRP
%15.69%7.4931,174 25,493 17.05 17.61
%
%
3 761 ALLIANZ INS GRP
%23.08%7.3930,749 25,073 52.30 56.73
%
%
4 65 FM GLOBAL GRP
%30.32%7.2430,152 25,281 153.09 149.59
%
%
5 12 AMERICAN INTL GRP
%36.22%5.9024,563 21,294 56.70 57.36
%
%
6 31 BERKSHIRE HATHAWAY GRP
%40.17%3.9516,424 12,709 16.83 18.08
%
%
7 111 LIBERTY MUT GRP
%44.10%3.9416,381 15,180 29.83 30.17
%
%
8 4990 CORE SPECIALTY INS HOLDINGS GRP
%47.65%3.5514,778 11,563 N/A N/A
9 212 ZURICH INS GRP
%51.07%3.4214,241 14,924 16.09 16.72
%
%
10 242 SELECTIVE INS GRP
%54.42%3.3413,921 12,580 28.09 28.71
%
%
**STAT E TOTAL**
%100.00%100.00416,288 366,726 48.66 49.53
%
%
1 111 LIBERTY MUT GRP
%9.98%9.9848,255 42,642Washington 40.86 42.28
%
%
2 4670 STARR GRP
%19.17%9.1944,447 33,340 20.09 21.14
%
%
3 12 AMERICAN INTL GRP
%25.80%6.6332,035 32,264 17.62 17.77
%
%
4 31 BERKSHIRE HATHAWAY GRP
%31.62%5.8228,133 23,226 33.35 34.50
%
%
5 3548 TRAVELERS GRP
%36.91%5.2925,590 22,082 53.75 54.75
%
%
6 65 FM GLOBAL GRP
%42.12%5.2125,183 22,563 241.62 245.22
%
%
7 761 ALLIANZ INS GRP
%47.14%5.0224,257 24,067 65.84 67.41
%
%
8 69 FARMERS INS GRP
%51.80%4.6722,570 20,681 55.44 56.28
%
%
9 212 ZURICH INS GRP
%56.09%4.2920,727 19,520 24.13 25.06
%
%
10 4997 ACP INS MGMT LLC GRP
%59.23%3.1415,176 7,526 13.65 26.39
%
%
**STAT E TOTAL**
%100.00%100.00483,499 430,807 51.85 53.23
%
%
© 2024 National Association of Insurance Commissioners
45
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%7.49%7.496,876 4,005West Virginia 1.29 1.29
%
%
2 4670 STARR GRP
%14.78%7.296,688 4,524 21.06 26.95
%
%
3 3548 TRAVELERS GRP
%20.97%6.195,679 5,307 11.53 11.93
%
%
4 111 LIBERTY MUT GRP
%26.63%5.665,199 5,038 89.87 87.45
%
%
5 14656 MUNICIPAL MUT INS CO
%31.45%4.824,423 4,301 62.13 62.13
%
%
6 212 ZURICH INS GRP
%36.02%4.574,199 4,220 9.19 10.44
%
%
7 761 ALLIANZ INS GRP
%40.44%4.414,049 3,890 48.92 48.49
%
%
8 31 BERKSHIRE HATHAWAY GRP
%44.41%3.973,646 3,277 29.71 29.87
%
%
9 361 MUNICH RE GRP
%48.25%3.843,521 3,354 28.92 30.53
%
%
10 408 BROOKFIELD REINS LTD GRP
%51.96%3.723,411 3,510 71.18 71.31
%
%
**STAT E TOTAL**
%100.00%100.0091,782 83,202 31.12 32.04
%
%
1 280 AUTO OWNERS GRP
%9.72%9.7238,947 35,122Wisconsin 65.80 68.73
%
%
2 761 ALLIANZ INS GRP
%17.23%7.5130,062 25,879 5.58 6.64
%
%
3 65 FM GLOBAL GRP
%24.06%6.8327,339 22,557 63.07 62.93
%
%
4 3548 TRAVELERS GRP
%30.70%6.6526,620 24,157 147.25 148.31
%
%
5 111 LIBERTY MUT GRP
%36.27%5.5622,285 20,288 52.38 53.35
%
%
6 4670 STARR GRP
%41.52%5.2621,060 16,091 15.66 16.99
%
%
7 15350 WEST BEND INS CO
%46.20%4.6818,743 17,629 149.59 150.14
%
%
8 14184 ACUITY A MUT INS CO
%50.15%3.9515,823 13,953 49.67 50.74
%
%
9 69 FARMERS INS GRP
%54.08%3.9215,716 14,130 24.07 24.57
%
%
10 12 AMERICAN INTL GRP
%57.68%3.6114,440 13,318 42.72 42.98
%
%
**STAT E TOTAL**
%100.00%100.00400,527 359,346 49.70 49.80
%
%
1 4670 STARR GRP
%17.22%17.227,384 5,914Wyoming 23.82 27.36
%
%
2 65 FM GLOBAL GRP
%29.01%11.795,058 4,360 N/A N/A
3 3548 TRAVELERS GRP
%37.68%8.663,715 3,055 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%44.88%7.213,092 2,737 19.87 21.19
%
%
5 69 FARMERS INS GRP
%50.48%5.602,401 2,303 7.32 7.65
%
%
6 111 LIBERTY MUT GRP
%54.00%3.511,507 1,432 13.48 13.31
%
%
7 12 AMERICAN INTL GRP
%57.32%3.321,425 1,737 N/A N/A
8 749 SCOR GRP
%60.33%3.011,292 1,596 N/A N/A
9 212 ZURICH INS GRP
%63.15%2.821,210 1,265 2.18 4.38
%
%
10 62 EMC INS CO GRP
%65.65%2.501,072 953 76.25 76.31
%
%
**STAT E TOTAL**
%100.00%100.0042,886 39,183 11.73 12.55
%
%
1 4670 STARR GRP
%99.97%99.9738 36American Samoa 5.22 5.50
%
%
2 65 FM GLOBAL GRP
%100.00%0.030 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0038 36 3.36 3.90
%
%
1 4672 DONGBU INS GRP
%58.68%58.6820,079 18,817Guam N/A N/A
2 12 AMERICAN INTL GRP
%74.08%15.405,270 5,116 643.83 680.63
%
%
3 4715 MS & AD INS GRP
%82.48%8.402,874 2,805 43.70 44.59
%
%
4 5030 TAN HOLDINGS CORP GRP
%90.84%8.352,859 1,090 14.27 15.58
%
%
5 13597 CHUNG KUO INS CO LTD
%96.20%5.361,834 1,609 0.04 0.30
%
%
6 10972 FIRST NET INS CO
%97.72%1.52519 515 0.45 0.47
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%98.37%0.66225 62 0.00 0.00
%
%
8 18380 PACIFIC IND INS CO
%98.85%0.47162 163 29.83 29.83
%
%
9 181 SWISS RE GRP
%99.16%0.32108 77 7.08 7.73
%
%
10 761 ALLIANZ INS GRP
%99.45%0.2998 84 141.10 124.39
%
%
**STAT E TOTAL**
%100.00%100.0034,216 30,512 112.79 119.05
%
%
© 2024 National Association of Insurance Commissioners
46
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%28.25%28.2550,837 35,826Puerto Rico 24.46 27.02
%
%
2 626 CHUBB LTD GRP
%48.11%19.8635,748 41,646 0.98 1.91
%
%
3 411 MAPFRE INS GRP
%63.51%15.4027,718 23,186 57.05 58.66
%
%
4 4804 MULTINATIONAL GRP
%75.98%12.4822,456 17,187 3.75 4.12
%
%
5 65 FM GLOBAL GRP
%80.23%4.247,636 6,376 0.00 0.00
%
%
6 12 AMERICAN INTL GRP
%84.09%3.866,951 7,161 1.72 4.33
%
%
771UNIVERSAL INS CO GRP
%86.74%2.664,779 4,617 0.08 0.43
%
%
8 10140 OPTIMA SEGUROS
%89.05%2.304,144 3,575 18.25 18.25
%
%
9 761 ALLIANZ INS GRP
%91.23%2.183,925 3,716 17.42 20.31
%
%
10 536 GUIDEWELL MUT HOLDING GRP
%93.18%1.953,515 3,325 22.31 22.61
%
%
**STAT E TOTAL**
%100.00%100.00179,985 157,350 13.47 14.68
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%73.64%73.6424,081 24,955U.S. Virgin Islands N/A N/A
2 4670 STARR GRP
%90.17%16.525,404 3,496 24.62 25.30
%
%
3 4706 LOCKHART CO GRP
%93.51%3.341,092 1,042 0.00 0.00
%
%
4 749 SCOR GRP
%96.00%2.49814 814 6.44 6.85
%
%
5 181 SWISS RE GRP
%97.89%1.89620 625 3.62 4.56
%
%
6 19 ASSURANT INC GRP
%98.57%0.68222 305 N/A N/A
7 65 FM GLOBAL GRP
%99.24%0.67220 210 0.00 0.00
%
%
8 411 MAPFRE INS GRP
%99.45%0.2169 69 0.00 0.00
%
%
9 3416 AXIS CAPITAL GRP
%99.61%0.1651 66 4.22 4.64
%
%
10 626 CHUBB LTD GRP
%99.75%0.1446 35 N/A N/A
**STAT E TOTAL**
%100.00%100.0032,699 31,764 N/A N/A
1 4672 DONGBU INS GRP
%50.12%50.121,740 1,732N. Mariana Islands N/A N/A
2 5030 TAN HOLDINGS CORP GRP
%88.04%37.921,316 321 0.00 0.00
%
%
3 10972 FIRST NET INS CO
%97.09%9.05314 295 N/A N/A
4 12 AMERICAN INTL GRP
%99.45%2.3682 91 N/A N/A
5 3098 TOKIO MARINE HOLDINGS INC GRP
%99.71%0.269)(3 N/A N/A
6 18380 PACIFIC IND INS CO
%99.95%0.248 10 0.00 0.00
%
%
7 3416 AXIS CAPITAL GRP
%100.00%0.052 2 9.30 9.80
%
%
8 65 FM GLOBAL GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,471 2,448 N/A N/A
1 65 FM GLOBAL GRP
%38.54%38.54200,749 169,334Canada 64.88 64.95
%
%
2 968 AXA INS GRP
%56.42%17.8893,153 95,286 111.27 111.15
%
%
3 158 FAIRFAX FIN GRP
%71.62%15.1979,144 72,975 8.78 9.76
%
%
4 181 SWISS RE GRP
%81.20%9.5949,938 54,576 54.71 57.49
%
%
5 761 ALLIANZ INS GRP
%89.70%8.4944,240 37,908 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%94.08%4.3822,841 25,426 59.84 63.26
%
%
7 3548 TRAVELERS GRP
%97.30%3.2216,790 16,509 18.89 21.55
%
%
8 91 HARTFORD FIRE & CAS GRP
%98.68%1.377,157 6,440 117.17 116.66
%
%
9 111 LIBERTY MUT GRP
%99.42%0.753,882 3,624 228.01 231.38
%
%
10 218 CNA INS GRP
%99.64%0.211,115 1,092 N/A 0.01
%
**STAT E TOTAL**
%100.00%100.00520,902 484,368 58.25 59.19
%
%
© 2024 National Association of Insurance Commissioners
47
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
01 - Fire
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%42.06%42.06224,405 223,652Agg. Other Alien 31.59 31.98
%
%
2 65 FM GLOBAL GRP
%58.63%16.5788,382 81,080 40.94 39.57
%
%
3 4670 STARR GRP
%68.58%9.9453,053 68,267 30.68 31.76
%
%
4 31 BERKSHIRE HATHAWAY GRP
%76.84%8.2744,106 41,349 5.06 5.32
%
%
5 12 AMERICAN INTL GRP
%83.92%7.0837,750 23,646 N/A N/A
6 33499 DORINCO REINS CO
%88.62%4.7025,097 23,633 0.00 0.00
%
%
7 761 ALLIANZ INS GRP
%91.12%2.4913,301 14,080 97.78 110.58
%
%
8 111 LIBERTY MUT GRP
%93.58%2.4713,152 13,289 N/A N/A
9 212 ZURICH INS GRP
%95.18%1.598,506 7,936 19.92 19.76
%
%
10 218 CNA INS GRP
%96.38%1.216,432 6,002 59.85 63.01
%
%
**STAT E TOTAL**
%100.00%100.00533,484 520,656 26.51 27.28
%
%
© 2024 National Association of Insurance Commissioners
48
02.1—Allied Lines
© 2024 National Association of Insurance Commissioners
49
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%8.87%8.872,531,443 2,426,610 61.72 61.88
%
%
2 31 BERKSHIRE HATHAWAY GRP
%15.44%6.581,877,731 1,629,878 36.24 39.55
%
%
3 10064 CITIZENS PROP INS CORP
%21.53%6.091,737,979 1,357,818 17.45 18.17
%
%
4 3548 TRAVELERS GRP
%26.44%4.921,403,647 1,234,662 35.30 36.51
%
%
5 212 ZURICH INS GRP
%31.05%4.611,316,981 1,283,654 49.16 53.02
%
%
6 111 LIBERTY MUT GRP
%34.74%3.681,051,501 999,408 71.20 72.26
%
%
7 19 ASSURANT INC GRP
%38.29%3.551,014,795 981,035 28.60 28.60
%
%
8 12 AMERICAN INTL GRP
%41.83%3.541,011,496 1,000,002 41.95 43.26
%
%
9 626 CHUBB LTD GRP
%44.96%3.13892,522 791,869 46.63 46.54
%
%
10 140 NATIONWIDE CORP GRP
%47.51%2.56729,755 641,313 50.24 51.51
%
%
11 3219 SOMPO GRP
%49.95%2.43695,311 648,183 90.38 96.23
%
%
12 4766 TFP & TWI GRP
%52.36%2.41688,158 619,830 14.33 13.37
%
%
13 69 FARMERS INS GRP
%54.66%2.30655,817 623,396 96.52 97.81
%
%
14 4830 AMERICAN COASTAL INS CORP GRP
%56.88%2.23635,592 594,366 14.20 14.64
%
%
15 200 UNITED SERV AUTOMOBILE ASSN GRP
%58.98%2.10598,873 547,190 77.46 77.88
%
%
16 796 QBE INS GRP
%60.78%1.80513,834 494,063 6.22 12.79
%
%
17 LOUISIANA CITIZENS PROPERTY INS.
%62.37%1.59454,677 367,006 12.36 15.99
%
%
18 361 MUNICH RE GRP
%63.93%1.56444,903 407,128 73.33 75.33
%
%
19 181 SWISS RE GRP
%65.35%1.42406,478 383,836 4.85 3.56
%
%
20 4715 MS & AD INS GRP
%66.77%1.42404,800 346,323 63.73 65.45
%
%
21 1120 EVEREST REINS HOLDINGS GRP
%68.17%1.40399,555 338,269 23.58 27.20
%
%
22 3416 AXIS CAPITAL GRP
%69.49%1.32377,188 333,077 21.64 22.79
%
%
23 218 CNA INS GRP
%70.78%1.29368,435 318,746 3.18 3.31
%
%
24 242 SELECTIVE INS GRP
%72.01%1.23349,944 315,015 93.40 94.66
%
%
25 783 RLI INS GRP
%73.15%1.14326,214 283,504 28.23 27.59
%
%
26 62 EMC INS CO GRP
%74.26%1.11318,145 297,884 83.30 83.26
%
%
27 158 FAIRFAX FIN GRP
%75.19%0.93264,667 243,938 49.29 55.64
%
%
28 968 AXA INS GRP
%75.94%0.75214,244 192,527 139.79 137.89
%
%
29 38920 KINSALE INS CO
%76.69%0.75213,258 167,176 28.23 28.59
%
%
30 15350 WEST BEND INS CO
%77.42%0.73208,317 195,473 87.05 86.74
%
%
31 785 MARKEL CORP GRP
%78.14%0.73207,691 194,420 35.63 38.38
%
%
32 244 CINCINNATI FIN GRP
%78.87%0.72206,476 186,974 83.29 86.24
%
%
33 3098 TOKIO MARINE HOLDINGS INC GRP
%79.55%0.68195,459 174,692 60.91 64.50
%
%
34 3484 TOWER HILL INS GRP
%80.19%0.64181,649 146,228 71.48 74.07
%
%
35 408 BROOKFIELD REINS LTD GRP
%80.79%0.60172,513 167,708 58.69 59.69
%
%
36 7 FEDERATED MUT GRP
%81.39%0.60171,595 155,762 75.51 76.58
%
%
37 123 SHELTER INS GRP
%81.98%0.58166,638 152,864 132.26 133.63
%
%
38 12841 AMERICAN INTEGRITY INS CO OF FL
%82.55%0.58164,963 147,804 79.00 83.64
%
%
39 169 SENTRY INS GRP
%83.11%0.55158,089 145,854 89.10 90.85
%
%
40 155 PROGRESSIVE GRP
%83.64%0.54153,347 149,815 52.92 50.43
%
%
41 698 NORTH STAR CO GRP
%84.18%0.54152,772 136,930 89.93 89.97
%
%
42 84 AMERICAN FINANCIAL GRP
%84.69%0.51145,642 121,586 56.74 57.19
%
%
43 228 WESTFIELD GRP
%85.18%0.49138,993 113,318 39.55 40.50
%
%
44 4904 INTACT FINANCIAL GRP
%85.64%0.47133,654 122,833 62.79 63.46
%
%
45 88 THE HANOVER INS GRP
%86.11%0.47133,563 132,501 42.88 44.64
%
%
46 4381 SKYWARD SPECIALTY INS GRP INC GRP
%86.57%0.45129,554 127,992 N/A N/A
47 517 HANNOVER GRP
%87.01%0.44126,723 112,203 N/A N/A
48 761 ALLIANZ INS GRP
%87.44%0.43121,723 134,551 33.37 34.46
%
%
49 4773 FRONTLINE INS GRP
%87.86%0.42121,147 112,328 56.79 57.88
%
%
50 5028 SAFEPOINT HOLDINGS INC GRP
%88.27%0.41116,559 99,534 40.29 41.34
%
%
51 14184 ACUITY A MUT INS CO
%88.65%0.38109,868 98,002 105.15 107.09
%
%
52 98 WR BERKLEY CORP GRP
%89.03%0.38108,719 89,394 78.10 80.27
%
%
53 4861 HERITAGE INS HOLDINGS GRP
%89.39%0.36103,155 99,800 35.57 37.61
%
%
54 225 IAT REINS CO GRP
%89.75%0.36102,396 80,993 48.65 52.79
%
%
55 150 OLD REPUBLIC GRP
%90.10%0.3599,805 92,886 50.78 55.60
%
%
56 248 UNITED FIRE & CAS GRP
%90.43%0.3394,064 88,429 71.37 71.95
%
%
57 4990 CORE SPECIALTY INS HOLDINGS GRP
%90.75%0.3291,623 68,088 16.06 19.13
%
%
58 4734 APOLLO GLOBAL MGMT GRP
%91.07%0.3290,645 88,840 57.75 60.22
%
%
59 4663 UNIVERSAL INS HOLDING GRP
%91.38%0.3189,390 84,665 45.05 44.78
%
%
60 4997 ACP INS MGMT LLC GRP
%91.67%0.2881,294 47,759 44.26 45.83
%
%
61 5019 KIN INS INC GRP
%91.92%0.2572,334 58,458 33.38 49.19
%
%
62 303 GUIDEONE INS GRP
%92.17%0.2469,546 82,125 39.89 40.26
%
%
63 3494 JAMES RIVER GRP
%92.41%0.2469,075 63,642 32.78 35.99
%
%
64 280 AUTO OWNERS GRP
%92.64%0.2467,790 60,536 115.55 120.17
%
%
65 4234 RANDALL & QUILTER INVESTMENT GRP
%92.87%0.2262,986 56,221 24.75 25.16
%
%
© 2024 National Association of Insurance Commissioners
50
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 16427 ATEGRITY SPECIALTY INS CO
%93.07%0.2158,635 50,519 7.18 9.68
%
%
67 809 TEXAS FARM BUREAU MUT GRP
%93.25%0.1852,198 48,452 80.60 80.60
%
%
68 4962 AU HOLDING CO GRP
%93.44%0.1851,947 49,048 10.24 12.52
%
%
69 4851 CHURCH MUT GRP
%93.62%0.1851,769 48,807 6.26 6.38
%
%
70 22 ANDOVER GRP
%93.80%0.1851,558 49,402 76.70 77.64
%
%
71 5065 SUTTON NATL INS HOLDINGS GRP
%93.98%0.1851,167 38,610 42.62 42.50
%
%
72 4980 MGI HOLDINGS GRP
%94.15%0.1749,536 41,961 64.85 66.55
%
%
73 4051 OCEAN HARBOR GRP
%94.32%0.1747,533 43,819 58.48 63.05
%
%
74 309 WESTERN NATL MUT GRP
%94.47%0.1542,986 38,796 101.09 103.15
%
%
75 17227 SLIDE INS CO
%94.61%0.1542,172 36,472 82.73 89.77
%
%
76 411 MAPFRE INS GRP
%94.75%0.1338,308 34,527 N/A N/A
77 12954 OLYMPUS INS CO
%94.88%0.1337,206 33,283 21.33 20.62
%
%
78 34843 NEW YORK SCHOOLS INS RECIP
%95.01%0.1336,272 33,635 99.71 102.81
%
%
79 11118 FEDERATED RURAL ELECTRIC INS EXCH
%95.13%0.1336,085 33,699 107.57 108.18
%
%
80 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.26%0.1336,079 35,663 87.15 87.38
%
%
81 473 AMERICAN FAMILY INS GRP
%95.38%0.1234,416 36,500 N/A N/A
82 12961 CANOPIUS US INS
%95.50%0.1233,741 21,113 43.58 44.94
%
%
83 8 ALLSTATE INS GRP
%95.61%0.1131,879 30,983 53.77 54.71
%
%
84 10199 RANCHERS & FARMERS MUT INS CO
%95.72%0.1130,510 28,417 54.08 54.16
%
%
85 256 COACTION GLOBAL INC GRP
%95.82%0.1029,951 25,917 7.22 7.81
%
%
86 11186 FAIRMONT FARMERS MUT INS CO
%95.91%0.0926,469 23,667 63.89 63.89
%
%
87 4869 WT HOLDINGS GRP
%96.00%0.0925,974 26,519 79.80 80.44
%
%
88 474 FCCI MUT INS GRP
%96.09%0.0924,918 23,833 235.10 237.88
%
%
89 324 NORTH CAROLINA FARM BUREAU GRP
%96.18%0.0924,578 23,092 49.74 49.75
%
%
90 316 NATIONAL SECURITY GRP
%96.26%0.0924,369 24,058 63.96 64.40
%
%
91 4977 PALOMAR HOLDINGS GRP
%96.35%0.0824,055 29,084 N/A N/A
92 572 BCBS OF MI GRP
%96.43%0.0824,017 19,925 98.73 97.89
%
%
93 28 AMICA MUT GRP
%96.51%0.0823,854 23,353 79.30 80.94
%
%
94 306 TRUSTAGE GRP
%96.60%0.0823,632 17,271 71.12 75.41
%
%
95 234 VERMONT MUT GRP
%96.68%0.0823,106 21,251 49.08 49.08
%
%
96 483 SOUTHERN FARM BUREAU CAS GRP
%96.76%0.0822,171 21,176 104.78 104.83
%
%
97 518 GRINNELL MUT GRP
%96.83%0.0721,208 26,050 96.69 92.84
%
%
98 4804 MULTINATIONAL GRP
%96.90%0.0720,716 26,552 16.24 18.35
%
%
99 12536 HOMEOWNERS OF AMER INS CO
%96.97%0.0720,480 23,553 79.16 78.90
%
%
100 91 HARTFORD FIRE & CAS GRP
%97.05%0.0720,202 17,495 80.15 94.42
%
%
101 10925 SOUTHERN VANGUARD INS CO
%97.12%0.0719,924 18,041 46.96 54.39
%
%
102 10048 HYUNDAI MARINE & FIRE INS CO LTD
%97.18%0.0719,259 17,469 23.39 27.19
%
%
103 13757 FARM BUREAU MUT INS CO OF AR INC
%97.24%0.0617,764 16,957 298.40 300.50
%
%
104 4233 WL DUNN GRP
%97.31%0.0617,378 16,397 98.74 100.36
%
%
105 15816 ALLIED TRUST INS CO
%97.36%0.0616,842 14,682 21.00 22.17
%
%
106 708 NEW JERSEY MANUFACTURERS GRP
%97.42%0.0616,524 15,352 62.05 62.43
%
%
107 215 KEMPER CORP GRP
%97.48%0.0616,065 16,638 12.38 12.67
%
%
108 12898 AMERICAN RISK INS CO INC
%97.53%0.0515,196 13,033 57.37 58.46
%
%
109 2538 AMTRUST FINANCIAL SERV GRP
%97.58%0.0513,459 12,387 79.17 85.85
%
%
110 12359 AMERICAN TRADITIONS INS CO
%97.63%0.0513,350 12,948 171.68 171.69
%
%
111 1279 ARCH INS GRP
%97.67%0.0513,214 9,557 295.39 277.11
%
%
112 14427 LOUISIANA FARM BUREAU MUT INS CO
%97.72%0.0512,984 11,744 47.66 47.61
%
%
113 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%97.76%0.0412,824 12,555 65.94 67.43
%
%
114 694 TENNESSEE FARMERS GRP
%97.81%0.0412,797 12,126 482.01 485.06
%
%
115 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%97.85%0.0412,758 12,273 N/A N/A
116 15779 MUNICIPAL PROP INS CO
%97.90%0.0412,634 12,330 41.65 42.75
%
%
117 13889 FARMERS MUT INS CO OF NE
%97.94%0.0412,253 9,388 109.78 109.97
%
%
118 54 CUMBERLAND GRP
%97.98%0.0411,846 11,368 36.80 39.94
%
%
119 36 CENTRAL MUT INS CO GRP
%98.02%0.0411,335 10,682 59.18 58.94
%
%
120 220 OKLAHOMA FARM BUREAU GRP
%98.06%0.0411,244 10,633 120.74 120.09
%
%
121 5 ALFA INS GRP
%98.10%0.0410,941 9,964 94.63 94.73
%
%
122 20690 NEW YORK MUNICIPAL INS RECIP
%98.14%0.0410,897 9,880 69.01 71.20
%
%
123 3299 AJK HOLDINGS GRP
%98.17%0.0410,633 10,664 46.40 51.12
%
%
124 3593 USIC GRP
%98.21%0.0410,538 8,777 N/A N/A
125 762 FRANKLIN MUT GRP
%98.25%0.0410,074 9,843 47.07 47.56
%
%
**INDUSTRY TOTAL**
%100.00%100.0028,555,086 25,986,155 49.81 51.33
%
%
© 2024 National Association of Insurance Commissioners
51
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%7.45%7.452,065,981 1,984,791 68.11 68.37
%
%
2 31 BERKSHIRE HATHAWAY GRP
%13.82%6.371,766,325 1,516,493 32.10 35.31
%
%
3 10064 CITIZENS PROP INS CORP
%20.08%6.271,737,979 1,357,818 17.45 18.17
%
%
4 3548 TRAVELERS GRP
%25.14%5.061,402,276 1,233,318 35.37 36.58
%
%
5 212 ZURICH INS GRP
%29.85%4.711,305,825 1,269,983 49.84 53.75
%
%
6 19 ASSURANT INC GRP
%33.50%3.661,014,795 981,035 28.60 28.60
%
%
7 12 AMERICAN INTL GRP
%37.07%3.57990,075 973,769 40.32 41.65
%
%
8 111 LIBERTY MUT GRP
%40.52%3.45956,522 904,861 73.95 74.96
%
%
9 626 CHUBB LTD GRP
%43.73%3.21889,153 787,874 44.37 44.33
%
%
10 140 NATIONWIDE CORP GRP
%46.34%2.62725,542 638,057 50.67 51.98
%
%
11 3219 SOMPO GRP
%48.85%2.51695,311 648,183 90.38 96.23
%
%
12 4766 TFP & TWI GRP
%51.33%2.48688,158 619,830 14.33 13.37
%
%
13 69 FARMERS INS GRP
%53.70%2.36655,817 623,396 96.52 97.81
%
%
14 4830 AMERICAN COASTAL INS CORP GRP
%55.99%2.29635,592 594,366 14.20 14.64
%
%
15 200 UNITED SERV AUTOMOBILE ASSN GRP
%58.15%2.16598,873 547,190 77.46 77.88
%
%
16 796 QBE INS GRP
%60.00%1.85513,834 494,063 6.22 12.79
%
%
17 LOUISIANA CITIZENS PROPERTY INS.
%61.64%1.64454,677 367,006 12.36 15.99
%
%
18 361 MUNICH RE GRP
%63.24%1.60444,903 407,128 73.33 75.33
%
%
19 4715 MS & AD INS GRP
%64.70%1.46404,800 346,323 63.73 65.45
%
%
20 1120 EVEREST REINS HOLDINGS GRP
%66.14%1.44399,568 338,387 23.64 27.26
%
%
21 181 SWISS RE GRP
%67.54%1.40389,258 364,264 6.52 5.30
%
%
22 3416 AXIS CAPITAL GRP
%68.90%1.36377,039 333,041 21.65 22.80
%
%
23 218 CNA INS GRP
%70.23%1.33368,070 318,457 3.17 3.29
%
%
24 242 SELECTIVE INS GRP
%71.49%1.26349,944 315,015 93.40 94.66
%
%
25 783 RLI INS GRP
%72.67%1.18326,202 283,493 28.23 27.59
%
%
26 62 EMC INS CO GRP
%73.82%1.15318,145 297,884 83.30 83.26
%
%
27 158 FAIRFAX FIN GRP
%74.66%0.84233,847 211,555 40.82 47.29
%
%
28 968 AXA INS GRP
%75.43%0.77214,014 192,271 141.97 140.32
%
%
29 38920 KINSALE INS CO
%76.20%0.77213,258 167,176 28.23 28.59
%
%
30 15350 WEST BEND INS CO
%76.95%0.75208,317 195,473 87.05 86.74
%
%
31 785 MARKEL CORP GRP
%77.70%0.75207,691 194,420 35.63 38.38
%
%
32 244 CINCINNATI FIN GRP
%78.44%0.74206,476 186,974 83.29 86.24
%
%
33 3098 TOKIO MARINE HOLDINGS INC GRP
%79.15%0.70195,052 174,269 61.08 64.68
%
%
34 3484 TOWER HILL INS GRP
%79.80%0.65181,649 146,228 71.48 74.07
%
%
35 408 BROOKFIELD REINS LTD GRP
%80.42%0.62172,513 167,708 58.69 59.69
%
%
36 7 FEDERATED MUT GRP
%81.04%0.62171,595 155,762 75.51 76.58
%
%
37 123 SHELTER INS GRP
%81.64%0.60166,638 152,864 132.26 133.63
%
%
38 12841 AMERICAN INTEGRITY INS CO OF FL
%82.24%0.59164,963 147,804 79.00 83.64
%
%
39 169 SENTRY INS GRP
%82.81%0.57157,437 145,373 89.39 91.15
%
%
40 155 PROGRESSIVE GRP
%83.36%0.55153,347 149,815 52.92 50.43
%
%
41 698 NORTH STAR CO GRP
%83.91%0.55152,772 136,930 89.93 89.97
%
%
42 84 AMERICAN FINANCIAL GRP
%84.43%0.52145,313 121,278 56.82 57.26
%
%
43 228 WESTFIELD GRP
%84.93%0.50138,993 113,318 39.55 40.50
%
%
44 88 THE HANOVER INS GRP
%85.42%0.48133,563 132,500 42.88 44.64
%
%
45 4904 INTACT FINANCIAL GRP
%85.90%0.48133,393 122,646 62.87 63.54
%
%
46 4381 SKYWARD SPECIALTY INS GRP INC GRP
%86.36%0.46128,405 127,065 N/A N/A
47 517 HANNOVER GRP
%86.81%0.45126,156 111,590 N/A N/A
48 4773 FRONTLINE INS GRP
%87.25%0.44121,147 112,328 56.79 57.88
%
%
49 5028 SAFEPOINT HOLDINGS INC GRP
%87.67%0.42116,559 99,534 40.29 41.34
%
%
50 14184 ACUITY A MUT INS CO
%88.07%0.40109,868 98,002 105.15 107.09
%
%
51 98 WR BERKLEY CORP GRP
%88.46%0.39108,387 89,202 78.36 80.53
%
%
52 4861 HERITAGE INS HOLDINGS GRP
%88.83%0.37103,155 99,800 35.57 37.61
%
%
53 225 IAT REINS CO GRP
%89.20%0.37102,396 80,993 48.65 52.79
%
%
54 150 OLD REPUBLIC GRP
%89.56%0.3699,805 92,886 50.78 55.60
%
%
55 248 UNITED FIRE & CAS GRP
%89.90%0.3494,064 88,429 71.37 71.95
%
%
56 4990 CORE SPECIALTY INS HOLDINGS GRP
%90.23%0.3391,623 68,088 16.06 19.13
%
%
57 4734 APOLLO GLOBAL MGMT GRP
%90.55%0.3390,645 88,840 57.75 60.22
%
%
58 4663 UNIVERSAL INS HOLDING GRP
%90.88%0.3289,390 84,665 45.05 44.78
%
%
59 4997 ACP INS MGMT LLC GRP
%91.17%0.2981,294 47,759 44.26 45.83
%
%
60 5019 KIN INS INC GRP
%91.43%0.2672,334 58,458 33.38 49.19
%
%
61 761 ALLIANZ INS GRP
%91.69%0.2670,820 80,471 54.44 56.13
%
%
62 303 GUIDEONE INS GRP
%91.94%0.2569,546 82,125 40.05 40.42
%
%
63 3494 JAMES RIVER GRP
%92.19%0.2569,075 63,642 32.78 35.99
%
%
64 280 AUTO OWNERS GRP
%92.43%0.2467,790 60,536 115.55 120.17
%
%
65 4234 RANDALL & QUILTER INVESTMENT GRP
%92.66%0.2362,986 56,221 24.75 25.16
%
%
© 2024 National Association of Insurance Commissioners
52
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 16427 ATEGRITY SPECIALTY INS CO
%92.87%0.2158,635 50,519 7.18 9.68
%
%
67 809 TEXAS FARM BUREAU MUT GRP
%93.06%0.1952,198 48,452 80.60 80.60
%
%
68 4962 AU HOLDING CO GRP
%93.24%0.1951,947 49,048 10.24 12.52
%
%
69 4851 CHURCH MUT GRP
%93.43%0.1951,769 48,807 6.26 6.38
%
%
70 22 ANDOVER GRP
%93.62%0.1951,558 49,402 76.70 77.64
%
%
71 5065 SUTTON NATL INS HOLDINGS GRP
%93.80%0.1851,167 38,610 42.62 42.50
%
%
72 4980 MGI HOLDINGS GRP
%93.98%0.1849,536 41,961 64.85 66.55
%
%
73 4051 OCEAN HARBOR GRP
%94.15%0.1747,533 43,819 58.48 63.05
%
%
74 309 WESTERN NATL MUT GRP
%94.31%0.1542,986 38,796 101.09 103.15
%
%
75 17227 SLIDE INS CO
%94.46%0.1542,172 36,472 82.73 89.77
%
%
76 411 MAPFRE INS GRP
%94.60%0.1438,308 34,527 N/A N/A
77 12954 OLYMPUS INS CO
%94.73%0.1337,206 33,283 21.33 20.62
%
%
78 34843 NEW YORK SCHOOLS INS RECIP
%94.86%0.1336,272 33,635 99.71 102.81
%
%
79 11118 FEDERATED RURAL ELECTRIC INS EXCH
%94.99%0.1336,085 33,699 107.57 108.18
%
%
80 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.12%0.1336,079 35,663 87.15 87.38
%
%
81 473 AMERICAN FAMILY INS GRP
%95.25%0.1234,416 36,500 N/A N/A
82 12961 CANOPIUS US INS
%95.37%0.1233,741 21,113 43.58 44.94
%
%
83 8 ALLSTATE INS GRP
%95.48%0.1131,879 30,983 53.77 54.71
%
%
84 10199 RANCHERS & FARMERS MUT INS CO
%95.59%0.1130,510 28,417 54.08 54.16
%
%
85 256 COACTION GLOBAL INC GRP
%95.70%0.1129,951 25,917 7.22 7.81
%
%
86 11186 FAIRMONT FARMERS MUT INS CO
%95.80%0.1026,469 23,667 63.89 63.89
%
%
87 4869 WT HOLDINGS GRP
%95.89%0.0925,974 26,519 79.80 80.44
%
%
88 474 FCCI MUT INS GRP
%95.98%0.0924,918 23,833 235.10 237.88
%
%
89 324 NORTH CAROLINA FARM BUREAU GRP
%96.07%0.0924,578 23,092 49.74 49.75
%
%
90 316 NATIONAL SECURITY GRP
%96.16%0.0924,369 24,058 63.96 64.40
%
%
91 4977 PALOMAR HOLDINGS GRP
%96.24%0.0924,055 29,084 N/A N/A
92 572 BCBS OF MI GRP
%96.33%0.0924,017 19,925 98.73 97.89
%
%
93 28 AMICA MUT GRP
%96.41%0.0923,854 23,353 79.30 80.94
%
%
94 306 TRUSTAGE GRP
%96.50%0.0923,632 17,271 71.12 75.41
%
%
95 234 VERMONT MUT GRP
%96.58%0.0823,106 21,251 49.08 49.08
%
%
96 483 SOUTHERN FARM BUREAU CAS GRP
%96.66%0.0822,171 21,176 104.78 104.83
%
%
97 518 GRINNELL MUT GRP
%96.74%0.0821,208 26,050 96.69 92.84
%
%
98 4804 MULTINATIONAL GRP
%96.81%0.0720,716 26,552 16.24 18.35
%
%
99 12536 HOMEOWNERS OF AMER INS CO
%96.89%0.0720,480 23,553 79.16 78.90
%
%
100 91 HARTFORD FIRE & CAS GRP
%96.96%0.0720,187 17,481 80.18 94.46
%
%
101 10925 SOUTHERN VANGUARD INS CO
%97.03%0.0719,924 18,041 46.96 54.39
%
%
102 10048 HYUNDAI MARINE & FIRE INS CO LTD
%97.10%0.0719,259 17,469 23.39 27.19
%
%
103 13757 FARM BUREAU MUT INS CO OF AR INC
%97.17%0.0617,764 16,957 298.40 300.50
%
%
104 4233 WL DUNN GRP
%97.23%0.0617,378 16,397 98.74 100.36
%
%
105 15816 ALLIED TRUST INS CO
%97.29%0.0616,842 14,682 21.00 22.17
%
%
106 708 NEW JERSEY MANUFACTURERS GRP
%97.35%0.0616,524 15,352 62.05 62.43
%
%
107 215 KEMPER CORP GRP
%97.41%0.0616,065 16,638 12.38 12.67
%
%
108 12898 AMERICAN RISK INS CO INC
%97.46%0.0515,196 13,033 57.37 58.46
%
%
109 2538 AMTRUST FINANCIAL SERV GRP
%97.51%0.0513,459 12,387 79.17 85.85
%
%
110 12359 AMERICAN TRADITIONS INS CO
%97.56%0.0513,350 12,948 171.68 171.69
%
%
111 1279 ARCH INS GRP
%97.61%0.0513,214 9,557 295.81 277.55
%
%
112 14427 LOUISIANA FARM BUREAU MUT INS CO
%97.65%0.0512,984 11,744 47.66 47.61
%
%
113 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%97.70%0.0512,824 12,555 65.94 67.43
%
%
114 694 TENNESSEE FARMERS GRP
%97.75%0.0512,797 12,126 482.01 485.06
%
%
115 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%97.79%0.0512,758 12,273 N/A N/A
116 15779 MUNICIPAL PROP INS CO
%97.84%0.0512,634 12,330 41.65 42.75
%
%
117 13889 FARMERS MUT INS CO OF NE
%97.88%0.0412,253 9,388 109.78 109.97
%
%
118 54 CUMBERLAND GRP
%97.92%0.0411,846 11,368 36.80 39.94
%
%
119 36 CENTRAL MUT INS CO GRP
%97.96%0.0411,335 10,682 59.18 58.94
%
%
120 220 OKLAHOMA FARM BUREAU GRP
%98.01%0.0411,244 10,633 120.74 120.09
%
%
121 5 ALFA INS GRP
%98.04%0.0410,941 9,964 94.63 94.73
%
%
122 20690 NEW YORK MUNICIPAL INS RECIP
%98.08%0.0410,897 9,880 69.01 71.20
%
%
123 3299 AJK HOLDINGS GRP
%98.12%0.0410,633 10,664 46.40 51.12
%
%
124 3593 USIC GRP
%98.16%0.0410,538 8,777 N/A N/A
125 762 FRANKLIN MUT GRP
%98.20%0.0410,074 9,843 47.07 47.56
%
%
**INDUSTRY TOTAL**
%100.00%100.0027,737,517 25,177,472 49.99 51.53
%
%
© 2024 National Association of Insurance Commissioners
53
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%8.62%8.6237,835 32,353Alabama 43.95 45.95
%
%
2 65 FM GLOBAL GRP
%15.03%6.4128,139 25,192 80.75 82.99
%
%
3 626 CHUBB LTD GRP
%19.72%4.6820,550 16,774 293.43 293.47
%
%
4 3548 TRAVELERS GRP
%24.31%4.5920,150 16,926 64.83 66.84
%
%
5 19 ASSURANT INC GRP
%28.35%4.0417,725 17,208 25.52 25.52
%
%
6 69 FARMERS INS GRP
%32.36%4.0117,596 16,740 93.32 94.38
%
%
7 361 MUNICH RE GRP
%36.36%4.0017,564 16,839 39.51 39.56
%
%
8 212 ZURICH INS GRP
%40.34%3.9817,464 17,467 65.99 71.75
%
%
9 783 RLI INS GRP
%44.25%3.9117,140 12,966 N/A N/A
10 12 AMERICAN INTL GRP
%47.83%3.5815,727 15,261 N/A N/A
**STAT E TOTAL**
%100.00%100.00438,801 401,128 53.41 53.66
%
%
1 309 WESTERN NATL MUT GRP
%26.56%26.5611,575 10,460Alaska 85.14 87.12
%
%
2 65 FM GLOBAL GRP
%35.34%8.783,825 6,161 16.76 16.94
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.53%8.193,567 3,501 67.28 67.32
%
%
4 111 LIBERTY MUT GRP
%48.89%5.372,338 2,004 52.85 54.92
%
%
5 212 ZURICH INS GRP
%53.62%4.732,061 2,141 96.80 116.63
%
%
6 12 AMERICAN INTL GRP
%57.59%3.971,728 1,743 70.22 71.12
%
%
7 31 BERKSHIRE HATHAWAY GRP
%61.43%3.841,672 1,635 N/A N/A
8 4485 COPPERPOINT GRP
%64.69%3.271,424 1,213 63.88 62.99
%
%
9 473 AMERICAN FAMILY INS GRP
%67.95%3.251,418 558 11.35 11.35
%
%
10 626 CHUBB LTD GRP
%71.14%3.191,392 1,479 67.42 67.02
%
%
**STAT E TOTAL**
%100.00%100.0043,573 43,640 55.86 57.38
%
%
1 69 FARMERS INS GRP
%9.12%9.1226,223 24,527Arizona 54.25 54.96
%
%
2 111 LIBERTY MUT GRP
%18.22%9.1026,148 24,774 63.26 65.53
%
%
3 65 FM GLOBAL GRP
%26.93%8.7125,049 26,918 16.78 16.57
%
%
4 3219 SOMPO GRP
%35.28%8.3524,000 22,104 13.42 15.02
%
%
5 3548 TRAVELERS GRP
%43.44%8.1723,476 21,361 113.70 115.82
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.07%5.6316,188 14,375 70.40 70.49
%
%
7 12 AMERICAN INTL GRP
%54.30%5.2315,036 13,272 53.20 60.91
%
%
8 19 ASSURANT INC GRP
%59.07%4.7613,693 12,026 40.81 40.83
%
%
9 212 ZURICH INS GRP
%63.26%4.2012,068 11,519 77.43 85.05
%
%
10 31 BERKSHIRE HATHAWAY GRP
%66.45%3.199,163 8,676 75.91 78.33
%
%
**STAT E TOTAL**
%100.00%100.00287,491 266,243 57.87 58.55
%
%
1 123 SHELTER INS GRP
%12.64%12.6429,139 26,925Arkansas 205.10 205.79
%
%
2 65 FM GLOBAL GRP
%23.21%10.5724,365 22,309 129.27 127.52
%
%
3 13757 FARM BUREAU MUT INS CO OF AR INC
%30.92%7.7117,764 16,957 298.40 300.50
%
%
4 31 BERKSHIRE HATHAWAY GRP
%37.11%6.1914,270 11,212 266.55 268.91
%
%
5 111 LIBERTY MUT GRP
%42.49%5.3812,394 11,843 251.72 253.68
%
%
6 3548 TRAVELERS GRP
%47.73%5.2512,091 10,580 80.22 82.64
%
%
7 69 FARMERS INS GRP
%51.54%3.808,767 7,741 141.34 142.33
%
%
8 12 AMERICAN INTL GRP
%55.09%3.558,191 9,426 237.22 238.13
%
%
9 212 ZURICH INS GRP
%58.43%3.347,690 8,082 43.07 38.68
%
%
10 62 EMC INS CO GRP
%61.32%2.896,664 6,224 217.27 217.90
%
%
**STAT E TOTAL**
%100.00%100.00230,490 208,044 183.43 184.44
%
%
© 2024 National Association of Insurance Commissioners
54
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%9.75%9.75176,605 168,470California 60.81 60.99
%
%
2 140 NATIONWIDE CORP GRP
%18.03%8.28149,970 119,976 54.35 56.64
%
%
3 69 FARMERS INS GRP
%25.27%7.24131,076 128,698 138.61 140.26
%
%
4 12 AMERICAN INTL GRP
%32.09%6.82123,603 129,624 79.90 80.52
%
%
5 111 LIBERTY MUT GRP
%38.77%6.68121,009 118,744 124.45 126.23
%
%
6 3548 TRAVELERS GRP
%44.17%5.4097,748 81,179 16.15 16.82
%
%
7 31 BERKSHIRE HATHAWAY GRP
%49.24%5.0791,915 79,098 42.79 44.71
%
%
8 19 ASSURANT INC GRP
%53.40%4.1575,195 68,289 49.44 49.46
%
%
9 3219 SOMPO GRP
%57.35%3.9671,661 74,668 111.43 117.40
%
%
10 212 ZURICH INS GRP
%61.30%3.9571,454 69,586 112.34 118.05
%
%
**STAT E TOTAL**
%100.00%100.001,811,213 1,664,868 66.01 67.39
%
%
1 111 LIBERTY MUT GRP
%11.81%11.8153,723 50,347Colorado 92.75 93.86
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%21.57%9.7644,406 38,983 102.13 102.34
%
%
3 31 BERKSHIRE HATHAWAY GRP
%30.71%9.1341,544 30,315 82.17 126.47
%
%
4 3548 TRAVELERS GRP
%36.83%6.1227,840 26,527 66.95 68.60
%
%
5 65 FM GLOBAL GRP
%42.88%6.0527,521 25,912 76.46 77.41
%
%
6 212 ZURICH INS GRP
%47.84%4.9622,574 22,600 124.03 133.15
%
%
7 69 FARMERS INS GRP
%52.13%4.2919,502 18,183 123.04 124.18
%
%
8 140 NATIONWIDE CORP GRP
%55.86%3.7316,987 15,642 101.41 104.56
%
%
9 12 AMERICAN INTL GRP
%59.35%3.4815,846 15,132 26.88 26.99
%
%
10 218 CNA INS GRP
%62.31%2.9613,461 11,907 N/A N/A
**STAT E TOTAL**
%100.00%100.00454,860 410,058 87.60 92.65
%
%
1 65 FM GLOBAL GRP
%11.71%11.7126,619 25,059Connecticut 23.44 23.80
%
%
2 3548 TRAVELERS GRP
%19.56%7.8517,830 16,735 51.76 53.27
%
%
3 3219 SOMPO GRP
%26.02%6.4614,676 10,364 0.90 2.35
%
%
4 31 BERKSHIRE HATHAWAY GRP
%31.86%5.8413,273 12,193 46.26 49.41
%
%
5 212 ZURICH INS GRP
%37.40%5.5412,592 12,600 12.53 11.88
%
%
6 242 SELECTIVE INS GRP
%42.64%5.2411,909 10,582 29.58 30.06
%
%
7 69 FARMERS INS GRP
%46.75%4.119,344 9,016 41.65 42.51
%
%
8 19 ASSURANT INC GRP
%50.79%4.039,169 8,605 23.04 23.07
%
%
9 111 LIBERTY MUT GRP
%54.42%3.648,268 8,121 32.26 32.49
%
%
10 361 MUNICH RE GRP
%57.68%3.267,406 6,545 51.40 51.65
%
%
**STAT E TOTAL**
%100.00%100.00227,249 211,855 38.08 39.34
%
%
1 212 ZURICH INS GRP
%8.37%8.373,985 4,055Delaware 25.61 24.03
%
%
2 65 FM GLOBAL GRP
%16.16%7.793,711 3,294 163.80 163.95
%
%
3 242 SELECTIVE INS GRP
%23.94%7.783,704 3,369 38.78 39.68
%
%
4 31 BERKSHIRE HATHAWAY GRP
%30.97%7.033,350 2,433 4.73 6.52
%
%
5 626 CHUBB LTD GRP
%36.86%5.882,802 2,465 N/A N/A
6 140 NATIONWIDE CORP GRP
%41.58%4.722,250 2,398 70.88 73.38
%
%
7 19 ASSURANT INC GRP
%45.70%4.121,960 1,894 6.31 6.31
%
%
8 12 AMERICAN INTL GRP
%49.75%4.051,930 1,827 262.91 265.77
%
%
9 408 BROOKFIELD REINS LTD GRP
%53.38%3.631,731 1,726 20.76 20.68
%
%
10 3548 TRAVELERS GRP
%57.01%3.631,728 1,551 15.92 16.12
%
%
**STAT E TOTAL**
%100.00%100.0047,619 43,110 63.54 64.87
%
%
© 2024 National Association of Insurance Commissioners
55
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%24.42%24.4214,722 13,204District Of Columbia 59.75 59.75
%
%
2 3548 TRAVELERS GRP
%40.58%16.169,739 8,183 0.82 0.35
%
%
3 212 ZURICH INS GRP
%48.50%7.924,776 5,022 N/A N/A
4 12 AMERICAN INTL GRP
%55.21%6.704,039 4,330 26.48 26.84
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.30%6.103,675 3,573 41.98 42.04
%
%
6 3219 SOMPO GRP
%65.32%4.012,419 2,303 14.30 18.53
%
%
7 626 CHUBB LTD GRP
%69.17%3.862,325 1,111 102.13 99.63
%
%
8 218 CNA INS GRP
%72.35%3.171,913 1,639 N/A N/A
9 31 BERKSHIRE HATHAWAY GRP
%75.48%3.131,888 1,608 13.03 20.27
%
%
10 303 GUIDEONE INS GRP
%78.52%3.041,833 1,856 N/A N/A
**STAT E TOTAL**
%100.00%100.0060,277 54,565 2.68 3.93
%
%
1 10064 CITIZENS PROP INS CORP
%25.41%25.411,737,979 1,357,818Florida 17.45 18.17
%
%
2 4830 AMERICAN COASTAL INS CORP GRP
%34.71%9.29635,601 593,710 12.83 13.24
%
%
3 31 BERKSHIRE HATHAWAY GRP
%41.29%6.58450,256 381,618 7.14 9.30
%
%
4 19 ASSURANT INC GRP
%47.15%5.86400,729 386,723 13.37 13.37
%
%
5 796 QBE INS GRP
%51.41%4.26291,253 283,016 N/A N/A
6 212 ZURICH INS GRP
%55.63%4.22288,870 270,637 N/A N/A
7 626 CHUBB LTD GRP
%59.38%3.75256,333 245,499 29.59 29.55
%
%
8 783 RLI INS GRP
%62.29%2.91199,011 172,239 0.54 0.10
%
%
9 12841 AMERICAN INTEGRITY INS CO OF FL
%64.70%2.41164,963 147,804 79.00 83.64
%
%
10 12 AMERICAN INTL GRP
%67.05%2.34160,274 166,240 37.79 40.19
%
%
**STAT E TOTAL**
%100.00%100.006,838,841 6,017,729 17.71 19.25
%
%
1 65 FM GLOBAL GRP
%10.29%10.2961,859 59,843Georgia 262.10 263.54
%
%
2 3548 TRAVELERS GRP
%19.89%9.6057,744 50,251 106.22 109.63
%
%
3 31 BERKSHIRE HATHAWAY GRP
%27.92%8.0348,313 41,427 67.45 71.64
%
%
4 212 ZURICH INS GRP
%33.64%5.7234,402 31,939 131.06 139.24
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%39.29%5.6533,959 32,600 87.90 87.97
%
%
6 19 ASSURANT INC GRP
%43.61%4.3225,956 24,812 56.12 56.12
%
%
7 12 AMERICAN INTL GRP
%47.64%4.0424,267 22,537 153.03 154.30
%
%
8 111 LIBERTY MUT GRP
%51.47%3.8323,034 21,221 68.73 69.40
%
%
9 3219 SOMPO GRP
%54.93%3.4620,802 18,435 217.24 225.03
%
%
10 140 NATIONWIDE CORP GRP
%58.28%3.3420,113 18,734 75.29 76.65
%
%
**STAT E TOTAL**
%100.00%100.00601,362 552,716 115.74 118.25
%
%
1 4861 HERITAGE INS HOLDINGS GRP
%29.70%29.7063,838 60,090Hawaii 0.00 0.00
%
%
2 12 AMERICAN INTL GRP
%40.81%11.1123,883 20,864 99.23 99.75
%
%
3 4962 AU HOLDING CO GRP
%51.51%10.7023,003 21,960 0.07 0.07
%
%
4 212 ZURICH INS GRP
%59.32%7.8016,772 15,743 5.41 6.16
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%65.57%6.2513,435 13,222 70.50 71.18
%
%
6 626 CHUBB LTD GRP
%68.98%3.417,330 6,914 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%71.55%2.575,525 4,611 4.69 4.96
%
%
8 4051 OCEAN HARBOR GRP
%73.70%2.154,629 4,261 42.64 42.83
%
%
9 361 MUNICH RE GRP
%75.67%1.974,234 3,805 88.98 90.68
%
%
10 19 ASSURANT INC GRP
%77.63%1.964,205 4,256 46.87 46.85
%
%
**STAT E TOTAL**
%100.00%100.00214,941 199,928 78.11 79.71
%
%
© 2024 National Association of Insurance Commissioners
56
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%17.24%17.2413,534 12,072Idaho 0.18 N/A
%
2 111 LIBERTY MUT GRP
%29.23%11.999,416 8,960 81.50 82.44
%
%
3 626 CHUBB LTD GRP
%35.40%6.164,839 3,137 133.23 136.33
%
%
4 212 ZURICH INS GRP
%40.23%4.843,797 3,553 59.30 61.15
%
%
5 3548 TRAVELERS GRP
%44.36%4.133,240 2,944 123.89 124.05
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.04%3.682,892 2,513 96.21 99.32
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%51.44%3.402,667 1,859 7.30 7.55
%
%
8 12 AMERICAN INTL GRP
%54.79%3.352,627 2,915 31.17 31.65
%
%
9 244 CINCINNATI FIN GRP
%57.76%2.972,334 2,339 62.51 64.86
%
%
10 69 FARMERS INS GRP
%60.40%2.642,074 1,872 68.52 69.31
%
%
**STAT E TOTAL**
%100.00%100.0078,509 69,198 81.34 82.76
%
%
1 65 FM GLOBAL GRP
%14.65%14.6590,908 84,236Illinois 33.49 33.73
%
%
2 3548 TRAVELERS GRP
%25.15%10.5065,134 57,486 18.27 19.42
%
%
3 212 ZURICH INS GRP
%31.60%6.4539,986 38,172 104.78 108.98
%
%
4 1120 EVEREST REINS HOLDINGS GRP
%36.27%4.6729,001 23,093 11.53 13.27
%
%
5 15350 WEST BEND INS CO
%40.94%4.6628,937 27,174 93.03 91.72
%
%
6 31 BERKSHIRE HATHAWAY GRP
%45.32%4.3827,189 23,200 42.59 45.15
%
%
7 3219 SOMPO GRP
%49.10%3.7823,431 24,339 91.34 95.88
%
%
8 12 AMERICAN INTL GRP
%52.86%3.7623,347 23,956 92.19 92.76
%
%
9 19 ASSURANT INC GRP
%56.49%3.6322,533 21,946 48.88 48.95
%
%
10 69 FARMERS INS GRP
%59.50%3.0118,663 19,104 120.49 122.59
%
%
**STAT E TOTAL**
%100.00%100.00620,400 574,750 76.59 78.19
%
%
1 65 FM GLOBAL GRP
%12.05%12.0540,576 40,828Indiana 170.75 170.58
%
%
2 3548 TRAVELERS GRP
%21.61%9.5632,173 27,645 28.77 30.46
%
%
3 3219 SOMPO GRP
%29.07%7.4625,120 20,719 85.43 89.25
%
%
4 212 ZURICH INS GRP
%35.60%6.5221,964 21,998 18.71 21.84
%
%
5 242 SELECTIVE INS GRP
%40.52%4.9216,575 15,372 82.01 83.33
%
%
6 111 LIBERTY MUT GRP
%44.84%4.3114,524 14,223 36.38 35.52
%
%
7 626 CHUBB LTD GRP
%49.02%4.1914,093 9,581 126.13 126.24
%
%
8 15350 WEST BEND INS CO
%53.14%4.1213,878 13,074 56.17 56.01
%
%
9 31 BERKSHIRE HATHAWAY GRP
%56.62%3.4711,697 9,852 44.66 45.87
%
%
10 19 ASSURANT INC GRP
%59.66%3.0410,224 9,975 31.20 31.20
%
%
**STAT E TOTAL**
%100.00%100.00336,636 308,839 79.66 81.29
%
%
162EMC INS CO GRP
%19.84%19.8450,281 46,233Iowa 110.18 109.98
%
%
2 65 FM GLOBAL GRP
%33.53%13.6934,700 34,351 6.45 6.68
%
%
3 15350 WEST BEND INS CO
%40.84%7.3018,505 17,679 143.69 143.54
%
%
4 3548 TRAVELERS GRP
%46.93%6.0915,440 13,555 9.01 10.99
%
%
5 212 ZURICH INS GRP
%50.73%3.809,629 9,037 118.91 129.61
%
%
6 248 UNITED FIRE & CAS GRP
%53.67%2.947,454 7,210 56.61 55.47
%
%
7 140 NATIONWIDE CORP GRP
%56.55%2.887,310 7,079 118.01 120.74
%
%
8 31 BERKSHIRE HATHAWAY GRP
%59.20%2.656,703 5,665 47.06 50.48
%
%
9 12 AMERICAN INTL GRP
%61.57%2.376,013 6,127 N/A N/A
10 14184 ACUITY A MUT INS CO
%63.73%2.165,478 4,718 194.41 198.21
%
%
**STAT E TOTAL**
%100.00%100.00253,421 236,301 79.25 80.44
%
%
© 2024 National Association of Insurance Commissioners
57
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
162EMC INS CO GRP
%16.63%16.6346,509 42,637Kansas 47.85 47.93
%
%
2 3548 TRAVELERS GRP
%23.90%7.2620,311 18,824 11.46 11.88
%
%
3 65 FM GLOBAL GRP
%30.85%6.9519,446 18,147 7.90 7.30
%
%
4 111 LIBERTY MUT GRP
%37.00%6.1517,194 16,289 56.53 57.04
%
%
5 123 SHELTER INS GRP
%42.53%5.5315,476 13,601 56.10 57.06
%
%
6 212 ZURICH INS GRP
%47.29%4.7613,307 12,912 51.84 55.28
%
%
7 31 BERKSHIRE HATHAWAY GRP
%52.02%4.7313,218 10,427 39.01 41.88
%
%
8 15350 WEST BEND INS CO
%55.10%3.088,623 8,120 41.97 41.92
%
%
9 218 CNA INS GRP
%57.78%2.687,494 5,838 N/A N/A
10 7 FEDERATED MUT GRP
%60.32%2.547,104 6,326 58.22 58.82
%
%
**STAT E TOTAL**
%100.00%100.00279,636 258,370 49.90 51.11
%
%
1 65 FM GLOBAL GRP
%18.80%18.8037,209 40,655Kentucky 122.71 122.18
%
%
2 111 LIBERTY MUT GRP
%26.69%7.8915,614 15,027 156.29 156.94
%
%
3 212 ZURICH INS GRP
%32.83%6.1412,156 12,843 N/A N/A
4 3548 TRAVELERS GRP
%38.09%5.2610,405 8,551 100.09 104.07
%
%
5 3219 SOMPO GRP
%42.72%4.639,168 8,277 125.08 132.90
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.95%4.238,380 7,475 42.45 47.59
%
%
762EMC INS CO GRP
%50.24%3.286,500 6,144 152.07 152.02
%
%
8 15350 WEST BEND INS CO
%53.42%3.186,288 6,095 125.96 124.58
%
%
9 12 AMERICAN INTL GRP
%56.52%3.116,150 5,016 N/A N/A
10 4715 MS & AD INS GRP
%59.01%2.494,929 4,233 30.17 32.57
%
%
**STAT E TOTAL**
%100.00%100.00197,919 191,097 80.90 83.20
%
%
1 LOUISIANA CITIZENS PROPERTY INS.
%36.11%36.11454,677 367,006Louisiana 12.36 15.99
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.17%7.0688,938 81,048 35.52 38.58
%
%
3 5028 SAFEPOINT HOLDINGS INC GRP
%48.76%5.5970,334 52,078 36.33 37.27
%
%
4 65 FM GLOBAL GRP
%53.94%5.1865,238 59,894 31.00 31.16
%
%
5 626 CHUBB LTD GRP
%58.27%4.3354,524 47,951 N/A N/A
6 212 ZURICH INS GRP
%61.66%3.3942,702 41,060 N/A N/A
7 19 ASSURANT INC GRP
%64.45%2.7935,090 33,150 27.97 27.98
%
%
8 12 AMERICAN INTL GRP
%66.71%2.2628,479 27,523 N/A N/A
9 69 FARMERS INS GRP
%68.97%2.2628,430 23,863 62.45 64.31
%
%
10 181 SWISS RE GRP
%70.85%1.8823,722 23,911 N/A N/A
**STAT E TOTAL**
%100.00%100.001,259,130 1,102,817 23.18 25.65
%
%
1 65 FM GLOBAL GRP
%20.59%20.5914,081 13,037Maine 14.44 14.65
%
%
2 69 FARMERS INS GRP
%26.23%5.643,860 3,782 47.69 48.25
%
%
3 234 VERMONT MUT GRP
%31.66%5.423,710 3,424 33.92 33.92
%
%
422ANDOVER GRP
%36.81%5.153,524 3,449 101.00 101.92
%
%
5 408 BROOKFIELD REINS LTD GRP
%41.92%5.123,499 3,442 72.28 73.65
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.50%4.583,130 2,790 55.06 57.22
%
%
7 98 WR BERKLEY CORP GRP
%50.78%4.282,928 2,692 50.07 50.90
%
%
8 3548 TRAVELERS GRP
%55.01%4.232,891 2,449 20.91 21.02
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%58.92%3.922,680 2,379 87.57 87.76
%
%
10 111 LIBERTY MUT GRP
%62.20%3.282,240 2,041 59.38 59.50
%
%
**STAT E TOTAL**
%100.00%100.0068,393 64,546 42.83 44.23
%
%
© 2024 National Association of Insurance Commissioners
58
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%12.52%12.5231,320 30,422Maryland 70.99 71.10
%
%
2 3548 TRAVELERS GRP
%22.43%9.9124,802 22,551 36.16 36.87
%
%
3 212 ZURICH INS GRP
%29.23%6.8017,004 16,696 97.68 100.12
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%35.91%6.6816,707 15,740 71.99 72.12
%
%
5 242 SELECTIVE INS GRP
%42.08%6.1715,441 14,027 64.29 65.52
%
%
6 31 BERKSHIRE HATHAWAY GRP
%48.12%6.0415,101 14,369 28.61 32.73
%
%
7 111 LIBERTY MUT GRP
%52.73%4.6111,541 10,586 34.09 34.81
%
%
8 12 AMERICAN INTL GRP
%57.28%4.5511,372 10,314 130.73 133.23
%
%
9 19 ASSURANT INC GRP
%61.58%4.3010,760 10,496 31.32 31.32
%
%
10 1120 EVEREST REINS HOLDINGS GRP
%64.89%3.328,299 6,723 9.67 12.50
%
%
**STAT E TOTAL**
%100.00%100.00250,176 233,545 65.72 67.41
%
%
1 65 FM GLOBAL GRP
%13.41%13.4166,858 66,179Massachusetts 9.95 10.20
%
%
2 3548 TRAVELERS GRP
%23.11%9.7048,371 42,809 27.03 28.64
%
%
3 212 ZURICH INS GRP
%29.38%6.2731,269 31,461 95.80 100.37
%
%
4 31 BERKSHIRE HATHAWAY GRP
%35.57%6.1930,874 24,620 63.48 68.09
%
%
5 1120 EVEREST REINS HOLDINGS GRP
%41.15%5.5827,803 21,466 34.08 35.31
%
%
6 3219 SOMPO GRP
%46.01%4.8624,253 18,790 39.88 42.50
%
%
7 12 AMERICAN INTL GRP
%50.33%4.3221,538 18,509 35.26 36.15
%
%
822ANDOVER GRP
%53.60%3.2616,280 15,393 74.89 75.37
%
%
9 19 ASSURANT INC GRP
%56.33%2.7313,623 13,077 16.38 16.38
%
%
10 242 SELECTIVE INS GRP
%59.05%2.7213,582 11,696 32.33 33.30
%
%
**STAT E TOTAL**
%100.00%100.00498,628 449,443 53.67 55.15
%
%
1 65 FM GLOBAL GRP
%10.62%10.6235,735 38,532Michigan 17.67 17.68
%
%
2 3548 TRAVELERS GRP
%17.46%6.8423,023 19,221 40.71 43.77
%
%
3 140 NATIONWIDE CORP GRP
%23.02%5.5618,726 18,115 N/A N/A
4 212 ZURICH INS GRP
%28.22%5.2017,506 17,169 37.05 40.05
%
%
5 69 FARMERS INS GRP
%33.32%5.1017,164 16,823 62.61 63.90
%
%
6 31 BERKSHIRE HATHAWAY GRP
%38.00%4.6815,747 14,045 94.54 97.55
%
%
7 19 ASSURANT INC GRP
%42.07%4.0813,719 14,071 30.70 30.70
%
%
862EMC INS CO GRP
%46.04%3.9713,350 12,546 50.69 50.69
%
%
9 242 SELECTIVE INS GRP
%49.95%3.9013,144 12,383 170.97 171.99
%
%
10 111 LIBERTY MUT GRP
%53.54%3.6012,112 12,040 59.93 60.32
%
%
**STAT E TOTAL**
%100.00%100.00336,600 318,038 59.79 60.99
%
%
1 698 NORTH STAR CO GRP
%24.16%24.16129,478 115,922Minnesota 90.90 90.94
%
%
2 65 FM GLOBAL GRP
%31.26%7.1138,087 36,953 42.40 42.68
%
%
3 3548 TRAVELERS GRP
%38.20%6.9437,193 35,013 34.16 35.14
%
%
4 15350 WEST BEND INS CO
%44.31%6.1132,763 30,775 99.05 99.15
%
%
5 11186 FAIRMONT FARMERS MUT INS CO
%49.11%4.8025,711 23,124 65.62 65.62
%
%
662EMC INS CO GRP
%53.35%4.2422,743 20,819 134.93 135.09
%
%
7 111 LIBERTY MUT GRP
%56.69%3.3417,882 16,691 127.61 129.26
%
%
8 518 GRINNELL MUT GRP
%59.51%2.8215,116 20,149 103.37 98.39
%
%
9 212 ZURICH INS GRP
%61.91%2.4112,900 11,794 74.54 90.98
%
%
10 31 BERKSHIRE HATHAWAY GRP
%64.14%2.2211,911 8,681 59.20 62.42
%
%
**STAT E TOTAL**
%100.00%100.00536,024 495,812 85.65 86.47
%
%
© 2024 National Association of Insurance Commissioners
59
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%8.41%8.4123,305 21,800Mississippi 1,046.89 1,048.31
%
%
2 31 BERKSHIRE HATHAWAY GRP
%16.46%8.0422,276 18,882 29.62 31.17
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%22.58%6.1216,942 16,450 106.41 106.48
%
%
4 3219 SOMPO GRP
%28.57%5.9916,598 10,301 38.24 41.79
%
%
5 626 CHUBB LTD GRP
%34.42%5.8516,214 13,462 100.22 100.21
%
%
6 111 LIBERTY MUT GRP
%39.84%5.4114,996 14,392 99.39 100.40
%
%
7 3548 TRAVELERS GRP
%44.97%5.1314,210 12,085 5.05 5.79
%
%
8 212 ZURICH INS GRP
%49.18%4.2211,674 10,354 49.90 51.21
%
%
9 19 ASSURANT INC GRP
%53.06%3.8810,739 10,122 57.57 57.57
%
%
10 12 AMERICAN INTL GRP
%56.30%3.248,980 8,793 1.70 2.21
%
%
**STAT E TOTAL**
%100.00%100.00276,953 248,564 156.10 157.70
%
%
1 123 SHELTER INS GRP
%9.66%9.6640,239 38,921Missouri 120.68 121.86
%
%
2 65 FM GLOBAL GRP
%18.75%9.0937,850 36,165 28.86 28.71
%
%
3 3548 TRAVELERS GRP
%26.96%8.2134,219 30,523 29.06 28.98
%
%
4 212 ZURICH INS GRP
%32.88%5.9124,635 25,475 59.88 63.31
%
%
5 31 BERKSHIRE HATHAWAY GRP
%38.73%5.8524,389 19,344 60.98 63.36
%
%
6 111 LIBERTY MUT GRP
%43.68%4.9520,618 19,469 57.18 57.96
%
%
7 3219 SOMPO GRP
%47.56%3.8816,149 14,138 0.04 1.22
%
%
8 4997 ACP INS MGMT LLC GRP
%50.42%2.8711,941 2,947 29.21 30.38
%
%
9 12 AMERICAN INTL GRP
%53.26%2.8411,836 11,234 34.38 35.50
%
%
10 15350 WEST BEND INS CO
%55.88%2.6210,896 10,136 55.14 54.76
%
%
**STAT E TOTAL**
%100.00%100.00416,558 377,034 62.24 63.30
%
%
1 111 LIBERTY MUT GRP
%22.61%22.6115,748 14,520Montana 46.31 47.85
%
%
2 69 FARMERS INS GRP
%30.26%7.655,329 5,087 67.23 67.71
%
%
362EMC INS CO GRP
%37.01%6.754,699 4,323 107.55 107.73
%
%
4 65 FM GLOBAL GRP
%43.34%6.334,408 4,598 67.92 66.26
%
%
5 244 CINCINNATI FIN GRP
%48.71%5.373,740 3,428 64.28 67.52
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%54.03%5.333,710 3,280 39.04 39.18
%
%
7 12 AMERICAN INTL GRP
%57.60%3.572,484 3,800 42.42 42.41
%
%
8 796 QBE INS GRP
%60.88%3.282,285 1,381 4.43 4.76
%
%
9 3548 TRAVELERS GRP
%64.16%3.282,285 2,249 773.17 793.08
%
%
10 140 NATIONWIDE CORP GRP
%66.73%2.571,790 1,874 13.88 15.58
%
%
**STAT E TOTAL**
%100.00%100.0069,647 64,684 78.98 80.50
%
%
162EMC INS CO GRP
%12.13%12.1319,907 19,099Nebraska 88.59 88.33
%
%
2 3548 TRAVELERS GRP
%23.18%11.0518,126 15,209 N/A N/A
3 65 FM GLOBAL GRP
%30.56%7.3712,096 12,813 64.50 63.74
%
%
4 212 ZURICH INS GRP
%37.52%6.9611,421 10,991 N/A N/A
5 13889 FARMERS MUT INS CO OF NE
%44.10%6.5810,794 8,306 118.79 118.97
%
%
6 140 NATIONWIDE CORP GRP
%50.62%6.5310,706 10,460 71.88 73.93
%
%
7 69 FARMERS INS GRP
%55.60%4.988,175 7,504 54.20 55.28
%
%
8 698 NORTH STAR CO GRP
%59.82%4.226,925 6,265 86.68 86.67
%
%
9 31 BERKSHIRE HATHAWAY GRP
%63.60%3.776,193 5,171 16.88 16.82
%
%
10 12 AMERICAN INTL GRP
%67.00%3.405,571 4,532 183.45 184.23
%
%
**STAT E TOTAL**
%100.00%100.00164,062 151,425 60.05 60.80
%
%
© 2024 National Association of Insurance Commissioners
60
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%16.74%16.7424,321 23,350Nevada 1.32 2.99
%
%
2 111 LIBERTY MUT GRP
%28.03%11.2916,402 15,333 53.66 53.81
%
%
3 3548 TRAVELERS GRP
%37.76%9.7314,133 12,886 3.16 3.62
%
%
4 12 AMERICAN INTL GRP
%44.35%6.609,584 9,424 79.81 80.84
%
%
5 212 ZURICH INS GRP
%49.69%5.347,754 8,141 12.20 7.61
%
%
6 31 BERKSHIRE HATHAWAY GRP
%54.65%4.967,203 6,266 30.90 31.75
%
%
7 69 FARMERS INS GRP
%59.49%4.847,033 6,739 45.73 46.27
%
%
8 19 ASSURANT INC GRP
%63.18%3.695,363 5,030 21.79 21.79
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.79%3.615,251 4,963 66.37 66.43
%
%
10 4715 MS & AD INS GRP
%69.03%2.233,243 3,040 79.04 81.65
%
%
**STAT E TOTAL**
%100.00%100.00145,290 136,008 30.62 32.71
%
%
1 65 FM GLOBAL GRP
%16.42%16.428,624 8,173New Hampshire 37.94 38.15
%
%
2 212 ZURICH INS GRP
%23.39%6.973,660 3,757 20.14 21.16
%
%
3 3548 TRAVELERS GRP
%29.51%6.123,212 3,199 4.26 4.11
%
%
4 408 BROOKFIELD REINS LTD GRP
%35.38%5.883,085 3,046 24.83 24.83
%
%
5 31 BERKSHIRE HATHAWAY GRP
%39.96%4.582,404 1,919 38.67 39.77
%
%
622ANDOVER GRP
%44.43%4.482,350 2,244 61.98 62.97
%
%
7 111 LIBERTY MUT GRP
%48.46%4.032,116 2,027 47.83 48.44
%
%
8 234 VERMONT MUT GRP
%52.39%3.932,061 1,973 50.37 50.36
%
%
9 69 FARMERS INS GRP
%56.12%3.731,958 2,014 33.87 34.55
%
%
10 19 ASSURANT INC GRP
%59.43%3.311,739 1,633 12.22 12.22
%
%
**STAT E TOTAL**
%100.00%100.0052,516 49,708 36.98 38.97
%
%
1 65 FM GLOBAL GRP
%10.00%10.0054,944 52,484New Jersey 29.55 29.94
%
%
2 3548 TRAVELERS GRP
%17.90%7.8943,339 35,917 4.52 4.96
%
%
3 212 ZURICH INS GRP
%25.67%7.7742,685 41,913 250.05 255.38
%
%
4 242 SELECTIVE INS GRP
%31.63%5.9632,745 29,645 42.33 43.57
%
%
5 19 ASSURANT INC GRP
%36.81%5.1828,445 27,931 32.61 32.65
%
%
6 31 BERKSHIRE HATHAWAY GRP
%41.26%4.4524,426 23,104 5.95 8.21
%
%
7 12 AMERICAN INTL GRP
%45.23%3.9721,820 19,454 39.73 40.36
%
%
8 3219 SOMPO GRP
%48.33%3.1017,032 16,111 91.06 98.40
%
%
9 626 CHUBB LTD GRP
%51.34%3.0016,493 13,271 21.32 20.60
%
%
10 708 NEW JERSEY MANUFACTURERS GRP
%54.16%2.8215,503 14,487 60.19 60.56
%
%
**STAT E TOTAL**
%100.00%100.00549,166 503,853 40.66 41.74
%
%
1 111 LIBERTY MUT GRP
%15.28%15.2812,554 11,742New Mexico 61.60 61.82
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%26.26%10.989,017 7,432 125.96 126.00
%
%
3 69 FARMERS INS GRP
%34.72%8.456,943 6,227 158.47 159.56
%
%
4 12 AMERICAN INTL GRP
%42.21%7.496,153 5,541 N/A N/A
5 19 ASSURANT INC GRP
%48.05%5.844,797 4,411 46.16 46.16
%
%
6 3548 TRAVELERS GRP
%52.61%4.573,752 3,779 212.69 223.05
%
%
7 65 FM GLOBAL GRP
%56.81%4.203,447 3,566 29.38 29.73
%
%
8 361 MUNICH RE GRP
%60.84%4.033,310 2,752 119.51 120.61
%
%
9 242 SELECTIVE INS GRP
%64.56%3.723,052 2,557 58.85 59.87
%
%
10 212 ZURICH INS GRP
%68.02%3.462,843 2,708 54.60 57.85
%
%
**STAT E TOTAL**
%100.00%100.0082,136 75,455 105.25 106.59
%
%
© 2024 National Association of Insurance Commissioners
61
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%12.20%12.20159,239 151,727New York 37.04 37.16
%
%
2 3548 TRAVELERS GRP
%22.69%10.48136,802 124,571 23.90 24.66
%
%
3 140 NATIONWIDE CORP GRP
%28.38%5.7074,352 50,008 57.85 59.87
%
%
4 12 AMERICAN INTL GRP
%33.59%5.2167,959 60,891 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%38.45%4.8663,377 56,681 24.73 26.83
%
%
6 212 ZURICH INS GRP
%43.04%4.5959,921 60,931 141.51 148.50
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%47.51%4.4758,329 46,638 33.53 34.69
%
%
8 3219 SOMPO GRP
%51.55%4.0452,743 48,612 63.25 72.90
%
%
9 158 FAIRFAX FIN GRP
%55.51%3.9551,573 44,259 12.03 27.12
%
%
10 34843 NEW YORK SCHOOLS INS RECIP
%58.28%2.7836,272 33,635 99.71 102.81
%
%
**STAT E TOTAL**
%100.00%100.001,304,918 1,167,064 34.44 36.47
%
%
1 65 FM GLOBAL GRP
%8.80%8.8053,865 53,321North Carolina 8.48 8.61
%
%
2 3548 TRAVELERS GRP
%17.25%8.4551,740 43,144 52.61 53.79
%
%
3 4773 FRONTLINE INS GRP
%24.25%7.0042,875 46,524 11.48 12.57
%
%
4 212 ZURICH INS GRP
%29.48%5.2332,041 30,475 5.76 8.44
%
%
5 31 BERKSHIRE HATHAWAY GRP
%34.50%5.0230,724 27,196 4.67 5.56
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%39.35%4.8529,673 26,123 49.92 49.96
%
%
7 69 FARMERS INS GRP
%43.87%4.5327,721 24,945 51.11 52.07
%
%
8 324 NORTH CAROLINA FARM BUREAU GRP
%47.89%4.0124,578 23,092 49.74 49.75
%
%
9 19 ASSURANT INC GRP
%51.53%3.6422,299 21,691 16.82 16.82
%
%
10 111 LIBERTY MUT GRP
%55.01%3.4821,299 20,315 39.40 41.03
%
%
**STAT E TOTAL**
%100.00%100.00612,309 576,468 32.51 33.87
%
%
1 65 FM GLOBAL GRP
%19.19%19.1912,613 12,274North Dakota N/A N/A
2 3548 TRAVELERS GRP
%25.36%6.184,062 3,889 64.81 66.83
%
%
362EMC INS CO GRP
%31.31%5.953,911 3,802 34.31 34.15
%
%
4 111 LIBERTY MUT GRP
%37.13%5.813,822 3,601 37.34 37.44
%
%
5 698 NORTH STAR CO GRP
%42.80%5.673,730 3,425 23.65 23.64
%
%
6 14184 ACUITY A MUT INS CO
%47.85%5.053,319 3,111 26.86 27.00
%
%
7 11101 HARTLAND MUT INS CO
%52.24%4.392,887 2,816 60.15 60.15
%
%
8 31 BERKSHIRE HATHAWAY GRP
%56.37%4.132,717 2,296 N/A N/A
9 4919 AGRARIA MUT GRP
%60.18%3.812,505 2,351 49.35 49.18
%
%
10 7 FEDERATED MUT GRP
%62.77%2.591,703 1,579 75.88 78.10
%
%
**STAT E TOTAL**
%100.00%100.0065,741 61,703 24.24 25.36
%
%
1 65 FM GLOBAL GRP
%16.79%16.7980,797 76,080Ohio 66.00 66.68
%
%
2 3548 TRAVELERS GRP
%25.82%9.0343,478 38,099 51.31 52.45
%
%
3 212 ZURICH INS GRP
%31.93%6.1229,436 29,577 92.90 96.46
%
%
4 244 CINCINNATI FIN GRP
%37.33%5.4025,978 23,377 111.79 114.66
%
%
5 111 LIBERTY MUT GRP
%42.52%5.1924,989 24,566 63.81 65.52
%
%
6 3219 SOMPO GRP
%46.27%3.7518,041 16,983 74.68 78.99
%
%
7 140 NATIONWIDE CORP GRP
%49.65%3.3816,286 15,983 66.40 68.52
%
%
8 12 AMERICAN INTL GRP
%52.97%3.3215,957 16,627 86.36 87.20
%
%
9 31 BERKSHIRE HATHAWAY GRP
%56.26%3.2915,838 14,112 72.79 75.69
%
%
10 19 ASSURANT INC GRP
%59.30%3.0414,646 14,234 51.20 51.20
%
%
**STAT E TOTAL**
%100.00%100.00481,347 450,016 81.31 83.16
%
%
© 2024 National Association of Insurance Commissioners
62
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%12.80%12.8046,471 42,720Oklahoma 73.72 77.83
%
%
2 123 SHELTER INS GRP
%22.00%9.2033,388 29,984 134.14 134.46
%
%
3 111 LIBERTY MUT GRP
%29.02%7.0325,504 24,169 96.82 94.68
%
%
4 69 FARMERS INS GRP
%35.87%6.8524,854 20,964 123.86 124.88
%
%
5 65 FM GLOBAL GRP
%42.39%6.5223,681 22,824 121.28 122.97
%
%
6 212 ZURICH INS GRP
%48.85%6.4623,447 22,977 N/A N/A
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%53.28%4.4316,078 14,510 158.49 158.57
%
%
8 3548 TRAVELERS GRP
%57.18%3.9014,168 11,253 86.61 88.97
%
%
9 220 OKLAHOMA FARM BUREAU GRP
%60.28%3.1011,244 10,633 120.74 120.09
%
%
10 62 EMC INS CO GRP
%62.98%2.709,817 9,436 104.11 104.28
%
%
**STAT E TOTAL**
%100.00%100.00363,030 336,338 93.07 94.18
%
%
1 111 LIBERTY MUT GRP
%12.57%12.5719,167 17,289Oregon 49.80 51.02
%
%
2 65 FM GLOBAL GRP
%24.05%11.4817,496 17,504 46.61 46.52
%
%
3 12 AMERICAN INTL GRP
%31.62%7.5711,538 11,502 33.54 33.83
%
%
4 69 FARMERS INS GRP
%38.28%6.6610,158 8,910 49.84 50.42
%
%
5 212 ZURICH INS GRP
%44.14%5.868,928 8,284 136.19 142.06
%
%
6 3548 TRAVELERS GRP
%49.52%5.388,202 7,260 77.05 79.36
%
%
7 31 BERKSHIRE HATHAWAY GRP
%53.78%4.266,498 5,633 13.49 13.64
%
%
8 3219 SOMPO GRP
%57.19%3.415,195 5,319 91.02 93.56
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.37%3.184,844 4,540 65.86 65.99
%
%
10 140 NATIONWIDE CORP GRP
%63.54%3.174,832 5,180 1.51 N/A
%
**STAT E TOTAL**
%100.00%100.00152,437 141,592 53.47 54.93
%
%
1 65 FM GLOBAL GRP
%15.94%15.9493,977 87,224Pennsylvania 79.41 79.61
%
%
2 3548 TRAVELERS GRP
%23.55%7.6144,864 41,452 45.37 46.60
%
%
3 242 SELECTIVE INS GRP
%29.78%6.2436,769 33,206 46.93 47.84
%
%
4 212 ZURICH INS GRP
%35.59%5.8134,244 34,374 86.10 94.54
%
%
5 111 LIBERTY MUT GRP
%41.26%5.6733,434 31,503 25.68 26.21
%
%
6 140 NATIONWIDE CORP GRP
%46.08%4.8328,452 27,380 28.18 29.72
%
%
7 12 AMERICAN INTL GRP
%49.37%3.2819,360 17,929 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%52.36%3.0017,662 12,127 18.91 25.24
%
%
9 19 ASSURANT INC GRP
%55.15%2.7916,434 15,924 28.03 28.03
%
%
10 69 FARMERS INS GRP
%57.83%2.6815,827 15,984 61.87 63.81
%
%
**STAT E TOTAL**
%100.00%100.00589,655 540,482 42.10 43.93
%
%
1 65 FM GLOBAL GRP
%10.70%10.708,685 9,667Rhode Island 31.56 32.14
%
%
2 212 ZURICH INS GRP
%20.67%9.978,090 8,207 3.08 4.09
%
%
3 31 BERKSHIRE HATHAWAY GRP
%27.13%6.465,239 4,545 12.71 14.44
%
%
4 242 SELECTIVE INS GRP
%32.65%5.524,479 3,934 27.27 27.99
%
%
522ANDOVER GRP
%37.34%4.693,809 3,706 80.22 81.36
%
%
6 69 FARMERS INS GRP
%41.62%4.273,467 3,306 82.84 85.33
%
%
7 3548 TRAVELERS GRP
%45.72%4.113,334 3,106 N/A N/A
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.57%3.843,118 2,946 42.85 42.89
%
%
9 4861 HERITAGE INS HOLDINGS GRP
%52.73%3.162,564 2,486 65.54 70.83
%
%
10 12 AMERICAN INTL GRP
%55.84%3.122,528 2,212 57.03 58.12
%
%
**STAT E TOTAL**
%100.00%100.0081,146 75,425 40.59 42.21
%
%
© 2024 National Association of Insurance Commissioners
63
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%9.57%9.5738,579 32,282South Carolina 15.60 16.68
%
%
2 626 CHUBB LTD GRP
%18.13%8.5634,502 28,146 57.68 57.82
%
%
3 212 ZURICH INS GRP
%25.37%7.2429,172 26,337 29.15 30.27
%
%
4 65 FM GLOBAL GRP
%32.27%6.9027,799 30,084 N/A N/A
5 12 AMERICAN INTL GRP
%36.49%4.2217,029 17,245 10.63 12.22
%
%
6 3548 TRAVELERS GRP
%40.09%3.6014,505 12,944 48.55 49.20
%
%
7 796 QBE INS GRP
%43.20%3.1112,531 13,088 16.82 18.43
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%46.15%2.9511,892 11,125 64.21 64.84
%
%
9 361 MUNICH RE GRP
%48.87%2.7210,967 10,322 22.95 23.14
%
%
10 242 SELECTIVE INS GRP
%51.53%2.6610,716 9,771 91.59 92.78
%
%
**STAT E TOTAL**
%100.00%100.00403,066 368,008 31.29 32.10
%
%
162EMC INS CO GRP
%10.64%10.647,888 7,624South Dakota 80.44 79.44
%
%
2 3548 TRAVELERS GRP
%21.20%10.567,829 7,221 N/A N/A
3 14184 ACUITY A MUT INS CO
%28.64%7.445,514 5,208 64.41 66.23
%
%
4 65 FM GLOBAL GRP
%35.41%6.775,016 5,162 N/A N/A
5 698 NORTH STAR CO GRP
%42.10%6.694,958 4,489 60.32 60.54
%
%
6 248 UNITED FIRE & CAS GRP
%48.34%6.254,632 4,397 74.44 75.32
%
%
7 111 LIBERTY MUT GRP
%54.19%5.844,331 4,007 28.29 28.45
%
%
8 408 BROOKFIELD REINS LTD GRP
%59.43%5.243,888 3,597 42.96 42.27
%
%
9 626 CHUBB LTD GRP
%62.06%2.631,947 1,417 222.40 227.63
%
%
10 212 ZURICH INS GRP
%64.63%2.571,904 2,112 52.03 53.68
%
%
**STAT E TOTAL**
%100.00%100.0074,130 68,008 56.45 56.96
%
%
1 65 FM GLOBAL GRP
%14.33%14.3360,712 60,816Tennessee 215.46 215.85
%
%
2 3548 TRAVELERS GRP
%23.13%8.8037,267 33,216 68.94 71.09
%
%
3 31 BERKSHIRE HATHAWAY GRP
%28.68%5.5523,529 22,391 41.69 44.58
%
%
4 3219 SOMPO GRP
%34.06%5.3722,756 22,764 36.68 38.04
%
%
5 212 ZURICH INS GRP
%38.04%3.9816,865 18,268 119.58 125.14
%
%
6 111 LIBERTY MUT GRP
%41.89%3.8516,322 15,722 82.25 83.19
%
%
7 242 SELECTIVE INS GRP
%45.04%3.1513,345 11,610 223.24 225.22
%
%
8 361 MUNICH RE GRP
%48.09%3.0512,936 10,758 126.07 128.74
%
%
9 694 TENNESSEE FARMERS GRP
%51.11%3.0212,797 12,126 482.01 485.06
%
%
10 12 AMERICAN INTL GRP
%54.13%3.0212,779 11,340 171.12 171.28
%
%
**STAT E TOTAL**
%100.00%100.00423,620 397,794 133.18 135.48
%
%
1 4766 TFP & TWI GRP
%17.13%17.13688,158 619,830Texas 14.33 13.37
%
%
2 31 BERKSHIRE HATHAWAY GRP
%27.66%10.53422,894 366,705 31.31 33.41
%
%
3 3548 TRAVELERS GRP
%32.93%5.28211,939 180,084 19.63 20.66
%
%
4 626 CHUBB LTD GRP
%37.86%4.93198,057 174,134 17.15 17.22
%
%
5 212 ZURICH INS GRP
%42.27%4.40176,892 174,221 38.23 40.27
%
%
6 111 LIBERTY MUT GRP
%46.56%4.30172,564 164,458 74.47 75.76
%
%
7 65 FM GLOBAL GRP
%50.24%3.68147,699 134,288 96.05 97.44
%
%
8 69 FARMERS INS GRP
%53.56%3.32133,378 129,632 88.10 88.97
%
%
9 12 AMERICAN INTL GRP
%56.18%2.62105,310 107,988 89.79 91.97
%
%
10 19 ASSURANT INC GRP
%58.72%2.53101,746 99,377 38.58 38.58
%
%
**STAT E TOTAL**
%100.00%100.004,017,088 3,665,248 45.13 46.00
%
%
© 2024 National Association of Insurance Commissioners
64
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%20.88%20.8822,861 21,159Utah 25.36 25.76
%
%
2 111 LIBERTY MUT GRP
%27.36%6.487,096 6,500 48.11 48.88
%
%
3 12 AMERICAN INTL GRP
%33.83%6.477,082 6,734 N/A 10.39
%
4 19 ASSURANT INC GRP
%39.86%6.036,602 6,297 42.50 42.50
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.69%3.824,186 3,383 96.46 96.58
%
%
6 212 ZURICH INS GRP
%47.39%3.704,052 3,574 57.35 59.59
%
%
7 3548 TRAVELERS GRP
%50.97%3.583,922 3,377 17.85 18.33
%
%
8 69 FARMERS INS GRP
%54.50%3.533,864 3,607 60.16 61.15
%
%
9 140 NATIONWIDE CORP GRP
%57.57%3.073,361 3,440 31.45 32.68
%
%
10 244 CINCINNATI FIN GRP
%60.51%2.953,226 2,757 27.69 33.07
%
%
**STAT E TOTAL**
%100.00%100.00109,482 97,729 42.86 44.97
%
%
1 65 FM GLOBAL GRP
%14.68%14.683,917 3,391Vermont 279.85 283.19
%
%
2 408 BROOKFIELD REINS LTD GRP
%25.20%10.522,808 2,707 29.69 31.08
%
%
3 69 FARMERS INS GRP
%31.17%5.981,595 1,531 27.87 28.21
%
%
4 212 ZURICH INS GRP
%36.94%5.761,538 1,597 86.47 89.76
%
%
5 234 VERMONT MUT GRP
%41.75%4.811,283 1,223 27.73 27.72
%
%
6 12 AMERICAN INTL GRP
%45.97%4.221,126 993 123.49 125.28
%
%
7 19 ASSURANT INC GRP
%49.71%3.751,000 932 17.70 17.70
%
%
8 111 LIBERTY MUT GRP
%53.37%3.66977 940 31.38 31.68
%
%
9 361 MUNICH RE GRP
%56.79%3.41911 696 70.51 73.00
%
%
10 98 WR BERKLEY CORP GRP
%60.17%3.38903 847 14.17 13.42
%
%
**STAT E TOTAL**
%100.00%100.0026,687 24,030 90.64 91.71
%
%
1 65 FM GLOBAL GRP
%12.53%12.5344,391 42,484Virginia 5.64 4.87
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%24.65%12.1142,899 40,752 46.69 46.89
%
%
3 3548 TRAVELERS GRP
%32.73%8.0928,638 27,089 43.52 45.07
%
%
4 242 SELECTIVE INS GRP
%37.24%4.5115,956 14,994 44.16 44.87
%
%
5 212 ZURICH INS GRP
%41.71%4.4715,841 16,357 10.71 27.15
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.15%4.4415,720 12,626 7.01 9.62
%
%
7 12 AMERICAN INTL GRP
%50.55%4.4015,582 14,271 N/A N/A
8 111 LIBERTY MUT GRP
%54.28%3.7313,211 12,069 26.27 33.32
%
%
9 140 NATIONWIDE CORP GRP
%57.76%3.4812,322 12,502 51.23 53.40
%
%
10 19 ASSURANT INC GRP
%61.15%3.3912,001 11,246 24.78 24.78
%
%
**STAT E TOTAL**
%100.00%100.00354,164 329,293 30.01 32.18
%
%
1 65 FM GLOBAL GRP
%13.75%13.7542,514 43,497Washington 18.40 18.26
%
%
2 111 LIBERTY MUT GRP
%26.44%12.6939,222 35,157 60.03 60.96
%
%
3 12 AMERICAN INTL GRP
%34.69%8.2525,499 25,451 77.67 79.93
%
%
4 212 ZURICH INS GRP
%39.56%4.8815,075 14,553 43.80 53.83
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%44.34%4.7814,780 13,758 95.49 96.38
%
%
6 3219 SOMPO GRP
%49.00%4.6514,388 13,460 284.62 289.97
%
%
7 69 FARMERS INS GRP
%53.57%4.5814,150 12,842 66.18 67.17
%
%
8 3548 TRAVELERS GRP
%58.06%4.4913,873 12,059 62.63 63.52
%
%
9 31 BERKSHIRE HATHAWAY GRP
%62.30%4.2413,095 10,533 34.44 36.11
%
%
10 140 NATIONWIDE CORP GRP
%65.28%2.989,227 9,008 85.86 86.88
%
%
**STAT E TOTAL**
%100.00%100.00309,152 287,011 68.88 70.38
%
%
© 2024 National Association of Insurance Commissioners
65
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%18.71%18.7111,540 8,613West Virginia 17.75 17.81
%
%
2 408 BROOKFIELD REINS LTD GRP
%28.49%9.786,032 5,968 49.93 49.94
%
%
3 212 ZURICH INS GRP
%35.15%6.654,104 4,119 N/A N/A
4 111 LIBERTY MUT GRP
%41.08%5.933,656 3,688 59.14 54.97
%
%
5 361 MUNICH RE GRP
%46.17%5.093,142 2,565 46.92 48.17
%
%
6 3548 TRAVELERS GRP
%51.19%5.023,097 2,793 70.78 72.53
%
%
7 140 NATIONWIDE CORP GRP
%55.15%3.962,440 2,563 35.39 37.04
%
%
8 244 CINCINNATI FIN GRP
%59.10%3.942,432 2,228 68.21 70.37
%
%
9 517 HANNOVER GRP
%62.19%3.091,907 1,639 30.14 35.43
%
%
10 19 ASSURANT INC GRP
%65.17%2.981,840 1,847 26.66 26.66
%
%
**STAT E TOTAL**
%100.00%100.0061,667 57,061 32.93 36.49
%
%
1 15350 WEST BEND INS CO
%14.77%14.7744,758 42,209Wisconsin 100.51 100.51
%
%
2 65 FM GLOBAL GRP
%29.06%14.2943,314 40,028 20.38 20.30
%
%
3 3548 TRAVELERS GRP
%37.15%8.0924,530 22,159 N/A N/A
462EMC INS CO GRP
%42.55%5.4016,358 15,262 67.01 67.00
%
%
5 14184 ACUITY A MUT INS CO
%47.63%5.0815,407 14,064 66.20 67.21
%
%
6 212 ZURICH INS GRP
%51.87%4.2412,844 12,667 32.76 34.84
%
%
7 15779 MUNICIPAL PROP INS CO
%56.04%4.1712,634 12,330 41.65 42.75
%
%
8 12 AMERICAN INTL GRP
%58.78%2.748,316 6,875 11.93 12.32
%
%
9 111 LIBERTY MUT GRP
%61.46%2.678,102 7,477 27.10 28.35
%
%
10 169 SENTRY INS GRP
%63.95%2.497,549 7,049 114.51 115.90
%
%
**STAT E TOTAL**
%100.00%100.00303,086 282,680 63.57 64.55
%
%
1 65 FM GLOBAL GRP
%17.57%17.577,248 7,006Wyoming 45.29 46.30
%
%
2 140 NATIONWIDE CORP GRP
%27.15%9.573,949 3,941 37.12 35.70
%
%
3 3548 TRAVELERS GRP
%36.15%9.013,716 2,729 20.30 21.30
%
%
4 111 LIBERTY MUT GRP
%43.65%7.503,091 2,726 77.99 79.42
%
%
562EMC INS CO GRP
%50.70%7.052,909 2,638 148.96 149.42
%
%
6 244 CINCINNATI FIN GRP
%55.95%5.252,164 1,909 61.37 63.02
%
%
7 14184 ACUITY A MUT INS CO
%59.84%3.891,605 1,501 91.79 95.37
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%63.61%3.771,553 1,282 54.33 54.67
%
%
9 31 BERKSHIRE HATHAWAY GRP
%67.05%3.451,423 1,286 26.16 31.18
%
%
10 408 BROOKFIELD REINS LTD GRP
%70.16%3.101,280 1,283 94.55 94.97
%
%
**STAT E TOTAL**
%100.00%100.0041,246 37,415 46.93 48.00
%
%
1 65 FM GLOBAL GRP
%100.00%100.0000American Samoa 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0000N/AN/A
1 4672 DONGBU INS GRP
%34.33%34.336,967 6,876Guam 2,340.09 2,537.37
%
%
2 4715 MS & AD INS GRP
%52.69%18.363,727 3,638 1,247.02 1,249.92
%
%
3 10972 FIRST NET INS CO
%64.92%12.232,483 2,452 43.74 46.16
%
%
4 18380 PACIFIC IND INS CO
%75.48%10.562,143 2,143 207.57 232.23
%
%
5 5030 TAN HOLDINGS CORP GRP
%83.72%8.241,673 825 1,832.21 1,844.86
%
%
6 13597 CHUNG KUO INS CO LTD
%91.44%7.711,565 1,382 301.22 302.90
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%95.34%3.91793 397 948.24 995.81
%
%
8 12 AMERICAN INTL GRP
%98.17%2.82573 573 0.00 0.00
%
%
9 19 ASSURANT INC GRP
%98.85%0.68138 117 25.48 25.48
%
%
10 626 CHUBB LTD GRP
%99.42%0.57116 123 28.66 28.67
%
%
**STAT E TOTAL**
%100.00%100.0020,296 18,646 1,276.33 1,355.34
%
%
© 2024 National Association of Insurance Commissioners
66
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%22.67%22.6746,446 44,918Puerto Rico 5.68 6.10
%
%
2 411 MAPFRE INS GRP
%41.19%18.5237,934 34,275 N/A N/A
3 4804 MULTINATIONAL GRP
%51.30%10.1120,716 26,552 16.24 18.35
%
%
4 111 LIBERTY MUT GRP
%60.74%9.4419,343 17,841 N/A N/A
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%66.97%6.2312,758 12,273 N/A N/A
6 3593 USIC GRP
%72.11%5.1410,538 8,777 N/A N/A
7 536 GUIDEWELL MUT HOLDING GRP
%76.79%4.679,574 9,051 59.00 26.36
%
%
8 65 FM GLOBAL GRP
%80.99%4.218,617 9,298 64.95 53.94
%
%
971UNIVERSAL INS CO GRP
%84.50%3.507,179 6,812 19.05 22.54
%
%
10 10140 OPTIMA SEGUROS
%87.58%3.086,304 6,173 0.99 1.31
%
%
**STAT E TOTAL**
%100.00%100.00204,862 203,365 N/A N/A
1 4706 LOCKHART CO GRP
%60.54%60.542,350 2,193U.S. Virgin Islands N/A N/A
2 19 ASSURANT INC GRP
%73.89%13.34518 711 N/A N/A
3 626 CHUBB LTD GRP
%83.92%10.04389 315 N/A N/A
4 65 FM GLOBAL GRP
%92.49%8.57333 324 0.00 0.00
%
%
5 181 SWISS RE GRP
%95.85%3.35130 896 337.12 373.94
%
%
6 111 LIBERTY MUT GRP
%97.45%1.6162 41 75.73 N/A
%
7 3416 AXIS CAPITAL GRP
%98.31%0.8533 56 7.45 7.93
%
%
8 411 MAPFRE INS GRP
%99.10%0.7931 31 0.00 10.11
%
%
9 31 BERKSHIRE HATHAWAY GRP
%99.59%0.5019 122 N/A N/A
10 517 HANNOVER GRP
%99.93%0.3313 6 31.08 36.55
%
%
**STAT E TOTAL**
%100.00%100.003,881 4,775 24.57 29.11
%
%
1 10972 FIRST NET INS CO
%54.06%54.063,239 2,913N. Mariana Islands 0.09 0.10
%
%
2 5030 TAN HOLDINGS CORP GRP
%80.66%26.601,594 371 424.64 430.80
%
%
3 4672 DONGBU INS GRP
%99.28%18.611,115 628 1.42 2.34
%
%
4 18380 PACIFIC IND INS CO
%100.00%0.7243 43 11.11 11.11
%
%
5 3416 AXIS CAPITAL GRP
%100.00%0.000 0 79.27 82.93
%
%
6 65 FM GLOBAL GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,991 3,954 40.23 40.98
%
%
1 65 FM GLOBAL GRP
%72.47%72.47296,096 286,714Canada 8.61 8.62
%
%
2 761 ALLIANZ INS GRP
%84.46%11.9948,980 51,825 2.42 2.59
%
%
3 158 FAIRFAX FIN GRP
%92.00%7.5430,820 32,383 104.68 110.23
%
%
4 181 SWISS RE GRP
%96.02%4.0216,433 18,759 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%99.25%3.2313,196 18,729 85.45 88.79
%
%
6 3548 TRAVELERS GRP
%99.59%0.341,370 1,344 16.86 17.18
%
%
7 169 SENTRY INS GRP
%99.75%0.16652 481 0.91 1.03
%
%
8 140 NATIONWIDE CORP GRP
%99.87%0.12499 291 8.51 8.97
%
%
9 84 AMERICAN FINANCIAL GRP
%99.95%0.08324 305 22.32 22.33
%
%
10 218 CNA INS GRP
%100.00%0.05223 220 24.88 26.89
%
%
**STAT E TOTAL**
%100.00%100.00408,571 411,112 16.03 16.40
%
%
© 2024 National Association of Insurance Commissioners
67
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.1 - Allied Lines
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%41.41%41.41169,366 155,104Agg. Other Alien 78.18 77.29
%
%
2 31 BERKSHIRE HATHAWAY GRP
%65.42%24.0198,210 94,657 92.87 97.79
%
%
3 111 LIBERTY MUT GRP
%88.64%23.2294,979 94,548 44.96 46.43
%
%
4 12 AMERICAN INTL GRP
%93.88%5.2421,421 26,233 102.51 102.91
%
%
5 212 ZURICH INS GRP
%96.61%2.7311,156 13,671 N/A N/A
6 140 NATIONWIDE CORP GRP
%97.52%0.913,713 2,966 N/A N/A
7 626 CHUBB LTD GRP
%98.34%0.823,369 3,996 493.42 482.30
%
%
8 761 ALLIANZ INS GRP
%98.81%0.471,923 2,255 N/A N/A
9 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.09%0.281,148 928 0.00 0.00
%
%
10 181 SWISS RE GRP
%99.28%0.19788 813 56.27 62.97
%
%
**STAT E TOTAL**
%100.00%100.00408,998 397,570 73.56 74.58
%
%
© 2024 National Association of Insurance Commissioners
68
02.2—Multiple Peril Crop
© 2024 National Association of Insurance Commissioners
69
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 796 QBE INS GRP
%19.39%19.393,743,732 3,529,496 101.48 101.48
%
%
2 626 CHUBB LTD GRP
%37.55%18.153,504,350 3,504,579 108.36 108.36
%
%
3 212 ZURICH INS GRP
%52.37%14.822,861,603 2,864,911 87.75 87.75
%
%
4 3219 SOMPO GRP
%65.15%12.782,467,788 2,587,818 115.86 115.86
%
%
5 84 AMERICAN FINANCIAL GRP
%73.53%8.381,616,736 1,625,983 85.02 85.17
%
%
6 569 FARMERS MUT HAIL INS GRP
%80.17%6.651,282,787 1,289,012 87.12 87.11
%
%
7 12 AMERICAN INTL GRP
%85.45%5.271,018,225 1,006,735 94.21 94.21
%
%
8 158 FAIRFAX FIN GRP
%90.72%5.271,017,319 1,055,469 124.73 124.94
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%95.60%4.88941,754 932,317 128.86 128.96
%
%
10 968 AXA INS GRP
%96.98%1.38266,646 269,519 172.70 172.69
%
%
11 513 IOWA FARM BUREAU GRP
%97.99%1.02196,065 203,710 156.63 156.63
%
%
12 50 COUNTRY INS & FIN SERV GRP
%98.62%0.63120,947 120,275 34.08 34.08
%
%
13 10103 AMERICAN AGRICULTURAL INS CO
%99.04%0.4280,730 80,245 109.34 113.01
%
%
14 4851 CHURCH MUT GRP
%99.35%0.3160,552 60,794 93.58 93.58
%
%
15 3500 NODAK MUT GRP
%99.57%0.2242,669 42,669 41.19 40.46
%
%
16 176 STATE FARM GRP
%99.76%0.1936,844 39,283 120.65 120.65
%
%
17 542 INDIANA FARM BUREAU GRP
%99.88%0.1223,268 23,268 19.43 19.43
%
%
18 4977 PALOMAR HOLDINGS GRP
%99.95%0.0612,110 11,651 68.82 68.82
%
%
19 842 FARM BUREAU GRP
%99.98%0.035,560 5,441 84.25 84.25
%
%
20 15091 RURAL MUT INS CO
%100.00%0.024,624 4,984 74.47 78.33
%
%
**INDUSTRY TOTAL**
%100.00%100.0019,304,305 19,259,943 103.42 103.47
%
%
© 2024 National Association of Insurance Commissioners
70
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 796 QBE INS GRP
%20.47%20.473,743,732 3,529,496 101.48 101.48
%
%
2 626 CHUBB LTD GRP
%39.64%19.163,504,350 3,504,579 108.36 108.36
%
%
3 212 ZURICH INS GRP
%55.28%15.652,861,603 2,864,911 87.75 87.75
%
%
4 3219 SOMPO GRP
%68.78%13.492,467,788 2,587,818 115.86 115.86
%
%
5 84 AMERICAN FINANCIAL GRP
%77.62%8.841,616,736 1,625,983 85.02 85.17
%
%
6 569 FARMERS MUT HAIL INS GRP
%84.63%7.011,282,787 1,289,012 87.12 87.11
%
%
7 12 AMERICAN INTL GRP
%90.20%5.571,018,225 1,006,735 94.21 94.21
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%95.35%5.15941,754 932,317 128.86 128.96
%
%
9 968 AXA INS GRP
%96.81%1.46266,646 269,519 172.70 172.69
%
%
10 513 IOWA FARM BUREAU GRP
%97.88%1.07196,065 203,710 156.63 156.63
%
%
11 50 COUNTRY INS & FIN SERV GRP
%98.54%0.66120,947 120,275 34.08 34.08
%
%
12 10103 AMERICAN AGRICULTURAL INS CO
%98.98%0.4480,730 80,245 109.34 113.01
%
%
13 4851 CHURCH MUT GRP
%99.32%0.3360,552 60,794 93.58 93.58
%
%
14 3500 NODAK MUT GRP
%99.55%0.2342,669 42,669 41.19 40.46
%
%
15 176 STATE FARM GRP
%99.75%0.2036,844 39,283 120.65 120.65
%
%
16 542 INDIANA FARM BUREAU GRP
%99.88%0.1323,268 23,268 19.43 19.43
%
%
17 4977 PALOMAR HOLDINGS GRP
%99.94%0.0712,110 11,651 68.82 68.82
%
%
18 842 FARM BUREAU GRP
%99.97%0.035,560 5,441 84.25 84.25
%
%
19 15091 RURAL MUT INS CO
%100.00%0.034,624 4,984 74.47 78.33
%
%
**INDUSTRY TOTAL**
%100.00%100.0018,286,986 18,204,474 102.19 102.22
%
%
© 2024 National Association of Insurance Commissioners
71
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%33.95%33.9537,390 37,168Alabama 57.90 57.90
%
%
2 212 ZURICH INS GRP
%57.07%23.1225,464 25,536 81.04 81.04
%
%
3 3219 SOMPO GRP
%80.13%23.0625,394 25,892 169.50 169.50
%
%
4 84 AMERICAN FINANCIAL GRP
%87.95%7.828,616 8,625 87.89 87.89
%
%
5 796 QBE INS GRP
%93.81%5.866,451 6,122 86.76 86.76
%
%
6 569 FARMERS MUT HAIL INS GRP
%97.39%3.583,941 3,867 88.30 88.30
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.66%2.272,502 2,457 62.55 62.55
%
%
8 12 AMERICAN INTL GRP
%99.99%0.32357 347 121.23 121.23
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%100.00%0.0115 15 6.86 6.86
%
%
**STAT E TOTAL**
%100.00%100.00110,131 110,028 94.85 94.85
%
%
1 212 ZURICH INS GRP
%100.00%100.0094 104Alaska 98.56 98.56
%
%
**STAT E TOTAL**
%100.00%100.0094 104 98.56 98.56
%
%
1 84 AMERICAN FINANCIAL GRP
%45.52%45.5267,318 67,319Arizona 104.07 104.06
%
%
2 626 CHUBB LTD GRP
%71.60%26.0838,562 39,018 229.47 229.47
%
%
3 796 QBE INS GRP
%86.82%15.2222,510 18,050 111.26 111.26
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%91.18%4.366,452 6,374 159.25 159.35
%
%
5 513 IOWA FARM BUREAU GRP
%94.85%3.675,435 5,593 83.61 83.61
%
%
6 212 ZURICH INS GRP
%98.24%3.395,009 4,660 124.67 124.67
%
%
7 3219 SOMPO GRP
%98.80%0.56831 2,800 49.07 49.07
%
%
8 968 AXA INS GRP
%99.33%0.53781 781 48.94 48.94
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%99.60%0.26391 370 172.16 172.16
%
%
10 569 FARMERS MUT HAIL INS GRP
%99.79%0.19285 514 79.04 79.04
%
%
**STAT E TOTAL**
%100.00%100.00147,887 145,568 139.57 139.58
%
%
1 796 QBE INS GRP
%22.69%22.6958,351 58,422Arkansas 68.29 68.29
%
%
2 3219 SOMPO GRP
%45.15%22.4657,769 57,577 101.28 101.28
%
%
3 569 FARMERS MUT HAIL INS GRP
%65.41%20.2652,114 52,409 52.46 52.46
%
%
4 12 AMERICAN INTL GRP
%75.39%9.9825,677 25,550 96.03 96.03
%
%
5 84 AMERICAN FINANCIAL GRP
%83.91%8.5221,919 21,980 58.58 58.57
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%89.82%5.9015,182 16,167 190.28 190.37
%
%
7 626 CHUBB LTD GRP
%95.02%5.2113,396 13,449 116.15 116.15
%
%
8 212 ZURICH INS GRP
%99.78%4.7512,220 13,028 157.77 157.77
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%99.96%0.19478 478 16.39 40.09
%
%
10 176 STATE FARM GRP
%100.00%0.0499 19 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00257,204 259,080 88.83 88.88
%
%
1 796 QBE INS GRP
%34.07%34.07267,006 230,937California 139.77 139.79
%
%
2 626 CHUBB LTD GRP
%56.52%22.45175,896 175,667 175.68 175.68
%
%
3 968 AXA INS GRP
%73.00%16.48129,146 129,294 222.55 222.55
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%84.01%11.0186,291 83,756 148.96 149.07
%
%
5 212 ZURICH INS GRP
%91.72%7.7160,412 86,245 133.14 133.14
%
%
6 3219 SOMPO GRP
%95.80%4.0831,947 28,904 168.21 168.21
%
%
7 84 AMERICAN FINANCIAL GRP
%99.20%3.4026,632 26,595 118.66 119.27
%
%
8 569 FARMERS MUT HAIL INS GRP
%99.93%0.735,744 6,804 83.31 83.34
%
%
9 176 STATE FARM GRP
%100.00%0.07530 501 39.10 39.10
%
%
10 12 AMERICAN INTL GRP
%100.00%0.0013 11 82.97 82.97
%
%
**STAT E TOTAL**
%100.00%100.00783,616 768,716 161.93 161.96
%
%
© 2024 National Association of Insurance Commissioners
72
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%23.95%23.9578,439 85,253Colorado 127.18 127.18
%
%
2 212 ZURICH INS GRP
%42.88%18.9362,004 73,327 105.04 105.04
%
%
3 796 QBE INS GRP
%56.20%13.3243,644 41,171 94.18 94.18
%
%
4 12 AMERICAN INTL GRP
%67.51%11.3137,039 36,450 161.53 161.53
%
%
5 3219 SOMPO GRP
%76.04%8.5327,948 27,635 110.18 110.18
%
%
6 84 AMERICAN FINANCIAL GRP
%84.51%8.4727,730 31,728 104.69 104.68
%
%
7 569 FARMERS MUT HAIL INS GRP
%92.40%7.9025,862 29,652 80.28 80.28
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%97.84%5.4417,811 20,839 130.19 130.28
%
%
9 968 AXA INS GRP
%99.23%1.394,545 4,545 105.78 105.78
%
%
10 4851 CHURCH MUT GRP
%99.85%0.622,038 1,974 138.12 138.12
%
%
**STAT E TOTAL**
%100.00%100.00327,549 353,106 114.79 114.80
%
%
1 212 ZURICH INS GRP
%94.04%94.048,364 9,402Connecticut 162.49 162.49
%
%
2 796 QBE INS GRP
%97.33%3.29293 278 137.13 137.13
%
%
3 626 CHUBB LTD GRP
%100.00%2.67237 445 29.92 29.92
%
%
**STAT E TOTAL**
%100.00%100.008,894 10,133 155.85 155.85
%
%
1 212 ZURICH INS GRP
%64.10%64.109,446 10,090Delaware 17.50 17.50
%
%
2 626 CHUBB LTD GRP
%77.87%13.782,030 2,040 33.68 33.68
%
%
3 3219 SOMPO GRP
%87.89%10.021,477 1,497 33.27 33.27
%
%
4 569 FARMERS MUT HAIL INS GRP
%95.42%7.531,110 1,096 16.55 16.55
%
%
5 796 QBE INS GRP
%99.88%4.47658 680 14.59 14.59
%
%
6 12 AMERICAN INTL GRP
%100.00%0.1217 15 43.60 43.60
%
%
**STAT E TOTAL**
%100.00%100.0014,738 15,426 21.02 21.02
%
%
1 626 CHUBB LTD GRP
%28.67%28.6766,659 62,777Florida 197.07 197.07
%
%
2 3219 SOMPO GRP
%54.96%26.2961,137 63,556 193.56 193.56
%
%
3 84 AMERICAN FINANCIAL GRP
%79.75%24.7957,636 56,579 91.50 91.85
%
%
4 796 QBE INS GRP
%92.74%12.9930,201 25,075 345.16 345.16
%
%
5 212 ZURICH INS GRP
%97.51%4.7711,099 11,390 60.75 60.75
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%98.96%1.453,370 3,264 236.09 236.19
%
%
7 569 FARMERS MUT HAIL INS GRP
%99.57%0.611,419 951 99.63 99.63
%
%
8 12 AMERICAN INTL GRP
%99.80%0.23534 509 360.95 360.95
%
%
9 176 STATE FARM GRP
%100.00%0.20462 408 48.08 48.08
%
%
**STAT E TOTAL**
%100.00%100.00232,517 224,508 179.35 179.44
%
%
1 3219 SOMPO GRP
%22.32%22.3263,262 68,323Georgia 94.99 94.99
%
%
2 626 CHUBB LTD GRP
%41.19%18.8753,496 53,508 118.62 118.62
%
%
3 12 AMERICAN INTL GRP
%57.17%15.9845,289 44,213 161.26 161.26
%
%
4 212 ZURICH INS GRP
%69.09%11.9233,794 33,784 114.65 114.65
%
%
5 84 AMERICAN FINANCIAL GRP
%78.15%9.0725,697 25,678 136.48 136.48
%
%
6 569 FARMERS MUT HAIL INS GRP
%86.32%8.1623,136 23,126 63.25 63.25
%
%
7 796 QBE INS GRP
%93.19%6.8719,482 19,124 131.34 131.34
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.99%6.8019,289 19,256 112.82 112.92
%
%
9 176 STATE FARM GRP
%100.00%0.0117 17 271.49 271.49
%
%
**STAT E TOTAL**
%100.00%100.00283,462 287,031 116.70 116.71
%
%
© 2024 National Association of Insurance Commissioners
73
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%78.93%78.932,054 1,752Hawaii 153.80 153.80
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%97.81%18.88491 469 340.16 340.26
%
%
3 3219 SOMPO GRP
%100.00%2.1957 60 N/A N/A
**STAT E TOTAL**
%100.00%100.002,603 2,280 182.25 182.27
%
%
1 626 CHUBB LTD GRP
%29.87%29.8749,114 50,470Idaho 145.82 145.82
%
%
2 796 QBE INS GRP
%59.66%29.7948,985 43,277 77.28 77.28
%
%
3 212 ZURICH INS GRP
%75.23%15.5625,591 28,519 83.12 83.12
%
%
4 569 FARMERS MUT HAIL INS GRP
%84.27%9.0414,863 15,821 131.81 131.81
%
%
5 3219 SOMPO GRP
%90.55%6.2810,328 9,795 104.81 104.81
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%95.51%4.968,152 7,793 187.79 187.89
%
%
7 842 FARM BUREAU GRP
%98.89%3.385,560 5,441 84.25 84.25
%
%
8 84 AMERICAN FINANCIAL GRP
%99.81%0.921,506 1,471 68.52 68.53
%
%
9 176 STATE FARM GRP
%99.97%0.16263 260 151.26 151.26
%
%
10 513 IOWA FARM BUREAU GRP
%99.99%0.0237 84 12.29 12.29
%
%
**STAT E TOTAL**
%100.00%100.00164,419 162,947 111.90 111.90
%
%
1 84 AMERICAN FINANCIAL GRP
%17.97%17.97189,940 190,662Illinois 48.37 48.61
%
%
2 12 AMERICAN INTL GRP
%32.86%14.89157,373 157,243 18.63 18.63
%
%
3 212 ZURICH INS GRP
%46.89%14.04148,362 153,099 11.79 11.79
%
%
4 796 QBE INS GRP
%58.92%12.03127,210 128,657 52.96 52.96
%
%
5 50 COUNTRY INS & FIN SERV GRP
%70.30%11.37120,228 119,548 34.15 34.15
%
%
6 3219 SOMPO GRP
%80.85%10.55111,506 109,821 43.88 43.88
%
%
7 626 CHUBB LTD GRP
%88.12%7.2876,925 77,074 N/A N/A
8 569 FARMERS MUT HAIL INS GRP
%95.11%6.9973,873 74,247 42.78 42.78
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.80%4.6949,584 49,448 91.86 91.96
%
%
10 176 STATE FARM GRP
%99.95%0.151,584 1,761 14.36 14.36
%
%
**STAT E TOTAL**
%100.00%100.001,057,083 1,062,050 35.02 35.07
%
%
1 796 QBE INS GRP
%19.56%19.56112,992 112,329Indiana 23.90 23.92
%
%
2 84 AMERICAN FINANCIAL GRP
%35.53%15.9792,227 92,652 27.82 27.81
%
%
3 3219 SOMPO GRP
%47.58%12.0569,603 69,452 15.62 15.62
%
%
4 12 AMERICAN INTL GRP
%59.45%11.8768,582 67,949 17.25 17.25
%
%
5 569 FARMERS MUT HAIL INS GRP
%70.92%11.4766,276 66,459 14.73 14.74
%
%
6 626 CHUBB LTD GRP
%80.18%9.2653,496 53,521 N/A N/A
7 212 ZURICH INS GRP
%88.15%7.9746,049 46,439 8.22 8.22
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%95.13%6.9740,286 40,110 47.23 47.33
%
%
9 542 INDIANA FARM BUREAU GRP
%99.12%4.0023,080 23,080 19.47 19.47
%
%
10 513 IOWA FARM BUREAU GRP
%99.56%0.442,542 2,174 291.99 291.99
%
%
**STAT E TOTAL**
%100.00%100.00577,653 576,703 19.95 19.96
%
%
© 2024 National Association of Insurance Commissioners
74
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%20.20%20.20273,012 271,724Iowa 49.77 49.77
%
%
2 796 QBE INS GRP
%36.26%16.06217,056 216,748 130.40 130.40
%
%
3 569 FARMERS MUT HAIL INS GRP
%51.41%15.15204,736 204,298 98.69 98.69
%
%
4 212 ZURICH INS GRP
%63.04%11.63157,223 159,853 38.94 38.94
%
%
5 3219 SOMPO GRP
%74.09%11.04149,259 153,229 92.05 92.05
%
%
6 84 AMERICAN FINANCIAL GRP
%85.05%10.96148,169 148,011 103.39 103.39
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%92.37%7.3298,904 95,522 108.00 108.10
%
%
8 513 IOWA FARM BUREAU GRP
%96.29%3.9253,006 53,237 108.85 108.85
%
%
9 12 AMERICAN INTL GRP
%99.19%2.9039,157 38,905 56.40 56.40
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%99.70%0.516,943 6,384 150.71 150.71
%
%
**STAT E TOTAL**
%100.00%100.001,351,517 1,352,550 86.51 86.52
%
%
1 212 ZURICH INS GRP
%18.21%18.21229,266 268,929Kansas 162.22 162.22
%
%
2 796 QBE INS GRP
%35.44%17.23217,016 217,583 166.70 166.70
%
%
3 626 CHUBB LTD GRP
%50.46%15.03189,218 194,012 201.34 201.34
%
%
4 84 AMERICAN FINANCIAL GRP
%62.39%11.93150,232 153,803 144.50 145.13
%
%
5 3219 SOMPO GRP
%73.56%11.17140,651 141,871 198.22 198.22
%
%
6 569 FARMERS MUT HAIL INS GRP
%83.55%9.99125,743 133,179 159.80 159.80
%
%
7 513 IOWA FARM BUREAU GRP
%90.52%6.9787,818 95,387 188.72 188.72
%
%
8 12 AMERICAN INTL GRP
%95.11%4.5957,783 59,352 217.07 217.07
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%98.50%3.4042,756 45,137 164.25 164.34
%
%
10 176 STATE FARM GRP
%99.52%1.0112,780 13,674 180.50 180.50
%
%
**STAT E TOTAL**
%100.00%100.001,259,313 1,329,738 174.76 174.83
%
%
1 796 QBE INS GRP
%23.09%23.0954,204 55,729Kentucky 85.83 85.92
%
%
2 212 ZURICH INS GRP
%44.35%21.2649,894 53,590 25.20 25.20
%
%
3 3219 SOMPO GRP
%58.16%13.8132,411 33,548 65.92 65.92
%
%
4 12 AMERICAN INTL GRP
%71.76%13.6031,932 31,689 61.07 61.07
%
%
5 569 FARMERS MUT HAIL INS GRP
%83.15%11.3826,720 26,877 52.62 52.62
%
%
6 84 AMERICAN FINANCIAL GRP
%89.83%6.6815,682 15,527 48.43 48.43
%
%
7 626 CHUBB LTD GRP
%94.23%4.4010,337 10,455 41.83 41.83
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%96.47%2.245,262 5,567 118.19 118.29
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%98.50%2.034,753 4,747 20.10 22.60
%
%
10 4977 PALOMAR HOLDINGS GRP
%100.00%1.503,526 3,249 109.92 109.92
%
%
**STAT E TOTAL**
%100.00%100.00234,720 240,978 58.07 58.15
%
%
1 796 QBE INS GRP
%40.33%40.3375,851 76,185Louisiana 105.15 105.15
%
%
2 626 CHUBB LTD GRP
%67.68%27.3551,448 51,540 98.43 98.43
%
%
3 3219 SOMPO GRP
%90.95%23.2743,771 43,144 174.66 174.66
%
%
4 569 FARMERS MUT HAIL INS GRP
%95.50%4.558,557 8,580 86.18 85.37
%
%
5 212 ZURICH INS GRP
%97.68%2.184,106 4,044 84.63 84.63
%
%
6 12 AMERICAN INTL GRP
%98.88%1.192,243 2,233 177.55 177.55
%
%
7 84 AMERICAN FINANCIAL GRP
%99.89%1.011,898 1,898 99.31 99.31
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.11213 198 539.51 539.61
%
%
**STAT E TOTAL**
%100.00%100.00188,088 187,821 119.22 119.19
%
%
1 626 CHUBB LTD GRP
%79.11%79.1111,852 11,848Maine 55.91 55.91
%
%
2 212 ZURICH INS GRP
%99.03%19.912,983 2,691 27.67 27.67
%
%
3 796 QBE INS GRP
%100.00%0.97146 148 79.00 79.00
%
%
**STAT E TOTAL**
%100.00%100.0014,981 14,689 50.96 50.96
%
%
© 2024 National Association of Insurance Commissioners
75
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%41.50%41.5018,854 19,274Maryland 29.76 29.76
%
%
2 212 ZURICH INS GRP
%69.28%27.7712,616 13,124 38.26 38.26
%
%
3 3219 SOMPO GRP
%82.07%12.795,809 6,027 43.33 43.33
%
%
4 569 FARMERS MUT HAIL INS GRP
%93.67%11.605,271 5,270 38.33 38.33
%
%
5 796 QBE INS GRP
%97.38%3.711,686 1,679 66.09 66.09
%
%
6 12 AMERICAN INTL GRP
%98.84%1.46661 637 96.58 96.58
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.96%1.13512 520 89.49 89.59
%
%
8 84 AMERICAN FINANCIAL GRP
%99.99%0.0312 4 51.47 51.47
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%100.00%0.015 17 136.00 136.00
%
%
**STAT E TOTAL**
%100.00%100.0045,426 46,553 37.82 37.82
%
%
1 212 ZURICH INS GRP
%77.01%77.014,643 5,343Massachusetts 197.57 197.57
%
%
2 626 CHUBB LTD GRP
%90.24%13.24798 810 92.80 92.80
%
%
3 796 QBE INS GRP
%100.00%9.76588 501 224.84 224.84
%
%
**STAT E TOTAL**
%100.00%100.006,029 6,667 186.49 186.49
%
%
1 212 ZURICH INS GRP
%19.46%19.4656,416 76,774Michigan 25.46 25.46
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%34.46%15.0043,478 41,769 109.77 109.87
%
%
3 84 AMERICAN FINANCIAL GRP
%48.88%14.4341,825 42,760 70.60 70.61
%
%
4 796 QBE INS GRP
%62.52%13.6339,521 39,401 68.90 68.92
%
%
5 626 CHUBB LTD GRP
%73.78%11.2732,660 33,848 37.73 37.73
%
%
6 10103 AMERICAN AGRICULTURAL INS CO
%81.60%7.8122,653 22,257 136.59 140.25
%
%
7 3219 SOMPO GRP
%87.25%5.6616,396 14,689 97.31 97.31
%
%
8 968 AXA INS GRP
%92.00%4.7413,752 13,752 58.86 58.86
%
%
9 569 FARMERS MUT HAIL INS GRP
%96.43%4.4412,861 13,149 53.22 53.26
%
%
10 12 AMERICAN INTL GRP
%100.00%3.5710,341 10,691 17.05 17.05
%
%
**STAT E TOTAL**
%100.00%100.00289,908 309,094 63.77 64.05
%
%
1 212 ZURICH INS GRP
%27.85%27.85292,284 138,705Minnesota 172.25 172.25
%
%
2 796 QBE INS GRP
%48.15%20.30213,001 212,369 128.27 128.28
%
%
3 3219 SOMPO GRP
%61.47%13.32139,750 139,727 99.54 99.54
%
%
4 569 FARMERS MUT HAIL INS GRP
%73.80%12.33129,395 129,361 101.99 101.99
%
%
5 626 CHUBB LTD GRP
%83.28%9.4899,476 98,774 65.82 65.82
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%89.40%6.1364,277 61,217 118.68 118.78
%
%
7 84 AMERICAN FINANCIAL GRP
%94.12%4.7249,509 49,525 116.14 116.14
%
%
8 12 AMERICAN INTL GRP
%98.78%4.6648,882 49,041 67.10 67.10
%
%
9 513 IOWA FARM BUREAU GRP
%99.23%0.454,719 4,715 156.02 156.02
%
%
10 3500 NODAK MUT GRP
%99.52%0.303,107 3,107 85.37 83.02
%
%
**STAT E TOTAL**
%100.00%100.001,049,398 891,590 115.14 115.14
%
%
1 3219 SOMPO GRP
%63.43%63.43119,952 120,467Mississippi 84.91 84.91
%
%
2 626 CHUBB LTD GRP
%73.70%10.2619,405 19,572 116.71 116.71
%
%
3 796 QBE INS GRP
%83.89%10.2019,284 19,151 76.14 76.14
%
%
4 569 FARMERS MUT HAIL INS GRP
%91.99%8.1015,308 15,510 42.19 42.19
%
%
5 212 ZURICH INS GRP
%97.27%5.289,982 9,991 88.56 88.56
%
%
6 84 AMERICAN FINANCIAL GRP
%98.47%1.202,262 2,266 161.20 161.19
%
%
7 12 AMERICAN INTL GRP
%99.39%0.931,751 2,303 83.95 83.95
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.97%0.581,095 1,098 129.82 129.92
%
%
9 176 STATE FARM GRP
%100.00%0.0356 60 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00189,095 190,417 85.14 85.14
%
%
© 2024 National Association of Insurance Commissioners
76
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%39.10%39.10231,174 231,528Missouri 72.79 72.79
%
%
2 84 AMERICAN FINANCIAL GRP
%54.23%15.1389,456 89,903 80.94 80.92
%
%
3 3219 SOMPO GRP
%66.33%12.1071,560 71,683 77.11 77.11
%
%
4 796 QBE INS GRP
%75.75%9.4255,691 55,313 66.49 66.49
%
%
5 212 ZURICH INS GRP
%84.47%8.7251,539 53,271 48.46 48.46
%
%
6 569 FARMERS MUT HAIL INS GRP
%93.18%8.7151,488 51,171 70.14 70.14
%
%
7 12 AMERICAN INTL GRP
%98.02%4.8428,618 28,018 66.81 66.81
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.33%1.317,735 6,247 114.35 114.47
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%99.71%0.382,251 2,251 71.18 78.91
%
%
10 4851 CHURCH MUT GRP
%99.89%0.181,042 896 52.77 52.77
%
%
**STAT E TOTAL**
%100.00%100.00591,229 591,265 71.65 71.68
%
%
1 626 CHUBB LTD GRP
%37.62%37.62129,133 132,584Montana 103.33 103.33
%
%
2 796 QBE INS GRP
%71.63%34.01116,732 119,164 95.21 95.22
%
%
3 212 ZURICH INS GRP
%85.98%14.3549,258 54,262 72.19 72.19
%
%
4 3219 SOMPO GRP
%91.08%5.1017,496 19,075 58.95 58.95
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%94.83%3.7512,859 13,650 130.16 130.25
%
%
6 12 AMERICAN INTL GRP
%97.96%3.1310,741 10,890 107.68 107.68
%
%
7 84 AMERICAN FINANCIAL GRP
%98.81%0.852,932 2,993 71.27 71.27
%
%
8 176 STATE FARM GRP
%99.26%0.451,551 1,732 33.21 33.21
%
%
9 4851 CHURCH MUT GRP
%99.54%0.28949 490 209.82 209.82
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%99.79%0.25860 819 41.22 44.69
%
%
**STAT E TOTAL**
%100.00%100.00343,236 356,726 93.86 93.87
%
%
1 212 ZURICH INS GRP
%24.99%24.99246,064 254,781Nebraska 123.06 123.06
%
%
2 796 QBE INS GRP
%45.87%20.88205,616 202,590 152.19 152.19
%
%
3 626 CHUBB LTD GRP
%65.30%19.43191,365 186,838 144.64 144.64
%
%
4 84 AMERICAN FINANCIAL GRP
%74.65%9.3592,034 92,166 91.46 91.45
%
%
5 569 FARMERS MUT HAIL INS GRP
%82.76%8.1179,838 81,472 139.43 139.43
%
%
6 3219 SOMPO GRP
%90.66%7.9077,803 77,756 204.14 204.14
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%95.17%4.5144,436 41,289 130.31 130.42
%
%
8 12 AMERICAN INTL GRP
%97.65%2.4824,380 24,101 194.57 194.57
%
%
9 513 IOWA FARM BUREAU GRP
%99.46%1.8217,884 17,748 221.63 221.63
%
%
10 176 STATE FARM GRP
%99.71%0.252,487 2,651 129.69 129.69
%
%
**STAT E TOTAL**
%100.00%100.00984,726 984,257 141.78 141.78
%
%
1 796 QBE INS GRP
%68.06%68.06105,565 75,229Nevada 35.95 35.95
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%76.87%8.8213,675 13,472 51.11 51.11
%
%
3 626 CHUBB LTD GRP
%85.30%8.4313,074 13,339 89.08 89.08
%
%
4 3219 SOMPO GRP
%90.20%4.907,600 4,903 65.61 65.61
%
%
5 84 AMERICAN FINANCIAL GRP
%94.96%4.767,384 7,384 35.24 35.20
%
%
6 212 ZURICH INS GRP
%98.94%3.986,171 7,362 34.36 34.36
%
%
7 513 IOWA FARM BUREAU GRP
%99.61%0.661,030 865 37.16 37.16
%
%
8 968 AXA INS GRP
%99.96%0.36555 555 34.72 34.72
%
%
9 569 FARMERS MUT HAIL INS GRP
%100.00%0.0457 140 60.57 60.57
%
%
**STAT E TOTAL**
%100.00%100.00155,110 123,247 44.43 44.43
%
%
1 212 ZURICH INS GRP
%79.17%79.17478 414New Hampshire 208.41 208.41
%
%
2 626 CHUBB LTD GRP
%91.74%12.5776 51 201.69 201.69
%
%
3 796 QBE INS GRP
%100.00%8.2650 56 195.63 195.63
%
%
**STAT E TOTAL**
%100.00%100.00604 525 199.99 199.99
%
%
© 2024 National Association of Insurance Commissioners
77
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%50.09%50.093,964 3,474New Jersey 164.43 164.43
%
%
2 626 CHUBB LTD GRP
%88.39%38.303,031 3,095 160.95 160.95
%
%
3 796 QBE INS GRP
%94.14%5.74455 411 61.91 61.91
%
%
4 12 AMERICAN INTL GRP
%97.26%3.12247 281 153.51 153.51
%
%
5 569 FARMERS MUT HAIL INS GRP
%98.76%1.50119 122 N/A N/A
6 3219 SOMPO GRP
%100.00%1.2498 99 N/A N/A
**STAT E TOTAL**
%100.00%100.007,914 7,482 141.52 141.52
%
%
1 3219 SOMPO GRP
%30.85%30.8556,013 51,762New Mexico 158.58 158.58
%
%
2 796 QBE INS GRP
%46.53%15.6828,475 10,045 156.55 156.55
%
%
3 12 AMERICAN INTL GRP
%59.60%13.0723,733 21,375 130.05 130.05
%
%
4 212 ZURICH INS GRP
%69.62%10.0218,197 18,544 195.57 195.57
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%78.75%9.1216,568 15,829 169.56 169.66
%
%
6 84 AMERICAN FINANCIAL GRP
%87.35%8.6015,615 15,075 120.42 120.43
%
%
7 626 CHUBB LTD GRP
%93.53%6.1811,219 10,173 170.98 170.98
%
%
8 569 FARMERS MUT HAIL INS GRP
%97.11%3.586,498 3,701 115.85 115.85
%
%
9 513 IOWA FARM BUREAU GRP
%99.05%1.943,522 2,868 109.85 109.85
%
%
10 4851 CHURCH MUT GRP
%99.88%0.841,516 2,313 99.19 99.19
%
%
**STAT E TOTAL**
%100.00%100.00181,573 151,901 154.14 154.16
%
%
1 212 ZURICH INS GRP
%38.06%38.0639,566 38,103New York 61.96 61.96
%
%
2 626 CHUBB LTD GRP
%71.67%33.6134,945 36,643 63.94 63.94
%
%
3 796 QBE INS GRP
%91.43%19.7620,545 19,374 89.53 89.53
%
%
4 12 AMERICAN INTL GRP
%97.57%6.146,379 5,962 73.60 73.60
%
%
5 569 FARMERS MUT HAIL INS GRP
%98.62%1.051,094 1,160 15.50 15.50
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%99.48%0.86892 901 177.37 177.37
%
%
7 3219 SOMPO GRP
%99.99%0.51532 521 N/A N/A
8 84 AMERICAN FINANCIAL GRP
%100.00%0.0112 15 N/A N/A
**STAT E TOTAL**
%100.00%100.00103,965 102,679 67.40 67.40
%
%
1 212 ZURICH INS GRP
%26.97%26.97100,191 103,966North Carolina 50.61 50.61
%
%
2 796 QBE INS GRP
%51.96%24.9992,831 93,438 46.48 46.51
%
%
3 626 CHUBB LTD GRP
%69.66%17.7065,759 66,063 51.44 51.44
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%83.45%13.8051,261 47,872 93.39 93.49
%
%
5 3219 SOMPO GRP
%88.60%5.1519,121 21,770 80.04 80.04
%
%
6 12 AMERICAN INTL GRP
%93.17%4.5716,988 17,261 71.64 71.64
%
%
7 10103 AMERICAN AGRICULTURAL INS CO
%96.00%2.8310,497 10,307 43.16 46.51
%
%
8 569 FARMERS MUT HAIL INS GRP
%98.13%2.137,908 7,911 7.27 6.83
%
%
9 84 AMERICAN FINANCIAL GRP
%100.00%1.876,958 6,957 47.34 47.34
%
%
**STAT E TOTAL**
%100.00%100.00371,513 375,546 56.68 56.78
%
%
© 2024 National Association of Insurance Commissioners
78
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 796 QBE INS GRP
%34.33%34.33516,844 509,931North Dakota 59.86 59.86
%
%
2 626 CHUBB LTD GRP
%58.04%23.70356,851 355,653 68.87 68.87
%
%
3 212 ZURICH INS GRP
%75.68%17.65265,683 267,621 45.06 45.06
%
%
4 3219 SOMPO GRP
%85.07%9.38141,249 141,496 69.00 69.00
%
%
5 84 AMERICAN FINANCIAL GRP
%92.55%7.48112,580 112,579 55.37 55.62
%
%
6 3500 NODAK MUT GRP
%95.14%2.6039,073 39,073 37.41 36.79
%
%
7 569 FARMERS MUT HAIL INS GRP
%97.68%2.5438,240 38,193 48.06 48.06
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%98.75%1.0716,128 16,011 64.96 65.06
%
%
9 12 AMERICAN INTL GRP
%99.49%0.7311,049 11,162 67.63 67.63
%
%
10 4851 CHURCH MUT GRP
%99.69%0.213,107 2,845 32.39 32.39
%
%
**STAT E TOTAL**
%100.00%100.001,505,435 1,499,803 59.02 59.03
%
%
1 212 ZURICH INS GRP
%18.29%18.2975,582 77,711Ohio 10.51 10.51
%
%
2 796 QBE INS GRP
%36.50%18.2175,260 72,558 35.27 35.27
%
%
3 626 CHUBB LTD GRP
%52.90%16.4067,781 68,843 N/A N/A
4 12 AMERICAN INTL GRP
%65.25%12.3551,039 50,109 25.38 25.38
%
%
5 569 FARMERS MUT HAIL INS GRP
%76.38%11.1346,004 46,575 1.65 1.65
%
%
6 3219 SOMPO GRP
%85.66%9.2838,350 38,725 12.94 12.94
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%93.09%7.4330,714 30,578 64.45 64.55
%
%
8 84 AMERICAN FINANCIAL GRP
%99.09%6.0024,815 24,959 29.92 29.92
%
%
9 513 IOWA FARM BUREAU GRP
%99.73%0.632,615 3,755 179.10 179.10
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%99.86%0.13547 516 151.45 151.45
%
%
**STAT E TOTAL**
%100.00%100.00413,294 414,931 19.92 19.93
%
%
1 3219 SOMPO GRP
%23.73%23.7387,086 98,770Oklahoma 146.63 146.63
%
%
2 796 QBE INS GRP
%46.31%22.5882,877 85,837 146.12 146.12
%
%
3 12 AMERICAN INTL GRP
%60.47%14.1751,996 52,251 181.37 181.37
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%72.55%12.0844,344 47,914 230.60 230.69
%
%
5 212 ZURICH INS GRP
%83.45%10.9040,001 47,896 161.53 161.53
%
%
6 84 AMERICAN FINANCIAL GRP
%89.81%6.3623,328 23,001 148.67 148.72
%
%
7 626 CHUBB LTD GRP
%93.97%4.1615,264 16,064 171.42 171.42
%
%
8 10103 AMERICAN AGRICULTURAL INS CO
%97.02%3.0611,221 11,183 135.96 142.80
%
%
9 569 FARMERS MUT HAIL INS GRP
%99.31%2.298,405 8,659 92.09 92.09
%
%
10 4851 CHURCH MUT GRP
%99.73%0.421,544 2,045 76.57 76.57
%
%
**STAT E TOTAL**
%100.00%100.00367,040 394,508 162.85 163.06
%
%
1 796 QBE INS GRP
%35.49%35.4964,468 49,123Oregon 64.62 64.62
%
%
2 626 CHUBB LTD GRP
%62.64%27.1549,322 44,857 222.54 222.54
%
%
3 3219 SOMPO GRP
%77.24%14.6026,527 22,106 106.07 106.07
%
%
4 212 ZURICH INS GRP
%91.46%14.2225,830 26,974 194.19 194.19
%
%
5 84 AMERICAN FINANCIAL GRP
%94.33%2.875,214 5,258 109.00 109.03
%
%
6 968 AXA INS GRP
%96.41%2.083,775 3,775 102.38 102.38
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%98.20%1.793,257 3,728 114.22 114.31
%
%
8 569 FARMERS MUT HAIL INS GRP
%99.77%1.572,858 2,318 127.66 127.66
%
%
9 4851 CHURCH MUT GRP
%100.00%0.23411 201 224.74 224.74
%
%
**STAT E TOTAL**
%100.00%100.00181,662 158,340 141.88 141.89
%
%
© 2024 National Association of Insurance Commissioners
79
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%33.00%33.0026,194 26,703Pennsylvania 81.21 81.21
%
%
2 212 ZURICH INS GRP
%52.89%19.8915,790 15,006 50.24 50.24
%
%
3 12 AMERICAN INTL GRP
%70.21%17.3213,749 13,365 65.63 65.63
%
%
4 569 FARMERS MUT HAIL INS GRP
%81.69%11.489,111 9,281 88.02 88.02
%
%
5 3219 SOMPO GRP
%89.17%7.485,936 5,918 N/A N/A
6 796 QBE INS GRP
%95.96%6.795,393 5,527 66.18 66.19
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%98.62%2.662,112 1,810 83.29 83.41
%
%
8 10103 AMERICAN AGRICULTURAL INS CO
%99.93%1.311,041 1,321 132.41 132.41
%
%
9 84 AMERICAN FINANCIAL GRP
%100.00%0.0753 26 33.22 33.22
%
%
**STAT E TOTAL**
%100.00%100.0079,380 78,957 62.89 62.89
%
%
1 212 ZURICH INS GRP
%74.68%74.68151 172Rhode Island 89.44 89.44
%
%
2 796 QBE INS GRP
%97.23%22.5646 41 186.86 186.86
%
%
3 626 CHUBB LTD GRP
%100.00%2.776 6 138.15 138.15
%
%
**STAT E TOTAL**
%100.00%100.00202 220 108.14 108.14
%
%
1 626 CHUBB LTD GRP
%25.50%25.5035,448 35,580South Carolina 85.39 85.39
%
%
2 569 FARMERS MUT HAIL INS GRP
%44.97%19.4727,066 27,617 126.41 126.41
%
%
3 796 QBE INS GRP
%59.63%14.6620,379 20,935 37.61 37.61
%
%
4 3219 SOMPO GRP
%73.48%13.8419,245 19,730 89.21 89.21
%
%
5 212 ZURICH INS GRP
%84.76%11.2815,684 15,819 59.15 59.15
%
%
6 84 AMERICAN FINANCIAL GRP
%95.70%10.9415,214 15,179 55.15 55.15
%
%
7 12 AMERICAN INTL GRP
%98.79%3.094,296 4,520 97.48 97.48
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%1.211,676 1,681 133.86 133.96
%
%
**STAT E TOTAL**
%100.00%100.00139,007 141,062 81.63 81.63
%
%
1 626 CHUBB LTD GRP
%34.52%34.52412,855 417,835South Dakota 93.65 93.65
%
%
2 796 QBE INS GRP
%51.90%17.38207,887 205,840 77.39 77.39
%
%
3 212 ZURICH INS GRP
%64.30%12.40148,322 156,874 48.27 48.27
%
%
4 84 AMERICAN FINANCIAL GRP
%74.24%9.94118,858 119,685 49.50 49.50
%
%
5 3219 SOMPO GRP
%82.33%8.0996,731 97,882 69.30 69.30
%
%
6 569 FARMERS MUT HAIL INS GRP
%89.30%6.9783,364 81,836 68.05 68.05
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%93.69%4.3952,519 52,613 67.72 67.82
%
%
8 12 AMERICAN INTL GRP
%97.41%3.7244,497 44,083 85.51 85.51
%
%
9 4851 CHURCH MUT GRP
%99.37%1.9623,392 20,445 87.52 87.52
%
%
10 513 IOWA FARM BUREAU GRP
%99.81%0.455,324 5,311 49.75 49.75
%
%
**STAT E TOTAL**
%100.00%100.001,195,972 1,204,804 75.11 75.11
%
%
1 796 QBE INS GRP
%23.51%23.5131,263 32,205Tennessee 64.51 64.51
%
%
2 626 CHUBB LTD GRP
%42.07%18.5624,688 24,861 59.43 59.43
%
%
3 3219 SOMPO GRP
%59.63%17.5623,359 25,277 80.01 80.01
%
%
4 569 FARMERS MUT HAIL INS GRP
%72.61%12.9817,258 16,771 82.82 82.82
%
%
5 212 ZURICH INS GRP
%85.58%12.9717,254 18,616 72.25 72.25
%
%
6 12 AMERICAN INTL GRP
%91.73%6.148,170 8,138 68.62 68.62
%
%
7 4977 PALOMAR HOLDINGS GRP
%94.59%2.863,808 3,626 76.64 76.64
%
%
8 84 AMERICAN FINANCIAL GRP
%97.01%2.423,216 3,228 31.14 31.14
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.05%2.042,718 2,793 91.04 91.14
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%100.00%0.951,263 1,260 26.44 31.12
%
%
**STAT E TOTAL**
%100.00%100.00132,996 136,776 69.72 69.76
%
%
© 2024 National Association of Insurance Commissioners
80
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3219 SOMPO GRP
%32.28%32.28639,478 738,737Texas 143.25 143.25
%
%
2 796 QBE INS GRP
%49.50%17.22341,116 265,954 145.11 145.11
%
%
3 626 CHUBB LTD GRP
%63.82%14.32283,678 272,728 202.46 202.46
%
%
4 212 ZURICH INS GRP
%74.98%11.16221,110 215,862 115.58 115.58
%
%
5 12 AMERICAN INTL GRP
%82.67%7.69152,240 145,447 155.68 155.68
%
%
6 84 AMERICAN FINANCIAL GRP
%87.69%5.0299,483 98,013 124.18 124.22
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%92.56%4.8796,504 98,783 189.67 189.76
%
%
8 968 AXA INS GRP
%95.92%3.3566,424 69,148 140.64 140.58
%
%
9 569 FARMERS MUT HAIL INS GRP
%98.96%3.0460,194 52,772 122.91 122.91
%
%
10 4851 CHURCH MUT GRP
%99.71%0.7514,869 22,607 102.97 102.97
%
%
**STAT E TOTAL**
%100.00%100.001,980,925 1,985,307 149.72 149.72
%
%
1 796 QBE INS GRP
%48.78%48.7824,390 16,217Utah 65.15 65.15
%
%
2 513 IOWA FARM BUREAU GRP
%68.49%19.719,858 9,816 83.00 83.00
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%76.90%8.414,203 4,015 35.11 35.11
%
%
4 626 CHUBB LTD GRP
%84.17%7.273,634 3,663 139.58 139.58
%
%
5 3219 SOMPO GRP
%90.09%5.922,961 2,697 322.40 322.40
%
%
6 84 AMERICAN FINANCIAL GRP
%95.56%5.472,735 2,735 106.08 106.08
%
%
7 4851 CHURCH MUT GRP
%98.89%3.331,665 0 N/A N/A
8 212 ZURICH INS GRP
%99.61%0.72359 426 24.28 24.28
%
%
9 569 FARMERS MUT HAIL INS GRP
%100.00%0.44221 1,958 57.64 57.64
%
%
10 968 AXA INS GRP
%100.00%0.0420 20 38.18 38.18
%
%
**STAT E TOTAL**
%100.00%100.0050,003 41,602 91.52 91.52
%
%
1 626 CHUBB LTD GRP
%49.78%49.782,523 2,829Vermont 172.94 172.94
%
%
2 212 ZURICH INS GRP
%82.44%32.661,655 2,621 47.31 47.31
%
%
3 796 QBE INS GRP
%97.86%15.42781 835 214.11 214.11
%
%
4 12 AMERICAN INTL GRP
%99.47%1.6182 73 83.98 83.98
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%99.85%0.3819 20 122.05 122.14
%
%
6 10103 AMERICAN AGRICULTURAL INS CO
%100.00%0.158 77 161.10 161.10
%
%
**STAT E TOTAL**
%100.00%100.005,068 6,474 125.53 125.53
%
%
1 212 ZURICH INS GRP
%51.27%51.2754,900 56,681Virginia 44.15 44.15
%
%
2 626 CHUBB LTD GRP
%71.42%20.1521,581 21,458 68.39 68.39
%
%
3 796 QBE INS GRP
%84.62%13.2014,137 13,198 128.31 128.31
%
%
4 10103 AMERICAN AGRICULTURAL INS CO
%92.20%7.588,112 8,086 52.84 56.68
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%95.44%3.253,477 3,402 98.21 98.31
%
%
6 569 FARMERS MUT HAIL INS GRP
%98.69%3.253,475 3,475 N/A N/A
7 12 AMERICAN INTL GRP
%99.39%0.70749 671 115.32 115.32
%
%
8 3219 SOMPO GRP
%99.92%0.53569 653 14.78 14.78
%
%
9 84 AMERICAN FINANCIAL GRP
%100.00%0.0886 86 14.09 14.09
%
%
**STAT E TOTAL**
%100.00%100.00107,087 107,710 60.33 60.62
%
%
© 2024 National Association of Insurance Commissioners
81
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.2 - Multiple Peril Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%33.23%33.23111,761 111,233Washington 181.19 181.19
%
%
2 212 ZURICH INS GRP
%56.79%23.5679,213 76,759 213.38 213.38
%
%
3 968 AXA INS GRP
%70.78%13.9947,038 47,038 133.46 133.46
%
%
4 796 QBE INS GRP
%83.42%12.6542,530 43,445 171.39 171.39
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%90.74%7.3124,595 22,768 202.31 202.42
%
%
6 84 AMERICAN FINANCIAL GRP
%96.28%5.5418,643 19,183 168.24 168.35
%
%
7 3219 SOMPO GRP
%99.22%2.949,880 13,450 28.86 28.86
%
%
8 176 STATE FARM GRP
%99.74%0.521,752 1,525 347.74 347.74
%
%
9 569 FARMERS MUT HAIL INS GRP
%100.00%0.26870 817 76.92 76.92
%
%
**STAT E TOTAL**
%100.00%100.00336,282 336,219 175.70 175.72
%
%
1 626 CHUBB LTD GRP
%52.23%52.232,269 2,285West Virginia 103.63 103.63
%
%
2 212 ZURICH INS GRP
%93.35%41.121,787 1,834 33.39 33.39
%
%
3 12 AMERICAN INTL GRP
%97.32%3.97172 168 29.09 29.09
%
%
4 796 QBE INS GRP
%98.99%1.6772 76 329.93 329.93
%
%
5 569 FARMERS MUT HAIL INS GRP
%99.67%0.6930 30 N/A N/A
6 3219 SOMPO GRP
%100.00%0.3314 14 N/A N/A
**STAT E TOTAL**
%100.00%100.004,345 4,407 74.30 74.30
%
%
1 212 ZURICH INS GRP
%26.75%26.75104,794 110,351Wisconsin 52.59 52.59
%
%
2 796 QBE INS GRP
%49.28%22.5388,239 90,173 89.37 89.37
%
%
3 626 CHUBB LTD GRP
%61.72%12.4448,737 48,730 50.59 50.59
%
%
4 84 AMERICAN FINANCIAL GRP
%74.15%12.4348,683 49,854 53.09 53.82
%
%
5 12 AMERICAN INTL GRP
%84.63%10.4841,060 41,345 42.29 42.29
%
%
6 569 FARMERS MUT HAIL INS GRP
%94.53%9.9038,788 39,478 82.96 82.96
%
%
7 3219 SOMPO GRP
%96.98%2.449,562 9,768 51.58 51.58
%
%
8 15091 RURAL MUT INS CO
%98.16%1.184,624 4,984 74.47 78.33
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.06%0.903,543 3,534 190.52 190.62
%
%
10 176 STATE FARM GRP
%99.53%0.471,824 1,977 36.10 36.10
%
%
**STAT E TOTAL**
%100.00%100.00391,709 401,797 64.63 64.77
%
%
1 796 QBE INS GRP
%42.98%42.9825,951 18,364Wyoming 63.75 63.75
%
%
2 626 CHUBB LTD GRP
%58.35%15.379,282 8,687 53.06 53.06
%
%
3 212 ZURICH INS GRP
%72.73%14.398,686 9,092 20.74 20.74
%
%
4 3219 SOMPO GRP
%84.93%12.197,362 7,015 70.54 70.54
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%89.25%4.332,612 2,445 49.21 49.21
%
%
6 4851 CHURCH MUT GRP
%92.80%3.552,142 121 20.80 20.80
%
%
7 569 FARMERS MUT HAIL INS GRP
%96.09%3.291,989 2,109 176.09 176.09
%
%
8 10103 AMERICAN AGRICULTURAL INS CO
%97.97%1.871,131 1,073 46.55 62.57
%
%
9 84 AMERICAN FINANCIAL GRP
%99.00%1.03623 623 44.61 44.60
%
%
10 12 AMERICAN INTL GRP
%99.49%0.49296 286 102.31 102.31
%
%
**STAT E TOTAL**
%100.00%100.0060,383 50,152 58.42 58.77
%
%
1 158 FAIRFAX FIN GRP
%100.00%100.001,017,319 1,055,469Agg. Other Alien 124.73 124.93
%
%
**STAT E TOTAL**
%100.00%100.001,017,319 1,055,469 124.73 124.93
%
%
© 2024 National Association of Insurance Commissioners
82
02.3—Federal Flood
© 2024 National Association of Insurance Commissioners
83
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11523 WRIGHT NATL FLOOD INS CO
%28.14%28.14883,352 804,388 47.03 47.13
%
%
2 19 ASSURANT INC GRP
%42.20%14.06441,394 441,689 73.38 73.38
%
%
3 8 ALLSTATE INS GRP
%53.33%11.13349,362 327,012 30.36 30.36
%
%
4 242 SELECTIVE INS GRP
%63.07%9.74305,609 279,087 25.49 27.03
%
%
5 91 HARTFORD FIRE & CAS GRP
%70.95%7.89247,567 234,986 268.48 279.16
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.10%5.15161,619 155,064 31.07 33.83
%
%
7 155 PROGRESSIVE GRP
%80.18%4.08128,095 121,725 N/A N/A
8 69 FARMERS INS GRP
%84.17%3.99125,384 119,271 24.74 24.74
%
%
9 689 BANKERS INS GRP
%86.59%2.4275,915 68,627 36.36 36.29
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%88.48%1.8859,168 57,153 33.76 34.56
%
%
11 473 AMERICAN FAMILY INS GRP
%90.01%1.5348,149 47,901 101.83 101.95
%
%
12 280 AUTO OWNERS GRP
%91.53%1.5247,810 45,929 27.43 29.67
%
%
13 111 LIBERTY MUT GRP
%92.57%1.0332,426 33,901 36.82 38.13
%
%
14 5074 HALE PARTNERSHIP GRP
%93.25%0.6821,298 10,798 249.02 249.02
%
%
15 483 SOUTHERN FARM BUREAU CAS GRP
%93.90%0.6620,680 20,253 16.27 17.97
%
%
16 4773 FRONTLINE INS GRP
%94.54%0.6420,069 17,789 33.31 33.32
%
%
17 55 AUTOMOBILE CLUB MI GRP
%95.12%0.5818,178 17,149 35.26 39.69
%
%
18 4969 TRISURA GRP
%95.66%0.5416,871 9,228 57.66 50.22
%
%
19 4882 GULF STATES GRP
%96.16%0.5015,740 13,182 3.01 3.01
%
%
20 796 QBE INS GRP
%96.63%0.4714,735 13,381 71.44 78.06
%
%
21 4715 MS & AD INS GRP
%97.07%0.4413,781 11,756 0.54 0.55
%
%
22 324 NORTH CAROLINA FARM BUREAU GRP
%97.49%0.4213,094 13,094 2.41 2.41
%
%
23 225 IAT REINS CO GRP
%97.88%0.4012,427 12,427 0.00 0.00
%
%
24 71 UNIVERSAL INS CO GRP
%98.24%0.3511,055 10,130 N/A N/A
25 1278 CSAA INS GRP
%98.57%0.3410,534 9,732 42.57 42.57
%
%
26 408 BROOKFIELD REINS LTD GRP
%98.88%0.319,731 9,569 4.30 4.30
%
%
27 4674 BARRINGTON CAPITAL GRP
%99.11%0.237,109 6,523 31.09 35.19
%
%
28 4962 AU HOLDING CO GRP
%99.32%0.216,528 6,383 23.38 23.38
%
%
29 411 MAPFRE INS GRP
%99.48%0.175,270 5,390 36.54 36.50
%
%
30 12359 AMERICAN TRADITIONS INS CO
%99.57%0.092,764 2,239 111.68 111.68
%
%
31 533 SOUTH CAROLINA FARM BUREAU MUT GRP
%99.64%0.072,295 2,229 21.15 22.19
%
%
32 1227 PALISADES GRP
%99.71%0.072,064 2,107 6.12 6.58
%
%
33 561 GEORGIA FARM BUREAU GRP
%99.77%0.061,772 1,772 0.00 0.00
%
%
34 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%99.81%0.041,396 1,380 13.47 13.92
%
%
35 3593 USIC GRP
%99.85%0.041,181 1,038 64.75 69.90
%
%
36 5028 SAFEPOINT HOLDINGS INC GRP
%99.89%0.041,176 865 11.15 11.15
%
%
37 195 UNION MUTUAL FIRE INS GRP
%99.92%0.041,122 1,058 754.32 754.32
%
%
38 203 VIRGINIA FARM BUREAU GRP
%99.96%0.031,055 1,055 0.00 0.00
%
%
39 415 PLYMOUTH ROCK INS GRP
%99.97%0.02577 600 26.94 27.41
%
%
40 106 ISLAND INS CO GRP
%99.99%0.01453 453 17.62 17.62
%
%
41 15816 ALLIED TRUST INS CO
%100.00%0.01279 257 0.00 0.00
%
%
42 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%100.00%0.00112 114 54.34 53.17
%
%
43 4718 TIPTREE FIN GRP
%100.00%0.0087 30 60.00 60.00
%
%
44 31186 BALDWIN MUT INS CO
%100.00%0.0056 56 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.003,139,165 2,938,677 59.57 60.91
%
%
© 2024 National Association of Insurance Commissioners
84
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11523 WRIGHT NATL FLOOD INS CO
%28.14%28.14883,352 804,388 47.03 47.13
%
%
2 19 ASSURANT INC GRP
%42.20%14.06441,394 441,689 73.38 73.38
%
%
3 8 ALLSTATE INS GRP
%53.33%11.13349,362 327,012 30.36 30.36
%
%
4 242 SELECTIVE INS GRP
%63.07%9.74305,609 279,087 25.49 27.03
%
%
5 91 HARTFORD FIRE & CAS GRP
%70.95%7.89247,567 234,986 268.48 279.16
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.10%5.15161,619 155,064 31.07 33.83
%
%
7 155 PROGRESSIVE GRP
%80.18%4.08128,095 121,725 N/A N/A
8 69 FARMERS INS GRP
%84.17%3.99125,384 119,271 24.74 24.74
%
%
9 689 BANKERS INS GRP
%86.59%2.4275,915 68,627 36.36 36.29
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%88.48%1.8859,168 57,153 33.76 34.56
%
%
11 473 AMERICAN FAMILY INS GRP
%90.01%1.5348,149 47,901 101.83 101.95
%
%
12 280 AUTO OWNERS GRP
%91.53%1.5247,810 45,929 27.43 29.67
%
%
13 111 LIBERTY MUT GRP
%92.57%1.0332,426 33,901 36.82 38.13
%
%
14 5074 HALE PARTNERSHIP GRP
%93.25%0.6821,298 10,798 249.02 249.02
%
%
15 483 SOUTHERN FARM BUREAU CAS GRP
%93.90%0.6620,680 20,253 16.27 17.97
%
%
16 4773 FRONTLINE INS GRP
%94.54%0.6420,069 17,789 33.31 33.32
%
%
17 55 AUTOMOBILE CLUB MI GRP
%95.12%0.5818,178 17,149 35.26 39.69
%
%
18 4969 TRISURA GRP
%95.66%0.5416,871 9,228 57.66 50.22
%
%
19 4882 GULF STATES GRP
%96.16%0.5015,740 13,182 3.01 3.01
%
%
20 796 QBE INS GRP
%96.63%0.4714,735 13,381 71.44 78.06
%
%
21 4715 MS & AD INS GRP
%97.07%0.4413,781 11,756 0.54 0.55
%
%
22 324 NORTH CAROLINA FARM BUREAU GRP
%97.49%0.4213,094 13,094 2.41 2.41
%
%
23 225 IAT REINS CO GRP
%97.88%0.4012,427 12,427 0.00 0.00
%
%
24 71 UNIVERSAL INS CO GRP
%98.24%0.3511,055 10,130 N/A N/A
25 1278 CSAA INS GRP
%98.57%0.3410,534 9,732 42.57 42.57
%
%
26 408 BROOKFIELD REINS LTD GRP
%98.88%0.319,731 9,569 4.30 4.30
%
%
27 4674 BARRINGTON CAPITAL GRP
%99.11%0.237,109 6,523 31.09 35.19
%
%
28 4962 AU HOLDING CO GRP
%99.32%0.216,528 6,383 23.38 23.38
%
%
29 411 MAPFRE INS GRP
%99.48%0.175,270 5,390 36.54 36.50
%
%
30 12359 AMERICAN TRADITIONS INS CO
%99.57%0.092,764 2,239 111.68 111.68
%
%
31 533 SOUTH CAROLINA FARM BUREAU MUT GRP
%99.64%0.072,295 2,229 21.15 22.19
%
%
32 1227 PALISADES GRP
%99.71%0.072,064 2,107 6.12 6.58
%
%
33 561 GEORGIA FARM BUREAU GRP
%99.77%0.061,772 1,772 0.00 0.00
%
%
34 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%99.81%0.041,396 1,380 13.47 13.92
%
%
35 3593 USIC GRP
%99.85%0.041,181 1,038 64.75 69.90
%
%
36 5028 SAFEPOINT HOLDINGS INC GRP
%99.89%0.041,176 865 11.15 11.15
%
%
37 195 UNION MUTUAL FIRE INS GRP
%99.92%0.041,122 1,058 754.32 754.32
%
%
38 203 VIRGINIA FARM BUREAU GRP
%99.96%0.031,055 1,055 0.00 0.00
%
%
39 415 PLYMOUTH ROCK INS GRP
%99.97%0.02577 600 26.94 27.41
%
%
40 106 ISLAND INS CO GRP
%99.99%0.01453 453 17.62 17.62
%
%
41 15816 ALLIED TRUST INS CO
%100.00%0.01279 257 0.00 0.00
%
%
42 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%100.00%0.00112 114 54.34 53.17
%
%
43 4718 TIPTREE FIN GRP
%100.00%0.0087 30 60.00 60.00
%
%
44 31186 BALDWIN MUT INS CO
%100.00%0.0056 56 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.003,139,165 2,938,677 59.57 60.91
%
%
© 2024 National Association of Insurance Commissioners
85
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11523 WRIGHT NATL FLOOD INS CO
%20.26%20.265,888 5,714Alabama 19.96 19.96
%
%
2 19 ASSURANT INC GRP
%39.41%19.155,564 5,822 8.30 8.30
%
%
3 242 SELECTIVE INS GRP
%55.38%15.974,642 4,237 0.88 1.02
%
%
4 8 ALLSTATE INS GRP
%64.81%9.432,741 2,587 1.11 1.11
%
%
5 280 AUTO OWNERS GRP
%74.07%9.262,690 2,488 10.58 12.94
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.20%7.132,072 2,020 14.91 15.19
%
%
7 69 FARMERS INS GRP
%86.12%4.921,429 1,388 3.56 3.56
%
%
8 91 HARTFORD FIRE & CAS GRP
%90.60%4.481,303 1,259 5.61 5.94
%
%
9 4969 TRISURA GRP
%92.98%2.38692 )(15 N/A N/A
10 155 PROGRESSIVE GRP
%94.68%1.70495 469 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0029,061 27,434 9.91 10.15
%
%
1 8 ALLSTATE INS GRP
%28.88%28.88204 210Alaska 101.20 101.20
%
%
2 91 HARTFORD FIRE & CAS GRP
%47.32%18.43130 151 32.51 34.38
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.44%15.12107 112 793.04 802.19
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%76.72%14.28101 101 107.26 107.26
%
%
5 242 SELECTIVE INS GRP
%89.71%12.9992 79 1.98 2.05
%
%
6 19 ASSURANT INC GRP
%96.16%6.4545 59 248.01 248.01
%
%
7 4715 MS & AD INS GRP
%98.07%1.9113 9 0.31 0.33
%
%
8 473 AMERICAN FAMILY INS GRP
%98.69%0.624 5 0.00 0.00
%
%
9 69 FARMERS INS GRP
%99.19%0.5044N/AN/A
10 111 LIBERTY MUT GRP
%99.54%0.352 2 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00705 736 191.52 193.31
%
%
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%13.11%13.111,812 1,841Arizona 2.30 3.55
%
%
2 69 FARMERS INS GRP
%25.91%12.801,770 1,777 N/A N/A
3 11523 WRIGHT NATL FLOOD INS CO
%36.66%10.751,487 1,452 5.77 5.77
%
%
4 242 SELECTIVE INS GRP
%47.16%10.501,451 1,390 21.31 22.78
%
%
5 19 ASSURANT INC GRP
%57.40%10.241,416 1,385 18.49 18.49
%
%
6 8 ALLSTATE INS GRP
%66.80%9.401,299 1,296 16.82 16.82
%
%
7 91 HARTFORD FIRE & CAS GRP
%75.75%8.951,238 1,235 7.02 7.50
%
%
8 473 AMERICAN FAMILY INS GRP
%81.31%5.56768 808 1.78 2.15
%
%
9 155 PROGRESSIVE GRP
%86.30%4.99690 687 0.00 0.00
%
%
10 280 AUTO OWNERS GRP
%91.00%4.71651 690 0.00 0.08
%
%
**STAT E TOTAL**
%100.00%100.0013,825 13,679 8.59 9.02
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%17.35%17.351,440 1,497Arkansas 25.52 25.52
%
%
2 19 ASSURANT INC GRP
%34.27%16.921,404 1,488 16.10 16.10
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%46.30%12.03998 1,004 14.21 17.10
%
%
4 280 AUTO OWNERS GRP
%56.95%10.64883 834 31.00 32.77
%
%
5 8 ALLSTATE INS GRP
%65.88%8.93741 713 2.17 2.17
%
%
6 69 FARMERS INS GRP
%72.14%6.26520 521 104.97 104.97
%
%
7 91 HARTFORD FIRE & CAS GRP
%78.40%6.25519 506 1.70 2.13
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%84.55%6.15511 501 18.96 19.37
%
%
9 242 SELECTIVE INS GRP
%90.70%6.15510 403 3.36 3.59
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%92.51%1.81150 148 67.19 67.19
%
%
**STAT E TOTAL**
%100.00%100.008,298 8,247 23.91 24.33
%
%
© 2024 National Association of Insurance Commissioners
86
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 69 FARMERS INS GRP
%18.17%18.1724,303 23,285California 68.19 68.19
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%34.57%16.4021,928 21,483 47.33 47.33
%
%
3 91 HARTFORD FIRE & CAS GRP
%49.68%15.1120,214 19,389 61.43 64.43
%
%
4 19 ASSURANT INC GRP
%61.86%12.1816,295 16,332 45.90 45.90
%
%
5 8 ALLSTATE INS GRP
%71.01%9.1412,230 11,850 56.30 56.30
%
%
6 1278 CSAA INS GRP
%77.61%6.608,827 8,383 47.88 47.88
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%83.95%6.348,480 8,045 82.90 86.95
%
%
8 242 SELECTIVE INS GRP
%89.82%5.877,857 6,688 40.68 43.20
%
%
9 4715 MS & AD INS GRP
%93.16%3.344,469 3,663 N/A N/A
10 111 LIBERTY MUT GRP
%94.93%1.762,358 2,378 0.00 N/A
%
**STAT E TOTAL**
%100.00%100.00133,746 127,822 53.36 54.24
%
%
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%14.50%14.501,698 1,644Colorado 19.67 22.47
%
%
2 91 HARTFORD FIRE & CAS GRP
%28.07%13.571,588 1,556 2.45 2.86
%
%
3 69 FARMERS INS GRP
%39.47%11.411,336 1,308 N/A N/A
4 19 ASSURANT INC GRP
%50.86%11.391,333 1,390 15.56 15.56
%
%
5 242 SELECTIVE INS GRP
%61.66%10.801,265 1,133 1.28 1.84
%
%
6 11523 WRIGHT NATL FLOOD INS CO
%71.83%10.171,191 1,212 0.74 0.74
%
%
7 473 AMERICAN FAMILY INS GRP
%80.49%8.661,014 971 5.63 5.85
%
%
8 8 ALLSTATE INS GRP
%85.54%5.05591 588 16.97 16.97
%
%
9 280 AUTO OWNERS GRP
%89.80%4.26499 481 63.88 66.55
%
%
10 155 PROGRESSIVE GRP
%92.76%2.97347 358 0.68 0.68
%
%
**STAT E TOTAL**
%100.00%100.0011,708 11,471 10.06 10.78
%
%
1 19 ASSURANT INC GRP
%27.73%27.7310,210 10,084Connecticut 5.47 5.47
%
%
2 91 HARTFORD FIRE & CAS GRP
%42.15%14.425,311 5,055 2.83 3.23
%
%
3 242 SELECTIVE INS GRP
%56.05%13.905,117 4,679 9.26 9.71
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%67.26%11.214,128 3,934 4.86 4.86
%
%
5 8 ALLSTATE INS GRP
%75.18%7.912,914 2,693 5.33 5.33
%
%
6 411 MAPFRE INS GRP
%83.01%7.832,883 2,955 9.82 9.82
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.50%5.502,024 1,966 10.70 11.15
%
%
8 111 LIBERTY MUT GRP
%90.95%2.45903 932 10.32 10.71
%
%
9 69 FARMERS INS GRP
%93.35%2.40882 811 2.12 2.12
%
%
10 155 PROGRESSIVE GRP
%95.17%1.82672 604 3.04 3.04
%
%
**STAT E TOTAL**
%100.00%100.0036,821 35,409 7.56 7.72
%
%
1 242 SELECTIVE INS GRP
%36.17%36.175,363 5,054Delaware 2.37 2.54
%
%
2 19 ASSURANT INC GRP
%62.86%26.693,957 3,890 N/A N/A
3 11523 WRIGHT NATL FLOOD INS CO
%71.02%8.161,210 1,146 1.35 1.35
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.11%8.091,199 1,130 11.41 11.93
%
%
5 91 HARTFORD FIRE & CAS GRP
%85.74%6.63983 921 78.99 81.11
%
%
6 8 ALLSTATE INS GRP
%90.03%4.29636 588 0.11 0.11
%
%
7 155 PROGRESSIVE GRP
%92.73%2.70400 372 1.59 1.59
%
%
8 111 LIBERTY MUT GRP
%94.27%1.54229 243 0.00 0.00
%
%
9 4969 TRISURA GRP
%95.60%1.33197 228 47.80 43.34
%
%
10 1278 CSAA INS GRP
%96.84%1.25185 92 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0014,825 14,088 7.89 8.06
%
%
© 2024 National Association of Insurance Commissioners
87
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%23.57%23.57245 269District Of Columbia 1.85 1.85
%
%
2 242 SELECTIVE INS GRP
%37.81%14.24148 111 4.23 4.37
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%51.93%14.12147 149 6.96 6.90
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.57%12.64132 132 11.90 14.35
%
%
5 91 HARTFORD FIRE & CAS GRP
%76.72%12.15127 124 0.00 0.38
%
%
6 11523 WRIGHT NATL FLOOD INS CO
%86.07%9.3597 119 0.43 0.43
%
%
7 4969 TRISURA GRP
%91.02%4.9552 )(76 N/A N/A
8 8 ALLSTATE INS GRP
%93.84%2.8229 29 0.00 0.00
%
%
9 473 AMERICAN FAMILY INS GRP
%96.31%2.4726 30 3,626.30 3,626.30
%
%
10 111 LIBERTY MUT GRP
%97.36%1.0511 11 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,042 924 124.25 123.84
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%37.50%37.50427,865 372,617Florida 93.28 93.38
%
%
2 19 ASSURANT INC GRP
%47.85%10.36118,174 112,989 221.69 221.69
%
%
3 8 ALLSTATE INS GRP
%57.88%10.02114,391 103,097 61.49 61.49
%
%
4 91 HARTFORD FIRE & CAS GRP
%65.15%7.2782,977 75,005 785.72 816.24
%
%
5 155 PROGRESSIVE GRP
%71.46%6.3172,033 66,991 N/A N/A
6 242 SELECTIVE INS GRP
%77.70%6.2471,161 60,456 65.39 69.23
%
%
7 689 BANKERS INS GRP
%82.44%4.7454,061 46,960 50.36 50.07
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.02%3.5840,869 38,084 69.99 77.66
%
%
9 5074 HALE PARTNERSHIP GRP
%87.88%1.8721,298 10,798 249.02 249.02
%
%
10 4773 FRONTLINE INS GRP
%89.58%1.6919,297 17,036 34.18 34.18
%
%
**STAT E TOTAL**
%100.00%100.001,141,073 1,012,530 141.84 145.00
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%21.86%21.869,395 8,819Georgia N/A N/A
2 19 ASSURANT INC GRP
%41.39%19.538,395 8,689 9.03 9.03
%
%
3 8 ALLSTATE INS GRP
%54.83%13.445,777 5,429 11.93 11.93
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.26%11.434,911 4,810 29.33 30.83
%
%
5 242 SELECTIVE INS GRP
%74.96%8.703,738 3,363 11.80 12.50
%
%
6 91 HARTFORD FIRE & CAS GRP
%80.10%5.142,211 2,274 16.54 17.56
%
%
7 280 AUTO OWNERS GRP
%85.01%4.912,109 2,126 33.29 35.37
%
%
8 561 GEORGIA FARM BUREAU GRP
%89.13%4.121,772 1,772 0.00 0.00
%
%
9 155 PROGRESSIVE GRP
%92.86%3.731,602 1,541 18.39 18.75
%
%
10 69 FARMERS INS GRP
%94.84%1.98851 744 7.15 7.15
%
%
**STAT E TOTAL**
%100.00%100.0042,981 41,692 10.17 10.45
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%52.84%52.8418,546 18,099Hawaii 16.17 16.18
%
%
2 242 SELECTIVE INS GRP
%79.54%26.699,369 9,163 15.19 15.66
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%84.47%4.931,730 1,633 0.88 0.88
%
%
4 8 ALLSTATE INS GRP
%89.24%4.781,676 1,626 8.44 8.44
%
%
5 19 ASSURANT INC GRP
%91.46%2.22779 833 N/A N/A
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%93.59%2.13748 724 2.51 1.13
%
%
7 111 LIBERTY MUT GRP
%95.42%1.83641 680 0.00 0.06
%
%
8 91 HARTFORD FIRE & CAS GRP
%97.17%1.75616 626 0.00 0.00
%
%
9 106 ISLAND INS CO GRP
%98.46%1.29453 453 17.62 17.62
%
%
10 473 AMERICAN FAMILY INS GRP
%99.01%0.54191 173 6.84 6.84
%
%
**STAT E TOTAL**
%100.00%100.0035,098 34,273 13.40 13.49
%
%
© 2024 National Association of Insurance Commissioners
88
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%13.85%13.85543 532Idaho 16.60 16.60
%
%
2 91 HARTFORD FIRE & CAS GRP
%27.05%13.20517 515 23.43 24.55
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%39.99%12.93507 479 26.97 26.97
%
%
4 69 FARMERS INS GRP
%52.15%12.17477 447 4.73 4.73
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%63.18%11.03432 410 0.54 1.00
%
%
6 242 SELECTIVE INS GRP
%73.47%10.28403 390 0.42 0.44
%
%
7 473 AMERICAN FAMILY INS GRP
%82.04%8.57336 296 0.55 0.55
%
%
8 8 ALLSTATE INS GRP
%89.23%7.19282 269 6.58 6.58
%
%
9 280 AUTO OWNERS GRP
%94.57%5.34209 188 0.00 0.00
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%96.34%1.7769 62 8.52 8.68
%
%
**STAT E TOTAL**
%100.00%100.003,919 3,702 11.59 12.04
%
%
1 91 HARTFORD FIRE & CAS GRP
%15.41%15.413,205 3,208Illinois 6.19 6.87
%
%
2 19 ASSURANT INC GRP
%29.51%14.102,931 3,127 10.28 10.28
%
%
3 8 ALLSTATE INS GRP
%41.76%12.252,547 2,485 17.82 17.82
%
%
4 242 SELECTIVE INS GRP
%53.61%11.862,465 2,391 23.49 24.78
%
%
5 11523 WRIGHT NATL FLOOD INS CO
%63.46%9.852,048 1,913 0.01 0.01
%
%
6 280 AUTO OWNERS GRP
%72.84%9.381,950 1,989 3.66 4.00
%
%
7 69 FARMERS INS GRP
%80.77%7.931,649 1,638 N/A N/A
8 473 AMERICAN FAMILY INS GRP
%86.11%5.341,111 1,169 13.35 13.97
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.33%5.221,085 1,055 19.56 22.05
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%94.15%2.82586 599 11.44 11.56
%
%
**STAT E TOTAL**
%100.00%100.0020,794 20,701 10.06 10.49
%
%
1 242 SELECTIVE INS GRP
%18.11%18.112,163 2,064Indiana 1.30 1.51
%
%
2 280 AUTO OWNERS GRP
%34.91%16.802,006 2,031 N/A N/A
3 19 ASSURANT INC GRP
%48.36%13.451,606 1,674 0.38 0.38
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%60.75%12.391,479 1,452 0.70 0.70
%
%
5 8 ALLSTATE INS GRP
%68.97%8.22981 970 0.42 0.42
%
%
6 91 HARTFORD FIRE & CAS GRP
%76.27%7.31872 878 0.00 0.00
%
%
7 473 AMERICAN FAMILY INS GRP
%81.80%5.52659 681 3.56 3.87
%
%
8 69 FARMERS INS GRP
%86.59%4.80573 564 N/A N/A
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%90.72%4.12492 487 0.73 0.93
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%94.20%3.49416 259 7.59 7.56
%
%
**STAT E TOTAL**
%100.00%100.0011,939 11,684 2.43 2.91
%
%
1 242 SELECTIVE INS GRP
%33.14%33.143,006 2,877Iowa 1.75 2.02
%
%
2 280 AUTO OWNERS GRP
%52.58%19.441,763 1,694 9.52 10.79
%
%
3 19 ASSURANT INC GRP
%64.82%12.241,110 1,135 4.57 4.57
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%74.73%9.91899 861 13.37 13.37
%
%
5 91 HARTFORD FIRE & CAS GRP
%83.26%8.53774 801 1.08 1.38
%
%
6 473 AMERICAN FAMILY INS GRP
%88.64%5.39489 505 26.04 27.55
%
%
7 69 FARMERS INS GRP
%91.12%2.48225 222 N/A N/A
8 4969 TRISURA GRP
%93.15%2.03184 99 49.16 44.12
%
%
9 8 ALLSTATE INS GRP
%94.95%1.80164 180 0.00 0.00
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%96.68%1.72156 148 96.37 100.39
%
%
**STAT E TOTAL**
%100.00%100.009,071 8,827 8.48 8.94
%
%
© 2024 National Association of Insurance Commissioners
89
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%17.41%17.41916 970Kansas 2.40 2.40
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%33.28%15.87835 830 0.83 0.83
%
%
3 91 HARTFORD FIRE & CAS GRP
%45.14%11.86624 579 0.00 0.00
%
%
4 69 FARMERS INS GRP
%54.93%9.79515 512 N/A N/A
5 473 AMERICAN FAMILY INS GRP
%64.04%9.11479 494 7.30 7.49
%
%
6 242 SELECTIVE INS GRP
%71.48%7.44392 372 0.67 0.69
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.69%7.21379 384 0.64 1.05
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%84.60%5.91311 294 6.43 6.43
%
%
9 280 AUTO OWNERS GRP
%90.24%5.64297 279 23.52 24.69
%
%
10 8 ALLSTATE INS GRP
%94.85%4.61243 240 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,262 5,188 2.80 2.77
%
%
1 19 ASSURANT INC GRP
%23.47%23.472,943 3,006Kentucky 10.63 10.63
%
%
2 91 HARTFORD FIRE & CAS GRP
%37.87%14.401,806 1,636 19.47 20.20
%
%
3 280 AUTO OWNERS GRP
%50.97%13.101,643 1,671 12.51 15.78
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%64.00%13.021,633 1,619 17.41 17.41
%
%
5 242 SELECTIVE INS GRP
%75.06%11.061,387 1,311 15.06 15.91
%
%
6 8 ALLSTATE INS GRP
%83.10%8.041,008 899 8.29 8.29
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%87.72%4.63580 575 19.76 21.67
%
%
8 69 FARMERS INS GRP
%90.86%3.14393 391 N/A N/A
9 111 LIBERTY MUT GRP
%93.35%2.49313 339 88.02 92.59
%
%
10 155 PROGRESSIVE GRP
%95.84%2.49313 282 N/A N/A
**STAT E TOTAL**
%100.00%100.0012,540 12,101 16.96 18.10
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%35.57%35.5797,634 93,954Louisiana N/A N/A
2 8 ALLSTATE INS GRP
%56.03%20.4656,163 53,897 3.30 3.30
%
%
3 19 ASSURANT INC GRP
%64.31%8.2822,719 24,096 4.63 4.63
%
%
4 4882 GULF STATES GRP
%69.95%5.6415,476 12,955 3.06 3.06
%
%
5 242 SELECTIVE INS GRP
%75.53%5.5815,320 14,504 4.54 5.30
%
%
6 483 SOUTHERN FARM BUREAU CAS GRP
%79.85%4.3211,860 11,691 4.36 4.53
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%84.12%4.2711,732 11,158 N/A N/A
8 155 PROGRESSIVE GRP
%87.76%3.649,991 9,959 2.28 2.73
%
%
9 689 BANKERS INS GRP
%90.79%3.028,301 8,481 1.98 2.92
%
%
10 91 HARTFORD FIRE & CAS GRP
%93.53%2.757,539 7,429 1.86 1.93
%
%
**STAT E TOTAL**
%100.00%100.00274,487 265,234 0.99 1.23
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%16.90%16.901,143 1,093Maine 96.65 96.65
%
%
2 242 SELECTIVE INS GRP
%28.99%12.09818 757 93.72 98.44
%
%
3 8 ALLSTATE INS GRP
%40.24%11.25761 760 88.48 88.48
%
%
4 91 HARTFORD FIRE & CAS GRP
%51.06%10.81731 711 56.36 59.46
%
%
5 19 ASSURANT INC GRP
%60.53%9.48641 638 35.23 35.23
%
%
6 411 MAPFRE INS GRP
%69.72%9.18621 612 36.06 36.06
%
%
7 473 AMERICAN FAMILY INS GRP
%77.24%7.52509 538 66.21 66.21
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.45%5.21353 328 22.37 23.81
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%87.17%4.72319 300 26.56 28.18
%
%
10 280 AUTO OWNERS GRP
%91.78%4.61312 257 143.19 152.57
%
%
**STAT E TOTAL**
%100.00%100.006,764 6,514 65.08 66.46
%
%
© 2024 National Association of Insurance Commissioners
90
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%34.05%34.058,099 8,190Maryland 5.60 5.60
%
%
2 242 SELECTIVE INS GRP
%60.16%26.116,211 5,844 9.58 10.19
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%70.28%10.122,407 2,415 3.34 3.34
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.34%9.072,157 2,169 12.76 14.37
%
%
5 91 HARTFORD FIRE & CAS GRP
%87.18%7.841,864 1,843 5.21 5.66
%
%
6 8 ALLSTATE INS GRP
%93.64%6.461,536 1,464 4.22 4.22
%
%
7 69 FARMERS INS GRP
%95.34%1.70405 391 7.67 7.67
%
%
8 155 PROGRESSIVE GRP
%96.56%1.22290 275 11.85 11.85
%
%
9 111 LIBERTY MUT GRP
%97.52%0.96229 233 1.26 1.26
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%98.26%0.74176 185 N/A N/A
**STAT E TOTAL**
%100.00%100.0023,787 23,271 7.32 7.69
%
%
1 19 ASSURANT INC GRP
%24.24%24.2413,220 13,251Massachusetts 12.35 12.35
%
%
2 91 HARTFORD FIRE & CAS GRP
%46.43%22.1812,095 11,773 12.86 13.86
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%66.20%19.7710,781 9,939 8.52 8.52
%
%
4 242 SELECTIVE INS GRP
%80.64%14.447,874 7,266 7.17 7.68
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%83.87%3.231,760 1,674 27.77 29.30
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%86.95%3.091,684 1,595 14.53 14.58
%
%
7 473 AMERICAN FAMILY INS GRP
%89.32%2.361,289 1,399 24.01 24.01
%
%
8 8 ALLSTATE INS GRP
%91.48%2.161,176 1,029 194.71 194.71
%
%
9 111 LIBERTY MUT GRP
%93.62%2.151,171 1,183 0.00 0.00
%
%
10 411 MAPFRE INS GRP
%95.33%1.71931 989 4.26 4.26
%
%
**STAT E TOTAL**
%100.00%100.0054,526 52,556 15.08 15.41
%
%
1 280 AUTO OWNERS GRP
%32.91%32.914,149 4,111Michigan 22.47 25.12
%
%
2 242 SELECTIVE INS GRP
%43.89%10.981,384 1,236 33.90 35.81
%
%
3 91 HARTFORD FIRE & CAS GRP
%54.53%10.641,341 1,407 51.39 54.61
%
%
4 19 ASSURANT INC GRP
%62.82%8.281,044 1,087 11.22 11.22
%
%
5 8 ALLSTATE INS GRP
%69.65%6.83861 810 22.62 22.62
%
%
6 11523 WRIGHT NATL FLOOD INS CO
%75.35%5.71719 645 26.88 26.88
%
%
7 69 FARMERS INS GRP
%81.02%5.66714 639 38.81 38.81
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.32%5.30668 647 64.54 70.12
%
%
9 4969 TRISURA GRP
%89.99%3.67463 )(545 N/A N/A
10 473 AMERICAN FAMILY INS GRP
%93.14%3.15397 375 115.87 115.87
%
%
**STAT E TOTAL**
%100.00%100.0012,606 11,244 32.84 34.42
%
%
1 280 AUTO OWNERS GRP
%31.08%31.081,614 1,582Minnesota 19.88 21.49
%
%
2 473 AMERICAN FAMILY INS GRP
%41.08%10.00519 523 4.21 4.80
%
%
3 19 ASSURANT INC GRP
%50.70%9.62500 541 16.07 16.07
%
%
4 242 SELECTIVE INS GRP
%59.24%8.53443 376 24.90 27.12
%
%
5 11523 WRIGHT NATL FLOOD INS CO
%66.91%7.67398 393 45.18 45.18
%
%
6 69 FARMERS INS GRP
%74.34%7.43386 391 29.71 29.71
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.47%7.13370 369 54.73 57.35
%
%
8 91 HARTFORD FIRE & CAS GRP
%87.63%6.15320 310 0.00 0.11
%
%
9 8 ALLSTATE INS GRP
%92.23%4.60239 228 16.97 16.97
%
%
10 155 PROGRESSIVE GRP
%95.61%3.38175 160 8.12 9.83
%
%
**STAT E TOTAL**
%100.00%100.005,192 5,091 21.60 22.71
%
%
© 2024 National Association of Insurance Commissioners
91
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11523 WRIGHT NATL FLOOD INS CO
%35.33%35.3314,167 13,540Mississippi 1.33 1.33
%
%
2 19 ASSURANT INC GRP
%53.15%17.827,143 7,197 3.98 3.98
%
%
3 242 SELECTIVE INS GRP
%67.02%13.885,563 5,276 7.53 8.00
%
%
4 8 ALLSTATE INS GRP
%76.77%9.743,906 3,741 4.66 4.66
%
%
5 483 SOUTHERN FARM BUREAU CAS GRP
%82.29%5.522,213 2,143 1.55 2.48
%
%
6 91 HARTFORD FIRE & CAS GRP
%86.65%4.361,748 1,740 0.85 0.95
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.00%4.351,745 1,684 N/A N/A
8 69 FARMERS INS GRP
%94.63%3.631,455 1,371 1.25 1.25
%
%
9 796 QBE INS GRP
%95.97%1.34538 485 N/A N/A
10 155 PROGRESSIVE GRP
%97.26%1.29516 489 10.41 10.41
%
%
**STAT E TOTAL**
%100.00%100.0040,094 38,507 3.11 3.21
%
%
1 19 ASSURANT INC GRP
%19.52%19.523,046 3,086Missouri 47.71 47.71
%
%
2 242 SELECTIVE INS GRP
%36.54%17.022,658 2,500 19.89 20.53
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%51.41%14.872,321 2,272 20.69 21.31
%
%
4 91 HARTFORD FIRE & CAS GRP
%61.47%10.071,571 1,555 10.06 10.60
%
%
5 280 AUTO OWNERS GRP
%69.92%8.451,318 1,222 3.26 3.58
%
%
6 473 AMERICAN FAMILY INS GRP
%77.23%7.321,142 1,173 50.05 50.21
%
%
7 69 FARMERS INS GRP
%83.57%6.34989 989 24.16 24.16
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.13%4.56712 702 32.92 35.16
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%91.91%3.78590 561 16.88 17.03
%
%
10 8 ALLSTATE INS GRP
%95.20%3.29513 473 17.71 17.71
%
%
**STAT E TOTAL**
%100.00%100.0015,610 15,330 31.39 32.17
%
%
1 91 HARTFORD FIRE & CAS GRP
%34.17%34.17946 916Montana 10.38 10.83
%
%
2 69 FARMERS INS GRP
%47.54%13.36370 339 2.56 2.56
%
%
3 19 ASSURANT INC GRP
%56.90%9.36259 246 36.67 36.67
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.87%8.97249 242 N/A N/A
5 11523 WRIGHT NATL FLOOD INS CO
%74.26%8.39232 193 1.10 1.10
%
%
6 8 ALLSTATE INS GRP
%82.02%7.76215 199 30.32 30.32
%
%
7 242 SELECTIVE INS GRP
%88.59%6.57182 164 19.37 20.49
%
%
8 4969 TRISURA GRP
%93.85%5.26146 161 N/A N/A
9 155 PROGRESSIVE GRP
%95.10%1.2535 26 0.00 0.00
%
%
10 1278 CSAA INS GRP
%96.11%1.0128 27 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,769 2,628 9.10 9.45
%
%
1 280 AUTO OWNERS GRP
%16.62%16.62848 850Nebraska 6.07 6.55
%
%
2 19 ASSURANT INC GRP
%33.20%16.58846 882 N/A N/A
3 11523 WRIGHT NATL FLOOD INS CO
%48.20%15.00765 774 0.58 0.58
%
%
4 242 SELECTIVE INS GRP
%62.78%14.59744 736 0.13 0.14
%
%
5 91 HARTFORD FIRE & CAS GRP
%73.01%10.23522 513 0.00 0.09
%
%
6 473 AMERICAN FAMILY INS GRP
%79.67%6.66340 368 6.70 7.41
%
%
7 8 ALLSTATE INS GRP
%84.42%4.75242 231 5.55 5.55
%
%
8 69 FARMERS INS GRP
%88.58%4.16212 215 N/A N/A
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%92.44%3.87197 196 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%94.96%2.52128 135 4.51 4.51
%
%
**STAT E TOTAL**
%100.00%100.005,100 5,093 2.51 2.92
%
%
© 2024 National Association of Insurance Commissioners
92
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 91 HARTFORD FIRE & CAS GRP
%21.06%21.061,263 1,211Nevada 24.56 25.99
%
%
2 69 FARMERS INS GRP
%35.54%14.47867 812 19.91 19.91
%
%
3 19 ASSURANT INC GRP
%48.26%12.72762 832 5.05 5.05
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%58.56%10.30617 592 0.76 0.76
%
%
5 8 ALLSTATE INS GRP
%67.35%8.79527 493 0.00 0.00
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.74%8.39503 465 18.87 20.97
%
%
7 473 AMERICAN FAMILY INS GRP
%83.50%7.76465 434 11.29 11.30
%
%
8 242 SELECTIVE INS GRP
%88.67%5.17310 287 0.99 1.02
%
%
9 1278 CSAA INS GRP
%91.43%2.75165 152 31.23 31.23
%
%
10 155 PROGRESSIVE GRP
%93.73%2.31138 124 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,994 5,793 12.09 12.43
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%17.71%17.711,167 1,107New Hampshire 35.07 35.07
%
%
2 242 SELECTIVE INS GRP
%33.50%15.791,041 935 46.88 49.37
%
%
3 19 ASSURANT INC GRP
%47.05%13.56894 925 48.62 48.62
%
%
4 91 HARTFORD FIRE & CAS GRP
%57.25%10.20672 653 39.49 41.81
%
%
5 8 ALLSTATE INS GRP
%65.66%8.41554 533 28.79 28.79
%
%
6 411 MAPFRE INS GRP
%72.63%6.97459 446 0.21 0.21
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.11%5.48361 327 5.06 6.77
%
%
8 473 AMERICAN FAMILY INS GRP
%82.68%4.57301 311 16.03 16.03
%
%
9 111 LIBERTY MUT GRP
%86.33%3.65241 251 0.00 0.00
%
%
10 69 FARMERS INS GRP
%89.50%3.17209 204 111.00 111.00
%
%
**STAT E TOTAL**
%100.00%100.006,592 6,311 34.14 34.45
%
%
1 242 SELECTIVE INS GRP
%28.80%28.8047,223 44,610New Jersey 8.21 8.84
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%55.22%26.4243,311 41,370 0.35 0.39
%
%
3 19 ASSURANT INC GRP
%71.01%15.7925,888 26,031 35.92 35.92
%
%
4 91 HARTFORD FIRE & CAS GRP
%82.48%11.4618,792 17,844 3.62 3.80
%
%
5 8 ALLSTATE INS GRP
%89.17%6.6910,968 10,586 7.73 7.73
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.57%2.403,935 3,776 12.10 13.48
%
%
7 111 LIBERTY MUT GRP
%93.01%1.452,372 2,452 11.29 11.87
%
%
8 69 FARMERS INS GRP
%94.43%1.412,318 2,157 2.85 2.85
%
%
9 1227 PALISADES GRP
%95.68%1.262,061 2,104 6.12 6.59
%
%
10 473 AMERICAN FAMILY INS GRP
%96.59%0.911,491 1,428 22.08 22.08
%
%
**STAT E TOTAL**
%100.00%100.00163,945 157,669 10.21 10.45
%
%
1 69 FARMERS INS GRP
%23.13%23.131,587 1,575New Mexico N/A N/A
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%35.09%11.96821 817 5.89 6.54
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%46.93%11.83812 792 8.99 8.99
%
%
4 8 ALLSTATE INS GRP
%58.69%11.77807 815 0.00 0.00
%
%
5 19 ASSURANT INC GRP
%69.64%10.94751 723 0.49 0.49
%
%
6 91 HARTFORD FIRE & CAS GRP
%79.37%9.73668 713 7.95 8.33
%
%
7 242 SELECTIVE INS GRP
%86.87%7.50515 467 1.28 1.41
%
%
8 155 PROGRESSIVE GRP
%90.45%3.58246 219 0.00 0.00
%
%
9 4969 TRISURA GRP
%92.98%2.53174 191 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%95.30%2.32159 155 2.41 7.93
%
%
**STAT E TOTAL**
%100.00%100.006,863 6,799 1.94 2.14
%
%
© 2024 National Association of Insurance Commissioners
93
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%28.14%28.1442,998 43,483New York 52.25 52.25
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%49.11%20.9732,033 30,881 21.88 21.88
%
%
3 8 ALLSTATE INS GRP
%68.82%19.7230,123 29,315 45.04 45.04
%
%
4 242 SELECTIVE INS GRP
%80.61%11.7918,009 16,737 28.41 30.35
%
%
5 91 HARTFORD FIRE & CAS GRP
%87.89%7.2911,132 11,051 34.51 37.03
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%91.01%3.114,753 4,623 49.30 50.25
%
%
7 111 LIBERTY MUT GRP
%93.20%2.193,352 3,516 7.10 7.34
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%95.34%2.143,267 3,145 78.54 83.65
%
%
9 69 FARMERS INS GRP
%97.27%1.932,950 2,893 54.97 54.97
%
%
10 473 AMERICAN FAMILY INS GRP
%98.21%0.941,433 1,490 23.84 23.84
%
%
**STAT E TOTAL**
%100.00%100.00152,791 149,224 39.64 40.20
%
%
1 324 NORTH CAROLINA FARM BUREAU GRP
%15.92%15.9213,094 13,094North Carolina 2.41 2.41
%
%
2 242 SELECTIVE INS GRP
%29.81%13.9011,433 10,688 5.71 6.13
%
%
3 8 ALLSTATE INS GRP
%43.38%13.5611,159 10,302 6.53 6.53
%
%
4 19 ASSURANT INC GRP
%56.15%12.7710,508 10,573 9.59 9.59
%
%
5 91 HARTFORD FIRE & CAS GRP
%68.61%12.4610,252 10,007 8.10 8.62
%
%
6 11523 WRIGHT NATL FLOOD INS CO
%78.20%9.587,885 7,361 4.22 4.22
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.15%7.956,542 6,348 9.16 9.39
%
%
8 689 BANKERS INS GRP
%89.93%3.783,107 3,029 0.08 0.08
%
%
9 280 AUTO OWNERS GRP
%93.70%3.773,102 2,917 4.13 4.56
%
%
10 4969 TRISURA GRP
%95.11%1.421,165 799 73.24 65.32
%
%
**STAT E TOTAL**
%100.00%100.0082,267 79,039 6.74 6.87
%
%
1 280 AUTO OWNERS GRP
%26.61%26.611,123 1,170North Dakota 14.99 15.67
%
%
2 19 ASSURANT INC GRP
%39.83%13.22558 570 5.56 5.56
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%51.72%11.89502 497 4.87 4.87
%
%
4 473 AMERICAN FAMILY INS GRP
%63.14%11.42482 488 33.48 34.76
%
%
5 91 HARTFORD FIRE & CAS GRP
%74.28%11.14470 527 0.00 0.00
%
%
6 8 ALLSTATE INS GRP
%80.08%5.80245 158 0.00 0.00
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%85.60%5.52233 238 N/A N/A
8 69 FARMERS INS GRP
%91.09%5.49232 234 N/A N/A
9 242 SELECTIVE INS GRP
%94.48%3.39143 147 N/A N/A
10 689 BANKERS INS GRP
%97.77%3.29139 140 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004,223 4,250 10.21 10.50
%
%
1 19 ASSURANT INC GRP
%22.50%22.504,232 4,329Ohio 24.31 24.31
%
%
2 280 AUTO OWNERS GRP
%38.52%16.023,014 3,017 9.16 9.82
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%53.60%15.082,837 2,636 4.25 4.25
%
%
4 91 HARTFORD FIRE & CAS GRP
%62.96%9.361,761 1,763 5.87 6.45
%
%
5 242 SELECTIVE INS GRP
%71.40%8.441,587 1,648 2.49 2.66
%
%
6 8 ALLSTATE INS GRP
%79.56%8.161,536 1,517 25.21 25.21
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%83.87%4.31811 799 43.22 45.49
%
%
8 473 AMERICAN FAMILY INS GRP
%88.02%4.14779 876 22.82 22.72
%
%
9 69 FARMERS INS GRP
%91.89%3.88730 722 15.46 15.46
%
%
10 155 PROGRESSIVE GRP
%94.82%2.92550 520 N/A N/A
**STAT E TOTAL**
%100.00%100.0018,811 18,608 15.51 16.01
%
%
© 2024 National Association of Insurance Commissioners
94
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%18.38%18.381,180 1,223Oklahoma 10.83 10.83
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%35.57%17.181,104 1,125 4.33 4.33
%
%
3 69 FARMERS INS GRP
%50.98%15.41990 988 0.38 0.38
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.73%11.74754 760 3.37 2.92
%
%
5 91 HARTFORD FIRE & CAS GRP
%72.64%9.91636 649 69.99 72.08
%
%
6 242 SELECTIVE INS GRP
%80.61%7.97512 512 N/A N/A
7 8 ALLSTATE INS GRP
%86.88%6.27403 405 13.11 13.11
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%90.51%3.63233 247 4.93 4.91
%
%
9 155 PROGRESSIVE GRP
%92.50%1.99127 125 0.00 0.00
%
%
10 473 AMERICAN FAMILY INS GRP
%94.29%1.80115 80 4.81 4.81
%
%
**STAT E TOTAL**
%100.00%100.006,422 6,494 10.60 10.33
%
%
1 19 ASSURANT INC GRP
%22.04%22.043,359 3,531Oregon 5.59 5.59
%
%
2 91 HARTFORD FIRE & CAS GRP
%41.67%19.632,991 2,950 0.00 0.00
%
%
3 69 FARMERS INS GRP
%58.43%16.752,553 2,428 0.58 0.58
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%67.58%9.151,395 1,278 0.82 0.82
%
%
5 8 ALLSTATE INS GRP
%75.68%8.101,234 1,190 2.98 2.98
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%83.05%7.361,122 1,100 N/A N/A
7 473 AMERICAN FAMILY INS GRP
%88.08%5.03767 783 2.33 2.33
%
%
8 242 SELECTIVE INS GRP
%91.56%3.49531 488 1.12 1.15
%
%
9 155 PROGRESSIVE GRP
%93.89%2.32354 323 0.00 0.00
%
%
10 4969 TRISURA GRP
%95.99%2.11321 249 N/A N/A
**STAT E TOTAL**
%100.00%100.0015,238 14,930 2.09 2.04
%
%
1 19 ASSURANT INC GRP
%29.01%29.0113,465 13,640Pennsylvania 5.03 5.03
%
%
2 242 SELECTIVE INS GRP
%54.84%25.8411,993 11,263 29.81 31.33
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%68.63%13.796,402 6,261 19.65 19.93
%
%
4 8 ALLSTATE INS GRP
%75.82%7.193,337 3,216 23.46 23.46
%
%
5 91 HARTFORD FIRE & CAS GRP
%80.85%5.032,336 2,328 31.56 32.98
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%84.67%3.821,772 1,743 19.54 20.88
%
%
7 69 FARMERS INS GRP
%88.01%3.341,550 1,191 2.59 2.59
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%90.44%2.431,127 1,095 8.41 8.41
%
%
9 111 LIBERTY MUT GRP
%92.43%1.99924 992 0.14 0.18
%
%
10 473 AMERICAN FAMILY INS GRP
%94.18%1.75811 816 12.02 12.02
%
%
**STAT E TOTAL**
%100.00%100.0046,420 44,908 17.22 17.70
%
%
1 19 ASSURANT INC GRP
%30.03%30.033,102 3,083Rhode Island 37.27 37.27
%
%
2 242 SELECTIVE INS GRP
%55.10%25.082,590 2,506 63.64 66.79
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%73.01%17.901,849 1,674 42.61 42.61
%
%
4 8 ALLSTATE INS GRP
%79.51%6.51672 639 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%85.34%5.83602 580 15.64 16.51
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.14%5.80599 586 27.66 29.63
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%93.11%1.97204 185 93.69 93.62
%
%
8 69 FARMERS INS GRP
%95.07%1.95202 195 6.77 6.77
%
%
9 111 LIBERTY MUT GRP
%96.41%1.34139 147 27.18 27.18
%
%
10 473 AMERICAN FAMILY INS GRP
%97.65%1.25129 125 1.03 1.03
%
%
**STAT E TOTAL**
%100.00%100.0010,330 9,915 41.87 42.89
%
%
© 2024 National Association of Insurance Commissioners
95
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 242 SELECTIVE INS GRP
%20.59%20.5922,036 20,094South Carolina 4.54 4.92
%
%
2 19 ASSURANT INC GRP
%40.82%20.2321,649 22,187 51.60 51.60
%
%
3 11523 WRIGHT NATL FLOOD INS CO
%59.06%18.2419,527 15,592 8.14 8.14
%
%
4 91 HARTFORD FIRE & CAS GRP
%67.35%8.298,869 8,619 92.37 96.87
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.55%7.217,714 7,467 12.15 12.84
%
%
6 8 ALLSTATE INS GRP
%80.08%5.535,921 5,540 1.77 1.77
%
%
7 689 BANKERS INS GRP
%84.44%4.354,658 4,427 25.17 25.31
%
%
8 155 PROGRESSIVE GRP
%87.82%3.383,620 3,524 13.67 13.75
%
%
9 280 AUTO OWNERS GRP
%90.20%2.382,544 2,395 20.01 21.75
%
%
10 533 SOUTH CAROLINA FARM BUREAU MUT GRP
%92.34%2.142,295 2,229 21.15 22.19
%
%
**STAT E TOTAL**
%100.00%100.00107,032 99,988 25.70 26.27
%
%
1 280 AUTO OWNERS GRP
%27.01%27.01584 560South Dakota 14.54 15.32
%
%
2 19 ASSURANT INC GRP
%44.22%17.22372 395 N/A N/A
3 11523 WRIGHT NATL FLOOD INS CO
%54.36%10.14219 223 2.73 2.73
%
%
4 69 FARMERS INS GRP
%63.86%9.50205 205 25.03 25.03
%
%
5 91 HARTFORD FIRE & CAS GRP
%72.18%8.32180 171 10.08 10.97
%
%
6 473 AMERICAN FAMILY INS GRP
%79.85%7.67166 168 0.05 0.05
%
%
7 242 SELECTIVE INS GRP
%87.17%7.32158 132 42.55 44.48
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.62%4.4596 88 66.89 69.55
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%94.31%2.6858 72 18.69 18.70
%
%
10 4969 TRISURA GRP
%96.17%1.8640 44 N/A N/A
**STAT E TOTAL**
%100.00%100.002,163 2,136 14.10 14.62
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%23.07%23.074,683 4,594Tennessee 7.21 7.21
%
%
2 19 ASSURANT INC GRP
%39.60%16.533,357 3,362 2.41 2.41
%
%
3 280 AUTO OWNERS GRP
%52.17%12.572,552 2,395 44.93 47.07
%
%
4 242 SELECTIVE INS GRP
%63.29%11.122,257 1,949 4.34 4.53
%
%
5 91 HARTFORD FIRE & CAS GRP
%71.94%8.661,758 1,671 11.91 12.60
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.34%7.391,501 1,465 N/A N/A
7 8 ALLSTATE INS GRP
%85.36%6.021,222 1,136 10.04 10.04
%
%
8 69 FARMERS INS GRP
%90.07%4.71957 892 5.79 5.79
%
%
9 155 PROGRESSIVE GRP
%91.99%1.92390 359 0.00 0.00
%
%
10 473 AMERICAN FAMILY INS GRP
%93.82%1.83372 406 5.99 5.99
%
%
**STAT E TOTAL**
%100.00%100.0020,302 19,403 10.69 11.07
%
%
1 11523 WRIGHT NATL FLOOD INS CO
%32.18%32.18133,123 125,273Texas 2.88 2.92
%
%
2 8 ALLSTATE INS GRP
%45.89%13.7156,692 53,093 4.03 4.03
%
%
3 19 ASSURANT INC GRP
%58.32%12.4351,405 52,190 4.57 4.57
%
%
4 69 FARMERS INS GRP
%70.36%12.0449,816 48,243 N/A N/A
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.84%7.4830,937 29,998 3.92 4.27
%
%
6 155 PROGRESSIVE GRP
%83.98%6.1425,378 25,005 1.86 1.87
%
%
7 91 HARTFORD FIRE & CAS GRP
%89.44%5.4722,619 21,354 2.34 2.45
%
%
8 242 SELECTIVE INS GRP
%92.21%2.7711,451 10,737 6.27 6.57
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%93.55%1.335,521 5,563 7.55 7.56
%
%
10 111 LIBERTY MUT GRP
%94.82%1.285,276 5,563 0.46 0.67
%
%
**STAT E TOTAL**
%100.00%100.00413,632 397,810 3.30 3.37
%
%
© 2024 National Association of Insurance Commissioners
96
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%17.92%17.92721 572Utah 48.89 56.31
%
%
2 1278 CSAA INS GRP
%28.31%10.39418 214 7.58 7.58
%
%
3 19 ASSURANT INC GRP
%38.27%9.96401 308 4.98 4.98
%
%
4 69 FARMERS INS GRP
%47.91%9.64388 301 23.97 23.97
%
%
5 280 AUTO OWNERS GRP
%56.77%8.86356 282 9.54 11.62
%
%
6 242 SELECTIVE INS GRP
%64.44%7.67309 239 3.64 3.76
%
%
7 8 ALLSTATE INS GRP
%71.78%7.33295 218 0.00 0.00
%
%
8 91 HARTFORD FIRE & CAS GRP
%77.39%5.61226 206 0.00 0.51
%
%
9 11523 WRIGHT NATL FLOOD INS CO
%82.31%4.92198 164 46.09 46.09
%
%
10 473 AMERICAN FAMILY INS GRP
%86.85%4.54183 235 8.07 8.55
%
%
**STAT E TOTAL**
%100.00%100.004,022 3,229 17.28 18.96
%
%
1 195 UNION MUTUAL FIRE INS GRP
%15.83%15.83654 587Vermont 1,347.98 1,347.98
%
%
2 19 ASSURANT INC GRP
%31.41%15.58643 607 667.98 667.98
%
%
3 91 HARTFORD FIRE & CAS GRP
%42.21%10.80446 469 1,492.36 1,557.29
%
%
4 242 SELECTIVE INS GRP
%51.90%9.69400 340 1,430.67 1,499.60
%
%
5 473 AMERICAN FAMILY INS GRP
%59.82%7.92327 325 850.89 850.89
%
%
6 8 ALLSTATE INS GRP
%67.17%7.35303 280 774.91 774.91
%
%
7 11523 WRIGHT NATL FLOOD INS CO
%74.28%7.11294 286 478.89 478.89
%
%
8 411 MAPFRE INS GRP
%78.66%4.38181 182 836.62 836.62
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.98%4.32178 157 480.54 514.38
%
%
10 280 AUTO OWNERS GRP
%87.21%4.23175 102 440.76 467.31
%
%
**STAT E TOTAL**
%100.00%100.004,129 3,855 929.71 948.92
%
%
1 19 ASSURANT INC GRP
%22.21%22.2111,061 11,344Virginia N/A N/A
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.74%18.529,224 9,169 2.23 2.43
%
%
3 242 SELECTIVE INS GRP
%56.58%15.847,889 7,381 1.98 2.23
%
%
4 8 ALLSTATE INS GRP
%67.88%11.305,627 5,380 2.34 2.34
%
%
5 11523 WRIGHT NATL FLOOD INS CO
%78.93%11.045,499 5,348 1.13 1.13
%
%
6 91 HARTFORD FIRE & CAS GRP
%85.12%6.193,082 3,110 0.34 0.45
%
%
7 155 PROGRESSIVE GRP
%90.40%5.282,628 2,575 1.30 1.30
%
%
8 69 FARMERS INS GRP
%92.60%2.211,099 1,027 N/A N/A
9 203 VIRGINIA FARM BUREAU GRP
%94.72%2.121,055 1,055 0.00 0.00
%
%
10 280 AUTO OWNERS GRP
%96.10%1.38688 664 26.32 27.77
%
%
**STAT E TOTAL**
%100.00%100.0049,792 49,006 1.48 1.55
%
%
1 19 ASSURANT INC GRP
%18.01%18.013,986 3,992Washington 44.84 44.84
%
%
2 69 FARMERS INS GRP
%35.01%17.003,763 3,650 43.16 43.16
%
%
3 91 HARTFORD FIRE & CAS GRP
%48.34%13.332,952 2,981 33.51 35.51
%
%
4 11523 WRIGHT NATL FLOOD INS CO
%59.68%11.342,510 2,479 46.12 46.12
%
%
5 8 ALLSTATE INS GRP
%70.10%10.432,308 2,301 57.08 57.08
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.09%8.991,989 1,920 61.47 65.74
%
%
7 242 SELECTIVE INS GRP
%86.46%7.371,631 1,401 14.00 15.45
%
%
8 473 AMERICAN FAMILY INS GRP
%90.92%4.46987 960 36.02 37.83
%
%
9 4969 TRISURA GRP
%92.99%2.07458 277 N/A N/A
10 155 PROGRESSIVE GRP
%94.87%1.88415 398 5.66 6.86
%
%
**STAT E TOTAL**
%100.00%100.0022,136 21,555 39.88 40.70
%
%
© 2024 National Association of Insurance Commissioners
97
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%36.35%36.353,959 3,907West Virginia 6.05 6.05
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%55.93%19.582,132 1,998 21.66 21.66
%
%
3 91 HARTFORD FIRE & CAS GRP
%69.18%13.251,443 1,488 23.18 24.39
%
%
4 8 ALLSTATE INS GRP
%77.58%8.40915 877 7.52 7.52
%
%
5 242 SELECTIVE INS GRP
%85.23%7.65833 752 5.26 5.54
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.79%3.56388 376 N/A N/A
7 4969 TRISURA GRP
%91.19%2.39261 222 5.21 1.79
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%93.56%2.37258 252 7.72 7.73
%
%
9 473 AMERICAN FAMILY INS GRP
%95.07%1.51164 158 4.38 4.38
%
%
10 111 LIBERTY MUT GRP
%96.51%1.44157 172 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0010,890 10,608 11.10 11.26
%
%
1 280 AUTO OWNERS GRP
%25.30%25.301,932 1,923Wisconsin 17.32 19.01
%
%
2 473 AMERICAN FAMILY INS GRP
%38.23%12.93988 1,014 6.77 7.22
%
%
3 242 SELECTIVE INS GRP
%50.03%11.80901 832 1.05 1.53
%
%
4 19 ASSURANT INC GRP
%61.19%11.16852 919 9.15 9.15
%
%
5 11523 WRIGHT NATL FLOOD INS CO
%69.82%8.63659 602 19.25 19.25
%
%
6 91 HARTFORD FIRE & CAS GRP
%77.21%7.39565 563 11.74 13.12
%
%
7 69 FARMERS INS GRP
%82.61%5.40413 390 12.56 12.56
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%87.78%5.17395 394 110.13 120.97
%
%
9 8 ALLSTATE INS GRP
%91.70%3.92299 296 0.00 0.00
%
%
10 155 PROGRESSIVE GRP
%94.73%3.03231 215 0.00 1.32
%
%
**STAT E TOTAL**
%100.00%100.007,638 7,494 17.38 18.52
%
%
1 19 ASSURANT INC GRP
%18.05%18.05231 220Wyoming 14.60 14.60
%
%
2 11523 WRIGHT NATL FLOOD INS CO
%31.03%12.98166 156 19.67 19.67
%
%
3 91 HARTFORD FIRE & CAS GRP
%43.40%12.37158 158 0.00 0.07
%
%
4 242 SELECTIVE INS GRP
%53.50%10.11129 119 1.06 1.10
%
%
5 69 FARMERS INS GRP
%63.48%9.98128 124 6.27 6.27
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.18%9.69124 117 50.82 54.56
%
%
7 8 ALLSTATE INS GRP
%81.70%8.52109 103 0.00 0.00
%
%
8 4969 TRISURA GRP
%90.08%8.38107 109 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%95.22%5.1466 63 10.97 11.29
%
%
10 408 BROOKFIELD REINS LTD GRP
%97.16%1.9425 26 256.47 256.47
%
%
**STAT E TOTAL**
%100.00%100.001,281 1,222 15.89 16.12
%
%
**STAT E TOTAL**
%100.00%100.00)(5 )(4American Samoa N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%100.0025 27Guam 385.08 385.08
%
%
**STAT E TOTAL**
%100.00%100.0025 27 385.08 385.08
%
%
1 3593 USIC GRP
%53.53%53.531,181 1,038Puerto Rico 64.75 69.90
%
%
271UNIVERSAL INS CO GRP
%94.11%40.59896 842 62.37 62.37
%
%
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.18%5.07112 114 54.34 53.17
%
%
4 19 ASSURANT INC GRP
%99.86%0.6815 11 4.29 4.29
%
%
5 91 HARTFORD FIRE & CAS GRP
%100.00%0.143 3 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,207 2,009 51.08 53.56
%
%
© 2024 National Association of Insurance Commissioners
98
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.3 - Federal Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%99.80%99.80382 417U.S. Virgin Islands 60.13 60.13
%
%
2 91 HARTFORD FIRE & CAS GRP
%99.96%0.151 3 0.00 0.00
%
%
3 411 MAPFRE INS GRP
%100.00%0.040 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00382 420 59.72 59.72
%
%
© 2024 National Association of Insurance Commissioners
99
02.4—Private Crop
© 2024 National Association of Insurance Commissioners
100
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%21.68%21.68333,098 333,122 113.54 113.54
%
%
2 796 QBE INS GRP
%39.92%18.24280,257 280,314 104.69 104.69
%
%
3 626 CHUBB LTD GRP
%52.48%12.56192,958 192,612 70.84 70.84
%
%
4 3219 SOMPO GRP
%63.73%11.25172,768 172,824 110.26 111.91
%
%
5 569 FARMERS MUT HAIL INS GRP
%74.80%11.07170,072 170,041 86.98 86.98
%
%
6 84 AMERICAN FINANCIAL GRP
%83.52%8.72133,893 133,923 104.17 104.40
%
%
7 12 AMERICAN INTL GRP
%91.10%7.58116,472 116,472 124.53 124.53
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%93.80%2.7041,466 39,505 47.09 47.18
%
%
9 158 FAIRFAX FIN GRP
%95.88%2.0832,018 32,018 74.09 74.35
%
%
10 50 COUNTRY INS & FIN SERV GRP
%97.38%1.5023,034 23,034 52.40 52.40
%
%
11 513 IOWA FARM BUREAU GRP
%98.28%0.9013,781 13,781 88.58 88.58
%
%
12 968 AXA INS GRP
%99.00%0.7211,096 11,096 54.68 54.68
%
%
13 10103 AMERICAN AGRICULTURAL INS CO
%99.33%0.345,147 5,147 131.60 134.51
%
%
14 4851 CHURCH MUT GRP
%99.52%0.192,865 1,595 18.43 18.43
%
%
15 3500 NODAK MUT GRP
%99.69%0.172,604 2,604 15.59 15.59
%
%
16 176 STATE FARM GRP
%99.86%0.172,582 2,568 94.53 94.53
%
%
17 324 NORTH CAROLINA FARM BUREAU GRP
%99.92%0.06972 972 36.70 36.70
%
%
18 4990 CORE SPECIALTY INS HOLDINGS GRP
%99.96%0.04619 582 102.75 103.33
%
%
19 4720 CONIFER HOLDINGS GRP
%100.00%0.04588 403 18.33 18.33
%
%
**INDUSTRY TOTAL**
%100.00%100.001,536,290 1,532,613 98.83 99.06
%
%
© 2024 National Association of Insurance Commissioners
101
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%21.68%21.68333,098 333,122 113.54 113.54
%
%
2 796 QBE INS GRP
%39.92%18.24280,257 280,314 104.69 104.69
%
%
3 626 CHUBB LTD GRP
%52.48%12.56192,958 192,612 70.86 70.86
%
%
4 3219 SOMPO GRP
%63.73%11.25172,768 172,824 110.26 111.91
%
%
5 569 FARMERS MUT HAIL INS GRP
%74.80%11.07170,072 170,041 86.98 86.98
%
%
6 84 AMERICAN FINANCIAL GRP
%83.52%8.72133,893 133,923 104.17 104.40
%
%
7 12 AMERICAN INTL GRP
%91.10%7.58116,472 116,472 124.53 124.53
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%93.80%2.7041,466 39,505 47.09 47.18
%
%
9 158 FAIRFAX FIN GRP
%95.88%2.0832,018 32,018 74.09 74.35
%
%
10 50 COUNTRY INS & FIN SERV GRP
%97.38%1.5023,034 23,034 52.40 52.40
%
%
11 513 IOWA FARM BUREAU GRP
%98.28%0.9013,781 13,781 88.58 88.58
%
%
12 968 AXA INS GRP
%99.00%0.7211,096 11,096 54.68 54.68
%
%
13 10103 AMERICAN AGRICULTURAL INS CO
%99.33%0.345,147 5,147 131.60 134.51
%
%
14 4851 CHURCH MUT GRP
%99.52%0.192,865 1,595 18.43 18.43
%
%
15 3500 NODAK MUT GRP
%99.69%0.172,604 2,604 15.59 15.59
%
%
16 176 STATE FARM GRP
%99.86%0.172,582 2,568 94.53 94.53
%
%
17 324 NORTH CAROLINA FARM BUREAU GRP
%99.92%0.06972 972 36.70 36.70
%
%
18 4990 CORE SPECIALTY INS HOLDINGS GRP
%99.96%0.04619 582 102.75 103.33
%
%
19 4720 CONIFER HOLDINGS GRP
%100.00%0.04588 403 18.33 18.33
%
%
**INDUSTRY TOTAL**
%100.00%100.001,536,290 1,532,613 98.84 99.06
%
%
© 2024 National Association of Insurance Commissioners
102
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%58.02%58.02588 588Alabama 117.82 117.82
%
%
2 569 FARMERS MUT HAIL INS GRP
%69.75%11.73119 119 458.77 458.77
%
%
3 3219 SOMPO GRP
%80.73%10.98111 111 N/A N/A
4 626 CHUBB LTD GRP
%89.97%9.2394 94 N/A N/A
5 796 QBE INS GRP
%98.24%8.2784 84 75.17 75.17
%
%
6 158 FAIRFAX FIN GRP
%99.86%1.6216 13 4.78 4.78
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.95%0.0912N/AN/A
8 84 AMERICAN FINANCIAL GRP
%100.00%0.051 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,014 1,011 124.48 124.67
%
%
1 212 ZURICH INS GRP
%53.13%53.131,580 1,580Arizona 385.09 385.09
%
%
2 626 CHUBB LTD GRP
%90.45%37.321,110 1,110 28.45 28.45
%
%
3 796 QBE INS GRP
%99.03%8.57255 255 113.56 113.56
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%99.74%0.7121 21 198.07 198.17
%
%
5 12 AMERICAN INTL GRP
%99.98%0.247 7 19.14 19.14
%
%
6 513 IOWA FARM BUREAU GRP
%100.00%0.021 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,974 2,974 226.42 226.42
%
%
1 796 QBE INS GRP
%31.09%31.0913,003 12,995Arkansas 243.28 243.28
%
%
2 569 FARMERS MUT HAIL INS GRP
%57.63%26.5411,098 11,098 126.70 126.70
%
%
3 3219 SOMPO GRP
%68.82%11.194,681 4,681 154.08 155.81
%
%
4 10103 AMERICAN AGRICULTURAL INS CO
%78.39%9.574,001 4,001 140.41 143.23
%
%
5 12 AMERICAN INTL GRP
%85.59%7.203,011 3,011 173.34 173.34
%
%
6 84 AMERICAN FINANCIAL GRP
%90.85%5.262,201 2,201 111.06 111.06
%
%
7 626 CHUBB LTD GRP
%94.21%3.351,403 1,403 142.56 142.56
%
%
8 212 ZURICH INS GRP
%96.77%2.561,072 1,105 225.12 225.12
%
%
9 158 FAIRFAX FIN GRP
%99.22%2.451,023 7,408 15.69 15.73
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.99%0.78325 325 48.23 48.33
%
%
**STAT E TOTAL**
%100.00%100.0041,819 48,229 149.24 149.65
%
%
1 968 AXA INS GRP
%50.94%50.9413,033 13,033California 58.30 58.30
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%64.16%13.213,380 1,480 77.45 77.45
%
%
3 796 QBE INS GRP
%76.81%12.653,236 3,243 128.17 128.17
%
%
4 212 ZURICH INS GRP
%85.12%8.322,128 2,128 77.93 77.93
%
%
5 3219 SOMPO GRP
%93.40%8.282,118 1,824 112.77 114.67
%
%
6 626 CHUBB LTD GRP
%98.11%4.711,205 1,194 28.63 28.63
%
%
7 84 AMERICAN FINANCIAL GRP
%99.74%1.63416 445 N/A N/A
8 569 FARMERS MUT HAIL INS GRP
%99.95%0.2155 55 0.00 0.00
%
%
9 158 FAIRFAX FIN GRP
%100.00%0.0512 12 12.11 12.11
%
%
**STAT E TOTAL**
%100.00%100.0025,584 23,415 64.59 64.78
%
%
© 2024 National Association of Insurance Commissioners
103
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 569 FARMERS MUT HAIL INS GRP
%25.86%25.866,251 6,251Colorado 190.69 190.69
%
%
2 212 ZURICH INS GRP
%50.20%24.345,885 5,885 205.20 205.20
%
%
3 12 AMERICAN INTL GRP
%69.44%19.244,652 4,652 243.02 243.02
%
%
4 626 CHUBB LTD GRP
%81.86%12.423,003 3,003 159.49 159.49
%
%
5 3219 SOMPO GRP
%90.47%8.612,083 2,083 92.10 93.72
%
%
6 796 QBE INS GRP
%95.24%4.761,151 1,212 92.95 92.95
%
%
7 84 AMERICAN FINANCIAL GRP
%97.37%2.13515 515 176.26 176.26
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.12%1.75424 424 67.98 68.08
%
%
9 158 FAIRFAX FIN GRP
%99.90%0.78188 188 194.75 196.20
%
%
10 4720 CONIFER HOLDINGS GRP
%100.00%0.1025 20 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0024,177 24,235 184.43 184.58
%
%
1 212 ZURICH INS GRP
%100.00%100.0099Connecticut 17.05 17.05
%
%
**STAT E TOTAL**
%100.00%100.009 9 17.05 17.05
%
%
1 212 ZURICH INS GRP
%65.69%65.6973 73Delaware 15.64 15.64
%
%
2 3219 SOMPO GRP
%81.01%15.3217 14 N/A N/A
3 626 CHUBB LTD GRP
%91.79%10.7812 9 N/A N/A
4 796 QBE INS GRP
%98.83%7.048 8 0.00 0.00
%
%
5 569 FARMERS MUT HAIL INS GRP
%100.00%1.171 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00112 105 7.53 7.81
%
%
1 212 ZURICH INS GRP
%41.32%41.32227 227Florida 12.44 12.44
%
%
2 3219 SOMPO GRP
%63.89%22.57124 124 382.48 384.21
%
%
3 84 AMERICAN FINANCIAL GRP
%79.62%15.7286 86 254.51 254.79
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%91.43%11.8165 65 31.70 31.80
%
%
5 796 QBE INS GRP
%99.70%8.2745 45 25.89 25.89
%
%
6 158 FAIRFAX FIN GRP
%100.00%0.302 2 12.08 12.08
%
%
**STAT E TOTAL**
%100.00%100.00550 550 137.41 137.86
%
%
1 3219 SOMPO GRP
%33.47%33.471,484 1,484Georgia 69.19 70.91
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%52.14%18.67828 828 21.49 21.58
%
%
3 796 QBE INS GRP
%70.10%17.95796 796 110.00 110.00
%
%
4 12 AMERICAN INTL GRP
%76.96%6.86304 304 341.63 341.63
%
%
5 212 ZURICH INS GRP
%83.48%6.52289 289 94.39 94.39
%
%
6 569 FARMERS MUT HAIL INS GRP
%89.51%6.03267 267 25.34 25.34
%
%
7 626 CHUBB LTD GRP
%94.99%5.48243 243 240.15 240.15
%
%
8 84 AMERICAN FINANCIAL GRP
%99.73%4.75210 210 31.75 31.75
%
%
9 158 FAIRFAX FIN GRP
%100.00%0.2712 12 12.11 12.11
%
%
**STAT E TOTAL**
%100.00%100.004,434 4,434 92.74 93.34
%
%
© 2024 National Association of Insurance Commissioners
104
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%26.32%26.324,383 4,383Idaho 105.83 105.83
%
%
2 569 FARMERS MUT HAIL INS GRP
%52.18%25.864,307 4,307 71.49 71.49
%
%
3 796 QBE INS GRP
%71.71%19.533,251 3,250 30.43 30.43
%
%
4 626 CHUBB LTD GRP
%82.85%11.141,855 1,854 44.75 44.75
%
%
5 158 FAIRFAX FIN GRP
%93.76%10.921,818 1,818 12.49 13.79
%
%
6 3219 SOMPO GRP
%98.82%5.06843 844 32.85 34.60
%
%
7 84 AMERICAN FINANCIAL GRP
%99.71%0.88147 151 57.39 57.39
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.2949 49 N/A N/A
**STAT E TOTAL**
%100.00%100.0016,651 16,655 60.76 60.99
%
%
1 12 AMERICAN INTL GRP
%15.81%15.8126,411 26,411Illinois 95.62 95.62
%
%
2 84 AMERICAN FINANCIAL GRP
%30.05%14.2423,784 23,784 39.64 39.88
%
%
3 50 COUNTRY INS & FIN SERV GRP
%43.76%13.7122,909 22,909 52.52 52.52
%
%
4 212 ZURICH INS GRP
%56.25%12.4920,872 20,803 102.66 102.66
%
%
5 796 QBE INS GRP
%66.97%10.7217,908 17,908 84.04 84.04
%
%
6 3219 SOMPO GRP
%77.10%10.1316,927 16,922 20.48 22.21
%
%
7 626 CHUBB LTD GRP
%85.22%8.1113,554 13,552 76.83 76.83
%
%
8 569 FARMERS MUT HAIL INS GRP
%92.90%7.6812,836 12,836 38.03 38.03
%
%
9 158 FAIRFAX FIN GRP
%96.75%3.856,428 942 311.11 327.06
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%3.395,667 5,666 19.60 19.70
%
%
**STAT E TOTAL**
%100.00%100.00167,058 162,177 65.48 65.79
%
%
1 569 FARMERS MUT HAIL INS GRP
%18.78%18.788,802 8,799Indiana 41.32 41.32
%
%
2 212 ZURICH INS GRP
%34.01%15.237,139 7,138 85.93 85.93
%
%
3 3219 SOMPO GRP
%47.81%13.806,471 6,470 34.22 35.90
%
%
4 12 AMERICAN INTL GRP
%61.45%13.646,394 6,394 83.00 83.00
%
%
5 796 QBE INS GRP
%72.48%11.035,171 5,173 42.29 42.29
%
%
6 84 AMERICAN FINANCIAL GRP
%82.94%10.464,901 4,901 31.11 31.11
%
%
7 626 CHUBB LTD GRP
%90.82%7.883,692 3,692 N/A N/A
8 158 FAIRFAX FIN GRP
%96.33%5.512,584 2,584 24.57 24.59
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.74%3.411,599 1,603 23.82 23.92
%
%
10 50 COUNTRY INS & FIN SERV GRP
%99.99%0.24115 115 33.01 33.01
%
%
**STAT E TOTAL**
%100.00%100.0046,875 46,876 46.76 46.99
%
%
1 626 CHUBB LTD GRP
%19.65%19.6530,347 30,347Iowa 19.35 19.35
%
%
2 569 FARMERS MUT HAIL INS GRP
%38.01%18.3628,366 28,366 40.49 40.49
%
%
3 212 ZURICH INS GRP
%51.61%13.6021,008 21,008 50.45 50.45
%
%
4 796 QBE INS GRP
%64.21%12.6019,468 19,468 56.32 56.32
%
%
5 84 AMERICAN FINANCIAL GRP
%75.52%11.3017,458 17,458 54.76 54.76
%
%
6 3219 SOMPO GRP
%86.33%10.8116,699 16,699 71.55 73.25
%
%
7 12 AMERICAN INTL GRP
%91.56%5.238,081 8,081 55.05 55.05
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%95.44%3.885,990 5,994 19.00 19.10
%
%
9 513 IOWA FARM BUREAU GRP
%99.13%3.705,713 5,713 50.63 50.63
%
%
10 158 FAIRFAX FIN GRP
%99.62%0.49757 757 68.76 68.84
%
%
**STAT E TOTAL**
%100.00%100.00154,467 154,486 45.36 45.55
%
%
© 2024 National Association of Insurance Commissioners
105
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%21.42%21.4215,465 15,513Kansas 138.10 138.10
%
%
2 569 FARMERS MUT HAIL INS GRP
%35.98%14.5610,509 10,497 137.46 137.46
%
%
3 12 AMERICAN INTL GRP
%49.88%13.9010,035 10,035 226.96 226.96
%
%
4 796 QBE INS GRP
%62.39%12.519,033 9,015 215.02 215.02
%
%
5 84 AMERICAN FINANCIAL GRP
%72.65%10.267,409 7,409 242.52 244.67
%
%
6 626 CHUBB LTD GRP
%82.61%9.967,190 7,190 98.55 98.55
%
%
7 3219 SOMPO GRP
%88.07%5.463,945 3,871 165.11 166.85
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%91.77%3.692,665 2,668 190.98 191.08
%
%
9 513 IOWA FARM BUREAU GRP
%95.36%3.592,593 2,593 148.72 148.72
%
%
10 4851 CHURCH MUT GRP
%98.89%3.532,548 548 7.01 7.01
%
%
**STAT E TOTAL**
%100.00%100.0072,195 70,049 170.49 170.82
%
%
1 12 AMERICAN INTL GRP
%20.12%20.121,613 1,613Kentucky 232.01 232.01
%
%
2 569 FARMERS MUT HAIL INS GRP
%39.73%19.611,571 1,571 250.31 250.31
%
%
3 3219 SOMPO GRP
%58.78%19.061,527 1,881 133.14 134.24
%
%
4 796 QBE INS GRP
%72.92%14.141,133 1,105 149.37 149.37
%
%
5 212 ZURICH INS GRP
%86.60%13.681,097 1,097 222.70 222.70
%
%
6 84 AMERICAN FINANCIAL GRP
%96.90%10.30825 825 196.17 196.17
%
%
7 626 CHUBB LTD GRP
%99.14%2.24179 179 117.23 117.23
%
%
8 158 FAIRFAX FIN GRP
%99.61%0.4737 37 121.80 121.80
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%99.84%0.2319 19 459.01 459.01
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.98%0.1412 12 N/A N/A
**STAT E TOTAL**
%100.00%100.008,014 8,340 194.58 194.83
%
%
1 796 QBE INS GRP
%58.55%58.554,948 4,946Louisiana 278.17 278.17
%
%
2 626 CHUBB LTD GRP
%79.23%20.681,748 1,748 178.33 178.33
%
%
3 3219 SOMPO GRP
%97.97%18.741,583 1,583 374.62 376.39
%
%
4 12 AMERICAN INTL GRP
%99.00%1.0387 87 220.07 220.07
%
%
5 569 FARMERS MUT HAIL INS GRP
%99.47%0.4740 40 5.52 5.52
%
%
6 84 AMERICAN FINANCIAL GRP
%99.94%0.4739 39 13.63 13.63
%
%
7 212 ZURICH INS GRP
%100.00%0.065 5 374.70 374.70
%
%
8 158 FAIRFAX FIN GRP
%100.00%0.000 0 2,986.29 2,986.29
%
%
**STAT E TOTAL**
%100.00%100.008,450 8,448 272.58 272.92
%
%
1 4720 CONIFER HOLDINGS GRP
%100.00%100.0000Maine 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.000 0 0.00 0.00
%
%
1 212 ZURICH INS GRP
%44.20%44.2073 73Maryland 96.53 96.53
%
%
2 3219 SOMPO GRP
%69.42%25.2242 42 194.78 196.51
%
%
3 796 QBE INS GRP
%84.45%15.0425 25 0.00 0.00
%
%
4 626 CHUBB LTD GRP
%98.60%14.1523 22 N/A N/A
5 569 FARMERS MUT HAIL INS GRP
%99.52%0.922 2 0.00 0.00
%
%
6 12 AMERICAN INTL GRP
%100.00%0.481 1 582.85 582.85
%
%
**STAT E TOTAL**
%100.00%100.00165 164 93.96 94.40
%
%
1 796 QBE INS GRP
%100.00%100.0044Massachusetts 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004 4 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
106
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%21.34%21.341,799 1,784Michigan 43.11 43.11
%
%
2 84 AMERICAN FINANCIAL GRP
%37.76%16.421,384 1,384 72.96 72.96
%
%
3 569 FARMERS MUT HAIL INS GRP
%54.09%16.331,377 1,377 43.71 43.71
%
%
4 796 QBE INS GRP
%65.92%11.84998 998 33.93 33.93
%
%
5 12 AMERICAN INTL GRP
%77.42%11.50969 969 37.90 37.90
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%86.65%9.23778 778 64.12 64.21
%
%
7 626 CHUBB LTD GRP
%94.77%8.12685 685 25.15 25.15
%
%
8 4720 CONIFER HOLDINGS GRP
%100.00%6.32533 364 20.28 20.28
%
%
9 3219 SOMPO GRP
%100.00%4.44374 374 136.06 137.68
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%100.00%3.91330 330 105.04 108.60
%
%
**STAT E TOTAL**
%100.00%100.008,431 8,248 48.75 48.97
%
%
1 212 ZURICH INS GRP
%24.23%24.2337,725 37,725Minnesota 95.35 95.35
%
%
2 796 QBE INS GRP
%43.71%19.4830,327 30,327 101.14 101.14
%
%
3 3219 SOMPO GRP
%61.23%17.5227,267 27,267 66.70 68.40
%
%
4 569 FARMERS MUT HAIL INS GRP
%77.49%16.2625,311 25,306 89.76 89.76
%
%
5 626 CHUBB LTD GRP
%83.65%6.169,587 9,587 33.50 33.50
%
%
6 12 AMERICAN INTL GRP
%89.50%5.859,113 9,113 120.20 120.20
%
%
7 84 AMERICAN FINANCIAL GRP
%93.75%4.256,611 6,611 96.61 96.61
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%97.91%4.166,473 6,473 32.51 32.61
%
%
9 158 FAIRFAX FIN GRP
%99.31%1.402,184 2,184 211.54 211.54
%
%
10 513 IOWA FARM BUREAU GRP
%99.62%0.31481 481 50.82 50.82
%
%
**STAT E TOTAL**
%100.00%100.00155,676 155,800 86.87 87.18
%
%
1 3219 SOMPO GRP
%71.72%71.725,434 5,434Mississippi 233.08 234.89
%
%
2 569 FARMERS MUT HAIL INS GRP
%81.64%9.93752 753 183.81 183.81
%
%
3 796 QBE INS GRP
%88.90%7.25550 550 219.91 219.91
%
%
4 212 ZURICH INS GRP
%93.58%4.68355 355 127.45 127.45
%
%
5 158 FAIRFAX FIN GRP
%96.35%2.77210 210 123.01 123.43
%
%
6 626 CHUBB LTD GRP
%98.27%1.92146 146 51.67 51.67
%
%
7 12 AMERICAN INTL GRP
%99.30%1.0378 78 N/A N/A
8 84 AMERICAN FINANCIAL GRP
%99.73%0.4333 33 7.03 7.03
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.2720 20 N/A N/A
**STAT E TOTAL**
%100.00%100.007,578 7,579 211.62 212.94
%
%
1 626 CHUBB LTD GRP
%38.99%38.9917,401 17,401Missouri 58.34 58.34
%
%
2 3219 SOMPO GRP
%52.36%13.375,966 5,965 143.08 144.72
%
%
3 569 FARMERS MUT HAIL INS GRP
%64.67%12.305,490 5,490 88.01 88.01
%
%
4 12 AMERICAN INTL GRP
%74.56%9.894,415 4,415 86.22 86.22
%
%
5 796 QBE INS GRP
%82.15%7.593,387 3,389 92.60 92.60
%
%
6 84 AMERICAN FINANCIAL GRP
%89.44%7.293,251 3,251 45.75 45.75
%
%
7 212 ZURICH INS GRP
%95.25%5.812,592 2,592 69.57 69.57
%
%
8 158 FAIRFAX FIN GRP
%97.94%2.691,201 1,201 65.21 65.25
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.46%1.52678 679 40.92 41.01
%
%
10 10103 AMERICAN AGRICULTURAL INS CO
%99.71%0.26115 115 112.04 112.75
%
%
**STAT E TOTAL**
%100.00%100.0044,623 44,646 78.40 78.62
%
%
© 2024 National Association of Insurance Commissioners
107
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 10103 AMERICAN AGRICULTURAL INS CO
%32.31%32.31161 161Montana 16.31 19.58
%
%
2 626 CHUBB LTD GRP
%57.47%25.16125 125 19.47 19.47
%
%
3 176 STATE FARM GRP
%73.32%15.8679 64 0.00 0.00
%
%
4 4990 CORE SPECIALTY INS HOLDINGS GRP
%86.46%13.1465 35 52.01 57.79
%
%
5 212 ZURICH INS GRP
%99.40%12.9464 64 141.80 141.80
%
%
6 158 FAIRFAX FIN GRP
%100.00%0.603 3 6.87 6.87
%
%
**STAT E TOTAL**
%100.00%100.00498 453 35.43 37.05
%
%
1 212 ZURICH INS GRP
%31.68%31.68129,728 129,728Nebraska 143.39 143.39
%
%
2 796 QBE INS GRP
%56.33%24.64100,908 100,980 110.74 110.74
%
%
3 626 CHUBB LTD GRP
%67.23%10.9044,622 44,622 115.61 115.61
%
%
4 84 AMERICAN FINANCIAL GRP
%77.36%10.1441,503 41,503 175.66 175.66
%
%
5 3219 SOMPO GRP
%87.37%10.0140,991 40,991 222.49 223.99
%
%
6 569 FARMERS MUT HAIL INS GRP
%93.11%5.7323,478 23,478 133.38 133.38
%
%
7 12 AMERICAN INTL GRP
%96.92%3.8115,602 15,602 148.68 148.68
%
%
8 158 FAIRFAX FIN GRP
%98.17%1.255,119 5,119 114.94 115.23
%
%
9 513 IOWA FARM BUREAU GRP
%99.28%1.114,560 4,560 104.63 104.63
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.89%0.602,475 2,475 99.83 99.93
%
%
**STAT E TOTAL**
%100.00%100.00409,457 409,522 141.98 142.13
%
%
1 158 FAIRFAX FIN GRP
%98.89%98.891,355 1,355Nevada 39.55 39.55
%
%
2 626 CHUBB LTD GRP
%99.49%0.6088N/AN/A
3 212 ZURICH INS GRP
%99.98%0.4977N/AN/A
4 796 QBE INS GRP
%100.00%0.020 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,370 1,401 18.82 18.82
%
%
1 212 ZURICH INS GRP
%100.00%100.0044New Hampshire 17.06 17.06
%
%
**STAT E TOTAL**
%100.00%100.004 4 17.06 17.06
%
%
1 12 AMERICAN INTL GRP
%34.01%34.01839 839New Mexico 203.35 203.35
%
%
2 796 QBE INS GRP
%66.93%32.91812 812 191.60 191.60
%
%
3 212 ZURICH INS GRP
%78.91%11.98296 296 9.83 9.83
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%85.60%6.69165 153 4.17 4.27
%
%
5 3219 SOMPO GRP
%91.41%5.81143 143 285.76 287.32
%
%
6 158 FAIRFAX FIN GRP
%95.12%3.7192 92 166.79 168.65
%
%
7 626 CHUBB LTD GRP
%96.74%1.6240 40 91.52 91.52
%
%
8 84 AMERICAN FINANCIAL GRP
%98.30%1.5739 39 0.00 0.00
%
%
9 569 FARMERS MUT HAIL INS GRP
%99.13%0.8220 20 124.86 124.86
%
%
10 513 IOWA FARM BUREAU GRP
%99.86%0.7318 18 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,468 2,455 159.80 159.97
%
%
1 12 AMERICAN INTL GRP
%83.30%83.30178 178New York 49.31 49.31
%
%
2 796 QBE INS GRP
%99.04%15.7534 34 677.79 677.79
%
%
3 212 ZURICH INS GRP
%99.63%0.5911N/AN/A
4 158 FAIRFAX FIN GRP
%100.00%0.3711N/AN/A
**STAT E TOTAL**
%100.00%100.00213 219 119.26 119.26
%
%
© 2024 National Association of Insurance Commissioners
108
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%31.93%31.931,240 1,256North Carolina 105.48 105.48
%
%
2 324 NORTH CAROLINA FARM BUREAU GRP
%56.94%25.01972 972 36.70 36.70
%
%
3 212 ZURICH INS GRP
%81.05%24.11937 937 100.70 100.70
%
%
4 796 QBE INS GRP
%86.10%5.05196 196 21.81 21.81
%
%
5 158 FAIRFAX FIN GRP
%89.76%3.66142 142 22.64 25.21
%
%
6 626 CHUBB LTD GRP
%93.16%3.40132 132 N/A N/A
7 3219 SOMPO GRP
%96.05%2.89112 112 N/A N/A
8 12 AMERICAN INTL GRP
%98.52%2.4796 96 6.32 6.32
%
%
9 569 FARMERS MUT HAIL INS GRP
%100.00%1.4858 58 16.71 16.71
%
%
**STAT E TOTAL**
%100.00%100.003,885 3,901 68.81 68.95
%
%
1 212 ZURICH INS GRP
%25.75%25.7530,054 30,054North Dakota 44.96 44.96
%
%
2 796 QBE INS GRP
%50.43%24.6728,792 28,792 36.98 36.98
%
%
3 626 CHUBB LTD GRP
%69.53%19.1022,286 22,286 52.84 52.84
%
%
4 3219 SOMPO GRP
%80.30%10.7712,572 12,572 42.21 43.85
%
%
5 84 AMERICAN FINANCIAL GRP
%86.88%6.587,676 7,676 42.68 43.14
%
%
6 569 FARMERS MUT HAIL INS GRP
%92.98%6.107,117 7,117 54.37 54.37
%
%
7 12 AMERICAN INTL GRP
%95.47%2.502,915 2,915 35.63 35.63
%
%
8 3500 NODAK MUT GRP
%97.63%2.162,519 2,519 15.59 15.59
%
%
9 158 FAIRFAX FIN GRP
%98.76%1.131,315 1,315 59.94 59.94
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.64%0.881,027 1,028 25.46 25.56
%
%
**STAT E TOTAL**
%100.00%100.00116,693 116,374 43.70 43.91
%
%
1 569 FARMERS MUT HAIL INS GRP
%27.41%27.415,892 5,882Ohio 32.19 32.19
%
%
2 212 ZURICH INS GRP
%45.10%17.693,802 3,799 68.84 68.84
%
%
3 12 AMERICAN INTL GRP
%60.63%15.523,337 3,337 87.35 87.35
%
%
4 626 CHUBB LTD GRP
%74.33%13.712,946 2,946 46.97 46.97
%
%
5 3219 SOMPO GRP
%83.75%9.422,024 1,982 36.41 38.22
%
%
6 796 QBE INS GRP
%90.58%6.831,469 1,469 29.42 29.42
%
%
7 84 AMERICAN FINANCIAL GRP
%94.52%3.94846 846 61.76 61.76
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%98.19%3.68790 790 51.04 51.14
%
%
9 158 FAIRFAX FIN GRP
%99.45%1.26271 271 1.94 1.94
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%99.86%0.4187 65 N/A N/A
**STAT E TOTAL**
%100.00%100.0021,492 21,413 50.86 51.03
%
%
1 12 AMERICAN INTL GRP
%30.05%30.052,124 2,124Oklahoma 131.51 131.51
%
%
2 3219 SOMPO GRP
%48.36%18.321,295 1,295 76.18 77.95
%
%
3 212 ZURICH INS GRP
%62.85%14.481,024 1,024 56.82 56.82
%
%
4 796 QBE INS GRP
%75.03%12.19861 861 110.82 110.82
%
%
5 569 FARMERS MUT HAIL INS GRP
%81.74%6.71474 474 19.51 19.51
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%88.11%6.37450 451 68.60 68.69
%
%
7 84 AMERICAN FINANCIAL GRP
%93.84%5.72405 405 68.79 68.79
%
%
8 626 CHUBB LTD GRP
%97.07%3.24229 229 64.18 64.18
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%98.74%1.67118 118 182.93 189.69
%
%
10 158 FAIRFAX FIN GRP
%99.66%0.9265 65 21.18 26.80
%
%
**STAT E TOTAL**
%100.00%100.007,068 7,060 90.37 90.86
%
%
© 2024 National Association of Insurance Commissioners
109
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%47.97%47.971,495 1,446Oregon N/A N/A
2 212 ZURICH INS GRP
%85.99%38.021,185 1,185 8.75 8.75
%
%
3 796 QBE INS GRP
%94.09%8.10253 251 0.82 0.82
%
%
4 84 AMERICAN FINANCIAL GRP
%97.93%3.84120 120 9.36 9.36
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%2.3172 82 N/A N/A
6 3219 SOMPO GRP
%100.00%1.6351 54 N/A N/A
7 569 FARMERS MUT HAIL INS GRP
%100.00%0.8527 27 0.00 0.00
%
%
8 176 STATE FARM GRP
%100.00%0.4213 13 395.67 395.67
%
%
**STAT E TOTAL**
%100.00%100.003,117 3,080 N/A N/A
1 12 AMERICAN INTL GRP
%83.31%83.311,151 1,151Pennsylvania 83.00 83.00
%
%
2 212 ZURICH INS GRP
%90.66%7.35102 102 38.01 38.01
%
%
3 626 CHUBB LTD GRP
%95.81%5.1571 71 22.95 22.95
%
%
4 3219 SOMPO GRP
%98.08%2.2731 31 125.90 127.62
%
%
5 569 FARMERS MUT HAIL INS GRP
%99.17%1.0915 15 105.64 105.64
%
%
6 158 FAIRFAX FIN GRP
%99.71%0.547 7 27.53 27.53
%
%
7 796 QBE INS GRP
%100.00%0.294 4 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,381 1,381 77.29 77.32
%
%
1 212 ZURICH INS GRP
%34.37%34.37120 120South Carolina 120.31 120.31
%
%
2 569 FARMERS MUT HAIL INS GRP
%54.96%20.5972 72 72.52 72.52
%
%
3 3219 SOMPO GRP
%75.40%20.4471 71 91.12 92.95
%
%
4 84 AMERICAN FINANCIAL GRP
%90.24%14.8352 52 0.00 0.00
%
%
5 796 QBE INS GRP
%97.86%7.6227 27 0.00 0.00
%
%
6 158 FAIRFAX FIN GRP
%99.29%1.435 5 374.47 374.47
%
%
7 12 AMERICAN INTL GRP
%100.00%0.7122N/AN/A
**STAT E TOTAL**
%100.00%100.00350 350 76.40 76.77
%
%
1 212 ZURICH INS GRP
%23.96%23.9618,041 18,077South Dakota 80.80 80.80
%
%
2 626 CHUBB LTD GRP
%45.10%21.1415,917 15,917 86.38 86.38
%
%
3 796 QBE INS GRP
%59.10%13.9910,535 10,535 43.81 43.81
%
%
4 569 FARMERS MUT HAIL INS GRP
%69.79%10.698,050 8,048 57.90 57.90
%
%
5 84 AMERICAN FINANCIAL GRP
%79.57%9.787,367 7,367 37.94 37.94
%
%
6 3219 SOMPO GRP
%88.63%9.056,815 6,815 95.43 97.07
%
%
7 12 AMERICAN INTL GRP
%94.04%5.414,072 4,072 55.67 55.67
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%98.13%4.103,084 3,089 21.46 21.55
%
%
9 158 FAIRFAX FIN GRP
%98.75%0.61463 463 13.99 14.18
%
%
10 4851 CHURCH MUT GRP
%99.35%0.61457 727 22.10 22.10
%
%
**STAT E TOTAL**
%100.00%100.0075,288 75,585 66.91 67.06
%
%
1 796 QBE INS GRP
%24.69%24.69801 782Tennessee 137.63 137.63
%
%
2 569 FARMERS MUT HAIL INS GRP
%48.02%23.33757 757 157.62 157.62
%
%
3 626 CHUBB LTD GRP
%71.06%23.04747 747 52.43 52.43
%
%
4 3219 SOMPO GRP
%81.50%10.45339 458 66.70 67.33
%
%
5 212 ZURICH INS GRP
%91.60%10.10328 316 85.93 85.93
%
%
6 12 AMERICAN INTL GRP
%97.48%5.88191 191 170.95 170.95
%
%
7 158 FAIRFAX FIN GRP
%98.83%1.3544 44 9.92 9.92
%
%
8 84 AMERICAN FINANCIAL GRP
%99.78%0.9531 31 4.89 4.89
%
%
9 10103 AMERICAN AGRICULTURAL INS CO
%99.92%0.144 4 46.33 46.33
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.083 3 99.88 100.00
%
%
**STAT E TOTAL**
%100.00%100.003,243 3,332 107.25 107.34
%
%
© 2024 National Association of Insurance Commissioners
110
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 796 QBE INS GRP
%22.90%22.9013,450 13,450Texa s 162.09 162.09
%
%
2 212 ZURICH INS GRP
%43.04%20.1411,828 11,834 169.04 169.04
%
%
3 3219 SOMPO GRP
%59.11%16.079,440 9,440 80.55 82.26
%
%
4 12 AMERICAN INTL GRP
%70.76%11.656,844 6,844 173.72 173.72
%
%
5 626 CHUBB LTD GRP
%81.62%10.866,377 6,377 83.26 83.26
%
%
6 84 AMERICAN FINANCIAL GRP
%88.86%7.244,253 4,253 162.31 162.31
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%93.29%4.432,599 2,457 44.74 44.74
%
%
8 569 FARMERS MUT HAIL INS GRP
%97.69%4.402,586 2,586 187.94 187.94
%
%
9 158 FAIRFAX FIN GRP
%100.00%3.241,903 1,007 234.76 220.98
%
%
10 176 STATE FARM GRP
%100.00%0.29169 198 389.50 389.50
%
%
**STAT E TOTAL**
%100.00%100.0058,736 57,728 142.65 142.69
%
%
1 158 FAIRFAX FIN GRP
%62.81%62.81181 181Utah 12.11 12.11
%
%
2 626 CHUBB LTD GRP
%80.20%17.3950 50 N/A N/A
3 3219 SOMPO GRP
%88.69%8.4924 24 326.88 328.60
%
%
4 513 IOWA FARM BUREAU GRP
%95.59%6.9020 20 27.30 27.30
%
%
5 796 QBE INS GRP
%100.00%4.4113 9 638.87 638.87
%
%
**STAT E TOTAL**
%100.00%100.00287 284 56.66 56.81
%
%
1 626 CHUBB LTD GRP
%100.00%100.0022Vermont 17.38 17.38
%
%
**STAT E TOTAL**
%100.00%100.002 2 17.38 17.38
%
%
1 212 ZURICH INS GRP
%67.38%67.38938 936Virginia 99.60 99.60
%
%
2 10103 AMERICAN AGRICULTURAL INS CO
%90.01%22.63315 315 58.39 60.71
%
%
3 569 FARMERS MUT HAIL INS GRP
%93.32%3.3146 46 11.68 11.68
%
%
4 626 CHUBB LTD GRP
%95.51%2.1930 30 N/A N/A
5 3098 TOKIO MARINE HOLDINGS INC GRP
%97.63%2.1230 30 263.10 263.20
%
%
6 796 QBE INS GRP
%99.65%2.0228 28 17.54 17.54
%
%
7 12 AMERICAN INTL GRP
%99.98%0.335 5 380.82 380.82
%
%
8 158 FAIRFAX FIN GRP
%100.00%0.0200N/AN/A
**STAT E TOTAL**
%100.00%100.001,391 1,390 86.89 87.41
%
%
1 212 ZURICH INS GRP
%41.81%41.816,304 6,304Washington 72.95 72.95
%
%
2 796 QBE INS GRP
%67.07%25.263,809 3,805 20.65 20.65
%
%
3 626 CHUBB LTD GRP
%84.60%17.532,643 2,363 98.78 98.78
%
%
4 158 FAIRFAX FIN GRP
%91.59%7.001,055 1,055 41.44 42.41
%
%
5 84 AMERICAN FINANCIAL GRP
%95.62%4.03608 605 75.12 75.12
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%98.46%2.84428 432 N/A N/A
7 3219 SOMPO GRP
%100.00%1.87281 281 N/A N/A
8 176 STATE FARM GRP
%100.00%0.93141 163 26.16 26.16
%
%
**STAT E TOTAL**
%100.00%100.0015,079 14,818 56.01 56.11
%
%
1 212 ZURICH INS GRP
%85.06%85.0613 13West Virginia 19.77 19.77
%
%
2 12 AMERICAN INTL GRP
%100.00%14.942 2 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0015 15 16.82 16.82
%
%
© 2024 National Association of Insurance Commissioners
111
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.4 - Private Crop
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 569 FARMERS MUT HAIL INS GRP
%18.32%18.323,893 3,893Wisconsin 38.49 38.49
%
%
2 12 AMERICAN INTL GRP
%36.39%18.073,842 3,842 81.17 81.17
%
%
3 212 ZURICH INS GRP
%52.34%15.963,392 3,392 133.95 133.95
%
%
4 158 FAIRFAX FIN GRP
%66.69%14.343,049 3,049 36.55 36.55
%
%
5 796 QBE INS GRP
%80.20%13.522,873 2,873 38.91 38.91
%
%
6 84 AMERICAN FINANCIAL GRP
%88.28%8.071,716 1,716 86.43 89.18
%
%
7 626 CHUBB LTD GRP
%95.32%7.041,496 1,496 49.30 49.30
%
%
8 3219 SOMPO GRP
%99.45%4.14880 877 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.76%0.3065 65 150.42 150.52
%
%
10 176 STATE FARM GRP
%99.96%0.2144 57 167.35 167.35
%
%
**STAT E TOTAL**
%100.00%100.0021,257 21,268 27.44 27.71
%
%
1 796 QBE INS GRP
%28.66%28.66612 612Wyoming 138.19 138.19
%
%
2 212 ZURICH INS GRP
%55.32%26.66569 569 32.96 32.96
%
%
3 569 FARMERS MUT HAIL INS GRP
%75.70%20.37435 435 194.66 194.66
%
%
4 626 CHUBB LTD GRP
%88.15%12.46266 266 83.41 83.41
%
%
5 12 AMERICAN INTL GRP
%92.84%4.69100 100 319.30 319.30
%
%
6 10103 AMERICAN AGRICULTURAL INS CO
%96.78%3.9384 84 199.50 204.16
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.69%2.9262 71 53.88 53.88
%
%
8 84 AMERICAN FINANCIAL GRP
%99.94%0.245 5 0.00 0.00
%
%
9 3219 SOMPO GRP
%100.00%0.0611N/AN/A
**STAT E TOTAL**
%100.00%100.002,135 2,144 122.38 122.56
%
%
© 2024 National Association of Insurance Commissioners
112
02.5—Private Flood
© 2024 National Association of Insurance Commissioners
113
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%12.84%12.84183,867 157,811 0.48 0.71
%
%
2 212 ZURICH INS GRP
%24.69%11.85169,682 164,778 N/A N/A
3 968 AXA INS GRP
%34.79%10.09144,531 130,327 N/A N/A
4 19 ASSURANT INC GRP
%43.45%8.66123,971 126,904 12.64 12.64
%
%
5 12 AMERICAN INTL GRP
%51.82%8.38119,949 151,360 20.14 24.20
%
%
6 111 LIBERTY MUT GRP
%57.96%6.1387,816 79,829 15.18 15.50
%
%
7 181 SWISS RE GRP
%64.08%6.1387,706 86,084 12.15 13.63
%
%
8 4715 MS & AD INS GRP
%69.41%5.3376,243 56,583 7.35 7.35
%
%
9 3219 SOMPO GRP
%73.93%4.5264,685 67,935 3.30 3.74
%
%
10 8 ALLSTATE INS GRP
%77.77%3.8454,988 50,733 16.25 17.19
%
%
11 1279 ARCH INS GRP
%81.49%3.7253,272 47,581 27.43 28.95
%
%
12 626 CHUBB LTD GRP
%84.83%3.3447,819 48,147 2.31 2.49
%
%
13 761 ALLIANZ INS GRP
%87.67%2.8440,644 39,836 3.76 4.06
%
%
14 4977 PALOMAR HOLDINGS GRP
%89.07%1.4020,058 17,605 67.84 67.84
%
%
15 4969 TRISURA GRP
%90.20%1.1316,187 26,494 N/A N/A
16 411 MAPFRE INS GRP
%91.18%0.9814,089 14,355 N/A N/A
17 361 MUNICH RE GRP
%91.91%0.7310,455 9,933 N/A N/A
18 4987 INCLINE INS GRP LLC GRP
%92.60%0.689,784 9,043 21.43 21.56
%
%
19 383 AMERICAN EUROPEAN GRP
%93.16%0.568,053 4,818 2.73 3.48
%
%
20 155 PROGRESSIVE GRP
%93.69%0.537,629 8,475 N/A N/A
21 244 CINCINNATI FIN GRP
%94.22%0.537,559 7,038 58.40 59.90
%
%
22 98 WR BERKLEY CORP GRP
%94.74%0.537,521 7,777 31.66 34.56
%
%
23 140 NATIONWIDE CORP GRP
%95.18%0.446,268 6,706 46.28 47.88
%
%
24 3593 USIC GRP
%95.61%0.436,118 6,259 N/A N/A
25 3098 TOKIO MARINE HOLDINGS INC GRP
%95.99%0.385,410 5,845 69.13 69.13
%
%
26 4990 CORE SPECIALTY INS HOLDINGS GRP
%96.36%0.375,294 4,725 N/A N/A
27 158 FAIRFAX FIN GRP
%96.70%0.344,866 4,398 28.15 28.93
%
%
28 4381 SKYWARD SPECIALTY INS GRP INC GRP
%97.01%0.314,497 3,552 55.70 55.74
%
%
29 783 RLI INS GRP
%97.32%0.314,465 4,048 N/A N/A
30 12841 AMERICAN INTEGRITY INS CO OF FL
%97.60%0.283,990 3,800 165.43 166.34
%
%
31 922 ICW GRP ASSETS INC GRP
%97.86%0.263,725 3,027 22.54 23.70
%
%
32 11523 WRIGHT NATL FLOOD INS CO
%98.08%0.223,153 3,029 N/A N/A
33 280 AUTO OWNERS GRP
%98.22%0.142,030 949 125.47 127.41
%
%
34 4051 OCEAN HARBOR GRP
%98.35%0.131,835 1,512 N/A N/A
35 88 THE HANOVER INS GRP
%98.48%0.121,782 1,831 0.71 1.42
%
%
36 169 SENTRY INS GRP
%98.60%0.121,745 1,555 2.99 3.11
%
%
37 4734 APOLLO GLOBAL MGMT GRP
%98.72%0.121,739 1,271 48.05 48.77
%
%
38 5065 SUTTON NATL INS HOLDINGS GRP
%98.82%0.111,512 484 23.11 23.81
%
%
39 4769 FLORIDA PENINSULA HOLDINGS GRP
%98.92%0.101,404 1,608 132.61 137.19
%
%
40 749 SCOR GRP
%99.02%0.101,374 2,321 N/A N/A
41 4857 CABRILLO HOLDING GRP
%99.11%0.091,251 986 11.00 13.03
%
%
42 4861 HERITAGE INS HOLDINGS GRP
%99.19%0.091,246 1,277 0.01 0.01
%
%
43 62 EMC INS CO GRP
%99.28%0.091,237 1,196 1.88 1.93
%
%
44 3484 TOWER HILL INS GRP
%99.36%0.091,217 1,278 2.10 2.10
%
%
45 796 QBE INS GRP
%99.44%0.081,135 806 17.35 20.80
%
%
46 218 CNA INS GRP
%99.52%0.081,097 1,088 3.17 3.45
%
%
47 12247 SOUTHERN OAK INS CO
%99.59%0.07970 980 53.07 53.25
%
%
48 4997 ACP INS MGMT LLC GRP
%99.65%0.07932 714 13.26 15.30
%
%
49 12898 AMERICAN RISK INS CO INC
%99.70%0.04644 517 0.00 0.00
%
%
50 15545 THE WOODLANDS INS CO
%99.74%0.04564 653 27.03 27.05
%
%
51 306 TRUSTAGE GRP
%99.77%0.04520 498 N/A N/A
52 408 BROOKFIELD REINS LTD GRP
%99.81%0.03489 505 185.31 185.31
%
%
53 71 UNIVERSAL INS CO GRP
%99.84%0.03457 540 98.17 99.50
%
%
54 10117 SECURITY FIRST INS CO
%99.87%0.03432 673 444.97 467.96
%
%
55 303 GUIDEONE INS GRP
%99.89%0.02332 350 3.21 2.91
%
%
56 5010 SH1 HOLDINGS GRP
%99.92%0.02306 240 39.16 41.32
%
%
57 4780 MENNONITE MUT GRP
%99.93%0.02272 255 7.75 7.75
%
%
58 12536 HOMEOWNERS OF AMER INS CO
%99.95%0.02261 291 0.00 0.00
%
%
59 899 ROCKINGHAM GRP
%99.97%0.02260 256 0.05 0.52
%
%
60 5028 SAFEPOINT HOLDINGS INC GRP
%99.99%0.02230 214 182.74 186.81
%
%
61 4962 AU HOLDING CO GRP
%100.00%0.01172 152 0.00 0.00
%
%
62 91 HARTFORD FIRE & CAS GRP
%100.00%0.01153 155 N/A N/A
63 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%100.00%0.01138 125 16.21 16.77
%
%
64 15350 WEST BEND INS CO
%100.00%0.01121 111 N/A N/A
65 785 MARKEL CORP GRP
%100.00%0.01121 34 N/A N/A
© 2024 National Association of Insurance Commissioners
114
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4672 DONGBU INS GRP
%100.00%0.01119 125 0.00 0.00
%
%
67 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.01113 108 0.00 0.00
%
%
68 4911 MIDWEST FAMILY GRP
%100.00%0.01113 100 0.00 0.00
%
%
69 96 SECURA INS GRP
%100.00%0.0199 99 4.40 5.85
%
%
70 55 AUTOMOBILE CLUB MI GRP
%100.00%0.0188 80 35.94 35.94
%
%
71 4869 WT HOLDINGS GRP
%100.00%0.0068 67 299.39 299.39
%
%
72 43877 FIRST MUT INS CO
%100.00%0.0035 34 0.00 0.00
%
%
73 144 NORFOLK & DEDHAM GRP
%100.00%0.0032 15 0.00 0.00
%
%
74 291 ENCOVA MUT INS GRP
%100.00%0.0024 15 66.80 66.80
%
%
75 43290 WAYNE COOP INS CO
%100.00%0.006 5 0.00 0.00
%
%
76 46 BUCKEYE INS GRP
%100.00%0.005 5 0.00 0.00
%
%
77 11061 FARMERS FIRE INS CO
%100.00%0.004 5 0.00 0.00
%
%
78 201 UTICA GRP
%100.00%0.003 2 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.001,431,760 1,390,135 5.75 5.79
%
%
© 2024 National Association of Insurance Commissioners
115
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%11.93%11.93166,335 161,419 N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%23.51%11.57161,277 137,073 N/A N/A
3 968 AXA INS GRP
%33.88%10.37144,531 130,286 N/A N/A
4 19 ASSURANT INC GRP
%42.77%8.89123,971 126,904 12.64 12.64
%
%
5 12 AMERICAN INTL GRP
%51.33%8.56119,245 150,142 20.32 24.41
%
%
6 111 LIBERTY MUT GRP
%57.63%6.3087,816 79,829 15.18 15.50
%
%
7 181 SWISS RE GRP
%63.19%5.5677,487 74,458 20.09 21.71
%
%
8 4715 MS & AD INS GRP
%68.66%5.4776,243 56,583 7.35 7.35
%
%
9 3219 SOMPO GRP
%73.30%4.6464,685 67,935 3.30 3.74
%
%
10 8 ALLSTATE INS GRP
%77.24%3.9554,988 50,733 16.25 17.19
%
%
11 1279 ARCH INS GRP
%81.07%3.8253,282 47,585 27.51 29.04
%
%
12 626 CHUBB LTD GRP
%84.50%3.4347,819 48,147 2.31 2.48
%
%
13 761 ALLIANZ INS GRP
%87.35%2.8539,702 38,743 3.87 4.18
%
%
14 4977 PALOMAR HOLDINGS GRP
%88.79%1.4420,058 17,605 67.84 67.84
%
%
15 4969 TRISURA GRP
%89.95%1.1616,187 26,494 N/A N/A
16 411 MAPFRE INS GRP
%90.96%1.0114,089 14,355 N/A N/A
17 361 MUNICH RE GRP
%91.71%0.7510,455 9,933 N/A N/A
18 4987 INCLINE INS GRP LLC GRP
%92.41%0.709,784 9,043 21.43 21.56
%
%
19 383 AMERICAN EUROPEAN GRP
%92.99%0.588,053 4,818 2.73 3.48
%
%
20 155 PROGRESSIVE GRP
%93.54%0.557,629 8,475 N/A N/A
21 244 CINCINNATI FIN GRP
%94.08%0.547,559 7,038 58.40 59.90
%
%
22 98 WR BERKLEY CORP GRP
%94.62%0.547,519 7,775 31.67 34.56
%
%
23 140 NATIONWIDE CORP GRP
%95.07%0.456,268 6,706 46.28 47.88
%
%
24 3593 USIC GRP
%95.51%0.446,118 6,259 N/A N/A
25 3098 TOKIO MARINE HOLDINGS INC GRP
%95.89%0.395,410 5,845 69.13 69.13
%
%
26 4990 CORE SPECIALTY INS HOLDINGS GRP
%96.27%0.385,294 4,725 N/A N/A
27 158 FAIRFAX FIN GRP
%96.62%0.354,866 4,398 28.15 28.93
%
%
28 4381 SKYWARD SPECIALTY INS GRP INC GRP
%96.95%0.324,497 3,552 55.70 55.74
%
%
29 783 RLI INS GRP
%97.27%0.324,465 4,048 N/A N/A
30 12841 AMERICAN INTEGRITY INS CO OF FL
%97.55%0.293,990 3,800 165.43 166.34
%
%
31 922 ICW GRP ASSETS INC GRP
%97.82%0.273,725 3,027 22.54 23.70
%
%
32 11523 WRIGHT NATL FLOOD INS CO
%98.05%0.233,153 3,029 N/A N/A
33 280 AUTO OWNERS GRP
%98.19%0.152,030 949 125.47 127.41
%
%
34 4051 OCEAN HARBOR GRP
%98.32%0.131,835 1,512 N/A N/A
35 88 THE HANOVER INS GRP
%98.45%0.131,782 1,831 0.71 1.42
%
%
36 4734 APOLLO GLOBAL MGMT GRP
%98.58%0.121,739 1,271 48.05 48.77
%
%
37 5065 SUTTON NATL INS HOLDINGS GRP
%98.69%0.111,512 484 23.11 23.81
%
%
38 169 SENTRY INS GRP
%98.79%0.111,500 1,422 3.04 3.16
%
%
39 4769 FLORIDA PENINSULA HOLDINGS GRP
%98.89%0.101,404 1,608 132.61 137.19
%
%
40 749 SCOR GRP
%98.99%0.101,374 2,321 N/A N/A
41 4857 CABRILLO HOLDING GRP
%99.08%0.091,251 986 11.00 13.03
%
%
42 4861 HERITAGE INS HOLDINGS GRP
%99.17%0.091,246 1,277 0.01 0.01
%
%
43 62 EMC INS CO GRP
%99.26%0.091,237 1,196 1.88 1.93
%
%
44 3484 TOWER HILL INS GRP
%99.35%0.091,217 1,278 2.10 2.10
%
%
45 796 QBE INS GRP
%99.43%0.081,135 806 17.35 20.80
%
%
46 218 CNA INS GRP
%99.51%0.081,097 1,088 3.17 3.45
%
%
47 12247 SOUTHERN OAK INS CO
%99.58%0.07970 980 53.07 53.25
%
%
48 4997 ACP INS MGMT LLC GRP
%99.64%0.07932 714 13.26 13.62
%
%
49 12898 AMERICAN RISK INS CO INC
%99.69%0.05644 517 0.00 0.00
%
%
50 15545 THE WOODLANDS INS CO
%99.73%0.04564 653 27.03 27.05
%
%
51 306 TRUSTAGE GRP
%99.77%0.04520 498 N/A N/A
52 408 BROOKFIELD REINS LTD GRP
%99.80%0.04489 505 185.31 185.31
%
%
53 71 UNIVERSAL INS CO GRP
%99.84%0.03457 540 98.17 99.50
%
%
54 10117 SECURITY FIRST INS CO
%99.87%0.03432 673 444.97 467.96
%
%
55 303 GUIDEONE INS GRP
%99.89%0.02332 350 3.21 2.91
%
%
56 5010 SH1 HOLDINGS GRP
%99.91%0.02306 240 39.16 41.32
%
%
57 4780 MENNONITE MUT GRP
%99.93%0.02272 255 7.75 7.75
%
%
58 12536 HOMEOWNERS OF AMER INS CO
%99.95%0.02261 291 0.00 0.00
%
%
59 899 ROCKINGHAM GRP
%99.97%0.02260 256 0.05 0.52
%
%
60 5028 SAFEPOINT HOLDINGS INC GRP
%99.99%0.02230 214 182.74 186.81
%
%
61 4962 AU HOLDING CO GRP
%100.00%0.01172 152 0.00 0.00
%
%
62 91 HARTFORD FIRE & CAS GRP
%100.00%0.01153 155 N/A N/A
63 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%100.00%0.01138 125 16.21 16.77
%
%
64 15350 WEST BEND INS CO
%100.00%0.01121 111 N/A N/A
65 785 MARKEL CORP GRP
%100.00%0.01121 34 N/A N/A
© 2024 National Association of Insurance Commissioners
116
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4672 DONGBU INS GRP
%100.00%0.01119 125 0.00 0.00
%
%
67 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.01113 108 0.00 0.00
%
%
68 4911 MIDWEST FAMILY GRP
%100.00%0.01113 100 0.00 0.00
%
%
69 96 SECURA INS GRP
%100.00%0.0199 99 4.40 5.85
%
%
70 55 AUTOMOBILE CLUB MI GRP
%100.00%0.0188 80 35.94 35.94
%
%
71 4869 WT HOLDINGS GRP
%100.00%0.0068 67 299.39 299.39
%
%
72 43877 FIRST MUT INS CO
%100.00%0.0035 34 0.00 0.00
%
%
73 144 NORFOLK & DEDHAM GRP
%100.00%0.0032 15 0.00 0.00
%
%
74 291 ENCOVA MUT INS GRP
%100.00%0.0024 15 66.80 66.80
%
%
75 43290 WAYNE COOP INS CO
%100.00%0.006 5 0.00 0.00
%
%
76 46 BUCKEYE INS GRP
%100.00%0.005 5 0.00 0.00
%
%
77 11061 FARMERS FIRE INS CO
%100.00%0.004 5 0.00 0.00
%
%
78 201 UTICA GRP
%100.00%0.003 2 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.001,393,721 1,351,930 6.07 6.09
%
%
© 2024 National Association of Insurance Commissioners
117
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%13.66%13.662,156 2,189Alabama N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%26.63%12.972,046 1,778 N/A N/A
3 12 AMERICAN INTL GRP
%39.03%12.391,955 2,287 N/A N/A
4 212 ZURICH INS GRP
%50.30%11.271,778 1,603 3.83 4.50
%
%
5 19 ASSURANT INC GRP
%61.43%11.131,756 1,739 1.86 1.86
%
%
6 4715 MS & AD INS GRP
%68.70%7.271,148 875 N/A N/A
7 181 SWISS RE GRP
%74.88%6.18975 891 30.49 31.99
%
%
8 111 LIBERTY MUT GRP
%80.50%5.61885 897 0.00 0.00
%
%
9 761 ALLIANZ INS GRP
%84.23%3.73588 554 21.21 21.57
%
%
10 3219 SOMPO GRP
%87.93%3.70584 680 8.97 9.97
%
%
**STAT E TOTAL**
%100.00%100.0015,777 15,437 N/A N/A
1 968 AXA INS GRP
%29.01%29.01799 747Alaska 2.20 3.17
%
%
2 111 LIBERTY MUT GRP
%54.02%25.01689 710 0.00 0.00
%
%
3 212 ZURICH INS GRP
%70.08%16.06442 445 0.83 1.23
%
%
4 12 AMERICAN INTL GRP
%78.44%8.36230 215 2.50 2.53
%
%
5 181 SWISS RE GRP
%86.26%7.82215 220 17.51 18.85
%
%
6 19 ASSURANT INC GRP
%90.03%3.77104 104 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%93.40%3.3793 88 N/A N/A
8 3219 SOMPO GRP
%96.30%2.8980 96 18.40 20.45
%
%
9 761 ALLIANZ INS GRP
%97.59%1.2935 41 N/A N/A
10 1279 ARCH INS GRP
%98.37%0.7822 120 N/A N/A
**STAT E TOTAL**
%100.00%100.002,753 2,837 1.54 1.91
%
%
1 212 ZURICH INS GRP
%23.10%23.104,444 4,311Arizona 9.89 10.90
%
%
2 181 SWISS RE GRP
%41.21%18.113,485 3,327 17.16 18.58
%
%
3 19 ASSURANT INC GRP
%49.49%8.281,593 1,812 0.45 0.45
%
%
4 968 AXA INS GRP
%55.78%6.291,211 1,160 N/A N/A
5 3219 SOMPO GRP
%61.69%5.911,137 1,150 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%67.16%5.471,052 1,241 N/A N/A
7 111 LIBERTY MUT GRP
%72.57%5.411,041 899 0.00 0.00
%
%
8 12 AMERICAN INTL GRP
%77.30%4.73910 1,476 N/A N/A
9 4977 PALOMAR HOLDINGS GRP
%80.84%3.54681 612 13.92 13.92
%
%
10 761 ALLIANZ INS GRP
%83.88%3.04585 580 346.98 351.28
%
%
**STAT E TOTAL**
%100.00%100.0019,241 19,669 12.88 13.18
%
%
1 19 ASSURANT INC GRP
%12.39%12.39840 735Arkansas 7.26 7.26
%
%
2 212 ZURICH INS GRP
%23.84%11.44776 741 2.78 3.34
%
%
3 12 AMERICAN INTL GRP
%34.12%10.28697 708 0.34 0.33
%
%
4 1279 ARCH INS GRP
%43.59%9.47642 528 3.78 4.03
%
%
5 8 ALLSTATE INS GRP
%52.55%8.97608 555 7.43 7.48
%
%
6 111 LIBERTY MUT GRP
%61.32%8.76594 245 0.00 0.00
%
%
7 181 SWISS RE GRP
%69.27%7.95539 566 17.08 18.80
%
%
8 968 AXA INS GRP
%76.56%7.28494 485 N/A N/A
9 761 ALLIANZ INS GRP
%82.02%5.46370 364 0.20 0.19
%
%
10 3219 SOMPO GRP
%86.90%4.88331 310 11.86 13.18
%
%
**STAT E TOTAL**
%100.00%100.006,778 6,166 7.40 6.85
%
%
© 2024 National Association of Insurance Commissioners
118
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%14.40%14.4019,598 18,744California 5.82 6.22
%
%
2 31 BERKSHIRE HATHAWAY GRP
%28.17%13.7818,752 16,461 N/A N/A
3 968 AXA INS GRP
%36.12%7.9410,814 9,675 38.28 40.06
%
%
4 19 ASSURANT INC GRP
%43.50%7.3910,053 10,562 30.39 30.39
%
%
5 3219 SOMPO GRP
%50.34%6.849,306 10,141 2.00 2.22
%
%
6 111 LIBERTY MUT GRP
%57.01%6.679,085 8,585 4.72 4.96
%
%
7 181 SWISS RE GRP
%63.39%6.378,675 8,121 27.82 29.73
%
%
8 4977 PALOMAR HOLDINGS GRP
%68.92%5.537,530 6,670 148.29 148.29
%
%
9 12 AMERICAN INTL GRP
%74.05%5.136,978 9,829 42.53 80.14
%
%
10 1279 ARCH INS GRP
%77.83%3.785,149 4,350 N/A N/A
**STAT E TOTAL**
%100.00%100.00136,120 131,984 27.64 30.96
%
%
1 212 ZURICH INS GRP
%19.64%19.643,955 3,619Colorado 5.37 6.11
%
%
2 12 AMERICAN INTL GRP
%30.68%11.042,223 2,596 234.82 235.96
%
%
3 111 LIBERTY MUT GRP
%40.19%9.511,915 1,985 35.29 35.70
%
%
4 968 AXA INS GRP
%48.58%8.391,690 1,499 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%56.93%8.351,682 1,483 4.30 5.00
%
%
6 181 SWISS RE GRP
%65.04%8.111,633 1,419 16.96 18.29
%
%
7 19 ASSURANT INC GRP
%71.69%6.651,339 1,299 0.98 0.98
%
%
8 3219 SOMPO GRP
%76.76%5.071,021 1,159 N/A N/A
9 626 CHUBB LTD GRP
%81.17%4.41888 872 14.84 15.22
%
%
10 1279 ARCH INS GRP
%84.04%2.87579 458 N/A N/A
**STAT E TOTAL**
%100.00%100.0020,136 19,205 39.36 39.52
%
%
1 12 AMERICAN INTL GRP
%18.85%18.853,606 3,996Connecticut 4.39 5.10
%
%
2 19 ASSURANT INC GRP
%32.85%14.002,678 2,611 1.87 1.87
%
%
3 31 BERKSHIRE HATHAWAY GRP
%44.62%11.772,251 2,294 N/A N/A
4 212 ZURICH INS GRP
%53.50%8.881,700 1,538 N/A 0.33
%
5 968 AXA INS GRP
%61.35%7.841,500 1,715 N/A N/A
6 626 CHUBB LTD GRP
%68.51%7.161,371 1,315 35.31 35.65
%
%
7 4715 MS & AD INS GRP
%73.51%5.00957 422 2.19 2.19
%
%
8 181 SWISS RE GRP
%77.37%3.85737 724 11.54 12.61
%
%
9 111 LIBERTY MUT GRP
%81.18%3.81729 610 0.00 0.00
%
%
10 1279 ARCH INS GRP
%84.49%3.31633 651 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,129 19,132 N/A N/A
1 181 SWISS RE GRP
%20.49%20.49977 962Delaware 27.13 29.23
%
%
2 968 AXA INS GRP
%34.43%13.94665 726 N/A N/A
3 12 AMERICAN INTL GRP
%44.77%10.35494 581 0.87 1.16
%
%
4 212 ZURICH INS GRP
%53.90%9.13435 443 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%62.75%8.85422 197 N/A N/A
6 19 ASSURANT INC GRP
%70.10%7.34350 393 2.27 2.27
%
%
7 626 CHUBB LTD GRP
%77.19%7.09338 356 N/A N/A
8 4715 MS & AD INS GRP
%83.06%5.88280 218 2.10 2.10
%
%
9 111 LIBERTY MUT GRP
%88.07%5.01239 213 0.00 0.28
%
%
10 3219 SOMPO GRP
%91.15%3.08147 154 18.73 20.81
%
%
**STAT E TOTAL**
%100.00%100.004,771 4,658 N/A N/A
© 2024 National Association of Insurance Commissioners
119
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1279 ARCH INS GRP
%25.88%25.881,286 805District Of Columbia 6.95 7.41
%
%
2 212 ZURICH INS GRP
%43.57%17.69879 948 2.77 3.32
%
%
3 3219 SOMPO GRP
%53.59%10.02498 475 N/A N/A
4 968 AXA INS GRP
%63.48%9.89492 255 N/A N/A
5 98 WR BERKLEY CORP GRP
%71.51%8.03399 338 28.06 32.87
%
%
6 12 AMERICAN INTL GRP
%76.41%4.91244 300 N/A N/A
7 111 LIBERTY MUT GRP
%81.28%4.87242 253 N/A N/A
8 181 SWISS RE GRP
%86.08%4.80238 198 14.41 15.51
%
%
9 31 BERKSHIRE HATHAWAY GRP
%90.10%4.02200 230 N/A N/A
10 761 ALLIANZ INS GRP
%92.61%2.51125 121 0.01 0.46
%
%
**STAT E TOTAL**
%100.00%100.004,967 4,688 N/A N/A
1 19 ASSURANT INC GRP
%13.14%13.1433,983 36,995Florida 21.48 21.48
%
%
2 968 AXA INS GRP
%26.19%13.0533,728 20,811 6.92 3.53
%
%
3 8 ALLSTATE INS GRP
%38.30%12.1131,314 26,406 26.77 28.20
%
%
4 4715 MS & AD INS GRP
%49.54%11.2429,052 20,419 9.90 9.90
%
%
5 31 BERKSHIRE HATHAWAY GRP
%58.18%8.6422,336 19,817 N/A N/A
6 12 AMERICAN INTL GRP
%66.12%7.9420,516 27,906 34.60 41.28
%
%
7 626 CHUBB LTD GRP
%72.15%6.0415,604 16,729 N/A N/A
8 212 ZURICH INS GRP
%76.93%4.7812,362 12,852 N/A N/A
9 111 LIBERTY MUT GRP
%80.78%3.859,955 8,545 2.16 2.46
%
%
10 3219 SOMPO GRP
%84.03%3.258,397 8,923 23.23 24.97
%
%
**STAT E TOTAL**
%100.00%100.00258,530 246,628 3.12 2.84
%
%
1 31 BERKSHIRE HATHAWAY GRP
%13.82%13.823,733 2,954Georgia N/A 0.08
%
2 111 LIBERTY MUT GRP
%26.54%12.723,435 3,167 28.62 28.62
%
%
3 212 ZURICH INS GRP
%37.98%11.443,091 2,972 15.30 15.93
%
%
4 12 AMERICAN INTL GRP
%48.49%10.512,838 3,113 9.24 9.76
%
%
5 3219 SOMPO GRP
%57.71%9.222,491 2,426 N/A N/A
6 968 AXA INS GRP
%65.90%8.192,211 2,157 N/A N/A
7 19 ASSURANT INC GRP
%73.98%8.082,181 2,181 10.17 10.17
%
%
8 181 SWISS RE GRP
%78.92%4.951,336 1,542 14.25 15.44
%
%
9 761 ALLIANZ INS GRP
%83.07%4.151,120 1,065 N/A N/A
10 4715 MS & AD INS GRP
%85.98%2.91786 623 41.58 41.58
%
%
**STAT E TOTAL**
%100.00%100.0027,009 25,819 6.86 6.79
%
%
1 4977 PALOMAR HOLDINGS GRP
%37.97%37.975,621 5,364Hawaii 0.75 0.75
%
%
2 12 AMERICAN INTL GRP
%50.88%12.911,911 1,913 7.28 7.44
%
%
3 212 ZURICH INS GRP
%61.22%10.341,531 1,430 3.75 4.42
%
%
4 361 MUNICH RE GRP
%69.54%8.321,232 994 N/A N/A
5 181 SWISS RE GRP
%76.31%6.771,002 910 7.87 8.51
%
%
6 968 AXA INS GRP
%80.92%4.61682 722 N/A N/A
7 19 ASSURANT INC GRP
%84.99%4.07602 684 0.54 0.54
%
%
8 4715 MS & AD INS GRP
%88.98%3.99591 566 N/A N/A
9 3219 SOMPO GRP
%92.24%3.26483 471 N/A N/A
10 1279 ARCH INS GRP
%94.36%2.12313 403 0.05 0.05
%
%
**STAT E TOTAL**
%100.00%100.0014,805 14,279 N/A N/A
© 2024 National Association of Insurance Commissioners
120
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%18.55%18.55797 712Idaho N/A N/A
2 361 MUNICH RE GRP
%34.21%15.66673 687 N/A N/A
3 212 ZURICH INS GRP
%48.82%14.62628 618 4.37 5.06
%
%
4 19 ASSURANT INC GRP
%56.23%7.40318 284 N/A N/A
5 12 AMERICAN INTL GRP
%63.11%6.88296 515 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%69.35%6.24268 210 6.31 6.58
%
%
7 626 CHUBB LTD GRP
%74.68%5.33229 190 N/A N/A
8 1279 ARCH INS GRP
%79.79%5.10219 170 2.34 2.50
%
%
9 181 SWISS RE GRP
%84.72%4.93212 191 17.82 19.35
%
%
10 3219 SOMPO GRP
%87.46%2.75118 70 N/A N/A
**STAT E TOTAL**
%100.00%100.004,295 4,139 N/A N/A
1 212 ZURICH INS GRP
%14.83%14.835,741 5,777Illinois 2.60 3.21
%
%
2 31 BERKSHIRE HATHAWAY GRP
%28.61%13.785,334 4,310 1.86 2.16
%
%
3 19 ASSURANT INC GRP
%39.56%10.954,236 4,015 16.54 16.54
%
%
4 3219 SOMPO GRP
%49.40%9.843,808 4,312 N/A N/A
5 111 LIBERTY MUT GRP
%58.68%9.283,592 3,017 154.99 157.54
%
%
6 968 AXA INS GRP
%66.74%8.063,121 3,149 N/A N/A
7 12 AMERICAN INTL GRP
%72.88%6.142,376 3,278 56.31 56.67
%
%
8 181 SWISS RE GRP
%77.83%4.951,915 1,781 16.27 17.59
%
%
9 761 ALLIANZ INS GRP
%82.51%4.691,814 1,842 N/A N/A
10 1279 ARCH INS GRP
%85.64%3.121,209 1,042 2.87 3.06
%
%
**STAT E TOTAL**
%100.00%100.0038,704 38,110 20.64 20.85
%
%
1 111 LIBERTY MUT GRP
%22.63%22.634,400 4,233Indiana N/A N/A
2 212 ZURICH INS GRP
%39.05%16.423,193 2,931 2.52 3.06
%
%
3 181 SWISS RE GRP
%50.54%11.492,234 2,099 15.24 16.43
%
%
4 968 AXA INS GRP
%59.62%9.081,766 1,726 N/A N/A
5 12 AMERICAN INTL GRP
%67.08%7.461,452 1,713 5.00 5.01
%
%
6 31 BERKSHIRE HATHAWAY GRP
%73.80%6.721,306 1,217 N/A N/A
7 761 ALLIANZ INS GRP
%80.10%6.301,226 1,163 1.58 1.82
%
%
8 19 ASSURANT INC GRP
%85.46%5.351,041 1,010 3.46 3.46
%
%
9 3219 SOMPO GRP
%89.09%3.63706 751 0.40 0.44
%
%
10 8 ALLSTATE INS GRP
%90.63%1.54299 266 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,445 19,023 N/A N/A
1 212 ZURICH INS GRP
%19.27%19.271,266 1,129Iowa 2.97 3.58
%
%
2 31 BERKSHIRE HATHAWAY GRP
%34.07%14.79972 776 3.55 4.23
%
%
3 968 AXA INS GRP
%45.27%11.20736 819 N/A N/A
4 1279 ARCH INS GRP
%55.20%9.93653 457 7.28 7.77
%
%
5 12 AMERICAN INTL GRP
%63.23%8.03528 773 11.43 12.03
%
%
6 783 RLI INS GRP
%69.61%6.37419 390 0.00 0.00
%
%
7 761 ALLIANZ INS GRP
%75.10%5.49361 336 N/A N/A
8 181 SWISS RE GRP
%80.55%5.45358 353 77.36 83.48
%
%
9 19 ASSURANT INC GRP
%84.63%4.08268 299 19.36 19.36
%
%
10 111 LIBERTY MUT GRP
%87.27%2.63173 178 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,570 6,539 5.32 4.78
%
%
© 2024 National Association of Insurance Commissioners
121
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%22.45%22.451,294 1,248Kansas 1.53 2.00
%
%
2 111 LIBERTY MUT GRP
%33.93%11.49662 487 0.00 0.00
%
%
3 181 SWISS RE GRP
%45.21%11.27650 684 24.25 26.15
%
%
4 761 ALLIANZ INS GRP
%53.42%8.21474 388 N/A N/A
5 968 AXA INS GRP
%60.91%7.49432 425 N/A N/A
6 19 ASSURANT INC GRP
%67.82%6.91398 394 0.42 0.42
%
%
7 31 BERKSHIRE HATHAWAY GRP
%74.22%6.40369 322 14.21 16.73
%
%
8 12 AMERICAN INTL GRP
%80.57%6.35366 638 0.84 0.85
%
%
9 1279 ARCH INS GRP
%84.71%4.14239 200 N/A N/A
10 3219 SOMPO GRP
%88.16%3.45199 238 N/A N/A
**STAT E TOTAL**
%100.00%100.005,766 5,733 0.70 0.49
%
%
1 212 ZURICH INS GRP
%17.99%17.992,044 2,147Kentucky 0.37 0.73
%
%
2 19 ASSURANT INC GRP
%30.87%12.881,464 1,423 3.53 3.53
%
%
3 111 LIBERTY MUT GRP
%43.40%12.521,423 1,240 11.10 11.10
%
%
4 968 AXA INS GRP
%52.76%9.361,064 973 1.70 2.45
%
%
5 181 SWISS RE GRP
%61.11%8.35949 794 13.47 14.88
%
%
6 31 BERKSHIRE HATHAWAY GRP
%69.43%8.32945 777 N/A N/A
7 761 ALLIANZ INS GRP
%77.30%7.87894 819 N/A N/A
8 12 AMERICAN INTL GRP
%83.35%6.04686 778 4.16 4.65
%
%
9 8 ALLSTATE INS GRP
%87.43%4.09464 432 18.33 18.70
%
%
10 1279 ARCH INS GRP
%90.48%3.05346 337 N/A N/A
**STAT E TOTAL**
%100.00%100.0011,361 11,139 2.24 2.15
%
%
1 31 BERKSHIRE HATHAWAY GRP
%15.45%15.455,264 4,852Louisiana 2.00 2.89
%
%
2 19 ASSURANT INC GRP
%30.15%14.705,008 3,989 1.00 1.00
%
%
3 12 AMERICAN INTL GRP
%42.55%12.404,225 5,185 N/A N/A
4 212 ZURICH INS GRP
%52.68%10.133,450 3,122 3.08 3.48
%
%
5 181 SWISS RE GRP
%61.21%8.532,907 2,599 13.20 15.07
%
%
6 1279 ARCH INS GRP
%69.40%8.192,792 2,773 N/A N/A
7 8 ALLSTATE INS GRP
%77.04%7.642,602 2,340 18.32 20.68
%
%
8 968 AXA INS GRP
%84.09%7.052,403 2,025 N/A N/A
9 111 LIBERTY MUT GRP
%88.11%4.021,370 1,337 0.12 N/A
%
10 3219 SOMPO GRP
%91.82%3.711,265 1,247 13.41 14.90
%
%
**STAT E TOTAL**
%100.00%100.0034,071 32,255 2.72 3.20
%
%
1 181 SWISS RE GRP
%15.11%15.11454 408Maine 10.80 11.65
%
%
2 12 AMERICAN INTL GRP
%29.17%14.06423 486 2.72 2.75
%
%
3 19 ASSURANT INC GRP
%38.36%9.20277 266 43.86 43.86
%
%
4 212 ZURICH INS GRP
%47.19%8.82265 272 0.72 1.11
%
%
5 111 LIBERTY MUT GRP
%56.00%8.81265 218 0.00 0.00
%
%
6 968 AXA INS GRP
%63.57%7.57228 239 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%69.92%6.35191 194 N/A N/A
8 626 CHUBB LTD GRP
%76.12%6.20186 186 N/A N/A
9 761 ALLIANZ INS GRP
%80.44%4.32130 120 N/A N/A
10 4715 MS & AD INS GRP
%84.68%4.24128 91 N/A N/A
**STAT E TOTAL**
%100.00%100.003,006 2,884 N/A N/A
© 2024 National Association of Insurance Commissioners
122
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%21.80%21.803,213 3,040Maryland 3.44 4.07
%
%
2 31 BERKSHIRE HATHAWAY GRP
%33.21%11.401,680 1,515 N/A N/A
3 111 LIBERTY MUT GRP
%43.92%10.711,578 1,391 0.00 0.00
%
%
4 12 AMERICAN INTL GRP
%53.24%9.321,374 1,511 6.62 6.67
%
%
5 968 AXA INS GRP
%62.20%8.961,321 1,312 N/A N/A
6 3219 SOMPO GRP
%70.52%8.321,226 1,348 N/A N/A
7 19 ASSURANT INC GRP
%78.31%7.791,148 1,118 0.31 0.31
%
%
8 4715 MS & AD INS GRP
%81.91%3.60530 416 N/A N/A
9 626 CHUBB LTD GRP
%85.22%3.31488 478 N/A N/A
10 181 SWISS RE GRP
%87.79%2.57378 344 13.06 14.20
%
%
**STAT E TOTAL**
%100.00%100.0014,736 14,448 N/A N/A
1 212 ZURICH INS GRP
%13.23%13.234,618 4,357Massachusetts 0.76 1.14
%
%
2 12 AMERICAN INTL GRP
%24.92%11.694,082 4,890 12.19 12.59
%
%
3 31 BERKSHIRE HATHAWAY GRP
%36.57%11.664,071 3,263 N/A N/A
4 19 ASSURANT INC GRP
%45.05%8.472,958 3,162 8.03 8.03
%
%
5 968 AXA INS GRP
%52.05%7.002,445 2,478 N/A N/A
6 3219 SOMPO GRP
%58.72%6.682,331 2,242 3.10 3.55
%
%
7 626 CHUBB LTD GRP
%65.37%6.652,322 2,391 4.41 4.69
%
%
8 1279 ARCH INS GRP
%71.61%6.232,176 2,223 3.00 3.06
%
%
9 181 SWISS RE GRP
%77.49%5.882,054 1,921 15.14 16.32
%
%
10 111 LIBERTY MUT GRP
%82.98%5.491,917 2,250 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0034,919 34,437 1.44 0.66
%
%
1 212 ZURICH INS GRP
%14.10%14.102,643 2,619Michigan 7.04 5.19
%
%
2 968 AXA INS GRP
%28.16%14.052,634 2,513 N/A N/A
3 31 BERKSHIRE HATHAWAY GRP
%38.29%10.131,899 1,353 N/A N/A
4 4969 TRISURA GRP
%48.05%9.761,829 2,661 37.91 35.79
%
%
5 111 LIBERTY MUT GRP
%57.41%9.361,755 984 0.00 0.00
%
%
6 181 SWISS RE GRP
%64.27%6.861,286 1,159 29.23 31.59
%
%
7 761 ALLIANZ INS GRP
%71.13%6.851,284 1,202 2.42 2.76
%
%
8 19 ASSURANT INC GRP
%77.33%6.201,163 1,257 6.84 6.84
%
%
9 12 AMERICAN INTL GRP
%81.53%4.20786 990 N/A N/A
10 280 AUTO OWNERS GRP
%84.40%2.87539 244 100.42 102.19
%
%
**STAT E TOTAL**
%100.00%100.0018,742 17,746 10.30 9.74
%
%
1 212 ZURICH INS GRP
%19.55%19.551,902 1,798Minnesota 51.95 54.42
%
%
2 968 AXA INS GRP
%30.49%10.941,065 880 N/A 1.02
%
3 111 LIBERTY MUT GRP
%40.76%10.281,000 891 0.00 0.00
%
%
4 181 SWISS RE GRP
%49.34%8.57834 774 18.60 19.95
%
%
5 31 BERKSHIRE HATHAWAY GRP
%57.73%8.39817 773 N/A N/A
6 761 ALLIANZ INS GRP
%64.71%6.99680 644 N/A N/A
7 1279 ARCH INS GRP
%71.24%6.52635 542 2.01 2.14
%
%
8 3219 SOMPO GRP
%76.88%5.64549 532 1.29 1.44
%
%
9 12 AMERICAN INTL GRP
%82.46%5.58543 813 N/A N/A
10 8 ALLSTATE INS GRP
%85.01%2.55248 205 1.94 1.96
%
%
**STAT E TOTAL**
%100.00%100.009,733 9,175 13.02 13.82
%
%
© 2024 National Association of Insurance Commissioners
123
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%20.17%20.172,264 2,096Mississippi 0.00 0.00
%
%
2 968 AXA INS GRP
%31.71%11.531,295 1,326 N/A N/A
3 19 ASSURANT INC GRP
%41.65%9.941,116 1,087 2.56 2.56
%
%
4 31 BERKSHIRE HATHAWAY GRP
%50.69%9.041,015 705 N/A N/A
5 4715 MS & AD INS GRP
%59.59%8.911,000 775 N/A N/A
6 181 SWISS RE GRP
%67.94%8.34937 871 10.76 11.74
%
%
7 1279 ARCH INS GRP
%75.55%7.61854 700 N/A N/A
8 12 AMERICAN INTL GRP
%82.23%6.67749 1,040 N/A N/A
9 212 ZURICH INS GRP
%87.74%5.51618 692 N/A N/A
10 3219 SOMPO GRP
%91.51%3.77423 456 23.20 25.78
%
%
**STAT E TOTAL**
%100.00%100.0011,223 10,669 N/A N/A
1 212 ZURICH INS GRP
%16.98%16.982,395 2,369Missouri N/A N/A
2 968 AXA INS GRP
%30.06%13.081,845 1,274 N/A N/A
3 31 BERKSHIRE HATHAWAY GRP
%41.28%11.221,582 1,485 5.77 6.90
%
%
4 12 AMERICAN INTL GRP
%49.42%8.141,148 1,605 48.66 47.62
%
%
5 19 ASSURANT INC GRP
%56.57%7.161,009 941 7.75 7.75
%
%
6 181 SWISS RE GRP
%63.34%6.77954 891 108.35 121.47
%
%
7 761 ALLIANZ INS GRP
%69.16%5.82821 715 N/A 1.09
%
8 8 ALLSTATE INS GRP
%74.13%4.97701 532 6.05 6.08
%
%
9 3219 SOMPO GRP
%79.02%4.89690 695 N/A N/A
10 111 LIBERTY MUT GRP
%83.40%4.38618 613 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0014,104 13,534 1.18 0.96
%
%
1 111 LIBERTY MUT GRP
%52.52%52.521,838 1,737Montana 46.06 46.63
%
%
2 12 AMERICAN INTL GRP
%63.94%11.42400 476 N/A N/A
3 212 ZURICH INS GRP
%69.80%5.86205 192 5.24 10.69
%
%
4 968 AXA INS GRP
%75.55%5.75201 211 N/A N/A
5 761 ALLIANZ INS GRP
%80.65%5.10178 134 N/A N/A
6 19 ASSURANT INC GRP
%85.37%4.72165 136 0.34 0.34
%
%
7 361 MUNICH RE GRP
%87.56%2.2077 79 N/A N/A
8 244 CINCINNATI FIN GRP
%89.53%1.9769 50 0.00 0.00
%
%
9 181 SWISS RE GRP
%91.39%1.8665 43 18.73 20.52
%
%
10 8 ALLSTATE INS GRP
%93.21%1.8264 51 1.31 1.30
%
%
**STAT E TOTAL**
%100.00%100.003,501 3,376 21.93 21.78
%
%
1 212 ZURICH INS GRP
%31.91%31.911,507 1,384Nebraska 3.38 4.00
%
%
2 968 AXA INS GRP
%45.00%13.10618 545 N/A N/A
3 12 AMERICAN INTL GRP
%53.29%8.29391 733 0.09 0.09
%
%
4 181 SWISS RE GRP
%61.40%8.11383 422 37.21 40.09
%
%
5 19 ASSURANT INC GRP
%67.98%6.58311 319 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%73.18%5.20245 211 8.27 10.35
%
%
7 4990 CORE SPECIALTY INS HOLDINGS GRP
%77.41%4.23200 75 14.70 16.33
%
%
8 140 NATIONWIDE CORP GRP
%81.46%4.04191 196 N/A N/A
9 111 LIBERTY MUT GRP
%84.30%2.84134 150 0.00 0.00
%
%
10 1279 ARCH INS GRP
%86.90%2.60123 148 N/A N/A
**STAT E TOTAL**
%100.00%100.004,723 4,886 3.99 3.86
%
%
© 2024 National Association of Insurance Commissioners
124
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%20.53%20.531,687 1,981Nevada 0.71 1.08
%
%
2 181 SWISS RE GRP
%33.01%12.481,026 1,187 17.30 18.87
%
%
3 968 AXA INS GRP
%44.63%11.61954 644 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%53.82%9.19755 534 N/A N/A
5 111 LIBERTY MUT GRP
%61.26%7.44612 492 0.00 0.00
%
%
6 19 ASSURANT INC GRP
%68.07%6.82560 525 N/A N/A
7 12 AMERICAN INTL GRP
%74.45%6.37524 679 28.79 29.00
%
%
8 3219 SOMPO GRP
%80.12%5.68466 530 N/A N/A
9 4977 PALOMAR HOLDINGS GRP
%84.08%3.96325 258 156.59 156.59
%
%
10 761 ALLIANZ INS GRP
%87.37%3.29270 289 N/A N/A
**STAT E TOTAL**
%100.00%100.008,219 8,178 8.09 8.30
%
%
1 212 ZURICH INS GRP
%21.61%21.61820 814New Hampshire 2.46 2.98
%
%
2 761 ALLIANZ INS GRP
%34.39%12.78485 479 N/A N/A
3 19 ASSURANT INC GRP
%46.75%12.36469 445 5.26 5.26
%
%
4 968 AXA INS GRP
%57.44%10.70406 398 35.06 41.82
%
%
5 12 AMERICAN INTL GRP
%66.81%9.37355 408 17.09 18.16
%
%
6 181 SWISS RE GRP
%72.49%5.68216 190 18.94 20.41
%
%
7 111 LIBERTY MUT GRP
%78.05%5.56211 237 0.00 0.00
%
%
8 1279 ARCH INS GRP
%83.28%5.22198 125 4.60 4.90
%
%
9 626 CHUBB LTD GRP
%86.82%3.54134 124 0.68 1.01
%
%
10 4715 MS & AD INS GRP
%90.23%3.41129 94 0.43 0.43
%
%
**STAT E TOTAL**
%100.00%100.003,795 3,789 12.79 13.91
%
%
1 968 AXA INS GRP
%13.21%13.2110,121 11,090New Jersey N/A N/A
2 212 ZURICH INS GRP
%26.26%13.059,995 9,855 N/A N/A
3 4715 MS & AD INS GRP
%36.87%10.618,124 5,871 N/A N/A
4 12 AMERICAN INTL GRP
%47.37%10.508,045 8,061 8.25 8.49
%
%
5 19 ASSURANT INC GRP
%56.01%8.646,616 6,503 18.89 18.89
%
%
6 31 BERKSHIRE HATHAWAY GRP
%64.24%8.236,305 5,726 N/A N/A
7 383 AMERICAN EUROPEAN GRP
%68.77%4.533,472 2,469 1.35 1.67
%
%
8 111 LIBERTY MUT GRP
%73.25%4.483,430 3,177 73.79 76.17
%
%
9 4969 TRISURA GRP
%77.28%4.033,087 3,797 3.77 N/A
%
10 626 CHUBB LTD GRP
%81.28%4.003,066 3,072 2.81 3.27
%
%
**STAT E TOTAL**
%100.00%100.0076,599 74,069 N/A N/A
1 212 ZURICH INS GRP
%18.29%18.29746 706New Mexico N/A N/A
2 19 ASSURANT INC GRP
%35.46%17.17700 666 0.32 0.32
%
%
3 361 MUNICH RE GRP
%48.11%12.65516 527 N/A N/A
4 968 AXA INS GRP
%58.78%10.66435 369 N/A N/A
5 181 SWISS RE GRP
%68.67%9.89403 533 29.04 32.58
%
%
6 12 AMERICAN INTL GRP
%75.62%6.96284 595 N/A N/A
7 111 LIBERTY MUT GRP
%80.68%5.06206 136 0.00 0.00
%
%
8 761 ALLIANZ INS GRP
%84.85%4.17170 167 N/A N/A
9 4715 MS & AD INS GRP
%88.08%3.24132 91 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%91.07%2.99122 121 N/A N/A
**STAT E TOTAL**
%100.00%100.004,079 4,428 N/A N/A
© 2024 National Association of Insurance Commissioners
125
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%17.21%17.2119,052 16,248New York N/A N/A
2 212 ZURICH INS GRP
%30.63%13.4214,861 14,348 8.97 9.60
%
%
3 626 CHUBB LTD GRP
%39.81%9.1710,157 9,886 2.32 2.66
%
%
4 968 AXA INS GRP
%48.09%8.289,168 9,431 N/A N/A
5 12 AMERICAN INTL GRP
%55.91%7.838,665 11,292 2.95 3.65
%
%
6 111 LIBERTY MUT GRP
%63.44%7.538,332 6,456 15.61 15.74
%
%
7 1279 ARCH INS GRP
%69.69%6.256,920 6,295 N/A N/A
8 19 ASSURANT INC GRP
%75.43%5.746,350 6,425 N/A N/A
9 3219 SOMPO GRP
%80.75%5.335,896 5,724 N/A N/A
10 4715 MS & AD INS GRP
%84.07%3.323,680 2,167 40.54 40.54
%
%
**STAT E TOTAL**
%100.00%100.00110,714 105,668 6.92 6.88
%
%
1 968 AXA INS GRP
%13.32%13.324,102 4,420North Carolina N/A N/A
2 12 AMERICAN INTL GRP
%24.17%10.843,339 3,774 7.53 7.74
%
%
3 111 LIBERTY MUT GRP
%33.67%9.502,925 2,761 N/A N/A
4 212 ZURICH INS GRP
%41.90%8.242,536 2,702 1.27 1.69
%
%
5 4969 TRISURA GRP
%50.06%8.162,511 2,747 13.46 10.54
%
%
6 31 BERKSHIRE HATHAWAY GRP
%57.76%7.702,372 2,235 N/A N/A
7 4715 MS & AD INS GRP
%65.38%7.612,345 1,794 4.44 4.44
%
%
8 19 ASSURANT INC GRP
%72.71%7.332,258 2,458 N/A N/A
9 3219 SOMPO GRP
%78.02%5.311,634 1,701 2.48 2.82
%
%
10 181 SWISS RE GRP
%83.29%5.271,622 1,444 17.08 18.55
%
%
**STAT E TOTAL**
%100.00%100.0030,790 30,842 N/A N/A
1 968 AXA INS GRP
%19.53%19.53347 328North Dakota N/A N/A
2 212 ZURICH INS GRP
%33.92%14.39256 255 1.66 2.15
%
%
3 111 LIBERTY MUT GRP
%44.59%10.67190 193 0.00 0.00
%
%
4 12 AMERICAN INTL GRP
%54.89%10.30183 245 N/A N/A
5 181 SWISS RE GRP
%64.02%9.13162 180 11.80 12.71
%
%
6 31 BERKSHIRE HATHAWAY GRP
%71.94%7.92141 111 9.61 10.13
%
%
7 1279 ARCH INS GRP
%77.20%5.2693 36 N/A N/A
8 140 NATIONWIDE CORP GRP
%81.84%4.6382 77 1.09 1.35
%
%
9 761 ALLIANZ INS GRP
%85.78%3.9470 69 N/A N/A
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%89.08%3.3159 46 56.07 56.07
%
%
**STAT E TOTAL**
%100.00%100.001,777 1,739 6.06 6.37
%
%
1 212 ZURICH INS GRP
%25.26%25.266,654 6,375Ohio 1.46 1.92
%
%
2 111 LIBERTY MUT GRP
%41.76%16.504,346 4,082 7.10 7.20
%
%
3 181 SWISS RE GRP
%50.11%8.352,200 1,984 12.52 13.54
%
%
4 968 AXA INS GRP
%57.96%7.852,068 2,070 N/A N/A
5 12 AMERICAN INTL GRP
%65.41%7.451,963 2,682 5.34 5.56
%
%
6 761 ALLIANZ INS GRP
%72.40%6.991,841 1,912 0.18 0.09
%
%
7 31 BERKSHIRE HATHAWAY GRP
%78.11%5.711,505 1,542 N/A N/A
8 19 ASSURANT INC GRP
%82.34%4.231,115 1,077 57.80 57.80
%
%
9 3219 SOMPO GRP
%85.70%3.36886 924 N/A N/A
10 1279 ARCH INS GRP
%87.84%2.14564 512 N/A N/A
**STAT E TOTAL**
%100.00%100.0026,342 26,682 1.68 1.45
%
%
© 2024 National Association of Insurance Commissioners
126
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%24.83%24.832,324 1,593Oklahoma 5.54 6.27
%
%
2 212 ZURICH INS GRP
%43.66%18.831,763 1,706 N/A N/A
3 181 SWISS RE GRP
%51.57%7.90740 775 11.28 12.24
%
%
4 19 ASSURANT INC GRP
%59.09%7.52704 650 8.79 8.79
%
%
5 12 AMERICAN INTL GRP
%66.26%7.18672 1,040 N/A N/A
6 968 AXA INS GRP
%73.21%6.95651 660 N/A N/A
7 1279 ARCH INS GRP
%77.35%4.13387 394 N/A N/A
8 3219 SOMPO GRP
%81.06%3.71347 329 N/A N/A
9 8 ALLSTATE INS GRP
%84.51%3.45323 299 5.21 5.32
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%87.27%2.76258 129 14.70 16.33
%
%
**STAT E TOTAL**
%100.00%100.009,360 8,736 N/A N/A
1 212 ZURICH INS GRP
%20.62%20.622,655 2,798Oregon 2.10 2.60
%
%
2 19 ASSURANT INC GRP
%31.11%10.491,351 1,388 0.67 0.67
%
%
3 4969 TRISURA GRP
%39.61%8.501,094 1,157 7.31 3.28
%
%
4 968 AXA INS GRP
%47.15%7.54970 923 N/A N/A
5 181 SWISS RE GRP
%54.10%6.95895 780 21.97 23.74
%
%
6 3219 SOMPO GRP
%60.00%5.89759 819 N/A N/A
7 361 MUNICH RE GRP
%65.20%5.21670 658 N/A N/A
8 12 AMERICAN INTL GRP
%70.22%5.02646 906 15.60 16.28
%
%
9 111 LIBERTY MUT GRP
%75.17%4.95637 533 0.00 0.00
%
%
10 4977 PALOMAR HOLDINGS GRP
%79.86%4.69604 515 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0012,873 12,937 0.33 0.03
%
%
1 212 ZURICH INS GRP
%17.95%17.958,064 7,755Pennsylvania 4.61 3.92
%
%
2 31 BERKSHIRE HATHAWAY GRP
%35.18%17.237,744 4,001 N/A N/A
3 12 AMERICAN INTL GRP
%49.28%14.106,337 7,081 13.28 13.90
%
%
4 19 ASSURANT INC GRP
%58.43%9.154,111 4,060 2.44 2.44
%
%
5 181 SWISS RE GRP
%65.82%7.383,317 3,265 20.70 22.06
%
%
6 968 AXA INS GRP
%73.00%7.193,228 3,040 N/A N/A
7 111 LIBERTY MUT GRP
%79.23%6.232,797 2,690 0.01 0.01
%
%
8 761 ALLIANZ INS GRP
%83.03%3.801,707 1,640 N/A N/A
9 3219 SOMPO GRP
%86.05%3.021,357 1,439 N/A N/A
10 4715 MS & AD INS GRP
%88.24%2.20988 808 4.73 4.73
%
%
**STAT E TOTAL**
%100.00%100.0044,932 40,927 3.85 3.05
%
%
1 31 BERKSHIRE HATHAWAY GRP
%20.85%20.851,208 1,217Rhode Island N/A N/A
2 12 AMERICAN INTL GRP
%35.36%14.51841 918 88.71 90.07
%
%
3 212 ZURICH INS GRP
%46.11%10.76623 557 2.38 2.93
%
%
4 968 AXA INS GRP
%56.43%10.32598 714 N/A N/A
5 4715 MS & AD INS GRP
%63.57%7.13413 337 81.55 81.55
%
%
6 3219 SOMPO GRP
%70.10%6.53378 373 N/A N/A
7 19 ASSURANT INC GRP
%76.05%5.95345 339 1.78 1.78
%
%
8 1279 ARCH INS GRP
%80.16%4.12239 208 0.65 0.69
%
%
9 626 CHUBB LTD GRP
%84.13%3.97230 222 N/A N/A
10 111 LIBERTY MUT GRP
%87.94%3.81221 245 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,796 5,859 8.45 7.17
%
%
© 2024 National Association of Insurance Commissioners
127
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%17.20%17.205,600 5,900South Carolina N/A N/A
2 4715 MS & AD INS GRP
%31.92%14.724,792 3,729 2.69 2.69
%
%
3 12 AMERICAN INTL GRP
%44.68%12.754,152 4,834 7.30 8.93
%
%
4 31 BERKSHIRE HATHAWAY GRP
%52.82%8.142,650 2,251 N/A N/A
5 212 ZURICH INS GRP
%60.30%7.482,436 2,370 2.64 2.99
%
%
6 19 ASSURANT INC GRP
%67.77%7.462,429 2,858 4.66 4.66
%
%
7 383 AMERICAN EUROPEAN GRP
%73.76%6.001,952 885 N/A N/A
8 111 LIBERTY MUT GRP
%77.37%3.611,174 1,153 0.00 0.00
%
%
9 761 ALLIANZ INS GRP
%80.93%3.561,159 1,200 0.44 0.12
%
%
10 626 CHUBB LTD GRP
%84.28%3.341,089 1,066 N/A N/A
**STAT E TOTAL**
%100.00%100.0032,551 31,382 N/A N/A
1 212 ZURICH INS GRP
%21.33%21.33275 234South Dakota 3.65 4.31
%
%
2 968 AXA INS GRP
%41.22%19.88256 242 N/A N/A
3 181 SWISS RE GRP
%50.73%9.51123 151 25.12 27.11
%
%
4 761 ALLIANZ INS GRP
%59.20%8.47109 99 N/A N/A
5 19 ASSURANT INC GRP
%64.88%5.6873 67 0.09 0.09
%
%
6 111 LIBERTY MUT GRP
%70.50%5.6272 91 0.00 0.00
%
%
7 12 AMERICAN INTL GRP
%75.59%5.0966 190 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%80.37%4.7962 47 0.00 0.00
%
%
9 8 ALLSTATE INS GRP
%84.68%4.3056 42 1.86 1.72
%
%
10 62 EMC INS CO GRP
%88.41%3.7348 48 1.74 1.77
%
%
**STAT E TOTAL**
%100.00%100.001,290 1,360 N/A N/A
1 19 ASSURANT INC GRP
%12.53%12.532,282 2,146Tennessee 4.25 4.25
%
%
2 212 ZURICH INS GRP
%24.35%11.822,154 2,287 N/A N/A
3 31 BERKSHIRE HATHAWAY GRP
%34.57%10.221,861 1,636 N/A N/A
4 968 AXA INS GRP
%44.70%10.131,846 1,833 N/A N/A
5 111 LIBERTY MUT GRP
%54.27%9.571,744 1,731 0.00 0.00
%
%
6 181 SWISS RE GRP
%62.92%8.651,575 1,575 18.96 21.92
%
%
7 12 AMERICAN INTL GRP
%69.41%6.491,183 1,460 N/A N/A
8 3219 SOMPO GRP
%75.39%5.981,090 1,001 N/A N/A
9 761 ALLIANZ INS GRP
%81.02%5.631,026 1,007 N/A N/A
10 1279 ARCH INS GRP
%85.48%4.45811 939 N/A N/A
**STAT E TOTAL**
%100.00%100.0018,217 18,009 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%20.68%20.6830,672 26,181Texa s 6.76 8.21
%
%
2 968 AXA INS GRP
%31.11%10.4315,463 15,960 N/A N/A
3 212 ZURICH INS GRP
%40.11%9.0013,347 13,123 28.27 29.03
%
%
4 19 ASSURANT INC GRP
%48.47%8.3612,405 12,588 1.17 1.17
%
%
5 181 SWISS RE GRP
%56.66%8.1912,148 11,832 15.16 16.06
%
%
6 12 AMERICAN INTL GRP
%64.61%7.9511,786 15,944 5.53 5.63
%
%
7 1279 ARCH INS GRP
%70.31%5.708,452 6,766 1.45 1.58
%
%
8 4715 MS & AD INS GRP
%76.00%5.698,439 6,750 2.77 2.77
%
%
9 3219 SOMPO GRP
%80.88%4.887,234 7,770 8.25 9.16
%
%
10 761 ALLIANZ INS GRP
%84.03%3.154,673 4,434 N/A N/A
**STAT E TOTAL**
%100.00%100.00148,309 146,596 3.14 2.70
%
%
© 2024 National Association of Insurance Commissioners
128
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%18.04%18.041,322 1,010Utah 5.49 6.34
%
%
2 4977 PALOMAR HOLDINGS GRP
%34.28%16.241,190 1,001 38.49 38.49
%
%
3 968 AXA INS GRP
%44.65%10.37760 518 12.39 16.60
%
%
4 12 AMERICAN INTL GRP
%53.25%8.60630 694 87.09 97.91
%
%
5 3219 SOMPO GRP
%59.75%6.50476 445 N/A N/A
6 361 MUNICH RE GRP
%65.17%5.42397 381 N/A N/A
7 761 ALLIANZ INS GRP
%69.74%4.57335 330 N/A N/A
8 111 LIBERTY MUT GRP
%73.94%4.21308 313 0.00 0.00
%
%
9 626 CHUBB LTD GRP
%78.10%4.15304 256 9.60 9.95
%
%
10 19 ASSURANT INC GRP
%81.52%3.42251 248 0.29 0.29
%
%
**STAT E TOTAL**
%100.00%100.007,329 6,336 27.29 29.26
%
%
1 212 ZURICH INS GRP
%20.33%20.33369 296Vermont 330.97 343.50
%
%
2 12 AMERICAN INTL GRP
%34.88%14.55264 291 462.70 475.88
%
%
3 968 AXA INS GRP
%45.53%10.66193 190 191.35 199.06
%
%
4 361 MUNICH RE GRP
%54.58%9.05164 160 349.12 376.97
%
%
5 19 ASSURANT INC GRP
%63.24%8.66157 153 472.56 472.56
%
%
6 111 LIBERTY MUT GRP
%69.71%6.47117 117 596.57 602.98
%
%
7 3219 SOMPO GRP
%75.80%6.09110 114 982.08 1,189.32
%
%
8 1279 ARCH INS GRP
%80.60%4.8087 170 8,794.00 9,261.55
%
%
9 181 SWISS RE GRP
%84.71%4.1175 74 21.90 23.56
%
%
10 4715 MS & AD INS GRP
%87.64%2.9353 40 616.80 616.80
%
%
**STAT E TOTAL**
%100.00%100.001,814 1,949 1,317.18 1,387.39
%
%
1 968 AXA INS GRP
%15.82%15.823,454 3,839Virginia N/A N/A
2 212 ZURICH INS GRP
%30.20%14.373,138 2,891 2.70 3.27
%
%
3 12 AMERICAN INTL GRP
%42.46%12.262,676 2,907 4.74 4.86
%
%
4 19 ASSURANT INC GRP
%51.93%9.472,067 2,135 1.70 1.70
%
%
5 31 BERKSHIRE HATHAWAY GRP
%60.33%8.401,833 1,775 N/A N/A
6 4715 MS & AD INS GRP
%66.95%6.621,446 1,169 N/A N/A
7 761 ALLIANZ INS GRP
%73.01%6.061,323 1,270 N/A N/A
8 111 LIBERTY MUT GRP
%78.43%5.421,184 1,185 0.00 0.00
%
%
9 3219 SOMPO GRP
%83.81%5.371,173 1,236 N/A N/A
10 181 SWISS RE GRP
%87.86%4.05884 776 13.22 14.27
%
%
**STAT E TOTAL**
%100.00%100.0021,828 21,963 N/A N/A
1 212 ZURICH INS GRP
%14.62%14.623,046 2,826Washington 9.69 10.80
%
%
2 31 BERKSHIRE HATHAWAY GRP
%25.95%11.332,359 1,539 N/A N/A
3 968 AXA INS GRP
%35.36%9.411,960 1,714 30.85 32.07
%
%
4 1279 ARCH INS GRP
%44.73%9.371,951 1,207 1.28 1.36
%
%
5 12 AMERICAN INTL GRP
%53.82%9.091,894 2,686 10.35 10.55
%
%
6 3219 SOMPO GRP
%62.07%8.251,719 1,904 N/A N/A
7 19 ASSURANT INC GRP
%69.65%7.581,580 1,541 12.48 12.48
%
%
8 361 MUNICH RE GRP
%75.64%5.991,247 1,235 N/A N/A
9 111 LIBERTY MUT GRP
%80.03%4.39914 982 0.00 0.00
%
%
10 761 ALLIANZ INS GRP
%84.40%4.37911 910 N/A N/A
**STAT E TOTAL**
%100.00%100.0020,830 20,086 13.75 14.08
%
%
© 2024 National Association of Insurance Commissioners
129
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%21.05%21.051,264 1,645West Virginia 20.27 20.63
%
%
2 212 ZURICH INS GRP
%39.92%18.871,133 995 4.91 5.67
%
%
3 968 AXA INS GRP
%52.85%12.92776 873 6.76 20.80
%
%
4 181 SWISS RE GRP
%62.44%9.59576 690 5.80 6.41
%
%
5 4715 MS & AD INS GRP
%70.96%8.52512 427 N/A N/A
6 19 ASSURANT INC GRP
%78.88%7.92475 487 1.76 1.76
%
%
7 31 BERKSHIRE HATHAWAY GRP
%85.26%6.38383 290 N/A N/A
8 8 ALLSTATE INS GRP
%90.36%5.10306 264 N/A N/A
9 111 LIBERTY MUT GRP
%92.83%2.47148 110 0.00 0.00
%
%
10 1279 ARCH INS GRP
%95.16%2.33140 133 N/A N/A
**STAT E TOTAL**
%100.00%100.006,004 6,333 5.03 6.44
%
%
1 968 AXA INS GRP
%21.55%21.552,573 2,199Wisconsin N/A N/A
2 212 ZURICH INS GRP
%37.44%15.891,897 1,633 1.11 1.57
%
%
3 111 LIBERTY MUT GRP
%49.62%12.181,454 1,365 2.26 2.26
%
%
4 181 SWISS RE GRP
%60.09%10.471,250 1,334 10.83 11.70
%
%
5 12 AMERICAN INTL GRP
%65.83%5.75686 902 8.85 9.08
%
%
6 761 ALLIANZ INS GRP
%71.47%5.64673 611 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%76.08%4.61551 604 N/A N/A
8 19 ASSURANT INC GRP
%79.69%3.61431 420 4.54 4.54
%
%
9 3219 SOMPO GRP
%82.80%3.11371 378 N/A N/A
10 62 EMC INS CO GRP
%85.49%2.69321 341 1.84 1.86
%
%
**STAT E TOTAL**
%100.00%100.0011,941 11,576 25.29 25.88
%
%
1 12 AMERICAN INTL GRP
%24.84%24.84362 555Wyoming N/A N/A
2 212 ZURICH INS GRP
%40.03%15.19221 198 582.17 595.01
%
%
3 361 MUNICH RE GRP
%49.83%9.80143 131 N/A N/A
4 626 CHUBB LTD GRP
%59.54%9.71141 130 4.64 4.74
%
%
5 968 AXA INS GRP
%67.94%8.40122 120 N/A N/A
6 19 ASSURANT INC GRP
%72.31%4.3764 64 0.34 0.34
%
%
7 761 ALLIANZ INS GRP
%76.08%3.7755 62 N/A N/A
8 8 ALLSTATE INS GRP
%79.67%3.5952 37 N/A N/A
9 181 SWISS RE GRP
%82.63%2.9643 45 19.02 20.68
%
%
10 4715 MS & AD INS GRP
%85.24%2.6138 33 25.20 25.20
%
%
**STAT E TOTAL**
%100.00%100.001,457 1,578 65.87 67.14
%
%
1 761 ALLIANZ INS GRP
%37.64%37.6413 13Guam 0.00 0.00
%
%
2 181 SWISS RE GRP
%73.32%35.6813 6 875.54 963.10
%
%
3 19 ASSURANT INC GRP
%96.46%23.13810N/AN/A
4 968 AXA INS GRP
%99.99%3.541 1 7.93 12.38
%
%
5 3219 SOMPO GRP
%100.00%0.010 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0036 29 169.68 186.82
%
%
© 2024 National Association of Insurance Commissioners
130
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
02.5 - Private Flood
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 411 MAPFRE INS GRP
%64.43%64.4314,089 14,355Puerto Rico N/A N/A
2 3593 USIC GRP
%92.40%27.976,118 6,259 N/A N/A
3 181 SWISS RE GRP
%94.24%1.84402 364 8.70 9.63
%
%
4 19 ASSURANT INC GRP
%96.05%1.82397 405 0.72 0.72
%
%
5 212 ZURICH INS GRP
%97.71%1.66363 364 5.80 6.56
%
%
6 761 ALLIANZ INS GRP
%99.09%1.37300 265 N/A N/A
7 536 GUIDEWELL MUT HOLDING GRP
%99.60%0.52113 108 0.00 0.00
%
%
8 968 AXA INS GRP
%99.91%0.3168 62 30.94 41.89
%
%
9 31 BERKSHIRE HATHAWAY GRP
%99.96%0.0511 26 N/A N/A
10 111 LIBERTY MUT GRP
%99.99%0.025 5 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0021,869 22,221 N/A N/A
1 181 SWISS RE GRP
%63.19%63.1935 35U.S. Virgin Islands 6.65 7.71
%
%
2 19 ASSURANT INC GRP
%99.54%36.3520 28 0.79 0.79
%
%
3 31 BERKSHIRE HATHAWAY GRP
%99.99%0.4501N/AN/A
4 1279 ARCH INS GRP
%100.00%0.0100N/AN/A
**STAT E TOTAL**
%100.00%100.0056 63 2.57 3.05
%
%
1 181 SWISS RE GRP
%63.22%63.2210,110 11,498Canada N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%98.47%35.245,636 5,600 23.66 24.93
%
%
3 169 SENTRY INS GRP
%100.00%1.53245 134 2.54 2.65
%
%
4 1279 ARCH INS GRP
%100.00%0.0001N/AN/A
**STAT E TOTAL**
%100.00%100.0015,991 17,233 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%76.90%76.9016,954 15,137Agg. Other Alien 7.03 7.40
%
%
2 212 ZURICH INS GRP
%92.08%15.183,346 3,359 1.15 1.46
%
%
3 761 ALLIANZ INS GRP
%96.35%4.27942 1,092 N/A N/A
4 12 AMERICAN INTL GRP
%99.54%3.19703 1,218 N/A N/A
5 181 SWISS RE GRP
%100.00%0.50109 129 10.57 11.04
%
%
6 98 WR BERKLEY CORP GRP
%100.00%0.013 2 0.00 0.00
%
%
7 783 RLI INS GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0022,048 20,973 4.98 5.26
%
%
© 2024 National Association of Insurance Commissioners
131
03—Farmowners Multiple Peril
© 2024 National Association of Insurance Commissioners
132
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 140 NATIONWIDE CORP GRP
%10.19%10.19599,929 598,339 69.90 70.95
%
%
2 513 IOWA FARM BUREAU GRP
%18.35%8.15479,904 445,273 93.42 94.20
%
%
3 176 STATE FARM GRP
%24.47%6.12360,190 354,061 75.62 76.53
%
%
4 111 LIBERTY MUT GRP
%30.04%5.58328,276 313,238 67.30 68.69
%
%
5 809 TEXAS FARM BUREAU MUT GRP
%35.18%5.14302,450 276,281 87.82 88.20
%
%
6 3548 TRAVELERS GRP
%39.45%4.27251,063 239,222 63.69 66.14
%
%
7 50 COUNTRY INS & FIN SERV GRP
%43.17%3.72219,017 209,900 99.70 100.32
%
%
8 13889 FARMERS MUT INS CO OF NE
%46.53%3.37198,086 180,573 59.16 59.34
%
%
9 473 AMERICAN FAMILY INS GRP
%49.90%3.37198,082 187,095 71.06 72.25
%
%
10 694 TENNESSEE FARMERS GRP
%52.56%2.66156,536 148,395 107.78 108.43
%
%
11 109 KENTUCKY FARM BUREAU GRP
%55.04%2.48145,866 135,848 177.82 180.18
%
%
12 228 WESTFIELD GRP
%57.20%2.16127,248 116,912 78.26 78.29
%
%
13 214 ALLIANCE INS GRP
%59.06%1.87109,877 103,575 74.82 75.39
%
%
14 542 INDIANA FARM BUREAU GRP
%60.91%1.85108,868 104,815 91.51 91.72
%
%
15 67 MICHIGAN FARM BUREAU GRP
%62.61%1.70100,031 95,621 81.34 82.58
%
%
16 561 GEORGIA FARM BUREAU GRP
%64.30%1.6999,254 95,693 62.23 63.72
%
%
17 96 SECURA INS GRP
%65.92%1.6295,276 98,405 76.38 77.01
%
%
18 626 CHUBB LTD GRP
%67.52%1.6094,388 90,470 56.90 59.06
%
%
19 15091 RURAL MUT INS CO
%69.04%1.5289,603 83,910 46.31 48.17
%
%
20 698 NORTH STAR CO GRP
%70.48%1.4484,761 76,578 49.27 49.75
%
%
21 514 MISSOURI FARM BUREAU GRP
%71.90%1.4283,466 79,587 118.19 119.65
%
%
22 220 OKLAHOMA FARM BUREAU GRP
%73.25%1.3479,026 74,624 104.47 105.43
%
%
23 203 VIRGINIA FARM BUREAU GRP
%74.56%1.3277,558 72,284 59.36 59.99
%
%
24 4761 EVERETT MUT GRP
%75.84%1.2774,931 72,601 62.08 64.84
%
%
25 84 AMERICAN FINANCIAL GRP
%77.04%1.2070,620 69,811 65.38 59.72
%
%
26 14176 HASTINGS INS CO
%78.18%1.1467,241 65,856 75.45 76.23
%
%
27 5 ALFA INS GRP
%79.27%1.0964,080 60,989 82.87 83.24
%
%
28 13757 FARM BUREAU MUT INS CO OF AR INC
%80.30%1.0360,892 55,191 109.03 108.94
%
%
29 4787 GOODVILLE MUT GRP
%81.25%0.9556,097 51,818 57.06 59.40
%
%
30 333 MUTUAL OF ENUMCLAW GRP
%82.17%0.9254,124 53,269 46.21 48.85
%
%
31 1321 AMERICAN FARMERS & RANCHERS GRP
%83.05%0.8851,839 48,940 87.01 90.74
%
%
32 5048 INDIANA FARMERS MUT GRP
%83.90%0.8449,478 45,299 158.45 159.80
%
%
33 123 SHELTER INS GRP
%84.67%0.7845,677 43,576 132.34 133.67
%
%
34 3500 NODAK MUT GRP
%85.39%0.7242,541 41,326 41.85 41.98
%
%
35 4919 AGRARIA MUT GRP
%86.09%0.6940,820 38,745 51.12 51.30
%
%
36 842 FARM BUREAU GRP
%86.78%0.6940,662 40,047 61.94 63.34
%
%
37 8 ALLSTATE INS GRP
%87.39%0.6135,732 32,387 92.58 100.60
%
%
38 963 OHIO MUT GRP
%87.97%0.5834,341 32,051 72.05 75.42
%
%
39 83 GRANGE INS GRP
%88.54%0.5733,753 32,820 44.73 48.59
%
%
40 324 NORTH CAROLINA FARM BUREAU GRP
%89.10%0.5632,884 31,776 61.75 63.16
%
%
41 4683 MOUNTAIN WEST FARM GRP
%89.65%0.5532,430 33,194 70.31 70.40
%
%
42 207 WESTERN RESERVE GRP
%90.18%0.5331,190 28,822 88.87 89.61
%
%
43 13501 BRETHREN MUT INS CO
%90.68%0.5029,576 28,207 70.08 70.09
%
%
44 35 CELINA GRP
%91.19%0.5029,557 28,357 92.95 94.53
%
%
45 16330 RAM MUT INS CO
%91.65%0.4727,536 25,660 88.43 89.25
%
%
46 280 AUTO OWNERS GRP
%92.11%0.4627,090 46,931 88.02 91.08
%
%
47 483 SOUTHERN FARM BUREAU CAS GRP
%92.57%0.4526,700 20,638 73.72 74.83
%
%
48 645 OREGON MUT GRP
%92.87%0.3017,576 17,668 53.22 54.49
%
%
49 28436 FARMERS UNION MUT INS CO
%93.16%0.3017,431 16,452 44.62 46.07
%
%
50 4720 CONIFER HOLDINGS GRP
%93.45%0.2917,071 13,938 88.12 87.42
%
%
51 18309 PIONEER STATE MUT INS CO
%93.73%0.2716,106 15,712 61.48 62.17
%
%
52 14451 MARYSVILLE MUT INS CO
%94.00%0.2715,852 14,738 52.87 54.84
%
%
53 267 GRANGE MUT CAS GRP
%94.26%0.2715,692 15,245 78.66 79.33
%
%
54 10374 ERIE & NIAGRA INS ASSOC
%94.51%0.2514,819 14,339 46.64 45.46
%
%
55 10831 MT MORRIS MUT INS CO
%94.76%0.2514,607 13,501 53.08 53.47
%
%
56 15881 BREMEN FARMERS MUT INS CO
%94.99%0.2313,644 13,240 77.19 79.64
%
%
57 785 MARKEL CORP GRP
%95.22%0.2313,414 13,252 57.70 62.57
%
%
58 18686 CO OPERATIVE INS COS
%95.45%0.2313,353 12,791 59.45 61.35
%
%
59 4233 WL DUNN GRP
%95.68%0.2313,284 12,971 75.00 75.34
%
%
60 46 BUCKEYE INS GRP
%95.90%0.2213,165 12,641 78.43 78.51
%
%
61 3098 TOKIO MARINE HOLDINGS INC GRP
%96.12%0.2212,952 11,898 72.35 72.67
%
%
62 98 WR BERKLEY CORP GRP
%96.33%0.2112,161 11,490 58.59 60.88
%
%
63 4780 MENNONITE MUT GRP
%96.53%0.2112,132 11,332 102.15 103.64
%
%
64 26735 FRONTIER MT CARROLL MUT INS CO
%96.73%0.2011,755 11,737 104.48 104.71
%
%
65 55 AUTOMOBILE CLUB MI GRP
%96.92%0.1911,172 10,491 63.84 62.73
%
%
© 2024 National Association of Insurance Commissioners
133
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 27022 WISCONSIN MUT INS CO
%97.10%0.1810,555 9,658 58.37 59.25
%
%
67 4994 LOUDOUN MUT GRP
%97.26%0.169,582 9,119 42.37 42.62
%
%
68 4678 WAYNE & WASHINGTON MUT GRP
%97.43%0.169,547 8,709 79.42 81.60
%
%
69 4849 MUTUAL OF WAUSAU GRP
%97.57%0.148,440 8,446 34.14 34.76
%
%
70 27065 ROCKFORD MUT INS CO
%97.70%0.137,828 6,839 153.57 154.34
%
%
71 250 DONEGAL GRP
%97.83%0.137,657 7,677 57.52 59.28
%
%
72 15296 UPLAND MUT INS INC
%97.96%0.137,432 7,165 58.28 60.18
%
%
73 899 ROCKINGHAM GRP
%98.08%0.127,240 6,749 16.87 17.00
%
%
74 34606 CENTER MUT INS CO
%98.20%0.127,235 7,039 77.02 77.64
%
%
75 11036 MCMILLAN WARNER MUT INS CO
%98.32%0.127,052 6,880 34.69 36.21
%
%
76 28681 UNION MUT INS CO
%98.43%0.116,259 4,434 91.02 95.07
%
%
77 4339 FARMERS & MECHANICS GRP
%98.53%0.105,808 5,562 47.92 48.45
%
%
78 14885 NORTHWEST GF MUT INS CO
%98.61%0.084,830 4,754 42.65 43.88
%
%
79 4997 ACP INS MGMT LLC GRP
%98.69%0.074,399 2,799 75.58 76.03
%
%
80 4714 MILLVILLE MUT GRP
%98.76%0.074,177 4,096 55.11 55.17
%
%
81 15997 MMG INS CO
%98.82%0.063,822 3,674 45.21 44.17
%
%
82 4785 ALLEGANY INS GRP
%98.88%0.063,729 3,595 22.54 23.01
%
%
83 12610 SOUTHERN TRUST INS CO
%98.94%0.063,520 3,035 52.88 55.67
%
%
84 31780 MAPLE VALLEY MUT INS CO
%99.00%0.063,465 3,287 15.76 16.63
%
%
85 3407 MUTUAL CAPITAL GRP INC GRP
%99.06%0.063,448 3,570 36.72 36.39
%
%
86 44377 HALIFAX MUT INS CO
%99.12%0.063,293 3,335 11.06 11.06
%
%
87 14036 GERMANTOWN MUT INS CO
%99.17%0.053,141 2,983 81.96 82.82
%
%
88 16683 NORTH CAROLINA GRANGE MUT INS CO
%99.22%0.052,832 2,816 33.15 33.62
%
%
89 2878 UNITED HERITAGE MUT GRP
%99.27%0.052,832 2,804 43.19 45.01
%
%
90 14362 KANSAS MUT INS CO
%99.31%0.052,693 2,599 30.65 32.07
%
%
91 11767 EAGLE POINT MUT INS CO
%99.36%0.042,601 2,614 53.06 53.06
%
%
92 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.40%0.042,584 2,495 21.46 21.18
%
%
93 43290 WAYNE COOP INS CO
%99.44%0.042,468 2,415 19.09 20.40
%
%
94 1319 LITITZ MUT GRP
%99.48%0.042,386 2,336 48.22 48.18
%
%
95 474 FCCI MUT INS GRP
%99.52%0.042,361 3,375 79.34 81.56
%
%
96 27766 MISSOURI VALLEY MUT INS CO
%99.55%0.031,523 1,478 50.54 50.54
%
%
97 17094 FARMERS MUT FIRE INS CO OF MARBLE
%99.58%0.031,515 1,454 66.75 66.75
%
%
98 14656 MUNICIPAL MUT INS CO
%99.60%0.021,414 1,341 41.88 41.88
%
%
99 43826 CENTRAL CO OPERATIVE INS CO
%99.62%0.021,395 1,399 7.17 7.30
%
%
100 16888 BEDFORD GRANGE MUT INS CO
%99.65%0.021,361 1,667 50.45 50.45
%
%
101 26835 MIDROX INS CO
%99.67%0.021,307 1,305 53.25 55.79
%
%
102 14443 MADISON MUT INS COMPANY
%99.69%0.021,130 1,056 63.86 63.54
%
%
103 43842 FINGER LAKES FIRE & CAS INS CO
%99.71%0.021,120 1,105 21.41 21.43
%
%
104 17329 JUNIATA MUT INS CO
%99.72%0.021,050 1,040 60.72 60.72
%
%
105 10720 CAROLINA FARMERS MUT INS CO
%99.74%0.02994 926 77.52 77.52
%
%
106 43320 EASTERN MUT INS CO
%99.76%0.02924 898 29.42 29.71
%
%
107 11387 FORWARD MUT INS CO
%99.77%0.02923 885 4.14 4.14
%
%
108 10364 GENESEE PATRONS COOP INS CO
%99.79%0.01858 830 36.59 38.09
%
%
109 16918 BRIAR CREEK MUT INS CO
%99.80%0.01702 706 13.37 13.37
%
%
110 408 BROOKFIELD REINS LTD GRP
%99.81%0.01689 662 41.45 49.18
%
%
111 13190 ALAMANCE FARMERS MUT INS CO
%99.82%0.01599 602 10.71 10.96
%
%
112 14021 NORTHWEST FARMERS MUT INS CO
%99.83%0.01589 551 24.78 24.78
%
%
113 43869 NORTH COUNTRY INS CO
%99.84%0.01588 611 48.93 50.79
%
%
114 10370 WASHINGTON CNTY COOP INS
%99.85%0.01564 572 9.83 9.83
%
%
115 43877 FIRST MUT INS CO
%99.86%0.01555 530 62.83 62.83
%
%
116 17108 FARMERS MUT FIRE INS CO OF MCCANDLES
%99.87%0.01533 540 179.18 182.88
%
%
117 30651 FARMERS MUT OF TN
%99.88%0.01519 457 44.51 44.51
%
%
118 22870 ONTARIO INS CO
%99.89%0.01518 499 29.79 37.19
%
%
119 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.90%0.01514 481 193.82 209.65
%
%
120 17191 GRANGE MUT FIRE INS CO
%99.90%0.01512 517 63.89 63.89
%
%
121 15455 HUTTERIAN BRETHREN MUT INS CORP
%99.91%0.01469 469 72.71 72.71
%
%
122 213 ERIE INS GRP
%99.92%0.01446 19 0.00 0.00
%
%
123 29122 DELAWARE GRANGE MUT INS CO
%99.93%0.01432 289 5.98 5.98
%
%
124 40070 FARMERS MUT INS CO
%99.93%0.01397 399 7.58 7.58
%
%
125 13919 DRYDEN MUT INS CO
%99.94%0.01396 375 9.33 9.33
%
%
**INDUSTRY TOTAL**
%100.00%100.005,885,959 5,624,664 78.78 79.88
%
%
© 2024 National Association of Insurance Commissioners
134
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 140 NATIONWIDE CORP GRP
%10.20%10.20599,929 598,339 69.90 70.95
%
%
2 513 IOWA FARM BUREAU GRP
%18.35%8.16479,904 445,273 93.42 94.20
%
%
3 176 STATE FARM GRP
%24.47%6.12360,190 354,061 75.64 76.55
%
%
4 111 LIBERTY MUT GRP
%30.05%5.58328,276 313,238 67.30 68.69
%
%
5 809 TEXAS FARM BUREAU MUT GRP
%35.19%5.14302,450 276,281 87.82 88.20
%
%
6 3548 TRAVELERS GRP
%39.46%4.27251,063 239,222 63.69 66.14
%
%
7 50 COUNTRY INS & FIN SERV GRP
%43.18%3.72219,017 209,900 99.70 100.32
%
%
8 13889 FARMERS MUT INS CO OF NE
%46.55%3.37198,086 180,573 59.16 59.34
%
%
9 473 AMERICAN FAMILY INS GRP
%49.91%3.37198,082 187,095 71.06 72.25
%
%
10 694 TENNESSEE FARMERS GRP
%52.57%2.66156,536 148,395 107.78 108.43
%
%
11 109 KENTUCKY FARM BUREAU GRP
%55.05%2.48145,866 135,848 177.82 180.18
%
%
12 228 WESTFIELD GRP
%57.21%2.16127,248 116,912 78.26 78.29
%
%
13 214 ALLIANCE INS GRP
%59.08%1.87109,877 103,575 74.82 75.39
%
%
14 542 INDIANA FARM BUREAU GRP
%60.93%1.85108,868 104,815 91.51 91.72
%
%
15 67 MICHIGAN FARM BUREAU GRP
%62.63%1.70100,031 95,621 81.34 82.58
%
%
16 561 GEORGIA FARM BUREAU GRP
%64.32%1.6999,254 95,693 62.23 63.72
%
%
17 96 SECURA INS GRP
%65.94%1.6295,276 98,405 76.38 77.01
%
%
18 626 CHUBB LTD GRP
%67.54%1.6094,388 90,470 56.90 59.06
%
%
19 15091 RURAL MUT INS CO
%69.06%1.5289,603 83,910 46.31 48.17
%
%
20 698 NORTH STAR CO GRP
%70.50%1.4484,761 76,578 49.27 49.75
%
%
21 514 MISSOURI FARM BUREAU GRP
%71.92%1.4283,466 79,587 118.19 119.65
%
%
22 220 OKLAHOMA FARM BUREAU GRP
%73.26%1.3479,026 74,624 104.47 105.43
%
%
23 203 VIRGINIA FARM BUREAU GRP
%74.58%1.3277,558 72,284 59.36 59.99
%
%
24 4761 EVERETT MUT GRP
%75.86%1.2774,931 72,601 62.08 64.84
%
%
25 84 AMERICAN FINANCIAL GRP
%77.03%1.1769,094 68,290 65.23 59.44
%
%
26 14176 HASTINGS INS CO
%78.17%1.1467,241 65,856 75.45 76.23
%
%
27 5 ALFA INS GRP
%79.26%1.0964,080 60,989 82.87 83.24
%
%
28 13757 FARM BUREAU MUT INS CO OF AR INC
%80.30%1.0360,892 55,191 109.03 108.94
%
%
29 4787 GOODVILLE MUT GRP
%81.25%0.9556,097 51,818 57.06 59.40
%
%
30 333 MUTUAL OF ENUMCLAW GRP
%82.17%0.9254,124 53,269 46.21 48.85
%
%
31 1321 AMERICAN FARMERS & RANCHERS GRP
%83.05%0.8851,839 48,940 87.01 90.74
%
%
32 5048 INDIANA FARMERS MUT GRP
%83.89%0.8449,478 45,299 158.45 159.80
%
%
33 123 SHELTER INS GRP
%84.67%0.7845,677 43,576 132.34 133.67
%
%
34 3500 NODAK MUT GRP
%85.39%0.7242,541 41,326 41.85 41.98
%
%
35 4919 AGRARIA MUT GRP
%86.08%0.6940,820 38,745 51.12 51.30
%
%
36 842 FARM BUREAU GRP
%86.78%0.6940,662 40,047 61.94 63.34
%
%
37 8 ALLSTATE INS GRP
%87.38%0.6135,732 32,387 92.58 100.60
%
%
38 963 OHIO MUT GRP
%87.97%0.5834,341 32,051 72.05 75.42
%
%
39 83 GRANGE INS GRP
%88.54%0.5733,753 32,820 44.73 48.59
%
%
40 324 NORTH CAROLINA FARM BUREAU GRP
%89.10%0.5632,884 31,776 61.75 63.16
%
%
41 4683 MOUNTAIN WEST FARM GRP
%89.65%0.5532,430 33,194 70.31 70.40
%
%
42 207 WESTERN RESERVE GRP
%90.18%0.5331,190 28,822 88.87 89.61
%
%
43 13501 BRETHREN MUT INS CO
%90.68%0.5029,576 28,207 70.08 70.09
%
%
44 35 CELINA GRP
%91.18%0.5029,557 28,357 92.95 94.53
%
%
45 16330 RAM MUT INS CO
%91.65%0.4727,536 25,660 88.43 89.25
%
%
46 280 AUTO OWNERS GRP
%92.11%0.4627,090 46,931 88.02 91.08
%
%
47 483 SOUTHERN FARM BUREAU CAS GRP
%92.57%0.4526,700 20,638 73.72 74.83
%
%
48 645 OREGON MUT GRP
%92.87%0.3017,576 17,668 53.22 54.49
%
%
49 28436 FARMERS UNION MUT INS CO
%93.16%0.3017,431 16,452 44.62 46.07
%
%
50 4720 CONIFER HOLDINGS GRP
%93.45%0.2917,071 13,938 88.12 87.42
%
%
51 18309 PIONEER STATE MUT INS CO
%93.73%0.2716,106 15,712 61.48 62.17
%
%
52 14451 MARYSVILLE MUT INS CO
%93.99%0.2715,852 14,738 52.87 54.84
%
%
53 267 GRANGE MUT CAS GRP
%94.26%0.2715,692 15,245 78.66 79.33
%
%
54 10374 ERIE & NIAGRA INS ASSOC
%94.51%0.2514,819 14,339 46.64 45.46
%
%
55 10831 MT MORRIS MUT INS CO
%94.76%0.2514,607 13,501 53.08 53.47
%
%
56 15881 BREMEN FARMERS MUT INS CO
%94.99%0.2313,644 13,240 77.19 79.64
%
%
57 785 MARKEL CORP GRP
%95.22%0.2313,414 13,252 57.70 62.57
%
%
58 18686 CO OPERATIVE INS COS
%95.45%0.2313,353 12,791 59.45 61.35
%
%
59 4233 WL DUNN GRP
%95.67%0.2313,284 12,971 75.00 75.34
%
%
60 46 BUCKEYE INS GRP
%95.90%0.2213,165 12,641 78.43 78.51
%
%
61 3098 TOKIO MARINE HOLDINGS INC GRP
%96.12%0.2212,952 11,898 72.35 72.67
%
%
62 98 WR BERKLEY CORP GRP
%96.32%0.2112,161 11,490 58.59 60.88
%
%
63 4780 MENNONITE MUT GRP
%96.53%0.2112,132 11,332 102.15 103.64
%
%
64 26735 FRONTIER MT CARROLL MUT INS CO
%96.73%0.2011,755 11,737 104.48 104.71
%
%
65 55 AUTOMOBILE CLUB MI GRP
%96.92%0.1911,172 10,491 63.84 62.73
%
%
© 2024 National Association of Insurance Commissioners
135
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 27022 WISCONSIN MUT INS CO
%97.10%0.1810,555 9,658 58.37 59.25
%
%
67 4994 LOUDOUN MUT GRP
%97.26%0.169,582 9,119 42.37 42.62
%
%
68 4678 WAYNE & WASHINGTON MUT GRP
%97.42%0.169,547 8,709 79.42 81.60
%
%
69 4849 MUTUAL OF WAUSAU GRP
%97.57%0.148,440 8,446 34.14 34.76
%
%
70 27065 ROCKFORD MUT INS CO
%97.70%0.137,828 6,839 153.57 154.34
%
%
71 250 DONEGAL GRP
%97.83%0.137,657 7,677 57.52 59.28
%
%
72 15296 UPLAND MUT INS INC
%97.96%0.137,432 7,165 58.28 60.18
%
%
73 899 ROCKINGHAM GRP
%98.08%0.127,240 6,749 16.87 17.00
%
%
74 34606 CENTER MUT INS CO
%98.20%0.127,235 7,039 77.02 77.64
%
%
75 11036 MCMILLAN WARNER MUT INS CO
%98.32%0.127,052 6,880 34.69 36.21
%
%
76 28681 UNION MUT INS CO
%98.43%0.116,259 4,434 91.02 95.07
%
%
77 4339 FARMERS & MECHANICS GRP
%98.53%0.105,808 5,562 47.92 48.45
%
%
78 14885 NORTHWEST GF MUT INS CO
%98.61%0.084,830 4,754 42.65 43.88
%
%
79 4997 ACP INS MGMT LLC GRP
%98.69%0.074,399 2,799 75.58 76.03
%
%
80 4714 MILLVILLE MUT GRP
%98.76%0.074,177 4,096 55.11 55.17
%
%
81 15997 MMG INS CO
%98.82%0.063,822 3,674 45.21 44.17
%
%
82 4785 ALLEGANY INS GRP
%98.88%0.063,729 3,595 22.54 23.01
%
%
83 12610 SOUTHERN TRUST INS CO
%98.94%0.063,520 3,035 52.88 55.67
%
%
84 31780 MAPLE VALLEY MUT INS CO
%99.00%0.063,465 3,287 15.76 16.63
%
%
85 3407 MUTUAL CAPITAL GRP INC GRP
%99.06%0.063,448 3,570 36.72 36.39
%
%
86 44377 HALIFAX MUT INS CO
%99.12%0.063,293 3,335 11.06 11.06
%
%
87 14036 GERMANTOWN MUT INS CO
%99.17%0.053,141 2,983 81.96 82.82
%
%
88 16683 NORTH CAROLINA GRANGE MUT INS CO
%99.22%0.052,832 2,816 33.15 33.62
%
%
89 2878 UNITED HERITAGE MUT GRP
%99.27%0.052,832 2,804 43.19 45.01
%
%
90 14362 KANSAS MUT INS CO
%99.31%0.052,693 2,599 30.65 32.07
%
%
91 11767 EAGLE POINT MUT INS CO
%99.36%0.042,601 2,614 53.06 53.06
%
%
92 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.40%0.042,584 2,495 21.46 21.18
%
%
93 43290 WAYNE COOP INS CO
%99.44%0.042,468 2,415 19.09 20.40
%
%
94 1319 LITITZ MUT GRP
%99.48%0.042,386 2,336 48.22 48.18
%
%
95 474 FCCI MUT INS GRP
%99.52%0.042,361 3,375 79.34 81.56
%
%
96 27766 MISSOURI VALLEY MUT INS CO
%99.55%0.031,523 1,478 50.54 50.54
%
%
97 17094 FARMERS MUT FIRE INS CO OF MARBLE
%99.58%0.031,515 1,454 66.75 66.75
%
%
98 14656 MUNICIPAL MUT INS CO
%99.60%0.021,414 1,341 41.88 41.88
%
%
99 43826 CENTRAL CO OPERATIVE INS CO
%99.62%0.021,395 1,399 7.17 7.30
%
%
100 16888 BEDFORD GRANGE MUT INS CO
%99.65%0.021,361 1,667 50.45 50.45
%
%
101 26835 MIDROX INS CO
%99.67%0.021,307 1,305 53.25 55.79
%
%
102 14443 MADISON MUT INS COMPANY
%99.69%0.021,130 1,056 63.86 63.54
%
%
103 43842 FINGER LAKES FIRE & CAS INS CO
%99.71%0.021,120 1,105 21.41 21.43
%
%
104 17329 JUNIATA MUT INS CO
%99.72%0.021,050 1,040 60.72 60.72
%
%
105 10720 CAROLINA FARMERS MUT INS CO
%99.74%0.02994 926 77.52 77.52
%
%
106 43320 EASTERN MUT INS CO
%99.76%0.02924 898 29.42 29.71
%
%
107 11387 FORWARD MUT INS CO
%99.77%0.02923 885 4.14 4.14
%
%
108 10364 GENESEE PATRONS COOP INS CO
%99.79%0.01858 830 36.59 38.09
%
%
109 16918 BRIAR CREEK MUT INS CO
%99.80%0.01702 706 13.37 13.37
%
%
110 408 BROOKFIELD REINS LTD GRP
%99.81%0.01689 662 41.45 49.18
%
%
111 13190 ALAMANCE FARMERS MUT INS CO
%99.82%0.01599 602 10.71 10.96
%
%
112 14021 NORTHWEST FARMERS MUT INS CO
%99.83%0.01589 551 24.78 24.78
%
%
113 43869 NORTH COUNTRY INS CO
%99.84%0.01588 611 48.93 50.79
%
%
114 10370 WASHINGTON CNTY COOP INS
%99.85%0.01564 572 9.83 9.83
%
%
115 43877 FIRST MUT INS CO
%99.86%0.01555 530 62.83 62.83
%
%
116 17108 FARMERS MUT FIRE INS CO OF MCCANDLES
%99.87%0.01533 540 179.18 182.88
%
%
117 30651 FARMERS MUT OF TN
%99.88%0.01519 457 44.51 44.51
%
%
118 22870 ONTARIO INS CO
%99.89%0.01518 499 29.79 37.19
%
%
119 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.90%0.01514 481 193.82 209.65
%
%
120 17191 GRANGE MUT FIRE INS CO
%99.90%0.01512 517 63.89 63.89
%
%
121 15455 HUTTERIAN BRETHREN MUT INS CORP
%99.91%0.01469 469 72.71 72.71
%
%
122 213 ERIE INS GRP
%99.92%0.01446 19 0.00 0.00
%
%
123 29122 DELAWARE GRANGE MUT INS CO
%99.93%0.01432 289 5.98 5.98
%
%
124 40070 FARMERS MUT INS CO
%99.93%0.01397 399 7.58 7.58
%
%
125 13919 DRYDEN MUT INS CO
%99.94%0.01396 375 9.33 9.33
%
%
**INDUSTRY TOTAL**
%100.00%100.005,884,433 5,623,142 78.78 79.88
%
%
© 2024 National Association of Insurance Commissioners
136
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
15ALFA INS GRP
%64.44%64.4464,080 60,989Alabama 82.87 83.24
%
%
2 111 LIBERTY MUT GRP
%77.49%13.0512,974 12,328 74.53 75.86
%
%
3 140 NATIONWIDE CORP GRP
%87.82%10.3410,279 12,068 94.08 95.62
%
%
4 50 COUNTRY INS & FIN SERV GRP
%93.38%5.565,525 5,360 61.08 61.29
%
%
5 3548 TRAVELERS GRP
%97.92%4.544,511 4,172 55.09 57.09
%
%
6 84 AMERICAN FINANCIAL GRP
%99.09%1.181,169 1,159 33.31 25.48
%
%
7 98 WR BERKLEY CORP GRP
%99.37%0.27271 272 25.93 24.43
%
%
8 626 CHUBB LTD GRP
%99.61%0.24239 261 7.45 7.25
%
%
9 474 FCCI MUT INS GRP
%99.83%0.23225 299 132.21 132.29
%
%
10 785 MARKEL CORP GRP
%99.93%0.10100 121 27.18 33.60
%
%
**STAT E TOTAL**
%100.00%100.0099,440 97,093 79.89 80.49
%
%
1 50 COUNTRY INS & FIN SERV GRP
%100.00%100.00901 852Alaska 109.77 110.09
%
%
**STAT E TOTAL**
%100.00%100.00899 852 110.00 110.38
%
%
1 513 IOWA FARM BUREAU GRP
%37.50%37.508,450 7,749Arizona 45.21 61.37
%
%
2 3548 TRAVELERS GRP
%52.45%14.953,370 3,113 68.39 76.19
%
%
3 140 NATIONWIDE CORP GRP
%66.50%14.053,166 3,255 52.32 56.21
%
%
4 228 WESTFIELD GRP
%74.02%7.521,694 1,634 77.31 77.28
%
%
5 111 LIBERTY MUT GRP
%81.03%7.011,580 1,603 87.74 94.42
%
%
6 626 CHUBB LTD GRP
%86.16%5.131,156 994 306.26 307.23
%
%
7 473 AMERICAN FAMILY INS GRP
%90.81%4.651,047 993 15.27 15.18
%
%
8 333 MUTUAL OF ENUMCLAW GRP
%95.39%4.581,031 983 15.90 20.29
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%97.23%1.85416 348 N/A N/A
10 84 AMERICAN FINANCIAL GRP
%98.76%1.52343 349 88.46 99.36
%
%
**STAT E TOTAL**
%100.00%100.0022,533 21,309 64.06 72.79
%
%
1 13757 FARM BUREAU MUT INS CO OF AR INC
%59.04%59.0460,892 55,191Arkansas 109.03 108.94
%
%
2 4761 EVERETT MUT GRP
%71.49%12.4512,840 12,501 68.32 69.85
%
%
3 111 LIBERTY MUT GRP
%79.33%7.848,082 7,051 137.95 139.63
%
%
4 140 NATIONWIDE CORP GRP
%86.74%7.417,642 7,556 47.40 47.51
%
%
5 123 SHELTER INS GRP
%91.31%4.574,714 4,472 112.28 112.91
%
%
6 176 STATE FARM GRP
%95.10%3.793,911 3,812 128.37 128.49
%
%
7 3548 TRAVELERS GRP
%97.63%2.532,607 2,009 N/A N/A
8 626 CHUBB LTD GRP
%98.24%0.61626 550 132.34 132.41
%
%
9 84 AMERICAN FINANCIAL GRP
%98.69%0.45464 388 68.99 61.29
%
%
10 474 FCCI MUT INS GRP
%99.03%0.34351 498 30.41 30.91
%
%
**STAT E TOTAL**
%100.00%100.00103,131 94,815 99.61 99.96
%
%
1 140 NATIONWIDE CORP GRP
%35.54%35.5481,659 86,357California 60.19 62.55
%
%
2 3548 TRAVELERS GRP
%57.39%21.8550,187 46,696 46.39 50.26
%
%
3 176 STATE FARM GRP
%65.14%7.7517,812 17,536 43.50 46.68
%
%
4 111 LIBERTY MUT GRP
%72.20%7.0616,220 16,530 40.24 42.33
%
%
5 84 AMERICAN FINANCIAL GRP
%78.17%5.9713,706 14,043 53.25 48.23
%
%
683GRANGE INS GRP
%84.10%5.9313,625 13,251 33.46 37.69
%
%
7 280 AUTO OWNERS GRP
%89.99%5.8913,532 11,911 36.67 44.54
%
%
8 626 CHUBB LTD GRP
%95.44%5.4512,518 12,492 51.58 54.46
%
%
9 645 OREGON MUT GRP
%97.74%2.305,294 5,553 33.49 34.46
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.44%1.703,898 3,675 72.24 72.73
%
%
**STAT E TOTAL**
%100.00%100.00229,736 229,278 47.98 51.24
%
%
© 2024 National Association of Insurance Commissioners
137
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 140 NATIONWIDE CORP GRP
%16.51%16.5120,632 19,521Colorado 89.70 90.68
%
%
2 483 SOUTHERN FARM BUREAU CAS GRP
%30.09%13.5816,965 16,304 72.03 73.44
%
%
3 111 LIBERTY MUT GRP
%41.83%11.7314,660 14,308 114.41 116.74
%
%
4 8 ALLSTATE INS GRP
%53.12%11.3014,114 13,211 137.37 150.19
%
%
5 214 ALLIANCE INS GRP
%63.45%10.3312,904 12,183 163.25 164.62
%
%
6 473 AMERICAN FAMILY INS GRP
%71.32%7.879,832 9,123 168.42 169.80
%
%
7 176 STATE FARM GRP
%79.01%7.699,604 9,350 88.29 89.14
%
%
8 3548 TRAVELERS GRP
%85.40%6.407,991 7,739 74.71 77.19
%
%
996SECURA INS GRP
%90.73%5.336,654 6,494 115.16 115.60
%
%
10 626 CHUBB LTD GRP
%93.94%3.214,007 3,807 32.32 33.12
%
%
**STAT E TOTAL**
%100.00%100.00124,939 119,527 104.53 107.09
%
%
1 111 LIBERTY MUT GRP
%46.44%46.444,184 3,986Connecticut N/A N/A
2 140 NATIONWIDE CORP GRP
%86.03%39.583,566 3,547 133.89 135.66
%
%
3 98 WR BERKLEY CORP GRP
%91.55%5.52497 481 207.28 229.21
%
%
4 84 AMERICAN FINANCIAL GRP
%96.28%4.73426 396 33.62 22.85
%
%
5 785 MARKEL CORP GRP
%97.40%1.12101 102 N/A N/A
6 3548 TRAVELERS GRP
%98.48%1.0998 157 25.48 25.96
%
%
7 4997 ACP INS MGMT LLC GRP
%99.29%0.8173 45 79.88 80.24
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.97%0.6861 61 4.21 4.43
%
%
9 408 BROOKFIELD REINS LTD GRP
%100.00%0.033 3 41.46 41.46
%
%
**STAT E TOTAL**
%100.00%100.009,009 8,778 63.63 65.72
%
%
1 140 NATIONWIDE CORP GRP
%41.91%41.914,108 4,204Delaware 24.29 24.51
%
%
2 13501 BRETHREN MUT INS CO
%63.27%21.352,093 1,942 294.49 294.49
%
%
3 228 WESTFIELD GRP
%79.07%15.801,549 1,431 20.74 20.72
%
%
4 250 DONEGAL GRP
%85.90%6.83669 665 111.62 115.43
%
%
5 4787 GOODVILLE MUT GRP
%90.53%4.63454 430 88.02 94.12
%
%
6 29122 DELAWARE GRANGE MUT INS CO
%94.93%4.41432 289 5.98 5.98
%
%
7 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%98.92%3.99391 379 30.01 30.01
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.29%0.3737 34 N/A N/A
9 3548 TRAVELERS GRP
%99.63%0.3433 31 35.13 49.38
%
%
10 473 AMERICAN FAMILY INS GRP
%99.80%0.1717 10 7.79 8.37
%
%
**STAT E TOTAL**
%100.00%100.009,802 9,434 87.98 88.66
%
%
1 84 AMERICAN FINANCIAL GRP
%59.82%59.8216,754 16,072Florida 59.69 57.33
%
%
2 3548 TRAVELERS GRP
%71.47%11.653,263 3,452 18.56 20.57
%
%
3 4761 EVERETT MUT GRP
%81.25%9.792,742 2,628 4.08 6.27
%
%
4 140 NATIONWIDE CORP GRP
%89.02%7.772,176 2,245 35.09 38.44
%
%
5 4997 ACP INS MGMT LLC GRP
%93.11%4.091,145 700 32.46 32.83
%
%
6 785 MARKEL CORP GRP
%95.83%2.72761 765 N/A N/A
7 626 CHUBB LTD GRP
%98.12%2.29641 669 10.26 18.14
%
%
8 98 WR BERKLEY CORP GRP
%99.54%1.42398 361 25.53 40.84
%
%
9 111 LIBERTY MUT GRP
%99.92%0.38106 244 8.06 13.87
%
%
10 474 FCCI MUT INS GRP
%100.00%0.0823 23 175.87 176.16
%
%
**STAT E TOTAL**
%100.00%100.0028,009 27,167 41.73 41.46
%
%
© 2024 National Association of Insurance Commissioners
138
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 561 GEORGIA FARM BUREAU GRP
%57.42%57.4299,254 95,693Georgia 62.23 63.72
%
%
2 140 NATIONWIDE CORP GRP
%64.98%7.5613,073 14,230 56.74 56.67
%
%
3 228 WESTFIELD GRP
%71.61%6.6211,445 10,785 82.81 82.80
%
%
4 3548 TRAVELERS GRP
%77.24%5.649,742 9,620 76.78 78.02
%
%
5 50 COUNTRY INS & FIN SERV GRP
%82.53%5.299,150 8,580 45.40 43.67
%
%
6 111 LIBERTY MUT GRP
%87.32%4.798,271 7,845 26.21 27.31
%
%
7 176 STATE FARM GRP
%90.09%2.774,792 4,651 63.51 58.09
%
%
8 4761 EVERETT MUT GRP
%92.83%2.744,730 4,403 159.91 164.40
%
%
9 84 AMERICAN FINANCIAL GRP
%95.49%2.664,603 4,504 36.46 27.98
%
%
10 267 GRANGE MUT CAS GRP
%97.27%1.783,077 3,020 65.47 66.60
%
%
**STAT E TOTAL**
%100.00%100.00172,853 171,394 60.89 61.51
%
%
1 842 FARM BUREAU GRP
%45.91%45.9140,662 40,047Idaho 61.94 63.34
%
%
2 333 MUTUAL OF ENUMCLAW GRP
%57.52%11.6210,289 10,454 39.74 40.95
%
%
3 111 LIBERTY MUT GRP
%66.11%8.597,612 8,257 43.93 45.84
%
%
4 626 CHUBB LTD GRP
%72.06%5.945,263 4,380 63.38 64.58
%
%
5 3548 TRAVELERS GRP
%77.96%5.905,228 4,975 44.91 46.76
%
%
6 645 OREGON MUT GRP
%82.66%4.714,168 4,139 77.86 78.48
%
%
7 214 ALLIANCE INS GRP
%86.87%4.213,727 3,501 71.77 72.32
%
%
8 176 STATE FARM GRP
%90.06%3.192,825 2,764 39.82 53.37
%
%
983GRANGE INS GRP
%92.53%2.472,190 2,112 39.38 39.56
%
%
10 140 NATIONWIDE CORP GRP
%94.61%2.071,837 2,804 58.73 60.90
%
%
**STAT E TOTAL**
%100.00%100.0088,579 87,729 55.59 57.30
%
%
1 50 COUNTRY INS & FIN SERV GRP
%62.93%62.93158,021 152,104Illinois 116.71 117.46
%
%
2 140 NATIONWIDE CORP GRP
%71.11%8.1820,539 19,303 113.84 116.12
%
%
3 176 STATE FARM GRP
%76.43%5.3213,370 13,280 93.66 94.10
%
%
4 26735 FRONTIER MT CARROLL MUT INS CO
%81.11%4.6811,755 11,737 104.48 104.71
%
%
596SECURA INS GRP
%84.05%2.937,369 6,974 116.84 117.67
%
%
6 111 LIBERTY MUT GRP
%86.95%2.917,299 7,238 250.36 252.14
%
%
7 5048 INDIANA FARMERS MUT GRP
%89.35%2.396,011 4,944 173.28 175.92
%
%
8 473 AMERICAN FAMILY INS GRP
%91.47%2.125,335 5,040 91.48 93.09
%
%
9 14176 HASTINGS INS CO
%93.54%2.075,201 4,955 210.88 213.38
%
%
10 27065 ROCKFORD MUT INS CO
%95.43%1.894,742 4,325 212.83 214.06
%
%
**STAT E TOTAL**
%100.00%100.00251,116 242,015 125.60 126.59
%
%
1 542 INDIANA FARM BUREAU GRP
%45.63%45.63108,868 104,815Indiana 91.51 91.72
%
%
2 5048 INDIANA FARMERS MUT GRP
%63.38%17.7542,359 39,726 158.87 160.10
%
%
3 140 NATIONWIDE CORP GRP
%68.51%5.1312,245 12,317 105.04 106.53
%
%
4 207 WESTERN RESERVE GRP
%73.13%4.6111,011 10,330 74.04 74.73
%
%
5 111 LIBERTY MUT GRP
%76.97%3.849,164 9,076 66.45 67.44
%
%
6 176 STATE FARM GRP
%80.66%3.698,802 8,729 70.46 71.59
%
%
7 14176 HASTINGS INS CO
%84.03%3.378,041 8,218 80.10 80.23
%
%
835CELINA GRP
%86.85%2.826,721 6,141 67.39 68.37
%
%
9 228 WESTFIELD GRP
%89.31%2.475,892 5,321 149.07 149.05
%
%
10 4761 EVERETT MUT GRP
%91.49%2.175,186 5,127 55.41 57.78
%
%
**STAT E TOTAL**
%100.00%100.00238,598 231,529 100.54 101.18
%
%
© 2024 National Association of Insurance Commissioners
139
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 513 IOWA FARM BUREAU GRP
%50.07%50.07151,550 139,933Iowa 108.86 109.09
%
%
2 140 NATIONWIDE CORP GRP
%70.32%20.2661,317 59,174 84.52 85.13
%
%
3 176 STATE FARM GRP
%79.45%9.1327,638 27,004 102.75 103.72
%
%
496SECURA INS GRP
%84.49%5.0415,255 17,919 172.73 173.80
%
%
5 698 NORTH STAR CO GRP
%88.11%3.6210,951 9,379 75.65 76.88
%
%
6 228 WESTFIELD GRP
%91.49%3.3810,236 9,436 90.84 90.90
%
%
7 473 AMERICAN FAMILY INS GRP
%94.53%3.049,190 8,627 99.31 100.46
%
%
8 111 LIBERTY MUT GRP
%96.65%2.126,409 4,940 52.34 53.10
%
%
9 14176 HASTINGS INS CO
%98.25%1.604,845 4,525 69.87 68.56
%
%
10 3548 TRAVELERS GRP
%98.84%0.591,778 1,766 70.70 71.40
%
%
**STAT E TOTAL**
%100.00%100.00302,693 286,746 103.70 104.14
%
%
1 513 IOWA FARM BUREAU GRP
%40.37%40.37126,862 119,625Kansas 81.36 81.83
%
%
2 214 ALLIANCE INS GRP
%54.72%14.3545,099 42,411 73.54 74.16
%
%
3 140 NATIONWIDE CORP GRP
%63.91%9.1928,895 29,005 66.68 66.86
%
%
4 473 AMERICAN FAMILY INS GRP
%69.20%5.2916,632 16,339 69.51 71.40
%
%
5 176 STATE FARM GRP
%74.45%5.2416,480 16,300 67.40 68.15
%
%
6 14451 MARYSVILLE MUT INS CO
%79.49%5.0415,852 14,738 52.87 54.84
%
%
7 15881 BREMEN FARMERS MUT INS CO
%83.83%4.3413,644 13,240 77.19 79.64
%
%
8 111 LIBERTY MUT GRP
%87.03%3.2010,057 9,936 59.12 60.17
%
%
9 15296 UPLAND MUT INS INC
%89.40%2.367,432 7,165 58.28 60.18
%
%
10 8 ALLSTATE INS GRP
%91.50%2.106,601 6,380 68.85 72.55
%
%
**STAT E TOTAL**
%100.00%100.00314,268 300,809 73.32 74.23
%
%
1 109 KENTUCKY FARM BUREAU GRP
%71.92%71.92145,858 135,848Kentucky 177.82 180.18
%
%
2 111 LIBERTY MUT GRP
%77.55%5.6311,416 11,713 131.79 136.18
%
%
3 176 STATE FARM GRP
%81.57%4.028,153 8,079 149.00 150.10
%
%
4 84 AMERICAN FINANCIAL GRP
%84.66%3.096,259 5,837 181.97 172.23
%
%
5 228 WESTFIELD GRP
%87.58%2.925,921 4,632 158.44 158.62
%
%
6 3548 TRAVELERS GRP
%90.39%2.815,695 5,335 208.33 211.11
%
%
7 203 VIRGINIA FARM BUREAU GRP
%92.80%2.424,904 4,656 173.43 173.84
%
%
835CELINA GRP
%94.87%2.074,188 3,835 142.08 143.05
%
%
9 140 NATIONWIDE CORP GRP
%96.91%2.044,141 4,277 114.05 116.79
%
%
10 123 SHELTER INS GRP
%98.41%1.503,034 2,960 200.67 203.22
%
%
**STAT E TOTAL**
%100.00%100.00202,800 190,543 171.70 173.65
%
%
1 176 STATE FARM GRP
%50.29%50.298,553 8,467Louisiana 50.97 53.85
%
%
2 3548 TRAVELERS GRP
%82.41%32.135,464 5,328 102.36 104.16
%
%
3 123 SHELTER INS GRP
%96.74%14.332,437 2,207 56.49 58.44
%
%
4 626 CHUBB LTD GRP
%98.56%1.82310 279 18.84 26.05
%
%
5 785 MARKEL CORP GRP
%99.56%0.99169 193 55.15 55.53
%
%
6 4997 ACP INS MGMT LLC GRP
%99.86%0.3051 10 36.21 37.13
%
%
7 140 NATIONWIDE CORP GRP
%99.99%0.1423 18 570.84 567.21
%
%
8 4761 EVERETT MUT GRP
%100.00%0.0233N/AN/A
9 111 LIBERTY MUT GRP
%100.00%0.000 18 103.01 109.93
%
%
**STAT E TOTAL**
%100.00%100.0017,008 16,560 65.06 67.15
%
%
© 2024 National Association of Insurance Commissioners
140
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 203 VIRGINIA FARM BUREAU GRP
%43.10%43.103,194 3,110Maine 54.57 54.64
%
%
2 15997 MMG INS CO
%70.90%27.802,060 1,953 58.10 57.90
%
%
3 140 NATIONWIDE CORP GRP
%83.83%12.93958 944 267.92 267.70
%
%
4 98 WR BERKLEY CORP GRP
%96.14%12.31913 902 4.08 3.64
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%98.13%1.98147 146 496.38 496.51
%
%
6 473 AMERICAN FAMILY INS GRP
%98.98%0.8563 32 9.38 9.96
%
%
7 3548 TRAVELERS GRP
%99.58%0.6145 39 23.20 23.34
%
%
8 84 AMERICAN FINANCIAL GRP
%99.77%0.1813 13 11.50 4.61
%
%
9 626 CHUBB LTD GRP
%99.91%0.1511 11 N/A N/A
10 785 MARKEL CORP GRP
%99.98%0.0755N/AN/A
**STAT E TOTAL**
%100.00%100.007,411 7,162 85.70 85.58
%
%
1 13501 BRETHREN MUT INS CO
%46.24%46.2417,462 16,654Maryland 66.79 66.80
%
%
2 140 NATIONWIDE CORP GRP
%75.27%29.0310,963 11,091 33.09 33.95
%
%
3 111 LIBERTY MUT GRP
%83.14%7.872,971 2,879 58.08 58.91
%
%
4 228 WESTFIELD GRP
%89.32%6.182,334 1,748 6.95 7.29
%
%
5 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%92.96%3.631,372 1,332 34.44 35.28
%
%
6 3548 TRAVELERS GRP
%95.00%2.04771 740 7.91 8.58
%
%
7 84 AMERICAN FINANCIAL GRP
%96.66%1.67630 585 23.05 9.21
%
%
8 250 DONEGAL GRP
%97.96%1.30491 497 27.61 29.06
%
%
9 4761 EVERETT MUT GRP
%98.82%0.85322 314 80.20 90.41
%
%
10 785 MARKEL CORP GRP
%99.26%0.44168 180 1.99 3.25
%
%
**STAT E TOTAL**
%100.00%100.0037,762 36,223 48.95 49.24
%
%
1 111 LIBERTY MUT GRP
%40.12%40.122,167 2,120Massachusetts 21.14 21.93
%
%
2 98 WR BERKLEY CORP GRP
%63.70%23.581,274 1,240 83.35 84.38
%
%
3 203 VIRGINIA FARM BUREAU GRP
%78.02%14.32774 735 42.90 43.62
%
%
4 3548 TRAVELERS GRP
%90.46%12.44672 651 15.87 16.53
%
%
5 84 AMERICAN FINANCIAL GRP
%96.67%6.21335 354 93.27 83.99
%
%
6 473 AMERICAN FAMILY INS GRP
%98.04%1.3774 18 10.34 10.92
%
%
7 785 MARKEL CORP GRP
%98.72%0.6937 39 88.99 95.90
%
%
8 408 BROOKFIELD REINS LTD GRP
%99.20%0.4826 25 41.45 41.45
%
%
9 140 NATIONWIDE CORP GRP
%99.67%0.4726 20 5.48 6.38
%
%
10 4997 ACP INS MGMT LLC GRP
%100.00%0.3217 10 25.28 25.70
%
%
**STAT E TOTAL**
%100.00%100.005,401 5,213 43.97 44.19
%
%
1 67 MICHIGAN FARM BUREAU GRP
%58.86%58.86100,031 95,621Michigan 81.34 82.58
%
%
2 14176 HASTINGS INS CO
%68.76%9.9016,818 16,596 84.15 85.48
%
%
3 18309 PIONEER STATE MUT INS CO
%78.24%9.4816,106 15,712 61.48 62.17
%
%
496SECURA INS GRP
%86.31%8.0713,720 13,060 41.74 42.67
%
%
5 55 AUTOMOBILE CLUB MI GRP
%92.89%6.5711,172 10,491 63.84 62.73
%
%
6 140 NATIONWIDE CORP GRP
%95.01%2.123,601 3,783 45.46 46.11
%
%
7 176 STATE FARM GRP
%96.68%1.682,851 2,799 97.54 95.67
%
%
8 228 WESTFIELD GRP
%97.82%1.141,935 1,826 119.18 119.14
%
%
9 111 LIBERTY MUT GRP
%98.61%0.781,333 1,277 18.96 19.34
%
%
10 3548 TRAVELERS GRP
%99.06%0.46777 744 109.85 113.47
%
%
**STAT E TOTAL**
%100.00%100.00169,934 164,375 76.56 77.48
%
%
© 2024 National Association of Insurance Commissioners
141
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 513 IOWA FARM BUREAU GRP
%26.31%26.3151,436 48,031Minnesota 122.03 122.50
%
%
2 176 STATE FARM GRP
%40.56%14.2527,856 27,379 88.59 89.64
%
%
3 473 AMERICAN FAMILY INS GRP
%53.43%12.8725,164 23,709 85.01 85.66
%
%
4 16330 RAM MUT INS CO
%65.56%12.1323,707 22,290 94.32 95.22
%
%
596SECURA INS GRP
%76.04%10.4820,483 21,443 42.96 43.49
%
%
6 140 NATIONWIDE CORP GRP
%84.94%8.9017,405 16,858 86.90 87.30
%
%
7 111 LIBERTY MUT GRP
%89.96%5.029,810 8,767 101.39 101.75
%
%
8 228 WESTFIELD GRP
%94.71%4.749,273 8,706 107.27 107.25
%
%
9 8 ALLSTATE INS GRP
%96.73%2.033,963 2,879 58.50 61.25
%
%
10 3548 TRAVELERS GRP
%97.91%1.182,310 2,444 59.72 61.81
%
%
**STAT E TOTAL**
%100.00%100.00195,484 193,533 93.61 94.21
%
%
1 111 LIBERTY MUT GRP
%23.02%23.0210,389 10,027Mississippi 69.21 70.18
%
%
2 483 SOUTHERN FARM BUREAU CAS GRP
%44.60%21.579,735 4,335 80.07 80.07
%
%
3 3548 TRAVELERS GRP
%65.82%21.229,576 9,352 179.09 181.29
%
%
4 140 NATIONWIDE CORP GRP
%79.91%14.096,358 6,366 49.06 49.84
%
%
5 176 STATE FARM GRP
%89.71%9.814,425 4,400 76.33 79.63
%
%
6 98 WR BERKLEY CORP GRP
%92.69%2.981,344 1,348 49.13 47.58
%
%
7 626 CHUBB LTD GRP
%95.01%2.311,044 1,012 114.45 115.74
%
%
8 84 AMERICAN FINANCIAL GRP
%96.45%1.45653 649 38.11 24.65
%
%
9 123 SHELTER INS GRP
%97.74%1.29581 541 169.14 174.55
%
%
10 474 FCCI MUT INS GRP
%98.73%0.99447 562 74.96 78.87
%
%
**STAT E TOTAL**
%100.00%100.0045,123 38,970 97.04 98.17
%
%
1 514 MISSOURI FARM BUREAU GRP
%34.60%34.6083,466 79,587Missouri 118.19 119.65
%
%
2 473 AMERICAN FAMILY INS GRP
%51.95%17.3541,867 40,248 83.15 84.25
%
%
3 176 STATE FARM GRP
%66.26%14.3134,524 34,158 120.24 120.24
%
%
4 140 NATIONWIDE CORP GRP
%77.62%11.3627,410 26,298 77.26 78.12
%
%
5 123 SHELTER INS GRP
%87.87%10.2524,726 23,633 140.76 142.07
%
%
6 111 LIBERTY MUT GRP
%93.13%5.2612,685 11,429 70.62 71.82
%
%
7 4761 EVERETT MUT GRP
%95.95%2.826,799 6,712 89.01 92.87
%
%
8 626 CHUBB LTD GRP
%97.67%1.724,155 3,876 49.72 52.51
%
%
9 3548 TRAVELERS GRP
%99.23%1.563,759 2,928 48.40 51.52
%
%
10 474 FCCI MUT INS GRP
%99.42%0.19463 584 76.59 76.42
%
%
**STAT E TOTAL**
%100.00%100.00241,252 230,754 104.68 105.91
%
%
1 28436 FARMERS UNION MUT INS CO
%15.64%15.6417,431 16,452Montana 44.62 46.07
%
%
2 214 ALLIANCE INS GRP
%30.94%15.3017,053 16,033 37.88 38.40
%
%
3 4683 MOUNTAIN WEST FARM GRP
%45.26%14.3215,964 15,959 54.39 54.50
%
%
4 140 NATIONWIDE CORP GRP
%57.76%12.5013,928 14,126 43.25 43.56
%
%
5 3548 TRAVELERS GRP
%68.58%10.8212,058 11,736 34.56 36.38
%
%
6 111 LIBERTY MUT GRP
%77.96%9.3910,464 10,523 30.93 31.47
%
%
7 176 STATE FARM GRP
%85.38%7.428,265 7,933 90.19 92.17
%
%
8 626 CHUBB LTD GRP
%91.97%6.597,344 7,066 42.62 44.12
%
%
9 333 MUTUAL OF ENUMCLAW GRP
%95.61%3.644,063 4,212 24.39 25.82
%
%
10 84 AMERICAN FINANCIAL GRP
%97.32%1.711,908 2,019 72.54 74.93
%
%
**STAT E TOTAL**
%100.00%100.00111,461 109,035 45.03 46.22
%
%
© 2024 National Association of Insurance Commissioners
142
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 13889 FARMERS MUT INS CO OF NE
%42.88%42.88155,727 142,553Nebraska 62.29 62.45
%
%
2 513 IOWA FARM BUREAU GRP
%67.69%24.8090,081 81,900 74.18 74.63
%
%
3 140 NATIONWIDE CORP GRP
%77.08%9.3934,118 33,797 52.08 52.52
%
%
4 176 STATE FARM GRP
%85.25%8.1629,647 29,804 53.50 53.64
%
%
5 698 NORTH STAR CO GRP
%90.89%5.6520,508 18,592 51.75 51.86
%
%
6 3500 NODAK MUT GRP
%92.97%2.077,535 7,004 32.65 31.82
%
%
7 473 AMERICAN FAMILY INS GRP
%95.00%2.047,391 7,080 44.89 46.00
%
%
8 214 ALLIANCE INS GRP
%96.86%1.866,757 6,537 88.26 88.15
%
%
9 3548 TRAVELERS GRP
%97.74%0.883,200 2,975 47.27 49.61
%
%
10 8 ALLSTATE INS GRP
%98.38%0.632,305 1,824 36.29 39.59
%
%
**STAT E TOTAL**
%100.00%100.00363,155 338,080 62.03 62.29
%
%
1 50 COUNTRY INS & FIN SERV GRP
%30.67%30.672,810 2,742Nevada 38.79 38.40
%
%
2 3548 TRAVELERS GRP
%59.61%28.942,652 2,532 69.15 70.29
%
%
3 140 NATIONWIDE CORP GRP
%75.75%16.141,479 1,491 31.19 35.73
%
%
4 111 LIBERTY MUT GRP
%89.33%13.581,244 1,214 12.72 13.71
%
%
5 280 AUTO OWNERS GRP
%92.51%3.18291 270 34.93 35.05
%
%
6 473 AMERICAN FAMILY INS GRP
%94.44%1.93177 162 14.12 14.59
%
%
7 84 AMERICAN FINANCIAL GRP
%96.06%1.62148 141 86.65 78.56
%
%
8 785 MARKEL CORP GRP
%97.34%1.28117 117 3.04 6.95
%
%
9 626 CHUBB LTD GRP
%98.57%1.24113 104 110.43 141.77
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.51%0.9486 76 32.03 32.81
%
%
**STAT E TOTAL**
%100.00%100.009,162 8,882 42.84 44.61
%
%
1 18686 CO OPERATIVE INS COS
%49.76%49.761,906 1,840New Hampshire 6.37 6.47
%
%
2 140 NATIONWIDE CORP GRP
%65.53%15.77604 648 17.98 19.01
%
%
3 15997 MMG INS CO
%76.48%10.95419 415 37.65 31.32
%
%
4 98 WR BERKLEY CORP GRP
%84.67%8.20314 281 13.20 13.58
%
%
5 84 AMERICAN FINANCIAL GRP
%88.54%3.87148 142 12.71 4.43
%
%
6 203 VIRGINIA FARM BUREAU GRP
%91.87%3.32127 117 573.84 576.61
%
%
7 785 MARKEL CORP GRP
%95.08%3.22123 122 13.80 15.28
%
%
8 3548 TRAVELERS GRP
%97.35%2.2787 116 10.32 10.46
%
%
9 473 AMERICAN FAMILY INS GRP
%99.60%2.2586 40 108.75 109.51
%
%
10 4997 ACP INS MGMT LLC GRP
%100.00%0.4015 8 29.17 29.63
%
%
**STAT E TOTAL**
%100.00%100.003,830 3,728 31.92 31.31
%
%
1 84 AMERICAN FINANCIAL GRP
%35.85%35.851,590 1,639New Jersey 21.43 16.60
%
%
2 3548 TRAVELERS GRP
%60.22%24.371,081 1,064 38.83 41.42
%
%
3 626 CHUBB LTD GRP
%82.28%22.05978 976 44.03 45.11
%
%
4 203 VIRGINIA FARM BUREAU GRP
%91.54%9.26411 415 46.57 52.30
%
%
5 785 MARKEL CORP GRP
%94.97%3.44152 154 1.50 1.88
%
%
6 4997 ACP INS MGMT LLC GRP
%97.70%2.73121 51 29.96 30.42
%
%
7 98 WR BERKLEY CORP GRP
%98.48%0.7835 28 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.04%0.5525 22 320.30 320.59
%
%
9 140 NATIONWIDE CORP GRP
%99.54%0.5123 26 0.86 1.53
%
%
10 111 LIBERTY MUT GRP
%99.84%0.3013 19 N/A N/A
**STAT E TOTAL**
%100.00%100.004,436 4,407 29.75 28.96
%
%
© 2024 National Association of Insurance Commissioners
143
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 513 IOWA FARM BUREAU GRP
%44.82%44.8214,743 14,007New Mexico 143.71 145.18
%
%
2 111 LIBERTY MUT GRP
%56.52%11.713,851 3,951 84.67 85.43
%
%
3 140 NATIONWIDE CORP GRP
%67.55%11.023,626 3,765 208.04 211.61
%
%
4 3548 TRAVELERS GRP
%78.28%10.733,530 3,471 42.71 43.88
%
%
5 626 CHUBB LTD GRP
%87.31%9.042,973 2,962 146.98 148.39
%
%
6 228 WESTFIELD GRP
%92.31%4.991,643 1,358 160.99 161.26
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%95.81%3.501,151 927 205.57 205.86
%
%
8 176 STATE FARM GRP
%98.53%2.72896 916 102.56 109.43
%
%
9 8 ALLSTATE INS GRP
%99.29%0.76250 220 64.61 64.61
%
%
10 785 MARKEL CORP GRP
%99.57%0.2891 86 251.28 285.91
%
%
**STAT E TOTAL**
%100.00%100.0032,897 31,830 133.79 135.49
%
%
1 10374 ERIE & NIAGRA INS ASSOC
%25.20%25.2014,819 14,339New York 46.64 45.46
%
%
2 140 NATIONWIDE CORP GRP
%49.53%24.3314,301 13,908 59.29 60.37
%
%
3 84 AMERICAN FINANCIAL GRP
%63.76%14.238,365 8,035 41.20 36.43
%
%
4 203 VIRGINIA FARM BUREAU GRP
%69.74%5.983,516 3,423 51.19 54.12
%
%
5 43290 WAYNE COOP INS CO
%73.94%4.202,468 2,415 19.09 20.40
%
%
6 3548 TRAVELERS GRP
%76.66%2.721,599 1,596 4.59 6.44
%
%
7 4785 ALLEGANY INS GRP
%79.30%2.641,554 1,537 2.30 2.64
%
%
8 43826 CENTRAL CO OPERATIVE INS CO
%81.67%2.371,395 1,399 7.17 7.30
%
%
9 26835 MIDROX INS CO
%83.90%2.221,307 1,305 53.25 55.79
%
%
10 43842 FINGER LAKES FIRE & CAS INS CO
%85.80%1.901,120 1,105 21.41 21.43
%
%
**STAT E TOTAL**
%100.00%100.0058,792 57,266 44.05 43.87
%
%
1 324 NORTH CAROLINA FARM BUREAU GRP
%42.51%42.5132,884 31,776North Carolina 61.75 63.16
%
%
2 4761 EVERETT MUT GRP
%57.68%15.1711,735 11,337 45.28 47.50
%
%
3 228 WESTFIELD GRP
%68.47%10.798,349 7,755 85.04 85.03
%
%
4 140 NATIONWIDE CORP GRP
%77.09%8.626,669 6,794 20.07 19.87
%
%
5 44377 HALIFAX MUT INS CO
%81.35%4.263,293 3,335 11.06 11.06
%
%
6 16683 NORTH CAROLINA GRANGE MUT INS CO
%85.01%3.662,832 2,816 33.15 33.62
%
%
7 111 LIBERTY MUT GRP
%88.38%3.372,608 2,343 43.30 44.11
%
%
8 3548 TRAVELERS GRP
%91.28%2.902,241 2,192 51.94 53.02
%
%
9 626 CHUBB LTD GRP
%92.66%1.381,065 1,060 5.70 6.15
%
%
10 10720 CAROLINA FARMERS MUT INS CO
%93.94%1.28994 926 77.52 77.52
%
%
**STAT E TOTAL**
%100.00%100.0077,358 74,997 51.71 52.72
%
%
1 4919 AGRARIA MUT GRP
%24.65%24.6540,356 38,368North Dakota 50.38 50.48
%
%
2 3500 NODAK MUT GRP
%45.67%21.0234,425 33,789 45.80 46.34
%
%
3 698 NORTH STAR CO GRP
%58.61%12.9421,186 19,336 40.05 40.50
%
%
4 473 AMERICAN FAMILY INS GRP
%64.84%6.2310,206 9,741 59.81 61.21
%
%
5 111 LIBERTY MUT GRP
%70.79%5.959,738 9,271 55.79 56.44
%
%
6 214 ALLIANCE INS GRP
%76.66%5.879,605 9,075 51.34 51.73
%
%
7 140 NATIONWIDE CORP GRP
%81.08%4.427,244 7,520 49.42 49.80
%
%
8 34606 CENTER MUT INS CO
%85.12%4.036,606 6,465 79.85 80.50
%
%
9 176 STATE FARM GRP
%89.07%3.956,471 6,248 34.05 34.40
%
%
10 96 SECURA INS GRP
%92.82%3.766,149 6,327 41.06 41.05
%
%
**STAT E TOTAL**
%100.00%100.00163,736 156,350 50.00 50.46
%
%
© 2024 National Association of Insurance Commissioners
144
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 140 NATIONWIDE CORP GRP
%22.14%22.1448,184 46,857Ohio 76.25 77.13
%
%
2 963 OHIO MUT GRP
%35.87%13.7229,859 28,204 72.88 76.39
%
%
3 207 WESTERN RESERVE GRP
%45.14%9.2720,178 18,492 97.16 97.92
%
%
4 228 WESTFIELD GRP
%54.40%9.2620,142 18,736 71.35 71.35
%
%
5 14176 HASTINGS INS CO
%61.50%7.1015,455 14,932 79.08 80.67
%
%
6 176 STATE FARM GRP
%67.23%5.7312,473 12,295 71.11 72.32
%
%
735CELINA GRP
%71.92%4.6910,203 9,397 111.67 115.20
%
%
8 4678 WAYNE & WASHINGTON MUT GRP
%76.31%4.399,547 8,709 79.42 81.60
%
%
9 4780 MENNONITE MUT GRP
%80.12%3.828,302 7,855 118.47 120.39
%
%
10 267 GRANGE MUT CAS GRP
%83.55%3.437,456 7,293 70.81 70.98
%
%
**STAT E TOTAL**
%100.00%100.00217,598 211,425 77.90 79.35
%
%
1 220 OKLAHOMA FARM BUREAU GRP
%35.42%35.4279,026 74,624Oklahoma 104.47 105.43
%
%
2 1321 AMERICAN FARMERS & RANCHERS GRP
%58.65%23.2351,839 48,940 87.01 90.74
%
%
3 4720 CONIFER HOLDINGS GRP
%66.30%7.6517,071 13,938 88.12 87.42
%
%
4 176 STATE FARM GRP
%73.67%7.3716,444 16,345 75.14 76.41
%
%
5 4233 WL DUNN GRP
%79.63%5.9513,284 12,971 75.00 75.34
%
%
6 111 LIBERTY MUT GRP
%84.41%4.7810,667 9,766 73.94 75.23
%
%
7 214 ALLIANCE INS GRP
%88.36%3.958,821 8,495 59.37 59.50
%
%
8 28681 UNION MUT INS CO
%91.17%2.816,259 4,434 91.02 95.07
%
%
9 698 NORTH STAR CO GRP
%93.96%2.796,235 5,867 60.43 61.16
%
%
10 3548 TRAVELERS GRP
%95.81%1.854,120 4,044 43.73 44.76
%
%
**STAT E TOTAL**
%100.00%100.00223,117 208,051 90.04 91.69
%
%
1 50 COUNTRY INS & FIN SERV GRP
%24.99%24.9925,390 24,220Oregon 49.44 50.24
%
%
2 111 LIBERTY MUT GRP
%40.67%15.6815,931 15,533 30.18 31.06
%
%
3 333 MUTUAL OF ENUMCLAW GRP
%53.90%13.2313,437 13,166 18.39 21.15
%
%
4 3548 TRAVELERS GRP
%64.31%10.4110,581 10,012 45.64 48.25
%
%
5 140 NATIONWIDE CORP GRP
%72.65%8.348,469 8,150 23.04 23.07
%
%
6 176 STATE FARM GRP
%79.38%6.736,842 6,506 65.34 65.30
%
%
7 645 OREGON MUT GRP
%84.73%5.355,439 5,339 50.59 52.79
%
%
8 473 AMERICAN FAMILY INS GRP
%89.42%4.684,759 4,528 55.77 58.50
%
%
983GRANGE INS GRP
%93.14%3.723,779 3,601 16.04 17.86
%
%
10 626 CHUBB LTD GRP
%95.23%2.092,128 1,984 31.72 38.33
%
%
**STAT E TOTAL**
%100.00%100.00101,599 97,482 38.15 39.72
%
%
1 140 NATIONWIDE CORP GRP
%20.96%20.9627,551 26,616Pennsylvania 77.26 77.49
%
%
2 228 WESTFIELD GRP
%38.34%17.3822,838 21,918 43.89 43.89
%
%
3 4787 GOODVILLE MUT GRP
%53.09%14.7519,390 18,650 48.60 49.94
%
%
4 4761 EVERETT MUT GRP
%65.79%12.7016,687 16,190 39.30 42.56
%
%
5 13501 BRETHREN MUT INS CO
%70.87%5.086,674 6,403 32.54 32.54
%
%
6 111 LIBERTY MUT GRP
%74.48%3.624,752 4,387 24.75 25.63
%
%
7 250 DONEGAL GRP
%78.06%3.584,701 4,684 35.43 36.76
%
%
8 4714 MILLVILLE MUT GRP
%81.15%3.094,065 3,987 55.14 55.20
%
%
9 203 VIRGINIA FARM BUREAU GRP
%84.15%3.003,938 3,943 78.21 79.68
%
%
10 3407 MUTUAL CAPITAL GRP INC GRP
%86.75%2.603,414 3,450 36.18 35.85
%
%
**STAT E TOTAL**
%100.00%100.00131,429 127,430 50.93 51.65
%
%
© 2024 National Association of Insurance Commissioners
145
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 140 NATIONWIDE CORP GRP
%85.28%85.28476 450Rhode Island 18.88 18.57
%
%
2 98 WR BERKLEY CORP GRP
%92.18%6.9039 50 0.43 0.25
%
%
3 3548 TRAVELERS GRP
%96.72%4.5325 43 4.80 5.43
%
%
4 785 MARKEL CORP GRP
%100.00%3.3319 18 N/A N/A
**STAT E TOTAL**
%100.00%100.00558 561 15.54 15.34
%
%
1 140 NATIONWIDE CORP GRP
%39.87%39.879,535 9,602South Carolina 41.67 44.29
%
%
2 228 WESTFIELD GRP
%63.72%23.855,704 4,990 32.50 32.60
%
%
3 111 LIBERTY MUT GRP
%72.55%8.832,112 1,823 33.83 34.96
%
%
4 3548 TRAVELERS GRP
%81.03%8.482,028 1,991 25.35 27.19
%
%
5 176 STATE FARM GRP
%87.34%6.311,510 1,464 39.82 39.10
%
%
6 84 AMERICAN FINANCIAL GRP
%92.08%4.741,133 1,097 34.62 24.36
%
%
7 626 CHUBB LTD GRP
%94.98%2.90693 682 6.81 6.81
%
%
8 98 WR BERKLEY CORP GRP
%96.36%1.39331 382 N/A 0.83
%
9 785 MARKEL CORP GRP
%97.54%1.17281 272 51.60 53.17
%
%
10 12610 SOUTHERN TRUST INS CO
%98.28%0.74177 163 5.49 5.49
%
%
**STAT E TOTAL**
%100.00%100.0023,916 22,789 34.90 35.78
%
%
1 13889 FARMERS MUT INS CO OF NE
%20.90%20.9038,464 35,306South Dakota 44.99 45.25
%
%
2 513 IOWA FARM BUREAU GRP
%34.30%13.4024,665 22,571 72.14 73.01
%
%
3 698 NORTH STAR CO GRP
%47.67%13.3724,605 22,462 40.87 41.33
%
%
4 4787 GOODVILLE MUT GRP
%60.16%12.4922,980 20,134 60.57 64.97
%
%
5 140 NATIONWIDE CORP GRP
%69.20%9.0516,647 15,961 36.02 36.21
%
%
6 473 AMERICAN FAMILY INS GRP
%76.61%7.4013,626 12,926 9.21 10.54
%
%
7 176 STATE FARM GRP
%83.17%6.5612,071 11,607 39.78 41.84
%
%
8 111 LIBERTY MUT GRP
%89.39%6.2311,461 11,181 20.59 21.34
%
%
9 214 ALLIANCE INS GRP
%92.61%3.215,911 5,340 44.19 44.52
%
%
10 8 ALLSTATE INS GRP
%94.77%2.163,976 3,650 66.37 78.43
%
%
**STAT E TOTAL**
%100.00%100.00184,038 171,583 45.99 47.25
%
%
1 694 TENNESSEE FARMERS GRP
%79.38%79.38156,536 148,395Tennessee 107.78 108.43
%
%
2 176 STATE FARM GRP
%83.07%3.707,287 7,183 72.87 72.70
%
%
3 111 LIBERTY MUT GRP
%86.48%3.416,716 6,639 115.56 117.45
%
%
4 3548 TRAVELERS GRP
%88.99%2.524,962 4,810 81.26 81.24
%
%
5 4761 EVERETT MUT GRP
%91.29%2.294,523 4,341 89.12 90.68
%
%
6 228 WESTFIELD GRP
%93.10%1.813,577 3,345 63.40 63.39
%
%
7 140 NATIONWIDE CORP GRP
%94.81%1.713,366 3,399 75.36 76.74
%
%
835CELINA GRP
%96.41%1.603,163 2,886 106.77 106.11
%
%
9 267 GRANGE MUT CAS GRP
%97.79%1.382,724 2,619 73.31 73.76
%
%
10 123 SHELTER INS GRP
%98.42%0.631,240 1,208 71.39 69.95
%
%
**STAT E TOTAL**
%100.00%100.00197,207 189,415 102.19 102.79
%
%
© 2024 National Association of Insurance Commissioners
146
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 809 TEXAS FARM BUREAU MUT GRP
%59.00%59.00302,450 276,281Texas 87.82 88.20
%
%
2 111 LIBERTY MUT GRP
%69.71%10.7154,914 48,877 61.07 62.29
%
%
3 3548 TRAVELERS GRP
%78.48%8.7744,950 43,004 60.14 62.62
%
%
4 176 STATE FARM GRP
%87.20%8.7244,698 43,435 58.10 58.75
%
%
5 140 NATIONWIDE CORP GRP
%93.69%6.5033,298 32,084 79.63 81.40
%
%
6 626 CHUBB LTD GRP
%98.07%4.3722,425 21,427 45.66 48.20
%
%
7 473 AMERICAN FAMILY INS GRP
%98.75%0.693,528 2,788 37.33 37.79
%
%
8 785 MARKEL CORP GRP
%99.27%0.522,652 2,557 103.61 112.99
%
%
9 98 WR BERKLEY CORP GRP
%99.52%0.251,267 1,198 141.44 143.97
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%99.73%0.211,062 896 39.56 39.66
%
%
**STAT E TOTAL**
%100.00%100.00512,646 473,719 77.33 78.26
%
%
1 513 IOWA FARM BUREAU GRP
%53.21%53.2112,118 11,457Utah 61.47 64.49
%
%
2 111 LIBERTY MUT GRP
%60.96%7.751,765 1,779 33.32 34.06
%
%
3 140 NATIONWIDE CORP GRP
%68.59%7.641,739 1,795 72.24 72.46
%
%
4 333 MUTUAL OF ENUMCLAW GRP
%75.99%7.391,683 1,643 14.29 17.29
%
%
5 176 STATE FARM GRP
%83.38%7.391,683 1,667 87.81 87.04
%
%
6 473 AMERICAN FAMILY INS GRP
%89.39%6.011,370 1,345 94.21 100.72
%
%
7 8 ALLSTATE INS GRP
%93.82%4.431,009 913 23.23 21.59
%
%
8 3548 TRAVELERS GRP
%96.86%3.04693 625 135.03 129.27
%
%
9 2878 UNITED HERITAGE MUT GRP
%98.24%1.38314 310 70.59 71.27
%
%
10 626 CHUBB LTD GRP
%99.12%0.88201 183 36.29 46.32
%
%
**STAT E TOTAL**
%100.00%100.0022,775 21,898 61.20 63.26
%
%
1 18686 CO OPERATIVE INS COS
%61.73%61.7311,447 10,950Vermont 68.38 70.57
%
%
2 140 NATIONWIDE CORP GRP
%90.37%28.645,311 5,101 66.32 66.49
%
%
3 15997 MMG INS CO
%96.14%5.771,070 1,039 28.63 28.33
%
%
4 203 VIRGINIA FARM BUREAU GRP
%97.93%1.80333 322 40.19 49.10
%
%
5 785 MARKEL CORP GRP
%98.79%0.85158 150 20.24 21.29
%
%
6 98 WR BERKLEY CORP GRP
%99.64%0.85158 197 5.03 2.61
%
%
7 84 AMERICAN FINANCIAL GRP
%99.89%0.2546 73 4.24 N/A
%
8 3548 TRAVELERS GRP
%99.98%0.0917 16 1.93 1.65
%
%
9 408 BROOKFIELD REINS LTD GRP
%100.00%0.024 5 41.44 67.58
%
%
10 4997 ACP INS MGMT LLC GRP
%100.00%0.000 1 52.40 52.20
%
%
**STAT E TOTAL**
%100.00%100.0018,544 17,855 63.62 65.10
%
%
1 203 VIRGINIA FARM BUREAU GRP
%60.05%60.0560,362 55,563Virginia 48.58 48.97
%
%
2 4994 LOUDOUN MUT GRP
%69.57%9.529,571 9,116 42.38 42.63
%
%
3 899 ROCKINGHAM GRP
%76.77%7.207,240 6,749 16.87 17.00
%
%
4 140 NATIONWIDE CORP GRP
%80.27%3.503,517 3,556 46.56 46.35
%
%
5 13501 BRETHREN MUT INS CO
%83.60%3.333,347 3,208 26.28 26.28
%
%
6 4761 EVERETT MUT GRP
%86.42%2.812,829 2,750 41.80 45.14
%
%
7 3548 TRAVELERS GRP
%88.77%2.352,367 2,254 3.35 4.08
%
%
8 176 STATE FARM GRP
%90.70%1.931,941 1,891 114.88 115.92
%
%
9 228 WESTFIELD GRP
%92.38%1.681,691 1,572 34.06 34.08
%
%
10 626 CHUBB LTD GRP
%93.75%1.371,376 1,368 22.09 22.56
%
%
**STAT E TOTAL**
%100.00%100.00100,519 93,696 43.93 44.23
%
%
© 2024 National Association of Insurance Commissioners
147
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 333 MUTUAL OF ENUMCLAW GRP
%22.39%22.3922,927 22,144Washington 66.39 69.79
%
%
2 50 COUNTRY INS & FIN SERV GRP
%36.87%14.4814,823 13,771 66.42 67.22
%
%
3 111 LIBERTY MUT GRP
%50.82%13.9514,288 14,218 63.15 64.67
%
%
4 3548 TRAVELERS GRP
%62.40%11.5811,855 11,029 59.65 63.34
%
%
583GRANGE INS GRP
%73.87%11.4711,746 11,481 70.78 76.00
%
%
6 280 AUTO OWNERS GRP
%79.80%5.936,073 5,526 23.00 27.59
%
%
7 140 NATIONWIDE CORP GRP
%85.41%5.615,739 5,571 64.45 64.03
%
%
8 176 STATE FARM GRP
%88.67%3.273,346 3,316 48.41 48.26
%
%
9 473 AMERICAN FAMILY INS GRP
%91.67%3.003,068 2,759 57.51 57.89
%
%
10 626 CHUBB LTD GRP
%94.57%2.902,972 2,919 30.45 33.53
%
%
**STAT E TOTAL**
%100.00%100.00102,395 97,622 61.22 63.74
%
%
1 4339 FARMERS & MECHANICS GRP
%28.00%28.005,808 5,562West Virginia 47.92 48.45
%
%
235CELINA GRP
%51.12%23.134,798 4,562 42.10 42.98
%
%
3 140 NATIONWIDE CORP GRP
%73.26%22.144,594 4,627 67.32 67.66
%
%
4 111 LIBERTY MUT GRP
%82.73%9.461,963 1,931 27.59 29.82
%
%
5 228 WESTFIELD GRP
%92.16%9.441,958 1,830 22.10 22.09
%
%
6 14656 MUNICIPAL MUT INS CO
%97.55%5.381,117 1,060 41.88 41.88
%
%
7 40070 FARMERS MUT INS CO
%99.46%1.91397 399 7.58 7.58
%
%
8 3548 TRAVELERS GRP
%99.85%0.3981 80 2.84 3.16
%
%
9 408 BROOKFIELD REINS LTD GRP
%99.90%0.0511 10 41.44 41.44
%
%
10 785 MARKEL CORP GRP
%99.95%0.0510 11 N/A N/A
**STAT E TOTAL**
%100.00%100.0020,747 20,072 45.40 46.03
%
%
1 15091 RURAL MUT INS CO
%36.69%36.6989,603 83,910Wisconsin 46.31 48.17
%
%
2 473 AMERICAN FAMILY INS GRP
%50.42%13.7333,522 32,195 53.43 54.96
%
%
396SECURA INS GRP
%59.23%8.8221,528 21,810 25.14 25.46
%
%
4 14176 HASTINGS INS CO
%66.14%6.9116,881 16,630 22.38 22.28
%
%
5 10831 MT MORRIS MUT INS CO
%72.13%5.9814,607 13,501 53.08 53.47
%
%
6 27022 WISCONSIN MUT INS CO
%76.40%4.2810,442 9,557 56.49 57.36
%
%
7 176 STATE FARM GRP
%80.42%4.029,820 9,710 37.95 38.71
%
%
8 4849 MUTUAL OF WAUSAU GRP
%83.88%3.468,440 8,446 34.14 34.76
%
%
9 11036 MCMILLAN WARNER MUT INS CO
%86.77%2.897,052 6,880 34.69 36.21
%
%
10 140 NATIONWIDE CORP GRP
%89.09%2.335,688 5,439 81.94 81.71
%
%
**STAT E TOTAL**
%100.00%100.00244,218 232,553 44.89 45.92
%
%
1 4683 MOUNTAIN WEST FARM GRP
%37.14%37.1414,978 15,890Wyoming 90.97 91.10
%
%
2 3548 TRAVELERS GRP
%56.42%19.277,772 7,384 112.63 114.13
%
%
3 111 LIBERTY MUT GRP
%69.44%13.025,250 5,195 66.46 67.33
%
%
4 8 ALLSTATE INS GRP
%77.50%8.063,251 3,041 65.85 69.04
%
%
5 176 STATE FARM GRP
%84.25%6.752,722 2,643 52.74 52.70
%
%
6 626 CHUBB LTD GRP
%90.37%6.122,466 2,437 45.78 46.74
%
%
7 140 NATIONWIDE CORP GRP
%94.43%4.061,637 1,648 86.93 86.54
%
%
883GRANGE INS GRP
%96.59%2.16871 873 96.48 97.37
%
%
9 333 MUTUAL OF ENUMCLAW GRP
%98.31%1.72693 668 287.65 289.16
%
%
10 84 AMERICAN FINANCIAL GRP
%99.26%0.95382 365 17.45 9.55
%
%
**STAT E TOTAL**
%100.00%100.0040,323 40,404 86.97 87.96
%
%
1 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%100.00%100.00197 203Puerto Rico 36.62 36.64
%
%
**STAT E TOTAL**
%100.00%100.00197 203 36.62 36.64
%
%
© 2024 National Association of Insurance Commissioners
148
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
03 - Farmowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%100.00%100.001,526 1,521Canada 72.11 72.26
%
%
**STAT E TOTAL**
%100.00%100.001,526 1,521 69.05 69.23
%
%
© 2024 National Association of Insurance Commissioners
149
04—Homeowners Multiple Peril
© 2024 National Association of Insurance Commissioners
150
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.71%17.7127,037,940 25,705,654 77.08 78.89
%
%
2 8 ALLSTATE INS GRP
%26.59%8.8813,551,256 12,722,771 70.42 72.12
%
%
3 111 LIBERTY MUT GRP
%33.46%6.8610,476,330 10,140,532 68.56 70.17
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.24%6.7810,346,045 9,515,309 78.22 78.72
%
%
5 69 FARMERS INS GRP
%46.12%5.888,981,110 8,517,213 67.58 68.43
%
%
6 3548 TRAVELERS GRP
%51.08%4.967,569,914 7,014,931 69.57 70.70
%
%
7 473 AMERICAN FAMILY INS GRP
%55.67%4.597,010,000 6,334,715 75.28 75.78
%
%
8 140 NATIONWIDE CORP GRP
%58.34%2.674,077,262 4,003,910 80.88 83.57
%
%
9 626 CHUBB LTD GRP
%60.89%2.553,891,676 3,649,700 49.49 50.69
%
%
10 10064 CITIZENS PROP INS CORP
%63.00%2.103,208,945 2,770,287 39.39 45.66
%
%
11 155 PROGRESSIVE GRP
%64.93%1.932,952,598 2,685,978 51.87 52.13
%
%
12 213 ERIE INS GRP
%66.67%1.742,659,423 2,415,582 88.73 90.16
%
%
13 280 AUTO OWNERS GRP
%68.35%1.682,564,100 2,326,325 88.27 90.02
%
%
14 4663 UNIVERSAL INS HOLDING GRP
%69.54%1.191,819,043 1,777,151 53.80 54.32
%
%
15 3098 TOKIO MARINE HOLDINGS INC GRP
%70.47%0.921,405,037 1,306,343 81.87 82.00
%
%
16 1278 CSAA INS GRP
%71.33%0.871,323,341 1,248,095 68.80 69.76
%
%
17 1318 AUTO CLUB ENTERPRISES INS GRP
%72.12%0.781,197,117 1,095,514 76.21 78.96
%
%
18 244 CINCINNATI FIN GRP
%72.90%0.781,196,666 1,054,892 62.56 65.19
%
%
19 660 MERCURY GEN GRP
%73.65%0.751,143,868 1,039,222 62.98 65.58
%
%
20 28 AMICA MUT GRP
%74.39%0.741,134,059 1,064,671 58.76 60.25
%
%
21 50 COUNTRY INS & FIN SERV GRP
%75.05%0.661,000,969 934,604 96.51 96.87
%
%
22 91 HARTFORD FIRE & CAS GRP
%75.70%0.65990,862 959,281 55.96 57.17
%
%
23 55 AUTOMOBILE CLUB MI GRP
%76.33%0.63964,554 911,945 76.30 76.85
%
%
24 88 THE HANOVER INS GRP
%76.95%0.62944,623 887,536 95.11 96.53
%
%
25 4861 HERITAGE INS HOLDINGS GRP
%77.57%0.62943,983 961,934 64.73 69.68
%
%
26 361 MUNICH RE GRP
%78.18%0.61938,125 862,402 56.59 57.06
%
%
27 19 ASSURANT INC GRP
%78.78%0.59907,211 852,224 48.42 49.07
%
%
28 4773 FRONTLINE INS GRP
%79.37%0.59904,266 847,187 94.83 99.52
%
%
29 3484 TOWER HILL INS GRP
%79.93%0.56853,925 806,588 64.04 66.66
%
%
30 4769 FLORIDA PENINSULA HOLDINGS GRP
%80.48%0.55843,437 756,979 14.43 18.01
%
%
31 12 AMERICAN INTL GRP
%81.03%0.54830,813 827,282 41.08 45.83
%
%
32 4792 HCI GRP INC
%81.50%0.47718,867 685,927 15.21 19.39
%
%
33 17227 SLIDE INS CO
%81.91%0.41630,664 500,477 41.64 45.94
%
%
34 123 SHELTER INS GRP
%82.31%0.40614,488 567,481 117.19 118.77
%
%
35 225 IAT REINS CO GRP
%82.70%0.38585,585 551,393 45.17 49.39
%
%
36 694 TENNESSEE FARMERS GRP
%83.06%0.37558,536 522,260 103.64 104.92
%
%
37 411 MAPFRE INS GRP
%83.42%0.36549,231 516,088 47.15 49.31
%
%
38 31 BERKSHIRE HATHAWAY GRP
%83.78%0.36549,021 531,810 75.79 77.41
%
%
39 324 NORTH CAROLINA FARM BUREAU GRP
%84.14%0.36545,387 497,234 85.44 85.83
%
%
40 5031 IRON FAMILY HOLDINGS GRP
%84.49%0.35538,448 397,064 27.34 27.53
%
%
41 5010 SH1 HOLDINGS GRP
%84.83%0.34514,475 523,694 66.34 71.82
%
%
42 22 ANDOVER GRP
%85.14%0.31470,781 443,370 57.53 58.58
%
%
43 708 NEW JERSEY MANUFACTURERS GRP
%85.44%0.31467,170 429,321 68.87 70.30
%
%
44 5 ALFA INS GRP
%85.74%0.30460,295 418,707 99.92 100.17
%
%
45 483 SOUTHERN FARM BUREAU CAS GRP
%86.04%0.30456,906 429,789 74.45 74.44
%
%
46 408 BROOKFIELD REINS LTD GRP
%86.34%0.29447,934 429,687 82.25 82.93
%
%
47 796 QBE INS GRP
%86.63%0.29447,660 460,765 55.67 60.68
%
%
48 12841 AMERICAN INTEGRITY INS CO OF FL
%86.92%0.29443,808 413,303 57.19 62.79
%
%
49 513 IOWA FARM BUREAU GRP
%87.20%0.28432,259 395,334 82.70 83.14
%
%
50 5032 LEMONADE INC GRP
%87.49%0.28432,189 402,419 72.08 73.01
%
%
51 12536 HOMEOWNERS OF AMER INS CO
%87.77%0.28423,485 436,320 49.67 49.79
%
%
52 267 GRANGE MUT CAS GRP
%88.04%0.27417,218 391,947 92.41 93.19
%
%
53 809 TEXAS FARM BUREAU MUT GRP
%88.31%0.27408,435 361,911 104.83 104.93
%
%
54 4850 CLEAR BLUE FINANCIAL GRP
%88.57%0.26399,577 389,036 84.47 89.07
%
%
55 228 WESTFIELD GRP
%88.82%0.25378,100 358,611 128.37 129.20
%
%
56 109 KENTUCKY FARM BUREAU GRP
%89.06%0.24368,178 340,004 165.98 166.50
%
%
57 4869 WT HOLDINGS GRP
%89.28%0.22337,037 343,214 77.96 78.93
%
%
58 10117 SECURITY FIRST INS CO
%89.49%0.21322,624 322,569 31.06 36.74
%
%
59 12954 OLYMPUS INS CO
%89.69%0.20310,213 283,119 35.12 32.66
%
%
60 785 MARKEL CORP GRP
%89.88%0.18280,182 261,721 32.32 35.42
%
%
61 15350 WEST BEND INS CO
%90.06%0.18274,177 244,757 109.83 109.64
%
%
62 14184 ACUITY A MUT INS CO
%90.24%0.18273,886 235,999 89.70 90.53
%
%
63 5019 KIN INS INC GRP
%90.40%0.17259,220 228,260 33.94 46.35
%
%
64 2898 WESTERN SERV CONTRACT GRP
%90.57%0.17255,723 252,536 48.80 54.75
%
%
65 234 VERMONT MUT GRP
%90.74%0.17253,583 232,909 58.48 58.85
%
%
© 2024 National Association of Insurance Commissioners
151
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4051 OCEAN HARBOR GRP
%90.90%0.17252,804 229,509 59.53 60.65
%
%
67 2518 NYCM INS GRP
%91.07%0.17252,323 234,454 43.49 43.92
%
%
68 1227 PALISADES GRP
%91.23%0.16249,595 245,589 56.60 58.14
%
%
69 300 HORACE MANN GRP
%91.39%0.16246,439 233,238 77.79 78.35
%
%
70 12247 SOUTHERN OAK INS CO
%91.55%0.16239,306 202,103 43.00 43.42
%
%
71 71 UNIVERSAL INS CO GRP
%91.71%0.15235,739 246,409 46.51 53.19
%
%
72 188 SAFETY GRP
%91.86%0.15234,690 215,174 46.99 47.78
%
%
73 5028 SAFEPOINT HOLDINGS INC GRP
%92.01%0.15225,166 192,355 40.36 42.06
%
%
74 5074 HALE PARTNERSHIP GRP
%92.15%0.14216,703 145,730 38.21 41.04
%
%
75 542 INDIANA FARM BUREAU GRP
%92.29%0.14214,583 207,070 93.55 93.78
%
%
76 586 ARBELLA INS GRP
%92.43%0.14209,387 196,277 49.15 50.26
%
%
77 15816 ALLIED TRUST INS CO
%92.56%0.14206,252 192,785 38.02 39.94
%
%
78 5065 SUTTON NATL INS HOLDINGS GRP
%92.70%0.13204,708 124,905 47.67 49.22
%
%
79 5000 VAULT HOLDINGS GRP
%92.83%0.13200,237 225,367 34.76 33.29
%
%
80 67 MICHIGAN FARM BUREAU GRP
%92.96%0.13198,346 184,745 100.77 102.08
%
%
81 13125 PEOPLES TRUST INS CO
%93.09%0.13198,222 193,302 48.06 57.63
%
%
82 13757 FARM BUREAU MUT INS CO OF AR INC
%93.22%0.13197,088 178,157 148.43 148.24
%
%
83 242 SELECTIVE INS GRP
%93.34%0.12188,594 165,537 85.05 86.71
%
%
84 98 WR BERKLEY CORP GRP
%93.46%0.12181,741 141,400 84.98 85.35
%
%
85 250 DONEGAL GRP
%93.58%0.12178,684 166,646 62.21 64.30
%
%
86 415 PLYMOUTH ROCK INS GRP
%93.69%0.12177,689 165,856 44.75 46.16
%
%
87 24341 PEMCO MUT INS CO
%93.81%0.11173,656 162,068 75.38 76.80
%
%
88 215 KEMPER CORP GRP
%93.92%0.11171,296 201,996 60.67 61.13
%
%
89 5042 ORION180 GRP
%94.03%0.11169,993 76,317 19.87 19.87
%
%
90 36 CENTRAL MUT INS CO GRP
%94.14%0.11164,587 160,120 79.70 80.23
%
%
91 698 NORTH STAR CO GRP
%94.24%0.11163,740 146,788 79.03 79.49
%
%
92 12359 AMERICAN TRADITIONS INS CO
%94.35%0.10155,371 143,811 81.84 82.42
%
%
93 561 GEORGIA FARM BUREAU GRP
%94.45%0.10152,589 148,133 74.62 75.98
%
%
94 13889 FARMERS MUT INS CO OF NE
%94.55%0.10152,315 142,398 69.97 70.01
%
%
95 4674 BARRINGTON CAPITAL GRP
%94.64%0.10150,159 158,644 34.79 34.11
%
%
96 13668 KINGSTONE INS CO
%94.74%0.09143,943 147,302 59.96 64.20
%
%
97 212 ZURICH INS GRP
%94.83%0.09140,597 132,360 60.20 64.36
%
%
98 14427 LOUISIANA FARM BUREAU MUT INS CO
%94.92%0.09140,185 130,068 45.79 48.28
%
%
99 4980 MGI HOLDINGS GRP
%95.01%0.09139,939 120,061 62.38 63.10
%
%
100 3456 CYPRESS GRP HOLDINGS INC GRP
%95.11%0.09138,419 129,803 24.44 28.67
%
%
101 271 PENNSYLVANIA NATL INS GRP
%95.20%0.09137,279 129,295 71.68 72.06
%
%
102 1309 FRANKENMUTH GRP
%95.28%0.08129,045 117,817 114.50 116.57
%
%
103 33 CALIFORNIA CAS MGMT GRP
%95.36%0.08127,215 121,310 86.88 88.05
%
%
104 383 AMERICAN EUROPEAN GRP
%95.44%0.08123,289 75,324 35.52 36.93
%
%
105 333 MUTUAL OF ENUMCLAW GRP
%95.52%0.08123,096 120,178 89.73 90.37
%
%
106 4886 BENCHMARK HOLDING GRP
%95.61%0.08122,813 62,087 39.95 43.95
%
%
107 153 PEKIN INS GRP
%95.68%0.08121,743 126,551 115.68 116.00
%
%
108 15024 PREFERRED MUT INS CO
%95.76%0.08118,761 110,976 48.93 50.95
%
%
109 12898 AMERICAN RISK INS CO INC
%95.84%0.08115,823 98,175 80.75 81.32
%
%
110 514 MISSOURI FARM BUREAU GRP
%95.91%0.08115,117 107,595 100.33 101.44
%
%
111 144 NORFOLK & DEDHAM GRP
%95.99%0.07114,028 103,451 46.77 48.26
%
%
112 4962 AU HOLDING CO GRP
%96.06%0.07111,911 121,016 47.85 53.53
%
%
113 4234 RANDALL & QUILTER INVESTMENT GRP
%96.13%0.07111,067 100,805 7.97 8.20
%
%
114 1275 QUINCY MUT GRP
%96.21%0.07110,113 101,800 46.92 47.81
%
%
115 LOUISIANA CITIZENS PROPERTY INS.
%96.27%0.07103,573 113,382 15.85 17.04
%
%
116 96 SECURA INS GRP
%96.34%0.07102,655 96,676 108.78 109.71
%
%
117 313 AEGIS GRP
%96.41%0.07102,104 84,015 58.75 61.70
%
%
118 4857 CABRILLO HOLDING GRP
%96.47%0.0698,216 87,443 32.19 33.47
%
%
119 201 UTICA GRP
%96.54%0.0697,188 88,148 44.00 45.15
%
%
120 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%96.60%0.0696,566 98,012 62.77 63.69
%
%
121 762 FRANKLIN MUT GRP
%96.66%0.0693,041 86,966 79.04 80.60
%
%
122 4787 GOODVILLE MUT GRP
%96.72%0.0692,800 83,925 70.22 71.28
%
%
123 4882 GULF STATES GRP
%96.78%0.0688,625 74,503 11.13 12.27
%
%
124 800 WESTERN MUT INS GRP
%96.84%0.0688,013 83,391 60.34 65.20
%
%
125 17153 VYRD INS CO
%96.90%0.0687,918 74,126 43.05 43.54
%
%
**INDUSTRY TOTAL**
%100.00%100.00152,629,423 142,814,834 70.52 72.16
%
%
© 2024 National Association of Insurance Commissioners
152
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.72%17.7227,037,940 25,705,654 77.08 78.89
%
%
2 8 ALLSTATE INS GRP
%26.59%8.8813,551,256 12,722,771 70.42 72.12
%
%
3 111 LIBERTY MUT GRP
%33.46%6.8610,476,330 10,140,532 68.56 70.17
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.24%6.7810,346,045 9,515,309 78.22 78.72
%
%
5 69 FARMERS INS GRP
%46.12%5.888,981,110 8,517,213 67.58 68.43
%
%
6 3548 TRAVELERS GRP
%51.08%4.967,569,914 7,014,931 69.57 70.70
%
%
7 473 AMERICAN FAMILY INS GRP
%55.67%4.597,010,000 6,334,715 75.28 75.78
%
%
8 140 NATIONWIDE CORP GRP
%58.35%2.674,077,262 4,003,910 80.88 83.57
%
%
9 626 CHUBB LTD GRP
%60.89%2.553,888,848 3,646,952 49.49 50.69
%
%
10 10064 CITIZENS PROP INS CORP
%63.00%2.103,208,945 2,770,287 39.39 45.66
%
%
11 155 PROGRESSIVE GRP
%64.93%1.932,952,598 2,685,978 51.87 52.13
%
%
12 213 ERIE INS GRP
%66.67%1.742,659,423 2,415,582 88.73 90.16
%
%
13 280 AUTO OWNERS GRP
%68.35%1.682,564,100 2,326,325 88.27 90.02
%
%
14 4663 UNIVERSAL INS HOLDING GRP
%69.55%1.191,819,043 1,777,151 53.80 54.32
%
%
15 3098 TOKIO MARINE HOLDINGS INC GRP
%70.47%0.921,405,037 1,306,343 81.87 82.00
%
%
16 1278 CSAA INS GRP
%71.33%0.871,323,341 1,248,095 68.80 69.76
%
%
17 1318 AUTO CLUB ENTERPRISES INS GRP
%72.12%0.781,197,117 1,095,514 76.21 78.96
%
%
18 244 CINCINNATI FIN GRP
%72.90%0.781,196,666 1,054,892 62.56 65.19
%
%
19 660 MERCURY GEN GRP
%73.65%0.751,143,868 1,039,222 62.98 65.58
%
%
20 28 AMICA MUT GRP
%74.39%0.741,134,059 1,064,671 58.76 60.25
%
%
21 50 COUNTRY INS & FIN SERV GRP
%75.05%0.661,000,969 934,604 96.51 96.87
%
%
22 91 HARTFORD FIRE & CAS GRP
%75.70%0.65990,862 959,281 55.96 57.31
%
%
23 55 AUTOMOBILE CLUB MI GRP
%76.33%0.63964,554 911,945 76.30 76.85
%
%
24 88 THE HANOVER INS GRP
%76.95%0.62944,623 887,536 95.11 96.53
%
%
25 4861 HERITAGE INS HOLDINGS GRP
%77.57%0.62943,983 961,934 64.73 69.68
%
%
26 361 MUNICH RE GRP
%78.18%0.61938,125 862,402 56.59 57.06
%
%
27 19 ASSURANT INC GRP
%78.78%0.59907,211 852,224 48.42 49.07
%
%
28 4773 FRONTLINE INS GRP
%79.37%0.59904,266 847,187 94.83 99.52
%
%
29 3484 TOWER HILL INS GRP
%79.93%0.56853,925 806,588 64.04 66.66
%
%
30 4769 FLORIDA PENINSULA HOLDINGS GRP
%80.48%0.55843,437 756,979 14.43 18.01
%
%
31 12 AMERICAN INTL GRP
%81.03%0.54829,033 824,836 41.02 45.78
%
%
32 4792 HCI GRP INC
%81.50%0.47718,867 685,927 15.21 19.39
%
%
33 17227 SLIDE INS CO
%81.91%0.41630,664 500,477 41.64 45.94
%
%
34 123 SHELTER INS GRP
%82.31%0.40614,488 567,481 117.19 118.77
%
%
35 225 IAT REINS CO GRP
%82.70%0.38585,585 551,393 45.17 49.39
%
%
36 694 TENNESSEE FARMERS GRP
%83.06%0.37558,536 522,260 103.64 104.92
%
%
37 411 MAPFRE INS GRP
%83.42%0.36549,231 516,088 47.15 49.31
%
%
38 31 BERKSHIRE HATHAWAY GRP
%83.78%0.36549,021 531,810 75.79 77.41
%
%
39 324 NORTH CAROLINA FARM BUREAU GRP
%84.14%0.36545,387 497,234 85.44 85.83
%
%
40 5031 IRON FAMILY HOLDINGS GRP
%84.49%0.35538,448 397,064 27.34 27.53
%
%
41 5010 SH1 HOLDINGS GRP
%84.83%0.34514,475 523,694 66.34 71.82
%
%
42 22 ANDOVER GRP
%85.14%0.31470,781 443,370 57.53 58.58
%
%
43 708 NEW JERSEY MANUFACTURERS GRP
%85.44%0.31467,170 429,321 68.87 70.30
%
%
44 5 ALFA INS GRP
%85.74%0.30460,295 418,707 99.92 100.17
%
%
45 483 SOUTHERN FARM BUREAU CAS GRP
%86.04%0.30456,906 429,789 74.45 74.44
%
%
46 408 BROOKFIELD REINS LTD GRP
%86.34%0.29447,934 429,687 82.25 82.93
%
%
47 796 QBE INS GRP
%86.63%0.29447,660 460,765 55.67 60.68
%
%
48 12841 AMERICAN INTEGRITY INS CO OF FL
%86.92%0.29443,808 413,303 57.19 62.79
%
%
49 513 IOWA FARM BUREAU GRP
%87.20%0.28432,259 395,334 82.70 83.14
%
%
50 5032 LEMONADE INC GRP
%87.49%0.28432,189 402,419 72.08 73.01
%
%
51 12536 HOMEOWNERS OF AMER INS CO
%87.77%0.28423,485 436,320 49.67 49.79
%
%
52 267 GRANGE MUT CAS GRP
%88.04%0.27417,218 391,947 92.41 93.19
%
%
53 809 TEXAS FARM BUREAU MUT GRP
%88.31%0.27408,435 361,911 104.83 104.93
%
%
54 4850 CLEAR BLUE FINANCIAL GRP
%88.57%0.26399,577 389,036 84.47 89.07
%
%
55 228 WESTFIELD GRP
%88.82%0.25378,100 358,611 128.37 129.20
%
%
56 109 KENTUCKY FARM BUREAU GRP
%89.06%0.24368,178 340,004 165.98 166.50
%
%
57 4869 WT HOLDINGS GRP
%89.28%0.22337,037 343,214 77.96 78.93
%
%
58 10117 SECURITY FIRST INS CO
%89.49%0.21322,624 322,569 31.06 36.74
%
%
59 12954 OLYMPUS INS CO
%89.69%0.20310,213 283,119 35.12 32.66
%
%
60 785 MARKEL CORP GRP
%89.88%0.18280,182 261,721 32.32 35.42
%
%
61 15350 WEST BEND INS CO
%90.06%0.18274,177 244,757 109.83 109.64
%
%
62 14184 ACUITY A MUT INS CO
%90.24%0.18273,886 235,999 89.70 90.53
%
%
63 5019 KIN INS INC GRP
%90.40%0.17259,220 228,260 33.94 46.35
%
%
64 2898 WESTERN SERV CONTRACT GRP
%90.57%0.17255,723 252,536 48.80 54.75
%
%
65 234 VERMONT MUT GRP
%90.74%0.17253,583 232,909 58.48 58.85
%
%
© 2024 National Association of Insurance Commissioners
153
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4051 OCEAN HARBOR GRP
%90.90%0.17252,804 229,509 59.53 60.65
%
%
67 2518 NYCM INS GRP
%91.07%0.17252,323 234,454 43.49 43.92
%
%
68 1227 PALISADES GRP
%91.23%0.16249,595 245,589 56.60 58.14
%
%
69 300 HORACE MANN GRP
%91.39%0.16246,439 233,238 77.79 78.35
%
%
70 12247 SOUTHERN OAK INS CO
%91.55%0.16239,306 202,103 43.00 43.42
%
%
71 71 UNIVERSAL INS CO GRP
%91.71%0.15235,739 246,409 46.51 53.19
%
%
72 188 SAFETY GRP
%91.86%0.15234,690 215,174 46.99 47.78
%
%
73 5028 SAFEPOINT HOLDINGS INC GRP
%92.01%0.15225,166 192,355 40.36 42.06
%
%
74 5074 HALE PARTNERSHIP GRP
%92.15%0.14216,703 145,730 38.21 41.04
%
%
75 542 INDIANA FARM BUREAU GRP
%92.29%0.14214,583 207,070 93.55 93.78
%
%
76 586 ARBELLA INS GRP
%92.43%0.14209,387 196,277 49.15 50.26
%
%
77 15816 ALLIED TRUST INS CO
%92.56%0.14206,252 192,785 38.02 39.94
%
%
78 5065 SUTTON NATL INS HOLDINGS GRP
%92.70%0.13204,708 124,905 47.67 49.22
%
%
79 5000 VAULT HOLDINGS GRP
%92.83%0.13200,237 225,367 34.76 33.29
%
%
80 67 MICHIGAN FARM BUREAU GRP
%92.96%0.13198,346 184,745 100.77 102.08
%
%
81 13125 PEOPLES TRUST INS CO
%93.09%0.13198,222 193,302 48.06 57.63
%
%
82 13757 FARM BUREAU MUT INS CO OF AR INC
%93.22%0.13197,088 178,157 148.43 148.24
%
%
83 242 SELECTIVE INS GRP
%93.34%0.12188,594 165,537 85.05 86.71
%
%
84 98 WR BERKLEY CORP GRP
%93.46%0.12181,764 141,335 85.02 85.40
%
%
85 250 DONEGAL GRP
%93.58%0.12178,684 166,646 62.21 64.30
%
%
86 415 PLYMOUTH ROCK INS GRP
%93.69%0.12177,689 165,856 44.75 46.16
%
%
87 24341 PEMCO MUT INS CO
%93.81%0.11173,656 162,068 75.38 76.80
%
%
88 215 KEMPER CORP GRP
%93.92%0.11171,296 201,996 60.67 61.13
%
%
89 5042 ORION180 GRP
%94.03%0.11169,993 76,317 19.87 19.87
%
%
90 36 CENTRAL MUT INS CO GRP
%94.14%0.11164,587 160,120 79.70 80.23
%
%
91 698 NORTH STAR CO GRP
%94.25%0.11163,740 146,788 79.03 79.49
%
%
92 12359 AMERICAN TRADITIONS INS CO
%94.35%0.10155,371 143,811 81.84 82.42
%
%
93 561 GEORGIA FARM BUREAU GRP
%94.45%0.10152,589 148,133 74.62 75.98
%
%
94 13889 FARMERS MUT INS CO OF NE
%94.55%0.10152,315 142,398 69.97 70.01
%
%
95 4674 BARRINGTON CAPITAL GRP
%94.64%0.10150,159 158,644 34.79 34.11
%
%
96 13668 KINGSTONE INS CO
%94.74%0.09143,943 147,302 59.96 64.20
%
%
97 212 ZURICH INS GRP
%94.83%0.09140,597 132,360 60.20 64.36
%
%
98 14427 LOUISIANA FARM BUREAU MUT INS CO
%94.92%0.09140,185 130,068 45.79 48.28
%
%
99 4980 MGI HOLDINGS GRP
%95.01%0.09139,939 120,061 62.38 63.10
%
%
100 3456 CYPRESS GRP HOLDINGS INC GRP
%95.11%0.09138,419 129,803 24.44 28.67
%
%
101 271 PENNSYLVANIA NATL INS GRP
%95.20%0.09137,279 129,295 71.68 72.06
%
%
102 1309 FRANKENMUTH GRP
%95.28%0.08129,045 117,817 114.50 116.57
%
%
103 33 CALIFORNIA CAS MGMT GRP
%95.36%0.08127,215 121,310 86.88 88.05
%
%
104 383 AMERICAN EUROPEAN GRP
%95.44%0.08123,289 75,324 35.52 36.93
%
%
105 333 MUTUAL OF ENUMCLAW GRP
%95.52%0.08123,096 120,178 89.73 90.37
%
%
106 4886 BENCHMARK HOLDING GRP
%95.61%0.08122,813 62,087 39.95 43.95
%
%
107 153 PEKIN INS GRP
%95.69%0.08121,743 126,551 115.68 116.00
%
%
108 15024 PREFERRED MUT INS CO
%95.76%0.08118,761 110,976 48.93 50.95
%
%
109 12898 AMERICAN RISK INS CO INC
%95.84%0.08115,823 98,175 80.75 81.32
%
%
110 514 MISSOURI FARM BUREAU GRP
%95.91%0.08115,117 107,595 100.33 101.44
%
%
111 144 NORFOLK & DEDHAM GRP
%95.99%0.07114,028 103,451 46.77 48.26
%
%
112 4962 AU HOLDING CO GRP
%96.06%0.07111,911 121,016 47.85 53.53
%
%
113 4234 RANDALL & QUILTER INVESTMENT GRP
%96.14%0.07111,067 100,805 7.97 8.20
%
%
114 1275 QUINCY MUT GRP
%96.21%0.07110,113 101,800 46.92 47.81
%
%
115 LOUISIANA CITIZENS PROPERTY INS.
%96.28%0.07103,573 113,382 15.85 17.04
%
%
116 96 SECURA INS GRP
%96.34%0.07102,655 96,676 108.78 109.71
%
%
117 313 AEGIS GRP
%96.41%0.07102,104 84,015 58.75 61.70
%
%
118 4857 CABRILLO HOLDING GRP
%96.47%0.0698,216 87,443 32.19 33.47
%
%
119 201 UTICA GRP
%96.54%0.0697,188 88,148 44.00 45.15
%
%
120 308 PHILADELPHIA CONTRIBUTIONSHIP GRP
%96.60%0.0696,566 98,012 62.77 63.69
%
%
121 762 FRANKLIN MUT GRP
%96.66%0.0693,041 86,966 79.04 80.60
%
%
122 4787 GOODVILLE MUT GRP
%96.72%0.0692,800 83,925 70.22 71.28
%
%
123 4882 GULF STATES GRP
%96.78%0.0688,625 74,503 11.13 12.27
%
%
124 800 WESTERN MUT INS GRP
%96.84%0.0688,013 83,391 60.34 65.20
%
%
125 17153 VYRD INS CO
%96.90%0.0687,918 74,126 43.05 43.54
%
%
**INDUSTRY TOTAL**
%100.00%100.00152,624,340 142,809,384 70.52 72.16
%
%
© 2024 National Association of Insurance Commissioners
154
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%26.84%26.84698,417 670,706Alabama 65.03 66.00
%
%
25ALFA INS GRP
%41.03%14.19369,175 337,110 94.49 94.73
%
%
3 8 ALLSTATE INS GRP
%52.41%11.37295,946 284,051 54.10 55.13
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.52%9.12237,195 218,176 81.02 81.22
%
%
5 111 LIBERTY MUT GRP
%66.46%4.94128,559 128,181 75.00 75.99
%
%
6 3548 TRAVELERS GRP
%71.24%4.77124,165 119,690 69.79 70.70
%
%
7 69 FARMERS INS GRP
%75.02%3.7898,423 95,973 57.04 57.63
%
%
8 280 AUTO OWNERS GRP
%77.81%2.7972,561 66,044 72.37 73.41
%
%
9 50 COUNTRY INS & FIN SERV GRP
%79.84%2.0452,963 51,723 71.07 71.19
%
%
10 140 NATIONWIDE CORP GRP
%81.76%1.9249,904 50,596 60.91 63.12
%
%
**STAT E TOTAL**
%100.00%100.002,601,843 2,469,080 67.12 67.92
%
%
1 176 STATE FARM GRP
%31.75%31.7569,919 68,644Alaska 67.98 69.50
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%52.11%20.3644,849 41,641 71.14 71.53
%
%
3 8 ALLSTATE INS GRP
%68.62%16.5136,363 35,640 70.81 72.16
%
%
4 111 LIBERTY MUT GRP
%79.73%11.1024,452 23,044 51.35 52.08
%
%
5 50 COUNTRY INS & FIN SERV GRP
%88.15%8.4318,556 17,650 71.76 72.65
%
%
6 309 WESTERN NATL MUT GRP
%93.46%5.3111,700 11,445 13.04 12.99
%
%
7 225 IAT REINS CO GRP
%95.75%2.295,034 4,464 180.45 190.14
%
%
8 300 HORACE MANN GRP
%96.99%1.242,732 2,699 51.19 51.46
%
%
9 69 FARMERS INS GRP
%98.07%1.072,367 2,358 35.67 37.33
%
%
10 91 HARTFORD FIRE & CAS GRP
%98.54%0.471,041 1,051 278.95 293.47
%
%
**STAT E TOTAL**
%100.00%100.00220,233 211,625 66.86 68.12
%
%
1 176 STATE FARM GRP
%15.45%15.45435,568 408,369Arizona 71.48 73.54
%
%
2 69 FARMERS INS GRP
%28.03%12.58354,608 322,834 60.81 61.48
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%38.01%9.98281,452 242,516 69.62 70.10
%
%
4 111 LIBERTY MUT GRP
%47.94%9.93279,930 263,868 67.83 69.14
%
%
5 473 AMERICAN FAMILY INS GRP
%57.78%9.85277,611 241,647 71.38 72.05
%
%
6 8 ALLSTATE INS GRP
%66.61%8.83249,017 225,132 69.42 70.91
%
%
7 3548 TRAVELERS GRP
%73.28%6.67187,992 168,246 77.25 78.88
%
%
8 155 PROGRESSIVE GRP
%75.50%2.2262,663 52,366 49.83 50.98
%
%
9 1278 CSAA INS GRP
%77.51%2.0056,515 49,868 74.42 75.28
%
%
10 91 HARTFORD FIRE & CAS GRP
%79.24%1.7348,857 47,900 64.31 66.23
%
%
**STAT E TOTAL**
%100.00%100.002,819,499 2,557,060 70.26 71.77
%
%
1 176 STATE FARM GRP
%25.57%25.57356,793 337,229Arkansas 138.88 139.41
%
%
2 13757 FARM BUREAU MUT INS CO OF AR INC
%39.70%14.13197,088 178,157 148.43 148.24
%
%
3 8 ALLSTATE INS GRP
%48.22%8.53118,962 107,613 119.72 121.21
%
%
4 123 SHELTER INS GRP
%56.18%7.96111,060 100,905 147.56 148.51
%
%
5 69 FARMERS INS GRP
%63.40%7.21100,631 94,462 98.32 98.75
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.23%5.8381,323 76,663 132.75 133.09
%
%
7 111 LIBERTY MUT GRP
%74.50%5.2873,652 73,561 114.65 115.59
%
%
8 3548 TRAVELERS GRP
%79.33%4.8267,273 59,005 142.63 144.35
%
%
9 155 PROGRESSIVE GRP
%82.87%3.5549,466 44,270 120.30 121.42
%
%
10 280 AUTO OWNERS GRP
%85.71%2.8339,549 34,500 165.89 168.13
%
%
**STAT E TOTAL**
%100.00%100.001,395,226 1,292,730 133.29 134.12
%
%
© 2024 National Association of Insurance Commissioners
155
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%19.92%19.922,734,470 2,667,528California 57.94 61.13
%
%
2 69 FARMERS INS GRP
%34.85%14.932,049,885 1,903,986 59.71 60.61
%
%
3 1278 CSAA INS GRP
%41.37%6.52895,052 859,881 52.21 53.07
%
%
4 111 LIBERTY MUT GRP
%47.86%6.50891,906 849,135 71.15 73.87
%
%
5 660 MERCURY GEN GRP
%53.98%6.11839,007 776,842 59.76 62.61
%
%
6 8 ALLSTATE INS GRP
%59.74%5.77791,957 794,174 59.79 62.70
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.15%5.40741,732 712,846 90.23 91.10
%
%
8 1318 AUTO CLUB ENTERPRISES INS GRP
%70.39%5.25720,382 663,152 68.57 71.51
%
%
9 3548 TRAVELERS GRP
%74.43%4.04554,441 533,013 59.41 61.82
%
%
10 473 AMERICAN FAMILY INS GRP
%77.47%3.03416,375 369,219 66.80 68.16
%
%
**STAT E TOTAL**
%100.00%100.0013,728,927 13,059,014 61.25 63.73
%
%
1 176 STATE FARM GRP
%20.82%20.82953,947 882,466Colorado 118.01 119.20
%
%
2 111 LIBERTY MUT GRP
%36.24%15.42706,458 644,184 126.30 128.13
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.86%12.62578,348 500,880 123.73 123.98
%
%
4 473 AMERICAN FAMILY INS GRP
%58.37%9.50435,402 397,588 111.28 111.67
%
%
5 8 ALLSTATE INS GRP
%66.69%8.33381,550 353,608 128.82 130.61
%
%
6 69 FARMERS INS GRP
%73.94%7.24331,793 310,192 78.42 78.98
%
%
7 3548 TRAVELERS GRP
%80.46%6.53299,081 269,402 87.33 87.72
%
%
8 140 NATIONWIDE CORP GRP
%84.48%4.02184,056 170,583 168.89 172.39
%
%
9 626 CHUBB LTD GRP
%87.35%2.87131,500 118,215 46.06 46.82
%
%
10 155 PROGRESSIVE GRP
%88.48%1.1351,910 47,906 118.29 120.50
%
%
**STAT E TOTAL**
%100.00%100.004,581,698 4,185,922 115.05 116.25
%
%
1 3548 TRAVELERS GRP
%9.30%9.30190,704 178,030Connecticut 46.81 47.77
%
%
2 626 CHUBB LTD GRP
%17.24%7.95162,960 155,650 28.54 29.28
%
%
3 8 ALLSTATE INS GRP
%25.15%7.90162,125 156,415 51.78 51.97
%
%
4 176 STATE FARM GRP
%32.81%7.67157,224 149,072 78.70 80.83
%
%
5 111 LIBERTY MUT GRP
%40.45%7.63156,586 155,081 50.78 52.10
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%46.29%5.84119,841 110,195 59.95 60.27
%
%
7 69 FARMERS INS GRP
%51.08%4.7998,311 93,083 61.52 62.09
%
%
8 28 AMICA MUT GRP
%55.55%4.4691,543 86,915 66.10 68.33
%
%
9 473 AMERICAN FAMILY INS GRP
%59.82%4.2787,561 81,427 60.71 61.30
%
%
10 88 THE HANOVER INS GRP
%62.93%3.1263,960 60,945 63.05 64.70
%
%
**STAT E TOTAL**
%100.00%100.002,051,080 1,945,988 58.24 59.25
%
%
1 176 STATE FARM GRP
%25.73%25.73108,303 103,786Delaware 70.62 72.51
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%35.24%9.5039,999 36,899 67.56 67.80
%
%
3 111 LIBERTY MUT GRP
%44.50%9.2638,989 39,446 44.15 45.07
%
%
4 140 NATIONWIDE CORP GRP
%52.84%8.3335,070 35,315 78.16 79.91
%
%
5 8 ALLSTATE INS GRP
%60.32%7.4831,487 29,748 57.58 59.73
%
%
6 473 AMERICAN FAMILY INS GRP
%67.63%7.3130,762 28,131 69.47 70.06
%
%
7 3548 TRAVELERS GRP
%72.29%4.6719,642 18,338 62.91 64.18
%
%
8 626 CHUBB LTD GRP
%75.44%3.1513,239 11,853 47.80 48.20
%
%
9 155 PROGRESSIVE GRP
%77.86%2.4210,192 8,405 36.53 37.12
%
%
10 69 FARMERS INS GRP
%80.15%2.289,614 8,746 53.50 54.47
%
%
**STAT E TOTAL**
%100.00%100.00420,847 400,810 60.06 61.40
%
%
© 2024 National Association of Insurance Commissioners
156
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%23.85%23.8552,787 49,245District Of Columbia 57.02 58.14
%
%
2 176 STATE FARM GRP
%41.97%18.1240,117 39,769 54.56 55.39
%
%
3 626 CHUBB LTD GRP
%54.04%12.0826,729 25,335 67.75 68.27
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.39%10.3422,894 22,072 63.38 63.69
%
%
5 8 ALLSTATE INS GRP
%71.08%6.6914,818 14,000 45.49 47.38
%
%
6 111 LIBERTY MUT GRP
%77.50%6.4214,218 13,255 81.46 83.35
%
%
7 140 NATIONWIDE CORP GRP
%81.39%3.888,599 8,717 36.62 38.27
%
%
8 213 ERIE INS GRP
%85.00%3.617,999 7,572 91.03 91.87
%
%
9 473 AMERICAN FAMILY INS GRP
%87.20%2.204,874 4,408 96.50 96.87
%
%
10 19 ASSURANT INC GRP
%89.28%2.074,587 4,296 43.64 44.97
%
%
**STAT E TOTAL**
%100.00%100.00221,360 211,471 61.14 62.02
%
%
1 10064 CITIZENS PROP INS CORP
%18.57%18.573,208,945 2,770,287Florida 39.39 45.66
%
%
2 4663 UNIVERSAL INS HOLDING GRP
%27.03%8.471,463,276 1,448,557 46.65 47.13
%
%
3 176 STATE FARM GRP
%33.91%6.881,188,971 1,084,364 35.01 43.55
%
%
4 4769 FLORIDA PENINSULA HOLDINGS GRP
%38.79%4.88843,437 756,979 14.43 18.01
%
%
5 3484 TOWER HILL INS GRP
%43.15%4.35752,194 720,070 65.60 68.42
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%47.18%4.03697,140 652,692 37.16 37.96
%
%
7 4773 FRONTLINE INS GRP
%51.13%3.95683,460 655,965 116.97 122.59
%
%
8 155 PROGRESSIVE GRP
%54.79%3.66632,563 606,713 22.22 21.23
%
%
9 17227 SLIDE INS CO
%58.41%3.62625,042 493,899 41.33 45.47
%
%
10 4792 HCI GRP INC
%61.97%3.56615,240 582,864 6.05 10.96
%
%
**STAT E TOTAL**
%100.00%100.0017,282,593 15,987,988 39.89 43.67
%
%
1 176 STATE FARM GRP
%24.02%24.021,224,013 1,185,804Georgia 70.05 71.02
%
%
2 8 ALLSTATE INS GRP
%37.83%13.81703,549 663,205 87.15 88.38
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.49%10.66543,238 510,055 94.82 95.09
%
%
4 3548 TRAVELERS GRP
%56.46%7.97406,256 386,408 88.70 89.75
%
%
5 111 LIBERTY MUT GRP
%62.01%5.55282,723 285,035 80.95 82.12
%
%
6 280 AUTO OWNERS GRP
%67.01%5.00254,969 238,669 80.42 82.12
%
%
7 69 FARMERS INS GRP
%71.83%4.82245,455 234,930 105.92 106.79
%
%
8 473 AMERICAN FAMILY INS GRP
%75.72%3.89198,358 176,169 84.03 84.59
%
%
9 561 GEORGIA FARM BUREAU GRP
%78.72%2.99152,589 148,133 74.62 75.98
%
%
10 155 PROGRESSIVE GRP
%80.87%2.15109,467 97,422 56.77 56.82
%
%
**STAT E TOTAL**
%100.00%100.005,095,636 4,852,428 83.06 84.11
%
%
1 176 STATE FARM GRP
%33.99%33.99169,805 166,214Hawaii 290.15 291.12
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%47.00%13.0165,020 60,756 598.87 599.58
%
%
3 8 ALLSTATE INS GRP
%55.67%8.6743,327 40,994 718.77 726.78
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.57%6.9034,456 33,710 93.37 93.66
%
%
5 111 LIBERTY MUT GRP
%68.35%5.7828,872 28,963 296.17 308.77
%
%
6 4672 DONGBU INS GRP
%73.76%5.4127,043 26,713 481.63 548.09
%
%
7 783 RLI INS GRP
%78.58%4.8224,068 22,357 460.18 460.77
%
%
8 106 ISLAND INS CO GRP
%83.27%4.6923,438 22,548 395.39 399.03
%
%
9 4051 OCEAN HARBOR GRP
%86.23%2.9614,778 14,214 436.72 437.36
%
%
10 626 CHUBB LTD GRP
%88.72%2.4912,436 11,395 455.05 460.61
%
%
**STAT E TOTAL**
%100.00%100.00499,622 482,016 389.21 395.49
%
%
© 2024 National Association of Insurance Commissioners
157
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%18.49%18.49128,862 118,947Idaho 74.10 75.29
%
%
2 176 STATE FARM GRP
%33.32%14.83103,378 97,734 81.10 81.78
%
%
3 69 FARMERS INS GRP
%44.02%10.7074,563 68,086 63.42 64.05
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%52.94%8.9262,148 55,637 59.86 60.25
%
%
5 8 ALLSTATE INS GRP
%61.78%8.8461,647 56,036 71.91 72.97
%
%
6 842 FARM BUREAU GRP
%69.62%7.8454,633 51,281 66.72 67.64
%
%
7 3548 TRAVELERS GRP
%74.67%5.0535,211 32,677 72.29 73.16
%
%
8 473 AMERICAN FAMILY INS GRP
%79.46%4.7933,410 28,809 57.77 58.53
%
%
9 280 AUTO OWNERS GRP
%82.26%2.8019,512 17,123 85.22 87.99
%
%
10 626 CHUBB LTD GRP
%84.35%2.0914,558 13,528 76.16 76.99
%
%
**STAT E TOTAL**
%100.00%100.00696,978 642,344 71.41 72.36
%
%
1 176 STATE FARM GRP
%31.83%31.831,756,451 1,682,266Illinois 94.85 95.99
%
%
2 8 ALLSTATE INS GRP
%44.89%13.06720,762 657,328 90.51 92.28
%
%
3 50 COUNTRY INS & FIN SERV GRP
%52.97%8.08445,824 415,943 113.64 113.96
%
%
4 473 AMERICAN FAMILY INS GRP
%59.63%6.66367,241 332,597 86.47 86.86
%
%
5 69 FARMERS INS GRP
%65.45%5.82321,083 316,337 96.93 97.66
%
%
6 111 LIBERTY MUT GRP
%70.41%4.96273,866 266,836 72.12 73.58
%
%
7 3548 TRAVELERS GRP
%75.37%4.96273,658 254,132 93.91 95.20
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.76%3.38186,775 168,124 93.16 93.43
%
%
9 213 ERIE INS GRP
%80.97%2.22122,368 108,104 115.49 117.37
%
%
10 280 AUTO OWNERS GRP
%82.79%1.82100,473 88,988 118.36 120.60
%
%
**STAT E TOTAL**
%100.00%100.005,517,921 5,167,526 96.72 97.92
%
%
1 176 STATE FARM GRP
%22.94%22.94643,139 619,048Indiana 69.98 70.94
%
%
2 8 ALLSTATE INS GRP
%32.20%9.27259,900 242,200 64.07 65.27
%
%
3 111 LIBERTY MUT GRP
%40.53%8.32233,383 230,901 62.62 63.56
%
%
4 473 AMERICAN FAMILY INS GRP
%48.26%7.73216,870 199,184 75.07 75.42
%
%
5 542 INDIANA FARM BUREAU GRP
%55.90%7.64214,248 206,864 93.60 93.83
%
%
6 213 ERIE INS GRP
%62.65%6.75189,339 169,634 112.80 113.91
%
%
7 280 AUTO OWNERS GRP
%66.89%4.24118,881 110,296 73.18 74.76
%
%
8 3548 TRAVELERS GRP
%70.52%3.63101,734 97,399 75.30 76.31
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.10%3.58100,315 92,154 74.77 74.91
%
%
10 69 FARMERS INS GRP
%76.93%2.8379,340 75,496 75.95 76.59
%
%
**STAT E TOTAL**
%100.00%100.002,804,177 2,650,053 78.46 79.40
%
%
1 176 STATE FARM GRP
%23.33%23.33295,607 280,246Iowa 137.29 137.84
%
%
2 140 NATIONWIDE CORP GRP
%33.97%10.64134,871 127,046 101.73 104.65
%
%
3 473 AMERICAN FAMILY INS GRP
%43.50%9.53120,732 110,366 96.88 97.40
%
%
4 513 IOWA FARM BUREAU GRP
%51.81%8.30105,225 94,925 110.37 110.73
%
%
5 280 AUTO OWNERS GRP
%57.95%6.1477,800 64,239 117.60 119.29
%
%
6 15350 WEST BEND INS CO
%63.24%5.3067,093 59,170 136.32 136.28
%
%
7 8 ALLSTATE INS GRP
%67.43%4.1953,095 46,910 105.83 107.91
%
%
8 3991 IMT MUT HOLDING GRP
%70.89%3.4643,798 40,812 109.46 110.55
%
%
9 3548 TRAVELERS GRP
%74.04%3.1539,952 36,480 83.80 84.61
%
%
10 69 FARMERS INS GRP
%76.95%2.9036,794 35,211 74.14 74.59
%
%
**STAT E TOTAL**
%100.00%100.001,267,046 1,165,365 112.74 113.70
%
%
© 2024 National Association of Insurance Commissioners
158
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%20.38%20.38339,491 324,593Kansas 53.92 54.57
%
%
2 473 AMERICAN FAMILY INS GRP
%36.25%15.87264,362 247,848 58.83 59.03
%
%
3 3548 TRAVELERS GRP
%45.71%9.46157,614 145,742 55.55 56.06
%
%
4 69 FARMERS INS GRP
%52.63%6.92115,265 115,795 43.94 44.13
%
%
5 513 IOWA FARM BUREAU GRP
%59.48%6.85114,103 107,337 81.72 82.09
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.40%5.9298,600 92,208 55.53 56.02
%
%
7 8 ALLSTATE INS GRP
%71.20%5.8096,560 93,302 40.84 41.71
%
%
8 111 LIBERTY MUT GRP
%76.55%5.3589,116 89,303 54.33 54.84
%
%
9 140 NATIONWIDE CORP GRP
%81.33%4.7879,634 79,387 64.11 65.86
%
%
10 123 SHELTER INS GRP
%83.95%2.6243,680 40,628 71.11 71.76
%
%
**STAT E TOTAL**
%100.00%100.001,665,697 1,581,119 57.92 58.56
%
%
1 176 STATE FARM GRP
%23.16%23.16386,667 370,234Kentucky 126.20 127.32
%
%
2 109 KENTUCKY FARM BUREAU GRP
%45.22%22.06368,177 340,004 165.98 166.50
%
%
3 111 LIBERTY MUT GRP
%55.91%10.69178,453 176,131 103.79 104.86
%
%
4 8 ALLSTATE INS GRP
%62.70%6.79113,396 106,381 122.40 124.46
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.08%5.3889,722 81,975 113.25 114.43
%
%
6 213 ERIE INS GRP
%73.08%5.0083,502 70,212 189.62 191.85
%
%
7 3548 TRAVELERS GRP
%76.77%3.6861,496 58,372 96.71 97.35
%
%
8 280 AUTO OWNERS GRP
%79.91%3.1452,418 47,502 134.38 135.71
%
%
9 473 AMERICAN FAMILY INS GRP
%82.27%2.3639,469 35,604 80.23 80.55
%
%
10 155 PROGRESSIVE GRP
%84.50%2.2337,227 31,094 87.02 88.27
%
%
**STAT E TOTAL**
%100.00%100.001,669,247 1,562,038 130.95 132.24
%
%
1 176 STATE FARM GRP
%22.06%22.06659,661 640,005Louisiana 65.06 69.00
%
%
2 8 ALLSTATE INS GRP
%36.01%13.95417,231 391,441 37.77 40.14
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.64%7.64228,497 205,007 51.05 55.19
%
%
4 111 LIBERTY MUT GRP
%50.79%7.14213,673 203,593 48.82 52.78
%
%
5 5031 IRON FAMILY HOLDINGS GRP
%56.21%5.42162,066 132,088 18.49 18.57
%
%
6 14427 LOUISIANA FARM BUREAU MUT INS CO
%60.89%4.69140,185 130,068 45.79 48.28
%
%
7 5028 SAFEPOINT HOLDINGS INC GRP
%65.46%4.57136,603 102,181 24.95 26.20
%
%
8 155 PROGRESSIVE GRP
%69.64%4.18124,906 115,513 24.39 27.17
%
%
9 LOUISIANA CITIZENS PROPERTY INS.
%73.10%3.46103,573 113,382 15.85 17.04
%
%
10 15816 ALLIED TRUST INS CO
%76.34%3.2496,881 83,996 27.35 30.57
%
%
**STAT E TOTAL**
%100.00%100.002,990,937 2,760,604 46.26 49.53
%
%
1 111 LIBERTY MUT GRP
%11.74%11.7470,862 68,725Maine 57.54 58.61
%
%
2 176 STATE FARM GRP
%23.38%11.6570,297 67,398 96.44 97.04
%
%
3 8 ALLSTATE INS GRP
%31.07%7.6946,403 45,580 42.83 43.56
%
%
4 69 FARMERS INS GRP
%38.64%7.5745,680 41,534 56.63 57.21
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%44.97%6.3438,253 35,299 81.17 81.41
%
%
6 88 THE HANOVER INS GRP
%50.28%5.3032,002 30,350 51.61 52.19
%
%
7 626 CHUBB LTD GRP
%55.25%4.9830,032 27,221 32.70 33.19
%
%
8 234 VERMONT MUT GRP
%59.93%4.6828,262 26,099 54.48 54.75
%
%
9 15997 MMG INS CO
%64.55%4.6227,874 27,113 59.19 60.83
%
%
10 3548 TRAVELERS GRP
%68.97%4.4226,709 25,132 57.20 58.88
%
%
**STAT E TOTAL**
%100.00%100.00603,665 569,781 64.25 65.12
%
%
© 2024 National Association of Insurance Commissioners
159
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%16.17%16.17451,981 424,651Maryland 73.50 74.74
%
%
2 3548 TRAVELERS GRP
%28.97%12.80357,758 329,897 64.18 65.07
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.56%11.59324,077 306,002 75.84 76.05
%
%
4 213 ERIE INS GRP
%51.66%11.10310,226 284,642 86.39 87.49
%
%
5 8 ALLSTATE INS GRP
%61.84%10.18284,441 276,512 65.70 66.60
%
%
6 111 LIBERTY MUT GRP
%71.72%9.88276,222 263,641 61.11 62.58
%
%
7 140 NATIONWIDE CORP GRP
%78.17%6.44180,146 170,274 71.59 73.56
%
%
8 473 AMERICAN FAMILY INS GRP
%82.97%4.80134,284 123,321 67.57 68.10
%
%
9 626 CHUBB LTD GRP
%85.23%2.2763,319 60,379 59.75 60.45
%
%
10 69 FARMERS INS GRP
%86.77%1.5442,964 41,123 70.49 70.14
%
%
**STAT E TOTAL**
%100.00%100.002,795,170 2,615,145 70.37 71.44
%
%
1 411 MAPFRE INS GRP
%12.18%12.18423,779 397,049Massachusetts 49.40 51.55
%
%
2 111 LIBERTY MUT GRP
%21.16%8.98312,268 301,259 44.01 45.85
%
%
3 188 SAFETY GRP
%27.50%6.34220,639 202,473 47.10 47.83
%
%
422ANDOVER GRP
%33.78%6.28218,353 203,294 53.04 53.84
%
%
5 3548 TRAVELERS GRP
%40.00%6.23216,662 199,271 46.48 47.73
%
%
6 626 CHUBB LTD GRP
%45.80%5.79201,543 189,122 32.83 33.97
%
%
7 586 ARBELLA INS GRP
%51.24%5.44189,388 178,872 48.10 49.19
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%55.31%4.07141,704 134,055 59.44 60.02
%
%
9 28 AMICA MUT GRP
%59.24%3.92136,496 124,003 46.36 48.13
%
%
10 415 PLYMOUTH ROCK INS GRP
%62.83%3.59124,880 116,173 38.70 39.99
%
%
**STAT E TOTAL**
%100.00%100.003,478,968 3,242,909 47.74 49.07
%
%
1 176 STATE FARM GRP
%16.60%16.60630,697 602,950Michigan 89.78 91.16
%
%
2 280 AUTO OWNERS GRP
%31.15%14.55553,083 516,261 91.10 92.91
%
%
3 55 AUTOMOBILE CLUB MI GRP
%44.88%13.73521,745 496,035 88.80 89.05
%
%
4 88 THE HANOVER INS GRP
%53.71%8.83335,388 319,401 118.54 119.79
%
%
5 8 ALLSTATE INS GRP
%60.41%6.71254,872 252,151 68.81 70.59
%
%
6 111 LIBERTY MUT GRP
%66.27%5.86222,725 224,536 71.44 72.53
%
%
7 67 MICHIGAN FARM BUREAU GRP
%71.49%5.22198,346 184,745 100.77 102.08
%
%
8 473 AMERICAN FAMILY INS GRP
%75.91%4.41167,751 157,741 85.09 85.40
%
%
9 69 FARMERS INS GRP
%79.53%3.62137,510 131,752 67.65 68.22
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.87%3.34126,913 117,040 84.10 84.42
%
%
**STAT E TOTAL**
%100.00%100.003,800,164 3,610,810 90.42 91.64
%
%
1 176 STATE FARM GRP
%24.86%24.86841,769 796,291Minnesota 120.91 121.51
%
%
2 473 AMERICAN FAMILY INS GRP
%40.31%15.44522,911 479,473 99.47 99.89
%
%
3 69 FARMERS INS GRP
%47.94%7.63258,268 246,880 84.82 84.94
%
%
4 280 AUTO OWNERS GRP
%54.76%6.83231,155 204,085 123.92 125.81
%
%
5 111 LIBERTY MUT GRP
%60.75%5.99202,799 193,589 88.04 89.17
%
%
6 3548 TRAVELERS GRP
%65.55%4.79162,248 153,817 134.53 135.34
%
%
7 8 ALLSTATE INS GRP
%69.96%4.42149,554 141,860 76.97 77.53
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.21%4.25143,799 128,211 118.99 119.35
%
%
9 140 NATIONWIDE CORP GRP
%77.37%3.16107,040 100,301 138.62 141.51
%
%
10 155 PROGRESSIVE GRP
%79.52%2.1572,737 67,480 80.96 80.29
%
%
**STAT E TOTAL**
%100.00%100.003,385,649 3,149,208 110.20 110.92
%
%
© 2024 National Association of Insurance Commissioners
160
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%22.57%22.57335,377 327,744Mississippi 95.00 96.23
%
%
2 483 SOUTHERN FARM BUREAU CAS GRP
%38.05%15.49230,135 215,513 87.73 87.97
%
%
3 111 LIBERTY MUT GRP
%46.89%8.84131,352 130,535 104.66 105.85
%
%
4 8 ALLSTATE INS GRP
%53.58%6.6999,415 96,284 66.67 67.79
%
%
5 69 FARMERS INS GRP
%59.05%5.4781,295 72,351 80.02 80.89
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%63.89%4.8471,931 68,045 88.62 89.03
%
%
7 140 NATIONWIDE CORP GRP
%68.65%4.7670,668 72,223 100.15 103.31
%
%
85ALFA INS GRP
%72.64%3.9959,295 53,133 138.12 138.49
%
%
9 3548 TRAVELERS GRP
%76.48%3.8457,119 50,905 113.47 114.47
%
%
10 5042 ORION180 GRP
%79.78%3.2948,963 23,573 18.72 18.72
%
%
**STAT E TOTAL**
%100.00%100.001,486,059 1,406,741 88.19 89.30
%
%
1 176 STATE FARM GRP
%24.03%24.03727,438 705,053Missouri 100.25 101.09
%
%
2 473 AMERICAN FAMILY INS GRP
%39.92%15.89481,211 450,153 93.98 94.53
%
%
3 111 LIBERTY MUT GRP
%47.76%7.84237,212 240,543 67.51 68.54
%
%
4 69 FARMERS INS GRP
%53.59%5.83176,485 179,455 70.95 71.56
%
%
5 3548 TRAVELERS GRP
%59.35%5.76174,418 159,275 77.65 78.72
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.53%5.18156,776 149,126 79.74 80.01
%
%
7 8 ALLSTATE INS GRP
%69.52%5.00151,288 130,119 75.25 76.60
%
%
8 123 SHELTER INS GRP
%74.39%4.87147,440 139,342 117.85 119.37
%
%
9 140 NATIONWIDE CORP GRP
%78.31%3.92118,705 118,967 98.37 101.05
%
%
10 514 MISSOURI FARM BUREAU GRP
%82.12%3.80115,110 107,589 100.33 101.45
%
%
**STAT E TOTAL**
%100.00%100.003,027,529 2,871,419 89.97 91.04
%
%
1 176 STATE FARM GRP
%23.21%23.21139,547 132,805Montana 61.91 64.02
%
%
2 111 LIBERTY MUT GRP
%39.82%16.6099,824 92,774 43.45 44.42
%
%
3 69 FARMERS INS GRP
%53.50%13.6882,227 75,047 39.22 39.93
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.52%8.0348,260 43,697 64.81 65.32
%
%
5 3548 TRAVELERS GRP
%69.25%7.7346,445 42,316 66.46 67.41
%
%
6 4683 MOUNTAIN WEST FARM GRP
%73.77%4.5227,156 28,161 65.88 66.03
%
%
7 8 ALLSTATE INS GRP
%76.87%3.1018,664 17,226 50.42 51.33
%
%
8 626 CHUBB LTD GRP
%79.64%2.7716,673 14,772 53.97 55.20
%
%
9 473 AMERICAN FAMILY INS GRP
%82.26%2.6215,736 13,784 44.21 45.71
%
%
10 28436 FARMERS UNION MUT INS CO
%84.39%2.1312,816 11,982 68.21 66.97
%
%
**STAT E TOTAL**
%100.00%100.00601,171 560,025 56.13 57.28
%
%
1 176 STATE FARM GRP
%22.14%22.14271,269 256,286Nebraska 64.14 64.41
%
%
2 13889 FARMERS MUT INS CO OF NE
%32.44%10.31126,304 118,560 76.63 76.64
%
%
3 473 AMERICAN FAMILY INS GRP
%42.67%10.22125,249 116,670 35.17 35.32
%
%
4 140 NATIONWIDE CORP GRP
%51.59%8.92109,333 105,065 61.60 63.27
%
%
5 8 ALLSTATE INS GRP
%59.37%7.7895,351 84,244 39.25 39.59
%
%
6 513 IOWA FARM BUREAU GRP
%66.70%7.3389,795 81,475 55.68 55.93
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.26%5.5668,138 64,637 58.14 58.30
%
%
8 3548 TRAVELERS GRP
%77.64%5.3966,011 60,996 52.14 52.66
%
%
9 69 FARMERS INS GRP
%81.72%4.0749,917 48,022 36.48 36.67
%
%
10 280 AUTO OWNERS GRP
%85.72%4.0049,013 39,634 65.58 65.72
%
%
**STAT E TOTAL**
%100.00%100.001,225,408 1,138,015 56.88 57.28
%
%
© 2024 National Association of Insurance Commissioners
161
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.79%17.79165,239 160,432Nevada 61.20 63.18
%
%
2 69 FARMERS INS GRP
%30.03%12.24113,747 105,486 66.32 67.54
%
%
3 8 ALLSTATE INS GRP
%40.95%10.91101,369 97,590 56.20 57.88
%
%
4 3548 TRAVELERS GRP
%49.20%8.2676,683 72,411 68.30 69.93
%
%
5 473 AMERICAN FAMILY INS GRP
%57.43%8.2376,453 72,000 61.45 61.82
%
%
6 111 LIBERTY MUT GRP
%64.85%7.4268,908 66,644 60.61 62.02
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.03%7.1866,696 63,147 70.33 70.77
%
%
8 1278 CSAA INS GRP
%76.65%4.6242,887 41,102 58.24 58.97
%
%
9 50 COUNTRY INS & FIN SERV GRP
%78.90%2.2620,970 19,034 52.13 52.83
%
%
10 155 PROGRESSIVE GRP
%81.09%2.1820,296 18,606 47.01 48.38
%
%
**STAT E TOTAL**
%100.00%100.00928,923 883,230 62.11 63.61
%
%
1 111 LIBERTY MUT GRP
%13.94%13.9481,411 77,972New Hampshire 40.58 41.65
%
%
2 176 STATE FARM GRP
%24.32%10.3860,583 57,769 73.45 74.31
%
%
3 8 ALLSTATE INS GRP
%32.88%8.5649,969 48,892 46.54 46.38
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%40.24%7.3743,011 41,848 41.86 42.01
%
%
5 69 FARMERS INS GRP
%47.11%6.8740,115 35,281 43.36 44.07
%
%
6 3548 TRAVELERS GRP
%52.35%5.2430,618 28,711 47.56 48.68
%
%
7 234 VERMONT MUT GRP
%56.62%4.2724,927 23,378 75.83 76.17
%
%
8 280 AUTO OWNERS GRP
%60.42%3.8022,170 21,327 61.97 63.69
%
%
922ANDOVER GRP
%64.19%3.7722,033 20,280 55.55 56.57
%
%
10 28 AMICA MUT GRP
%67.85%3.6621,374 20,167 45.62 46.81
%
%
**STAT E TOTAL**
%100.00%100.00583,913 550,023 52.27 53.10
%
%
1 708 NEW JERSEY MANUFACTURERS GRP
%11.79%11.79436,798 405,210New Jersey 66.49 67.75
%
%
2 8 ALLSTATE INS GRP
%23.11%11.32419,431 416,428 62.91 64.46
%
%
3 176 STATE FARM GRP
%33.38%10.27380,411 366,505 65.31 66.92
%
%
4 3548 TRAVELERS GRP
%40.64%7.26268,989 258,114 58.84 60.10
%
%
5 111 LIBERTY MUT GRP
%47.19%6.55242,627 241,194 46.62 48.06
%
%
6 473 AMERICAN FAMILY INS GRP
%53.20%6.01222,738 212,944 59.55 60.12
%
%
7 626 CHUBB LTD GRP
%58.51%5.31196,804 189,288 53.43 54.79
%
%
8 1227 PALISADES GRP
%63.07%4.56168,812 169,312 43.41 44.72
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.14%4.07150,654 144,104 68.76 69.10
%
%
10 69 FARMERS INS GRP
%70.21%3.08113,959 112,245 67.27 67.49
%
%
**STAT E TOTAL**
%100.00%100.003,704,817 3,556,850 59.80 61.33
%
%
1 176 STATE FARM GRP
%19.46%19.46162,112 153,917New Mexico 47.58 48.85
%
%
2 69 FARMERS INS GRP
%36.93%17.47145,529 136,114 62.42 63.08
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.52%12.59104,903 92,913 77.69 77.97
%
%
4 111 LIBERTY MUT GRP
%59.82%10.3085,813 80,555 43.03 44.55
%
%
5 8 ALLSTATE INS GRP
%67.79%7.9866,443 62,369 93.75 95.41
%
%
6 3548 TRAVELERS GRP
%74.21%6.4153,416 49,838 61.17 62.47
%
%
7 473 AMERICAN FAMILY INS GRP
%78.01%3.8031,686 27,634 74.11 74.30
%
%
8 513 IOWA FARM BUREAU GRP
%81.27%3.2627,157 24,974 85.64 86.12
%
%
9 361 MUNICH RE GRP
%83.91%2.6522,044 19,234 44.32 44.75
%
%
10 91 HARTFORD FIRE & CAS GRP
%85.99%2.0817,290 17,189 40.87 42.43
%
%
**STAT E TOTAL**
%100.00%100.00833,118 775,780 63.45 64.48
%
%
© 2024 National Association of Insurance Commissioners
162
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 8 ALLSTATE INS GRP
%15.44%15.441,172,812 1,144,152New York 47.17 48.54
%
%
2 176 STATE FARM GRP
%28.79%13.351,013,990 978,502 57.25 59.00
%
%
3 626 CHUBB LTD GRP
%40.71%11.92905,390 846,199 43.59 44.72
%
%
4 3548 TRAVELERS GRP
%47.79%7.08537,875 509,089 42.71 43.90
%
%
5 111 LIBERTY MUT GRP
%54.73%6.93526,557 509,676 41.99 43.37
%
%
6 2518 NYCM INS GRP
%58.05%3.32252,323 234,454 43.49 43.92
%
%
7 4861 HERITAGE INS HOLDINGS GRP
%60.91%2.86217,294 220,982 55.01 58.85
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%63.40%2.49189,330 178,187 67.13 67.10
%
%
9 69 FARMERS INS GRP
%65.89%2.49188,977 173,536 59.78 60.28
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.34%2.46186,499 185,964 56.47 56.97
%
%
**STAT E TOTAL**
%100.00%100.007,595,404 7,212,410 50.02 51.57
%
%
1 176 STATE FARM GRP
%15.39%15.39657,227 626,134North Carolina 54.67 55.38
%
%
2 324 NORTH CAROLINA FARM BUREAU GRP
%28.15%12.77545,387 497,234 85.44 85.83
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%38.61%10.46446,724 400,182 52.41 52.56
%
%
4 140 NATIONWIDE CORP GRP
%45.33%6.72286,885 292,484 56.74 58.85
%
%
5 8 ALLSTATE INS GRP
%51.97%6.64283,815 261,035 51.14 51.88
%
%
6 213 ERIE INS GRP
%57.96%5.99255,700 229,707 82.30 83.12
%
%
7 3548 TRAVELERS GRP
%62.77%4.81205,508 189,437 51.77 52.60
%
%
8 111 LIBERTY MUT GRP
%67.09%4.32184,420 181,354 52.24 53.03
%
%
9 280 AUTO OWNERS GRP
%70.80%3.71158,555 142,177 52.60 53.64
%
%
10 473 AMERICAN FAMILY INS GRP
%73.90%3.10132,526 116,901 55.40 55.88
%
%
**STAT E TOTAL**
%100.00%100.004,271,535 3,994,475 57.81 58.58
%
%
1 176 STATE FARM GRP
%14.17%14.1744,093 42,701North Dakota 50.62 50.84
%
%
2 473 AMERICAN FAMILY INS GRP
%26.68%12.5138,936 36,879 43.92 43.79
%
%
3 4919 AGRARIA MUT GRP
%36.17%9.4929,545 27,749 62.43 62.29
%
%
4 69 FARMERS INS GRP
%45.30%9.1328,407 27,247 83.16 83.31
%
%
5 3500 NODAK MUT GRP
%52.57%7.2722,620 21,318 54.15 53.06
%
%
6 280 AUTO OWNERS GRP
%59.62%7.0521,945 20,295 61.66 62.00
%
%
7 111 LIBERTY MUT GRP
%65.88%6.2519,456 19,481 47.86 47.91
%
%
8 698 NORTH STAR CO GRP
%71.30%5.4316,893 15,843 44.07 44.34
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.07%4.7614,818 14,187 56.20 56.51
%
%
10 155 PROGRESSIVE GRP
%80.18%4.1112,799 11,574 58.59 58.13
%
%
**STAT E TOTAL**
%100.00%100.00311,198 295,048 57.76 57.89
%
%
1 176 STATE FARM GRP
%19.82%19.82814,694 783,633Ohio 88.38 89.38
%
%
2 8 ALLSTATE INS GRP
%30.38%10.56434,241 411,011 83.28 85.08
%
%
3 111 LIBERTY MUT GRP
%39.47%9.09373,712 371,253 71.91 72.98
%
%
4 213 ERIE INS GRP
%46.40%6.93284,880 256,552 103.61 104.75
%
%
5 473 AMERICAN FAMILY INS GRP
%52.77%6.37261,876 235,992 85.04 84.63
%
%
6 140 NATIONWIDE CORP GRP
%58.68%5.91242,816 240,183 96.43 99.21
%
%
7 267 GRANGE MUT CAS GRP
%64.01%5.33218,964 206,397 89.71 90.24
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.33%4.33177,791 162,146 81.55 81.71
%
%
9 244 CINCINNATI FIN GRP
%72.08%3.75154,273 141,233 68.54 70.80
%
%
10 69 FARMERS INS GRP
%75.39%3.31135,941 130,116 84.15 84.69
%
%
**STAT E TOTAL**
%100.00%100.004,110,773 3,879,019 86.52 87.74
%
%
© 2024 National Association of Insurance Commissioners
163
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%28.57%28.57685,614 647,495Oklahoma 111.19 113.94
%
%
2 69 FARMERS INS GRP
%41.31%12.74305,664 322,984 83.75 84.51
%
%
3 8 ALLSTATE INS GRP
%51.69%10.38249,053 222,841 93.94 95.47
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.89%9.20220,889 194,958 112.50 112.82
%
%
5 111 LIBERTY MUT GRP
%68.94%8.05193,145 194,000 87.43 88.76
%
%
6 473 AMERICAN FAMILY INS GRP
%72.01%3.0773,643 61,520 62.63 62.82
%
%
7 1278 CSAA INS GRP
%74.74%2.7365,541 60,217 172.95 175.39
%
%
8 123 SHELTER INS GRP
%77.08%2.3556,289 51,084 118.12 118.57
%
%
9 660 MERCURY GEN GRP
%79.31%2.2353,427 43,174 114.06 117.38
%
%
10 155 PROGRESSIVE GRP
%81.51%2.2052,750 47,904 73.40 73.90
%
%
**STAT E TOTAL**
%100.00%100.002,399,783 2,249,918 100.84 102.45
%
%
1 176 STATE FARM GRP
%20.67%20.67290,142 275,086Oregon 60.89 62.38
%
%
2 69 FARMERS INS GRP
%36.70%16.04225,163 201,887 24.50 25.12
%
%
3 111 LIBERTY MUT GRP
%49.90%13.20185,277 174,594 48.14 48.65
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%57.75%7.85110,234 100,452 57.03 57.43
%
%
5 8 ALLSTATE INS GRP
%65.40%7.65107,367 100,049 54.90 56.62
%
%
6 473 AMERICAN FAMILY INS GRP
%72.60%7.20101,108 92,141 61.01 61.51
%
%
7 3548 TRAVELERS GRP
%77.71%5.1171,734 63,550 62.76 64.28
%
%
8 50 COUNTRY INS & FIN SERV GRP
%82.70%4.9970,082 64,562 56.53 56.69
%
%
9 155 PROGRESSIVE GRP
%84.75%2.0528,765 25,260 42.40 46.02
%
%
10 361 MUNICH RE GRP
%86.24%1.4920,972 16,729 52.40 52.61
%
%
**STAT E TOTAL**
%100.00%100.001,404,023 1,300,248 51.79 52.83
%
%
1 176 STATE FARM GRP
%17.23%17.23804,369 775,142Pennsylvania 71.41 73.61
%
%
2 213 ERIE INS GRP
%33.23%16.00747,178 693,793 67.06 68.91
%
%
3 8 ALLSTATE INS GRP
%45.34%12.11565,238 531,876 59.12 61.38
%
%
4 111 LIBERTY MUT GRP
%54.24%8.91415,975 413,685 47.46 49.08
%
%
5 3548 TRAVELERS GRP
%61.73%7.49349,617 332,689 57.77 58.86
%
%
6 140 NATIONWIDE CORP GRP
%67.88%6.15287,180 281,294 69.53 72.09
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.23%4.35203,002 193,354 61.57 62.28
%
%
8 69 FARMERS INS GRP
%75.68%3.45160,919 154,540 58.75 59.07
%
%
9 626 CHUBB LTD GRP
%78.37%2.69125,587 120,758 41.77 43.58
%
%
10 473 AMERICAN FAMILY INS GRP
%80.73%2.37110,431 100,838 50.71 51.05
%
%
**STAT E TOTAL**
%100.00%100.004,669,184 4,441,728 63.29 65.04
%
%
1 28 AMICA MUT GRP
%14.34%14.3487,705 81,836Rhode Island 54.37 55.77
%
%
2 8 ALLSTATE INS GRP
%26.62%12.2875,127 70,787 60.30 61.90
%
%
3 111 LIBERTY MUT GRP
%34.99%8.3751,181 49,537 49.59 51.21
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%42.07%7.0843,331 40,458 66.07 66.76
%
%
522ANDOVER GRP
%48.02%5.9536,403 35,108 73.77 75.38
%
%
6 4861 HERITAGE INS HOLDINGS GRP
%53.66%5.6434,482 34,945 57.39 63.08
%
%
7 140 NATIONWIDE CORP GRP
%59.19%5.5333,810 32,758 58.28 59.95
%
%
8 473 AMERICAN FAMILY INS GRP
%63.48%4.2926,252 24,369 55.03 54.93
%
%
9 69 FARMERS INS GRP
%67.45%3.9724,255 22,517 46.48 46.81
%
%
10 234 VERMONT MUT GRP
%71.22%3.7723,052 20,439 74.00 74.50
%
%
**STAT E TOTAL**
%100.00%100.00611,666 575,310 57.46 58.93
%
%
© 2024 National Association of Insurance Commissioners
164
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%20.20%20.20558,754 522,619South Carolina 62.49 63.23
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%29.01%8.81243,739 230,411 70.44 70.73
%
%
3 8 ALLSTATE INS GRP
%37.46%8.44233,580 223,109 49.66 50.34
%
%
4 3548 TRAVELERS GRP
%45.04%7.58209,774 199,275 54.95 55.75
%
%
5 111 LIBERTY MUT GRP
%49.05%4.01111,048 109,051 50.93 51.78
%
%
6 4773 FRONTLINE INS GRP
%52.54%3.4996,455 75,301 13.51 15.07
%
%
7 473 AMERICAN FAMILY INS GRP
%55.93%3.3893,628 81,530 60.51 61.05
%
%
8 533 SOUTH CAROLINA FARM BUREAU MUT GRP
%59.02%3.1085,624 79,784 62.44 62.50
%
%
9 140 NATIONWIDE CORP GRP
%61.97%2.9581,692 83,386 57.52 59.76
%
%
10 280 AUTO OWNERS GRP
%64.80%2.8278,059 70,876 49.82 51.11
%
%
**STAT E TOTAL**
%100.00%100.002,766,131 2,580,907 51.10 51.93
%
%
1 176 STATE FARM GRP
%19.27%19.2784,574 78,964South Dakota 80.27 80.45
%
%
2 473 AMERICAN FAMILY INS GRP
%33.45%14.1862,239 54,844 70.70 71.30
%
%
3 69 FARMERS INS GRP
%41.10%7.6633,617 30,400 58.92 58.40
%
%
4 140 NATIONWIDE CORP GRP
%47.65%6.5528,746 27,014 58.58 60.07
%
%
5 111 LIBERTY MUT GRP
%53.90%6.2527,434 27,697 34.49 34.87
%
%
6 280 AUTO OWNERS GRP
%59.64%5.7325,169 22,250 76.56 77.50
%
%
7 13889 FARMERS MUT INS CO OF NE
%65.04%5.4023,704 22,453 34.55 34.70
%
%
8 698 NORTH STAR CO GRP
%69.57%4.5319,894 17,716 36.64 37.05
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.50%3.9317,266 16,450 68.64 68.84
%
%
10 4787 GOODVILLE MUT GRP
%76.90%3.4014,928 12,563 34.71 36.65
%
%
**STAT E TOTAL**
%100.00%100.00438,958 401,771 61.93 62.35
%
%
1 176 STATE FARM GRP
%22.03%22.03686,701 664,590Tennessee 85.46 86.16
%
%
2 694 TENNESSEE FARMERS GRP
%39.95%17.92558,536 522,260 103.64 104.92
%
%
3 8 ALLSTATE INS GRP
%48.16%8.21256,016 238,934 85.67 86.85
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%55.31%7.14222,712 201,742 115.68 115.93
%
%
5 111 LIBERTY MUT GRP
%61.55%6.25194,751 193,049 71.27 72.45
%
%
6 213 ERIE INS GRP
%66.71%5.16160,689 141,838 124.52 125.60
%
%
7 3548 TRAVELERS GRP
%71.44%4.73147,344 139,518 74.78 75.82
%
%
8 69 FARMERS INS GRP
%75.68%4.25132,331 128,715 97.44 98.19
%
%
9 140 NATIONWIDE CORP GRP
%78.91%3.23100,676 99,919 109.18 112.22
%
%
10 155 PROGRESSIVE GRP
%81.22%2.3171,923 61,081 75.63 77.19
%
%
**STAT E TOTAL**
%100.00%100.003,117,084 2,929,620 93.35 94.42
%
%
1 176 STATE FARM GRP
%18.88%18.883,039,872 2,761,648Texa s 62.36 63.81
%
%
2 8 ALLSTATE INS GRP
%33.75%14.872,394,429 2,156,192 76.13 78.11
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%43.98%10.231,646,792 1,468,532 84.90 85.42
%
%
4 111 LIBERTY MUT GRP
%52.41%8.431,356,593 1,319,485 73.99 75.99
%
%
5 69 FARMERS INS GRP
%59.74%7.331,180,809 1,163,606 74.74 75.28
%
%
6 3548 TRAVELERS GRP
%66.33%6.581,060,090 940,599 75.94 76.83
%
%
7 809 TEXAS FARM BUREAU MUT GRP
%68.86%2.54408,435 361,911 104.83 104.93
%
%
8 155 PROGRESSIVE GRP
%71.29%2.42390,171 342,992 45.82 44.98
%
%
9 473 AMERICAN FAMILY INS GRP
%73.69%2.41387,936 301,346 62.90 63.42
%
%
10 140 NATIONWIDE CORP GRP
%76.06%2.36380,617 362,879 100.98 104.26
%
%
**STAT E TOTAL**
%100.00%100.0016,100,322 14,701,421 70.78 72.17
%
%
© 2024 National Association of Insurance Commissioners
165
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%15.12%15.12156,068 146,580Utah 90.84 92.87
%
%
2 69 FARMERS INS GRP
%26.70%11.59119,603 108,903 65.71 66.55
%
%
3 8 ALLSTATE INS GRP
%36.81%10.11104,324 93,984 64.62 65.67
%
%
4 111 LIBERTY MUT GRP
%45.09%8.2885,476 79,399 59.51 60.66
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%52.55%7.4677,023 66,134 69.78 70.34
%
%
6 473 AMERICAN FAMILY INS GRP
%59.76%7.2174,430 64,247 79.74 80.31
%
%
7 13471 BEAR RIVER MUT INS CO
%66.88%7.1273,477 64,967 80.09 80.85
%
%
8 280 AUTO OWNERS GRP
%72.26%5.3855,566 47,652 96.11 98.73
%
%
9 3548 TRAVELERS GRP
%77.17%4.9150,655 45,518 84.18 85.15
%
%
10 513 IOWA FARM BUREAU GRP
%79.73%2.5626,450 24,336 65.97 66.90
%
%
**STAT E TOTAL**
%100.00%100.001,032,286 929,679 76.46 77.76
%
%
1 111 LIBERTY MUT GRP
%12.88%12.8834,955 33,346Vermont 34.88 35.73
%
%
2 234 VERMONT MUT GRP
%24.64%11.7631,936 30,086 68.59 69.10
%
%
3 18686 CO OPERATIVE INS COS
%34.66%10.0227,190 25,858 51.25 53.56
%
%
4 176 STATE FARM GRP
%43.23%8.5723,263 22,202 49.73 50.78
%
%
5 3548 TRAVELERS GRP
%49.60%6.3717,294 16,298 52.85 53.61
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%55.72%6.1316,629 15,855 54.89 54.79
%
%
7 280 AUTO OWNERS GRP
%60.99%5.2714,297 13,588 55.58 56.93
%
%
8 626 CHUBB LTD GRP
%65.87%4.8813,244 12,554 7.08 7.34
%
%
9 8 ALLSTATE INS GRP
%70.46%4.5912,473 11,961 42.77 44.25
%
%
10 69 FARMERS INS GRP
%74.49%4.0210,926 10,124 42.57 43.01
%
%
**STAT E TOTAL**
%100.00%100.00271,461 257,365 47.45 48.44
%
%
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%17.51%17.51624,626 600,104Virginia 58.82 58.91
%
%
2 176 STATE FARM GRP
%33.98%16.47587,694 557,621 58.68 59.32
%
%
3 3548 TRAVELERS GRP
%44.63%10.65379,791 350,694 56.53 57.27
%
%
4 8 ALLSTATE INS GRP
%53.41%8.78313,328 292,851 46.52 47.34
%
%
5 140 NATIONWIDE CORP GRP
%59.92%6.51232,264 222,840 62.82 64.67
%
%
6 111 LIBERTY MUT GRP
%66.38%6.46230,288 223,281 47.89 48.97
%
%
7 213 ERIE INS GRP
%72.37%5.99213,862 192,203 73.35 74.41
%
%
8 473 AMERICAN FAMILY INS GRP
%76.18%3.81135,785 122,343 51.53 51.67
%
%
9 69 FARMERS INS GRP
%78.46%2.2981,585 74,568 54.23 54.39
%
%
10 203 VIRGINIA FARM BUREAU GRP
%80.57%2.1175,218 68,350 56.44 56.67
%
%
**STAT E TOTAL**
%100.00%100.003,567,528 3,342,517 57.67 58.41
%
%
1 176 STATE FARM GRP
%16.13%16.13454,063 439,915Washington 77.19 79.27
%
%
2 111 LIBERTY MUT GRP
%30.21%14.08396,185 364,566 68.49 69.89
%
%
3 69 FARMERS INS GRP
%42.20%11.99337,353 309,909 74.74 75.21
%
%
4 8 ALLSTATE INS GRP
%53.20%11.00309,513 280,756 68.45 70.28
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.31%9.11256,262 233,930 85.21 85.75
%
%
6 473 AMERICAN FAMILY INS GRP
%69.99%7.68216,175 202,572 86.60 87.78
%
%
7 24341 PEMCO MUT INS CO
%75.74%5.75161,812 150,425 73.77 75.14
%
%
8 3548 TRAVELERS GRP
%80.39%4.66131,058 119,416 92.83 94.33
%
%
9 333 MUTUAL OF ENUMCLAW GRP
%82.98%2.5872,717 70,434 105.31 105.96
%
%
10 140 NATIONWIDE CORP GRP
%85.16%2.1861,299 60,957 104.69 109.52
%
%
**STAT E TOTAL**
%100.00%100.002,814,177 2,626,183 75.74 77.12
%
%
© 2024 National Association of Insurance Commissioners
166
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%27.02%27.02152,145 147,569West Virginia 68.13 69.39
%
%
2 213 ERIE INS GRP
%46.42%19.40109,205 102,623 69.16 71.02
%
%
3 111 LIBERTY MUT GRP
%54.82%8.4047,275 47,685 45.84 47.98
%
%
4 8 ALLSTATE INS GRP
%62.52%7.7043,363 42,724 69.07 70.93
%
%
5 140 NATIONWIDE CORP GRP
%70.06%7.5542,480 43,177 48.88 51.98
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.75%5.6932,036 30,482 64.13 64.93
%
%
7 228 WESTFIELD GRP
%79.37%3.6120,345 19,711 64.84 65.57
%
%
8 4339 FARMERS & MECHANICS GRP
%82.31%2.9416,543 15,810 56.13 56.82
%
%
9 14656 MUNICIPAL MUT INS CO
%84.68%2.3813,391 12,715 81.75 82.00
%
%
10 69 FARMERS INS GRP
%86.62%1.9410,915 9,993 63.80 65.21
%
%
**STAT E TOTAL**
%100.00%100.00563,018 544,719 62.80 64.29
%
%
1 473 AMERICAN FAMILY INS GRP
%22.90%22.90478,965 449,254Wisconsin 66.00 66.65
%
%
2 176 STATE FARM GRP
%39.10%16.20338,901 323,784 71.39 72.30
%
%
3 213 ERIE INS GRP
%44.32%5.22109,300 100,130 94.58 96.38
%
%
4 280 AUTO OWNERS GRP
%49.01%4.6998,085 88,750 90.92 92.69
%
%
5 14184 ACUITY A MUT INS CO
%53.59%4.5895,786 88,347 73.04 73.02
%
%
6 8 ALLSTATE INS GRP
%58.06%4.4793,580 89,247 64.34 64.85
%
%
7 15350 WEST BEND INS CO
%62.09%4.0384,229 80,169 84.07 83.76
%
%
8 111 LIBERTY MUT GRP
%65.91%3.8279,942 78,686 38.85 40.09
%
%
9 69 FARMERS INS GRP
%69.51%3.6075,243 72,396 69.09 69.56
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.80%3.2968,927 64,134 78.77 79.34
%
%
**STAT E TOTAL**
%100.00%100.002,091,920 1,970,785 71.05 71.85
%
%
1 176 STATE FARM GRP
%22.26%22.2676,106 70,860Wyoming 57.29 58.02
%
%
2 69 FARMERS INS GRP
%39.82%17.5660,052 56,876 44.82 45.18
%
%
3 111 LIBERTY MUT GRP
%50.65%10.8337,043 33,391 76.34 77.07
%
%
4 4683 MOUNTAIN WEST FARM GRP
%60.89%10.2435,034 35,853 84.59 84.64
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.35%8.4628,922 22,853 58.71 58.84
%
%
6 8 ALLSTATE INS GRP
%74.75%5.4018,456 16,995 48.94 49.79
%
%
7 626 CHUBB LTD GRP
%78.66%3.9113,388 11,093 18.03 18.52
%
%
8 408 BROOKFIELD REINS LTD GRP
%82.25%3.5912,283 11,224 81.63 81.90
%
%
9 140 NATIONWIDE CORP GRP
%85.43%3.1710,854 10,360 61.04 62.40
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%87.97%2.548,678 7,770 16.80 15.91
%
%
**STAT E TOTAL**
%100.00%100.00341,964 315,599 58.29 58.80
%
%
1 13597 CHUNG KUO INS CO LTD
%44.66%44.669,418 9,085Guam 93.57 101.03
%
%
2 12 AMERICAN INTL GRP
%67.18%22.524,750 4,846 172.26 189.46
%
%
3 10972 FIRST NET INS CO
%76.69%9.512,007 1,961 166.64 175.96
%
%
4 4672 DONGBU INS GRP
%82.30%5.601,182 1,196 141.22 162.93
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%87.09%4.791,011 812 1,203.54 1,203.88
%
%
6 18380 PACIFIC IND INS CO
%91.34%4.25897 936 13.46 14.96
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%95.23%3.89821 3 30,358.83 35,304.37
%
%
8 5030 TAN HOLDINGS CORP GRP
%99.10%3.87816 355 1,251.59 1,258.58
%
%
9 31658 ISLAND HOME INS CO
%100.00%0.90189 21 0.00 0.00
%
%
10 626 CHUBB LTD GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0021,092 19,215 191.66 202.67
%
%
© 2024 National Association of Insurance Commissioners
167
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
04 - Homeowners Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%47.67%47.6761,816 58,371Puerto Rico 34.23 35.46
%
%
2 411 MAPFRE INS GRP
%78.79%31.1240,351 37,291 N/A N/A
3 3593 USIC GRP
%91.57%12.7816,576 11,981 5.09 6.04
%
%
4 10308 ANTILLES INS CO
%97.71%6.137,954 5,796 1.77 2.40
%
%
5 4804 MULTINATIONAL GRP
%99.08%1.371,782 1,528 4.92 6.48
%
%
6 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.59%0.51660 618 21.12 20.76
%
%
7 10140 OPTIMA SEGUROS
%99.80%0.21272 252 N/A N/A
8 19 ASSURANT INC GRP
%99.91%0.11145 599 N/A N/A
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.96%0.0569 70 81.75 81.88
%
%
10 12 AMERICAN INTL GRP
%99.98%0.0227 28 0.00 N/A
%
**STAT E TOTAL**
%100.00%100.00129,672 116,562 14.26 15.23
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%49.38%49.384,718 4,913U.S. Virgin Islands N/A N/A
2 4706 LOCKHART CO GRP
%84.75%35.373,379 3,232 6.14 6.62
%
%
3 161 TOPA EQUITIES LTD GRP
%96.90%12.151,160 1,103 1.96 1.96
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.87%2.97284 270 84.81 84.51
%
%
5 12 AMERICAN INTL GRP
%99.97%0.109 11 0.00 0.00
%
%
6 626 CHUBB LTD GRP
%100.00%0.033 4 28.99 29.27
%
%
**STAT E TOTAL**
%100.00%100.009,554 9,533 N/A N/A
1 5030 TAN HOLDINGS CORP GRP
%57.99%57.99282 72N. Mariana Islands 3.48 3.48
%
%
2 10972 FIRST NET INS CO
%78.99%20.99102 104 19.05 19.58
%
%
3 4672 DONGBU INS GRP
%87.51%8.5241 43 2.00 1.82
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%92.55%5.0324 )(24 N/A N/A
5 18380 PACIFIC IND INS CO
%96.46%3.9119 23 0.00 0.00
%
%
6 12 AMERICAN INTL GRP
%100.00%3.5417 17 269.04 302.81
%
%
**STAT E TOTAL**
%100.00%100.00486 235 23.53 23.94
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%93.06%93.06426 125Canada 62.90 62.90
%
%
2 65 FM GLOBAL GRP
%100.00%6.9432 31 N/A N/A
**STAT E TOTAL**
%100.00%100.00458 157 482.97 409.80
%
%
1 626 CHUBB LTD GRP
%61.13%61.132,827 2,748Agg. Other Alien 53.77 51.88
%
%
2 12 AMERICAN INTL GRP
%99.63%38.501,781 2,446 62.98 62.89
%
%
3 84 AMERICAN FINANCIAL GRP
%100.00%0.6028 24 9.52 19.77
%
%
4 18380 PACIFIC IND INS CO
%100.00%0.125 5 0.00 0.00
%
%
5 5030 TAN HOLDINGS CORP GRP
%100.00%0.073 1 0.00 0.00
%
%
6 10972 FIRST NET INS CO
%100.00%0.052 2 1,309.96 1,370.84
%
%
7 4672 DONGBU INS GRP
%100.00%0.011 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004,625 5,293 57.56 31.04
%
%
© 2024 National Association of Insurance Commissioners
168
05.1, 05.2—Total Commercial Multi-
Peril
© 2024 National Association of Insurance Commissioners
169
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.47%8.475,279,192 4,946,571 52.21 58.44
%
%
2 626 CHUBB LTD GRP
%13.88%5.423,377,385 3,294,253 51.82 54.91
%
%
3 91 HARTFORD FIRE & CAS GRP
%18.84%4.963,093,182 2,877,792 49.85 54.19
%
%
4 111 LIBERTY MUT GRP
%23.30%4.452,777,717 2,809,157 50.37 58.10
%
%
5 176 STATE FARM GRP
%27.45%4.152,590,439 2,386,609 97.24 102.54
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%31.49%4.042,518,344 2,452,499 56.92 63.72
%
%
7 140 NATIONWIDE CORP GRP
%35.30%3.812,375,804 2,681,969 66.76 73.99
%
%
8 280 AUTO OWNERS GRP
%38.86%3.562,221,021 1,994,343 71.50 80.30
%
%
9 69 FARMERS INS GRP
%41.78%2.921,819,592 1,785,299 57.37 61.60
%
%
10 31 BERKSHIRE HATHAWAY GRP
%44.46%2.681,671,860 1,411,061 64.61 73.24
%
%
11 244 CINCINNATI FIN GRP
%47.08%2.611,630,345 1,561,169 54.27 61.91
%
%
12 218 CNA INS GRP
%49.59%2.511,566,651 1,514,983 59.77 69.15
%
%
13 213 ERIE INS GRP
%51.89%2.311,437,659 1,318,984 70.74 75.49
%
%
14 88 THE HANOVER INS GRP
%54.13%2.231,393,258 1,357,652 53.38 61.85
%
%
15 12 AMERICAN INTL GRP
%56.08%1.951,215,208 1,133,419 56.19 60.78
%
%
16 8 ALLSTATE INS GRP
%57.99%1.911,193,691 1,137,497 55.64 57.51
%
%
17 473 AMERICAN FAMILY INS GRP
%59.80%1.811,127,014 1,073,564 78.56 82.74
%
%
18 98 WR BERKLEY CORP GRP
%61.37%1.58982,645 957,664 52.88 57.79
%
%
19 222 GREATER NY GRP
%62.88%1.51939,517 852,597 50.94 58.94
%
%
20 4851 CHURCH MUT GRP
%64.13%1.25781,570 764,522 88.26 93.57
%
%
21 2538 AMTRUST FINANCIAL SERV GRP
%65.31%1.18733,359 714,177 85.58 94.13
%
%
22 212 ZURICH INS GRP
%66.46%1.15718,538 682,356 43.41 44.22
%
%
23 785 MARKEL CORP GRP
%67.57%1.11691,904 567,131 38.02 45.11
%
%
24 761 ALLIANZ INS GRP
%68.64%1.06663,216 619,627 49.51 53.88
%
%
25 158 FAIRFAX FIN GRP
%69.69%1.06659,838 612,933 66.00 77.56
%
%
26 13528 BROTHERHOOD MUT INS CO
%70.74%1.05654,418 616,028 91.15 95.46
%
%
27 361 MUNICH RE GRP
%71.78%1.03644,638 581,011 42.20 50.52
%
%
28 228 WESTFIELD GRP
%72.72%0.94587,959 538,633 60.98 65.21
%
%
29 201 UTICA GRP
%73.62%0.90562,754 523,045 49.78 57.72
%
%
30 84 AMERICAN FINANCIAL GRP
%74.35%0.73453,405 428,854 58.27 65.18
%
%
31 408 BROOKFIELD REINS LTD GRP
%75.06%0.71444,355 439,829 59.18 65.77
%
%
32 303 GUIDEONE INS GRP
%75.64%0.58363,036 336,747 62.65 66.16
%
%
33 242 SELECTIVE INS GRP
%76.16%0.52322,604 287,639 50.41 54.59
%
%
34 4969 TRISURA GRP
%76.67%0.51319,532 299,551 50.42 62.21
%
%
35 14184 ACUITY A MUT INS CO
%77.18%0.51318,849 291,958 58.16 64.85
%
%
36 234 VERMONT MUT GRP
%77.65%0.46287,601 271,787 51.20 52.44
%
%
37 1309 FRANKENMUTH GRP
%78.10%0.45282,204 266,021 52.61 61.55
%
%
38 3829 GEOVERA HOLDINGS INC GRP
%78.54%0.44274,673 218,026 19.43 20.04
%
%
39 250 DONEGAL GRP
%78.95%0.41258,678 260,319 62.14 66.39
%
%
40 4861 HERITAGE INS HOLDINGS GRP
%79.36%0.41254,919 219,994 23.00 22.66
%
%
41 36 CENTRAL MUT INS CO GRP
%79.76%0.40249,631 231,962 47.97 52.14
%
%
42 96 SECURA INS GRP
%80.15%0.39242,869 229,127 71.60 79.34
%
%
43 1120 EVEREST REINS HOLDINGS GRP
%80.53%0.38237,116 240,293 80.15 113.17
%
%
44 447 HARFORD GRP
%80.90%0.37231,690 212,947 53.32 56.24
%
%
45 474 FCCI MUT INS GRP
%81.27%0.37229,914 223,795 55.83 60.25
%
%
46 291 ENCOVA MUT INS GRP
%81.64%0.36226,155 210,002 70.04 81.66
%
%
47 572 BCBS OF MI GRP
%81.99%0.36223,749 231,894 54.17 61.15
%
%
48 4773 FRONTLINE INS GRP
%82.35%0.36222,144 161,670 56.52 57.37
%
%
49 267 GRANGE MUT CAS GRP
%82.70%0.35216,078 218,441 87.39 95.11
%
%
50 1279 ARCH INS GRP
%83.04%0.34212,081 211,652 56.80 58.51
%
%
51 124 AMERISURE CO GRP
%83.36%0.32200,054 188,390 50.26 61.77
%
%
52 15326 UTICA FIRST INS CO
%83.68%0.32198,314 191,197 55.65 62.75
%
%
53 50 COUNTRY INS & FIN SERV GRP
%83.98%0.31191,235 177,198 102.30 106.53
%
%
54 4359 HOUSING AUTHORITY PROP GRP
%84.28%0.29183,404 170,882 56.95 56.96
%
%
55 34215 NUCLEAR ELECTRIC INS LTD
%84.57%0.29183,152 182,862 15.67 15.72
%
%
56 22 ANDOVER GRP
%84.85%0.28176,421 163,565 58.50 62.48
%
%
57 920 GLOBAL IND GRP
%85.13%0.28174,630 166,105 49.28 53.71
%
%
58 150 OLD REPUBLIC GRP
%85.41%0.28172,221 162,933 55.94 69.29
%
%
59 4804 MULTINATIONAL GRP
%85.67%0.26160,946 145,744 12.34 16.66
%
%
60 7 FEDERATED MUT GRP
%85.93%0.26160,306 145,940 60.94 67.62
%
%
61 796 QBE INS GRP
%86.18%0.25158,242 239,298 132.97 140.53
%
%
62 226 MERCHANTS MUT GRP
%86.43%0.25158,101 152,341 59.78 73.00
%
%
63 15261 SOCIETY INS A MUT CO
%86.68%0.25157,356 144,803 68.64 71.74
%
%
64 153 PEKIN INS GRP
%86.93%0.24150,738 142,305 69.11 73.06
%
%
65 195 UNION MUTUAL FIRE INS GRP
%87.17%0.24149,701 146,563 47.31 56.52
%
%
© 2024 National Association of Insurance Commissioners
170
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4715 MS & AD INS GRP
%87.39%0.23141,164 131,713 143.99 150.88
%
%
67 586 ARBELLA INS GRP
%87.61%0.22134,614 130,623 36.27 43.03
%
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%87.82%0.21132,882 102,983 68.93 72.35
%
%
69 5010 SH1 HOLDINGS GRP
%88.03%0.21128,293 79,081 30.00 32.04
%
%
70 807 COLUMBIA INS GRP
%88.23%0.20126,425 119,232 46.92 49.58
%
%
71 513 IOWA FARM BUREAU GRP
%88.43%0.20125,338 112,633 86.17 91.20
%
%
72 411 MAPFRE INS GRP
%88.63%0.20123,965 112,552 6.99 13.14
%
%
73 144 NORFOLK & DEDHAM GRP
%88.82%0.19120,886 110,827 44.93 47.19
%
%
74 28535 TRIANGLE INS CO INC
%89.01%0.19117,225 100,697 33.28 34.58
%
%
75 39640 VELOCITY SPECIALTY INS CO
%89.20%0.19116,995 150,221 N/A N/A
76 4911 MIDWEST FAMILY GRP
%89.38%0.18114,196 109,741 76.49 86.95
%
%
77 71 UNIVERSAL INS CO GRP
%89.56%0.18109,877 100,111 31.14 33.73
%
%
78 518 GRINNELL MUT GRP
%89.73%0.17108,497 111,000 88.77 91.57
%
%
79 14575 MILLERS CAPITAL INS CO
%89.91%0.17108,202 101,896 48.25 52.06
%
%
80 306 TRUSTAGE GRP
%90.08%0.17107,550 100,107 51.42 55.28
%
%
81 4672 DONGBU INS GRP
%90.25%0.17104,420 97,263 285.08 308.68
%
%
82 4507 BUILDERS GRP
%90.41%0.17103,349 96,936 58.27 73.16
%
%
83 4904 INTACT FINANCIAL GRP
%90.58%0.17102,955 100,507 63.54 66.10
%
%
84 660 MERCURY GEN GRP
%90.74%0.16102,782 107,684 97.78 113.64
%
%
85 4718 TIPTREE FIN GRP
%90.90%0.1699,087 79,988 63.03 70.73
%
%
86 16427 ATEGRITY SPECIALTY INS CO
%91.06%0.1696,865 80,976 61.59 70.82
%
%
87 5013 VANTAGE GRP
%91.21%0.1595,422 73,601 17.16 20.18
%
%
88 15350 WEST BEND INS CO
%91.36%0.1595,305 92,171 108.56 109.56
%
%
89 4761 EVERETT MUT GRP
%91.51%0.1489,120 84,983 51.55 53.49
%
%
90 67 MICHIGAN FARM BUREAU GRP
%91.65%0.1488,122 80,796 101.22 106.03
%
%
91 14176 HASTINGS INS CO
%91.79%0.1487,698 85,145 74.06 77.63
%
%
92 62 EMC INS CO GRP
%91.92%0.1484,560 82,879 72.97 75.28
%
%
93 109 KENTUCKY FARM BUREAU GRP
%92.06%0.1484,540 80,397 139.25 141.51
%
%
94 1275 QUINCY MUT GRP
%92.19%0.1383,759 76,054 51.98 55.18
%
%
95 542 INDIANA FARM BUREAU GRP
%92.32%0.1381,527 77,410 92.55 93.07
%
%
96 15997 MMG INS CO
%92.45%0.1381,155 75,386 60.65 64.63
%
%
97 4997 ACP INS MGMT LLC GRP
%92.58%0.1379,712 45,321 48.51 47.77
%
%
98 3500 NODAK MUT GRP
%92.71%0.1379,198 77,942 92.83 90.12
%
%
99 309 WESTERN NATL MUT GRP
%92.83%0.1277,483 75,164 69.98 78.98
%
%
100 536 GUIDEWELL MUT HOLDING GRP
%92.95%0.1275,429 72,963 177.28 188.29
%
%
101 5049 GRANADA FIN GRP
%93.07%0.1273,322 56,406 39.85 52.13
%
%
102 15024 PREFERRED MUT INS CO
%93.19%0.1171,204 66,673 26.92 29.98
%
%
103 775 PHARMACISTS MUT GRP
%93.30%0.1169,344 64,952 65.61 73.18
%
%
104 689 BANKERS INS GRP
%93.41%0.1168,075 60,275 61.61 65.95
%
%
105 10374 ERIE & NIAGRA INS ASSOC
%93.51%0.1167,686 62,805 66.23 67.14
%
%
106 4908 ASCOT INS US GRP
%93.62%0.1167,466 77,308 40.03 43.08
%
%
107 256 COACTION GLOBAL INC GRP
%93.73%0.1166,073 62,554 63.63 78.69
%
%
108 4869 WT HOLDINGS GRP
%93.83%0.1166,068 59,364 55.98 63.08
%
%
109 4886 BENCHMARK HOLDING GRP
%93.94%0.1063,782 56,579 63.93 70.61
%
%
110 271 PENNSYLVANIA NATL INS GRP
%94.04%0.1063,370 60,227 58.92 64.93
%
%
111 26468 SOUTHERN MUT CHURCH INS CO
%94.14%0.1063,026 59,321 83.79 84.37
%
%
112 5 ALFA INS GRP
%94.24%0.1062,254 56,126 86.14 87.85
%
%
113 1316 KNIGHTBROOK INS GRP
%94.34%0.1061,993 52,522 28.88 30.19
%
%
114 645 OREGON MUT GRP
%94.44%0.1061,828 57,054 66.37 73.36
%
%
115 17710 ALABAMA MUNICIPAL INS CORP
%94.54%0.1061,774 57,863 54.48 76.35
%
%
116 15571 ILLINOIS CAS CO
%94.64%0.1061,719 56,854 52.23 57.30
%
%
117 155 PROGRESSIVE GRP
%94.73%0.0957,127 41,553 60.62 66.26
%
%
118 225 IAT REINS CO GRP
%94.82%0.0957,063 49,596 90.59 104.17
%
%
119 783 RLI INS GRP
%94.91%0.0956,367 60,753 31.63 35.96
%
%
120 5048 INDIANA FARMERS MUT GRP
%95.00%0.0955,892 51,819 95.07 100.02
%
%
121 161 TOPA EQUITIES LTD GRP
%95.09%0.0955,044 49,813 119.42 124.98
%
%
122 10308 ANTILLES INS CO
%95.18%0.0954,844 50,637 N/A N/A
123 123 SHELTER INS GRP
%95.26%0.0954,104 50,924 99.96 101.64
%
%
124 248 UNITED FIRE & CAS GRP
%95.35%0.0953,918 51,899 71.90 77.21
%
%
125 13919 DRYDEN MUT INS CO
%95.43%0.0852,225 50,152 34.01 37.45
%
%
**INDUSTRY TOTAL**
%100.00%100.0062,357,383 59,206,582 61.06 67.15
%
%
© 2024 National Association of Insurance Commissioners
171
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
05 - Total Commercial Multi-Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.51%8.515,279,192 4,946,571 52.21 58.44
%
%
2 626 CHUBB LTD GRP
%13.86%5.353,316,702 3,248,134 50.49 53.54
%
%
3 91 HARTFORD FIRE & CAS GRP
%18.85%4.993,092,371 2,876,888 49.85 54.32
%
%
4 111 LIBERTY MUT GRP
%23.30%4.452,761,067 2,792,449 50.67 58.42
%
%
5 176 STATE FARM GRP
%27.48%4.182,590,439 2,386,609 97.43 102.74
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%31.54%4.062,517,804 2,452,161 56.91 63.71
%
%
7 140 NATIONWIDE CORP GRP
%35.37%3.832,375,729 2,681,712 66.76 73.99
%
%
8 280 AUTO OWNERS GRP
%38.96%3.582,221,021 1,994,343 71.50 80.30
%
%
9 69 FARMERS INS GRP
%41.89%2.931,819,592 1,785,299 57.37 61.60
%
%
10 31 BERKSHIRE HATHAWAY GRP
%44.56%2.671,656,908 1,400,235 64.31 73.02
%
%
11 244 CINCINNATI FIN GRP
%47.19%2.631,630,345 1,561,169 54.27 61.91
%
%
12 218 CNA INS GRP
%49.55%2.361,463,779 1,410,170 61.43 71.37
%
%
13 213 ERIE INS GRP
%51.87%2.321,437,659 1,318,984 70.74 75.49
%
%
14 88 THE HANOVER INS GRP
%54.12%2.241,391,465 1,355,830 53.44 61.92
%
%
15 8 ALLSTATE INS GRP
%56.04%1.931,193,691 1,137,497 55.64 57.51
%
%
16 473 AMERICAN FAMILY INS GRP
%57.86%1.821,127,014 1,073,564 78.56 82.74
%
%
17 12 AMERICAN INTL GRP
%59.59%1.731,072,204 984,726 63.91 69.06
%
%
18 98 WR BERKLEY CORP GRP
%61.17%1.58978,842 954,025 53.12 58.07
%
%
19 222 GREATER NY GRP
%62.68%1.52939,517 852,597 50.94 58.94
%
%
20 4851 CHURCH MUT GRP
%63.94%1.26781,570 764,522 88.26 93.57
%
%
21 2538 AMTRUST FINANCIAL SERV GRP
%65.13%1.18733,359 714,177 85.58 94.13
%
%
22 212 ZURICH INS GRP
%66.29%1.16718,504 682,322 43.45 44.27
%
%
23 785 MARKEL CORP GRP
%67.40%1.12691,904 567,131 38.02 45.11
%
%
24 761 ALLIANZ INS GRP
%68.47%1.07663,231 619,654 49.66 53.60
%
%
25 158 FAIRFAX FIN GRP
%69.54%1.06659,838 612,933 66.00 77.57
%
%
26 13528 BROTHERHOOD MUT INS CO
%70.59%1.06654,418 616,028 91.15 95.46
%
%
27 361 MUNICH RE GRP
%71.63%1.04644,636 581,005 42.19 50.50
%
%
28 228 WESTFIELD GRP
%72.58%0.95587,959 538,633 60.98 65.21
%
%
29 201 UTICA GRP
%73.49%0.91562,754 523,045 49.78 57.72
%
%
30 84 AMERICAN FINANCIAL GRP
%74.21%0.72449,466 424,979 58.61 65.56
%
%
31 408 BROOKFIELD REINS LTD GRP
%74.93%0.72444,355 439,829 59.18 65.77
%
%
32 303 GUIDEONE INS GRP
%75.51%0.59363,036 336,747 62.65 66.16
%
%
33 242 SELECTIVE INS GRP
%76.03%0.52322,604 287,639 50.41 54.59
%
%
34 4969 TRISURA GRP
%76.55%0.52319,532 299,551 50.42 62.21
%
%
35 14184 ACUITY A MUT INS CO
%77.06%0.51318,849 291,958 58.16 64.85
%
%
36 234 VERMONT MUT GRP
%77.53%0.46287,601 271,787 51.20 52.44
%
%
37 1309 FRANKENMUTH GRP
%77.98%0.46282,204 266,021 52.61 61.55
%
%
38 3829 GEOVERA HOLDINGS INC GRP
%78.43%0.44274,673 218,026 19.43 20.04
%
%
39 250 DONEGAL GRP
%78.84%0.42258,678 260,319 62.14 66.39
%
%
40 4861 HERITAGE INS HOLDINGS GRP
%79.25%0.41254,919 219,994 23.00 22.66
%
%
41 36 CENTRAL MUT INS CO GRP
%79.66%0.40249,631 231,962 47.97 52.14
%
%
42 96 SECURA INS GRP
%80.05%0.39242,869 229,127 71.60 79.34
%
%
43 1120 EVEREST REINS HOLDINGS GRP
%80.43%0.38236,773 239,879 80.27 113.34
%
%
44 447 HARFORD GRP
%80.80%0.37231,690 212,947 53.32 56.24
%
%
45 474 FCCI MUT INS GRP
%81.17%0.37229,914 223,795 55.83 60.25
%
%
46 291 ENCOVA MUT INS GRP
%81.54%0.36226,155 210,002 70.04 81.66
%
%
47 572 BCBS OF MI GRP
%81.90%0.36223,749 231,894 54.17 61.15
%
%
48 4773 FRONTLINE INS GRP
%82.26%0.36222,144 161,670 56.52 57.37
%
%
49 267 GRANGE MUT CAS GRP
%82.61%0.35216,078 218,441 87.39 95.11
%
%
50 1279 ARCH INS GRP
%82.95%0.34212,081 211,652 56.80 58.51
%
%
51 124 AMERISURE CO GRP
%83.27%0.32200,054 188,390 50.26 61.77
%
%
52 15326 UTICA FIRST INS CO
%83.59%0.32198,314 191,197 55.65 62.75
%
%
53 50 COUNTRY INS & FIN SERV GRP
%83.90%0.31191,235 177,198 102.30 106.53
%
%
54 4359 HOUSING AUTHORITY PROP GRP
%84.20%0.30183,404 170,882 56.95 56.96
%
%
55 34215 NUCLEAR ELECTRIC INS LTD
%84.49%0.30183,152 182,862 15.67 15.72
%
%
56 22 ANDOVER GRP
%84.78%0.28176,421 163,565 58.50 62.48
%
%
57 920 GLOBAL IND GRP
%85.06%0.28174,630 166,105 49.28 53.71
%
%
58 150 OLD REPUBLIC GRP
%85.34%0.28172,221 162,933 55.94 69.29
%
%
59 4804 MULTINATIONAL GRP
%85.59%0.26160,946 145,744 12.34 16.66
%
%
60 7 FEDERATED MUT GRP
%85.85%0.26160,306 145,940 60.94 67.62
%
%
61 796 QBE INS GRP
%86.11%0.26158,242 239,298 132.97 140.53
%
%
62 226 MERCHANTS MUT GRP
%86.36%0.25158,101 152,341 59.78 73.00
%
%
63 15261 SOCIETY INS A MUT CO
%86.62%0.25157,356 144,803 68.64 71.74
%
%
64 153 PEKIN INS GRP
%86.86%0.24150,738 142,305 69.11 73.06
%
%
65 195 UNION MUTUAL FIRE INS GRP
%87.10%0.24149,701 146,563 47.31 56.52
%
%
© 2024 National Association of Insurance Commissioners
172
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
05 - Total Commercial Multi-Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4715 MS & AD INS GRP
%87.33%0.23141,164 131,713 143.99 150.88
%
%
67 586 ARBELLA INS GRP
%87.55%0.22134,614 130,623 36.27 43.03
%
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%87.76%0.21132,882 102,983 68.93 72.35
%
%
69 5010 SH1 HOLDINGS GRP
%87.97%0.21128,293 79,081 30.00 32.04
%
%
70 807 COLUMBIA INS GRP
%88.17%0.20126,425 119,232 46.92 49.58
%
%
71 513 IOWA FARM BUREAU GRP
%88.37%0.20125,338 112,633 86.17 91.20
%
%
72 411 MAPFRE INS GRP
%88.57%0.20123,965 112,552 6.99 13.14
%
%
73 144 NORFOLK & DEDHAM GRP
%88.77%0.19120,886 110,827 44.93 47.19
%
%
74 28535 TRIANGLE INS CO INC
%88.96%0.19117,225 100,697 33.28 34.58
%
%
75 39640 VELOCITY SPECIALTY INS CO
%89.15%0.19116,995 150,221 N/A N/A
76 4911 MIDWEST FAMILY GRP
%89.33%0.18114,196 109,741 76.49 86.95
%
%
77 71 UNIVERSAL INS CO GRP
%89.51%0.18109,877 100,111 31.14 33.73
%
%
78 518 GRINNELL MUT GRP
%89.68%0.17108,497 111,000 88.77 91.57
%
%
79 14575 MILLERS CAPITAL INS CO
%89.86%0.17108,202 101,896 48.25 52.06
%
%
80 306 TRUSTAGE GRP
%90.03%0.17107,550 100,107 51.42 55.28
%
%
81 4672 DONGBU INS GRP
%90.20%0.17104,420 97,263 285.08 308.68
%
%
82 4507 BUILDERS GRP
%90.37%0.17103,349 96,936 58.27 73.16
%
%
83 660 MERCURY GEN GRP
%90.53%0.17102,782 107,684 97.78 113.64
%
%
84 4904 INTACT FINANCIAL GRP
%90.70%0.16101,521 99,110 64.23 66.81
%
%
85 4718 TIPTREE FIN GRP
%90.86%0.1699,087 79,988 63.03 70.73
%
%
86 16427 ATEGRITY SPECIALTY INS CO
%91.01%0.1696,865 80,976 61.59 70.82
%
%
87 5013 VANTAGE GRP
%91.17%0.1595,422 73,601 17.16 20.18
%
%
88 15350 WEST BEND INS CO
%91.32%0.1595,305 92,171 108.56 109.56
%
%
89 4761 EVERETT MUT GRP
%91.46%0.1489,120 84,983 51.55 53.49
%
%
90 67 MICHIGAN FARM BUREAU GRP
%91.61%0.1488,122 80,796 101.22 106.03
%
%
91 14176 HASTINGS INS CO
%91.75%0.1487,698 85,145 74.06 77.63
%
%
92 62 EMC INS CO GRP
%91.88%0.1484,560 82,879 72.97 75.28
%
%
93 109 KENTUCKY FARM BUREAU GRP
%92.02%0.1484,540 80,397 139.25 141.51
%
%
94 1275 QUINCY MUT GRP
%92.15%0.1483,759 76,054 51.98 55.18
%
%
95 542 INDIANA FARM BUREAU GRP
%92.29%0.1381,527 77,410 92.55 93.07
%
%
96 15997 MMG INS CO
%92.42%0.1381,155 75,386 60.65 64.63
%
%
97 4997 ACP INS MGMT LLC GRP
%92.55%0.1379,712 45,321 48.51 47.77
%
%
98 3500 NODAK MUT GRP
%92.67%0.1379,198 77,942 92.83 90.12
%
%
99 309 WESTERN NATL MUT GRP
%92.80%0.1277,483 75,164 69.98 78.98
%
%
100 536 GUIDEWELL MUT HOLDING GRP
%92.92%0.1275,429 72,963 177.28 188.29
%
%
101 5049 GRANADA FIN GRP
%93.04%0.1273,322 56,406 39.85 52.13
%
%
102 15024 PREFERRED MUT INS CO
%93.15%0.1171,204 66,673 26.92 29.98
%
%
103 775 PHARMACISTS MUT GRP
%93.26%0.1169,344 64,952 65.61 73.18
%
%
104 689 BANKERS INS GRP
%93.37%0.1168,075 60,275 61.61 65.95
%
%
105 10374 ERIE & NIAGRA INS ASSOC
%93.48%0.1167,686 62,805 66.23 67.14
%
%
106 4908 ASCOT INS US GRP
%93.59%0.1167,466 77,308 40.03 43.08
%
%
107 256 COACTION GLOBAL INC GRP
%93.70%0.1166,073 62,554 63.63 78.69
%
%
108 4869 WT HOLDINGS GRP
%93.81%0.1166,068 59,364 55.98 63.08
%
%
109 4886 BENCHMARK HOLDING GRP
%93.91%0.1063,782 56,579 63.93 70.61
%
%
110 271 PENNSYLVANIA NATL INS GRP
%94.01%0.1063,370 60,227 58.92 64.93
%
%
111 26468 SOUTHERN MUT CHURCH INS CO
%94.11%0.1063,026 59,321 83.79 84.37
%
%
112 5 ALFA INS GRP
%94.21%0.1062,254 56,126 86.14 87.85
%
%
113 1316 KNIGHTBROOK INS GRP
%94.31%0.1061,993 52,522 28.88 30.19
%
%
114 645 OREGON MUT GRP
%94.41%0.1061,828 57,054 66.37 73.36
%
%
115 17710 ALABAMA MUNICIPAL INS CORP
%94.51%0.1061,774 57,863 54.48 76.35
%
%
116 15571 ILLINOIS CAS CO
%94.61%0.1061,719 56,854 52.23 57.30
%
%
117 155 PROGRESSIVE GRP
%94.70%0.0957,127 41,553 60.62 66.26
%
%
118 225 IAT REINS CO GRP
%94.80%0.0957,063 49,596 90.59 104.17
%
%
119 783 RLI INS GRP
%94.89%0.0956,367 60,753 31.63 35.96
%
%
120 5048 INDIANA FARMERS MUT GRP
%94.98%0.0955,892 51,819 95.07 100.02
%
%
121 161 TOPA EQUITIES LTD GRP
%95.07%0.0955,044 49,813 119.42 124.98
%
%
122 10308 ANTILLES INS CO
%95.15%0.0954,844 50,637 N/A N/A
123 123 SHELTER INS GRP
%95.24%0.0954,104 50,924 99.96 101.64
%
%
124 248 UNITED FIRE & CAS GRP
%95.33%0.0953,918 51,899 71.90 77.21
%
%
125 13919 DRYDEN MUT INS CO
%95.41%0.0852,225 50,152 34.01 37.45
%
%
**INDUSTRY TOTAL**
%100.00%100.0062,002,380 58,862,925 61.21 67.32
%
%
© 2024 National Association of Insurance Commissioners
173
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%10.33%10.3396,028 89,300Alabama 52.89 55.95
%
%
2 280 AUTO OWNERS GRP
%18.43%8.1075,270 68,415 56.36 65.28
%
%
3 17710 ALABAMA MUNICIPAL INS CORP
%25.08%6.6561,774 57,863 54.48 76.35
%
%
4 244 CINCINNATI FIN GRP
%30.58%5.5051,121 48,352 28.08 33.77
%
%
5 176 STATE FARM GRP
%35.50%4.9245,699 42,058 53.29 54.90
%
%
65ALFA INS GRP
%40.32%4.8244,811 40,753 71.11 72.80
%
%
7 140 NATIONWIDE CORP GRP
%44.93%4.6142,801 48,860 78.43 82.54
%
%
8 91 HARTFORD FIRE & CAS GRP
%49.10%4.1838,800 35,791 44.64 43.82
%
%
9 111 LIBERTY MUT GRP
%52.92%3.8235,478 34,610 25.98 32.82
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%56.09%3.1729,438 27,117 32.68 31.12
%
%
**STAT E TOTAL**
%100.00%100.00929,329 879,338 52.10 57.61
%
%
1 111 LIBERTY MUT GRP
%20.95%20.9524,916 24,428Alaska 45.70 52.60
%
%
2 4485 COPPERPOINT GRP
%36.88%15.9318,942 17,811 58.20 63.97
%
%
3 176 STATE FARM GRP
%51.59%14.7117,491 17,157 74.21 77.36
%
%
4 8 ALLSTATE INS GRP
%57.14%5.556,605 6,241 28.42 27.37
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%62.01%4.875,791 5,772 55.03 58.96
%
%
6 50 COUNTRY INS & FIN SERV GRP
%66.47%4.465,301 4,923 91.47 90.08
%
%
7 12 AMERICAN INTL GRP
%70.63%4.164,948 4,517 12.89 16.43
%
%
8 4851 CHURCH MUT GRP
%74.66%4.024,786 4,719 35.40 38.09
%
%
9 626 CHUBB LTD GRP
%78.46%3.804,515 6,177 145.63 144.95
%
%
10 3548 TRAVELERS GRP
%81.17%2.713,227 3,083 53.54 67.96
%
%
**STAT E TOTAL**
%100.00%100.00118,917 117,453 53.65 58.08
%
%
1 3548 TRAVELERS GRP
%8.66%8.6681,278 75,666Arizona 70.33 74.41
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%15.10%6.4460,499 58,482 55.03 64.28
%
%
3 280 AUTO OWNERS GRP
%21.35%6.2558,696 51,644 59.80 66.02
%
%
4 69 FARMERS INS GRP
%26.83%5.4851,460 50,685 31.99 33.21
%
%
5 91 HARTFORD FIRE & CAS GRP
%32.18%5.3550,207 46,742 29.59 30.81
%
%
6 473 AMERICAN FAMILY INS GRP
%36.62%4.4441,694 39,155 61.71 67.92
%
%
7 111 LIBERTY MUT GRP
%41.03%4.4141,392 41,647 46.73 53.70
%
%
8 626 CHUBB LTD GRP
%45.29%4.2539,940 38,475 73.06 75.15
%
%
9 140 NATIONWIDE CORP GRP
%49.45%4.1739,116 42,975 80.13 87.40
%
%
10 218 CNA INS GRP
%53.24%3.7835,519 33,403 76.95 85.71
%
%
**STAT E TOTAL**
%100.00%100.00938,854 893,681 59.52 65.65
%
%
1 280 AUTO OWNERS GRP
%8.38%8.3842,614 36,377Arkansas 172.71 179.15
%
%
2 3548 TRAVELERS GRP
%16.66%8.2742,052 39,334 61.84 66.69
%
%
3 140 NATIONWIDE CORP GRP
%23.42%6.7634,370 41,207 111.27 114.11
%
%
4 244 CINCINNATI FIN GRP
%29.14%5.7229,088 27,947 117.90 124.93
%
%
5 176 STATE FARM GRP
%34.46%5.3227,054 22,952 187.69 188.54
%
%
6 13528 BROTHERHOOD MUT INS CO
%39.22%4.7624,196 23,178 129.33 133.35
%
%
7 111 LIBERTY MUT GRP
%43.98%4.7624,190 22,656 108.43 113.72
%
%
8 626 CHUBB LTD GRP
%48.22%4.2321,516 19,841 50.88 50.67
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%52.21%3.9920,292 18,557 119.22 121.49
%
%
10 4851 CHURCH MUT GRP
%55.87%3.6618,617 17,675 171.55 174.79
%
%
**STAT E TOTAL**
%100.00%100.00508,304 474,248 107.50 111.07
%
%
© 2024 National Association of Insurance Commissioners
174
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 69 FARMERS INS GRP
%13.89%13.89979,276 959,768California 63.70 69.58
%
%
2 3548 TRAVELERS GRP
%25.42%11.53813,058 753,320 47.34 54.58
%
%
3 176 STATE FARM GRP
%32.07%6.65468,504 463,436 133.21 145.83
%
%
4 626 CHUBB LTD GRP
%38.48%6.41451,708 440,137 37.06 41.76
%
%
5 91 HARTFORD FIRE & CAS GRP
%44.81%6.33446,163 412,917 59.13 66.36
%
%
6 111 LIBERTY MUT GRP
%49.96%5.15362,988 391,973 45.21 57.08
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%54.46%4.50317,446 319,476 61.85 71.69
%
%
8 140 NATIONWIDE CORP GRP
%58.66%4.20296,312 367,416 65.39 77.12
%
%
9 280 AUTO OWNERS GRP
%61.77%3.11218,926 198,749 47.96 55.91
%
%
10 31 BERKSHIRE HATHAWAY GRP
%64.68%2.91205,185 192,836 70.89 83.11
%
%
**STAT E TOTAL**
%100.00%100.007,049,577 6,835,895 64.13 73.54
%
%
1 3548 TRAVELERS GRP
%11.36%11.36149,788 137,355Colorado 59.31 61.76
%
%
2 176 STATE FARM GRP
%19.95%8.59113,229 97,928 89.30 91.82
%
%
3 473 AMERICAN FAMILY INS GRP
%27.56%7.60100,260 100,520 81.73 85.17
%
%
4 111 LIBERTY MUT GRP
%33.71%6.1681,163 82,381 78.27 86.01
%
%
5 69 FARMERS INS GRP
%38.78%5.0666,769 64,578 54.28 56.12
%
%
6 91 HARTFORD FIRE & CAS GRP
%43.75%4.9865,600 60,829 75.39 88.55
%
%
7 626 CHUBB LTD GRP
%48.40%4.6561,319 60,097 29.58 33.84
%
%
8 140 NATIONWIDE CORP GRP
%52.88%4.4859,007 66,899 62.96 67.58
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%56.84%3.9652,238 51,840 46.13 51.48
%
%
10 280 AUTO OWNERS GRP
%59.97%3.1341,214 38,456 59.02 68.12
%
%
**STAT E TOTAL**
%100.00%100.001,318,359 1,256,235 67.42 73.16
%
%
1 3548 TRAVELERS GRP
%10.68%10.6893,418 88,207Connecticut 45.96 58.20
%
%
2 91 HARTFORD FIRE & CAS GRP
%19.94%9.2681,010 77,415 32.39 25.92
%
%
3 626 CHUBB LTD GRP
%27.60%7.6667,017 66,654 34.25 36.47
%
%
4 222 GREATER NY GRP
%34.11%6.5156,983 51,267 42.62 50.02
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%40.55%6.4356,265 52,136 45.70 49.68
%
%
6 111 LIBERTY MUT GRP
%45.89%5.3546,760 47,610 51.86 59.95
%
%
7 234 VERMONT MUT GRP
%51.04%5.1545,058 41,324 59.63 61.92
%
%
8 88 THE HANOVER INS GRP
%54.80%3.7632,864 32,022 70.30 82.08
%
%
9 98 WR BERKLEY CORP GRP
%57.84%3.0426,584 25,729 21.51 25.67
%
%
10 201 UTICA GRP
%60.87%3.0326,507 24,809 42.80 49.11
%
%
**STAT E TOTAL**
%100.00%100.00874,789 837,796 49.16 54.48
%
%
1 34215 NUCLEAR ELECTRIC INS LTD
%50.76%50.76183,152 182,862Delaware 15.67 15.72
%
%
2 250 DONEGAL GRP
%56.30%5.5419,985 18,885 12.66 12.53
%
%
3 447 HARFORD GRP
%60.89%4.5916,572 15,791 28.35 27.91
%
%
4 3548 TRAVELERS GRP
%65.34%4.4516,050 14,834 75.52 79.37
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%68.90%3.5512,822 12,434 30.94 36.39
%
%
6 140 NATIONWIDE CORP GRP
%71.67%2.7810,019 11,293 27.39 29.91
%
%
7 91 HARTFORD FIRE & CAS GRP
%74.19%2.529,091 8,580 46.82 50.12
%
%
8 626 CHUBB LTD GRP
%76.44%2.258,101 8,076 2.26 1.03
%
%
9 244 CINCINNATI FIN GRP
%78.51%2.077,481 7,304 37.00 43.30
%
%
10 111 LIBERTY MUT GRP
%80.57%2.067,431 7,488 28.51 33.77
%
%
**STAT E TOTAL**
%100.00%100.00360,810 353,025 26.93 28.59
%
%
© 2024 National Association of Insurance Commissioners
175
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%16.33%16.3336,963 35,665District Of Columbia 47.23 53.26
%
%
2 91 HARTFORD FIRE & CAS GRP
%26.91%10.5823,961 22,893 42.69 48.51
%
%
3 213 ERIE INS GRP
%36.64%9.7322,038 20,894 67.74 71.61
%
%
4 626 CHUBB LTD GRP
%45.40%8.7619,837 19,213 6.02 6.05
%
%
5 447 HARFORD GRP
%51.42%6.0113,616 12,763 43.94 51.71
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%56.79%5.3812,178 12,636 19.68 23.56
%
%
7 222 GREATER NY GRP
%61.71%4.9111,121 10,138 44.43 51.74
%
%
8 88 THE HANOVER INS GRP
%65.90%4.199,487 9,497 83.70 92.47
%
%
9 218 CNA INS GRP
%69.72%3.828,652 8,441 39.13 46.95
%
%
10 140 NATIONWIDE CORP GRP
%73.00%3.287,438 8,099 67.25 72.25
%
%
**STAT E TOTAL**
%100.00%100.00226,418 219,622 44.03 49.20
%
%
1 31 BERKSHIRE HATHAWAY GRP
%9.32%9.32368,879 254,544Florida 43.98 50.85
%
%
2 4861 HERITAGE INS HOLDINGS GRP
%15.67%6.35251,208 216,300 22.77 22.37
%
%
3 4773 FRONTLINE INS GRP
%20.92%5.25207,923 150,541 58.56 59.36
%
%
4 111 LIBERTY MUT GRP
%26.08%5.16204,312 193,133 24.98 32.99
%
%
5 8 ALLSTATE INS GRP
%30.91%4.82190,911 167,312 22.38 24.10
%
%
6 626 CHUBB LTD GRP
%35.43%4.53179,138 174,151 64.67 66.67
%
%
7 140 NATIONWIDE CORP GRP
%39.80%4.36172,700 189,332 33.35 43.26
%
%
8 91 HARTFORD FIRE & CAS GRP
%43.99%4.19165,906 151,855 16.61 19.49
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%48.08%4.09162,033 164,060 45.08 57.47
%
%
10 212 ZURICH INS GRP
%52.07%3.99157,765 152,082 16.60 15.61
%
%
**STAT E TOTAL**
%100.00%100.003,957,778 3,511,899 37.50 45.40
%
%
1 3548 TRAVELERS GRP
%8.43%8.43140,155 127,833Georgia 75.11 81.54
%
%
2 280 AUTO OWNERS GRP
%14.79%6.35105,572 97,286 89.43 104.18
%
%
3 91 HARTFORD FIRE & CAS GRP
%20.44%5.6693,975 87,196 62.67 60.73
%
%
4 176 STATE FARM GRP
%25.76%5.3288,367 79,893 102.79 106.53
%
%
5 626 CHUBB LTD GRP
%30.98%5.2286,680 80,523 60.54 61.34
%
%
6 140 NATIONWIDE CORP GRP
%35.48%4.5174,862 87,863 90.78 96.80
%
%
7 244 CINCINNATI FIN GRP
%39.16%3.6861,070 59,734 73.14 83.14
%
%
8 111 LIBERTY MUT GRP
%42.61%3.4557,342 58,550 31.21 37.77
%
%
9 8 ALLSTATE INS GRP
%45.94%3.3355,383 51,357 77.52 79.07
%
%
10 31 BERKSHIRE HATHAWAY GRP
%48.70%2.7645,881 40,929 74.56 85.95
%
%
**STAT E TOTAL**
%100.00%100.001,661,648 1,584,534 89.45 95.99
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%24.37%24.3765,100 59,260Hawaii 208.03 214.20
%
%
2 761 ALLIANZ INS GRP
%44.27%19.9053,143 50,085 102.60 104.15
%
%
3 4672 DONGBU INS GRP
%60.40%16.1343,089 39,835 630.88 674.98
%
%
4 4715 MS & AD INS GRP
%68.21%7.8120,865 19,335 498.99 505.76
%
%
5 106 ISLAND INS CO GRP
%74.14%5.9315,836 15,043 136.32 141.45
%
%
6 785 MARKEL CORP GRP
%78.91%4.7712,741 9,533 270.27 286.36
%
%
7 176 STATE FARM GRP
%83.64%4.7312,634 12,224 358.31 358.81
%
%
8 12 AMERICAN INTL GRP
%86.19%2.556,805 6,525 N/A N/A
9 158 FAIRFAX FIN GRP
%88.25%2.065,494 5,648 214.60 221.46
%
%
10 140 NATIONWIDE CORP GRP
%89.85%1.604,269 4,508 316.64 323.43
%
%
**STAT E TOTAL**
%100.00%100.00267,098 250,107 276.42 287.77
%
%
© 2024 National Association of Insurance Commissioners
176
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 36480 IDAHO COUNTIES RISK MGMT PROGRAM
%13.17%13.1746,325 41,308Idaho 153.13 171.09
%
%
2 842 FARM BUREAU GRP
%25.33%12.1642,772 39,679 38.15 40.65
%
%
3 280 AUTO OWNERS GRP
%33.71%8.3829,461 27,567 63.88 72.48
%
%
4 111 LIBERTY MUT GRP
%41.42%7.7227,145 27,608 40.31 48.55
%
%
5 3548 TRAVELERS GRP
%47.06%5.6419,829 19,027 12.38 16.26
%
%
6 244 CINCINNATI FIN GRP
%52.13%5.0617,812 17,211 33.95 39.56
%
%
7 91 HARTFORD FIRE & CAS GRP
%56.14%4.0214,126 12,599 75.86 78.50
%
%
8 69 FARMERS INS GRP
%59.96%3.8113,419 13,117 27.15 23.33
%
%
9 140 NATIONWIDE CORP GRP
%63.71%3.7513,203 14,685 38.71 39.75
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%66.51%2.809,856 9,942 26.83 33.26
%
%
**STAT E TOTAL**
%100.00%100.00351,739 335,184 58.36 64.88
%
%
1 3548 TRAVELERS GRP
%8.95%8.95218,467 208,859Illinois 56.12 61.39
%
%
2 176 STATE FARM GRP
%16.00%7.05172,093 159,746 97.20 101.97
%
%
3 626 CHUBB LTD GRP
%21.06%5.06123,557 126,263 114.58 116.42
%
%
4 91 HARTFORD FIRE & CAS GRP
%25.02%3.9696,674 92,817 46.67 49.91
%
%
5 222 GREATER NY GRP
%28.91%3.9095,097 88,926 62.52 69.45
%
%
6 50 COUNTRY INS & FIN SERV GRP
%32.59%3.6789,633 84,982 68.89 71.09
%
%
7 88 THE HANOVER INS GRP
%35.87%3.2980,240 76,852 59.85 65.68
%
%
8 140 NATIONWIDE CORP GRP
%39.02%3.1476,768 85,716 90.73 97.05
%
%
9 244 CINCINNATI FIN GRP
%42.14%3.1276,258 72,688 67.12 73.41
%
%
10 153 PEKIN INS GRP
%45.18%3.0474,321 72,064 72.64 80.09
%
%
**STAT E TOTAL**
%100.00%100.002,441,318 2,338,594 72.49 77.81
%
%
1 244 CINCINNATI FIN GRP
%7.07%7.0784,411 80,367Indiana 43.49 51.34
%
%
2 542 INDIANA FARM BUREAU GRP
%13.90%6.8381,521 77,407 92.55 93.08
%
%
3 3548 TRAVELERS GRP
%20.51%6.6178,951 74,613 41.84 46.87
%
%
4 280 AUTO OWNERS GRP
%26.89%6.3876,209 68,971 66.30 74.71
%
%
5 213 ERIE INS GRP
%32.08%5.1962,026 57,046 64.06 65.95
%
%
6 626 CHUBB LTD GRP
%36.90%4.8257,546 59,132 21.67 25.24
%
%
7 12 AMERICAN INTL GRP
%41.11%4.2050,196 45,689 9.47 10.33
%
%
8 5048 INDIANA FARMERS MUT GRP
%45.29%4.1849,934 46,814 91.06 96.31
%
%
9 111 LIBERTY MUT GRP
%48.24%2.9535,279 35,838 41.94 39.68
%
%
10 176 STATE FARM GRP
%51.05%2.8133,504 30,556 99.63 102.18
%
%
**STAT E TOTAL**
%100.00%100.001,194,084 1,137,162 61.63 67.39
%
%
1 280 AUTO OWNERS GRP
%9.79%9.7963,740 54,448Iowa 90.20 92.89
%
%
2 140 NATIONWIDE CORP GRP
%18.00%8.2153,454 55,436 75.47 78.45
%
%
3 3548 TRAVELERS GRP
%25.77%7.7750,595 47,032 27.17 32.53
%
%
4 176 STATE FARM GRP
%31.73%5.9638,812 35,312 180.37 183.11
%
%
5 513 IOWA FARM BUREAU GRP
%36.89%5.1633,614 29,349 107.10 110.44
%
%
6 626 CHUBB LTD GRP
%41.40%4.5129,337 30,552 7.98 8.24
%
%
7 244 CINCINNATI FIN GRP
%45.12%3.7324,277 23,766 111.83 118.02
%
%
8 518 GRINNELL MUT GRP
%48.70%3.5823,311 23,135 104.96 106.50
%
%
9 98 WR BERKLEY CORP GRP
%52.03%3.3221,631 21,671 37.05 37.94
%
%
10 473 AMERICAN FAMILY INS GRP
%54.84%2.8218,356 19,215 N/A N/A
**STAT E TOTAL**
%100.00%100.00651,166 615,916 78.60 81.25
%
%
© 2024 National Association of Insurance Commissioners
177
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%10.03%10.0357,410 53,836Kansas 71.01 77.61
%
%
2 140 NATIONWIDE CORP GRP
%18.88%8.8550,623 55,479 51.87 53.78
%
%
3 626 CHUBB LTD GRP
%24.51%5.6332,223 33,234 20.13 36.54
%
%
4 513 IOWA FARM BUREAU GRP
%29.47%4.9628,382 25,609 73.03 77.96
%
%
5 244 CINCINNATI FIN GRP
%34.05%4.5826,228 25,051 40.92 51.79
%
%
6 91 HARTFORD FIRE & CAS GRP
%38.59%4.5325,940 24,341 62.26 65.71
%
%
7 280 AUTO OWNERS GRP
%43.12%4.5325,933 22,890 74.88 86.08
%
%
8 473 AMERICAN FAMILY INS GRP
%47.49%4.3725,034 25,129 53.65 55.31
%
%
9 176 STATE FARM GRP
%51.78%4.2824,503 22,129 62.60 64.47
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%55.85%4.0723,307 21,422 53.20 55.84
%
%
**STAT E TOTAL**
%100.00%100.00572,221 551,401 56.36 61.37
%
%
1 109 KENTUCKY FARM BUREAU GRP
%11.44%11.4484,540 80,397Kentucky 139.25 141.51
%
%
2 244 CINCINNATI FIN GRP
%19.57%8.1360,109 58,008 70.81 79.06
%
%
3 280 AUTO OWNERS GRP
%26.90%7.3354,205 49,889 93.00 97.45
%
%
4 3548 TRAVELERS GRP
%34.24%7.3354,197 50,423 50.70 55.88
%
%
5 213 ERIE INS GRP
%40.95%6.7149,622 40,203 120.77 126.09
%
%
6 111 LIBERTY MUT GRP
%46.71%5.7642,539 41,643 69.31 76.24
%
%
7 626 CHUBB LTD GRP
%51.27%4.5733,748 31,521 16.06 15.73
%
%
8 176 STATE FARM GRP
%54.56%3.2924,346 22,927 117.02 119.28
%
%
9 140 NATIONWIDE CORP GRP
%57.63%3.0722,690 26,172 107.27 115.16
%
%
10 228 WESTFIELD GRP
%60.41%2.7720,499 19,771 100.88 104.04
%
%
**STAT E TOTAL**
%100.00%100.00739,130 700,131 96.27 101.37
%
%
1 176 STATE FARM GRP
%12.69%12.69103,596 90,543Louisiana 18.23 24.10
%
%
2 31 BERKSHIRE HATHAWAY GRP
%21.14%8.4569,022 56,393 106.08 112.63
%
%
3 111 LIBERTY MUT GRP
%28.00%6.8656,051 54,773 66.19 73.54
%
%
4 12 AMERICAN INTL GRP
%34.82%6.8255,662 52,283 58.87 64.03
%
%
5 3548 TRAVELERS GRP
%40.53%5.7146,623 44,788 73.04 88.07
%
%
6 91 HARTFORD FIRE & CAS GRP
%44.78%4.2534,726 32,339 22.97 31.21
%
%
7 626 CHUBB LTD GRP
%48.98%4.2034,285 39,527 N/A N/A
8 785 MARKEL CORP GRP
%52.84%3.8631,530 24,179 N/A N/A
9 303 GUIDEONE INS GRP
%56.14%3.2926,889 23,984 18.87 21.54
%
%
10 140 NATIONWIDE CORP GRP
%59.07%2.9423,977 27,783 135.53 135.39
%
%
**STAT E TOTAL**
%100.00%100.00816,553 762,092 53.54 60.37
%
%
1 98 WR BERKLEY CORP GRP
%14.88%14.8852,386 47,946Maine 94.39 97.27
%
%
2 88 THE HANOVER INS GRP
%25.58%10.7037,656 37,507 30.86 39.97
%
%
3 15997 MMG INS CO
%34.75%9.1732,279 29,984 50.35 54.28
%
%
4 111 LIBERTY MUT GRP
%43.82%9.0731,930 31,896 66.09 74.54
%
%
5 1309 FRANKENMUTH GRP
%50.53%6.7123,605 23,165 66.71 74.16
%
%
6 3548 TRAVELERS GRP
%56.39%5.8620,630 18,791 25.49 30.70
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%61.56%5.1718,212 16,939 71.05 74.94
%
%
8 234 VERMONT MUT GRP
%66.29%4.7316,650 15,674 71.58 72.60
%
%
9 1275 QUINCY MUT GRP
%69.97%3.6812,942 11,864 36.06 37.97
%
%
10 280 AUTO OWNERS GRP
%73.43%3.4612,165 9,519 30.54 35.03
%
%
**STAT E TOTAL**
%100.00%100.00351,995 333,132 56.48 60.82
%
%
© 2024 National Association of Insurance Commissioners
178
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%12.74%12.74113,103 106,546Maryland 68.58 73.23
%
%
2 3548 TRAVELERS GRP
%23.33%10.5993,991 87,164 42.48 49.05
%
%
3 91 HARTFORD FIRE & CAS GRP
%30.91%7.5867,317 64,477 33.92 32.79
%
%
4 447 HARFORD GRP
%37.55%6.6559,006 54,877 49.17 50.72
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%42.17%4.6241,002 38,893 31.46 36.14
%
%
6 140 NATIONWIDE CORP GRP
%46.55%4.3838,881 42,782 60.88 66.37
%
%
7 176 STATE FARM GRP
%50.90%4.3538,586 37,468 69.33 72.24
%
%
8 626 CHUBB LTD GRP
%54.95%4.0535,949 36,378 20.33 21.27
%
%
9 111 LIBERTY MUT GRP
%58.89%3.9434,957 35,885 35.74 43.11
%
%
10 222 GREATER NY GRP
%61.86%2.9726,376 22,745 66.88 74.72
%
%
**STAT E TOTAL**
%100.00%100.00887,818 848,908 50.65 54.96
%
%
1 3548 TRAVELERS GRP
%10.15%10.15188,176 175,071Massachusetts 49.69 53.43
%
%
2 234 VERMONT MUT GRP
%17.82%7.67142,340 135,292 52.72 53.58
%
%
3 626 CHUBB LTD GRP
%23.99%6.17114,513 111,218 212.97 214.25
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%29.87%5.87108,924 105,569 38.21 41.81
%
%
5 586 ARBELLA INS GRP
%35.65%5.79107,356 104,777 33.96 41.04
%
%
6 91 HARTFORD FIRE & CAS GRP
%41.24%5.58103,550 95,737 70.60 81.36
%
%
7 144 NORFOLK & DEDHAM GRP
%46.41%5.1896,013 89,517 52.32 53.79
%
%
8 88 THE HANOVER INS GRP
%51.43%5.0293,101 94,305 46.44 55.51
%
%
9 98 WR BERKLEY CORP GRP
%55.35%3.9272,696 68,759 31.04 36.66
%
%
10 222 GREATER NY GRP
%58.67%3.3261,613 54,163 45.93 51.51
%
%
**STAT E TOTAL**
%100.00%100.001,854,828 1,746,710 60.53 65.48
%
%
1 280 AUTO OWNERS GRP
%11.70%11.70181,436 168,855Michigan 71.09 76.97
%
%
2 3548 TRAVELERS GRP
%17.94%6.2496,691 91,528 70.07 73.88
%
%
3 67 MICHIGAN FARM BUREAU GRP
%23.62%5.6888,122 80,796 101.22 106.03
%
%
4 88 THE HANOVER INS GRP
%28.58%4.9676,858 75,262 60.45 67.62
%
%
5 626 CHUBB LTD GRP
%33.47%4.9075,925 75,756 13.05 12.49
%
%
6 1309 FRANKENMUTH GRP
%37.75%4.2866,328 63,381 53.79 61.13
%
%
7 244 CINCINNATI FIN GRP
%42.00%4.2565,867 63,232 59.63 65.60
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%46.07%4.0763,097 61,376 49.52 54.30
%
%
9 91 HARTFORD FIRE & CAS GRP
%49.70%3.6356,242 52,472 48.79 54.42
%
%
10 14176 HASTINGS INS CO
%52.55%2.8544,166 42,733 57.29 62.09
%
%
**STAT E TOTAL**
%100.00%100.001,550,512 1,483,995 63.52 67.99
%
%
1 280 AUTO OWNERS GRP
%12.19%12.19131,573 114,724Minnesota 90.63 96.24
%
%
2 3548 TRAVELERS GRP
%21.23%9.0497,637 91,263 50.48 53.67
%
%
3 473 AMERICAN FAMILY INS GRP
%28.91%7.6882,961 85,049 37.07 37.81
%
%
4 176 STATE FARM GRP
%35.83%6.9274,677 68,669 121.86 124.07
%
%
5 626 CHUBB LTD GRP
%40.52%4.6950,598 48,325 32.52 35.00
%
%
6 88 THE HANOVER INS GRP
%44.61%4.0944,189 42,956 71.90 79.18
%
%
796SECURA INS GRP
%48.14%3.5338,091 35,941 89.70 94.75
%
%
8 244 CINCINNATI FIN GRP
%51.29%3.1634,080 34,136 61.82 69.59
%
%
9 140 NATIONWIDE CORP GRP
%54.26%2.9631,994 33,963 73.75 77.64
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.85%2.6028,026 25,702 70.33 73.94
%
%
**STAT E TOTAL**
%100.00%100.001,079,682 1,017,438 76.65 80.59
%
%
© 2024 National Association of Insurance Commissioners
179
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%12.74%12.7465,016 59,380Mississippi 96.57 101.76
%
%
2 111 LIBERTY MUT GRP
%20.40%7.6639,079 38,566 108.05 112.33
%
%
3 176 STATE FARM GRP
%26.98%6.5833,598 30,610 95.87 99.66
%
%
4 91 HARTFORD FIRE & CAS GRP
%32.74%5.7529,343 26,689 48.70 50.73
%
%
5 140 NATIONWIDE CORP GRP
%37.81%5.0825,920 31,809 60.18 64.31
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.28%4.4622,775 16,768 39.87 45.14
%
%
7 98 WR BERKLEY CORP GRP
%46.72%4.4422,672 21,950 79.06 83.60
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%50.70%3.9820,287 19,666 83.08 85.88
%
%
9 474 FCCI MUT INS GRP
%54.60%3.9019,921 19,757 52.57 56.29
%
%
10 626 CHUBB LTD GRP
%58.34%3.7419,087 19,737 27.23 26.91
%
%
**STAT E TOTAL**
%100.00%100.00510,268 482,831 72.19 75.98
%
%
1 3548 TRAVELERS GRP
%8.11%8.1195,273 88,133Missouri 55.28 59.77
%
%
2 473 AMERICAN FAMILY INS GRP
%15.18%7.0883,174 86,702 92.72 95.97
%
%
3 244 CINCINNATI FIN GRP
%20.96%5.7867,932 64,345 51.11 60.18
%
%
4 280 AUTO OWNERS GRP
%26.47%5.5064,667 56,343 100.15 112.95
%
%
5 176 STATE FARM GRP
%31.70%5.2361,508 54,863 110.77 112.92
%
%
6 626 CHUBB LTD GRP
%36.85%5.1560,507 56,634 54.66 56.71
%
%
7 140 NATIONWIDE CORP GRP
%41.88%5.0359,144 67,488 92.04 98.55
%
%
8 91 HARTFORD FIRE & CAS GRP
%46.68%4.8056,392 51,283 70.05 62.88
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%51.38%4.7055,189 51,478 66.19 71.55
%
%
10 111 LIBERTY MUT GRP
%55.04%3.6643,042 42,274 37.41 39.84
%
%
**STAT E TOTAL**
%100.00%100.001,175,200 1,118,437 76.10 80.30
%
%
1 244 CINCINNATI FIN GRP
%9.51%9.5127,805 26,840Montana 24.39 32.27
%
%
2 111 LIBERTY MUT GRP
%18.29%8.7825,664 25,431 44.76 52.94
%
%
3 140 NATIONWIDE CORP GRP
%25.70%7.4121,661 22,587 35.93 41.60
%
%
4 3548 TRAVELERS GRP
%32.83%7.1320,844 19,361 29.40 34.00
%
%
5 4683 MOUNTAIN WEST FARM GRP
%39.65%6.8319,960 19,041 44.48 44.72
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%45.06%5.4115,805 14,942 26.84 27.10
%
%
7 69 FARMERS INS GRP
%50.20%5.1415,037 14,698 41.10 52.75
%
%
8 176 STATE FARM GRP
%54.88%4.6813,670 12,589 27.91 27.75
%
%
9 28436 FARMERS UNION MUT INS CO
%59.49%4.6113,484 12,325 76.41 86.47
%
%
10 91 HARTFORD FIRE & CAS GRP
%63.61%4.1212,054 11,143 26.63 29.15
%
%
**STAT E TOTAL**
%100.00%100.00292,373 281,443 44.02 51.32
%
%
1 140 NATIONWIDE CORP GRP
%11.55%11.5553,490 53,980Nebraska 40.56 43.96
%
%
2 3548 TRAVELERS GRP
%22.01%10.4648,469 45,724 14.22 14.96
%
%
3 176 STATE FARM GRP
%31.86%9.8545,624 41,671 73.24 74.78
%
%
4 280 AUTO OWNERS GRP
%39.12%7.2633,645 27,528 67.45 69.59
%
%
5 98 WR BERKLEY CORP GRP
%44.12%5.0123,189 20,977 32.77 35.71
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%48.00%3.8817,967 15,910 18.04 22.52
%
%
7 513 IOWA FARM BUREAU GRP
%51.77%3.7717,448 15,871 74.80 79.06
%
%
8 626 CHUBB LTD GRP
%55.53%3.7617,419 18,325 40.15 39.83
%
%
9 244 CINCINNATI FIN GRP
%59.15%3.6216,769 15,528 49.27 55.00
%
%
10 807 COLUMBIA INS GRP
%62.53%3.3915,693 15,236 30.03 30.12
%
%
**STAT E TOTAL**
%100.00%100.00463,285 432,683 48.96 52.26
%
%
© 2024 National Association of Insurance Commissioners
180
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%11.05%11.0557,263 52,944Nevada 39.64 46.48
%
%
2 69 FARMERS INS GRP
%18.75%7.7139,960 39,576 75.69 93.22
%
%
3 91 HARTFORD FIRE & CAS GRP
%26.43%7.6839,801 37,190 70.82 83.33
%
%
4 111 LIBERTY MUT GRP
%32.46%6.0331,250 31,077 104.29 112.15
%
%
5 626 CHUBB LTD GRP
%38.40%5.9430,778 31,129 15.48 17.87
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%43.76%5.3727,821 27,265 73.08 79.67
%
%
7 140 NATIONWIDE CORP GRP
%48.45%4.6924,297 26,153 75.66 87.58
%
%
8 218 CNA INS GRP
%52.96%4.5123,370 21,771 62.55 72.72
%
%
9 473 AMERICAN FAMILY INS GRP
%57.33%4.3822,692 20,721 78.93 95.47
%
%
10 280 AUTO OWNERS GRP
%60.90%3.5618,462 15,964 87.09 96.79
%
%
**STAT E TOTAL**
%100.00%100.00518,418 496,780 65.10 74.54
%
%
1 98 WR BERKLEY CORP GRP
%11.74%11.7441,154 38,340New Hampshire 32.34 35.75
%
%
2 111 LIBERTY MUT GRP
%19.21%7.4726,178 26,852 53.91 62.14
%
%
3 234 VERMONT MUT GRP
%26.57%7.3625,795 24,094 41.73 42.85
%
%
4 3548 TRAVELERS GRP
%33.11%6.5422,918 21,474 56.18 62.71
%
%
5 88 THE HANOVER INS GRP
%39.26%6.1521,564 22,227 47.13 53.12
%
%
6 15997 MMG INS CO
%44.76%5.5019,276 18,300 83.20 88.45
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%49.22%4.4515,610 14,982 46.22 50.94
%
%
8 18686 CO OPERATIVE INS COS
%53.12%3.9013,674 12,091 61.66 62.86
%
%
9 280 AUTO OWNERS GRP
%56.66%3.5412,423 10,828 33.38 35.67
%
%
10 91 HARTFORD FIRE & CAS GRP
%59.43%2.769,687 9,259 N/A N/A
**STAT E TOTAL**
%100.00%100.00350,476 332,547 47.48 51.85
%
%
1 3548 TRAVELERS GRP
%10.64%10.64219,688 206,753New Jersey 53.15 59.35
%
%
2 91 HARTFORD FIRE & CAS GRP
%19.28%8.63178,201 170,109 43.25 51.05
%
%
3 626 CHUBB LTD GRP
%26.27%6.99144,313 141,847 42.79 44.22
%
%
4 222 GREATER NY GRP
%31.71%5.44112,210 102,954 43.83 51.65
%
%
5 111 LIBERTY MUT GRP
%36.61%4.90101,080 103,217 40.05 49.51
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%41.39%4.7998,832 93,214 77.46 81.39
%
%
7 88 THE HANOVER INS GRP
%44.91%3.5272,623 72,727 26.69 35.19
%
%
8 218 CNA INS GRP
%48.21%3.2967,994 62,986 60.97 70.64
%
%
9 176 STATE FARM GRP
%51.43%3.2366,596 62,745 75.00 80.49
%
%
10 140 NATIONWIDE CORP GRP
%54.22%2.7957,537 68,052 53.95 67.93
%
%
**STAT E TOTAL**
%100.00%100.002,063,887 1,988,964 49.18 56.06
%
%
1 3548 TRAVELERS GRP
%13.38%13.3844,297 41,149New Mexico 92.20 96.14
%
%
2 69 FARMERS INS GRP
%20.03%6.6522,032 20,977 47.14 46.44
%
%
3 111 LIBERTY MUT GRP
%26.28%6.2520,693 20,510 39.43 46.63
%
%
4 176 STATE FARM GRP
%31.29%5.0116,589 15,244 104.95 112.07
%
%
5 250 DONEGAL GRP
%36.30%5.0116,586 16,162 89.52 110.66
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%41.28%4.9716,471 15,980 76.84 86.83
%
%
7 228 WESTFIELD GRP
%45.99%4.7115,601 14,539 83.93 89.77
%
%
8 91 HARTFORD FIRE & CAS GRP
%50.39%4.4014,560 14,416 75.61 80.00
%
%
9 218 CNA INS GRP
%54.49%4.1013,584 12,557 74.66 84.37
%
%
10 140 NATIONWIDE CORP GRP
%58.35%3.8612,772 13,270 111.60 118.34
%
%
**STAT E TOTAL**
%100.00%100.00331,102 315,587 73.22 80.58
%
%
© 2024 National Association of Insurance Commissioners
181
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.58%8.58463,379 444,686New York 43.40 52.85
%
%
2 222 GREATER NY GRP
%16.73%8.15440,251 405,199 48.73 57.70
%
%
3 626 CHUBB LTD GRP
%22.89%6.16332,562 315,025 41.51 45.55
%
%
4 91 HARTFORD FIRE & CAS GRP
%28.84%5.95321,248 302,113 48.24 57.88
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%34.11%5.27284,311 278,135 47.85 56.39
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%38.39%4.28231,257 242,509 103.29 111.94
%
%
7 201 UTICA GRP
%42.39%4.00216,016 201,395 39.49 49.42
%
%
8 158 FAIRFAX FIN GRP
%45.47%3.08166,329 148,877 55.83 69.96
%
%
9 213 ERIE INS GRP
%48.28%2.81151,891 139,739 66.86 72.32
%
%
10 31 BERKSHIRE HATHAWAY GRP
%51.07%2.78150,379 153,170 75.36 95.00
%
%
**STAT E TOTAL**
%100.00%100.005,399,947 5,222,417 56.75 65.82
%
%
1 3548 TRAVELERS GRP
%9.34%9.34138,296 128,031North Carolina 35.19 38.48
%
%
2 213 ERIE INS GRP
%18.27%8.93132,198 119,783 57.40 61.34
%
%
3 280 AUTO OWNERS GRP
%26.37%8.10119,885 104,028 55.49 61.07
%
%
4 244 CINCINNATI FIN GRP
%33.02%6.6598,441 92,357 47.78 54.16
%
%
5 626 CHUBB LTD GRP
%38.27%5.2577,687 73,473 20.49 21.13
%
%
6 140 NATIONWIDE CORP GRP
%43.24%4.9773,649 83,953 32.80 33.99
%
%
7 91 HARTFORD FIRE & CAS GRP
%48.10%4.8671,986 67,078 30.60 35.47
%
%
8 111 LIBERTY MUT GRP
%52.11%4.0059,240 58,786 50.23 56.52
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%55.30%3.2047,362 46,226 26.16 31.65
%
%
10 4507 BUILDERS GRP
%58.43%3.1246,263 43,732 49.02 64.07
%
%
**STAT E TOTAL**
%100.00%100.001,480,433 1,391,080 46.45 50.72
%
%
1 280 AUTO OWNERS GRP
%11.12%11.1222,907 19,897North Dakota 71.06 73.20
%
%
2 3548 TRAVELERS GRP
%22.01%10.8922,426 21,671 45.25 49.22
%
%
3 98 WR BERKLEY CORP GRP
%28.67%6.6613,721 12,107 134.75 136.10
%
%
4 140 NATIONWIDE CORP GRP
%34.69%6.0312,412 11,643 41.89 47.90
%
%
596SECURA INS GRP
%40.10%5.4111,141 10,506 30.68 36.60
%
%
6 176 STATE FARM GRP
%45.30%5.2010,702 8,356 21.48 22.13
%
%
7 4919 AGRARIA MUT GRP
%49.54%4.248,734 8,679 12.59 13.34
%
%
8 111 LIBERTY MUT GRP
%53.43%3.898,014 8,419 71.92 75.41
%
%
9 14184 ACUITY A MUT INS CO
%56.76%3.336,854 6,671 82.81 85.69
%
%
10 518 GRINNELL MUT GRP
%59.88%3.126,431 6,413 33.26 33.12
%
%
**STAT E TOTAL**
%100.00%100.00205,986 194,576 56.90 59.55
%
%
1 244 CINCINNATI FIN GRP
%13.18%13.18235,721 226,099Ohio 45.32 50.17
%
%
2 3548 TRAVELERS GRP
%20.06%6.88123,047 114,757 75.55 80.52
%
%
3 228 WESTFIELD GRP
%26.92%6.87122,799 117,486 51.10 52.57
%
%
4 213 ERIE INS GRP
%32.72%5.80103,651 96,075 69.30 72.85
%
%
5 280 AUTO OWNERS GRP
%37.55%4.8386,390 78,963 61.20 65.55
%
%
6 176 STATE FARM GRP
%41.78%4.2375,736 70,863 96.52 98.94
%
%
7 140 NATIONWIDE CORP GRP
%45.75%3.9770,983 80,408 61.94 66.92
%
%
8 626 CHUBB LTD GRP
%49.70%3.9570,646 74,340 48.07 79.37
%
%
9 111 LIBERTY MUT GRP
%53.36%3.6665,456 64,561 67.69 68.67
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%56.86%3.5062,577 57,745 64.19 69.43
%
%
**STAT E TOTAL**
%100.00%100.001,788,555 1,711,309 73.12 74.61
%
%
© 2024 National Association of Insurance Commissioners
182
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%12.57%12.5799,989 94,761Oklahoma 73.10 77.21
%
%
2 176 STATE FARM GRP
%20.47%7.9062,814 56,797 117.92 119.97
%
%
3 626 CHUBB LTD GRP
%27.79%7.3258,262 56,968 96.66 94.05
%
%
4 69 FARMERS INS GRP
%33.44%5.6544,956 46,341 46.54 45.26
%
%
5 13528 BROTHERHOOD MUT INS CO
%38.47%5.0339,976 37,987 225.44 229.40
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%43.00%4.5336,051 34,916 87.06 90.51
%
%
7 218 CNA INS GRP
%47.26%4.2633,872 33,690 23.81 32.43
%
%
8 111 LIBERTY MUT GRP
%51.43%4.1733,181 32,893 66.43 73.66
%
%
9 91 HARTFORD FIRE & CAS GRP
%55.39%3.9631,491 29,381 80.41 82.80
%
%
10 31 BERKSHIRE HATHAWAY GRP
%59.23%3.8530,591 26,705 82.91 85.51
%
%
**STAT E TOTAL**
%100.00%100.00795,450 759,076 88.32 91.18
%
%
1 111 LIBERTY MUT GRP
%13.43%13.4399,689 99,705Oregon 36.20 44.70
%
%
2 69 FARMERS INS GRP
%23.24%9.8272,880 68,510 48.61 48.55
%
%
3 626 CHUBB LTD GRP
%30.69%7.4555,319 51,400 48.12 49.74
%
%
4 3548 TRAVELERS GRP
%37.31%6.6249,112 46,350 36.69 40.72
%
%
5 176 STATE FARM GRP
%42.41%5.1037,883 34,845 96.09 98.84
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%47.04%4.6334,375 32,549 55.18 57.79
%
%
7 244 CINCINNATI FIN GRP
%51.51%4.4733,190 31,489 54.42 66.66
%
%
8 140 NATIONWIDE CORP GRP
%55.16%3.6427,051 28,435 52.45 57.63
%
%
9 91 HARTFORD FIRE & CAS GRP
%58.56%3.4025,249 23,522 22.81 24.43
%
%
10 473 AMERICAN FAMILY INS GRP
%61.37%2.8220,915 18,998 45.91 59.62
%
%
**STAT E TOTAL**
%100.00%100.00742,441 712,890 50.57 56.33
%
%
1 213 ERIE INS GRP
%14.35%14.35352,251 333,742Pennsylvania 64.32 70.34
%
%
2 3548 TRAVELERS GRP
%23.99%9.64236,535 223,885 43.65 52.88
%
%
3 626 CHUBB LTD GRP
%29.49%5.50134,969 134,854 53.14 53.55
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%34.29%4.81118,024 116,081 35.91 44.31
%
%
5 140 NATIONWIDE CORP GRP
%38.19%3.8995,547 103,187 56.12 63.03
%
%
6 244 CINCINNATI FIN GRP
%42.01%3.8293,724 92,274 104.90 114.16
%
%
7 91 HARTFORD FIRE & CAS GRP
%45.29%3.2980,691 76,881 28.90 35.52
%
%
8 4851 CHURCH MUT GRP
%48.36%3.0775,344 70,341 105.41 110.16
%
%
9 250 DONEGAL GRP
%51.26%2.9071,195 69,644 59.96 55.27
%
%
10 111 LIBERTY MUT GRP
%54.02%2.7567,622 69,338 43.32 51.53
%
%
**STAT E TOTAL**
%100.00%100.002,454,569 2,368,019 56.05 62.63
%
%
1 3548 TRAVELERS GRP
%9.42%9.4224,044 22,139Rhode Island 49.88 54.91
%
%
2 91 HARTFORD FIRE & CAS GRP
%17.02%7.6019,389 16,759 64.31 61.31
%
%
3 785 MARKEL CORP GRP
%23.05%6.0315,381 4,239 2.53 4.14
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%29.05%6.0015,305 14,876 52.85 57.05
%
%
5 626 CHUBB LTD GRP
%34.80%5.7514,662 14,404 16.38 31.12
%
%
6 234 VERMONT MUT GRP
%39.81%5.0212,795 11,729 32.19 33.70
%
%
7 586 ARBELLA INS GRP
%44.39%4.5711,665 11,326 50.79 53.65
%
%
8 140 NATIONWIDE CORP GRP
%48.92%4.5311,557 12,930 57.76 62.19
%
%
9 222 GREATER NY GRP
%52.69%3.779,618 8,345 35.38 41.02
%
%
10 473 AMERICAN FAMILY INS GRP
%56.09%3.408,685 8,356 79.72 91.29
%
%
**STAT E TOTAL**
%100.00%100.00255,128 231,630 50.41 55.16
%
%
© 2024 National Association of Insurance Commissioners
183
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.14%8.1469,876 63,874South Carolina 48.90 52.41
%
%
2 280 AUTO OWNERS GRP
%15.80%7.6665,755 59,977 41.09 44.90
%
%
3 91 HARTFORD FIRE & CAS GRP
%23.23%7.4363,762 58,716 35.59 37.82
%
%
4 31 BERKSHIRE HATHAWAY GRP
%28.63%5.4146,431 35,193 55.19 61.40
%
%
5 176 STATE FARM GRP
%33.66%5.0343,152 39,405 71.94 75.83
%
%
6 111 LIBERTY MUT GRP
%38.35%4.6940,276 39,756 52.13 63.69
%
%
7 626 CHUBB LTD GRP
%42.21%3.8633,168 31,730 37.72 41.23
%
%
8 140 NATIONWIDE CORP GRP
%45.92%3.7131,821 35,209 54.43 60.56
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%49.41%3.4929,971 27,915 25.71 34.87
%
%
10 8 ALLSTATE INS GRP
%51.92%2.5021,497 21,324 41.82 42.81
%
%
**STAT E TOTAL**
%100.00%100.00858,520 794,809 49.12 54.90
%
%
1 176 STATE FARM GRP
%9.77%9.7722,850 20,570South Dakota 81.84 82.37
%
%
2 280 AUTO OWNERS GRP
%19.24%9.4722,162 19,678 72.73 71.92
%
%
3 140 NATIONWIDE CORP GRP
%28.25%9.0121,070 20,006 45.21 49.23
%
%
4 98 WR BERKLEY CORP GRP
%36.52%8.2719,340 18,167 17.34 17.57
%
%
5 14184 ACUITY A MUT INS CO
%43.04%6.5215,260 14,898 80.31 77.88
%
%
6 3548 TRAVELERS GRP
%49.04%6.0014,028 13,038 30.32 34.30
%
%
7 4911 MIDWEST FAMILY GRP
%54.02%4.9811,660 10,852 93.72 102.17
%
%
8 473 AMERICAN FAMILY INS GRP
%58.76%4.7411,084 11,117 36.99 40.49
%
%
9 244 CINCINNATI FIN GRP
%61.62%2.866,683 6,750 16.09 22.18
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%64.37%2.756,435 5,988 49.54 54.84
%
%
**STAT E TOTAL**
%100.00%100.00233,916 221,253 63.70 65.84
%
%
1 213 ERIE INS GRP
%8.99%8.99105,580 93,237Tennessee 121.29 126.36
%
%
2 3548 TRAVELERS GRP
%16.20%7.2284,798 76,456 68.66 74.29
%
%
3 280 AUTO OWNERS GRP
%22.28%6.0871,427 64,759 92.55 94.51
%
%
4 244 CINCINNATI FIN GRP
%27.48%5.2061,129 58,667 56.54 63.04
%
%
5 140 NATIONWIDE CORP GRP
%32.20%4.7255,467 65,356 107.84 111.57
%
%
6 626 CHUBB LTD GRP
%36.71%4.5052,885 53,020 40.03 41.28
%
%
7 91 HARTFORD FIRE & CAS GRP
%41.04%4.3450,977 47,129 94.75 102.39
%
%
8 176 STATE FARM GRP
%45.03%3.9946,852 43,164 97.21 100.02
%
%
9 694 TENNESSEE FARMERS GRP
%48.64%3.6142,385 38,423 107.88 112.34
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%51.99%3.3539,396 37,424 60.74 62.89
%
%
**STAT E TOTAL**
%100.00%100.001,174,982 1,112,562 84.10 88.80
%
%
1 3548 TRAVELERS GRP
%8.76%8.76430,819 400,450Texas 66.75 71.80
%
%
2 91 HARTFORD FIRE & CAS GRP
%16.85%8.08397,294 357,860 50.17 51.40
%
%
3 626 CHUBB LTD GRP
%22.75%5.91290,327 281,029 68.82 70.59
%
%
4 111 LIBERTY MUT GRP
%28.44%5.69279,656 273,515 55.38 60.33
%
%
5 176 STATE FARM GRP
%33.37%4.93242,351 206,165 75.70 78.46
%
%
6 140 NATIONWIDE CORP GRP
%38.26%4.89240,487 268,325 67.26 73.73
%
%
7 31 BERKSHIRE HATHAWAY GRP
%42.69%4.42217,434 172,415 68.27 74.64
%
%
8 8 ALLSTATE INS GRP
%46.66%3.97195,270 173,700 67.67 69.47
%
%
9 218 CNA INS GRP
%50.09%3.43168,702 172,706 70.41 78.01
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%53.49%3.40167,055 166,868 48.34 55.47
%
%
**STAT E TOTAL**
%100.00%100.004,915,550 4,593,673 57.30 62.35
%
%
© 2024 National Association of Insurance Commissioners
184
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 280 AUTO OWNERS GRP
%16.45%16.4575,879 70,244Utah 71.09 79.91
%
%
2 3548 TRAVELERS GRP
%25.67%9.2142,502 40,367 27.43 28.51
%
%
3 111 LIBERTY MUT GRP
%31.95%6.2828,978 29,488 44.41 55.62
%
%
4 626 CHUBB LTD GRP
%37.01%5.0623,354 22,647 48.78 53.02
%
%
5 140 NATIONWIDE CORP GRP
%41.73%4.7221,768 24,666 73.57 78.92
%
%
6 69 FARMERS INS GRP
%46.21%4.4820,642 20,204 24.74 22.82
%
%
7 473 AMERICAN FAMILY INS GRP
%50.65%4.4420,479 18,017 76.00 80.36
%
%
8 91 HARTFORD FIRE & CAS GRP
%54.68%4.0318,578 17,629 23.22 12.48
%
%
9 176 STATE FARM GRP
%57.99%3.3215,300 14,533 70.94 72.30
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%61.19%3.2014,767 15,452 67.12 71.90
%
%
**STAT E TOTAL**
%100.00%100.00461,228 443,485 54.02 59.09
%
%
1 234 VERMONT MUT GRP
%11.10%11.1020,269 18,561Vermont 32.68 33.29
%
%
2 98 WR BERKLEY CORP GRP
%22.10%11.0020,079 18,747 29.08 30.16
%
%
3 18686 CO OPERATIVE INS COS
%30.21%8.1114,797 13,384 20.76 21.22
%
%
4 111 LIBERTY MUT GRP
%38.23%8.0314,652 14,822 27.86 35.44
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%44.65%6.4111,708 11,151 31.59 36.38
%
%
6 3548 TRAVELERS GRP
%50.95%6.3011,497 10,609 32.78 34.05
%
%
7 15997 MMG INS CO
%56.46%5.5110,067 9,465 49.16 51.66
%
%
8 244 CINCINNATI FIN GRP
%61.96%5.5010,038 9,870 31.61 34.65
%
%
9 195 UNION MUTUAL FIRE INS GRP
%67.18%5.229,528 10,291 42.16 40.41
%
%
10 1309 FRANKENMUTH GRP
%70.50%3.326,069 6,114 75.94 82.50
%
%
**STAT E TOTAL**
%100.00%100.00182,553 174,273 36.98 39.35
%
%
1 213 ERIE INS GRP
%15.83%15.83188,725 166,509Virginia 57.13 60.11
%
%
2 3548 TRAVELERS GRP
%24.35%8.52101,513 94,448 47.72 50.22
%
%
3 626 CHUBB LTD GRP
%31.52%7.1785,475 80,650 7.86 7.06
%
%
4 91 HARTFORD FIRE & CAS GRP
%36.83%5.3163,239 60,082 36.26 36.32
%
%
5 244 CINCINNATI FIN GRP
%41.62%4.7957,094 54,127 33.66 38.34
%
%
6 280 AUTO OWNERS GRP
%45.85%4.2450,503 44,640 51.16 55.63
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%49.63%3.7845,062 41,789 31.92 36.96
%
%
8 140 NATIONWIDE CORP GRP
%53.12%3.4941,602 46,560 46.75 47.57
%
%
9 88 THE HANOVER INS GRP
%56.55%3.4340,897 38,530 15.67 17.69
%
%
10 176 STATE FARM GRP
%59.79%3.2338,535 36,277 80.80 83.09
%
%
**STAT E TOTAL**
%100.00%100.001,191,989 1,137,929 40.76 43.49
%
%
1 111 LIBERTY MUT GRP
%13.70%13.70174,325 175,994Washington 48.07 56.28
%
%
2 69 FARMERS INS GRP
%22.31%8.61109,599 105,312 71.97 76.11
%
%
3 3548 TRAVELERS GRP
%29.01%6.7185,345 80,484 50.09 55.10
%
%
4 626 CHUBB LTD GRP
%33.92%4.9162,497 62,580 56.41 60.92
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%38.53%4.6158,661 61,144 92.93 100.73
%
%
6 91 HARTFORD FIRE & CAS GRP
%42.64%4.1152,291 49,704 67.96 83.78
%
%
7 140 NATIONWIDE CORP GRP
%46.72%4.0851,982 54,501 60.60 67.52
%
%
8 361 MUNICH RE GRP
%50.38%3.6646,536 43,383 18.02 19.82
%
%
9 280 AUTO OWNERS GRP
%54.01%3.6346,204 40,093 126.53 130.88
%
%
10 176 STATE FARM GRP
%57.49%3.4844,291 40,617 76.96 81.98
%
%
**STAT E TOTAL**
%100.00%100.001,272,844 1,230,451 69.60 78.39
%
%
© 2024 National Association of Insurance Commissioners
185
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%20.43%20.4355,472 52,518West Virginia 61.77 65.86
%
%
2 3548 TRAVELERS GRP
%32.61%12.1833,065 31,117 51.93 57.33
%
%
3 228 WESTFIELD GRP
%41.44%8.8323,977 23,388 50.50 52.47
%
%
4 12 AMERICAN INTL GRP
%47.24%5.8015,738 15,025 21.46 24.49
%
%
5 140 NATIONWIDE CORP GRP
%52.88%5.6415,324 16,996 49.02 55.60
%
%
6 291 ENCOVA MUT INS GRP
%58.06%5.1814,062 12,731 61.29 71.46
%
%
7 244 CINCINNATI FIN GRP
%62.87%4.8113,068 12,570 31.08 39.31
%
%
8 111 LIBERTY MUT GRP
%67.31%4.4412,058 12,104 53.77 59.29
%
%
9 4339 FARMERS & MECHANICS GRP
%71.17%3.8610,481 9,522 60.24 64.58
%
%
10 626 CHUBB LTD GRP
%74.85%3.689,985 9,761 134.55 134.03
%
%
**STAT E TOTAL**
%100.00%100.00271,511 261,457 57.76 61.37
%
%
1 3548 TRAVELERS GRP
%7.56%7.5677,671 74,368Wisconsin 32.24 37.65
%
%
2 280 AUTO OWNERS GRP
%14.29%6.7369,110 61,806 68.98 71.40
%
%
3 15261 SOCIETY INS A MUT CO
%19.73%5.4455,944 53,602 52.12 52.78
%
%
4 473 AMERICAN FAMILY INS GRP
%25.04%5.3154,604 53,806 50.03 53.11
%
%
5 626 CHUBB LTD GRP
%30.19%5.1552,906 52,350 22.32 20.48
%
%
696SECURA INS GRP
%35.13%4.9450,743 49,193 59.45 66.59
%
%
7 14184 ACUITY A MUT INS CO
%39.94%4.8149,391 45,321 59.41 62.39
%
%
8 15091 RURAL MUT INS CO
%44.59%4.6547,777 44,826 77.66 80.07
%
%
9 244 CINCINNATI FIN GRP
%47.87%3.2933,760 32,004 17.83 22.73
%
%
10 213 ERIE INS GRP
%51.09%3.2233,091 30,970 91.28 96.83
%
%
**STAT E TOTAL**
%100.00%100.001,027,502 979,525 59.29 63.32
%
%
1 3548 TRAVELERS GRP
%12.51%12.5118,918 17,670Wyoming 39.99 42.06
%
%
2 4683 MOUNTAIN WEST FARM GRP
%24.77%12.2618,545 17,681 53.01 53.24
%
%
3 140 NATIONWIDE CORP GRP
%33.97%9.1913,901 15,437 38.92 40.82
%
%
4 111 LIBERTY MUT GRP
%42.40%8.4312,754 12,188 44.34 50.90
%
%
5 12 AMERICAN INTL GRP
%48.87%6.479,778 10,439 18.16 19.81
%
%
6 176 STATE FARM GRP
%55.29%6.439,718 9,035 60.23 63.96
%
%
7 69 FARMERS INS GRP
%60.53%5.247,925 7,889 46.41 44.17
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%65.73%5.207,860 7,508 26.69 28.09
%
%
9 14184 ACUITY A MUT INS CO
%69.57%3.845,804 5,530 36.22 73.89
%
%
10 626 CHUBB LTD GRP
%72.74%3.174,794 5,337 7.20 10.05
%
%
**STAT E TOTAL**
%100.00%100.00151,221 146,517 43.56 47.92
%
%
1 626 CHUBB LTD GRP
%100.00%100.0000American Samoa N/A N/A
**STAT E TOTAL**
%100.00%100.0000N/AN/A
1 18380 PACIFIC IND INS CO
%58.56%58.56935 849Guam 27.61 27.33
%
%
2 626 CHUBB LTD GRP
%89.95%31.40502 515 1.53 2.70
%
%
3 12 AMERICAN INTL GRP
%100.00%16.46263 349 N/A N/A
**STAT E TOTAL**
%100.00%100.001,598 )(110 N/A N/A
© 2024 National Association of Insurance Commissioners
186
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
05 - Total Commercial Multiple Peril
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4804 MULTINATIONAL GRP
%22.49%22.49160,946 145,744Puerto Rico 12.34 16.66
%
%
271UNIVERSAL INS CO GRP
%37.55%15.07107,854 98,182 9.23 11.28
%
%
3 411 MAPFRE INS GRP
%50.42%12.8792,103 82,594 N/A N/A
4 536 GUIDEWELL MUT HOLDING GRP
%60.96%10.5475,417 72,945 177.33 188.33
%
%
5 626 CHUBB LTD GRP
%71.00%10.0471,897 63,033 N/A N/A
6 10308 ANTILLES INS CO
%78.67%7.6654,844 50,637 N/A N/A
7 15646 ONE ALLIANCE INS CORP
%84.98%6.3145,187 15,871 37.08 48.70
%
%
8 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%90.75%5.7741,283 36,992 9.53 10.99
%
%
9 10140 OPTIMA SEGUROS
%95.32%4.5832,749 28,049 N/A N/A
10 3593 USIC GRP
%97.14%1.8213,027 17,926 11.89 14.49
%
%
**STAT E TOTAL**
%100.00%100.00715,768 630,302 23.88 28.36
%
%
1 161 TOPA EQUITIES LTD GRP
%45.00%45.005,698 5,433U.S. Virgin Islands N/A N/A
2 15642 UNDERWRITERS AT LLOYDS LONDON
%78.40%33.414,230 4,283 N/A N/A
3 4706 LOCKHART CO GRP
%98.62%20.222,560 2,491 51.90 51.91
%
%
4 626 CHUBB LTD GRP
%99.14%0.5265 58 N/A N/A
5 111 LIBERTY MUT GRP
%99.60%0.4658 52 N/A 8.55
%
6 4734 APOLLO GLOBAL MGMT GRP
%99.80%0.2025 26 N/A 0.89
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.91%0.1114 13 1.25 N/A
%
8 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.0912 18 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0012,663 12,375 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%85.03%85.0371 )(361N. Mariana Islands N/A N/A
2 18380 PACIFIC IND INS CO
%97.75%12.7211 12 0.00 0.00
%
%
3 12 AMERICAN INTL GRP
%99.98%2.2428N/AN/A
4 626 CHUBB LTD GRP
%100.00%0.0200N/AN/A
**STAT E TOTAL**
%100.00%100.0084 )(341 N/A N/A
1 218 CNA INS GRP
%86.04%86.04102,444 104,386Canada 37.51 39.42
%
%
2 31 BERKSHIRE HATHAWAY GRP
%93.91%7.879,372 9,292 109.92 108.45
%
%
3 4889 JEWELERS MUT GRP
%97.01%3.103,689 3,542 N/A 17.15
%
4 98 WR BERKLEY CORP GRP
%98.57%1.561,857 1,860 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%99.25%0.68809 903 74.26 105.29
%
%
6 84 AMERICAN FINANCIAL GRP
%99.58%0.32386 418 64.29 65.97
%
%
7 88 THE HANOVER INS GRP
%99.76%0.18215 212 13.37 24.31
%
%
8 4904 INTACT FINANCIAL GRP
%99.90%0.14168 145 118.21 118.27
%
%
9 968 AXA INS GRP
%100.00%0.13155 66 N/A N/A
10 140 NATIONWIDE CORP GRP
%100.00%0.0111 135 N/A N/A
**STAT E TOTAL**
%100.00%100.00119,063 120,897 41.93 46.42
%
%
1 12 AMERICAN INTL GRP
%60.61%60.61143,004 148,692Agg. Other Alien 5.02 5.97
%
%
2 626 CHUBB LTD GRP
%86.33%25.7260,683 46,118 135.13 141.35
%
%
3 111 LIBERTY MUT GRP
%93.39%7.0616,650 16,707 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%95.75%2.375,581 1,535 60.10 65.96
%
%
5 84 AMERICAN FINANCIAL GRP
%97.26%1.513,552 3,458 16.72 18.46
%
%
6 98 WR BERKLEY CORP GRP
%98.08%0.821,946 1,779 N/A N/A
7 88 THE HANOVER INS GRP
%98.75%0.671,578 1,611 1.89 2.74
%
%
8 4904 INTACT FINANCIAL GRP
%99.29%0.541,266 1,252 3.04 3.18
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.52%0.23540 338 117.88 117.88
%
%
10 218 CNA INS GRP
%99.70%0.18427 427 8.52 9.37
%
%
**STAT E TOTAL**
%100.00%100.00235,941 222,761 31.32 31.33
%
%
© 2024 National Association of Insurance Commissioners
187
06—Mortgage Guaranty
© 2024 National Association of Insurance Commissioners
188
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 105 MGIC GRP
%19.44%19.441,104,793 1,137,824 N/A N/A
2 1279 ARCH INS GRP
%37.44%18.001,023,005 1,062,877 N/A N/A
3 4011 GENWORTH FIN GRP
%54.83%17.39988,502 1,041,888 2.20 2.20
%
%
4 766 RADIAN GRP
%72.13%17.30983,442 1,024,755 N/A N/A
5 4694 ESSENT GRP
%88.33%16.19920,327 947,001 4.16 4.24
%
%
6 4760 NMI HOLDINGS GRP
%99.23%10.90619,670 650,411 4.44 4.44
%
%
7 1135 PMI GRP
%99.70%0.4726,772 26,734 N/A N/A
8 150 OLD REPUBLIC GRP
%99.99%0.2916,451 16,478 N/A N/A
9 4973 BIGLARI HOLDINGS GRP
%100.00%0.01504 504 2.08 2.08
%
%
10 626 CHUBB LTD GRP
%100.00%0.0017 17 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.005,683,483 5,908,488 N/A N/A
© 2024 National Association of Insurance Commissioners
189
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 105 MGIC GRP
%19.44%19.441,104,793 1,137,824 N/A N/A
2 1279 ARCH INS GRP
%37.44%18.001,023,005 1,062,877 N/A N/A
3 4011 GENWORTH FIN GRP
%54.83%17.39988,238 1,041,625 2.20 2.20
%
%
4 766 RADIAN GRP
%72.13%17.30983,442 1,024,755 N/A N/A
5 4694 ESSENT GRP
%88.33%16.19920,327 947,001 4.16 4.24
%
%
6 4760 NMI HOLDINGS GRP
%99.23%10.90619,670 650,411 4.44 4.44
%
%
7 1135 PMI GRP
%99.70%0.4726,772 26,734 N/A N/A
8 150 OLD REPUBLIC GRP
%99.99%0.2916,451 16,478 N/A N/A
9 4973 BIGLARI HOLDINGS GRP
%100.00%0.01504 504 2.08 2.08
%
%
10 626 CHUBB LTD GRP
%100.00%0.0017 17 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.005,683,219 5,908,225 N/A N/A
© 2024 National Association of Insurance Commissioners
190
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4011 GENWORTH FIN GRP
%21.46%21.4614,069 15,085Alabama 1.92 1.92
%
%
2 1279 ARCH INS GRP
%42.09%20.6313,525 14,919 N/A N/A
3 105 MGIC GRP
%60.72%18.6312,215 12,687 N/A N/A
4 766 RADIAN GRP
%75.69%14.969,811 10,581 N/A N/A
5 4694 ESSENT GRP
%89.89%14.209,312 9,755 6.34 6.43
%
%
6 4760 NMI HOLDINGS GRP
%99.37%9.476,211 6,429 N/A N/A
7 1135 PMI GRP
%99.69%0.33215 215 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.31201 203 N/A N/A
**STAT E TOTAL**
%100.00%100.0065,559 69,872 N/A N/A
1 1279 ARCH INS GRP
%28.46%28.465,071 5,221Alaska N/A N/A
2 766 RADIAN GRP
%52.12%23.664,215 4,343 N/A N/A
3 105 MGIC GRP
%72.62%20.513,654 3,750 N/A N/A
4 4694 ESSENT GRP
%84.39%11.772,097 2,225 3.93 3.94
%
%
5 4011 GENWORTH FIN GRP
%93.70%9.301,658 1,789 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.89%6.191,104 1,113 1.97 1.97
%
%
7 1135 PMI GRP
%99.97%0.0815 15 234.59 234.59
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.0355N/AN/A
**STAT E TOTAL**
%100.00%100.0017,819 18,461 N/A N/A
1 4011 GENWORTH FIN GRP
%23.78%23.7837,142 38,967Arizona 5.51 5.51
%
%
2 4694 ESSENT GRP
%45.79%22.0234,386 34,600 10.21 10.31
%
%
3 105 MGIC GRP
%61.89%16.0925,132 25,972 N/A N/A
4 766 RADIAN GRP
%77.70%15.8124,695 25,852 N/A N/A
5 4760 NMI HOLDINGS GRP
%90.00%12.3019,210 19,884 16.58 16.58
%
%
6 1279 ARCH INS GRP
%99.63%9.6415,055 15,631 N/A N/A
7 1135 PMI GRP
%99.86%0.23359 359 101.49 101.49
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.14212 212 N/A N/A
**STAT E TOTAL**
%100.00%100.00156,191 161,477 4.91 4.94
%
%
1 4694 ESSENT GRP
%26.77%26.779,875 10,286Arkansas 0.14 0.14
%
%
2 1279 ARCH INS GRP
%45.99%19.237,094 7,102 N/A N/A
3 766 RADIAN GRP
%63.31%17.316,388 6,849 N/A N/A
4 105 MGIC GRP
%75.86%12.554,632 4,696 N/A N/A
5 4011 GENWORTH FIN GRP
%88.30%12.444,590 5,023 3.34 3.34
%
%
6 4760 NMI HOLDINGS GRP
%98.19%9.893,648 3,697 0.49 0.49
%
%
7 4973 BIGLARI HOLDINGS GRP
%99.56%1.37504 504 2.08 2.08
%
%
8 150 OLD REPUBLIC GRP
%99.86%0.30111 111 N/A N/A
9 1135 PMI GRP
%100.00%0.1453 53 10.94 10.94
%
%
**STAT E TOTAL**
%100.00%100.0036,895 38,321 N/A N/A
1 4011 GENWORTH FIN GRP
%20.81%20.81107,776 114,347California 7.46 7.46
%
%
2 4694 ESSENT GRP
%41.43%20.62106,778 109,688 8.67 8.74
%
%
3 105 MGIC GRP
%57.95%16.5385,596 89,099 3.21 3.27
%
%
4 766 RADIAN GRP
%72.74%14.7976,583 80,681 N/A N/A
5 1279 ARCH INS GRP
%87.35%14.6175,659 79,370 N/A N/A
6 4760 NMI HOLDINGS GRP
%98.83%11.4859,458 64,669 5.19 5.19
%
%
7 1135 PMI GRP
%99.46%0.633,244 3,262 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.542,811 2,814 N/A N/A
**STAT E TOTAL**
%100.00%100.00517,905 543,930 2.19 2.24
%
%
© 2024 National Association of Insurance Commissioners
191
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4694 ESSENT GRP
%23.53%23.5333,813 34,586Colorado 4.23 4.26
%
%
2 766 RADIAN GRP
%43.67%20.1528,957 29,494 N/A N/A
3 4011 GENWORTH FIN GRP
%59.79%16.1123,160 24,342 5.23 5.23
%
%
4 105 MGIC GRP
%73.58%13.7919,822 20,654 N/A N/A
5 1279 ARCH INS GRP
%87.16%13.5819,525 20,699 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.88%12.7118,273 20,127 2.79 2.79
%
%
7 1135 PMI GRP
%99.97%0.09135 136 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.0341 41 N/A N/A
**STAT E TOTAL**
%100.00%100.00143,726 150,081 0.07 0.08
%
%
1 766 RADIAN GRP
%22.92%22.9216,686 17,163Connecticut N/A N/A
2 105 MGIC GRP
%43.41%20.4814,910 15,129 N/A N/A
3 4011 GENWORTH FIN GRP
%63.48%20.0814,613 15,006 N/A N/A
4 1279 ARCH INS GRP
%79.26%15.7811,490 11,688 N/A N/A
5 4694 ESSENT GRP
%90.85%11.598,433 8,717 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.20%8.356,075 6,198 N/A N/A
7 1135 PMI GRP
%99.72%0.52380 380 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.28205 205 N/A N/A
**STAT E TOTAL**
%100.00%100.0072,792 74,487 N/A N/A
1 105 MGIC GRP
%25.45%25.455,540 5,745Delaware N/A N/A
2 766 RADIAN GRP
%49.60%24.155,257 5,592 N/A N/A
3 1279 ARCH INS GRP
%63.85%14.253,102 3,252 N/A N/A
4 4011 GENWORTH FIN GRP
%77.95%14.093,068 3,370 6.30 6.30
%
%
5 4694 ESSENT GRP
%89.37%11.422,486 2,633 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.01%9.642,099 2,216 5.41 5.41
%
%
7 1135 PMI GRP
%99.53%0.52112 112 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.47103 103 N/A N/A
**STAT E TOTAL**
%100.00%100.0021,768 23,024 N/A N/A
1 105 MGIC GRP
%19.32%19.323,645 4,068District Of Columbia 5.20 5.16
%
%
2 4760 NMI HOLDINGS GRP
%38.59%19.273,637 4,236 N/A N/A
3 1279 ARCH INS GRP
%54.12%15.532,930 3,095 N/A N/A
4 766 RADIAN GRP
%69.48%15.362,899 3,073 N/A N/A
5 4694 ESSENT GRP
%79.57%10.091,903 2,078 N/A N/A
6 4011 GENWORTH FIN GRP
%89.44%9.871,863 2,259 19.19 19.19
%
%
7 1135 PMI GRP
%97.48%8.031,516 1,432 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%2.52476 483 N/A N/A
**STAT E TOTAL**
%100.00%100.0018,869 20,724 N/A N/A
1 4694 ESSENT GRP
%24.29%24.29108,431 109,024Florida 4.85 4.90
%
%
2 105 MGIC GRP
%42.61%18.3281,771 83,064 N/A N/A
3 4011 GENWORTH FIN GRP
%60.65%18.0480,538 82,722 10.19 10.19
%
%
4 766 RADIAN GRP
%76.02%15.3768,602 70,782 N/A N/A
5 4760 NMI HOLDINGS GRP
%88.17%12.1554,259 55,876 13.86 13.86
%
%
6 1279 ARCH INS GRP
%99.29%11.1249,633 50,783 N/A N/A
7 1135 PMI GRP
%99.76%0.472,116 2,117 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.241,062 1,063 N/A N/A
**STAT E TOTAL**
%100.00%100.00446,412 455,432 0.48 0.55
%
%
© 2024 National Association of Insurance Commissioners
192
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1279 ARCH INS GRP
%21.48%21.4844,326 45,871Georgia N/A N/A
2 105 MGIC GRP
%40.70%19.2239,663 40,548 N/A N/A
3 4011 GENWORTH FIN GRP
%57.11%16.4133,869 35,378 3.79 3.79
%
%
4 4694 ESSENT GRP
%73.39%16.2833,591 33,794 8.61 8.74
%
%
5 766 RADIAN GRP
%86.60%13.2227,272 28,539 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.20%12.6025,995 26,675 11.82 11.82
%
%
7 1135 PMI GRP
%99.70%0.501,031 1,030 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.30618 617 N/A N/A
**STAT E TOTAL**
%100.00%100.00206,364 212,452 N/A 0.06
%
1 105 MGIC GRP
%24.83%24.834,720 4,910Hawaii 3.02 2.72
%
%
2 766 RADIAN GRP
%46.15%21.324,051 4,166 N/A N/A
3 4011 GENWORTH FIN GRP
%63.22%17.073,244 3,428 11.31 11.31
%
%
4 1279 ARCH INS GRP
%76.32%13.102,489 2,719 10.22 10.42
%
%
5 4760 NMI HOLDINGS GRP
%88.72%12.402,357 2,535 14.33 14.33
%
%
6 4694 ESSENT GRP
%99.25%10.532,001 2,349 N/A N/A
7 1135 PMI GRP
%99.85%0.60114 114 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1529 29 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,005 20,249 N/A N/A
1 4694 ESSENT GRP
%23.29%23.298,941 8,698Idaho 16.29 16.43
%
%
2 766 RADIAN GRP
%44.26%20.988,053 8,057 N/A N/A
3 105 MGIC GRP
%62.25%17.986,905 7,056 23.01 23.69
%
%
4 4011 GENWORTH FIN GRP
%76.42%14.175,440 5,347 13.74 13.74
%
%
5 1279 ARCH INS GRP
%89.20%12.784,906 5,059 1.78 1.83
%
%
6 4760 NMI HOLDINGS GRP
%99.84%10.644,085 4,248 10.36 10.36
%
%
7 1135 PMI GRP
%99.93%0.0935 35 240.49 240.49
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.0728 28 N/A N/A
**STAT E TOTAL**
%100.00%100.0038,393 38,528 11.25 11.41
%
%
1 766 RADIAN GRP
%20.27%20.2750,170 51,206Illinois N/A N/A
2 105 MGIC GRP
%40.35%20.0849,710 50,364 5.32 5.32
%
%
3 4011 GENWORTH FIN GRP
%60.12%19.7748,936 50,710 0.84 0.84
%
%
4 1279 ARCH INS GRP
%77.36%17.2442,680 44,128 N/A N/A
5 4694 ESSENT GRP
%88.80%11.4528,339 29,118 4.56 4.66
%
%
6 4760 NMI HOLDINGS GRP
%98.77%9.9724,673 25,238 N/A N/A
7 1135 PMI GRP
%99.45%0.681,674 1,684 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.551,367 1,368 N/A N/A
**STAT E TOTAL**
%100.00%100.00247,549 253,816 N/A N/A
1 1279 ARCH INS GRP
%26.20%26.2031,204 32,004Indiana N/A N/A
2 4011 GENWORTH FIN GRP
%47.39%21.2025,248 26,344 N/A N/A
3 105 MGIC GRP
%64.05%16.6619,840 20,282 8.42 8.69
%
%
4 766 RADIAN GRP
%77.91%13.8616,509 17,326 N/A N/A
5 4694 ESSENT GRP
%89.56%11.6613,886 14,204 4.13 4.20
%
%
6 4760 NMI HOLDINGS GRP
%99.65%10.0912,018 12,247 4.49 4.49
%
%
7 1135 PMI GRP
%99.84%0.19228 230 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.16185 186 N/A N/A
**STAT E TOTAL**
%100.00%100.00119,118 122,821 0.90 0.98
%
%
© 2024 National Association of Insurance Commissioners
193
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1279 ARCH INS GRP
%29.61%29.6115,399 16,011Iowa N/A N/A
2 105 MGIC GRP
%56.40%26.7913,930 14,237 19.22 19.62
%
%
3 766 RADIAN GRP
%71.57%15.177,887 8,397 N/A N/A
4 4011 GENWORTH FIN GRP
%85.30%13.737,138 7,388 7.21 7.21
%
%
5 4694 ESSENT GRP
%93.57%8.284,303 4,491 5.47 5.54
%
%
6 4760 NMI HOLDINGS GRP
%98.96%5.392,800 2,952 N/A N/A
7 150 OLD REPUBLIC GRP
%99.88%0.92478 480 N/A N/A
8 1135 PMI GRP
%100.00%0.1264 64 N/A N/A
**STAT E TOTAL**
%100.00%100.0052,000 54,021 4.74 4.86
%
%
1 4011 GENWORTH FIN GRP
%25.60%25.6011,769 12,409Kansas N/A N/A
2 1279 ARCH INS GRP
%50.32%24.7111,358 11,716 N/A N/A
3 105 MGIC GRP
%69.15%18.838,656 8,925 10.73 10.97
%
%
4 766 RADIAN GRP
%83.34%14.196,524 7,009 N/A N/A
5 4694 ESSENT GRP
%92.39%9.054,158 4,335 1.88 1.97
%
%
6 4760 NMI HOLDINGS GRP
%99.82%7.433,415 3,588 N/A N/A
7 1135 PMI GRP
%99.92%0.1047 47 86.68 86.68
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.0836 36 101.45 101.62
%
%
**STAT E TOTAL**
%100.00%100.0045,963 48,063 N/A N/A
1 1279 ARCH INS GRP
%23.81%23.8111,748 12,037Kentucky N/A N/A
2 105 MGIC GRP
%43.43%19.639,686 10,107 6.56 6.71
%
%
3 766 RADIAN GRP
%61.90%18.479,113 9,632 N/A N/A
4 4694 ESSENT GRP
%77.19%15.297,548 7,705 3.17 3.76
%
%
5 4011 GENWORTH FIN GRP
%91.52%14.327,069 7,306 4.46 4.46
%
%
6 4760 NMI HOLDINGS GRP
%99.71%8.194,042 4,121 N/A N/A
7 1135 PMI GRP
%99.87%0.1681 83 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1363 63 N/A N/A
**STAT E TOTAL**
%100.00%100.0049,349 51,054 N/A 0.08
%
1 766 RADIAN GRP
%22.62%22.6213,770 14,774Louisiana N/A N/A
2 105 MGIC GRP
%41.08%18.4611,236 11,687 N/A N/A
3 4011 GENWORTH FIN GRP
%59.25%18.1611,055 12,361 6.11 6.11
%
%
4 4694 ESSENT GRP
%75.59%16.349,945 10,378 11.13 11.23
%
%
5 1279 ARCH INS GRP
%90.42%14.839,028 9,381 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.35%8.935,437 5,782 5.66 5.66
%
%
7 1135 PMI GRP
%99.83%0.47289 289 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.17105 105 N/A N/A
**STAT E TOTAL**
%100.00%100.0060,866 64,757 N/A N/A
1 105 MGIC GRP
%26.82%26.825,104 5,226Maine N/A N/A
2 1279 ARCH INS GRP
%47.02%20.203,843 4,025 0.62 0.68
%
%
3 766 RADIAN GRP
%63.14%16.123,067 3,227 N/A N/A
4 4011 GENWORTH FIN GRP
%78.60%15.462,942 3,096 N/A N/A
5 4694 ESSENT GRP
%89.23%10.632,023 2,089 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.59%10.361,971 2,071 2.70 2.70
%
%
7 1135 PMI GRP
%99.85%0.2650 50 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1528 28 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,027 19,811 N/A N/A
© 2024 National Association of Insurance Commissioners
194
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 766 RADIAN GRP
%20.78%20.7832,677 34,210Maryland N/A N/A
2 105 MGIC GRP
%40.63%19.8531,205 33,767 N/A N/A
3 1279 ARCH INS GRP
%57.48%16.8426,481 28,631 N/A N/A
4 4011 GENWORTH FIN GRP
%72.61%15.1323,788 27,516 N/A N/A
5 4694 ESSENT GRP
%87.46%14.8523,352 25,514 N/A N/A
6 4760 NMI HOLDINGS GRP
%98.15%10.6916,806 19,623 N/A N/A
7 1135 PMI GRP
%99.62%1.472,312 2,312 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.38600 599 N/A N/A
**STAT E TOTAL**
%100.00%100.00157,220 172,172 N/A N/A
1 1279 ARCH INS GRP
%30.07%30.0734,992 35,637Massachusetts N/A N/A
2 105 MGIC GRP
%46.11%16.0418,665 19,565 1.38 1.41
%
%
3 766 RADIAN GRP
%62.06%15.9418,555 19,680 N/A N/A
4 4011 GENWORTH FIN GRP
%77.42%15.3717,880 18,860 N/A N/A
5 4760 NMI HOLDINGS GRP
%88.53%11.1112,932 13,677 1.23 1.23
%
%
6 4694 ESSENT GRP
%98.89%10.3512,049 12,512 2.81 2.85
%
%
7 1135 PMI GRP
%99.50%0.61711 711 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.50583 584 N/A N/A
**STAT E TOTAL**
%100.00%100.00116,367 121,226 N/A N/A
1 1279 ARCH INS GRP
%20.96%20.9640,161 38,755Michigan N/A N/A
2 4011 GENWORTH FIN GRP
%41.89%20.9340,114 40,921 0.96 0.96
%
%
3 105 MGIC GRP
%62.38%20.4939,271 39,272 9.76 10.00
%
%
4 4760 NMI HOLDINGS GRP
%75.42%13.0424,980 25,085 N/A N/A
5 4694 ESSENT GRP
%87.62%12.2123,393 23,855 7.09 7.19
%
%
6 766 RADIAN GRP
%99.59%11.9722,939 23,343 N/A N/A
7 1135 PMI GRP
%99.84%0.25470 470 33.62 33.62
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.16308 309 N/A N/A
**STAT E TOTAL**
%100.00%100.00191,635 192,009 2.31 2.41
%
%
1 1279 ARCH INS GRP
%26.81%26.8140,175 43,168Minnesota N/A N/A
2 105 MGIC GRP
%47.66%20.8531,242 32,067 4.18 4.27
%
%
3 766 RADIAN GRP
%65.43%17.7726,623 28,022 N/A N/A
4 4694 ESSENT GRP
%78.17%12.7419,083 20,092 2.44 2.49
%
%
5 4011 GENWORTH FIN GRP
%88.84%10.6715,993 16,920 3.76 3.76
%
%
6 4760 NMI HOLDINGS GRP
%96.69%7.8411,754 12,126 5.39 5.39
%
%
7 1135 PMI GRP
%98.56%1.882,814 2,817 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%1.442,152 2,158 0.41 0.42
%
%
**STAT E TOTAL**
%100.00%100.00149,836 157,371 N/A N/A
1 105 MGIC GRP
%32.59%32.598,641 8,754Mississippi N/A N/A
2 766 RADIAN GRP
%49.49%16.904,481 4,667 N/A N/A
3 4011 GENWORTH FIN GRP
%66.21%16.724,433 4,681 N/A N/A
4 1279 ARCH INS GRP
%79.30%13.093,471 3,507 0.62 0.82
%
%
5 4694 ESSENT GRP
%90.59%11.292,994 3,049 13.17 13.36
%
%
6 4760 NMI HOLDINGS GRP
%99.47%8.882,354 2,400 4.70 4.70
%
%
7 1135 PMI GRP
%99.82%0.3491 92 52.66 52.66
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.1849 49 N/A N/A
**STAT E TOTAL**
%100.00%100.0026,513 27,199 N/A N/A
© 2024 National Association of Insurance Commissioners
195
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 105 MGIC GRP
%23.44%23.4422,638 23,311Missouri 0.40 0.36
%
%
2 1279 ARCH INS GRP
%44.00%20.5619,854 20,711 N/A N/A
3 4011 GENWORTH FIN GRP
%60.02%16.0315,479 16,371 0.45 0.45
%
%
4 766 RADIAN GRP
%75.18%15.1614,639 15,536 N/A N/A
5 4694 ESSENT GRP
%89.64%14.4613,967 14,449 1.93 1.98
%
%
6 4760 NMI HOLDINGS GRP
%99.57%9.939,590 9,861 0.75 0.75
%
%
7 1135 PMI GRP
%99.85%0.28272 272 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.15142 141 N/A N/A
**STAT E TOTAL**
%100.00%100.0096,580 100,652 N/A N/A
1 105 MGIC GRP
%26.38%26.384,085 4,200Montana 17.77 18.23
%
%
2 766 RADIAN GRP
%51.86%25.483,946 4,183 N/A N/A
3 4011 GENWORTH FIN GRP
%67.81%15.952,470 2,608 N/A N/A
4 4694 ESSENT GRP
%80.04%12.231,894 1,922 N/A N/A
5 1279 ARCH INS GRP
%91.81%11.761,822 1,923 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.89%8.081,252 1,345 5.27 5.27
%
%
7 1135 PMI GRP
%99.97%0.0813 13 88.27 88.27
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.0355N/AN/A
**STAT E TOTAL**
%100.00%100.0015,485 16,198 0.46 0.60
%
%
1 105 MGIC GRP
%27.11%27.119,258 9,355Nebraska 11.68 11.97
%
%
2 1279 ARCH INS GRP
%53.24%26.138,921 9,125 N/A N/A
3 766 RADIAN GRP
%68.22%14.975,112 5,351 0.84 0.84
%
%
4 4011 GENWORTH FIN GRP
%79.55%11.343,871 4,072 14.93 14.93
%
%
5 4694 ESSENT GRP
%90.59%11.043,770 3,862 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.87%9.273,166 3,234 N/A N/A
7 1135 PMI GRP
%99.95%0.0929 29 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.0516 16 N/A N/A
**STAT E TOTAL**
%100.00%100.0034,143 35,044 3.26 3.35
%
%
1 4694 ESSENT GRP
%24.16%24.1618,946 19,134Nevada 9.13 9.23
%
%
2 766 RADIAN GRP
%42.04%17.8814,016 14,776 N/A N/A
3 4011 GENWORTH FIN GRP
%59.25%17.2113,492 13,685 7.91 7.91
%
%
4 4760 NMI HOLDINGS GRP
%76.07%16.8213,186 13,829 14.35 14.35
%
%
5 105 MGIC GRP
%90.44%14.3811,271 11,543 1.78 1.78
%
%
6 1279 ARCH INS GRP
%99.53%9.097,124 7,266 N/A 0.11
%
7 1135 PMI GRP
%99.86%0.33261 262 120.73 120.73
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.14109 109 N/A N/A
**STAT E TOTAL**
%100.00%100.0078,405 80,605 4.98 5.02
%
%
1 1279 ARCH INS GRP
%23.19%23.196,696 6,791New Hampshire N/A N/A
2 4011 GENWORTH FIN GRP
%43.13%19.945,756 5,913 2.11 2.11
%
%
3 105 MGIC GRP
%62.91%19.785,710 5,964 N/A N/A
4 766 RADIAN GRP
%77.79%14.884,297 4,475 N/A N/A
5 4760 NMI HOLDINGS GRP
%89.46%11.673,370 3,419 8.37 8.37
%
%
6 4694 ESSENT GRP
%99.63%10.172,935 3,039 N/A 0.08
%
7 1135 PMI GRP
%99.85%0.2263 66 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1544 44 N/A N/A
**STAT E TOTAL**
%100.00%100.0028,870 29,710 N/A N/A
© 2024 National Association of Insurance Commissioners
196
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 766 RADIAN GRP
%21.32%21.3235,012 36,293New Jersey N/A N/A
2 105 MGIC GRP
%40.83%19.5132,039 33,372 N/A N/A
3 1279 ARCH INS GRP
%58.79%17.9629,501 30,688 N/A N/A
4 4694 ESSENT GRP
%74.19%15.4025,292 26,412 N/A N/A
5 4011 GENWORTH FIN GRP
%87.66%13.4722,130 23,444 N/A N/A
6 4760 NMI HOLDINGS GRP
%98.89%11.2218,434 19,252 2.91 2.91
%
%
7 1135 PMI GRP
%99.59%0.701,154 1,155 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.41671 672 N/A N/A
**STAT E TOTAL**
%100.00%100.00164,233 171,288 N/A N/A
1 105 MGIC GRP
%23.52%23.527,134 7,153New Mexico N/A N/A
2 766 RADIAN GRP
%46.96%23.447,112 7,529 N/A N/A
3 1279 ARCH INS GRP
%63.57%16.605,036 5,053 N/A N/A
4 4011 GENWORTH FIN GRP
%79.74%16.174,905 5,064 N/A N/A
5 4694 ESSENT GRP
%92.57%12.833,892 4,040 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.46%6.892,090 2,117 14.71 14.71
%
%
7 1135 PMI GRP
%99.81%0.35106 106 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1959 59 N/A N/A
**STAT E TOTAL**
%100.00%100.0030,334 31,121 N/A N/A
1 4011 GENWORTH FIN GRP
%25.05%25.0550,058 51,885New York N/A N/A
2 766 RADIAN GRP
%46.09%21.0442,030 43,572 N/A N/A
3 105 MGIC GRP
%66.21%20.1240,194 40,803 7.22 6.92
%
%
4 1279 ARCH INS GRP
%78.34%12.1324,243 25,262 N/A N/A
5 4694 ESSENT GRP
%89.51%11.1722,324 23,230 N/A N/A
6 4760 NMI HOLDINGS GRP
%98.93%9.4218,813 19,403 N/A N/A
7 1135 PMI GRP
%99.73%0.801,597 1,597 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.27544 545 N/A N/A
**STAT E TOTAL**
%100.00%100.00199,802 206,297 N/A N/A
1 1279 ARCH INS GRP
%22.38%22.3840,773 41,912North Carolina N/A N/A
2 105 MGIC GRP
%43.52%21.1438,513 40,066 N/A N/A
3 4011 GENWORTH FIN GRP
%61.04%17.5231,924 34,179 N/A N/A
4 766 RADIAN GRP
%75.66%14.6126,623 28,427 N/A N/A
5 4694 ESSENT GRP
%89.62%13.9625,440 26,086 0.55 0.61
%
%
6 4760 NMI HOLDINGS GRP
%99.51%9.8918,015 18,833 4.37 4.37
%
%
7 1135 PMI GRP
%99.82%0.31567 568 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.18322 324 N/A N/A
**STAT E TOTAL**
%100.00%100.00182,177 190,395 N/A N/A
1 105 MGIC GRP
%39.18%39.186,316 6,438North Dakota 15.24 15.60
%
%
2 4011 GENWORTH FIN GRP
%63.97%24.803,998 4,182 N/A N/A
3 766 RADIAN GRP
%79.36%15.392,481 2,577 N/A N/A
4 1279 ARCH INS GRP
%88.36%9.001,450 1,526 N/A N/A
5 4694 ESSENT GRP
%95.28%6.921,116 1,143 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.97%4.68755 755 N/A N/A
7 1135 PMI GRP
%99.99%0.023 3 76.25 76.25
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.012 2 234.86 235.43
%
%
**STAT E TOTAL**
%100.00%100.0016,123 16,625 1.31 1.45
%
%
© 2024 National Association of Insurance Commissioners
197
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 105 MGIC GRP
%23.99%23.9943,514 44,342Ohio 3.49 3.53
%
%
2 1279 ARCH INS GRP
%43.15%19.1634,747 36,073 N/A N/A
3 766 RADIAN GRP
%59.34%16.1829,349 30,359 N/A N/A
4 4011 GENWORTH FIN GRP
%75.43%16.0929,182 30,879 1.14 1.14
%
%
5 4694 ESSENT GRP
%88.90%13.4724,432 26,512 2.25 2.30
%
%
6 4760 NMI HOLDINGS GRP
%99.38%10.4819,001 19,116 3.14 3.14
%
%
7 1135 PMI GRP
%99.77%0.39708 706 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.23418 419 N/A N/A
**STAT E TOTAL**
%100.00%100.00181,350 188,405 0.48 0.53
%
%
1 1279 ARCH INS GRP
%24.07%24.0712,267 12,750Oklahoma N/A N/A
2 766 RADIAN GRP
%46.92%22.8511,646 12,491 N/A N/A
3 4011 GENWORTH FIN GRP
%64.82%17.909,122 10,052 N/A N/A
4 4694 ESSENT GRP
%81.47%16.658,488 8,893 1.10 1.12
%
%
5 105 MGIC GRP
%92.09%10.625,410 5,597 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.78%7.703,922 4,042 8.72 8.72
%
%
7 150 OLD REPUBLIC GRP
%99.89%0.1156 56 N/A N/A
8 1135 PMI GRP
%99.97%0.0737 37 150.65 150.65
%
%
9 626 CHUBB LTD GRP
%100.00%0.0317 17 N/A N/A
**STAT E TOTAL**
%100.00%100.0050,965 53,934 N/A N/A
1 105 MGIC GRP
%23.93%23.9320,486 21,056Oregon 2.52 2.58
%
%
2 766 RADIAN GRP
%44.68%20.7617,773 18,465 N/A N/A
3 1279 ARCH INS GRP
%60.81%16.1213,804 14,362 N/A N/A
4 4694 ESSENT GRP
%75.57%14.7612,638 12,900 6.05 6.13
%
%
5 4011 GENWORTH FIN GRP
%87.68%12.1210,375 11,038 9.73 9.73
%
%
6 4760 NMI HOLDINGS GRP
%99.70%12.0210,291 10,850 1.79 1.79
%
%
7 1135 PMI GRP
%99.92%0.22188 188 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.0868 68 N/A N/A
**STAT E TOTAL**
%100.00%100.0085,623 88,926 1.97 2.01
%
%
1 105 MGIC GRP
%28.42%28.4255,418 56,983Pennsylvania N/A N/A
2 766 RADIAN GRP
%46.34%17.9234,950 36,814 N/A N/A
3 4011 GENWORTH FIN GRP
%62.27%15.9231,053 32,891 N/A N/A
4 1279 ARCH INS GRP
%77.89%15.6330,470 31,116 N/A N/A
5 4694 ESSENT GRP
%89.02%11.1321,695 22,987 4.02 4.08
%
%
6 4760 NMI HOLDINGS GRP
%99.39%10.3720,229 20,980 2.58 2.58
%
%
7 1135 PMI GRP
%99.75%0.35692 692 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.25490 490 N/A N/A
**STAT E TOTAL**
%100.00%100.00194,997 202,952 N/A N/A
1 1279 ARCH INS GRP
%33.31%33.315,817 5,949Rhode Island N/A N/A
2 766 RADIAN GRP
%52.41%19.103,336 3,472 N/A N/A
3 105 MGIC GRP
%67.64%15.232,660 2,804 22.33 22.94
%
%
4 4011 GENWORTH FIN GRP
%81.69%14.052,454 2,596 N/A N/A
5 4694 ESSENT GRP
%90.63%8.931,560 1,640 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.38%8.761,530 1,609 5.34 5.34
%
%
7 1135 PMI GRP
%99.86%0.4883 83 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1424 24 N/A N/A
**STAT E TOTAL**
%100.00%100.0017,464 18,177 N/A N/A
© 2024 National Association of Insurance Commissioners
198
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1279 ARCH INS GRP
%24.28%24.2822,173 22,992South Carolina N/A N/A
2 105 MGIC GRP
%43.75%19.4717,784 18,458 N/A N/A
3 4011 GENWORTH FIN GRP
%61.04%17.2915,794 16,577 4.93 4.93
%
%
4 4694 ESSENT GRP
%75.11%14.0712,852 13,072 N/A N/A
5 766 RADIAN GRP
%88.94%13.8312,632 13,284 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.45%10.509,592 10,028 3.02 3.02
%
%
7 1135 PMI GRP
%99.74%0.29265 265 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.26240 240 N/A N/A
**STAT E TOTAL**
%100.00%100.0091,332 94,916 N/A N/A
1 1279 ARCH INS GRP
%25.25%25.253,478 3,642South Dakota 2.61 2.74
%
%
2 105 MGIC GRP
%50.21%24.963,437 3,522 11.43 11.72
%
%
3 766 RADIAN GRP
%66.61%16.402,259 2,358 N/A N/A
4 4011 GENWORTH FIN GRP
%81.22%14.612,012 2,095 N/A N/A
5 4760 NMI HOLDINGS GRP
%92.83%11.621,600 1,638 9.03 9.03
%
%
6 4694 ESSENT GRP
%99.90%7.07974 997 3.06 3.00
%
%
7 1135 PMI GRP
%99.97%0.0699N/AN/A
8 150 OLD REPUBLIC GRP
%100.00%0.0344N/AN/A
**STAT E TOTAL**
%100.00%100.0013,773 14,267 3.88 3.98
%
%
1 1279 ARCH INS GRP
%23.46%23.4624,605 26,121Tennessee N/A N/A
2 4011 GENWORTH FIN GRP
%40.63%17.1718,010 19,382 4.79 4.79
%
%
3 4694 ESSENT GRP
%57.22%16.5917,404 17,487 5.32 5.40
%
%
4 766 RADIAN GRP
%72.11%14.8915,616 16,862 2.25 2.25
%
%
5 105 MGIC GRP
%86.64%14.5315,246 16,052 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.67%13.0313,667 14,290 5.19 5.19
%
%
7 1135 PMI GRP
%99.87%0.19203 204 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.13141 143 N/A N/A
**STAT E TOTAL**
%100.00%100.00104,893 110,540 0.04 0.03
%
%
1 766 RADIAN GRP
%19.99%19.99106,844 108,279Texas N/A N/A
2 4694 ESSENT GRP
%39.65%19.66105,072 106,176 3.84 3.91
%
%
3 1279 ARCH INS GRP
%56.16%16.5188,274 91,904 N/A N/A
4 4011 GENWORTH FIN GRP
%72.56%16.4087,668 90,702 3.61 3.61
%
%
5 105 MGIC GRP
%88.88%16.3187,202 88,284 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.78%10.9158,296 59,831 3.21 3.21
%
%
7 1135 PMI GRP
%99.93%0.15788 788 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.07364 364 N/A N/A
**STAT E TOTAL**
%100.00%100.00534,508 546,330 N/A N/A
1 4694 ESSENT GRP
%23.02%23.0217,668 17,693Utah 3.15 3.22
%
%
2 1279 ARCH INS GRP
%43.85%20.8315,991 17,612 N/A N/A
3 4011 GENWORTH FIN GRP
%58.81%14.9611,479 12,342 10.77 10.77
%
%
4 766 RADIAN GRP
%73.22%14.4111,059 12,040 1.51 1.51
%
%
5 105 MGIC GRP
%86.65%13.4310,308 10,795 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.77%13.1210,074 10,861 6.13 6.13
%
%
7 1135 PMI GRP
%99.90%0.1294 94 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.1079 79 N/A N/A
**STAT E TOTAL**
%100.00%100.0076,752 81,516 2.03 2.10
%
%
© 2024 National Association of Insurance Commissioners
199
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4011 GENWORTH FIN GRP
%31.61%31.613,508 3,422Vermont N/A N/A
2 105 MGIC GRP
%57.25%25.642,845 2,868 N/A N/A
3 1279 ARCH INS GRP
%78.79%21.542,391 2,427 N/A N/A
4 766 RADIAN GRP
%87.17%8.38930 956 N/A N/A
5 4694 ESSENT GRP
%94.81%7.64848 868 5.24 5.31
%
%
6 4760 NMI HOLDINGS GRP
%99.78%4.97551 550 N/A N/A
7 150 OLD REPUBLIC GRP
%99.91%0.1315 14 N/A N/A
8 1135 PMI GRP
%100.00%0.0910 10 1.71 1.71
%
%
**STAT E TOTAL**
%100.00%100.0011,099 11,115 N/A N/A
1 105 MGIC GRP
%21.65%21.6535,580 39,138Virginia N/A N/A
2 766 RADIAN GRP
%42.64%20.9934,497 36,802 N/A N/A
3 1279 ARCH INS GRP
%60.77%18.1329,802 32,548 N/A N/A
4 4694 ESSENT GRP
%74.79%14.0123,031 25,068 N/A N/A
5 4011 GENWORTH FIN GRP
%87.49%12.7120,882 24,412 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.27%11.7819,359 23,091 N/A N/A
7 1135 PMI GRP
%99.74%0.47775 777 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.26424 425 N/A N/A
**STAT E TOTAL**
%100.00%100.00164,351 182,260 N/A N/A
1 766 RADIAN GRP
%18.63%18.6332,283 33,286Washington 2.23 2.23
%
%
2 1279 ARCH INS GRP
%36.67%18.0431,261 32,525 N/A N/A
3 105 MGIC GRP
%54.35%17.6830,631 31,261 3.85 3.93
%
%
4 4694 ESSENT GRP
%70.80%16.4428,491 30,752 5.97 5.99
%
%
5 4011 GENWORTH FIN GRP
%87.16%16.3628,353 31,000 N/A N/A
6 4760 NMI HOLDINGS GRP
%99.61%12.4521,574 22,722 11.37 11.37
%
%
7 1135 PMI GRP
%99.88%0.27472 472 N/A N/A
8 150 OLD REPUBLIC GRP
%100.00%0.12203 203 N/A N/A
**STAT E TOTAL**
%100.00%100.00173,268 182,223 1.66 1.69
%
%
1 105 MGIC GRP
%36.31%36.316,251 6,347West Virginia N/A N/A
2 4011 GENWORTH FIN GRP
%53.13%16.822,895 2,980 3.95 3.95
%
%
3 766 RADIAN GRP
%69.33%16.202,789 2,847 N/A N/A
4 1279 ARCH INS GRP
%80.21%10.891,874 1,983 N/A N/A
5 4694 ESSENT GRP
%91.02%10.811,860 1,938 6.04 6.04
%
%
6 4760 NMI HOLDINGS GRP
%99.54%8.521,467 1,517 N/A N/A
7 150 OLD REPUBLIC GRP
%99.78%0.2441 41 25.35 25.39
%
%
8 1135 PMI GRP
%100.00%0.2238 38 N/A N/A
**STAT E TOTAL**
%100.00%100.0017,215 17,690 N/A N/A
1 1279 ARCH INS GRP
%31.83%31.8333,741 34,647Wisconsin N/A N/A
2 105 MGIC GRP
%56.29%24.4625,924 26,304 3.30 3.50
%
%
3 766 RADIAN GRP
%69.89%13.6014,412 14,982 N/A N/A
4 4011 GENWORTH FIN GRP
%81.70%11.8112,513 12,802 N/A N/A
5 4760 NMI HOLDINGS GRP
%90.77%9.079,617 9,779 N/A N/A
6 4694 ESSENT GRP
%99.73%8.969,500 9,796 0.81 0.90
%
%
7 1135 PMI GRP
%99.90%0.16172 172 11.99 11.99
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.10110 110 11.94 11.94
%
%
**STAT E TOTAL**
%100.00%100.00105,991 108,593 N/A N/A
© 2024 National Association of Insurance Commissioners
200
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
06 - Mortgage Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 105 MGIC GRP
%29.58%29.582,673 2,700Wyoming 20.90 21.37
%
%
2 766 RADIAN GRP
%50.03%20.451,848 1,904 N/A N/A
3 4011 GENWORTH FIN GRP
%66.17%16.141,459 1,478 26.41 26.41
%
%
4 1279 ARCH INS GRP
%80.43%14.261,288 1,311 N/A N/A
5 4694 ESSENT GRP
%92.78%12.351,116 1,132 10.56 10.69
%
%
6 4760 NMI HOLDINGS GRP
%99.85%7.07639 641 N/A N/A
7 1135 PMI GRP
%99.94%0.098 8 241.91 241.91
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.065 5 86.99 87.11
%
%
**STAT E TOTAL**
%100.00%100.009,036 9,180 8.85 9.01
%
%
1 105 MGIC GRP
%84.64%84.64922 945Guam 2.63 2.70
%
%
2 766 RADIAN GRP
%100.00%15.36167 170 N/A N/A
**STAT E TOTAL**
%100.00%100.001,089 1,115 0.97 1.03
%
%
1 105 MGIC GRP
%95.77%95.775,954 6,534Puerto Rico N/A N/A
2 1279 ARCH INS GRP
%99.87%4.10255 250 N/A N/A
3 1135 PMI GRP
%100.00%0.1388N/AN/A
**STAT E TOTAL**
%100.00%100.006,217 6,792 N/A N/A
1 4011 GENWORTH FIN GRP
%100.00%100.0022U.S. Virgin Islands N/A N/A
**STAT E TOTAL**
%100.00%100.0022N/AN/A
1 4011 GENWORTH FIN GRP
%100.00%100.00263 263Agg. Other Alien N/A N/A
**STAT E TOTAL**
%100.00%100.00263 263 N/A N/A
© 2024 National Association of Insurance Commissioners
201
08—Ocean Marine
© 2024 National Association of Insurance Commissioners
202
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%13.83%13.83783,387 766,855 35.18 35.75
%
%
2 4670 STARR GRP
%22.65%8.82499,697 447,873 82.77 86.35
%
%
3 3548 TRAVELERS GRP
%29.12%6.48366,970 358,243 40.95 46.80
%
%
4 626 CHUBB LTD GRP
%35.59%6.46366,148 354,836 54.46 56.68
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%41.28%5.69322,234 336,832 42.40 45.72
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.16%4.88276,517 275,651 51.96 54.77
%
%
7 91 HARTFORD FIRE & CAS GRP
%50.29%4.13233,952 224,673 43.89 47.10
%
%
8 84 AMERICAN FINANCIAL GRP
%54.05%3.76213,104 207,601 34.82 40.65
%
%
9 218 CNA INS GRP
%57.39%3.35189,530 183,906 42.82 46.19
%
%
10 13366 AMERICAN STEAMSHIP OWNERS MUT PROT
%60.34%2.95167,066 155,279 59.19 65.65
%
%
11 4904 INTACT FINANCIAL GRP
%63.01%2.67151,235 149,712 43.60 43.68
%
%
12 111 LIBERTY MUT GRP
%65.58%2.57145,822 144,073 41.40 47.48
%
%
13 785 MARKEL CORP GRP
%68.11%2.53143,237 141,815 40.89 45.36
%
%
14 212 ZURICH INS GRP
%70.54%2.43137,737 128,807 46.43 50.03
%
%
15 761 ALLIANZ INS GRP
%72.88%2.34132,499 123,269 13.33 14.65
%
%
16 968 AXA INS GRP
%74.80%1.92108,906 107,881 55.48 54.68
%
%
17 4908 ASCOT INS US GRP
%76.69%1.89106,827 105,660 63.47 66.92
%
%
18 3219 SOMPO GRP
%78.29%1.6090,779 89,847 51.83 54.76
%
%
19 181 SWISS RE GRP
%79.61%1.3274,592 66,825 49.43 55.09
%
%
20 517 HANNOVER GRP
%80.83%1.2269,253 66,079 81.27 87.78
%
%
21 256 COACTION GLOBAL INC GRP
%82.00%1.1766,038 63,184 52.97 57.05
%
%
22 4997 ACP INS MGMT LLC GRP
%83.13%1.1364,066 82,750 32.20 32.59
%
%
23 88 THE HANOVER INS GRP
%84.26%1.1363,959 60,892 31.44 33.76
%
%
24 69 FARMERS INS GRP
%85.37%1.1263,233 65,006 43.99 44.53
%
%
25 98 WR BERKLEY CORP GRP
%86.43%1.0659,992 57,477 50.89 51.29
%
%
26 4715 MS & AD INS GRP
%87.46%1.0258,020 55,820 89.61 96.66
%
%
27 783 RLI INS GRP
%88.48%1.0257,764 58,152 56.92 57.85
%
%
28 361 MUNICH RE GRP
%89.44%0.9654,357 52,072 44.34 46.50
%
%
29 140 NATIONWIDE CORP GRP
%90.37%0.9352,873 48,842 68.10 67.16
%
%
30 3416 AXIS CAPITAL GRP
%91.27%0.9050,964 46,310 36.60 37.31
%
%
31 4962 AU HOLDING CO GRP
%92.10%0.8346,908 19,867 52.05 54.34
%
%
32 4734 APOLLO GLOBAL MGMT GRP
%92.89%0.7944,812 45,421 43.46 44.07
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%93.66%0.7743,730 39,535 33.57 34.23
%
%
34 38300 SAMSUNG FIRE & MARINE INS CO LTD
%94.35%0.6938,891 35,654 78.68 79.70
%
%
35 4942 BEAZLEY GRP
%95.03%0.6938,889 34,700 45.72 48.40
%
%
36 408 BROOKFIELD REINS LTD GRP
%95.71%0.6838,523 36,956 46.08 58.29
%
%
37 65 FM GLOBAL GRP
%96.28%0.5732,284 30,313 N/A N/A
38 37672 SEVEN SEAS INS CO INC
%96.77%0.4927,756 27,835 12.77 12.77
%
%
39 158 FAIRFAX FIN GRP
%97.13%0.3620,565 20,733 7.97 9.79
%
%
40 19 ASSURANT INC GRP
%97.42%0.2916,192 16,192 17.33 17.33
%
%
41 4234 RANDALL & QUILTER INVESTMENT GRP
%97.70%0.2815,785 14,676 46.51 46.31
%
%
42 572 BCBS OF MI GRP
%97.96%0.2715,072 12,521 29.27 30.94
%
%
43 5065 SUTTON NATL INS HOLDINGS GRP
%98.22%0.2614,560 7,471 73.53 77.43
%
%
44 796 QBE INS GRP
%98.46%0.2413,704 11,086 75.39 73.46
%
%
45 248 UNITED FIRE & CAS GRP
%98.68%0.2212,312 5,421 30.37 30.68
%
%
46 8 ALLSTATE INS GRP
%98.82%0.147,916 8,131 42.81 43.08
%
%
47 28 AMICA MUT GRP
%98.93%0.116,062 5,948 36.47 41.98
%
%
48 3485 ROTHSCHILD INTL GRP
%99.03%0.115,995 6,046 66.82 68.22
%
%
49 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.14%0.115,957 6,214 154.19 166.02
%
%
50 4706 LOCKHART CO GRP
%99.24%0.105,900 5,715 17.40 21.29
%
%
51 3299 AJK HOLDINGS GRP
%99.34%0.105,687 4,862 56.55 64.17
%
%
52 225 IAT REINS CO GRP
%99.43%0.095,164 6,647 23.96 22.76
%
%
53 4850 CLEAR BLUE FINANCIAL GRP
%99.50%0.073,792 8,958 102.09 106.36
%
%
54 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.56%0.063,123 3,189 33.32 38.85
%
%
55 10308 ANTILLES INS CO
%99.61%0.052,796 2,577 5.10 5.52
%
%
56 4889 JEWELERS MUT GRP
%99.65%0.052,587 2,587 73.06 72.94
%
%
57 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.69%0.042,208 2,027 78.17 79.32
%
%
58 38920 KINSALE INS CO
%99.73%0.041,984 953 41.17 59.35
%
%
59 10048 HYUNDAI MARINE & FIRE INS CO LTD
%99.76%0.031,886 2,090 126.43 127.12
%
%
60 411 MAPFRE INS GRP
%99.79%0.031,885 1,921 28.58 30.01
%
%
61 71 UNIVERSAL INS CO GRP
%99.83%0.031,884 1,760 N/A N/A
62 15642 UNDERWRITERS AT LLOYDS LONDON
%99.85%0.031,448 1,251 152.01 160.17
%
%
63 1309 FRANKENMUTH GRP
%99.88%0.021,404 1,333 83.68 85.23
%
%
64 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.90%0.021,326 1,256 23.90 23.75
%
%
65 280 AUTO OWNERS GRP
%99.92%0.021,302 1,054 24.08 32.07
%
%
© 2024 National Association of Insurance Commissioners
203
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 32727 UNDERWRITERS AT LLOYDS
%99.94%0.021,235 1,235 65.19 97.47
%
%
67 17091 AM SPECIALTY INS CO
%99.96%0.02995 182 45.65 52.80
%
%
68 18380 PACIFIC IND INS CO
%99.98%0.01835 374 0.00 0.00
%
%
69 10972 FIRST NET INS CO
%99.99%0.01502 478 15.14 15.66
%
%
70 5049 GRANADA FIN GRP
%99.99%0.00208 20 0.00 0.00
%
%
71 4672 DONGBU INS GRP
%99.99%0.00174 180 0.00 0.00
%
%
72 41076 OCEAN MARINE IND CO
%99.99%0.00145 145 89.71 248.12
%
%
73 4131 PRIME HOLDINGS INS GRP
%100.00%0.0094 163 0.00 0.00
%
%
74 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.0081 84 11.22 11.69
%
%
75 350 GENERAL ELECTRIC GRP
%100.00%0.0080 88 16.33 16.33
%
%
76 13597 CHUNG KUO INS CO LTD
%100.00%0.0026 26 91.23 91.23
%
%
77 4485 COPPERPOINT GRP
%100.00%0.0015 323 N/A N/A
78 1321 AMERICAN FARMERS & RANCHERS GRP
%100.00%0.009 10 217.83 217.43
%
%
79 5030 TAN HOLDINGS CORP GRP
%100.00%0.007 7 0.00 0.00
%
%
80 1279 ARCH INS GRP
%100.00%0.00520N/AN/A
81 33502 MACHINERY INS INC ASSESSABLE MUT CO
%100.00%0.000 0 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.005,665,458 5,462,459 47.35 50.28
%
%
© 2024 National Association of Insurance Commissioners
204
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%14.47%14.47771,060 750,999 35.53 36.12
%
%
2 4670 STARR GRP
%23.46%8.99478,796 431,394 83.74 87.42
%
%
3 3548 TRAVELERS GRP
%30.21%6.76360,024 350,977 41.32 47.19
%
%
4 626 CHUBB LTD GRP
%36.34%6.12326,311 317,332 56.02 57.97
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%42.19%5.85311,859 313,572 45.15 48.66
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.53%4.35231,529 233,204 51.89 54.01
%
%
7 91 HARTFORD FIRE & CAS GRP
%50.76%4.23225,403 215,893 43.43 46.71
%
%
8 84 AMERICAN FINANCIAL GRP
%54.11%3.34178,007 172,620 32.07 38.49
%
%
9 13366 AMERICAN STEAMSHIP OWNERS MUT PROT
%57.24%3.14167,066 155,279 59.19 65.65
%
%
10 4904 INTACT FINANCIAL GRP
%60.08%2.84151,157 149,634 43.61 43.69
%
%
11 785 MARKEL CORP GRP
%62.77%2.69143,237 141,815 40.89 45.36
%
%
12 212 ZURICH INS GRP
%65.35%2.58137,690 128,761 45.59 49.19
%
%
13 218 CNA INS GRP
%67.80%2.45130,689 127,430 39.08 42.54
%
%
14 761 ALLIANZ INS GRP
%69.97%2.16115,289 107,264 14.81 15.70
%
%
15 111 LIBERTY MUT GRP
%72.12%2.15114,678 113,867 34.93 41.79
%
%
16 4908 ASCOT INS US GRP
%74.12%2.01106,850 105,421 63.20 66.67
%
%
17 968 AXA INS GRP
%76.03%1.90101,414 98,454 63.12 63.52
%
%
18 3219 SOMPO GRP
%77.73%1.7090,779 89,847 51.83 54.76
%
%
19 181 SWISS RE GRP
%79.14%1.4175,055 67,288 51.56 57.29
%
%
20 517 HANNOVER GRP
%80.43%1.2968,986 65,813 75.17 81.43
%
%
21 256 COACTION GLOBAL INC GRP
%81.67%1.2466,030 63,176 53.74 57.83
%
%
22 4997 ACP INS MGMT LLC GRP
%82.87%1.2064,066 82,750 32.20 32.59
%
%
23 88 THE HANOVER INS GRP
%84.07%1.2063,944 60,883 31.34 33.67
%
%
24 69 FARMERS INS GRP
%85.26%1.1963,233 65,006 43.99 44.53
%
%
25 4715 MS & AD INS GRP
%86.35%1.0958,020 55,820 89.61 96.66
%
%
26 361 MUNICH RE GRP
%87.37%1.0254,357 52,072 44.34 46.50
%
%
27 140 NATIONWIDE CORP GRP
%88.36%0.9952,873 48,842 68.10 67.16
%
%
28 3416 AXIS CAPITAL GRP
%89.32%0.9650,964 46,310 36.59 37.31
%
%
29 98 WR BERKLEY CORP GRP
%90.26%0.9450,036 47,657 53.85 54.33
%
%
30 783 RLI INS GRP
%91.16%0.9047,929 47,482 59.66 60.62
%
%
31 4962 AU HOLDING CO GRP
%92.04%0.8846,908 19,867 52.05 54.34
%
%
32 4734 APOLLO GLOBAL MGMT GRP
%92.88%0.8444,812 45,421 43.46 44.07
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%93.69%0.8143,112 38,764 34.02 34.69
%
%
34 38300 SAMSUNG FIRE & MARINE INS CO LTD
%94.42%0.7338,891 35,654 78.68 79.70
%
%
35 4942 BEAZLEY GRP
%95.15%0.7338,889 34,700 45.72 48.40
%
%
36 408 BROOKFIELD REINS LTD GRP
%95.87%0.7238,523 36,956 46.08 58.29
%
%
37 65 FM GLOBAL GRP
%96.44%0.5730,191 28,664 N/A N/A
38 37672 SEVEN SEAS INS CO INC
%96.96%0.5227,756 27,835 12.77 12.77
%
%
39 19 ASSURANT INC GRP
%97.26%0.3016,192 16,192 17.33 17.33
%
%
40 4234 RANDALL & QUILTER INVESTMENT GRP
%97.56%0.3015,785 14,676 46.51 46.31
%
%
41 572 BCBS OF MI GRP
%97.84%0.2815,072 12,521 29.27 30.94
%
%
42 5065 SUTTON NATL INS HOLDINGS GRP
%98.11%0.2714,560 7,471 73.53 77.43
%
%
43 796 QBE INS GRP
%98.37%0.2613,704 11,086 75.39 73.46
%
%
44 248 UNITED FIRE & CAS GRP
%98.60%0.2312,312 5,421 30.37 30.68
%
%
45 8 ALLSTATE INS GRP
%98.75%0.157,916 8,131 42.81 43.08
%
%
46 28 AMICA MUT GRP
%98.87%0.116,062 5,948 36.47 41.98
%
%
47 3485 ROTHSCHILD INTL GRP
%98.98%0.115,995 6,046 66.82 68.22
%
%
48 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.09%0.115,957 6,214 154.19 166.02
%
%
49 4706 LOCKHART CO GRP
%99.20%0.115,900 5,715 17.40 21.29
%
%
50 3299 AJK HOLDINGS GRP
%99.31%0.115,687 4,862 56.55 64.17
%
%
51 225 IAT REINS CO GRP
%99.40%0.105,164 6,647 23.96 22.76
%
%
52 4850 CLEAR BLUE FINANCIAL GRP
%99.47%0.073,792 8,958 102.09 106.36
%
%
53 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.53%0.063,123 3,189 33.32 38.85
%
%
54 10308 ANTILLES INS CO
%99.59%0.052,796 2,577 5.10 5.52
%
%
55 4889 JEWELERS MUT GRP
%99.63%0.052,587 2,587 73.06 72.94
%
%
56 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.68%0.042,208 2,027 78.17 79.32
%
%
57 38920 KINSALE INS CO
%99.71%0.041,984 953 41.17 59.35
%
%
58 10048 HYUNDAI MARINE & FIRE INS CO LTD
%99.75%0.041,886 2,090 126.43 127.12
%
%
59 411 MAPFRE INS GRP
%99.78%0.041,885 1,921 28.58 30.01
%
%
60 71 UNIVERSAL INS CO GRP
%99.82%0.041,884 1,760 N/A N/A
61 15642 UNDERWRITERS AT LLOYDS LONDON
%99.85%0.031,448 1,251 152.01 160.17
%
%
62 1309 FRANKENMUTH GRP
%99.87%0.031,404 1,333 83.68 85.23
%
%
63 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.90%0.021,326 1,256 23.90 23.75
%
%
64 280 AUTO OWNERS GRP
%99.92%0.021,302 1,054 24.08 32.07
%
%
65 32727 UNDERWRITERS AT LLOYDS
%99.95%0.021,235 1,235 65.19 97.47
%
%
© 2024 National Association of Insurance Commissioners
205
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 158 FAIRFAX FIN GRP
%99.97%0.021,128 1,160 52.36 67.92
%
%
67 17091 AM SPECIALTY INS CO
%99.99%0.02995 182 45.65 52.80
%
%
68 5049 GRANADA FIN GRP
%99.99%0.00208 20 0.00 0.00
%
%
69 41076 OCEAN MARINE IND CO
%99.99%0.00145 145 89.71 248.12
%
%
70 4672 DONGBU INS GRP
%99.99%0.00105 105 0.00 0.00
%
%
71 4131 PRIME HOLDINGS INS GRP
%100.00%0.0094 163 0.00 0.00
%
%
72 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.0081 84 11.22 11.69
%
%
73 350 GENERAL ELECTRIC GRP
%100.00%0.0080 88 16.33 16.33
%
%
74 13597 CHUNG KUO INS CO LTD
%100.00%0.0026 26 91.23 91.23
%
%
75 4485 COPPERPOINT GRP
%100.00%0.0015 323 N/A N/A
76 10972 FIRST NET INS CO
%100.00%0.0013 13 304.40 312.88
%
%
77 1321 AMERICAN FARMERS & RANCHERS GRP
%100.00%0.009 10 217.83 217.43
%
%
78 5030 TAN HOLDINGS CORP GRP
%100.00%0.005 5 0.00 0.00
%
%
79 1279 ARCH INS GRP
%100.00%0.00520N/AN/A
80 18380 PACIFIC IND INS CO
%100.00%0.004 4 0.00 0.00
%
%
81 33502 MACHINERY INS INC ASSESSABLE MUT CO
%100.00%0.000 0 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.005,328,491 5,120,194 47.87 50.83
%
%
© 2024 National Association of Insurance Commissioners
206
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%11.39%11.397,614 7,384Alabama 33.42 38.28
%
%
2 31 BERKSHIRE HATHAWAY GRP
%19.22%7.835,235 5,060 36.11 37.41
%
%
3 785 MARKEL CORP GRP
%25.79%6.584,397 4,226 N/A N/A
4 91 HARTFORD FIRE & CAS GRP
%31.65%5.863,916 3,419 25.71 19.75
%
%
5 3548 TRAVELERS GRP
%37.46%5.813,885 3,889 60.22 73.44
%
%
6 4670 STARR GRP
%42.53%5.073,390 4,176 28.86 31.45
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%47.02%4.493,004 2,980 38.96 40.15
%
%
8 111 LIBERTY MUT GRP
%51.28%4.252,845 3,109 20.91 22.06
%
%
9 626 CHUBB LTD GRP
%55.24%3.962,649 2,602 83.17 84.55
%
%
10 361 MUNICH RE GRP
%59.08%3.842,567 2,245 34.80 34.87
%
%
**STAT E TOTAL**
%100.00%100.0066,863 64,076 33.61 35.90
%
%
1 4734 APOLLO GLOBAL MGMT GRP
%12.82%12.825,842 5,250Alaska 48.13 48.94
%
%
2 12 AMERICAN INTL GRP
%25.00%12.175,546 6,068 68.38 68.89
%
%
3 3548 TRAVELERS GRP
%34.96%9.964,537 4,637 72.86 81.38
%
%
4 111 LIBERTY MUT GRP
%43.92%8.964,082 4,198 35.92 40.52
%
%
5 91 HARTFORD FIRE & CAS GRP
%51.88%7.963,628 3,564 19.65 20.73
%
%
6 84 AMERICAN FINANCIAL GRP
%59.00%7.123,244 3,325 N/A 1.72
%
7 4904 INTACT FINANCIAL GRP
%65.42%6.422,924 2,811 N/A N/A
8 4990 CORE SPECIALTY INS HOLDINGS GRP
%70.44%5.032,290 2,029 54.58 59.54
%
%
9 785 MARKEL CORP GRP
%74.03%3.581,633 1,799 33.22 36.94
%
%
10 3219 SOMPO GRP
%77.49%3.461,578 1,590 159.59 180.14
%
%
**STAT E TOTAL**
%100.00%100.0045,559 45,413 30.31 33.59
%
%
1 785 MARKEL CORP GRP
%17.30%17.306,217 5,932Arizona 44.79 54.14
%
%
2 12 AMERICAN INTL GRP
%26.89%9.593,446 4,077 37.09 40.37
%
%
3 31 BERKSHIRE HATHAWAY GRP
%35.64%8.753,143 3,198 48.01 48.63
%
%
4 626 CHUBB LTD GRP
%42.99%7.352,641 2,356 28.98 35.35
%
%
5 69 FARMERS INS GRP
%50.19%7.212,590 2,564 51.24 52.03
%
%
6 91 HARTFORD FIRE & CAS GRP
%56.79%6.592,370 1,975 12.60 13.05
%
%
7 4670 STARR GRP
%61.09%4.301,546 2,956 218.29 219.56
%
%
8 3548 TRAVELERS GRP
%65.18%4.091,470 1,433 54.97 69.24
%
%
9 761 ALLIANZ INS GRP
%68.39%3.211,154 1,113 9.31 10.66
%
%
10 218 CNA INS GRP
%71.50%3.121,120 842 34.11 36.77
%
%
**STAT E TOTAL**
%100.00%100.0035,937 36,299 60.23 64.71
%
%
1 4670 STARR GRP
%28.33%28.339,924 8,992Arkansas 216.05 222.59
%
%
2 12 AMERICAN INTL GRP
%40.48%12.154,257 3,853 12.74 12.76
%
%
3 4904 INTACT FINANCIAL GRP
%50.44%9.963,490 3,170 145.47 146.38
%
%
4 91 HARTFORD FIRE & CAS GRP
%56.29%5.852,051 1,649 24.51 28.10
%
%
5 3548 TRAVELERS GRP
%61.53%5.241,836 1,737 10.67 8.65
%
%
6 761 ALLIANZ INS GRP
%65.92%4.391,537 1,157 0.83 N/A
%
7 4908 ASCOT INS US GRP
%70.20%4.271,498 1,624 8.20 8.95
%
%
8 69 FARMERS INS GRP
%73.69%3.491,224 1,241 54.18 54.35
%
%
9 4734 APOLLO GLOBAL MGMT GRP
%76.83%3.141,101 755 164.21 166.33
%
%
10 88 THE HANOVER INS GRP
%79.25%2.41846 511 8.08 18.93
%
%
**STAT E TOTAL**
%100.00%100.0035,034 32,053 113.15 115.21
%
%
© 2024 National Association of Insurance Commissioners
207
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%16.55%16.5587,490 83,497California 37.46 37.85
%
%
2 3548 TRAVELERS GRP
%24.47%7.9241,860 40,973 54.48 56.82
%
%
3 4670 STARR GRP
%32.09%7.6240,273 39,367 48.48 54.97
%
%
4 91 HARTFORD FIRE & CAS GRP
%39.00%6.9136,548 34,463 64.62 66.31
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%44.39%5.3928,482 31,705 22.28 24.33
%
%
6 212 ZURICH INS GRP
%49.09%4.7024,872 24,245 38.92 40.52
%
%
7 218 CNA INS GRP
%52.97%3.8820,529 20,373 15.57 13.22
%
%
8 626 CHUBB LTD GRP
%56.42%3.4418,194 17,558 39.85 41.28
%
%
9 4904 INTACT FINANCIAL GRP
%59.76%3.3417,676 17,338 36.70 37.07
%
%
10 785 MARKEL CORP GRP
%62.88%3.1216,482 16,569 51.87 55.45
%
%
**STAT E TOTAL**
%100.00%100.00528,656 510,656 42.63 44.95
%
%
1 12 AMERICAN INTL GRP
%16.56%16.565,532 5,316Colorado 22.38 22.45
%
%
2 65 FM GLOBAL GRP
%28.08%11.523,848 3,820 54.15 53.45
%
%
3 4670 STARR GRP
%36.11%8.032,684 1,708 4.98 4.99
%
%
4 91 HARTFORD FIRE & CAS GRP
%43.02%6.912,307 2,324 94.67 95.21
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%49.86%6.832,283 1,991 64.48 65.97
%
%
6 84 AMERICAN FINANCIAL GRP
%53.28%3.431,145 1,149 17.40 19.97
%
%
7 3548 TRAVELERS GRP
%56.70%3.411,141 1,068 N/A N/A
8 968 AXA INS GRP
%60.08%3.381,128 861 94.78 86.98
%
%
9 256 COACTION GLOBAL INC GRP
%62.91%2.84948 643 9.71 17.10
%
%
10 218 CNA INS GRP
%65.56%2.64883 838 31.48 33.53
%
%
**STAT E TOTAL**
%100.00%100.0033,406 31,792 33.09 33.70
%
%
1 761 ALLIANZ INS GRP
%16.02%16.0216,759 14,033Connecticut N/A N/A
2 3548 TRAVELERS GRP
%29.87%13.8514,486 14,074 64.18 73.31
%
%
3 181 SWISS RE GRP
%40.29%10.4210,903 11,672 70.21 72.10
%
%
4 12 AMERICAN INTL GRP
%50.63%10.3410,814 10,670 17.08 15.65
%
%
5 626 CHUBB LTD GRP
%59.61%8.989,396 8,947 39.52 44.20
%
%
6 31 BERKSHIRE HATHAWAY GRP
%64.47%4.855,078 5,280 44.15 48.13
%
%
7 4670 STARR GRP
%69.24%4.784,997 4,771 40.97 44.23
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%73.16%3.914,091 4,312 34.35 34.54
%
%
9 91 HARTFORD FIRE & CAS GRP
%75.84%2.682,807 2,671 N/A 0.28
%
10 4904 INTACT FINANCIAL GRP
%78.10%2.262,361 2,604 36.26 35.83
%
%
**STAT E TOTAL**
%100.00%100.00104,605 101,308 39.33 42.93
%
%
1 12 AMERICAN INTL GRP
%12.23%12.232,190 2,058Delaware 229.17 230.01
%
%
2 31 BERKSHIRE HATHAWAY GRP
%20.88%8.661,550 1,565 43.95 42.73
%
%
3 212 ZURICH INS GRP
%29.53%8.651,550 1,444 N/A N/A
4 761 ALLIANZ INS GRP
%37.63%8.101,451 1,406 15.36 16.46
%
%
5 517 HANNOVER GRP
%44.67%7.041,262 967 82.92 88.38
%
%
6 626 CHUBB LTD GRP
%50.40%5.731,026 1,219 19.14 22.30
%
%
7 3548 TRAVELERS GRP
%56.01%5.611,004 950 80.98 83.71
%
%
8 91 HARTFORD FIRE & CAS GRP
%60.12%4.12737 752 16.36 21.37
%
%
9 84 AMERICAN FINANCIAL GRP
%64.09%3.97711 536 N/A N/A
10 3219 SOMPO GRP
%67.89%3.80680 577 37.79 39.31
%
%
**STAT E TOTAL**
%100.00%100.0017,913 16,972 47.48 48.75
%
%
© 2024 National Association of Insurance Commissioners
208
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%24.39%24.391,581 2,703District Of Columbia 49.93 50.06
%
%
2 796 QBE INS GRP
%42.58%18.191,180 749 0.00 0.00
%
%
3 4670 STARR GRP
%51.03%8.45548 514 4.36 7.41
%
%
4 12 AMERICAN INTL GRP
%58.50%7.47484 524 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%64.79%6.29408 403 133.12 133.76
%
%
6 111 LIBERTY MUT GRP
%70.06%5.27342 311 N/A N/A
7 88 THE HANOVER INS GRP
%75.17%5.11332 315 9.15 14.76
%
%
8 3548 TRAVELERS GRP
%78.95%3.77245 209 1.15 1.45
%
%
9 626 CHUBB LTD GRP
%82.09%3.14204 196 71.55 71.16
%
%
10 91 HARTFORD FIRE & CAS GRP
%85.19%3.10201 174 N/A N/A
**STAT E TOTAL**
%100.00%100.006,485 7,159 29.22 30.12
%
%
1 626 CHUBB LTD GRP
%12.05%12.0582,890 80,395Florida 47.02 49.03
%
%
2 31 BERKSHIRE HATHAWAY GRP
%20.80%8.7560,233 59,031 98.58 103.01
%
%
3 12 AMERICAN INTL GRP
%29.32%8.5258,652 57,413 32.32 33.35
%
%
4 361 MUNICH RE GRP
%35.60%6.2843,239 42,068 38.32 39.61
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%41.71%6.1142,051 46,424 38.33 39.75
%
%
6 4997 ACP INS MGMT LLC GRP
%46.49%4.7732,856 54,427 37.25 37.65
%
%
7 3548 TRAVELERS GRP
%50.96%4.4730,780 29,070 10.41 17.64
%
%
8 84 AMERICAN FINANCIAL GRP
%55.29%4.3329,773 28,028 12.06 18.28
%
%
9 3416 AXIS CAPITAL GRP
%59.11%3.8226,290 23,725 25.10 25.46
%
%
10 37672 SEVEN SEAS INS CO INC
%62.89%3.7926,053 26,131 11.97 11.97
%
%
**STAT E TOTAL**
%100.00%100.00688,166 675,086 41.73 44.60
%
%
1 12 AMERICAN INTL GRP
%17.33%17.3316,345 16,714Georgia 15.71 15.74
%
%
2 626 CHUBB LTD GRP
%25.41%8.087,623 7,806 103.32 112.30
%
%
3 4670 STARR GRP
%33.36%7.957,500 7,820 10.39 13.15
%
%
4 3548 TRAVELERS GRP
%40.70%7.346,924 6,438 48.45 63.89
%
%
5 212 ZURICH INS GRP
%46.31%5.615,288 3,126 42.25 44.20
%
%
6 517 HANNOVER GRP
%51.62%5.315,012 4,304 330.13 337.98
%
%
7 218 CNA INS GRP
%55.48%3.863,638 2,896 124.01 127.36
%
%
8 91 HARTFORD FIRE & CAS GRP
%59.07%3.583,380 2,883 34.15 44.10
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%62.21%3.152,969 3,593 7.85 10.74
%
%
10 111 LIBERTY MUT GRP
%65.10%2.882,721 2,752 N/A N/A
**STAT E TOTAL**
%100.00%100.0094,321 90,435 59.98 63.41
%
%
1 4904 INTACT FINANCIAL GRP
%11.93%11.933,398 3,538Hawaii 87.66 87.51
%
%
2 4990 CORE SPECIALTY INS HOLDINGS GRP
%23.52%11.593,302 2,838 63.63 64.57
%
%
3 12 AMERICAN INTL GRP
%31.50%7.982,273 2,185 42.13 43.79
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%39.01%7.512,139 2,049 186.59 192.65
%
%
5 37672 SEVEN SEAS INS CO INC
%44.99%5.981,704 1,704 25.01 25.01
%
%
6 785 MARKEL CORP GRP
%50.73%5.741,635 1,544 272.30 279.54
%
%
7 3548 TRAVELERS GRP
%55.65%4.921,402 1,379 51.06 81.12
%
%
8 3219 SOMPO GRP
%60.56%4.911,397 1,436 84.26 93.14
%
%
9 4734 APOLLO GLOBAL MGMT GRP
%64.76%4.201,197 1,250 76.12 78.93
%
%
10 31 BERKSHIRE HATHAWAY GRP
%68.92%4.161,186 1,118 106.04 105.53
%
%
**STAT E TOTAL**
%100.00%100.0028,486 27,505 97.68 102.46
%
%
© 2024 National Association of Insurance Commissioners
209
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%12.44%12.441,963 2,123Idaho 3.78 3.80
%
%
2 761 ALLIANZ INS GRP
%20.98%8.541,347 963 146.04 145.85
%
%
3 212 ZURICH INS GRP
%28.91%7.931,251 915 4.71 5.68
%
%
4 12 AMERICAN INTL GRP
%35.93%7.021,108 1,158 3.95 2.88
%
%
5 218 CNA INS GRP
%42.61%6.681,054 783 47.43 54.79
%
%
6 69 FARMERS INS GRP
%48.45%5.84921 888 48.00 48.20
%
%
7 31 BERKSHIRE HATHAWAY GRP
%53.83%5.38848 856 43.14 43.98
%
%
8 785 MARKEL CORP GRP
%58.85%5.02792 787 N/A N/A
9 3548 TRAVELERS GRP
%63.81%4.95782 782 167.72 167.90
%
%
10 3219 SOMPO GRP
%68.40%4.60725 742 25.49 29.34
%
%
**STAT E TOTAL**
%100.00%100.0015,777 15,263 12.78 13.66
%
%
1 12 AMERICAN INTL GRP
%41.08%41.0883,382 83,123Illinois 30.59 30.91
%
%
2 4670 STARR GRP
%50.34%9.2618,790 18,097 39.23 45.18
%
%
3 3548 TRAVELERS GRP
%55.10%4.769,665 9,648 25.71 29.26
%
%
4 517 HANNOVER GRP
%59.12%4.028,153 8,176 56.33 63.50
%
%
5 256 COACTION GLOBAL INC GRP
%63.05%3.937,973 7,778 64.20 69.09
%
%
6 761 ALLIANZ INS GRP
%66.95%3.907,916 7,493 82.88 86.08
%
%
7 212 ZURICH INS GRP
%69.93%2.996,062 5,816 17.62 18.09
%
%
8 91 HARTFORD FIRE & CAS GRP
%72.85%2.915,909 5,697 N/A N/A
9 218 CNA INS GRP
%75.71%2.875,817 5,797 67.76 67.88
%
%
10 968 AXA INS GRP
%78.52%2.805,692 5,615 28.12 30.05
%
%
**STAT E TOTAL**
%100.00%100.00202,962 200,782 38.80 41.08
%
%
1 12 AMERICAN INTL GRP
%21.44%21.447,835 7,680Indiana 19.09 19.10
%
%
2 4670 STARR GRP
%41.84%20.407,457 7,679 165.83 165.51
%
%
3 3548 TRAVELERS GRP
%50.16%8.323,043 3,081 N/A N/A
4 626 CHUBB LTD GRP
%58.44%8.283,027 3,984 67.62 69.10
%
%
5 218 CNA INS GRP
%64.44%5.992,191 2,159 32.31 34.50
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%68.23%3.801,389 1,562 37.91 37.41
%
%
7 91 HARTFORD FIRE & CAS GRP
%71.41%3.181,161 973 3.17 3.98
%
%
8 84 AMERICAN FINANCIAL GRP
%74.33%2.921,068 1,064 10.86 12.84
%
%
9 785 MARKEL CORP GRP
%77.07%2.741,001 1,079 13.65 15.37
%
%
10 3219 SOMPO GRP
%79.39%2.32847 901 54.57 54.96
%
%
**STAT E TOTAL**
%100.00%100.0036,553 37,393 52.63 53.76
%
%
1 12 AMERICAN INTL GRP
%23.80%23.803,271 3,212Iowa 53.84 54.05
%
%
2 3548 TRAVELERS GRP
%33.59%9.791,346 1,284 16.84 17.75
%
%
3 761 ALLIANZ INS GRP
%43.25%9.661,328 1,319 13.10 13.14
%
%
4 84 AMERICAN FINANCIAL GRP
%50.20%6.94955 1,022 95.65 105.84
%
%
5 785 MARKEL CORP GRP
%56.37%6.18849 762 11.44 14.56
%
%
6 626 CHUBB LTD GRP
%62.21%5.84802 701 42.50 53.58
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%66.63%4.42607 611 4.33 4.52
%
%
8 91 HARTFORD FIRE & CAS GRP
%70.49%3.86531 519 12.27 16.76
%
%
9 218 CNA INS GRP
%73.87%3.38464 388 30.97 32.99
%
%
10 3219 SOMPO GRP
%76.80%2.94404 394 63.01 101.16
%
%
**STAT E TOTAL**
%100.00%100.0013,745 13,207 32.64 36.64
%
%
© 2024 National Association of Insurance Commissioners
210
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%27.45%27.453,561 3,399Kansas 63.70 64.07
%
%
2 3548 TRAVELERS GRP
%37.73%10.291,335 1,295 39.44 42.07
%
%
3 4908 ASCOT INS US GRP
%45.52%7.791,010 939 10.96 11.74
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%51.49%5.97775 735 37.23 38.06
%
%
5 218 CNA INS GRP
%56.76%5.27683 904 29.17 31.31
%
%
6 408 BROOKFIELD REINS LTD GRP
%61.10%4.34563 594 62.78 74.66
%
%
7 91 HARTFORD FIRE & CAS GRP
%64.99%3.89505 718 N/A N/A
8 84 AMERICAN FINANCIAL GRP
%68.61%3.62470 469 43.91 46.25
%
%
9 111 LIBERTY MUT GRP
%71.93%3.33432 440 N/A N/A
10 626 CHUBB LTD GRP
%74.74%2.81364 328 317.76 318.29
%
%
**STAT E TOTAL**
%100.00%100.0012,975 13,078 34.30 36.23
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%22.38%22.389,563 10,162Kentucky N/A N/A
2 12 AMERICAN INTL GRP
%33.39%11.004,702 4,450 45.23 46.00
%
%
3 3548 TRAVELERS GRP
%41.26%7.873,362 3,100 42.64 50.79
%
%
4 3219 SOMPO GRP
%46.67%5.422,314 2,215 106.71 107.69
%
%
5 84 AMERICAN FINANCIAL GRP
%51.93%5.262,246 2,073 33.36 36.14
%
%
6 785 MARKEL CORP GRP
%56.53%4.601,966 1,888 65.41 80.91
%
%
7 31 BERKSHIRE HATHAWAY GRP
%60.01%3.481,485 1,492 48.09 48.02
%
%
8 626 CHUBB LTD GRP
%63.38%3.371,442 1,375 95.86 94.90
%
%
9 517 HANNOVER GRP
%66.73%3.351,432 1,261 70.32 78.33
%
%
10 4908 ASCOT INS US GRP
%69.82%3.091,320 1,428 61.43 63.38
%
%
**STAT E TOTAL**
%100.00%100.0042,728 41,553 49.73 51.93
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%21.97%21.9739,298 40,836Louisiana 90.66 99.95
%
%
2 12 AMERICAN INTL GRP
%28.66%6.6911,967 12,367 42.50 45.75
%
%
3 91 HARTFORD FIRE & CAS GRP
%35.13%6.4711,574 11,018 103.03 110.45
%
%
4 4908 ASCOT INS US GRP
%41.47%6.3511,354 11,539 94.10 99.75
%
%
5 4670 STARR GRP
%47.17%5.7010,193 10,299 116.59 126.30
%
%
6 3548 TRAVELERS GRP
%51.83%4.658,327 8,204 29.78 44.58
%
%
7 111 LIBERTY MUT GRP
%55.28%3.466,183 5,661 N/A N/A
8 785 MARKEL CORP GRP
%58.64%3.356,002 6,731 102.81 110.40
%
%
9 4942 BEAZLEY GRP
%61.99%3.355,997 5,710 35.51 43.19
%
%
10 256 COACTION GLOBAL INC GRP
%65.12%3.135,607 5,017 77.63 81.32
%
%
**STAT E TOTAL**
%100.00%100.00178,896 175,875 85.98 95.21
%
%
1 4904 INTACT FINANCIAL GRP
%16.81%16.817,974 7,711Maine 63.02 63.63
%
%
2 88 THE HANOVER INS GRP
%31.48%14.676,957 6,577 62.98 65.17
%
%
3 12 AMERICAN INTL GRP
%41.86%10.394,926 4,188 59.81 66.35
%
%
4 626 CHUBB LTD GRP
%51.77%9.914,701 4,500 57.72 55.95
%
%
5 3548 TRAVELERS GRP
%61.11%9.344,430 4,354 19.90 22.63
%
%
6 98 WR BERKLEY CORP GRP
%70.00%8.884,213 4,119 65.74 67.93
%
%
7 31 BERKSHIRE HATHAWAY GRP
%74.50%4.502,135 2,105 76.33 75.79
%
%
8 181 SWISS RE GRP
%78.93%4.442,104 1,667 5.58 11.53
%
%
9 785 MARKEL CORP GRP
%81.30%2.361,122 1,077 31.26 31.06
%
%
10 91 HARTFORD FIRE & CAS GRP
%83.57%2.281,080 1,043 46.36 47.91
%
%
**STAT E TOTAL**
%100.00%100.0047,433 44,383 47.89 49.92
%
%
© 2024 National Association of Insurance Commissioners
211
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%47.72%47.7270,008 70,614Maryland 8.78 9.15
%
%
2 626 CHUBB LTD GRP
%56.80%9.0813,319 12,580 51.54 51.40
%
%
3 12 AMERICAN INTL GRP
%64.18%7.3710,818 9,968 50.53 50.66
%
%
4 3548 TRAVELERS GRP
%70.75%6.579,636 9,368 119.34 128.94
%
%
5 88 THE HANOVER INS GRP
%73.82%3.074,505 4,287 54.51 57.30
%
%
6 4997 ACP INS MGMT LLC GRP
%76.41%2.603,808 2,458 17.11 17.59
%
%
7 785 MARKEL CORP GRP
%78.76%2.353,445 3,358 28.95 31.66
%
%
8 84 AMERICAN FINANCIAL GRP
%81.09%2.333,423 3,630 20.66 24.34
%
%
9 4904 INTACT FINANCIAL GRP
%83.30%2.203,231 3,199 22.09 21.89
%
%
10 4670 STARR GRP
%85.45%2.153,159 3,145 35.94 36.14
%
%
**STAT E TOTAL**
%100.00%100.00146,696 143,059 28.36 29.72
%
%
1 626 CHUBB LTD GRP
%17.10%17.1027,139 26,047Massachusetts 38.74 40.59
%
%
2 12 AMERICAN INTL GRP
%32.16%15.0623,899 21,649 36.47 37.54
%
%
3 4904 INTACT FINANCIAL GRP
%41.71%9.5515,160 14,738 42.48 42.05
%
%
4 3548 TRAVELERS GRP
%50.48%8.7713,911 13,563 29.47 30.81
%
%
5 4670 STARR GRP
%55.65%5.178,199 8,350 37.37 43.71
%
%
6 91 HARTFORD FIRE & CAS GRP
%59.25%3.605,711 5,236 12.43 13.54
%
%
7 785 MARKEL CORP GRP
%62.13%2.884,571 4,582 40.28 47.67
%
%
8 98 WR BERKLEY CORP GRP
%64.91%2.794,426 4,182 51.64 52.72
%
%
9 88 THE HANOVER INS GRP
%67.68%2.764,382 3,920 47.04 50.49
%
%
10 761 ALLIANZ INS GRP
%70.33%2.664,217 4,040 44.97 44.35
%
%
**STAT E TOTAL**
%100.00%100.00158,695 151,374 39.98 42.08
%
%
1 84 AMERICAN FINANCIAL GRP
%23.27%23.2734,017 33,935Michigan 44.78 60.00
%
%
2 4670 STARR GRP
%40.40%17.1225,030 23,027 63.07 65.44
%
%
3 12 AMERICAN INTL GRP
%51.49%11.1016,218 15,709 39.37 39.47
%
%
4 626 CHUBB LTD GRP
%56.59%5.107,447 7,245 65.20 65.79
%
%
5 212 ZURICH INS GRP
%61.34%4.756,943 5,594 20.79 21.49
%
%
6 3548 TRAVELERS GRP
%65.51%4.176,098 6,383 32.01 37.00
%
%
7 31 BERKSHIRE HATHAWAY GRP
%69.58%4.075,950 6,198 63.97 68.47
%
%
8 88 THE HANOVER INS GRP
%73.19%3.615,279 5,108 25.80 29.29
%
%
9 761 ALLIANZ INS GRP
%76.43%3.234,722 4,633 38.24 44.73
%
%
10 785 MARKEL CORP GRP
%79.07%2.653,871 3,894 19.62 25.52
%
%
**STAT E TOTAL**
%100.00%100.00146,160 140,336 48.81 54.20
%
%
1 12 AMERICAN INTL GRP
%18.24%18.248,109 8,088Minnesota 11.08 11.03
%
%
2 3548 TRAVELERS GRP
%29.17%10.934,859 4,790 38.66 39.84
%
%
3 4670 STARR GRP
%36.61%7.443,309 4,124 N/A N/A
4 69 FARMERS INS GRP
%43.45%6.843,040 3,079 35.75 35.93
%
%
5 761 ALLIANZ INS GRP
%49.14%5.692,530 2,354 65.46 66.17
%
%
6 968 AXA INS GRP
%54.29%5.152,288 2,158 67.96 64.64
%
%
7 218 CNA INS GRP
%59.40%5.112,273 2,345 30.93 33.90
%
%
8 626 CHUBB LTD GRP
%63.82%4.421,965 1,912 22.86 23.39
%
%
9 31 BERKSHIRE HATHAWAY GRP
%67.30%3.471,545 1,501 42.97 47.15
%
%
10 785 MARKEL CORP GRP
%70.48%3.181,415 1,404 33.31 37.10
%
%
**STAT E TOTAL**
%100.00%100.0044,457 44,559 18.35 20.76
%
%
© 2024 National Association of Insurance Commissioners
212
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%12.20%12.202,880 2,836Mississippi 4.76 9.91
%
%
2 4997 ACP INS MGMT LLC GRP
%22.81%10.622,506 553 26.70 27.22
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%33.29%10.482,473 5,303 4.17 0.93
%
%
4 3548 TRAVELERS GRP
%41.07%7.781,836 1,714 185.56 190.35
%
%
5 12 AMERICAN INTL GRP
%47.94%6.871,622 1,646 N/A N/A
6 256 COACTION GLOBAL INC GRP
%52.79%4.841,143 1,242 55.87 61.54
%
%
7 84 AMERICAN FINANCIAL GRP
%56.87%4.08964 928 10.80 13.95
%
%
8 4670 STARR GRP
%60.62%3.75884 952 96.21 99.26
%
%
9 4904 INTACT FINANCIAL GRP
%64.22%3.60850 905 N/A N/A
10 785 MARKEL CORP GRP
%67.80%3.58845 884 10.86 12.49
%
%
**STAT E TOTAL**
%100.00%100.0023,604 24,094 32.74 34.06
%
%
1 12 AMERICAN INTL GRP
%14.67%14.677,938 7,697Missouri 13.52 13.18
%
%
2 4670 STARR GRP
%26.04%11.376,151 6,188 147.88 152.32
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%33.91%7.874,256 4,264 70.78 72.21
%
%
4 785 MARKEL CORP GRP
%41.48%7.574,093 3,897 102.10 107.06
%
%
5 3548 TRAVELERS GRP
%48.46%6.993,779 3,766 48.20 59.00
%
%
6 626 CHUBB LTD GRP
%53.73%5.272,852 2,684 45.67 45.13
%
%
7 218 CNA INS GRP
%58.12%4.392,372 2,320 N/A N/A
8 91 HARTFORD FIRE & CAS GRP
%62.00%3.882,098 1,702 59.67 61.28
%
%
9 517 HANNOVER GRP
%65.83%3.832,073 2,064 27.35 33.18
%
%
10 4904 INTACT FINANCIAL GRP
%69.37%3.541,915 1,944 19.32 18.69
%
%
**STAT E TOTAL**
%100.00%100.0054,097 52,648 52.16 54.92
%
%
1 12 AMERICAN INTL GRP
%34.20%34.201,781 1,781Montana 11.18 11.36
%
%
2 69 FARMERS INS GRP
%47.52%13.32693 689 62.46 62.73
%
%
3 785 MARKEL CORP GRP
%56.12%8.59447 422 43.24 45.20
%
%
4 31 BERKSHIRE HATHAWAY GRP
%62.28%6.16321 311 38.55 56.01
%
%
5 3548 TRAVELERS GRP
%67.24%4.97258 260 40.13 41.45
%
%
6 140 NATIONWIDE CORP GRP
%71.77%4.53236 236 37.59 39.25
%
%
7 111 LIBERTY MUT GRP
%74.93%3.17165 169 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%77.93%2.99156 140 N/A N/A
9 84 AMERICAN FINANCIAL GRP
%80.58%2.65138 131 11.45 12.39
%
%
10 91 HARTFORD FIRE & CAS GRP
%82.46%1.8998 147 11.91 13.33
%
%
**STAT E TOTAL**
%100.00%100.005,205 5,137 20.88 22.92
%
%
1 12 AMERICAN INTL GRP
%24.20%24.201,751 1,791Nebraska 8.36 7.92
%
%
2 212 ZURICH INS GRP
%43.01%18.811,361 1,309 70.19 72.21
%
%
3 3548 TRAVELERS GRP
%51.95%8.95647 586 0.72 0.80
%
%
4 91 HARTFORD FIRE & CAS GRP
%59.42%7.47541 500 127.02 128.03
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%65.39%5.97432 422 13.39 14.18
%
%
6 4908 ASCOT INS US GRP
%70.51%5.12371 351 84.77 86.01
%
%
7 785 MARKEL CORP GRP
%73.45%2.94212 192 30.25 34.94
%
%
8 968 AXA INS GRP
%76.18%2.73198 133 21.00 28.03
%
%
9 84 AMERICAN FINANCIAL GRP
%78.72%2.54184 162 N/A N/A
10 69 FARMERS INS GRP
%81.23%2.51181 188 42.80 43.03
%
%
**STAT E TOTAL**
%100.00%100.007,237 6,946 35.74 36.52
%
%
© 2024 National Association of Insurance Commissioners
213
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%19.19%19.192,192 2,195Nevada 33.41 35.64
%
%
2 140 NATIONWIDE CORP GRP
%29.18%10.001,142 1,070 366.54 408.33
%
%
3 3548 TRAVELERS GRP
%37.99%8.811,006 1,125 2.38 2.81
%
%
4 785 MARKEL CORP GRP
%46.56%8.56978 917 125.69 130.26
%
%
5 69 FARMERS INS GRP
%52.09%5.53632 640 76.30 76.62
%
%
6 91 HARTFORD FIRE & CAS GRP
%56.87%4.78546 505 N/A N/A
7 626 CHUBB LTD GRP
%60.74%3.87443 410 233.05 233.33
%
%
8 84 AMERICAN FINANCIAL GRP
%64.36%3.62414 444 0.82 2.36
%
%
9 4908 ASCOT INS US GRP
%67.84%3.47397 418 11.72 12.56
%
%
10 218 CNA INS GRP
%71.30%3.46395 392 31.72 33.85
%
%
**STAT E TOTAL**
%100.00%100.0011,422 11,472 63.10 69.56
%
%
1 4904 INTACT FINANCIAL GRP
%12.50%12.502,525 2,269New Hampshire 24.84 25.06
%
%
2 12 AMERICAN INTL GRP
%24.59%12.092,440 2,388 18.56 18.60
%
%
3 88 THE HANOVER INS GRP
%33.85%9.261,871 1,757 10.35 11.54
%
%
4 3548 TRAVELERS GRP
%42.05%8.201,656 1,599 12.11 12.11
%
%
5 626 CHUBB LTD GRP
%48.51%6.461,304 1,293 109.66 110.17
%
%
6 98 WR BERKLEY CORP GRP
%54.18%5.671,145 1,149 58.86 62.99
%
%
7 785 MARKEL CORP GRP
%59.20%5.021,013 961 17.51 19.05
%
%
8 69 FARMERS INS GRP
%62.97%3.77762 711 51.27 51.29
%
%
9 218 CNA INS GRP
%66.41%3.44696 612 38.57 41.88
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%69.69%3.27661 631 N/A N/A
**STAT E TOTAL**
%100.00%100.0020,193 19,384 30.37 31.45
%
%
1 12 AMERICAN INTL GRP
%26.57%26.5758,390 55,618New Jersey 58.91 59.39
%
%
2 3548 TRAVELERS GRP
%40.43%13.8630,463 29,366 39.30 45.50
%
%
3 4670 STARR GRP
%45.17%4.7410,409 10,478 70.29 76.53
%
%
4 626 CHUBB LTD GRP
%49.79%4.6210,164 9,766 66.37 66.70
%
%
5 91 HARTFORD FIRE & CAS GRP
%54.29%4.509,887 9,546 38.35 43.22
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%58.05%3.768,273 8,372 62.50 63.42
%
%
7 218 CNA INS GRP
%61.77%3.728,174 8,225 39.36 43.66
%
%
8 111 LIBERTY MUT GRP
%65.30%3.527,743 7,487 62.48 67.92
%
%
9 968 AXA INS GRP
%68.72%3.437,529 7,216 138.38 150.24
%
%
10 212 ZURICH INS GRP
%72.09%3.377,397 7,129 35.01 41.50
%
%
**STAT E TOTAL**
%100.00%100.00219,774 212,969 57.44 61.16
%
%
1 12 AMERICAN INTL GRP
%25.63%25.63886 883New Mexico 29.86 29.91
%
%
2 4670 STARR GRP
%41.02%15.39532 501 61.55 65.43
%
%
3 88 THE HANOVER INS GRP
%52.00%10.98379 374 1.55 1.36
%
%
4 256 COACTION GLOBAL INC GRP
%60.90%8.91308 278 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%69.02%8.12281 281 30.14 28.54
%
%
6 69 FARMERS INS GRP
%76.31%7.28252 249 2.75 2.63
%
%
7 3548 TRAVELERS GRP
%79.43%3.13108 101 21.54 21.47
%
%
8 218 CNA INS GRP
%82.24%2.8197 80 28.18 29.88
%
%
9 785 MARKEL CORP GRP
%84.45%2.2177 80 19.59 20.93
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%86.54%2.0972 84 N/A N/A
**STAT E TOTAL**
%100.00%100.003,456 3,414 11.18 10.37
%
%
© 2024 National Association of Insurance Commissioners
214
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 13366 AMERICAN STEAMSHIP OWNERS MUT PROT
%28.99%28.99167,066 155,279New York 59.19 65.65
%
%
2 12 AMERICAN INTL GRP
%38.75%9.7756,305 54,746 38.24 39.12
%
%
3 3548 TRAVELERS GRP
%45.42%6.6738,428 36,526 29.55 34.17
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%50.92%5.5031,712 33,853 42.52 43.11
%
%
5 3219 SOMPO GRP
%56.18%5.2630,314 29,100 71.77 75.86
%
%
6 4670 STARR GRP
%60.70%4.5126,020 26,049 39.51 42.44
%
%
7 626 CHUBB LTD GRP
%64.16%3.4619,965 19,095 48.41 49.04
%
%
8 212 ZURICH INS GRP
%67.40%3.2418,656 16,684 39.04 43.15
%
%
9 38300 SAMSUNG FIRE & MARINE INS CO LTD
%70.47%3.0817,726 17,084 80.90 80.48
%
%
10 91 HARTFORD FIRE & CAS GRP
%73.35%2.8716,568 14,698 62.21 67.38
%
%
**STAT E TOTAL**
%100.00%100.00576,371 551,562 43.62 46.67
%
%
1 4670 STARR GRP
%27.70%27.7034,833 39,055North Carolina 71.32 72.20
%
%
2 12 AMERICAN INTL GRP
%39.79%12.0915,205 15,504 15.81 16.24
%
%
3 3548 TRAVELERS GRP
%48.14%8.3410,490 9,856 9.35 10.97
%
%
4 626 CHUBB LTD GRP
%56.19%8.0610,130 9,825 12.59 13.28
%
%
5 31 BERKSHIRE HATHAWAY GRP
%62.61%6.418,065 8,129 52.40 52.21
%
%
6 91 HARTFORD FIRE & CAS GRP
%66.86%4.255,350 4,978 11.16 10.49
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%69.37%2.513,150 2,995 2.33 1.55
%
%
8 181 SWISS RE GRP
%71.87%2.503,149 2,426 10.57 14.74
%
%
9 785 MARKEL CORP GRP
%74.22%2.352,954 3,039 18.21 23.30
%
%
10 212 ZURICH INS GRP
%76.52%2.302,887 2,997 7.85 7.47
%
%
**STAT E TOTAL**
%100.00%100.00125,744 126,287 35.74 36.27
%
%
1 12 AMERICAN INTL GRP
%16.97%16.97498 494North Dakota 4.60 4.89
%
%
2 98 WR BERKLEY CORP GRP
%32.17%15.20446 446 13.97 13.97
%
%
3 69 FARMERS INS GRP
%47.28%15.11443 442 57.37 57.49
%
%
4 31 BERKSHIRE HATHAWAY GRP
%52.63%5.35157 150 27.90 25.94
%
%
5 218 CNA INS GRP
%57.86%5.23153 146 18.18 19.40
%
%
6 111 LIBERTY MUT GRP
%63.03%5.17152 152 N/A N/A
7 3548 TRAVELERS GRP
%68.19%5.15151 141 N/A N/A
8 3219 SOMPO GRP
%72.66%4.47131 131 11.90 13.22
%
%
9 91 HARTFORD FIRE & CAS GRP
%77.06%4.40129 119 45.59 45.72
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%80.69%3.63107 74 632.84 670.25
%
%
**STAT E TOTAL**
%100.00%100.002,934 2,917 38.01 38.98
%
%
1 12 AMERICAN INTL GRP
%20.46%20.4617,934 18,364Ohio 30.49 30.68
%
%
2 4670 STARR GRP
%28.46%8.007,010 5,836 0.32 5.46
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%35.48%7.026,155 6,447 76.53 90.55
%
%
4 517 HANNOVER GRP
%42.13%6.655,827 5,574 73.05 80.20
%
%
5 3548 TRAVELERS GRP
%47.87%5.745,035 4,715 52.52 61.56
%
%
6 91 HARTFORD FIRE & CAS GRP
%53.53%5.654,954 5,237 97.57 102.26
%
%
7 212 ZURICH INS GRP
%58.96%5.444,765 4,535 290.55 296.94
%
%
8 218 CNA INS GRP
%64.26%5.294,640 4,397 27.16 29.62
%
%
9 626 CHUBB LTD GRP
%69.37%5.114,479 4,387 157.22 158.51
%
%
10 31 BERKSHIRE HATHAWAY GRP
%73.18%3.813,343 3,456 42.24 49.22
%
%
**STAT E TOTAL**
%100.00%100.0087,650 84,998 58.54 62.02
%
%
© 2024 National Association of Insurance Commissioners
215
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%21.76%21.764,942 4,941Oklahoma 23.94 24.22
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%33.94%12.172,764 1,657 110.29 116.50
%
%
3 69 FARMERS INS GRP
%44.15%10.212,318 2,466 36.36 36.64
%
%
4 4904 INTACT FINANCIAL GRP
%53.70%9.552,169 2,165 36.75 39.29
%
%
5 3548 TRAVELERS GRP
%58.95%5.251,192 1,089 81.87 101.04
%
%
6 785 MARKEL CORP GRP
%63.92%4.971,129 1,094 24.90 26.83
%
%
7 626 CHUBB LTD GRP
%68.71%4.791,088 1,032 6.87 7.62
%
%
8 256 COACTION GLOBAL INC GRP
%73.27%4.561,036 965 24.32 26.37
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%77.56%4.29974 784 24.68 24.43
%
%
10 91 HARTFORD FIRE & CAS GRP
%80.78%3.22731 768 24.92 26.37
%
%
**STAT E TOTAL**
%100.00%100.0022,707 20,613 35.72 38.27
%
%
1 12 AMERICAN INTL GRP
%22.76%22.7611,430 10,701Oregon 36.69 36.63
%
%
2 3548 TRAVELERS GRP
%30.05%7.293,663 3,505 N/A N/A
3 91 HARTFORD FIRE & CAS GRP
%36.19%6.143,082 2,873 16.90 26.04
%
%
4 212 ZURICH INS GRP
%40.87%4.682,352 1,997 13.63 12.63
%
%
5 3485 ROTHSCHILD INTL GRP
%44.97%4.102,060 2,065 31.32 31.97
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%48.88%3.911,964 1,949 42.44 42.80
%
%
7 3219 SOMPO GRP
%52.43%3.551,781 2,001 12.59 7.08
%
%
8 65 FM GLOBAL GRP
%55.73%3.301,658 1,562 N/A N/A
9 4904 INTACT FINANCIAL GRP
%58.97%3.241,628 1,598 13.32 14.70
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%62.08%3.111,562 1,351 52.84 57.99
%
%
**STAT E TOTAL**
%100.00%100.0050,222 48,108 25.75 26.54
%
%
1 12 AMERICAN INTL GRP
%22.45%22.4523,213 22,583Pennsylvania 28.70 28.84
%
%
2 4670 STARR GRP
%35.41%12.9613,406 14,667 43.54 46.58
%
%
3 91 HARTFORD FIRE & CAS GRP
%43.00%7.597,853 7,789 51.74 57.10
%
%
4 3548 TRAVELERS GRP
%49.86%6.857,086 7,588 84.17 93.86
%
%
5 212 ZURICH INS GRP
%55.81%5.966,160 5,638 109.77 114.56
%
%
6 626 CHUBB LTD GRP
%60.84%5.035,197 5,180 69.17 75.20
%
%
7 968 AXA INS GRP
%64.91%4.074,210 4,177 128.29 134.18
%
%
8 218 CNA INS GRP
%68.81%3.914,040 3,856 39.49 42.99
%
%
9 4908 ASCOT INS US GRP
%72.57%3.753,880 3,891 14.18 14.87
%
%
10 4904 INTACT FINANCIAL GRP
%75.21%2.642,735 2,533 79.04 78.77
%
%
**STAT E TOTAL**
%100.00%100.00103,414 101,818 51.13 53.84
%
%
1 84 AMERICAN FINANCIAL GRP
%22.80%22.8012,062 11,755Rhode Island 32.35 34.26
%
%
2 626 CHUBB LTD GRP
%37.17%14.377,605 7,365 32.76 33.49
%
%
3 12 AMERICAN INTL GRP
%49.06%11.896,294 5,755 14.92 20.60
%
%
4 3548 TRAVELERS GRP
%57.94%8.884,697 4,637 9.83 21.30
%
%
5 4904 INTACT FINANCIAL GRP
%64.25%6.313,336 3,411 31.60 31.56
%
%
6 4670 STARR GRP
%70.29%6.043,198 3,303 16.75 28.08
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%74.57%4.282,262 1,886 23.80 23.21
%
%
8 4715 MS & AD INS GRP
%77.61%3.051,612 1,560 121.04 126.66
%
%
9 761 ALLIANZ INS GRP
%79.76%2.151,139 1,151 N/A N/A
10 88 THE HANOVER INS GRP
%81.89%2.131,125 1,032 21.90 30.80
%
%
**STAT E TOTAL**
%100.00%100.0052,913 50,750 32.35 36.21
%
%
© 2024 National Association of Insurance Commissioners
216
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%18.47%18.4710,863 10,547South Carolina 30.85 33.51
%
%
2 626 CHUBB LTD GRP
%30.33%11.866,973 6,246 35.08 42.13
%
%
3 12 AMERICAN INTL GRP
%40.15%9.825,777 5,746 67.78 69.67
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%45.41%5.263,090 3,010 27.56 42.12
%
%
5 785 MARKEL CORP GRP
%50.58%5.173,038 3,034 N/A N/A
6 181 SWISS RE GRP
%54.30%3.732,191 1,716 14.44 18.52
%
%
7 91 HARTFORD FIRE & CAS GRP
%57.94%3.642,139 1,902 14.27 16.34
%
%
8 84 AMERICAN FINANCIAL GRP
%61.52%3.582,105 2,000 N/A N/A
9 4904 INTACT FINANCIAL GRP
%65.08%3.562,092 2,011 68.15 69.71
%
%
10 4670 STARR GRP
%68.57%3.492,053 1,931 37.09 48.42
%
%
**STAT E TOTAL**
%100.00%100.0058,803 55,681 30.24 34.87
%
%
1 12 AMERICAN INTL GRP
%31.41%31.41722 721South Dakota 17.46 17.54
%
%
2 69 FARMERS INS GRP
%48.75%17.34399 355 56.08 56.23
%
%
3 84 AMERICAN FINANCIAL GRP
%56.87%8.12187 171 7.50 11.61
%
%
4 785 MARKEL CORP GRP
%63.05%6.19142 124 129.28 135.85
%
%
5 31 BERKSHIRE HATHAWAY GRP
%69.12%6.07140 138 65.93 66.20
%
%
6 3548 TRAVELERS GRP
%74.24%5.12118 113 N/A N/A
7 140 NATIONWIDE CORP GRP
%78.54%4.3099 78 115.36 112.30
%
%
8 218 CNA INS GRP
%81.50%2.9668 64 32.38 34.51
%
%
9 4904 INTACT FINANCIAL GRP
%84.01%2.5158 37 42.58 43.62
%
%
10 98 WR BERKLEY CORP GRP
%86.37%2.3654 54 28.32 28.32
%
%
**STAT E TOTAL**
%100.00%100.002,300 2,152 44.37 46.18
%
%
1 4670 STARR GRP
%47.65%47.6558,366 53,517Tennessee 101.74 104.23
%
%
2 12 AMERICAN INTL GRP
%60.30%12.6515,489 12,922 26.99 27.27
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%65.99%5.696,965 10,829 N/A N/A
4 3548 TRAVELERS GRP
%70.20%4.215,156 5,044 22.13 23.33
%
%
5 626 CHUBB LTD GRP
%72.96%2.763,385 3,273 26.45 27.52
%
%
6 4904 INTACT FINANCIAL GRP
%75.25%2.292,810 2,759 38.53 38.16
%
%
7 4908 ASCOT INS US GRP
%77.31%2.062,523 2,457 99.87 100.95
%
%
8 111 LIBERTY MUT GRP
%79.32%2.002,451 2,318 33.73 45.30
%
%
9 91 HARTFORD FIRE & CAS GRP
%81.22%1.902,333 4,312 79.03 78.65
%
%
10 140 NATIONWIDE CORP GRP
%83.01%1.792,191 1,931 36.29 38.58
%
%
**STAT E TOTAL**
%100.00%100.00122,479 119,130 38.40 40.37
%
%
1 12 AMERICAN INTL GRP
%18.36%18.3687,667 85,550Texa s 33.62 33.98
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%32.70%14.3468,467 51,271 84.11 90.11
%
%
3 4670 STARR GRP
%37.68%4.9923,815 25,112 129.10 133.05
%
%
4 181 SWISS RE GRP
%42.27%4.5821,891 20,696 43.23 47.48
%
%
5 91 HARTFORD FIRE & CAS GRP
%46.78%4.5121,533 20,959 31.88 35.27
%
%
6 3548 TRAVELERS GRP
%50.26%3.4816,613 16,253 92.31 101.65
%
%
7 31 BERKSHIRE HATHAWAY GRP
%53.44%3.1815,207 15,897 42.16 43.75
%
%
8 256 COACTION GLOBAL INC GRP
%56.47%3.0314,466 12,506 34.79 37.71
%
%
9 626 CHUBB LTD GRP
%59.29%2.8213,465 13,185 28.03 29.73
%
%
10 4908 ASCOT INS US GRP
%62.03%2.7413,088 12,955 112.64 116.67
%
%
**STAT E TOTAL**
%100.00%100.00477,516 448,118 54.78 57.74
%
%
© 2024 National Association of Insurance Commissioners
217
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%24.38%24.385,781 5,791Utah 138.03 138.86
%
%
2 968 AXA INS GRP
%36.23%11.842,808 3,019 8.62 10.87
%
%
3 218 CNA INS GRP
%43.86%7.631,810 1,726 34.14 36.34
%
%
4 785 MARKEL CORP GRP
%50.31%6.451,530 1,494 49.75 52.45
%
%
5 69 FARMERS INS GRP
%54.44%4.13978 966 60.83 61.37
%
%
6 4670 STARR GRP
%58.52%4.08967 900 347.68 416.59
%
%
7 31 BERKSHIRE HATHAWAY GRP
%62.32%3.80902 906 83.11 82.74
%
%
8 91 HARTFORD FIRE & CAS GRP
%65.13%2.81666 679 0.23 0.50
%
%
9 111 LIBERTY MUT GRP
%67.90%2.77656 574 5.73 5.44
%
%
10 3548 TRAVELERS GRP
%70.57%2.67632 913 N/A N/A
**STAT E TOTAL**
%100.00%100.0023,708 23,833 61.13 64.40
%
%
1 12 AMERICAN INTL GRP
%15.86%15.86687 658Vermont 22.43 22.62
%
%
2 4904 INTACT FINANCIAL GRP
%28.70%12.84556 540 113.34 113.72
%
%
3 88 THE HANOVER INS GRP
%38.81%10.11438 395 1.72 2.20
%
%
4 3548 TRAVELERS GRP
%47.77%8.96388 375 67.58 68.35
%
%
5 98 WR BERKLEY CORP GRP
%54.90%7.13309 299 11.24 11.35
%
%
6 626 CHUBB LTD GRP
%59.93%5.03218 246 29.32 31.06
%
%
7 111 LIBERTY MUT GRP
%64.35%4.42191 164 371.40 375.28
%
%
8 84 AMERICAN FINANCIAL GRP
%68.66%4.31187 168 3.83 5.68
%
%
9 4670 STARR GRP
%72.66%4.00173 169 48.19 48.30
%
%
10 785 MARKEL CORP GRP
%76.29%3.63157 150 146.67 172.50
%
%
**STAT E TOTAL**
%100.00%100.004,331 4,350 51.66 53.83
%
%
1 626 CHUBB LTD GRP
%15.65%15.6524,574 24,585Virginia 106.83 108.38
%
%
2 517 HANNOVER GRP
%29.57%13.9221,861 21,569 53.25 58.53
%
%
3 12 AMERICAN INTL GRP
%39.64%10.0615,797 14,862 24.12 24.41
%
%
4 3548 TRAVELERS GRP
%47.95%8.3213,060 12,400 87.23 92.42
%
%
5 91 HARTFORD FIRE & CAS GRP
%55.29%7.3411,526 10,921 25.53 27.33
%
%
6 4670 STARR GRP
%60.11%4.817,560 7,388 10.36 10.72
%
%
7 218 CNA INS GRP
%63.83%3.725,846 5,840 39.64 49.24
%
%
8 4908 ASCOT INS US GRP
%67.40%3.575,608 5,230 194.11 196.46
%
%
9 212 ZURICH INS GRP
%70.08%2.674,199 4,038 79.80 82.78
%
%
10 31 BERKSHIRE HATHAWAY GRP
%72.42%2.343,674 3,852 55.73 56.79
%
%
**STAT E TOTAL**
%100.00%100.00157,010 151,526 58.93 61.88
%
%
1 4670 STARR GRP
%37.37%37.37104,144 59,608Washington 147.43 148.64
%
%
2 3548 TRAVELERS GRP
%44.53%7.1619,955 20,588 12.03 15.94
%
%
3 91 HARTFORD FIRE & CAS GRP
%51.40%6.8819,171 18,419 30.08 30.53
%
%
4 12 AMERICAN INTL GRP
%57.14%5.7315,979 16,803 51.12 51.23
%
%
5 626 CHUBB LTD GRP
%61.83%4.6913,075 12,583 97.66 98.74
%
%
6 785 MARKEL CORP GRP
%65.66%3.8310,667 10,584 39.38 39.99
%
%
7 212 ZURICH INS GRP
%69.36%3.7010,318 9,962 63.93 71.62
%
%
8 4904 INTACT FINANCIAL GRP
%72.32%2.968,242 8,234 20.01 19.76
%
%
9 3219 SOMPO GRP
%74.73%2.416,724 6,805 46.71 48.58
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%77.08%2.366,570 7,288 252.77 255.00
%
%
**STAT E TOTAL**
%100.00%100.00278,710 229,941 78.91 81.20
%
%
© 2024 National Association of Insurance Commissioners
218
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%14.59%14.59740 744West Virginia N/A N/A
2 12 AMERICAN INTL GRP
%27.39%12.79648 649 11.68 11.70
%
%
3 4670 STARR GRP
%37.53%10.15514 498 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%44.97%7.43377 373 32.48 32.33
%
%
5 4904 INTACT FINANCIAL GRP
%51.55%6.58334 322 N/A N/A
6 4990 CORE SPECIALTY INS HOLDINGS GRP
%57.80%6.25317 294 28.88 30.81
%
%
7 4908 ASCOT INS US GRP
%63.67%5.87297 324 6.71 7.32
%
%
8 3548 TRAVELERS GRP
%68.60%4.93250 242 N/A N/A
9 785 MARKEL CORP GRP
%73.18%4.58232 216 10.75 12.55
%
%
10 38300 SAMSUNG FIRE & MARINE INS CO LTD
%76.49%3.31168 162 23.05 23.90
%
%
**STAT E TOTAL**
%100.00%100.005,068 4,968 5.75 6.49
%
%
1 12 AMERICAN INTL GRP
%37.39%37.3923,047 23,206Wisconsin 9.51 9.63
%
%
2 3548 TRAVELERS GRP
%46.79%9.395,788 5,873 27.33 36.92
%
%
3 785 MARKEL CORP GRP
%53.04%6.263,856 3,787 101.69 105.45
%
%
4 626 CHUBB LTD GRP
%58.57%5.533,409 3,342 28.83 30.61
%
%
5 4670 STARR GRP
%63.58%5.013,085 3,177 192.61 218.77
%
%
6 4889 JEWELERS MUT GRP
%67.78%4.202,587 2,587 73.06 72.94
%
%
7 218 CNA INS GRP
%70.93%3.161,946 1,922 21.99 24.32
%
%
8 84 AMERICAN FINANCIAL GRP
%73.74%2.801,727 1,848 306.12 313.01
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%75.81%2.081,279 1,287 1.55 2.48
%
%
10 88 THE HANOVER INS GRP
%77.85%2.041,259 1,197 9.70 8.36
%
%
**STAT E TOTAL**
%100.00%100.0061,631 61,519 58.40 62.24
%
%
1 12 AMERICAN INTL GRP
%27.74%27.74491 498Wyoming 10.08 10.12
%
%
2 69 FARMERS INS GRP
%45.26%17.52310 312 37.33 37.47
%
%
3 3548 TRAVELERS GRP
%52.75%7.49133 128 N/A N/A
4 218 CNA INS GRP
%59.64%6.89122 129 4.77 6.36
%
%
5 785 MARKEL CORP GRP
%64.40%4.7684 89 12.07 14.21
%
%
6 181 SWISS RE GRP
%68.27%3.8768 52 N/A N/A
7 3098 TOKIO MARINE HOLDINGS INC GRP
%72.07%3.8067 61 21.57 20.41
%
%
8 84 AMERICAN FINANCIAL GRP
%75.79%3.7166 65 N/A N/A
9 88 THE HANOVER INS GRP
%78.62%2.8350 34 N/A N/A
10 256 COACTION GLOBAL INC GRP
%81.16%2.5445 6 46.06 49.94
%
%
**STAT E TOTAL**
%100.00%100.001,771 1,637 15.36 15.66
%
%
1 12 AMERICAN INTL GRP
%51.13%51.13560 756Guam 19.51 19.21
%
%
2 4990 CORE SPECIALTY INS HOLDINGS GRP
%62.68%11.55126 47 80.34 89.26
%
%
3 4670 STARR GRP
%72.51%9.84108 108 4.06 4.37
%
%
4 4672 DONGBU INS GRP
%81.96%9.45103 104 0.00 0.00
%
%
5 626 CHUBB LTD GRP
%89.45%7.4982 78 83.44 85.28
%
%
6 761 ALLIANZ INS GRP
%94.88%5.4359 59 0.00 0.00
%
%
7 13597 CHUNG KUO INS CO LTD
%97.24%2.3626 26 91.23 91.23
%
%
8 10972 FIRST NET INS CO
%98.12%0.8810 9 417.03 428.65
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%98.99%0.8710 5 50.07 55.77
%
%
10 5030 TAN HOLDINGS CORP GRP
%99.42%0.435 5 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,094 1,204 26.44 26.86
%
%
© 2024 National Association of Insurance Commissioners
219
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4734 APOLLO GLOBAL MGMT GRP
%34.03%34.0310,621 10,560Puerto Rico 21.74 19.53
%
%
2 4706 LOCKHART CO GRP
%52.93%18.905,897 5,714 17.41 21.29
%
%
3 10308 ANTILLES INS CO
%61.89%8.962,796 2,577 5.10 5.52
%
%
471UNIVERSAL INS CO GRP
%67.92%6.041,884 1,760 N/A N/A
5 626 CHUBB LTD GRP
%73.86%5.941,853 1,775 20.49 23.07
%
%
6 111 LIBERTY MUT GRP
%78.87%5.011,562 1,554 16.70 18.56
%
%
7 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%83.12%4.251,326 1,256 23.90 23.75
%
%
8 12 AMERICAN INTL GRP
%86.82%3.701,156 999 43.10 47.20
%
%
9 411 MAPFRE INS GRP
%89.31%2.49778 792 N/A N/A
10 761 ALLIANZ INS GRP
%91.71%2.40749 742 10.92 11.26
%
%
**STAT E TOTAL**
%100.00%100.0031,208 30,259 12.80 12.53
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%42.98%42.981,448 1,251U.S. Virgin Islands 152.01 160.17
%
%
2 111 LIBERTY MUT GRP
%54.25%11.27380 400 1.69 N/A
%
3 256 COACTION GLOBAL INC GRP
%62.88%8.63291 296 4.44 13.01
%
%
4 626 CHUBB LTD GRP
%69.51%6.64224 215 33.01 170.85
%
%
5 968 AXA INS GRP
%74.71%5.20175 147 7.10 6.78
%
%
6 4990 CORE SPECIALTY INS HOLDINGS GRP
%78.63%3.92132 48 44.76 34.81
%
%
7 4670 STARR GRP
%82.46%3.83129 192 4.53 4.87
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%86.28%3.82129 79 N/A N/A
9 98 WR BERKLEY CORP GRP
%89.40%3.13105 101 N/A N/A
10 4734 APOLLO GLOBAL MGMT GRP
%91.90%2.5084 53 37.66 36.19
%
%
**STAT E TOTAL**
%100.00%100.003,370 3,107 59.69 74.17
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%85.66%85.6634 33N. Mariana Islands N/A N/A
2 10972 FIRST NET INS CO
%94.43%8.773 3 0.00 0.00
%
%
3 4672 DONGBU INS GRP
%97.98%3.551 1 0.00 0.00
%
%
4 5030 TAN HOLDINGS CORP GRP
%100.00%2.021 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0040 38 N/A N/A
1 218 CNA INS GRP
%49.49%49.4958,840 56,474Canada 51.26 54.43
%
%
2 761 ALLIANZ INS GRP
%63.96%14.4717,198 15,993 3.39 7.57
%
%
3 111 LIBERTY MUT GRP
%76.04%12.0814,364 14,667 109.63 112.06
%
%
4 84 AMERICAN FINANCIAL GRP
%84.83%8.8010,457 10,131 91.99 93.49
%
%
5 3548 TRAVELERS GRP
%90.65%5.826,914 7,243 19.65 24.66
%
%
6 968 AXA INS GRP
%96.41%5.776,855 7,369 N/A N/A
7 98 WR BERKLEY CORP GRP
%98.69%2.282,705 2,420 32.18 32.18
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.20%0.51604 469 279.89 281.51
%
%
9 626 CHUBB LTD GRP
%99.69%0.50590 599 46.54 45.91
%
%
10 65 FM GLOBAL GRP
%100.00%0.37434 369 N/A N/A
**STAT E TOTAL**
%100.00%100.00118,889 115,687 48.09 50.58
%
%
© 2024 National Association of Insurance Commissioners
220
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
08 - Ocean Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%20.57%20.5744,862 42,287Agg. Other Alien 52.63 59.27
%
%
2 626 CHUBB LTD GRP
%38.57%18.0039,246 36,906 41.19 45.73
%
%
3 84 AMERICAN FINANCIAL GRP
%49.87%11.3024,640 24,850 30.55 34.05
%
%
4 4670 STARR GRP
%59.45%9.5820,901 16,479 57.27 58.29
%
%
5 158 FAIRFAX FIN GRP
%68.36%8.9119,437 19,573 5.34 6.35
%
%
6 111 LIBERTY MUT GRP
%76.06%7.6916,781 15,539 24.37 28.16
%
%
7 12 AMERICAN INTL GRP
%81.71%5.6512,327 15,856 18.79 18.43
%
%
8 783 RLI INS GRP
%86.22%4.519,836 10,670 44.74 45.54
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%90.70%4.489,771 22,792 N/A 0.53
%
10 91 HARTFORD FIRE & CAS GRP
%94.54%3.838,361 8,641 55.90 57.57
%
%
**STAT E TOTAL**
%100.00%100.00218,079 226,579 35.08 37.72
%
%
© 2024 National Association of Insurance Commissioners
221
09—Inland Marine
© 2024 National Association of Insurance Commissioners
222
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%11.87%11.874,322,775 4,308,722 61.61 61.93
%
%
2 218 CNA INS GRP
%20.37%8.503,095,440 3,013,175 52.40 52.57
%
%
3 626 CHUBB LTD GRP
%26.26%5.892,145,024 2,053,060 34.88 42.07
%
%
4 761 ALLIANZ INS GRP
%32.05%5.792,110,596 2,041,514 25.41 25.87
%
%
5 12 AMERICAN INTL GRP
%36.19%4.141,509,507 1,498,659 32.06 32.84
%
%
6 140 NATIONWIDE CORP GRP
%40.10%3.911,424,015 1,386,428 75.61 75.90
%
%
7 212 ZURICH INS GRP
%43.95%3.841,399,778 1,327,454 33.24 34.93
%
%
8 19 ASSURANT INC GRP
%47.37%3.431,247,637 1,226,336 38.75 38.75
%
%
9 65 FM GLOBAL GRP
%50.27%2.901,056,920 958,546 N/A N/A
10 5008 TRUPANION GRP
%52.94%2.66969,627 939,958 72.42 72.42
%
%
11 3548 TRAVELERS GRP
%55.54%2.61949,194 913,974 47.66 48.17
%
%
12 176 STATE FARM GRP
%57.83%2.29834,218 809,623 52.04 53.30
%
%
13 155 PROGRESSIVE GRP
%60.01%2.17792,096 786,721 42.34 42.52
%
%
14 158 FAIRFAX FIN GRP
%62.13%2.12773,942 772,621 65.75 66.60
%
%
15 785 MARKEL CORP GRP
%63.90%1.77643,990 606,420 43.67 45.25
%
%
16 11231 GENERALI US BRANCH
%65.56%1.66605,733 525,436 38.90 39.08
%
%
17 31 BERKSHIRE HATHAWAY GRP
%67.22%1.65602,634 556,735 50.41 52.14
%
%
18 150 OLD REPUBLIC GRP
%68.71%1.50544,633 512,528 27.36 29.09
%
%
19 361 MUNICH RE GRP
%70.20%1.49542,412 476,182 39.89 39.98
%
%
20 968 AXA INS GRP
%71.52%1.32479,822 451,022 47.65 45.78
%
%
21 84 AMERICAN FINANCIAL GRP
%72.78%1.26457,666 443,393 36.39 36.13
%
%
22 4670 STARR GRP
%74.03%1.25456,062 437,919 36.96 39.32
%
%
23 88 THE HANOVER INS GRP
%75.11%1.08392,048 388,653 43.20 44.46
%
%
24 98 WR BERKLEY CORP GRP
%76.12%1.01369,390 351,559 48.31 49.81
%
%
25 225 IAT REINS CO GRP
%77.13%1.01369,125 363,815 14.34 14.82
%
%
26 1279 ARCH INS GRP
%78.09%0.95347,625 346,714 35.99 36.06
%
%
27 4889 JEWELERS MUT GRP
%79.03%0.94343,486 324,781 37.78 38.01
%
%
28 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.95%0.92335,934 327,447 31.28 31.31
%
%
29 3098 TOKIO MARINE HOLDINGS INC GRP
%80.79%0.84305,099 295,613 50.43 53.62
%
%
30 244 CINCINNATI FIN GRP
%81.60%0.81294,276 301,113 48.78 51.04
%
%
31 4904 INTACT FINANCIAL GRP
%82.39%0.80290,088 191,057 31.65 31.34
%
%
32 869 MINNESOTA MUT GRP
%83.11%0.71259,086 250,593 42.49 46.74
%
%
33 26565 OHIO IND CO
%83.80%0.70253,658 224,286 51.46 53.02
%
%
34 23 BCS INS GRP
%84.47%0.67242,923 233,273 36.37 36.41
%
%
35 91 HARTFORD FIRE & CAS GRP
%85.14%0.67242,548 242,133 43.35 44.33
%
%
36 4718 TIPTREE FIN GRP
%85.77%0.64232,003 244,987 8.08 8.28
%
%
37 280 AUTO OWNERS GRP
%86.38%0.61221,283 211,701 41.52 42.60
%
%
38 8 ALLSTATE INS GRP
%86.96%0.58210,732 213,562 36.98 37.62
%
%
39 3416 AXIS CAPITAL GRP
%87.53%0.57208,507 180,499 53.17 57.74
%
%
40 169 SENTRY INS GRP
%88.08%0.55200,045 159,977 69.80 70.08
%
%
41 5032 LEMONADE INC GRP
%88.58%0.50181,533 150,794 66.16 66.16
%
%
42 242 SELECTIVE INS GRP
%89.05%0.47172,928 161,845 30.03 30.35
%
%
43 241 METROPOLITAN GRP
%89.47%0.42152,604 110,737 103.90 103.90
%
%
44 408 BROOKFIELD REINS LTD GRP
%89.89%0.41150,993 147,591 42.51 43.94
%
%
45 27928 AMEX ASSUR CO
%90.27%0.39140,750 140,750 62.79 62.98
%
%
46 5062 INDEPENDENCE PET HOLDING INC GRP
%90.65%0.38138,378 132,894 57.41 57.41
%
%
47 181 SWISS RE GRP
%91.03%0.38138,019 131,951 20.02 20.51
%
%
48 4977 PALOMAR HOLDINGS GRP
%91.41%0.38137,048 116,390 43.22 43.26
%
%
49 796 QBE INS GRP
%91.78%0.37135,590 233,132 4.35 5.22
%
%
50 3219 SOMPO GRP
%92.13%0.35125,800 129,344 56.56 60.57
%
%
51 749 SCOR GRP
%92.43%0.30109,025 104,023 17.67 17.81
%
%
52 4734 APOLLO GLOBAL MGMT GRP
%92.70%0.2799,231 98,412 46.10 46.19
%
%
53 783 RLI INS GRP
%92.95%0.2591,482 88,530 29.31 29.80
%
%
54 62 EMC INS CO GRP
%93.19%0.2488,101 86,175 36.07 36.07
%
%
55 7 FEDERATED MUT GRP
%93.42%0.2382,012 77,172 49.61 50.20
%
%
56 517 HANNOVER GRP
%93.63%0.2278,882 57,089 63.27 66.24
%
%
57 69 FARMERS INS GRP
%93.84%0.2175,551 79,094 27.01 27.11
%
%
58 574 UHAUL HOLDING GRP
%94.04%0.2072,076 72,076 10.36 10.66
%
%
59 14184 ACUITY A MUT INS CO
%94.21%0.1763,168 60,843 33.30 33.44
%
%
60 1120 EVEREST REINS HOLDINGS GRP
%94.38%0.1762,303 67,130 43.14 45.59
%
%
61 248 UNITED FIRE & CAS GRP
%94.55%0.1762,250 57,900 43.57 44.17
%
%
62 228 WESTFIELD GRP
%94.72%0.1659,869 59,398 22.90 22.96
%
%
63 809 TEXAS FARM BUREAU MUT GRP
%94.88%0.1658,863 53,893 49.60 49.65
%
%
64 15350 WEST BEND INS CO
%95.03%0.1555,379 53,339 33.86 33.95
%
%
65 4997 ACP INS MGMT LLC GRP
%95.17%0.1452,050 50,931 49.23 49.67
%
%
© 2024 National Association of Insurance Commissioners
223
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 473 AMERICAN FAMILY INS GRP
%95.31%0.1449,345 51,378 45.73 46.79
%
%
67 2538 AMTRUST FINANCIAL SERV GRP
%95.44%0.1347,335 54,187 37.37 39.13
%
%
68 4990 CORE SPECIALTY INS HOLDINGS GRP
%95.57%0.1346,347 40,867 88.77 88.71
%
%
69 629 PLATEAU GRP
%95.69%0.1244,454 43,699 36.10 36.10
%
%
70 256 COACTION GLOBAL INC GRP
%95.80%0.1141,509 39,892 44.32 49.16
%
%
71 309 WESTERN NATL MUT GRP
%95.92%0.1141,287 37,946 33.74 34.41
%
%
72 572 BCBS OF MI GRP
%96.02%0.1139,531 39,902 51.69 54.24
%
%
73 1309 FRANKENMUTH GRP
%96.13%0.1138,711 37,266 26.11 26.67
%
%
74 4715 MS & AD INS GRP
%96.24%0.1038,031 32,545 8.06 6.78
%
%
75 4234 RANDALL & QUILTER INVESTMENT GRP
%96.34%0.1037,896 38,449 100.63 100.85
%
%
76 4962 AU HOLDING CO GRP
%96.44%0.1036,325 28,684 30.91 31.27
%
%
77 4381 SKYWARD SPECIALTY INS GRP INC GRP
%96.53%0.0934,128 24,779 55.76 91.01
%
%
78 4908 ASCOT INS US GRP
%96.62%0.0830,728 28,103 35.26 38.00
%
%
79 324 NORTH CAROLINA FARM BUREAU GRP
%96.70%0.0830,301 29,005 50.13 50.12
%
%
80 479 IFG CO GRP
%96.78%0.0830,186 28,787 29.58 28.92
%
%
81 4773 FRONTLINE INS GRP
%96.86%0.0829,436 27,857 71.47 71.47
%
%
82 36 CENTRAL MUT INS CO GRP
%96.94%0.0829,259 28,097 36.88 36.95
%
%
83 3569 CATERPILLAR GRP
%97.02%0.0829,057 27,539 48.58 48.58
%
%
84 213 ERIE INS GRP
%97.10%0.0828,396 28,482 42.25 42.17
%
%
85 262 CANAL GRP
%97.18%0.0827,622 24,356 73.40 73.68
%
%
86 922 ICW GRP ASSETS INC GRP
%97.25%0.0726,863 24,624 17.98 18.72
%
%
87 10130 SU INS CO
%97.32%0.0725,063 23,686 52.00 52.00
%
%
88 123 SHELTER INS GRP
%97.39%0.0724,280 23,542 49.74 50.08
%
%
89 21806 AMERICAN PROP INS CO
%97.45%0.0622,768 21,220 41.66 47.11
%
%
90 291 ENCOVA MUT INS GRP
%97.51%0.0622,144 21,564 36.84 40.61
%
%
91 271 PENNSYLVANIA NATL INS GRP
%97.57%0.0621,389 21,098 26.81 26.89
%
%
92 13757 FARM BUREAU MUT INS CO OF AR INC
%97.63%0.0621,041 20,708 58.02 58.41
%
%
93 4507 BUILDERS GRP
%97.68%0.0620,549 20,556 26.33 27.18
%
%
94 4761 EVERETT MUT GRP
%97.74%0.0620,519 20,341 54.52 54.55
%
%
95 689 BANKERS INS GRP
%97.79%0.0620,036 18,891 N/A N/A
96 518 GRINNELL MUT GRP
%97.85%0.0518,653 18,929 36.43 36.78
%
%
97 38920 KINSALE INS CO
%97.90%0.0518,629 16,807 37.66 37.87
%
%
98 50 COUNTRY INS & FIN SERV GRP
%97.95%0.0517,795 17,816 28.32 28.28
%
%
99 67 MICHIGAN FARM BUREAU GRP
%97.99%0.0517,490 16,873 50.69 51.09
%
%
100 19631 AMERICAN ROAD INS CO
%98.04%0.0516,802 16,802 106.59 106.59
%
%
101 920 GLOBAL IND GRP
%98.09%0.0516,709 16,353 31.34 33.46
%
%
102 4969 TRISURA GRP
%98.13%0.0516,494 9,006 107.05 120.28
%
%
103 5003 SOUTHLAKE FINANCIAL GRP
%98.18%0.0415,899 13,764 77.21 77.21
%
%
104 4666 HISCOX INS GRP
%98.22%0.0415,566 15,013 N/A N/A
105 698 NORTH STAR CO GRP
%98.26%0.0415,535 14,741 31.40 31.44
%
%
106 474 FCCI MUT INS GRP
%98.30%0.0415,516 13,829 52.14 52.44
%
%
107 4980 MGI HOLDINGS GRP
%98.35%0.0415,495 13,013 46.90 49.50
%
%
108 55 AUTOMOBILE CLUB MI GRP
%98.39%0.0415,223 14,241 38.86 39.17
%
%
109 5 ALFA INS GRP
%98.43%0.0414,381 13,771 44.92 44.87
%
%
110 12961 CANOPIUS US INS
%98.47%0.0414,178 14,728 32.87 32.87
%
%
111 483 SOUTHERN FARM BUREAU CAS GRP
%98.50%0.0413,465 15,121 73.68 73.69
%
%
112 28 AMICA MUT GRP
%98.54%0.0413,423 13,569 36.80 37.38
%
%
113 411 MAPFRE INS GRP
%98.58%0.0413,418 13,282 7.19 7.12
%
%
114 842 FARM BUREAU GRP
%98.61%0.0312,599 12,159 40.52 40.80
%
%
115 4850 CLEAR BLUE FINANCIAL GRP
%98.65%0.0312,573 14,419 111.11 111.23
%
%
116 22 ANDOVER GRP
%98.68%0.0312,413 12,305 18.52 18.53
%
%
117 694 TENNESSEE FARMERS GRP
%98.71%0.0311,672 11,283 55.01 57.11
%
%
118 14427 LOUISIANA FARM BUREAU MUT INS CO
%98.74%0.0311,570 11,213 73.47 73.65
%
%
119 4982 OBS HOLDINGS GRP
%98.77%0.0310,845 7,499 23.19 24.60
%
%
120 267 GRANGE MUT CAS GRP
%98.80%0.0310,463 10,632 31.98 32.74
%
%
121 513 IOWA FARM BUREAU GRP
%98.83%0.039,780 9,398 48.82 48.70
%
%
122 4485 COPPERPOINT GRP
%98.86%0.039,694 9,132 61.94 65.89
%
%
123 20690 NEW YORK MUNICIPAL INS RECIP
%98.88%0.039,588 9,173 39.65 42.45
%
%
124 14974 PENNSYLVANIA LUMBERMENS MUT INS
%98.91%0.039,218 9,289 16.04 16.04
%
%
125 5065 SUTTON NATL INS HOLDINGS GRP
%98.93%0.028,970 7,605 18.58 18.40
%
%
**INDUSTRY TOTAL**
%100.00%100.0036,423,151 35,099,989 44.23 197,119.70
%
%
© 2024 National Association of Insurance Commissioners
224
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%11.66%11.664,149,349 4,138,992 62.80 63.00
%
%
2 218 CNA INS GRP
%20.25%8.593,058,716 2,978,720 52.37 52.53
%
%
3 626 CHUBB LTD GRP
%26.27%6.022,141,847 2,047,735 35.41 42.62
%
%
4 761 ALLIANZ INS GRP
%32.00%5.732,041,461 1,975,017 24.31 24.72
%
%
5 12 AMERICAN INTL GRP
%36.18%4.181,487,509 1,481,092 32.39 33.17
%
%
6 140 NATIONWIDE CORP GRP
%40.18%4.001,424,015 1,386,428 75.61 75.90
%
%
7 212 ZURICH INS GRP
%44.09%3.911,391,474 1,321,102 33.37 35.06
%
%
8 19 ASSURANT INC GRP
%47.55%3.461,232,574 1,211,236 38.71 38.71
%
%
9 5008 TRUPANION GRP
%50.27%2.72969,627 939,958 72.42 72.42
%
%
10 3548 TRAVELERS GRP
%52.93%2.66945,420 909,687 47.76 48.27
%
%
11 176 STATE FARM GRP
%55.27%2.34834,218 809,623 52.04 53.30
%
%
12 65 FM GLOBAL GRP
%57.61%2.33830,255 743,065 N/A N/A
13 155 PROGRESSIVE GRP
%59.83%2.23792,096 786,721 42.34 42.52
%
%
14 158 FAIRFAX FIN GRP
%62.00%2.17773,664 772,324 65.76 66.61
%
%
15 785 MARKEL CORP GRP
%63.81%1.81643,990 606,420 43.67 45.25
%
%
16 11231 GENERALI US BRANCH
%65.51%1.70605,391 525,148 38.89 39.07
%
%
17 150 OLD REPUBLIC GRP
%67.04%1.53544,633 512,528 27.36 29.09
%
%
18 361 MUNICH RE GRP
%68.57%1.52542,412 476,182 39.89 39.98
%
%
19 31 BERKSHIRE HATHAWAY GRP
%69.97%1.40499,539 470,092 46.43 47.59
%
%
20 4670 STARR GRP
%71.24%1.27450,461 431,944 36.47 38.75
%
%
21 968 AXA INS GRP
%72.47%1.23438,065 418,964 48.73 46.54
%
%
22 84 AMERICAN FINANCIAL GRP
%73.68%1.22432,607 418,967 37.24 36.98
%
%
23 88 THE HANOVER INS GRP
%74.78%1.10391,978 388,608 43.20 44.46
%
%
24 225 IAT REINS CO GRP
%75.82%1.04369,125 363,815 14.34 14.82
%
%
25 98 WR BERKLEY CORP GRP
%76.84%1.02362,610 344,683 48.61 50.14
%
%
26 1279 ARCH INS GRP
%77.80%0.96342,310 341,434 35.93 36.00
%
%
27 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.74%0.94335,934 327,447 31.28 31.31
%
%
28 4889 JEWELERS MUT GRP
%79.68%0.94333,063 314,995 35.16 35.32
%
%
29 3098 TOKIO MARINE HOLDINGS INC GRP
%80.54%0.86304,845 295,479 50.67 53.86
%
%
30 244 CINCINNATI FIN GRP
%81.36%0.83294,276 301,113 48.78 51.04
%
%
31 4904 INTACT FINANCIAL GRP
%82.18%0.81290,088 191,057 31.65 31.34
%
%
32 869 MINNESOTA MUT GRP
%82.91%0.73259,086 250,593 42.49 46.74
%
%
33 26565 OHIO IND CO
%83.62%0.71253,658 224,286 51.46 53.02
%
%
34 23 BCS INS GRP
%84.30%0.68242,923 233,273 36.37 36.41
%
%
35 4718 TIPTREE FIN GRP
%84.95%0.65232,003 244,987 8.08 8.28
%
%
36 91 HARTFORD FIRE & CAS GRP
%85.60%0.65230,481 229,922 42.61 42.71
%
%
37 280 AUTO OWNERS GRP
%86.22%0.62221,283 211,701 41.52 42.60
%
%
38 8 ALLSTATE INS GRP
%86.81%0.59210,732 213,562 36.98 37.62
%
%
39 169 SENTRY INS GRP
%87.38%0.56199,963 159,934 69.81 70.10
%
%
40 5032 LEMONADE INC GRP
%87.89%0.51181,533 150,794 66.16 66.16
%
%
41 242 SELECTIVE INS GRP
%88.37%0.49172,928 161,845 30.03 30.35
%
%
42 3416 AXIS CAPITAL GRP
%88.82%0.45160,099 138,479 52.21 56.55
%
%
43 241 METROPOLITAN GRP
%89.25%0.43152,604 110,737 103.90 103.90
%
%
44 408 BROOKFIELD REINS LTD GRP
%89.67%0.42150,993 147,591 42.51 43.94
%
%
45 27928 AMEX ASSUR CO
%90.07%0.40140,750 140,750 62.77 62.96
%
%
46 5062 INDEPENDENCE PET HOLDING INC GRP
%90.46%0.39138,378 132,894 57.41 57.41
%
%
47 4977 PALOMAR HOLDINGS GRP
%90.84%0.38136,645 115,962 43.20 43.23
%
%
48 796 QBE INS GRP
%91.22%0.38135,590 233,132 4.35 5.22
%
%
49 181 SWISS RE GRP
%91.60%0.37133,084 112,148 24.12 24.65
%
%
50 3219 SOMPO GRP
%91.95%0.35125,800 129,344 56.56 60.57
%
%
51 749 SCOR GRP
%92.26%0.31109,036 104,036 17.67 17.81
%
%
52 4734 APOLLO GLOBAL MGMT GRP
%92.54%0.2899,231 98,412 46.10 46.19
%
%
53 783 RLI INS GRP
%92.79%0.2691,482 88,530 29.31 29.80
%
%
54 62 EMC INS CO GRP
%93.04%0.2588,101 86,175 36.07 36.07
%
%
55 7 FEDERATED MUT GRP
%93.27%0.2382,012 77,172 49.61 50.20
%
%
56 517 HANNOVER GRP
%93.49%0.2278,882 57,089 63.25 66.22
%
%
57 69 FARMERS INS GRP
%93.70%0.2175,551 79,094 27.01 27.11
%
%
58 574 UHAUL HOLDING GRP
%93.91%0.2072,076 72,076 10.36 10.66
%
%
59 14184 ACUITY A MUT INS CO
%94.08%0.1863,168 60,843 33.30 33.44
%
%
60 1120 EVEREST REINS HOLDINGS GRP
%94.26%0.1862,303 67,130 43.14 45.59
%
%
61 248 UNITED FIRE & CAS GRP
%94.43%0.1762,250 57,900 43.57 44.17
%
%
62 228 WESTFIELD GRP
%94.60%0.1759,869 59,398 22.90 22.96
%
%
63 809 TEXAS FARM BUREAU MUT GRP
%94.77%0.1758,863 53,893 49.60 49.65
%
%
64 15350 WEST BEND INS CO
%94.92%0.1655,379 53,339 33.86 33.95
%
%
65 4997 ACP INS MGMT LLC GRP
%95.07%0.1552,050 50,931 49.23 49.67
%
%
© 2024 National Association of Insurance Commissioners
225
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 473 AMERICAN FAMILY INS GRP
%95.21%0.1449,345 51,378 45.73 46.79
%
%
67 2538 AMTRUST FINANCIAL SERV GRP
%95.34%0.1346,791 53,800 37.48 39.25
%
%
68 4990 CORE SPECIALTY INS HOLDINGS GRP
%95.47%0.1346,347 40,867 88.77 88.71
%
%
69 629 PLATEAU GRP
%95.59%0.1244,454 43,699 36.10 36.10
%
%
70 256 COACTION GLOBAL INC GRP
%95.71%0.1241,509 39,892 44.32 49.16
%
%
71 309 WESTERN NATL MUT GRP
%95.83%0.1241,287 37,946 33.74 34.41
%
%
72 572 BCBS OF MI GRP
%95.94%0.1139,531 39,902 51.69 54.24
%
%
73 1309 FRANKENMUTH GRP
%96.05%0.1138,711 37,266 26.11 26.67
%
%
74 4715 MS & AD INS GRP
%96.15%0.1138,031 32,545 8.06 6.78
%
%
75 4234 RANDALL & QUILTER INVESTMENT GRP
%96.26%0.1137,896 38,449 100.63 100.85
%
%
76 4962 AU HOLDING CO GRP
%96.36%0.1036,325 28,684 30.91 31.27
%
%
77 4381 SKYWARD SPECIALTY INS GRP INC GRP
%96.46%0.1034,128 24,779 55.76 90.98
%
%
78 4908 ASCOT INS US GRP
%96.54%0.0930,728 28,103 35.26 38.00
%
%
79 324 NORTH CAROLINA FARM BUREAU GRP
%96.63%0.0930,301 29,005 50.13 50.12
%
%
80 479 IFG CO GRP
%96.71%0.0830,186 28,787 29.58 28.92
%
%
81 4773 FRONTLINE INS GRP
%96.80%0.0829,436 27,857 71.47 71.47
%
%
82 36 CENTRAL MUT INS CO GRP
%96.88%0.0829,259 28,097 36.88 36.95
%
%
83 3569 CATERPILLAR GRP
%96.96%0.0829,057 27,539 48.58 48.58
%
%
84 213 ERIE INS GRP
%97.04%0.0828,396 28,482 42.25 42.17
%
%
85 262 CANAL GRP
%97.12%0.0827,622 24,356 73.40 73.68
%
%
86 922 ICW GRP ASSETS INC GRP
%97.19%0.0826,863 24,624 17.98 18.72
%
%
87 10130 SU INS CO
%97.26%0.0725,063 23,686 52.00 52.00
%
%
88 123 SHELTER INS GRP
%97.33%0.0724,280 23,542 49.74 50.08
%
%
89 21806 AMERICAN PROP INS CO
%97.40%0.0622,768 21,220 41.66 47.11
%
%
90 291 ENCOVA MUT INS GRP
%97.46%0.0622,144 21,564 36.84 40.61
%
%
91 271 PENNSYLVANIA NATL INS GRP
%97.52%0.0621,389 21,098 26.81 26.89
%
%
92 13757 FARM BUREAU MUT INS CO OF AR INC
%97.58%0.0621,041 20,708 58.02 58.41
%
%
93 4507 BUILDERS GRP
%97.64%0.0620,549 20,556 26.33 27.18
%
%
94 4761 EVERETT MUT GRP
%97.69%0.0620,519 20,341 54.52 54.55
%
%
95 689 BANKERS INS GRP
%97.75%0.0620,036 18,891 N/A N/A
96 518 GRINNELL MUT GRP
%97.80%0.0518,653 18,929 36.43 36.78
%
%
97 38920 KINSALE INS CO
%97.85%0.0518,629 16,807 37.66 37.87
%
%
98 50 COUNTRY INS & FIN SERV GRP
%97.90%0.0517,795 17,816 28.32 28.28
%
%
99 67 MICHIGAN FARM BUREAU GRP
%97.95%0.0517,490 16,873 50.69 51.09
%
%
100 19631 AMERICAN ROAD INS CO
%98.00%0.0516,802 16,802 106.59 106.59
%
%
101 920 GLOBAL IND GRP
%98.05%0.0516,709 16,353 31.34 33.46
%
%
102 4969 TRISURA GRP
%98.09%0.0516,494 9,006 107.05 120.28
%
%
103 5003 SOUTHLAKE FINANCIAL GRP
%98.14%0.0415,899 13,764 77.21 77.21
%
%
104 4666 HISCOX INS GRP
%98.18%0.0415,566 15,013 N/A N/A
105 698 NORTH STAR CO GRP
%98.23%0.0415,535 14,741 31.40 31.44
%
%
106 474 FCCI MUT INS GRP
%98.27%0.0415,516 13,829 52.14 52.44
%
%
107 4980 MGI HOLDINGS GRP
%98.31%0.0415,495 13,013 46.90 49.50
%
%
108 55 AUTOMOBILE CLUB MI GRP
%98.36%0.0415,223 14,241 38.86 39.17
%
%
109 5 ALFA INS GRP
%98.40%0.0414,381 13,771 44.92 44.87
%
%
110 12961 CANOPIUS US INS
%98.44%0.0414,178 14,728 32.87 32.87
%
%
111 483 SOUTHERN FARM BUREAU CAS GRP
%98.47%0.0413,465 15,121 73.68 73.69
%
%
112 28 AMICA MUT GRP
%98.51%0.0413,423 13,569 36.80 37.38
%
%
113 411 MAPFRE INS GRP
%98.55%0.0413,418 13,282 7.19 7.12
%
%
114 842 FARM BUREAU GRP
%98.58%0.0412,599 12,159 40.52 40.80
%
%
115 4850 CLEAR BLUE FINANCIAL GRP
%98.62%0.0412,573 14,419 111.11 111.23
%
%
116 22 ANDOVER GRP
%98.65%0.0312,413 12,305 18.52 18.53
%
%
117 694 TENNESSEE FARMERS GRP
%98.69%0.0311,672 11,283 55.01 57.11
%
%
118 14427 LOUISIANA FARM BUREAU MUT INS CO
%98.72%0.0311,570 11,213 73.47 73.65
%
%
119 4982 OBS HOLDINGS GRP
%98.75%0.0310,845 7,499 23.19 24.60
%
%
120 267 GRANGE MUT CAS GRP
%98.78%0.0310,463 10,632 31.98 32.74
%
%
121 513 IOWA FARM BUREAU GRP
%98.81%0.039,780 9,398 48.82 48.70
%
%
122 4485 COPPERPOINT GRP
%98.83%0.039,694 9,132 61.94 65.89
%
%
123 20690 NEW YORK MUNICIPAL INS RECIP
%98.86%0.039,588 9,173 39.65 42.45
%
%
124 14974 PENNSYLVANIA LUMBERMENS MUT INS
%98.89%0.039,218 9,289 16.04 16.04
%
%
125 5065 SUTTON NATL INS HOLDINGS GRP
%98.91%0.038,970 7,605 18.58 18.40
%
%
**INDUSTRY TOTAL**
%100.00%100.0035,597,604 34,316,755 44.13 201,617.54
%
%
© 2024 National Association of Insurance Commissioners
226
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%12.53%12.5363,178 62,412Alabama 89.65 89.75
%
%
2 218 CNA INS GRP
%24.82%12.2961,940 60,448 46.55 46.58
%
%
3 176 STATE FARM GRP
%30.18%5.3627,026 25,677 47.84 50.16
%
%
4 761 ALLIANZ INS GRP
%34.64%4.4622,504 21,876 19.73 19.81
%
%
5 155 PROGRESSIVE GRP
%38.49%3.8519,389 19,569 35.38 35.41
%
%
6 212 ZURICH INS GRP
%42.24%3.7518,907 17,901 31.65 32.78
%
%
7 626 CHUBB LTD GRP
%45.68%3.4417,332 13,415 77.52 79.33
%
%
8 12 AMERICAN INTL GRP
%48.72%3.0515,366 14,440 111.32 111.63
%
%
9 3548 TRAVELERS GRP
%51.77%3.0415,349 15,833 214.44 214.49
%
%
10 4904 INTACT FINANCIAL GRP
%54.40%2.6313,283 11,560 27.19 26.96
%
%
**STAT E TOTAL**
%100.00%100.00504,158 479,575 59.66 60.24
%
%
1 218 CNA INS GRP
%15.73%15.7315,376 15,069Alaska 40.43 40.45
%
%
2 761 ALLIANZ INS GRP
%27.78%12.0511,775 11,695 11.57 11.55
%
%
3 111 LIBERTY MUT GRP
%34.26%6.486,330 6,144 55.63 55.92
%
%
4 176 STATE FARM GRP
%40.01%5.755,617 5,423 50.44 50.57
%
%
5 309 WESTERN NATL MUT GRP
%45.62%5.615,484 4,689 29.21 29.48
%
%
6 4485 COPPERPOINT GRP
%49.94%4.324,225 4,057 42.15 44.70
%
%
7 212 ZURICH INS GRP
%53.80%3.853,765 3,489 4.20 4.96
%
%
8 65 FM GLOBAL GRP
%57.20%3.403,322 3,284 94.05 92.82
%
%
9 12 AMERICAN INTL GRP
%60.52%3.323,249 3,047 19.71 19.81
%
%
10 5008 TRUPANION GRP
%63.76%3.243,171 3,047 65.59 65.59
%
%
**STAT E TOTAL**
%100.00%100.0097,727 93,776 37.50 37.57
%
%
1 111 LIBERTY MUT GRP
%15.89%15.89105,061 104,352Arizona 80.27 80.50
%
%
2 218 CNA INS GRP
%22.80%6.9145,691 44,841 57.52 57.69
%
%
3 761 ALLIANZ INS GRP
%29.68%6.8845,459 42,902 24.48 24.56
%
%
4 626 CHUBB LTD GRP
%36.05%6.3842,177 38,734 9.22 9.82
%
%
5 212 ZURICH INS GRP
%40.92%4.8732,174 27,805 20.64 25.74
%
%
6 140 NATIONWIDE CORP GRP
%45.61%4.6930,986 29,987 59.88 60.07
%
%
7 12 AMERICAN INTL GRP
%48.90%3.2921,772 22,564 31.34 31.58
%
%
8 11231 GENERALI US BRANCH
%51.67%2.7718,347 15,067 39.60 39.68
%
%
9 3548 TRAVELERS GRP
%54.43%2.7618,244 16,877 24.85 24.91
%
%
10 176 STATE FARM GRP
%57.19%2.7618,236 17,480 40.53 41.73
%
%
**STAT E TOTAL**
%100.00%100.00661,191 633,821 45.03 45.64
%
%
1 218 CNA INS GRP
%16.38%16.3851,900 50,506Arkansas 44.98 45.03
%
%
2 111 LIBERTY MUT GRP
%28.54%12.1638,515 38,660 68.35 68.57
%
%
3 13757 FARM BUREAU MUT INS CO OF AR INC
%35.18%6.6421,041 20,708 58.02 58.41
%
%
4 785 MARKEL CORP GRP
%40.05%4.8715,417 13,817 44.75 47.83
%
%
5 212 ZURICH INS GRP
%44.49%4.4414,077 12,431 23.42 24.76
%
%
6 761 ALLIANZ INS GRP
%48.64%4.1513,132 16,269 46.54 46.77
%
%
7 176 STATE FARM GRP
%52.75%4.1113,016 12,484 61.98 62.91
%
%
8 169 SENTRY INS GRP
%55.92%3.1710,051 5,232 23.61 23.71
%
%
9 3548 TRAVELERS GRP
%58.75%2.838,967 8,939 20.62 20.25
%
%
10 626 CHUBB LTD GRP
%61.55%2.798,852 7,892 21.74 57.05
%
%
**STAT E TOTAL**
%100.00%100.00316,783 302,570 47.89 49.37
%
%
© 2024 National Association of Insurance Commissioners
227
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%9.54%9.54415,563 424,909California 77.15 77.41
%
%
2 218 CNA INS GRP
%17.63%8.09352,218 340,624 54.42 54.51
%
%
3 761 ALLIANZ INS GRP
%24.29%6.66290,006 288,711 13.81 14.56
%
%
4 626 CHUBB LTD GRP
%30.77%6.48282,062 281,459 53.78 58.06
%
%
5 140 NATIONWIDE CORP GRP
%36.96%6.20269,847 259,212 80.70 80.94
%
%
6 361 MUNICH RE GRP
%41.50%4.54197,611 170,974 22.30 22.12
%
%
7 212 ZURICH INS GRP
%45.72%4.22183,584 185,321 42.94 44.69
%
%
8 12 AMERICAN INTL GRP
%49.61%3.90169,723 171,149 32.13 32.28
%
%
9 5008 TRUPANION GRP
%53.18%3.57155,421 156,616 80.96 80.96
%
%
10 19 ASSURANT INC GRP
%56.37%3.19138,826 138,887 52.44 52.44
%
%
**STAT E TOTAL**
%100.00%100.004,354,791 4,290,601 47.61 48.37
%
%
1 111 LIBERTY MUT GRP
%11.48%11.4882,366 83,869Colorado 65.93 66.18
%
%
2 626 CHUBB LTD GRP
%19.20%7.7255,427 53,730 53.69 56.37
%
%
3 218 CNA INS GRP
%25.55%6.3645,617 44,565 54.70 54.89
%
%
4 140 NATIONWIDE CORP GRP
%31.13%5.5840,040 39,519 66.77 66.89
%
%
5 12 AMERICAN INTL GRP
%36.52%5.3938,668 40,374 34.21 34.54
%
%
6 212 ZURICH INS GRP
%41.08%4.5632,756 32,995 72.75 75.09
%
%
7 761 ALLIANZ INS GRP
%45.54%4.4632,003 30,855 22.60 22.81
%
%
8 5008 TRUPANION GRP
%49.79%4.2530,488 29,162 72.69 72.69
%
%
9 3548 TRAVELERS GRP
%52.77%2.9821,426 21,260 88.65 90.13
%
%
10 158 FAIRFAX FIN GRP
%55.52%2.7519,714 19,924 65.52 73.80
%
%
**STAT E TOTAL**
%100.00%100.00717,786 696,130 46.62 47.72
%
%
1 111 LIBERTY MUT GRP
%11.89%11.8959,728 54,553Connecticut 43.21 43.39
%
%
2 626 CHUBB LTD GRP
%22.42%10.5352,863 49,409 24.31 35.11
%
%
3 12 AMERICAN INTL GRP
%29.20%6.7834,062 33,266 15.60 15.97
%
%
4 218 CNA INS GRP
%35.57%6.3732,001 31,228 30.64 30.69
%
%
5 140 NATIONWIDE CORP GRP
%41.19%5.6228,234 27,804 58.56 58.61
%
%
6 761 ALLIANZ INS GRP
%46.45%5.2526,390 25,545 17.32 16.77
%
%
7 5008 TRUPANION GRP
%50.90%4.4522,374 21,765 68.59 68.59
%
%
8 158 FAIRFAX FIN GRP
%53.98%3.0815,456 15,506 55.49 55.73
%
%
9 785 MARKEL CORP GRP
%57.04%3.0715,402 14,987 46.67 47.73
%
%
10 181 SWISS RE GRP
%60.02%2.9714,936 14,828 48.94 49.30
%
%
**STAT E TOTAL**
%100.00%100.00502,259 473,356 35.34 36.77
%
%
1 27928 AMEX ASSUR CO
%31.07%31.0761,090 61,090Delaware 92.40 92.77
%
%
2 19 ASSURANT INC GRP
%42.46%11.3822,377 24,498 36.87 36.87
%
%
3 111 LIBERTY MUT GRP
%50.95%8.4916,694 16,731 48.18 48.83
%
%
4 11231 GENERALI US BRANCH
%56.02%5.089,983 9,235 22.98 22.73
%
%
5 218 CNA INS GRP
%60.37%4.358,546 8,349 49.15 49.16
%
%
6 626 CHUBB LTD GRP
%63.99%3.627,122 6,460 17.23 20.80
%
%
7 761 ALLIANZ INS GRP
%67.45%3.466,795 7,177 22.64 22.71
%
%
8 140 NATIONWIDE CORP GRP
%70.64%3.196,268 6,297 56.42 56.55
%
%
9 12 AMERICAN INTL GRP
%73.68%3.045,977 5,893 87.06 91.78
%
%
10 785 MARKEL CORP GRP
%75.89%2.214,347 4,131 58.08 64.40
%
%
**STAT E TOTAL**
%100.00%100.00196,603 194,387 57.50 58.08
%
%
© 2024 National Association of Insurance Commissioners
228
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%39.12%39.1267,478 66,764District Of Columbia N/A N/A
2 626 CHUBB LTD GRP
%48.96%9.8416,976 16,778 14.84 18.48
%
%
3 5008 TRUPANION GRP
%54.20%5.249,040 8,900 66.87 66.87
%
%
4 65 FM GLOBAL GRP
%58.76%4.567,858 6,821 22.54 7.05
%
%
5 761 ALLIANZ INS GRP
%62.67%3.916,751 6,801 1.69 1.91
%
%
6 218 CNA INS GRP
%66.26%3.596,193 5,743 48.95 49.24
%
%
7 12 AMERICAN INTL GRP
%69.57%3.305,698 5,722 22.47 22.66
%
%
8 140 NATIONWIDE CORP GRP
%72.17%2.604,482 4,571 62.38 62.32
%
%
9 158 FAIRFAX FIN GRP
%74.50%2.334,026 4,029 50.25 50.51
%
%
10 212 ZURICH INS GRP
%76.80%2.303,964 3,925 90.40 91.82
%
%
**STAT E TOTAL**
%100.00%100.00172,487 167,270 20.13 19.98
%
%
1 212 ZURICH INS GRP
%8.62%8.62226,277 207,466Florida 8.84 9.60
%
%
2 218 CNA INS GRP
%16.59%7.98209,536 205,286 59.84 59.87
%
%
3 626 CHUBB LTD GRP
%24.26%7.66201,281 184,915 35.86 42.77
%
%
4 111 LIBERTY MUT GRP
%31.62%7.36193,365 195,853 99.60 99.78
%
%
5 761 ALLIANZ INS GRP
%38.39%6.77177,768 148,493 35.06 35.56
%
%
6 155 PROGRESSIVE GRP
%43.53%5.15135,157 131,863 41.01 40.67
%
%
7 12 AMERICAN INTL GRP
%48.18%4.64121,964 118,562 41.49 41.77
%
%
8 140 NATIONWIDE CORP GRP
%52.32%4.14108,735 95,718 64.66 65.23
%
%
9 19 ASSURANT INC GRP
%55.46%3.1482,484 81,959 37.79 37.79
%
%
10 31 BERKSHIRE HATHAWAY GRP
%58.50%3.0479,806 73,082 53.30 54.51
%
%
**STAT E TOTAL**
%100.00%100.002,626,411 2,454,283 43.95 1984,173.39
%
%
1 111 LIBERTY MUT GRP
%13.60%13.60148,180 144,952Georgia 78.61 78.74
%
%
2 218 CNA INS GRP
%23.04%9.44102,842 100,890 59.08 59.11
%
%
3 761 ALLIANZ INS GRP
%29.26%6.2267,744 68,346 18.54 18.60
%
%
4 626 CHUBB LTD GRP
%33.97%4.7151,351 47,304 59.89 62.38
%
%
5 212 ZURICH INS GRP
%38.25%4.2846,675 43,922 45.67 47.61
%
%
6 176 STATE FARM GRP
%41.38%3.1334,075 32,848 75.09 76.91
%
%
7 3548 TRAVELERS GRP
%44.39%3.0132,803 33,562 31.79 32.61
%
%
8 4718 TIPTREE FIN GRP
%47.39%3.0032,652 32,259 3.47 3.48
%
%
9 140 NATIONWIDE CORP GRP
%50.29%2.9131,663 30,928 60.94 61.26
%
%
10 65 FM GLOBAL GRP
%53.11%2.8130,633 28,918 N/A N/A
**STAT E TOTAL**
%100.00%100.001,089,555 1,052,806 38.38 38.89
%
%
1 111 LIBERTY MUT GRP
%11.26%11.2617,270 17,249Hawaii 48.76 48.82
%
%
2 761 ALLIANZ INS GRP
%21.50%10.2315,687 15,354 30.08 30.17
%
%
3 626 CHUBB LTD GRP
%30.74%9.2514,179 15,679 18.34 18.64
%
%
4 218 CNA INS GRP
%38.90%8.1612,513 12,125 40.51 40.52
%
%
5 785 MARKEL CORP GRP
%44.63%5.738,783 8,345 165.43 169.26
%
%
6 12 AMERICAN INTL GRP
%49.94%5.318,137 8,153 16.24 16.15
%
%
7 140 NATIONWIDE CORP GRP
%54.95%5.017,684 7,154 63.80 64.11
%
%
8 361 MUNICH RE GRP
%59.11%4.166,382 5,142 31.62 31.96
%
%
9 212 ZURICH INS GRP
%63.25%4.136,335 6,721 31.23 32.19
%
%
10 5008 TRUPANION GRP
%67.32%4.086,253 6,141 70.51 70.51
%
%
**STAT E TOTAL**
%100.00%100.00153,319 149,186 44.29 44.61
%
%
© 2024 National Association of Insurance Commissioners
229
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%18.38%18.3836,038 35,663Idaho 59.75 59.90
%
%
2 842 FARM BUREAU GRP
%24.80%6.4312,599 12,159 40.52 40.80
%
%
3 761 ALLIANZ INS GRP
%29.99%5.1910,169 10,285 11.98 12.00
%
%
4 218 CNA INS GRP
%35.01%5.019,832 9,531 46.98 47.07
%
%
5 212 ZURICH INS GRP
%39.14%4.148,114 7,301 9.32 10.40
%
%
6 626 CHUBB LTD GRP
%42.65%3.516,884 6,313 32.42 32.72
%
%
7 150 OLD REPUBLIC GRP
%45.64%2.995,857 5,555 25.68 26.65
%
%
8 65 FM GLOBAL GRP
%48.63%2.995,855 4,638 20.32 20.35
%
%
9 12 AMERICAN INTL GRP
%51.61%2.985,852 6,188 45.92 45.98
%
%
10 155 PROGRESSIVE GRP
%54.32%2.715,307 5,203 48.14 48.31
%
%
**STAT E TOTAL**
%100.00%100.00196,079 184,781 40.51 40.95
%
%
1 111 LIBERTY MUT GRP
%12.43%12.43148,243 147,088Illinois 48.82 48.98
%
%
2 218 CNA INS GRP
%21.51%9.08108,256 106,335 40.60 40.68
%
%
3 626 CHUBB LTD GRP
%27.61%6.1072,693 72,548 19.11 25.33
%
%
4 761 ALLIANZ INS GRP
%33.61%6.0071,583 67,670 33.82 35.32
%
%
5 12 AMERICAN INTL GRP
%38.36%4.7556,634 61,626 37.54 37.94
%
%
6 3548 TRAVELERS GRP
%43.11%4.7456,567 54,264 45.70 45.16
%
%
7 140 NATIONWIDE CORP GRP
%46.99%3.8846,306 45,909 59.33 59.29
%
%
8 176 STATE FARM GRP
%50.83%3.8445,786 46,772 50.86 51.59
%
%
9 65 FM GLOBAL GRP
%54.52%3.6944,052 38,706 N/A N/A
10 19 ASSURANT INC GRP
%57.53%3.0135,847 35,863 48.50 48.50
%
%
**STAT E TOTAL**
%100.00%100.001,192,358 1,157,122 47.84 48.84
%
%
1 111 LIBERTY MUT GRP
%15.98%15.9892,250 93,379Indiana 48.20 48.35
%
%
2 218 CNA INS GRP
%27.63%11.6567,262 65,189 36.92 36.97
%
%
3 12 AMERICAN INTL GRP
%33.55%5.9134,143 33,261 44.49 45.20
%
%
4 761 ALLIANZ INS GRP
%39.26%5.7132,990 30,768 25.44 25.87
%
%
5 626 CHUBB LTD GRP
%42.66%3.4019,634 16,871 62.72 66.80
%
%
6 65 FM GLOBAL GRP
%46.03%3.3719,460 17,097 N/A N/A
7 3548 TRAVELERS GRP
%48.79%2.7615,906 15,263 46.76 46.97
%
%
8 785 MARKEL CORP GRP
%51.53%2.7415,827 15,169 25.08 26.53
%
%
9 140 NATIONWIDE CORP GRP
%54.27%2.7415,818 14,873 53.24 53.70
%
%
10 176 STATE FARM GRP
%57.01%2.7415,811 16,005 62.88 64.35
%
%
**STAT E TOTAL**
%100.00%100.00577,282 552,127 40.16 40.70
%
%
1 111 LIBERTY MUT GRP
%14.59%14.5950,362 50,044Iowa 48.43 48.94
%
%
2 10130 SU INS CO
%21.51%6.9223,908 22,561 51.75 51.75
%
%
3 761 ALLIANZ INS GRP
%26.44%4.9417,042 14,423 18.20 18.32
%
%
4 4670 STARR GRP
%30.48%4.0413,945 13,656 6.65 7.27
%
%
5 19 ASSURANT INC GRP
%34.44%3.9613,658 12,965 10.25 10.25
%
%
6 140 NATIONWIDE CORP GRP
%37.91%3.4711,991 12,441 55.44 56.65
%
%
7 3548 TRAVELERS GRP
%41.27%3.3611,608 10,966 45.56 46.25
%
%
8 212 ZURICH INS GRP
%44.17%2.9010,018 8,830 39.92 41.11
%
%
9 65 FM GLOBAL GRP
%47.07%2.9010,012 8,412 N/A N/A
10 176 STATE FARM GRP
%49.89%2.819,707 9,470 40.86 41.04
%
%
**STAT E TOTAL**
%100.00%100.00345,292 330,309 38.05 38.76
%
%
© 2024 National Association of Insurance Commissioners
230
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%10.69%10.6931,558 31,682Kansas 68.90 69.03
%
%
2 218 CNA INS GRP
%18.96%8.2724,397 22,875 44.80 45.01
%
%
3 31 BERKSHIRE HATHAWAY GRP
%25.19%6.2318,403 17,236 89.78 89.89
%
%
4 626 CHUBB LTD GRP
%30.84%5.6516,672 15,150 65.70 80.30
%
%
5 761 ALLIANZ INS GRP
%36.14%5.3015,649 14,689 36.97 37.22
%
%
6 3548 TRAVELERS GRP
%41.18%5.0314,861 13,741 42.99 42.85
%
%
7 140 NATIONWIDE CORP GRP
%44.84%3.6710,826 11,317 54.11 54.49
%
%
8 212 ZURICH INS GRP
%48.42%3.5710,543 9,187 22.55 23.97
%
%
9 785 MARKEL CORP GRP
%51.68%3.269,627 8,500 52.84 54.01
%
%
10 12 AMERICAN INTL GRP
%54.84%3.169,332 8,999 23.11 23.07
%
%
**STAT E TOTAL**
%100.00%100.00295,170 281,991 43.08 44.08
%
%
1 218 CNA INS GRP
%16.18%16.1859,281 57,845Kentucky 29.15 29.19
%
%
2 111 LIBERTY MUT GRP
%27.29%11.1240,733 40,673 53.60 53.79
%
%
3 761 ALLIANZ INS GRP
%32.49%5.2019,058 18,377 16.07 16.17
%
%
4 65 FM GLOBAL GRP
%37.20%4.7117,253 16,326 N/A N/A
5 4990 CORE SPECIALTY INS HOLDINGS GRP
%41.75%4.5516,687 14,648 44.76 44.45
%
%
6 176 STATE FARM GRP
%44.86%3.1011,373 11,068 60.53 60.98
%
%
7 626 CHUBB LTD GRP
%47.86%3.0010,996 9,508 23.28 28.50
%
%
8 181 SWISS RE GRP
%50.71%2.8510,454 9,709 49.60 48.47
%
%
9 212 ZURICH INS GRP
%53.31%2.609,539 8,473 46.42 47.19
%
%
10 84 AMERICAN FINANCIAL GRP
%55.83%2.529,220 9,665 65.75 65.00
%
%
**STAT E TOTAL**
%100.00%100.00366,463 350,967 24.72 25.87
%
%
1 218 CNA INS GRP
%16.69%16.6998,407 96,163Louisiana 54.04 54.07
%
%
2 111 LIBERTY MUT GRP
%26.32%9.6356,789 56,844 68.29 68.41
%
%
3 212 ZURICH INS GRP
%32.19%5.8734,632 34,096 57.70 58.77
%
%
4 4718 TIPTREE FIN GRP
%37.43%5.2430,894 32,447 2.52 2.52
%
%
5 761 ALLIANZ INS GRP
%41.91%4.4926,462 27,241 7.57 6.37
%
%
6 176 STATE FARM GRP
%46.32%4.4025,962 25,279 41.71 41.94
%
%
7 626 CHUBB LTD GRP
%49.86%3.5420,888 17,075 20.43 24.67
%
%
8 3548 TRAVELERS GRP
%53.15%3.2919,428 18,298 20.77 20.32
%
%
9 12 AMERICAN INTL GRP
%56.20%3.0517,970 15,805 19.50 20.38
%
%
10 968 AXA INS GRP
%59.15%2.9517,414 16,628 42.67 38.61
%
%
**STAT E TOTAL**
%100.00%100.00589,754 565,701 40.54 41.06
%
%
1 111 LIBERTY MUT GRP
%14.52%14.5221,291 20,750Maine 45.54 46.13
%
%
2 761 ALLIANZ INS GRP
%21.32%6.809,977 9,109 17.61 17.84
%
%
3 5008 TRUPANION GRP
%27.47%6.149,008 8,268 79.60 79.60
%
%
4 155 PROGRESSIVE GRP
%33.45%5.988,773 8,446 43.56 43.67
%
%
5 98 WR BERKLEY CORP GRP
%39.03%5.588,179 7,919 30.49 32.60
%
%
6 626 CHUBB LTD GRP
%44.06%5.037,381 7,221 21.94 22.00
%
%
7 218 CNA INS GRP
%49.06%5.007,326 7,020 30.88 30.92
%
%
8 12 AMERICAN INTL GRP
%53.79%4.736,936 6,891 26.90 27.55
%
%
9 140 NATIONWIDE CORP GRP
%57.28%3.505,131 5,067 59.92 60.04
%
%
10 88 THE HANOVER INS GRP
%60.03%2.754,027 4,103 15.01 15.18
%
%
**STAT E TOTAL**
%100.00%100.00146,640 138,568 31.97 32.45
%
%
© 2024 National Association of Insurance Commissioners
231
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%10.23%10.2356,815 56,998Maryland 91.67 91.72
%
%
2 218 CNA INS GRP
%19.22%8.9949,914 49,954 56.42 57.04
%
%
3 626 CHUBB LTD GRP
%26.41%7.1939,954 37,665 37.52 43.20
%
%
4 761 ALLIANZ INS GRP
%32.54%6.1334,058 33,380 23.99 24.15
%
%
5 140 NATIONWIDE CORP GRP
%38.51%5.9733,159 32,547 57.32 57.40
%
%
6 12 AMERICAN INTL GRP
%42.49%3.9822,103 21,625 32.11 32.23
%
%
7 5008 TRUPANION GRP
%45.79%3.3018,333 18,043 73.17 73.18
%
%
8 19 ASSURANT INC GRP
%48.84%3.0516,946 16,939 51.81 51.81
%
%
9 158 FAIRFAX FIN GRP
%51.82%2.9816,525 16,530 72.23 74.59
%
%
10 65 FM GLOBAL GRP
%54.79%2.9716,491 14,184 N/A N/A
**STAT E TOTAL**
%100.00%100.00555,415 541,572 47.13 47.56
%
%
1 111 LIBERTY MUT GRP
%11.64%11.64105,567 105,225Massachusetts 42.42 42.80
%
%
2 626 CHUBB LTD GRP
%20.44%8.8079,784 76,162 27.29 44.08
%
%
3 5008 TRUPANION GRP
%28.23%7.8070,712 67,968 69.75 69.75
%
%
4 761 ALLIANZ INS GRP
%35.32%7.0964,269 63,751 19.24 19.43
%
%
5 140 NATIONWIDE CORP GRP
%40.85%5.5450,219 51,063 69.88 69.89
%
%
6 218 CNA INS GRP
%45.80%4.9544,897 42,359 30.65 30.78
%
%
7 158 FAIRFAX FIN GRP
%50.73%4.9344,726 44,415 45.23 45.52
%
%
8 12 AMERICAN INTL GRP
%53.89%3.1628,633 28,248 21.88 22.83
%
%
9 3548 TRAVELERS GRP
%56.64%2.7424,883 20,692 27.32 27.71
%
%
10 212 ZURICH INS GRP
%59.33%2.6924,414 24,596 61.80 64.31
%
%
**STAT E TOTAL**
%100.00%100.00907,014 867,372 43.64 45.46
%
%
1 111 LIBERTY MUT GRP
%15.95%15.95130,861 128,810Michigan 60.68 60.82
%
%
2 218 CNA INS GRP
%23.75%7.8063,978 62,634 45.88 45.94
%
%
3 761 ALLIANZ INS GRP
%29.98%6.2351,079 50,492 21.53 21.67
%
%
4 626 CHUBB LTD GRP
%34.63%4.6538,141 33,066 22.03 31.26
%
%
5 19 ASSURANT INC GRP
%38.43%3.8031,168 30,514 30.35 30.35
%
%
6 280 AUTO OWNERS GRP
%42.19%3.7630,862 29,604 55.24 56.11
%
%
7 176 STATE FARM GRP
%45.39%3.1926,195 25,714 66.84 68.21
%
%
8 140 NATIONWIDE CORP GRP
%48.49%3.1025,460 25,088 60.56 61.12
%
%
9 155 PROGRESSIVE GRP
%51.56%3.0725,212 25,389 48.11 48.23
%
%
10 12 AMERICAN INTL GRP
%54.54%2.9824,408 24,993 27.23 27.30
%
%
**STAT E TOTAL**
%100.00%100.00820,267 787,537 51.12 51.92
%
%
1 111 LIBERTY MUT GRP
%14.28%14.2884,615 84,407Minnesota 47.09 47.06
%
%
2 761 ALLIANZ INS GRP
%20.96%6.6839,577 39,053 16.89 17.03
%
%
3 218 CNA INS GRP
%26.19%5.2431,037 30,021 37.54 37.62
%
%
4 176 STATE FARM GRP
%31.36%5.1730,651 29,707 42.04 42.54
%
%
5 155 PROGRESSIVE GRP
%35.57%4.2024,897 24,328 41.03 41.11
%
%
6 626 CHUBB LTD GRP
%39.77%4.2024,889 23,815 16.15 21.79
%
%
7 19 ASSURANT INC GRP
%43.06%3.3019,546 14,116 31.45 31.45
%
%
8 65 FM GLOBAL GRP
%46.35%3.2919,500 17,832 N/A N/A
9 150 OLD REPUBLIC GRP
%49.44%3.0918,295 17,929 36.85 40.49
%
%
10 12 AMERICAN INTL GRP
%52.45%3.0117,821 18,118 28.78 29.25
%
%
**STAT E TOTAL**
%100.00%100.00592,646 570,371 38.90 39.42
%
%
© 2024 National Association of Insurance Commissioners
232
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%15.53%15.5347,333 46,596Mississippi 50.15 50.17
%
%
2 4718 TIPTREE FIN GRP
%23.80%8.2725,224 27,489 4.75 4.75
%
%
3 12 AMERICAN INTL GRP
%31.93%8.1324,786 24,581 12.24 13.08
%
%
4 111 LIBERTY MUT GRP
%38.64%6.7020,436 19,967 91.41 91.77
%
%
5 212 ZURICH INS GRP
%42.77%4.1312,605 12,133 19.26 20.84
%
%
6 483 SOUTHERN FARM BUREAU CAS GRP
%46.52%3.7511,444 13,085 81.49 81.53
%
%
7 761 ALLIANZ INS GRP
%50.23%3.7111,308 9,506 18.52 18.63
%
%
8 176 STATE FARM GRP
%53.93%3.6911,255 10,860 43.90 43.36
%
%
9 785 MARKEL CORP GRP
%57.12%3.209,752 9,577 54.11 55.45
%
%
10 155 PROGRESSIVE GRP
%60.19%3.069,338 9,377 47.42 47.55
%
%
**STAT E TOTAL**
%100.00%100.00304,848 298,098 42.44 43.89
%
%
1 218 CNA INS GRP
%13.76%13.7681,151 78,467Missouri 36.32 36.41
%
%
2 111 LIBERTY MUT GRP
%25.31%11.5568,078 70,657 36.55 36.47
%
%
3 761 ALLIANZ INS GRP
%32.40%7.0941,805 40,322 30.67 30.85
%
%
4 3548 TRAVELERS GRP
%36.62%4.2224,884 24,400 34.85 35.42
%
%
5 176 STATE FARM GRP
%40.66%4.0423,843 23,164 55.34 56.67
%
%
6 12 AMERICAN INTL GRP
%44.09%3.4320,234 19,102 42.68 43.09
%
%
7 140 NATIONWIDE CORP GRP
%47.47%3.3819,904 19,391 119.65 120.13
%
%
8 626 CHUBB LTD GRP
%50.72%3.2519,172 18,943 26.46 28.01
%
%
9 212 ZURICH INS GRP
%53.86%3.1318,485 19,530 64.97 66.60
%
%
10 155 PROGRESSIVE GRP
%56.64%2.7916,423 16,275 44.30 44.38
%
%
**STAT E TOTAL**
%100.00%100.00589,646 569,268 40.79 41.26
%
%
1 111 LIBERTY MUT GRP
%19.81%19.8128,911 28,351Montana 54.22 54.68
%
%
2 785 MARKEL CORP GRP
%26.71%6.9010,070 9,927 20.68 21.64
%
%
3 212 ZURICH INS GRP
%32.89%6.189,022 8,027 21.09 22.15
%
%
4 761 ALLIANZ INS GRP
%38.11%5.227,617 7,476 23.51 23.64
%
%
5 244 CINCINNATI FIN GRP
%42.25%4.146,036 6,227 20.58 21.88
%
%
6 218 CNA INS GRP
%46.20%3.955,771 5,593 44.69 44.76
%
%
7 12 AMERICAN INTL GRP
%50.01%3.815,565 5,294 33.29 33.31
%
%
8 626 CHUBB LTD GRP
%53.62%3.605,259 3,853 18.14 17.40
%
%
9 176 STATE FARM GRP
%56.24%2.633,835 3,662 31.58 32.57
%
%
10 155 PROGRESSIVE GRP
%58.67%2.423,534 3,406 40.59 40.76
%
%
**STAT E TOTAL**
%100.00%100.00145,944 134,367 34.47 35.02
%
%
1 111 LIBERTY MUT GRP
%16.30%16.3043,241 43,183Nebraska 50.52 50.62
%
%
2 626 CHUBB LTD GRP
%28.30%12.0031,840 28,100 55.15 55.49
%
%
3 31 BERKSHIRE HATHAWAY GRP
%34.01%5.7115,149 14,116 24.71 24.93
%
%
4 19 ASSURANT INC GRP
%39.21%5.2013,798 11,468 17.79 17.82
%
%
5 12 AMERICAN INTL GRP
%43.71%4.5011,945 9,536 16.27 16.38
%
%
6 761 ALLIANZ INS GRP
%47.60%3.8910,317 9,941 19.44 19.53
%
%
7 91 HARTFORD FIRE & CAS GRP
%51.15%3.559,418 9,401 60.67 60.04
%
%
8 140 NATIONWIDE CORP GRP
%54.17%3.028,026 8,505 39.58 39.83
%
%
9 212 ZURICH INS GRP
%57.02%2.857,565 6,829 17.34 18.58
%
%
10 785 MARKEL CORP GRP
%59.73%2.717,195 5,722 29.88 30.62
%
%
**STAT E TOTAL**
%100.00%100.00265,340 253,621 39.13 39.84
%
%
© 2024 National Association of Insurance Commissioners
233
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%10.44%10.4431,850 31,099Nevada 64.54 64.66
%
%
2 111 LIBERTY MUT GRP
%20.50%10.0630,707 31,115 75.83 76.20
%
%
3 761 ALLIANZ INS GRP
%26.61%6.1018,619 17,572 25.49 25.32
%
%
4 5008 TRUPANION GRP
%32.13%5.5316,867 16,704 73.84 73.84
%
%
5 140 NATIONWIDE CORP GRP
%37.05%4.9114,994 14,530 66.95 69.78
%
%
6 12 AMERICAN INTL GRP
%41.48%4.4313,529 13,912 32.88 32.92
%
%
7 626 CHUBB LTD GRP
%45.87%4.3913,383 14,594 78.18 73.75
%
%
8 65 FM GLOBAL GRP
%49.96%4.0912,486 10,770 41.47 25.33
%
%
9 785 MARKEL CORP GRP
%53.89%3.9311,996 11,063 24.95 25.41
%
%
10 212 ZURICH INS GRP
%57.43%3.5410,805 11,818 15.16 16.40
%
%
**STAT E TOTAL**
%100.00%100.00305,104 298,896 53.28 53.19
%
%
1 111 LIBERTY MUT GRP
%16.29%16.2925,443 25,210New Hampshire 47.17 47.49
%
%
2 5008 TRUPANION GRP
%23.38%7.0911,077 10,636 73.05 73.05
%
%
3 761 ALLIANZ INS GRP
%30.03%6.6510,391 10,321 18.17 18.10
%
%
4 626 CHUBB LTD GRP
%35.78%5.758,990 8,536 46.47 47.10
%
%
5 140 NATIONWIDE CORP GRP
%40.87%5.097,949 7,912 61.98 62.06
%
%
6 98 WR BERKLEY CORP GRP
%44.77%3.906,093 5,925 16.34 17.44
%
%
7 218 CNA INS GRP
%48.36%3.595,607 5,523 37.58 37.62
%
%
8 155 PROGRESSIVE GRP
%51.87%3.515,486 5,201 30.41 30.48
%
%
9 158 FAIRFAX FIN GRP
%55.34%3.475,428 5,392 62.92 63.11
%
%
10 361 MUNICH RE GRP
%58.27%2.924,568 4,065 62.62 62.63
%
%
**STAT E TOTAL**
%100.00%100.00156,231 149,733 41.94 42.26
%
%
1 111 LIBERTY MUT GRP
%11.31%11.31126,521 125,501New Jersey 56.67 56.92
%
%
2 626 CHUBB LTD GRP
%19.80%8.5095,072 93,246 33.36 56.96
%
%
3 19 ASSURANT INC GRP
%26.48%6.6874,706 68,979 21.73 21.73
%
%
4 140 NATIONWIDE CORP GRP
%31.85%5.3760,058 59,102 70.15 70.19
%
%
5 218 CNA INS GRP
%36.89%5.0456,375 55,034 47.75 47.82
%
%
6 761 ALLIANZ INS GRP
%41.91%5.0356,257 53,299 28.35 28.67
%
%
7 12 AMERICAN INTL GRP
%46.67%4.7653,261 53,894 29.80 30.16
%
%
8 5008 TRUPANION GRP
%51.40%4.7352,886 50,343 81.02 81.02
%
%
9 3548 TRAVELERS GRP
%54.60%3.2035,794 34,322 24.89 26.04
%
%
10 158 FAIRFAX FIN GRP
%57.64%3.0434,065 34,068 67.23 67.57
%
%
**STAT E TOTAL**
%100.00%100.001,118,949 1,076,662 42.44 45.00
%
%
1 111 LIBERTY MUT GRP
%19.25%19.2531,524 31,633New Mexico 83.51 83.62
%
%
2 218 CNA INS GRP
%29.23%9.9816,351 16,129 50.80 50.99
%
%
3 761 ALLIANZ INS GRP
%35.05%5.829,535 9,144 23.19 24.45
%
%
4 626 CHUBB LTD GRP
%39.41%4.367,133 6,001 31.34 93.46
%
%
5 12 AMERICAN INTL GRP
%43.07%3.665,990 6,147 31.97 32.66
%
%
6 785 MARKEL CORP GRP
%46.39%3.335,448 5,058 41.84 42.75
%
%
7 212 ZURICH INS GRP
%49.45%3.065,012 5,216 30.31 31.78
%
%
8 19 ASSURANT INC GRP
%52.47%3.024,943 4,883 35.34 35.34
%
%
9 3548 TRAVELERS GRP
%55.41%2.944,820 4,927 41.32 44.84
%
%
10 11231 GENERALI US BRANCH
%57.93%2.514,113 3,499 29.59 25.25
%
%
**STAT E TOTAL**
%100.00%100.00163,778 159,286 47.23 50.01
%
%
© 2024 National Association of Insurance Commissioners
234
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%11.49%11.49283,042 279,170New York 47.11 47.11
%
%
2 626 CHUBB LTD GRP
%22.61%11.12273,835 272,241 31.75 38.21
%
%
3 111 LIBERTY MUT GRP
%32.93%10.32254,326 254,832 45.85 46.01
%
%
4 12 AMERICAN INTL GRP
%40.39%7.46183,834 181,681 42.03 45.90
%
%
5 218 CNA INS GRP
%44.97%4.58112,845 107,971 35.20 36.49
%
%
6 140 NATIONWIDE CORP GRP
%48.86%3.8895,704 95,896 169.62 169.83
%
%
7 5008 TRUPANION GRP
%52.22%3.3682,845 78,372 77.42 77.42
%
%
8 158 FAIRFAX FIN GRP
%55.25%3.0374,594 75,340 61.25 62.13
%
%
923BCS INS GRP
%58.08%2.8369,773 67,681 35.78 35.90
%
%
10 761 ALLIANZ INS GRP
%60.75%2.6765,721 68,342 15.63 16.66
%
%
**STAT E TOTAL**
%100.00%100.002,463,508 2,417,882 47.28 846,947.28
%
%
1 111 LIBERTY MUT GRP
%13.89%13.89148,895 148,460North Carolina 73.71 73.97
%
%
2 218 CNA INS GRP
%20.93%7.0475,455 73,167 57.07 57.11
%
%
3 761 ALLIANZ INS GRP
%27.57%6.6471,126 67,593 17.88 17.80
%
%
4 140 NATIONWIDE CORP GRP
%31.59%4.0143,027 41,882 55.19 55.45
%
%
5 212 ZURICH INS GRP
%35.56%3.9742,577 39,291 22.72 24.18
%
%
6 626 CHUBB LTD GRP
%39.17%3.6238,756 36,717 9.09 13.10
%
%
7 785 MARKEL CORP GRP
%42.45%3.2835,107 32,496 34.42 36.44
%
%
8 155 PROGRESSIVE GRP
%45.46%3.0132,225 32,802 31.76 32.09
%
%
9 12 AMERICAN INTL GRP
%48.32%2.8630,634 29,609 34.77 34.94
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%51.15%2.8330,349 29,176 41.21 41.26
%
%
**STAT E TOTAL**
%100.00%100.001,071,711 1,027,655 43.04 43.65
%
%
1 111 LIBERTY MUT GRP
%16.91%16.9120,558 20,998North Dakota 51.36 51.44
%
%
2 212 ZURICH INS GRP
%23.58%6.688,117 8,189 10.71 11.99
%
%
3 3548 TRAVELERS GRP
%29.18%5.596,802 5,626 396.79 404.20
%
%
4 218 CNA INS GRP
%33.58%4.405,352 5,208 49.55 49.72
%
%
5 155 PROGRESSIVE GRP
%37.93%4.355,288 5,362 43.40 43.49
%
%
6 19 ASSURANT INC GRP
%42.05%4.135,017 1,516 32.01 32.01
%
%
7 150 OLD REPUBLIC GRP
%45.51%3.454,200 4,009 29.61 31.15
%
%
8 65 FM GLOBAL GRP
%48.82%3.314,029 3,509 80.45 65.60
%
%
9 785 MARKEL CORP GRP
%52.06%3.243,938 3,638 24.14 24.33
%
%
10 88 THE HANOVER INS GRP
%54.76%2.703,281 2,737 43.42 42.92
%
%
**STAT E TOTAL**
%100.00%100.00121,595 114,517 57.93 62.81
%
%
1 111 LIBERTY MUT GRP
%18.15%18.15176,966 177,919Ohio 45.14 45.22
%
%
2 218 CNA INS GRP
%26.21%8.0678,632 76,943 36.17 36.31
%
%
3 761 ALLIANZ INS GRP
%31.93%5.7255,737 54,666 33.55 33.78
%
%
4 626 CHUBB LTD GRP
%37.00%5.0749,471 42,931 37.75 54.82
%
%
5 65 FM GLOBAL GRP
%41.21%4.2040,997 32,965 N/A N/A
6 140 NATIONWIDE CORP GRP
%45.05%3.8437,429 36,309 50.89 51.29
%
%
7 244 CINCINNATI FIN GRP
%48.37%3.3232,344 32,287 100.82 105.35
%
%
8 155 PROGRESSIVE GRP
%51.27%2.9028,301 30,418 48.26 48.49
%
%
9 176 STATE FARM GRP
%54.16%2.8928,202 28,048 41.25 42.52
%
%
10 212 ZURICH INS GRP
%57.01%2.8527,822 21,617 20.89 22.20
%
%
**STAT E TOTAL**
%100.00%100.00975,024 930,087 36.19 37.48
%
%
© 2024 National Association of Insurance Commissioners
235
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%20.31%20.3174,163 71,662Oklahoma 44.43 44.59
%
%
2 111 LIBERTY MUT GRP
%28.14%7.8228,569 29,034 71.96 72.42
%
%
3 176 STATE FARM GRP
%32.51%4.3815,979 15,334 59.83 59.59
%
%
4 212 ZURICH INS GRP
%36.76%4.2515,529 15,173 47.48 52.02
%
%
5 761 ALLIANZ INS GRP
%40.60%3.8414,013 13,825 18.37 18.49
%
%
6 3548 TRAVELERS GRP
%44.04%3.4312,535 11,845 33.02 32.98
%
%
7 626 CHUBB LTD GRP
%47.27%3.2311,806 11,053 19.03 21.51
%
%
8 12 AMERICAN INTL GRP
%50.46%3.1911,645 11,204 47.57 47.79
%
%
9 155 PROGRESSIVE GRP
%53.44%2.9810,898 10,687 47.00 47.41
%
%
10 84 AMERICAN FINANCIAL GRP
%56.23%2.7810,165 10,016 50.34 51.41
%
%
**STAT E TOTAL**
%100.00%100.00365,139 351,353 45.99 46.82
%
%
1 111 LIBERTY MUT GRP
%16.74%16.7470,439 70,981Oregon 42.68 42.92
%
%
2 761 ALLIANZ INS GRP
%24.66%7.9233,325 31,965 15.68 15.78
%
%
3 218 CNA INS GRP
%32.48%7.8232,898 31,992 25.81 26.07
%
%
4 626 CHUBB LTD GRP
%37.88%5.4022,727 24,039 28.75 36.30
%
%
5 5008 TRUPANION GRP
%42.11%4.2317,810 17,311 73.73 73.73
%
%
6 140 NATIONWIDE CORP GRP
%45.86%3.7515,779 16,245 53.27 54.81
%
%
7 212 ZURICH INS GRP
%49.47%3.6115,211 15,272 17.16 18.75
%
%
8 12 AMERICAN INTL GRP
%52.89%3.4214,378 14,870 26.97 27.39
%
%
9 11231 GENERALI US BRANCH
%55.48%2.6010,922 9,477 35.82 35.77
%
%
10 176 STATE FARM GRP
%58.03%2.5510,720 10,433 47.36 48.50
%
%
**STAT E TOTAL**
%100.00%100.00420,819 415,577 33.94 34.83
%
%
1 111 LIBERTY MUT GRP
%15.39%15.39183,503 180,831Pennsylvania 38.79 38.94
%
%
2 218 CNA INS GRP
%24.13%8.74104,225 101,710 33.65 33.69
%
%
3 626 CHUBB LTD GRP
%31.37%7.2386,231 84,386 34.99 45.48
%
%
4 761 ALLIANZ INS GRP
%37.44%6.0872,458 71,089 21.75 21.95
%
%
5 140 NATIONWIDE CORP GRP
%42.88%5.4464,809 63,690 68.16 68.28
%
%
6 19 ASSURANT INC GRP
%46.80%3.9246,756 47,621 21.93 21.93
%
%
7 12 AMERICAN INTL GRP
%50.46%3.6643,614 44,604 31.00 31.14
%
%
8 65 FM GLOBAL GRP
%53.99%3.5342,076 35,689 N/A N/A
9 785 MARKEL CORP GRP
%57.39%3.4040,523 37,075 30.25 31.58
%
%
10 3548 TRAVELERS GRP
%60.54%3.1537,597 38,225 39.90 40.99
%
%
**STAT E TOTAL**
%100.00%100.001,192,227 1,159,506 34.35 35.37
%
%
1 761 ALLIANZ INS GRP
%12.44%12.4415,362 16,008Rhode Island 20.64 20.66
%
%
2 111 LIBERTY MUT GRP
%23.90%11.4614,151 14,433 42.37 42.52
%
%
3 626 CHUBB LTD GRP
%30.13%6.247,704 7,005 9.89 12.29
%
%
4 140 NATIONWIDE CORP GRP
%35.28%5.156,363 6,276 149.46 149.51
%
%
5 218 CNA INS GRP
%40.14%4.865,999 5,914 34.09 33.19
%
%
6 3548 TRAVELERS GRP
%44.64%4.505,562 6,004 31.38 33.23
%
%
7 5008 TRUPANION GRP
%48.82%4.185,161 4,836 68.26 68.26
%
%
8 12 AMERICAN INTL GRP
%52.94%4.125,083 5,184 13.15 13.23
%
%
9 212 ZURICH INS GRP
%56.31%3.374,162 3,450 0.03 1.33
%
%
10 155 PROGRESSIVE GRP
%59.32%3.013,723 3,573 57.08 57.39
%
%
**STAT E TOTAL**
%100.00%100.00123,510 119,903 42.56 42.94
%
%
© 2024 National Association of Insurance Commissioners
236
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%12.32%12.3270,726 70,526South Carolina 79.28 79.35
%
%
2 4718 TIPTREE FIN GRP
%20.59%8.2747,512 50,474 6.97 6.97
%
%
3 218 CNA INS GRP
%28.31%7.7244,347 43,550 54.49 54.31
%
%
4 761 ALLIANZ INS GRP
%33.66%5.3530,736 29,455 23.56 23.54
%
%
5 212 ZURICH INS GRP
%37.97%4.3124,753 23,439 18.30 19.05
%
%
6 140 NATIONWIDE CORP GRP
%41.17%3.1918,337 17,081 90.54 90.89
%
%
7 155 PROGRESSIVE GRP
%44.31%3.1518,079 17,613 34.98 35.13
%
%
8 176 STATE FARM GRP
%47.33%3.0117,307 16,476 51.00 52.13
%
%
9 626 CHUBB LTD GRP
%50.22%2.8916,608 15,414 26.16 27.16
%
%
10 869 MINNESOTA MUT GRP
%52.82%2.6014,911 15,571 36.14 40.36
%
%
**STAT E TOTAL**
%100.00%100.00574,279 557,327 44.31 44.89
%
%
1 111 LIBERTY MUT GRP
%17.46%17.4618,712 19,075South Dakota 53.46 53.61
%
%
2 218 CNA INS GRP
%24.33%6.867,355 6,938 62.49 62.65
%
%
3 761 ALLIANZ INS GRP
%29.52%5.195,563 5,449 24.89 25.13
%
%
4 14184 ACUITY A MUT INS CO
%32.90%3.383,618 3,497 35.16 34.34
%
%
5 176 STATE FARM GRP
%36.25%3.353,592 3,452 27.61 24.58
%
%
6 626 CHUBB LTD GRP
%39.57%3.323,556 2,723 N/A 15.36
%
7 572 BCBS OF MI GRP
%42.87%3.303,537 3,543 54.47 55.11
%
%
8 150 OLD REPUBLIC GRP
%45.97%3.103,319 2,956 49.33 50.78
%
%
9 91 HARTFORD FIRE & CAS GRP
%49.06%3.103,317 3,318 63.35 63.98
%
%
10 155 PROGRESSIVE GRP
%52.11%3.053,264 3,220 47.72 47.88
%
%
**STAT E TOTAL**
%100.00%100.00107,147 104,018 51.49 52.15
%
%
1 111 LIBERTY MUT GRP
%14.39%14.39103,805 104,039Tennessee 53.12 53.22
%
%
2 218 CNA INS GRP
%24.55%10.1673,308 72,151 45.51 46.37
%
%
3 761 ALLIANZ INS GRP
%29.63%5.0836,643 36,760 27.30 27.78
%
%
4 626 CHUBB LTD GRP
%33.85%4.2230,425 28,109 21.20 21.32
%
%
5 65 FM GLOBAL GRP
%37.85%4.0028,884 23,854 N/A N/A
6 3548 TRAVELERS GRP
%41.71%3.8627,843 24,674 28.17 29.18
%
%
7 176 STATE FARM GRP
%45.32%3.6126,022 25,071 59.49 60.87
%
%
8 212 ZURICH INS GRP
%48.21%2.8920,876 19,608 5.23 6.21
%
%
9 785 MARKEL CORP GRP
%50.87%2.6619,189 18,706 38.23 39.84
%
%
10 12 AMERICAN INTL GRP
%53.51%2.6419,070 18,899 32.73 32.87
%
%
**STAT E TOTAL**
%100.00%100.00721,430 697,930 40.24 41.33
%
%
1 218 CNA INS GRP
%12.97%12.97454,468 444,723Texas 85.55 85.70
%
%
2 111 LIBERTY MUT GRP
%20.58%7.62266,984 267,378 88.76 89.07
%
%
3 26565 OHIO IND CO
%27.31%6.73235,708 208,234 50.82 52.32
%
%
4 626 CHUBB LTD GRP
%32.45%5.14180,016 172,562 32.41 35.37
%
%
5 761 ALLIANZ INS GRP
%37.12%4.68163,989 159,318 52.90 53.92
%
%
6 212 ZURICH INS GRP
%41.54%4.42154,890 151,595 48.30 51.14
%
%
7 3548 TRAVELERS GRP
%45.25%3.71130,006 121,428 50.67 51.01
%
%
8 12 AMERICAN INTL GRP
%48.68%3.42120,010 119,257 26.98 27.02
%
%
9 19 ASSURANT INC GRP
%51.95%3.27114,587 127,693 26.50 26.50
%
%
10 140 NATIONWIDE CORP GRP
%54.66%2.7195,041 92,049 68.21 68.60
%
%
**STAT E TOTAL**
%100.00%100.003,504,866 3,345,023 52.70 53.51
%
%
© 2024 National Association of Insurance Commissioners
237
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%11.86%11.8638,057 37,186Utah 56.60 56.81
%
%
2 761 ALLIANZ INS GRP
%19.57%7.7024,703 23,257 16.67 16.99
%
%
3 869 MINNESOTA MUT GRP
%26.32%6.7521,655 15,024 19.17 20.08
%
%
4 218 CNA INS GRP
%32.67%6.3520,374 19,361 50.96 51.10
%
%
5 212 ZURICH INS GRP
%37.20%4.5414,547 14,529 26.14 27.45
%
%
6 626 CHUBB LTD GRP
%41.17%3.9612,718 10,755 7.70 10.83
%
%
7 12 AMERICAN INTL GRP
%44.75%3.5811,488 11,670 29.82 30.09
%
%
8 65 FM GLOBAL GRP
%48.15%3.4010,911 9,889 N/A N/A
9 140 NATIONWIDE CORP GRP
%51.32%3.1710,157 10,164 47.00 47.29
%
%
10 280 AUTO OWNERS GRP
%54.06%2.748,788 9,013 24.08 24.22
%
%
**STAT E TOTAL**
%100.00%100.00320,778 304,790 40.87 41.32
%
%
1 111 LIBERTY MUT GRP
%14.68%14.6811,043 10,797Vermont 41.10 41.39
%
%
2 218 CNA INS GRP
%23.65%8.986,755 6,486 31.71 31.72
%
%
3 5015 CONCERT GRP HOLDINGS INC GRP
%29.63%5.984,498 4,498 40.53 40.53
%
%
4 761 ALLIANZ INS GRP
%34.33%4.703,536 3,102 40.99 41.31
%
%
5 5008 TRUPANION GRP
%38.87%4.543,415 3,254 85.29 85.29
%
%
6 98 WR BERKLEY CORP GRP
%43.34%4.473,361 3,151 N/A 2.89
%
7 626 CHUBB LTD GRP
%47.57%4.243,187 2,827 22.67 21.82
%
%
8 12 AMERICAN INTL GRP
%51.39%3.822,876 2,843 16.40 16.37
%
%
9 140 NATIONWIDE CORP GRP
%55.14%3.752,822 2,807 58.30 58.37
%
%
10 19 ASSURANT INC GRP
%58.64%3.492,628 796 11.59 11.59
%
%
**STAT E TOTAL**
%100.00%100.0075,241 70,007 49.46 50.22
%
%
1 111 LIBERTY MUT GRP
%12.99%12.99103,025 99,928Virginia 71.90 72.04
%
%
2 218 CNA INS GRP
%19.42%6.4350,960 49,375 48.37 48.46
%
%
3 761 ALLIANZ INS GRP
%25.79%6.3750,535 49,311 21.34 21.52
%
%
4 626 CHUBB LTD GRP
%31.99%6.2049,144 48,708 28.47 36.04
%
%
5 140 NATIONWIDE CORP GRP
%37.82%5.8346,195 45,310 58.85 58.99
%
%
6 12 AMERICAN INTL GRP
%41.96%4.1432,858 33,338 28.72 29.31
%
%
7 212 ZURICH INS GRP
%45.88%3.9231,115 27,210 22.05 23.26
%
%
8 5008 TRUPANION GRP
%49.23%3.3526,525 25,914 65.89 65.89
%
%
9 3548 TRAVELERS GRP
%52.56%3.3326,406 25,111 22.06 22.63
%
%
10 11231 GENERALI US BRANCH
%55.79%3.2325,592 22,611 33.62 34.51
%
%
**STAT E TOTAL**
%100.00%100.00792,948 762,007 42.44 43.58
%
%
1 111 LIBERTY MUT GRP
%12.00%12.00106,667 107,289Washington 61.38 61.97
%
%
2 12 AMERICAN INTL GRP
%20.24%8.2573,303 74,141 6.22 7.72
%
%
3 761 ALLIANZ INS GRP
%27.74%7.5066,644 65,091 16.32 16.61
%
%
4 5008 TRUPANION GRP
%34.14%6.4056,907 55,172 67.13 67.13
%
%
5 218 CNA INS GRP
%40.23%6.0854,067 52,251 35.98 36.22
%
%
6 626 CHUBB LTD GRP
%45.14%4.9243,731 43,108 38.98 40.04
%
%
7 140 NATIONWIDE CORP GRP
%49.35%4.2137,421 37,515 58.30 58.42
%
%
8 212 ZURICH INS GRP
%53.21%3.8534,250 34,398 25.67 27.07
%
%
9 158 FAIRFAX FIN GRP
%56.23%3.0326,899 26,873 57.74 58.22
%
%
10 150 OLD REPUBLIC GRP
%59.08%2.8525,291 25,004 16.93 18.13
%
%
**STAT E TOTAL**
%100.00%100.00888,963 869,262 37.84 38.03
%
%
© 2024 National Association of Insurance Commissioners
238
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%21.04%21.0423,165 22,605West Virginia 26.65 26.73
%
%
2 111 LIBERTY MUT GRP
%32.05%11.0212,135 12,279 46.75 46.87
%
%
3 12 AMERICAN INTL GRP
%36.18%4.134,548 3,945 26.80 26.90
%
%
4 761 ALLIANZ INS GRP
%40.28%4.094,506 4,373 20.81 20.88
%
%
5 3548 TRAVELERS GRP
%43.77%3.503,851 3,724 21.60 21.34
%
%
6 176 STATE FARM GRP
%47.26%3.483,835 3,697 41.23 41.57
%
%
7 65 FM GLOBAL GRP
%50.73%3.483,828 2,105 0.00 0.00
%
%
8 1279 ARCH INS GRP
%54.10%3.373,712 3,521 27.05 27.70
%
%
9 140 NATIONWIDE CORP GRP
%57.11%3.013,316 3,401 38.74 38.93
%
%
10 785 MARKEL CORP GRP
%59.98%2.873,159 3,026 13.80 14.61
%
%
**STAT E TOTAL**
%100.00%100.00110,123 103,618 33.89 34.75
%
%
1 111 LIBERTY MUT GRP
%9.94%9.9452,099 51,686Wisconsin 66.32 66.59
%
%
2 218 CNA INS GRP
%16.47%6.5434,271 33,333 39.62 39.78
%
%
3 761 ALLIANZ INS GRP
%21.93%5.4528,602 27,394 22.78 22.94
%
%
4 12 AMERICAN INTL GRP
%25.70%3.7719,791 19,685 40.03 40.29
%
%
5 15350 WEST BEND INS CO
%29.41%3.7019,427 19,121 32.10 32.19
%
%
6 65 FM GLOBAL GRP
%33.10%3.6919,373 17,775 N/A N/A
7 155 PROGRESSIVE GRP
%36.74%3.6419,075 19,122 38.23 38.20
%
%
8 176 STATE FARM GRP
%40.14%3.4117,866 17,260 54.46 54.69
%
%
9 3548 TRAVELERS GRP
%43.51%3.3617,632 16,971 23.16 23.15
%
%
10 626 CHUBB LTD GRP
%46.70%3.1916,719 17,182 28.27 34.80
%
%
**STAT E TOTAL**
%100.00%100.00524,360 508,880 36.96 37.66
%
%
1 111 LIBERTY MUT GRP
%21.63%21.6316,709 15,570Wyoming 52.80 52.92
%
%
2 212 ZURICH INS GRP
%27.86%6.234,809 3,313 32.89 34.88
%
%
3 218 CNA INS GRP
%33.90%6.044,665 4,542 47.93 48.02
%
%
4 65 FM GLOBAL GRP
%38.61%4.713,640 3,270 N/A N/A
5 626 CHUBB LTD GRP
%42.79%4.183,230 2,857 27.11 29.09
%
%
6 4683 MOUNTAIN WEST FARM GRP
%46.92%4.123,185 1,776 21.22 21.23
%
%
7 12 AMERICAN INTL GRP
%50.83%3.913,023 3,259 68.36 69.24
%
%
8 761 ALLIANZ INS GRP
%54.29%3.462,671 2,780 17.92 17.76
%
%
9 3548 TRAVELERS GRP
%57.56%3.272,525 2,334 57.40 58.30
%
%
10 155 PROGRESSIVE GRP
%60.60%3.042,351 2,566 61.10 62.13
%
%
**STAT E TOTAL**
%100.00%100.0077,237 73,276 48.05 48.53
%
%
1 65 FM GLOBAL GRP
%0.00%0.0000American Samoa 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0000N/AN/A
1 4672 DONGBU INS GRP
%34.00%34.00510 375Guam 401.84 431.04
%
%
2 12 AMERICAN INTL GRP
%48.29%14.29214 247 N/A N/A
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%59.32%11.02165 151 66.32 66.40
%
%
4 18380 PACIFIC IND INS CO
%69.10%9.79147 128 12.12 12.12
%
%
5 4715 MS & AD INS GRP
%78.71%9.61144 159 418.78 421.70
%
%
6 212 ZURICH INS GRP
%87.63%8.92134 60 27.98 31.13
%
%
7 968 AXA INS GRP
%92.51%4.8773 293 15.15 20.17
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%94.38%1.8828 )(64 N/A N/A
9 5030 TAN HOLDINGS CORP GRP
%96.12%1.7326 3 2,366.16 2,366.16
%
%
10 1279 ARCH INS GRP
%97.32%1.2118 17 26.69 27.25
%
%
**STAT E TOTAL**
%100.00%100.001,501 1,491 201.54 210.46
%
%
© 2024 National Association of Insurance Commissioners
239
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%19.05%19.0525,091 24,219Puerto Rico 27.02 27.02
%
%
2 12 AMERICAN INTL GRP
%35.11%16.0521,138 17,549 0.82 0.37
%
%
3 761 ALLIANZ INS GRP
%49.56%14.4519,033 21,296 13.51 14.36
%
%
4 19 ASSURANT INC GRP
%60.81%11.2514,811 14,811 83.61 83.61
%
%
5 111 LIBERTY MUT GRP
%67.08%6.288,267 2,047 N/A N/A
6 4670 STARR GRP
%72.74%5.657,442 7,801 8.63 9.58
%
%
7 4804 MULTINATIONAL GRP
%77.37%4.636,102 5,563 12.97 13.83
%
%
8 411 MAPFRE INS GRP
%80.97%3.604,738 4,259 4.20 4.18
%
%
9 5008 TRUPANION GRP
%83.45%2.483,265 3,213 80.84 80.84
%
%
10 4734 APOLLO GLOBAL MGMT GRP
%85.73%2.283,003 2,790 16.02 14.92
%
%
**STAT E TOTAL**
%100.00%100.00131,686 120,839 24.14 24.36
%
%
1 218 CNA INS GRP
%49.02%49.023,027 2,923U.S. Virgin Islands 36.85 36.85
%
%
2 15642 UNDERWRITERS AT LLOYDS LONDON
%85.95%36.932,280 1,894 25.97 27.15
%
%
3 626 CHUBB LTD GRP
%91.20%5.25324 26 2.80 2.75
%
%
4 181 SWISS RE GRP
%93.77%2.56158 395 N/A N/A
5 65 FM GLOBAL GRP
%95.56%1.79111 108 0.00 0.00
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%97.09%1.5495 90 7.54 7.50
%
%
7 1279 ARCH INS GRP
%97.84%0.7446 42 26.18 26.43
%
%
8 968 AXA INS GRP
%98.42%0.5836 36 340.75 438.33
%
%
9 4706 LOCKHART CO GRP
%98.90%0.4830 30 0.00 0.00
%
%
10 91 HARTFORD FIRE & CAS GRP
%99.38%0.4829 11 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,175 5,673 30.54 31.90
%
%
1 5030 TAN HOLDINGS CORP GRP
%55.01%55.0126 14N. Mariana Islands 0.00 0.00
%
%
2 4672 DONGBU INS GRP
%98.67%43.6720 10 0.00 0.00
%
%
3 1279 ARCH INS GRP
%99.94%1.2711N/AN/A
4 65 FM GLOBAL GRP
%100.00%0.060 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0047 25 N/A N/A
1 111 LIBERTY MUT GRP
%26.13%26.13151,761 153,936Canada 22.54 25.70
%
%
2 65 FM GLOBAL GRP
%49.55%23.42136,001 128,798 87.13 83.78
%
%
3 761 ALLIANZ INS GRP
%61.41%11.8668,888 66,145 58.29 60.63
%
%
4 3416 AXIS CAPITAL GRP
%69.74%8.3348,407 42,020 56.33 61.65
%
%
5 968 AXA INS GRP
%76.92%7.1841,673 31,533 34.72 37.00
%
%
6 218 CNA INS GRP
%83.12%6.2036,014 33,784 55.37 56.61
%
%
7 84 AMERICAN FINANCIAL GRP
%87.20%4.0923,738 23,139 20.09 19.66
%
%
8 31 BERKSHIRE HATHAWAY GRP
%90.51%3.3119,219 17,856 99.88 106.47
%
%
9 19 ASSURANT INC GRP
%93.11%2.5915,063 15,100 42.02 42.02
%
%
10 91 HARTFORD FIRE & CAS GRP
%95.18%2.0812,068 12,211 57.05 64.02
%
%
**STAT E TOTAL**
%100.00%100.00580,803 567,210 51.21 52.58
%
%
© 2024 National Association of Insurance Commissioners
240
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
09 - Inland Marine
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%37.04%37.0490,663 86,682Agg. Other Alien 34.54 35.58
%
%
2 31 BERKSHIRE HATHAWAY GRP
%71.32%34.2783,876 68,786 64.70 69.11
%
%
3 12 AMERICAN INTL GRP
%80.30%8.9921,998 17,567 4.71 4.95
%
%
4 111 LIBERTY MUT GRP
%89.16%8.8521,665 15,793 130.00 134.81
%
%
5 212 ZURICH INS GRP
%92.55%3.398,304 6,352 7.14 7.34
%
%
6 4670 STARR GRP
%94.84%2.295,601 5,975 71.87 80.54
%
%
7 626 CHUBB LTD GRP
%96.06%1.233,003 5,128 N/A N/A
8 1279 ARCH INS GRP
%96.91%0.842,068 2,061 48.77 48.78
%
%
9 98 WR BERKLEY CORP GRP
%97.74%0.832,042 2,021 20.06 19.85
%
%
10 16014 NEW HORIZON INS CO
%98.49%0.741,818 1,688 N/A N/A
**STAT E TOTAL**
%100.00%100.00244,744 216,024 43.04 46.11
%
%
© 2024 National Association of Insurance Commissioners
241
10—Financial Guaranty
© 2024 National Association of Insurance Commissioners
242
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%68.01%68.01212,935 192,164 28.18 46.73
%
%
2 14380 BUILD AMER MUT ASSUR CO
%87.14%19.1259,871 17,396 0.00 0.00
%
%
3 528 MBIA GRP
%92.87%5.7417,961 49,434 441.17 462.25
%
%
4 1248 AMBAC FINANCIAL GRP
%98.24%5.3716,801 32,211 N/A N/A
5 20311 SYNCORA GUAR INC
%99.21%0.973,042 4,851 1,301.82 1,376.82
%
%
6 12815 FINANCIAL GUAR INS CO
%99.96%0.752,358 8,892 N/A N/A
7 766 RADIAN GRP
%100.00%0.13416 416 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.00313,082 309,647 97.18 113.43
%
%
© 2024 National Association of Insurance Commissioners
243
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%63.53%63.53161,998 152,883 35.42 58.73
%
%
2 14380 BUILD AMER MUT ASSUR CO
%87.01%23.4859,871 17,396 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%93.60%6.5916,801 32,208 N/A N/A
4 528 MBIA GRP
%98.31%4.7212,034 37,140 569.54 597.58
%
%
5 20311 SYNCORA GUAR INC
%99.41%1.102,802 5,504 1,154.86 1,220.97
%
%
6 12815 FINANCIAL GUAR INS CO
%99.96%0.541,382 5,216 N/A N/A
7 766 RADIAN GRP
%100.00%0.16416 416 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.00255,002 255,046 107.55 127.24
%
%
© 2024 National Association of Insurance Commissioners
244
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%81.44%81.442,801 3,790Alabama 0.00 1.47
%
%
2 14380 BUILD AMER MUT ASSUR CO
%94.10%12.66435 307 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%100.00%5.90203 218 N/A N/A
**STAT E TOTAL**
%100.00%100.003,440 4,332 N/A N/A
1 194 ASSURED GUAR GRP
%100.00%100.00189 340Alaska 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00189 422 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%79.94%79.941,141 1,303Arizona 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%20.06286 188 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,427 1,711 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%78.92%78.92967 387Arkansas 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%21.08258 284 N/A N/A
**STAT E TOTAL**
%100.00%100.001,225 700 N/A N/A
1 194 ASSURED GUAR GRP
%37.12%37.125,607 22,364California N/A N/A
2 14380 BUILD AMER MUT ASSUR CO
%67.34%30.234,566 3,012 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%83.64%16.302,462 4,668 N/A N/A
4 528 MBIA GRP
%92.72%9.091,372 5,896 N/A N/A
5 20311 SYNCORA GUAR INC
%97.74%5.02759 972 N/A N/A
6 2538 AMTRUST FINANCIAL SERV GRP
%100.00%2.26341 98 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0015,107 37,045 N/A N/A
1 14380 BUILD AMER MUT ASSUR CO
%37.40%37.402,181 139Colorado 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%71.61%34.211,995 2,050 0.00 10.65
%
%
3 194 ASSURED GUAR GRP
%100.00%28.391,656 2,885 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,832 6,753 0.00 3.23
%
%
1 14380 BUILD AMER MUT ASSUR CO
%62.52%62.521,436 201Connecticut 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%81.80%19.28443 506 0.00 1.70
%
%
3 194 ASSURED GUAR GRP
%100.00%18.20418 666 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,296 1,498 8.12 2.58
%
%
1 194 ASSURED GUAR GRP
%95.59%95.5917,664 16,406Delaware N/A N/A
2 1248 AMBAC FINANCIAL GRP
%100.00%4.41815 853 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0018,480 17,262 N/A N/A
1 194 ASSURED GUAR GRP
%100.00%100.00758 1,057District Of Columbia 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00758 1,269 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
245
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%79.39%79.397,555 5,475Florida N/A N/A
2 14380 BUILD AMER MUT ASSUR CO
%99.98%20.591,959 205 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%100.00%0.022 490 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.009,516 7,217 N/A N/A
1 194 ASSURED GUAR GRP
%92.31%92.313,237 1,120Georgia 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%98.20%5.89206 517 0.00 0.00
%
%
3 14380 BUILD AMER MUT ASSUR CO
%99.35%1.1540 26 0.00 0.00
%
%
4 12815 FINANCIAL GUAR INS CO
%100.00%0.6523 22 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,507 2,321 0.00 0.00
%
%
1 528 MBIA GRP
%65.62%65.622,396 2,454Hawaii 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%94.82%29.201,066 1,073 0.00 N/A
%
3 194 ASSURED GUAR GRP
%100.00%5.18189 362 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,651 3,889 0.00 N/A
%
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.0010 5Idaho 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0010 231 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%69.71%69.715,680 7,516Illinois N/A N/A
2 14380 BUILD AMER MUT ASSUR CO
%94.50%24.792,020 1,200 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%100.00%5.50448 1,079 N/A N/A
**STAT E TOTAL**
%100.00%100.008,149 12,220 N/A N/A
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.001,770 235Indiana 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,770 1,210 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%84.43%84.432,229 208Iowa 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%97.58%13.14347 125 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%100.00%2.4264 274 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,640 612 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%37.32%37.32487 295Kansas 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%72.78%35.46462 506 0.00 0.00
%
%
3 14380 BUILD AMER MUT ASSUR CO
%100.00%27.22355 118 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,304 1,045 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%54.00%54.00508 2,140Kentucky 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%85.51%31.51297 304 0.00 0.00
%
%
3 14380 BUILD AMER MUT ASSUR CO
%100.00%14.49136 66 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00941 3,060 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
246
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1248 AMBAC FINANCIAL GRP
%40.60%40.60483 499Louisiana 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%78.69%38.10453 1,420 0.00 0.00
%
%
3 14380 BUILD AMER MUT ASSUR CO
%100.00%21.31253 293 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,189 2,312 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%100.00%100.00593 310Maine 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00593 329 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%75.51%75.511,147 1,313Maryland N/A N/A
2 1248 AMBAC FINANCIAL GRP
%100.00%24.49372 487 N/A N/A
**STAT E TOTAL**
%100.00%100.001,518 1,851 N/A N/A
1 1248 AMBAC FINANCIAL GRP
%88.88%88.88641 1,016Massachusetts N/A N/A
2 194 ASSURED GUAR GRP
%99.13%10.2574 1,528 N/A N/A
3 14380 BUILD AMER MUT ASSUR CO
%99.96%0.846 20 0.00 0.00
%
%
4 528 MBIA GRP
%100.00%0.040 304 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00721 2,873 N/A N/A
1 194 ASSURED GUAR GRP
%84.91%84.911,999 5,253Michigan 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%15.09355 406 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,354 6,201 261.41 261.41
%
%
1 1248 AMBAC FINANCIAL GRP
%44.74%44.74267 269Minnesota 1,338.62 1,243.54
%
%
2 194 ASSURED GUAR GRP
%87.54%42.80255 91 N/A N/A
3 14380 BUILD AMER MUT ASSUR CO
%100.00%12.4674 9 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00597 746 464.18 427.84
%
%
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.00501 98Mississippi 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00501 511 0.00 10.08
%
%
1 194 ASSURED GUAR GRP
%86.48%86.483,622 4,017Missouri 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%13.52566 77 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004,188 4,485 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%65.93%65.9375 5Montana 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%34.0739 50 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00113 83 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
247
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%100.00%100.00417 301Nebraska 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00417 321 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%81.01%81.01389 30Nevada 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%18.9991 204 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00480 346 258.19 259.28
%
%
1 194 ASSURED GUAR GRP
%93.04%93.041,153 153New Hampshire 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%6.9686 0 N/A N/A
**STAT E TOTAL**
%100.00%100.001,239 194 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%31.24%31.24708 858New Jersey 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%59.77%28.53646 4,627 N/A N/A
3 1248 AMBAC FINANCIAL GRP
%79.25%19.48441 1,202 0.00 0.00
%
%
4 528 MBIA GRP
%94.27%15.02340 2,034 0.00 0.00
%
%
5 12815 FINANCIAL GUAR INS CO
%100.00%5.73130 130 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,266 8,852 N/A N/A
1 1248 AMBAC FINANCIAL GRP
%56.98%56.98201 220New Mexico 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%87.63%30.65108 35 0.00 0.00
%
%
3 14380 BUILD AMER MUT ASSUR CO
%100.00%12.3744 51 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00353 373 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%57.77%57.7746,600 37,712New York N/A 2.94
%
2 14380 BUILD AMER MUT ASSUR CO
%84.73%26.9621,752 4,718 0.00 0.00
%
%
3 528 MBIA GRP
%94.14%9.417,595 8,867 300.23 371.43
%
%
4 20311 SYNCORA GUAR INC
%96.68%2.532,043 4,191 413.14 501.04
%
%
5 1248 AMBAC FINANCIAL GRP
%98.48%1.801,452 2,130 723.02 750.79
%
%
6 12815 FINANCIAL GUAR INS CO
%100.00%1.521,230 1,286 N/A N/A
**STAT E TOTAL**
%100.00%100.0080,672 62,711 14.65 45.03
%
%
1 194 ASSURED GUAR GRP
%64.24%64.241,739 469North Carolina 0.00 0.00
%
%
2 1248 AMBAC FINANCIAL GRP
%100.00%35.76968 1,032 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,707 1,677 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%100.00%100.002,292 364North Dakota 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,292 525 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
248
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.00531 257Ohio 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%100.00304 1,465 2,482.49 2,474.80
%
%
3 1248 AMBAC FINANCIAL GRP
%100.00%100.00182 335 0.00 N/A
%
**STAT E TOTAL**
%100.00%100.0079 2,166 1,672.35 1,661.68
%
%
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.00139 51Oklahoma 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00139 649 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%63.92%63.9241 17Oregon 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%36.0823 530 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0064 1,313 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%56.93%56.933,884 7,946Pennsylvania N/A N/A
2 14380 BUILD AMER MUT ASSUR CO
%82.66%25.731,755 1,278 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%93.61%10.95747 1,471 0.00 0.25
%
%
4 766 RADIAN GRP
%99.71%6.10416 416 0.00 0.00
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%100.00%0.2920 13 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,823 11,529 N/A N/A
1 14380 BUILD AMER MUT ASSUR CO
%100.00%100.0068Rhode Island 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006 369 0.00 0.00
%
%
1 14380 BUILD AMER MUT ASSUR CO
%83.02%83.0288 66South Carolina 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%100.00%16.9818 833 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00105 1,365 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%78.46%78.4680 18South Dakota 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%21.5422 8 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00101 27 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%99.34%99.343,366 430Tennessee 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%0.6622 32 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,389 869 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%66.23%66.2334,116 11,398Texa s 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%95.92%29.6915,293 2,631 0.00 0.00
%
%
3 1248 AMBAC FINANCIAL GRP
%98.90%2.971,531 2,807 0.00 6.68
%
%
4 528 MBIA GRP
%99.54%0.64331 1,198 0.00 0.00
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%100.00%0.46238 238 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0051,510 18,479 0.20 1.22
%
%
© 2024 National Association of Insurance Commissioners
249
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 14380 BUILD AMER MUT ASSUR CO
%66.49%66.49175 32Utah 0.00 0.00
%
%
2 194 ASSURED GUAR GRP
%85.55%19.0550 367 0.00 0.00
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%100.00%14.4538 15 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00263 461 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%0.00026Vermont 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%89.02%89.023,870 741Virginia 0.93 0.93
%
%
2 1248 AMBAC FINANCIAL GRP
%100.00%10.98477 498 0.00 22.27
%
%
**STAT E TOTAL**
%100.00%100.004,347 4,164 0.17 2.83
%
%
1 1248 AMBAC FINANCIAL GRP
%85.60%85.60574 726Washington 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%93.37%7.7752 26 0.00 0.00
%
%
3 194 ASSURED GUAR GRP
%100.00%6.6344 263 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00671 1,912 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%100.00%100.003,145 106West Virginia 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,145 196 0.00 0.00
%
%
1 194 ASSURED GUAR GRP
%77.73%77.731,491 685Wisconsin 0.00 0.00
%
%
2 14380 BUILD AMER MUT ASSUR CO
%100.00%22.27427 115 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,918 922 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%0.00055Wyoming 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%0.000 185Guam 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%0.000 12,641Puerto Rico 2,487.52 2,716.65
%
%
**STAT E TOTAL**
%100.00%0.000 532U.S. Virgin Islands 207.92 280.16
%
%
**STAT E TOTAL**
%100.00%0.000 802Canada N/A N/A
© 2024 National Association of Insurance Commissioners
250
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
10 - Financial Guaranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 194 ASSURED GUAR GRP
%87.70%87.7050,937 38,861Agg. Other Alien 0.00 0.00
%
%
2 528 MBIA GRP
%97.91%10.205,927 12,294 53.38 53.40
%
%
3 12815 FINANCIAL GUAR INS CO
%99.59%1.68976 3,294 631.05 633.61
%
%
4 20311 SYNCORA GUAR INC
%100.00%0.41240 )(653 N/A N/A
**STAT E TOTAL**
%100.00%100.0058,080 53,799 49.48 49.64
%
%
© 2024 National Association of Insurance Commissioners
251
11—Medical Professional Liability
© 2024 National Association of Insurance Commissioners
252
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%17.66%17.662,174,706 2,150,183 54.09 65.48
%
%
2 831 DOCTORS CO GRP
%27.47%9.811,207,488 1,182,818 46.82 71.64
%
%
3 218 CNA INS GRP
%33.14%5.67698,133 674,726 49.87 63.31
%
%
4 2698 PROASSURANCE CORP GRP
%38.76%5.62691,934 686,460 64.62 92.91
%
%
5 413 MAG MUT INS GRP
%43.48%4.72581,194 534,437 38.30 71.46
%
%
6 1154 COVERYS GRP
%47.60%4.13507,981 530,379 59.77 72.83
%
%
7 10697 MCIC VT A RECIP RRG
%51.33%3.73458,757 458,757 124.59 140.49
%
%
8 184 CURI HOLDINGS GRP
%54.53%3.21394,780 385,250 45.52 82.21
%
%
9 111 LIBERTY MUT GRP
%57.64%3.11382,551 359,506 37.36 47.36
%
%
10 626 CHUBB LTD GRP
%59.46%1.82223,890 218,882 64.68 77.59
%
%
11 2358 ISMIE GRP
%61.21%1.75215,893 208,826 54.87 88.68
%
%
12 98 WR BERKLEY CORP GRP
%62.87%1.66204,404 202,999 57.74 66.75
%
%
13 10341 CONTROLLED RISK INS CO OF VT RRG
%64.36%1.49183,070 183,070 26.99 66.50
%
%
14 4840 PRI GRP
%65.79%1.43176,491 177,343 47.88 70.09
%
%
15 4902 COPIC GRP
%67.14%1.35166,325 152,280 35.07 53.83
%
%
16 158 FAIRFAX FIN GRP
%68.36%1.22149,922 140,097 48.80 61.71
%
%
17 33049 STATE VOLUNTEER MUT INS CO
%69.54%1.18145,605 142,305 28.41 66.79
%
%
18 464 PHYSICIANS INS A MUT GRP
%70.72%1.17144,623 131,663 67.41 86.91
%
%
19 361 MUNICH RE GRP
%71.63%0.91111,812 100,214 63.04 85.12
%
%
20 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%72.53%0.91111,492 104,879 104.24 129.86
%
%
21 12 AMERICAN INTL GRP
%73.40%0.86106,470 105,488 46.17 52.16
%
%
22 508 NATIONAL GRP
%74.26%0.86106,221 103,156 41.14 60.59
%
%
23 1279 ARCH INS GRP
%75.08%0.82101,508 94,629 58.14 71.44
%
%
24 2638 NCMIC GRP
%75.88%0.7997,542 98,534 31.05 49.51
%
%
25 785 MARKEL CORP GRP
%76.67%0.7997,401 95,258 53.97 67.20
%
%
26 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%77.42%0.7592,661 94,720 75.20 92.89
%
%
27 377 MEDICAL INS OF MD GRP
%78.15%0.7390,156 89,700 24.67 44.31
%
%
28 4878 MICA GRP
%78.86%0.7187,138 91,990 43.29 67.35
%
%
29 4734 APOLLO GLOBAL MGMT GRP
%79.49%0.6377,674 85,241 45.52 70.81
%
%
30 861 HOSPITAL SERV GRP
%80.10%0.6175,362 75,408 31.63 48.82
%
%
31 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%80.68%0.5770,747 66,524 51.10 73.00
%
%
32 11547 MOUNTAIN LAUREL RRG INC
%81.23%0.5668,664 66,414 74.99 100.61
%
%
33 3219 SOMPO GRP
%81.78%0.5567,443 72,633 136.66 144.42
%
%
34 1324 UPMC HLTH SYSTEM GRP
%82.32%0.5465,930 65,930 89.48 109.85
%
%
35 4776 TEXAS MEDICAL LIAB TRUST GRP
%82.83%0.5162,577 63,515 55.25 78.11
%
%
36 44105 OPHTHALMIC MUT INS CO RRG
%83.32%0.5060,991 57,955 41.26 60.90
%
%
37 12373 CARING COMMUNITIES RECIP RRG
%83.81%0.4960,743 60,259 51.69 61.47
%
%
38 4880 LAMMICO GRP
%84.29%0.4859,114 58,591 18.72 44.33
%
%
39 10842 FRANKLIN CAS INS CO RRG
%84.76%0.4757,766 57,492 64.94 87.49
%
%
40 26257 THE MUTUAL RRG INC
%85.23%0.4656,845 56,845 43.66 59.81
%
%
41 4770 INTEGRIS GRP
%85.68%0.4656,216 59,027 98.86 121.16
%
%
42 35904 HEALTH CARE IND INC
%86.13%0.4555,739 55,739 N/A 4.57
%
43 36277 MEDICAL MUT INS CO OF ME
%86.58%0.4555,286 52,266 83.91 94.16
%
%
44 16851 CLINICIAN ASSUR INC RRG
%87.03%0.4555,140 41,856 63.82 95.23
%
%
45 32433 MEDICAL INS EXCH OF CA
%87.46%0.4352,460 51,150 39.90 61.69
%
%
46 38920 KINSALE INS CO
%87.86%0.4049,408 45,209 20.52 28.40
%
%
47 473 AMERICAN FAMILY INS GRP
%88.24%0.3846,571 38,027 40.04 31.83
%
%
48 40975 DENTISTS INS CO
%88.60%0.3644,431 43,841 32.92 64.38
%
%
49 12907 SOUTHWEST PHYSICIANS RRG INC
%88.94%0.3442,385 41,508 62.96 87.30
%
%
50 12000 GEISINGER INS CORP RRG
%89.25%0.3138,398 39,159 83.15 83.15
%
%
51 11259 COMMUNITY HOSPITAL RRG
%89.56%0.3037,383 37,383 78.40 80.75
%
%
52 5013 VANTAGE GRP
%89.86%0.3036,920 28,140 48.75 65.00
%
%
53 44504 CALIFORNIA HLTHCARE INS CO INC RRG
%90.14%0.2834,638 31,132 54.74 73.76
%
%
54 244 CINCINNATI FIN GRP
%90.41%0.2733,208 34,941 30.90 36.47
%
%
55 812 HIGHMARK GRP
%90.67%0.2632,624 32,618 84.98 109.62
%
%
56 5017 BENT PHILIPSON GRP
%90.93%0.2632,210 42,677 48.02 105.74
%
%
57 4851 CHURCH MUT GRP
%91.19%0.2632,003 34,281 88.23 102.47
%
%
58 12933 BEDFORD PHYSICIANS RRG INC
%91.45%0.2531,124 31,124 104.15 117.03
%
%
59 36072 NATIONAL GUARDIAN RRG INC
%91.70%0.2530,989 30,989 47.64 66.76
%
%
60 4966 INSURANCE CAPITAL GRP
%91.94%0.2430,092 28,126 78.04 107.37
%
%
61 775 PHARMACISTS MUT GRP
%92.18%0.2429,393 28,254 47.26 33.80
%
%
62 11535 CONVENTUS INTER INS EXCH
%92.40%0.2227,122 26,549 63.01 78.92
%
%
63 11684 LVHN RRG
%92.62%0.2126,168 25,500 46.95 46.95
%
%
64 10152 THE HLTHCARE UNDERWRITING CO RRG
%92.83%0.2125,852 26,316 65.43 68.40
%
%
65 10903 AMERICAN EXCESS INS EXCH RRG
%93.03%0.2024,919 25,008 45.62 52.30
%
%
© 2024 National Association of Insurance Commissioners
253
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4637 INDIANA UNIVERSITY HLTH GRP
%93.23%0.2024,463 23,271 66.05 87.51
%
%
67 4837 KANSAS MEDICAL MUT GRP
%93.42%0.2024,262 24,166 26.22 55.30
%
%
68 10080 HEALTH PROVIDERS INS RECIP RRG
%93.59%0.1620,052 18,562 69.82 83.58
%
%
69 12511 SAMARITAN RRG INC
%93.74%0.1619,517 19,236 40.63 46.16
%
%
70 11078 SIMED
%93.90%0.1619,376 18,856 18.96 45.87
%
%
71 1127 EMBLEM HLTH GRP
%94.05%0.1518,405 15,741 25.05 47.86
%
%
72 12332 PUERTO RICO MED DEFENSE MUT INS CO
%94.20%0.1518,399 17,764 45.94 62.61
%
%
73 4990 CORE SPECIALTY INS HOLDINGS GRP
%94.34%0.1417,185 36,439 N/A N/A
74 10808 CASSATT RRG INC
%94.48%0.1417,111 18,207 61.04 114.28
%
%
75 11278 FIRST MEDICAL INS CO RRG
%94.62%0.1416,979 14,606 32.37 74.87
%
%
76 42544 ACADEMIC HLTH PROFESSIONALS INS
%94.75%0.1416,793 16,265 51.40 134.66
%
%
77 17178 HAMILTON SELECT INS INC
%94.89%0.1416,717 13,046 38.82 43.97
%
%
78 16957 HEALTHCARE PROFESSIONAL LONG TERM CA
%95.02%0.1316,614 14,934 46.03 54.06
%
%
79 12275 NEW YORK HLTHCARE INS CO INC RRG
%95.16%0.1316,572 17,137 76.24 83.89
%
%
80 4381 SKYWARD SPECIALTY INS GRP INC GRP
%95.29%0.1316,023 12,110 61.57 74.46
%
%
81 4964 TOWER HEALTH GRP
%95.41%0.1315,481 16,290 43.51 95.58
%
%
82 11861 MEDICAL ALLIANCE INS CO
%95.54%0.1215,373 15,546 13.42 23.32
%
%
83 11585 MOUNTAIN STATES HLTHCARE RECIP RRG
%95.66%0.1215,239 15,239 46.27 67.50
%
%
84 16661 FUTURE CARE RRG INC
%95.78%0.1214,752 13,882 52.10 59.44
%
%
85 16965 LTC INS CO RRG LLC
%95.90%0.1214,473 12,932 57.93 70.88
%
%
86 4953 PRACTICEPROTECTION GRP
%96.02%0.1214,405 13,150 27.55 45.97
%
%
87 10115 EASTERN DENTISTS INS CO RRG
%96.13%0.1114,063 13,932 36.25 55.26
%
%
88 11682 WELLSPAN RRG
%96.24%0.1113,774 13,774 93.42 149.84
%
%
89 3494 JAMES RIVER GRP
%96.35%0.1113,446 14,354 56.86 69.04
%
%
90 88 THE HANOVER INS GRP
%96.46%0.1113,343 16,807 28.63 39.52
%
%
91 11668 INSPIRIEN INS CO
%96.57%0.1113,065 12,732 79.79 142.30
%
%
92 11710 ALLIED PROFESSIONALS INS CO RRG
%96.67%0.1012,924 12,926 8.99 27.09
%
%
93 16383 HEALTHCARE PROFESSIONAL RRG INC
%96.78%0.1012,900 11,150 38.59 56.57
%
%
94 11872 KENTUCKIANA MEDICAL RECIP RRG
%96.88%0.1012,699 12,626 59.45 174.76
%
%
95 11825 CARE RRG INC
%96.98%0.1012,439 12,388 35.75 59.75
%
%
96 11539 NEW JERSEY PHYSICIANS UNITED RECIP
%97.08%0.1011,933 17,344 1.34 62.09
%
%
97 11692 TECUMSEH HLTH RECIP RRG
%97.17%0.0911,324 11,324 42.70 85.65
%
%
98 11688 ST LUKES HLTH NTWRK INS CO RECIP RRG
%97.26%0.0911,250 10,794 51.53 78.71
%
%
99 13582 PIH HLTH INS CO RECIP RRG
%97.35%0.0911,095 11,095 24.08 33.39
%
%
100 11694 CPP INS CO
%97.44%0.0911,044 11,227 49.09 121.36
%
%
101 15908 URGENT MD RRG INC
%97.53%0.0910,810 9,936 63.92 66.09
%
%
102 17368 ORCA RRG INC
%97.62%0.0910,716 10,716 110.93 125.34
%
%
103 14026 SUNLAND RRG INC
%97.70%0.0810,230 8,706 31.56 43.83
%
%
104 4869 WT HOLDINGS GRP
%97.78%0.089,987 6,497 47.62 70.89
%
%
105 91 HARTFORD FIRE & CAS GRP
%97.86%0.089,706 8,696 241.13 261.58
%
%
106 34568 CENTENNIAL CAS CO
%97.94%0.089,550 10,150 13.40 23.00
%
%
107 11796 YELLOWSTONE INS EXCH RRG
%98.01%0.089,468 9,468 10.95 14.63
%
%
108 15893 DOCTORS PROFESSIONAL LIABITY RRG INC
%98.09%0.079,230 9,789 28.78 47.62
%
%
109 10232 AMERICAN ASSOC OF OTHODONTISTS RRG
%98.16%0.078,927 8,934 N/A N/A
110 536 GUIDEWELL MUT HOLDING GRP
%98.23%0.078,797 8,584 22.77 35.18
%
%
111 12014 GUTHRIE RRG
%98.30%0.078,599 8,691 N/A N/A
112 12003 EMERGENCY MEDICINE PROFESSIONAL ASR
%98.37%0.078,554 8,459 40.26 83.59
%
%
113 14461 PROFESSIONAL EXCH ASSUR CO RRG
%98.44%0.078,213 8,213 79.08 86.93
%
%
114 11683 HEALTHCARE PROVIDERS INS CO
%98.50%0.078,096 7,801 16.57 33.21
%
%
115 11798 CONTINUING CARE RRG INC
%98.57%0.067,694 7,582 77.12 84.80
%
%
116 11958 TRINITY RISK SOLUTIONS RECIP INS CO
%98.63%0.067,407 7,407 44.58 55.44
%
%
117 12988 SCRUBS MUT ASSUR CO RRG
%98.69%0.067,278 7,116 58.42 93.44
%
%
118 11544 CAREGIVERS UNITED LIAB INS CO RRG
%98.74%0.067,127 6,966 28.09 46.56
%
%
119 17110 CLEVELAND CLINIC RRG LLC
%98.80%0.056,765 6,765 160.39 200.65
%
%
120 16922 LECOM HLTH RRG
%98.85%0.056,295 6,105 45.34 45.34
%
%
121 32514 TEXAS HOSPITAL INS EXCH
%98.90%0.056,186 6,020 10.46 22.26
%
%
122 33537 PENNSYLVANIA PROFESSIONAL LIAB JUA
%98.95%0.055,699 5,960 54.17 54.17
%
%
123 17059 COVERED BRIDGE RECIP RRG
%98.99%0.045,294 4,550 46.02 71.98
%
%
124 15866 HPIC RRG
%99.03%0.045,255 4,728 43.19 57.77
%
%
125 11260 NEVADA MUT INS CO INC
%99.07%0.044,740 4,888 109.59 152.52
%
%
**INDUSTRY TOTAL**
%100.00%100.0012,313,220 12,085,774 55.92 75.79
%
%
© 2024 National Association of Insurance Commissioners
254
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%17.54%17.542,155,092 2,130,213 53.80 65.00
%
%
2 831 DOCTORS CO GRP
%27.37%9.831,207,488 1,182,818 46.82 71.64
%
%
3 218 CNA INS GRP
%33.05%5.68698,133 674,726 49.87 63.31
%
%
4 2698 PROASSURANCE CORP GRP
%38.68%5.63691,934 686,460 64.62 92.91
%
%
5 413 MAG MUT INS GRP
%43.41%4.73581,194 534,437 38.30 71.46
%
%
6 1154 COVERYS GRP
%47.54%4.13507,981 530,379 59.77 72.83
%
%
7 10697 MCIC VT A RECIP RRG
%51.28%3.73458,757 458,757 124.59 140.49
%
%
8 184 CURI HOLDINGS GRP
%54.49%3.21394,780 385,250 45.52 82.21
%
%
9 111 LIBERTY MUT GRP
%57.60%3.11382,551 359,506 37.36 47.37
%
%
10 626 CHUBB LTD GRP
%59.42%1.82223,872 218,863 64.74 77.65
%
%
11 2358 ISMIE GRP
%61.18%1.76215,893 208,826 54.87 88.68
%
%
12 98 WR BERKLEY CORP GRP
%62.81%1.63199,955 199,216 56.93 66.03
%
%
13 10341 CONTROLLED RISK INS CO OF VT RRG
%64.30%1.49183,070 183,070 26.99 66.50
%
%
14 4840 PRI GRP
%65.74%1.44176,491 177,343 47.88 70.09
%
%
15 4902 COPIC GRP
%67.09%1.35166,325 152,280 35.07 53.83
%
%
16 158 FAIRFAX FIN GRP
%68.31%1.22149,922 140,097 48.81 61.72
%
%
17 33049 STATE VOLUNTEER MUT INS CO
%69.49%1.18145,605 142,305 28.41 66.79
%
%
18 464 PHYSICIANS INS A MUT GRP
%70.67%1.18144,623 131,663 67.41 86.91
%
%
19 361 MUNICH RE GRP
%71.58%0.91111,812 100,214 63.04 85.12
%
%
20 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%72.49%0.91111,492 104,879 104.24 129.86
%
%
21 12 AMERICAN INTL GRP
%73.36%0.87106,470 105,488 44.44 50.42
%
%
22 508 NATIONAL GRP
%74.22%0.86106,221 103,156 41.14 60.59
%
%
23 1279 ARCH INS GRP
%75.05%0.83101,508 94,629 58.15 71.47
%
%
24 2638 NCMIC GRP
%75.84%0.7997,542 98,534 31.05 49.51
%
%
25 785 MARKEL CORP GRP
%76.63%0.7997,401 95,258 53.97 67.20
%
%
26 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%77.39%0.7592,661 94,720 75.20 92.89
%
%
27 377 MEDICAL INS OF MD GRP
%78.12%0.7390,156 89,700 24.67 44.31
%
%
28 4878 MICA GRP
%78.83%0.7187,138 91,990 43.29 67.35
%
%
29 4734 APOLLO GLOBAL MGMT GRP
%79.46%0.6377,674 85,241 45.52 70.81
%
%
30 861 HOSPITAL SERV GRP
%80.07%0.6175,362 75,408 31.63 48.82
%
%
31 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%80.65%0.5870,747 66,524 51.10 73.00
%
%
32 11547 MOUNTAIN LAUREL RRG INC
%81.21%0.5668,664 66,414 74.99 100.61
%
%
33 3219 SOMPO GRP
%81.76%0.5567,443 72,633 136.66 144.42
%
%
34 1324 UPMC HLTH SYSTEM GRP
%82.29%0.5465,930 65,930 89.48 109.85
%
%
35 4776 TEXAS MEDICAL LIAB TRUST GRP
%82.80%0.5162,577 63,515 55.25 78.11
%
%
36 44105 OPHTHALMIC MUT INS CO RRG
%83.30%0.5060,991 57,955 41.26 60.90
%
%
37 12373 CARING COMMUNITIES RECIP RRG
%83.79%0.4960,743 60,259 51.69 61.47
%
%
38 4880 LAMMICO GRP
%84.28%0.4859,114 58,591 18.72 44.33
%
%
39 10842 FRANKLIN CAS INS CO RRG
%84.75%0.4757,766 57,492 64.94 87.49
%
%
40 26257 THE MUTUAL RRG INC
%85.21%0.4656,845 56,845 43.66 59.81
%
%
41 4770 INTEGRIS GRP
%85.67%0.4656,216 59,027 98.86 121.16
%
%
42 36277 MEDICAL MUT INS CO OF ME
%86.12%0.4555,286 52,266 83.91 94.16
%
%
43 16851 CLINICIAN ASSUR INC RRG
%86.56%0.4555,140 41,856 63.82 95.23
%
%
44 35904 HEALTH CARE IND INC
%87.00%0.4454,038 54,038 6.96 12.55
%
%
45 32433 MEDICAL INS EXCH OF CA
%87.43%0.4352,460 51,150 39.90 61.69
%
%
46 38920 KINSALE INS CO
%87.83%0.4049,408 45,209 20.52 28.40
%
%
47 473 AMERICAN FAMILY INS GRP
%88.21%0.3846,571 38,027 40.04 31.83
%
%
48 40975 DENTISTS INS CO
%88.57%0.3644,431 43,841 32.92 64.38
%
%
49 12907 SOUTHWEST PHYSICIANS RRG INC
%88.92%0.3442,385 41,508 62.96 87.30
%
%
50 12000 GEISINGER INS CORP RRG
%89.23%0.3138,398 39,159 83.15 83.15
%
%
51 11259 COMMUNITY HOSPITAL RRG
%89.54%0.3037,383 37,383 78.40 80.75
%
%
52 5013 VANTAGE GRP
%89.84%0.3036,920 28,140 48.75 65.00
%
%
53 44504 CALIFORNIA HLTHCARE INS CO INC RRG
%90.12%0.2834,638 31,132 54.74 73.76
%
%
54 244 CINCINNATI FIN GRP
%90.39%0.2733,208 34,941 30.90 36.47
%
%
55 812 HIGHMARK GRP
%90.65%0.2732,624 32,618 84.98 109.62
%
%
56 5017 BENT PHILIPSON GRP
%90.92%0.2632,210 42,677 48.02 105.74
%
%
57 4851 CHURCH MUT GRP
%91.18%0.2632,003 34,281 88.23 102.47
%
%
58 12933 BEDFORD PHYSICIANS RRG INC
%91.43%0.2531,124 31,124 104.15 117.03
%
%
59 36072 NATIONAL GUARDIAN RRG INC
%91.68%0.2530,989 30,989 47.64 66.76
%
%
60 4966 INSURANCE CAPITAL GRP
%91.93%0.2430,092 28,126 78.04 107.37
%
%
61 775 PHARMACISTS MUT GRP
%92.17%0.2429,393 28,254 47.26 33.80
%
%
62 11535 CONVENTUS INTER INS EXCH
%92.39%0.2227,122 26,549 63.01 78.92
%
%
63 11684 LVHN RRG
%92.60%0.2126,168 25,500 46.95 46.95
%
%
64 10152 THE HLTHCARE UNDERWRITING CO RRG
%92.81%0.2125,852 26,316 65.43 68.40
%
%
65 10903 AMERICAN EXCESS INS EXCH RRG
%93.01%0.2024,919 25,008 45.62 52.30
%
%
© 2024 National Association of Insurance Commissioners
255
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4637 INDIANA UNIVERSITY HLTH GRP
%93.21%0.2024,463 23,271 66.05 87.51
%
%
67 4837 KANSAS MEDICAL MUT GRP
%93.41%0.2024,262 24,166 26.22 55.30
%
%
68 10080 HEALTH PROVIDERS INS RECIP RRG
%93.57%0.1620,052 18,562 69.82 83.58
%
%
69 12511 SAMARITAN RRG INC
%93.73%0.1619,517 19,236 40.63 46.16
%
%
70 11078 SIMED
%93.89%0.1619,376 18,856 18.96 45.87
%
%
71 1127 EMBLEM HLTH GRP
%94.04%0.1518,405 15,741 25.05 47.86
%
%
72 12332 PUERTO RICO MED DEFENSE MUT INS CO
%94.19%0.1518,399 17,764 45.94 62.61
%
%
73 4990 CORE SPECIALTY INS HOLDINGS GRP
%94.33%0.1417,185 36,439 N/A N/A
74 10808 CASSATT RRG INC
%94.47%0.1417,111 18,207 61.04 114.28
%
%
75 11278 FIRST MEDICAL INS CO RRG
%94.61%0.1416,979 14,606 32.37 74.87
%
%
76 42544 ACADEMIC HLTH PROFESSIONALS INS
%94.74%0.1416,793 16,265 51.40 134.66
%
%
77 17178 HAMILTON SELECT INS INC
%94.88%0.1416,717 13,046 38.82 43.97
%
%
78 16957 HEALTHCARE PROFESSIONAL LONG TERM CA
%95.01%0.1416,614 14,934 46.03 54.06
%
%
79 12275 NEW YORK HLTHCARE INS CO INC RRG
%95.15%0.1316,572 17,137 76.24 83.89
%
%
80 4381 SKYWARD SPECIALTY INS GRP INC GRP
%95.28%0.1316,023 12,110 61.57 74.46
%
%
81 4964 TOWER HEALTH GRP
%95.41%0.1315,481 16,290 43.51 95.58
%
%
82 11861 MEDICAL ALLIANCE INS CO
%95.53%0.1315,373 15,546 13.42 23.32
%
%
83 11585 MOUNTAIN STATES HLTHCARE RECIP RRG
%95.65%0.1215,239 15,239 46.27 67.50
%
%
84 16661 FUTURE CARE RRG INC
%95.77%0.1214,752 13,882 52.10 59.44
%
%
85 16965 LTC INS CO RRG LLC
%95.89%0.1214,473 12,932 57.93 70.88
%
%
86 4953 PRACTICEPROTECTION GRP
%96.01%0.1214,405 13,150 27.55 45.97
%
%
87 10115 EASTERN DENTISTS INS CO RRG
%96.12%0.1114,063 13,932 36.25 55.26
%
%
88 11682 WELLSPAN RRG
%96.24%0.1113,774 13,774 93.42 149.84
%
%
89 3494 JAMES RIVER GRP
%96.35%0.1113,446 14,354 56.86 69.04
%
%
90 88 THE HANOVER INS GRP
%96.45%0.1113,343 16,807 28.63 39.52
%
%
91 11668 INSPIRIEN INS CO
%96.56%0.1113,065 12,732 79.79 142.30
%
%
92 11710 ALLIED PROFESSIONALS INS CO RRG
%96.67%0.1112,924 12,926 8.99 27.09
%
%
93 16383 HEALTHCARE PROFESSIONAL RRG INC
%96.77%0.1012,900 11,150 38.59 56.57
%
%
94 11872 KENTUCKIANA MEDICAL RECIP RRG
%96.87%0.1012,699 12,626 59.45 174.76
%
%
95 11825 CARE RRG INC
%96.98%0.1012,439 12,388 35.75 59.75
%
%
96 11539 NEW JERSEY PHYSICIANS UNITED RECIP
%97.07%0.1011,933 17,344 1.34 62.09
%
%
97 11692 TECUMSEH HLTH RECIP RRG
%97.16%0.0911,324 11,324 42.70 85.65
%
%
98 11688 ST LUKES HLTH NTWRK INS CO RECIP RRG
%97.26%0.0911,250 10,794 51.53 78.71
%
%
99 13582 PIH HLTH INS CO RECIP RRG
%97.35%0.0911,095 11,095 24.08 33.39
%
%
100 11694 CPP INS CO
%97.44%0.0911,044 11,227 49.09 121.36
%
%
101 15908 URGENT MD RRG INC
%97.52%0.0910,810 9,936 63.92 66.09
%
%
102 17368 ORCA RRG INC
%97.61%0.0910,716 10,716 110.93 125.34
%
%
103 14026 SUNLAND RRG INC
%97.69%0.0810,230 8,706 31.56 43.83
%
%
104 4869 WT HOLDINGS GRP
%97.78%0.089,987 6,497 47.62 70.89
%
%
105 91 HARTFORD FIRE & CAS GRP
%97.86%0.089,706 8,696 241.13 261.58
%
%
106 34568 CENTENNIAL CAS CO
%97.93%0.089,550 10,150 13.40 23.00
%
%
107 11796 YELLOWSTONE INS EXCH RRG
%98.01%0.089,468 9,468 10.95 14.63
%
%
108 15893 DOCTORS PROFESSIONAL LIABITY RRG INC
%98.08%0.089,230 9,789 28.78 47.62
%
%
109 10232 AMERICAN ASSOC OF OTHODONTISTS RRG
%98.16%0.078,927 8,934 N/A N/A
110 536 GUIDEWELL MUT HOLDING GRP
%98.23%0.078,797 8,584 22.77 35.18
%
%
111 12014 GUTHRIE RRG
%98.30%0.078,599 8,691 N/A N/A
112 12003 EMERGENCY MEDICINE PROFESSIONAL ASR
%98.37%0.078,554 8,459 40.26 83.59
%
%
113 14461 PROFESSIONAL EXCH ASSUR CO RRG
%98.44%0.078,213 8,213 79.08 86.93
%
%
114 11683 HEALTHCARE PROVIDERS INS CO
%98.50%0.078,096 7,801 16.57 33.21
%
%
115 11798 CONTINUING CARE RRG INC
%98.56%0.067,694 7,582 77.12 84.80
%
%
116 11958 TRINITY RISK SOLUTIONS RECIP INS CO
%98.62%0.067,407 7,407 44.58 55.44
%
%
117 12988 SCRUBS MUT ASSUR CO RRG
%98.68%0.067,278 7,116 58.42 93.44
%
%
118 11544 CAREGIVERS UNITED LIAB INS CO RRG
%98.74%0.067,127 6,966 28.09 46.56
%
%
119 17110 CLEVELAND CLINIC RRG LLC
%98.80%0.066,765 6,765 160.39 200.65
%
%
120 16922 LECOM HLTH RRG
%98.85%0.056,295 6,105 45.34 45.34
%
%
121 32514 TEXAS HOSPITAL INS EXCH
%98.90%0.056,186 6,020 10.46 22.26
%
%
122 33537 PENNSYLVANIA PROFESSIONAL LIAB JUA
%98.94%0.055,699 5,960 54.17 54.17
%
%
123 17059 COVERED BRIDGE RECIP RRG
%98.99%0.045,294 4,550 46.02 71.98
%
%
124 15866 HPIC RRG
%99.03%0.045,255 4,728 43.19 57.77
%
%
125 11260 NEVADA MUT INS CO INC
%99.07%0.044,740 4,888 109.59 152.52
%
%
**INDUSTRY TOTAL**
%100.00%100.0012,287,396 12,060,259 55.89 75.74
%
%
© 2024 National Association of Insurance Commissioners
256
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2698 PROASSURANCE CORP GRP
%35.70%35.7062,599 57,290Alabama 68.93 125.22
%
%
2 413 MAG MUT INS GRP
%47.82%12.1221,258 19,366 6.99 47.87
%
%
3 31 BERKSHIRE HATHAWAY GRP
%58.06%10.2317,941 17,590 130.25 159.17
%
%
4 11668 INSPIRIEN INS CO
%65.02%6.9712,215 12,072 82.99 148.00
%
%
5 34568 CENTENNIAL CAS CO
%70.43%5.419,484 10,084 13.21 22.87
%
%
6 218 CNA INS GRP
%75.22%4.798,398 7,627 N/A N/A
7 12907 SOUTHWEST PHYSICIANS RRG INC
%79.96%4.748,306 7,732 98.74 122.42
%
%
8 831 DOCTORS CO GRP
%82.51%2.554,476 4,495 N/A N/A
9 158 FAIRFAX FIN GRP
%84.60%2.093,660 2,998 71.66 79.77
%
%
10 111 LIBERTY MUT GRP
%86.38%1.793,131 3,110 N/A 31.22
%
**STAT E TOTAL**
%100.00%100.00175,346 165,576 55.67 97.43
%
%
1 32433 MEDICAL INS EXCH OF CA
%33.56%33.568,815 8,787Alaska 36.95 56.85
%
%
2 2698 PROASSURANCE CORP GRP
%46.73%13.173,459 3,317 130.23 194.00
%
%
3 31 BERKSHIRE HATHAWAY GRP
%55.29%8.562,249 2,181 6.13 18.24
%
%
4 44504 CALIFORNIA HLTHCARE INS CO INC RRG
%60.76%5.471,438 1,170 171.37 209.22
%
%
5 12 AMERICAN INTL GRP
%66.00%5.241,376 1,498 N/A N/A
6 218 CNA INS GRP
%69.82%3.821,004 1,007 47.13 60.10
%
%
7 831 DOCTORS CO GRP
%73.56%3.74981 906 204.96 247.10
%
%
8 464 PHYSICIANS INS A MUT GRP
%76.71%3.15827 1,033 1.83 1.18
%
%
9 111 LIBERTY MUT GRP
%79.70%2.99785 645 162.06 166.56
%
%
10 4734 APOLLO GLOBAL MGMT GRP
%82.30%2.60684 698 10.30 42.08
%
%
**STAT E TOTAL**
%100.00%100.0026,267 25,380 65.68 90.26
%
%
1 4878 MICA GRP
%31.62%31.6281,127 86,026Arizona 42.37 63.34
%
%
2 31 BERKSHIRE HATHAWAY GRP
%45.77%14.1636,318 37,097 59.74 72.11
%
%
3 218 CNA INS GRP
%52.35%6.5816,880 17,763 67.38 84.92
%
%
4 2698 PROASSURANCE CORP GRP
%57.66%5.3013,607 14,739 57.63 96.01
%
%
5 111 LIBERTY MUT GRP
%62.00%4.3411,141 11,178 75.04 79.57
%
%
6 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%66.15%4.1510,658 9,891 34.58 40.62
%
%
7 626 CHUBB LTD GRP
%69.55%3.408,715 7,857 0.79 24.81
%
%
8 413 MAG MUT INS GRP
%72.43%2.887,385 6,839 39.90 55.88
%
%
9 831 DOCTORS CO GRP
%74.74%2.325,941 5,384 113.03 149.59
%
%
10 98 WR BERKLEY CORP GRP
%76.72%1.975,067 5,653 17.18 25.52
%
%
**STAT E TOTAL**
%100.00%100.00256,572 259,476 48.04 66.16
%
%
1 831 DOCTORS CO GRP
%15.51%15.5113,862 14,198Arkansas N/A N/A
2 33049 STATE VOLUNTEER MUT INS CO
%28.51%13.0011,620 11,516 55.49 71.70
%
%
3 31 BERKSHIRE HATHAWAY GRP
%38.65%10.159,070 8,453 54.42 62.01
%
%
4 184 CURI HOLDINGS GRP
%48.15%9.498,486 7,566 6.59 22.95
%
%
5 4880 LAMMICO GRP
%56.96%8.827,880 7,844 32.45 48.73
%
%
6 111 LIBERTY MUT GRP
%63.36%6.395,715 5,046 46.50 43.55
%
%
7 218 CNA INS GRP
%67.79%4.443,965 4,134 99.45 104.21
%
%
8 16965 LTC INS CO RRG LLC
%71.73%3.943,525 3,336 55.76 70.31
%
%
9 4902 COPIC GRP
%74.45%2.722,432 2,105 111.58 151.39
%
%
10 361 MUNICH RE GRP
%77.11%2.652,371 1,876 33.90 40.89
%
%
**STAT E TOTAL**
%100.00%100.0089,390 86,283 27.78 38.57
%
%
© 2024 National Association of Insurance Commissioners
257
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 831 DOCTORS CO GRP
%17.69%17.69182,649 182,054California 69.22 82.94
%
%
2 2698 PROASSURANCE CORP GRP
%28.51%10.82111,764 113,725 50.44 69.48
%
%
3 31 BERKSHIRE HATHAWAY GRP
%38.72%10.21105,447 103,434 61.15 82.43
%
%
4 218 CNA INS GRP
%45.67%6.9571,792 66,515 46.32 59.37
%
%
5 1154 COVERYS GRP
%50.53%4.8650,192 49,475 31.94 42.90
%
%
6 111 LIBERTY MUT GRP
%54.12%3.5937,057 32,035 18.85 32.66
%
%
7 98 WR BERKLEY CORP GRP
%57.71%3.5937,048 35,105 52.82 65.18
%
%
8 26257 THE MUTUAL RRG INC
%60.82%3.1132,130 32,130 38.66 53.53
%
%
9 626 CHUBB LTD GRP
%63.82%3.0030,987 30,344 142.07 158.87
%
%
10 40975 DENTISTS INS CO
%66.78%2.9630,581 31,148 38.97 72.37
%
%
**STAT E TOTAL**
%100.00%100.001,032,709 1,001,557 55.46 72.86
%
%
1 4902 COPIC GRP
%39.53%39.5373,572 71,348Colorado 14.02 31.88
%
%
2 31 BERKSHIRE HATHAWAY GRP
%53.14%13.6125,328 22,431 55.63 71.07
%
%
3 831 DOCTORS CO GRP
%60.59%7.4613,883 14,721 103.48 129.26
%
%
4 218 CNA INS GRP
%67.85%7.2513,501 13,295 45.55 58.00
%
%
5 111 LIBERTY MUT GRP
%71.87%4.037,493 7,138 21.62 28.36
%
%
6 1154 COVERYS GRP
%74.04%2.164,029 4,029 74.82 52.62
%
%
7 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%75.82%1.783,309 4,092 51.10 73.00
%
%
8 626 CHUBB LTD GRP
%77.59%1.773,298 3,625 30.88 55.96
%
%
9 98 WR BERKLEY CORP GRP
%79.16%1.572,923 2,810 N/A N/A
10 2698 PROASSURANCE CORP GRP
%80.68%1.522,830 2,657 46.41 62.40
%
%
**STAT E TOTAL**
%100.00%100.00186,129 183,421 44.83 59.55
%
%
1 10697 MCIC VT A RECIP RRG
%51.17%51.17126,221 126,221Connecticut 87.44 106.04
%
%
2 4770 INTEGRIS GRP
%60.12%8.9522,075 23,556 71.75 82.63
%
%
3 31 BERKSHIRE HATHAWAY GRP
%67.81%7.6818,950 19,288 88.64 105.85
%
%
4 1154 COVERYS GRP
%74.94%7.1417,608 24,104 33.68 41.40
%
%
5 218 CNA INS GRP
%81.18%6.2315,378 14,694 85.65 78.94
%
%
6 111 LIBERTY MUT GRP
%84.33%3.157,780 7,287 71.50 79.39
%
%
7 831 DOCTORS CO GRP
%86.01%1.684,141 4,559 79.38 106.45
%
%
8 2698 PROASSURANCE CORP GRP
%87.61%1.603,943 3,235 132.40 155.03
%
%
9 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%89.14%1.533,766 3,406 51.10 73.00
%
%
10 413 MAG MUT INS GRP
%90.66%1.523,753 4,165 60.94 77.05
%
%
**STAT E TOTAL**
%100.00%100.00246,657 253,839 77.41 92.33
%
%
1 218 CNA INS GRP
%21.65%21.6510,257 11,638Delaware 70.22 86.95
%
%
2 2698 PROASSURANCE CORP GRP
%42.49%20.849,873 10,720 14.28 11.79
%
%
3 31 BERKSHIRE HATHAWAY GRP
%61.83%19.359,166 8,467 30.87 45.28
%
%
4 1154 COVERYS GRP
%70.34%8.514,034 4,064 27.81 28.36
%
%
5 184 CURI HOLDINGS GRP
%78.54%8.193,881 3,687 72.82 98.87
%
%
6 4966 INSURANCE CAPITAL GRP
%81.27%2.731,295 367 79.16 107.14
%
%
7 98 WR BERKLEY CORP GRP
%83.84%2.571,217 1,116 8.60 25.48
%
%
8 626 CHUBB LTD GRP
%86.05%2.211,046 565 N/A N/A
9 831 DOCTORS CO GRP
%88.23%2.191,036 943 15.06 45.97
%
%
10 111 LIBERTY MUT GRP
%89.64%1.40665 626 25.81 25.73
%
%
**STAT E TOTAL**
%100.00%100.0047,381 46,818 46.10 57.20
%
%
© 2024 National Association of Insurance Commissioners
258
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%19.78%19.785,532 5,443District Of Columbia 29.23 32.47
%
%
2 2698 PROASSURANCE CORP GRP
%39.15%19.385,420 5,583 N/A N/A
3 10697 MCIC VT A RECIP RRG
%52.14%12.993,633 3,633 317.17 379.56
%
%
4 831 DOCTORS CO GRP
%64.38%12.243,424 3,373 N/A N/A
5 111 LIBERTY MUT GRP
%70.01%5.631,575 1,431 32.63 29.29
%
%
6 218 CNA INS GRP
%73.51%3.50978 985 158.18 180.98
%
%
7 4734 APOLLO GLOBAL MGMT GRP
%76.58%3.07860 853 46.20 60.67
%
%
8 626 CHUBB LTD GRP
%79.60%3.02844 892 13.30 25.32
%
%
9 377 MEDICAL INS OF MD GRP
%82.26%2.66745 710 N/A 19.59
%
10 26257 THE MUTUAL RRG INC
%84.36%2.10587 587 12.29 16.01
%
%
**STAT E TOTAL**
%100.00%100.0027,972 29,431 43.11 51.07
%
%
1 31 BERKSHIRE HATHAWAY GRP
%15.47%15.47146,467 143,809Florida 64.24 71.71
%
%
2 831 DOCTORS CO GRP
%30.78%15.31145,000 144,961 53.60 73.70
%
%
3 413 MAG MUT INS GRP
%43.24%12.46118,027 114,225 47.36 69.08
%
%
4 2698 PROASSURANCE CORP GRP
%49.80%6.5662,087 62,656 66.11 73.63
%
%
5 218 CNA INS GRP
%54.49%4.6844,359 42,208 27.91 34.73
%
%
6 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%57.70%3.2230,485 31,867 71.58 86.79
%
%
7 10152 THE HLTHCARE UNDERWRITING CO RRG
%60.43%2.7325,852 26,316 65.67 65.67
%
%
8 4770 INTEGRIS GRP
%62.71%2.2821,557 20,725 138.72 174.67
%
%
9 1154 COVERYS GRP
%64.93%2.2221,010 20,293 45.64 38.48
%
%
10 12907 SOUTHWEST PHYSICIANS RRG INC
%67.06%2.1320,125 19,802 44.30 56.22
%
%
**STAT E TOTAL**
%100.00%100.00946,931 932,350 53.46 67.72
%
%
1 413 MAG MUT INS GRP
%26.44%26.44115,752 113,389Georgia 49.28 84.46
%
%
2 31 BERKSHIRE HATHAWAY GRP
%41.89%15.4467,590 65,299 47.39 50.09
%
%
3 831 DOCTORS CO GRP
%51.01%9.1239,927 40,635 N/A N/A
4 184 CURI HOLDINGS GRP
%59.41%8.4136,795 34,552 73.55 111.65
%
%
5 218 CNA INS GRP
%64.46%5.0422,078 20,214 108.32 121.86
%
%
6 33049 STATE VOLUNTEER MUT INS CO
%69.38%4.9221,544 20,121 53.08 84.08
%
%
7 1154 COVERYS GRP
%72.42%3.0413,308 10,354 35.14 38.40
%
%
8 2698 PROASSURANCE CORP GRP
%75.26%2.8412,425 12,036 5.62 N/A
%
9 111 LIBERTY MUT GRP
%78.01%2.7612,063 10,739 48.68 60.43
%
%
10 626 CHUBB LTD GRP
%80.25%2.239,769 9,499 50.92 61.81
%
%
**STAT E TOTAL**
%100.00%100.00437,715 417,448 54.58 73.67
%
%
1 32433 MEDICAL INS EXCH OF CA
%30.66%30.6612,466 12,356Hawaii 75.50 98.05
%
%
2 464 PHYSICIANS INS A MUT GRP
%42.38%11.724,767 2,852 72.59 90.18
%
%
3 31 BERKSHIRE HATHAWAY GRP
%51.82%9.443,840 4,099 88.39 111.77
%
%
4 12 AMERICAN INTL GRP
%60.43%8.613,501 5,289 138.57 131.47
%
%
5 111 LIBERTY MUT GRP
%66.82%6.392,597 3,199 40.74 37.45
%
%
6 831 DOCTORS CO GRP
%72.11%5.292,150 2,014 301.88 310.27
%
%
7 218 CNA INS GRP
%75.31%3.201,303 1,214 44.38 58.63
%
%
8 40975 DENTISTS INS CO
%78.47%3.161,285 1,255 N/A N/A
9 158 FAIRFAX FIN GRP
%80.65%2.18885 954 N/A N/A
10 16851 CLINICIAN ASSUR INC RRG
%82.76%2.11860 765 50.21 81.98
%
%
**STAT E TOTAL**
%100.00%100.0040,665 40,835 80.16 97.09
%
%
© 2024 National Association of Insurance Commissioners
259
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 32433 MEDICAL INS EXCH OF CA
%18.56%18.568,375 7,357Idaho N/A 18.34
%
2 31 BERKSHIRE HATHAWAY GRP
%32.61%14.056,340 6,072 150.62 187.14
%
%
3 218 CNA INS GRP
%41.70%9.104,106 3,918 122.36 136.45
%
%
4 831 DOCTORS CO GRP
%50.41%8.713,930 4,716 954.15 1,005.34
%
%
5 464 PHYSICIANS INS A MUT GRP
%58.46%8.053,634 3,580 12.02 71.84
%
%
6 11585 MOUNTAIN STATES HLTHCARE RECIP RRG
%65.20%6.733,039 3,039 49.97 75.01
%
%
7 2698 PROASSURANCE CORP GRP
%69.13%3.931,773 1,639 28.92 50.31
%
%
8 413 MAG MUT INS GRP
%72.65%3.521,589 1,512 N/A N/A
9 111 LIBERTY MUT GRP
%75.64%3.001,352 1,357 22.00 31.76
%
%
10 11796 YELLOWSTONE INS EXCH RRG
%78.44%2.801,262 1,262 63.99 85.21
%
%
**STAT E TOTAL**
%100.00%100.0045,131 44,353 149.62 177.63
%
%
1 2358 ISMIE GRP
%30.84%30.84179,806 173,510Illinois 53.26 86.72
%
%
2 31 BERKSHIRE HATHAWAY GRP
%45.25%14.4184,016 83,960 87.66 100.78
%
%
3 218 CNA INS GRP
%49.85%4.6026,806 29,540 24.56 52.89
%
%
4 2698 PROASSURANCE CORP GRP
%54.43%4.5926,751 27,542 221.69 315.56
%
%
5 831 DOCTORS CO GRP
%58.35%3.9222,845 23,167 N/A N/A
6 111 LIBERTY MUT GRP
%62.11%3.7621,939 20,603 30.45 47.63
%
%
7 1154 COVERYS GRP
%65.77%3.6621,328 22,021 136.62 161.50
%
%
8 158 FAIRFAX FIN GRP
%68.88%3.1118,117 18,008 67.31 81.89
%
%
9 2638 NCMIC GRP
%71.60%2.7215,878 15,262 50.62 82.18
%
%
10 413 MAG MUT INS GRP
%74.29%2.6815,644 12,705 15.06 71.05
%
%
**STAT E TOTAL**
%100.00%100.00583,058 575,202 66.89 96.71
%
%
1 31 BERKSHIRE HATHAWAY GRP
%20.84%20.8436,840 38,811Indiana 47.48 63.05
%
%
2 4637 INDIANA UNIVERSITY HLTH GRP
%34.68%13.8424,463 23,271 66.05 87.51
%
%
3 2698 PROASSURANCE CORP GRP
%47.37%12.6922,423 22,296 51.92 46.55
%
%
4 218 CNA INS GRP
%59.99%12.6222,313 20,275 26.83 32.16
%
%
5 184 CURI HOLDINGS GRP
%67.16%7.1712,668 10,998 15.65 42.23
%
%
6 11692 TECUMSEH HLTH RECIP RRG
%71.55%4.397,758 7,758 44.96 88.97
%
%
7 831 DOCTORS CO GRP
%74.58%3.035,350 4,557 45.84 69.04
%
%
8 1154 COVERYS GRP
%77.50%2.925,169 4,846 132.68 123.21
%
%
9 13135 SUBURBAN HLTH ORG RRG LLC
%79.46%1.963,464 3,464 67.84 96.49
%
%
10 111 LIBERTY MUT GRP
%81.41%1.953,441 3,337 38.79 44.68
%
%
**STAT E TOTAL**
%100.00%100.00176,753 170,977 49.83 66.43
%
%
1 4902 COPIC GRP
%23.61%23.6119,797 15,623Iowa 70.74 96.47
%
%
2 184 CURI HOLDINGS GRP
%45.66%22.0518,495 20,147 58.79 114.22
%
%
3 111 LIBERTY MUT GRP
%61.96%16.2913,664 10,885 37.33 52.77
%
%
4 31 BERKSHIRE HATHAWAY GRP
%69.10%7.155,995 5,311 42.58 49.49
%
%
5 218 CNA INS GRP
%72.51%3.402,853 2,770 174.44 168.86
%
%
6 1154 COVERYS GRP
%75.46%2.962,480 2,784 408.15 394.97
%
%
7 2698 PROASSURANCE CORP GRP
%77.97%2.502,100 2,342 151.19 201.02
%
%
8 2638 NCMIC GRP
%80.39%2.422,031 1,995 N/A 4.16
%
9 413 MAG MUT INS GRP
%82.61%2.221,864 1,530 3.45 10.93
%
%
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%84.08%1.471,230 1,177 51.10 73.00
%
%
**STAT E TOTAL**
%100.00%100.0083,859 78,563 70.33 96.07
%
%
© 2024 National Association of Insurance Commissioners
260
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4837 KANSAS MEDICAL MUT GRP
%23.64%23.6423,992 23,882Kansas 26.53 50.51
%
%
2 184 CURI HOLDINGS GRP
%40.80%17.1517,407 16,894 19.62 54.52
%
%
3 31 BERKSHIRE HATHAWAY GRP
%55.79%14.9915,210 15,174 28.63 46.64
%
%
4 2698 PROASSURANCE CORP GRP
%62.83%7.057,149 5,725 N/A N/A
5 111 LIBERTY MUT GRP
%68.88%6.056,135 6,673 33.45 37.75
%
%
6 35904 HEALTH CARE IND INC
%74.90%6.026,107 6,107 N/A N/A
7 218 CNA INS GRP
%78.59%3.693,741 3,007 36.17 55.56
%
%
8 831 DOCTORS CO GRP
%81.69%3.103,150 3,163 N/A 7.40
%
9 626 CHUBB LTD GRP
%83.89%2.202,234 5,368 42.42 78.33
%
%
10 17317 KANSAS HLTH RRG INC
%85.70%1.811,840 1,461 83.43 119.19
%
%
**STAT E TOTAL**
%100.00%100.00101,472 101,522 16.06 39.91
%
%
1 31 BERKSHIRE HATHAWAY GRP
%30.71%30.7144,232 43,752Kentucky 61.53 75.41
%
%
2 11872 KENTUCKIANA MEDICAL RECIP RRG
%39.50%8.7912,665 12,593 59.45 174.99
%
%
3 2698 PROASSURANCE CORP GRP
%48.01%8.5112,264 12,147 101.28 106.19
%
%
4 33049 STATE VOLUNTEER MUT INS CO
%55.52%7.5110,814 10,326 41.99 56.74
%
%
5 413 MAG MUT INS GRP
%62.60%7.0810,193 9,962 N/A 29.54
%
6 218 CNA INS GRP
%68.21%5.618,082 8,535 40.62 58.10
%
%
7 111 LIBERTY MUT GRP
%70.96%2.753,962 3,291 24.88 30.82
%
%
8 626 CHUBB LTD GRP
%73.28%2.323,339 2,989 N/A N/A
9 98 WR BERKLEY CORP GRP
%75.48%2.203,173 3,598 5.75 7.50
%
%
10 158 FAIRFAX FIN GRP
%77.42%1.942,800 2,274 153.77 175.76
%
%
**STAT E TOTAL**
%100.00%100.00144,047 142,663 55.27 82.22
%
%
1 4880 LAMMICO GRP
%41.41%41.4148,516 48,126Louisiana 14.24 41.14
%
%
2 31 BERKSHIRE HATHAWAY GRP
%54.01%12.6114,772 14,243 28.77 52.29
%
%
3 218 CNA INS GRP
%59.62%5.616,571 6,374 63.98 73.24
%
%
4 36072 NATIONAL GUARDIAN RRG INC
%63.43%3.814,465 4,465 13.10 45.45
%
%
5 98 WR BERKLEY CORP GRP
%67.10%3.674,302 4,099 N/A N/A
6 111 LIBERTY MUT GRP
%70.69%3.594,205 4,511 23.00 39.61
%
%
7 361 MUNICH RE GRP
%73.45%2.763,232 2,484 N/A 0.80
%
8 1154 COVERYS GRP
%76.21%2.763,230 3,366 28.09 33.79
%
%
9 1279 ARCH INS GRP
%78.63%2.422,834 2,040 N/A N/A
10 2698 PROASSURANCE CORP GRP
%80.75%2.122,489 2,415 77.26 86.28
%
%
**STAT E TOTAL**
%100.00%100.00117,169 115,233 23.47 46.86
%
%
1 36277 MEDICAL MUT INS CO OF ME
%66.61%66.6139,691 37,529Maine 99.12 109.64
%
%
2 31 BERKSHIRE HATHAWAY GRP
%76.59%9.985,946 5,948 48.98 58.86
%
%
3 831 DOCTORS CO GRP
%79.86%3.271,950 416 40.13 101.60
%
%
4 2698 PROASSURANCE CORP GRP
%83.06%3.201,910 1,105 48.94 87.99
%
%
5 218 CNA INS GRP
%86.14%3.081,833 1,778 44.25 55.77
%
%
6 626 CHUBB LTD GRP
%89.15%3.011,793 1,675 26.87 34.38
%
%
7 1154 COVERYS GRP
%90.89%1.741,035 2,219 66.88 39.06
%
%
8 111 LIBERTY MUT GRP
%92.30%1.41840 827 2.72 11.54
%
%
9 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%93.39%1.09650 545 0.00 0.00
%
%
10 4734 APOLLO GLOBAL MGMT GRP
%94.41%1.02610 593 25.72 49.71
%
%
**STAT E TOTAL**
%100.00%100.0059,590 55,690 86.05 96.97
%
%
© 2024 National Association of Insurance Commissioners
261
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 10697 MCIC VT A RECIP RRG
%30.37%30.3799,786 99,786Maryland 42.31 52.38
%
%
2 377 MEDICAL INS OF MD GRP
%53.27%22.8975,210 75,371 27.29 47.43
%
%
3 31 BERKSHIRE HATHAWAY GRP
%61.24%7.9726,178 28,978 62.35 71.87
%
%
4 831 DOCTORS CO GRP
%67.25%6.0119,758 20,433 9.28 24.79
%
%
5 2698 PROASSURANCE CORP GRP
%71.39%4.1413,592 13,984 86.72 136.13
%
%
6 111 LIBERTY MUT GRP
%75.40%4.0113,164 10,679 38.62 43.41
%
%
7 218 CNA INS GRP
%78.46%3.0610,051 9,358 52.95 68.58
%
%
8 16851 CLINICIAN ASSUR INC RRG
%80.63%2.187,147 5,918 106.56 148.63
%
%
9 413 MAG MUT INS GRP
%82.60%1.976,457 5,837 54.57 144.79
%
%
10 626 CHUBB LTD GRP
%84.27%1.675,502 4,911 30.44 48.92
%
%
**STAT E TOTAL**
%100.00%100.00328,513 326,901 40.43 57.60
%
%
1 10341 CONTROLLED RISK INS CO OF VT RRG
%46.43%46.43177,876 177,876Massachusetts 22.99 62.11
%
%
2 1154 COVERYS GRP
%65.43%19.0072,807 71,502 62.63 82.26
%
%
3 31 BERKSHIRE HATHAWAY GRP
%71.69%6.2623,999 24,291 35.44 42.12
%
%
4 111 LIBERTY MUT GRP
%76.14%4.4517,044 14,461 25.70 32.27
%
%
5 218 CNA INS GRP
%80.28%4.1415,871 16,201 83.35 105.00
%
%
6 831 DOCTORS CO GRP
%84.17%3.8814,878 14,889 43.67 86.00
%
%
7 4770 INTEGRIS GRP
%85.89%1.736,612 6,645 58.60 85.26
%
%
8 413 MAG MUT INS GRP
%87.26%1.375,236 4,869 59.74 73.86
%
%
9 10115 EASTERN DENTISTS INS CO RRG
%88.59%1.335,111 5,005 39.19 59.38
%
%
10 785 MARKEL CORP GRP
%89.84%1.254,777 4,353 0.55 8.80
%
%
**STAT E TOTAL**
%100.00%100.00383,139 376,366 59.83 87.64
%
%
1 831 DOCTORS CO GRP
%17.00%17.0043,230 42,552Michigan N/A 15.19
%
2 31 BERKSHIRE HATHAWAY GRP
%30.24%13.2433,653 30,012 57.57 70.48
%
%
3 2698 PROASSURANCE CORP GRP
%41.10%10.8527,592 27,189 36.46 83.61
%
%
4 1154 COVERYS GRP
%51.38%10.2826,142 27,118 74.87 80.79
%
%
5 184 CURI HOLDINGS GRP
%61.05%9.6724,579 24,013 48.56 80.05
%
%
6 218 CNA INS GRP
%66.65%5.6014,248 13,701 83.30 88.94
%
%
7 2358 ISMIE GRP
%71.23%4.5711,629 11,540 35.74 61.15
%
%
8 111 LIBERTY MUT GRP
%74.48%3.258,272 8,060 31.40 32.01
%
%
9 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%77.46%2.987,565 7,421 51.10 73.00
%
%
10 2638 NCMIC GRP
%79.63%2.175,526 6,156 65.09 97.46
%
%
**STAT E TOTAL**
%100.00%100.00254,222 249,586 47.87 68.67
%
%
1 184 CURI HOLDINGS GRP
%33.25%33.2535,197 34,778Minnesota 45.22 75.21
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.20%9.9510,533 9,380 201.72 212.55
%
%
3 4902 COPIC GRP
%51.34%8.148,616 8,120 2.31 20.02
%
%
4 218 CNA INS GRP
%58.92%7.578,016 6,788 72.20 104.20
%
%
5 626 CHUBB LTD GRP
%64.14%5.225,526 5,169 39.99 49.66
%
%
6 111 LIBERTY MUT GRP
%68.33%4.204,441 5,527 20.76 29.14
%
%
7 1279 ARCH INS GRP
%71.87%3.533,740 3,646 42.84 48.90
%
%
8 10903 AMERICAN EXCESS INS EXCH RRG
%74.80%2.943,109 3,042 154.05 158.30
%
%
9 3219 SOMPO GRP
%77.02%2.222,350 2,504 34.74 37.45
%
%
10 2638 NCMIC GRP
%79.24%2.212,344 2,338 32.62 46.15
%
%
**STAT E TOTAL**
%100.00%100.00105,847 103,373 68.09 90.20
%
%
© 2024 National Association of Insurance Commissioners
262
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11683 HEALTHCARE PROVIDERS INS CO
%12.28%12.288,092 7,797Mississippi 16.58 33.23
%
%
2 11544 CAREGIVERS UNITED LIAB INS CO RRG
%23.09%10.817,127 6,966 28.09 46.56
%
%
3 12907 SOUTHWEST PHYSICIANS RRG INC
%33.09%10.006,593 6,270 48.15 70.59
%
%
4 31 BERKSHIRE HATHAWAY GRP
%41.67%8.585,656 5,445 41.43 49.55
%
%
5 158 FAIRFAX FIN GRP
%48.28%6.614,358 4,072 15.18 22.63
%
%
6 218 CNA INS GRP
%54.66%6.384,208 4,211 47.04 62.25
%
%
7 2698 PROASSURANCE CORP GRP
%60.43%5.773,805 3,704 23.42 14.18
%
%
8 626 CHUBB LTD GRP
%65.51%5.083,350 1,622 22.78 27.77
%
%
9 413 MAG MUT INS GRP
%69.91%4.402,900 2,473 N/A N/A
10 98 WR BERKLEY CORP GRP
%74.12%4.212,776 1,793 38.01 46.95
%
%
**STAT E TOTAL**
%100.00%100.0065,923 60,979 23.74 33.75
%
%
1 861 HOSPITAL SERV GRP
%32.34%32.3472,938 73,180Missouri 25.22 40.11
%
%
2 31 BERKSHIRE HATHAWAY GRP
%50.02%17.6939,891 35,735 62.40 73.69
%
%
3 2698 PROASSURANCE CORP GRP
%57.37%7.3516,581 19,096 N/A 46.65
%
4 218 CNA INS GRP
%61.93%4.5510,270 11,070 64.44 87.85
%
%
5 184 CURI HOLDINGS GRP
%65.38%3.457,782 6,959 35.89 75.78
%
%
6 831 DOCTORS CO GRP
%68.76%3.387,627 8,508 94.71 89.29
%
%
7 111 LIBERTY MUT GRP
%71.66%2.906,536 6,042 28.49 34.71
%
%
8 13073 KEYSTONE MUT INS CO
%73.57%1.914,305 4,108 42.66 69.25
%
%
9 158 FAIRFAX FIN GRP
%75.38%1.824,097 2,122 N/A 8.14
%
10 1154 COVERYS GRP
%76.98%1.603,601 3,251 N/A N/A
**STAT E TOTAL**
%100.00%100.00225,554 221,806 37.12 56.54
%
%
1 184 CURI HOLDINGS GRP
%14.37%14.376,052 6,342Montana 148.83 219.46
%
%
2 31 BERKSHIRE HATHAWAY GRP
%28.13%13.775,800 5,674 88.14 95.70
%
%
3 11796 YELLOWSTONE INS EXCH RRG
%41.73%13.605,729 5,729 19.45 23.22
%
%
4 831 DOCTORS CO GRP
%53.64%11.905,014 4,834 177.73 201.47
%
%
5 11585 MOUNTAIN STATES HLTHCARE RECIP RRG
%64.58%10.944,609 4,609 47.46 75.78
%
%
6 218 CNA INS GRP
%69.45%4.872,054 1,588 40.46 53.53
%
%
7 98 WR BERKLEY CORP GRP
%74.32%4.872,050 1,962 35.26 42.67
%
%
8 626 CHUBB LTD GRP
%77.58%3.271,376 1,373 44.88 61.63
%
%
9 158 FAIRFAX FIN GRP
%80.62%3.031,277 1,194 133.62 139.08
%
%
10 111 LIBERTY MUT GRP
%83.45%2.831,192 998 20.76 23.78
%
%
**STAT E TOTAL**
%100.00%100.0042,127 41,137 76.13 99.24
%
%
1 831 DOCTORS CO GRP
%23.09%23.0915,138 12,112Nebraska 45.23 78.82
%
%
2 4902 COPIC GRP
%44.23%21.1413,858 12,760 N/A N/A
3 184 CURI HOLDINGS GRP
%61.81%17.5711,521 10,809 N/A 45.41
%
4 31 BERKSHIRE HATHAWAY GRP
%68.46%6.664,364 4,351 51.24 66.34
%
%
5 1154 COVERYS GRP
%73.72%5.263,446 2,114 180.53 286.68
%
%
6 12 AMERICAN INTL GRP
%77.95%4.232,771 2,330 52.49 59.69
%
%
7 218 CNA INS GRP
%81.20%3.252,131 2,314 66.75 81.95
%
%
8 2698 PROASSURANCE CORP GRP
%84.25%3.052,002 2,109 N/A N/A
9 111 LIBERTY MUT GRP
%86.83%2.581,691 1,641 29.51 34.20
%
%
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%88.80%1.971,291 1,231 51.10 73.00
%
%
**STAT E TOTAL**
%100.00%100.0065,556 58,824 28.96 45.52
%
%
© 2024 National Association of Insurance Commissioners
263
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2698 PROASSURANCE CORP GRP
%26.62%26.6228,389 28,538Nevada 61.68 100.51
%
%
2 31 BERKSHIRE HATHAWAY GRP
%42.40%15.7816,823 15,832 37.09 50.82
%
%
3 413 MAG MUT INS GRP
%47.28%4.885,202 4,461 59.74 114.23
%
%
4 11260 NEVADA MUT INS CO INC
%51.73%4.454,740 4,888 109.59 152.52
%
%
5 218 CNA INS GRP
%55.70%3.984,241 3,794 58.13 71.88
%
%
6 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%59.65%3.954,208 4,434 48.53 63.30
%
%
7 158 FAIRFAX FIN GRP
%63.31%3.663,907 3,545 133.81 147.53
%
%
8 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%66.35%3.033,232 2,998 129.06 185.61
%
%
9 4902 COPIC GRP
%69.37%3.033,226 2,990 160.24 250.99
%
%
10 1154 COVERYS GRP
%72.28%2.913,105 3,192 N/A N/A
**STAT E TOTAL**
%100.00%100.00106,628 102,591 55.69 88.17
%
%
1 2698 PROASSURANCE CORP GRP
%17.95%17.959,748 7,222New Hampshire 27.17 42.00
%
%
2 31 BERKSHIRE HATHAWAY GRP
%28.58%10.625,766 5,041 N/A N/A
3 1154 COVERYS GRP
%38.64%10.075,466 10,867 25.94 34.52
%
%
4 413 MAG MUT INS GRP
%48.30%9.655,241 2,195 105.25 153.71
%
%
5 36277 MEDICAL MUT INS CO OF ME
%56.15%7.864,266 4,211 N/A N/A
6 218 CNA INS GRP
%61.66%5.502,987 2,701 46.15 60.21
%
%
7 10341 CONTROLLED RISK INS CO OF VT RRG
%66.94%5.282,865 2,865 0.40 16.40
%
%
8 111 LIBERTY MUT GRP
%72.07%5.132,786 2,929 76.62 76.82
%
%
9 831 DOCTORS CO GRP
%76.91%4.842,629 5,416 2.46 17.55
%
%
10 626 CHUBB LTD GRP
%81.58%4.672,534 2,413 29.39 34.95
%
%
**STAT E TOTAL**
%100.00%100.0054,289 56,258 55.72 71.02
%
%
1 31 BERKSHIRE HATHAWAY GRP
%38.30%38.30214,474 211,608New Jersey 35.83 47.13
%
%
2 413 MAG MUT INS GRP
%48.47%10.1756,966 48,905 51.80 74.68
%
%
3 1154 COVERYS GRP
%56.45%7.9744,655 48,997 16.66 29.97
%
%
4 11535 CONVENTUS INTER INS EXCH
%61.29%4.8427,122 26,549 63.01 78.92
%
%
5 218 CNA INS GRP
%65.93%4.6425,959 25,221 27.09 43.71
%
%
6 184 CURI HOLDINGS GRP
%70.15%4.2323,664 22,479 24.19 49.30
%
%
7 111 LIBERTY MUT GRP
%73.23%3.0817,269 14,324 71.37 83.37
%
%
8 2698 PROASSURANCE CORP GRP
%76.15%2.9216,327 16,962 86.83 125.22
%
%
9 626 CHUBB LTD GRP
%78.68%2.5314,169 14,537 57.75 66.00
%
%
10 831 DOCTORS CO GRP
%81.17%2.4913,956 7,962 N/A N/A
**STAT E TOTAL**
%100.00%100.00559,994 546,626 41.87 58.74
%
%
1 31 BERKSHIRE HATHAWAY GRP
%19.10%19.1016,017 15,441New Mexico 46.50 68.46
%
%
2 831 DOCTORS CO GRP
%36.11%17.0214,274 13,644 165.84 198.87
%
%
3 1154 COVERYS GRP
%48.71%12.6010,568 15,976 40.66 45.06
%
%
4 413 MAG MUT INS GRP
%58.06%9.357,844 5,792 79.57 179.05
%
%
5 10903 AMERICAN EXCESS INS EXCH RRG
%65.96%7.906,625 6,414 317.77 323.37
%
%
6 218 CNA INS GRP
%71.84%5.884,931 4,691 97.02 76.73
%
%
7 464 PHYSICIANS INS A MUT GRP
%77.19%5.344,482 586 60.49 90.47
%
%
8 2698 PROASSURANCE CORP GRP
%80.55%3.372,824 2,823 237.55 251.19
%
%
9 98 WR BERKLEY CORP GRP
%82.43%1.871,571 1,497 139.33 146.33
%
%
10 12 AMERICAN INTL GRP
%84.12%1.691,421 1,257 13.78 15.42
%
%
**STAT E TOTAL**
%100.00%100.0083,876 83,292 194.29 223.09
%
%
© 2024 National Association of Insurance Commissioners
264
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%28.41%28.41500,486 517,349New York 57.33 72.25
%
%
2 831 DOCTORS CO GRP
%47.98%19.57344,723 330,046 64.64 90.16
%
%
3 10697 MCIC VT A RECIP RRG
%60.43%12.46219,478 219,478 183.07 198.28
%
%
4 4840 PRI GRP
%70.44%10.01176,362 177,282 47.85 70.06
%
%
5 218 CNA INS GRP
%74.53%4.0972,068 67,926 33.83 41.51
%
%
6 1154 COVERYS GRP
%77.38%2.8550,152 47,975 139.94 178.24
%
%
7 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%79.56%2.1838,363 36,647 127.82 143.46
%
%
8 12933 BEDFORD PHYSICIANS RRG INC
%81.29%1.7330,448 30,448 103.09 115.33
%
%
9 626 CHUBB LTD GRP
%82.61%1.3223,269 22,499 28.25 37.32
%
%
10 2698 PROASSURANCE CORP GRP
%83.92%1.3123,075 23,118 52.87 47.92
%
%
**STAT E TOTAL**
%100.00%100.001,761,759 1,754,094 69.56 89.19
%
%
1 184 CURI HOLDINGS GRP
%25.59%25.5952,609 56,235North Carolina 16.77 41.12
%
%
2 413 MAG MUT INS GRP
%46.89%21.3043,774 38,893 28.85 55.71
%
%
3 31 BERKSHIRE HATHAWAY GRP
%59.08%12.1825,045 23,807 2.27 N/A
%
4 831 DOCTORS CO GRP
%65.55%6.4713,301 12,481 44.20 78.29
%
%
5 218 CNA INS GRP
%70.12%4.579,400 14,119 70.39 86.22
%
%
6 1154 COVERYS GRP
%73.22%3.106,370 6,379 0.99 6.35
%
%
7 111 LIBERTY MUT GRP
%75.98%2.765,671 5,279 21.61 23.58
%
%
8 626 CHUBB LTD GRP
%78.01%2.034,174 3,839 23.15 35.11
%
%
9 1279 ARCH INS GRP
%79.69%1.683,462 2,293 33.26 44.18
%
%
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%81.33%1.633,356 3,243 51.10 73.00
%
%
**STAT E TOTAL**
%100.00%100.00205,544 205,708 39.54 54.21
%
%
1 4902 COPIC GRP
%40.78%40.784,480 4,275North Dakota 28.88 39.75
%
%
2 184 CURI HOLDINGS GRP
%51.53%10.751,180 1,557 29.71 132.21
%
%
3 218 CNA INS GRP
%61.93%10.401,143 973 174.50 201.07
%
%
4 31 BERKSHIRE HATHAWAY GRP
%71.12%9.181,009 1,281 2.05 14.22
%
%
5 1154 COVERYS GRP
%74.94%3.82420 347 1,165.01 771.45
%
%
6 4734 APOLLO GLOBAL MGMT GRP
%78.71%3.77414 391 17.73 50.80
%
%
7 2638 NCMIC GRP
%81.96%3.26358 354 274.29 315.48
%
%
8 626 CHUBB LTD GRP
%84.02%2.06226 243 271.43 470.17
%
%
9 111 LIBERTY MUT GRP
%85.87%1.84202 167 N/A N/A
10 98 WR BERKLEY CORP GRP
%87.50%1.64180 163 3.71 12.02
%
%
**STAT E TOTAL**
%100.00%100.0010,984 11,287 86.03 105.11
%
%
1 31 BERKSHIRE HATHAWAY GRP
%21.82%21.8259,657 58,674Ohio 27.68 31.81
%
%
2 831 DOCTORS CO GRP
%34.44%12.6234,510 35,166 N/A N/A
3 218 CNA INS GRP
%45.91%11.4731,370 30,388 89.54 101.70
%
%
4 2698 PROASSURANCE CORP GRP
%54.57%8.6623,680 22,141 N/A 17.60
%
5 1154 COVERYS GRP
%61.82%7.2519,827 22,110 38.92 46.26
%
%
6 111 LIBERTY MUT GRP
%67.45%5.6315,383 14,321 39.51 46.74
%
%
7 626 CHUBB LTD GRP
%71.45%4.0110,961 10,896 31.17 35.00
%
%
8 16851 CLINICIAN ASSUR INC RRG
%73.89%2.446,664 5,376 43.97 74.93
%
%
9 158 FAIRFAX FIN GRP
%75.96%2.075,659 5,820 N/A 13.77
%
10 244 CINCINNATI FIN GRP
%77.92%1.965,363 5,728 9.15 0.77
%
%
**STAT E TOTAL**
%100.00%100.00273,445 272,889 23.22 37.16
%
%
© 2024 National Association of Insurance Commissioners
265
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%39.28%39.2847,001 46,739Oklahoma 59.83 72.74
%
%
2 218 CNA INS GRP
%51.64%12.3614,784 15,212 68.44 65.41
%
%
3 4902 COPIC GRP
%56.35%4.715,640 5,088 72.63 104.19
%
%
4 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%60.34%3.994,776 4,668 51.10 73.00
%
%
5 831 DOCTORS CO GRP
%64.05%3.714,439 4,536 36.41 61.21
%
%
6 2698 PROASSURANCE CORP GRP
%67.74%3.694,413 4,288 150.09 201.69
%
%
7 111 LIBERTY MUT GRP
%70.69%2.953,533 3,204 44.15 59.30
%
%
8 413 MAG MUT INS GRP
%73.32%2.623,137 3,116 N/A N/A
9 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%75.89%2.573,078 2,042 114.47 150.73
%
%
10 2638 NCMIC GRP
%77.74%1.852,215 2,534 131.42 167.54
%
%
**STAT E TOTAL**
%100.00%100.00119,652 117,831 59.46 75.89
%
%
1 831 DOCTORS CO GRP
%19.49%19.4923,424 22,537Oregon 83.77 124.25
%
%
2 464 PHYSICIANS INS A MUT GRP
%36.12%16.6319,983 20,456 183.58 212.43
%
%
3 218 CNA INS GRP
%50.09%13.9716,792 16,078 57.83 69.79
%
%
4 31 BERKSHIRE HATHAWAY GRP
%62.39%12.3014,781 13,158 94.28 112.88
%
%
5 2698 PROASSURANCE CORP GRP
%65.87%3.474,175 3,693 81.62 95.38
%
%
6 184 CURI HOLDINGS GRP
%68.92%3.053,666 3,614 58.83 108.20
%
%
7 111 LIBERTY MUT GRP
%71.81%2.893,477 2,879 17.73 12.46
%
%
8 1154 COVERYS GRP
%74.61%2.803,363 3,093 29.65 41.33
%
%
9 98 WR BERKLEY CORP GRP
%76.89%2.282,739 3,670 135.19 144.04
%
%
10 2638 NCMIC GRP
%78.88%1.992,393 2,552 3.04 33.70
%
%
**STAT E TOTAL**
%100.00%100.00120,177 117,065 96.63 120.57
%
%
1 31 BERKSHIRE HATHAWAY GRP
%13.18%13.18110,844 105,522Pennsylvania 42.04 50.90
%
%
2 1324 UPMC HLTH SYSTEM GRP
%21.03%7.8465,930 65,930 89.48 109.85
%
%
3 11547 MOUNTAIN LAUREL RRG INC
%28.67%7.6564,297 62,249 67.65 95.55
%
%
4 10842 FRANKLIN CAS INS CO RRG
%35.30%6.6255,688 55,161 64.28 86.60
%
%
5 2698 PROASSURANCE CORP GRP
%40.40%5.1142,943 40,835 67.17 122.76
%
%
6 12000 GEISINGER INS CORP RRG
%44.97%4.5738,398 39,159 83.15 83.15
%
%
7 218 CNA INS GRP
%49.03%4.0634,135 32,815 43.89 61.97
%
%
8 812 HIGHMARK GRP
%52.90%3.8732,559 32,553 85.16 109.84
%
%
9 831 DOCTORS CO GRP
%56.50%3.6030,265 31,447 53.43 93.96
%
%
10 11684 LVHN RRG
%59.62%3.1126,168 25,500 46.95 46.95
%
%
**STAT E TOTAL**
%100.00%100.00840,749 831,522 63.69 87.79
%
%
1 1154 COVERYS GRP
%27.22%27.2210,497 11,202Rhode Island 64.29 83.76
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.36%16.156,229 7,375 40.12 47.80
%
%
3 413 MAG MUT INS GRP
%50.53%7.162,763 1,041 6.55 29.31
%
%
4 13101 MEDICAL MALPRACTICE JOINT UNDERWRITI
%56.39%5.862,259 2,436 38.21 51.88
%
%
5 218 CNA INS GRP
%60.83%4.441,713 1,644 71.31 37.22
%
%
6 626 CHUBB LTD GRP
%65.09%4.261,644 1,497 171.24 189.82
%
%
7 473 AMERICAN FAMILY INS GRP
%69.21%4.121,591 1,533 42.15 38.09
%
%
8 2698 PROASSURANCE CORP GRP
%72.50%3.291,268 1,357 168.42 232.16
%
%
9 111 LIBERTY MUT GRP
%75.57%3.071,183 1,140 27.08 28.14
%
%
10 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%78.50%2.931,129 1,088 57.92 71.89
%
%
**STAT E TOTAL**
%100.00%100.0038,570 38,577 71.95 84.08
%
%
© 2024 National Association of Insurance Commissioners
266
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 413 MAG MUT INS GRP
%26.45%26.4525,734 27,090South Carolina 139.36 211.99
%
%
2 31 BERKSHIRE HATHAWAY GRP
%45.11%18.6618,156 17,704 70.00 72.92
%
%
3 831 DOCTORS CO GRP
%56.27%11.1710,864 10,851 83.18 91.99
%
%
4 218 CNA INS GRP
%60.97%4.694,568 3,993 9.00 8.97
%
%
5 2698 PROASSURANCE CORP GRP
%64.21%3.243,156 4,038 181.53 127.77
%
%
6 1154 COVERYS GRP
%67.46%3.243,156 3,777 9.08 9.89
%
%
7 508 NATIONAL GRP
%69.98%2.522,455 2,414 118.02 140.07
%
%
8 361 MUNICH RE GRP
%72.38%2.402,335 2,461 49.57 64.92
%
%
9 184 CURI HOLDINGS GRP
%74.38%2.001,948 1,529 111.29 137.21
%
%
10 111 LIBERTY MUT GRP
%76.37%1.991,938 1,922 16.05 25.58
%
%
**STAT E TOTAL**
%100.00%100.0097,300 97,433 93.08 118.27
%
%
1 4902 COPIC GRP
%49.45%49.459,919 9,093South Dakota 75.99 90.23
%
%
2 184 CURI HOLDINGS GRP
%64.05%14.612,930 3,179 152.25 238.53
%
%
3 218 CNA INS GRP
%69.73%5.681,140 1,070 8.51 21.06
%
%
4 31 BERKSHIRE HATHAWAY GRP
%75.03%5.301,063 1,036 17.05 25.39
%
%
5 626 CHUBB LTD GRP
%77.85%2.81564 460 22.25 28.72
%
%
6 5013 VANTAGE GRP
%80.48%2.63528 297 47.27 62.42
%
%
7 4734 APOLLO GLOBAL MGMT GRP
%82.87%2.39479 490 29.09 49.78
%
%
8 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%84.94%2.07416 393 51.10 73.00
%
%
9 2638 NCMIC GRP
%86.79%1.85372 374 N/A N/A
10 775 PHARMACISTS MUT GRP
%88.60%1.81363 334 34.00 26.81
%
%
**STAT E TOTAL**
%100.00%100.0020,060 18,859 70.81 96.74
%
%
1 33049 STATE VOLUNTEER MUT INS CO
%34.73%34.7394,709 93,660Tennessee 16.67 62.64
%
%
2 31 BERKSHIRE HATHAWAY GRP
%50.35%15.6142,580 42,172 54.18 69.68
%
%
3 111 LIBERTY MUT GRP
%55.40%5.0513,769 11,837 37.02 39.90
%
%
4 218 CNA INS GRP
%60.19%4.7913,075 12,732 61.42 69.51
%
%
5 831 DOCTORS CO GRP
%64.85%4.6612,720 12,503 79.79 91.03
%
%
6 413 MAG MUT INS GRP
%68.50%3.649,927 9,033 N/A N/A
7 1154 COVERYS GRP
%71.74%3.258,861 8,575 110.99 125.59
%
%
8 626 CHUBB LTD GRP
%74.77%3.038,264 8,728 72.12 75.12
%
%
9 98 WR BERKLEY CORP GRP
%76.96%2.195,965 7,346 59.16 62.71
%
%
10 2698 PROASSURANCE CORP GRP
%79.14%2.185,951 5,850 373.52 291.16
%
%
**STAT E TOTAL**
%100.00%100.00272,692 265,496 45.03 66.79
%
%
1 31 BERKSHIRE HATHAWAY GRP
%21.33%21.33117,642 116,895Texas 39.84 43.16
%
%
2 831 DOCTORS CO GRP
%32.02%10.6958,953 57,144 34.89 68.69
%
%
3 218 CNA INS GRP
%40.92%8.9049,087 43,381 25.08 40.89
%
%
4 2698 PROASSURANCE CORP GRP
%49.07%8.1544,948 43,991 78.54 111.65
%
%
5 1154 COVERYS GRP
%53.27%4.2023,166 23,576 43.13 65.60
%
%
6 14163 EMERGENCY CAPITAL MGMT LLC A RRG
%57.24%3.9721,890 22,061 28.13 34.46
%
%
7 111 LIBERTY MUT GRP
%60.94%3.6920,378 21,542 25.81 38.01
%
%
8 98 WR BERKLEY CORP GRP
%63.88%2.9416,242 15,499 22.62 29.37
%
%
9 35904 HEALTH CARE IND INC
%66.47%2.5914,309 14,309 N/A 3.95
%
10 4776 TEXAS MEDICAL LIAB TRUST GRP
%68.90%2.4313,388 13,000 20.42 30.55
%
%
**STAT E TOTAL**
%100.00%100.00551,510 533,444 41.09 56.84
%
%
© 2024 National Association of Insurance Commissioners
267
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 184 CURI HOLDINGS GRP
%23.56%23.5620,696 20,147Utah 51.26 115.40
%
%
2 31 BERKSHIRE HATHAWAY GRP
%44.68%21.1118,546 19,162 48.92 58.03
%
%
3 111 LIBERTY MUT GRP
%57.40%12.7211,176 10,974 42.55 42.77
%
%
4 4878 MICA GRP
%63.44%6.045,306 5,366 58.97 134.57
%
%
5 2698 PROASSURANCE CORP GRP
%69.25%5.815,101 4,810 21.59 40.83
%
%
6 4902 COPIC GRP
%75.05%5.805,091 5,035 84.86 118.03
%
%
7 218 CNA INS GRP
%78.83%3.783,324 3,047 53.74 67.19
%
%
8 626 CHUBB LTD GRP
%82.25%3.423,003 2,522 32.11 35.23
%
%
9 1154 COVERYS GRP
%84.28%2.031,781 1,630 31.97 59.32
%
%
10 831 DOCTORS CO GRP
%86.10%1.821,597 2,216 93.04 189.06
%
%
**STAT E TOTAL**
%100.00%100.0087,835 86,735 67.47 98.73
%
%
1 36277 MEDICAL MUT INS CO OF ME
%44.75%44.759,003 8,303Vermont 102.37 116.64
%
%
2 1154 COVERYS GRP
%63.92%19.173,856 4,474 N/A 16.97
%
3 218 CNA INS GRP
%71.27%7.351,479 1,448 87.28 97.57
%
%
4 31 BERKSHIRE HATHAWAY GRP
%78.16%6.891,386 1,346 43.46 52.55
%
%
5 626 CHUBB LTD GRP
%81.83%3.67738 634 135.81 169.31
%
%
6 831 DOCTORS CO GRP
%85.24%3.41685 584 31.68 56.32
%
%
7 111 LIBERTY MUT GRP
%87.73%2.49500 609 23.46 24.07
%
%
8 785 MARKEL CORP GRP
%90.21%2.49500 553 34.14 56.12
%
%
9 2638 NCMIC GRP
%91.70%1.49300 284 149.03 160.09
%
%
10 244 CINCINNATI FIN GRP
%93.16%1.46294 325 57.12 55.95
%
%
**STAT E TOTAL**
%100.00%100.0020,117 20,160 60.30 75.96
%
%
1 831 DOCTORS CO GRP
%19.49%19.4947,266 45,692Virginia N/A 34.62
%
2 31 BERKSHIRE HATHAWAY GRP
%31.38%11.8928,848 28,684 24.32 25.62
%
%
3 184 CURI HOLDINGS GRP
%39.05%7.6718,600 18,503 37.57 63.40
%
%
4 413 MAG MUT INS GRP
%45.59%6.5315,849 16,037 18.46 56.01
%
%
5 377 MEDICAL INS OF MD GRP
%51.41%5.8214,114 13,538 13.57 28.19
%
%
6 2698 PROASSURANCE CORP GRP
%56.97%5.5713,502 14,121 83.79 109.23
%
%
7 111 LIBERTY MUT GRP
%62.16%5.1912,575 12,982 30.67 35.05
%
%
8 1154 COVERYS GRP
%66.26%4.109,940 9,861 74.80 76.13
%
%
9 218 CNA INS GRP
%70.24%3.989,654 11,916 8.62 19.10
%
%
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%73.49%3.257,879 5,756 51.10 73.00
%
%
**STAT E TOTAL**
%100.00%100.00242,526 237,161 25.75 46.92
%
%
1 464 PHYSICIANS INS A MUT GRP
%33.14%33.1479,928 81,044Washington 30.63 43.14
%
%
2 31 BERKSHIRE HATHAWAY GRP
%50.48%17.3441,829 33,462 94.03 112.56
%
%
3 831 DOCTORS CO GRP
%56.39%5.9114,267 13,726 129.13 171.02
%
%
4 218 CNA INS GRP
%61.75%5.3612,921 10,219 72.76 87.42
%
%
5 17368 ORCA RRG INC
%66.19%4.4410,716 10,716 110.93 125.34
%
%
6 1154 COVERYS GRP
%69.61%3.418,233 7,962 249.75 238.91
%
%
7 111 LIBERTY MUT GRP
%72.37%2.766,665 6,328 36.76 47.87
%
%
8 98 WR BERKLEY CORP GRP
%74.70%2.335,629 5,484 11.58 17.94
%
%
9 4851 CHURCH MUT GRP
%76.78%2.085,008 6,830 50.72 75.91
%
%
10 40975 DENTISTS INS CO
%78.72%1.944,678 4,062 56.81 65.92
%
%
**STAT E TOTAL**
%100.00%100.00241,202 229,313 65.65 83.40
%
%
© 2024 National Association of Insurance Commissioners
268
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 413 MAG MUT INS GRP
%43.31%43.3132,675 26,146West Virginia N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%58.01%14.6911,082 10,938 29.97 39.98
%
%
3 218 CNA INS GRP
%65.27%7.275,482 5,694 67.39 84.20
%
%
4 2698 PROASSURANCE CORP GRP
%71.25%5.974,506 5,244 19.47 24.71
%
%
5 11832 HEALTH CARE INDUSTRY LIAB RECIP INS
%74.21%2.962,233 2,064 51.10 73.00
%
%
6 831 DOCTORS CO GRP
%76.46%2.261,702 1,747 17.37 41.03
%
%
7 10903 AMERICAN EXCESS INS EXCH RRG
%78.61%2.151,623 1,623 4.94 9.74
%
%
8 98 WR BERKLEY CORP GRP
%80.59%1.981,491 1,341 36.58 56.61
%
%
9 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
%82.50%1.911,440 1,493 16.89 27.69
%
%
10 1154 COVERYS GRP
%84.08%1.581,193 1,063 18.44 28.09
%
%
**STAT E TOTAL**
%100.00%100.0075,435 71,623 33.11 40.18
%
%
1 218 CNA INS GRP
%21.08%21.0820,832 19,038Wisconsin 25.70 72.62
%
%
2 184 CURI HOLDINGS GRP
%36.33%15.2515,064 14,484 34.09 78.81
%
%
3 2698 PROASSURANCE CORP GRP
%51.20%14.8814,699 14,969 40.89 63.98
%
%
4 31 BERKSHIRE HATHAWAY GRP
%64.68%13.4813,320 13,206 55.29 63.26
%
%
5 1154 COVERYS GRP
%70.47%5.795,722 6,008 38.56 56.04
%
%
6 413 MAG MUT INS GRP
%74.60%4.134,082 2,926 N/A 17.42
%
7 33405 WISCONSIN HLTH CARE LIAB INS PLAN
%77.37%2.772,734 2,503 88.28 142.11
%
%
8 111 LIBERTY MUT GRP
%79.72%2.352,318 1,557 10.09 14.95
%
%
9 2638 NCMIC GRP
%81.76%2.052,022 2,021 22.31 42.71
%
%
10 785 MARKEL CORP GRP
%83.37%1.611,591 1,584 13.60 24.70
%
%
**STAT E TOTAL**
%100.00%100.0098,815 92,869 39.74 67.58
%
%
1 184 CURI HOLDINGS GRP
%24.27%24.275,860 5,810Wyoming N/A 7.75
%
2 11585 MOUNTAIN STATES HLTHCARE RECIP RRG
%42.79%18.524,470 4,470 45.15 58.36
%
%
3 831 DOCTORS CO GRP
%58.06%15.273,687 3,701 26.66 43.56
%
%
4 31 BERKSHIRE HATHAWAY GRP
%69.45%11.382,748 2,169 35.46 49.01
%
%
5 218 CNA INS GRP
%75.43%5.981,444 1,273 42.42 56.65
%
%
6 4902 COPIC GRP
%80.45%5.031,213 1,133 20.55 24.30
%
%
7 11796 YELLOWSTONE INS EXCH RRG
%84.89%4.441,071 1,071 N/A N/A
8 3219 SOMPO GRP
%87.26%2.38574 560 135.30 156.71
%
%
9 361 MUNICH RE GRP
%88.99%1.73418 277 28.22 44.69
%
%
10 2698 PROASSURANCE CORP GRP
%90.49%1.49360 389 N/A N/A
**STAT E TOTAL**
%100.00%100.0024,142 23,036 14.16 34.96
%
%
1 98 WR BERKLEY CORP GRP
%40.77%40.77422 407Guam 1.09 2.81
%
%
2 831 DOCTORS CO GRP
%67.73%26.96279 277 N/A N/A
3 218 CNA INS GRP
%87.68%19.95206 211 46.55 55.99
%
%
4 10972 FIRST NET INS CO
%98.36%10.68111 88 N/A N/A
5 785 MARKEL CORP GRP
%99.31%0.9410 13 N/A N/A
6 2638 NCMIC GRP
%100.00%0.697 7 21.56 159.16
%
%
**STAT E TOTAL**
%100.00%100.001,035 1,003 3.41 6.34
%
%
© 2024 National Association of Insurance Commissioners
269
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
11.1, 11.2 - Medical Professional Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%34.16%34.1628,230 26,586Puerto Rico 17.56 18.59
%
%
2 11078 SIMED
%57.61%23.4519,376 18,856 18.96 45.87
%
%
3 12332 PUERTO RICO MED DEFENSE MUT INS CO
%79.87%22.2718,399 17,764 45.94 62.61
%
%
4 536 GUIDEWELL MUT HOLDING GRP
%90.52%10.648,797 8,584 22.77 35.18
%
%
5 218 CNA INS GRP
%93.35%2.832,342 2,411 N/A N/A
6 626 CHUBB LTD GRP
%95.36%2.011,658 1,033 50.79 56.41
%
%
7 98 WR BERKLEY CORP GRP
%97.32%1.971,624 1,716 2.46 N/A
%
8 4734 APOLLO GLOBAL MGMT GRP
%98.56%1.231,019 975 N/A 6.88
%
9 2638 NCMIC GRP
%99.14%0.58483 450 N/A N/A
10 785 MARKEL CORP GRP
%99.67%0.53438 368 52.72 76.49
%
%
**STAT E TOTAL**
%100.00%100.0082,637 79,053 22.15 35.78
%
%
1 31 BERKSHIRE HATHAWAY GRP
%30.63%30.63208 299U.S. Virgin Islands 10.52 12.85
%
%
2 15642 UNDERWRITERS AT LLOYDS LONDON
%52.74%22.12150 136 7.05 18.06
%
%
3 1279 ARCH INS GRP
%73.91%21.17144 119 17.82 21.91
%
%
4 4734 APOLLO GLOBAL MGMT GRP
%84.72%10.8173 69 N/A N/A
5 626 CHUBB LTD GRP
%90.04%5.3236 33 N/A N/A
6 38920 KINSALE INS CO
%94.08%4.0427 11 66.93 92.28
%
%
7 2638 NCMIC GRP
%97.25%3.1822 22 69.91 337.20
%
%
8 218 CNA INS GRP
%98.88%1.6311 9 46.16 58.64
%
%
9 12373 CARING COMMUNITIES RECIP RRG
%99.51%0.634 4 10.01 10.32
%
%
10 11710 ALLIED PROFESSIONALS INS CO RRG
%100.00%0.493 3 0.53 0.88
%
%
**STAT E TOTAL**
%100.00%100.00678 705 5.77 8.73
%
%
1 98 WR BERKLEY CORP GRP
%52.60%52.6026 27N. Mariana Islands 4.01 6.89
%
%
2 10972 FIRST NET INS CO
%100.00%47.4024 14 N/A N/A
**STAT E TOTAL**
%100.00%100.0050 41 N/A N/A
1 3416 AXIS CAPITAL GRP
%100.00%100.0042 42Canada 2,208.32 3,044.50
%
%
**STAT E TOTAL**
%100.00%100.0042 24 2,106.34 2,141.24
%
%
1 31 BERKSHIRE HATHAWAY GRP
%76.08%76.0819,615 19,970Agg. Other Alien 85.12 116.70
%
%
2 98 WR BERKLEY CORP GRP
%93.33%17.254,448 3,800 100.00 103.70
%
%
3 35904 HEALTH CARE IND INC
%99.93%6.591,700 1,700 N/A N/A
4 626 CHUBB LTD GRP
%100.00%0.0718 20 N/A N/A
5 111 LIBERTY MUT GRP
%100.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.0025,782 25,491 71.75 97.55
%
%
© 2024 National Association of Insurance Commissioners
270
12—Earthquake
© 2024 National Association of Insurance Commissioners
271
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%12.49%12.49647,123 610,440 0.00 N/A
%
2 4977 PALOMAR HOLDINGS GRP
%21.12%8.62446,504 398,083 0.03 0.03
%
%
3 212 ZURICH INS GRP
%28.54%7.43384,592 357,549 0.67 0.66
%
%
4 31 BERKSHIRE HATHAWAY GRP
%35.57%7.03364,174 301,562 N/A N/A
5 176 STATE FARM GRP
%42.02%6.45333,802 329,845 0.09 0.16
%
%
6 3548 TRAVELERS GRP
%46.67%4.65240,992 215,917 0.02 0.02
%
%
7 626 CHUBB LTD GRP
%50.57%3.89201,665 188,650 2.38 2.39
%
%
8 111 LIBERTY MUT GRP
%53.45%2.88149,346 141,021 4.86 4.93
%
%
9 3219 SOMPO GRP
%56.18%2.73141,620 146,771 N/A N/A
10 39861 GOLDEN BEAR INS CO
%58.42%2.24115,760 101,133 0.01 0.03
%
%
11 12 AMERICAN INTL GRP
%60.65%2.23115,325 112,038 N/A N/A
12 3829 GEOVERA HOLDINGS INC GRP
%62.83%2.19113,368 106,423 0.01 0.05
%
%
13 473 AMERICAN FAMILY INS GRP
%64.90%2.06106,763 100,283 0.70 0.70
%
%
14 218 CNA INS GRP
%66.86%1.97101,879 90,218 N/A N/A
15 968 AXA INS GRP
%68.73%1.8796,863 90,807 2.66 2.81
%
%
16 181 SWISS RE GRP
%70.59%1.8596,014 90,650 N/A N/A
17 783 RLI INS GRP
%72.28%1.7087,855 73,138 0.00 0.00
%
%
18 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.89%1.6083,064 81,356 0.05 0.29
%
%
19 1120 EVEREST REINS HOLDINGS GRP
%75.44%1.5580,401 87,884 N/A N/A
20 1279 ARCH INS GRP
%76.98%1.5479,904 68,760 N/A N/A
21 922 ICW GRP ASSETS INC GRP
%78.40%1.4273,662 67,215 0.07 0.11
%
%
22 3098 TOKIO MARINE HOLDINGS INC GRP
%79.77%1.3770,840 69,051 4.51 5.35
%
%
23 796 QBE INS GRP
%80.98%1.2162,799 )(4,789 N/A N/A
24 3416 AXIS CAPITAL GRP
%82.13%1.1459,073 48,801 11.31 12.02
%
%
25 4804 MULTINATIONAL GRP
%83.15%1.0353,306 41,316 2.71 3.85
%
%
26 785 MARKEL CORP GRP
%84.18%1.0353,156 53,957 10.49 11.64
%
%
27 4715 MS & AD INS GRP
%85.16%0.9850,888 37,806 10.53 10.83
%
%
28 411 MAPFRE INS GRP
%86.07%0.9046,704 42,395 4.39 2.59
%
%
29 761 ALLIANZ INS GRP
%86.94%0.8845,378 44,481 0.61 0.90
%
%
30 244 CINCINNATI FIN GRP
%87.81%0.8644,790 42,249 N/A N/A
31 69 FARMERS INS GRP
%88.62%0.8142,082 44,160 0.58 0.70
%
%
32 4990 CORE SPECIALTY INS HOLDINGS GRP
%89.40%0.7840,571 35,452 6.32 7.00
%
%
33 158 FAIRFAX FIN GRP
%90.13%0.7337,690 33,557 10.37 11.20
%
%
34 280 AUTO OWNERS GRP
%90.75%0.6231,881 30,013 N/A N/A
35 140 NATIONWIDE CORP GRP
%91.35%0.6131,507 33,598 3.12 3.39
%
%
36 361 MUNICH RE GRP
%91.94%0.5930,584 29,156 N/A N/A
37 5010 SH1 HOLDINGS GRP
%92.46%0.5226,739 20,969 0.00 0.00
%
%
38 248 UNITED FIRE & CAS GRP
%92.91%0.4523,430 24,989 0.07 0.07
%
%
39 4734 APOLLO GLOBAL MGMT GRP
%93.36%0.4523,280 18,409 13.49 14.00
%
%
40 303 GUIDEONE INS GRP
%93.81%0.4423,021 21,753 0.20 0.15
%
%
41 228 WESTFIELD GRP
%94.24%0.4322,253 18,774 11.99 12.69
%
%
42 38920 KINSALE INS CO
%94.60%0.3718,919 12,391 18.79 19.20
%
%
43 123 SHELTER INS GRP
%94.93%0.3216,746 14,559 0.04 0.04
%
%
44 91 HARTFORD FIRE & CAS GRP
%95.24%0.3216,426 16,388 N/A N/A
45 2898 WESTERN SERV CONTRACT GRP
%95.55%0.3116,088 16,905 0.21 0.45
%
%
46 306 TRUSTAGE GRP
%95.84%0.2915,018 13,580 N/A N/A
47 88 THE HANOVER INS GRP
%96.11%0.2713,760 14,004 0.63 0.69
%
%
48 4908 ASCOT INS US GRP
%96.37%0.2713,755 11,786 0.00 0.00
%
%
49 3593 USIC GRP
%96.63%0.2513,143 10,971 N/A N/A
50 28 AMICA MUT GRP
%96.83%0.2010,423 10,097 0.00 0.03
%
%
51 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%97.02%0.199,827 9,348 N/A N/A
52 7 FEDERATED MUT GRP
%97.21%0.199,784 9,317 0.00 0.00
%
%
53 71 UNIVERSAL INS CO GRP
%97.38%0.178,780 8,629 N/A N/A
54 17499 VICTOR INS EXCHANGE
%97.53%0.168,074 1,501 0.00 0.00
%
%
55 4718 TIPTREE FIN GRP
%97.69%0.157,925 3,766 40.13 40.11
%
%
56 8 ALLSTATE INS GRP
%97.82%0.136,669 7,235 13.12 14.01
%
%
57 84 AMERICAN FINANCIAL GRP
%97.94%0.136,578 5,914 14.20 16.93
%
%
58 256 COACTION GLOBAL INC GRP
%98.07%0.126,431 4,245 4.27 4.50
%
%
59 536 GUIDEWELL MUT HOLDING GRP
%98.19%0.126,409 6,114 N/A 7.30
%
60 4706 LOCKHART CO GRP
%98.28%0.094,805 4,366 0.00 0.00
%
%
61 62 EMC INS CO GRP
%98.37%0.094,454 4,137 1.97 2.04
%
%
62 15350 WEST BEND INS CO
%98.45%0.084,082 3,938 0.00 0.00
%
%
63 1278 CSAA INS GRP
%98.52%0.084,001 3,958 0.00 0.08
%
%
64 10140 OPTIMA SEGUROS
%98.60%0.073,884 3,614 N/A 0.63
%
65 5048 INDIANA FARMERS MUT GRP
%98.67%0.073,749 3,527 1.34 1.34
%
%
© 2024 National Association of Insurance Commissioners
272
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 10683 WAWANESA GEN INS CO
%98.74%0.073,683 3,803 0.00 0.00
%
%
67 4904 INTACT FINANCIAL GRP
%98.81%0.063,265 3,446 0.06 0.09
%
%
68 4869 WT HOLDINGS GRP
%98.87%0.063,155 3,319 0.28 0.28
%
%
69 518 GRINNELL MUT GRP
%98.93%0.063,066 3,129 0.00 0.00
%
%
70 4962 AU HOLDING CO GRP
%98.98%0.062,981 2,479 1.83 2.06
%
%
71 10308 ANTILLES INS CO
%99.04%0.062,940 2,881 3.14 5.10
%
%
72 3494 JAMES RIVER GRP
%99.10%0.062,924 3,674 N/A N/A
73 234 VERMONT MUT GRP
%99.15%0.052,795 2,750 0.00 0.00
%
%
74 4670 STARR GRP
%99.20%0.052,785 2,994 67.35 68.66
%
%
75 36 CENTRAL MUT INS CO GRP
%99.25%0.052,420 2,362 0.00 0.00
%
%
76 300 HORACE MANN GRP
%99.30%0.052,343 2,341 N/A N/A
77 267 GRANGE MUT CAS GRP
%99.33%0.041,969 1,949 0.26 0.54
%
%
78 800 WESTERN MUT INS GRP
%99.37%0.041,904 1,923 0.00 0.00
%
%
79 16427 ATEGRITY SPECIALTY INS CO
%99.41%0.031,759 1,214 76.56 79.62
%
%
80 408 BROOKFIELD REINS LTD GRP
%99.44%0.031,750 1,781 N/A N/A
81 96 SECURA INS GRP
%99.47%0.031,589 1,555 4.04 5.60
%
%
82 4997 ACP INS MGMT LLC GRP
%99.50%0.031,517 1,158 7.58 7.68
%
%
83 225 IAT REINS CO GRP
%99.53%0.031,507 1,758 N/A N/A
84 291 ENCOVA MUT INS GRP
%99.56%0.031,424 1,299 0.00 0.00
%
%
85 4672 DONGBU INS GRP
%99.58%0.031,416 1,186 0.84 1.07
%
%
86 215 KEMPER CORP GRP
%99.61%0.031,414 1,793 N/A N/A
87 4683 MOUNTAIN WEST FARM GRP
%99.64%0.031,335 1,273 0.00 0.00
%
%
88 33 CALIFORNIA CAS MGMT GRP
%99.66%0.021,285 1,348 0.00 0.00
%
%
89 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.69%0.021,273 1,344 0.00 0.00
%
%
90 169 SENTRY INS GRP
%99.71%0.021,263 1,221 N/A N/A
91 18380 PACIFIC IND INS CO
%99.73%0.021,168 1,021 17.12 20.26
%
%
92 12961 CANOPIUS US INS
%99.75%0.02878 844 29.52 29.85
%
%
93 35 CELINA GRP
%99.77%0.02838 802 0.00 0.00
%
%
94 586 ARBELLA INS GRP
%99.78%0.02825 816 0.00 0.00
%
%
95 15646 ONE ALLIANCE INS CORP
%99.80%0.02802 337 3.18 3.42
%
%
96 13597 CHUNG KUO INS CO LTD
%99.81%0.01751 643 0.00 0.65
%
%
97 4980 MGI HOLDINGS GRP
%99.83%0.01744 1,214 N/A N/A
98 645 OREGON MUT GRP
%99.84%0.01690 1,446 0.00 0.00
%
%
99 4911 MIDWEST FAMILY GRP
%99.85%0.01687 653 0.00 0.00
%
%
100 39640 VELOCITY SPECIALTY INS CO
%99.87%0.01683 1,833 0.00 0.15
%
%
101 27065 ROCKFORD MUT INS CO
%99.88%0.01674 581 0.00 0.00
%
%
102 98 WR BERKLEY CORP GRP
%99.89%0.01674 449 2.14 2.16
%
%
103 775 PHARMACISTS MUT GRP
%99.90%0.01644 691 0.00 0.00
%
%
104 309 WESTERN NATL MUT GRP
%99.92%0.01618 514 0.08 0.20
%
%
105 10972 FIRST NET INS CO
%99.93%0.01611 590 N/A N/A
106 10520 CARE W INS CO
%99.94%0.01564 43 0.00 0.00
%
%
107 2538 AMTRUST FINANCIAL SERV GRP
%99.95%0.01492 422 1.63 1.63
%
%
108 415 PLYMOUTH ROCK INS GRP
%99.96%0.01472 465 0.00 0.00
%
%
109 250 DONEGAL GRP
%99.97%0.01434 444 0.00 0.00
%
%
110 4861 HERITAGE INS HOLDINGS GRP
%99.97%0.01408 350 0.00 0.00
%
%
111 708 NEW JERSEY MANUFACTURERS GRP
%99.98%0.01403 376 0.00 0.00
%
%
112 16991 COVERNET INS CO
%99.99%0.01313 118 2.04 2.04
%
%
113 4234 RANDALL & QUILTER INVESTMENT GRP
%99.99%0.01290 266 35.50 35.50
%
%
114 16926 ARECA INS EXCH
%100.00%0.01274 319 0.00 0.00
%
%
115 807 COLUMBIA INS GRP
%100.00%0.00215 196 0.00 0.00
%
%
116 1319 LITITZ MUT GRP
%100.00%0.00202 189 0.00 0.00
%
%
117 11021 INDIANA OLD NATL INS CO
%100.00%0.00170 114 0.00 0.00
%
%
118 14451 MARYSVILLE MUT INS CO
%100.00%0.00155 148 0.00 0.00
%
%
119 5068 CFM INS GRP
%100.00%0.00154 153 3.26 6.52
%
%
120 26735 FRONTIER MT CARROLL MUT INS CO
%100.00%0.00141 141 0.00 0.00
%
%
121 1227 PALISADES GRP
%100.00%0.00127 131 0.00 0.00
%
%
122 18686 CO OPERATIVE INS COS
%100.00%0.00126 126 0.00 0.00
%
%
123 5030 TAN HOLDINGS CORP GRP
%100.00%0.00118 10 35.47 35.47
%
%
124 161 TOPA EQUITIES LTD GRP
%100.00%0.00114 161 21.88 21.88
%
%
125 214 ALLIANCE INS GRP
%100.00%0.0096 92 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.005,179,146 4,729,789 0.57 0.64
%
%
© 2024 National Association of Insurance Commissioners
273
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%11.34%11.34573,936 538,456 0.00 0.00
%
%
2 4977 PALOMAR HOLDINGS GRP
%20.16%8.82446,504 398,083 0.03 0.03
%
%
3 212 ZURICH INS GRP
%27.70%7.54381,759 354,901 0.67 0.66
%
%
4 31 BERKSHIRE HATHAWAY GRP
%34.35%6.65336,537 277,802 N/A N/A
5 176 STATE FARM GRP
%40.94%6.59333,802 329,845 0.09 0.16
%
%
6 3548 TRAVELERS GRP
%45.70%4.76240,817 215,736 0.03 0.03
%
%
7 626 CHUBB LTD GRP
%49.68%3.98201,529 188,240 0.68 0.68
%
%
8 111 LIBERTY MUT GRP
%52.63%2.95149,346 141,021 4.86 4.93
%
%
9 3219 SOMPO GRP
%55.43%2.80141,620 146,771 N/A N/A
10 39861 GOLDEN BEAR INS CO
%57.71%2.29115,760 101,133 0.01 0.03
%
%
11 3829 GEOVERA HOLDINGS INC GRP
%59.95%2.24113,368 106,423 0.01 0.05
%
%
12 12 AMERICAN INTL GRP
%62.19%2.24113,307 110,269 N/A N/A
13 473 AMERICAN FAMILY INS GRP
%64.30%2.11106,763 100,283 0.70 0.70
%
%
14 218 CNA INS GRP
%66.31%2.01101,869 90,209 N/A N/A
15 968 AXA INS GRP
%68.22%1.9196,591 90,721 2.58 2.73
%
%
16 181 SWISS RE GRP
%70.06%1.8493,065 86,853 0.00 0.02
%
%
17 783 RLI INS GRP
%71.79%1.7487,854 73,137 0.00 0.00
%
%
18 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.43%1.6483,064 81,356 0.05 0.29
%
%
19 1120 EVEREST REINS HOLDINGS GRP
%75.02%1.5980,401 87,884 N/A N/A
20 1279 ARCH INS GRP
%76.60%1.5879,935 68,787 N/A N/A
21 922 ICW GRP ASSETS INC GRP
%78.06%1.4673,662 67,215 0.07 0.11
%
%
22 3098 TOKIO MARINE HOLDINGS INC GRP
%79.46%1.4070,857 68,953 4.58 5.42
%
%
23 796 QBE INS GRP
%80.70%1.2462,799 )(4,789 N/A N/A
24 3416 AXIS CAPITAL GRP
%81.86%1.1759,001 48,793 11.30 12.01
%
%
25 4804 MULTINATIONAL GRP
%82.92%1.0553,306 41,316 2.71 3.85
%
%
26 785 MARKEL CORP GRP
%83.97%1.0553,156 53,957 10.49 11.64
%
%
27 4715 MS & AD INS GRP
%84.97%1.0150,888 37,806 10.53 10.83
%
%
28 411 MAPFRE INS GRP
%85.89%0.9246,704 42,395 4.39 2.59
%
%
29 244 CINCINNATI FIN GRP
%86.78%0.8844,790 42,249 N/A N/A
30 761 ALLIANZ INS GRP
%87.64%0.8643,475 42,240 0.63 0.94
%
%
31 69 FARMERS INS GRP
%88.47%0.8342,082 44,160 0.58 0.70
%
%
32 4990 CORE SPECIALTY INS HOLDINGS GRP
%89.27%0.8040,571 35,452 6.32 7.00
%
%
33 158 FAIRFAX FIN GRP
%89.91%0.6432,220 28,507 10.65 11.46
%
%
34 280 AUTO OWNERS GRP
%90.54%0.6331,881 30,013 N/A N/A
35 140 NATIONWIDE CORP GRP
%91.16%0.6231,507 33,598 3.12 3.39
%
%
36 361 MUNICH RE GRP
%91.76%0.6030,584 29,156 N/A N/A
37 5010 SH1 HOLDINGS GRP
%92.29%0.5326,739 20,969 0.00 0.00
%
%
38 248 UNITED FIRE & CAS GRP
%92.75%0.4623,430 24,989 0.07 0.07
%
%
39 4734 APOLLO GLOBAL MGMT GRP
%93.21%0.4623,280 18,409 13.49 14.00
%
%
40 303 GUIDEONE INS GRP
%93.67%0.4523,021 21,753 0.20 0.15
%
%
41 228 WESTFIELD GRP
%94.11%0.4422,253 18,774 11.99 12.69
%
%
42 38920 KINSALE INS CO
%94.48%0.3718,919 12,391 18.79 19.20
%
%
43 123 SHELTER INS GRP
%94.81%0.3316,746 14,559 0.04 0.04
%
%
44 91 HARTFORD FIRE & CAS GRP
%95.14%0.3216,426 16,388 N/A N/A
45 2898 WESTERN SERV CONTRACT GRP
%95.45%0.3216,088 16,905 0.21 0.45
%
%
46 306 TRUSTAGE GRP
%95.75%0.3015,018 13,580 N/A N/A
47 88 THE HANOVER INS GRP
%96.02%0.2713,760 14,004 0.63 0.69
%
%
48 4908 ASCOT INS US GRP
%96.29%0.2713,755 11,786 0.00 0.00
%
%
49 3593 USIC GRP
%96.55%0.2613,143 10,971 N/A N/A
50 28 AMICA MUT GRP
%96.76%0.2110,423 10,097 0.00 0.03
%
%
51 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%96.95%0.199,827 9,348 N/A N/A
52 7 FEDERATED MUT GRP
%97.15%0.199,784 9,317 0.00 0.00
%
%
53 71 UNIVERSAL INS CO GRP
%97.32%0.178,780 8,629 N/A N/A
54 17499 VICTOR INS EXCHANGE
%97.48%0.168,074 1,501 0.00 0.00
%
%
55 4718 TIPTREE FIN GRP
%97.64%0.167,925 3,766 40.13 40.11
%
%
56 8 ALLSTATE INS GRP
%97.77%0.136,669 7,235 13.12 14.01
%
%
57 84 AMERICAN FINANCIAL GRP
%97.90%0.136,524 5,857 14.37 17.11
%
%
58 256 COACTION GLOBAL INC GRP
%98.03%0.136,431 4,245 4.27 4.50
%
%
59 536 GUIDEWELL MUT HOLDING GRP
%98.15%0.136,409 6,114 N/A 7.30
%
60 4706 LOCKHART CO GRP
%98.25%0.094,805 4,366 0.00 0.00
%
%
61 62 EMC INS CO GRP
%98.33%0.094,454 4,137 1.97 2.04
%
%
62 15350 WEST BEND INS CO
%98.42%0.084,082 3,938 0.00 0.00
%
%
63 1278 CSAA INS GRP
%98.49%0.084,001 3,958 0.00 0.08
%
%
64 10140 OPTIMA SEGUROS
%98.57%0.083,884 3,614 N/A 0.63
%
65 5048 INDIANA FARMERS MUT GRP
%98.64%0.073,749 3,527 1.34 1.34
%
%
© 2024 National Association of Insurance Commissioners
274
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 10683 WAWANESA GEN INS CO
%98.72%0.073,683 3,803 0.00 0.00
%
%
67 4904 INTACT FINANCIAL GRP
%98.78%0.063,264 3,445 0.06 0.09
%
%
68 4869 WT HOLDINGS GRP
%98.84%0.063,155 3,319 0.28 0.28
%
%
69 518 GRINNELL MUT GRP
%98.91%0.063,066 3,129 0.00 0.00
%
%
70 4962 AU HOLDING CO GRP
%98.96%0.062,981 2,479 1.83 2.06
%
%
71 10308 ANTILLES INS CO
%99.02%0.062,940 2,881 3.14 5.10
%
%
72 3494 JAMES RIVER GRP
%99.08%0.062,924 3,674 N/A N/A
73 234 VERMONT MUT GRP
%99.14%0.062,795 2,750 0.00 0.00
%
%
74 4670 STARR GRP
%99.19%0.062,785 2,994 67.35 68.66
%
%
75 36 CENTRAL MUT INS CO GRP
%99.24%0.052,420 2,362 0.00 0.00
%
%
76 300 HORACE MANN GRP
%99.28%0.052,343 2,341 N/A N/A
77 267 GRANGE MUT CAS GRP
%99.32%0.041,969 1,949 0.26 0.54
%
%
78 800 WESTERN MUT INS GRP
%99.36%0.041,904 1,923 0.00 0.00
%
%
79 16427 ATEGRITY SPECIALTY INS CO
%99.40%0.031,759 1,214 76.56 79.62
%
%
80 408 BROOKFIELD REINS LTD GRP
%99.43%0.031,750 1,781 N/A N/A
81 96 SECURA INS GRP
%99.46%0.031,589 1,555 4.04 5.60
%
%
82 4997 ACP INS MGMT LLC GRP
%99.49%0.031,517 1,158 7.58 7.68
%
%
83 225 IAT REINS CO GRP
%99.52%0.031,507 1,758 N/A N/A
84 291 ENCOVA MUT INS GRP
%99.55%0.031,424 1,299 0.00 0.00
%
%
85 215 KEMPER CORP GRP
%99.58%0.031,414 1,793 N/A N/A
86 4672 DONGBU INS GRP
%99.60%0.031,390 1,171 0.85 1.08
%
%
87 4683 MOUNTAIN WEST FARM GRP
%99.63%0.031,335 1,273 0.00 0.00
%
%
88 33 CALIFORNIA CAS MGMT GRP
%99.66%0.031,285 1,348 0.00 0.00
%
%
89 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.68%0.031,273 1,344 0.00 0.00
%
%
90 169 SENTRY INS GRP
%99.71%0.021,237 1,209 N/A N/A
91 18380 PACIFIC IND INS CO
%99.73%0.021,097 949 18.41 21.79
%
%
92 12961 CANOPIUS US INS
%99.74%0.02878 844 29.52 29.85
%
%
93 35 CELINA GRP
%99.76%0.02838 802 0.00 0.00
%
%
94 586 ARBELLA INS GRP
%99.78%0.02825 816 0.00 0.00
%
%
95 15646 ONE ALLIANCE INS CORP
%99.79%0.02802 337 3.18 3.42
%
%
96 13597 CHUNG KUO INS CO LTD
%99.81%0.01751 643 0.00 0.65
%
%
97 4980 MGI HOLDINGS GRP
%99.82%0.01744 1,214 N/A N/A
98 645 OREGON MUT GRP
%99.84%0.01690 1,446 0.00 0.00
%
%
99 4911 MIDWEST FAMILY GRP
%99.85%0.01687 653 0.00 0.00
%
%
100 39640 VELOCITY SPECIALTY INS CO
%99.86%0.01683 1,833 0.00 0.15
%
%
101 27065 ROCKFORD MUT INS CO
%99.88%0.01674 581 0.00 0.00
%
%
102 98 WR BERKLEY CORP GRP
%99.89%0.01674 449 2.14 2.16
%
%
103 775 PHARMACISTS MUT GRP
%99.90%0.01644 691 0.00 0.00
%
%
104 309 WESTERN NATL MUT GRP
%99.92%0.01618 514 0.08 0.20
%
%
105 10520 CARE W INS CO
%99.93%0.01564 43 0.00 0.00
%
%
106 10972 FIRST NET INS CO
%99.94%0.01561 542 N/A N/A
107 2538 AMTRUST FINANCIAL SERV GRP
%99.95%0.01492 422 1.63 1.63
%
%
108 415 PLYMOUTH ROCK INS GRP
%99.96%0.01472 465 0.00 0.00
%
%
109 250 DONEGAL GRP
%99.97%0.01434 444 0.00 0.00
%
%
110 4861 HERITAGE INS HOLDINGS GRP
%99.97%0.01408 350 0.00 0.00
%
%
111 708 NEW JERSEY MANUFACTURERS GRP
%99.98%0.01403 376 0.00 0.00
%
%
112 16991 COVERNET INS CO
%99.99%0.01313 118 2.04 2.04
%
%
113 4234 RANDALL & QUILTER INVESTMENT GRP
%99.99%0.01290 266 35.50 35.50
%
%
114 16926 ARECA INS EXCH
%100.00%0.01274 319 0.00 0.00
%
%
115 807 COLUMBIA INS GRP
%100.00%0.00215 196 0.00 0.00
%
%
116 1319 LITITZ MUT GRP
%100.00%0.00202 189 0.00 0.00
%
%
117 11021 INDIANA OLD NATL INS CO
%100.00%0.00170 114 0.00 0.00
%
%
118 14451 MARYSVILLE MUT INS CO
%100.00%0.00155 148 0.00 0.00
%
%
119 5068 CFM INS GRP
%100.00%0.00154 153 3.26 6.52
%
%
120 26735 FRONTIER MT CARROLL MUT INS CO
%100.00%0.00141 141 0.00 0.00
%
%
121 1227 PALISADES GRP
%100.00%0.00127 131 0.00 0.00
%
%
122 18686 CO OPERATIVE INS COS
%100.00%0.00126 126 0.00 0.00
%
%
123 5030 TAN HOLDINGS CORP GRP
%100.00%0.00118 9 36.26 36.26
%
%
124 161 TOPA EQUITIES LTD GRP
%100.00%0.00114 161 21.88 21.88
%
%
125 214 ALLIANCE INS GRP
%100.00%0.0096 92 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.005,062,302 4,617,572 0.41 0.47
%
%
© 2024 National Association of Insurance Commissioners
275
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%10.57%10.571,453 1,441Alabama 0.02 0.02
%
%
2 12 AMERICAN INTL GRP
%20.01%9.441,297 1,150 N/A N/A
3 65 FM GLOBAL GRP
%27.31%7.301,004 605 0.00 0.00
%
%
4 3548 TRAVELERS GRP
%33.88%6.57903 777 0.01 0.01
%
%
5 111 LIBERTY MUT GRP
%39.41%5.53760 782 108.81 110.84
%
%
6 968 AXA INS GRP
%44.23%4.82662 588 2.39 2.57
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.03%4.80660 645 N/A 0.05
%
8 3219 SOMPO GRP
%53.72%4.68644 649 N/A N/A
9 4715 MS & AD INS GRP
%57.97%4.25585 370 10.23 10.51
%
%
10 181 SWISS RE GRP
%62.21%4.24582 607 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0013,743 12,335 6.73 6.75
%
%
1 65 FM GLOBAL GRP
%18.22%18.2210,219 11,052Alaska 0.00 0.00
%
%
2 176 STATE FARM GRP
%34.17%15.958,946 8,994 2.89 3.22
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%46.95%12.797,173 7,096 2.08 2.22
%
%
4 181 SWISS RE GRP
%54.68%7.734,334 4,419 0.00 0.00
%
%
5 1120 EVEREST REINS HOLDINGS GRP
%60.56%5.883,299 2,244 N/A N/A
6 212 ZURICH INS GRP
%66.37%5.813,257 2,915 N/A N/A
7 3416 AXIS CAPITAL GRP
%71.49%5.122,874 2,545 8.21 8.55
%
%
8 922 ICW GRP ASSETS INC GRP
%75.65%4.152,330 2,060 0.00 0.00
%
%
9 31 BERKSHIRE HATHAWAY GRP
%78.68%3.041,705 1,562 N/A N/A
10 968 AXA INS GRP
%81.25%2.561,437 1,352 5.02 5.41
%
%
**STAT E TOTAL**
%100.00%100.0056,092 53,560 1.77 1.78
%
%
1 626 CHUBB LTD GRP
%12.49%12.493,302 3,258Arizona 4.60 4.68
%
%
2 65 FM GLOBAL GRP
%24.36%11.873,139 2,676 0.00 0.00
%
%
3 3219 SOMPO GRP
%35.44%11.082,930 2,876 N/A N/A
4 3548 TRAVELERS GRP
%43.50%8.062,131 1,926 0.00 0.00
%
%
5 12 AMERICAN INTL GRP
%50.28%6.781,792 1,537 N/A N/A
6 212 ZURICH INS GRP
%55.91%5.631,489 1,221 0.12 0.14
%
%
7 111 LIBERTY MUT GRP
%60.37%4.461,179 1,009 0.81 0.81
%
%
8 31 BERKSHIRE HATHAWAY GRP
%64.57%4.201,110 1,138 N/A N/A
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.27%3.70978 958 N/A 0.12
%
10 761 ALLIANZ INS GRP
%71.73%3.46914 791 0.90 1.06
%
%
**STAT E TOTAL**
%100.00%100.0026,439 23,941 1.34 1.39
%
%
1 176 STATE FARM GRP
%31.18%31.1818,220 18,002Arkansas 0.00 0.02
%
%
2 65 FM GLOBAL GRP
%43.53%12.357,218 6,579 0.00 0.00
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%53.90%10.386,063 5,866 N/A N/A
4 3548 TRAVELERS GRP
%60.35%6.453,767 3,313 0.00 0.00
%
%
5 123 SHELTER INS GRP
%63.39%3.051,782 1,730 0.00 0.00
%
%
6 626 CHUBB LTD GRP
%66.35%2.951,725 1,231 0.00 0.00
%
%
7 181 SWISS RE GRP
%69.03%2.691,571 1,529 0.00 0.00
%
%
8 212 ZURICH INS GRP
%71.48%2.451,429 1,379 N/A N/A
9 12 AMERICAN INTL GRP
%73.74%2.261,320 1,496 N/A N/A
10 111 LIBERTY MUT GRP
%75.96%2.221,296 1,304 0.21 0.23
%
%
**STAT E TOTAL**
%100.00%100.0058,443 54,682 1.79 1.95
%
%
© 2024 National Association of Insurance Commissioners
276
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4977 PALOMAR HOLDINGS GRP
%14.51%14.51362,924 322,869California 0.01 0.01
%
%
2 65 FM GLOBAL GRP
%27.38%12.87321,933 304,364 0.00 0.00
%
%
3 212 ZURICH INS GRP
%38.76%11.38284,619 263,795 0.97 0.95
%
%
4 31 BERKSHIRE HATHAWAY GRP
%45.41%6.65166,370 133,702 N/A N/A
5 626 CHUBB LTD GRP
%50.28%4.86121,670 114,922 0.13 0.13
%
%
6 39861 GOLDEN BEAR INS CO
%54.03%3.7593,771 81,946 0.00 0.01
%
%
7 3829 GEOVERA HOLDINGS INC GRP
%57.38%3.3683,913 77,502 0.02 0.07
%
%
8 473 AMERICAN FAMILY INS GRP
%60.48%3.1077,498 71,482 0.11 0.11
%
%
9 783 RLI INS GRP
%63.11%2.6365,860 53,783 0.00 0.00
%
%
10 218 CNA INS GRP
%65.74%2.6365,724 57,763 2.27 2.35
%
%
**STAT E TOTAL**
%100.00%100.002,501,084 2,233,723 0.08 0.10
%
%
1 626 CHUBB LTD GRP
%14.07%14.072,922 2,744Colorado N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%27.28%13.212,744 1,193 2.68 2.92
%
%
3 3219 SOMPO GRP
%39.07%11.792,448 2,844 N/A N/A
4 12 AMERICAN INTL GRP
%47.53%8.461,757 1,846 N/A N/A
5 968 AXA INS GRP
%53.96%6.441,337 1,348 2.43 2.62
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.39%6.421,334 1,320 N/A 0.11
%
7 176 STATE FARM GRP
%64.22%3.83795 769 0.00 0.00
%
%
8 158 FAIRFAX FIN GRP
%67.56%3.34694 448 15.09 16.06
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%70.36%2.81583 611 65.21 69.78
%
%
10 228 WESTFIELD GRP
%73.13%2.77575 366 22.63 24.06
%
%
**STAT E TOTAL**
%100.00%100.0020,768 18,794 5.45 5.76
%
%
1 3548 TRAVELERS GRP
%17.95%17.952,241 2,119Connecticut 0.01 0.01
%
%
2 31 BERKSHIRE HATHAWAY GRP
%31.61%13.661,706 2,289 N/A N/A
3 3219 SOMPO GRP
%39.53%7.92989 923 N/A N/A
4 12 AMERICAN INTL GRP
%46.07%6.54817 865 N/A N/A
5 626 CHUBB LTD GRP
%52.25%6.18771 705 0.57 0.57
%
%
6 761 ALLIANZ INS GRP
%56.30%4.05506 485 6.88 7.11
%
%
7 968 AXA INS GRP
%59.99%3.69461 479 N/A N/A
8 111 LIBERTY MUT GRP
%63.61%3.62452 423 0.54 0.56
%
%
9 158 FAIRFAX FIN GRP
%66.73%3.12390 448 14.05 15.24
%
%
10 212 ZURICH INS GRP
%69.59%2.85356 365 0.01 0.06
%
%
**STAT E TOTAL**
%100.00%100.0012,487 12,859 N/A N/A
1 3548 TRAVELERS GRP
%12.29%12.29280 242Delaware 0.00 0.00
%
%
2 12 AMERICAN INTL GRP
%23.98%11.69266 264 N/A N/A
3 761 ALLIANZ INS GRP
%34.27%10.29234 236 N/A N/A
4 3219 SOMPO GRP
%43.80%9.53217 204 19.05 21.17
%
%
5 181 SWISS RE GRP
%50.66%6.87156 137 0.00 0.00
%
%
6 626 CHUBB LTD GRP
%56.35%5.68129 113 0.00 0.00
%
%
7 176 STATE FARM GRP
%61.51%5.16118 113 0.00 0.00
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.61%5.10116 111 N/A 0.08
%
9 212 ZURICH INS GRP
%71.58%4.97113 118 N/A N/A
10 968 AXA INS GRP
%76.41%4.83110 100 N/A N/A
**STAT E TOTAL**
%100.00%100.002,278 2,151 1.92 2.13
%
%
© 2024 National Association of Insurance Commissioners
277
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3219 SOMPO GRP
%21.89%21.891,286 1,285District Of Columbia N/A N/A
2 3548 TRAVELERS GRP
%35.81%13.92818 691 0.01 0.01
%
%
3 4962 AU HOLDING CO GRP
%45.43%9.62566 575 N/A N/A
4 626 CHUBB LTD GRP
%52.38%6.95408 422 0.01 0.01
%
%
5 31 BERKSHIRE HATHAWAY GRP
%59.28%6.91406 400 N/A N/A
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.65%5.36315 306 N/A 0.10
%
7 12 AMERICAN INTL GRP
%69.94%5.29311 361 N/A N/A
8 158 FAIRFAX FIN GRP
%73.74%3.81224 159 14.40 15.78
%
%
9 212 ZURICH INS GRP
%76.63%2.88169 232 N/A N/A
10 38920 KINSALE INS CO
%79.04%2.41142 92 18.34 18.73
%
%
**STAT E TOTAL**
%100.00%100.005,877 5,731 N/A N/A
1 4715 MS & AD INS GRP
%33.91%33.9122,106 14,727Florida 11.06 11.36
%
%
2 3219 SOMPO GRP
%46.46%12.558,179 8,994 N/A N/A
3 12 AMERICAN INTL GRP
%58.56%12.107,890 6,999 0.23 0.23
%
%
4 785 MARKEL CORP GRP
%68.47%9.916,460 5,251 12.77 14.13
%
%
5 626 CHUBB LTD GRP
%72.49%4.012,617 2,082 N/A N/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%75.26%2.781,811 1,632 N/A N/A
7 968 AXA INS GRP
%77.96%2.701,760 1,444 1.76 1.89
%
%
8 158 FAIRFAX FIN GRP
%80.45%2.491,622 1,545 8.76 9.24
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%82.75%2.301,499 1,199 6.07 6.72
%
%
10 31 BERKSHIRE HATHAWAY GRP
%84.92%2.171,414 501 N/A N/A
**STAT E TOTAL**
%100.00%100.0065,188 53,755 5.54 6.13
%
%
1 3219 SOMPO GRP
%15.18%15.184,731 4,496Georgia N/A N/A
2 3548 TRAVELERS GRP
%25.02%9.853,070 2,685 0.03 0.03
%
%
3 12 AMERICAN INTL GRP
%32.87%7.852,446 2,324 0.20 0.20
%
%
4 111 LIBERTY MUT GRP
%40.02%7.152,228 2,016 0.10 0.10
%
%
5 244 CINCINNATI FIN GRP
%44.80%4.781,491 1,480 0.00 0.00
%
%
6 176 STATE FARM GRP
%49.28%4.481,397 1,393 0.00 0.00
%
%
7 626 CHUBB LTD GRP
%53.63%4.351,355 1,131 79.56 79.56
%
%
8 968 AXA INS GRP
%57.74%4.111,281 1,221 2.82 3.03
%
%
9 181 SWISS RE GRP
%61.77%4.031,258 1,155 0.00 0.00
%
%
10 31 BERKSHIRE HATHAWAY GRP
%65.78%4.011,251 979 N/A N/A
**STAT E TOTAL**
%100.00%100.0031,175 28,586 3.48 3.49
%
%
1 65 FM GLOBAL GRP
%28.17%28.178,816 7,616Hawaii 0.00 0.00
%
%
2 626 CHUBB LTD GRP
%36.15%7.982,498 2,430 0.00 0.00
%
%
3 181 SWISS RE GRP
%43.32%7.172,245 1,976 0.00 0.00
%
%
4 212 ZURICH INS GRP
%49.69%6.381,996 1,919 0.00 0.01
%
%
5 12 AMERICAN INTL GRP
%55.40%5.711,787 1,632 21.45 21.66
%
%
6 4962 AU HOLDING CO GRP
%59.60%4.201,316 1,224 0.00 0.00
%
%
7 31 BERKSHIRE HATHAWAY GRP
%63.00%3.401,063 979 N/A N/A
8 3416 AXIS CAPITAL GRP
%66.25%3.251,017 879 10.73 11.19
%
%
9 785 MARKEL CORP GRP
%69.46%3.201,003 1,084 125.90 139.85
%
%
10 1279 ARCH INS GRP
%72.46%3.01942 823 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0031,302 28,393 8.66 9.19
%
%
© 2024 National Association of Insurance Commissioners
278
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%24.03%24.032,543 3,071Idaho 0.00 0.00
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%33.26%9.23977 949 N/A 0.07
%
3 3548 TRAVELERS GRP
%41.12%7.87832 779 N/A N/A
4 176 STATE FARM GRP
%48.15%7.03744 716 0.00 0.00
%
%
5 626 CHUBB LTD GRP
%54.73%6.58696 543 0.00 0.00
%
%
6 212 ZURICH INS GRP
%58.83%4.10434 407 0.05 0.06
%
%
7 3219 SOMPO GRP
%62.82%3.99422 235 N/A N/A
8 12 AMERICAN INTL GRP
%66.66%3.84406 497 N/A N/A
9 280 AUTO OWNERS GRP
%69.81%3.15333 302 0.00 0.00
%
%
10 968 AXA INS GRP
%72.81%3.00318 269 2.55 2.76
%
%
**STAT E TOTAL**
%100.00%100.0010,584 10,245 0.74 0.84
%
%
1 176 STATE FARM GRP
%22.86%22.8629,130 29,257Illinois 0.00 0.00
%
%
2 31 BERKSHIRE HATHAWAY GRP
%44.32%21.4627,339 22,806 N/A N/A
3 3219 SOMPO GRP
%52.22%7.9010,070 11,548 N/A N/A
4 3548 TRAVELERS GRP
%59.30%7.079,013 8,105 N/A N/A
5 65 FM GLOBAL GRP
%62.70%3.414,342 4,074 0.00 0.00
%
%
6 111 LIBERTY MUT GRP
%65.96%3.254,146 4,007 1.27 1.35
%
%
7 280 AUTO OWNERS GRP
%68.69%2.733,482 3,340 0.00 0.00
%
%
8 968 AXA INS GRP
%70.99%2.302,934 2,906 0.54 0.58
%
%
9 12 AMERICAN INTL GRP
%73.06%2.072,637 2,678 N/A N/A
10 212 ZURICH INS GRP
%74.78%1.712,184 2,045 0.16 0.20
%
%
**STAT E TOTAL**
%100.00%100.00127,419 122,661 N/A N/A
1 176 STATE FARM GRP
%18.49%18.4911,013 10,989Indiana 0.00 0.00
%
%
2 111 LIBERTY MUT GRP
%28.31%9.825,851 6,039 1.44 1.53
%
%
3 3548 TRAVELERS GRP
%36.75%8.445,025 4,514 N/A N/A
4 65 FM GLOBAL GRP
%43.07%6.323,764 3,137 0.00 0.00
%
%
5 280 AUTO OWNERS GRP
%49.20%6.143,656 3,414 0.00 0.00
%
%
6 5048 INDIANA FARMERS MUT GRP
%55.15%5.953,542 3,359 1.26 1.26
%
%
7 244 CINCINNATI FIN GRP
%59.90%4.752,828 2,700 0.00 0.00
%
%
8 181 SWISS RE GRP
%62.21%2.311,376 1,297 0.00 0.00
%
%
9 968 AXA INS GRP
%64.43%2.231,327 1,099 3.69 3.98
%
%
10 3219 SOMPO GRP
%66.58%2.151,278 1,369 N/A N/A
**STAT E TOTAL**
%100.00%100.0059,568 56,781 2.80 3.14
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%12.64%12.641,162 1,138Iowa 2.01 3.05
%
%
2 31 BERKSHIRE HATHAWAY GRP
%23.90%11.271,036 794 4.06 4.29
%
%
3 12 AMERICAN INTL GRP
%33.10%9.20846 846 N/A N/A
4 176 STATE FARM GRP
%40.03%6.92637 630 0.00 0.00
%
%
5 65 FM GLOBAL GRP
%46.88%6.85630 604 0.00 0.00
%
%
662EMC INS CO GRP
%53.42%6.54602 484 1.55 1.68
%
%
7 228 WESTFIELD GRP
%58.97%5.55511 467 4.52 4.84
%
%
8 968 AXA INS GRP
%63.56%4.59422 402 5.08 5.49
%
%
9 140 NATIONWIDE CORP GRP
%67.54%3.98366 382 0.53 0.82
%
%
10 761 ALLIANZ INS GRP
%71.34%3.80349 353 0.85 0.82
%
%
**STAT E TOTAL**
%100.00%100.009,197 8,732 2.41 2.81
%
%
© 2024 National Association of Insurance Commissioners
279
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%20.29%20.292,135 2,104Kansas 0.41 0.72
%
%
2 3548 TRAVELERS GRP
%26.70%6.42675 649 0.07 0.07
%
%
3 12 AMERICAN INTL GRP
%31.79%5.09536 556 N/A N/A
4 626 CHUBB LTD GRP
%36.69%4.90516 449 0.06 0.06
%
%
5 473 AMERICAN FAMILY INS GRP
%41.58%4.88514 525 0.12 0.12
%
%
6 31 BERKSHIRE HATHAWAY GRP
%46.10%4.52476 419 7.51 7.98
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%50.59%4.50473 463 N/A 0.07
%
8 140 NATIONWIDE CORP GRP
%54.66%4.06428 413 2.87 3.12
%
%
9 968 AXA INS GRP
%58.59%3.94414 357 3.56 3.85
%
%
10 761 ALLIANZ INS GRP
%62.47%3.87407 524 0.90 1.13
%
%
**STAT E TOTAL**
%100.00%100.0010,524 8,477 N/A N/A
1 176 STATE FARM GRP
%25.38%25.3815,023 15,024Kentucky 0.00 0.02
%
%
2 111 LIBERTY MUT GRP
%37.43%12.057,130 7,279 2.45 2.61
%
%
3 65 FM GLOBAL GRP
%44.70%7.274,304 4,838 0.00 0.00
%
%
4 280 AUTO OWNERS GRP
%50.61%5.903,492 3,340 0.00 0.00
%
%
5 3548 TRAVELERS GRP
%56.21%5.613,317 3,016 N/A N/A
6 244 CINCINNATI FIN GRP
%60.96%4.752,811 2,660 0.00 0.00
%
%
7 8 ALLSTATE INS GRP
%64.65%3.692,182 2,210 1.82 1.90
%
%
8 228 WESTFIELD GRP
%67.14%2.501,479 1,295 0.99 1.08
%
%
9 181 SWISS RE GRP
%69.35%2.211,306 1,141 0.00 0.00
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.47%2.121,256 1,253 N/A 0.24
%
**STAT E TOTAL**
%100.00%100.0059,182 58,199 0.39 0.44
%
%
1 12 AMERICAN INTL GRP
%20.26%20.261,992 1,709Louisiana N/A N/A
2 176 STATE FARM GRP
%29.22%8.96881 869 1.35 1.35
%
%
3 785 MARKEL CORP GRP
%37.99%8.77862 804 N/A N/A
4 3219 SOMPO GRP
%46.65%8.66852 820 2.22 2.47
%
%
5 761 ALLIANZ INS GRP
%54.95%8.30816 815 0.57 0.71
%
%
6 31 BERKSHIRE HATHAWAY GRP
%60.75%5.79570 483 N/A N/A
7 4990 CORE SPECIALTY INS HOLDINGS GRP
%64.67%3.92386 266 9.80 10.91
%
%
8 968 AXA INS GRP
%68.18%3.51345 308 3.85 4.12
%
%
9 626 CHUBB LTD GRP
%71.43%3.26320 296 0.00 0.00
%
%
10 4715 MS & AD INS GRP
%74.64%3.21316 277 11.66 11.97
%
%
**STAT E TOTAL**
%100.00%100.009,833 8,865 6.22 7.61
%
%
1 3548 TRAVELERS GRP
%13.44%13.44419 364Maine 0.09 0.09
%
%
2 111 LIBERTY MUT GRP
%23.57%10.12315 279 0.59 0.64
%
%
3 181 SWISS RE GRP
%31.19%7.63238 257 0.00 0.00
%
%
4 88 THE HANOVER INS GRP
%38.42%7.22225 217 0.53 0.50
%
%
5 3219 SOMPO GRP
%45.43%7.01218 221 4.55 5.05
%
%
6 212 ZURICH INS GRP
%51.51%6.08189 188 N/A N/A
7 12 AMERICAN INTL GRP
%57.34%5.83182 157 0.50 0.50
%
%
8 626 CHUBB LTD GRP
%63.11%5.77180 183 0.02 0.02
%
%
9 761 ALLIANZ INS GRP
%67.32%4.22131 128 0.94 0.94
%
%
10 65 FM GLOBAL GRP
%70.88%3.56111 110 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,115 2,940 1.27 1.39
%
%
© 2024 National Association of Insurance Commissioners
280
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%18.10%18.103,533 2,987Maryland N/A N/A
2 3548 TRAVELERS GRP
%30.43%12.332,405 2,189 0.03 0.03
%
%
3 3219 SOMPO GRP
%41.45%11.022,151 2,555 N/A N/A
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.97%7.521,467 1,426 N/A 0.07
%
5 12 AMERICAN INTL GRP
%56.31%7.341,432 1,350 N/A N/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%63.00%6.691,306 1,204 N/A N/A
7 176 STATE FARM GRP
%69.00%5.991,170 1,166 0.00 0.28
%
%
8 626 CHUBB LTD GRP
%72.77%3.77737 582 0.00 0.00
%
%
9 968 AXA INS GRP
%75.96%3.18621 543 2.24 2.41
%
%
10 140 NATIONWIDE CORP GRP
%78.45%2.49487 502 2.64 2.97
%
%
**STAT E TOTAL**
%100.00%100.0019,515 18,671 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%22.57%22.5712,426 10,430Massachusetts N/A N/A
2 3548 TRAVELERS GRP
%36.14%13.577,471 6,852 N/A N/A
3 3219 SOMPO GRP
%46.23%10.105,560 5,101 N/A N/A
4 626 CHUBB LTD GRP
%51.80%5.573,067 2,796 0.10 0.10
%
%
5 12 AMERICAN INTL GRP
%56.35%4.552,504 2,286 N/A N/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%59.99%3.642,005 1,527 7.05 7.55
%
%
7 968 AXA INS GRP
%63.44%3.441,897 1,705 1.15 1.25
%
%
8 65 FM GLOBAL GRP
%66.72%3.281,808 1,141 0.00 0.00
%
%
9 212 ZURICH INS GRP
%70.00%3.271,803 1,803 N/A N/A
10 234 VERMONT MUT GRP
%73.19%3.191,756 1,766 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0055,060 49,564 N/A N/A
1 3548 TRAVELERS GRP
%10.87%10.871,599 1,356Michigan 0.00 0.00
%
%
2 31 BERKSHIRE HATHAWAY GRP
%20.49%9.631,416 1,052 N/A N/A
3 968 AXA INS GRP
%29.52%9.021,328 1,335 2.47 2.67
%
%
4 626 CHUBB LTD GRP
%38.46%8.941,316 439 0.00 0.00
%
%
5 3219 SOMPO GRP
%47.12%8.661,275 1,223 10.11 11.23
%
%
6 761 ALLIANZ INS GRP
%55.70%8.581,262 1,180 1.19 1.44
%
%
7 12 AMERICAN INTL GRP
%63.07%7.371,085 1,045 N/A N/A
8 65 FM GLOBAL GRP
%67.00%3.93578 510 0.00 0.00
%
%
9 280 AUTO OWNERS GRP
%70.80%3.79558 533 0.00 0.00
%
%
10 88 THE HANOVER INS GRP
%74.39%3.59529 483 0.87 0.86
%
%
**STAT E TOTAL**
%100.00%100.0014,714 12,956 0.46 0.51
%
%
1 3219 SOMPO GRP
%16.11%16.111,381 1,351Minnesota 0.92 1.03
%
%
2 31 BERKSHIRE HATHAWAY GRP
%32.01%15.901,363 1,172 N/A N/A
3 12 AMERICAN INTL GRP
%41.17%9.16785 781 1.85 1.84
%
%
4 968 AXA INS GRP
%49.82%8.65741 610 1.62 1.74
%
%
5 761 ALLIANZ INS GRP
%57.55%7.73662 636 3.36 3.51
%
%
6 65 FM GLOBAL GRP
%62.97%5.41464 364 0.00 0.00
%
%
7 3548 TRAVELERS GRP
%66.74%3.78324 311 N/A N/A
8 361 MUNICH RE GRP
%70.06%3.32284 260 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%73.32%3.26279 249 4.80 5.61
%
%
10 111 LIBERTY MUT GRP
%76.33%3.01258 260 0.01 0.01
%
%
**STAT E TOTAL**
%100.00%100.008,569 7,806 N/A 0.01
%
© 2024 National Association of Insurance Commissioners
281
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%25.76%25.767,797 8,159Mississippi 0.00 0.00
%
%
2 176 STATE FARM GRP
%43.54%17.785,383 5,400 0.01 0.01
%
%
3 3548 TRAVELERS GRP
%53.65%10.113,061 2,648 0.12 0.12
%
%
4 111 LIBERTY MUT GRP
%62.74%9.082,750 2,842 1.45 1.55
%
%
5 140 NATIONWIDE CORP GRP
%66.69%3.961,198 1,271 4.51 4.89
%
%
6 181 SWISS RE GRP
%69.84%3.14951 805 0.00 0.00
%
%
7 626 CHUBB LTD GRP
%72.64%2.81850 814 0.00 0.00
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.39%2.75833 834 1.94 2.04
%
%
9 212 ZURICH INS GRP
%77.75%2.36714 720 0.21 0.24
%
%
10 12 AMERICAN INTL GRP
%80.04%2.29692 606 N/A N/A
**STAT E TOTAL**
%100.00%100.0030,270 29,684 0.74 0.79
%
%
1 176 STATE FARM GRP
%26.29%26.2938,441 38,020Missouri 0.00 0.00
%
%
2 65 FM GLOBAL GRP
%37.67%11.3916,651 15,581 0.00 0.00
%
%
3 473 AMERICAN FAMILY INS GRP
%45.17%7.5010,962 11,206 0.01 0.01
%
%
4 111 LIBERTY MUT GRP
%51.72%6.559,582 10,228 3.62 3.85
%
%
5 3548 TRAVELERS GRP
%56.90%5.187,579 7,132 0.01 0.01
%
%
6 4977 PALOMAR HOLDINGS GRP
%61.65%4.756,946 7,927 N/A N/A
7 140 NATIONWIDE CORP GRP
%64.94%3.294,807 5,215 4.29 4.58
%
%
8 123 SHELTER INS GRP
%67.94%2.994,380 4,240 0.01 0.01
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%70.90%2.964,328 4,269 N/A 0.14
%
10 626 CHUBB LTD GRP
%73.72%2.824,128 4,068 0.01 0.01
%
%
**STAT E TOTAL**
%100.00%100.00146,238 143,772 0.67 0.71
%
%
1 176 STATE FARM GRP
%14.68%14.681,578 1,485Montana 0.00 0.00
%
%
2 626 CHUBB LTD GRP
%25.46%10.781,160 1,118 0.00 0.00
%
%
3 65 FM GLOBAL GRP
%35.67%10.211,098 1,028 0.00 0.00
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%45.24%9.561,028 1,001 N/A 0.07
%
5 111 LIBERTY MUT GRP
%54.24%9.00968 957 2.54 2.70
%
%
6 12 AMERICAN INTL GRP
%60.04%5.80624 827 N/A N/A
7 244 CINCINNATI FIN GRP
%64.28%4.24456 411 0.00 0.00
%
%
8 4683 MOUNTAIN WEST FARM GRP
%68.40%4.12443 440 0.00 0.00
%
%
9 3548 TRAVELERS GRP
%72.30%3.90419 412 0.01 0.01
%
%
10 968 AXA INS GRP
%75.04%2.74295 240 1.56 1.66
%
%
**STAT E TOTAL**
%100.00%100.0010,752 10,219 0.50 0.57
%
%
1 3548 TRAVELERS GRP
%14.69%14.69521 449Nebraska 0.18 0.19
%
%
2 12 AMERICAN INTL GRP
%26.32%11.64413 352 0.40 0.40
%
%
3 176 STATE FARM GRP
%36.69%10.37368 362 0.00 0.00
%
%
4 140 NATIONWIDE CORP GRP
%43.95%7.25258 204 N/A N/A
5 968 AXA INS GRP
%50.49%6.54232 207 2.31 2.48
%
%
6 3219 SOMPO GRP
%56.28%5.79206 211 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%60.52%4.25151 138 0.30 0.42
%
%
8 181 SWISS RE GRP
%64.64%4.12146 147 0.00 0.00
%
%
9 280 AUTO OWNERS GRP
%68.48%3.84136 106 0.00 0.00
%
%
10 626 CHUBB LTD GRP
%72.17%3.69131 102 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003,550 3,307 1.24 1.40
%
%
© 2024 National Association of Insurance Commissioners
282
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%29.59%29.5921,095 19,759Nevada 0.00 0.00
%
%
2 3548 TRAVELERS GRP
%43.65%14.0610,026 8,853 0.00 0.00
%
%
3 212 ZURICH INS GRP
%51.66%8.015,714 5,675 N/A N/A
4 111 LIBERTY MUT GRP
%58.42%6.764,821 3,529 0.85 0.90
%
%
5 176 STATE FARM GRP
%64.09%5.674,040 3,996 0.00 0.00
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.11%4.022,865 2,833 N/A N/A
7 181 SWISS RE GRP
%71.38%3.272,331 2,137 0.00 0.00
%
%
8 968 AXA INS GRP
%73.93%2.551,820 1,510 1.25 1.31
%
%
9 218 CNA INS GRP
%76.46%2.521,799 1,638 N/A N/A
10 69 FARMERS INS GRP
%78.68%2.231,588 1,546 N/A N/A
**STAT E TOTAL**
%100.00%100.0071,299 65,353 N/A N/A
1 3548 TRAVELERS GRP
%15.81%15.81820 822New Hampshire 0.07 0.07
%
%
2 761 ALLIANZ INS GRP
%24.72%8.91462 472 0.13 0.01
%
%
3 212 ZURICH INS GRP
%32.57%7.85407 381 0.12 0.15
%
%
4 181 SWISS RE GRP
%38.63%6.06314 301 0.00 0.00
%
%
5 968 AXA INS GRP
%44.59%5.97309 283 1.78 1.91
%
%
6 88 THE HANOVER INS GRP
%50.39%5.80301 290 0.28 0.25
%
%
7 111 LIBERTY MUT GRP
%55.26%4.87252 268 2.28 2.40
%
%
8 176 STATE FARM GRP
%60.08%4.82250 242 0.00 0.00
%
%
9 234 VERMONT MUT GRP
%64.90%4.82250 237 0.00 0.00
%
%
10 65 FM GLOBAL GRP
%69.60%4.70244 171 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,186 5,011 5.77 5.85
%
%
1 3548 TRAVELERS GRP
%32.87%32.8712,990 10,608New Jersey 0.00 0.00
%
%
2 3219 SOMPO GRP
%41.61%8.743,452 3,875 N/A N/A
3 31 BERKSHIRE HATHAWAY GRP
%49.18%7.572,993 3,536 N/A N/A
4 12 AMERICAN INTL GRP
%54.68%5.502,172 1,928 N/A N/A
5 212 ZURICH INS GRP
%59.18%4.501,779 1,771 0.03 0.06
%
%
6 111 LIBERTY MUT GRP
%63.68%4.501,778 1,578 0.42 0.44
%
%
7 626 CHUBB LTD GRP
%68.00%4.331,709 1,556 0.33 0.33
%
%
8 761 ALLIANZ INS GRP
%71.52%3.521,390 1,350 N/A N/A
9 968 AXA INS GRP
%74.91%3.381,337 1,338 3.31 3.57
%
%
10 218 CNA INS GRP
%78.08%3.181,255 1,221 N/A N/A
**STAT E TOTAL**
%100.00%100.0039,517 36,126 N/A N/A
1 65 FM GLOBAL GRP
%20.13%20.131,152 1,026New Mexico 0.00 0.00
%
%
2 212 ZURICH INS GRP
%32.12%12.00686 535 0.00 0.00
%
%
3 181 SWISS RE GRP
%41.29%9.17524 492 0.00 0.00
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.16%7.87451 431 N/A 0.06
%
5 3548 TRAVELERS GRP
%56.23%7.07404 423 0.00 0.00
%
%
6 111 LIBERTY MUT GRP
%62.85%6.62379 293 0.09 0.09
%
%
7 176 STATE FARM GRP
%67.97%5.11293 286 0.00 0.00
%
%
8 968 AXA INS GRP
%72.48%4.51258 261 3.39 3.63
%
%
9 12 AMERICAN INTL GRP
%76.18%3.70212 239 N/A N/A
10 626 CHUBB LTD GRP
%79.87%3.69211 199 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,722 5,380 N/A N/A
© 2024 National Association of Insurance Commissioners
283
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%26.03%26.0334,188 28,361New York 1.53 1.61
%
%
2 3548 TRAVELERS GRP
%43.90%17.8623,456 21,426 0.01 0.02
%
%
3 212 ZURICH INS GRP
%54.79%10.9014,312 13,957 N/A 0.00
%
4 3219 SOMPO GRP
%62.80%8.0110,520 10,162 N/A N/A
5 111 LIBERTY MUT GRP
%69.21%6.418,417 6,666 59.51 59.52
%
%
6 12 AMERICAN INTL GRP
%73.62%4.415,792 5,515 N/A N/A
7 968 AXA INS GRP
%77.21%3.584,708 4,723 10.57 10.48
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%79.63%2.423,172 2,761 21.74 23.43
%
%
9 626 CHUBB LTD GRP
%81.94%2.323,042 3,160 0.05 0.05
%
%
10 761 ALLIANZ INS GRP
%83.56%1.622,131 2,132 2.57 2.76
%
%
**STAT E TOTAL**
%100.00%100.00131,319 119,485 5.18 5.36
%
%
1 3219 SOMPO GRP
%9.76%9.762,502 2,578North Carolina N/A N/A
2 3548 TRAVELERS GRP
%19.50%9.742,497 2,089 0.02 0.02
%
%
3 31 BERKSHIRE HATHAWAY GRP
%28.61%9.112,335 1,839 N/A N/A
4 12 AMERICAN INTL GRP
%36.69%8.082,070 2,067 4.33 4.95
%
%
5 111 LIBERTY MUT GRP
%43.54%6.861,757 1,763 0.20 0.20
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.03%5.481,406 1,366 N/A 0.12
%
7 968 AXA INS GRP
%54.10%5.081,301 1,135 2.02 2.16
%
%
8 761 ALLIANZ INS GRP
%58.72%4.621,183 1,151 1.33 1.44
%
%
9 176 STATE FARM GRP
%62.99%4.281,096 1,054 0.00 0.00
%
%
10 181 SWISS RE GRP
%66.79%3.80974 850 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0025,633 23,676 0.51 0.58
%
%
1 4734 APOLLO GLOBAL MGMT GRP
%42.68%42.68414 298North Dakota 12.41 12.41
%
%
2 968 AXA INS GRP
%52.04%9.3691 80 4.82 5.18
%
%
3 12 AMERICAN INTL GRP
%61.23%9.1989 75 N/A N/A
4 761 ALLIANZ INS GRP
%69.53%8.2981 80 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%75.87%6.3462 60 N/A N/A
6 3548 TRAVELERS GRP
%79.37%3.5034 34 N/A N/A
7 3219 SOMPO GRP
%82.67%3.3032 34 N/A N/A
8 626 CHUBB LTD GRP
%85.95%3.2832 24 0.00 0.00
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%88.26%2.3122 11 8.27 9.20
%
%
10 111 LIBERTY MUT GRP
%89.68%1.4314 13 N/A N/A
**STAT E TOTAL**
%100.00%100.00971 872 N/A N/A
1 244 CINCINNATI FIN GRP
%13.64%13.646,473 6,214Ohio N/A N/A
2 111 LIBERTY MUT GRP
%22.76%9.114,325 3,884 1.31 1.40
%
%
3 176 STATE FARM GRP
%30.51%7.753,678 3,659 0.00 0.00
%
%
4 3548 TRAVELERS GRP
%37.79%7.283,454 3,080 0.09 0.09
%
%
5 31 BERKSHIRE HATHAWAY GRP
%43.66%5.872,787 2,275 N/A N/A
6 228 WESTFIELD GRP
%49.26%5.602,657 2,591 1.42 1.51
%
%
7 3219 SOMPO GRP
%53.73%4.472,122 2,251 N/A N/A
8 280 AUTO OWNERS GRP
%57.91%4.181,984 1,892 0.00 0.00
%
%
9 626 CHUBB LTD GRP
%61.71%3.801,804 1,514 0.03 0.03
%
%
10 968 AXA INS GRP
%65.08%3.371,598 1,401 3.65 3.94
%
%
**STAT E TOTAL**
%100.00%100.0047,450 44,547 0.60 0.63
%
%
© 2024 National Association of Insurance Commissioners
284
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%31.72%31.726,164 6,115Oklahoma 0.25 2.79
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%51.79%20.073,901 4,022 0.02 0.60
%
%
3 12 AMERICAN INTL GRP
%56.37%4.57889 852 N/A N/A
4 1278 CSAA INS GRP
%60.37%4.00777 808 0.00 0.37
%
%
5 4977 PALOMAR HOLDINGS GRP
%63.61%3.25631 )(228 N/A N/A
6 626 CHUBB LTD GRP
%66.76%3.15612 612 0.01 0.01
%
%
7 111 LIBERTY MUT GRP
%69.52%2.76537 596 5.14 5.83
%
%
8 2898 WESTERN SERV CONTRACT GRP
%72.12%2.59504 570 0.00 0.99
%
%
9 181 SWISS RE GRP
%74.59%2.47480 649 0.00 0.00
%
%
10 3219 SOMPO GRP
%77.01%2.42470 420 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,433 18,548 2.39 3.83
%
%
1 176 STATE FARM GRP
%17.44%17.4433,007 32,542Oregon 0.00 0.00
%
%
2 65 FM GLOBAL GRP
%30.13%12.6924,018 22,928 0.00 0.00
%
%
3 4977 PALOMAR HOLDINGS GRP
%39.85%9.7218,400 17,462 0.00 0.00
%
%
4 3548 TRAVELERS GRP
%46.49%6.6512,580 10,571 N/A N/A
5 212 ZURICH INS GRP
%51.99%5.5010,413 8,986 0.01 0.01
%
%
6 111 LIBERTY MUT GRP
%57.41%5.4210,253 9,993 3.53 3.74
%
%
7 69 FARMERS INS GRP
%61.12%3.717,016 7,256 N/A N/A
8 3829 GEOVERA HOLDINGS INC GRP
%64.41%3.296,233 6,111 0.00 0.00
%
%
9 473 AMERICAN FAMILY INS GRP
%67.10%2.695,088 5,018 0.01 0.01
%
%
10 361 MUNICH RE GRP
%69.42%2.324,391 4,188 1.61 1.67
%
%
**STAT E TOTAL**
%100.00%100.00189,290 176,195 0.29 0.33
%
%
1 3548 TRAVELERS GRP
%18.10%18.106,785 6,270Pennsylvania 0.01 0.01
%
%
2 31 BERKSHIRE HATHAWAY GRP
%33.87%15.775,910 5,492 4.89 5.15
%
%
3 3219 SOMPO GRP
%40.84%6.972,611 2,826 N/A N/A
4 181 SWISS RE GRP
%47.38%6.542,452 2,238 0.00 0.00
%
%
5 12 AMERICAN INTL GRP
%53.60%6.222,330 2,195 N/A N/A
6 626 CHUBB LTD GRP
%59.70%6.102,285 1,814 0.05 0.05
%
%
7 761 ALLIANZ INS GRP
%64.65%4.951,857 1,808 1.63 1.78
%
%
8 968 AXA INS GRP
%69.18%4.521,696 1,488 3.05 3.28
%
%
9 111 LIBERTY MUT GRP
%73.25%4.071,526 1,539 0.20 0.21
%
%
10 176 STATE FARM GRP
%75.90%2.65993 986 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0037,478 34,888 1.31 1.44
%
%
1 31 BERKSHIRE HATHAWAY GRP
%29.52%29.521,342 1,180Rhode Island N/A N/A
2 3548 TRAVELERS GRP
%38.86%9.34424 415 0.01 0.01
%
%
3 28 AMICA MUT GRP
%46.65%7.80354 336 0.00 0.00
%
%
4 12 AMERICAN INTL GRP
%54.12%7.47340 312 N/A N/A
5 3219 SOMPO GRP
%59.40%5.28240 281 2.93 3.26
%
%
6 761 ALLIANZ INS GRP
%63.19%3.78172 146 N/A N/A
7 65 FM GLOBAL GRP
%66.90%3.71169 141 0.00 0.00
%
%
8 111 LIBERTY MUT GRP
%69.84%2.94134 136 0.91 0.94
%
%
9 212 ZURICH INS GRP
%72.61%2.78126 137 N/A N/A
10 8 ALLSTATE INS GRP
%75.21%2.59118 98 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004,546 4,163 N/A N/A
© 2024 National Association of Insurance Commissioners
285
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%22.77%22.7715,806 15,432South Carolina 0.00 0.00
%
%
2 3548 TRAVELERS GRP
%31.13%8.365,805 5,346 0.04 0.04
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%39.28%8.155,658 5,567 N/A N/A
4 212 ZURICH INS GRP
%45.84%6.564,557 4,219 0.06 0.08
%
%
5 31 BERKSHIRE HATHAWAY GRP
%50.88%5.043,502 2,931 2.01 2.54
%
%
6 12 AMERICAN INTL GRP
%55.58%4.703,261 3,948 N/A N/A
7 111 LIBERTY MUT GRP
%60.13%4.553,157 2,876 0.70 0.73
%
%
8 181 SWISS RE GRP
%63.54%3.412,369 2,351 0.00 0.00
%
%
9 218 CNA INS GRP
%66.19%2.651,838 1,515 N/A N/A
10 626 CHUBB LTD GRP
%68.76%2.571,785 1,917 N/A N/A
**STAT E TOTAL**
%100.00%100.0069,430 66,866 0.56 0.69
%
%
1 785 MARKEL CORP GRP
%20.66%20.66235 159South Dakota 20.13 22.20
%
%
2 12 AMERICAN INTL GRP
%32.97%12.32140 113 0.19 0.19
%
%
3 3548 TRAVELERS GRP
%43.29%10.32117 107 0.00 0.00
%
%
4 968 AXA INS GRP
%52.90%9.61109 101 5.72 6.18
%
%
5 761 ALLIANZ INS GRP
%60.24%7.3483 82 N/A N/A
6 626 CHUBB LTD GRP
%65.85%5.6164 30 0.00 0.00
%
%
7 111 LIBERTY MUT GRP
%71.36%5.5163 77 0.01 0.01
%
%
8 140 NATIONWIDE CORP GRP
%74.37%3.0134 35 N/A N/A
9 3219 SOMPO GRP
%76.85%2.4828 33 N/A N/A
10 31 BERKSHIRE HATHAWAY GRP
%79.26%2.4027 22 1.40 1.47
%
%
**STAT E TOTAL**
%100.00%100.001,136 1,097 0.91 N/A
%
1 176 STATE FARM GRP
%23.64%23.6431,712 32,187Tennessee 0.00 0.00
%
%
2 65 FM GLOBAL GRP
%42.34%18.7025,078 25,030 0.00 0.00
%
%
3 111 LIBERTY MUT GRP
%49.55%7.219,671 9,719 0.52 0.55
%
%
4 3548 TRAVELERS GRP
%56.21%6.678,944 8,059 0.01 0.01
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.53%4.315,788 5,741 N/A 0.05
%
6 31 BERKSHIRE HATHAWAY GRP
%64.22%3.694,949 4,283 N/A N/A
7 181 SWISS RE GRP
%67.56%3.344,487 4,442 0.00 0.00
%
%
8 212 ZURICH INS GRP
%70.84%3.284,397 4,871 0.03 0.04
%
%
9 626 CHUBB LTD GRP
%73.75%2.913,902 3,705 0.03 0.03
%
%
10 140 NATIONWIDE CORP GRP
%75.92%2.172,911 3,123 5.28 5.59
%
%
**STAT E TOTAL**
%100.00%100.00134,143 131,271 0.07 0.09
%
%
1 31 BERKSHIRE HATHAWAY GRP
%15.61%15.6112,055 10,268Texa s 1.44 1.97
%
%
2 3219 SOMPO GRP
%29.04%13.4310,371 11,102 N/A N/A
3 12 AMERICAN INTL GRP
%40.23%11.198,645 7,978 N/A N/A
4 761 ALLIANZ INS GRP
%46.89%6.665,142 4,826 1.09 1.32
%
%
5 968 AXA INS GRP
%52.19%5.304,093 3,547 0.91 0.97
%
%
6 626 CHUBB LTD GRP
%56.49%4.303,321 2,895 4.66 4.66
%
%
7 785 MARKEL CORP GRP
%60.30%3.812,944 2,893 9.86 10.75
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%63.96%3.652,822 2,561 N/A 1.05
%
9 212 ZURICH INS GRP
%67.36%3.402,628 2,183 0.34 0.44
%
%
10 3548 TRAVELERS GRP
%70.65%3.292,537 2,151 N/A N/A
**STAT E TOTAL**
%100.00%100.0077,228 71,569 2.74 2.88
%
%
© 2024 National Association of Insurance Commissioners
286
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%18.72%18.7225,899 24,679Utah 0.00 0.00
%
%
2 176 STATE FARM GRP
%31.92%13.2018,269 17,470 0.01 0.01
%
%
3 69 FARMERS INS GRP
%38.74%6.829,430 10,133 N/A N/A
4 3548 TRAVELERS GRP
%45.23%6.498,981 8,244 N/A N/A
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%51.35%6.138,477 8,088 N/A 0.19
%
6 39861 GOLDEN BEAR INS CO
%56.13%4.786,614 5,948 0.00 0.00
%
%
7 111 LIBERTY MUT GRP
%60.91%4.786,609 6,259 1.13 1.19
%
%
8 4977 PALOMAR HOLDINGS GRP
%65.65%4.746,553 6,854 0.00 0.00
%
%
9 212 ZURICH INS GRP
%69.93%4.295,931 4,721 N/A N/A
10 626 CHUBB LTD GRP
%72.99%3.064,230 3,474 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00138,366 129,131 N/A N/A
1 12 AMERICAN INTL GRP
%10.44%10.44200 172Vermont N/A N/A
2 212 ZURICH INS GRP
%20.35%9.90190 236 0.04 0.05
%
%
3 111 LIBERTY MUT GRP
%30.04%9.69186 203 0.21 0.21
%
%
4 234 VERMONT MUT GRP
%39.18%9.14175 163 0.00 0.00
%
%
5 3548 TRAVELERS GRP
%46.24%7.06135 116 0.01 0.01
%
%
6 181 SWISS RE GRP
%52.36%6.12117 115 0.00 0.00
%
%
7 176 STATE FARM GRP
%57.84%5.48105 103 0.00 0.00
%
%
8 244 CINCINNATI FIN GRP
%62.64%4.8092 88 0.00 0.00
%
%
9 18686 CO OPERATIVE INS COS
%67.43%4.8092 92 0.00 0.00
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.62%4.1980 78 2.45 2.64
%
%
**STAT E TOTAL**
%100.00%100.001,917 1,968 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%12.79%12.794,136 3,716Virginia N/A N/A
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%24.41%11.613,754 3,674 0.02 0.19
%
%
3 176 STATE FARM GRP
%32.41%8.002,587 2,531 N/A N/A
4 3219 SOMPO GRP
%40.18%7.772,512 2,658 N/A N/A
5 3548 TRAVELERS GRP
%47.90%7.732,498 2,348 N/A 0.00
%
6 12 AMERICAN INTL GRP
%53.08%5.171,673 1,538 N/A N/A
7 968 AXA INS GRP
%57.87%4.791,548 1,529 2.23 2.40
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%61.39%3.521,138 829 0.65 2.03
%
%
9 65 FM GLOBAL GRP
%64.89%3.501,132 637 0.00 0.00
%
%
10 140 NATIONWIDE CORP GRP
%68.34%3.451,115 1,148 1.27 1.69
%
%
**STAT E TOTAL**
%100.00%100.0032,330 30,324 N/A N/A
1 176 STATE FARM GRP
%13.54%13.5456,951 55,980Washington 0.02 0.02
%
%
2 65 FM GLOBAL GRP
%25.10%11.5648,649 44,680 0.00 0.00
%
%
3 4977 PALOMAR HOLDINGS GRP
%35.12%10.0242,159 36,981 0.00 0.00
%
%
4 3829 GEOVERA HOLDINGS INC GRP
%40.64%5.5223,222 22,810 0.00 0.00
%
%
5 31 BERKSHIRE HATHAWAY GRP
%45.52%4.8920,564 16,117 N/A N/A
6 111 LIBERTY MUT GRP
%50.19%4.6719,639 18,607 2.47 2.61
%
%
7 212 ZURICH INS GRP
%54.70%4.5118,964 17,308 0.51 0.56
%
%
8 3548 TRAVELERS GRP
%58.82%4.1217,343 15,265 N/A N/A
9 626 CHUBB LTD GRP
%62.08%3.2613,718 13,015 0.03 0.03
%
%
10 39861 GOLDEN BEAR INS CO
%64.92%2.8311,924 10,112 0.15 0.23
%
%
**STAT E TOTAL**
%100.00%100.00420,752 385,353 0.52 0.68
%
%
© 2024 National Association of Insurance Commissioners
287
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%36.76%36.761,106 113West Virginia 0.00 0.00
%
%
2 3548 TRAVELERS GRP
%44.75%7.98240 213 N/A N/A
3 12 AMERICAN INTL GRP
%51.86%7.11214 207 N/A N/A
4 761 ALLIANZ INS GRP
%57.34%5.48165 149 1.50 1.44
%
%
5 176 STATE FARM GRP
%61.97%4.63139 139 0.00 0.00
%
%
6 3219 SOMPO GRP
%66.08%4.11124 100 2.66 2.96
%
%
7 968 AXA INS GRP
%69.81%3.73112 110 3.80 4.08
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.48%3.67111 113 2.46 2.61
%
%
9 212 ZURICH INS GRP
%76.62%3.1494 87 N/A N/A
10 111 LIBERTY MUT GRP
%79.72%3.0993 86 0.34 0.34
%
%
**STAT E TOTAL**
%100.00%100.003,009 1,877 0.17 0.60
%
%
1 65 FM GLOBAL GRP
%37.31%37.315,017 2,970Wisconsin 0.00 0.00
%
%
2 111 LIBERTY MUT GRP
%45.38%8.071,085 970 0.02 0.01
%
%
3 3548 TRAVELERS GRP
%52.33%6.95935 858 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%59.02%6.69900 819 4.08 4.32
%
%
5 12 AMERICAN INTL GRP
%65.66%6.64893 723 N/A N/A
6 3219 SOMPO GRP
%71.58%5.93797 796 N/A N/A
7 968 AXA INS GRP
%77.29%5.70767 758 1.58 1.71
%
%
8 761 ALLIANZ INS GRP
%82.25%4.96668 604 0.88 1.10
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%84.89%2.64355 280 8.27 9.19
%
%
10 244 CINCINNATI FIN GRP
%86.51%1.61217 211 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0013,447 11,114 1.40 1.49
%
%
1 176 STATE FARM GRP
%23.71%23.711,820 1,662Wyoming 0.00 0.00
%
%
2 626 CHUBB LTD GRP
%36.78%13.071,004 755 N/A N/A
3 4683 MOUNTAIN WEST FARM GRP
%48.38%11.60890 832 0.00 0.00
%
%
4 65 FM GLOBAL GRP
%56.27%7.89605 552 0.00 0.00
%
%
5 12 AMERICAN INTL GRP
%61.66%5.40414 535 N/A N/A
6 111 LIBERTY MUT GRP
%66.68%5.02385 363 7.87 8.23
%
%
7 69 FARMERS INS GRP
%71.27%4.59352 348 N/A N/A
8 968 AXA INS GRP
%75.02%3.75288 196 13.63 14.57
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.56%3.54271 264 N/A 0.22
%
10 212 ZURICH INS GRP
%81.44%2.88221 211 N/A N/A
**STAT E TOTAL**
%100.00%100.007,676 6,844 0.03 0.12
%
%
**STAT E TOTAL**
%100.00%100.0000American Samoa N/A N/A
1 4715 MS & AD INS GRP
%40.81%40.812,648 2,583Guam 4.62 4.90
%
%
2 4672 DONGBU INS GRP
%59.26%18.451,197 982 1.01 1.29
%
%
3 18380 PACIFIC IND INS CO
%75.87%16.611,078 931 18.46 21.91
%
%
4 13597 CHUNG KUO INS CO LTD
%87.45%11.58751 643 0.00 0.65
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%93.08%5.63365 348 33.68 42.53
%
%
6 10972 FIRST NET INS CO
%98.40%5.32345 342 N/A N/A
7 65 FM GLOBAL GRP
%99.77%1.3789 60 0.00 0.00
%
%
8 761 ALLIANZ INS GRP
%99.97%0.2113 13 0.00 0.00
%
%
9 968 AXA INS GRP
%99.98%0.011 0 44.98 48.33
%
%
10 181 SWISS RE GRP
%99.99%0.011 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,488 5,921 4.90 5.84
%
%
© 2024 National Association of Insurance Commissioners
288
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4804 MULTINATIONAL GRP
%30.97%30.9753,306 41,316Puerto Rico 2.71 3.85
%
%
2 411 MAPFRE INS GRP
%58.08%27.1146,675 42,366 4.39 2.60
%
%
3 65 FM GLOBAL GRP
%66.12%8.0513,851 12,459 0.00 0.00
%
%
4 3593 USIC GRP
%73.76%7.6313,143 10,971 N/A N/A
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%79.47%5.719,827 9,348 N/A N/A
671UNIVERSAL INS CO GRP
%84.51%5.048,678 8,324 N/A N/A
7 12 AMERICAN INTL GRP
%89.35%4.848,326 7,868 N/A N/A
8 536 GUIDEWELL MUT HOLDING GRP
%93.07%3.726,409 6,113 N/A 7.30
%
9 10140 OPTIMA SEGUROS
%95.33%2.263,884 3,614 N/A 0.63
%
10 10308 ANTILLES INS CO
%97.03%1.712,940 2,881 3.14 5.10
%
%
**STAT E TOTAL**
%100.00%100.00172,147 155,387 0.24 0.50
%
%
1 4706 LOCKHART CO GRP
%95.19%95.192,741 2,629U.S. Virgin Islands 0.00 0.00
%
%
2 65 FM GLOBAL GRP
%97.83%2.6576 77 0.00 0.00
%
%
3 626 CHUBB LTD GRP
%98.87%1.0330 20 0.00 0.00
%
%
4 411 MAPFRE INS GRP
%99.86%1.0029 29 0.00 0.00
%
%
5 3416 AXIS CAPITAL GRP
%99.91%0.051 2 4.00 4.42
%
%
6 181 SWISS RE GRP
%99.96%0.041 2 0.00 0.00
%
%
7 31 BERKSHIRE HATHAWAY GRP
%100.00%0.0414N/AN/A
8 12 AMERICAN INTL GRP
%100.00%0.000 35 0.00 0.00
%
%
9 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,880 2,797 N/A N/A
1 10972 FIRST NET INS CO
%39.56%39.56216 200N. Mariana Islands N/A N/A
2 4672 DONGBU INS GRP
%74.98%35.42193 190 0.00 0.00
%
%
3 5030 TAN HOLDINGS CORP GRP
%96.51%21.53117 9 0.00 0.00
%
%
4 18380 PACIFIC IND INS CO
%99.99%3.4919 18 15.60 15.60
%
%
5 65 FM GLOBAL GRP
%100.00%0.010 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00546 416 0.65 0.64
%
%
1 65 FM GLOBAL GRP
%80.31%80.3153,375 50,782Canada 0.00 N/A
%
2 158 FAIRFAX FIN GRP
%88.54%8.235,470 5,050 8.78 9.75
%
%
3 31 BERKSHIRE HATHAWAY GRP
%95.09%6.554,356 3,745 19.91 21.00
%
%
4 181 SWISS RE GRP
%99.52%4.432,943 3,791 N/A N/A
5 3548 TRAVELERS GRP
%99.78%0.26175 181 N/A N/A
6 3416 AXIS CAPITAL GRP
%99.89%0.1172 8 35.89 37.27
%
%
7 84 AMERICAN FINANCIAL GRP
%99.97%0.0854 57 N/A N/A
8 169 SENTRY INS GRP
%100.00%0.0425 12 1.27 1.32
%
%
9 218 CNA INS GRP
%100.00%0.0211 9 15.41 15.64
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.016 11 16.04 16.04
%
%
**STAT E TOTAL**
%100.00%100.0066,465 63,549 1.29 1.27
%
%
© 2024 National Association of Insurance Commissioners
289
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
12 - Earthquake
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%46.21%46.2123,282 20,014Agg. Other Alien 20.49 21.65
%
%
2 65 FM GLOBAL GRP
%85.54%39.3319,812 21,203 0.00 0.00
%
%
3 212 ZURICH INS GRP
%91.16%5.622,832 2,647 0.00 0.00
%
%
4 12 AMERICAN INTL GRP
%95.17%4.012,019 1,769 N/A N/A
5 761 ALLIANZ INS GRP
%98.95%3.781,905 2,321 0.25 0.23
%
%
6 968 AXA INS GRP
%99.49%0.54271 86 82.61 89.76
%
%
7 626 CHUBB LTD GRP
%99.76%0.27137 406 789.95 789.95
%
%
8 18380 PACIFIC IND INS CO
%99.90%0.1472 72 0.00 0.00
%
%
9 10972 FIRST NET INS CO
%100.00%0.1050 48 N/A N/A
10 4672 DONGBU INS GRP
%100.00%0.0526 14 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0050,378 48,668 15.05 15.54
%
%
© 2024 National Association of Insurance Commissioners
290
16—Workers’ Compensation
© 2024 National Association of Insurance Commissioners
291
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%6.23%6.233,866,767 3,849,947 43.01 47.86
%
%
2 91 HARTFORD FIRE & CAS GRP
%12.31%6.083,771,504 3,711,059 43.82 49.87
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%17.83%5.523,425,170 3,344,213 45.59 51.55
%
%
4 212 ZURICH INS GRP
%22.56%4.732,932,999 2,906,800 36.25 58.60
%
%
5 626 CHUBB LTD GRP
%26.39%3.832,379,022 2,443,829 32.03 35.17
%
%
6 31 BERKSHIRE HATHAWAY GRP
%29.82%3.432,125,793 2,113,200 50.21 58.07
%
%
7 111 LIBERTY MUT GRP
%33.19%3.372,093,981 2,175,890 49.86 57.89
%
%
8 WASHINGTON STATE FUND
%36.34%3.141,950,901 1,950,901 114.34 125.13
%
%
9 36102 STATE INS FUND WORKERS COMPENSATION
%39.09%2.751,709,193 1,728,657 64.55 70.60
%
%
10 572 BCBS OF MI GRP
%41.78%2.691,670,454 1,699,990 48.85 54.26
%
%
11 150 OLD REPUBLIC GRP
%44.16%2.371,471,615 1,456,701 46.57 54.36
%
%
12 84 AMERICAN FINANCIAL GRP
%46.44%2.291,418,133 1,408,176 42.87 49.06
%
%
13 12 AMERICAN INTL GRP
%48.43%1.981,230,785 1,210,465 33.06 45.10
%
%
14 98 WR BERKLEY CORP GRP
%50.39%1.971,219,710 1,202,527 47.83 54.28
%
%
15 OHIO BUREAU OF WORKERS' COMPENSATION
%52.32%1.931,198,066 1,198,066 29.04 43.93
%
%
16 35076 STATE COMPENSATION INS FUND
%54.16%1.841,140,751 1,139,004 37.47 43.46
%
%
17 922 ICW GRP ASSETS INC GRP
%55.95%1.791,108,761 1,040,814 53.58 60.11
%
%
18 22945 TEXAS MUT INS CO
%57.71%1.761,090,472 1,067,490 36.48 39.58
%
%
19 218 CNA INS GRP
%59.43%1.721,070,154 1,001,634 28.67 36.86
%
%
20 1279 ARCH INS GRP
%60.82%1.39860,901 822,774 43.02 52.35
%
%
21 3363 EMPLOYERS HOLDINGS GRP
%62.04%1.22758,599 719,896 45.46 52.05
%
%
22 158 FAIRFAX FIN GRP
%63.26%1.22757,824 761,509 33.27 36.26
%
%
23 4670 STARR GRP
%64.34%1.08667,542 675,417 45.10 55.24
%
%
24 36196 SAIF CORP
%65.28%0.94582,018 564,115 71.73 75.15
%
%
25 291 ENCOVA MUT INS GRP
%66.20%0.92572,310 561,527 45.09 53.93
%
%
26 785 MARKEL CORP GRP
%67.12%0.92571,279 586,002 57.44 65.21
%
%
27 4485 COPPERPOINT GRP
%67.98%0.86536,254 526,060 29.18 37.75
%
%
28 41190 PINNACOL ASSUR
%68.81%0.83515,536 513,185 50.96 55.60
%
%
29 169 SENTRY INS GRP
%69.63%0.81505,178 505,081 60.53 64.74
%
%
30 213 ERIE INS GRP
%70.43%0.80498,984 498,612 43.95 45.11
%
%
31 708 NEW JERSEY MANUFACTURERS GRP
%71.19%0.75468,290 455,525 44.12 51.59
%
%
32 1120 EVEREST REINS HOLDINGS GRP
%71.94%0.75467,813 485,237 49.71 64.15
%
%
33 88 THE HANOVER INS GRP
%72.65%0.71442,921 450,239 33.73 39.21
%
%
34 3098 TOKIO MARINE HOLDINGS INC GRP
%73.34%0.68424,131 404,711 35.53 41.93
%
%
35 796 QBE INS GRP
%74.02%0.68420,139 415,425 41.81 49.99
%
%
36 1332 MAINE EMPLOYERS MUT INS GRP
%74.69%0.67417,367 412,543 50.51 57.13
%
%
37 140 NATIONWIDE CORP GRP
%75.32%0.63391,715 403,828 37.08 42.70
%
%
38 7 FEDERATED MUT GRP
%75.95%0.63388,695 395,302 43.65 48.24
%
%
39 1147 WCF MUT INS CO GRP
%76.56%0.61378,370 380,504 58.61 60.11
%
%
40 242 SELECTIVE INS GRP
%77.15%0.60371,397 367,381 33.56 39.09
%
%
41 681 SERVICE INS HOLDINGS GRP
%77.70%0.55341,373 343,841 54.17 64.96
%
%
42 968 AXA INS GRP
%78.25%0.54335,511 321,525 31.70 35.92
%
%
43 124 AMERISURE CO GRP
%78.78%0.54332,327 329,850 43.96 50.38
%
%
44 4886 BENCHMARK HOLDING GRP
%79.32%0.53331,779 339,640 54.61 66.44
%
%
45 15350 WEST BEND INS CO
%79.84%0.53327,415 325,373 51.89 55.53
%
%
46 4794 GROUP 1001 INS HOLDINGS GRP
%80.34%0.50307,297 306,075 58.12 64.86
%
%
47 5001 SIRIUSPOINT GRP
%80.83%0.49306,953 341,844 74.81 87.02
%
%
48 176 STATE FARM GRP
%81.33%0.49305,021 301,009 27.33 43.65
%
%
49 4507 BUILDERS GRP
%81.79%0.47290,949 290,011 54.54 58.23
%
%
50 62 EMC INS CO GRP
%82.26%0.47289,255 292,753 64.96 69.17
%
%
51 280 AUTO OWNERS GRP
%82.71%0.45282,161 277,593 29.52 31.99
%
%
52 680 AMERISAFE GRP
%83.16%0.45277,737 276,808 47.81 52.17
%
%
53 408 BROOKFIELD REINS LTD GRP
%83.60%0.44272,918 267,126 38.43 44.03
%
%
54 4279 SFM GRP
%84.04%0.44270,055 265,937 59.96 63.92
%
%
55 14184 ACUITY A MUT INS CO
%84.47%0.43267,252 268,026 48.98 52.24
%
%
56 244 CINCINNATI FIN GRP
%84.90%0.43265,458 282,748 51.89 56.39
%
%
57 69 FARMERS INS GRP
%85.32%0.42262,217 266,854 32.93 34.09
%
%
58 36129 IDAHO STATE INS FUND
%85.74%0.42261,694 254,062 64.28 67.16
%
%
59 4990 CORE SPECIALTY INS HOLDINGS GRP
%86.16%0.41257,425 262,999 41.25 47.37
%
%
60 22350 LOUISIANA WORKERS COMP CORP
%86.54%0.39238,973 239,424 24.62 26.10
%
%
61 2698 PROASSURANCE CORP GRP
%86.92%0.38238,379 236,234 63.94 68.32
%
%
62 201 UTICA GRP
%87.29%0.36225,774 228,998 41.86 47.81
%
%
63 5066 MISSOURI EMPLOYERS MUT GRP
%87.64%0.35220,118 218,691 47.70 51.47
%
%
64 WORKERS' SAFETY & COMP DIV OF WY
%87.99%0.35217,086 214,586 91.05 93.42
%
%
65 36188 COMPSOURCE MUT INS CO
%88.34%0.35214,253 213,616 45.02 48.93
%
%
© 2024 National Association of Insurance Commissioners
292
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 WORKFORCE SAFETY & INSURANCE OF ND
%88.67%0.33207,603 208,564 49.52 51.42
%
%
67 3219 SOMPO GRP
%88.99%0.32195,882 186,558 53.81 58.01
%
%
68 2498 AIM MUT GRP
%89.29%0.31189,810 190,022 58.52 62.02
%
%
69 4713 RETAILFIRST GRP
%89.60%0.30187,569 188,775 50.90 59.14
%
%
70 11039 CHESAPEAKE EMPLOYERS INS CO
%89.89%0.29181,322 185,877 8.37 21.15
%
%
71 4715 MS & AD INS GRP
%90.18%0.29179,488 176,811 52.95 60.93
%
%
72 15819 MONTANA STATE FUND
%90.46%0.29177,538 174,841 60.21 61.57
%
%
73 474 FCCI MUT INS GRP
%90.74%0.28171,312 171,138 52.27 57.14
%
%
74 4851 CHURCH MUT GRP
%91.01%0.27169,741 182,467 61.82 75.75
%
%
75 10320 KENTUCKY EMPLOYERS MUT INS
%91.28%0.26161,837 155,133 49.60 53.91
%
%
76 4977 PALOMAR HOLDINGS GRP
%91.52%0.25152,380 121,370 56.58 56.58
%
%
77 155 PROGRESSIVE GRP
%91.77%0.24151,425 150,017 65.73 77.12
%
%
78 96 SECURA INS GRP
%92.01%0.24150,703 152,368 52.09 56.81
%
%
79 1124 RAS DAKOTA GRP
%92.24%0.23144,841 140,828 49.87 56.21
%
%
80 3494 JAMES RIVER GRP
%92.47%0.23142,136 148,906 75.13 87.78
%
%
81 4962 AU HOLDING CO GRP
%92.69%0.22135,078 133,708 33.91 35.14
%
%
82 250 DONEGAL GRP
%92.90%0.21131,388 136,268 44.18 49.23
%
%
83 34762 SUNZ INS CO
%93.10%0.20122,674 122,674 25.14 31.32
%
%
84 4873 LUBA MUT GRP
%93.29%0.19119,370 115,662 34.69 40.56
%
%
85 1302 BUILDERS INS GRP
%93.47%0.18113,933 114,447 25.02 29.04
%
%
86 1324 UPMC HLTH SYSTEM GRP
%93.66%0.18112,995 111,114 53.87 62.05
%
%
87 3490 BEACON MUT GRP
%93.83%0.18110,902 111,043 39.97 43.95
%
%
88 309 WESTERN NATL MUT GRP
%94.01%0.17108,447 106,673 53.72 55.83
%
%
89 1112 NEW MEXICO MUT GRP
%94.18%0.17105,057 105,241 32.41 35.58
%
%
90 4938 HAWAII EMPLOYERS GRP
%94.35%0.17104,767 100,724 58.57 64.95
%
%
91 4906 FFVA GRP
%94.51%0.1699,095 98,438 44.51 62.01
%
%
92 1309 FRANKENMUTH GRP
%94.66%0.1595,665 95,575 33.05 37.36
%
%
93 447 HARFORD GRP
%94.81%0.1592,546 93,843 61.81 73.33
%
%
94 4234 RANDALL & QUILTER INVESTMENT GRP
%94.95%0.1485,484 81,847 83.80 102.20
%
%
95 153 PEKIN INS GRP
%95.08%0.1382,045 81,645 64.04 68.68
%
%
96 15261 SOCIETY INS A MUT CO
%95.21%0.1379,453 81,215 25.58 28.46
%
%
97 473 AMERICAN FAMILY INS GRP
%95.34%0.1379,123 83,790 108.95 111.68
%
%
98 SOUTH CAROLINA STATE ACCIDENT FUND
%95.45%0.1171,238 71,238 80.98 84.47
%
%
99 4767 MIDWEST BUILDERS CAS GRP
%95.56%0.1169,488 68,627 62.22 72.89
%
%
100 271 PENNSYLVANIA NATL INS GRP
%95.67%0.1168,127 70,428 33.30 38.13
%
%
101 13528 BROTHERHOOD MUT INS CO
%95.78%0.1168,063 67,544 N/A 4.22
%
102 1178 CHARTER INS GRP
%95.89%0.1167,292 68,472 33.42 38.24
%
%
103 228 WESTFIELD GRP
%95.99%0.1063,893 64,498 39.93 42.28
%
%
104 4904 INTACT FINANCIAL GRP
%96.09%0.1062,030 64,167 26.15 46.87
%
%
105 50 COUNTRY INS & FIN SERV GRP
%96.19%0.1059,337 59,641 39.39 45.06
%
%
106 13012 NORMANDY INS CO
%96.28%0.0957,024 56,301 37.75 43.96
%
%
107 4381 SKYWARD SPECIALTY INS GRP INC GRP
%96.37%0.0956,570 55,511 76.02 93.04
%
%
108 761 ALLIANZ INS GRP
%96.46%0.0956,535 58,492 7.83 51.78
%
%
109 4908 ASCOT INS US GRP
%96.55%0.0955,767 42,624 45.18 52.97
%
%
110 4949 WINTAAI HOLDINGS GRP
%96.64%0.0954,500 53,826 27.33 29.98
%
%
111 518 GRINNELL MUT GRP
%96.73%0.0953,613 56,186 35.01 38.84
%
%
112 248 UNITED FIRE & CAS GRP
%96.81%0.0852,447 50,214 56.10 62.03
%
%
113 513 IOWA FARM BUREAU GRP
%96.90%0.0852,079 50,370 43.71 49.16
%
%
114 5037 PIE GRP HOLDINGS INC GRP
%96.98%0.0851,380 11,505 61.25 27.54
%
%
115 256 COACTION GLOBAL INC GRP
%97.06%0.0850,424 52,623 33.20 43.73
%
%
116 267 GRANGE MUT CAS GRP
%97.14%0.0849,271 52,339 50.87 53.41
%
%
117 303 GUIDEONE INS GRP
%97.22%0.0847,040 59,249 54.23 57.07
%
%
118 13683 ASCENDANT COMMERCIAL INS INC
%97.29%0.0745,453 47,207 61.88 64.95
%
%
119 11600 FRANK WINSTON CRUM INS CO
%97.36%0.0744,039 43,151 46.63 54.98
%
%
120 106 ISLAND INS CO GRP
%97.43%0.0741,276 40,909 26.67 33.20
%
%
121 14176 HASTINGS INS CO
%97.49%0.0741,262 44,102 41.29 44.46
%
%
122 350 GENERAL ELECTRIC GRP
%97.56%0.0740,458 40,458 N/A N/A
123 4810 MIDWEST FINANCIAL HOLDINGS GRP
%97.62%0.0640,123 41,101 32.03 35.16
%
%
124 10642 CHEROKEE INS CO
%97.69%0.0639,594 38,540 47.31 50.79
%
%
125 775 PHARMACISTS MUT GRP
%97.75%0.0638,545 44,046 63.92 71.26
%
%
**INDUSTRY TOTAL**
%100.00%100.0062,046,240 61,686,481 47.04 54.32
%
%
© 2024 National Association of Insurance Commissioners
293
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%6.26%6.263,866,767 3,849,947 43.01 47.86
%
%
2 91 HARTFORD FIRE & CAS GRP
%12.37%6.113,771,451 3,720,146 43.74 49.76
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%17.92%5.553,425,170 3,344,213 45.59 51.55
%
%
4 212 ZURICH INS GRP
%22.66%4.742,923,607 2,897,776 36.70 59.67
%
%
5 626 CHUBB LTD GRP
%26.47%3.812,354,281 2,421,406 31.88 35.02
%
%
6 111 LIBERTY MUT GRP
%29.87%3.392,092,915 2,176,150 49.70 57.73
%
%
7 31 BERKSHIRE HATHAWAY GRP
%33.20%3.332,057,229 2,055,266 49.69 57.56
%
%
8 WASHINGTON STATE FUND
%36.36%3.161,950,901 1,950,901 114.34 125.13
%
%
9 36102 STATE INS FUND WORKERS COMPENSATION
%39.13%2.771,709,193 1,728,657 64.55 70.60
%
%
10 572 BCBS OF MI GRP
%41.83%2.711,670,454 1,699,990 48.85 54.26
%
%
11 150 OLD REPUBLIC GRP
%44.22%2.381,471,615 1,456,701 46.57 54.36
%
%
12 84 AMERICAN FINANCIAL GRP
%46.51%2.291,413,442 1,403,920 42.82 49.03
%
%
13 98 WR BERKLEY CORP GRP
%48.48%1.981,219,708 1,202,524 47.68 54.13
%
%
14 OHIO BUREAU OF WORKERS' COMPENSATION
%50.43%1.941,198,066 1,198,066 29.04 43.93
%
%
15 35076 STATE COMPENSATION INS FUND
%52.27%1.851,140,751 1,139,004 37.47 43.46
%
%
16 12 AMERICAN INTL GRP
%54.09%1.811,118,556 1,114,453 31.55 38.67
%
%
17 922 ICW GRP ASSETS INC GRP
%55.88%1.801,108,761 1,040,814 53.58 60.11
%
%
18 22945 TEXAS MUT INS CO
%57.65%1.771,090,472 1,067,490 36.48 39.58
%
%
19 218 CNA INS GRP
%59.36%1.711,058,349 987,939 29.84 36.32
%
%
20 1279 ARCH INS GRP
%60.72%1.36839,283 807,617 44.51 52.76
%
%
21 3363 EMPLOYERS HOLDINGS GRP
%61.95%1.23758,599 719,896 45.46 52.05
%
%
22 158 FAIRFAX FIN GRP
%63.18%1.23757,824 761,509 33.27 36.26
%
%
23 4670 STARR GRP
%64.17%0.99611,132 598,163 35.29 42.24
%
%
24 36196 SAIF CORP
%65.11%0.94582,018 564,115 71.73 75.15
%
%
25 291 ENCOVA MUT INS GRP
%66.04%0.93572,310 561,527 45.09 53.93
%
%
26 785 MARKEL CORP GRP
%66.97%0.93571,279 586,002 57.44 65.21
%
%
27 4485 COPPERPOINT GRP
%67.83%0.87536,254 526,060 29.18 37.75
%
%
28 41190 PINNACOL ASSUR
%68.67%0.84515,536 513,185 50.96 55.60
%
%
29 169 SENTRY INS GRP
%69.49%0.82505,178 505,081 60.23 64.41
%
%
30 213 ERIE INS GRP
%70.30%0.81498,984 498,612 43.95 45.11
%
%
31 708 NEW JERSEY MANUFACTURERS GRP
%71.06%0.76468,290 455,525 44.12 51.59
%
%
32 1120 EVEREST REINS HOLDINGS GRP
%71.81%0.76467,813 485,237 49.71 64.15
%
%
33 88 THE HANOVER INS GRP
%72.53%0.72442,921 450,239 33.74 39.22
%
%
34 796 QBE INS GRP
%73.21%0.68420,139 415,425 41.81 49.99
%
%
35 1332 MAINE EMPLOYERS MUT INS GRP
%73.89%0.68417,367 412,543 50.51 57.13
%
%
36 3098 TOKIO MARINE HOLDINGS INC GRP
%74.56%0.67412,259 394,333 32.30 37.59
%
%
37 140 NATIONWIDE CORP GRP
%75.19%0.63391,715 403,828 37.08 42.70
%
%
38 7 FEDERATED MUT GRP
%75.82%0.63388,695 395,302 43.65 48.24
%
%
39 1147 WCF MUT INS CO GRP
%76.43%0.61378,370 380,504 58.61 60.11
%
%
40 242 SELECTIVE INS GRP
%77.03%0.60371,397 367,381 33.56 39.09
%
%
41 681 SERVICE INS HOLDINGS GRP
%77.59%0.55341,373 343,841 54.17 64.96
%
%
42 968 AXA INS GRP
%78.13%0.54335,599 321,610 31.67 35.89
%
%
43 124 AMERISURE CO GRP
%78.67%0.54332,327 329,850 43.96 50.38
%
%
44 4886 BENCHMARK HOLDING GRP
%79.21%0.54331,779 339,640 54.61 66.44
%
%
45 15350 WEST BEND INS CO
%79.74%0.53327,415 325,373 51.89 55.53
%
%
46 4794 GROUP 1001 INS HOLDINGS GRP
%80.24%0.50307,297 306,075 58.12 64.86
%
%
47 5001 SIRIUSPOINT GRP
%80.73%0.50306,953 341,844 74.81 87.02
%
%
48 176 STATE FARM GRP
%81.23%0.49305,021 301,009 27.33 43.65
%
%
49 4507 BUILDERS GRP
%81.70%0.47290,949 290,011 54.54 58.23
%
%
50 62 EMC INS CO GRP
%82.17%0.47289,255 292,753 64.96 69.17
%
%
51 280 AUTO OWNERS GRP
%82.62%0.46282,161 277,593 29.52 31.99
%
%
52 680 AMERISAFE GRP
%83.07%0.45277,737 276,808 47.81 52.17
%
%
53 408 BROOKFIELD REINS LTD GRP
%83.52%0.44272,918 267,126 38.43 44.03
%
%
54 4279 SFM GRP
%83.95%0.44270,055 265,937 59.96 63.92
%
%
55 14184 ACUITY A MUT INS CO
%84.39%0.43267,252 268,026 48.98 52.24
%
%
56 244 CINCINNATI FIN GRP
%84.82%0.43265,458 282,748 51.89 56.39
%
%
57 69 FARMERS INS GRP
%85.24%0.42262,217 266,854 32.93 34.09
%
%
58 36129 IDAHO STATE INS FUND
%85.67%0.42261,694 254,062 64.28 67.16
%
%
59 4990 CORE SPECIALTY INS HOLDINGS GRP
%86.08%0.42257,425 262,999 41.25 47.37
%
%
60 22350 LOUISIANA WORKERS COMP CORP
%86.47%0.39238,973 239,424 24.62 26.10
%
%
61 2698 PROASSURANCE CORP GRP
%86.86%0.39238,379 236,234 63.94 68.32
%
%
62 201 UTICA GRP
%87.22%0.37225,774 228,998 41.86 47.81
%
%
63 5066 MISSOURI EMPLOYERS MUT GRP
%87.58%0.36220,118 218,691 47.70 51.47
%
%
64 WORKERS' SAFETY & COMP DIV OF WY
%87.93%0.35217,086 214,586 91.05 93.42
%
%
65 36188 COMPSOURCE MUT INS CO
%88.28%0.35214,253 213,616 45.02 48.93
%
%
© 2024 National Association of Insurance Commissioners
294
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 WORKFORCE SAFETY & INSURANCE OF ND
%88.61%0.34207,603 208,564 49.52 51.42
%
%
67 3219 SOMPO GRP
%88.93%0.32195,882 186,558 53.81 58.01
%
%
68 2498 AIM MUT GRP
%89.24%0.31189,810 190,022 58.52 62.02
%
%
69 4713 RETAILFIRST GRP
%89.54%0.30187,569 188,775 50.90 59.14
%
%
70 11039 CHESAPEAKE EMPLOYERS INS CO
%89.84%0.29181,322 185,877 8.37 21.15
%
%
71 4715 MS & AD INS GRP
%90.13%0.29179,488 176,811 52.95 60.93
%
%
72 15819 MONTANA STATE FUND
%90.41%0.29177,538 174,841 60.21 61.57
%
%
73 474 FCCI MUT INS GRP
%90.69%0.28171,312 171,138 52.27 57.14
%
%
74 4851 CHURCH MUT GRP
%90.97%0.27169,741 182,467 61.82 75.75
%
%
75 10320 KENTUCKY EMPLOYERS MUT INS
%91.23%0.26161,837 155,133 49.60 53.91
%
%
76 4977 PALOMAR HOLDINGS GRP
%91.48%0.25152,380 121,370 56.58 56.58
%
%
77 155 PROGRESSIVE GRP
%91.72%0.25151,425 150,017 65.73 77.12
%
%
78 96 SECURA INS GRP
%91.97%0.24150,703 152,368 52.09 56.81
%
%
79 1124 RAS DAKOTA GRP
%92.20%0.23144,841 140,828 49.87 56.21
%
%
80 3494 JAMES RIVER GRP
%92.43%0.23142,136 148,906 75.13 87.78
%
%
81 4962 AU HOLDING CO GRP
%92.65%0.22135,078 133,708 33.91 35.14
%
%
82 250 DONEGAL GRP
%92.86%0.21131,388 136,268 44.18 49.23
%
%
83 34762 SUNZ INS CO
%93.06%0.20122,674 122,674 25.14 31.32
%
%
84 4873 LUBA MUT GRP
%93.25%0.19119,370 115,662 34.69 40.56
%
%
85 1302 BUILDERS INS GRP
%93.44%0.18113,933 114,447 25.02 29.04
%
%
86 1324 UPMC HLTH SYSTEM GRP
%93.62%0.18112,995 111,114 53.87 62.05
%
%
87 3490 BEACON MUT GRP
%93.80%0.18110,902 111,043 39.97 43.95
%
%
88 309 WESTERN NATL MUT GRP
%93.98%0.18108,447 106,673 53.72 55.83
%
%
89 1112 NEW MEXICO MUT GRP
%94.15%0.17105,057 105,241 32.41 35.58
%
%
90 4938 HAWAII EMPLOYERS GRP
%94.32%0.17104,767 100,724 58.57 64.95
%
%
91 4906 FFVA GRP
%94.48%0.1699,095 98,438 44.51 62.01
%
%
92 1309 FRANKENMUTH GRP
%94.63%0.1595,665 95,575 33.05 37.36
%
%
93 447 HARFORD GRP
%94.78%0.1592,546 93,843 61.81 73.33
%
%
94 4234 RANDALL & QUILTER INVESTMENT GRP
%94.92%0.1485,484 81,847 83.80 102.20
%
%
95 153 PEKIN INS GRP
%95.05%0.1382,045 81,645 64.04 68.68
%
%
96 15261 SOCIETY INS A MUT CO
%95.18%0.1379,453 81,215 25.58 28.46
%
%
97 473 AMERICAN FAMILY INS GRP
%95.31%0.1379,123 83,790 108.95 111.68
%
%
98 SOUTH CAROLINA STATE ACCIDENT FUND
%95.43%0.1271,238 71,238 80.98 84.47
%
%
99 4767 MIDWEST BUILDERS CAS GRP
%95.54%0.1169,488 68,627 62.22 72.89
%
%
100 271 PENNSYLVANIA NATL INS GRP
%95.65%0.1168,127 70,428 33.30 38.13
%
%
101 13528 BROTHERHOOD MUT INS CO
%95.76%0.1168,063 67,544 N/A 4.22
%
102 1178 CHARTER INS GRP
%95.87%0.1167,292 68,472 33.42 38.24
%
%
103 228 WESTFIELD GRP
%95.97%0.1063,893 64,498 39.93 42.28
%
%
104 4904 INTACT FINANCIAL GRP
%96.07%0.1062,030 64,167 26.15 46.87
%
%
105 50 COUNTRY INS & FIN SERV GRP
%96.17%0.1059,337 59,641 39.39 45.06
%
%
106 13012 NORMANDY INS CO
%96.26%0.0957,024 56,301 37.75 43.96
%
%
107 4381 SKYWARD SPECIALTY INS GRP INC GRP
%96.35%0.0956,570 55,511 75.98 93.08
%
%
108 761 ALLIANZ INS GRP
%96.44%0.0956,535 58,492 8.20 52.17
%
%
109 4908 ASCOT INS US GRP
%96.54%0.0955,767 42,624 45.18 52.97
%
%
110 4949 WINTAAI HOLDINGS GRP
%96.62%0.0954,500 53,826 27.33 29.98
%
%
111 518 GRINNELL MUT GRP
%96.71%0.0953,613 56,186 35.01 38.84
%
%
112 248 UNITED FIRE & CAS GRP
%96.80%0.0852,447 50,214 56.10 62.03
%
%
113 513 IOWA FARM BUREAU GRP
%96.88%0.0852,079 50,370 43.71 49.16
%
%
114 5037 PIE GRP HOLDINGS INC GRP
%96.96%0.0851,380 11,505 61.08 27.35
%
%
115 256 COACTION GLOBAL INC GRP
%97.04%0.0850,424 52,623 33.20 43.73
%
%
116 267 GRANGE MUT CAS GRP
%97.12%0.0849,271 52,339 50.87 53.41
%
%
117 303 GUIDEONE INS GRP
%97.20%0.0847,040 59,249 54.23 57.07
%
%
118 13683 ASCENDANT COMMERCIAL INS INC
%97.27%0.0745,453 47,207 61.88 64.95
%
%
119 11600 FRANK WINSTON CRUM INS CO
%97.35%0.0744,039 43,151 46.63 54.98
%
%
120 106 ISLAND INS CO GRP
%97.41%0.0741,276 40,909 26.67 33.20
%
%
121 14176 HASTINGS INS CO
%97.48%0.0741,262 44,102 41.29 44.46
%
%
122 350 GENERAL ELECTRIC GRP
%97.54%0.0740,458 40,458 N/A N/A
123 4810 MIDWEST FINANCIAL HOLDINGS GRP
%97.61%0.0740,123 41,101 32.03 35.16
%
%
124 10642 CHEROKEE INS CO
%97.67%0.0639,594 38,540 47.31 50.79
%
%
125 775 PHARMACISTS MUT GRP
%97.74%0.0638,545 44,046 63.92 71.26
%
%
**INDUSTRY TOTAL**
%100.00%100.0061,724,105 61,390,142 46.95 54.08
%
%
© 2024 National Association of Insurance Commissioners
295
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%10.42%10.4245,710 46,014Alabama 27.97 47.39
%
%
2 3548 TRAVELERS GRP
%20.75%10.3345,297 45,773 13.81 14.32
%
%
3 91 HARTFORD FIRE & CAS GRP
%28.91%8.1635,815 35,114 103.65 111.22
%
%
4 84 AMERICAN FINANCIAL GRP
%34.92%6.0126,361 25,798 33.03 37.34
%
%
5 626 CHUBB LTD GRP
%39.59%4.6720,480 20,437 67.94 69.34
%
%
6 111 LIBERTY MUT GRP
%44.20%4.6120,241 19,682 41.77 51.54
%
%
7 31 BERKSHIRE HATHAWAY GRP
%48.14%3.9317,251 16,213 33.28 39.00
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%51.92%3.7816,585 16,562 37.81 37.20
%
%
9 150 OLD REPUBLIC GRP
%55.68%3.7716,522 16,628 14.04 20.20
%
%
10 12 AMERICAN INTL GRP
%59.44%3.7516,460 16,828 169.65 188.58
%
%
**STAT E TOTAL**
%100.00%100.00438,656 434,557 41.92 48.22
%
%
1 4485 COPPERPOINT GRP
%30.78%30.7857,642 57,899Alaska 8.09 13.97
%
%
2 309 WESTERN NATL MUT GRP
%41.15%10.3719,418 17,585 68.33 68.90
%
%
3 111 LIBERTY MUT GRP
%50.94%9.7918,338 19,264 58.38 68.61
%
%
4 31 BERKSHIRE HATHAWAY GRP
%58.17%7.2313,545 13,090 37.94 43.96
%
%
5 212 ZURICH INS GRP
%62.64%4.478,373 8,173 123.35 144.68
%
%
6 680 AMERISAFE GRP
%66.80%4.157,773 8,311 55.09 60.73
%
%
7 3548 TRAVELERS GRP
%70.88%4.097,651 7,438 27.78 32.27
%
%
8 84 AMERICAN FINANCIAL GRP
%74.68%3.807,122 7,437 10.21 11.98
%
%
9 4670 STARR GRP
%78.25%3.566,672 5,668 59.90 64.11
%
%
10 785 MARKEL CORP GRP
%80.69%2.454,580 4,684 53.36 59.25
%
%
**STAT E TOTAL**
%100.00%100.00187,271 185,613 43.70 49.63
%
%
1 4485 COPPERPOINT GRP
%14.99%14.99133,883 135,466Arizona N/A N/A
2 3548 TRAVELERS GRP
%22.72%7.7369,075 68,261 60.74 67.15
%
%
3 91 HARTFORD FIRE & CAS GRP
%29.87%7.1563,890 62,109 48.47 54.14
%
%
4 31 BERKSHIRE HATHAWAY GRP
%35.45%5.5849,858 50,412 58.28 65.82
%
%
5 212 ZURICH INS GRP
%40.78%5.3247,564 46,321 54.05 76.70
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%46.08%5.3047,356 47,230 26.28 33.11
%
%
7 626 CHUBB LTD GRP
%50.24%4.1637,159 37,637 15.23 17.06
%
%
8 111 LIBERTY MUT GRP
%53.71%3.4731,018 33,656 42.07 48.11
%
%
9 98 WR BERKLEY CORP GRP
%57.11%3.4030,347 30,373 37.03 44.97
%
%
10 150 OLD REPUBLIC GRP
%60.10%2.9926,734 26,323 45.03 50.82
%
%
**STAT E TOTAL**
%100.00%100.00893,314 891,129 31.42 39.76
%
%
1 84 AMERICAN FINANCIAL GRP
%9.02%9.0224,739 24,704Arkansas 39.35 43.91
%
%
2 626 CHUBB LTD GRP
%15.60%6.5818,062 17,984 28.70 34.66
%
%
3 111 LIBERTY MUT GRP
%22.15%6.5517,975 18,127 34.23 37.16
%
%
4 3548 TRAVELERS GRP
%28.47%6.3217,335 20,565 160.60 170.21
%
%
5 150 OLD REPUBLIC GRP
%33.68%5.2114,299 14,230 53.84 57.50
%
%
6 572 BCBS OF MI GRP
%38.84%5.1614,161 14,508 58.17 59.80
%
%
7 31 BERKSHIRE HATHAWAY GRP
%43.92%5.0813,939 13,593 43.43 47.20
%
%
8 785 MARKEL CORP GRP
%48.47%4.5412,469 12,861 95.46 99.58
%
%
9 2538 AMTRUST FINANCIAL SERV GRP
%52.80%4.3311,871 11,302 28.46 33.06
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.98%4.1811,472 10,945 N/A N/A
**STAT E TOTAL**
%100.00%100.00274,357 274,271 49.09 53.94
%
%
© 2024 National Association of Insurance Commissioners
296
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 35076 STATE COMPENSATION INS FUND
%9.60%9.601,140,751 1,139,004California 37.47 43.46
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%17.94%8.34991,544 948,262 43.56 51.52
%
%
3 31 BERKSHIRE HATHAWAY GRP
%24.34%6.40760,877 772,675 40.92 47.58
%
%
4 91 HARTFORD FIRE & CAS GRP
%30.46%6.11726,669 708,717 25.12 35.40
%
%
5 922 ICW GRP ASSETS INC GRP
%36.51%6.05718,950 676,673 49.77 57.30
%
%
6 3548 TRAVELERS GRP
%41.39%4.88580,022 576,446 42.61 49.52
%
%
7 212 ZURICH INS GRP
%45.82%4.43526,930 529,208 30.60 66.35
%
%
8 626 CHUBB LTD GRP
%49.91%4.09486,398 500,829 37.79 41.17
%
%
9 3363 EMPLOYERS HOLDINGS GRP
%52.75%2.83336,836 320,487 34.32 40.51
%
%
10 158 FAIRFAX FIN GRP
%55.56%2.82334,694 333,330 30.90 34.85
%
%
**STAT E TOTAL**
%100.00%100.0011,885,413 11,752,904 41.45 51.05
%
%
1 41190 PINNACOL ASSUR
%49.13%49.13515,536 513,185Colorado 50.96 55.60
%
%
2 91 HARTFORD FIRE & CAS GRP
%55.93%6.8071,370 69,378 2.33 2.52
%
%
3 3548 TRAVELERS GRP
%60.21%4.2844,884 44,456 6.83 8.24
%
%
4 626 CHUBB LTD GRP
%64.11%3.9040,949 43,015 24.08 26.63
%
%
5 212 ZURICH INS GRP
%67.99%3.8840,757 43,597 36.48 50.18
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%70.96%2.9731,164 29,504 58.39 68.03
%
%
7 111 LIBERTY MUT GRP
%73.56%2.5927,204 29,597 41.36 48.74
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.33%1.7818,636 17,004 95.43 107.88
%
%
9 1279 ARCH INS GRP
%76.91%1.5816,544 15,113 58.89 66.13
%
%
10 218 CNA INS GRP
%78.37%1.4615,361 14,659 N/A 0.46
%
**STAT E TOTAL**
%100.00%100.001,049,338 1,044,898 43.64 49.11
%
%
1 91 HARTFORD FIRE & CAS GRP
%14.76%14.76110,217 109,606Connecticut 82.93 89.93
%
%
2 3548 TRAVELERS GRP
%27.63%12.8796,056 94,542 62.36 67.37
%
%
3 626 CHUBB LTD GRP
%34.42%6.7950,670 51,021 34.96 39.65
%
%
4 31 BERKSHIRE HATHAWAY GRP
%39.55%5.1438,349 38,351 36.91 43.44
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%44.68%5.1338,270 37,996 91.87 102.87
%
%
6 111 LIBERTY MUT GRP
%49.74%5.0737,823 40,043 59.73 66.66
%
%
7 212 ZURICH INS GRP
%54.66%4.9136,675 35,814 35.62 54.61
%
%
8 98 WR BERKLEY CORP GRP
%59.37%4.7135,165 35,051 25.94 29.63
%
%
9 150 OLD REPUBLIC GRP
%62.90%3.5326,386 24,301 34.06 39.85
%
%
10 242 SELECTIVE INS GRP
%66.07%3.1723,689 23,055 37.31 44.92
%
%
**STAT E TOTAL**
%100.00%100.00746,591 738,827 48.15 54.64
%
%
1 91 HARTFORD FIRE & CAS GRP
%10.25%10.2518,614 18,765Delaware 38.36 42.41
%
%
2 212 ZURICH INS GRP
%18.49%8.2414,952 14,991 61.16 87.80
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%26.27%7.7814,128 13,911 35.04 41.46
%
%
4 3548 TRAVELERS GRP
%33.06%6.7912,335 12,424 N/A 1.26
%
5 250 DONEGAL GRP
%39.64%6.5711,936 12,310 58.66 65.83
%
%
6 111 LIBERTY MUT GRP
%44.67%5.039,135 9,597 73.65 77.88
%
%
7 150 OLD REPUBLIC GRP
%49.14%4.478,122 8,414 40.82 49.48
%
%
8 12 AMERICAN INTL GRP
%53.37%4.237,672 7,380 84.38 96.52
%
%
9 626 CHUBB LTD GRP
%56.99%3.626,566 6,767 48.95 44.74
%
%
10 1279 ARCH INS GRP
%60.05%3.065,559 5,895 47.35 58.98
%
%
**STAT E TOTAL**
%100.00%100.00181,549 185,524 40.91 48.42
%
%
© 2024 National Association of Insurance Commissioners
297
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 91 HARTFORD FIRE & CAS GRP
%17.44%17.4428,397 29,213District Of Columbia 33.50 35.91
%
%
2 3548 TRAVELERS GRP
%27.54%10.1016,439 16,896 38.21 41.24
%
%
3 626 CHUBB LTD GRP
%37.25%9.7115,804 16,469 46.61 50.80
%
%
4 212 ZURICH INS GRP
%43.26%6.019,781 8,423 N/A 12.49
%
5 218 CNA INS GRP
%49.23%5.979,719 8,951 15.32 32.87
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%54.50%5.288,588 8,186 34.59 41.98
%
%
7 111 LIBERTY MUT GRP
%59.62%5.118,324 7,126 32.51 39.07
%
%
8 572 BCBS OF MI GRP
%63.39%3.776,145 5,824 37.28 41.93
%
%
9 213 ERIE INS GRP
%66.73%3.345,438 5,709 144.59 153.90
%
%
10 12 AMERICAN INTL GRP
%69.75%3.024,915 4,807 N/A N/A
**STAT E TOTAL**
%100.00%100.00162,797 160,598 41.61 48.15
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%12.57%12.57431,202 422,031Florida 57.60 62.99
%
%
2 84 AMERICAN FINANCIAL GRP
%21.55%8.97307,771 306,351 46.77 54.51
%
%
3 91 HARTFORD FIRE & CAS GRP
%26.49%4.94169,474 166,521 56.67 63.35
%
%
4 3548 TRAVELERS GRP
%31.37%4.88167,226 168,133 31.83 35.45
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.04%4.67160,284 150,300 51.83 58.71
%
%
6 212 ZURICH INS GRP
%40.43%4.39150,428 151,068 29.42 53.34
%
%
7 158 FAIRFAX FIN GRP
%44.58%4.15142,330 142,625 26.97 29.20
%
%
8 626 CHUBB LTD GRP
%48.24%3.66125,605 129,337 32.87 35.96
%
%
9 4713 RETAILFIRST GRP
%51.71%3.47118,994 119,944 46.36 53.89
%
%
10 150 OLD REPUBLIC GRP
%54.69%2.98102,246 99,876 65.14 74.41
%
%
**STAT E TOTAL**
%100.00%100.003,429,233 3,381,210 49.80 56.87
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%8.59%8.59157,712 157,392Georgia 44.60 47.38
%
%
2 3548 TRAVELERS GRP
%16.34%7.75142,315 142,226 44.67 48.37
%
%
3 91 HARTFORD FIRE & CAS GRP
%22.61%6.26114,999 113,051 25.68 29.05
%
%
4 212 ZURICH INS GRP
%28.42%5.82106,768 107,233 36.07 48.75
%
%
5 84 AMERICAN FINANCIAL GRP
%33.92%5.49100,861 99,672 40.44 46.08
%
%
6 111 LIBERTY MUT GRP
%38.51%4.6084,406 88,298 56.29 63.66
%
%
7 626 CHUBB LTD GRP
%42.49%3.9772,940 71,165 39.01 42.56
%
%
8 150 OLD REPUBLIC GRP
%46.36%3.8771,035 71,060 45.36 52.12
%
%
9 31 BERKSHIRE HATHAWAY GRP
%50.06%3.7067,959 68,774 59.26 67.72
%
%
10 1302 BUILDERS INS GRP
%53.28%3.2259,111 60,098 15.95 18.53
%
%
**STAT E TOTAL**
%100.00%100.001,835,843 1,840,828 43.76 49.87
%
%
1 4938 HAWAII EMPLOYERS GRP
%30.15%30.15104,767 100,724Hawaii 58.57 64.95
%
%
2 106 ISLAND INS CO GRP
%42.03%11.8841,276 40,909 26.67 33.20
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%52.00%9.9634,611 35,045 31.32 31.34
%
%
4 785 MARKEL CORP GRP
%58.88%6.8823,909 23,043 53.37 57.52
%
%
5 212 ZURICH INS GRP
%62.19%3.3211,525 11,919 N/A 23.21
%
6 4715 MS & AD INS GRP
%65.46%3.2711,351 10,707 98.17 101.36
%
%
7 4670 STARR GRP
%68.70%3.2411,271 10,746 49.34 61.14
%
%
8 626 CHUBB LTD GRP
%71.91%3.2011,130 11,452 36.19 38.20
%
%
9 150 OLD REPUBLIC GRP
%74.42%2.518,727 8,640 59.34 64.23
%
%
10 111 LIBERTY MUT GRP
%76.89%2.478,585 7,908 60.82 73.03
%
%
**STAT E TOTAL**
%100.00%100.00347,442 338,342 45.03 51.76
%
%
© 2024 National Association of Insurance Commissioners
298
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 36129 IDAHO STATE INS FUND
%49.72%49.72261,694 254,062Idaho 64.28 67.16
%
%
2 1147 WCF MUT INS CO GRP
%57.78%8.0642,425 39,109 73.28 75.29
%
%
3 212 ZURICH INS GRP
%62.66%4.8825,693 25,265 46.58 58.95
%
%
4 3548 TRAVELERS GRP
%66.66%4.0021,038 20,791 41.28 44.52
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%70.51%3.8520,276 20,621 31.47 33.92
%
%
6 91 HARTFORD FIRE & CAS GRP
%72.80%2.3012,081 11,991 54.81 59.86
%
%
7 111 LIBERTY MUT GRP
%75.07%2.2711,940 11,965 31.44 41.84
%
%
8 37370 ASSOCIATED LOGGERS EXCH
%76.89%1.819,549 9,582 59.25 61.42
%
%
9 4485 COPPERPOINT GRP
%78.58%1.708,926 8,596 89.97 103.92
%
%
10 12 AMERICAN INTL GRP
%80.25%1.678,772 8,997 30.59 34.62
%
%
**STAT E TOTAL**
%100.00%100.00526,362 516,068 57.87 61.92
%
%
1 3548 TRAVELERS GRP
%9.01%9.01227,559 225,410Illinois 50.27 55.88
%
%
2 91 HARTFORD FIRE & CAS GRP
%16.31%7.31184,639 182,799 49.23 53.72
%
%
3 212 ZURICH INS GRP
%21.26%4.95125,058 123,766 14.67 33.82
%
%
4 572 BCBS OF MI GRP
%26.16%4.90123,914 126,198 57.25 56.74
%
%
5 111 LIBERTY MUT GRP
%31.02%4.85122,679 125,645 67.70 74.33
%
%
6 626 CHUBB LTD GRP
%35.51%4.49113,462 116,909 32.35 35.35
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%39.06%3.5589,780 89,528 38.23 46.27
%
%
8 31 BERKSHIRE HATHAWAY GRP
%42.33%3.2782,511 84,831 68.46 78.89
%
%
9 291 ENCOVA MUT INS GRP
%45.53%3.2080,883 73,714 57.66 69.38
%
%
10 218 CNA INS GRP
%48.64%3.1178,678 68,934 387.04 419.83
%
%
**STAT E TOTAL**
%100.00%100.002,526,954 2,506,202 57.22 64.09
%
%
1 3548 TRAVELERS GRP
%7.62%7.6265,210 66,156Indiana 68.28 72.25
%
%
2 572 BCBS OF MI GRP
%14.48%6.8658,740 60,049 41.96 45.06
%
%
3 111 LIBERTY MUT GRP
%21.29%6.8058,227 60,301 48.05 53.50
%
%
4 212 ZURICH INS GRP
%26.36%5.0843,448 44,424 38.81 51.07
%
%
5 626 CHUBB LTD GRP
%30.52%4.1535,540 32,038 11.62 12.04
%
%
6 91 HARTFORD FIRE & CAS GRP
%34.56%4.0434,590 35,280 29.62 33.42
%
%
7 84 AMERICAN FINANCIAL GRP
%38.42%3.8633,072 33,263 41.26 46.29
%
%
8 150 OLD REPUBLIC GRP
%41.61%3.1927,320 27,842 64.29 67.94
%
%
9 291 ENCOVA MUT INS GRP
%44.14%2.5321,649 21,070 69.86 77.76
%
%
10 244 CINCINNATI FIN GRP
%46.58%2.4320,814 21,311 19.14 21.73
%
%
**STAT E TOTAL**
%100.00%100.00855,843 856,363 45.37 49.80
%
%
1 3548 TRAVELERS GRP
%7.02%7.0248,844 48,657Iowa 61.97 65.67
%
%
262EMC INS CO GRP
%13.30%6.2843,729 44,309 75.73 80.44
%
%
3 212 ZURICH INS GRP
%18.78%5.4838,158 36,737 26.02 38.41
%
%
4 15350 WEST BEND INS CO
%24.17%5.4037,571 36,586 80.71 85.96
%
%
5 572 BCBS OF MI GRP
%29.06%4.8934,018 36,010 72.52 77.12
%
%
6 4279 SFM GRP
%33.54%4.4831,169 30,002 56.34 59.32
%
%
7 150 OLD REPUBLIC GRP
%37.91%4.3730,424 30,814 80.81 86.25
%
%
8 626 CHUBB LTD GRP
%40.86%2.9520,556 21,258 55.09 55.88
%
%
9 91 HARTFORD FIRE & CAS GRP
%43.81%2.9520,535 21,179 36.46 42.53
%
%
10 111 LIBERTY MUT GRP
%46.72%2.9120,246 22,311 84.12 94.45
%
%
**STAT E TOTAL**
%100.00%100.00696,186 702,931 56.05 62.29
%
%
© 2024 National Association of Insurance Commissioners
299
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 572 BCBS OF MI GRP
%10.16%10.1644,292 45,256Kansas 33.58 34.73
%
%
2 3548 TRAVELERS GRP
%20.01%9.8642,981 43,014 22.87 27.21
%
%
3 91 HARTFORD FIRE & CAS GRP
%26.37%6.3627,714 27,047 116.93 126.49
%
%
4 212 ZURICH INS GRP
%32.57%6.2127,060 25,830 58.86 77.32
%
%
5 31 BERKSHIRE HATHAWAY GRP
%37.45%4.8821,270 20,941 28.57 32.78
%
%
6 626 CHUBB LTD GRP
%41.43%3.9817,343 17,881 40.59 46.06
%
%
762EMC INS CO GRP
%45.20%3.7816,463 16,253 38.50 42.07
%
%
8 111 LIBERTY MUT GRP
%48.92%3.7216,220 19,090 122.97 135.99
%
%
9 4767 MIDWEST BUILDERS CAS GRP
%51.88%2.9512,878 12,715 68.90 77.63
%
%
10 150 OLD REPUBLIC GRP
%54.51%2.6311,468 10,722 49.82 54.08
%
%
**STAT E TOTAL**
%100.00%100.00436,080 432,033 51.06 57.10
%
%
1 10320 KENTUCKY EMPLOYERS MUT INS
%27.92%27.92161,837 155,133Kentucky 49.60 53.91
%
%
2 447 HARFORD GRP
%35.31%7.3842,789 43,123 52.23 67.65
%
%
3 3548 TRAVELERS GRP
%41.18%5.8834,064 33,350 13.15 16.19
%
%
4 212 ZURICH INS GRP
%46.95%5.7633,393 34,236 39.40 69.51
%
%
5 84 AMERICAN FINANCIAL GRP
%51.52%4.5726,506 26,651 59.69 64.48
%
%
6 111 LIBERTY MUT GRP
%55.51%3.9923,128 23,704 50.82 58.48
%
%
7 91 HARTFORD FIRE & CAS GRP
%59.32%3.8122,058 21,715 48.41 54.49
%
%
8 626 CHUBB LTD GRP
%62.81%3.4920,245 19,524 N/A N/A
9 291 ENCOVA MUT INS GRP
%65.25%2.4414,117 18,904 62.54 71.35
%
%
10 12 AMERICAN INTL GRP
%67.50%2.2613,080 12,891 N/A N/A
**STAT E TOTAL**
%100.00%100.00579,556 575,415 34.78 41.66
%
%
1 22350 LOUISIANA WORKERS COMP CORP
%26.99%26.99238,973 239,424Louisiana 24.62 26.10
%
%
2 4873 LUBA MUT GRP
%35.29%8.3073,525 72,865 28.08 32.74
%
%
3 212 ZURICH INS GRP
%41.78%6.4957,512 58,123 47.47 66.60
%
%
4 84 AMERICAN FINANCIAL GRP
%46.79%5.0144,327 44,766 35.28 42.39
%
%
5 3548 TRAVELERS GRP
%51.18%4.3938,915 40,029 30.26 34.22
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%54.59%3.4030,136 30,304 56.52 62.25
%
%
7 91 HARTFORD FIRE & CAS GRP
%57.99%3.4030,112 29,178 27.65 33.79
%
%
8 626 CHUBB LTD GRP
%61.34%3.3529,649 28,253 24.35 21.36
%
%
9 12 AMERICAN INTL GRP
%64.68%3.3429,583 29,659 109.15 125.39
%
%
10 111 LIBERTY MUT GRP
%67.79%3.1127,573 27,705 33.35 40.03
%
%
**STAT E TOTAL**
%100.00%100.00885,543 891,081 30.89 36.79
%
%
1 1332 MAINE EMPLOYERS MUT INS GRP
%64.35%64.35186,860 184,876Maine 48.36 53.40
%
%
2 98 WR BERKLEY CORP GRP
%68.18%3.8311,123 10,564 62.83 65.83
%
%
3 91 HARTFORD FIRE & CAS GRP
%71.96%3.7710,953 10,531 27.41 29.98
%
%
4 3548 TRAVELERS GRP
%75.57%3.6210,503 10,305 57.12 60.10
%
%
5 2698 PROASSURANCE CORP GRP
%78.93%3.359,738 9,676 46.95 47.11
%
%
6 212 ZURICH INS GRP
%81.03%2.116,117 6,820 11.39 21.88
%
%
7 111 LIBERTY MUT GRP
%82.62%1.594,614 4,916 77.62 82.51
%
%
8 84 AMERICAN FINANCIAL GRP
%84.16%1.544,475 4,425 42.86 49.68
%
%
9 626 CHUBB LTD GRP
%85.70%1.534,450 4,595 33.26 32.53
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%87.09%1.394,044 3,888 61.17 66.72
%
%
**STAT E TOTAL**
%100.00%100.00290,366 287,796 45.14 49.86
%
%
© 2024 National Association of Insurance Commissioners
300
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 11039 CHESAPEAKE EMPLOYERS INS CO
%19.43%19.43181,322 185,877Maryland 8.37 21.15
%
%
2 91 HARTFORD FIRE & CAS GRP
%30.19%10.76100,391 101,039 14.73 16.02
%
%
3 213 ERIE INS GRP
%36.52%6.3359,110 59,628 70.80 72.58
%
%
4 3548 TRAVELERS GRP
%42.51%5.9955,866 54,675 26.79 31.49
%
%
5 212 ZURICH INS GRP
%47.20%4.6943,730 42,552 31.98 57.76
%
%
6 626 CHUBB LTD GRP
%50.96%3.7635,126 35,629 28.96 33.32
%
%
7 572 BCBS OF MI GRP
%54.13%3.1729,566 29,994 43.37 48.00
%
%
8 111 LIBERTY MUT GRP
%57.06%2.9427,396 30,375 54.80 63.61
%
%
9 98 WR BERKLEY CORP GRP
%59.98%2.9227,238 27,228 10.44 11.52
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%62.43%2.4422,801 23,646 50.82 60.43
%
%
**STAT E TOTAL**
%100.00%100.00933,183 939,476 28.91 36.03
%
%
1 2498 AIM MUT GRP
%11.07%11.07154,956 156,977Massachusetts 57.98 61.43
%
%
2 91 HARTFORD FIRE & CAS GRP
%21.64%10.58148,045 149,425 57.66 62.86
%
%
3 3548 TRAVELERS GRP
%32.12%10.47146,598 144,526 40.13 45.79
%
%
4 111 LIBERTY MUT GRP
%39.45%7.33102,622 115,487 68.96 74.53
%
%
5 212 ZURICH INS GRP
%46.04%6.5992,262 92,241 89.81 112.78
%
%
6 626 CHUBB LTD GRP
%52.58%6.5491,576 76,667 39.00 41.91
%
%
7 31 BERKSHIRE HATHAWAY GRP
%57.22%4.6464,955 66,236 35.30 41.77
%
%
8 1178 CHARTER INS GRP
%61.40%4.1858,485 59,688 34.97 39.79
%
%
9 2538 AMTRUST FINANCIAL SERV GRP
%64.90%3.5049,016 47,872 61.32 67.46
%
%
10 98 WR BERKLEY CORP GRP
%68.33%3.4348,012 46,537 70.72 75.64
%
%
**STAT E TOTAL**
%100.00%100.001,399,938 1,399,262 54.76 60.95
%
%
1 572 BCBS OF MI GRP
%21.33%21.33231,100 230,348Michigan 43.60 53.76
%
%
2 3548 TRAVELERS GRP
%28.11%6.7873,472 73,660 57.24 61.87
%
%
3 91 HARTFORD FIRE & CAS GRP
%33.42%5.3157,479 55,720 32.93 36.73
%
%
4 111 LIBERTY MUT GRP
%38.04%4.6250,047 50,210 52.61 58.25
%
%
5 212 ZURICH INS GRP
%42.18%4.1444,848 44,547 41.19 57.15
%
%
6 67 MICHIGAN FARM BUREAU GRP
%45.28%3.1033,580 32,848 28.44 33.46
%
%
7 626 CHUBB LTD GRP
%48.35%3.0733,261 32,356 21.81 23.90
%
%
8 280 AUTO OWNERS GRP
%51.31%2.9632,111 30,513 26.99 30.37
%
%
9 1309 FRANKENMUTH GRP
%54.25%2.9531,907 31,841 24.07 28.25
%
%
10 250 DONEGAL GRP
%57.19%2.9331,788 31,591 37.63 40.15
%
%
**STAT E TOTAL**
%100.00%100.001,083,434 1,075,487 42.46 49.20
%
%
1 4279 SFM GRP
%14.02%14.02144,940 146,451Minnesota 58.64 62.35
%
%
2 3548 TRAVELERS GRP
%21.55%7.5377,860 79,124 34.16 37.56
%
%
3 212 ZURICH INS GRP
%26.30%4.7549,124 49,835 45.34 70.02
%
%
4 111 LIBERTY MUT GRP
%30.94%4.6447,974 48,646 27.33 38.84
%
%
5 91 HARTFORD FIRE & CAS GRP
%35.01%4.0642,018 41,027 48.02 51.68
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%38.94%3.9340,603 39,219 46.87 53.50
%
%
7 626 CHUBB LTD GRP
%42.70%3.7738,937 40,394 33.91 36.79
%
%
8 572 BCBS OF MI GRP
%46.30%3.6037,182 37,088 57.24 62.88
%
%
9 280 AUTO OWNERS GRP
%49.86%3.5736,857 35,874 45.79 50.34
%
%
10 7 FEDERATED MUT GRP
%53.07%3.2133,169 33,747 50.66 55.56
%
%
**STAT E TOTAL**
%100.00%100.001,033,809 1,032,072 44.67 50.46
%
%
© 2024 National Association of Insurance Commissioners
301
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%9.21%9.2132,614 32,275Mississippi 44.97 49.95
%
%
2 3548 TRAVELERS GRP
%16.81%7.6026,927 28,237 64.28 72.06
%
%
3 212 ZURICH INS GRP
%23.04%6.2322,052 22,247 43.51 56.60
%
%
4 111 LIBERTY MUT GRP
%28.93%5.8820,837 21,278 9.61 11.75
%
%
5 4908 ASCOT INS US GRP
%34.38%5.4619,325 18,798 16.84 20.17
%
%
6 150 OLD REPUBLIC GRP
%39.65%5.2618,634 18,614 N/A N/A
7 91 HARTFORD FIRE & CAS GRP
%44.65%5.0017,722 16,634 19.44 23.42
%
%
8 572 BCBS OF MI GRP
%48.81%4.1514,709 15,368 65.30 70.65
%
%
9 98 WR BERKLEY CORP GRP
%52.83%4.0314,260 16,551 24.49 29.33
%
%
10 626 CHUBB LTD GRP
%56.45%3.6212,827 13,102 45.61 46.63
%
%
**STAT E TOTAL**
%100.00%100.00354,101 356,389 43.17 48.57
%
%
1 5066 MISSOURI EMPLOYERS MUT GRP
%20.32%20.32220,118 218,691Missouri 47.70 51.47
%
%
2 3548 TRAVELERS GRP
%29.71%9.39101,772 100,231 63.33 71.09
%
%
3 91 HARTFORD FIRE & CAS GRP
%36.01%6.2968,179 66,498 67.56 75.95
%
%
4 212 ZURICH INS GRP
%40.72%4.7251,107 51,034 62.77 82.24
%
%
5 572 BCBS OF MI GRP
%45.15%4.4247,892 49,306 48.69 51.40
%
%
6 626 CHUBB LTD GRP
%48.58%3.4337,167 38,317 29.83 34.27
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%51.30%2.7229,462 29,446 65.64 73.29
%
%
8 111 LIBERTY MUT GRP
%53.97%2.6728,951 30,958 55.70 64.49
%
%
9 150 OLD REPUBLIC GRP
%56.62%2.6528,697 28,442 18.92 25.04
%
%
10 4767 MIDWEST BUILDERS CAS GRP
%59.12%2.5027,059 27,078 65.98 77.94
%
%
**STAT E TOTAL**
%100.00%100.001,083,313 1,072,511 54.11 60.74
%
%
1 15819 MONTANA STATE FUND
%57.29%57.29177,538 174,841Montana 60.21 61.57
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%62.27%4.9815,428 14,728 73.06 75.30
%
%
3 91 HARTFORD FIRE & CAS GRP
%66.41%4.1412,845 12,329 19.39 21.89
%
%
4 12900 VICTORY INS CO INC
%70.13%3.7211,524 11,290 56.22 59.96
%
%
5 111 LIBERTY MUT GRP
%73.37%3.2410,029 10,212 38.97 40.21
%
%
6 212 ZURICH INS GRP
%76.29%2.929,062 9,003 48.02 56.42
%
%
7 3548 TRAVELERS GRP
%79.15%2.868,870 8,468 34.07 37.18
%
%
8 3363 EMPLOYERS HOLDINGS GRP
%81.20%2.046,325 6,113 46.07 47.16
%
%
9 1279 ARCH INS GRP
%82.60%1.404,342 3,640 47.26 52.46
%
%
10 4670 STARR GRP
%83.74%1.143,546 3,097 20.40 22.23
%
%
**STAT E TOTAL**
%100.00%100.00309,893 303,588 54.21 56.63
%
%
1 3548 TRAVELERS GRP
%12.58%12.5850,466 49,466Nebraska 77.99 81.70
%
%
2 212 ZURICH INS GRP
%20.97%8.3933,656 31,812 36.95 48.16
%
%
3 572 BCBS OF MI GRP
%28.01%7.0428,223 27,404 90.00 94.31
%
%
4 785 MARKEL CORP GRP
%33.16%5.1520,673 20,061 56.71 61.04
%
%
562EMC INS CO GRP
%37.42%4.2617,091 18,265 52.64 55.04
%
%
6 1124 RAS DAKOTA GRP
%41.27%3.8515,446 16,707 60.14 66.23
%
%
7 150 OLD REPUBLIC GRP
%45.10%3.8315,366 15,606 61.49 67.69
%
%
8 4279 SFM GRP
%48.80%3.7014,824 14,515 90.28 95.64
%
%
9 111 LIBERTY MUT GRP
%52.00%3.2012,844 13,047 54.99 59.16
%
%
10 91 HARTFORD FIRE & CAS GRP
%54.92%2.9211,726 11,720 42.22 46.03
%
%
**STAT E TOTAL**
%100.00%100.00401,126 400,252 61.77 67.23
%
%
© 2024 National Association of Insurance Commissioners
302
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 91 HARTFORD FIRE & CAS GRP
%7.36%7.3635,560 36,241Nevada 59.06 65.07
%
%
2 212 ZURICH INS GRP
%14.30%6.9333,484 31,682 30.51 45.93
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%20.98%6.6832,272 32,194 56.98 62.68
%
%
4 3548 TRAVELERS GRP
%27.57%6.5931,833 32,011 3.79 9.64
%
%
5 111 LIBERTY MUT GRP
%33.45%5.8828,412 29,702 128.04 148.06
%
%
6 626 CHUBB LTD GRP
%37.86%4.4121,276 22,320 46.54 52.13
%
%
7 785 MARKEL CORP GRP
%42.10%4.2420,473 20,726 50.07 54.62
%
%
8 4485 COPPERPOINT GRP
%46.28%4.1820,190 20,177 61.33 66.40
%
%
9 31 BERKSHIRE HATHAWAY GRP
%50.17%3.8918,781 18,881 92.83 100.78
%
%
10 158 FAIRFAX FIN GRP
%53.65%3.4816,808 16,784 89.42 93.10
%
%
**STAT E TOTAL**
%100.00%100.00482,930 477,773 62.15 68.65
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%9.64%9.6422,432 22,344New Hampshire 45.24 48.54
%
%
2 98 WR BERKLEY CORP GRP
%19.16%9.5222,157 21,854 61.96 65.28
%
%
3 3548 TRAVELERS GRP
%27.44%8.2819,270 19,333 51.65 54.71
%
%
4 111 LIBERTY MUT GRP
%35.06%7.6217,738 17,620 57.97 65.46
%
%
5 91 HARTFORD FIRE & CAS GRP
%42.59%7.5317,516 17,120 46.50 50.85
%
%
6 1332 MAINE EMPLOYERS MUT INS GRP
%47.71%5.1211,926 12,136 37.96 45.43
%
%
7 2498 AIM MUT GRP
%52.82%5.1011,878 11,522 60.54 64.66
%
%
8 2698 PROASSURANCE CORP GRP
%57.22%4.4110,256 9,925 40.19 41.53
%
%
9 212 ZURICH INS GRP
%61.03%3.818,871 9,068 37.82 48.41
%
%
10 626 CHUBB LTD GRP
%64.43%3.407,909 7,680 20.82 21.72
%
%
**STAT E TOTAL**
%100.00%100.00232,728 230,739 43.37 48.03
%
%
1 708 NEW JERSEY MANUFACTURERS GRP
%14.53%14.53384,319 378,435New Jersey 34.87 39.10
%
%
2 91 HARTFORD FIRE & CAS GRP
%26.58%12.05318,512 316,035 55.73 62.52
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%37.25%10.67282,033 274,455 37.86 44.76
%
%
4 3548 TRAVELERS GRP
%45.07%7.83206,925 206,244 54.05 63.31
%
%
5 626 CHUBB LTD GRP
%49.83%4.76125,834 136,124 23.00 28.41
%
%
6 212 ZURICH INS GRP
%54.37%4.54120,001 118,052 28.20 54.64
%
%
7 111 LIBERTY MUT GRP
%58.65%4.28113,080 118,662 46.40 57.35
%
%
8 31 BERKSHIRE HATHAWAY GRP
%62.25%3.6195,328 98,266 60.88 75.34
%
%
9 242 SELECTIVE INS GRP
%65.62%3.3688,949 88,734 35.69 42.86
%
%
10 150 OLD REPUBLIC GRP
%68.97%3.3588,533 87,817 46.34 55.67
%
%
**STAT E TOTAL**
%100.00%100.002,644,095 2,637,321 41.59 49.97
%
%
1 1112 NEW MEXICO MUT GRP
%34.62%34.62105,057 105,241New Mexico 32.41 35.58
%
%
2 212 ZURICH INS GRP
%40.93%6.3219,180 18,618 30.76 51.42
%
%
3 3548 TRAVELERS GRP
%47.09%6.1618,686 18,357 26.98 27.57
%
%
4 91 HARTFORD FIRE & CAS GRP
%52.98%5.8917,876 18,184 42.04 45.93
%
%
5 98 WR BERKLEY CORP GRP
%56.29%3.3110,047 10,873 46.52 52.30
%
%
6 111 LIBERTY MUT GRP
%59.53%3.239,814 10,383 38.60 46.09
%
%
7 626 CHUBB LTD GRP
%62.44%2.918,840 8,860 10.16 9.76
%
%
8 12 AMERICAN INTL GRP
%65.15%2.718,223 8,087 106.46 115.94
%
%
9 408 BROOKFIELD REINS LTD GRP
%67.71%2.567,769 7,482 11.27 13.93
%
%
10 150 OLD REPUBLIC GRP
%70.25%2.557,728 7,209 57.08 62.07
%
%
**STAT E TOTAL**
%100.00%100.00303,499 305,645 36.87 41.43
%
%
© 2024 National Association of Insurance Commissioners
303
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 36102 STATE INS FUND WORKERS COMPENSATION
%32.81%32.811,709,193 1,728,657New York 64.55 70.60
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%42.29%9.49494,341 483,027 28.81 32.73
%
%
3 91 HARTFORD FIRE & CAS GRP
%50.13%7.84408,234 404,377 66.74 73.03
%
%
4 3548 TRAVELERS GRP
%57.55%7.42386,777 385,326 35.46 39.64
%
%
5 626 CHUBB LTD GRP
%61.94%4.38228,289 234,987 24.73 27.31
%
%
6 212 ZURICH INS GRP
%65.60%3.66190,921 200,236 5.71 38.32
%
%
7 150 OLD REPUBLIC GRP
%68.83%3.23168,202 162,703 33.18 39.10
%
%
8 111 LIBERTY MUT GRP
%71.40%2.57134,031 144,731 39.52 48.87
%
%
9 31 BERKSHIRE HATHAWAY GRP
%73.92%2.52131,320 136,709 81.78 96.08
%
%
10 201 UTICA GRP
%76.03%2.10109,650 108,992 38.16 42.79
%
%
**STAT E TOTAL**
%100.00%100.005,209,988 5,244,691 46.20 53.74
%
%
1 91 HARTFORD FIRE & CAS GRP
%7.90%7.90120,211 118,411North Carolina 37.62 43.42
%
%
2 3548 TRAVELERS GRP
%15.04%7.14108,559 108,891 64.28 66.55
%
%
3 572 BCBS OF MI GRP
%21.84%6.80103,489 103,210 43.00 47.31
%
%
4 4507 BUILDERS GRP
%28.49%6.66101,286 100,027 55.70 59.41
%
%
5 111 LIBERTY MUT GRP
%33.30%4.8073,077 75,270 42.46 47.45
%
%
6 212 ZURICH INS GRP
%37.62%4.3265,707 62,519 65.75 85.70
%
%
7 84 AMERICAN FINANCIAL GRP
%41.64%4.0261,216 61,720 41.11 46.67
%
%
8 31 BERKSHIRE HATHAWAY GRP
%45.23%3.5954,685 52,381 46.51 52.93
%
%
9 626 CHUBB LTD GRP
%48.73%3.5053,214 53,844 23.37 25.74
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%52.21%3.4852,898 51,681 58.60 63.01
%
%
**STAT E TOTAL**
%100.00%100.001,521,494 1,501,579 47.14 52.79
%
%
1 WORKFORCE SAFETY & INSURANCE OF ND
%97.07%97.07207,603 208,564North Dakota 49.52 51.42
%
%
2 212 ZURICH INS GRP
%97.91%0.851,808 1,758 77.07 81.51
%
%
3 626 CHUBB LTD GRP
%98.33%0.42891 872 N/A N/A
4 169 SENTRY INS GRP
%98.70%0.37795 529 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%98.95%0.25528 510 N/A N/A
6 111 LIBERTY MUT GRP
%99.14%0.19398 419 N/A N/A
7 12 AMERICAN INTL GRP
%99.26%0.12266 265 2.09 2.35
%
%
8 14184 ACUITY A MUT INS CO
%99.37%0.11245 241 0.00 N/A
%
9 1120 EVEREST REINS HOLDINGS GRP
%99.47%0.10206 201 13.02 14.63
%
%
10 98 WR BERKLEY CORP GRP
%99.55%0.08167 224 993.39 1,010.50
%
%
**STAT E TOTAL**
%100.00%100.00213,874 214,523 50.18 52.41
%
%
1 OHIO BUREAU OF WORKERS' COMPENSATION
%98.20%98.201,198,066 1,198,066Ohio 29.04 43.93
%
%
2 91 HARTFORD FIRE & CAS GRP
%98.63%0.445,328 5,389 N/A N/A
3 626 CHUBB LTD GRP
%98.90%0.263,214 3,662 N/A N/A
4 111 LIBERTY MUT GRP
%99.15%0.253,057 3,060 N/A N/A
5 212 ZURICH INS GRP
%99.33%0.182,239 2,154 N/A N/A
6 228 WESTFIELD GRP
%99.49%0.151,869 1,667 N/A N/A
7 3548 TRAVELERS GRP
%99.54%0.05668 670 19.50 35.96
%
%
8 1120 EVEREST REINS HOLDINGS GRP
%99.59%0.05657 676 28.09 30.54
%
%
9 150 OLD REPUBLIC GRP
%99.64%0.04508 485 44.25 41.76
%
%
10 14184 ACUITY A MUT INS CO
%99.67%0.03364 361 N/A N/A
**STAT E TOTAL**
%100.00%100.001,220,056 1,219,975 29.55 44.17
%
%
© 2024 National Association of Insurance Commissioners
304
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 36188 COMPSOURCE MUT INS CO
%33.04%33.04214,253 213,616Oklahoma 45.02 48.93
%
%
2 3548 TRAVELERS GRP
%40.58%7.5448,875 49,168 22.99 26.17
%
%
3 91 HARTFORD FIRE & CAS GRP
%45.74%5.1633,439 33,588 26.89 31.11
%
%
4 212 ZURICH INS GRP
%50.38%4.6430,103 30,015 29.78 44.58
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%54.94%4.5629,565 29,607 32.01 36.22
%
%
6 626 CHUBB LTD GRP
%57.97%3.0319,639 25,216 26.36 30.11
%
%
7 150 OLD REPUBLIC GRP
%60.97%3.0019,467 20,065 30.85 34.48
%
%
8 111 LIBERTY MUT GRP
%63.91%2.9419,053 18,689 31.43 36.64
%
%
9 218 CNA INS GRP
%66.70%2.7918,095 17,055 29.87 32.73
%
%
10 572 BCBS OF MI GRP
%69.34%2.6417,107 16,265 81.91 85.06
%
%
**STAT E TOTAL**
%100.00%100.00648,410 649,722 40.03 44.70
%
%
1 36196 SAIF CORP
%72.36%72.36582,018 564,115Oregon 71.73 75.15
%
%
2 91 HARTFORD FIRE & CAS GRP
%75.35%2.9924,082 23,462 57.55 63.07
%
%
3 3548 TRAVELERS GRP
%78.33%2.9823,981 22,732 24.67 29.44
%
%
4 111 LIBERTY MUT GRP
%80.58%2.2518,105 19,324 37.78 40.87
%
%
5 212 ZURICH INS GRP
%82.75%2.1717,441 16,428 41.93 64.08
%
%
6 626 CHUBB LTD GRP
%84.91%2.1617,391 17,780 26.40 29.53
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%86.61%1.7013,670 12,350 48.45 50.93
%
%
8 31 BERKSHIRE HATHAWAY GRP
%88.27%1.6613,334 13,025 56.85 66.55
%
%
9 218 CNA INS GRP
%89.43%1.169,314 7,113 91.89 109.21
%
%
10 12 AMERICAN INTL GRP
%90.29%0.866,912 7,360 85.23 90.58
%
%
**STAT E TOTAL**
%100.00%100.00804,368 779,503 64.53 68.98
%
%
1 212 ZURICH INS GRP
%7.80%7.80199,296 195,846Pennsylvania 41.42 56.30
%
%
2 3548 TRAVELERS GRP
%14.25%6.45164,860 161,790 38.66 42.57
%
%
3 213 ERIE INS GRP
%20.63%6.38163,176 161,593 31.65 31.91
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%26.65%6.01153,668 157,610 51.29 55.38
%
%
5 91 HARTFORD FIRE & CAS GRP
%31.87%5.23133,564 129,248 54.32 60.07
%
%
6 291 ENCOVA MUT INS GRP
%37.09%5.22133,348 130,709 25.31 27.68
%
%
7 2698 PROASSURANCE CORP GRP
%41.29%4.20107,412 106,461 57.89 61.31
%
%
8 1324 UPMC HLTH SYSTEM GRP
%45.05%3.7696,047 95,154 53.69 61.74
%
%
9 4794 GROUP 1001 INS HOLDINGS GRP
%48.53%3.4888,831 91,343 63.29 66.59
%
%
10 12 AMERICAN INTL GRP
%51.67%3.1580,392 73,650 66.57 76.20
%
%
**STAT E TOTAL**
%100.00%100.002,555,792 2,561,021 42.81 48.35
%
%
1 3490 BEACON MUT GRP
%47.33%47.33110,902 111,043Rhode Island 39.97 43.95
%
%
2 91 HARTFORD FIRE & CAS GRP
%57.69%10.3624,268 23,458 48.77 54.70
%
%
3 3548 TRAVELERS GRP
%62.92%5.2312,252 11,593 33.27 35.76
%
%
4 626 CHUBB LTD GRP
%66.35%3.438,025 7,874 42.12 44.39
%
%
5 31 BERKSHIRE HATHAWAY GRP
%69.67%3.327,777 7,335 49.31 56.80
%
%
6 212 ZURICH INS GRP
%72.61%2.946,897 7,093 90.81 110.04
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%75.46%2.856,671 6,584 66.21 76.49
%
%
8 1332 MAINE EMPLOYERS MUT INS GRP
%77.93%2.475,785 5,699 23.03 28.09
%
%
9 111 LIBERTY MUT GRP
%79.77%1.854,328 4,246 115.68 121.72
%
%
10 150 OLD REPUBLIC GRP
%81.60%1.834,288 4,166 49.89 61.84
%
%
**STAT E TOTAL**
%100.00%100.00234,296 232,475 49.94 55.03
%
%
© 2024 National Association of Insurance Commissioners
305
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%9.10%9.1086,504 85,263South Carolina 41.97 44.98
%
%
2 SOUTH CAROLINA STATE ACCIDENT FUND
%16.59%7.4971,238 71,238 80.98 84.47
%
%
3 91 HARTFORD FIRE & CAS GRP
%24.03%7.4470,702 70,196 19.48 22.86
%
%
4 572 BCBS OF MI GRP
%31.47%7.4470,691 73,120 31.96 37.79
%
%
5 212 ZURICH INS GRP
%37.68%6.2259,089 59,848 48.10 63.79
%
%
6 111 LIBERTY MUT GRP
%43.18%5.5052,274 54,898 53.41 61.89
%
%
7 84 AMERICAN FINANCIAL GRP
%47.98%4.8045,622 45,413 41.21 46.17
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%51.09%3.1129,586 28,575 61.33 65.53
%
%
9 4507 BUILDERS GRP
%54.00%2.9127,661 27,554 49.46 53.15
%
%
10 31 BERKSHIRE HATHAWAY GRP
%56.89%2.8927,438 25,113 44.71 51.94
%
%
**STAT E TOTAL**
%100.00%100.00950,654 957,696 47.99 54.82
%
%
1 1124 RAS DAKOTA GRP
%14.07%14.0727,392 27,431South Dakota 39.93 42.30
%
%
2 14184 ACUITY A MUT INS CO
%21.06%6.9913,605 13,357 63.65 66.78
%
%
3 4279 SFM GRP
%27.48%6.4312,513 11,747 78.56 79.55
%
%
4 212 ZURICH INS GRP
%33.84%6.3612,374 11,841 162.24 191.46
%
%
5 3548 TRAVELERS GRP
%39.26%5.4210,552 10,303 69.53 74.57
%
%
6 91 HARTFORD FIRE & CAS GRP
%43.86%4.618,968 8,230 73.76 88.59
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%47.99%4.138,035 8,237 124.64 137.19
%
%
8 572 BCBS OF MI GRP
%51.37%3.386,579 6,964 37.52 38.30
%
%
9 280 AUTO OWNERS GRP
%54.20%2.835,507 5,351 142.73 153.82
%
%
10 111 LIBERTY MUT GRP
%56.98%2.785,414 5,612 65.45 75.77
%
%
**STAT E TOTAL**
%100.00%100.00194,709 192,092 67.19 73.97
%
%
1 3548 TRAVELERS GRP
%9.38%9.3878,598 80,220Tennessee 38.86 42.67
%
%
2 572 BCBS OF MI GRP
%16.80%7.4162,072 62,577 41.27 43.18
%
%
3 91 HARTFORD FIRE & CAS GRP
%22.85%6.0550,676 52,059 55.43 58.81
%
%
4 111 LIBERTY MUT GRP
%28.12%5.2744,128 47,033 9.68 14.46
%
%
5 84 AMERICAN FINANCIAL GRP
%33.09%4.9741,618 41,892 46.50 51.90
%
%
6 626 CHUBB LTD GRP
%37.87%4.7940,111 37,886 24.98 25.61
%
%
7 212 ZURICH INS GRP
%42.37%4.5037,689 36,449 60.48 81.60
%
%
8 31 BERKSHIRE HATHAWAY GRP
%46.48%4.1034,342 35,197 45.27 51.36
%
%
9 98 WR BERKLEY CORP GRP
%50.00%3.5229,491 30,928 52.27 57.43
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%53.32%3.3227,811 26,950 61.17 65.31
%
%
**STAT E TOTAL**
%100.00%100.00837,514 841,603 40.73 46.31
%
%
1 22945 TEXAS MUT INS CO
%40.56%40.561,090,472 1,067,490Texa s 36.48 39.58
%
%
2 212 ZURICH INS GRP
%46.18%5.63151,255 143,358 19.24 45.72
%
%
3 3548 TRAVELERS GRP
%51.25%5.07136,231 135,590 31.73 34.54
%
%
4 91 HARTFORD FIRE & CAS GRP
%56.23%4.98133,965 132,699 48.75 52.75
%
%
5 111 LIBERTY MUT GRP
%60.21%3.98106,902 99,882 17.44 25.55
%
%
6 626 CHUBB LTD GRP
%64.12%3.91105,215 108,692 21.12 22.96
%
%
7 218 CNA INS GRP
%66.67%2.5568,454 55,360 N/A N/A
8 98 WR BERKLEY CORP GRP
%68.73%2.0655,457 56,854 60.98 69.50
%
%
9 4670 STARR GRP
%70.76%2.0354,610 49,724 18.28 22.70
%
%
10 150 OLD REPUBLIC GRP
%72.73%1.9752,973 54,397 47.00 50.02
%
%
**STAT E TOTAL**
%100.00%100.002,688,752 2,625,292 34.59 39.13
%
%
© 2024 National Association of Insurance Commissioners
306
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1147 WCF MUT INS CO GRP
%43.83%43.83227,738 228,271Utah 38.46 38.37
%
%
2 212 ZURICH INS GRP
%50.62%6.7835,249 34,812 32.60 44.52
%
%
3 3548 TRAVELERS GRP
%55.61%4.9925,922 25,815 22.74 25.61
%
%
4 91 HARTFORD FIRE & CAS GRP
%60.23%4.6324,034 22,895 N/A N/A
5 626 CHUBB LTD GRP
%63.72%3.4918,129 17,924 21.41 23.88
%
%
6 280 AUTO OWNERS GRP
%66.71%2.9915,518 15,252 44.79 47.43
%
%
7 111 LIBERTY MUT GRP
%69.60%2.8915,001 15,279 34.64 42.00
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%72.00%2.4012,490 12,210 34.36 37.82
%
%
9 150 OLD REPUBLIC GRP
%73.86%1.859,637 9,588 54.38 64.34
%
%
10 12 AMERICAN INTL GRP
%75.69%1.849,537 10,220 N/A N/A
**STAT E TOTAL**
%100.00%100.00519,543 515,607 32.30 34.69
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%10.73%10.7319,943 19,761Vermont 50.95 55.39
%
%
2 111 LIBERTY MUT GRP
%20.93%10.1918,945 19,348 76.98 83.61
%
%
3 98 WR BERKLEY CORP GRP
%29.94%9.0116,751 16,581 36.63 40.28
%
%
4 3548 TRAVELERS GRP
%38.65%8.7116,187 15,774 48.42 51.41
%
%
5 1332 MAINE EMPLOYERS MUT INS GRP
%45.59%6.9412,903 13,279 44.25 49.18
%
%
6 2498 AIM MUT GRP
%52.24%6.6412,344 11,685 83.68 88.40
%
%
7 31 BERKSHIRE HATHAWAY GRP
%58.03%5.7910,766 10,719 47.83 55.49
%
%
8 91 HARTFORD FIRE & CAS GRP
%62.68%4.668,651 8,499 23.02 24.39
%
%
9 212 ZURICH INS GRP
%65.72%3.035,638 5,560 74.66 84.53
%
%
10 2698 PROASSURANCE CORP GRP
%68.21%2.494,625 3,976 84.27 87.26
%
%
**STAT E TOTAL**
%100.00%100.00185,838 183,033 55.30 59.95
%
%
1 91 HARTFORD FIRE & CAS GRP
%9.35%9.3593,560 95,468Virginia 24.78 26.32
%
%
2 3548 TRAVELERS GRP
%16.67%7.3273,187 73,373 8.85 11.95
%
%
3 213 ERIE INS GRP
%23.56%6.8868,859 68,498 3.92 2.17
%
%
4 4507 BUILDERS GRP
%29.53%5.9759,754 60,303 62.59 65.45
%
%
5 572 BCBS OF MI GRP
%35.25%5.7257,212 57,959 45.00 48.99
%
%
6 212 ZURICH INS GRP
%40.91%5.6656,615 56,439 32.63 48.32
%
%
7 111 LIBERTY MUT GRP
%45.85%4.9449,448 52,824 69.99 77.68
%
%
8 291 ENCOVA MUT INS GRP
%50.28%4.4344,324 40,824 52.35 60.72
%
%
9 626 CHUBB LTD GRP
%54.51%4.2342,266 41,613 14.37 15.38
%
%
10 98 WR BERKLEY CORP GRP
%57.55%3.0430,391 31,429 67.28 74.15
%
%
**STAT E TOTAL**
%100.00%100.001,000,235 1,004,106 33.88 38.18
%
%
1 WASHINGTON STATE FUND
%98.57%98.571,950,901 1,950,901Washington 114.34 125.13
%
%
2 91 HARTFORD FIRE & CAS GRP
%98.89%0.326,394 5,668 9.25 10.79
%
%
3 4485 COPPERPOINT GRP
%99.16%0.275,317 5,340 12.85 14.50
%
%
4 212 ZURICH INS GRP
%99.36%0.214,087 3,424 23.98 38.08
%
%
5 111 LIBERTY MUT GRP
%99.50%0.132,660 2,727 11.88 11.95
%
%
6 3485 ROTHSCHILD INTL GRP
%99.58%0.091,706 1,706 N/A N/A
7 12 AMERICAN INTL GRP
%99.65%0.061,264 1,443 N/A N/A
8 98 WR BERKLEY CORP GRP
%99.71%0.061,186 1,165 24.28 26.21
%
%
9 4990 CORE SPECIALTY INS HOLDINGS GRP
%99.75%0.04745 763 37.65 41.53
%
%
10 1120 EVEREST REINS HOLDINGS GRP
%99.78%0.03640 664 N/A N/A
**STAT E TOTAL**
%100.00%100.001,979,304 1,977,823 113.01 123.63
%
%
© 2024 National Association of Insurance Commissioners
307
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 291 ENCOVA MUT INS GRP
%45.78%45.78119,250 121,110West Virginia 47.23 60.88
%
%
2 3548 TRAVELERS GRP
%53.53%7.7520,184 20,682 65.98 71.88
%
%
3 212 ZURICH INS GRP
%59.92%6.3916,649 14,382 11.00 34.25
%
%
4 408 BROOKFIELD REINS LTD GRP
%66.10%6.1816,104 16,007 29.10 31.21
%
%
5 213 ERIE INS GRP
%71.29%5.1813,505 13,666 51.16 50.43
%
%
6 111 LIBERTY MUT GRP
%75.38%4.0910,661 10,098 49.01 55.87
%
%
7 91 HARTFORD FIRE & CAS GRP
%77.95%2.566,680 6,527 24.52 26.94
%
%
8 626 CHUBB LTD GRP
%80.25%2.305,996 6,098 1.45 4.84
%
%
9 4670 STARR GRP
%82.45%2.215,747 5,369 131.91 144.43
%
%
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%84.04%1.594,144 4,516 60.56 77.27
%
%
**STAT E TOTAL**
%100.00%100.00260,478 259,468 47.69 58.13
%
%
1 3548 TRAVELERS GRP
%8.08%8.08158,638 155,419Wisconsin 50.23 54.12
%
%
2 15350 WEST BEND INS CO
%15.38%7.31143,557 145,769 32.77 34.25
%
%
3 169 SENTRY INS GRP
%22.27%6.89135,307 138,207 62.91 66.38
%
%
4 212 ZURICH INS GRP
%29.10%6.83134,219 123,675 58.41 71.17
%
%
5 626 CHUBB LTD GRP
%35.89%6.78133,274 139,539 70.10 77.80
%
%
6 572 BCBS OF MI GRP
%40.56%4.6791,723 95,130 48.02 53.53
%
%
7 14184 ACUITY A MUT INS CO
%44.91%4.3685,635 86,678 43.65 46.42
%
%
8 150 OLD REPUBLIC GRP
%48.61%3.6972,553 71,874 51.69 58.87
%
%
9 91 HARTFORD FIRE & CAS GRP
%52.15%3.5469,605 69,037 42.99 48.47
%
%
10 111 LIBERTY MUT GRP
%55.29%3.1461,764 59,752 68.93 75.58
%
%
**STAT E TOTAL**
%100.00%100.001,964,514 1,963,438 52.86 57.87
%
%
1 WORKERS' SAFETY & COMP DIV OF WY
%97.07%97.07217,086 214,586Wyoming 91.05 93.42
%
%
2 408 BROOKFIELD REINS LTD GRP
%98.22%1.152,576 2,556 13.63 14.67
%
%
3 212 ZURICH INS GRP
%98.89%0.671,497 1,518 N/A N/A
4 626 CHUBB LTD GRP
%99.23%0.34769 741 6.92 5.34
%
%
562EMC INS CO GRP
%99.39%0.15341 332 120.69 124.36
%
%
6 111 LIBERTY MUT GRP
%99.49%0.10230 258 7.37 8.80
%
%
7 361 MUNICH RE GRP
%99.58%0.10215 217 49.91 60.84
%
%
8 12 AMERICAN INTL GRP
%99.66%0.08179 192 10.23 11.26
%
%
9 4670 STARR GRP
%99.73%0.07152 150 N/A N/A
10 14184 ACUITY A MUT INS CO
%99.80%0.07147 140 0.00 0.39
%
%
**STAT E TOTAL**
%100.00%100.00223,644 220,431 89.77 91.96
%
%
1 12 AMERICAN INTL GRP
%30.51%30.515,124 5,225Guam 89.33 98.54
%
%
2 5030 TAN HOLDINGS CORP GRP
%47.64%17.132,877 2,135 40.72 41.54
%
%
3 4672 DONGBU INS GRP
%59.34%11.701,964 2,299 42.01 53.96
%
%
4 18380 PACIFIC IND INS CO
%70.77%11.431,920 1,627 89.76 89.66
%
%
5 13597 CHUNG KUO INS CO LTD
%80.45%9.681,625 1,501 37.03 37.63
%
%
6 4715 MS & AD INS GRP
%89.40%8.961,504 1,364 46.71 56.60
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%95.32%5.92994 946 33.93 38.76
%
%
8 10972 FIRST NET INS CO
%99.59%4.26716 690 11.42 2.77
%
%
9 212 ZURICH INS GRP
%100.00%1.40236 210 14.54 19.41
%
%
10 968 AXA INS GRP
%100.00%1.18197 183 30.88 37.08
%
%
**STAT E TOTAL**
%100.00%100.0016,794 16,005 58.61 62.22
%
%
© 2024 National Association of Insurance Commissioners
308
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
16 - Workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%35.75%35.75505 375Puerto Rico N/A N/A
2 411 MAPFRE INS GRP
%67.97%32.21455 581 0.34 0.34
%
%
3 12 AMERICAN INTL GRP
%79.34%11.38161 165 N/A 4.03
%
4 111 LIBERTY MUT GRP
%89.24%9.89140 145 9.47 11.12
%
%
5 91 HARTFORD FIRE & CAS GRP
%97.21%7.97113 120 N/A N/A
6 4670 STARR GRP
%98.66%1.4520 19 N/A N/A
7 218 CNA INS GRP
%99.20%0.548 8 3,515.32 2,805.96
%
%
8 796 QBE INS GRP
%99.49%0.294 4 27.34 33.17
%
%
9 150 OLD REPUBLIC GRP
%99.76%0.274 4 11.92 13.82
%
%
10 350 GENERAL ELECTRIC GRP
%99.97%0.213 3 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,412 1,420 15.10 14.30
%
%
1 12 AMERICAN INTL GRP
%86.09%86.09112 156U.S. Virgin Islands 4.68 5.10
%
%
2 111 LIBERTY MUT GRP
%95.38%9.2912 13 12.84 13.70
%
%
3 218 CNA INS GRP
%98.79%3.414 3 31.89 36.35
%
%
4 626 CHUBB LTD GRP
%99.90%1.1011N/AN/A
5 150 OLD REPUBLIC GRP
%100.00%0.1000N/AN/A
**STAT E TOTAL**
%100.00%100.00130 174 3.84 4.29
%
%
1 5030 TAN HOLDINGS CORP GRP
%62.26%62.26975 721N. Mariana Islands N/A N/A
2 10972 FIRST NET INS CO
%76.85%14.59228 247 N/A N/A
3 4672 DONGBU INS GRP
%89.03%12.18191 233 4.26 7.00
%
%
4 12 AMERICAN INTL GRP
%95.90%6.87108 113 507.22 562.54
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%98.95%3.0548 33 N/A N/A
6 18380 PACIFIC IND INS CO
%100.00%1.0516 16 20.74 20.74
%
%
**STAT E TOTAL**
%100.00%100.001,565 1,362 33.23 38.58
%
%
1 111 LIBERTY MUT GRP
%100.00%100.001,067 0Canada N/A N/A
2 98 WR BERKLEY CORP GRP
%100.00%0.212 2 80,410.00 80,410.00
%
%
3 91 HARTFORD FIRE & CAS GRP
%100.00%0.162 2 1,421.64 1,459.49
%
%
4 88 THE HANOVER INS GRP
%100.00%0.000 0 27.27 36.36
%
%
**STAT E TOTAL**
%100.00%100.00982 )(81 N/A N/A
1 12 AMERICAN INTL GRP
%34.95%34.95112,229 96,012Agg. Other Alien 50.58 119.75
%
%
2 31 BERKSHIRE HATHAWAY GRP
%56.29%21.3568,563 57,935 68.64 76.08
%
%
3 4670 STARR GRP
%73.86%17.5756,411 77,254 121.05 155.90
%
%
4 626 CHUBB LTD GRP
%81.56%7.7024,741 22,423 48.04 51.10
%
%
5 1279 ARCH INS GRP
%88.30%6.7321,618 15,157 N/A 30.79
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%91.99%3.7011,872 10,378 158.09 206.60
%
%
7 218 CNA INS GRP
%95.67%3.6811,804 13,695 N/A 75.88
%
8 212 ZURICH INS GRP
%98.59%2.929,393 9,024 N/A N/A
9 84 AMERICAN FINANCIAL GRP
%100.00%1.464,692 4,255 58.51 59.84
%
%
10 10972 FIRST NET INS CO
%100.00%0.17553 433 2.85 3.03
%
%
**STAT E TOTAL**
%100.00%100.00321,153 296,421 62.73 101.90
%
%
© 2024 National Association of Insurance Commissioners
309
17.1, 17.2—Other Liability
© 2024 National Association of Insurance Commissioners
310
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%7.51%7.518,726,504 8,590,919 65.04 74.69
%
%
2 31 BERKSHIRE HATHAWAY GRP
%12.18%4.675,426,676 5,648,644 54.00 63.07
%
%
3 3548 TRAVELERS GRP
%16.82%4.635,383,903 5,229,999 69.76 77.60
%
%
4 111 LIBERTY MUT GRP
%20.92%4.104,765,159 4,891,247 69.30 78.90
%
%
5 158 FAIRFAX FIN GRP
%24.97%4.054,700,355 4,695,935 59.68 68.16
%
%
6 98 WR BERKLEY CORP GRP
%28.92%3.954,589,795 4,352,778 55.94 64.14
%
%
7 968 AXA INS GRP
%32.61%3.694,288,141 4,394,623 60.75 66.83
%
%
8 12 AMERICAN INTL GRP
%36.06%3.454,004,355 4,158,687 56.47 61.55
%
%
9 218 CNA INS GRP
%39.50%3.443,993,610 3,940,372 53.51 61.63
%
%
10 785 MARKEL CORP GRP
%42.85%3.363,900,816 3,785,482 68.95 89.56
%
%
11 212 ZURICH INS GRP
%45.57%2.713,151,676 3,109,047 82.45 93.10
%
%
12 91 HARTFORD FIRE & CAS GRP
%48.26%2.693,129,190 3,067,589 55.40 67.08
%
%
13 140 NATIONWIDE CORP GRP
%50.71%2.442,840,068 2,953,554 60.75 70.87
%
%
14 3098 TOKIO MARINE HOLDINGS INC GRP
%52.79%2.082,415,960 2,452,222 63.28 70.56
%
%
15 84 AMERICAN FINANCIAL GRP
%54.79%2.002,327,702 2,304,284 53.56 63.18
%
%
16 3219 SOMPO GRP
%56.70%1.912,219,342 2,209,999 74.21 87.91
%
%
17 4670 STARR GRP
%58.41%1.711,991,863 1,921,190 103.66 118.72
%
%
18 19 ASSURANT INC GRP
%60.11%1.701,970,008 1,978,389 64.76 64.95
%
%
19 1279 ARCH INS GRP
%61.77%1.661,928,065 1,876,528 51.04 62.01
%
%
20 3416 AXIS CAPITAL GRP
%63.42%1.651,920,289 1,885,341 75.30 79.55
%
%
21 1120 EVEREST REINS HOLDINGS GRP
%65.04%1.621,880,501 1,865,532 60.39 71.24
%
%
22 244 CINCINNATI FIN GRP
%66.41%1.371,592,769 1,565,862 53.24 59.39
%
%
23 761 ALLIANZ INS GRP
%67.68%1.271,475,300 1,408,888 90.16 94.68
%
%
24 176 STATE FARM GRP
%68.87%1.191,378,383 1,310,091 146.18 147.65
%
%
25 242 SELECTIVE INS GRP
%69.88%1.011,168,321 1,097,333 52.05 60.41
%
%
26 408 BROOKFIELD REINS LTD GRP
%70.78%0.901,047,255 1,128,567 74.47 94.58
%
%
27 150 OLD REPUBLIC GRP
%71.58%0.81937,536 908,336 50.35 56.70
%
%
28 280 AUTO OWNERS GRP
%72.38%0.80926,919 882,641 62.67 78.42
%
%
29 2538 AMTRUST FINANCIAL SERV GRP
%73.16%0.77900,228 847,605 46.31 58.35
%
%
30 796 QBE INS GRP
%73.89%0.73850,662 918,162 69.82 78.01
%
%
31 3494 JAMES RIVER GRP
%74.62%0.73844,915 833,232 64.24 72.04
%
%
32 4734 APOLLO GLOBAL MGMT GRP
%75.32%0.70815,518 843,279 64.57 73.19
%
%
33 38920 KINSALE INS CO
%75.98%0.66765,437 691,104 42.91 54.56
%
%
34 473 AMERICAN FAMILY INS GRP
%76.63%0.65759,322 648,301 63.44 67.86
%
%
35 88 THE HANOVER INS GRP
%77.24%0.61704,057 719,722 59.21 71.42
%
%
36 7 FEDERATED MUT GRP
%77.83%0.60691,432 651,916 55.09 62.23
%
%
37 783 RLI INS GRP
%78.42%0.59684,872 655,670 43.55 50.14
%
%
38 181 SWISS RE GRP
%79.00%0.58669,392 837,691 56.87 55.74
%
%
39 4908 ASCOT INS US GRP
%79.56%0.56651,598 606,064 49.17 56.36
%
%
40 4850 CLEAR BLUE FINANCIAL GRP
%80.12%0.56650,468 522,934 84.62 96.73
%
%
41 361 MUNICH RE GRP
%80.68%0.56648,016 637,219 56.62 65.43
%
%
42 69 FARMERS INS GRP
%81.16%0.48558,419 594,948 65.74 71.99
%
%
43 306 TRUSTAGE GRP
%81.64%0.48557,661 539,993 58.80 59.75
%
%
44 228 WESTFIELD GRP
%82.12%0.48555,888 462,280 49.30 53.73
%
%
45 4666 HISCOX INS GRP
%82.59%0.47546,035 531,143 69.16 81.67
%
%
46 256 COACTION GLOBAL INC GRP
%83.05%0.46536,041 468,595 77.03 93.67
%
%
47 4969 TRISURA GRP
%83.51%0.46532,123 489,927 42.48 62.79
%
%
48 8 ALLSTATE INS GRP
%83.96%0.45520,974 508,438 88.31 91.01
%
%
49 62 EMC INS CO GRP
%84.40%0.44511,488 498,927 53.35 61.77
%
%
50 4990 CORE SPECIALTY INS HOLDINGS GRP
%84.83%0.43504,039 432,495 52.89 55.52
%
%
51 3569 CATERPILLAR GRP
%85.24%0.41476,851 421,632 72.42 72.42
%
%
52 4942 BEAZLEY GRP
%85.63%0.39448,900 466,269 57.29 55.57
%
%
53 4718 TIPTREE FIN GRP
%86.01%0.38445,783 352,345 57.56 60.09
%
%
54 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG
%86.37%0.36420,718 425,918 50.05 50.05
%
%
55 572 BCBS OF MI GRP
%86.73%0.36416,370 389,873 72.27 86.53
%
%
56 200 UNITED SERV AUTOMOBILE ASSN GRP
%87.09%0.36413,454 385,749 82.45 83.32
%
%
57 4904 INTACT FINANCIAL GRP
%87.44%0.35408,498 421,383 48.39 70.93
%
%
58 4962 AU HOLDING CO GRP
%87.79%0.35406,985 334,698 57.92 62.71
%
%
59 155 PROGRESSIVE GRP
%88.14%0.35401,817 392,716 56.23 59.04
%
%
60 10020 UNITED EDUCATORS INS RRG INC
%88.46%0.33377,699 365,332 40.51 62.30
%
%
61 15350 WEST BEND INS CO
%88.78%0.32366,596 350,502 52.19 59.35
%
%
62 4381 SKYWARD SPECIALTY INS GRP INC GRP
%89.08%0.31358,952 328,106 65.72 79.37
%
%
63 479 IFG CO GRP
%89.39%0.31354,409 350,460 39.41 50.77
%
%
64 14184 ACUITY A MUT INS CO
%89.67%0.28320,720 296,589 65.86 73.56
%
%
65 517 HANNOVER GRP
%89.92%0.26298,858 280,858 57.00 73.96
%
%
© 2024 National Association of Insurance Commissioners
311
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 5013 VANTAGE GRP
%90.18%0.25293,042 191,591 54.65 67.52
%
%
67 16988 UPLAND SPECIALTY INS CO
%90.43%0.25291,544 226,854 60.79 62.47
%
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%90.67%0.24284,077 406,428 39.65 55.38
%
%
69 248 UNITED FIRE & CAS GRP
%90.91%0.24281,962 267,340 75.01 77.16
%
%
70 213 ERIE INS GRP
%91.15%0.24273,949 254,779 70.69 69.50
%
%
71 4715 MS & AD INS GRP
%91.36%0.21245,879 151,290 77.28 88.94
%
%
72 4982 OBS HOLDINGS GRP
%91.56%0.19226,420 210,121 47.72 63.49
%
%
73 303 GUIDEONE INS GRP
%91.75%0.19219,735 232,770 50.95 54.81
%
%
74 4997 ACP INS MGMT LLC GRP
%91.93%0.18214,834 185,788 38.59 38.90
%
%
75 831 DOCTORS CO GRP
%92.11%0.18213,373 206,410 50.33 78.77
%
%
76 4277 TD FRIEDKIN GRP
%92.30%0.18211,257 125,620 78.65 78.97
%
%
77 169 SENTRY INS GRP
%92.48%0.18208,910 198,591 51.45 67.20
%
%
78 201 UTICA GRP
%92.65%0.17197,060 185,377 23.59 29.35
%
%
79 749 SCOR GRP
%92.81%0.17194,948 248,463 56.15 59.98
%
%
80 474 FCCI MUT INS GRP
%92.97%0.16186,132 173,448 47.08 50.41
%
%
81 222 GREATER NY GRP
%93.13%0.16182,053 143,264 49.37 57.73
%
%
82 225 IAT REINS CO GRP
%93.29%0.16181,125 173,045 75.26 81.25
%
%
83 4977 PALOMAR HOLDINGS GRP
%93.44%0.15176,255 152,252 38.61 41.05
%
%
84 16427 ATEGRITY SPECIALTY INS CO
%93.58%0.14166,067 155,627 38.69 54.18
%
%
85 271 PENNSYLVANIA NATL INS GRP
%93.72%0.14160,330 155,128 58.90 70.21
%
%
86 309 WESTERN NATL MUT GRP
%93.86%0.14159,452 148,119 42.98 45.20
%
%
87 869 MINNESOTA MUT GRP
%93.99%0.14157,260 163,186 57.69 58.75
%
%
88 226 MERCHANTS MUT GRP
%94.12%0.13151,724 144,883 74.62 75.82
%
%
89 124 AMERISURE CO GRP
%94.25%0.12143,491 135,094 91.99 109.86
%
%
90 4851 CHURCH MUT GRP
%94.36%0.12136,391 127,306 54.98 72.07
%
%
91 4869 WT HOLDINGS GRP
%94.48%0.12136,285 95,494 56.68 71.14
%
%
92 5001 SIRIUSPOINT GRP
%94.59%0.11131,692 102,716 68.41 71.83
%
%
93 11231 GENERALI US BRANCH
%94.70%0.11127,113 130,970 100.76 109.45
%
%
94 10023 ALLIANCE OF NONPROFITS FOR INS RRG
%94.81%0.11124,758 115,039 49.89 54.06
%
%
95 920 GLOBAL IND GRP
%94.91%0.10115,434 138,422 73.46 94.49
%
%
96 4935 CHANDLER INS GRP
%95.01%0.10111,230 104,080 53.04 59.08
%
%
97 16834 CHAMPLAIN SPECIALTY INS CO
%95.10%0.09103,988 101,372 45.07 56.24
%
%
98 4725 ENSTAR GRP
%95.18%0.09100,000 2,667 568.46 334.35
%
%
99 37621 TOYOTA MOTOR INS CO
%95.27%0.0897,302 106,471 58.40 58.40
%
%
100 96 SECURA INS GRP
%95.35%0.0895,469 89,548 33.26 36.99
%
%
101 1316 KNIGHTBROOK INS GRP
%95.43%0.0893,317 80,437 34.70 40.02
%
%
102 5065 SUTTON NATL INS HOLDINGS GRP
%95.51%0.0890,765 62,610 69.47 78.39
%
%
103 11118 FEDERATED RURAL ELECTRIC INS EXCH
%95.58%0.0888,888 84,406 29.58 35.23
%
%
104 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.66%0.0887,718 83,750 71.26 73.87
%
%
105 1208 GRAY INS GRP
%95.73%0.0784,251 75,850 42.33 46.09
%
%
106 28 AMICA MUT GRP
%95.80%0.0776,766 74,720 78.18 78.59
%
%
107 4886 BENCHMARK HOLDING GRP
%95.86%0.0675,462 62,571 42.72 74.27
%
%
108 594 AMERICAN CONTRACTORS INS GRP
%95.93%0.0675,329 67,383 55.66 73.72
%
%
109 79 ALLY INS HOLDINGS GRP
%95.99%0.0674,280 74,213 71.68 71.68
%
%
110 11268 ICI MUT INS CO RRG
%96.05%0.0673,382 72,047 171.99 174.81
%
%
111 518 GRINNELL MUT GRP
%96.12%0.0672,449 69,246 32.67 33.59
%
%
112 1248 AMBAC FINANCIAL GRP
%96.18%0.0670,913 35,761 64.16 70.22
%
%
113 50 COUNTRY INS & FIN SERV GRP
%96.23%0.0665,295 62,732 100.83 101.17
%
%
114 39861 GOLDEN BEAR INS CO
%96.29%0.0563,671 57,665 68.88 81.02
%
%
115 36 CENTRAL MUT INS CO GRP
%96.34%0.0563,317 60,680 38.41 40.55
%
%
116 19607 AT BAY SPECIALTY INS CO
%96.40%0.0563,074 9,658 47.80 47.80
%
%
117 3299 AJK HOLDINGS GRP
%96.45%0.0562,453 61,098 59.39 75.84
%
%
118 5010 SH1 HOLDINGS GRP
%96.50%0.0561,190 45,869 46.92 50.28
%
%
119 17178 HAMILTON SELECT INS INC
%96.56%0.0560,906 41,935 50.98 63.99
%
%
120 291 ENCOVA MUT INS GRP
%96.61%0.0560,477 57,251 59.25 59.70
%
%
121 1302 BUILDERS INS GRP
%96.66%0.0559,669 57,196 70.20 102.44
%
%
122 32450 ALPS PROP & CAS INS CO
%96.71%0.0559,519 58,434 29.23 49.95
%
%
123 1154 COVERYS GRP
%96.76%0.0559,009 58,384 40.92 60.22
%
%
124 1278 CSAA INS GRP
%96.81%0.0557,993 55,777 105.88 109.19
%
%
125 34843 NEW YORK SCHOOLS INS RECIP
%96.86%0.0555,581 52,001 100.38 135.31
%
%
**INDUSTRY TOTAL**
%100.00%100.00116,160,871 113,961,390 62.98 72.11
%
%
© 2024 National Association of Insurance Commissioners
312
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%7.69%7.698,693,306 8,541,305 65.18 74.80
%
%
2 3548 TRAVELERS GRP
%12.44%4.755,375,338 5,221,929 69.75 77.60
%
%
3 31 BERKSHIRE HATHAWAY GRP
%16.91%4.475,050,690 5,276,888 53.48 62.21
%
%
4 158 FAIRFAX FIN GRP
%20.82%3.914,423,009 4,448,496 61.18 69.64
%
%
5 98 WR BERKLEY CORP GRP
%24.49%3.674,146,178 3,930,117 57.24 66.08
%
%
6 111 LIBERTY MUT GRP
%28.05%3.564,026,705 4,149,439 73.25 82.76
%
%
7 968 AXA INS GRP
%31.58%3.543,997,490 4,092,086 68.41 74.21
%
%
8 785 MARKEL CORP GRP
%35.03%3.453,900,816 3,785,482 68.95 89.56
%
%
9 12 AMERICAN INTL GRP
%38.48%3.453,895,993 4,054,263 56.48 59.44
%
%
10 218 CNA INS GRP
%41.83%3.353,788,709 3,744,477 54.11 62.25
%
%
11 212 ZURICH INS GRP
%44.61%2.783,141,716 3,097,989 82.46 93.08
%
%
12 91 HARTFORD FIRE & CAS GRP
%47.36%2.753,107,136 3,041,251 55.67 67.16
%
%
13 140 NATIONWIDE CORP GRP
%49.86%2.502,830,929 2,944,673 60.82 70.92
%
%
14 3098 TOKIO MARINE HOLDINGS INC GRP
%51.99%2.142,415,016 2,450,799 62.85 70.14
%
%
15 84 AMERICAN FINANCIAL GRP
%54.01%2.022,284,224 2,260,890 53.83 63.52
%
%
16 3219 SOMPO GRP
%55.98%1.962,219,289 2,209,852 74.25 87.95
%
%
17 4670 STARR GRP
%57.73%1.751,982,540 1,910,712 103.82 118.95
%
%
18 19 ASSURANT INC GRP
%59.44%1.711,928,318 1,917,619 65.15 65.34
%
%
19 1279 ARCH INS GRP
%61.14%1.701,923,913 1,874,965 50.84 61.77
%
%
20 1120 EVEREST REINS HOLDINGS GRP
%62.79%1.661,873,857 1,852,206 60.43 71.36
%
%
21 3416 AXIS CAPITAL GRP
%64.38%1.581,789,589 1,763,375 78.18 82.43
%
%
22 244 CINCINNATI FIN GRP
%65.79%1.411,592,769 1,565,862 53.24 59.39
%
%
23 761 ALLIANZ INS GRP
%67.03%1.241,405,162 1,333,813 93.58 97.93
%
%
24 176 STATE FARM GRP
%68.25%1.221,378,383 1,310,091 146.21 147.68
%
%
25 242 SELECTIVE INS GRP
%69.28%1.031,168,321 1,097,333 52.05 60.41
%
%
26 408 BROOKFIELD REINS LTD GRP
%70.21%0.931,047,255 1,128,567 74.47 94.58
%
%
27 150 OLD REPUBLIC GRP
%71.04%0.83937,536 908,336 50.35 56.70
%
%
28 280 AUTO OWNERS GRP
%71.86%0.82926,919 882,641 62.67 78.42
%
%
29 2538 AMTRUST FINANCIAL SERV GRP
%72.65%0.80900,228 847,605 46.31 58.35
%
%
30 796 QBE INS GRP
%73.40%0.75850,597 918,084 69.83 78.02
%
%
31 3494 JAMES RIVER GRP
%74.15%0.75844,915 833,232 64.24 72.04
%
%
32 4734 APOLLO GLOBAL MGMT GRP
%74.87%0.72815,518 843,279 64.57 73.19
%
%
33 38920 KINSALE INS CO
%75.55%0.68765,437 691,104 42.91 54.56
%
%
34 473 AMERICAN FAMILY INS GRP
%76.22%0.67758,015 647,164 63.52 67.97
%
%
35 88 THE HANOVER INS GRP
%76.84%0.62704,057 719,721 59.21 71.41
%
%
36 7 FEDERATED MUT GRP
%77.45%0.61691,432 651,916 55.09 62.23
%
%
37 783 RLI INS GRP
%78.06%0.61684,872 655,670 43.55 50.14
%
%
38 4908 ASCOT INS US GRP
%78.64%0.58651,504 606,051 49.17 56.37
%
%
39 4850 CLEAR BLUE FINANCIAL GRP
%79.21%0.58650,468 522,934 84.62 96.73
%
%
40 361 MUNICH RE GRP
%79.78%0.57647,771 636,974 56.70 65.50
%
%
41 181 SWISS RE GRP
%80.34%0.55627,173 762,505 60.95 61.78
%
%
42 69 FARMERS INS GRP
%80.83%0.49558,419 594,948 65.74 71.99
%
%
43 306 TRUSTAGE GRP
%81.33%0.49557,661 539,993 58.80 59.75
%
%
44 228 WESTFIELD GRP
%81.82%0.49554,034 461,219 49.32 53.75
%
%
45 4666 HISCOX INS GRP
%82.30%0.48546,035 531,143 69.16 81.67
%
%
46 256 COACTION GLOBAL INC GRP
%82.77%0.47536,041 468,595 77.03 93.67
%
%
47 4969 TRISURA GRP
%83.24%0.47532,123 489,927 42.48 62.79
%
%
48 8 ALLSTATE INS GRP
%83.70%0.46520,974 508,438 88.23 90.88
%
%
49 62 EMC INS CO GRP
%84.16%0.45511,488 498,927 53.35 61.77
%
%
50 4990 CORE SPECIALTY INS HOLDINGS GRP
%84.60%0.45504,039 432,495 52.89 55.52
%
%
51 4942 BEAZLEY GRP
%85.00%0.40448,900 466,269 57.29 55.57
%
%
52 4718 TIPTREE FIN GRP
%85.39%0.39445,783 352,345 57.56 60.09
%
%
53 572 BCBS OF MI GRP
%85.76%0.37416,370 389,873 72.27 86.53
%
%
54 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.13%0.37413,454 385,749 82.45 83.32
%
%
55 4904 INTACT FINANCIAL GRP
%86.49%0.36408,498 421,383 48.39 70.93
%
%
56 155 PROGRESSIVE GRP
%86.84%0.36401,817 392,716 56.23 59.04
%
%
57 4962 AU HOLDING CO GRP
%87.19%0.35396,174 325,246 59.60 64.57
%
%
58 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG
%87.54%0.35391,494 396,460 50.45 50.45
%
%
59 10020 UNITED EDUCATORS INS RRG INC
%87.87%0.33377,699 365,332 40.51 62.30
%
%
60 15350 WEST BEND INS CO
%88.20%0.32366,596 350,502 52.19 59.35
%
%
61 4381 SKYWARD SPECIALTY INS GRP INC GRP
%88.52%0.32358,952 328,106 65.72 79.37
%
%
62 479 IFG CO GRP
%88.83%0.31354,409 350,460 39.41 50.77
%
%
63 3569 CATERPILLAR GRP
%89.12%0.29324,743 277,746 70.64 70.64
%
%
64 14184 ACUITY A MUT INS CO
%89.40%0.28320,720 296,589 65.86 73.56
%
%
65 517 HANNOVER GRP
%89.66%0.26297,867 279,867 56.91 73.86
%
%
© 2024 National Association of Insurance Commissioners
313
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 16988 UPLAND SPECIALTY INS CO
%89.92%0.26291,544 226,854 60.79 62.47
%
%
67 5013 VANTAGE GRP
%90.18%0.25288,070 188,380 54.85 67.76
%
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%90.43%0.25284,077 406,428 39.65 55.38
%
%
69 248 UNITED FIRE & CAS GRP
%90.68%0.25281,962 267,340 75.01 77.16
%
%
70 213 ERIE INS GRP
%90.92%0.24273,949 254,779 70.69 69.50
%
%
71 4715 MS & AD INS GRP
%91.14%0.22245,879 151,290 77.28 88.94
%
%
72 4982 OBS HOLDINGS GRP
%91.34%0.20226,420 210,121 47.72 63.49
%
%
73 303 GUIDEONE INS GRP
%91.53%0.19219,735 232,706 51.01 54.86
%
%
74 4997 ACP INS MGMT LLC GRP
%91.72%0.19214,834 185,788 38.59 38.90
%
%
75 831 DOCTORS CO GRP
%91.91%0.19213,373 206,410 50.33 78.77
%
%
76 4277 TD FRIEDKIN GRP
%92.10%0.19211,257 125,620 78.65 78.97
%
%
77 169 SENTRY INS GRP
%92.28%0.18208,008 197,707 51.65 67.46
%
%
78 201 UTICA GRP
%92.46%0.17197,060 185,377 23.59 29.35
%
%
79 749 SCOR GRP
%92.63%0.17194,948 248,463 56.15 59.98
%
%
80 474 FCCI MUT INS GRP
%92.79%0.16186,132 173,448 47.08 50.41
%
%
81 222 GREATER NY GRP
%92.95%0.16182,053 143,264 49.37 57.73
%
%
82 225 IAT REINS CO GRP
%93.11%0.16181,125 173,045 75.26 81.25
%
%
83 4977 PALOMAR HOLDINGS GRP
%93.27%0.16175,313 151,219 38.87 41.33
%
%
84 16427 ATEGRITY SPECIALTY INS CO
%93.42%0.15166,067 155,627 38.69 54.18
%
%
85 271 PENNSYLVANIA NATL INS GRP
%93.56%0.14160,330 155,128 58.90 70.21
%
%
86 309 WESTERN NATL MUT GRP
%93.70%0.14159,452 148,119 42.98 45.20
%
%
87 869 MINNESOTA MUT GRP
%93.84%0.14157,260 163,186 57.69 58.75
%
%
88 226 MERCHANTS MUT GRP
%93.97%0.13151,724 144,883 74.62 75.82
%
%
89 124 AMERISURE CO GRP
%94.10%0.13143,491 135,094 91.99 109.86
%
%
90 4851 CHURCH MUT GRP
%94.22%0.12136,391 127,306 54.98 72.07
%
%
91 4869 WT HOLDINGS GRP
%94.34%0.12136,285 95,494 56.68 71.14
%
%
92 5001 SIRIUSPOINT GRP
%94.46%0.12131,692 102,716 68.41 71.83
%
%
93 11231 GENERALI US BRANCH
%94.57%0.11127,113 130,970 101.09 109.74
%
%
94 10023 ALLIANCE OF NONPROFITS FOR INS RRG
%94.68%0.11124,758 115,039 49.89 54.06
%
%
95 920 GLOBAL IND GRP
%94.78%0.10115,364 137,127 75.99 97.21
%
%
96 4935 CHANDLER INS GRP
%94.88%0.10111,230 104,080 53.04 59.08
%
%
97 16834 CHAMPLAIN SPECIALTY INS CO
%94.97%0.09103,988 101,372 45.07 56.24
%
%
98 4725 ENSTAR GRP
%95.06%0.09100,000 2,667 568.46 334.35
%
%
99 37621 TOYOTA MOTOR INS CO
%95.15%0.0997,302 106,471 58.40 58.40
%
%
100 96 SECURA INS GRP
%95.23%0.0895,469 89,548 33.26 36.99
%
%
101 1316 KNIGHTBROOK INS GRP
%95.31%0.0893,317 80,437 34.70 40.02
%
%
102 5065 SUTTON NATL INS HOLDINGS GRP
%95.39%0.0890,765 62,610 69.47 78.39
%
%
103 11118 FEDERATED RURAL ELECTRIC INS EXCH
%95.47%0.0888,888 84,406 29.58 35.23
%
%
104 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.55%0.0887,718 83,750 71.26 73.87
%
%
105 1208 GRAY INS GRP
%95.62%0.0784,251 75,850 42.33 46.09
%
%
106 28 AMICA MUT GRP
%95.69%0.0776,766 74,720 78.18 78.59
%
%
107 4886 BENCHMARK HOLDING GRP
%95.76%0.0775,462 62,571 42.72 74.27
%
%
108 594 AMERICAN CONTRACTORS INS GRP
%95.82%0.0775,329 67,383 55.66 73.72
%
%
109 11268 ICI MUT INS CO RRG
%95.89%0.0673,382 72,047 171.99 174.81
%
%
110 518 GRINNELL MUT GRP
%95.95%0.0672,449 69,246 32.67 33.59
%
%
111 79 ALLY INS HOLDINGS GRP
%96.02%0.0671,788 73,702 71.74 71.74
%
%
112 1248 AMBAC FINANCIAL GRP
%96.08%0.0670,913 35,761 64.16 70.22
%
%
113 50 COUNTRY INS & FIN SERV GRP
%96.14%0.0665,295 62,732 100.83 101.17
%
%
114 39861 GOLDEN BEAR INS CO
%96.19%0.0663,671 57,665 68.88 81.02
%
%
115 36 CENTRAL MUT INS CO GRP
%96.25%0.0663,317 60,680 38.41 40.55
%
%
116 19607 AT BAY SPECIALTY INS CO
%96.31%0.0663,074 9,658 47.80 47.80
%
%
117 3299 AJK HOLDINGS GRP
%96.36%0.0662,453 61,098 59.39 75.84
%
%
118 5010 SH1 HOLDINGS GRP
%96.42%0.0561,190 45,869 46.92 50.28
%
%
119 17178 HAMILTON SELECT INS INC
%96.47%0.0560,906 41,935 50.98 63.99
%
%
120 291 ENCOVA MUT INS GRP
%96.52%0.0560,477 57,251 59.25 59.70
%
%
121 1302 BUILDERS INS GRP
%96.58%0.0559,669 57,196 70.20 102.44
%
%
122 32450 ALPS PROP & CAS INS CO
%96.63%0.0559,519 58,434 29.23 49.95
%
%
123 1154 COVERYS GRP
%96.68%0.0559,009 58,384 40.92 60.22
%
%
124 1278 CSAA INS GRP
%96.73%0.0557,993 55,777 105.88 109.19
%
%
125 34843 NEW YORK SCHOOLS INS RECIP
%96.78%0.0555,581 52,001 100.38 135.31
%
%
**INDUSTRY TOTAL**
%100.00%100.00113,074,619 110,866,232 63.67 72.78
%
%
© 2024 National Association of Insurance Commissioners
314
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%5.75%5.7567,723 65,353Alabama 91.48 97.06
%
%
2 626 CHUBB LTD GRP
%10.05%4.3050,672 48,832 122.60 132.78
%
%
3 31 BERKSHIRE HATHAWAY GRP
%14.32%4.2750,278 50,236 13.76 24.22
%
%
4 111 LIBERTY MUT GRP
%18.39%4.0848,069 48,633 50.64 64.69
%
%
5 244 CINCINNATI FIN GRP
%22.16%3.7644,310 44,558 42.16 49.74
%
%
6 218 CNA INS GRP
%25.86%3.7043,623 37,550 88.30 95.30
%
%
7 785 MARKEL CORP GRP
%29.49%3.6442,855 38,080 94.68 114.36
%
%
8 158 FAIRFAX FIN GRP
%33.07%3.5742,097 42,528 158.17 170.01
%
%
9 968 AXA INS GRP
%36.45%3.3839,848 38,680 75.68 88.00
%
%
10 98 WR BERKLEY CORP GRP
%39.65%3.2037,723 35,406 34.08 44.21
%
%
**STAT E TOTAL**
%100.00%100.001,178,279 1,122,617 61.08 69.51
%
%
1 785 MARKEL CORP GRP
%8.94%8.9419,894 18,861Alaska 51.64 78.41
%
%
2 309 WESTERN NATL MUT GRP
%17.69%8.7419,446 17,232 22.57 20.27
%
%
3 158 FAIRFAX FIN GRP
%24.35%6.6614,823 13,935 40.78 45.55
%
%
4 98 WR BERKLEY CORP GRP
%30.77%6.4214,279 13,234 34.57 49.03
%
%
5 111 LIBERTY MUT GRP
%36.31%5.5312,306 11,961 44.61 51.20
%
%
6 91 HARTFORD FIRE & CAS GRP
%41.64%5.3411,872 10,734 34.48 35.27
%
%
7 4485 COPPERPOINT GRP
%46.80%5.1511,461 11,031 0.82 2.63
%
%
8 31 BERKSHIRE HATHAWAY GRP
%51.54%4.7410,549 10,411 N/A N/A
9 626 CHUBB LTD GRP
%54.96%3.427,598 7,849 174.51 176.35
%
%
10 3548 TRAVELERS GRP
%58.27%3.317,370 7,321 28.14 35.11
%
%
**STAT E TOTAL**
%100.00%100.00222,415 211,414 44.77 53.09
%
%
1 626 CHUBB LTD GRP
%6.41%6.41118,711 121,768Arizona 103.49 108.81
%
%
2 785 MARKEL CORP GRP
%11.45%5.0493,289 85,941 55.86 73.35
%
%
3 31 BERKSHIRE HATHAWAY GRP
%15.58%4.1376,456 76,319 64.60 80.07
%
%
4 218 CNA INS GRP
%19.15%3.5766,066 60,687 22.18 35.40
%
%
5 98 WR BERKLEY CORP GRP
%22.64%3.5064,721 63,310 34.46 47.04
%
%
6 3548 TRAVELERS GRP
%26.13%3.4864,478 60,759 98.28 102.73
%
%
7 91 HARTFORD FIRE & CAS GRP
%29.54%3.4263,238 60,880 23.95 30.87
%
%
8 158 FAIRFAX FIN GRP
%32.90%3.3662,173 68,320 53.94 61.00
%
%
9 111 LIBERTY MUT GRP
%36.12%3.2259,570 60,620 77.33 77.64
%
%
10 968 AXA INS GRP
%39.18%3.0656,592 56,694 78.48 80.19
%
%
**STAT E TOTAL**
%100.00%100.001,851,390 1,781,429 62.05 68.86
%
%
1 626 CHUBB LTD GRP
%25.99%25.99195,905 164,696Arkansas 123.11 124.19
%
%
2 3548 TRAVELERS GRP
%30.14%4.1531,253 29,778 56.47 64.85
%
%
3 31 BERKSHIRE HATHAWAY GRP
%33.89%3.7528,261 22,524 77.25 86.80
%
%
4 761 ALLIANZ INS GRP
%37.14%3.2524,483 25,985 131.20 133.71
%
%
5 111 LIBERTY MUT GRP
%40.01%2.8821,679 21,353 158.46 161.90
%
%
6 158 FAIRFAX FIN GRP
%42.89%2.8721,662 21,939 66.18 77.50
%
%
7 98 WR BERKLEY CORP GRP
%45.61%2.7220,529 19,337 76.49 82.22
%
%
8 218 CNA INS GRP
%48.21%2.6019,580 21,198 62.13 62.71
%
%
9 244 CINCINNATI FIN GRP
%50.57%2.3617,760 17,255 95.95 100.08
%
%
10 12 AMERICAN INTL GRP
%52.87%2.3117,398 17,425 N/A N/A
**STAT E TOTAL**
%100.00%100.00753,706 710,988 74.27 79.20
%
%
© 2024 National Association of Insurance Commissioners
315
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%7.40%7.401,121,931 1,111,066California 58.47 72.51
%
%
2 31 BERKSHIRE HATHAWAY GRP
%13.32%5.92898,155 1,231,528 47.10 53.08
%
%
3 158 FAIRFAX FIN GRP
%18.57%5.25796,125 845,655 59.64 69.19
%
%
4 3548 TRAVELERS GRP
%23.08%4.50682,322 671,430 68.11 76.19
%
%
5 785 MARKEL CORP GRP
%27.25%4.17632,878 614,174 66.99 87.50
%
%
6 140 NATIONWIDE CORP GRP
%31.32%4.07617,180 634,254 50.75 62.28
%
%
7 98 WR BERKLEY CORP GRP
%35.37%4.05614,573 593,765 61.55 72.15
%
%
8 968 AXA INS GRP
%39.26%3.89589,617 651,180 88.29 89.91
%
%
9 111 LIBERTY MUT GRP
%42.79%3.53534,666 588,587 83.73 97.57
%
%
10 12 AMERICAN INTL GRP
%46.01%3.22488,211 535,740 75.95 81.86
%
%
**STAT E TOTAL**
%100.00%100.0015,161,515 15,677,798 67.04 77.39
%
%
1 626 CHUBB LTD GRP
%6.08%6.08142,594 137,218Colorado 90.11 95.61
%
%
2 785 MARKEL CORP GRP
%11.89%5.81136,419 124,541 84.84 101.07
%
%
3 98 WR BERKLEY CORP GRP
%16.48%4.59107,567 104,034 107.80 121.82
%
%
4 968 AXA INS GRP
%20.98%4.51105,694 105,960 140.06 151.46
%
%
5 31 BERKSHIRE HATHAWAY GRP
%25.38%4.39103,087 94,991 86.37 95.21
%
%
6 3548 TRAVELERS GRP
%29.65%4.27100,262 97,763 63.58 67.56
%
%
7 158 FAIRFAX FIN GRP
%33.20%3.5583,313 84,588 45.39 59.67
%
%
8 111 LIBERTY MUT GRP
%36.73%3.5382,817 85,945 47.78 51.87
%
%
9 218 CNA INS GRP
%39.77%3.0471,204 72,562 39.59 41.09
%
%
10 91 HARTFORD FIRE & CAS GRP
%42.67%2.9168,172 66,610 42.38 51.34
%
%
**STAT E TOTAL**
%100.00%100.002,345,998 2,302,958 69.89 78.00
%
%
1 626 CHUBB LTD GRP
%12.15%12.15201,417 200,772Connecticut 95.33 110.90
%
%
2 3548 TRAVELERS GRP
%17.61%5.4690,588 87,989 75.99 90.41
%
%
3 31 BERKSHIRE HATHAWAY GRP
%22.35%4.7478,603 72,381 9.56 21.38
%
%
4 98 WR BERKLEY CORP GRP
%26.87%4.5274,976 68,750 29.86 34.44
%
%
5 91 HARTFORD FIRE & CAS GRP
%31.31%4.4373,514 73,248 18.24 25.41
%
%
6 968 AXA INS GRP
%35.34%4.0366,834 66,603 59.41 70.57
%
%
7 158 FAIRFAX FIN GRP
%39.26%3.9365,087 93,199 35.23 38.65
%
%
8 111 LIBERTY MUT GRP
%42.83%3.5659,055 63,205 257.44 268.05
%
%
9 218 CNA INS GRP
%46.31%3.4957,807 55,974 75.02 61.27
%
%
10 12 AMERICAN INTL GRP
%49.65%3.3455,369 59,855 141.10 140.46
%
%
**STAT E TOTAL**
%100.00%100.001,658,038 1,660,434 65.80 73.76
%
%
1 11231 GENERALI US BRANCH
%13.76%13.76111,698 111,698Delaware 99.42 106.64
%
%
2 4725 ENSTAR GRP
%26.09%12.32100,000 2,667 29.39 30.45
%
%
3 111 LIBERTY MUT GRP
%31.29%5.2042,201 41,422 26.28 29.43
%
%
4 626 CHUBB LTD GRP
%36.10%4.8139,042 36,765 994.71 1,003.37
%
%
5 968 AXA INS GRP
%40.29%4.1933,966 37,028 16.13 18.08
%
%
6 91 HARTFORD FIRE & CAS GRP
%44.31%4.0332,694 28,379 18.20 20.38
%
%
7 761 ALLIANZ INS GRP
%48.16%3.8531,226 30,007 N/A N/A
8 12 AMERICAN INTL GRP
%51.94%3.7830,666 29,796 3.45 1.77
%
%
9 212 ZURICH INS GRP
%55.48%3.5428,736 27,523 73.25 104.50
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%58.94%3.4628,078 40,723 86.73 87.83
%
%
**STAT E TOTAL**
%100.00%100.00811,486 729,665 103.09 110.25
%
%
© 2024 National Association of Insurance Commissioners
316
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1120 EVEREST REINS HOLDINGS GRP
%12.97%12.9794,767 91,499District Of Columbia 58.21 59.16
%
%
2 626 CHUBB LTD GRP
%22.00%9.0365,965 62,091 41.88 52.42
%
%
3 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG
%28.14%6.1444,861 43,804 50.09 50.09
%
%
4 218 CNA INS GRP
%33.04%4.9035,774 35,422 63.32 67.75
%
%
5 31 BERKSHIRE HATHAWAY GRP
%37.82%4.7834,957 37,138 46.80 54.69
%
%
6 98 WR BERKLEY CORP GRP
%41.55%3.7327,244 26,466 27.85 37.86
%
%
7 3548 TRAVELERS GRP
%45.26%3.7127,084 27,379 24.88 26.48
%
%
8 140 NATIONWIDE CORP GRP
%48.91%3.6626,708 27,864 14.47 32.67
%
%
9 12 AMERICAN INTL GRP
%52.32%3.4124,915 25,070 33.75 58.11
%
%
10 4670 STARR GRP
%55.64%3.3124,203 23,937 31.00 57.21
%
%
**STAT E TOTAL**
%100.00%100.00730,612 720,959 39.74 49.23
%
%
1 626 CHUBB LTD GRP
%5.85%5.85456,142 445,309Florida 60.76 75.22
%
%
2 31 BERKSHIRE HATHAWAY GRP
%10.76%4.91383,269 363,448 48.62 57.70
%
%
3 785 MARKEL CORP GRP
%15.21%4.44346,606 335,267 73.09 96.72
%
%
4 158 FAIRFAX FIN GRP
%18.81%3.61281,234 280,658 92.27 101.04
%
%
5 3548 TRAVELERS GRP
%22.34%3.53275,455 264,901 70.81 80.06
%
%
6 98 WR BERKLEY CORP GRP
%25.69%3.34260,638 236,040 50.61 65.82
%
%
7 280 AUTO OWNERS GRP
%28.88%3.20249,261 232,862 76.14 114.58
%
%
8 111 LIBERTY MUT GRP
%32.01%3.12243,641 242,750 58.29 67.75
%
%
9 12 AMERICAN INTL GRP
%34.98%2.97231,662 236,389 25.86 29.04
%
%
10 968 AXA INS GRP
%37.86%2.88224,875 218,281 81.11 89.46
%
%
**STAT E TOTAL**
%100.00%100.007,799,207 7,391,199 66.16 79.87
%
%
1 626 CHUBB LTD GRP
%7.17%7.17228,054 228,612Georgia 54.90 63.85
%
%
2 12 AMERICAN INTL GRP
%12.08%4.91156,158 163,043 44.19 53.88
%
%
3 3548 TRAVELERS GRP
%16.71%4.62146,997 141,339 59.09 64.94
%
%
4 31 BERKSHIRE HATHAWAY GRP
%21.24%4.53144,098 137,579 77.52 87.78
%
%
5 158 FAIRFAX FIN GRP
%25.21%3.97126,323 125,969 78.18 82.84
%
%
6 968 AXA INS GRP
%28.91%3.69117,362 122,272 81.25 92.70
%
%
7 111 LIBERTY MUT GRP
%32.45%3.55112,755 115,321 102.31 111.71
%
%
8 91 HARTFORD FIRE & CAS GRP
%35.75%3.29104,744 102,221 51.03 64.87
%
%
9 218 CNA INS GRP
%39.04%3.29104,554 102,422 70.99 79.58
%
%
10 98 WR BERKLEY CORP GRP
%42.13%3.1098,502 93,673 45.66 53.72
%
%
**STAT E TOTAL**
%100.00%100.003,179,248 3,092,428 67.65 76.02
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%9.69%9.6945,170 41,862Hawaii 44.58 50.77
%
%
2 626 CHUBB LTD GRP
%18.98%9.2943,316 43,214 31.93 36.20
%
%
3 968 AXA INS GRP
%24.31%5.3224,803 16,244 24.29 28.72
%
%
4 98 WR BERKLEY CORP GRP
%29.63%5.3224,803 23,807 23.09 36.08
%
%
5 158 FAIRFAX FIN GRP
%34.08%4.4620,773 21,856 28.35 37.38
%
%
6 31 BERKSHIRE HATHAWAY GRP
%38.23%4.1519,334 24,186 46.08 56.98
%
%
7 3548 TRAVELERS GRP
%42.05%3.8117,781 17,023 20.15 21.70
%
%
8 785 MARKEL CORP GRP
%45.83%3.7917,649 16,649 76.95 102.20
%
%
9 106 ISLAND INS CO GRP
%49.54%3.7117,272 16,992 51.23 51.77
%
%
10 111 LIBERTY MUT GRP
%52.37%2.8313,209 13,296 2.43 78.00
%
%
**STAT E TOTAL**
%100.00%100.00466,115 444,929 54.69 64.81
%
%
© 2024 National Association of Insurance Commissioners
317
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%6.08%6.0825,194 23,578Idaho 66.20 66.88
%
%
2 111 LIBERTY MUT GRP
%10.81%4.7419,630 19,420 27.06 30.08
%
%
3 3548 TRAVELERS GRP
%15.39%4.5818,982 18,274 34.07 35.89
%
%
4 244 CINCINNATI FIN GRP
%19.80%4.4018,255 19,599 33.29 42.22
%
%
5 98 WR BERKLEY CORP GRP
%24.14%4.3417,994 16,325 50.86 59.32
%
%
6 31 BERKSHIRE HATHAWAY GRP
%27.50%3.3613,932 13,593 20.83 26.43
%
%
7 968 AXA INS GRP
%30.61%3.1112,888 12,496 29.70 33.45
%
%
8 785 MARKEL CORP GRP
%33.52%2.9212,087 10,974 186.40 207.24
%
%
9 158 FAIRFAX FIN GRP
%36.33%2.8111,657 11,055 50.94 56.50
%
%
10 212 ZURICH INS GRP
%39.13%2.8011,593 10,599 22.71 24.02
%
%
**STAT E TOTAL**
%100.00%100.00414,544 396,280 51.15 57.65
%
%
1 19 ASSURANT INC GRP
%16.76%16.76956,261 899,646Illinois 73.21 73.29
%
%
2 626 CHUBB LTD GRP
%23.63%6.87391,968 404,609 51.93 60.78
%
%
3 218 CNA INS GRP
%28.58%4.95282,257 288,932 N/A 27.26
%
4 3548 TRAVELERS GRP
%32.77%4.19239,227 230,961 70.43 72.16
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.65%3.88221,522 218,559 69.30 82.78
%
%
6 968 AXA INS GRP
%40.53%3.88221,382 220,954 69.99 73.01
%
%
7 12 AMERICAN INTL GRP
%44.17%3.64207,400 203,413 127.55 140.33
%
%
8 111 LIBERTY MUT GRP
%46.79%2.62149,524 168,629 61.25 77.26
%
%
9 158 FAIRFAX FIN GRP
%49.34%2.55145,689 154,815 53.33 62.45
%
%
10 98 WR BERKLEY CORP GRP
%51.88%2.54144,939 137,330 48.37 55.96
%
%
**STAT E TOTAL**
%100.00%100.005,705,586 5,624,171 63.17 73.14
%
%
1 3548 TRAVELERS GRP
%6.66%6.66102,585 101,335Indiana 68.31 73.06
%
%
2 626 CHUBB LTD GRP
%12.90%6.2496,141 94,142 15.93 23.89
%
%
3 111 LIBERTY MUT GRP
%18.88%5.9892,119 94,668 44.51 55.03
%
%
4 31 BERKSHIRE HATHAWAY GRP
%22.65%3.7758,069 59,057 40.06 49.64
%
%
5 244 CINCINNATI FIN GRP
%26.30%3.6556,306 56,937 77.73 80.70
%
%
6 98 WR BERKLEY CORP GRP
%29.85%3.5554,697 52,425 44.61 49.09
%
%
7 212 ZURICH INS GRP
%33.10%3.2550,027 45,850 55.16 65.20
%
%
8 158 FAIRFAX FIN GRP
%35.98%2.8944,481 42,826 48.69 53.80
%
%
9 218 CNA INS GRP
%38.74%2.7542,392 41,835 67.39 64.19
%
%
10 968 AXA INS GRP
%41.31%2.5839,742 38,691 65.76 74.76
%
%
**STAT E TOTAL**
%100.00%100.001,540,758 1,504,914 53.41 59.61
%
%
1 3548 TRAVELERS GRP
%6.95%6.9568,525 64,529Iowa 28.43 30.09
%
%
2 626 CHUBB LTD GRP
%12.61%5.6655,841 60,103 98.19 104.47
%
%
3 31 BERKSHIRE HATHAWAY GRP
%17.75%5.1350,638 48,719 107.26 118.55
%
%
462EMC INS CO GRP
%22.00%4.2541,927 41,429 41.26 52.20
%
%
5 98 WR BERKLEY CORP GRP
%25.39%3.4033,517 28,465 122.80 125.34
%
%
6 140 NATIONWIDE CORP GRP
%28.39%3.0029,584 32,229 93.76 112.33
%
%
7 218 CNA INS GRP
%31.37%2.9729,326 27,111 186.45 199.23
%
%
8 518 GRINNELL MUT GRP
%34.34%2.9729,306 27,753 38.81 39.87
%
%
9 15350 WEST BEND INS CO
%37.04%2.7026,668 25,888 55.27 59.22
%
%
10 761 ALLIANZ INS GRP
%39.56%2.5124,787 8,735 38.16 38.67
%
%
**STAT E TOTAL**
%100.00%100.00986,221 927,903 61.67 67.83
%
%
© 2024 National Association of Insurance Commissioners
318
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%7.78%7.7857,679 55,124Kansas 50.85 60.42
%
%
2 626 CHUBB LTD GRP
%13.52%5.7542,623 48,343 52.89 60.24
%
%
3 31 BERKSHIRE HATHAWAY GRP
%18.69%5.1738,325 35,426 99.85 110.74
%
%
462EMC INS CO GRP
%22.54%3.8528,559 28,026 29.75 35.19
%
%
5 98 WR BERKLEY CORP GRP
%26.34%3.8028,219 26,538 55.75 58.80
%
%
6 140 NATIONWIDE CORP GRP
%29.87%3.5326,192 28,021 58.20 68.28
%
%
7 111 LIBERTY MUT GRP
%33.39%3.5126,074 24,647 32.66 39.25
%
%
8 84 AMERICAN FINANCIAL GRP
%36.69%3.3124,522 24,711 70.43 78.03
%
%
9 218 CNA INS GRP
%39.98%3.2824,356 24,057 92.76 102.11
%
%
10 212 ZURICH INS GRP
%43.19%3.2223,876 20,575 39.93 43.06
%
%
**STAT E TOTAL**
%100.00%100.00741,827 721,896 65.84 74.08
%
%
1 626 CHUBB LTD GRP
%7.42%7.4258,083 58,584Kentucky 37.73 50.21
%
%
2 111 LIBERTY MUT GRP
%13.85%6.4350,346 48,898 88.95 98.74
%
%
3 3548 TRAVELERS GRP
%19.89%6.0447,301 46,212 54.04 58.05
%
%
4 244 CINCINNATI FIN GRP
%24.62%4.7437,081 35,984 53.84 59.32
%
%
5 31 BERKSHIRE HATHAWAY GRP
%28.33%3.7029,004 27,894 95.31 101.13
%
%
6 158 FAIRFAX FIN GRP
%31.87%3.5427,727 23,830 57.53 57.41
%
%
7 218 CNA INS GRP
%35.16%3.3025,826 27,228 39.52 40.45
%
%
8 968 AXA INS GRP
%38.04%2.8822,527 21,727 92.68 99.87
%
%
9 12 AMERICAN INTL GRP
%40.76%2.7221,262 21,916 35.28 35.47
%
%
10 98 WR BERKLEY CORP GRP
%43.27%2.5119,662 18,575 22.60 27.09
%
%
**STAT E TOTAL**
%100.00%100.00783,078 764,598 55.02 61.13
%
%
1 3548 TRAVELERS GRP
%7.31%7.31107,797 103,708Louisiana 74.91 83.51
%
%
2 158 FAIRFAX FIN GRP
%12.90%5.5982,466 79,163 53.30 65.86
%
%
3 626 CHUBB LTD GRP
%18.32%5.4279,919 74,818 68.77 80.00
%
%
4 98 WR BERKLEY CORP GRP
%22.69%4.3664,351 61,462 75.23 91.38
%
%
5 218 CNA INS GRP
%26.86%4.1761,490 58,537 101.51 102.68
%
%
6 785 MARKEL CORP GRP
%30.63%3.7855,675 51,745 66.67 90.25
%
%
7 968 AXA INS GRP
%34.35%3.7154,776 50,310 55.79 62.51
%
%
8 31 BERKSHIRE HATHAWAY GRP
%37.86%3.5251,844 47,988 57.41 64.03
%
%
9 12 AMERICAN INTL GRP
%41.07%3.2147,294 44,109 23.99 30.91
%
%
10 111 LIBERTY MUT GRP
%44.27%3.2047,151 47,218 83.62 88.96
%
%
**STAT E TOTAL**
%100.00%100.001,474,605 1,403,021 68.67 78.32
%
%
1 98 WR BERKLEY CORP GRP
%8.49%8.4924,321 22,704Maine 18.98 21.78
%
%
2 3548 TRAVELERS GRP
%15.56%7.0620,224 19,529 112.97 114.94
%
%
3 111 LIBERTY MUT GRP
%21.16%5.6016,039 14,717 87.60 95.13
%
%
4 626 CHUBB LTD GRP
%26.50%5.3415,301 14,335 45.23 50.77
%
%
5 31 BERKSHIRE HATHAWAY GRP
%31.63%5.1314,687 14,403 41.86 50.04
%
%
6 158 FAIRFAX FIN GRP
%35.75%4.1211,800 11,277 19.68 28.44
%
%
7 88 THE HANOVER INS GRP
%39.73%3.9811,406 11,454 2.86 10.59
%
%
8 218 CNA INS GRP
%42.91%3.189,100 9,169 50.82 47.06
%
%
9 785 MARKEL CORP GRP
%45.98%3.078,798 8,023 41.69 51.77
%
%
10 968 AXA INS GRP
%48.80%2.828,071 8,342 95.64 105.50
%
%
**STAT E TOTAL**
%100.00%100.00286,370 273,755 46.91 51.99
%
%
© 2024 National Association of Insurance Commissioners
319
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%13.25%13.25221,996 239,450Maryland 42.88 47.43
%
%
2 3548 TRAVELERS GRP
%18.13%4.8881,750 79,550 37.84 42.66
%
%
3 31 BERKSHIRE HATHAWAY GRP
%22.80%4.6878,373 77,469 54.82 60.84
%
%
4 218 CNA INS GRP
%27.16%4.3572,935 73,239 60.38 83.78
%
%
5 91 HARTFORD FIRE & CAS GRP
%31.09%3.9365,847 67,460 24.70 33.77
%
%
6 968 AXA INS GRP
%34.99%3.9065,396 69,935 70.17 80.53
%
%
7 158 FAIRFAX FIN GRP
%38.52%3.5359,166 63,006 34.76 41.54
%
%
8 12 AMERICAN INTL GRP
%41.70%3.1853,268 57,997 47.11 50.14
%
%
9 98 WR BERKLEY CORP GRP
%44.77%3.0751,451 47,897 33.47 38.88
%
%
10 111 LIBERTY MUT GRP
%47.60%2.8347,450 47,753 41.84 45.58
%
%
**STAT E TOTAL**
%100.00%100.001,675,669 1,681,584 51.07 57.38
%
%
1 626 CHUBB LTD GRP
%9.92%9.92330,804 333,208Massachusetts 35.71 41.39
%
%
2 158 FAIRFAX FIN GRP
%15.48%5.56185,484 189,017 38.22 45.57
%
%
3 12 AMERICAN INTL GRP
%20.71%5.23174,576 191,200 28.38 30.38
%
%
4 968 AXA INS GRP
%25.79%5.09169,666 180,192 29.73 34.52
%
%
5 3548 TRAVELERS GRP
%30.77%4.97165,951 163,178 64.21 70.13
%
%
6 98 WR BERKLEY CORP GRP
%35.72%4.95165,134 156,272 53.87 62.88
%
%
7 31 BERKSHIRE HATHAWAY GRP
%40.55%4.83161,234 166,571 45.05 53.80
%
%
8 218 CNA INS GRP
%44.85%4.29143,224 143,289 58.95 66.25
%
%
9 111 LIBERTY MUT GRP
%48.38%3.53117,813 134,769 41.93 44.74
%
%
10 785 MARKEL CORP GRP
%51.22%2.8594,920 94,074 63.84 84.73
%
%
**STAT E TOTAL**
%100.00%100.003,336,071 3,377,227 46.26 53.95
%
%
1 626 CHUBB LTD GRP
%6.77%6.77145,823 151,599Michigan 35.68 55.99
%
%
2 3548 TRAVELERS GRP
%11.58%4.81103,610 99,624 64.93 75.48
%
%
3 968 AXA INS GRP
%15.53%3.9584,988 81,086 51.26 56.47
%
%
4 280 AUTO OWNERS GRP
%19.00%3.4774,777 71,837 63.61 66.38
%
%
5 218 CNA INS GRP
%22.41%3.4173,371 69,300 70.85 69.18
%
%
6 212 ZURICH INS GRP
%25.69%3.2970,822 64,147 62.58 72.68
%
%
7 12 AMERICAN INTL GRP
%28.89%3.1968,790 71,181 94.46 93.25
%
%
8 31 BERKSHIRE HATHAWAY GRP
%32.00%3.1166,988 67,967 34.57 47.92
%
%
9 158 FAIRFAX FIN GRP
%34.83%2.8361,049 61,655 58.37 68.38
%
%
10 98 WR BERKLEY CORP GRP
%37.49%2.6657,258 54,957 33.13 41.45
%
%
**STAT E TOTAL**
%100.00%100.002,153,764 2,103,945 43.15 61.67
%
%
1 626 CHUBB LTD GRP
%7.24%7.24133,960 130,208Minnesota 56.54 77.91
%
%
2 3548 TRAVELERS GRP
%12.42%5.1996,024 96,810 59.92 64.41
%
%
3 12 AMERICAN INTL GRP
%16.46%4.0474,798 79,689 30.52 28.63
%
%
4 968 AXA INS GRP
%20.19%3.7369,062 71,960 74.41 78.43
%
%
5 212 ZURICH INS GRP
%23.45%3.2660,372 58,843 98.08 109.17
%
%
6 31 BERKSHIRE HATHAWAY GRP
%26.65%3.1959,155 60,314 44.68 60.76
%
%
7 98 WR BERKLEY CORP GRP
%29.72%3.0756,822 59,658 50.68 56.05
%
%
8 218 CNA INS GRP
%32.75%3.0456,233 53,666 22.80 18.67
%
%
9 111 LIBERTY MUT GRP
%35.47%2.7150,251 52,216 61.58 76.43
%
%
10 176 STATE FARM GRP
%38.17%2.7150,122 47,431 106.79 107.93
%
%
**STAT E TOTAL**
%100.00%100.001,851,553 1,823,670 54.91 62.30
%
%
© 2024 National Association of Insurance Commissioners
320
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%8.60%8.6044,554 43,457Mississippi 45.22 52.82
%
%
2 626 CHUBB LTD GRP
%15.23%6.6334,362 31,681 116.90 122.39
%
%
3 111 LIBERTY MUT GRP
%21.60%6.3733,012 33,460 82.93 86.41
%
%
4 98 WR BERKLEY CORP GRP
%27.31%5.7129,605 27,254 100.05 110.53
%
%
5 31 BERKSHIRE HATHAWAY GRP
%31.78%4.4723,152 25,273 100.20 109.49
%
%
6 218 CNA INS GRP
%35.61%3.8319,841 19,137 43.93 47.61
%
%
7 140 NATIONWIDE CORP GRP
%38.45%2.8514,759 16,477 75.33 80.12
%
%
8 158 FAIRFAX FIN GRP
%41.28%2.8314,662 13,391 51.23 52.04
%
%
9 212 ZURICH INS GRP
%44.04%2.7614,304 14,721 56.64 69.90
%
%
10 785 MARKEL CORP GRP
%46.59%2.5513,220 12,969 49.17 69.07
%
%
**STAT E TOTAL**
%100.00%100.00518,251 503,547 58.39 64.54
%
%
1 3548 TRAVELERS GRP
%6.49%6.49115,858 109,564Missouri 53.91 64.26
%
%
2 626 CHUBB LTD GRP
%12.52%6.03107,752 112,825 32.82 46.15
%
%
3 218 CNA INS GRP
%18.20%5.67101,280 101,968 28.75 30.68
%
%
4 31 BERKSHIRE HATHAWAY GRP
%23.03%4.8386,304 80,079 48.36 56.94
%
%
5 98 WR BERKLEY CORP GRP
%26.78%3.7566,937 62,299 45.85 50.65
%
%
6 212 ZURICH INS GRP
%30.37%3.5964,173 60,647 52.02 46.66
%
%
7 3569 CATERPILLAR GRP
%33.95%3.5863,965 67,707 87.39 87.39
%
%
8 968 AXA INS GRP
%37.31%3.3559,884 58,706 24.33 24.40
%
%
9 158 FAIRFAX FIN GRP
%40.43%3.1355,811 54,877 81.93 95.54
%
%
10 111 LIBERTY MUT GRP
%43.26%2.8350,452 53,226 40.19 73.65
%
%
**STAT E TOTAL**
%100.00%100.001,785,540 1,746,166 65.18 73.14
%
%
1 244 CINCINNATI FIN GRP
%7.51%7.5124,679 23,808Montana 32.68 36.37
%
%
2 3548 TRAVELERS GRP
%13.66%6.1520,195 18,947 100.50 105.95
%
%
3 111 LIBERTY MUT GRP
%18.10%4.4514,610 14,265 42.97 53.92
%
%
4 98 WR BERKLEY CORP GRP
%22.50%4.4014,467 12,730 25.85 36.42
%
%
5 31 BERKSHIRE HATHAWAY GRP
%26.55%4.0513,296 13,854 22.79 37.05
%
%
6 140 NATIONWIDE CORP GRP
%30.35%3.8012,488 12,784 64.74 75.51
%
%
762EMC INS CO GRP
%33.78%3.4311,260 10,824 45.96 52.39
%
%
8 626 CHUBB LTD GRP
%37.15%3.3811,092 10,795 33.69 47.78
%
%
9 785 MARKEL CORP GRP
%40.22%3.0710,074 9,367 73.72 90.06
%
%
10 12 AMERICAN INTL GRP
%43.00%2.799,153 8,751 80.58 86.36
%
%
**STAT E TOTAL**
%100.00%100.00328,613 313,046 29.47 36.27
%
%
1 3548 TRAVELERS GRP
%7.47%7.4741,685 38,386Nebraska 63.76 62.67
%
%
2 626 CHUBB LTD GRP
%13.92%6.4535,961 36,479 33.73 40.07
%
%
3 31 BERKSHIRE HATHAWAY GRP
%20.36%6.4435,915 34,200 59.57 70.49
%
%
4 140 NATIONWIDE CORP GRP
%24.62%4.2723,795 25,341 103.33 107.23
%
%
5 98 WR BERKLEY CORP GRP
%28.73%4.1022,880 22,510 60.30 67.10
%
%
662EMC INS CO GRP
%32.55%3.8321,346 21,367 34.91 38.97
%
%
7 218 CNA INS GRP
%36.06%3.5119,556 18,220 55.74 51.84
%
%
8 158 FAIRFAX FIN GRP
%38.79%2.7415,256 15,623 55.25 62.75
%
%
9 968 AXA INS GRP
%41.34%2.5414,181 14,841 130.80 136.56
%
%
10 244 CINCINNATI FIN GRP
%43.87%2.5314,139 13,971 64.64 67.82
%
%
**STAT E TOTAL**
%100.00%100.00557,799 556,955 65.47 69.53
%
%
© 2024 National Association of Insurance Commissioners
321
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%8.86%8.8687,686 74,164Nevada 85.36 96.14
%
%
2 785 MARKEL CORP GRP
%14.04%5.1851,259 47,508 72.43 88.10
%
%
3 31 BERKSHIRE HATHAWAY GRP
%18.50%4.4644,090 40,623 63.30 73.65
%
%
4 3548 TRAVELERS GRP
%22.73%4.2341,842 38,083 78.45 82.01
%
%
5 968 AXA INS GRP
%26.48%3.7637,185 31,200 54.96 68.63
%
%
6 111 LIBERTY MUT GRP
%30.23%3.7437,037 37,867 99.61 104.40
%
%
7 158 FAIRFAX FIN GRP
%33.93%3.7036,656 37,247 60.33 71.74
%
%
8 98 WR BERKLEY CORP GRP
%37.33%3.4033,679 30,093 51.38 56.74
%
%
9 91 HARTFORD FIRE & CAS GRP
%40.61%3.2732,383 33,344 78.13 90.80
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%43.88%3.2732,359 29,097 76.42 83.31
%
%
**STAT E TOTAL**
%100.00%100.00989,518 906,557 71.13 73.43
%
%
1 98 WR BERKLEY CORP GRP
%8.68%8.6829,096 27,606New Hampshire 28.70 32.18
%
%
2 626 CHUBB LTD GRP
%14.55%5.8719,681 18,702 45.11 62.41
%
%
3 111 LIBERTY MUT GRP
%20.16%5.6118,806 18,022 33.58 40.18
%
%
4 3548 TRAVELERS GRP
%25.31%5.1517,272 16,990 44.04 58.93
%
%
5 31 BERKSHIRE HATHAWAY GRP
%29.87%4.5615,299 14,631 30.68 68.60
%
%
6 158 FAIRFAX FIN GRP
%33.35%3.4811,658 12,431 11.10 28.18
%
%
7 785 MARKEL CORP GRP
%36.21%2.869,587 9,193 45.35 65.77
%
%
8 12 AMERICAN INTL GRP
%39.05%2.859,541 10,399 448.08 510.59
%
%
9 212 ZURICH INS GRP
%41.77%2.729,118 9,475 50.72 47.49
%
%
10 88 THE HANOVER INS GRP
%44.43%2.668,904 8,846 N/A N/A
**STAT E TOTAL**
%100.00%100.00335,289 326,291 54.02 66.61
%
%
1 626 CHUBB LTD GRP
%8.94%8.94361,012 358,900New Jersey 64.20 73.23
%
%
2 212 ZURICH INS GRP
%14.01%5.07204,909 214,185 66.25 72.19
%
%
3 242 SELECTIVE INS GRP
%19.01%5.00201,844 190,015 50.18 60.21
%
%
4 3548 TRAVELERS GRP
%23.78%4.77192,461 185,137 69.85 76.75
%
%
5 31 BERKSHIRE HATHAWAY GRP
%27.94%4.17168,268 174,949 54.58 65.29
%
%
6 12 AMERICAN INTL GRP
%31.90%3.96159,863 160,053 42.97 39.97
%
%
7 785 MARKEL CORP GRP
%35.75%3.84155,175 150,040 55.63 74.09
%
%
8 98 WR BERKLEY CORP GRP
%39.53%3.78152,757 146,356 49.42 57.18
%
%
9 158 FAIRFAX FIN GRP
%43.15%3.62146,270 146,995 54.10 67.78
%
%
10 968 AXA INS GRP
%46.76%3.61145,919 152,687 20.27 27.60
%
%
**STAT E TOTAL**
%100.00%100.004,038,286 3,999,095 67.89 77.81
%
%
1 3548 TRAVELERS GRP
%7.29%7.2930,127 28,714New Mexico 256.46 274.91
%
%
2 98 WR BERKLEY CORP GRP
%13.37%6.0825,145 24,517 40.91 50.21
%
%
3 31 BERKSHIRE HATHAWAY GRP
%17.79%4.4218,257 16,794 81.13 89.87
%
%
4 218 CNA INS GRP
%21.99%4.2017,371 17,353 48.02 57.85
%
%
5 626 CHUBB LTD GRP
%25.71%3.7215,365 13,669 66.39 77.49
%
%
6 111 LIBERTY MUT GRP
%29.30%3.6014,864 15,098 93.28 95.71
%
%
7 785 MARKEL CORP GRP
%32.71%3.4114,083 12,784 134.10 153.55
%
%
8 158 FAIRFAX FIN GRP
%35.72%3.0112,458 11,933 120.78 135.78
%
%
9 212 ZURICH INS GRP
%38.63%2.9112,014 10,614 103.75 113.81
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%41.02%2.399,871 9,439 44.71 48.31
%
%
**STAT E TOTAL**
%100.00%100.00413,367 389,038 104.14 111.81
%
%
© 2024 National Association of Insurance Commissioners
322
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%8.94%8.941,188,745 1,159,339New York 58.01 67.68
%
%
2 3548 TRAVELERS GRP
%13.64%4.71625,863 625,937 82.40 92.61
%
%
3 31 BERKSHIRE HATHAWAY GRP
%18.02%4.38582,352 586,664 58.31 66.93
%
%
4 968 AXA INS GRP
%21.94%3.91520,339 544,695 47.66 52.10
%
%
5 785 MARKEL CORP GRP
%25.63%3.69491,024 503,584 70.36 96.30
%
%
6 158 FAIRFAX FIN GRP
%29.24%3.61480,013 484,894 59.24 54.66
%
%
7 12 AMERICAN INTL GRP
%32.77%3.53469,695 496,876 19.21 20.61
%
%
8 4670 STARR GRP
%36.24%3.47461,759 455,889 106.43 121.83
%
%
9 111 LIBERTY MUT GRP
%39.59%3.35445,330 438,109 73.40 82.92
%
%
10 98 WR BERKLEY CORP GRP
%42.71%3.12414,445 385,068 43.79 51.84
%
%
**STAT E TOTAL**
%100.00%100.0013,299,134 13,113,389 66.25 76.03
%
%
1 626 CHUBB LTD GRP
%7.06%7.06166,570 164,117North Carolina 62.14 65.45
%
%
2 3548 TRAVELERS GRP
%12.33%5.28124,479 120,673 58.92 62.29
%
%
3 31 BERKSHIRE HATHAWAY GRP
%16.99%4.66109,868 103,900 48.30 58.79
%
%
4 968 AXA INS GRP
%20.88%3.8991,745 86,583 58.91 62.77
%
%
5 111 LIBERTY MUT GRP
%24.55%3.6786,557 88,462 44.37 46.40
%
%
6 158 FAIRFAX FIN GRP
%28.15%3.6085,062 76,893 40.20 46.22
%
%
7 98 WR BERKLEY CORP GRP
%31.66%3.5182,927 77,070 57.72 67.79
%
%
8 91 HARTFORD FIRE & CAS GRP
%34.81%3.1474,129 65,655 N/A N/A
9 12 AMERICAN INTL GRP
%37.92%3.1173,504 82,032 62.63 67.60
%
%
10 218 CNA INS GRP
%40.89%2.9770,148 67,040 47.18 51.90
%
%
**STAT E TOTAL**
%100.00%100.002,359,755 2,281,236 52.54 58.60
%
%
1 98 WR BERKLEY CORP GRP
%8.22%8.2222,764 21,915North Dakota 137.44 140.61
%
%
2 3548 TRAVELERS GRP
%16.05%7.8221,647 20,373 48.94 52.40
%
%
3 31 BERKSHIRE HATHAWAY GRP
%21.15%5.1014,123 11,642 35.05 42.31
%
%
4 626 CHUBB LTD GRP
%25.79%4.6512,858 12,068 40.34 50.91
%
%
5 158 FAIRFAX FIN GRP
%29.07%3.289,079 8,343 20.47 28.55
%
%
6 111 LIBERTY MUT GRP
%32.33%3.269,016 8,690 154.62 155.55
%
%
7 14184 ACUITY A MUT INS CO
%35.12%2.787,704 7,244 17.97 21.05
%
%
8 1279 ARCH INS GRP
%37.70%2.597,157 7,217 28.38 34.04
%
%
9 140 NATIONWIDE CORP GRP
%40.17%2.476,846 7,569 33.71 39.20
%
%
10 212 ZURICH INS GRP
%42.53%2.366,521 6,342 15.83 13.61
%
%
**STAT E TOTAL**
%100.00%100.00276,774 260,565 55.36 59.39
%
%
1 626 CHUBB LTD GRP
%8.58%8.58231,683 223,320Ohio 51.12 57.31
%
%
2 244 CINCINNATI FIN GRP
%14.85%6.27169,326 169,314 53.36 55.18
%
%
3 3548 TRAVELERS GRP
%20.55%5.70153,945 148,563 74.02 87.01
%
%
4 12 AMERICAN INTL GRP
%24.45%3.90105,380 101,447 10.88 11.98
%
%
5 218 CNA INS GRP
%28.34%3.89105,147 108,890 67.76 75.00
%
%
6 111 LIBERTY MUT GRP
%32.24%3.89105,140 110,171 80.76 95.44
%
%
7 968 AXA INS GRP
%35.98%3.74101,059 103,762 33.53 38.69
%
%
8 31 BERKSHIRE HATHAWAY GRP
%39.48%3.5094,567 93,365 31.03 30.95
%
%
9 158 FAIRFAX FIN GRP
%42.98%3.5094,448 91,339 78.91 91.55
%
%
10 212 ZURICH INS GRP
%46.18%3.2086,318 83,332 61.16 71.32
%
%
**STAT E TOTAL**
%100.00%100.002,700,599 2,645,595 51.55 57.57
%
%
© 2024 National Association of Insurance Commissioners
323
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%9.24%9.2484,546 61,909Oklahoma 76.16 80.64
%
%
2 3548 TRAVELERS GRP
%15.60%6.3658,232 56,721 53.17 57.22
%
%
3 31 BERKSHIRE HATHAWAY GRP
%20.04%4.4440,589 40,061 38.12 45.11
%
%
4 98 WR BERKLEY CORP GRP
%24.29%4.2538,899 37,052 26.86 39.37
%
%
5 84 AMERICAN FINANCIAL GRP
%28.04%3.7534,303 33,019 70.99 79.07
%
%
6 218 CNA INS GRP
%31.69%3.6633,469 31,037 69.59 74.24
%
%
7 111 LIBERTY MUT GRP
%35.35%3.6533,410 36,902 66.18 74.49
%
%
8 158 FAIRFAX FIN GRP
%38.70%3.3630,716 29,323 30.04 37.72
%
%
9 785 MARKEL CORP GRP
%41.95%3.2429,683 29,197 65.81 84.65
%
%
10 4935 CHANDLER INS GRP
%44.53%2.5823,599 23,055 40.22 44.28
%
%
**STAT E TOTAL**
%100.00%100.00915,095 871,663 58.68 64.60
%
%
1 626 CHUBB LTD GRP
%7.03%7.0373,484 69,249Oregon 14.84 30.36
%
%
2 111 LIBERTY MUT GRP
%13.55%6.5168,065 67,766 116.80 122.70
%
%
3 3548 TRAVELERS GRP
%18.04%4.5046,978 45,326 50.10 63.45
%
%
4 31 BERKSHIRE HATHAWAY GRP
%22.32%4.2744,654 44,006 50.54 48.66
%
%
5 98 WR BERKLEY CORP GRP
%26.19%3.8740,468 38,925 31.41 38.62
%
%
6 785 MARKEL CORP GRP
%29.86%3.6738,320 36,966 65.98 84.21
%
%
7 218 CNA INS GRP
%33.35%3.4936,478 34,091 122.72 153.68
%
%
8 244 CINCINNATI FIN GRP
%36.39%3.0431,768 30,551 34.60 39.96
%
%
9 158 FAIRFAX FIN GRP
%39.31%2.9230,495 32,225 103.46 130.15
%
%
10 140 NATIONWIDE CORP GRP
%41.97%2.6627,824 27,310 53.12 60.31
%
%
**STAT E TOTAL**
%100.00%100.001,044,770 1,023,428 61.40 70.90
%
%
1 626 CHUBB LTD GRP
%6.74%6.74299,497 305,178Pennsylvania 44.61 61.86
%
%
2 1120 EVEREST REINS HOLDINGS GRP
%12.47%5.74254,913 253,963 79.37 81.04
%
%
3 3548 TRAVELERS GRP
%17.77%5.30235,614 229,073 71.61 86.97
%
%
4 158 FAIRFAX FIN GRP
%22.85%5.08225,630 194,269 62.73 77.15
%
%
5 12 AMERICAN INTL GRP
%27.72%4.87216,261 209,834 70.07 76.79
%
%
6 31 BERKSHIRE HATHAWAY GRP
%32.19%4.47198,667 193,784 68.36 81.66
%
%
7 218 CNA INS GRP
%36.06%3.88172,350 170,607 92.77 90.83
%
%
8 968 AXA INS GRP
%39.73%3.67162,936 161,541 79.33 89.64
%
%
9 212 ZURICH INS GRP
%43.37%3.64161,829 160,804 98.90 111.86
%
%
10 111 LIBERTY MUT GRP
%46.47%3.10137,869 141,624 52.98 61.20
%
%
**STAT E TOTAL**
%100.00%100.004,444,602 4,349,763 67.56 76.80
%
%
1 626 CHUBB LTD GRP
%10.15%10.1540,498 39,549Rhode Island 119.98 160.24
%
%
2 3548 TRAVELERS GRP
%16.61%6.4625,772 24,743 37.07 43.68
%
%
3 968 AXA INS GRP
%21.60%4.9819,881 18,624 177.40 180.70
%
%
4 98 WR BERKLEY CORP GRP
%26.56%4.9719,808 18,837 47.00 50.95
%
%
5 31 BERKSHIRE HATHAWAY GRP
%30.85%4.2817,092 19,021 70.60 76.80
%
%
6 212 ZURICH INS GRP
%34.77%3.9315,669 17,202 214.01 227.83
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%38.55%3.7815,062 15,743 47.87 50.53
%
%
8 111 LIBERTY MUT GRP
%42.05%3.5113,984 14,170 50.82 56.67
%
%
9 12 AMERICAN INTL GRP
%45.29%3.2412,908 12,375 143.82 134.78
%
%
10 242 SELECTIVE INS GRP
%48.25%2.9611,811 10,908 42.52 48.37
%
%
**STAT E TOTAL**
%100.00%100.00398,929 393,949 86.12 96.62
%
%
© 2024 National Association of Insurance Commissioners
324
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%5.28%5.2856,698 54,813South Carolina 93.35 107.96
%
%
2 626 CHUBB LTD GRP
%10.54%5.2656,428 57,210 110.91 122.90
%
%
3 218 CNA INS GRP
%15.29%4.7450,902 46,252 68.91 68.09
%
%
4 785 MARKEL CORP GRP
%19.35%4.0643,556 42,977 51.10 69.38
%
%
5 31 BERKSHIRE HATHAWAY GRP
%23.12%3.7740,452 38,725 45.19 57.65
%
%
6 111 LIBERTY MUT GRP
%26.58%3.4637,155 36,387 118.34 105.83
%
%
7 98 WR BERKLEY CORP GRP
%29.99%3.4136,631 33,347 59.20 75.37
%
%
8 242 SELECTIVE INS GRP
%33.09%3.1033,293 32,430 59.76 66.21
%
%
9 280 AUTO OWNERS GRP
%35.73%2.6428,292 26,357 63.88 77.88
%
%
10 158 FAIRFAX FIN GRP
%38.31%2.5827,685 28,523 112.80 123.99
%
%
**STAT E TOTAL**
%100.00%100.001,073,048 1,041,048 75.66 85.87
%
%
1 3548 TRAVELERS GRP
%8.06%8.0617,364 16,481South Dakota 14.43 15.93
%
%
2 14184 ACUITY A MUT INS CO
%14.11%6.0513,037 12,315 25.01 34.38
%
%
3 626 CHUBB LTD GRP
%18.73%4.629,953 10,143 18.05 19.21
%
%
4 98 WR BERKLEY CORP GRP
%22.75%4.028,655 7,930 19.76 22.64
%
%
5 140 NATIONWIDE CORP GRP
%26.35%3.607,766 7,257 73.30 78.55
%
%
6 31 BERKSHIRE HATHAWAY GRP
%29.59%3.246,977 6,007 30.00 44.80
%
%
762EMC INS CO GRP
%32.52%2.936,324 6,277 51.15 55.30
%
%
8 176 STATE FARM GRP
%35.44%2.916,275 5,995 40.64 41.27
%
%
9 248 UNITED FIRE & CAS GRP
%38.14%2.715,829 5,557 35.49 34.26
%
%
10 280 AUTO OWNERS GRP
%40.77%2.635,665 5,258 38.27 41.86
%
%
**STAT E TOTAL**
%100.00%100.00215,463 204,337 50.53 56.29
%
%
1 626 CHUBB LTD GRP
%7.38%7.38134,126 127,913Tennessee 75.32 82.77
%
%
2 3548 TRAVELERS GRP
%12.13%4.7586,333 81,544 56.52 60.76
%
%
3 31 BERKSHIRE HATHAWAY GRP
%16.81%4.6884,982 79,759 37.42 42.71
%
%
4 111 LIBERTY MUT GRP
%20.91%4.1074,444 74,840 80.93 84.75
%
%
5 158 FAIRFAX FIN GRP
%24.50%3.5965,315 64,505 71.56 79.72
%
%
6 218 CNA INS GRP
%27.81%3.3160,217 56,983 25.79 32.46
%
%
7 968 AXA INS GRP
%31.12%3.3160,080 65,550 50.30 58.54
%
%
8 785 MARKEL CORP GRP
%34.33%3.2158,251 53,791 76.50 97.12
%
%
9 98 WR BERKLEY CORP GRP
%37.46%3.1356,930 55,689 61.34 65.67
%
%
10 212 ZURICH INS GRP
%40.48%3.0254,848 57,106 32.24 42.73
%
%
**STAT E TOTAL**
%100.00%100.001,817,082 1,761,347 61.48 68.01
%
%
1 626 CHUBB LTD GRP
%8.11%8.11834,228 805,931Texas 86.66 90.30
%
%
2 158 FAIRFAX FIN GRP
%12.86%4.75488,990 462,217 60.60 75.70
%
%
3 98 WR BERKLEY CORP GRP
%17.60%4.74487,548 463,127 79.24 87.81
%
%
4 785 MARKEL CORP GRP
%22.07%4.47459,862 434,725 70.36 91.45
%
%
5 31 BERKSHIRE HATHAWAY GRP
%26.07%4.00411,457 389,257 60.99 69.83
%
%
6 111 LIBERTY MUT GRP
%29.94%3.87398,625 407,402 83.97 92.42
%
%
7 12 AMERICAN INTL GRP
%33.78%3.84394,977 398,724 44.41 48.26
%
%
8 3548 TRAVELERS GRP
%37.38%3.60369,887 357,165 84.57 93.13
%
%
9 212 ZURICH INS GRP
%40.79%3.41351,170 326,780 86.34 97.77
%
%
10 91 HARTFORD FIRE & CAS GRP
%44.20%3.41350,981 332,304 183.66 195.02
%
%
**STAT E TOTAL**
%100.00%100.0010,288,004 9,821,901 77.19 86.75
%
%
© 2024 National Association of Insurance Commissioners
325
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%6.28%6.2860,132 56,340Utah 53.77 59.04
%
%
2 3548 TRAVELERS GRP
%11.05%4.7745,702 42,676 53.00 57.57
%
%
3 158 FAIRFAX FIN GRP
%15.36%4.3141,297 41,292 71.17 81.78
%
%
4 212 ZURICH INS GRP
%19.56%4.2040,281 38,592 63.90 83.77
%
%
5 968 AXA INS GRP
%23.48%3.9237,535 42,192 45.14 50.93
%
%
6 111 LIBERTY MUT GRP
%27.11%3.6334,754 31,307 49.38 52.03
%
%
7 31 BERKSHIRE HATHAWAY GRP
%30.71%3.6034,533 36,800 35.52 45.95
%
%
8 244 CINCINNATI FIN GRP
%34.11%3.3932,513 32,322 77.00 83.51
%
%
9 98 WR BERKLEY CORP GRP
%37.43%3.3231,828 31,441 N/A N/A
10 12 AMERICAN INTL GRP
%40.59%3.1630,267 31,893 35.03 29.05
%
%
**STAT E TOTAL**
%100.00%100.00957,998 928,289 49.19 56.62
%
%
1 31 BERKSHIRE HATHAWAY GRP
%9.08%9.0815,975 10,032Vermont 53.91 69.81
%
%
2 98 WR BERKLEY CORP GRP
%14.84%5.7610,128 9,551 84.02 87.06
%
%
3 111 LIBERTY MUT GRP
%20.17%5.349,386 9,051 57.11 66.48
%
%
4 3548 TRAVELERS GRP
%25.37%5.209,145 9,316 50.25 49.95
%
%
5 244 CINCINNATI FIN GRP
%30.01%4.648,155 8,266 25.90 28.06
%
%
6 626 CHUBB LTD GRP
%34.55%4.547,991 7,458 7.34 N/A
%
7 761 ALLIANZ INS GRP
%38.57%4.027,064 2,908 175.03 171.69
%
%
8 785 MARKEL CORP GRP
%42.13%3.576,273 5,982 77.71 94.50
%
%
9 212 ZURICH INS GRP
%45.25%3.125,490 5,073 67.86 80.43
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%48.35%3.105,450 4,361 81.91 86.83
%
%
**STAT E TOTAL**
%100.00%100.00175,918 158,680 63.96 70.68
%
%
1 626 CHUBB LTD GRP
%10.04%10.04237,367 230,699Virginia 37.35 40.59
%
%
2 12 AMERICAN INTL GRP
%15.26%5.22123,477 126,339 63.38 67.18
%
%
3 3548 TRAVELERS GRP
%20.01%4.75112,294 107,942 46.09 48.22
%
%
4 31 BERKSHIRE HATHAWAY GRP
%24.07%4.0796,154 91,426 37.40 44.50
%
%
5 218 CNA INS GRP
%27.85%3.7889,371 87,519 37.19 40.42
%
%
6 968 AXA INS GRP
%31.59%3.7388,291 87,023 56.06 61.50
%
%
7 111 LIBERTY MUT GRP
%35.07%3.4882,409 79,561 57.84 58.74
%
%
8 158 FAIRFAX FIN GRP
%38.41%3.3479,065 77,763 36.51 43.87
%
%
9 91 HARTFORD FIRE & CAS GRP
%41.60%3.1875,305 71,398 1.08 7.15
%
%
10 212 ZURICH INS GRP
%44.72%3.1273,897 75,059 46.62 51.28
%
%
**STAT E TOTAL**
%100.00%100.002,364,895 2,291,663 42.64 47.22
%
%
1 626 CHUBB LTD GRP
%6.26%6.26140,706 136,543Washington 50.76 58.44
%
%
2 111 LIBERTY MUT GRP
%12.37%6.11137,169 130,195 60.66 76.55
%
%
3 158 FAIRFAX FIN GRP
%17.41%5.03113,055 113,069 49.22 55.45
%
%
4 31 BERKSHIRE HATHAWAY GRP
%21.67%4.2695,788 86,784 36.74 44.80
%
%
5 3548 TRAVELERS GRP
%25.72%4.0590,968 87,940 81.89 88.87
%
%
6 218 CNA INS GRP
%29.53%3.8185,533 82,283 32.78 39.38
%
%
7 98 WR BERKLEY CORP GRP
%32.99%3.4677,663 76,374 65.18 72.53
%
%
8 91 HARTFORD FIRE & CAS GRP
%36.05%3.0668,785 71,454 14.05 19.96
%
%
9 140 NATIONWIDE CORP GRP
%38.96%2.9165,321 65,021 57.33 70.65
%
%
10 785 MARKEL CORP GRP
%41.71%2.7561,795 57,437 74.36 91.62
%
%
**STAT E TOTAL**
%100.00%100.002,245,969 2,171,517 62.80 71.46
%
%
© 2024 National Association of Insurance Commissioners
326
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%12.33%12.3335,617 34,041West Virginia 63.67 80.66
%
%
2 626 CHUBB LTD GRP
%17.86%5.5215,945 15,404 57.38 62.51
%
%
3 212 ZURICH INS GRP
%22.98%5.1214,789 11,123 53.56 65.47
%
%
4 785 MARKEL CORP GRP
%27.56%4.5913,242 12,364 106.58 127.33
%
%
5 111 LIBERTY MUT GRP
%31.87%4.3112,442 12,248 61.20 59.26
%
%
6 213 ERIE INS GRP
%35.19%3.329,575 8,878 110.09 111.00
%
%
7 31 BERKSHIRE HATHAWAY GRP
%38.49%3.309,534 9,632 91.08 104.73
%
%
8 244 CINCINNATI FIN GRP
%41.76%3.279,442 8,992 91.31 97.33
%
%
9 98 WR BERKLEY CORP GRP
%44.62%2.868,270 7,941 35.32 54.88
%
%
10 140 NATIONWIDE CORP GRP
%47.25%2.637,588 8,303 36.55 10.15
%
%
**STAT E TOTAL**
%100.00%100.00288,758 277,010 64.03 65.00
%
%
1 626 CHUBB LTD GRP
%6.45%6.45102,719 108,240Wisconsin 40.10 42.67
%
%
2 3548 TRAVELERS GRP
%12.66%6.2198,954 96,171 74.09 78.46
%
%
3 15350 WEST BEND INS CO
%18.44%5.7992,210 90,624 51.10 55.74
%
%
4 218 CNA INS GRP
%22.28%3.8461,110 59,336 48.97 60.97
%
%
5 212 ZURICH INS GRP
%26.01%3.7359,452 56,673 52.09 58.91
%
%
6 473 AMERICAN FAMILY INS GRP
%29.25%3.2451,604 50,091 51.71 53.10
%
%
7 31 BERKSHIRE HATHAWAY GRP
%32.37%3.1249,667 49,053 98.64 109.50
%
%
8 98 WR BERKLEY CORP GRP
%35.41%3.0448,432 45,239 68.40 69.79
%
%
9 14184 ACUITY A MUT INS CO
%38.34%2.9346,741 44,935 41.01 45.90
%
%
10 84 AMERICAN FINANCIAL GRP
%41.13%2.7944,480 43,857 50.85 57.16
%
%
**STAT E TOTAL**
%100.00%100.001,593,389 1,570,419 52.27 58.35
%
%
1 785 MARKEL CORP GRP
%15.82%15.8231,444 29,888Wyoming 35.76 49.34
%
%
2 3548 TRAVELERS GRP
%23.11%7.2914,480 13,698 84.54 122.32
%
%
3 98 WR BERKLEY CORP GRP
%28.51%5.4010,734 9,813 26.35 32.16
%
%
4 244 CINCINNATI FIN GRP
%32.14%3.637,219 6,455 23.23 28.79
%
%
5 31 BERKSHIRE HATHAWAY GRP
%35.71%3.577,096 6,728 17.19 17.32
%
%
6 140 NATIONWIDE CORP GRP
%39.25%3.537,022 7,409 63.58 64.09
%
%
7 626 CHUBB LTD GRP
%42.62%3.376,699 6,700 39.86 46.77
%
%
862EMC INS CO GRP
%45.83%3.216,374 6,143 20.16 22.67
%
%
9 111 LIBERTY MUT GRP
%48.90%3.076,108 6,121 55.93 57.01
%
%
10 1279 ARCH INS GRP
%51.69%2.795,542 4,940 27.80 36.45
%
%
**STAT E TOTAL**
%100.00%100.00198,726 190,646 40.71 50.18
%
%
1 4672 DONGBU INS GRP
%21.49%21.493,785 3,481Guam 3.66 1.62
%
%
2 12 AMERICAN INTL GRP
%34.74%13.252,333 3,613 N/A N/A
3 5030 TAN HOLDINGS CORP GRP
%46.65%11.912,097 991 20.19 29.27
%
%
4 13597 CHUNG KUO INS CO LTD
%56.24%9.601,690 1,608 4.82 5.39
%
%
5 18380 PACIFIC IND INS CO
%65.72%9.481,669 1,593 1.94 1.94
%
%
6 4715 MS & AD INS GRP
%74.36%8.641,521 1,663 19.52 21.34
%
%
7 626 CHUBB LTD GRP
%79.44%5.08894 869 9.94 13.17
%
%
8 98 WR BERKLEY CORP GRP
%83.39%3.95696 663 5.94 N/A
%
9 10020 UNITED EDUCATORS INS RRG INC
%87.19%3.80669 662 2.00 2.54
%
%
10 10972 FIRST NET INS CO
%90.59%3.40598 521 0.70 0.20
%
%
**STAT E TOTAL**
%100.00%100.0017,610 17,234 11.07 N/A
%
© 2024 National Association of Insurance Commissioners
327
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%15.63%15.6345,544 43,888Puerto Rico 14.65 31.77
%
%
2 12 AMERICAN INTL GRP
%30.67%15.0543,857 43,494 11.57 14.58
%
%
3 111 LIBERTY MUT GRP
%43.37%12.7037,002 35,629 51.03 54.96
%
%
4 411 MAPFRE INS GRP
%51.83%8.4624,658 26,886 23.67 28.81
%
%
5 19 ASSURANT INC GRP
%57.13%5.3015,443 7,279 37.23 37.29
%
%
6 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%62.27%5.1414,981 15,059 20.30 22.94
%
%
7 4804 MULTINATIONAL GRP
%67.22%4.9514,432 11,521 12.42 15.62
%
%
8 98 WR BERKLEY CORP GRP
%72.13%4.9114,298 15,042 32.21 31.13
%
%
9 536 GUIDEWELL MUT HOLDING GRP
%76.59%4.4612,995 12,928 19.28 25.46
%
%
10 71 UNIVERSAL INS CO GRP
%80.75%4.1612,132 12,072 17.83 23.28
%
%
**STAT E TOTAL**
%100.00%100.00291,453 268,689 23.91 29.73
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%54.64%54.6415,950 16,213U.S. Virgin Islands 20.05 32.51
%
%
2 161 TOPA EQUITIES LTD GRP
%68.68%14.044,098 4,188 66.89 79.37
%
%
3 111 LIBERTY MUT GRP
%74.81%6.131,790 1,794 47.27 129.63
%
%
4 626 CHUBB LTD GRP
%77.49%2.68782 860 64.35 397.31
%
%
5 98 WR BERKLEY CORP GRP
%79.79%2.30673 529 N/A N/A
6 4670 STARR GRP
%82.06%2.27663 330 52.10 57.73
%
%
7 32450 ALPS PROP & CAS INS CO
%84.13%2.07604 603 50.14 45.64
%
%
8 4706 LOCKHART CO GRP
%86.14%2.01587 704 7.24 7.24
%
%
9 158 FAIRFAX FIN GRP
%87.96%1.82531 334 32.34 43.50
%
%
10 968 AXA INS GRP
%89.38%1.42413 415 N/A N/A
**STAT E TOTAL**
%100.00%100.0029,192 31,637 29.77 53.92
%
%
1 5030 TAN HOLDINGS CORP GRP
%58.95%58.951,612 692N. Mariana Islands 343.73 346.85
%
%
2 4672 DONGBU INS GRP
%74.66%15.71430 408 8.34 25.91
%
%
3 10972 FIRST NET INS CO
%84.33%9.67264 256 N/A N/A
4 98 WR BERKLEY CORP GRP
%92.47%8.14223 195 N/A N/A
5 12 AMERICAN INTL GRP
%96.46%3.99109 131 N/A N/A
6 111 LIBERTY MUT GRP
%98.60%2.1459 36 57.25 57.25
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.27%0.6718 11 N/A 3,090.44
%
8 18380 PACIFIC IND INS CO
%99.92%0.6518 16 15.84 15.84
%
%
9 29629 NAMIC INS CO INC
%100.00%0.144 3 N/A 0.12
%
10 10758 COLONIAL SURETY CO
%100.00%0.010 0 31.91 57.45
%
%
**STAT E TOTAL**
%100.00%100.002,735 1,747 131.74 142.56
%
%
1 111 LIBERTY MUT GRP
%20.28%20.28286,733 285,348Canada 36.08 53.80
%
%
2 968 AXA INS GRP
%40.09%19.81280,017 278,391 N/A N/A
3 218 CNA INS GRP
%53.96%13.86195,971 188,132 39.27 47.30
%
%
4 31 BERKSHIRE HATHAWAY GRP
%64.84%10.89153,868 147,755 51.80 63.96
%
%
5 98 WR BERKLEY CORP GRP
%74.90%10.06142,208 140,691 48.08 54.74
%
%
6 3416 AXIS CAPITAL GRP
%83.88%8.97126,803 118,263 34.42 38.83
%
%
7 761 ALLIANZ INS GRP
%88.76%4.8869,003 73,631 11.00 16.13
%
%
8 158 FAIRFAX FIN GRP
%92.34%3.5850,634 51,515 28.92 42.61
%
%
9 181 SWISS RE GRP
%95.32%2.9842,099 74,686 15.62 N/A
%
10 84 AMERICAN FINANCIAL GRP
%97.81%2.5035,295 36,316 14.28 21.28
%
%
**STAT E TOTAL**
%100.00%100.001,413,531 1,423,845 20.19 29.46
%
%
© 2024 National Association of Insurance Commissioners
328
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.1, 17.2 - Other Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%27.01%27.01451,721 456,460Agg. Other Alien 54.12 59.53
%
%
2 98 WR BERKLEY CORP GRP
%45.02%18.02301,409 281,970 41.76 41.76
%
%
3 158 FAIRFAX FIN GRP
%58.58%13.55226,712 195,924 33.72 41.37
%
%
4 31 BERKSHIRE HATHAWAY GRP
%71.86%13.28222,117 224,001 67.65 82.58
%
%
5 3569 CATERPILLAR GRP
%80.95%9.09152,108 143,886 75.87 75.87
%
%
6 12 AMERICAN INTL GRP
%87.43%6.48108,361 104,424 56.14 143.52
%
%
7 19 ASSURANT INC GRP
%89.84%2.4140,336 59,421 52.70 52.70
%
%
8 626 CHUBB LTD GRP
%91.86%2.0233,730 49,545 39.02 54.06
%
%
9 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG
%93.58%1.7328,885 29,118 50.25 50.25
%
%
10 4962 AU HOLDING CO GRP
%94.23%0.6510,812 9,452 N/A N/A
**STAT E TOTAL**
%100.00%100.001,672,722 1,671,313 53.33 64.17
%
%
© 2024 National Association of Insurance Commissioners
329
17.3—Excess Workers’ Compensation
© 2024 National Association of Insurance Commissioners
330
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%49.46%49.46601,481 601,275 18.82 17.58
%
%
2 626 CHUBB LTD GRP
%60.79%11.33137,762 140,005 47.56 47.45
%
%
3 111 LIBERTY MUT GRP
%70.68%9.89120,295 107,953 8.19 17.62
%
%
4 1279 ARCH INS GRP
%77.82%7.1486,785 83,086 66.26 68.17
%
%
5 212 ZURICH INS GRP
%81.04%3.2239,182 40,331 N/A 5.09
%
6 572 BCBS OF MI GRP
%83.84%2.8034,005 35,258 74.86 77.18
%
%
7 1208 GRAY INS GRP
%86.62%2.7833,757 33,961 49.57 55.61
%
%
8 12 AMERICAN INTL GRP
%89.37%2.7533,442 32,950 72.73 75.41
%
%
9 968 AXA INS GRP
%91.49%2.1225,819 23,822 76.47 85.11
%
%
10 3548 TRAVELERS GRP
%93.01%1.5218,434 17,912 37.89 50.48
%
%
11 150 OLD REPUBLIC GRP
%94.44%1.4317,418 17,723 57.95 61.03
%
%
12 1120 EVEREST REINS HOLDINGS GRP
%95.26%0.829,938 11,532 59.37 59.28
%
%
13 91 HARTFORD FIRE & CAS GRP
%96.00%0.749,039 8,639 431.80 461.66
%
%
14 4886 BENCHMARK HOLDING GRP
%96.69%0.698,420 7,601 115.45 121.52
%
%
15 4670 STARR GRP
%97.26%0.576,921 6,130 53.66 57.98
%
%
16 12773 PRESCIENT NATL INS CO
%97.75%0.496,009 5,252 4.94 5.61
%
%
17 62 EMC INS CO GRP
%98.11%0.364,374 4,324 16.86 16.48
%
%
18 169 SENTRY INS GRP
%98.38%0.263,189 3,122 N/A N/A
19 4715 MS & AD INS GRP
%98.60%0.232,748 2,843 9.76 9.98
%
%
20 408 BROOKFIELD REINS LTD GRP
%98.80%0.202,432 2,431 N/A N/A
21 11118 FEDERATED RURAL ELECTRIC INS EXCH
%99.00%0.192,356 2,346 9.48 9.48
%
%
22 785 MARKEL CORP GRP
%99.18%0.192,250 2,153 N/A N/A
23 155 PROGRESSIVE GRP
%99.31%0.131,562 1,562 65.23 83.80
%
%
24 594 AMERICAN CONTRACTORS INS GRP
%99.42%0.111,387 1,387 21.78 21.78
%
%
25 2538 AMTRUST FINANCIAL SERV GRP
%99.52%0.101,196 1,193 N/A N/A
26 218 CNA INS GRP
%99.60%0.08993 857 516.40 747.76
%
%
27 11668 INSPIRIEN INS CO
%99.68%0.08978 978 6.13 6.13
%
%
28 84 AMERICAN FINANCIAL GRP
%99.76%0.08956 923 N/A N/A
29 361 MUNICH RE GRP
%99.83%0.07858 1,433 N/A N/A
30 3219 SOMPO GRP
%99.89%0.06749 622 58.42 25.18
%
%
31 244 CINCINNATI FIN GRP
%99.95%0.06685 762 121.47 121.47
%
%
32 27905 NLC MUT INS CO
%99.98%0.03409 384 N/A N/A
33 350 GENERAL ELECTRIC GRP
%100.00%0.02266 266 152.51 159.89
%
%
34 306 TRUSTAGE GRP
%100.00%0.02183 180 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.001,216,017 1,201,265 21.10 25.20
%
%
© 2024 National Association of Insurance Commissioners
331
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%49.68%49.68601,481 601,275 18.77 17.53
%
%
2 626 CHUBB LTD GRP
%61.06%11.38137,762 140,005 46.70 46.58
%
%
3 111 LIBERTY MUT GRP
%69.32%8.26100,048 91,938 N/A 0.21
%
4 1279 ARCH INS GRP
%76.49%7.1786,785 83,086 66.26 68.17
%
%
5 212 ZURICH INS GRP
%79.72%3.2439,182 40,331 N/A 5.09
%
6 572 BCBS OF MI GRP
%82.53%2.8134,005 35,258 74.86 77.18
%
%
7 1208 GRAY INS GRP
%85.32%2.7933,757 33,961 49.57 55.61
%
%
8 12 AMERICAN INTL GRP
%88.10%2.7833,661 33,168 72.25 74.91
%
%
9 968 AXA INS GRP
%90.23%2.1325,819 23,822 76.47 85.11
%
%
10 3548 TRAVELERS GRP
%91.75%1.5218,434 17,912 37.89 50.48
%
%
11 150 OLD REPUBLIC GRP
%93.19%1.4417,418 17,723 57.95 61.03
%
%
12 98 WR BERKLEY CORP GRP
%94.15%0.9611,570 11,342 8.72 8.76
%
%
13 1120 EVEREST REINS HOLDINGS GRP
%94.97%0.829,938 11,532 59.37 59.28
%
%
14 91 HARTFORD FIRE & CAS GRP
%95.72%0.759,039 8,639 432.05 461.93
%
%
15 4886 BENCHMARK HOLDING GRP
%96.41%0.708,420 7,601 115.45 121.52
%
%
16 4670 STARR GRP
%96.98%0.576,921 6,130 53.66 57.98
%
%
17 12773 PRESCIENT NATL INS CO
%97.48%0.506,009 5,252 4.94 5.61
%
%
18 62 EMC INS CO GRP
%97.84%0.364,374 4,324 16.86 16.48
%
%
19 169 SENTRY INS GRP
%98.10%0.263,189 3,122 N/A N/A
20 181 SWISS RE GRP
%98.35%0.242,951 3,283 N/A N/A
21 4715 MS & AD INS GRP
%98.57%0.232,748 2,843 9.76 9.98
%
%
22 408 BROOKFIELD REINS LTD GRP
%98.78%0.202,432 2,431 N/A N/A
23 11118 FEDERATED RURAL ELECTRIC INS EXCH
%98.97%0.192,356 2,346 9.48 9.48
%
%
24 785 MARKEL CORP GRP
%99.16%0.192,250 2,153 N/A N/A
25 155 PROGRESSIVE GRP
%99.28%0.131,562 1,562 65.23 83.80
%
%
26 594 AMERICAN CONTRACTORS INS GRP
%99.40%0.111,387 1,387 21.78 21.78
%
%
27 2538 AMTRUST FINANCIAL SERV GRP
%99.50%0.101,196 1,193 N/A N/A
28 218 CNA INS GRP
%99.58%0.08993 857 516.40 747.76
%
%
29 11668 INSPIRIEN INS CO
%99.66%0.08978 978 6.13 6.13
%
%
30 84 AMERICAN FINANCIAL GRP
%99.74%0.08956 923 N/A N/A
31 361 MUNICH RE GRP
%99.81%0.07858 1,433 N/A N/A
32 3219 SOMPO GRP
%99.87%0.06749 622 58.42 25.18
%
%
33 244 CINCINNATI FIN GRP
%99.93%0.06685 762 121.47 121.47
%
%
34 27905 NLC MUT INS CO
%99.96%0.03409 384 N/A N/A
35 350 GENERAL ELECTRIC GRP
%99.98%0.02266 266 152.51 159.89
%
%
36 306 TRUSTAGE GRP
%100.00%0.02183 180 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.001,210,773 1,200,026 19.90 23.96
%
%
© 2024 National Association of Insurance Commissioners
332
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%58.30%58.3012,220 12,114Alabama N/A N/A
2 626 CHUBB LTD GRP
%75.60%17.313,628 4,066 242.00 241.81
%
%
3 111 LIBERTY MUT GRP
%80.87%5.271,104 1,292 N/A N/A
4 11668 INSPIRIEN INS CO
%85.54%4.67978 978 6.13 6.13
%
%
5 12 AMERICAN INTL GRP
%89.77%4.23887 880 N/A N/A
6 1279 ARCH INS GRP
%92.92%3.14659 655 58.22 56.52
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%94.87%1.95409 401 57.92 57.92
%
%
8 91 HARTFORD FIRE & CAS GRP
%96.18%1.31275 259 2,339.73 2,463.54
%
%
9 155 PROGRESSIVE GRP
%97.48%1.30272 272 N/A N/A
10 968 AXA INS GRP
%98.54%1.06222 235 40.83 47.51
%
%
**STAT E TOTAL**
%100.00%100.0020,962 21,513 53.51 57.06
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%61.65%61.652,277 2,274Alaska 39.91 38.64
%
%
2 1120 EVEREST REINS HOLDINGS GRP
%86.88%25.23932 890 57.95 57.95
%
%
3 111 LIBERTY MUT GRP
%95.46%8.58317 317 N/A N/A
4 626 CHUBB LTD GRP
%100.00%7.95294 379 1,222.23 1,226.75
%
%
5 150 OLD REPUBLIC GRP
%100.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.003,693 3,716 130.28 133.91
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%66.16%66.1610,297 10,360Arizona N/A N/A
2 626 CHUBB LTD GRP
%77.80%11.641,812 2,073 72.03 70.98
%
%
3 111 LIBERTY MUT GRP
%84.22%6.42999 1,127 47.39 59.30
%
%
4 12 AMERICAN INTL GRP
%90.25%6.04939 457 49.74 54.71
%
%
5 1279 ARCH INS GRP
%93.96%3.71577 578 41.20 42.54
%
%
6 968 AXA INS GRP
%96.29%2.33363 343 61.31 71.36
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%98.18%1.89294 295 45.95 45.95
%
%
8 150 OLD REPUBLIC GRP
%98.98%0.81125 129 754.67 758.58
%
%
9 91 HARTFORD FIRE & CAS GRP
%99.44%0.4571 83 N/A N/A
10 4670 STARR GRP
%99.74%0.3047 42 66.57 69.58
%
%
**STAT E TOTAL**
%100.00%100.0015,565 16,210 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%46.41%46.414,309 4,269Arkansas 15.87 15.15
%
%
2 626 CHUBB LTD GRP
%68.97%22.562,095 2,598 165.94 166.40
%
%
3 968 AXA INS GRP
%79.43%10.45970 583 74.13 86.29
%
%
4 111 LIBERTY MUT GRP
%86.14%6.71623 450 460.49 476.68
%
%
5 12 AMERICAN INTL GRP
%92.26%6.12568 586 N/A N/A
6 150 OLD REPUBLIC GRP
%97.01%4.75441 429 N/A N/A
7 1279 ARCH INS GRP
%98.51%1.50139 139 59.90 62.62
%
%
8 4886 BENCHMARK HOLDING GRP
%99.75%1.24115 38 57.20 60.21
%
%
9 91 HARTFORD FIRE & CAS GRP
%100.00%0.2523 23 N/A N/A
**STAT E TOTAL**
%100.00%100.009,284 9,116 68.62 70.44
%
%
© 2024 National Association of Insurance Commissioners
333
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%57.35%57.35136,498 132,360California 87.43 87.01
%
%
2 626 CHUBB LTD GRP
%69.51%12.1628,938 26,903 15.16 14.77
%
%
3 111 LIBERTY MUT GRP
%80.38%10.8725,873 24,323 27.68 34.27
%
%
4 1279 ARCH INS GRP
%87.29%6.9116,446 16,866 94.60 97.44
%
%
5 572 BCBS OF MI GRP
%90.12%2.836,725 6,547 16.36 20.45
%
%
6 968 AXA INS GRP
%92.66%2.546,044 5,824 38.94 45.43
%
%
7 12 AMERICAN INTL GRP
%94.67%2.014,785 4,531 N/A N/A
8 212 ZURICH INS GRP
%96.20%1.533,644 4,919 N/A N/A
9 785 MARKEL CORP GRP
%97.14%0.932,223 2,077 152.46 164.70
%
%
10 3548 TRAVELERS GRP
%97.95%0.811,938 1,932 N/A N/A
**STAT E TOTAL**
%100.00%100.00237,993 231,110 44.50 49.18
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%40.65%40.657,880 7,745Colorado N/A N/A
2 1279 ARCH INS GRP
%68.51%27.855,399 4,086 96.12 98.79
%
%
3 111 LIBERTY MUT GRP
%79.50%10.992,130 2,030 53.44 64.88
%
%
4 968 AXA INS GRP
%85.91%6.411,242 1,234 654.69 689.19
%
%
5 572 BCBS OF MI GRP
%90.70%4.80930 881 20.28 29.04
%
%
6 626 CHUBB LTD GRP
%94.52%3.82740 966 189.29 187.17
%
%
7 212 ZURICH INS GRP
%96.56%2.04395 341 N/A N/A
8 12 AMERICAN INTL GRP
%98.38%1.82352 369 N/A N/A
9 3548 TRAVELERS GRP
%98.92%0.55106 105 94.57 104.60
%
%
10 1120 EVEREST REINS HOLDINGS GRP
%99.43%0.5198 98 56.68 56.68
%
%
**STAT E TOTAL**
%100.00%100.0019,382 17,946 47.24 47.16
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%85.06%85.0618,553 18,526Connecticut 68.79 67.89
%
%
2 1279 ARCH INS GRP
%89.46%4.41961 837 17.35 17.15
%
%
3 212 ZURICH INS GRP
%93.61%4.15906 865 8.99 58.84
%
%
4 111 LIBERTY MUT GRP
%97.12%3.51765 942 2.81 17.06
%
%
5 626 CHUBB LTD GRP
%100.00%2.91634 645 18.85 18.53
%
%
6 3548 TRAVELERS GRP
%100.00%0.3677 77 6,108.60 6,353.86
%
%
7 150 OLD REPUBLIC GRP
%100.00%0.1022 21 N/A N/A
8 169 SENTRY INS GRP
%100.00%0.0919 18 37.12 15.51
%
%
**STAT E TOTAL**
%100.00%100.0021,812 21,914 84.25 87.71
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%83.00%83.001,558 1,593Delaware 48.58 47.88
%
%
2 111 LIBERTY MUT GRP
%96.20%13.20248 255 55.88 68.42
%
%
3 626 CHUBB LTD GRP
%98.92%2.7251 54 N/A N/A
4 1279 ARCH INS GRP
%99.52%0.5911 11 570.98 608.94
%
%
5 212 ZURICH INS GRP
%100.00%0.5510 10 N/A 37.69
%
**STAT E TOTAL**
%100.00%100.001,877 1,930 36.54 41.79
%
%
1 968 AXA INS GRP
%46.52%46.523,066 2,545District Of Columbia 54.74 63.72
%
%
2 212 ZURICH INS GRP
%64.04%17.521,155 1,146 N/A 16.60
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%80.61%16.571,092 1,097 7.47 6.94
%
%
4 1279 ARCH INS GRP
%95.44%14.83977 989 107.19 111.42
%
%
5 111 LIBERTY MUT GRP
%97.61%2.17143 143 18.41 26.95
%
%
6 12 AMERICAN INTL GRP
%99.23%1.62107 59 25.71 28.28
%
%
7 626 CHUBB LTD GRP
%100.00%0.7751 52 1.78 1.16
%
%
**STAT E TOTAL**
%100.00%100.006,591 6,030 35.16 45.14
%
%
© 2024 National Association of Insurance Commissioners
334
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%43.30%43.3031,540 34,071Florida 16.64 15.85
%
%
2 1279 ARCH INS GRP
%61.30%18.0013,114 12,442 43.90 45.05
%
%
3 626 CHUBB LTD GRP
%75.99%14.6810,694 9,690 115.53 115.97
%
%
4 111 LIBERTY MUT GRP
%82.71%6.724,896 4,629 N/A N/A
5 572 BCBS OF MI GRP
%87.08%4.383,187 3,196 1.74 N/A
%
6 12 AMERICAN INTL GRP
%90.53%3.442,507 2,743 99.31 112.28
%
%
7 968 AXA INS GRP
%92.69%2.171,580 1,580 8.94 19.19
%
%
8 212 ZURICH INS GRP
%94.71%2.011,465 1,550 N/A 20.73
%
9 3548 TRAVELERS GRP
%96.65%1.941,416 1,289 190.09 222.99
%
%
10 150 OLD REPUBLIC GRP
%97.66%1.01734 729 6.11 6.96
%
%
**STAT E TOTAL**
%100.00%100.0072,840 73,662 31.61 33.59
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%48.05%48.0521,391 19,971Georgia 39.46 38.47
%
%
2 111 LIBERTY MUT GRP
%62.46%14.416,417 5,958 31.87 45.15
%
%
3 626 CHUBB LTD GRP
%75.30%12.835,713 6,122 N/A N/A
4 572 BCBS OF MI GRP
%79.72%4.421,968 2,931 43.14 52.36
%
%
5 12 AMERICAN INTL GRP
%83.26%3.541,578 2,027 21.51 23.62
%
%
6 212 ZURICH INS GRP
%86.28%3.021,345 2,318 61.70 94.23
%
%
7 3548 TRAVELERS GRP
%88.84%2.561,140 1,107 N/A 5.74
%
8 4670 STARR GRP
%90.85%2.01894 876 65.90 69.46
%
%
9 12773 PRESCIENT NATL INS CO
%92.63%1.78794 628 7.99 9.08
%
%
10 968 AXA INS GRP
%94.27%1.64728 729 36.32 42.29
%
%
**STAT E TOTAL**
%100.00%100.0044,518 45,216 33.28 36.88
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%58.90%58.905,976 5,573Hawaii 110.93 111.61
%
%
2 968 AXA INS GRP
%93.52%34.623,512 3,421 51.91 60.39
%
%
3 1279 ARCH INS GRP
%95.70%2.18222 211 17.29 16.86
%
%
4 626 CHUBB LTD GRP
%97.31%1.60163 152 116.86 125.47
%
%
5 12 AMERICAN INTL GRP
%98.77%1.47149 184 36.83 40.51
%
%
6 212 ZURICH INS GRP
%100.00%1.31133 137 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,145 9,669 70.08 74.63
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%61.01%61.011,401 1,543Idaho 39.79 39.77
%
%
2 212 ZURICH INS GRP
%83.01%22.01505 499 N/A N/A
3 626 CHUBB LTD GRP
%94.41%11.40262 258 19.38 19.51
%
%
4 1120 EVEREST REINS HOLDINGS GRP
%99.09%4.68107 101 58.75 58.75
%
%
5 111 LIBERTY MUT GRP
%100.00%0.9321 21 N/A N/A
**STAT E TOTAL**
%100.00%100.002,297 2,421 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%50.96%50.9629,903 29,110Illinois N/A N/A
2 626 CHUBB LTD GRP
%64.48%13.517,928 7,954 56.38 56.75
%
%
3 111 LIBERTY MUT GRP
%73.16%8.695,097 5,042 29.54 41.96
%
%
4 12773 PRESCIENT NATL INS CO
%80.58%7.414,351 4,256 4.39 4.99
%
%
5 1279 ARCH INS GRP
%86.03%5.453,198 2,720 38.55 42.48
%
%
6 150 OLD REPUBLIC GRP
%90.12%4.092,400 2,430 N/A N/A
7 572 BCBS OF MI GRP
%92.44%2.321,362 1,589 7.58 10.85
%
%
8 12 AMERICAN INTL GRP
%93.98%1.54902 884 185.26 202.65
%
%
9 3548 TRAVELERS GRP
%95.50%1.52893 880 54.13 62.40
%
%
10 968 AXA INS GRP
%96.91%1.42830 813 6.34 11.79
%
%
**STAT E TOTAL**
%100.00%100.0058,675 58,114 0.13 2.89
%
%
© 2024 National Association of Insurance Commissioners
335
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%20.35%20.353,146 3,475Indiana N/A N/A
2 3098 TOKIO MARINE HOLDINGS INC GRP
%39.36%19.012,939 2,992 N/A N/A
362EMC INS CO GRP
%52.95%13.592,101 2,024 27.65 27.23
%
%
4 111 LIBERTY MUT GRP
%64.61%11.671,804 1,777 15.11 25.54
%
%
5 4886 BENCHMARK HOLDING GRP
%70.91%6.30974 728 88.65 93.32
%
%
6 1208 GRAY INS GRP
%76.23%5.32822 576 65.84 69.92
%
%
7 572 BCBS OF MI GRP
%80.65%4.42683 684 19.00 27.21
%
%
8 150 OLD REPUBLIC GRP
%84.69%4.04624 564 9.33 10.79
%
%
9 91 HARTFORD FIRE & CAS GRP
%88.35%3.66566 557 N/A N/A
10 212 ZURICH INS GRP
%91.87%3.52544 516 N/A N/A
**STAT E TOTAL**
%100.00%100.0015,461 15,336 4.44 10.40
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%48.56%48.563,531 3,580Iowa 28.85 26.89
%
%
2 150 OLD REPUBLIC GRP
%65.16%16.601,207 1,258 20.07 23.50
%
%
3 626 CHUBB LTD GRP
%79.52%14.361,044 1,616 100.93 99.34
%
%
462EMC INS CO GRP
%91.26%11.74853 870 4.62 4.05
%
%
5 111 LIBERTY MUT GRP
%96.47%5.21379 657 N/A N/A
6 1279 ARCH INS GRP
%99.50%3.02220 201 268.93 267.19
%
%
7 572 BCBS OF MI GRP
%100.00%0.5037 92 13.83 19.80
%
%
8 91 HARTFORD FIRE & CAS GRP
%100.00%0.4835 151 7.61 10.40
%
%
9 785 MARKEL CORP GRP
%100.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.007,270 8,404 10.36 12.23
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%59.49%59.495,732 5,906Kansas N/A N/A
2 212 ZURICH INS GRP
%74.09%14.601,406 1,368 25.53 44.83
%
%
3 626 CHUBB LTD GRP
%80.08%5.99577 618 54.52 53.02
%
%
4 111 LIBERTY MUT GRP
%84.81%4.72455 138 N/A N/A
5 1279 ARCH INS GRP
%89.41%4.61444 239 17.96 16.30
%
%
6 12 AMERICAN INTL GRP
%93.66%4.25410 319 22.75 25.03
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%96.20%2.53244 568 51.30 51.30
%
%
8 1208 GRAY INS GRP
%97.81%1.61155 152 10.69 12.27
%
%
9 150 OLD REPUBLIC GRP
%98.88%1.07103 102 N/A N/A
10 572 BCBS OF MI GRP
%99.58%0.7067 66 N/A N/A
**STAT E TOTAL**
%100.00%100.009,635 9,505 27.29 30.05
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%46.26%46.265,921 6,792Kentucky N/A N/A
2 111 LIBERTY MUT GRP
%61.68%15.421,973 1,216 N/A N/A
3 626 CHUBB LTD GRP
%72.16%10.491,342 1,445 178.28 177.20
%
%
4 4715 MS & AD INS GRP
%79.76%7.60973 949 0.00 0.00
%
%
5 968 AXA INS GRP
%84.67%4.91628 440 74.18 75.79
%
%
6 1279 ARCH INS GRP
%89.06%4.39562 693 29.28 31.03
%
%
7 27905 NLC MUT INS CO
%92.26%3.20409 384 N/A N/A
8 150 OLD REPUBLIC GRP
%94.65%2.39306 306 165.27 162.26
%
%
9 361 MUNICH RE GRP
%96.32%1.66213 276 N/A N/A
10 212 ZURICH INS GRP
%97.90%1.58203 351 N/A N/A
**STAT E TOTAL**
%100.00%100.0012,799 14,003 19.11 29.33
%
%
© 2024 National Association of Insurance Commissioners
336
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 1208 GRAY INS GRP
%56.21%56.2129,816 29,582Louisiana 47.28 55.57
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%75.56%19.3510,264 10,369 3.25 0.81
%
%
3 111 LIBERTY MUT GRP
%82.51%6.953,688 2,644 0.34 13.07
%
%
4 626 CHUBB LTD GRP
%88.31%5.803,074 3,152 N/A N/A
5 572 BCBS OF MI GRP
%92.16%3.852,044 2,458 4.10 12.67
%
%
6 1279 ARCH INS GRP
%95.96%3.802,014 1,924 130.09 135.03
%
%
7 12 AMERICAN INTL GRP
%97.80%1.85979 979 22.10 31.32
%
%
8 3548 TRAVELERS GRP
%99.46%1.66878 876 140.23 158.59
%
%
9 150 OLD REPUBLIC GRP
%99.83%0.37196 192 N/A N/A
10 212 ZURICH INS GRP
%99.93%0.1156 9 N/A N/A
**STAT E TOTAL**
%100.00%100.0053,045 52,211 25.19 31.41
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%63.40%63.402,390 2,488Maine N/A N/A
2 12 AMERICAN INTL GRP
%77.40%14.00528 511 51.49 55.58
%
%
3 111 LIBERTY MUT GRP
%85.57%8.17308 193 22.08 32.92
%
%
4 626 CHUBB LTD GRP
%91.27%5.70215 231 N/A N/A
5 3548 TRAVELERS GRP
%96.46%5.19196 196 N/A N/A
6 212 ZURICH INS GRP
%99.80%3.34126 129 36.85 51.03
%
%
7 150 OLD REPUBLIC GRP
%99.94%0.1455N/AN/A
8 968 AXA INS GRP
%100.00%0.062 2 38.53 44.82
%
%
**STAT E TOTAL**
%100.00%100.003,770 3,840 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%90.21%90.2111,136 11,111Maryland 9.63 8.84
%
%
2 1279 ARCH INS GRP
%96.22%6.02743 893 N/A N/A
3 626 CHUBB LTD GRP
%100.00%4.27527 591 229.13 226.32
%
%
4 12 AMERICAN INTL GRP
%100.00%2.32287 201 N/A N/A
5 111 LIBERTY MUT GRP
%100.00%1.10136 146 N/A N/A
6 91 HARTFORD FIRE & CAS GRP
%100.00%0.5467 67 N/A N/A
7 968 AXA INS GRP
%100.00%0.0911 10 25.45 29.66
%
%
**STAT E TOTAL**
%100.00%100.0012,345 12,601 8.11 8.82
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%56.05%56.0515,630 15,770Massachusetts 1.65 0.88
%
%
2 626 CHUBB LTD GRP
%65.64%9.592,673 2,628 N/A N/A
3 1279 ARCH INS GRP
%74.74%9.102,538 2,487 130.52 131.03
%
%
4 111 LIBERTY MUT GRP
%83.72%8.982,504 1,959 N/A N/A
5 212 ZURICH INS GRP
%92.36%8.642,410 2,088 88.29 114.05
%
%
6 91 HARTFORD FIRE & CAS GRP
%96.29%3.931,096 1,274 146.50 154.78
%
%
7 4670 STARR GRP
%98.99%2.70752 314 63.96 66.85
%
%
8 3548 TRAVELERS GRP
%99.61%0.62173 175 354.84 387.60
%
%
9 12 AMERICAN INTL GRP
%99.90%0.2879 76 N/A N/A
10 150 OLD REPUBLIC GRP
%100.00%0.1029 30 N/A N/A
**STAT E TOTAL**
%100.00%100.0027,885 26,801 N/A N/A
© 2024 National Association of Insurance Commissioners
337
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%55.08%55.0815,212 14,886Michigan N/A N/A
2 626 CHUBB LTD GRP
%64.09%9.012,488 2,498 221.72 221.57
%
%
3 4886 BENCHMARK HOLDING GRP
%71.01%6.921,912 1,996 160.46 168.90
%
%
4 212 ZURICH INS GRP
%77.33%6.321,745 1,820 N/A 42.82
%
5 3548 TRAVELERS GRP
%82.71%5.391,488 1,476 N/A N/A
6 968 AXA INS GRP
%85.14%2.43672 399 62.92 65.68
%
%
7 1279 ARCH INS GRP
%87.58%2.43671 312 N/A N/A
8 572 BCBS OF MI GRP
%89.89%2.32640 624 8.69 136.49
%
%
9 111 LIBERTY MUT GRP
%92.19%2.30635 687 N/A N/A
10 150 OLD REPUBLIC GRP
%94.34%2.15593 592 N/A N/A
**STAT E TOTAL**
%100.00%100.0027,619 26,783 N/A N/A
1 150 OLD REPUBLIC GRP
%63.66%63.661,020 1,000Minnesota 34.56 36.65
%
%
2 1208 GRAY INS GRP
%81.07%17.41279 284 N/A N/A
3 3098 TOKIO MARINE HOLDINGS INC GRP
%94.02%12.95208 208 33.95 33.56
%
%
4 212 ZURICH INS GRP
%100.00%7.09114 103 37.20 80.96
%
%
5 626 CHUBB LTD GRP
%100.00%1.3922 23 45.88 47.31
%
%
6 968 AXA INS GRP
%100.00%0.6310 14 24.84 28.92
%
%
**STAT E TOTAL**
%100.00%100.001,602 1,678 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%39.82%39.824,874 4,911Mississippi N/A N/A
2 111 LIBERTY MUT GRP
%56.54%16.722,046 1,137 N/A N/A
3 12 AMERICAN INTL GRP
%72.11%15.571,906 1,677 84.53 92.93
%
%
4 11118 FEDERATED RURAL ELECTRIC INS EXCH
%84.15%12.051,474 1,464 N/A N/A
5 626 CHUBB LTD GRP
%94.17%10.021,226 1,058 47.58 48.05
%
%
6 1279 ARCH INS GRP
%99.46%5.29647 848 27.22 28.89
%
%
7 150 OLD REPUBLIC GRP
%99.95%0.4960 59 N/A N/A
8 91 HARTFORD FIRE & CAS GRP
%100.00%0.2733 33 19.84 26.15
%
%
9 572 BCBS OF MI GRP
%100.00%0.06719N/AN/A
**STAT E TOTAL**
%100.00%100.0012,240 11,175 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%42.46%42.4615,687 15,572Missouri N/A N/A
2 98 WR BERKLEY CORP GRP
%73.77%31.3111,570 11,342 8.72 8.76
%
%
3 111 LIBERTY MUT GRP
%83.49%9.723,590 2,808 4.15 18.44
%
%
4 626 CHUBB LTD GRP
%88.11%4.621,707 2,061 52.72 53.30
%
%
5 1120 EVEREST REINS HOLDINGS GRP
%91.65%3.541,309 3,055 65.21 65.21
%
%
6 84 AMERICAN FINANCIAL GRP
%93.79%2.13788 786 285.28 288.84
%
%
7 3548 TRAVELERS GRP
%95.25%1.47541 549 125.75 131.57
%
%
8 572 BCBS OF MI GRP
%96.26%1.01371 491 1,460.54 1,475.38
%
%
9 1279 ARCH INS GRP
%97.14%0.88327 330 N/A N/A
10 12 AMERICAN INTL GRP
%97.88%0.74273 272 N/A N/A
**STAT E TOTAL**
%100.00%100.0036,947 38,062 22.05 23.72
%
%
© 2024 National Association of Insurance Commissioners
338
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%42.47%42.472,264 2,092Montana N/A N/A
2 3098 TOKIO MARINE HOLDINGS INC GRP
%73.74%31.281,668 1,812 N/A N/A
3 572 BCBS OF MI GRP
%80.76%7.02374 365 20.97 30.03
%
%
4 155 PROGRESSIVE GRP
%87.75%6.99373 373 138.67 141.62
%
%
5 11118 FEDERATED RURAL ELECTRIC INS EXCH
%93.41%5.66302 302 0.00 0.00
%
%
6 150 OLD REPUBLIC GRP
%98.26%4.84258 256 N/A N/A
7 111 LIBERTY MUT GRP
%99.46%1.2164 105 N/A N/A
8 12 AMERICAN INTL GRP
%99.97%0.5127 9 80.13 88.15
%
%
9 968 AXA INS GRP
%100.00%0.0321N/AN/A
**STAT E TOTAL**
%100.00%100.005,332 5,311 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%44.56%44.562,358 2,428Nebraska 41.83 41.23
%
%
2 626 CHUBB LTD GRP
%77.99%33.421,768 1,800 58.85 58.28
%
%
3 1120 EVEREST REINS HOLDINGS GRP
%84.75%6.76358 351 51.46 51.46
%
%
4 111 LIBERTY MUT GRP
%91.25%6.50344 179 N/A N/A
5 1279 ARCH INS GRP
%95.52%4.27226 31 N/A N/A
6 572 BCBS OF MI GRP
%97.49%1.96104 100 44.14 63.20
%
%
7 150 OLD REPUBLIC GRP
%99.42%1.94102 104 N/A N/A
8 212 ZURICH INS GRP
%99.88%0.4624 20 N/A N/A
9 12 AMERICAN INTL GRP
%100.00%0.126 6 60.80 66.88
%
%
**STAT E TOTAL**
%100.00%100.005,290 5,019 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%65.49%65.4914,263 14,345Nevada N/A N/A
2 212 ZURICH INS GRP
%75.45%9.962,168 2,128 N/A 8.17
%
3 111 LIBERTY MUT GRP
%83.77%8.321,812 1,884 N/A 10.06
%
4 626 CHUBB LTD GRP
%90.75%6.981,521 1,521 N/A N/A
5 3548 TRAVELERS GRP
%94.71%3.96863 715 46.45 56.31
%
%
6 572 BCBS OF MI GRP
%97.48%2.77604 613 13.38 19.16
%
%
7 1279 ARCH INS GRP
%98.56%1.07234 232 8.49 6.56
%
%
8 91 HARTFORD FIRE & CAS GRP
%99.48%0.92201 82 2,079.42 2,180.64
%
%
9 3219 SOMPO GRP
%99.80%0.3371 69 66.04 57.67
%
%
10 1208 GRAY INS GRP
%99.97%0.1635 9 N/A N/A
**STAT E TOTAL**
%100.00%100.0021,778 21,635 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%86.47%86.476,203 6,285New Hampshire 19.74 19.55
%
%
2 111 LIBERTY MUT GRP
%94.99%8.52612 324 52.19 64.66
%
%
3 3548 TRAVELERS GRP
%97.99%2.99215 215 N/A N/A
4 626 CHUBB LTD GRP
%99.71%1.72123 126 38.37 37.30
%
%
5 212 ZURICH INS GRP
%99.86%0.1511 10 301.37 672.57
%
%
6 150 OLD REPUBLIC GRP
%99.93%0.0755N/AN/A
7 12 AMERICAN INTL GRP
%100.00%0.075 5 48.88 53.76
%
%
**STAT E TOTAL**
%100.00%100.007,174 7,024 16.99 19.33
%
%
© 2024 National Association of Insurance Commissioners
339
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%72.65%72.6530,761 30,618New Jersey 36.37 35.74
%
%
2 1279 ARCH INS GRP
%82.29%9.654,085 4,063 111.61 117.35
%
%
3 572 BCBS OF MI GRP
%88.44%6.142,601 2,611 351.79 328.00
%
%
4 111 LIBERTY MUT GRP
%94.23%5.792,453 1,848 N/A 3.97
%
5 626 CHUBB LTD GRP
%97.91%3.681,557 1,601 163.97 163.39
%
%
6 12 AMERICAN INTL GRP
%99.12%1.21512 548 161.35 173.44
%
%
7 212 ZURICH INS GRP
%99.52%0.40170 139 3,049.66 3,283.43
%
%
8 1208 GRAY INS GRP
%99.80%0.28120 118 88.46 78.40
%
%
9 1120 EVEREST REINS HOLDINGS GRP
%100.00%0.1982 82 49.10 49.10
%
%
10 150 OLD REPUBLIC GRP
%100.00%0.001 1 36,446.07 43,408.87
%
%
**STAT E TOTAL**
%100.00%100.0042,343 41,629 58.72 61.02
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%85.54%85.545,279 5,233New Mexico N/A N/A
2 1279 ARCH INS GRP
%90.65%5.10315 310 20.45 21.62
%
%
3 111 LIBERTY MUT GRP
%93.66%3.01186 94 29.29 41.10
%
%
4 12 AMERICAN INTL GRP
%95.60%1.94120 30 87.05 95.75
%
%
5 626 CHUBB LTD GRP
%97.52%1.92118 145 238.01 237.66
%
%
6 212 ZURICH INS GRP
%98.94%1.4288 84 N/A 120.81
%
7 968 AXA INS GRP
%99.71%0.7848 46 60.92 70.96
%
%
8 150 OLD REPUBLIC GRP
%100.00%0.2918 18 N/A N/A
**STAT E TOTAL**
%100.00%100.006,172 6,012 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%60.00%60.0036,455 37,769New York 41.43 40.24
%
%
2 1279 ARCH INS GRP
%75.19%15.199,232 8,284 46.47 49.16
%
%
3 111 LIBERTY MUT GRP
%81.42%6.223,781 4,202 N/A N/A
4 181 SWISS RE GRP
%86.27%4.862,951 3,283 26.43 64.00
%
%
5 626 CHUBB LTD GRP
%90.57%4.302,611 2,875 71.15 71.80
%
%
6 212 ZURICH INS GRP
%94.43%3.862,347 2,223 N/A N/A
7 1120 EVEREST REINS HOLDINGS GRP
%96.15%1.721,044 1,027 99.52 98.55
%
%
8 12 AMERICAN INTL GRP
%97.67%1.52921 876 206.04 217.93
%
%
9 3548 TRAVELERS GRP
%99.08%1.41859 847 12.81 8.02
%
%
10 4715 MS & AD INS GRP
%99.57%0.49300 300 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0060,760 61,949 5.00 8.43
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%58.70%58.7016,862 17,196North Carolina 24.76 23.49
%
%
2 111 LIBERTY MUT GRP
%74.10%15.404,425 3,580 4.47 15.77
%
%
3 626 CHUBB LTD GRP
%84.37%10.272,952 3,092 37.38 36.84
%
%
4 1279 ARCH INS GRP
%90.69%6.311,814 1,661 223.23 228.50
%
%
5 212 ZURICH INS GRP
%92.87%2.19629 602 N/A N/A
6 12 AMERICAN INTL GRP
%94.96%2.09600 686 22.66 20.26
%
%
7 1208 GRAY INS GRP
%96.31%1.35388 336 22.94 26.39
%
%
8 150 OLD REPUBLIC GRP
%97.60%1.28368 280 N/A N/A
9 3548 TRAVELERS GRP
%98.31%0.72206 158 N/A N/A
10 91 HARTFORD FIRE & CAS GRP
%98.94%0.63180 181 33.85 38.80
%
%
**STAT E TOTAL**
%100.00%100.0028,728 28,108 26.09 28.48
%
%
1 111 LIBERTY MUT GRP
%72.46%72.4655North Dakota 69.41 84.39
%
%
2 212 ZURICH INS GRP
%95.00%22.542 2 8.81 29.78
%
%
3 626 CHUBB LTD GRP
%99.97%4.970 0 58.29 58.82
%
%
4 3219 SOMPO GRP
%100.00%0.0300N/AN/A
**STAT E TOTAL**
%100.00%100.0087N/AN/A
© 2024 National Association of Insurance Commissioners
340
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%20.50%20.5016,077 15,926Ohio 14.08 14.95
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%34.83%14.3411,246 11,654 N/A N/A
3 12 AMERICAN INTL GRP
%45.79%10.968,594 8,264 42.37 46.52
%
%
4 111 LIBERTY MUT GRP
%55.59%9.807,685 8,097 N/A N/A
5 212 ZURICH INS GRP
%63.53%7.946,226 6,904 N/A 20.17
%
6 3548 TRAVELERS GRP
%69.49%5.974,680 4,707 82.67 92.17
%
%
7 4886 BENCHMARK HOLDING GRP
%74.23%4.733,712 3,547 113.32 119.28
%
%
8 572 BCBS OF MI GRP
%78.56%4.333,396 3,207 31.75 40.57
%
%
9 1279 ARCH INS GRP
%82.77%4.223,307 3,325 16.13 14.39
%
%
10 150 OLD REPUBLIC GRP
%86.15%3.382,652 2,867 105.89 110.08
%
%
**STAT E TOTAL**
%100.00%100.0078,435 78,898 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%46.23%46.236,021 5,976Oklahoma 27.77 26.35
%
%
2 4670 STARR GRP
%58.72%12.491,626 409 46.57 51.74
%
%
3 1279 ARCH INS GRP
%64.53%5.81757 656 42.75 44.01
%
%
4 4886 BENCHMARK HOLDING GRP
%70.20%5.67738 515 69.06 72.69
%
%
5 91 HARTFORD FIRE & CAS GRP
%75.59%5.39702 694 133.61 145.68
%
%
6 111 LIBERTY MUT GRP
%80.69%5.10664 496 N/A N/A
7 150 OLD REPUBLIC GRP
%85.39%4.71613 585 N/A N/A
8 626 CHUBB LTD GRP
%89.94%4.55593 675 N/A N/A
9 572 BCBS OF MI GRP
%93.06%3.11405 476 16.20 22.57
%
%
10 12 AMERICAN INTL GRP
%96.07%3.01392 441 54.46 59.91
%
%
**STAT E TOTAL**
%100.00%100.0013,023 11,421 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%39.14%39.143,876 3,578Oregon 91.64 91.12
%
%
2 626 CHUBB LTD GRP
%56.94%17.791,762 1,829 11.34 10.61
%
%
3 1120 EVEREST REINS HOLDINGS GRP
%67.03%10.09999 971 51.65 51.65
%
%
4 1279 ARCH INS GRP
%74.57%7.55747 588 151.86 157.15
%
%
5 12 AMERICAN INTL GRP
%81.65%7.07700 376 46.91 51.61
%
%
6 150 OLD REPUBLIC GRP
%85.17%3.53349 371 74.39 88.14
%
%
7 572 BCBS OF MI GRP
%88.30%3.12309 455 14.41 20.63
%
%
8 4886 BENCHMARK HOLDING GRP
%91.18%2.88285 71 0.00 0.00
%
%
9 212 ZURICH INS GRP
%94.03%2.85282 275 N/A N/A
10 111 LIBERTY MUT GRP
%96.77%2.74272 451 N/A N/A
**STAT E TOTAL**
%100.00%100.009,902 9,263 50.43 65.89
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%52.84%52.8420,752 22,077Pennsylvania N/A N/A
2 1279 ARCH INS GRP
%68.69%15.856,225 5,988 6.31 3.33
%
%
3 626 CHUBB LTD GRP
%77.57%8.883,487 3,388 40.93 41.09
%
%
4 111 LIBERTY MUT GRP
%82.67%5.102,004 1,561 15.29 26.49
%
%
5 968 AXA INS GRP
%85.82%3.151,238 1,207 100.18 121.42
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%88.87%3.041,196 1,193 44.40 44.40
%
%
7 91 HARTFORD FIRE & CAS GRP
%90.43%1.57615 196 556.40 592.76
%
%
8 3548 TRAVELERS GRP
%91.94%1.51594 582 N/A N/A
9 150 OLD REPUBLIC GRP
%93.28%1.34526 840 878.51 897.54
%
%
10 4670 STARR GRP
%94.47%1.18465 263 47.66 52.71
%
%
**STAT E TOTAL**
%100.00%100.0039,274 39,362 6.98 11.71
%
%
© 2024 National Association of Insurance Commissioners
341
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%46.65%46.651,144 1,231Rhode Island N/A N/A
2 111 LIBERTY MUT GRP
%71.52%24.87610 513 21.77 34.40
%
%
3 212 ZURICH INS GRP
%85.22%13.70336 426 40.54 58.93
%
%
4 626 CHUBB LTD GRP
%95.04%9.82241 241 32.80 33.76
%
%
5 3548 TRAVELERS GRP
%99.01%3.9797 87 N/A N/A
6 12 AMERICAN INTL GRP
%100.00%0.9924 25 7.77 8.54
%
%
**STAT E TOTAL**
%100.00%100.002,452 2,524 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%60.35%60.357,148 7,171South Carolina N/A N/A
2 1279 ARCH INS GRP
%74.55%14.191,681 1,834 37.01 38.16
%
%
3 626 CHUBB LTD GRP
%84.85%10.301,220 1,307 51.92 52.31
%
%
4 572 BCBS OF MI GRP
%89.61%4.76564 431 34.68 49.66
%
%
5 1208 GRAY INS GRP
%93.08%3.47411 301 43.79 50.02
%
%
6 111 LIBERTY MUT GRP
%95.35%2.27269 131 N/A N/A
7 12 AMERICAN INTL GRP
%96.92%1.57186 213 24.91 27.44
%
%
8 12773 PRESCIENT NATL INS CO
%98.23%1.31155 150 4.47 5.08
%
%
9 150 OLD REPUBLIC GRP
%99.48%1.25148 105 N/A N/A
10 169 SENTRY INS GRP
%99.89%0.4048 48 45.64 50.03
%
%
**STAT E TOTAL**
%100.00%100.0011,843 11,794 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%95.66%95.661,948 1,891South Dakota N/A N/A
2 626 CHUBB LTD GRP
%97.73%2.0842 43 72.32 72.48
%
%
3 150 OLD REPUBLIC GRP
%99.80%2.0742 41 N/A N/A
4 12 AMERICAN INTL GRP
%99.96%0.163 3 66.21 72.84
%
%
5 3548 TRAVELERS GRP
%100.00%0.0411N/AN/A
6 1279 ARCH INS GRP
%100.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.002,036 1,979 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%39.07%39.077,160 7,088Tennessee 6.93 5.80
%
%
2 626 CHUBB LTD GRP
%69.36%30.285,549 5,435 48.15 48.18
%
%
3 212 ZURICH INS GRP
%81.84%12.492,288 2,064 N/A 35.79
%
4 111 LIBERTY MUT GRP
%90.64%8.791,611 1,579 N/A N/A
5 150 OLD REPUBLIC GRP
%92.92%2.28419 475 64.72 75.07
%
%
6 1279 ARCH INS GRP
%95.11%2.19401 390 N/A N/A
7 1120 EVEREST REINS HOLDINGS GRP
%96.26%1.15211 201 72.25 72.25
%
%
8 1208 GRAY INS GRP
%97.29%1.03189 120 16.95 17.04
%
%
9 12 AMERICAN INTL GRP
%98.25%0.95175 196 N/A N/A
10 4670 STARR GRP
%99.11%0.86157 155 67.26 70.29
%
%
**STAT E TOTAL**
%100.00%100.0018,323 18,591 10.82 17.71
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%50.52%50.5214,257 14,375Texa s 60.32 59.51
%
%
2 626 CHUBB LTD GRP
%65.25%14.734,157 5,076 102.83 101.42
%
%
3 572 BCBS OF MI GRP
%78.73%13.493,806 3,336 171.71 188.16
%
%
4 212 ZURICH INS GRP
%88.57%9.842,777 1,565 N/A 11.93
%
5 111 LIBERTY MUT GRP
%91.11%2.53715 818 50.16 58.82
%
%
6 4670 STARR GRP
%92.87%1.77499 499 48.20 53.55
%
%
7 150 OLD REPUBLIC GRP
%94.58%1.70481 482 N/A N/A
8 12 AMERICAN INTL GRP
%96.12%1.55436 398 72.49 79.73
%
%
9 12773 PRESCIENT NATL INS CO
%97.30%1.18333 1 11.33 12.89
%
%
10 3548 TRAVELERS GRP
%98.34%1.04293 247 N/A N/A
**STAT E TOTAL**
%100.00%100.0028,222 27,824 74.50 76.63
%
%
© 2024 National Association of Insurance Commissioners
342
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%32.41%32.411,544 1,496Utah 36.79 48.64
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%55.83%23.421,115 1,443 81.00 80.57
%
%
3 572 BCBS OF MI GRP
%71.43%15.59743 750 31.68 43.71
%
%
4 626 CHUBB LTD GRP
%81.08%9.66460 449 N/A N/A
5 1279 ARCH INS GRP
%90.37%9.29442 333 53.44 56.02
%
%
6 212 ZURICH INS GRP
%96.81%6.44307 299 N/A N/A
7 968 AXA INS GRP
%98.75%1.9593 89 49.20 57.22
%
%
8 1208 GRAY INS GRP
%99.65%0.9043 42 6.82 8.13
%
%
9 150 OLD REPUBLIC GRP
%100.00%0.3517 17 41.98 41.38
%
%
**STAT E TOTAL**
%100.00%100.004,762 4,917 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%71.52%71.521,549 1,463Vermont N/A N/A
2 111 LIBERTY MUT GRP
%96.13%24.61533 499 513.71 528.90
%
%
3 626 CHUBB LTD GRP
%100.00%3.8784 83 51.77 52.35
%
%
**STAT E TOTAL**
%100.00%100.002,165 2,045 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%56.79%56.7914,321 13,521Virginia 2.58 1.14
%
%
2 12 AMERICAN INTL GRP
%66.40%9.622,425 2,725 78.56 85.15
%
%
3 1279 ARCH INS GRP
%74.78%8.382,113 1,977 48.03 48.94
%
%
4 212 ZURICH INS GRP
%82.42%7.641,927 1,791 N/A N/A
5 111 LIBERTY MUT GRP
%89.21%6.781,711 1,592 N/A N/A
6 626 CHUBB LTD GRP
%95.55%6.351,600 1,619 N/A N/A
7 572 BCBS OF MI GRP
%98.76%3.20808 764 131.38 140.09
%
%
8 968 AXA INS GRP
%99.79%1.03260 241 243.70 284.58
%
%
9 3548 TRAVELERS GRP
%99.96%0.1744 44 N/A N/A
10 150 OLD REPUBLIC GRP
%100.00%0.0410 12 N/A N/A
**STAT E TOTAL**
%100.00%100.0025,219 24,286 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%40.94%40.9414,249 14,562Washington 56.18 54.37
%
%
2 626 CHUBB LTD GRP
%58.55%17.616,129 6,459 N/A N/A
3 1279 ARCH INS GRP
%68.29%9.733,388 3,389 96.02 102.12
%
%
4 212 ZURICH INS GRP
%73.73%5.441,895 1,670 N/A N/A
5 572 BCBS OF MI GRP
%78.66%4.931,716 1,643 27.56 41.17
%
%
6 111 LIBERTY MUT GRP
%82.69%4.021,400 1,426 19.29 35.54
%
%
7 594 AMERICAN CONTRACTORS INS GRP
%86.67%3.991,387 1,387 21.78 21.78
%
%
8 968 AXA INS GRP
%88.98%2.30802 763 21.84 26.46
%
%
9 1120 EVEREST REINS HOLDINGS GRP
%91.22%2.24781 747 63.92 63.92
%
%
10 150 OLD REPUBLIC GRP
%93.28%2.06717 665 N/A N/A
**STAT E TOTAL**
%100.00%100.0034,803 34,956 43.21 49.51
%
%
1 408 BROOKFIELD REINS LTD GRP
%40.14%40.142,432 2,431West Virginia 32.99 32.99
%
%
2 212 ZURICH INS GRP
%56.81%16.671,010 989 N/A 15.62
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%70.53%13.72832 807 90.15 88.74
%
%
4 4670 STARR GRP
%83.16%12.63765 623 46.57 51.74
%
%
5 626 CHUBB LTD GRP
%87.87%4.71285 301 N/A N/A
6 1279 ARCH INS GRP
%90.89%3.02183 177 N/A N/A
7 111 LIBERTY MUT GRP
%93.81%2.93177 97 1,511.38 1,521.00
%
%
8 4715 MS & AD INS GRP
%95.96%2.14130 122 0.00 0.00
%
%
9 12 AMERICAN INTL GRP
%98.01%2.05125 129 20.04 22.04
%
%
10 150 OLD REPUBLIC GRP
%99.69%1.68102 101 408.85 421.98
%
%
**STAT E TOTAL**
%100.00%100.006,060 5,795 30.73 37.40
%
%
© 2024 National Association of Insurance Commissioners
343
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
17.3 - Excess workers Compensation
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%33.63%33.633,571 3,534Wisconsin 18.30 16.97
%
%
2 626 CHUBB LTD GRP
%53.46%19.832,106 2,602 30.46 30.59
%
%
3 111 LIBERTY MUT GRP
%63.53%10.071,069 1,025 N/A 9.37
%
4 1279 ARCH INS GRP
%72.09%8.56908 908 39.46 40.67
%
%
5 150 OLD REPUBLIC GRP
%79.21%7.12756 728 N/A N/A
6 3548 TRAVELERS GRP
%85.77%6.57697 683 N/A N/A
7 968 AXA INS GRP
%92.16%6.39678 678 4.51 N/A
%
8 169 SENTRY INS GRP
%94.50%2.34248 249 34.44 23.86
%
%
9 91 HARTFORD FIRE & CAS GRP
%96.54%2.04216 216 N/A N/A
10 212 ZURICH INS GRP
%98.49%1.95207 154 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,617 10,916 N/A N/A
1 3098 TOKIO MARINE HOLDINGS INC GRP
%0.00%0.0030 29Wyoming 21.47 33.65
%
%
2 212 ZURICH INS GRP
%0.00%0.0025 21 N/A N/A
3 626 CHUBB LTD GRP
%0.00%0.0012 13 N/A N/A
4 968 AXA INS GRP
%0.00%0.0010 13 N/A N/A
5 3219 SOMPO GRP
%0.00%0.000 0 175.32 147.40
%
%
6 1279 ARCH INS GRP
%0.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.00)(203 )(206 N/A N/A
**STAT E TOTAL**
%100.00%100.0000Guam 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00)(3,215 )(3,215Canada N/A N/A
1 111 LIBERTY MUT GRP
%100.00%100.0020,247 16,015Agg. Other Alien 117.57 117.56
%
%
**STAT E TOTAL**
%100.00%100.008,458 4,454 426.97 426.98
%
%
© 2024 National Association of Insurance Commissioners
344
18—Products Liability
© 2024 National Association of Insurance Commissioners
345
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%10.60%10.60561,162 549,974 36.96 49.96
%
%
2 111 LIBERTY MUT GRP
%15.64%5.04267,054 255,081 73.47 100.50
%
%
3 761 ALLIANZ INS GRP
%20.68%5.04266,816 259,225 78.78 73.22
%
%
4 98 WR BERKLEY CORP GRP
%25.44%4.77252,532 237,018 31.68 44.56
%
%
5 12 AMERICAN INTL GRP
%30.01%4.57241,771 227,751 58.31 77.72
%
%
6 38920 KINSALE INS CO
%34.48%4.47236,617 228,320 35.03 58.50
%
%
7 242 SELECTIVE INS GRP
%38.81%4.33229,584 216,853 40.94 58.87
%
%
8 84 AMERICAN FINANCIAL GRP
%43.14%4.33229,452 224,185 38.21 58.73
%
%
9 91 HARTFORD FIRE & CAS GRP
%47.27%4.12218,225 184,825 31.28 65.57
%
%
10 3548 TRAVELERS GRP
%50.95%3.69195,244 189,757 56.75 110.48
%
%
11 158 FAIRFAX FIN GRP
%54.63%3.68194,963 194,567 85.61 106.87
%
%
12 244 CINCINNATI FIN GRP
%57.67%3.03160,612 160,831 44.60 65.78
%
%
13 212 ZURICH INS GRP
%60.63%2.96156,772 140,625 91.78 93.43
%
%
14 218 CNA INS GRP
%63.09%2.47130,624 131,295 80.69 102.15
%
%
15 3494 JAMES RIVER GRP
%65.37%2.28120,529 116,880 33.92 50.06
%
%
16 1120 EVEREST REINS HOLDINGS GRP
%67.14%1.7894,089 93,802 29.11 41.92
%
%
17 785 MARKEL CORP GRP
%68.91%1.7793,758 104,580 30.82 46.24
%
%
18 1279 ARCH INS GRP
%70.66%1.7592,519 106,091 33.68 41.57
%
%
19 140 NATIONWIDE CORP GRP
%72.36%1.6989,741 97,642 51.55 62.96
%
%
20 3098 TOKIO MARINE HOLDINGS INC GRP
%74.03%1.6888,880 88,836 100.09 113.01
%
%
21 31 BERKSHIRE HATHAWAY GRP
%75.64%1.6185,231 83,877 63.41 86.15
%
%
22 248 UNITED FIRE & CAS GRP
%77.21%1.5682,831 78,479 79.67 90.60
%
%
23 968 AXA INS GRP
%78.60%1.3973,476 74,491 19.11 15.39
%
%
24 7 FEDERATED MUT GRP
%79.96%1.3672,190 69,444 34.84 44.97
%
%
25 169 SENTRY INS GRP
%81.30%1.3470,852 68,030 40.67 61.76
%
%
26 4670 STARR GRP
%82.54%1.2465,866 64,735 73.45 88.67
%
%
27 408 BROOKFIELD REINS LTD GRP
%83.77%1.2365,014 70,552 94.67 117.99
%
%
28 517 HANNOVER GRP
%84.98%1.2264,409 66,211 69.64 99.71
%
%
29 2538 AMTRUST FINANCIAL SERV GRP
%86.06%1.0756,804 54,053 158.32 216.84
%
%
30 62 EMC INS CO GRP
%87.07%1.0253,760 48,303 96.32 121.87
%
%
31 15350 WEST BEND INS CO
%87.98%0.9147,991 44,481 55.31 70.09
%
%
32 2698 PROASSURANCE CORP GRP
%88.80%0.8243,521 42,437 43.17 46.61
%
%
33 4507 BUILDERS GRP
%89.61%0.8142,756 39,011 54.27 73.52
%
%
34 309 WESTERN NATL MUT GRP
%90.41%0.8042,437 39,269 24.24 31.13
%
%
35 350 GENERAL ELECTRIC GRP
%91.17%0.7740,579 40,579 30.78 49.12
%
%
36 96 SECURA INS GRP
%91.87%0.7036,905 34,394 25.81 43.54
%
%
37 88 THE HANOVER INS GRP
%92.54%0.6735,589 33,663 30.72 60.01
%
%
38 920 GLOBAL IND GRP
%93.10%0.5629,533 31,020 7.20 10.43
%
%
39 36 CENTRAL MUT INS CO GRP
%93.66%0.5629,403 27,935 24.65 33.92
%
%
40 474 FCCI MUT INS GRP
%94.16%0.5026,726 25,378 53.80 85.33
%
%
41 4715 MS & AD INS GRP
%94.65%0.4926,140 22,254 46.68 73.90
%
%
42 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.13%0.4825,163 25,033 71.73 102.11
%
%
43 3219 SOMPO GRP
%95.55%0.4222,508 21,017 176.84 243.89
%
%
44 4935 CHANDLER INS GRP
%95.96%0.4121,668 20,550 17.78 23.41
%
%
45 4990 CORE SPECIALTY INS HOLDINGS GRP
%96.35%0.3920,483 13,861 35.66 39.91
%
%
46 4904 INTACT FINANCIAL GRP
%96.73%0.3820,151 19,566 31.22 44.37
%
%
47 3416 AXIS CAPITAL GRP
%97.09%0.3619,120 19,312 107.65 152.39
%
%
48 14184 ACUITY A MUT INS CO
%97.37%0.2814,682 13,701 55.94 88.09
%
%
49 796 QBE INS GRP
%97.62%0.2513,403 11,365 73.59 84.31
%
%
50 38300 SAMSUNG FIRE & MARINE INS CO LTD
%97.84%0.2211,712 11,974 N/A N/A
51 124 AMERISURE CO GRP
%98.06%0.2211,564 10,761 N/A N/A
52 518 GRINNELL MUT GRP
%98.26%0.2010,655 10,347 21.25 20.53
%
%
53 181 SWISS RE GRP
%98.41%0.158,064 7,175 454.37 602.43
%
%
54 5065 SUTTON NATL INS HOLDINGS GRP
%98.54%0.136,643 3,922 28.27 41.10
%
%
55 225 IAT REINS CO GRP
%98.64%0.105,382 5,011 34.37 74.67
%
%
56 4720 CONIFER HOLDINGS GRP
%98.73%0.094,771 4,637 1.22 2.49
%
%
57 228 WESTFIELD GRP
%98.81%0.084,321 4,433 61.46 54.11
%
%
58 831 DOCTORS CO GRP
%98.89%0.084,192 4,359 39.30 65.50
%
%
59 4982 OBS HOLDINGS GRP
%98.97%0.073,877 4,385 16.72 33.44
%
%
60 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.04%0.073,873 2,854 49.40 39.20
%
%
61 50 COUNTRY INS & FIN SERV GRP
%99.11%0.073,745 3,586 N/A N/A
62 1309 FRANKENMUTH GRP
%99.18%0.073,674 3,472 28.52 38.85
%
%
63 3991 IMT MUT HOLDING GRP
%99.24%0.063,175 3,129 0.00 0.00
%
%
64 16427 ATEGRITY SPECIALTY INS CO
%99.30%0.063,057 3,346 N/A 8.37
%
65 4962 AU HOLDING CO GRP
%99.35%0.052,872 2,665 77.18 79.29
%
%
© 2024 National Association of Insurance Commissioners
346
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 150 OLD REPUBLIC GRP
%99.40%0.052,677 2,721 346.37 518.19
%
%
67 783 RLI INS GRP
%99.45%0.052,550 4,112 40.33 46.92
%
%
68 447 HARFORD GRP
%99.49%0.042,331 1,721 33.39 45.13
%
%
69 106 ISLAND INS CO GRP
%99.53%0.042,151 2,082 46.96 71.62
%
%
70 807 COLUMBIA INS GRP
%99.57%0.042,074 2,088 32.70 41.98
%
%
71 153 PEKIN INS GRP
%99.61%0.031,828 1,745 16.54 27.72
%
%
72 213 ERIE INS GRP
%99.64%0.031,646 1,725 44.31 50.19
%
%
73 203 VIRGINIA FARM BUREAU GRP
%99.66%0.021,213 1,154 15.30 17.57
%
%
74 645 OREGON MUT GRP
%99.68%0.021,107 1,079 73.05 109.93
%
%
75 4980 MGI HOLDINGS GRP
%99.70%0.021,087 845 32.07 35.16
%
%
76 4734 APOLLO GLOBAL MGMT GRP
%99.72%0.021,046 451 N/A N/A
77 572 BCBS OF MI GRP
%99.74%0.02974 1,030 N/A N/A
78 15709 SOUTHERN STATES INS EXCH
%99.76%0.02965 903 33.92 33.15
%
%
79 698 NORTH STAR CO GRP
%99.77%0.02811 767 13.66 33.46
%
%
80 15646 ONE ALLIANCE INS CORP
%99.79%0.01723 212 122.49 124.42
%
%
81 39551 CONTINENTAL HERITAGE INS CO
%99.80%0.01698 750 N/A N/A
82 291 ENCOVA MUT INS GRP
%99.81%0.01647 652 N/A N/A
83 17178 HAMILTON SELECT INS INC
%99.83%0.01622 532 44.56 56.34
%
%
84 5048 INDIANA FARMERS MUT GRP
%99.84%0.01618 613 0.43 0.43
%
%
85 4485 COPPERPOINT GRP
%99.85%0.01562 475 25.70 32.25
%
%
86 161 TOPA EQUITIES LTD GRP
%99.86%0.01531 3,638 47.81 48.92
%
%
87 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.87%0.01497 468 7.98 9.95
%
%
88 35 CELINA GRP
%99.88%0.01428 411 2.96 3.92
%
%
89 226 MERCHANTS MUT GRP
%99.88%0.01408 386 1.00 20.74
%
%
90 71 UNIVERSAL INS CO GRP
%99.89%0.01402 400 1.11 1.11
%
%
91 201 UTICA GRP
%99.90%0.01360 344 N/A N/A
92 963 OHIO MUT GRP
%99.90%0.01326 297 16.91 36.31
%
%
93 10308 ANTILLES INS CO
%99.91%0.01304 300 N/A N/A
94 33499 DORINCO REINS CO
%99.91%0.01300 300 N/A 410.80
%
95 536 GUIDEWELL MUT HOLDING GRP
%99.92%0.01292 299 4.32 5.26
%
%
96 4804 MULTINATIONAL GRP
%99.93%0.01282 254 0.39 0.69
%
%
97 15024 PREFERRED MUT INS CO
%99.93%0.01281 277 89.96 107.07
%
%
98 12961 CANOPIUS US INS
%99.94%0.01279 134 12.69 12.83
%
%
99 10476 STICO MUT INS CO RRG
%99.94%0.01272 526 N/A N/A
100 123 SHELTER INS GRP
%99.95%0.01269 264 312.45 324.31
%
%
101 483 SOUTHERN FARM BUREAU CAS GRP
%99.95%0.00251 240 0.21 4.39
%
%
102 16988 UPLAND SPECIALTY INS CO
%99.96%0.00208 131 44.91 58.00
%
%
103 8 ALLSTATE INS GRP
%99.96%0.00198 274 17,255.53 27,436.15
%
%
104 4787 GOODVILLE MUT GRP
%99.96%0.00191 200 0.00 0.00
%
%
105 4717 PRODUCERS NATL CORP GRP
%99.97%0.00181 256 24.25 41.15
%
%
106 207 WESTERN RESERVE GRP
%99.97%0.00175 176 N/A N/A
107 10140 OPTIMA SEGUROS
%99.97%0.00163 159 N/A N/A
108 411 MAPFRE INS GRP
%99.97%0.00136 69 1,995.04 1,996.34
%
%
109 333 MUTUAL OF ENUMCLAW GRP
%99.98%0.00128 139 37.61 37.33
%
%
110 5001 SIRIUSPOINT GRP
%99.98%0.00121 70 139.42 145.24
%
%
111 473 AMERICAN FAMILY INS GRP
%99.98%0.00115 4,377 15.32 14.08
%
%
112 215 KEMPER CORP GRP
%99.98%0.00112 109 N/A N/A
113 5013 VANTAGE GRP
%99.99%0.00104 66 48.75 65.00
%
%
114 4977 PALOMAR HOLDINGS GRP
%99.99%0.0099 52 0.00 0.00
%
%
115 267 GRANGE MUT CAS GRP
%99.99%0.0095 169 2.08 N/A
%
116 4969 TRISURA GRP
%99.99%0.0092 45 0.49 9.12
%
%
117 4761 EVERETT MUT GRP
%99.99%0.0088 208 0.00 5.94
%
%
118 39861 GOLDEN BEAR INS CO
%99.99%0.0071 453 N/A N/A
119 4869 WT HOLDINGS GRP
%100.00%0.0067 7 49.22 63.64
%
%
120 3279 INSURORS IND GRP
%100.00%0.0067 60 19.37 33.98
%
%
121 69 FARMERS INS GRP
%100.00%0.0041 59 N/A N/A
122 4672 DONGBU INS GRP
%100.00%0.0035 32 2.01 N/A
%
123 16446 FARMERS INS CO OF FLEMINGTON
%100.00%0.0035 34 0.00 0.00
%
%
124 5015 CONCERT GRP HOLDINGS INC GRP
%100.00%0.0029 11 33.92 33.92
%
%
125 10972 FIRST NET INS CO
%100.00%0.0026 20 49.95 52.21
%
%
**INDUSTRY TOTAL**
%100.00%100.005,296,105 5,139,609 57.25 75.51
%
%
© 2024 National Association of Insurance Commissioners
347
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%10.50%10.50544,978 531,986 34.28 47.32
%
%
2 761 ALLIANZ INS GRP
%15.63%5.13266,579 258,897 82.81 77.62
%
%
3 98 WR BERKLEY CORP GRP
%20.46%4.83250,735 234,984 31.75 44.74
%
%
4 12 AMERICAN INTL GRP
%25.11%4.65241,665 227,518 55.01 73.95
%
%
5 38920 KINSALE INS CO
%29.67%4.56236,617 228,320 35.03 58.50
%
%
6 242 SELECTIVE INS GRP
%34.09%4.42229,584 216,853 40.94 58.87
%
%
7 84 AMERICAN FINANCIAL GRP
%38.51%4.41229,192 223,945 38.27 58.81
%
%
8 111 LIBERTY MUT GRP
%42.85%4.34225,361 214,429 77.00 108.80
%
%
9 91 HARTFORD FIRE & CAS GRP
%47.05%4.20218,217 184,817 31.60 66.65
%
%
10 158 FAIRFAX FIN GRP
%50.81%3.75194,963 194,567 85.61 106.87
%
%
11 3548 TRAVELERS GRP
%54.44%3.64188,747 182,575 62.27 118.55
%
%
12 244 CINCINNATI FIN GRP
%57.53%3.09160,612 160,831 44.60 65.78
%
%
13 212 ZURICH INS GRP
%60.23%2.69139,910 124,780 104.13 104.65
%
%
14 3494 JAMES RIVER GRP
%62.55%2.32120,529 116,880 33.92 50.06
%
%
15 218 CNA INS GRP
%64.85%2.30119,390 119,522 84.50 107.82
%
%
16 785 MARKEL CORP GRP
%66.66%1.8193,758 104,580 30.82 46.24
%
%
17 1120 EVEREST REINS HOLDINGS GRP
%68.46%1.8093,560 93,243 29.27 42.15
%
%
18 1279 ARCH INS GRP
%70.24%1.7892,518 106,090 33.68 41.57
%
%
19 140 NATIONWIDE CORP GRP
%71.97%1.7389,741 97,642 51.55 62.96
%
%
20 3098 TOKIO MARINE HOLDINGS INC GRP
%73.67%1.7188,588 88,544 100.06 113.02
%
%
21 31 BERKSHIRE HATHAWAY GRP
%75.31%1.6384,766 83,368 63.88 86.78
%
%
22 248 UNITED FIRE & CAS GRP
%76.90%1.6082,831 78,479 79.67 90.60
%
%
23 7 FEDERATED MUT GRP
%78.29%1.3972,190 69,444 34.84 44.97
%
%
24 169 SENTRY INS GRP
%79.65%1.3670,742 67,914 40.72 61.82
%
%
25 968 AXA INS GRP
%80.94%1.2966,746 67,816 19.55 17.62
%
%
26 4670 STARR GRP
%82.21%1.2765,846 64,719 73.45 88.68
%
%
27 408 BROOKFIELD REINS LTD GRP
%83.46%1.2565,014 70,552 94.67 117.99
%
%
28 517 HANNOVER GRP
%84.70%1.2464,409 66,211 55.84 84.13
%
%
29 2538 AMTRUST FINANCIAL SERV GRP
%85.80%1.0956,804 54,053 158.32 216.84
%
%
30 62 EMC INS CO GRP
%86.83%1.0453,760 48,303 96.32 121.87
%
%
31 15350 WEST BEND INS CO
%87.75%0.9247,991 44,481 55.31 70.09
%
%
32 2698 PROASSURANCE CORP GRP
%88.59%0.8443,400 42,322 43.25 46.70
%
%
33 4507 BUILDERS GRP
%89.41%0.8242,756 39,011 54.27 73.52
%
%
34 309 WESTERN NATL MUT GRP
%90.23%0.8242,437 39,269 24.24 31.13
%
%
35 350 GENERAL ELECTRIC GRP
%91.01%0.7840,579 40,579 30.01 46.96
%
%
36 96 SECURA INS GRP
%91.72%0.7136,905 34,394 25.81 43.54
%
%
37 88 THE HANOVER INS GRP
%92.41%0.6935,589 33,663 30.71 60.00
%
%
38 920 GLOBAL IND GRP
%92.98%0.5729,533 31,020 7.20 10.43
%
%
39 36 CENTRAL MUT INS CO GRP
%93.54%0.5729,403 27,935 24.65 33.92
%
%
40 474 FCCI MUT INS GRP
%94.06%0.5126,726 25,378 53.80 85.33
%
%
41 4715 MS & AD INS GRP
%94.56%0.5026,140 22,254 46.68 73.90
%
%
42 14974 PENNSYLVANIA LUMBERMENS MUT INS
%95.05%0.4825,163 25,033 71.73 102.11
%
%
43 3219 SOMPO GRP
%95.48%0.4322,508 20,974 178.68 246.11
%
%
44 4935 CHANDLER INS GRP
%95.90%0.4221,668 20,550 17.78 23.41
%
%
45 4990 CORE SPECIALTY INS HOLDINGS GRP
%96.29%0.3920,483 13,861 35.66 39.91
%
%
46 4904 INTACT FINANCIAL GRP
%96.68%0.3920,151 19,566 31.23 44.37
%
%
47 3416 AXIS CAPITAL GRP
%97.05%0.3719,120 19,312 107.65 152.39
%
%
48 14184 ACUITY A MUT INS CO
%97.33%0.2814,682 13,701 55.94 88.09
%
%
49 796 QBE INS GRP
%97.59%0.2613,403 11,365 73.59 84.31
%
%
50 38300 SAMSUNG FIRE & MARINE INS CO LTD
%97.82%0.2311,712 11,974 N/A N/A
51 124 AMERISURE CO GRP
%98.04%0.2211,564 10,761 N/A N/A
52 518 GRINNELL MUT GRP
%98.24%0.2110,655 10,347 21.25 20.53
%
%
53 181 SWISS RE GRP
%98.38%0.147,231 6,653 490.07 645.31
%
%
54 5065 SUTTON NATL INS HOLDINGS GRP
%98.51%0.136,643 3,922 28.27 41.10
%
%
55 225 IAT REINS CO GRP
%98.61%0.105,382 5,011 34.37 74.67
%
%
56 4720 CONIFER HOLDINGS GRP
%98.71%0.094,771 4,637 1.22 2.49
%
%
57 228 WESTFIELD GRP
%98.79%0.084,321 4,433 61.46 54.11
%
%
58 831 DOCTORS CO GRP
%98.87%0.084,192 4,359 39.30 65.50
%
%
59 4982 OBS HOLDINGS GRP
%98.94%0.073,877 4,385 16.72 33.44
%
%
60 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.02%0.073,873 2,854 49.40 38.64
%
%
61 50 COUNTRY INS & FIN SERV GRP
%99.09%0.073,745 3,586 N/A N/A
62 1309 FRANKENMUTH GRP
%99.16%0.073,674 3,472 28.52 38.85
%
%
63 3991 IMT MUT HOLDING GRP
%99.22%0.063,175 3,129 0.00 0.00
%
%
64 16427 ATEGRITY SPECIALTY INS CO
%99.28%0.063,057 3,346 N/A 8.37
%
65 4962 AU HOLDING CO GRP
%99.34%0.062,872 2,665 77.18 79.29
%
%
© 2024 National Association of Insurance Commissioners
348
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 150 OLD REPUBLIC GRP
%99.39%0.052,677 2,721 346.37 518.19
%
%
67 783 RLI INS GRP
%99.44%0.052,550 4,112 40.33 46.92
%
%
68 447 HARFORD GRP
%99.48%0.042,331 1,721 33.39 45.13
%
%
69 106 ISLAND INS CO GRP
%99.52%0.042,151 2,082 46.96 71.62
%
%
70 807 COLUMBIA INS GRP
%99.56%0.042,074 2,088 32.70 41.98
%
%
71 153 PEKIN INS GRP
%99.60%0.041,828 1,745 16.54 27.72
%
%
72 213 ERIE INS GRP
%99.63%0.031,646 1,725 44.31 50.19
%
%
73 203 VIRGINIA FARM BUREAU GRP
%99.65%0.021,213 1,154 15.30 17.57
%
%
74 645 OREGON MUT GRP
%99.68%0.021,107 1,079 73.05 109.93
%
%
75 4980 MGI HOLDINGS GRP
%99.70%0.021,087 845 32.07 35.16
%
%
76 4734 APOLLO GLOBAL MGMT GRP
%99.72%0.021,046 451 N/A N/A
77 572 BCBS OF MI GRP
%99.74%0.02974 1,030 N/A N/A
78 15709 SOUTHERN STATES INS EXCH
%99.75%0.02965 903 33.92 33.15
%
%
79 698 NORTH STAR CO GRP
%99.77%0.02811 767 13.66 33.46
%
%
80 15646 ONE ALLIANCE INS CORP
%99.78%0.01723 212 122.49 124.42
%
%
81 39551 CONTINENTAL HERITAGE INS CO
%99.80%0.01698 750 N/A N/A
82 291 ENCOVA MUT INS GRP
%99.81%0.01647 652 N/A N/A
83 17178 HAMILTON SELECT INS INC
%99.82%0.01622 532 44.56 56.34
%
%
84 5048 INDIANA FARMERS MUT GRP
%99.83%0.01618 613 0.43 0.43
%
%
85 4485 COPPERPOINT GRP
%99.84%0.01562 475 25.70 32.25
%
%
86 161 TOPA EQUITIES LTD GRP
%99.85%0.01531 3,638 47.81 48.92
%
%
87 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.86%0.01497 468 7.98 9.95
%
%
88 35 CELINA GRP
%99.87%0.01428 411 2.96 3.92
%
%
89 226 MERCHANTS MUT GRP
%99.88%0.01408 386 1.00 20.74
%
%
90 71 UNIVERSAL INS CO GRP
%99.89%0.01402 400 1.11 1.11
%
%
91 201 UTICA GRP
%99.90%0.01360 344 N/A N/A
92 963 OHIO MUT GRP
%99.90%0.01326 297 16.91 36.31
%
%
93 10308 ANTILLES INS CO
%99.91%0.01304 300 N/A N/A
94 33499 DORINCO REINS CO
%99.91%0.01300 300 N/A 410.80
%
95 536 GUIDEWELL MUT HOLDING GRP
%99.92%0.01292 299 4.32 5.26
%
%
96 4804 MULTINATIONAL GRP
%99.92%0.01282 254 0.39 0.69
%
%
97 15024 PREFERRED MUT INS CO
%99.93%0.01281 277 89.96 107.07
%
%
98 12961 CANOPIUS US INS
%99.94%0.01279 134 12.69 12.83
%
%
99 10476 STICO MUT INS CO RRG
%99.94%0.01272 526 N/A N/A
100 123 SHELTER INS GRP
%99.95%0.01269 264 312.45 324.31
%
%
101 483 SOUTHERN FARM BUREAU CAS GRP
%99.95%0.00251 240 0.21 4.39
%
%
102 16988 UPLAND SPECIALTY INS CO
%99.95%0.00208 131 44.91 58.00
%
%
103 8 ALLSTATE INS GRP
%99.96%0.00198 274 17,255.27 27,410.31
%
%
104 4787 GOODVILLE MUT GRP
%99.96%0.00191 200 0.00 0.00
%
%
105 4717 PRODUCERS NATL CORP GRP
%99.97%0.00181 256 24.25 41.15
%
%
106 207 WESTERN RESERVE GRP
%99.97%0.00175 176 N/A N/A
107 10140 OPTIMA SEGUROS
%99.97%0.00163 159 N/A N/A
108 411 MAPFRE INS GRP
%99.97%0.00136 69 1,995.04 1,996.34
%
%
109 333 MUTUAL OF ENUMCLAW GRP
%99.98%0.00128 139 37.61 37.33
%
%
110 5001 SIRIUSPOINT GRP
%99.98%0.00121 70 139.42 145.24
%
%
111 473 AMERICAN FAMILY INS GRP
%99.98%0.00115 4,377 15.32 14.08
%
%
112 215 KEMPER CORP GRP
%99.98%0.00112 109 N/A N/A
113 5013 VANTAGE GRP
%99.99%0.00104 66 48.75 65.00
%
%
114 4977 PALOMAR HOLDINGS GRP
%99.99%0.0099 52 0.00 0.00
%
%
115 267 GRANGE MUT CAS GRP
%99.99%0.0095 169 2.08 N/A
%
116 4969 TRISURA GRP
%99.99%0.0092 45 0.49 9.12
%
%
117 4761 EVERETT MUT GRP
%99.99%0.0088 208 0.00 5.94
%
%
118 39861 GOLDEN BEAR INS CO
%99.99%0.0071 453 N/A N/A
119 4869 WT HOLDINGS GRP
%100.00%0.0067 7 49.22 63.64
%
%
120 3279 INSURORS IND GRP
%100.00%0.0067 60 19.37 33.98
%
%
121 69 FARMERS INS GRP
%100.00%0.0041 59 N/A N/A
122 4672 DONGBU INS GRP
%100.00%0.0035 32 2.01 N/A
%
123 16446 FARMERS INS CO OF FLEMINGTON
%100.00%0.0035 34 0.00 0.00
%
%
124 5015 CONCERT GRP HOLDINGS INC GRP
%100.00%0.0029 11 33.92 33.92
%
%
125 10972 FIRST NET INS CO
%100.00%0.0026 20 46.19 48.21
%
%
**INDUSTRY TOTAL**
%100.00%100.005,192,126 5,034,477 57.47 76.04
%
%
© 2024 National Association of Insurance Commissioners
349
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%8.34%8.344,420 5,014Alabama 66.68 84.82
%
%
2 626 CHUBB LTD GRP
%16.10%7.774,118 3,889 107.19 111.81
%
%
3 244 CINCINNATI FIN GRP
%23.77%7.664,064 3,938 89.41 103.11
%
%
4 158 FAIRFAX FIN GRP
%29.78%6.023,190 3,077 22.44 40.28
%
%
5 98 WR BERKLEY CORP GRP
%35.78%6.003,180 2,873 33.43 37.98
%
%
6 3548 TRAVELERS GRP
%41.10%5.312,818 3,030 106.98 139.19
%
%
7 91 HARTFORD FIRE & CAS GRP
%45.45%4.362,311 2,299 110.79 125.68
%
%
8 111 LIBERTY MUT GRP
%49.76%4.312,283 2,402 200.35 214.38
%
%
9 38920 KINSALE INS CO
%53.95%4.192,221 2,052 39.30 63.51
%
%
10 968 AXA INS GRP
%57.76%3.812,020 1,975 23.94 65.24
%
%
**STAT E TOTAL**
%100.00%100.0053,021 52,303 74.81 93.79
%
%
1 309 WESTERN NATL MUT GRP
%35.81%35.812,766 2,368Alaska 45.01 57.01
%
%
2 626 CHUBB LTD GRP
%46.84%11.04852 827 58.01 69.96
%
%
3 98 WR BERKLEY CORP GRP
%52.14%5.30409 447 8.28 7.96
%
%
4 1120 EVEREST REINS HOLDINGS GRP
%57.41%5.26407 368 25.64 34.55
%
%
5 111 LIBERTY MUT GRP
%62.49%5.08393 368 37.06 38.19
%
%
6 3548 TRAVELERS GRP
%67.09%4.59355 345 N/A N/A
7 158 FAIRFAX FIN GRP
%71.19%4.11317 296 85.08 89.49
%
%
8 761 ALLIANZ INS GRP
%75.16%3.97306 282 N/A N/A
9 12 AMERICAN INTL GRP
%78.74%3.58276 232 N/A N/A
10 4715 MS & AD INS GRP
%81.40%2.66205 175 26.39 30.39
%
%
**STAT E TOTAL**
%100.00%100.007,724 7,115 39.65 48.01
%
%
1 3494 JAMES RIVER GRP
%8.85%8.857,732 6,650Arizona 43.37 56.35
%
%
2 242 SELECTIVE INS GRP
%17.56%8.717,611 7,013 26.86 39.60
%
%
3 626 CHUBB LTD GRP
%24.81%7.256,337 6,143 61.08 62.26
%
%
4 38920 KINSALE INS CO
%31.06%6.245,455 5,480 16.86 30.21
%
%
5 158 FAIRFAX FIN GRP
%37.00%5.955,196 4,526 36.77 43.37
%
%
6 12 AMERICAN INTL GRP
%41.44%4.443,876 3,615 49.81 64.03
%
%
7 84 AMERICAN FINANCIAL GRP
%45.61%4.173,645 3,421 41.30 55.53
%
%
896SECURA INS GRP
%49.61%3.993,490 3,156 15.61 26.72
%
%
9 761 ALLIANZ INS GRP
%53.50%3.903,406 3,895 123.64 155.41
%
%
10 98 WR BERKLEY CORP GRP
%57.23%3.733,260 3,465 4.14 8.49
%
%
**STAT E TOTAL**
%100.00%100.0087,376 84,234 37.40 61.12
%
%
1 626 CHUBB LTD GRP
%8.50%8.502,395 2,276Arkansas 26.85 31.63
%
%
2 111 LIBERTY MUT GRP
%14.96%6.461,821 1,765 11.68 8.55
%
%
3 248 UNITED FIRE & CAS GRP
%21.40%6.441,814 1,732 61.31 73.48
%
%
4 98 WR BERKLEY CORP GRP
%27.55%6.151,733 1,610 160.15 216.95
%
%
5 38920 KINSALE INS CO
%33.29%5.741,618 1,517 55.35 85.84
%
%
6 244 CINCINNATI FIN GRP
%38.93%5.631,587 1,496 80.96 98.99
%
%
7 1279 ARCH INS GRP
%44.19%5.271,484 1,485 77.38 87.69
%
%
8 84 AMERICAN FINANCIAL GRP
%48.80%4.611,298 1,120 N/A 2.24
%
962EMC INS CO GRP
%53.09%4.291,210 853 264.54 294.54
%
%
10 12 AMERICAN INTL GRP
%57.15%4.051,142 948 31.18 36.71
%
%
**STAT E TOTAL**
%100.00%100.0028,177 27,129 35.46 45.25
%
%
© 2024 National Association of Insurance Commissioners
350
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%14.11%14.1198,224 96,984California 40.16 51.52
%
%
2 98 WR BERKLEY CORP GRP
%21.69%7.5852,736 49,266 28.39 41.85
%
%
3 38920 KINSALE INS CO
%28.71%7.0248,854 48,814 40.81 63.73
%
%
4 84 AMERICAN FINANCIAL GRP
%35.23%6.5245,361 45,703 60.86 81.90
%
%
5 91 HARTFORD FIRE & CAS GRP
%41.03%5.8040,380 35,588 49.01 75.99
%
%
6 3494 JAMES RIVER GRP
%46.13%5.1135,544 34,202 40.92 61.99
%
%
7 12 AMERICAN INTL GRP
%49.95%3.8226,592 26,732 52.95 85.99
%
%
8 31 BERKSHIRE HATHAWAY GRP
%53.27%3.3223,086 22,240 174.92 195.73
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%56.41%3.1421,870 21,455 185.28 217.28
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%59.24%2.8319,681 19,732 148.92 217.39
%
%
**STAT E TOTAL**
%100.00%100.00696,010 693,660 64.02 85.88
%
%
1 242 SELECTIVE INS GRP
%11.81%11.8111,948 11,341Colorado 28.02 52.68
%
%
2 626 CHUBB LTD GRP
%20.40%8.598,686 8,873 27.49 26.55
%
%
3 38920 KINSALE INS CO
%28.51%8.118,203 8,068 27.35 45.84
%
%
4 158 FAIRFAX FIN GRP
%35.62%7.117,189 6,191 81.96 128.50
%
%
5 248 UNITED FIRE & CAS GRP
%42.52%6.906,981 6,773 52.78 57.36
%
%
6 98 WR BERKLEY CORP GRP
%48.17%5.655,711 5,485 16.59 21.45
%
%
7 91 HARTFORD FIRE & CAS GRP
%51.63%3.463,504 2,833 N/A 25.01
%
8 111 LIBERTY MUT GRP
%54.63%3.003,036 2,986 54.45 60.86
%
%
9 84 AMERICAN FINANCIAL GRP
%57.62%2.993,027 2,648 185.75 221.96
%
%
10 3548 TRAVELERS GRP
%60.19%2.572,599 2,403 26.43 41.28
%
%
**STAT E TOTAL**
%100.00%100.00101,146 99,223 45.43 62.03
%
%
1 626 CHUBB LTD GRP
%17.61%17.6112,469 11,548Connecticut 17.46 15.24
%
%
2 761 ALLIANZ INS GRP
%32.81%15.2010,759 8,348 7.06 N/A
%
3 242 SELECTIVE INS GRP
%42.00%9.196,506 5,994 11.68 25.17
%
%
4 12 AMERICAN INTL GRP
%48.22%6.224,403 4,615 38.28 48.87
%
%
5 517 HANNOVER GRP
%53.26%5.033,564 3,500 N/A N/A
6 91 HARTFORD FIRE & CAS GRP
%57.79%4.533,208 2,790 81.79 146.22
%
%
7 3548 TRAVELERS GRP
%62.14%4.353,082 3,036 135.01 215.04
%
%
8 98 WR BERKLEY CORP GRP
%65.75%3.602,551 2,257 7.49 13.73
%
%
9 158 FAIRFAX FIN GRP
%69.06%3.312,344 1,911 N/A 1,799.88
%
10 111 LIBERTY MUT GRP
%72.21%3.152,232 2,093 123.03 452.63
%
%
**STAT E TOTAL**
%100.00%100.0070,789 65,327 3.18 106.45
%
%
1 626 CHUBB LTD GRP
%17.97%17.973,595 3,517Delaware 24.07 37.51
%
%
2 212 ZURICH INS GRP
%28.33%10.362,072 1,461 28.78 56.62
%
%
3 242 SELECTIVE INS GRP
%36.47%8.141,629 1,581 34.31 47.25
%
%
4 111 LIBERTY MUT GRP
%42.86%6.391,279 1,058 80.45 84.58
%
%
5 785 MARKEL CORP GRP
%48.16%5.301,060 842 21.11 29.61
%
%
6 84 AMERICAN FINANCIAL GRP
%53.36%5.191,039 976 28.17 46.88
%
%
7 761 ALLIANZ INS GRP
%57.77%4.41882 508 N/A N/A
8 517 HANNOVER GRP
%61.55%3.78757 675 86.99 102.31
%
%
9 98 WR BERKLEY CORP GRP
%65.30%3.75750 606 15.93 24.76
%
%
10 968 AXA INS GRP
%68.88%3.58716 687 19.22 15.88
%
%
**STAT E TOTAL**
%100.00%100.0020,006 17,947 N/A 26.86
%
© 2024 National Association of Insurance Commissioners
351
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%23.90%23.902,267 2,157District Of Columbia N/A N/A
2 111 LIBERTY MUT GRP
%35.63%11.731,113 658 72.95 78.55
%
%
3 12 AMERICAN INTL GRP
%44.89%9.26878 938 23.00 24.42
%
%
4 242 SELECTIVE INS GRP
%53.23%8.35792 635 23.62 45.32
%
%
5 761 ALLIANZ INS GRP
%61.47%8.24781 932 N/A N/A
6 91 HARTFORD FIRE & CAS GRP
%66.81%5.35507 505 18.33 45.08
%
%
7 218 CNA INS GRP
%71.96%5.15488 437 76.90 90.54
%
%
8 158 FAIRFAX FIN GRP
%75.34%3.38320 414 376.28 384.59
%
%
9 1279 ARCH INS GRP
%78.43%3.09293 391 44.97 54.11
%
%
10 408 BROOKFIELD REINS LTD GRP
%81.18%2.75261 291 60.81 80.33
%
%
**STAT E TOTAL**
%100.00%100.009,486 9,302 N/A 1.99
%
1 38920 KINSALE INS CO
%11.82%11.8242,567 40,199Florida 42.40 71.08
%
%
2 98 WR BERKLEY CORP GRP
%19.56%7.7427,900 25,513 27.85 41.36
%
%
3 626 CHUBB LTD GRP
%27.19%7.6327,473 27,708 21.61 49.60
%
%
4 474 FCCI MUT INS GRP
%33.63%6.4523,219 21,924 55.94 86.31
%
%
5 3494 JAMES RIVER GRP
%39.36%5.7220,624 19,212 58.72 82.95
%
%
6 84 AMERICAN FINANCIAL GRP
%44.27%4.9217,720 17,206 N/A N/A
7 158 FAIRFAX FIN GRP
%49.13%4.8617,503 16,129 N/A N/A
8 91 HARTFORD FIRE & CAS GRP
%53.86%4.7317,023 15,252 9.42 26.47
%
%
9 12 AMERICAN INTL GRP
%58.50%4.6516,738 14,346 N/A N/A
10 111 LIBERTY MUT GRP
%62.21%3.7013,342 11,762 73.94 122.67
%
%
**STAT E TOTAL**
%100.00%100.00360,260 343,389 56.01 74.56
%
%
1 761 ALLIANZ INS GRP
%9.85%9.8515,040 14,910Georgia 48.94 66.66
%
%
2 626 CHUBB LTD GRP
%17.68%7.8311,967 12,156 5.18 18.26
%
%
3 242 SELECTIVE INS GRP
%25.26%7.5811,584 11,167 34.08 48.68
%
%
4 12 AMERICAN INTL GRP
%31.95%6.6910,217 11,109 64.50 70.61
%
%
5 91 HARTFORD FIRE & CAS GRP
%37.54%5.598,539 5,449 15.65 27.62
%
%
6 111 LIBERTY MUT GRP
%42.10%4.556,957 6,101 23.23 23.62
%
%
7 98 WR BERKLEY CORP GRP
%46.23%4.146,318 5,841 36.52 72.21
%
%
8 158 FAIRFAX FIN GRP
%50.21%3.986,074 6,348 28.68 45.49
%
%
9 244 CINCINNATI FIN GRP
%54.00%3.795,795 5,725 99.54 135.42
%
%
10 84 AMERICAN FINANCIAL GRP
%57.44%3.445,261 4,874 29.93 44.22
%
%
**STAT E TOTAL**
%100.00%100.00152,759 146,682 25.77 41.18
%
%
1 106 ISLAND INS CO GRP
%16.58%16.582,151 2,082Hawaii 46.96 71.62
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%32.64%16.052,082 1,965 74.67 85.31
%
%
3 158 FAIRFAX FIN GRP
%45.64%13.001,686 1,454 27.54 42.89
%
%
4 98 WR BERKLEY CORP GRP
%56.04%10.401,349 1,251 6.61 4.93
%
%
5 38920 KINSALE INS CO
%62.60%6.56851 819 12.18 20.09
%
%
6 12 AMERICAN INTL GRP
%66.26%3.66475 587 56.91 68.05
%
%
7 626 CHUBB LTD GRP
%69.63%3.37437 414 127.63 149.11
%
%
8 212 ZURICH INS GRP
%72.98%3.34434 483 N/A N/A
9 1279 ARCH INS GRP
%76.19%3.21417 682 8.03 11.92
%
%
10 3548 TRAVELERS GRP
%79.36%3.17412 374 N/A N/A
**STAT E TOTAL**
%100.00%100.0012,970 12,882 60.52 67.33
%
%
© 2024 National Association of Insurance Commissioners
352
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 244 CINCINNATI FIN GRP
%12.69%12.693,126 3,144Idaho 3.17 22.76
%
%
2 38920 KINSALE INS CO
%19.54%6.851,687 1,581 2.32 3.64
%
%
3 626 CHUBB LTD GRP
%26.03%6.491,599 1,742 37.72 45.28
%
%
4 140 NATIONWIDE CORP GRP
%31.60%5.571,371 1,323 14.64 14.94
%
%
5 98 WR BERKLEY CORP GRP
%36.80%5.201,281 1,179 41.34 80.64
%
%
6 309 WESTERN NATL MUT GRP
%41.53%4.741,167 1,147 100.91 206.67
%
%
7 242 SELECTIVE INS GRP
%46.17%4.631,142 809 6.10 15.78
%
%
8 248 UNITED FIRE & CAS GRP
%50.15%3.98981 972 84.45 109.11
%
%
9 111 LIBERTY MUT GRP
%54.11%3.96975 994 48.00 103.38
%
%
10 84 AMERICAN FINANCIAL GRP
%57.77%3.66902 880 10.16 17.17
%
%
**STAT E TOTAL**
%100.00%100.0024,632 24,133 49.28 76.67
%
%
1 84 AMERICAN FINANCIAL GRP
%11.19%11.1927,621 26,170Illinois 9.96 26.60
%
%
2 626 CHUBB LTD GRP
%22.34%11.1527,505 26,518 37.18 57.56
%
%
3 761 ALLIANZ INS GRP
%32.71%10.3725,586 25,813 26.98 30.20
%
%
4 12 AMERICAN INTL GRP
%38.13%5.4213,381 12,770 122.64 149.01
%
%
5 111 LIBERTY MUT GRP
%42.73%4.6011,339 9,675 54.55 122.12
%
%
6 244 CINCINNATI FIN GRP
%47.14%4.4110,876 10,368 173.06 248.73
%
%
7 15350 WEST BEND INS CO
%50.26%3.127,694 6,956 58.43 77.39
%
%
8 91 HARTFORD FIRE & CAS GRP
%53.24%2.987,362 5,799 63.37 98.75
%
%
9 3548 TRAVELERS GRP
%56.11%2.877,079 7,026 62.50 153.52
%
%
10 98 WR BERKLEY CORP GRP
%58.94%2.836,995 6,579 15.93 10.15
%
%
**STAT E TOTAL**
%100.00%100.00246,746 239,007 55.22 79.97
%
%
1 761 ALLIANZ INS GRP
%17.45%17.4522,749 22,523Indiana N/A N/A
2 212 ZURICH INS GRP
%34.42%16.9722,133 17,675 284.23 285.76
%
%
3 626 CHUBB LTD GRP
%41.46%7.049,182 9,223 40.15 39.02
%
%
4 244 CINCINNATI FIN GRP
%48.46%7.009,124 9,636 61.36 81.83
%
%
5 242 SELECTIVE INS GRP
%53.35%4.896,379 6,113 34.73 66.11
%
%
6 111 LIBERTY MUT GRP
%56.89%3.554,623 4,415 22.22 N/A
%
7 12 AMERICAN INTL GRP
%60.15%3.264,247 4,195 28.64 32.42
%
%
8 3548 TRAVELERS GRP
%63.13%2.983,892 3,455 74.51 227.46
%
%
9 98 WR BERKLEY CORP GRP
%66.02%2.893,769 3,450 84.78 117.70
%
%
10 140 NATIONWIDE CORP GRP
%68.70%2.683,492 3,344 5.36 5.37
%
%
**STAT E TOTAL**
%100.00%100.00130,403 123,278 65.16 93.77
%
%
1 140 NATIONWIDE CORP GRP
%7.29%7.294,340 4,520Iowa 20.46 20.26
%
%
2 248 UNITED FIRE & CAS GRP
%14.57%7.284,336 4,073 65.71 62.52
%
%
3 626 CHUBB LTD GRP
%21.38%6.824,061 3,495 27.93 30.34
%
%
4 111 LIBERTY MUT GRP
%27.80%6.423,824 4,200 23.15 N/A
%
562EMC INS CO GRP
%33.90%6.103,633 3,052 55.93 64.64
%
%
6 15350 WEST BEND INS CO
%39.84%5.943,535 3,187 42.74 59.78
%
%
7 91 HARTFORD FIRE & CAS GRP
%44.34%4.502,678 2,454 N/A N/A
8 12 AMERICAN INTL GRP
%48.61%4.282,548 2,224 47.24 58.72
%
%
9 244 CINCINNATI FIN GRP
%52.37%3.762,239 2,297 25.63 38.89
%
%
10 761 ALLIANZ INS GRP
%55.82%3.442,052 2,380 N/A N/A
**STAT E TOTAL**
%100.00%100.0059,561 57,472 21.76 25.42
%
%
© 2024 National Association of Insurance Commissioners
353
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%9.51%9.514,427 4,130Kansas 74.56 90.46
%
%
2 111 LIBERTY MUT GRP
%16.67%7.163,336 2,712 397.63 535.07
%
%
3 140 NATIONWIDE CORP GRP
%22.67%6.002,793 2,769 46.43 46.87
%
%
4 761 ALLIANZ INS GRP
%28.39%5.722,663 2,468 9.35 N/A
%
5 244 CINCINNATI FIN GRP
%33.94%5.552,583 2,570 5.20 14.57
%
%
6 91 HARTFORD FIRE & CAS GRP
%38.97%5.042,346 2,173 5.73 17.77
%
%
7 84 AMERICAN FINANCIAL GRP
%43.87%4.902,280 2,380 86.40 93.57
%
%
862EMC INS CO GRP
%48.26%4.392,044 1,946 34.03 45.94
%
%
9 248 UNITED FIRE & CAS GRP
%52.58%4.322,011 1,890 5.93 14.40
%
%
10 98 WR BERKLEY CORP GRP
%56.57%3.991,860 1,330 55.03 83.10
%
%
**STAT E TOTAL**
%100.00%100.0046,566 44,490 121.15 132.84
%
%
1 626 CHUBB LTD GRP
%9.17%9.173,706 3,481Kentucky 50.37 87.23
%
%
2 244 CINCINNATI FIN GRP
%17.71%8.543,454 3,607 3.28 25.14
%
%
3 111 LIBERTY MUT GRP
%24.59%6.882,784 2,456 55.73 62.65
%
%
4 242 SELECTIVE INS GRP
%29.45%4.861,965 1,835 30.92 54.55
%
%
596SECURA INS GRP
%34.19%4.741,916 1,766 25.09 35.68
%
%
6 98 WR BERKLEY CORP GRP
%38.90%4.711,904 1,401 113.89 138.98
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%42.69%3.791,533 1,249 57.71 59.36
%
%
8 15350 WEST BEND INS CO
%46.47%3.781,529 1,379 78.46 110.60
%
%
9 84 AMERICAN FINANCIAL GRP
%50.24%3.771,525 1,556 19.99 28.50
%
%
10 38920 KINSALE INS CO
%53.99%3.761,519 1,418 14.70 23.77
%
%
**STAT E TOTAL**
%100.00%100.0040,439 38,818 39.78 54.91
%
%
1 158 FAIRFAX FIN GRP
%9.27%9.275,818 6,097Louisiana 94.47 111.62
%
%
2 38920 KINSALE INS CO
%17.43%8.155,114 4,816 51.57 80.23
%
%
3 3548 TRAVELERS GRP
%25.11%7.684,818 4,684 92.22 136.41
%
%
4 626 CHUBB LTD GRP
%31.35%6.243,917 4,239 51.41 91.50
%
%
5 98 WR BERKLEY CORP GRP
%37.52%6.163,864 3,886 14.92 22.78
%
%
6 968 AXA INS GRP
%43.28%5.763,615 3,379 45.39 71.80
%
%
7 218 CNA INS GRP
%48.96%5.683,565 3,244 31.41 84.22
%
%
8 4670 STARR GRP
%54.63%5.673,558 1,600 23.09 25.87
%
%
9 12 AMERICAN INTL GRP
%59.80%5.173,243 2,775 N/A 27.00
%
10 248 UNITED FIRE & CAS GRP
%63.70%3.902,446 2,286 75.49 93.49
%
%
**STAT E TOTAL**
%100.00%100.0062,727 60,334 2.15 22.79
%
%
1 12 AMERICAN INTL GRP
%13.06%13.062,006 1,227Maine 35.80 39.77
%
%
2 626 CHUBB LTD GRP
%23.21%10.151,559 1,482 26.08 32.42
%
%
3 98 WR BERKLEY CORP GRP
%32.88%9.671,485 1,397 14.35 26.35
%
%
4 158 FAIRFAX FIN GRP
%39.61%6.731,033 1,037 57.26 68.88
%
%
5 91 HARTFORD FIRE & CAS GRP
%45.05%5.44835 724 44.31 64.97
%
%
6 111 LIBERTY MUT GRP
%50.48%5.44835 780 71.22 87.67
%
%
7 3548 TRAVELERS GRP
%55.50%5.02770 748 37.98 50.64
%
%
8 212 ZURICH INS GRP
%59.13%3.63558 540 95.19 132.97
%
%
9 38920 KINSALE INS CO
%62.62%3.49536 514 1.25 2.58
%
%
10 31 BERKSHIRE HATHAWAY GRP
%65.95%3.33512 479 19.46 32.75
%
%
**STAT E TOTAL**
%100.00%100.0015,357 14,343 34.51 46.08
%
%
© 2024 National Association of Insurance Commissioners
354
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 242 SELECTIVE INS GRP
%16.03%16.038,958 8,792Maryland 23.57 43.11
%
%
2 626 CHUBB LTD GRP
%31.27%15.248,515 8,371 N/A 15.90
%
3 91 HARTFORD FIRE & CAS GRP
%38.47%7.204,025 4,183 49.95 117.13
%
%
4 111 LIBERTY MUT GRP
%43.63%5.162,884 3,008 53.23 40.89
%
%
5 98 WR BERKLEY CORP GRP
%47.84%4.212,354 2,196 51.51 50.05
%
%
6 4507 BUILDERS GRP
%51.96%4.112,298 2,142 17.84 21.87
%
%
7 3548 TRAVELERS GRP
%56.05%4.092,287 2,160 71.79 91.40
%
%
8 761 ALLIANZ INS GRP
%59.54%3.501,954 1,882 192.54 199.54
%
%
9 218 CNA INS GRP
%62.94%3.401,898 2,181 48.49 244.58
%
%
10 158 FAIRFAX FIN GRP
%66.06%3.121,743 2,083 N/A N/A
**STAT E TOTAL**
%100.00%100.0055,881 55,928 21.60 37.12
%
%
1 626 CHUBB LTD GRP
%22.79%22.7933,592 34,686Massachusetts 12.17 18.67
%
%
2 242 SELECTIVE INS GRP
%29.65%6.8610,114 9,413 23.01 35.41
%
%
3 111 LIBERTY MUT GRP
%35.87%6.229,167 9,048 85.96 108.05
%
%
4 98 WR BERKLEY CORP GRP
%40.93%5.067,459 6,900 32.03 45.27
%
%
5 91 HARTFORD FIRE & CAS GRP
%45.43%4.506,632 6,087 23.89 50.67
%
%
6 218 CNA INS GRP
%49.91%4.486,604 7,572 44.89 57.02
%
%
7 3548 TRAVELERS GRP
%54.21%4.306,338 6,042 13.90 26.38
%
%
8 158 FAIRFAX FIN GRP
%58.44%4.236,233 6,123 42.24 49.98
%
%
9 12 AMERICAN INTL GRP
%62.48%4.045,953 5,949 60.84 84.96
%
%
10 212 ZURICH INS GRP
%65.70%3.234,758 4,246 544.67 564.66
%
%
**STAT E TOTAL**
%100.00%100.00147,407 148,006 48.22 60.74
%
%
1 761 ALLIANZ INS GRP
%17.39%17.3923,901 21,642Michigan 2.09 N/A
%
2 626 CHUBB LTD GRP
%25.83%8.4511,614 11,605 55.45 57.51
%
%
3 244 CINCINNATI FIN GRP
%30.94%5.107,017 7,383 18.20 26.04
%
%
4 242 SELECTIVE INS GRP
%36.00%5.066,955 6,555 20.66 32.13
%
%
5 12 AMERICAN INTL GRP
%40.34%4.345,968 5,739 43.98 62.79
%
%
6 91 HARTFORD FIRE & CAS GRP
%44.52%4.185,751 2,981 49.85 75.03
%
%
7 517 HANNOVER GRP
%48.49%3.975,456 5,291 N/A N/A
8 3548 TRAVELERS GRP
%51.56%3.074,221 4,007 43.34 85.80
%
%
9 111 LIBERTY MUT GRP
%54.60%3.044,177 4,386 88.31 107.73
%
%
10 98 WR BERKLEY CORP GRP
%57.52%2.924,019 3,931 40.90 54.79
%
%
**STAT E TOTAL**
%100.00%100.00137,479 129,943 35.18 51.40
%
%
1 309 WESTERN NATL MUT GRP
%11.27%11.2714,402 13,564Minnesota 11.24 5.83
%
%
2 626 CHUBB LTD GRP
%19.46%8.1910,467 8,896 37.75 81.91
%
%
396SECURA INS GRP
%24.79%5.336,815 6,500 24.10 30.87
%
%
4 761 ALLIANZ INS GRP
%30.10%5.316,785 7,105 1,316.62 1,402.69
%
%
5 12 AMERICAN INTL GRP
%35.15%5.056,458 6,152 56.25 63.31
%
%
662EMC INS CO GRP
%39.69%4.535,796 4,878 97.83 112.49
%
%
7 15350 WEST BEND INS CO
%44.21%4.525,783 5,635 72.82 94.29
%
%
8 242 SELECTIVE INS GRP
%48.29%4.085,213 4,794 13.20 25.62
%
%
9 3548 TRAVELERS GRP
%52.14%3.844,913 4,837 64.07 140.60
%
%
10 7 FEDERATED MUT GRP
%55.72%3.584,575 4,310 27.90 34.85
%
%
**STAT E TOTAL**
%100.00%100.00127,805 122,836 119.37 139.08
%
%
© 2024 National Association of Insurance Commissioners
355
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4507 BUILDERS GRP
%10.10%10.102,654 2,238Mississippi 28.86 37.30
%
%
2 12 AMERICAN INTL GRP
%18.79%8.702,286 1,923 33.52 38.19
%
%
3 98 WR BERKLEY CORP GRP
%27.09%8.302,181 2,164 63.41 71.77
%
%
4 3548 TRAVELERS GRP
%33.22%6.131,612 1,412 88.72 113.22
%
%
5 111 LIBERTY MUT GRP
%39.26%6.041,587 1,592 93.03 39.95
%
%
6 626 CHUBB LTD GRP
%44.99%5.731,506 1,394 32.44 87.59
%
%
7 212 ZURICH INS GRP
%50.51%5.521,450 1,364 N/A N/A
8 140 NATIONWIDE CORP GRP
%55.23%4.721,240 1,296 13.62 17.37
%
%
9 38920 KINSALE INS CO
%59.82%4.591,207 1,066 54.04 89.14
%
%
10 91 HARTFORD FIRE & CAS GRP
%64.21%4.391,153 1,092 22.89 73.64
%
%
**STAT E TOTAL**
%100.00%100.0026,283 25,255 54.27 83.60
%
%
1 626 CHUBB LTD GRP
%8.28%8.286,672 6,316Missouri 19.08 191.75
%
%
2 91 HARTFORD FIRE & CAS GRP
%15.84%7.576,100 4,854 23.15 37.24
%
%
3 98 WR BERKLEY CORP GRP
%23.09%7.245,840 5,591 32.24 47.77
%
%
4 244 CINCINNATI FIN GRP
%28.81%5.724,612 4,588 36.80 51.20
%
%
5 761 ALLIANZ INS GRP
%34.07%5.274,245 4,098 N/A N/A
6 248 UNITED FIRE & CAS GRP
%39.09%5.024,043 4,055 43.05 30.66
%
%
7 111 LIBERTY MUT GRP
%43.80%4.723,801 3,304 39.89 60.96
%
%
8 12 AMERICAN INTL GRP
%47.01%3.202,582 3,302 62.58 84.46
%
%
9 3548 TRAVELERS GRP
%50.20%3.192,573 2,561 347.32 619.14
%
%
10 96 SECURA INS GRP
%53.39%3.192,570 2,405 53.18 65.56
%
%
**STAT E TOTAL**
%100.00%100.0080,618 78,039 44.13 71.95
%
%
1 309 WESTERN NATL MUT GRP
%12.41%12.412,150 1,959Montana 5.69 N/A
%
2 244 CINCINNATI FIN GRP
%22.55%10.131,755 1,846 133.69 152.81
%
%
3 626 CHUBB LTD GRP
%31.00%8.451,464 1,345 111.71 120.77
%
%
4 248 UNITED FIRE & CAS GRP
%38.99%8.001,385 1,227 17.56 12.60
%
%
562EMC INS CO GRP
%44.58%5.59967 947 117.45 134.93
%
%
6 38920 KINSALE INS CO
%49.49%4.91851 803 25.53 42.80
%
%
7 111 LIBERTY MUT GRP
%53.99%4.50779 789 66.80 79.49
%
%
8 98 WR BERKLEY CORP GRP
%57.80%3.81660 675 24.44 30.37
%
%
9 1279 ARCH INS GRP
%61.35%3.55615 265 46.74 51.14
%
%
10 3548 TRAVELERS GRP
%64.83%3.48603 650 7.60 12.21
%
%
**STAT E TOTAL**
%100.00%100.0017,321 17,020 27.75 36.99
%
%
1 111 LIBERTY MUT GRP
%21.75%21.757,116 6,972Nebraska 17.97 21.47
%
%
2 140 NATIONWIDE CORP GRP
%32.77%11.013,602 3,688 9.00 5.64
%
%
362EMC INS CO GRP
%39.17%6.402,094 1,669 67.60 88.94
%
%
4 248 UNITED FIRE & CAS GRP
%44.82%5.651,850 1,756 N/A N/A
5 626 CHUBB LTD GRP
%50.11%5.291,731 1,642 59.99 74.39
%
%
6 244 CINCINNATI FIN GRP
%54.59%4.481,464 1,418 N/A 7.91
%
7 761 ALLIANZ INS GRP
%59.03%4.441,453 1,459 N/A N/A
8 12 AMERICAN INTL GRP
%62.55%3.521,150 1,232 28.52 34.00
%
%
9 212 ZURICH INS GRP
%65.41%2.87938 647 N/A N/A
10 169 SENTRY INS GRP
%68.17%2.76903 881 19.02 19.65
%
%
**STAT E TOTAL**
%100.00%100.0032,711 32,032 12.80 14.86
%
%
© 2024 National Association of Insurance Commissioners
356
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 38920 KINSALE INS CO
%9.29%9.294,226 4,326Nevada 18.70 39.35
%
%
2 98 WR BERKLEY CORP GRP
%17.12%7.833,563 3,266 27.38 44.52
%
%
3 626 CHUBB LTD GRP
%24.61%7.503,412 3,383 5.22 8.45
%
%
4 84 AMERICAN FINANCIAL GRP
%31.91%7.293,318 3,125 65.45 88.41
%
%
5 12 AMERICAN INTL GRP
%37.46%5.562,529 2,433 1,373.62 1,590.52
%
%
6 91 HARTFORD FIRE & CAS GRP
%42.06%4.602,092 2,020 23.61 35.38
%
%
7 248 UNITED FIRE & CAS GRP
%46.20%4.131,881 1,699 143.24 185.90
%
%
8 111 LIBERTY MUT GRP
%50.07%3.871,762 1,970 58.01 246.05
%
%
9 3548 TRAVELERS GRP
%53.67%3.601,637 1,544 3.64 26.56
%
%
10 3494 JAMES RIVER GRP
%57.14%3.481,582 1,918 29.44 56.21
%
%
**STAT E TOTAL**
%100.00%100.0045,506 44,541 124.58 161.16
%
%
1 626 CHUBB LTD GRP
%13.71%13.712,409 2,442New Hampshire 22.09 15.50
%
%
2 98 WR BERKLEY CORP GRP
%24.44%10.721,883 1,767 10.64 13.33
%
%
3 242 SELECTIVE INS GRP
%30.84%6.411,126 998 11.84 22.39
%
%
4 3548 TRAVELERS GRP
%36.49%5.65992 930 N/A 15.86
%
5 212 ZURICH INS GRP
%41.56%5.07890 770 47.21 N/A
%
6 244 CINCINNATI FIN GRP
%46.32%4.76836 745 10.44 21.50
%
%
7 111 LIBERTY MUT GRP
%51.05%4.73831 851 50.65 108.95
%
%
8 4904 INTACT FINANCIAL GRP
%54.82%3.77662 514 9.31 18.09
%
%
9 968 AXA INS GRP
%58.53%3.71651 669 129.50 461.90
%
%
10 158 FAIRFAX FIN GRP
%62.14%3.61634 631 0.70 N/A
%
**STAT E TOTAL**
%100.00%100.0017,564 16,965 20.84 41.27
%
%
1 242 SELECTIVE INS GRP
%16.85%16.8540,092 38,322New Jersey 43.25 63.20
%
%
2 626 CHUBB LTD GRP
%31.94%15.0935,896 32,929 2.90 20.61
%
%
3 38300 SAMSUNG FIRE & MARINE INS CO LTD
%36.76%4.8211,456 11,579 N/A N/A
4 91 HARTFORD FIRE & CAS GRP
%41.12%4.3610,383 9,890 N/A 7.45
%
5 761 ALLIANZ INS GRP
%45.35%4.2210,043 9,050 261.23 207.43
%
%
6 12 AMERICAN INTL GRP
%49.42%4.079,691 8,206 14.36 38.92
%
%
7 84 AMERICAN FINANCIAL GRP
%53.29%3.879,211 8,993 33.26 49.97
%
%
8 98 WR BERKLEY CORP GRP
%57.14%3.859,163 8,184 22.91 31.98
%
%
9 111 LIBERTY MUT GRP
%60.76%3.628,608 8,889 82.43 61.11
%
%
10 3548 TRAVELERS GRP
%64.32%3.558,454 8,132 12.93 59.76
%
%
**STAT E TOTAL**
%100.00%100.00237,884 230,043 74.63 92.49
%
%
1 242 SELECTIVE INS GRP
%8.30%8.301,518 1,409New Mexico 31.93 51.34
%
%
2 626 CHUBB LTD GRP
%15.47%7.171,313 809 26.06 27.17
%
%
3 4935 CHANDLER INS GRP
%22.49%7.021,285 1,161 12.81 15.28
%
%
4 212 ZURICH INS GRP
%28.76%6.271,147 786 N/A N/A
5 98 WR BERKLEY CORP GRP
%34.52%5.761,055 966 14.54 20.40
%
%
6 36 CENTRAL MUT INS CO GRP
%39.93%5.41991 965 N/A N/A
7 38920 KINSALE INS CO
%44.48%4.55832 789 95.27 143.65
%
%
8 248 UNITED FIRE & CAS GRP
%48.68%4.21770 698 13.69 19.66
%
%
9 111 LIBERTY MUT GRP
%52.85%4.17764 734 45.56 43.90
%
%
10 1279 ARCH INS GRP
%56.51%3.66669 786 24.96 28.55
%
%
**STAT E TOTAL**
%100.00%100.0018,303 16,028 61.98 82.31
%
%
© 2024 National Association of Insurance Commissioners
357
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%10.55%10.5533,330 34,134New York 71.10 86.46
%
%
2 3548 TRAVELERS GRP
%18.15%7.6024,012 23,076 59.67 103.25
%
%
3 12 AMERICAN INTL GRP
%25.34%7.1922,707 17,208 6.78 N/A
%
4 1279 ARCH INS GRP
%31.47%6.1319,369 23,676 2.62 2.24
%
%
5 242 SELECTIVE INS GRP
%37.60%6.1319,362 18,014 41.42 49.82
%
%
6 111 LIBERTY MUT GRP
%43.07%5.4717,281 16,443 85.45 103.78
%
%
7 84 AMERICAN FINANCIAL GRP
%48.52%5.4417,190 17,407 7.96 16.15
%
%
8 408 BROOKFIELD REINS LTD GRP
%53.38%4.8715,369 18,385 46.08 46.39
%
%
9 91 HARTFORD FIRE & CAS GRP
%57.76%4.3813,823 12,409 13.33 31.36
%
%
10 4670 STARR GRP
%61.79%4.0312,744 14,816 33.26 37.35
%
%
**STAT E TOTAL**
%100.00%100.00315,877 315,102 72.15 77.07
%
%
1 4507 BUILDERS GRP
%11.74%11.7417,082 15,849North Carolina 65.53 74.54
%
%
2 626 CHUBB LTD GRP
%21.60%9.8614,353 13,818 1.22 24.43
%
%
3 242 SELECTIVE INS GRP
%29.10%7.5010,913 10,329 53.44 86.67
%
%
4 244 CINCINNATI FIN GRP
%34.94%5.838,491 8,466 9.01 21.56
%
%
5 111 LIBERTY MUT GRP
%39.59%4.656,767 6,544 59.64 69.74
%
%
6 761 ALLIANZ INS GRP
%44.15%4.566,641 7,269 99.32 88.12
%
%
7 3548 TRAVELERS GRP
%48.66%4.526,571 6,419 69.95 131.86
%
%
8 91 HARTFORD FIRE & CAS GRP
%53.03%4.366,351 5,618 41.51 72.16
%
%
9 158 FAIRFAX FIN GRP
%56.92%3.895,664 5,304 20.17 20.53
%
%
10 98 WR BERKLEY CORP GRP
%60.18%3.264,743 4,384 29.55 38.49
%
%
**STAT E TOTAL**
%100.00%100.00145,524 137,510 52.48 73.27
%
%
1 309 WESTERN NATL MUT GRP
%10.06%10.061,982 1,840North Dakota 15.43 14.43
%
%
296SECURA INS GRP
%18.52%8.451,664 1,510 24.52 35.70
%
%
3 158 FAIRFAX FIN GRP
%25.88%7.361,449 1,002 5.10 3.28
%
%
4 626 CHUBB LTD GRP
%32.50%6.621,303 1,235 14.42 15.43
%
%
5 248 UNITED FIRE & CAS GRP
%38.21%5.721,125 1,101 168.36 154.37
%
%
6 12 AMERICAN INTL GRP
%43.54%5.331,050 470 67.22 78.15
%
%
7 3548 TRAVELERS GRP
%48.05%4.50887 752 6.20 20.03
%
%
8 518 GRINNELL MUT GRP
%52.25%4.20828 777 65.06 65.79
%
%
9 169 SENTRY INS GRP
%56.23%3.98783 738 8.72 8.16
%
%
10 111 LIBERTY MUT GRP
%59.92%3.69727 569 49.43 61.44
%
%
**STAT E TOTAL**
%100.00%100.0019,689 18,007 61.77 67.28
%
%
1 244 CINCINNATI FIN GRP
%16.03%16.0325,766 25,598Ohio 24.73 37.46
%
%
2 761 ALLIANZ INS GRP
%29.29%13.2621,311 22,007 N/A N/A
3 626 CHUBB LTD GRP
%39.27%9.9816,034 15,577 31.26 37.05
%
%
4 111 LIBERTY MUT GRP
%44.74%5.478,786 7,325 52.06 95.68
%
%
5 12 AMERICAN INTL GRP
%49.78%5.048,103 7,741 23.29 79.84
%
%
6 91 HARTFORD FIRE & CAS GRP
%53.59%3.816,126 5,135 109.07 163.71
%
%
7 98 WR BERKLEY CORP GRP
%56.58%2.994,806 4,236 59.63 68.76
%
%
8 3548 TRAVELERS GRP
%59.38%2.804,496 4,500 97.18 277.56
%
%
9 242 SELECTIVE INS GRP
%62.11%2.734,384 4,118 10.45 20.16
%
%
10 84 AMERICAN FINANCIAL GRP
%64.48%2.383,819 3,190 9.64 19.25
%
%
**STAT E TOTAL**
%100.00%100.00160,706 157,408 31.39 38.22
%
%
© 2024 National Association of Insurance Commissioners
358
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%16.57%16.577,884 7,436Oklahoma 40.69 54.72
%
%
2 626 CHUBB LTD GRP
%29.59%13.016,190 5,706 25.52 12.76
%
%
3 4935 CHANDLER INS GRP
%39.52%9.934,724 4,891 28.48 35.06
%
%
4 38920 KINSALE INS CO
%44.21%4.692,233 2,134 41.04 68.15
%
%
5 158 FAIRFAX FIN GRP
%48.88%4.672,219 2,367 15.52 14.99
%
%
6 98 WR BERKLEY CORP GRP
%53.47%4.602,186 2,062 19.94 31.46
%
%
7 3548 TRAVELERS GRP
%57.46%3.991,897 1,888 7.04 28.99
%
%
8 218 CNA INS GRP
%61.16%3.701,761 1,335 52.71 66.98
%
%
9 12 AMERICAN INTL GRP
%64.80%3.641,729 1,940 50.17 67.39
%
%
10 111 LIBERTY MUT GRP
%67.97%3.171,510 1,574 N/A N/A
**STAT E TOTAL**
%100.00%100.0047,568 46,289 67.58 107.25
%
%
1 761 ALLIANZ INS GRP
%12.69%12.699,408 7,256Oregon 21.77 20.86
%
%
2 626 CHUBB LTD GRP
%21.53%8.846,550 7,921 52.56 58.60
%
%
3 12 AMERICAN INTL GRP
%29.14%7.615,641 5,634 N/A N/A
4 38920 KINSALE INS CO
%35.14%6.004,445 4,499 33.18 54.93
%
%
5 111 LIBERTY MUT GRP
%40.13%4.993,697 3,175 3.28 12.70
%
%
6 248 UNITED FIRE & CAS GRP
%44.74%4.623,421 3,453 66.88 85.22
%
%
7 244 CINCINNATI FIN GRP
%49.09%4.353,223 3,127 16.61 31.44
%
%
8 98 WR BERKLEY CORP GRP
%53.23%4.143,065 2,846 6.63 11.93
%
%
9 3494 JAMES RIVER GRP
%56.74%3.512,601 2,443 52.60 80.15
%
%
10 169 SENTRY INS GRP
%60.22%3.482,579 2,460 55.59 75.14
%
%
**STAT E TOTAL**
%100.00%100.0074,116 73,131 30.08 44.96
%
%
1 626 CHUBB LTD GRP
%13.11%13.1121,660 20,619Pennsylvania 60.68 55.48
%
%
2 242 SELECTIVE INS GRP
%22.93%9.8116,207 15,147 62.50 80.57
%
%
3 761 ALLIANZ INS GRP
%29.95%7.0211,597 7,658 N/A N/A
4 244 CINCINNATI FIN GRP
%35.29%5.348,817 8,559 61.53 80.11
%
%
5 111 LIBERTY MUT GRP
%40.39%5.118,436 8,998 113.36 157.05
%
%
6 3548 TRAVELERS GRP
%44.67%4.277,058 6,871 41.64 134.49
%
%
7 12 AMERICAN INTL GRP
%48.89%4.236,983 6,894 0.80 3.24
%
%
8 98 WR BERKLEY CORP GRP
%52.77%3.876,395 6,419 19.38 33.86
%
%
9 91 HARTFORD FIRE & CAS GRP
%56.01%3.255,363 4,546 N/A N/A
10 212 ZURICH INS GRP
%59.21%3.205,288 5,418 122.71 142.32
%
%
**STAT E TOTAL**
%100.00%100.00165,170 159,486 147.18 157.67
%
%
1 242 SELECTIVE INS GRP
%18.58%18.582,551 2,371Rhode Island 26.28 46.04
%
%
2 626 CHUBB LTD GRP
%34.68%16.112,212 1,928 N/A 21.14
%
3 3548 TRAVELERS GRP
%43.26%8.571,177 1,025 124.22 204.27
%
%
4 91 HARTFORD FIRE & CAS GRP
%50.13%6.87944 990 42.07 78.84
%
%
5 98 WR BERKLEY CORP GRP
%56.36%6.23856 959 27.88 34.25
%
%
6 12 AMERICAN INTL GRP
%60.24%3.88532 544 65.81 69.50
%
%
762EMC INS CO GRP
%64.02%3.78520 491 73.84 74.61
%
%
8 785 MARKEL CORP GRP
%67.58%3.56489 796 37.81 40.45
%
%
9 38920 KINSALE INS CO
%70.63%3.05419 404 34.63 55.42
%
%
10 84 AMERICAN FINANCIAL GRP
%73.65%3.02414 452 13.89 15.67
%
%
**STAT E TOTAL**
%100.00%100.0013,732 13,936 87.97 118.63
%
%
© 2024 National Association of Insurance Commissioners
359
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 242 SELECTIVE INS GRP
%12.51%12.519,784 9,810South Carolina 130.43 157.38
%
%
2 4507 BUILDERS GRP
%21.62%9.117,130 6,728 123.30 190.11
%
%
3 84 AMERICAN FINANCIAL GRP
%27.49%5.874,591 3,702 229.80 306.20
%
%
4 626 CHUBB LTD GRP
%33.32%5.834,564 4,183 36.11 46.41
%
%
5 111 LIBERTY MUT GRP
%39.05%5.734,481 4,052 32.48 103.31
%
%
6 98 WR BERKLEY CORP GRP
%43.50%4.453,480 3,500 77.27 105.63
%
%
7 761 ALLIANZ INS GRP
%47.87%4.373,415 3,282 59.71 53.33
%
%
8 38920 KINSALE INS CO
%51.87%4.013,133 2,920 36.08 62.12
%
%
9 158 FAIRFAX FIN GRP
%55.40%3.532,760 3,097 117.20 115.21
%
%
10 91 HARTFORD FIRE & CAS GRP
%58.91%3.512,747 2,455 3.89 21.44
%
%
**STAT E TOTAL**
%100.00%100.0078,226 74,565 95.67 121.91
%
%
1 248 UNITED FIRE & CAS GRP
%14.61%14.612,822 2,673South Dakota 55.59 55.18
%
%
2 111 LIBERTY MUT GRP
%27.76%13.142,538 2,532 19.37 22.99
%
%
3 626 CHUBB LTD GRP
%38.06%10.301,989 2,049 28.35 29.60
%
%
4 309 WESTERN NATL MUT GRP
%47.05%8.991,736 1,667 50.04 96.74
%
%
5 7 FEDERATED MUT GRP
%51.11%4.06785 712 142.03 188.23
%
%
6 14184 ACUITY A MUT INS CO
%54.88%3.77727 673 N/A 146.41
%
7 140 NATIONWIDE CORP GRP
%58.64%3.76727 748 23.42 15.48
%
%
8 91 HARTFORD FIRE & CAS GRP
%62.21%3.57689 674 3.65 3.94
%
%
9 518 GRINNELL MUT GRP
%65.68%3.47670 650 5.81 2.57
%
%
10 244 CINCINNATI FIN GRP
%68.99%3.31638 615 75.52 95.13
%
%
**STAT E TOTAL**
%100.00%100.0019,311 19,055 71.08 89.65
%
%
1 761 ALLIANZ INS GRP
%13.14%13.1412,923 13,137Tennessee N/A N/A
2 517 HANNOVER GRP
%18.87%5.725,629 5,582 0.58 0.69
%
%
3 626 CHUBB LTD GRP
%24.49%5.635,534 5,490 92.40 77.81
%
%
4 242 SELECTIVE INS GRP
%29.40%4.914,828 4,521 53.08 69.89
%
%
5 4507 BUILDERS GRP
%34.12%4.724,641 4,294 18.05 27.05
%
%
6 244 CINCINNATI FIN GRP
%38.82%4.704,622 4,712 9.60 27.47
%
%
7 111 LIBERTY MUT GRP
%43.49%4.664,586 4,399 75.03 84.06
%
%
8 785 MARKEL CORP GRP
%47.79%4.304,230 3,732 55.92 97.18
%
%
9 3548 TRAVELERS GRP
%52.04%4.254,181 3,834 59.48 96.34
%
%
10 12 AMERICAN INTL GRP
%56.19%4.164,086 4,971 61.09 72.66
%
%
**STAT E TOTAL**
%100.00%100.0098,338 95,964 25.32 33.85
%
%
1 158 FAIRFAX FIN GRP
%10.12%10.1247,798 45,736Texa s 83.00 98.27
%
%
2 626 CHUBB LTD GRP
%18.43%8.3139,271 37,744 42.74 45.28
%
%
3 38920 KINSALE INS CO
%24.80%6.3730,101 28,479 35.81 60.16
%
%
4 12 AMERICAN INTL GRP
%30.46%5.6726,771 22,254 94.04 116.48
%
%
5 98 WR BERKLEY CORP GRP
%36.06%5.5926,437 24,016 33.10 45.21
%
%
6 91 HARTFORD FIRE & CAS GRP
%40.80%4.7422,399 17,647 19.01 37.12
%
%
7 84 AMERICAN FINANCIAL GRP
%45.26%4.4621,089 20,893 54.63 86.15
%
%
8 111 LIBERTY MUT GRP
%49.67%4.4120,827 17,915 59.04 64.50
%
%
9 3548 TRAVELERS GRP
%52.97%3.3015,613 15,113 25.41 68.31
%
%
10 761 ALLIANZ INS GRP
%56.22%3.2515,352 16,813 94.44 89.15
%
%
**STAT E TOTAL**
%100.00%100.00472,536 449,967 46.95 61.35
%
%
© 2024 National Association of Insurance Commissioners
360
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%20.07%20.0713,675 10,150Utah 57.89 75.97
%
%
2 626 CHUBB LTD GRP
%28.36%8.295,644 5,398 22.67 62.13
%
%
3 244 CINCINNATI FIN GRP
%33.53%5.173,520 3,502 50.21 62.42
%
%
4 91 HARTFORD FIRE & CAS GRP
%38.53%5.013,411 2,715 7.27 18.47
%
%
5 98 WR BERKLEY CORP GRP
%43.34%4.803,273 3,556 31.39 54.02
%
%
6 242 SELECTIVE INS GRP
%47.65%4.322,940 2,484 23.48 29.97
%
%
7 84 AMERICAN FINANCIAL GRP
%51.84%4.182,850 3,259 41.93 61.60
%
%
8 785 MARKEL CORP GRP
%55.96%4.132,812 2,446 17.77 34.97
%
%
9 12 AMERICAN INTL GRP
%59.74%3.782,576 3,266 118.40 135.31
%
%
10 38920 KINSALE INS CO
%63.29%3.542,415 2,176 22.05 34.70
%
%
**STAT E TOTAL**
%100.00%100.0068,127 63,645 46.33 60.50
%
%
1 244 CINCINNATI FIN GRP
%8.14%8.14730 705Vermont 194.93 207.15
%
%
2 98 WR BERKLEY CORP GRP
%15.11%6.96624 663 10.56 20.87
%
%
3 38920 KINSALE INS CO
%21.91%6.81610 616 32.21 53.61
%
%
4 3548 TRAVELERS GRP
%28.66%6.75605 651 23.61 37.25
%
%
5 158 FAIRFAX FIN GRP
%35.39%6.73603 563 8.38 5.48
%
%
6 12 AMERICAN INTL GRP
%41.90%6.51584 599 222.15 255.32
%
%
7 626 CHUBB LTD GRP
%48.00%6.10547 575 24.28 N/A
%
8 111 LIBERTY MUT GRP
%54.06%6.06543 543 22.02 22.31
%
%
9 218 CNA INS GRP
%60.10%6.05542 581 51.45 66.99
%
%
10 350 GENERAL ELECTRIC GRP
%65.56%5.46490 490 26.50 26.38
%
%
**STAT E TOTAL**
%100.00%100.008,967 9,158 51.50 58.76
%
%
1 626 CHUBB LTD GRP
%9.98%9.987,323 6,937Virginia 15.21 18.46
%
%
2 4507 BUILDERS GRP
%19.10%9.126,687 5,971 N/A N/A
3 242 SELECTIVE INS GRP
%27.85%8.756,420 6,232 32.55 43.68
%
%
4 158 FAIRFAX FIN GRP
%33.13%5.283,871 4,267 26.57 32.26
%
%
5 761 ALLIANZ INS GRP
%38.14%5.013,672 4,393 N/A N/A
6 111 LIBERTY MUT GRP
%43.00%4.863,565 3,958 28.85 28.01
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%47.78%4.793,511 2,320 28.95 39.33
%
%
8 244 CINCINNATI FIN GRP
%52.42%4.643,403 3,346 N/A N/A
9 3548 TRAVELERS GRP
%56.49%4.072,984 3,009 95.71 103.91
%
%
10 12 AMERICAN INTL GRP
%60.20%3.712,720 3,210 87.20 100.99
%
%
**STAT E TOTAL**
%100.00%100.0073,348 72,986 18.25 24.22
%
%
1 38920 KINSALE INS CO
%10.80%10.8011,679 11,575Washington 32.73 53.47
%
%
2 626 CHUBB LTD GRP
%21.31%10.5111,361 11,429 10.42 28.20
%
%
3 111 LIBERTY MUT GRP
%29.39%8.078,728 7,941 73.44 89.44
%
%
4 309 WESTERN NATL MUT GRP
%35.59%6.206,707 6,088 24.01 36.63
%
%
5 3494 JAMES RIVER GRP
%40.90%5.315,739 5,807 30.60 45.99
%
%
6 98 WR BERKLEY CORP GRP
%45.84%4.945,338 5,154 34.56 42.61
%
%
7 212 ZURICH INS GRP
%50.14%4.304,648 4,211 17.16 27.31
%
%
8 12 AMERICAN INTL GRP
%54.12%3.984,306 3,871 51.99 7.82
%
%
9 84 AMERICAN FINANCIAL GRP
%57.63%3.513,795 3,828 38.48 58.60
%
%
10 91 HARTFORD FIRE & CAS GRP
%61.06%3.433,710 2,542 6.99 10.04
%
%
**STAT E TOTAL**
%100.00%100.00108,105 104,504 66.75 79.64
%
%
© 2024 National Association of Insurance Commissioners
361
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%19.23%19.232,121 1,993West Virginia 79.23 89.43
%
%
2 91 HARTFORD FIRE & CAS GRP
%27.43%8.21905 721 N/A 5.66
%
3 244 CINCINNATI FIN GRP
%34.44%7.01773 718 150.57 178.95
%
%
4 626 CHUBB LTD GRP
%41.42%6.98770 728 187.51 303.35
%
%
5 3548 TRAVELERS GRP
%47.84%6.42708 700 109.09 222.47
%
%
6 111 LIBERTY MUT GRP
%53.72%5.89649 696 N/A N/A
7 84 AMERICAN FINANCIAL GRP
%58.83%5.11563 511 47.52 49.64
%
%
8 1279 ARCH INS GRP
%63.07%4.24468 575 28.96 48.60
%
%
9 98 WR BERKLEY CORP GRP
%67.11%4.04446 460 7.69 2.43
%
%
10 3494 JAMES RIVER GRP
%70.76%3.64402 446 53.86 83.77
%
%
**STAT E TOTAL**
%100.00%100.0011,030 10,872 6.42 30.71
%
%
1 15350 WEST BEND INS CO
%10.40%10.4012,918 12,201Wisconsin 66.13 77.69
%
%
2 626 CHUBB LTD GRP
%19.90%9.5011,803 10,659 31.97 25.31
%
%
3 761 ALLIANZ INS GRP
%26.91%7.018,710 8,335 50.59 63.72
%
%
496SECURA INS GRP
%33.39%6.488,048 7,664 27.58 35.82
%
%
5 169 SENTRY INS GRP
%38.68%5.296,573 6,601 55.38 105.10
%
%
6 244 CINCINNATI FIN GRP
%43.88%5.206,455 6,546 56.08 75.73
%
%
7 91 HARTFORD FIRE & CAS GRP
%48.35%4.475,555 2,995 39.23 70.29
%
%
8 84 AMERICAN FINANCIAL GRP
%52.56%4.225,238 5,027 40.40 56.04
%
%
9 3548 TRAVELERS GRP
%56.18%3.624,493 4,409 117.18 234.55
%
%
10 12 AMERICAN INTL GRP
%59.42%3.244,026 3,651 23.99 24.88
%
%
**STAT E TOTAL**
%100.00%100.00124,233 119,141 75.20 111.10
%
%
1 4935 CHANDLER INS GRP
%8.06%8.06601 529Wyoming 15.11 18.32
%
%
2 84 AMERICAN FINANCIAL GRP
%15.07%7.01523 447 5.72 11.80
%
%
3 626 CHUBB LTD GRP
%21.98%6.91516 472 34.13 30.34
%
%
462EMC INS CO GRP
%28.80%6.82509 417 131.51 142.52
%
%
5 244 CINCINNATI FIN GRP
%35.18%6.37475 463 225.81 293.88
%
%
6 38920 KINSALE INS CO
%41.28%6.10455 477 18.74 30.95
%
%
7 212 ZURICH INS GRP
%47.23%5.95444 436 21.55 28.66
%
%
8 785 MARKEL CORP GRP
%52.40%5.17386 389 23.43 32.03
%
%
9 111 LIBERTY MUT GRP
%57.54%5.14383 445 45.46 54.97
%
%
10 98 WR BERKLEY CORP GRP
%62.07%4.53338 346 161.52 193.41
%
%
**STAT E TOTAL**
%100.00%100.007,458 7,701 67.28 78.42
%
%
1 12 AMERICAN INTL GRP
%94.99%94.99823 279Guam 518.40 545.37
%
%
2 626 CHUBB LTD GRP
%98.48%3.5030 87 7.08 6.22
%
%
3 10972 FIRST NET INS CO
%100.00%3.0526 20 43.00 44.86
%
%
4 91 HARTFORD FIRE & CAS GRP
%100.00%2.3721 21 28.57 50.86
%
%
5 968 AXA INS GRP
%100.00%0.222 2 54.50 82.06
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.050 1 30.28 N/A
%
**STAT E TOTAL**
%100.00%100.00867 402 362.84 379.90
%
%
© 2024 National Association of Insurance Commissioners
362
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
18.1, 18.2 - Products Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%36.97%36.973,003 3,106Puerto Rico 12.65 25.29
%
%
2 12 AMERICAN INTL GRP
%54.28%17.321,407 1,411 0.71 N/A
%
3 15646 ONE ALLIANCE INS CORP
%63.19%8.91723 212 122.49 124.42
%
%
4 626 CHUBB LTD GRP
%70.08%6.89559 613 39.19 48.26
%
%
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%76.19%6.11497 468 7.98 9.95
%
%
671UNIVERSAL INS CO GRP
%81.14%4.95402 400 1.11 1.11
%
%
7 10308 ANTILLES INS CO
%84.89%3.75304 300 N/A N/A
8 536 GUIDEWELL MUT HOLDING GRP
%88.48%3.59292 298 4.33 5.27
%
%
9 4804 MULTINATIONAL GRP
%91.94%3.47282 254 0.39 0.69
%
%
10 10140 OPTIMA SEGUROS
%93.95%2.01163 159 N/A N/A
**STAT E TOTAL**
%100.00%100.008,123 7,810 16.67 23.42
%
%
1 626 CHUBB LTD GRP
%57.32%57.3267 65U.S. Virgin Islands 30.93 51.97
%
%
2 98 WR BERKLEY CORP GRP
%80.98%23.6628 36 18.85 27.73
%
%
3 12 AMERICAN INTL GRP
%92.84%11.8614 11 0.00 570.34
%
%
4 38920 KINSALE INS CO
%99.14%6.307 6 30.31 50.51
%
%
5 218 CNA INS GRP
%100.00%1.582 1 41.11 44.36
%
%
6 536 GUIDEWELL MUT HOLDING GRP
%100.00%0.521 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00117 118 185.76 321.99
%
%
1 12 AMERICAN INTL GRP
%100.00%100.0042 15N. Mariana Islands N/A N/A
**STAT E TOTAL**
%100.00%100.0042 15 N/A N/A
1 3548 TRAVELERS GRP
%68.36%68.366,497 7,182Canada N/A N/A
2 111 LIBERTY MUT GRP
%81.38%13.021,237 3,513 127.62 129.44
%
%
3 181 SWISS RE GRP
%90.15%8.77833 522 N/A 55.87
%
4 31 BERKSHIRE HATHAWAY GRP
%94.76%4.61438 437 N/A N/A
5 761 ALLIANZ INS GRP
%97.24%2.48236 328 N/A N/A
6 169 SENTRY INS GRP
%98.41%1.16111 117 8.68 23.23
%
%
7 968 AXA INS GRP
%99.43%1.0297 01700,066.67
1
23592,466.67
%
%
8 84 AMERICAN FINANCIAL GRP
%99.92%0.4947 50 N/A N/A
9 218 CNA INS GRP
%99.99%0.077 5 41.10 44.34
%
%
10 626 CHUBB LTD GRP
%100.00%0.011 1 50,879.45 58,916.69
%
%
**STAT E TOTAL**
%100.00%100.009,504 12,154 N/A N/A
1 111 LIBERTY MUT GRP
%42.82%42.8240,457 37,140Agg. Other Alien 47.92 49.83
%
%
2 212 ZURICH INS GRP
%60.67%17.8516,862 15,845 N/A 5.10
%
3 626 CHUBB LTD GRP
%77.80%17.1316,184 17,987 114.38 125.80
%
%
4 218 CNA INS GRP
%89.68%11.8811,227 11,769 42.06 44.64
%
%
5 968 AXA INS GRP
%96.70%7.026,632 6,675 N/A N/A
6 98 WR BERKLEY CORP GRP
%98.61%1.901,798 2,035 23.49 23.49
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%99.17%0.56529 560 2.10 3.82
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.48%0.31292 292 108.78 108.78
%
%
9 84 AMERICAN FINANCIAL GRP
%99.70%0.23213 190 0.00 0.00
%
%
10 2698 PROASSURANCE CORP GRP
%99.83%0.13121 115 10.56 13.50
%
%
**STAT E TOTAL**
%100.00%100.0094,475 92,978 55.65 60.03
%
%
© 2024 National Association of Insurance Commissioners
363
19.1, 19.2—Private Passenger Auto
Liability
© 2024 National Association of Insurance Commissioners
364
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.42%17.4231,314,092 29,838,406 85.12 91.05
%
%
2 155 PROGRESSIVE GRP
%33.52%16.1028,929,481 27,711,397 66.45 69.09
%
%
3 31 BERKSHIRE HATHAWAY GRP
%46.36%12.8423,070,274 22,849,690 72.89 75.04
%
%
4 8 ALLSTATE INS GRP
%56.95%10.5919,038,853 18,451,139 81.49 84.92
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.89%5.9410,670,982 10,194,389 72.92 75.09
%
%
6 69 FARMERS INS GRP
%67.07%4.197,522,052 7,507,031 65.04 66.56
%
%
7 111 LIBERTY MUT GRP
%71.14%4.077,311,414 7,504,586 76.79 82.48
%
%
8 3548 TRAVELERS GRP
%73.29%2.153,861,324 3,694,865 69.48 74.79
%
%
9 473 AMERICAN FAMILY INS GRP
%75.40%2.113,792,618 3,672,960 73.50 77.55
%
%
10 140 NATIONWIDE CORP GRP
%77.00%1.602,871,932 2,945,601 74.44 78.21
%
%
11 1318 AUTO CLUB ENTERPRISES INS GRP
%78.48%1.492,671,474 2,405,428 82.48 85.42
%
%
12 280 AUTO OWNERS GRP
%79.73%1.252,244,552 2,050,991 89.94 99.22
%
%
13 213 ERIE INS GRP
%80.86%1.132,031,153 1,892,134 87.49 90.38
%
%
14 1278 CSAA INS GRP
%81.91%1.051,887,524 1,745,952 85.18 87.79
%
%
15 215 KEMPER CORP GRP
%82.93%1.021,835,504 2,022,094 98.29 104.61
%
%
16 660 MERCURY GEN GRP
%83.81%0.871,570,992 1,570,476 71.75 77.38
%
%
17 91 HARTFORD FIRE & CAS GRP
%84.55%0.751,340,812 1,311,880 83.66 88.73
%
%
18 55 AUTOMOBILE CLUB MI GRP
%85.27%0.721,291,848 1,242,149 58.53 64.65
%
%
19 169 SENTRY INS GRP
%85.91%0.631,137,978 1,084,705 59.39 60.51
%
%
20 5 ALFA INS GRP
%86.37%0.46832,667 780,658 69.75 71.99
%
%
21 708 NEW JERSEY MANUFACTURERS GRP
%86.83%0.46825,670 767,164 80.20 90.08
%
%
22 28 AMICA MUT GRP
%87.27%0.44793,265 766,781 78.00 83.59
%
%
23 411 MAPFRE INS GRP
%87.69%0.42759,845 730,516 75.07 76.78
%
%
24 50 COUNTRY INS & FIN SERV GRP
%88.11%0.41745,426 717,838 71.62 73.36
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%88.52%0.41741,080 719,934 73.57 75.23
%
%
26 4987 INCLINE INS GRP LLC GRP
%88.93%0.41732,166 613,463 84.00 86.98
%
%
27 88 THE HANOVER INS GRP
%89.32%0.39707,989 708,312 77.21 82.28
%
%
28 3179 HOME STATE INS GRP
%89.70%0.38683,329 628,539 83.35 84.04
%
%
29 123 SHELTER INS GRP
%90.08%0.38683,002 657,420 75.23 79.41
%
%
30 4991 ROOT INC GRP
%90.35%0.27486,701 399,912 58.08 61.11
%
%
31 809 TEXAS FARM BUREAU MUT GRP
%90.62%0.27481,214 456,648 82.79 84.62
%
%
32 1227 PALISADES GRP
%90.88%0.26470,003 453,005 71.83 76.71
%
%
33 4762 ORPHEUS GRP
%91.14%0.25457,668 389,702 79.46 82.86
%
%
34 3702 LOYA GRP
%91.39%0.25452,820 449,872 73.29 85.56
%
%
35 324 NORTH CAROLINA FARM BUREAU GRP
%91.63%0.24432,867 416,045 71.23 72.44
%
%
36 694 TENNESSEE FARMERS GRP
%91.86%0.23414,159 402,543 80.53 85.55
%
%
37 29246 CONSUMERS CNTY MUT INS CO
%92.09%0.23409,308 385,700 84.55 84.90
%
%
38 626 CHUBB LTD GRP
%92.31%0.23407,089 386,599 75.83 81.25
%
%
39 244 CINCINNATI FIN GRP
%92.53%0.22388,321 352,082 55.79 58.86
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.75%0.21386,388 379,249 82.47 85.55
%
%
41 415 PLYMOUTH ROCK INS GRP
%92.96%0.21380,704 338,207 68.34 71.59
%
%
42 785 MARKEL CORP GRP
%93.17%0.21378,221 337,478 62.12 65.58
%
%
43 3362 FIRST ACCEPTANCE INS GRP
%93.37%0.20366,187 309,377 58.19 60.91
%
%
44 10683 WAWANESA GEN INS CO
%93.56%0.19340,987 324,982 95.98 99.01
%
%
45 408 BROOKFIELD REINS LTD GRP
%93.75%0.19339,855 329,679 74.09 75.52
%
%
46 257 SAFEWAY INS GRP
%93.92%0.17309,879 303,309 69.01 71.38
%
%
47 513 IOWA FARM BUREAU GRP
%94.09%0.17308,117 290,635 92.92 97.78
%
%
48 2518 NYCM INS GRP
%94.26%0.17301,107 266,693 67.95 71.39
%
%
49 4051 OCEAN HARBOR GRP
%94.43%0.17299,918 289,222 78.04 79.06
%
%
50 267 GRANGE MUT CAS GRP
%94.60%0.17299,878 294,327 64.10 66.70
%
%
51 188 SAFETY GRP
%94.76%0.16291,166 258,248 73.57 75.36
%
%
52 586 ARBELLA INS GRP
%94.92%0.16285,255 263,447 72.78 75.02
%
%
53 35319 UNITED AUTOMOBILE INS CO
%95.07%0.16284,509 255,692 65.89 68.60
%
%
54 4909 ASSURANCEAMERICA CORP GRP
%95.21%0.14253,225 238,362 64.16 64.72
%
%
55 15290 ASPIRE GEN INS CO
%95.35%0.14249,964 200,997 56.19 59.51
%
%
56 67 MICHIGAN FARM BUREAU GRP
%95.48%0.13232,284 215,755 67.63 78.13
%
%
57 300 HORACE MANN GRP
%95.61%0.13227,366 215,670 78.51 81.23
%
%
58 228 WESTFIELD GRP
%95.73%0.12220,806 217,487 64.99 69.97
%
%
59 3098 TOKIO MARINE HOLDINGS INC GRP
%95.84%0.11197,814 191,708 93.04 88.92
%
%
60 561 GEORGIA FARM BUREAU GRP
%95.94%0.10182,489 175,673 59.19 62.00
%
%
61 542 INDIANA FARM BUREAU GRP
%96.04%0.10179,140 171,303 66.46 70.40
%
%
62 10685 GOAUTO INS CO
%96.14%0.09166,335 151,304 70.07 71.27
%
%
63 24341 PEMCO MUT INS CO
%96.23%0.09160,920 207,963 88.86 91.53
%
%
64 33 CALIFORNIA CAS MGMT GRP
%96.31%0.08149,943 146,249 83.36 86.71
%
%
65 171 GERMANIA INS GRP
%96.39%0.08149,078 143,078 85.24 95.00
%
%
© 2024 National Association of Insurance Commissioners
365
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 201 UTICA GRP
%96.47%0.08147,153 141,804 68.21 71.55
%
%
67 15350 WEST BEND INS CO
%96.56%0.08145,682 138,715 78.46 83.56
%
%
68 35173 AGENCY INS CO OF MD INC
%96.64%0.08145,443 118,276 66.78 68.14
%
%
69 13688 ELEPHANT INS CO
%96.72%0.08142,183 146,538 83.38 85.23
%
%
70 14254 FALCON INS CO
%96.79%0.08137,984 137,101 80.96 82.97
%
%
71 518 GRINNELL MUT GRP
%96.87%0.08137,570 132,503 69.11 68.73
%
%
72 14184 ACUITY A MUT INS CO
%96.95%0.08137,245 120,805 85.70 89.74
%
%
73 4727 WARRIOR INVICTUS HOLDING CO GRP
%97.02%0.08135,147 130,522 49.75 57.79
%
%
74 271 PENNSYLVANIA NATL INS GRP
%97.09%0.07129,440 121,321 73.34 77.31
%
%
75 242 SELECTIVE INS GRP
%97.16%0.07128,494 115,985 100.06 101.56
%
%
76 250 DONEGAL GRP
%97.23%0.07120,346 119,454 70.43 74.81
%
%
77 4937 PREMIER HOLDINGS GRP
%97.30%0.07116,987 94,121 76.24 80.89
%
%
78 13471 BEAR RIVER MUT INS CO
%97.36%0.06116,587 109,975 69.10 70.93
%
%
79 12 AMERICAN INTL GRP
%97.42%0.06111,824 106,132 50.78 60.09
%
%
80 4256 ANCHOR INS HOLDINGS GRP
%97.48%0.06109,464 103,328 70.77 73.09
%
%
81 42749 TRADERS INS CO
%97.54%0.06104,996 101,094 63.65 64.88
%
%
82 36 CENTRAL MUT INS CO GRP
%97.60%0.06102,739 101,091 71.25 74.03
%
%
83 203 VIRGINIA FARM BUREAU GRP
%97.66%0.06101,945 94,749 78.13 80.33
%
%
84 333 MUTUAL OF ENUMCLAW GRP
%97.71%0.0699,039 105,295 130.21 133.59
%
%
85 3500 NODAK MUT GRP
%97.77%0.0698,967 91,160 64.13 69.02
%
%
86 16524 CLEARCOVER INS CO
%97.82%0.0594,647 92,217 94.44 99.79
%
%
87 4717 PRODUCERS NATL CORP GRP
%97.87%0.0594,151 82,647 81.98 87.28
%
%
88 13752 AMERICAN ALLIANCE CAS CO
%97.92%0.0593,273 76,385 71.92 76.36
%
%
89 1309 FRANKENMUTH GRP
%97.97%0.0592,519 87,133 72.89 78.64
%
%
90 309 WESTERN NATL MUT GRP
%98.03%0.0590,591 84,281 50.48 55.04
%
%
91 37028 CITIZENS UNITED RECIP EXCH
%98.07%0.0586,367 75,913 58.99 70.86
%
%
92 698 NORTH STAR CO GRP
%98.12%0.0586,058 81,432 67.81 70.66
%
%
93 153 PEKIN INS GRP
%98.17%0.0583,663 85,121 106.66 109.54
%
%
94 13889 FARMERS MUT INS CO OF NE
%98.21%0.0480,792 76,331 76.62 77.34
%
%
95 71 UNIVERSAL INS CO GRP
%98.26%0.0477,943 76,708 58.85 59.14
%
%
96 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%98.30%0.0474,879 72,702 68.56 68.94
%
%
97 18309 PIONEER STATE MUT INS CO
%98.34%0.0472,677 71,651 151.85 156.03
%
%
98 514 MISSOURI FARM BUREAU GRP
%98.38%0.0467,721 64,891 87.78 91.16
%
%
99 842 FARM BUREAU GRP
%98.41%0.0467,555 64,586 77.87 79.81
%
%
100 12966 KEY INS CO
%98.45%0.0467,525 66,721 76.27 78.32
%
%
101 15449 ALINSCO INS CO
%98.49%0.0465,986 64,909 76.42 78.65
%
%
102 963 OHIO MUT GRP
%98.52%0.0465,715 63,514 74.73 79.89
%
%
103 5032 LEMONADE INC GRP
%98.56%0.0464,854 65,135 95.77 105.93
%
%
104 1275 QUINCY MUT GRP
%98.60%0.0463,821 60,437 68.53 73.12
%
%
105 10839 COUNTRYWIDE INS CO
%98.63%0.0362,774 58,529 81.37 101.29
%
%
106 3678 AMERICAN INDEPENDENT INS GRP
%98.66%0.0361,510 65,262 69.88 73.12
%
%
107 220 OKLAHOMA FARM BUREAU GRP
%98.70%0.0359,530 56,959 52.64 53.84
%
%
108 291 ENCOVA MUT INS GRP
%98.73%0.0358,780 51,453 71.32 73.89
%
%
109 207 WESTERN RESERVE GRP
%98.76%0.0357,313 54,053 63.53 66.54
%
%
110 3478 HALLMARK FIN SERV GRP
%98.79%0.0356,897 46,501 74.33 76.50
%
%
111 350 GENERAL ELECTRIC GRP
%98.83%0.0356,619 56,573 71.20 77.46
%
%
112 96 SECURA INS GRP
%98.86%0.0354,527 53,603 97.03 101.74
%
%
113 14176 HASTINGS INS CO
%98.89%0.0352,094 48,933 92.57 97.15
%
%
114 4787 GOODVILLE MUT GRP
%98.91%0.0351,384 49,127 64.90 72.28
%
%
115 3991 IMT MUT HOLDING GRP
%98.94%0.0351,283 49,411 63.11 66.77
%
%
116 5048 INDIANA FARMERS MUT GRP
%98.97%0.0349,589 47,530 61.89 66.07
%
%
117 32387 STAR CAS INS CO
%99.00%0.0349,027 48,979 81.58 90.59
%
%
118 361 MUNICH RE GRP
%99.02%0.0348,705 47,422 75.30 80.94
%
%
119 144 NORFOLK & DEDHAM GRP
%99.05%0.0348,695 40,942 55.02 60.75
%
%
120 12256 UNITED INS CO
%99.08%0.0348,624 47,969 72.41 72.46
%
%
121 83 GRANGE INS GRP
%99.10%0.0347,862 48,059 63.28 64.74
%
%
122 15024 PREFERRED MUT INS CO
%99.13%0.0346,530 41,993 57.77 61.62
%
%
123 234 VERMONT MUT GRP
%99.16%0.0346,490 43,387 61.80 63.15
%
%
124 13131 RESPONSIVE AUTO INS CO
%99.18%0.0243,505 41,492 56.46 62.87
%
%
125 5018 TESLA INC GRP
%99.20%0.0242,639 28,837 68.27 68.47
%
%
**INDUSTRY TOTAL**
%100.00%100.00179,724,800 173,558,776 75.75 79.45
%
%
© 2024 National Association of Insurance Commissioners
366
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.43%17.4331,314,092 29,838,406 85.28 91.23
%
%
2 155 PROGRESSIVE GRP
%33.53%16.1028,929,481 27,711,397 66.45 69.09
%
%
3 31 BERKSHIRE HATHAWAY GRP
%46.36%12.8323,058,865 22,840,670 72.86 75.01
%
%
4 8 ALLSTATE INS GRP
%56.96%10.6019,038,853 18,451,139 81.49 84.92
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.89%5.9410,666,792 10,190,224 72.91 75.08
%
%
6 69 FARMERS INS GRP
%67.08%4.197,522,052 7,507,031 65.04 66.56
%
%
7 111 LIBERTY MUT GRP
%71.15%4.077,311,414 7,504,586 76.79 82.48
%
%
8 3548 TRAVELERS GRP
%73.30%2.153,861,324 3,694,865 69.48 74.79
%
%
9 473 AMERICAN FAMILY INS GRP
%75.41%2.113,792,618 3,672,960 73.50 77.55
%
%
10 140 NATIONWIDE CORP GRP
%77.01%1.602,871,932 2,945,601 74.44 78.21
%
%
11 1318 AUTO CLUB ENTERPRISES INS GRP
%78.49%1.492,671,474 2,405,428 82.48 85.42
%
%
12 280 AUTO OWNERS GRP
%79.74%1.252,244,552 2,050,991 89.94 99.22
%
%
13 213 ERIE INS GRP
%80.87%1.132,031,153 1,892,134 87.49 90.38
%
%
14 1278 CSAA INS GRP
%81.92%1.051,887,524 1,745,952 85.18 87.79
%
%
15 215 KEMPER CORP GRP
%82.95%1.021,835,504 2,022,094 98.29 104.61
%
%
16 660 MERCURY GEN GRP
%83.82%0.871,570,992 1,570,476 71.75 77.38
%
%
17 91 HARTFORD FIRE & CAS GRP
%84.57%0.751,340,716 1,311,803 83.66 88.73
%
%
18 55 AUTOMOBILE CLUB MI GRP
%85.29%0.721,291,848 1,242,149 58.53 64.65
%
%
19 169 SENTRY INS GRP
%85.92%0.631,137,978 1,084,705 59.39 60.51
%
%
20 5 ALFA INS GRP
%86.38%0.46832,667 780,658 69.75 71.99
%
%
21 708 NEW JERSEY MANUFACTURERS GRP
%86.84%0.46825,670 767,164 80.20 90.08
%
%
22 28 AMICA MUT GRP
%87.28%0.44793,265 766,781 78.00 83.59
%
%
23 411 MAPFRE INS GRP
%87.71%0.42759,031 729,720 75.08 76.80
%
%
24 50 COUNTRY INS & FIN SERV GRP
%88.12%0.41745,426 717,838 71.62 73.36
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%88.53%0.41741,080 719,934 73.57 75.23
%
%
26 4987 INCLINE INS GRP LLC GRP
%88.94%0.41732,166 613,463 84.00 86.98
%
%
27 88 THE HANOVER INS GRP
%89.33%0.39707,989 708,312 77.21 82.28
%
%
28 3179 HOME STATE INS GRP
%89.72%0.38683,329 628,539 83.35 84.04
%
%
29 123 SHELTER INS GRP
%90.10%0.38683,002 657,420 75.23 79.41
%
%
30 4991 ROOT INC GRP
%90.37%0.27486,701 399,912 58.08 61.11
%
%
31 809 TEXAS FARM BUREAU MUT GRP
%90.63%0.27481,214 456,648 82.79 84.62
%
%
32 1227 PALISADES GRP
%90.90%0.26470,003 453,005 71.83 76.71
%
%
33 4762 ORPHEUS GRP
%91.15%0.25457,668 389,702 79.46 82.86
%
%
34 3702 LOYA GRP
%91.40%0.25452,820 449,872 73.29 85.56
%
%
35 324 NORTH CAROLINA FARM BUREAU GRP
%91.64%0.24432,867 416,045 71.23 72.44
%
%
36 694 TENNESSEE FARMERS GRP
%91.87%0.23414,159 402,543 80.53 85.55
%
%
37 29246 CONSUMERS CNTY MUT INS CO
%92.10%0.23409,308 385,700 84.55 84.90
%
%
38 626 CHUBB LTD GRP
%92.33%0.23406,201 385,686 71.78 77.15
%
%
39 244 CINCINNATI FIN GRP
%92.54%0.22388,321 352,082 55.79 58.86
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.76%0.22386,388 379,249 82.47 85.55
%
%
41 415 PLYMOUTH ROCK INS GRP
%92.97%0.21380,704 338,207 68.34 71.59
%
%
42 785 MARKEL CORP GRP
%93.18%0.21378,221 337,478 62.12 65.58
%
%
43 3362 FIRST ACCEPTANCE INS GRP
%93.38%0.20366,187 309,377 58.19 60.91
%
%
44 10683 WAWANESA GEN INS CO
%93.57%0.19340,987 324,982 95.98 99.01
%
%
45 408 BROOKFIELD REINS LTD GRP
%93.76%0.19339,855 329,679 74.09 75.52
%
%
46 257 SAFEWAY INS GRP
%93.94%0.17309,879 303,309 69.01 71.38
%
%
47 513 IOWA FARM BUREAU GRP
%94.11%0.17308,117 290,635 92.92 97.78
%
%
48 2518 NYCM INS GRP
%94.28%0.17301,107 266,693 67.95 71.39
%
%
49 4051 OCEAN HARBOR GRP
%94.44%0.17299,918 289,222 78.04 79.06
%
%
50 267 GRANGE MUT CAS GRP
%94.61%0.17299,878 294,327 64.10 66.70
%
%
51 188 SAFETY GRP
%94.77%0.16291,166 258,248 73.57 75.36
%
%
52 586 ARBELLA INS GRP
%94.93%0.16285,255 263,447 72.78 75.02
%
%
53 35319 UNITED AUTOMOBILE INS CO
%95.09%0.16284,509 255,692 65.89 68.60
%
%
54 4909 ASSURANCEAMERICA CORP GRP
%95.23%0.14253,225 238,362 64.16 64.72
%
%
55 15290 ASPIRE GEN INS CO
%95.37%0.14249,964 200,997 56.19 59.51
%
%
56 67 MICHIGAN FARM BUREAU GRP
%95.50%0.13232,284 215,755 67.63 78.13
%
%
57 300 HORACE MANN GRP
%95.62%0.13227,366 215,670 78.51 81.23
%
%
58 228 WESTFIELD GRP
%95.75%0.12220,806 217,487 64.99 69.97
%
%
59 3098 TOKIO MARINE HOLDINGS INC GRP
%95.86%0.11197,814 191,708 93.04 88.92
%
%
60 561 GEORGIA FARM BUREAU GRP
%95.96%0.10182,489 175,673 59.19 62.00
%
%
61 542 INDIANA FARM BUREAU GRP
%96.06%0.10179,140 171,303 66.46 70.40
%
%
62 10685 GOAUTO INS CO
%96.15%0.09166,335 151,304 70.07 71.27
%
%
63 24341 PEMCO MUT INS CO
%96.24%0.09160,920 207,963 88.86 91.53
%
%
64 33 CALIFORNIA CAS MGMT GRP
%96.32%0.08149,943 146,249 83.36 86.71
%
%
65 171 GERMANIA INS GRP
%96.41%0.08149,078 143,078 85.24 95.00
%
%
© 2024 National Association of Insurance Commissioners
367
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 201 UTICA GRP
%96.49%0.08147,153 141,804 68.21 71.55
%
%
67 15350 WEST BEND INS CO
%96.57%0.08145,682 138,715 78.46 83.56
%
%
68 35173 AGENCY INS CO OF MD INC
%96.65%0.08145,443 118,276 66.78 68.14
%
%
69 13688 ELEPHANT INS CO
%96.73%0.08142,183 146,538 83.38 85.23
%
%
70 14254 FALCON INS CO
%96.81%0.08137,984 137,101 80.96 82.97
%
%
71 518 GRINNELL MUT GRP
%96.88%0.08137,570 132,503 69.11 68.73
%
%
72 14184 ACUITY A MUT INS CO
%96.96%0.08137,245 120,805 85.70 89.74
%
%
73 4727 WARRIOR INVICTUS HOLDING CO GRP
%97.03%0.08135,147 130,522 49.75 57.79
%
%
74 271 PENNSYLVANIA NATL INS GRP
%97.11%0.07129,440 121,321 73.34 77.31
%
%
75 242 SELECTIVE INS GRP
%97.18%0.07128,494 115,985 100.06 101.56
%
%
76 250 DONEGAL GRP
%97.25%0.07120,346 119,454 70.43 74.81
%
%
77 4937 PREMIER HOLDINGS GRP
%97.31%0.07116,987 94,121 76.24 80.89
%
%
78 13471 BEAR RIVER MUT INS CO
%97.38%0.06116,587 109,975 69.10 70.93
%
%
79 12 AMERICAN INTL GRP
%97.44%0.06111,825 105,840 51.72 61.09
%
%
80 4256 ANCHOR INS HOLDINGS GRP
%97.50%0.06109,464 103,328 70.77 73.09
%
%
81 42749 TRADERS INS CO
%97.56%0.06104,996 101,094 63.65 64.88
%
%
82 36 CENTRAL MUT INS CO GRP
%97.61%0.06102,739 101,091 71.25 74.03
%
%
83 203 VIRGINIA FARM BUREAU GRP
%97.67%0.06101,945 94,749 78.13 80.33
%
%
84 333 MUTUAL OF ENUMCLAW GRP
%97.73%0.0699,039 105,295 130.21 133.59
%
%
85 3500 NODAK MUT GRP
%97.78%0.0698,967 91,160 64.13 69.02
%
%
86 16524 CLEARCOVER INS CO
%97.83%0.0594,647 92,217 94.44 99.79
%
%
87 4717 PRODUCERS NATL CORP GRP
%97.89%0.0594,151 82,647 81.98 87.28
%
%
88 13752 AMERICAN ALLIANCE CAS CO
%97.94%0.0593,273 76,385 71.92 76.36
%
%
89 1309 FRANKENMUTH GRP
%97.99%0.0592,519 87,133 72.89 78.64
%
%
90 309 WESTERN NATL MUT GRP
%98.04%0.0590,591 84,281 50.48 55.04
%
%
91 37028 CITIZENS UNITED RECIP EXCH
%98.09%0.0586,367 75,913 58.99 70.86
%
%
92 698 NORTH STAR CO GRP
%98.14%0.0586,058 81,432 67.81 70.66
%
%
93 153 PEKIN INS GRP
%98.18%0.0583,663 85,121 106.66 109.54
%
%
94 13889 FARMERS MUT INS CO OF NE
%98.23%0.0480,792 76,331 76.62 77.34
%
%
95 71 UNIVERSAL INS CO GRP
%98.27%0.0477,943 76,708 58.85 59.14
%
%
96 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%98.31%0.0474,879 72,702 68.56 68.94
%
%
97 18309 PIONEER STATE MUT INS CO
%98.35%0.0472,677 71,651 151.85 156.03
%
%
98 514 MISSOURI FARM BUREAU GRP
%98.39%0.0467,721 64,891 87.78 91.16
%
%
99 842 FARM BUREAU GRP
%98.43%0.0467,555 64,586 77.87 79.81
%
%
100 12966 KEY INS CO
%98.47%0.0467,525 66,721 76.27 78.32
%
%
101 15449 ALINSCO INS CO
%98.50%0.0465,986 64,909 76.42 78.65
%
%
102 963 OHIO MUT GRP
%98.54%0.0465,715 63,514 74.73 79.89
%
%
103 5032 LEMONADE INC GRP
%98.58%0.0464,854 65,135 95.77 105.93
%
%
104 1275 QUINCY MUT GRP
%98.61%0.0463,821 60,437 68.53 73.12
%
%
105 10839 COUNTRYWIDE INS CO
%98.65%0.0362,774 58,529 81.37 101.29
%
%
106 3678 AMERICAN INDEPENDENT INS GRP
%98.68%0.0361,510 65,262 69.88 73.12
%
%
107 220 OKLAHOMA FARM BUREAU GRP
%98.71%0.0359,530 56,959 52.64 53.84
%
%
108 291 ENCOVA MUT INS GRP
%98.75%0.0358,780 51,453 71.32 73.89
%
%
109 207 WESTERN RESERVE GRP
%98.78%0.0357,313 54,053 63.53 66.54
%
%
110 3478 HALLMARK FIN SERV GRP
%98.81%0.0356,897 46,501 74.33 76.50
%
%
111 350 GENERAL ELECTRIC GRP
%98.84%0.0356,619 56,573 71.20 77.46
%
%
112 96 SECURA INS GRP
%98.87%0.0354,527 53,603 97.03 101.74
%
%
113 14176 HASTINGS INS CO
%98.90%0.0352,094 48,933 92.57 97.15
%
%
114 4787 GOODVILLE MUT GRP
%98.93%0.0351,384 49,127 64.90 72.28
%
%
115 3991 IMT MUT HOLDING GRP
%98.96%0.0351,283 49,411 63.11 66.77
%
%
116 5048 INDIANA FARMERS MUT GRP
%98.98%0.0349,589 47,530 61.89 66.07
%
%
117 32387 STAR CAS INS CO
%99.01%0.0349,027 48,979 81.58 90.59
%
%
118 361 MUNICH RE GRP
%99.04%0.0348,705 47,422 75.30 80.94
%
%
119 144 NORFOLK & DEDHAM GRP
%99.07%0.0348,695 40,942 55.02 60.75
%
%
120 12256 UNITED INS CO
%99.09%0.0348,624 47,969 72.41 72.46
%
%
121 83 GRANGE INS GRP
%99.12%0.0347,862 48,059 63.28 64.74
%
%
122 15024 PREFERRED MUT INS CO
%99.15%0.0346,530 41,993 57.77 61.62
%
%
123 234 VERMONT MUT GRP
%99.17%0.0346,490 43,387 61.80 63.15
%
%
124 13131 RESPONSIVE AUTO INS CO
%99.20%0.0243,505 41,492 56.46 62.87
%
%
125 5018 TESLA INC GRP
%99.22%0.0242,639 28,837 68.27 68.47
%
%
**INDUSTRY TOTAL**
%100.00%100.00179,679,658 173,515,145 75.77 79.47
%
%
© 2024 National Association of Insurance Commissioners
368
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%23.33%23.33561,290 530,752Alabama 89.14 94.42
%
%
2 8 ALLSTATE INS GRP
%39.46%16.13388,205 368,523 67.92 70.89
%
%
3 155 PROGRESSIVE GRP
%53.08%13.61327,584 319,874 60.41 62.58
%
%
45ALFA INS GRP
%66.13%13.05314,033 304,646 62.74 65.62
%
%
5 31 BERKSHIRE HATHAWAY GRP
%74.30%8.17196,607 201,359 62.42 64.08
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.25%6.95167,285 162,731 79.07 81.34
%
%
7 111 LIBERTY MUT GRP
%83.53%2.2854,945 59,532 84.90 90.50
%
%
8 69 FARMERS INS GRP
%85.67%2.1451,507 51,478 58.32 59.85
%
%
9 3548 TRAVELERS GRP
%87.80%2.1251,071 50,756 65.68 69.09
%
%
10 280 AUTO OWNERS GRP
%89.34%1.5437,104 35,405 73.78 81.73
%
%
**STAT E TOTAL**
%100.00%100.002,406,160 2,335,630 71.15 74.42
%
%
1 176 STATE FARM GRP
%30.32%30.3298,335 96,881Alaska 75.22 77.32
%
%
2 31 BERKSHIRE HATHAWAY GRP
%49.07%18.7560,816 60,988 68.73 70.01
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.85%16.7854,425 53,148 70.41 73.13
%
%
4 155 PROGRESSIVE GRP
%79.98%14.1345,819 43,848 59.70 60.76
%
%
5 8 ALLSTATE INS GRP
%89.48%9.5030,824 29,959 86.71 90.06
%
%
6 111 LIBERTY MUT GRP
%93.18%3.7012,006 11,699 62.42 66.18
%
%
7 50 COUNTRY INS & FIN SERV GRP
%96.65%3.4611,229 10,771 57.52 59.32
%
%
8 91 HARTFORD FIRE & CAS GRP
%98.01%1.364,420 4,374 59.42 65.67
%
%
9 309 WESTERN NATL MUT GRP
%99.01%1.003,257 2,987 62.92 69.13
%
%
10 300 HORACE MANN GRP
%99.71%0.702,265 2,190 56.48 57.95
%
%
**STAT E TOTAL**
%100.00%100.00324,335 317,741 70.41 72.59
%
%
1 155 PROGRESSIVE GRP
%18.47%18.47816,676 769,291Arizona 69.83 71.16
%
%
2 176 STATE FARM GRP
%35.04%16.57732,766 681,628 77.20 80.74
%
%
3 31 BERKSHIRE HATHAWAY GRP
%48.83%13.79609,764 614,109 61.97 62.26
%
%
4 8 ALLSTATE INS GRP
%56.30%7.47330,389 315,372 88.22 91.73
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%63.77%7.47330,159 313,372 73.60 75.44
%
%
6 69 FARMERS INS GRP
%69.60%5.83257,844 262,040 67.64 68.74
%
%
7 473 AMERICAN FAMILY INS GRP
%74.68%5.08224,458 214,672 80.87 83.53
%
%
8 111 LIBERTY MUT GRP
%79.66%4.98220,343 222,790 82.20 85.78
%
%
9 1278 CSAA INS GRP
%81.47%1.8180,079 71,836 83.88 85.54
%
%
10 3548 TRAVELERS GRP
%83.21%1.7477,002 70,765 64.87 68.29
%
%
**STAT E TOTAL**
%100.00%100.004,421,877 4,232,851 75.31 77.62
%
%
1 176 STATE FARM GRP
%22.48%22.48300,661 290,166Arkansas 66.18 68.71
%
%
2 155 PROGRESSIVE GRP
%36.88%14.40192,597 183,805 65.62 66.23
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%48.19%11.31151,262 146,969 73.84 73.21
%
%
4 8 ALLSTATE INS GRP
%57.80%9.61128,457 121,996 66.68 67.94
%
%
5 123 SHELTER INS GRP
%66.50%8.70116,401 112,517 72.82 75.72
%
%
6 31 BERKSHIRE HATHAWAY GRP
%72.46%5.9579,606 78,613 62.65 62.80
%
%
7 69 FARMERS INS GRP
%76.88%4.4359,198 60,111 56.79 57.67
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.16%4.2857,222 55,191 79.06 81.76
%
%
95ALFA INS GRP
%84.48%3.3244,392 40,377 63.97 65.18
%
%
10 111 LIBERTY MUT GRP
%87.63%3.1542,144 44,268 84.14 87.14
%
%
**STAT E TOTAL**
%100.00%100.001,337,320 1,291,591 67.98 69.48
%
%
© 2024 National Association of Insurance Commissioners
369
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%12.04%12.042,297,838 2,264,975California 100.36 111.39
%
%
2 8 ALLSTATE INS GRP
%23.22%11.172,132,087 2,100,513 100.51 105.04
%
%
3 69 FARMERS INS GRP
%33.87%10.652,032,197 2,047,041 70.81 72.66
%
%
4 1318 AUTO CLUB ENTERPRISES INS GRP
%44.21%10.341,973,591 1,767,270 82.95 86.36
%
%
5 31 BERKSHIRE HATHAWAY GRP
%54.03%9.811,872,482 1,860,000 91.26 93.98
%
%
6 1278 CSAA INS GRP
%60.82%6.801,296,710 1,197,772 86.99 89.61
%
%
7 660 MERCURY GEN GRP
%67.37%6.551,249,525 1,260,503 70.27 75.54
%
%
8 155 PROGRESSIVE GRP
%73.55%6.181,178,791 1,130,783 75.29 78.85
%
%
9 215 KEMPER CORP GRP
%78.29%4.74904,222 978,184 114.18 121.16
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.93%4.65886,254 850,372 85.24 87.86
%
%
**STAT E TOTAL**
%100.00%100.0019,079,638 18,566,664 86.87 91.58
%
%
1 176 STATE FARM GRP
%19.32%19.32707,226 672,355Colorado 80.41 85.82
%
%
2 155 PROGRESSIVE GRP
%32.10%12.78467,758 453,767 64.27 65.29
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%41.86%9.75356,879 349,455 69.17 71.94
%
%
4 8 ALLSTATE INS GRP
%51.16%9.31340,600 332,395 48.85 48.62
%
%
5 111 LIBERTY MUT GRP
%60.36%9.20336,827 332,369 71.47 74.24
%
%
6 31 BERKSHIRE HATHAWAY GRP
%68.20%7.84286,938 291,703 49.75 49.82
%
%
7 473 AMERICAN FAMILY INS GRP
%74.92%6.72245,880 238,408 60.18 62.10
%
%
8 69 FARMERS INS GRP
%80.74%5.81212,778 212,626 42.91 43.65
%
%
9 3548 TRAVELERS GRP
%84.15%3.42125,025 118,371 59.20 62.43
%
%
10 140 NATIONWIDE CORP GRP
%86.31%2.1679,071 80,766 70.37 73.93
%
%
**STAT E TOTAL**
%100.00%100.003,659,914 3,564,119 64.68 67.18
%
%
1 31 BERKSHIRE HATHAWAY GRP
%15.96%15.96348,232 347,894Connecticut 76.70 78.68
%
%
2 155 PROGRESSIVE GRP
%31.09%15.13330,053 310,555 69.79 72.67
%
%
3 176 STATE FARM GRP
%41.98%10.88237,396 221,977 102.00 107.97
%
%
4 8 ALLSTATE INS GRP
%52.19%10.21222,804 212,723 84.21 87.04
%
%
5 111 LIBERTY MUT GRP
%59.35%7.16156,294 168,369 86.34 95.51
%
%
6 3548 TRAVELERS GRP
%65.59%6.24136,134 128,695 68.11 72.61
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%70.01%4.4296,339 91,582 79.86 81.79
%
%
8 69 FARMERS INS GRP
%74.41%4.4095,875 94,128 95.71 98.52
%
%
9 91 HARTFORD FIRE & CAS GRP
%77.48%3.0767,063 64,476 87.16 92.16
%
%
10 28 AMICA MUT GRP
%80.43%2.9564,446 62,974 71.12 77.09
%
%
**STAT E TOTAL**
%100.00%100.002,181,444 2,114,690 81.86 85.88
%
%
1 176 STATE FARM GRP
%28.04%28.04208,200 198,610Delaware 85.42 90.59
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.59%15.56115,499 113,685 76.14 77.05
%
%
3 155 PROGRESSIVE GRP
%56.92%13.3298,931 95,491 60.82 63.04
%
%
4 8 ALLSTATE INS GRP
%66.22%9.3069,046 64,201 73.12 75.20
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.33%9.1267,693 65,948 69.09 71.04
%
%
6 140 NATIONWIDE CORP GRP
%82.56%7.2353,656 54,463 65.94 68.38
%
%
7 111 LIBERTY MUT GRP
%88.05%5.4940,786 42,263 70.01 76.26
%
%
8 3548 TRAVELERS GRP
%90.53%2.4818,379 17,853 70.98 75.18
%
%
9 91 HARTFORD FIRE & CAS GRP
%92.26%1.7312,860 12,773 61.38 63.87
%
%
10 4991 ROOT INC GRP
%93.62%1.3610,093 8,089 60.02 66.07
%
%
**STAT E TOTAL**
%100.00%100.00742,518 718,703 73.91 77.08
%
%
© 2024 National Association of Insurance Commissioners
370
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%33.89%33.8977,534 77,685District Of Columbia 76.14 77.06
%
%
2 176 STATE FARM GRP
%50.33%16.4537,632 37,046 88.18 94.67
%
%
3 155 PROGRESSIVE GRP
%64.39%14.0532,151 30,381 60.92 62.38
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.15%9.7622,333 22,114 85.02 86.63
%
%
5 8 ALLSTATE INS GRP
%81.32%7.1816,422 15,773 72.22 74.61
%
%
6 3548 TRAVELERS GRP
%86.20%4.8811,158 10,582 60.22 63.02
%
%
7 111 LIBERTY MUT GRP
%90.05%3.858,801 9,686 66.86 70.73
%
%
8 213 ERIE INS GRP
%92.84%2.806,396 5,560 119.37 123.20
%
%
9 1278 CSAA INS GRP
%94.69%1.854,227 4,212 141.43 146.22
%
%
10 140 NATIONWIDE CORP GRP
%96.19%1.503,421 3,663 47.09 47.11
%
%
**STAT E TOTAL**
%100.00%100.00228,804 224,945 77.25 79.80
%
%
1 155 PROGRESSIVE GRP
%23.18%23.184,903,106 4,665,054Florida 68.86 73.61
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.62%20.434,320,964 4,257,691 73.09 76.69
%
%
3 176 STATE FARM GRP
%59.84%16.233,432,044 3,223,091 88.54 98.56
%
%
4 8 ALLSTATE INS GRP
%70.05%10.202,157,516 2,055,680 69.18 71.26
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.28%7.231,529,951 1,461,402 63.98 66.48
%
%
6 69 FARMERS INS GRP
%79.79%2.51530,599 512,492 61.54 64.77
%
%
7 111 LIBERTY MUT GRP
%81.96%2.17459,458 482,441 105.44 114.83
%
%
8 3548 TRAVELERS GRP
%84.11%2.15454,199 435,157 79.84 87.80
%
%
9 215 KEMPER CORP GRP
%85.89%1.78377,065 412,005 81.40 91.69
%
%
10 280 AUTO OWNERS GRP
%87.53%1.64347,160 301,278 91.72 105.40
%
%
**STAT E TOTAL**
%100.00%100.0021,148,245 20,250,540 74.47 79.94
%
%
1 176 STATE FARM GRP
%23.97%23.972,072,835 1,938,726Georgia 94.95 100.13
%
%
2 155 PROGRESSIVE GRP
%42.14%18.171,571,236 1,507,219 69.93 71.68
%
%
3 8 ALLSTATE INS GRP
%53.45%11.31977,529 952,050 97.09 100.50
%
%
4 31 BERKSHIRE HATHAWAY GRP
%62.92%9.47818,638 821,447 65.29 65.72
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.73%8.81761,619 727,899 71.12 73.27
%
%
6 280 AUTO OWNERS GRP
%75.04%3.32286,937 266,506 97.15 106.33
%
%
7 3548 TRAVELERS GRP
%78.22%3.17274,251 264,720 81.30 84.79
%
%
8 111 LIBERTY MUT GRP
%81.08%2.86247,462 263,984 88.23 94.48
%
%
9 69 FARMERS INS GRP
%83.33%2.25194,662 193,074 73.50 74.86
%
%
10 561 GEORGIA FARM BUREAU GRP
%85.44%2.11182,489 175,673 59.19 62.00
%
%
**STAT E TOTAL**
%100.00%100.008,646,569 8,295,377 82.13 85.43
%
%
1 31 BERKSHIRE HATHAWAY GRP
%27.74%27.74127,365 126,522Hawaii 73.05 74.48
%
%
2 176 STATE FARM GRP
%48.91%21.1797,209 94,801 64.85 67.45
%
%
3 155 PROGRESSIVE GRP
%59.09%10.1946,787 46,247 56.98 58.58
%
%
4 8 ALLSTATE INS GRP
%68.71%9.6144,134 43,444 73.01 74.38
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.92%9.2142,292 42,144 75.13 77.19
%
%
6 111 LIBERTY MUT GRP
%82.86%4.9422,685 22,994 79.35 81.31
%
%
7 69 FARMERS INS GRP
%87.36%4.5020,679 20,697 60.10 61.93
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%91.40%4.0418,569 18,984 55.33 56.11
%
%
9 106 ISLAND INS CO GRP
%94.28%2.8813,225 13,181 55.81 58.38
%
%
10 4715 MS & AD INS GRP
%96.24%1.968,988 8,804 46.43 45.13
%
%
**STAT E TOTAL**
%100.00%100.00459,195 455,118 66.44 68.17
%
%
© 2024 National Association of Insurance Commissioners
371
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%16.11%16.11129,354 123,524Idaho 59.77 60.89
%
%
2 176 STATE FARM GRP
%30.79%14.68117,919 113,082 69.32 72.28
%
%
3 111 LIBERTY MUT GRP
%42.19%11.4091,517 90,212 68.14 70.06
%
%
4 31 BERKSHIRE HATHAWAY GRP
%52.85%10.6685,560 85,984 58.45 60.03
%
%
5 842 FARM BUREAU GRP
%61.26%8.4167,555 64,586 77.87 79.81
%
%
6 8 ALLSTATE INS GRP
%69.54%8.2866,502 63,655 76.95 78.77
%
%
7 69 FARMERS INS GRP
%77.16%7.6261,217 61,284 50.98 52.12
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.78%5.6245,126 43,040 67.22 68.92
%
%
9 473 AMERICAN FAMILY INS GRP
%86.21%3.4327,536 25,938 67.04 69.66
%
%
10 169 SENTRY INS GRP
%88.74%2.5320,282 20,302 57.80 57.96
%
%
**STAT E TOTAL**
%100.00%100.00802,994 779,602 66.07 67.92
%
%
1 176 STATE FARM GRP
%29.77%29.771,527,740 1,469,127Illinois 76.88 81.62
%
%
2 8 ALLSTATE INS GRP
%41.00%11.23576,218 551,637 71.91 74.91
%
%
3 155 PROGRESSIVE GRP
%52.22%11.22575,464 539,131 63.16 64.18
%
%
4 31 BERKSHIRE HATHAWAY GRP
%59.00%6.78348,073 347,255 61.06 61.94
%
%
5 50 COUNTRY INS & FIN SERV GRP
%65.27%6.26321,375 304,297 69.38 71.17
%
%
6 473 AMERICAN FAMILY INS GRP
%69.57%4.31220,896 210,323 68.29 71.17
%
%
7 69 FARMERS INS GRP
%73.53%3.96203,014 211,534 58.86 59.69
%
%
8 111 LIBERTY MUT GRP
%76.47%2.94150,876 157,812 76.05 81.34
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.85%2.38122,032 117,401 71.19 73.89
%
%
10 3548 TRAVELERS GRP
%80.84%1.99101,991 100,535 66.49 70.12
%
%
**STAT E TOTAL**
%100.00%100.005,131,008 4,933,665 71.15 74.41
%
%
1 176 STATE FARM GRP
%21.08%21.08547,230 525,351Indiana 70.83 75.29
%
%
2 155 PROGRESSIVE GRP
%38.10%17.02441,893 426,563 66.08 67.47
%
%
3 8 ALLSTATE INS GRP
%47.84%9.74252,946 249,863 64.92 66.70
%
%
4 542 INDIANA FARM BUREAU GRP
%54.70%6.86178,158 170,869 66.04 69.94
%
%
5 31 BERKSHIRE HATHAWAY GRP
%61.45%6.74175,025 176,075 59.81 61.30
%
%
6 111 LIBERTY MUT GRP
%66.04%4.60119,342 125,168 65.44 69.78
%
%
7 213 ERIE INS GRP
%70.17%4.13107,232 99,736 91.08 93.98
%
%
8 473 AMERICAN FAMILY INS GRP
%74.30%4.12107,041 102,871 70.57 73.12
%
%
9 280 AUTO OWNERS GRP
%77.15%2.8574,071 68,910 80.94 87.49
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.66%2.5165,115 63,033 68.87 70.61
%
%
**STAT E TOTAL**
%100.00%100.002,596,217 2,522,784 67.98 71.06
%
%
1 155 PROGRESSIVE GRP
%24.25%24.25251,134 243,665Iowa 61.06 61.54
%
%
2 176 STATE FARM GRP
%42.51%18.26189,072 181,297 70.74 74.76
%
%
3 140 NATIONWIDE CORP GRP
%48.99%6.4867,097 68,349 46.43 47.78
%
%
4 513 IOWA FARM BUREAU GRP
%55.30%6.3165,337 62,143 93.02 97.23
%
%
5 473 AMERICAN FAMILY INS GRP
%61.14%5.8460,502 60,190 62.11 64.21
%
%
6 8 ALLSTATE INS GRP
%65.90%4.7649,243 47,521 74.22 76.89
%
%
7 518 GRINNELL MUT GRP
%70.15%4.2543,985 41,497 67.21 66.47
%
%
8 31 BERKSHIRE HATHAWAY GRP
%73.69%3.5436,652 36,640 48.94 50.83
%
%
9 280 AUTO OWNERS GRP
%76.80%3.1132,245 28,356 94.84 102.50
%
%
10 3991 IMT MUT HOLDING GRP
%79.55%2.7528,440 27,384 51.04 53.54
%
%
**STAT E TOTAL**
%100.00%100.001,035,521 1,001,541 66.79 69.28
%
%
© 2024 National Association of Insurance Commissioners
372
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%17.53%17.53211,660 202,328Kansas 59.78 60.68
%
%
2 176 STATE FARM GRP
%34.21%16.68201,418 191,278 87.95 90.69
%
%
3 473 AMERICAN FAMILY INS GRP
%44.93%10.72129,386 126,624 61.56 62.64
%
%
4 8 ALLSTATE INS GRP
%51.29%6.3676,767 75,899 75.28 78.98
%
%
5 513 IOWA FARM BUREAU GRP
%57.43%6.1474,173 70,436 100.57 105.44
%
%
6 69 FARMERS INS GRP
%63.33%5.9071,191 71,621 61.09 62.15
%
%
7 31 BERKSHIRE HATHAWAY GRP
%69.16%5.8470,490 70,853 59.32 60.52
%
%
8 3548 TRAVELERS GRP
%73.85%4.6856,536 53,048 74.94 78.36
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.39%4.5554,894 53,096 76.82 78.90
%
%
10 123 SHELTER INS GRP
%81.83%3.4341,470 40,122 82.97 87.11
%
%
**STAT E TOTAL**
%100.00%100.001,207,393 1,167,927 72.44 74.63
%
%
1 176 STATE FARM GRP
%23.31%23.31523,923 504,783Kentucky 75.63 78.40
%
%
2 109 KENTUCKY FARM BUREAU GRP
%40.50%17.19386,370 379,249 82.47 85.55
%
%
3 155 PROGRESSIVE GRP
%54.45%13.95313,587 309,722 61.89 63.21
%
%
4 8 ALLSTATE INS GRP
%62.70%8.25185,431 182,266 73.71 77.11
%
%
5 111 LIBERTY MUT GRP
%70.25%7.55169,653 180,397 81.61 84.62
%
%
6 31 BERKSHIRE HATHAWAY GRP
%75.66%5.41121,618 121,148 52.41 52.27
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.88%4.2294,839 91,373 71.11 72.85
%
%
8 213 ERIE INS GRP
%83.35%3.4777,957 70,195 96.22 100.18
%
%
9 280 AUTO OWNERS GRP
%85.69%2.3452,586 49,895 83.33 88.83
%
%
10 3548 TRAVELERS GRP
%87.58%1.8942,530 41,620 54.76 59.36
%
%
**STAT E TOTAL**
%100.00%100.002,247,561 2,194,344 73.03 75.73
%
%
1 176 STATE FARM GRP
%28.95%28.95938,744 921,619Louisiana 69.02 73.84
%
%
2 155 PROGRESSIVE GRP
%49.75%20.80674,466 665,076 60.79 62.98
%
%
3 8 ALLSTATE INS GRP
%62.11%12.37401,009 403,970 67.06 70.92
%
%
4 31 BERKSHIRE HATHAWAY GRP
%71.89%9.77316,925 325,070 56.67 58.79
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.29%6.40207,603 197,660 75.49 79.03
%
%
6 483 SOUTHERN FARM BUREAU CAS GRP
%83.85%5.56180,386 173,316 71.18 73.51
%
%
7 10685 GOAUTO INS CO
%87.92%4.07132,064 125,798 63.28 64.57
%
%
8 111 LIBERTY MUT GRP
%90.62%2.6987,284 92,676 70.01 74.78
%
%
9 4762 ORPHEUS GRP
%92.25%1.6352,859 47,360 60.02 59.98
%
%
10 123 SHELTER INS GRP
%93.79%1.5450,067 49,084 60.17 68.45
%
%
**STAT E TOTAL**
%100.00%100.003,242,796 3,208,433 66.09 69.46
%
%
1 155 PROGRESSIVE GRP
%22.12%22.12105,901 102,975Maine 64.15 65.19
%
%
2 176 STATE FARM GRP
%36.69%14.5769,744 66,007 70.23 71.99
%
%
3 31 BERKSHIRE HATHAWAY GRP
%48.15%11.4654,872 56,224 64.66 65.32
%
%
4 111 LIBERTY MUT GRP
%56.24%8.0938,746 40,219 67.24 70.03
%
%
5 8 ALLSTATE INS GRP
%63.35%7.1134,045 33,386 86.32 87.91
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.09%4.7322,652 22,077 75.55 77.27
%
%
7 280 AUTO OWNERS GRP
%72.17%4.0819,538 17,718 70.32 72.27
%
%
8 3548 TRAVELERS GRP
%75.52%3.3516,039 15,783 55.08 56.72
%
%
9 69 FARMERS INS GRP
%78.60%3.0814,748 15,240 56.44 55.01
%
%
10 88 THE HANOVER INS GRP
%81.57%2.9714,231 13,682 76.11 79.07
%
%
**STAT E TOTAL**
%100.00%100.00478,747 469,480 68.33 69.74
%
%
© 2024 National Association of Insurance Commissioners
373
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%22.52%22.52844,483 842,780Maryland 64.54 65.19
%
%
2 176 STATE FARM GRP
%40.36%17.84668,816 635,420 82.12 88.48
%
%
3 155 PROGRESSIVE GRP
%53.33%12.97486,497 460,429 66.88 68.33
%
%
4 8 ALLSTATE INS GRP
%66.06%12.73477,180 463,399 77.01 79.32
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.34%8.28310,488 295,584 64.99 66.62
%
%
6 213 ERIE INS GRP
%81.81%7.47280,177 262,557 91.79 94.67
%
%
7 140 NATIONWIDE CORP GRP
%85.68%3.87145,047 146,591 69.28 70.71
%
%
8 111 LIBERTY MUT GRP
%88.89%3.22120,619 126,963 76.30 80.37
%
%
9 3548 TRAVELERS GRP
%91.74%2.85106,887 97,927 71.36 74.38
%
%
10 35173 AGENCY INS CO OF MD INC
%93.32%1.5758,912 50,340 71.18 71.97
%
%
**STAT E TOTAL**
%100.00%100.003,749,775 3,616,711 73.02 75.55
%
%
1 411 MAPFRE INS GRP
%18.64%18.64637,571 605,105Massachusetts 75.93 77.58
%
%
2 31 BERKSHIRE HATHAWAY GRP
%34.66%16.01547,677 538,479 79.09 80.25
%
%
3 155 PROGRESSIVE GRP
%43.84%9.18313,969 290,786 61.85 63.82
%
%
4 188 SAFETY GRP
%52.01%8.18279,744 248,106 72.84 74.70
%
%
5 415 PLYMOUTH ROCK INS GRP
%59.86%7.85268,316 240,442 65.78 67.98
%
%
6 586 ARBELLA INS GRP
%67.57%7.71263,621 246,011 72.46 74.48
%
%
7 111 LIBERTY MUT GRP
%74.69%7.12243,659 255,564 68.35 73.75
%
%
8 3548 TRAVELERS GRP
%79.54%4.85165,774 151,527 63.16 66.33
%
%
9 69 FARMERS INS GRP
%82.83%3.29112,518 107,405 73.95 74.50
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%85.87%3.04103,855 95,978 69.69 71.23
%
%
**STAT E TOTAL**
%100.00%100.003,420,126 3,236,348 72.67 74.85
%
%
1 155 PROGRESSIVE GRP
%22.86%22.861,221,095 1,198,551Michigan 57.37 63.24
%
%
2 176 STATE FARM GRP
%41.01%18.15969,220 959,997 78.19 86.51
%
%
3 55 AUTOMOBILE CLUB MI GRP
%55.51%14.50774,423 752,163 43.08 48.07
%
%
4 280 AUTO OWNERS GRP
%65.41%9.91529,136 498,047 106.24 118.77
%
%
5 8 ALLSTATE INS GRP
%72.44%7.03375,510 385,852 N/A N/A
6 88 THE HANOVER INS GRP
%77.92%5.48292,749 301,618 73.46 77.75
%
%
7 67 MICHIGAN FARM BUREAU GRP
%82.27%4.35232,284 215,755 67.63 78.13
%
%
8 111 LIBERTY MUT GRP
%86.45%4.18223,332 242,122 58.58 66.53
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.75%2.29122,410 119,335 83.41 68.45
%
%
10 69 FARMERS INS GRP
%90.68%1.94103,526 97,864 82.98 72.57
%
%
**STAT E TOTAL**
%100.00%100.005,341,248 5,255,837 62.01 69.76
%
%
1 155 PROGRESSIVE GRP
%23.37%23.37553,751 544,795Minnesota 66.17 67.51
%
%
2 176 STATE FARM GRP
%45.04%21.68513,686 498,651 71.17 73.68
%
%
3 473 AMERICAN FAMILY INS GRP
%54.88%9.83232,982 230,607 59.92 61.88
%
%
4 69 FARMERS INS GRP
%60.88%6.00142,229 140,714 55.74 56.76
%
%
5 8 ALLSTATE INS GRP
%65.63%4.75112,554 108,251 77.53 79.58
%
%
6 31 BERKSHIRE HATHAWAY GRP
%70.21%4.59108,682 106,912 74.42 77.01
%
%
7 111 LIBERTY MUT GRP
%74.74%4.53107,243 111,087 81.80 86.66
%
%
8 280 AUTO OWNERS GRP
%78.78%4.0495,741 87,097 79.01 84.20
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.15%3.3779,952 77,055 72.93 74.63
%
%
10 3548 TRAVELERS GRP
%84.94%2.7865,940 65,918 59.07 63.56
%
%
**STAT E TOTAL**
%100.00%100.002,369,753 2,317,222 69.08 71.60
%
%
© 2024 National Association of Insurance Commissioners
374
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%23.80%23.80307,625 297,333Mississippi 69.06 71.25
%
%
2 155 PROGRESSIVE GRP
%41.01%17.21222,476 215,946 63.90 65.36
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%53.07%12.06155,885 152,203 72.29 74.25
%
%
4 8 ALLSTATE INS GRP
%62.66%9.59123,892 118,917 69.28 71.99
%
%
5 111 LIBERTY MUT GRP
%68.64%5.9877,230 78,281 82.96 88.21
%
%
6 31 BERKSHIRE HATHAWAY GRP
%74.38%5.7574,306 74,273 61.51 62.39
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.10%5.7173,820 71,577 74.99 77.59
%
%
85ALFA INS GRP
%84.40%4.3155,644 53,186 67.99 69.84
%
%
9 123 SHELTER INS GRP
%87.77%3.3643,492 41,968 70.72 76.24
%
%
10 140 NATIONWIDE CORP GRP
%90.92%3.1540,732 41,743 65.34 67.42
%
%
**STAT E TOTAL**
%100.00%100.001,292,495 1,260,762 68.94 71.26
%
%
1 176 STATE FARM GRP
%21.82%21.82620,864 591,989Missouri 84.85 86.64
%
%
2 155 PROGRESSIVE GRP
%40.05%18.24518,913 485,149 63.34 64.34
%
%
3 473 AMERICAN FAMILY INS GRP
%49.88%9.83279,703 278,153 54.76 56.86
%
%
4 8 ALLSTATE INS GRP
%55.91%6.03171,685 159,740 73.14 75.20
%
%
5 31 BERKSHIRE HATHAWAY GRP
%61.90%5.98170,221 174,844 53.90 55.06
%
%
6 123 SHELTER INS GRP
%67.21%5.32151,323 145,338 73.14 76.39
%
%
7 111 LIBERTY MUT GRP
%71.79%4.57130,099 137,367 82.06 85.71
%
%
8 69 FARMERS INS GRP
%76.13%4.34123,494 128,935 58.45 60.15
%
%
9 1318 AUTO CLUB ENTERPRISES INS GRP
%80.22%4.09116,405 111,455 77.31 77.09
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%84.12%3.91111,217 106,391 81.64 84.19
%
%
**STAT E TOTAL**
%100.00%100.002,845,687 2,744,694 71.23 73.16
%
%
1 155 PROGRESSIVE GRP
%22.03%22.03105,285 100,574Montana 57.34 58.87
%
%
2 176 STATE FARM GRP
%43.30%21.26101,598 99,720 49.08 53.90
%
%
3 111 LIBERTY MUT GRP
%52.37%9.0743,336 41,709 80.64 84.31
%
%
4 69 FARMERS INS GRP
%60.40%8.0438,402 37,971 49.57 50.24
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.09%7.6936,743 35,047 72.77 74.34
%
%
6 31 BERKSHIRE HATHAWAY GRP
%74.68%6.5831,461 30,852 56.19 57.45
%
%
7 8 ALLSTATE INS GRP
%80.77%6.0929,114 28,290 67.53 69.11
%
%
8 3548 TRAVELERS GRP
%85.45%4.6822,356 22,412 60.11 65.47
%
%
9 4683 MOUNTAIN WEST FARM GRP
%88.84%3.3916,207 16,629 56.80 56.87
%
%
10 91 HARTFORD FIRE & CAS GRP
%90.40%1.567,447 7,335 97.14 103.24
%
%
**STAT E TOTAL**
%100.00%100.00477,832 466,040 60.96 63.65
%
%
1 155 PROGRESSIVE GRP
%20.27%20.27169,200 163,896Nebraska 62.21 63.00
%
%
2 176 STATE FARM GRP
%38.62%18.34153,086 146,261 81.34 83.96
%
%
3 13889 FARMERS MUT INS CO OF NE
%46.26%7.6463,734 60,562 78.88 79.68
%
%
4 8 ALLSTATE INS GRP
%53.64%7.3861,621 57,155 68.73 70.11
%
%
5 473 AMERICAN FAMILY INS GRP
%60.86%7.2260,274 58,190 69.13 71.32
%
%
6 513 IOWA FARM BUREAU GRP
%66.01%5.1542,941 41,091 91.40 95.78
%
%
7 31 BERKSHIRE HATHAWAY GRP
%70.87%4.8640,553 40,685 60.18 61.50
%
%
8 140 NATIONWIDE CORP GRP
%75.68%4.8140,138 40,371 63.35 63.99
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.51%3.8432,031 31,165 66.56 67.67
%
%
10 169 SENTRY INS GRP
%82.86%3.3427,902 26,317 54.82 55.48
%
%
**STAT E TOTAL**
%100.00%100.00834,537 801,288 70.89 72.75
%
%
© 2024 National Association of Insurance Commissioners
375
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%17.52%17.52436,760 425,237Nevada 99.22 102.74
%
%
2 176 STATE FARM GRP
%34.22%16.70416,403 382,290 104.85 111.94
%
%
3 155 PROGRESSIVE GRP
%50.35%16.13402,279 388,692 74.24 75.75
%
%
4 8 ALLSTATE INS GRP
%60.17%9.81244,678 237,069 98.74 101.99
%
%
5 69 FARMERS INS GRP
%66.64%6.47161,320 157,018 60.02 62.42
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.70%6.06151,115 144,472 81.34 85.15
%
%
7 1278 CSAA INS GRP
%77.79%5.09127,010 117,850 71.20 73.85
%
%
8 473 AMERICAN FAMILY INS GRP
%80.78%2.9974,519 68,813 89.51 94.65
%
%
9 111 LIBERTY MUT GRP
%83.56%2.7869,375 67,411 71.71 76.30
%
%
10 3548 TRAVELERS GRP
%85.99%2.4360,540 56,283 84.00 86.96
%
%
**STAT E TOTAL**
%100.00%100.002,493,304 2,378,518 87.52 91.33
%
%
1 155 PROGRESSIVE GRP
%18.54%18.5496,706 93,600New Hampshire 61.68 62.57
%
%
2 176 STATE FARM GRP
%31.93%13.4069,882 66,805 84.44 87.29
%
%
3 31 BERKSHIRE HATHAWAY GRP
%45.06%13.1268,460 69,999 55.68 56.26
%
%
4 8 ALLSTATE INS GRP
%55.04%9.9852,067 49,832 54.49 54.41
%
%
5 111 LIBERTY MUT GRP
%63.67%8.6345,016 44,658 63.43 65.62
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.21%5.5428,909 27,603 82.54 83.71
%
%
7 3548 TRAVELERS GRP
%72.38%3.1716,550 16,097 59.05 61.31
%
%
8 280 AUTO OWNERS GRP
%75.49%3.1116,219 15,675 77.49 81.10
%
%
9 28 AMICA MUT GRP
%78.55%3.0615,980 15,530 54.27 57.11
%
%
10 1318 AUTO CLUB ENTERPRISES INS GRP
%81.27%2.7114,163 13,627 71.64 73.23
%
%
**STAT E TOTAL**
%100.00%100.00521,674 508,026 65.90 67.40
%
%
1 31 BERKSHIRE HATHAWAY GRP
%23.58%23.581,476,484 1,427,753New Jersey 78.20 80.06
%
%
2 155 PROGRESSIVE GRP
%39.22%15.64978,901 932,130 69.39 73.55
%
%
3 708 NEW JERSEY MANUFACTURERS GRP
%51.69%12.47780,943 730,715 80.08 90.10
%
%
4 8 ALLSTATE INS GRP
%61.40%9.71607,791 606,779 118.50 125.55
%
%
5 176 STATE FARM GRP
%70.99%9.59600,363 573,951 94.62 101.40
%
%
6 1227 PALISADES GRP
%77.93%6.94434,576 415,676 71.68 76.27
%
%
7 111 LIBERTY MUT GRP
%82.93%5.00312,895 317,043 70.97 79.95
%
%
8 3548 TRAVELERS GRP
%86.59%3.66229,211 221,241 65.77 75.43
%
%
9 69 FARMERS INS GRP
%90.07%3.48217,850 203,965 71.34 73.17
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%93.51%3.44215,390 197,637 86.70 97.11
%
%
**STAT E TOTAL**
%100.00%100.006,260,513 6,012,396 81.75 87.39
%
%
1 176 STATE FARM GRP
%20.58%20.58222,835 213,876New Mexico 71.70 75.94
%
%
2 155 PROGRESSIVE GRP
%39.04%18.45199,788 195,254 60.59 62.42
%
%
3 31 BERKSHIRE HATHAWAY GRP
%51.45%12.41134,353 135,381 51.46 52.87
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.36%8.9196,424 92,816 70.87 73.41
%
%
5 69 FARMERS INS GRP
%69.21%8.8695,885 95,971 54.29 55.69
%
%
6 8 ALLSTATE INS GRP
%77.08%7.8785,164 83,185 80.01 81.89
%
%
7 111 LIBERTY MUT GRP
%81.31%4.2345,833 44,313 66.50 69.40
%
%
8 169 SENTRY INS GRP
%84.63%3.3235,956 35,887 54.54 56.00
%
%
9 1318 AUTO CLUB ENTERPRISES INS GRP
%87.01%2.3825,740 24,855 67.06 69.81
%
%
10 513 IOWA FARM BUREAU GRP
%89.11%2.1022,696 21,469 81.72 86.77
%
%
**STAT E TOTAL**
%100.00%100.001,082,577 1,058,306 64.36 67.09
%
%
© 2024 National Association of Insurance Commissioners
376
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%28.55%28.553,075,433 2,964,507New York 85.41 89.68
%
%
2 176 STATE FARM GRP
%45.61%17.061,837,927 1,725,494 105.71 114.76
%
%
3 8 ALLSTATE INS GRP
%61.45%15.841,706,896 1,687,346 104.07 109.12
%
%
4 155 PROGRESSIVE GRP
%73.23%11.781,269,124 1,227,139 66.01 70.70
%
%
5 111 LIBERTY MUT GRP
%79.31%6.08654,779 673,622 84.37 95.24
%
%
6 3548 TRAVELERS GRP
%83.60%4.29462,343 440,804 68.90 79.82
%
%
7 2518 NYCM INS GRP
%86.39%2.79301,107 266,693 67.95 71.39
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.97%2.58277,442 269,735 81.91 85.79
%
%
9 69 FARMERS INS GRP
%90.74%1.77190,429 184,598 78.59 81.92
%
%
10 140 NATIONWIDE CORP GRP
%92.14%1.40150,949 154,356 113.26 125.57
%
%
**STAT E TOTAL**
%100.00%100.0010,773,482 10,395,453 88.32 94.63
%
%
1 8 ALLSTATE INS GRP
%19.24%19.24780,939 737,739North Carolina 100.57 103.53
%
%
2 176 STATE FARM GRP
%34.29%15.05611,143 593,326 92.15 93.65
%
%
3 31 BERKSHIRE HATHAWAY GRP
%46.84%12.55509,622 511,205 87.97 89.38
%
%
4 155 PROGRESSIVE GRP
%58.11%11.27457,449 438,128 79.75 81.20
%
%
5 324 NORTH CAROLINA FARM BUREAU GRP
%68.77%10.66432,867 416,045 71.23 72.44
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.12%8.35339,129 325,588 70.57 72.02
%
%
7 140 NATIONWIDE CORP GRP
%82.71%5.58226,655 235,493 79.33 80.26
%
%
8 213 ERIE INS GRP
%86.91%4.21170,835 160,261 78.43 80.10
%
%
9 111 LIBERTY MUT GRP
%89.31%2.3997,176 98,567 92.28 94.68
%
%
10 280 AUTO OWNERS GRP
%91.18%1.8876,159 67,193 78.57 83.84
%
%
**STAT E TOTAL**
%100.00%100.004,059,964 3,936,805 86.19 87.94
%
%
1 155 PROGRESSIVE GRP
%28.46%28.4670,725 68,614North Dakota 55.98 56.69
%
%
2 176 STATE FARM GRP
%40.82%12.3630,707 30,058 61.06 62.54
%
%
3 8 ALLSTATE INS GRP
%49.57%8.7521,743 20,685 130.47 138.64
%
%
4 473 AMERICAN FAMILY INS GRP
%56.98%7.4118,419 17,923 78.81 81.19
%
%
5 3500 NODAK MUT GRP
%64.18%7.2017,893 16,766 71.05 69.19
%
%
6 69 FARMERS INS GRP
%69.11%4.9312,257 11,911 66.88 67.86
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.24%4.1310,266 10,125 81.30 82.07
%
%
8 31 BERKSHIRE HATHAWAY GRP
%76.85%3.618,976 8,842 81.91 84.47
%
%
9 280 AUTO OWNERS GRP
%80.16%3.318,216 7,653 70.75 74.50
%
%
10 518 GRINNELL MUT GRP
%83.14%2.987,415 7,223 75.85 74.24
%
%
**STAT E TOTAL**
%100.00%100.00248,507 240,972 70.78 72.82
%
%
1 176 STATE FARM GRP
%18.28%18.28769,498 736,494Ohio 71.30 74.29
%
%
2 155 PROGRESSIVE GRP
%36.50%18.21766,618 748,187 63.36 64.63
%
%
3 8 ALLSTATE INS GRP
%48.41%11.92501,552 485,400 64.24 66.19
%
%
4 31 BERKSHIRE HATHAWAY GRP
%56.65%8.24346,956 351,214 57.42 58.16
%
%
5 140 NATIONWIDE CORP GRP
%61.55%4.89205,850 212,190 50.29 51.66
%
%
6 111 LIBERTY MUT GRP
%66.41%4.87204,874 216,365 65.85 68.80
%
%
7 267 GRANGE MUT CAS GRP
%70.43%4.01168,877 166,140 64.09 66.41
%
%
8 213 ERIE INS GRP
%74.29%3.87162,750 151,060 93.25 96.39
%
%
9 473 AMERICAN FAMILY INS GRP
%77.33%3.03127,667 121,888 59.69 61.98
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.35%3.02127,297 121,574 72.24 75.12
%
%
**STAT E TOTAL**
%100.00%100.004,209,036 4,096,649 65.69 67.88
%
%
© 2024 National Association of Insurance Commissioners
377
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%22.32%22.32403,762 383,750Oklahoma 80.21 83.03
%
%
2 155 PROGRESSIVE GRP
%39.34%17.01307,735 292,177 63.32 64.08
%
%
3 69 FARMERS INS GRP
%48.86%9.52172,246 180,909 54.15 55.87
%
%
4 8 ALLSTATE INS GRP
%58.29%9.44170,680 162,419 63.41 64.61
%
%
5 31 BERKSHIRE HATHAWAY GRP
%64.86%6.56118,735 121,174 60.65 62.47
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%70.90%6.04109,260 104,961 71.99 74.59
%
%
7 111 LIBERTY MUT GRP
%74.49%3.6065,050 66,734 84.66 88.20
%
%
8 123 SHELTER INS GRP
%77.92%3.4362,013 59,798 69.16 70.11
%
%
9 220 OKLAHOMA FARM BUREAU GRP
%81.21%3.2959,530 56,959 52.64 53.84
%
%
10 42749 TRADERS INS CO
%83.40%2.1939,583 39,270 63.12 63.71
%
%
**STAT E TOTAL**
%100.00%100.001,808,805 1,750,862 69.03 71.00
%
%
1 176 STATE FARM GRP
%20.72%20.72498,807 479,405Oregon 71.16 73.75
%
%
2 155 PROGRESSIVE GRP
%39.83%19.11460,118 437,360 68.24 69.65
%
%
3 31 BERKSHIRE HATHAWAY GRP
%51.12%11.29271,879 269,803 68.71 70.75
%
%
4 8 ALLSTATE INS GRP
%59.57%8.44203,258 195,528 64.96 67.59
%
%
5 111 LIBERTY MUT GRP
%67.27%7.71185,531 179,452 66.39 70.05
%
%
6 69 FARMERS INS GRP
%74.98%7.70185,461 186,879 56.41 58.18
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.93%5.96143,376 138,656 76.09 77.92
%
%
8 50 COUNTRY INS & FIN SERV GRP
%84.28%3.3480,520 78,326 68.35 69.78
%
%
9 473 AMERICAN FAMILY INS GRP
%87.59%3.3179,795 76,795 74.68 78.18
%
%
10 3548 TRAVELERS GRP
%90.03%2.4458,786 54,886 58.37 63.42
%
%
**STAT E TOTAL**
%100.00%100.002,407,477 2,342,834 68.56 70.87
%
%
1 176 STATE FARM GRP
%18.35%18.35972,533 947,206Pennsylvania 76.84 81.98
%
%
2 155 PROGRESSIVE GRP
%32.53%14.18751,868 738,253 57.93 61.49
%
%
3 8 ALLSTATE INS GRP
%45.10%12.56665,937 642,428 64.00 64.96
%
%
4 213 ERIE INS GRP
%56.61%11.52610,540 583,558 84.67 87.44
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.32%8.70461,232 465,408 59.40 60.22
%
%
6 140 NATIONWIDE CORP GRP
%70.91%5.60296,728 302,448 70.38 73.89
%
%
7 111 LIBERTY MUT GRP
%76.10%5.19275,028 296,850 69.83 75.98
%
%
8 3548 TRAVELERS GRP
%79.65%3.55188,052 178,548 65.42 69.13
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%83.18%3.53187,213 184,064 82.01 86.09
%
%
10 69 FARMERS INS GRP
%85.70%2.52133,645 131,780 67.75 68.10
%
%
**STAT E TOTAL**
%100.00%100.005,300,619 5,184,776 70.11 73.45
%
%
1 155 PROGRESSIVE GRP
%34.67%34.67250,095 240,161Rhode Island 64.34 65.85
%
%
2 31 BERKSHIRE HATHAWAY GRP
%47.47%12.8092,311 92,493 83.98 86.47
%
%
3 8 ALLSTATE INS GRP
%58.30%10.8378,140 75,929 72.97 74.56
%
%
4 28 AMICA MUT GRP
%66.76%8.4661,033 59,062 66.31 68.55
%
%
5 111 LIBERTY MUT GRP
%72.55%5.7941,798 44,463 79.51 84.13
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.03%5.4739,469 37,644 73.05 74.36
%
%
7 140 NATIONWIDE CORP GRP
%81.34%3.3223,936 24,505 79.68 82.33
%
%
8 1318 AUTO CLUB ENTERPRISES INS GRP
%84.59%3.2523,448 22,418 71.01 70.29
%
%
9 69 FARMERS INS GRP
%87.51%2.9121,019 21,179 65.04 63.34
%
%
10 411 MAPFRE INS GRP
%90.15%2.6419,035 19,347 72.48 73.01
%
%
**STAT E TOTAL**
%100.00%100.00721,365 707,464 71.72 73.60
%
%
© 2024 National Association of Insurance Commissioners
378
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%24.27%24.27919,438 879,853South Carolina 82.60 84.61
%
%
2 155 PROGRESSIVE GRP
%44.45%20.18764,691 722,161 67.53 69.36
%
%
3 8 ALLSTATE INS GRP
%56.13%11.67442,294 425,338 82.94 84.93
%
%
4 31 BERKSHIRE HATHAWAY GRP
%66.89%10.76407,701 414,579 68.41 68.77
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.70%9.81371,547 353,382 79.54 81.22
%
%
6 3548 TRAVELERS GRP
%80.70%4.00151,559 152,538 64.75 68.02
%
%
7 111 LIBERTY MUT GRP
%83.76%3.06115,916 123,535 79.63 82.12
%
%
8 140 NATIONWIDE CORP GRP
%86.66%2.90109,803 112,272 67.45 69.49
%
%
9 280 AUTO OWNERS GRP
%88.93%2.2786,188 78,567 85.58 92.57
%
%
10 483 SOUTHERN FARM BUREAU CAS GRP
%91.12%2.1982,827 83,076 80.33 81.94
%
%
**STAT E TOTAL**
%100.00%100.003,788,510 3,655,911 76.22 78.12
%
%
1 155 PROGRESSIVE GRP
%20.54%20.5463,358 60,697South Dakota 57.19 57.51
%
%
2 176 STATE FARM GRP
%39.39%18.8558,120 55,947 64.79 67.04
%
%
3 473 AMERICAN FAMILY INS GRP
%47.87%8.4826,164 25,494 61.97 64.64
%
%
4 13889 FARMERS MUT INS CO OF NE
%52.89%5.0115,465 14,574 68.44 68.77
%
%
5 69 FARMERS INS GRP
%57.57%4.6814,445 13,813 90.68 94.48
%
%
6 140 NATIONWIDE CORP GRP
%61.84%4.2713,166 13,032 56.52 56.78
%
%
7 31 BERKSHIRE HATHAWAY GRP
%65.74%3.9012,026 12,107 67.15 68.16
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.05%3.3110,197 9,909 68.71 70.91
%
%
9 698 NORTH STAR CO GRP
%71.93%2.888,896 8,367 64.71 64.40
%
%
10 169 SENTRY INS GRP
%74.78%2.858,800 8,435 55.51 55.61
%
%
**STAT E TOTAL**
%100.00%100.00308,408 296,998 64.92 66.84
%
%
1 176 STATE FARM GRP
%18.77%18.77567,463 535,549Tennessee 86.59 89.83
%
%
2 155 PROGRESSIVE GRP
%33.52%14.75445,881 431,309 64.88 66.42
%
%
3 694 TENNESSEE FARMERS GRP
%47.22%13.70414,159 402,543 80.53 85.55
%
%
4 8 ALLSTATE INS GRP
%57.30%10.08304,735 284,903 64.20 66.16
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.77%8.47256,131 258,295 50.90 51.71
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.56%5.79175,130 166,520 66.93 68.16
%
%
7 111 LIBERTY MUT GRP
%75.46%3.90117,777 124,527 77.15 80.94
%
%
8 213 ERIE INS GRP
%78.64%3.1896,096 87,384 86.35 89.13
%
%
95ALFA INS GRP
%81.47%2.8385,705 75,462 65.79 66.90
%
%
10 69 FARMERS INS GRP
%84.06%2.5978,310 77,908 60.41 61.94
%
%
**STAT E TOTAL**
%100.00%100.003,023,175 2,899,404 71.44 74.06
%
%
1 155 PROGRESSIVE GRP
%18.68%18.683,264,454 3,071,669Texa s 67.12 69.16
%
%
2 176 STATE FARM GRP
%35.28%16.602,901,082 2,690,612 86.06 92.47
%
%
3 8 ALLSTATE INS GRP
%45.68%10.411,818,625 1,776,400 90.74 93.55
%
%
4 31 BERKSHIRE HATHAWAY GRP
%55.95%10.261,793,696 1,805,001 63.09 63.62
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.15%8.201,433,366 1,349,442 69.85 71.37
%
%
6 69 FARMERS INS GRP
%70.00%5.851,023,007 1,018,322 62.88 64.33
%
%
7 4987 INCLINE INS GRP LLC GRP
%73.63%3.63634,121 540,908 86.11 89.14
%
%
8 111 LIBERTY MUT GRP
%77.23%3.60629,805 616,771 74.58 78.78
%
%
9 3179 HOME STATE INS GRP
%80.31%3.08537,804 490,217 84.97 85.65
%
%
10 809 TEXAS FARM BUREAU MUT GRP
%83.07%2.75481,214 456,648 82.79 84.62
%
%
**STAT E TOTAL**
%100.00%100.0017,476,787 16,670,926 76.40 79.36
%
%
© 2024 National Association of Insurance Commissioners
379
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.99%14.99290,576 265,661Utah 57.66 58.68
%
%
2 176 STATE FARM GRP
%28.97%13.98271,133 257,334 71.91 79.22
%
%
3 8 ALLSTATE INS GRP
%41.17%12.20236,465 226,354 66.06 67.72
%
%
4 31 BERKSHIRE HATHAWAY GRP
%50.37%9.21178,518 180,866 62.88 64.02
%
%
5 69 FARMERS INS GRP
%58.07%7.70149,265 154,078 46.32 47.74
%
%
6 13471 BEAR RIVER MUT INS CO
%64.08%6.01116,587 109,975 69.10 70.93
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.98%4.9094,947 90,757 67.47 67.99
%
%
8 111 LIBERTY MUT GRP
%73.82%4.8493,899 97,128 72.40 74.67
%
%
9 473 AMERICAN FAMILY INS GRP
%78.00%4.1881,045 76,982 68.94 71.85
%
%
10 280 AUTO OWNERS GRP
%81.38%3.3865,507 58,654 72.98 79.64
%
%
**STAT E TOTAL**
%100.00%100.001,938,902 1,862,221 66.50 69.18
%
%
1 155 PROGRESSIVE GRP
%24.08%24.0846,237 45,257Vermont 62.67 63.22
%
%
2 31 BERKSHIRE HATHAWAY GRP
%38.87%14.7928,395 27,013 71.83 72.91
%
%
3 176 STATE FARM GRP
%48.47%9.6018,430 17,709 67.70 69.73
%
%
4 111 LIBERTY MUT GRP
%56.66%8.1915,726 16,012 65.17 68.50
%
%
5 280 AUTO OWNERS GRP
%61.35%4.698,999 8,630 65.35 67.81
%
%
6 18686 CO OPERATIVE INS COS
%65.55%4.208,068 7,782 56.20 58.23
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.60%4.057,768 7,695 83.68 86.25
%
%
8 8 ALLSTATE INS GRP
%73.54%3.947,562 7,394 120.32 95.03
%
%
9 3548 TRAVELERS GRP
%77.01%3.476,665 6,386 48.72 49.15
%
%
10 234 VERMONT MUT GRP
%80.46%3.456,625 6,274 47.30 48.45
%
%
**STAT E TOTAL**
%100.00%100.00191,985 187,460 67.64 68.47
%
%
1 31 BERKSHIRE HATHAWAY GRP
%17.45%17.45750,302 750,645Virginia 59.50 60.49
%
%
2 176 STATE FARM GRP
%33.08%15.62671,674 618,172 75.47 80.56
%
%
3 155 PROGRESSIVE GRP
%46.92%13.85595,351 567,252 66.81 68.44
%
%
4 8 ALLSTATE INS GRP
%60.21%13.29571,161 521,002 70.57 73.50
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.22%13.01559,236 524,702 61.79 63.82
%
%
6 140 NATIONWIDE CORP GRP
%78.01%4.79205,847 205,138 70.07 71.75
%
%
7 213 ERIE INS GRP
%81.86%3.85165,723 150,062 88.83 91.48
%
%
8 111 LIBERTY MUT GRP
%84.51%2.65113,985 114,840 69.88 73.62
%
%
9 3548 TRAVELERS GRP
%86.97%2.46105,843 101,073 65.03 68.70
%
%
10 203 VIRGINIA FARM BUREAU GRP
%88.96%1.9885,213 79,687 74.17 76.27
%
%
**STAT E TOTAL**
%100.00%100.004,299,130 4,070,023 67.93 70.42
%
%
1 176 STATE FARM GRP
%17.86%17.86696,583 673,716Washington 106.70 112.14
%
%
2 155 PROGRESSIVE GRP
%32.02%14.16552,502 546,885 76.51 78.40
%
%
3 8 ALLSTATE INS GRP
%43.63%11.61452,799 434,351 76.06 78.82
%
%
4 31 BERKSHIRE HATHAWAY GRP
%54.73%11.10433,050 416,113 81.80 84.17
%
%
5 111 LIBERTY MUT GRP
%63.26%8.54333,012 331,388 76.78 81.95
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.48%8.22320,529 308,849 88.12 90.14
%
%
7 69 FARMERS INS GRP
%78.56%7.08276,027 268,127 68.68 70.68
%
%
8 473 AMERICAN FAMILY INS GRP
%83.47%4.91191,551 187,581 82.46 85.35
%
%
9 24341 PEMCO MUT INS CO
%87.14%3.68143,453 183,637 90.64 93.39
%
%
10 3548 TRAVELERS GRP
%89.50%2.3691,900 82,345 64.89 69.77
%
%
**STAT E TOTAL**
%100.00%100.003,901,003 3,846,114 85.31 88.55
%
%
© 2024 National Association of Insurance Commissioners
380
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%26.69%26.69191,174 184,541West Virginia 72.31 74.46
%
%
2 213 ERIE INS GRP
%42.06%15.37110,143 104,683 77.29 79.53
%
%
3 155 PROGRESSIVE GRP
%54.12%12.0686,409 83,863 56.81 58.10
%
%
4 31 BERKSHIRE HATHAWAY GRP
%63.15%9.0364,684 66,342 49.70 49.89
%
%
5 8 ALLSTATE INS GRP
%71.31%8.1658,481 56,198 74.60 72.29
%
%
6 140 NATIONWIDE CORP GRP
%78.65%7.3452,565 54,508 50.92 52.47
%
%
7 111 LIBERTY MUT GRP
%85.05%6.4045,827 48,717 76.51 80.52
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.59%3.5425,382 24,711 74.63 76.91
%
%
9 228 WESTFIELD GRP
%90.55%1.9614,064 14,174 54.53 57.77
%
%
10 91 HARTFORD FIRE & CAS GRP
%92.39%1.8413,175 13,791 55.04 56.79
%
%
**STAT E TOTAL**
%100.00%100.00716,407 701,040 66.35 68.01
%
%
1 155 PROGRESSIVE GRP
%23.02%23.02455,304 441,957Wisconsin 61.85 62.75
%
%
2 473 AMERICAN FAMILY INS GRP
%39.46%16.43324,902 322,032 59.72 61.84
%
%
3 176 STATE FARM GRP
%54.05%14.59288,519 277,553 70.97 73.88
%
%
4 8 ALLSTATE INS GRP
%59.45%5.41106,944 103,687 59.81 61.42
%
%
5 31 BERKSHIRE HATHAWAY GRP
%64.68%5.23103,385 102,044 64.67 66.31
%
%
6 213 ERIE INS GRP
%68.14%3.4568,313 64,076 92.61 96.22
%
%
7 15350 WEST BEND INS CO
%70.98%2.8456,148 53,963 66.35 75.53
%
%
8 14184 ACUITY A MUT INS CO
%73.79%2.8255,697 52,834 79.93 83.84
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.33%2.5350,122 48,421 68.84 71.21
%
%
10 111 LIBERTY MUT GRP
%78.74%2.4247,771 48,354 63.18 69.11
%
%
**STAT E TOTAL**
%100.00%100.001,977,453 1,922,892 66.06 68.38
%
%
1 155 PROGRESSIVE GRP
%22.37%22.3747,182 45,567Wyoming 55.06 55.96
%
%
2 176 STATE FARM GRP
%43.02%20.6543,555 41,986 61.38 64.52
%
%
3 69 FARMERS INS GRP
%54.87%11.8524,991 24,732 53.96 54.92
%
%
4 31 BERKSHIRE HATHAWAY GRP
%63.22%8.3517,604 17,783 63.41 64.22
%
%
5 8 ALLSTATE INS GRP
%70.02%6.8014,344 13,575 65.39 67.34
%
%
6 111 LIBERTY MUT GRP
%76.49%6.4713,652 13,607 71.41 75.20
%
%
7 4683 MOUNTAIN WEST FARM GRP
%82.94%6.4513,601 13,761 73.28 73.46
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.68%5.7412,105 11,706 88.83 90.65
%
%
9 169 SENTRY INS GRP
%91.36%2.685,658 5,378 46.22 46.36
%
%
10 140 NATIONWIDE CORP GRP
%93.74%2.385,012 4,917 49.77 52.53
%
%
**STAT E TOTAL**
%100.00%100.00210,907 205,831 61.87 63.64
%
%
1 12 AMERICAN INTL GRP
%49.68%49.6811,370 6,560Guam 47.14 55.62
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.93%16.263,720 2,748 84.18 83.79
%
%
3 13597 CHUNG KUO INS CO LTD
%76.01%10.072,305 2,156 31.01 34.38
%
%
4 4672 DONGBU INS GRP
%83.26%7.251,659 1,653 72.54 84.27
%
%
5 18380 PACIFIC IND INS CO
%86.94%3.69844 821 67.24 67.25
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%90.24%3.30755 679 139.80 156.63
%
%
7 10972 FIRST NET INS CO
%93.19%2.95674 658 40.22 40.48
%
%
8 4715 MS & AD INS GRP
%95.73%2.54581 584 13.29 14.79
%
%
9 31658 ISLAND HOME INS CO
%98.08%2.35537 405 30.52 31.91
%
%
10 5030 TAN HOLDINGS CORP GRP
%100.00%1.92440 338 87.71 90.31
%
%
**STAT E TOTAL**
%100.00%100.0022,888 16,601 57.27 63.02
%
%
© 2024 National Association of Insurance Commissioners
381
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.1, 19.2 - Private Passenger Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%38.13%38.1377,943 76,708Puerto Rico 58.85 59.14
%
%
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%74.76%36.6374,879 72,702 68.56 68.94
%
%
3 4804 MULTINATIONAL GRP
%84.26%9.5019,426 20,817 63.06 64.61
%
%
4 411 MAPFRE INS GRP
%92.01%7.7515,844 15,915 60.91 60.79
%
%
5 536 GUIDEWELL MUT HOLDING GRP
%96.42%4.419,022 8,297 57.04 61.94
%
%
6 10140 OPTIMA SEGUROS
%97.95%1.533,135 2,829 43.44 44.15
%
%
7 4706 LOCKHART CO GRP
%98.77%0.821,668 1,278 57.07 60.59
%
%
8 16523 PREMIER INS CO
%99.19%0.42864 436 44.44 44.44
%
%
9 15646 ONE ALLIANCE INS CORP
%99.57%0.38780 281 206.57 219.84
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.80%0.22456 469 24.67 27.75
%
%
**STAT E TOTAL**
%100.00%100.00204,430 200,174 62.77 63.44
%
%
1 4706 LOCKHART CO GRP
%47.07%47.079,718 9,429U.S. Virgin Islands 53.44 57.46
%
%
2 785 MARKEL CORP GRP
%68.33%21.274,391 4,672 65.61 67.71
%
%
3 15642 UNDERWRITERS AT LLOYDS LONDON
%82.87%14.533,001 3,001 206.97 227.96
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.98%9.121,882 1,875 119.73 123.07
%
%
5 38300 SAMSUNG FIRE & MARINE INS CO LTD
%97.96%5.981,234 473 64.89 68.77
%
%
6 13598 KESWICK GUARANTY INC
%99.31%1.35278 199 52.74 52.74
%
%
7 161 TOPA EQUITIES LTD GRP
%100.00%0.69143 512 88.43 90.51
%
%
**STAT E TOTAL**
%100.00%100.0020,647 20,161 86.40 92.33
%
%
1 5030 TAN HOLDINGS CORP GRP
%49.17%49.17980 719N. Mariana Islands 37.93 38.62
%
%
2 4672 DONGBU INS GRP
%63.35%14.18283 297 50.66 60.20
%
%
3 12 AMERICAN INTL GRP
%76.04%12.68253 197 110.78 148.26
%
%
4 10972 FIRST NET INS CO
%87.56%11.53230 233 25.35 27.81
%
%
5 18380 PACIFIC IND INS CO
%96.17%8.61172 172 58.94 60.01
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%3.8376 63 506.54 560.81
%
%
**STAT E TOTAL**
%100.00%100.001,994 1,682 66.81 75.69
%
%
1 91 HARTFORD FIRE & CAS GRP
%100.00%100.0095 77Canada 67.33 186.85
%
%
**STAT E TOTAL**
%100.00%100.0095 77 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%25.33%25.3311,409 9,020Agg. Other Alien 141.00 146.26
%
%
2 19119 NATIONAL UNITY INS CO
%49.23%23.9010,766 11,547 51.91 53.94
%
%
3 14133 QUALITAS INS CO
%72.46%23.2310,465 10,444 122.65 136.46
%
%
4 16014 NEW HORIZON INS CO
%84.49%12.045,422 5,365 10.56 18.03
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%93.80%9.304,190 4,165 104.95 106.61
%
%
6 84 AMERICAN FINANCIAL GRP
%95.80%2.00902 813 70.53 73.12
%
%
7 626 CHUBB LTD GRP
%97.77%1.97887 913 1,783.50 1,800.50
%
%
8 411 MAPFRE INS GRP
%99.57%1.81814 797 63.28 59.45
%
%
9 4672 DONGBU INS GRP
%99.80%0.22101 104 18.40 24.32
%
%
10 10972 FIRST NET INS CO
%99.88%0.0836 37 6.54 10.24
%
%
**STAT E TOTAL**
%100.00%100.0045,047 43,554 121.71 128.03
%
%
© 2024 National Association of Insurance Commissioners
382
21.1—Private Passenger Auto Physical
Damage
© 2024 National Association of Insurance Commissioners
383
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%19.22%19.2226,660,179 24,974,094 83.41 83.55
%
%
2 155 PROGRESSIVE GRP
%33.16%13.9419,326,394 18,177,063 73.27 73.50
%
%
3 31 BERKSHIRE HATHAWAY GRP
%44.62%11.4615,895,487 15,534,006 76.23 76.36
%
%
4 8 ALLSTATE INS GRP
%54.58%9.9613,809,316 13,412,403 65.50 65.73
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.20%6.629,176,934 8,635,332 82.46 82.99
%
%
6 111 LIBERTY MUT GRP
%65.53%4.336,001,422 5,893,114 64.19 64.58
%
%
7 69 FARMERS INS GRP
%69.64%4.115,699,635 5,505,918 68.58 68.72
%
%
8 473 AMERICAN FAMILY INS GRP
%71.80%2.162,997,805 2,799,197 77.64 77.72
%
%
9 3548 TRAVELERS GRP
%73.76%1.962,717,622 2,529,346 71.11 71.30
%
%
10 140 NATIONWIDE CORP GRP
%75.59%1.832,541,826 2,530,844 74.61 74.75
%
%
11 213 ERIE INS GRP
%77.18%1.592,209,093 2,002,093 90.87 91.14
%
%
12 1318 AUTO CLUB ENTERPRISES INS GRP
%78.74%1.562,157,934 2,012,722 73.01 73.22
%
%
13 280 AUTO OWNERS GRP
%80.19%1.452,005,731 1,793,462 74.95 75.65
%
%
14 1278 CSAA INS GRP
%81.58%1.391,930,019 1,648,541 76.00 76.25
%
%
15 660 MERCURY GEN GRP
%82.48%0.901,248,076 1,206,754 71.08 71.14
%
%
16 215 KEMPER CORP GRP
%83.28%0.801,114,709 1,157,154 70.19 70.38
%
%
17 55 AUTOMOBILE CLUB MI GRP
%83.98%0.70964,891 908,621 80.85 81.30
%
%
18 785 MARKEL CORP GRP
%84.61%0.63871,686 824,430 60.72 63.02
%
%
19 91 HARTFORD FIRE & CAS GRP
%85.17%0.57785,573 748,947 75.38 76.31
%
%
20 88 THE HANOVER INS GRP
%85.70%0.53735,161 694,991 73.68 73.75
%
%
21 411 MAPFRE INS GRP
%86.20%0.50687,060 654,534 62.38 62.90
%
%
22 123 SHELTER INS GRP
%86.67%0.47654,223 621,254 78.05 78.43
%
%
23 50 COUNTRY INS & FIN SERV GRP
%87.12%0.45623,614 602,110 71.36 71.36
%
%
24 809 TEXAS FARM BUREAU MUT GRP
%87.56%0.44608,171 571,771 79.06 79.11
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%87.99%0.43597,470 559,185 87.41 87.73
%
%
26 28 AMICA MUT GRP
%88.41%0.43589,777 558,416 72.56 74.12
%
%
27 5 ALFA INS GRP
%88.81%0.40555,024 524,216 71.94 71.92
%
%
28 694 TENNESSEE FARMERS GRP
%89.18%0.36504,853 481,554 79.06 81.19
%
%
29 626 CHUBB LTD GRP
%89.52%0.35479,186 454,255 58.07 58.19
%
%
30 708 NEW JERSEY MANUFACTURERS GRP
%89.86%0.34470,257 421,845 71.64 72.01
%
%
31 244 CINCINNATI FIN GRP
%90.17%0.31426,885 374,565 63.20 64.35
%
%
32 169 SENTRY INS GRP
%90.48%0.31423,978 408,706 68.35 68.55
%
%
33 324 NORTH CAROLINA FARM BUREAU GRP
%90.77%0.30411,710 392,423 76.27 76.28
%
%
34 513 IOWA FARM BUREAU GRP
%91.06%0.28392,443 353,113 81.80 81.82
%
%
35 29246 CONSUMERS CNTY MUT INS CO
%91.31%0.25350,376 321,348 81.27 81.28
%
%
36 3098 TOKIO MARINE HOLDINGS INC GRP
%91.55%0.24339,353 326,149 55.62 55.73
%
%
37 267 GRANGE MUT CAS GRP
%91.80%0.24337,965 326,450 61.82 61.89
%
%
38 3179 HOME STATE INS GRP
%92.03%0.23320,991 298,661 62.83 64.19
%
%
39 415 PLYMOUTH ROCK INS GRP
%92.26%0.23319,787 280,615 70.39 71.02
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.48%0.22309,772 292,525 90.19 90.48
%
%
41 10683 WAWANESA GEN INS CO
%92.70%0.21297,761 275,886 84.69 85.22
%
%
42 1227 PALISADES GRP
%92.89%0.19270,399 252,118 71.66 72.05
%
%
43 4987 INCLINE INS GRP LLC GRP
%93.08%0.19265,675 236,405 84.81 86.21
%
%
44 228 WESTFIELD GRP
%93.27%0.19262,900 245,534 67.38 67.50
%
%
45 188 SAFETY GRP
%93.46%0.18252,071 221,526 81.62 82.17
%
%
46 408 BROOKFIELD REINS LTD GRP
%93.64%0.18251,183 241,519 86.04 86.16
%
%
47 2518 NYCM INS GRP
%93.82%0.18250,740 223,732 65.98 65.98
%
%
48 586 ARBELLA INS GRP
%94.00%0.18248,614 233,555 68.25 69.74
%
%
49 67 MICHIGAN FARM BUREAU GRP
%94.16%0.16223,894 209,988 91.78 91.91
%
%
50 3702 LOYA GRP
%94.32%0.16220,212 218,661 38.40 44.40
%
%
51 71 UNIVERSAL INS CO GRP
%94.47%0.15213,443 206,021 53.24 53.62
%
%
52 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%94.62%0.14200,838 197,982 58.75 58.77
%
%
53 300 HORACE MANN GRP
%94.76%0.14200,520 187,888 68.79 68.83
%
%
54 542 INDIANA FARM BUREAU GRP
%94.90%0.14193,170 180,214 72.63 72.65
%
%
55 33 CALIFORNIA CAS MGMT GRP
%95.04%0.14189,206 171,001 67.07 67.27
%
%
56 4991 ROOT INC GRP
%95.17%0.13187,133 164,283 82.75 82.84
%
%
57 518 GRINNELL MUT GRP
%95.30%0.13175,998 171,204 81.64 81.82
%
%
58 15350 WEST BEND INS CO
%95.42%0.12172,980 155,180 71.71 71.73
%
%
59 171 GERMANIA INS GRP
%95.55%0.12171,746 178,184 64.73 64.83
%
%
60 4762 ORPHEUS GRP
%95.67%0.12168,278 144,207 60.39 61.10
%
%
61 257 SAFEWAY INS GRP
%95.78%0.11153,189 151,902 71.78 72.41
%
%
62 4718 TIPTREE FIN GRP
%95.89%0.11152,561 153,647 32.21 34.29
%
%
63 14184 ACUITY A MUT INS CO
%96.00%0.11152,119 128,324 69.33 69.34
%
%
64 361 MUNICH RE GRP
%96.10%0.11146,779 141,122 46.49 46.65
%
%
65 12 AMERICAN INTL GRP
%96.20%0.10136,684 142,451 55.76 56.85
%
%
© 2024 National Association of Insurance Commissioners
384
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 250 DONEGAL GRP
%96.30%0.10134,427 127,591 68.37 68.79
%
%
67 698 NORTH STAR CO GRP
%96.40%0.10134,054 122,643 77.44 78.57
%
%
68 271 PENNSYLVANIA NATL INS GRP
%96.49%0.10132,287 121,129 76.52 76.60
%
%
69 13889 FARMERS MUT INS CO OF NE
%96.58%0.09128,727 124,177 67.04 67.08
%
%
70 24341 PEMCO MUT INS CO
%96.67%0.08113,166 137,849 67.29 67.11
%
%
71 4051 OCEAN HARBOR GRP
%96.75%0.08111,613 107,843 61.14 61.31
%
%
72 1309 FRANKENMUTH GRP
%96.82%0.08106,709 94,266 85.10 86.43
%
%
73 242 SELECTIVE INS GRP
%96.89%0.0799,182 86,779 83.40 84.03
%
%
74 13688 ELEPHANT INS CO
%96.97%0.0798,244 99,980 76.26 76.30
%
%
75 203 VIRGINIA FARM BUREAU GRP
%97.04%0.0797,832 89,341 75.68 76.59
%
%
76 35173 AGENCY INS CO OF MD INC
%97.11%0.0796,214 77,234 72.95 73.12
%
%
77 514 MISSOURI FARM BUREAU GRP
%97.17%0.0792,844 87,534 90.61 90.85
%
%
78 36 CENTRAL MUT INS CO GRP
%97.24%0.0688,772 82,957 83.54 83.58
%
%
79 13471 BEAR RIVER MUT INS CO
%97.30%0.0687,713 71,282 73.35 73.35
%
%
80 153 PEKIN INS GRP
%97.36%0.0686,818 82,353 90.79 90.08
%
%
81 3500 NODAK MUT GRP
%97.42%0.0686,244 82,403 60.93 61.73
%
%
82 201 UTICA GRP
%97.49%0.0685,395 80,761 72.78 74.71
%
%
83 15290 ASPIRE GEN INS CO
%97.55%0.0684,178 78,762 68.67 71.34
%
%
84 18309 PIONEER STATE MUT INS CO
%97.61%0.0684,051 76,566 98.15 98.24
%
%
85 3991 IMT MUT HOLDING GRP
%97.67%0.0682,350 78,731 63.76 63.96
%
%
86 3362 FIRST ACCEPTANCE INS GRP
%97.72%0.0678,896 78,662 64.30 65.35
%
%
87 561 GEORGIA FARM BUREAU GRP
%97.78%0.0677,535 75,877 81.21 81.27
%
%
88 10685 GOAUTO INS CO
%97.83%0.0575,690 66,393 64.36 64.58
%
%
89 309 WESTERN NATL MUT GRP
%97.89%0.0574,203 68,320 63.50 64.74
%
%
90 16524 CLEARCOVER INS CO
%97.94%0.0573,387 69,820 89.22 89.34
%
%
91 963 OHIO MUT GRP
%97.99%0.0573,052 67,085 72.05 72.23
%
%
92 4909 ASSURANCEAMERICA CORP GRP
%98.05%0.0572,128 69,095 53.74 55.08
%
%
93 333 MUTUAL OF ENUMCLAW GRP
%98.10%0.0570,570 69,642 72.82 73.07
%
%
94 35319 UNITED AUTOMOBILE INS CO
%98.15%0.0570,318 64,083 45.32 47.22
%
%
95 220 OKLAHOMA FARM BUREAU GRP
%98.20%0.0569,783 66,313 74.23 74.45
%
%
96 96 SECURA INS GRP
%98.25%0.0568,275 64,628 80.24 80.78
%
%
97 5018 TESLA INC GRP
%98.30%0.0567,238 44,086 145.03 145.46
%
%
98 842 FARM BUREAU GRP
%98.34%0.0566,694 64,206 78.10 78.67
%
%
99 4683 MOUNTAIN WEST FARM GRP
%98.39%0.0565,097 61,678 65.70 65.92
%
%
100 1275 QUINCY MUT GRP
%98.44%0.0564,015 59,067 69.69 69.80
%
%
101 4787 GOODVILLE MUT GRP
%98.48%0.0461,246 57,202 81.74 81.98
%
%
102 207 WESTERN RESERVE GRP
%98.52%0.0458,837 51,289 78.59 78.61
%
%
103 37028 CITIZENS UNITED RECIP EXCH
%98.56%0.0458,090 49,812 90.35 92.02
%
%
104 291 ENCOVA MUT INS GRP
%98.61%0.0457,586 48,898 63.53 68.62
%
%
105 4256 ANCHOR INS HOLDINGS GRP
%98.65%0.0457,553 57,141 76.56 77.69
%
%
106 234 VERMONT MUT GRP
%98.69%0.0457,042 52,096 75.05 75.06
%
%
107 4937 PREMIER HOLDINGS GRP
%98.73%0.0453,227 41,984 74.97 77.48
%
%
108 350 GENERAL ELECTRIC GRP
%98.76%0.0449,072 48,164 71.88 71.93
%
%
109 1321 AMERICAN FARMERS & RANCHERS GRP
%98.80%0.0448,541 44,402 78.63 79.19
%
%
110 14176 HASTINGS INS CO
%98.83%0.0346,995 41,844 108.23 108.71
%
%
111 98 WR BERKLEY CORP GRP
%98.87%0.0346,821 38,253 64.46 64.55
%
%
112 4727 WARRIOR INVICTUS HOLDING CO GRP
%98.90%0.0346,748 50,290 48.49 51.44
%
%
113 15024 PREFERRED MUT INS CO
%98.93%0.0344,531 39,024 75.44 75.97
%
%
114 5032 LEMONADE INC GRP
%98.96%0.0342,933 42,349 97.41 97.87
%
%
115 5048 INDIANA FARMERS MUT GRP
%98.99%0.0341,297 38,431 82.87 82.93
%
%
116 144 NORFOLK & DEDHAM GRP
%99.02%0.0340,786 32,934 77.11 77.67
%
%
117 16825 BRANCH INS EXCHANGE
%99.05%0.0340,400 44,230 110.27 110.53
%
%
118 15997 MMG INS CO
%99.08%0.0339,704 37,114 85.38 85.55
%
%
119 147 HOCHHEIM PRAIRIE GRP
%99.11%0.0338,329 38,115 81.28 81.39
%
%
120 15449 ALINSCO INS CO
%99.13%0.0338,077 37,365 60.30 62.55
%
%
121 42749 TRADERS INS CO
%99.16%0.0337,990 35,720 82.08 82.12
%
%
122 13752 AMERICAN ALLIANCE CAS CO
%99.19%0.0337,949 31,366 43.64 43.74
%
%
123 214 ALLIANCE INS GRP
%99.21%0.0335,916 34,760 80.17 80.56
%
%
124 83 GRANGE INS GRP
%99.24%0.0335,098 33,933 64.90 64.97
%
%
125 4717 PRODUCERS NATL CORP GRP
%99.26%0.0234,027 28,211 62.87 63.49
%
%
**INDUSTRY TOTAL**
%100.00%100.00138,676,736 131,578,636 74.94 75.23
%
%
© 2024 National Association of Insurance Commissioners
385
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%19.23%19.2326,660,179 24,974,094 83.41 83.55
%
%
2 155 PROGRESSIVE GRP
%33.17%13.9419,326,394 18,177,063 73.27 73.50
%
%
3 31 BERKSHIRE HATHAWAY GRP
%44.61%11.4415,861,261 15,506,945 76.26 76.39
%
%
4 8 ALLSTATE INS GRP
%54.57%9.9613,809,316 13,412,403 65.50 65.73
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.19%6.619,169,701 8,628,280 82.51 83.03
%
%
6 111 LIBERTY MUT GRP
%65.52%4.336,001,422 5,893,114 64.19 64.58
%
%
7 69 FARMERS INS GRP
%69.63%4.115,699,635 5,505,918 68.58 68.72
%
%
8 473 AMERICAN FAMILY INS GRP
%71.79%2.162,997,805 2,799,197 77.64 77.72
%
%
9 3548 TRAVELERS GRP
%73.75%1.962,717,622 2,529,346 71.11 71.30
%
%
10 140 NATIONWIDE CORP GRP
%75.58%1.832,541,826 2,530,844 74.61 74.75
%
%
11 213 ERIE INS GRP
%77.18%1.592,209,093 2,002,093 90.87 91.14
%
%
12 1318 AUTO CLUB ENTERPRISES INS GRP
%78.73%1.562,157,934 2,012,722 73.01 73.22
%
%
13 280 AUTO OWNERS GRP
%80.18%1.452,005,731 1,793,462 74.95 75.65
%
%
14 1278 CSAA INS GRP
%81.57%1.391,930,019 1,648,541 76.00 76.25
%
%
15 660 MERCURY GEN GRP
%82.47%0.901,248,076 1,206,754 71.08 71.14
%
%
16 215 KEMPER CORP GRP
%83.28%0.801,114,709 1,157,154 70.19 70.38
%
%
17 55 AUTOMOBILE CLUB MI GRP
%83.97%0.70964,891 908,621 80.85 81.30
%
%
18 785 MARKEL CORP GRP
%84.60%0.63871,686 824,430 60.72 63.02
%
%
19 91 HARTFORD FIRE & CAS GRP
%85.17%0.57785,535 748,913 75.38 76.31
%
%
20 88 THE HANOVER INS GRP
%85.70%0.53735,161 694,991 73.68 73.75
%
%
21 411 MAPFRE INS GRP
%86.19%0.50687,060 654,534 62.38 62.90
%
%
22 123 SHELTER INS GRP
%86.67%0.47654,223 621,254 78.05 78.43
%
%
23 50 COUNTRY INS & FIN SERV GRP
%87.12%0.45623,614 602,110 71.36 71.36
%
%
24 809 TEXAS FARM BUREAU MUT GRP
%87.55%0.44608,171 571,771 79.06 79.11
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%87.99%0.43597,470 559,185 87.41 87.73
%
%
26 28 AMICA MUT GRP
%88.41%0.43589,777 558,416 72.56 74.12
%
%
27 5 ALFA INS GRP
%88.81%0.40555,024 524,216 71.94 71.92
%
%
28 694 TENNESSEE FARMERS GRP
%89.18%0.36504,853 481,554 79.06 81.19
%
%
29 626 CHUBB LTD GRP
%89.52%0.35479,185 454,254 58.07 58.18
%
%
30 708 NEW JERSEY MANUFACTURERS GRP
%89.86%0.34470,257 421,845 71.64 72.01
%
%
31 244 CINCINNATI FIN GRP
%90.17%0.31426,885 374,565 63.20 64.35
%
%
32 169 SENTRY INS GRP
%90.47%0.31423,978 408,706 68.35 68.55
%
%
33 324 NORTH CAROLINA FARM BUREAU GRP
%90.77%0.30411,710 392,423 76.27 76.28
%
%
34 513 IOWA FARM BUREAU GRP
%91.05%0.28392,443 353,113 81.80 81.82
%
%
35 29246 CONSUMERS CNTY MUT INS CO
%91.31%0.25350,376 321,348 81.27 81.28
%
%
36 3098 TOKIO MARINE HOLDINGS INC GRP
%91.55%0.24339,353 326,149 55.62 55.73
%
%
37 267 GRANGE MUT CAS GRP
%91.80%0.24337,965 326,450 61.82 61.89
%
%
38 3179 HOME STATE INS GRP
%92.03%0.23320,991 298,661 62.83 64.19
%
%
39 415 PLYMOUTH ROCK INS GRP
%92.26%0.23319,787 280,615 70.39 71.02
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.48%0.22309,772 292,525 90.19 90.48
%
%
41 10683 WAWANESA GEN INS CO
%92.70%0.21297,761 275,886 84.69 85.22
%
%
42 1227 PALISADES GRP
%92.89%0.20270,399 252,118 71.66 72.05
%
%
43 4987 INCLINE INS GRP LLC GRP
%93.08%0.19265,675 236,405 84.81 86.21
%
%
44 228 WESTFIELD GRP
%93.27%0.19262,900 245,534 67.38 67.50
%
%
45 188 SAFETY GRP
%93.45%0.18252,071 221,526 81.62 82.17
%
%
46 408 BROOKFIELD REINS LTD GRP
%93.64%0.18251,183 241,519 86.04 86.16
%
%
47 2518 NYCM INS GRP
%93.82%0.18250,740 223,732 65.98 65.98
%
%
48 586 ARBELLA INS GRP
%94.00%0.18248,614 233,555 68.25 69.74
%
%
49 67 MICHIGAN FARM BUREAU GRP
%94.16%0.16223,894 209,988 91.78 91.91
%
%
50 3702 LOYA GRP
%94.32%0.16220,212 218,661 38.40 44.40
%
%
51 71 UNIVERSAL INS CO GRP
%94.47%0.15213,443 206,021 53.24 53.62
%
%
52 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%94.61%0.14200,838 197,982 58.75 58.77
%
%
53 300 HORACE MANN GRP
%94.76%0.14200,520 187,888 68.79 68.83
%
%
54 542 INDIANA FARM BUREAU GRP
%94.90%0.14193,170 180,214 72.63 72.65
%
%
55 33 CALIFORNIA CAS MGMT GRP
%95.03%0.14189,206 171,001 67.07 67.27
%
%
56 4991 ROOT INC GRP
%95.17%0.13187,133 164,283 82.75 82.84
%
%
57 518 GRINNELL MUT GRP
%95.30%0.13175,998 171,204 81.64 81.82
%
%
58 15350 WEST BEND INS CO
%95.42%0.12172,980 155,180 71.71 71.73
%
%
59 171 GERMANIA INS GRP
%95.55%0.12171,746 178,184 64.73 64.83
%
%
60 4762 ORPHEUS GRP
%95.67%0.12168,278 144,207 60.39 61.10
%
%
61 257 SAFEWAY INS GRP
%95.78%0.11153,189 151,902 71.78 72.41
%
%
62 4718 TIPTREE FIN GRP
%95.89%0.11152,561 153,647 32.21 34.29
%
%
63 14184 ACUITY A MUT INS CO
%96.00%0.11152,119 128,324 69.33 69.34
%
%
64 361 MUNICH RE GRP
%96.10%0.11146,779 141,122 46.49 46.65
%
%
65 12 AMERICAN INTL GRP
%96.20%0.10136,615 141,138 55.48 56.56
%
%
© 2024 National Association of Insurance Commissioners
386
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 250 DONEGAL GRP
%96.30%0.10134,427 127,591 68.37 68.79
%
%
67 698 NORTH STAR CO GRP
%96.40%0.10134,054 122,643 77.44 78.57
%
%
68 271 PENNSYLVANIA NATL INS GRP
%96.49%0.10132,287 121,129 76.52 76.60
%
%
69 13889 FARMERS MUT INS CO OF NE
%96.58%0.09128,727 124,177 67.04 67.08
%
%
70 24341 PEMCO MUT INS CO
%96.67%0.08113,166 137,849 67.29 67.11
%
%
71 4051 OCEAN HARBOR GRP
%96.75%0.08111,613 107,843 61.14 61.31
%
%
72 1309 FRANKENMUTH GRP
%96.82%0.08106,709 94,266 85.10 86.43
%
%
73 242 SELECTIVE INS GRP
%96.89%0.0799,182 86,779 83.40 84.03
%
%
74 13688 ELEPHANT INS CO
%96.97%0.0798,244 99,980 76.26 76.30
%
%
75 203 VIRGINIA FARM BUREAU GRP
%97.04%0.0797,832 89,341 75.68 76.59
%
%
76 35173 AGENCY INS CO OF MD INC
%97.10%0.0796,214 77,234 72.95 73.12
%
%
77 514 MISSOURI FARM BUREAU GRP
%97.17%0.0792,844 87,534 90.61 90.85
%
%
78 36 CENTRAL MUT INS CO GRP
%97.24%0.0688,772 82,957 83.54 83.58
%
%
79 13471 BEAR RIVER MUT INS CO
%97.30%0.0687,713 71,282 73.35 73.35
%
%
80 153 PEKIN INS GRP
%97.36%0.0686,818 82,353 90.79 90.08
%
%
81 3500 NODAK MUT GRP
%97.42%0.0686,244 82,403 60.93 61.73
%
%
82 201 UTICA GRP
%97.49%0.0685,395 80,761 72.78 74.71
%
%
83 15290 ASPIRE GEN INS CO
%97.55%0.0684,178 78,762 68.67 71.34
%
%
84 18309 PIONEER STATE MUT INS CO
%97.61%0.0684,051 76,566 98.15 98.24
%
%
85 3991 IMT MUT HOLDING GRP
%97.67%0.0682,350 78,731 63.76 63.96
%
%
86 3362 FIRST ACCEPTANCE INS GRP
%97.72%0.0678,896 78,662 64.30 65.35
%
%
87 561 GEORGIA FARM BUREAU GRP
%97.78%0.0677,535 75,877 81.21 81.27
%
%
88 10685 GOAUTO INS CO
%97.83%0.0575,690 66,393 64.36 64.58
%
%
89 309 WESTERN NATL MUT GRP
%97.89%0.0574,203 68,320 63.50 64.74
%
%
90 16524 CLEARCOVER INS CO
%97.94%0.0573,387 69,820 89.22 89.34
%
%
91 963 OHIO MUT GRP
%97.99%0.0573,052 67,085 72.05 72.23
%
%
92 4909 ASSURANCEAMERICA CORP GRP
%98.05%0.0572,128 69,095 53.74 55.08
%
%
93 333 MUTUAL OF ENUMCLAW GRP
%98.10%0.0570,570 69,642 72.82 73.07
%
%
94 35319 UNITED AUTOMOBILE INS CO
%98.15%0.0570,318 64,083 45.32 47.22
%
%
95 220 OKLAHOMA FARM BUREAU GRP
%98.20%0.0569,783 66,313 74.23 74.45
%
%
96 96 SECURA INS GRP
%98.25%0.0568,275 64,628 80.24 80.78
%
%
97 5018 TESLA INC GRP
%98.29%0.0567,238 44,086 145.03 145.46
%
%
98 842 FARM BUREAU GRP
%98.34%0.0566,694 64,206 78.10 78.67
%
%
99 4683 MOUNTAIN WEST FARM GRP
%98.39%0.0565,097 61,678 65.70 65.92
%
%
100 1275 QUINCY MUT GRP
%98.44%0.0564,015 59,067 69.69 69.80
%
%
101 4787 GOODVILLE MUT GRP
%98.48%0.0461,246 57,202 81.74 81.98
%
%
102 207 WESTERN RESERVE GRP
%98.52%0.0458,837 51,289 78.59 78.61
%
%
103 37028 CITIZENS UNITED RECIP EXCH
%98.56%0.0458,090 49,812 90.35 92.02
%
%
104 291 ENCOVA MUT INS GRP
%98.61%0.0457,586 48,898 63.53 68.62
%
%
105 4256 ANCHOR INS HOLDINGS GRP
%98.65%0.0457,553 57,141 76.56 77.69
%
%
106 234 VERMONT MUT GRP
%98.69%0.0457,042 52,096 75.05 75.06
%
%
107 4937 PREMIER HOLDINGS GRP
%98.73%0.0453,227 41,984 74.97 77.48
%
%
108 350 GENERAL ELECTRIC GRP
%98.76%0.0449,072 48,164 71.88 71.93
%
%
109 1321 AMERICAN FARMERS & RANCHERS GRP
%98.80%0.0448,541 44,402 78.63 79.19
%
%
110 14176 HASTINGS INS CO
%98.83%0.0346,995 41,844 108.23 108.71
%
%
111 98 WR BERKLEY CORP GRP
%98.87%0.0346,821 38,253 64.46 64.55
%
%
112 4727 WARRIOR INVICTUS HOLDING CO GRP
%98.90%0.0346,748 50,290 48.49 51.44
%
%
113 15024 PREFERRED MUT INS CO
%98.93%0.0344,531 39,024 75.44 75.97
%
%
114 5032 LEMONADE INC GRP
%98.96%0.0342,933 42,349 97.41 97.87
%
%
115 5048 INDIANA FARMERS MUT GRP
%98.99%0.0341,297 38,431 82.87 82.93
%
%
116 144 NORFOLK & DEDHAM GRP
%99.02%0.0340,786 32,934 77.11 77.67
%
%
117 16825 BRANCH INS EXCHANGE
%99.05%0.0340,400 44,230 110.27 110.53
%
%
118 15997 MMG INS CO
%99.08%0.0339,704 37,114 85.38 85.55
%
%
119 147 HOCHHEIM PRAIRIE GRP
%99.11%0.0338,329 38,115 81.28 81.39
%
%
120 15449 ALINSCO INS CO
%99.13%0.0338,077 37,365 60.30 62.55
%
%
121 42749 TRADERS INS CO
%99.16%0.0337,990 35,720 82.08 82.12
%
%
122 13752 AMERICAN ALLIANCE CAS CO
%99.19%0.0337,949 31,366 43.64 43.74
%
%
123 214 ALLIANCE INS GRP
%99.21%0.0335,916 34,760 80.17 80.56
%
%
124 83 GRANGE INS GRP
%99.24%0.0335,098 33,933 64.90 64.97
%
%
125 4717 PRODUCERS NATL CORP GRP
%99.26%0.0234,027 28,211 62.87 63.49
%
%
**INDUSTRY TOTAL**
%100.00%100.00138,634,865 131,542,876 74.94 75.24
%
%
© 2024 National Association of Insurance Commissioners
387
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%27.94%27.94612,608 572,574Alabama 77.15 77.16
%
%
2 8 ALLSTATE INS GRP
%42.90%14.96327,933 312,329 55.51 55.80
%
%
35ALFA INS GRP
%57.77%14.87326,037 312,624 71.46 71.38
%
%
4 155 PROGRESSIVE GRP
%69.22%11.45251,053 240,330 68.12 68.30
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.12%7.90173,194 162,185 78.66 79.15
%
%
6 31 BERKSHIRE HATHAWAY GRP
%84.27%7.16156,931 160,165 65.89 65.95
%
%
7 111 LIBERTY MUT GRP
%86.49%2.2148,531 48,816 58.96 59.32
%
%
8 3548 TRAVELERS GRP
%88.42%1.9342,374 41,187 69.61 69.64
%
%
9 69 FARMERS INS GRP
%90.29%1.8741,001 40,556 60.22 60.44
%
%
10 280 AUTO OWNERS GRP
%91.77%1.4832,524 29,926 71.14 71.92
%
%
**STAT E TOTAL**
%100.00%100.002,192,586 2,096,337 69.21 69.36
%
%
1 176 STATE FARM GRP
%31.17%31.1784,919 81,550Alaska 76.25 76.24
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.46%18.2849,807 47,942 84.55 85.07
%
%
3 31 BERKSHIRE HATHAWAY GRP
%66.76%17.3047,132 46,547 66.18 66.22
%
%
4 8 ALLSTATE INS GRP
%80.90%14.1438,527 37,428 38.67 38.72
%
%
5 155 PROGRESSIVE GRP
%89.27%8.3722,805 21,945 66.64 66.86
%
%
6 50 COUNTRY INS & FIN SERV GRP
%92.31%3.048,271 8,183 66.81 66.81
%
%
7 111 LIBERTY MUT GRP
%95.19%2.887,837 7,627 66.47 66.68
%
%
8 785 MARKEL CORP GRP
%97.01%1.824,963 4,890 54.71 58.58
%
%
9 91 HARTFORD FIRE & CAS GRP
%98.05%1.042,827 2,827 35.87 36.38
%
%
10 309 WESTERN NATL MUT GRP
%98.89%0.842,281 2,123 74.90 76.55
%
%
**STAT E TOTAL**
%100.00%100.00272,407 264,018 67.98 68.20
%
%
1 176 STATE FARM GRP
%18.81%18.81604,808 567,448Arizona 78.85 78.90
%
%
2 155 PROGRESSIVE GRP
%35.05%16.24522,094 486,135 71.84 71.97
%
%
3 31 BERKSHIRE HATHAWAY GRP
%47.91%12.86413,489 413,410 70.44 70.57
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%57.89%9.97320,628 301,403 68.73 69.17
%
%
5 8 ALLSTATE INS GRP
%65.84%7.96255,808 245,306 58.98 59.11
%
%
6 69 FARMERS INS GRP
%71.77%5.93190,498 193,562 60.80 60.89
%
%
7 111 LIBERTY MUT GRP
%77.26%5.49176,436 174,385 61.88 62.14
%
%
8 473 AMERICAN FAMILY INS GRP
%82.49%5.23168,195 154,758 72.49 72.70
%
%
9 1278 CSAA INS GRP
%84.41%1.9261,833 53,712 65.36 65.57
%
%
10 3548 TRAVELERS GRP
%85.89%1.4847,520 44,935 72.67 72.84
%
%
**STAT E TOTAL**
%100.00%100.003,215,008 3,060,435 69.57 69.82
%
%
1 176 STATE FARM GRP
%27.35%27.35363,974 341,742Arkansas 88.90 88.91
%
%
2 483 SOUTHERN FARM BUREAU CAS GRP
%40.87%13.52179,905 168,562 101.87 102.00
%
%
3 155 PROGRESSIVE GRP
%53.00%12.13161,356 150,717 79.81 79.99
%
%
4 123 SHELTER INS GRP
%61.98%8.98119,442 113,836 88.53 88.72
%
%
5 8 ALLSTATE INS GRP
%70.81%8.84117,591 113,754 76.79 76.97
%
%
6 31 BERKSHIRE HATHAWAY GRP
%76.70%5.8978,359 77,753 88.50 88.53
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.56%4.8564,592 61,096 95.87 96.76
%
%
8 69 FARMERS INS GRP
%85.26%3.7149,334 48,246 77.64 77.67
%
%
9 111 LIBERTY MUT GRP
%88.42%3.1641,989 43,708 70.79 71.22
%
%
10 5 ALFA INS GRP
%90.14%1.7222,919 20,942 70.30 70.33
%
%
**STAT E TOTAL**
%100.00%100.001,330,651 1,262,704 87.08 87.25
%
%
© 2024 National Association of Insurance Commissioners
388
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%13.78%13.782,399,882 2,219,863California 96.63 96.84
%
%
2 31 BERKSHIRE HATHAWAY GRP
%25.92%12.142,113,298 2,043,103 80.20 80.45
%
%
3 1318 AUTO CLUB ENTERPRISES INS GRP
%35.16%9.251,610,449 1,514,220 72.13 72.43
%
%
4 8 ALLSTATE INS GRP
%44.36%9.201,601,763 1,602,637 79.51 80.05
%
%
5 1278 CSAA INS GRP
%53.41%9.041,575,133 1,335,479 74.81 75.07
%
%
6 69 FARMERS INS GRP
%62.37%8.961,560,722 1,445,518 80.47 80.61
%
%
7 155 PROGRESSIVE GRP
%69.08%6.711,167,923 1,102,708 79.88 79.82
%
%
8 660 MERCURY GEN GRP
%75.11%6.031,050,012 1,020,939 69.99 70.05
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.30%5.19903,970 866,105 87.14 87.69
%
%
10 215 KEMPER CORP GRP
%84.32%4.03701,285 688,540 77.48 77.64
%
%
**STAT E TOTAL**
%100.00%100.0017,414,501 16,408,840 80.86 81.20
%
%
1 176 STATE FARM GRP
%23.38%23.38760,366 707,611Colorado 94.26 94.31
%
%
2 155 PROGRESSIVE GRP
%36.19%12.81416,679 393,060 72.45 72.66
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%48.46%12.27399,188 378,552 95.12 95.52
%
%
4 111 LIBERTY MUT GRP
%57.94%9.48308,279 281,407 87.60 88.24
%
%
5 8 ALLSTATE INS GRP
%65.72%7.79253,253 249,620 81.31 81.42
%
%
6 31 BERKSHIRE HATHAWAY GRP
%73.43%7.71250,724 245,271 81.47 81.54
%
%
7 473 AMERICAN FAMILY INS GRP
%78.85%5.42176,178 166,535 91.28 91.07
%
%
8 69 FARMERS INS GRP
%83.69%4.84157,444 155,491 67.39 67.49
%
%
9 3548 TRAVELERS GRP
%87.03%3.34108,653 99,858 82.72 82.76
%
%
10 140 NATIONWIDE CORP GRP
%89.12%2.0968,124 69,102 102.27 102.35
%
%
**STAT E TOTAL**
%100.00%100.003,252,655 3,079,857 85.58 85.81
%
%
1 31 BERKSHIRE HATHAWAY GRP
%16.07%16.07228,223 218,169Connecticut 82.18 82.30
%
%
2 155 PROGRESSIVE GRP
%28.06%11.98170,155 160,026 73.69 73.83
%
%
3 8 ALLSTATE INS GRP
%39.37%11.31160,588 156,357 55.67 55.89
%
%
4 176 STATE FARM GRP
%50.28%10.92155,030 143,856 92.11 92.29
%
%
5 111 LIBERTY MUT GRP
%57.69%7.41105,198 108,921 61.06 61.43
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%63.64%5.9584,463 79,030 78.16 78.65
%
%
7 3548 TRAVELERS GRP
%69.15%5.5078,162 73,674 71.71 71.82
%
%
8 69 FARMERS INS GRP
%73.88%4.7367,180 64,288 69.99 70.15
%
%
9 28 AMICA MUT GRP
%76.96%3.0843,760 41,824 68.17 69.09
%
%
10 91 HARTFORD FIRE & CAS GRP
%79.57%2.6137,073 34,904 66.12 66.62
%
%
**STAT E TOTAL**
%100.00%100.001,419,916 1,353,995 73.57 73.85
%
%
1 176 STATE FARM GRP
%31.14%31.14122,814 113,092Delaware 88.34 88.36
%
%
2 31 BERKSHIRE HATHAWAY GRP
%46.34%15.2059,938 58,806 78.88 78.94
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%56.98%10.6441,972 40,794 94.29 94.85
%
%
4 155 PROGRESSIVE GRP
%67.53%10.5541,607 38,792 75.47 75.70
%
%
5 8 ALLSTATE INS GRP
%75.99%8.4533,336 32,432 66.12 66.35
%
%
6 111 LIBERTY MUT GRP
%82.26%6.2724,734 24,840 61.78 62.21
%
%
7 140 NATIONWIDE CORP GRP
%88.41%6.1524,253 24,237 87.14 87.21
%
%
8 3548 TRAVELERS GRP
%91.24%2.8311,157 10,323 66.86 67.09
%
%
9 91 HARTFORD FIRE & CAS GRP
%92.79%1.556,115 5,905 77.13 77.95
%
%
10 1278 CSAA INS GRP
%93.77%0.983,883 3,543 79.49 79.81
%
%
**STAT E TOTAL**
%100.00%100.00394,362 376,010 80.60 80.77
%
%
© 2024 National Association of Insurance Commissioners
389
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%37.65%37.6576,826 76,966District Of Columbia 86.38 86.43
%
%
2 176 STATE FARM GRP
%55.98%18.3337,403 35,347 102.13 102.23
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.17%10.1920,802 20,311 114.00 114.69
%
%
4 155 PROGRESSIVE GRP
%74.27%8.1016,532 15,693 91.63 92.10
%
%
5 8 ALLSTATE INS GRP
%80.69%6.4213,091 13,001 57.05 57.12
%
%
6 3548 TRAVELERS GRP
%85.01%4.328,808 8,328 88.67 89.16
%
%
7 111 LIBERTY MUT GRP
%88.62%3.617,369 7,947 77.11 77.74
%
%
8 213 ERIE INS GRP
%92.02%3.406,940 6,107 121.19 121.50
%
%
9 626 CHUBB LTD GRP
%93.64%1.633,321 3,193 59.64 59.71
%
%
10 1278 CSAA INS GRP
%95.18%1.533,129 2,935 151.74 152.42
%
%
**STAT E TOTAL**
%100.00%100.00204,061 199,258 91.14 91.39
%
%
1 31 BERKSHIRE HATHAWAY GRP
%22.69%22.692,107,608 2,009,060Florida 68.60 68.85
%
%
2 155 PROGRESSIVE GRP
%44.78%22.092,051,653 1,928,342 69.21 70.19
%
%
3 176 STATE FARM GRP
%61.93%17.151,593,285 1,445,399 90.04 91.51
%
%
4 8 ALLSTATE INS GRP
%72.37%10.44969,986 901,742 62.70 63.24
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.66%6.29584,409 557,269 77.82 78.59
%
%
6 111 LIBERTY MUT GRP
%81.12%2.46228,807 227,389 59.28 60.62
%
%
7 69 FARMERS INS GRP
%83.17%2.04189,838 182,206 58.18 58.51
%
%
8 3548 TRAVELERS GRP
%85.17%2.00185,796 170,918 47.21 47.35
%
%
9 280 AUTO OWNERS GRP
%86.98%1.81168,291 136,463 69.45 69.96
%
%
10 215 KEMPER CORP GRP
%88.64%1.66154,542 166,134 54.24 54.38
%
%
**STAT E TOTAL**
%100.00%100.009,289,156 8,702,020 70.26 71.08
%
%
1 176 STATE FARM GRP
%24.71%24.711,086,972 1,027,831Georgia 84.91 84.96
%
%
2 155 PROGRESSIVE GRP
%42.50%17.78782,131 735,379 72.71 72.84
%
%
3 8 ALLSTATE INS GRP
%54.01%11.51506,254 492,632 66.32 66.39
%
%
4 31 BERKSHIRE HATHAWAY GRP
%63.96%9.96437,846 436,358 69.55 69.66
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.12%9.15402,489 377,034 85.92 86.43
%
%
6 280 AUTO OWNERS GRP
%77.04%3.92172,565 164,859 67.73 68.30
%
%
7 3548 TRAVELERS GRP
%80.12%3.08135,473 136,774 70.68 70.86
%
%
8 111 LIBERTY MUT GRP
%83.13%3.01132,494 146,384 60.57 60.91
%
%
9 69 FARMERS INS GRP
%85.37%2.2398,263 95,523 71.24 71.30
%
%
10 561 GEORGIA FARM BUREAU GRP
%87.13%1.7677,535 75,877 81.21 81.27
%
%
**STAT E TOTAL**
%100.00%100.004,398,085 4,239,528 74.24 74.41
%
%
1 31 BERKSHIRE HATHAWAY GRP
%27.63%27.63117,692 116,729Hawaii 75.09 75.17
%
%
2 176 STATE FARM GRP
%48.34%20.7188,222 83,792 97.58 97.59
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.24%12.9054,925 54,202 78.66 79.14
%
%
4 8 ALLSTATE INS GRP
%71.08%9.8441,912 41,089 79.34 79.43
%
%
5 155 PROGRESSIVE GRP
%78.53%7.4531,714 30,878 73.41 73.93
%
%
6 111 LIBERTY MUT GRP
%84.14%5.6123,912 23,212 58.80 59.07
%
%
7 69 FARMERS INS GRP
%87.81%3.6715,627 15,460 66.30 66.23
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%91.46%3.6515,553 15,462 61.10 60.96
%
%
9 106 ISLAND INS CO GRP
%94.07%2.6111,096 10,716 55.48 55.68
%
%
10 4715 MS & AD INS GRP
%95.88%1.817,730 7,394 63.22 63.16
%
%
**STAT E TOTAL**
%100.00%100.00425,929 415,881 77.55 77.95
%
%
© 2024 National Association of Insurance Commissioners
390
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%16.50%16.50116,708 110,211Idaho 79.02 79.15
%
%
2 155 PROGRESSIVE GRP
%29.00%12.5088,443 80,712 74.80 74.90
%
%
3 111 LIBERTY MUT GRP
%40.59%11.5981,995 78,530 61.04 61.23
%
%
4 8 ALLSTATE INS GRP
%50.31%9.7168,723 66,853 57.62 57.71
%
%
5 842 FARM BUREAU GRP
%59.73%9.4366,694 64,206 78.10 78.67
%
%
6 31 BERKSHIRE HATHAWAY GRP
%68.74%9.0163,702 64,043 71.84 71.93
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.88%7.1450,475 46,980 83.97 84.53
%
%
8 69 FARMERS INS GRP
%82.98%7.1050,256 49,189 59.92 59.94
%
%
9 473 AMERICAN FAMILY INS GRP
%85.76%2.7819,645 18,259 75.70 75.83
%
%
10 3548 TRAVELERS GRP
%88.18%2.4317,164 15,623 79.39 79.51
%
%
**STAT E TOTAL**
%100.00%100.00707,395 675,353 71.21 71.46
%
%
1 176 STATE FARM GRP
%32.69%32.691,558,170 1,489,945Illinois 79.09 79.19
%
%
2 8 ALLSTATE INS GRP
%44.82%12.13578,418 549,618 65.09 65.31
%
%
3 155 PROGRESSIVE GRP
%54.92%10.10481,271 447,966 71.12 71.35
%
%
4 50 COUNTRY INS & FIN SERV GRP
%61.59%6.67318,104 307,426 70.35 70.35
%
%
5 31 BERKSHIRE HATHAWAY GRP
%67.83%6.24297,568 293,680 81.53 81.58
%
%
6 473 AMERICAN FAMILY INS GRP
%71.56%3.72177,517 164,187 76.37 76.45
%
%
7 69 FARMERS INS GRP
%75.25%3.69175,937 180,364 60.34 60.47
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.33%3.08146,762 135,330 78.10 78.54
%
%
9 111 LIBERTY MUT GRP
%81.11%2.78132,562 138,029 72.56 72.89
%
%
10 3548 TRAVELERS GRP
%82.89%1.7985,288 79,302 82.04 82.27
%
%
**STAT E TOTAL**
%100.00%100.004,766,989 4,543,644 74.48 74.74
%
%
1 176 STATE FARM GRP
%24.04%24.04578,834 542,222Indiana 78.15 78.20
%
%
2 155 PROGRESSIVE GRP
%39.04%15.00361,248 340,955 74.99 75.11
%
%
3 8 ALLSTATE INS GRP
%47.89%8.85213,138 204,937 70.36 70.49
%
%
4 542 INDIANA FARM BUREAU GRP
%55.87%7.98192,244 179,795 72.56 72.58
%
%
5 31 BERKSHIRE HATHAWAY GRP
%61.59%5.72137,776 136,464 80.60 80.65
%
%
6 213 ERIE INS GRP
%66.55%4.96119,395 106,659 88.28 88.56
%
%
7 111 LIBERTY MUT GRP
%71.38%4.83116,207 113,542 60.91 61.11
%
%
8 473 AMERICAN FAMILY INS GRP
%75.07%3.6988,820 83,872 72.42 72.35
%
%
9 280 AUTO OWNERS GRP
%78.31%3.2478,005 70,290 68.38 69.22
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.47%3.1776,302 71,735 88.25 88.78
%
%
**STAT E TOTAL**
%100.00%100.002,408,069 2,274,508 74.71 74.92
%
%
1 176 STATE FARM GRP
%21.34%21.34286,843 273,913Iowa 75.81 75.82
%
%
2 155 PROGRESSIVE GRP
%41.86%20.52275,865 259,354 69.55 69.62
%
%
3 513 IOWA FARM BUREAU GRP
%49.98%8.11109,043 98,095 83.03 83.04
%
%
4 140 NATIONWIDE CORP GRP
%55.57%5.5975,146 75,432 73.01 73.03
%
%
5 473 AMERICAN FAMILY INS GRP
%61.05%5.4973,744 68,671 74.06 74.12
%
%
6 518 GRINNELL MUT GRP
%66.07%5.0167,386 64,797 74.77 74.92
%
%
7 8 ALLSTATE INS GRP
%69.93%3.8651,918 49,375 73.80 73.83
%
%
8 280 AUTO OWNERS GRP
%73.74%3.8251,299 44,983 69.62 70.23
%
%
9 3991 IMT MUT HOLDING GRP
%77.32%3.5848,119 46,447 63.70 63.88
%
%
10 15350 WEST BEND INS CO
%80.41%3.0841,449 38,417 70.37 70.33
%
%
**STAT E TOTAL**
%100.00%100.001,344,156 1,271,436 73.10 73.22
%
%
© 2024 National Association of Insurance Commissioners
391
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%20.98%20.98265,220 253,232Kansas 67.12 67.13
%
%
2 155 PROGRESSIVE GRP
%35.33%14.36181,543 170,836 67.26 67.33
%
%
3 473 AMERICAN FAMILY INS GRP
%45.98%10.64134,552 126,593 73.57 73.58
%
%
4 513 IOWA FARM BUREAU GRP
%54.20%8.22103,928 95,340 85.82 85.80
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.78%6.5983,302 79,314 76.47 76.96
%
%
6 8 ALLSTATE INS GRP
%66.25%5.4769,135 68,095 62.07 62.11
%
%
7 31 BERKSHIRE HATHAWAY GRP
%71.40%5.1565,068 67,093 64.81 64.82
%
%
8 69 FARMERS INS GRP
%76.15%4.7560,106 61,583 55.19 55.23
%
%
9 3548 TRAVELERS GRP
%80.24%4.0951,747 48,801 66.62 66.77
%
%
10 123 SHELTER INS GRP
%83.71%3.4743,854 41,988 71.42 71.51
%
%
**STAT E TOTAL**
%100.00%100.001,264,403 1,211,711 68.75 68.87
%
%
1 176 STATE FARM GRP
%25.66%25.66384,799 360,242Kentucky 83.70 83.71
%
%
2 109 KENTUCKY FARM BUREAU GRP
%46.31%20.65309,758 292,525 90.19 90.48
%
%
3 155 PROGRESSIVE GRP
%57.93%11.62174,300 163,197 75.65 75.86
%
%
4 111 LIBERTY MUT GRP
%65.09%7.16107,368 109,472 60.15 60.44
%
%
5 8 ALLSTATE INS GRP
%71.89%6.80102,043 99,799 68.24 68.39
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.55%5.6684,897 79,368 81.81 82.32
%
%
7 31 BERKSHIRE HATHAWAY GRP
%81.85%4.3064,448 63,741 74.51 74.57
%
%
8 213 ERIE INS GRP
%85.46%3.6154,159 46,304 121.29 121.66
%
%
9 280 AUTO OWNERS GRP
%87.63%2.1732,497 29,010 84.70 85.61
%
%
10 3548 TRAVELERS GRP
%89.42%1.8026,958 26,107 65.75 65.95
%
%
**STAT E TOTAL**
%100.00%100.001,499,847 1,420,238 80.32 80.55
%
%
1 176 STATE FARM GRP
%32.70%32.70731,463 671,930Louisiana 72.15 72.04
%
%
2 155 PROGRESSIVE GRP
%53.62%20.92468,075 440,608 59.29 59.42
%
%
3 8 ALLSTATE INS GRP
%66.05%12.43278,095 273,080 54.40 54.58
%
%
4 31 BERKSHIRE HATHAWAY GRP
%76.01%9.96222,895 216,837 66.69 66.84
%
%
5 483 SOUTHERN FARM BUREAU CAS GRP
%82.31%6.30140,915 131,243 80.85 81.60
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.11%5.80129,801 118,461 81.08 81.60
%
%
7 10685 GOAUTO INS CO
%90.59%2.4855,495 52,043 55.87 56.09
%
%
8 111 LIBERTY MUT GRP
%92.46%1.8741,743 42,320 65.52 65.71
%
%
9 123 SHELTER INS GRP
%93.92%1.4632,721 31,648 68.23 68.45
%
%
10 257 SAFEWAY INS GRP
%94.80%0.8819,747 19,000 70.72 71.44
%
%
**STAT E TOTAL**
%100.00%100.002,237,185 2,113,376 66.56 66.71
%
%
1 155 PROGRESSIVE GRP
%16.46%16.4683,508 77,248Maine 82.35 82.54
%
%
2 176 STATE FARM GRP
%32.65%16.1982,168 77,229 79.44 79.52
%
%
3 31 BERKSHIRE HATHAWAY GRP
%43.58%10.9355,451 55,956 62.14 62.21
%
%
4 111 LIBERTY MUT GRP
%52.40%8.8244,743 43,468 65.93 66.14
%
%
5 8 ALLSTATE INS GRP
%59.58%7.1836,453 35,526 61.26 61.68
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.52%5.9330,108 28,920 84.48 85.00
%
%
7 69 FARMERS INS GRP
%69.60%4.0920,728 20,779 62.06 62.15
%
%
8 280 AUTO OWNERS GRP
%73.63%4.0220,415 17,894 91.57 93.40
%
%
9 88 THE HANOVER INS GRP
%77.01%3.3917,199 15,855 64.85 64.88
%
%
10 3548 TRAVELERS GRP
%80.36%3.3516,984 16,091 76.32 76.38
%
%
**STAT E TOTAL**
%100.00%100.00507,400 484,587 72.77 73.05
%
%
© 2024 National Association of Insurance Commissioners
392
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%22.97%22.97627,692 610,969Maryland 78.35 78.41
%
%
2 176 STATE FARM GRP
%42.12%19.15523,100 494,907 78.26 78.39
%
%
3 8 ALLSTATE INS GRP
%54.11%11.99327,502 329,033 60.98 61.04
%
%
4 155 PROGRESSIVE GRP
%63.90%9.79267,574 250,864 81.21 81.43
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.68%9.77267,036 244,096 81.63 82.13
%
%
6 213 ERIE INS GRP
%81.75%8.07220,471 200,448 94.78 95.03
%
%
7 140 NATIONWIDE CORP GRP
%85.78%4.03110,141 108,918 70.82 70.95
%
%
8 111 LIBERTY MUT GRP
%89.34%3.5697,287 100,434 58.96 59.34
%
%
9 3548 TRAVELERS GRP
%91.98%2.6472,096 65,235 76.89 77.16
%
%
10 35173 AGENCY INS CO OF MD INC
%93.04%1.0629,055 24,631 73.62 73.89
%
%
**STAT E TOTAL**
%100.00%100.002,732,073 2,603,929 76.87 77.07
%
%
1 411 MAPFRE INS GRP
%18.97%18.97577,700 545,146Massachusetts 62.63 63.13
%
%
2 31 BERKSHIRE HATHAWAY GRP
%33.24%14.27434,644 410,255 84.90 85.07
%
%
3 111 LIBERTY MUT GRP
%42.07%8.83268,904 275,047 47.95 48.43
%
%
4 188 SAFETY GRP
%49.94%7.87239,744 210,625 81.67 82.23
%
%
5 586 ARBELLA INS GRP
%57.56%7.62231,994 219,825 68.43 69.94
%
%
6 415 PLYMOUTH ROCK INS GRP
%65.14%7.58230,792 205,598 68.87 69.36
%
%
7 155 PROGRESSIVE GRP
%71.68%6.53199,009 179,541 82.64 82.89
%
%
8 3548 TRAVELERS GRP
%76.21%4.54138,147 119,255 72.86 72.96
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.36%4.15126,407 112,094 75.45 75.91
%
%
10 69 FARMERS INS GRP
%83.68%3.32101,139 94,707 65.93 66.07
%
%
**STAT E TOTAL**
%100.00%100.003,045,333 2,822,669 70.27 70.76
%
%
1 176 STATE FARM GRP
%18.83%18.83900,127 849,131Michigan 86.87 86.94
%
%
2 155 PROGRESSIVE GRP
%37.50%18.68892,912 843,656 87.43 87.65
%
%
3 55 AUTOMOBILE CLUB MI GRP
%50.85%13.34637,878 609,068 82.72 82.85
%
%
4 280 AUTO OWNERS GRP
%63.50%12.66605,052 551,275 78.69 79.32
%
%
5 88 THE HANOVER INS GRP
%70.71%7.20344,420 326,499 77.34 77.40
%
%
6 8 ALLSTATE INS GRP
%76.43%5.73273,752 273,721 67.48 67.68
%
%
7 67 MICHIGAN FARM BUREAU GRP
%81.11%4.68223,894 209,988 91.78 91.91
%
%
8 111 LIBERTY MUT GRP
%84.96%3.85184,037 180,709 77.02 77.39
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.17%3.20153,142 142,932 84.06 84.56
%
%
10 69 FARMERS INS GRP
%90.30%2.14102,086 93,236 66.12 66.25
%
%
**STAT E TOTAL**
%100.00%100.004,780,929 4,509,278 82.33 82.62
%
%
1 176 STATE FARM GRP
%25.14%25.14643,311 600,644Minnesota 81.42 81.48
%
%
2 155 PROGRESSIVE GRP
%43.47%18.34469,292 447,454 81.19 81.25
%
%
3 473 AMERICAN FAMILY INS GRP
%53.69%10.22261,634 244,801 76.53 76.54
%
%
4 69 FARMERS INS GRP
%58.97%5.27134,936 131,101 65.62 65.68
%
%
5 280 AUTO OWNERS GRP
%63.85%4.88124,907 111,205 75.21 75.91
%
%
6 8 ALLSTATE INS GRP
%68.25%4.40112,608 108,442 67.11 67.12
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.57%4.33110,747 102,981 83.52 84.00
%
%
8 111 LIBERTY MUT GRP
%76.65%4.07104,254 99,953 75.94 76.23
%
%
9 31 BERKSHIRE HATHAWAY GRP
%80.37%3.7295,234 92,240 89.13 89.19
%
%
10 3548 TRAVELERS GRP
%82.72%2.3560,184 56,106 80.93 81.11
%
%
**STAT E TOTAL**
%100.00%100.002,559,350 2,407,114 79.11 79.31
%
%
© 2024 National Association of Insurance Commissioners
393
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%27.21%27.21326,594 313,180Mississippi 75.09 75.15
%
%
2 155 PROGRESSIVE GRP
%41.99%14.78177,446 167,006 81.90 82.11
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%53.62%11.63139,658 130,257 83.52 83.83
%
%
4 8 ALLSTATE INS GRP
%63.04%9.42113,066 110,259 60.33 60.62
%
%
5 111 LIBERTY MUT GRP
%69.22%6.1974,259 75,643 65.41 65.64
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.19%5.9771,675 67,268 85.76 86.34
%
%
7 31 BERKSHIRE HATHAWAY GRP
%81.12%5.9371,192 71,461 64.37 64.45
%
%
85ALFA INS GRP
%85.08%3.9547,473 44,643 89.19 89.22
%
%
9 123 SHELTER INS GRP
%88.39%3.3139,735 37,750 74.05 74.44
%
%
10 140 NATIONWIDE CORP GRP
%91.24%2.8534,191 34,573 79.15 79.23
%
%
**STAT E TOTAL**
%100.00%100.001,200,486 1,154,101 75.32 75.53
%
%
1 176 STATE FARM GRP
%24.95%24.95658,511 617,545Missouri 76.65 76.58
%
%
2 155 PROGRESSIVE GRP
%40.22%15.27403,022 366,194 72.82 72.95
%
%
3 473 AMERICAN FAMILY INS GRP
%50.29%10.07265,751 249,251 73.66 73.67
%
%
4 123 SHELTER INS GRP
%56.72%6.43169,621 161,076 75.54 75.80
%
%
5 8 ALLSTATE INS GRP
%62.09%5.37141,735 131,184 68.42 68.67
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.39%5.30139,958 131,859 79.91 80.38
%
%
7 31 BERKSHIRE HATHAWAY GRP
%72.30%4.90129,439 133,031 71.29 71.28
%
%
8 111 LIBERTY MUT GRP
%76.89%4.59121,075 126,284 65.15 65.44
%
%
9 69 FARMERS INS GRP
%80.83%3.95104,143 106,328 58.21 58.34
%
%
10 514 MISSOURI FARM BUREAU GRP
%84.35%3.5292,810 87,509 90.60 90.84
%
%
**STAT E TOTAL**
%100.00%100.002,639,116 2,501,663 74.33 74.45
%
%
1 176 STATE FARM GRP
%23.79%23.79133,686 127,264Montana 66.18 66.18
%
%
2 155 PROGRESSIVE GRP
%41.98%18.19102,228 95,771 63.99 64.08
%
%
3 111 LIBERTY MUT GRP
%52.18%10.2057,302 56,141 45.19 45.14
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%61.46%9.2852,171 48,699 77.66 78.16
%
%
5 69 FARMERS INS GRP
%67.65%6.1934,767 34,935 60.58 60.76
%
%
6 31 BERKSHIRE HATHAWAY GRP
%73.57%5.9233,277 33,051 59.22 59.32
%
%
7 8 ALLSTATE INS GRP
%79.47%5.9033,156 32,143 39.39 38.98
%
%
8 4683 MOUNTAIN WEST FARM GRP
%84.34%4.8727,373 25,446 61.04 61.14
%
%
9 3548 TRAVELERS GRP
%88.65%4.3124,239 23,379 67.71 67.85
%
%
10 91 HARTFORD FIRE & CAS GRP
%90.02%1.377,690 7,364 60.47 60.64
%
%
**STAT E TOTAL**
%100.00%100.00561,957 538,750 61.72 61.82
%
%
1 176 STATE FARM GRP
%21.39%21.39188,289 180,254Nebraska 71.09 71.10
%
%
2 155 PROGRESSIVE GRP
%36.32%14.93131,436 124,632 65.87 65.87
%
%
3 13889 FARMERS MUT INS CO OF NE
%47.40%11.0897,588 94,938 67.49 67.52
%
%
4 513 IOWA FARM BUREAU GRP
%54.54%7.1462,884 57,030 77.11 77.12
%
%
5 473 AMERICAN FAMILY INS GRP
%61.49%6.9561,176 57,160 66.40 66.46
%
%
6 8 ALLSTATE INS GRP
%67.83%6.3455,799 51,646 63.66 63.63
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.83%5.0043,994 41,528 80.10 80.61
%
%
8 140 NATIONWIDE CORP GRP
%77.65%4.8342,485 43,699 69.25 69.30
%
%
9 31 BERKSHIRE HATHAWAY GRP
%81.99%4.3338,161 39,039 56.30 56.26
%
%
10 280 AUTO OWNERS GRP
%84.48%2.4921,914 19,229 61.91 62.46
%
%
**STAT E TOTAL**
%100.00%100.00880,375 838,871 67.83 67.91
%
%
© 2024 National Association of Insurance Commissioners
394
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%19.00%19.00201,472 188,828Nevada 98.28 98.29
%
%
2 31 BERKSHIRE HATHAWAY GRP
%35.11%16.11170,804 166,119 106.69 106.82
%
%
3 155 PROGRESSIVE GRP
%50.93%15.82167,768 156,505 78.28 78.61
%
%
4 8 ALLSTATE INS GRP
%62.22%11.29119,669 116,700 89.92 90.30
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.17%6.9573,736 69,580 89.80 90.36
%
%
6 69 FARMERS INS GRP
%74.73%5.5558,899 57,638 81.00 81.03
%
%
7 1278 CSAA INS GRP
%79.38%4.6649,361 44,051 83.21 83.43
%
%
8 111 LIBERTY MUT GRP
%82.52%3.1433,320 31,988 64.63 65.02
%
%
9 473 AMERICAN FAMILY INS GRP
%85.42%2.8930,677 27,909 86.49 86.73
%
%
10 3548 TRAVELERS GRP
%87.96%2.5426,914 25,048 81.64 81.77
%
%
**STAT E TOTAL**
%100.00%100.001,060,333 1,005,333 89.06 89.34
%
%
1 155 PROGRESSIVE GRP
%16.19%16.1993,554 88,956New Hampshire 72.31 72.46
%
%
2 176 STATE FARM GRP
%31.28%15.1087,244 80,790 81.16 81.17
%
%
3 31 BERKSHIRE HATHAWAY GRP
%42.86%11.5866,934 67,083 66.23 66.26
%
%
4 111 LIBERTY MUT GRP
%52.41%9.5555,192 54,018 54.84 55.03
%
%
5 8 ALLSTATE INS GRP
%61.15%8.7450,497 50,212 50.97 50.99
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.59%6.4437,214 34,605 84.08 84.59
%
%
7 28 AMICA MUT GRP
%70.61%3.0217,461 16,536 63.35 64.35
%
%
8 280 AUTO OWNERS GRP
%73.63%3.0217,454 16,522 68.01 69.39
%
%
9 69 FARMERS INS GRP
%76.63%3.0017,347 17,577 53.17 53.24
%
%
10 3548 TRAVELERS GRP
%79.56%2.9316,913 15,420 75.61 75.69
%
%
**STAT E TOTAL**
%100.00%100.00577,949 553,736 67.71 67.96
%
%
1 31 BERKSHIRE HATHAWAY GRP
%22.48%22.48747,100 726,290New Jersey 86.96 87.09
%
%
2 708 NEW JERSEY MANUFACTURERS GRP
%35.76%13.27440,978 399,656 68.66 69.00
%
%
3 155 PROGRESSIVE GRP
%48.91%13.15436,977 412,642 78.10 78.32
%
%
4 8 ALLSTATE INS GRP
%60.29%11.38378,192 370,850 70.77 70.86
%
%
5 176 STATE FARM GRP
%68.88%8.59285,353 270,855 94.50 94.60
%
%
6 1227 PALISADES GRP
%76.26%7.39245,462 226,924 70.85 71.22
%
%
7 111 LIBERTY MUT GRP
%81.50%5.23173,858 173,408 62.97 63.34
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.34%4.84160,928 150,325 81.34 81.84
%
%
9 3548 TRAVELERS GRP
%90.33%3.99132,514 121,804 68.36 68.70
%
%
10 69 FARMERS INS GRP
%92.85%2.5283,707 81,564 72.97 73.09
%
%
**STAT E TOTAL**
%100.00%100.003,322,772 3,154,061 77.42 77.66
%
%
1 176 STATE FARM GRP
%25.69%25.69211,518 197,026New Mexico 79.26 79.18
%
%
2 155 PROGRESSIVE GRP
%43.87%18.18149,672 143,875 78.63 78.81
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%54.05%10.1783,747 78,988 82.05 82.51
%
%
4 31 BERKSHIRE HATHAWAY GRP
%64.21%10.1783,700 83,694 83.59 83.73
%
%
5 8 ALLSTATE INS GRP
%72.48%8.2768,049 67,159 63.34 63.49
%
%
6 69 FARMERS INS GRP
%80.73%8.2567,944 65,929 59.68 59.85
%
%
7 111 LIBERTY MUT GRP
%84.71%3.9732,695 31,887 54.46 54.77
%
%
8 513 IOWA FARM BUREAU GRP
%87.01%2.3118,993 16,986 81.31 81.36
%
%
9 1318 AUTO CLUB ENTERPRISES INS GRP
%89.16%2.1517,671 17,100 63.96 64.34
%
%
10 169 SENTRY INS GRP
%91.08%1.9315,851 15,684 70.57 70.67
%
%
**STAT E TOTAL**
%100.00%100.00823,238 788,894 73.96 74.23
%
%
© 2024 National Association of Insurance Commissioners
395
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%28.06%28.061,791,308 1,732,174New York 74.76 74.82
%
%
2 8 ALLSTATE INS GRP
%42.75%14.69937,633 916,333 73.39 73.54
%
%
3 176 STATE FARM GRP
%57.25%14.50925,612 870,801 99.31 99.43
%
%
4 155 PROGRESSIVE GRP
%66.88%9.63614,821 583,009 78.62 78.67
%
%
5 111 LIBERTY MUT GRP
%72.53%5.66361,230 355,383 68.89 69.36
%
%
6 3548 TRAVELERS GRP
%77.32%4.79305,527 283,693 70.85 71.13
%
%
7 2518 NYCM INS GRP
%81.25%3.93250,740 223,732 65.98 65.98
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%84.73%3.48222,396 216,483 87.09 87.63
%
%
9 69 FARMERS INS GRP
%87.24%2.51160,427 150,480 71.84 71.94
%
%
10 140 NATIONWIDE CORP GRP
%88.83%1.59101,542 102,531 91.64 91.85
%
%
**STAT E TOTAL**
%100.00%100.006,384,039 6,091,013 78.21 78.44
%
%
1 8 ALLSTATE INS GRP
%18.41%18.41814,895 753,113North Carolina 56.88 57.47
%
%
2 176 STATE FARM GRP
%33.17%14.77653,689 623,800 74.22 74.23
%
%
3 31 BERKSHIRE HATHAWAY GRP
%46.25%13.07578,808 569,263 67.04 67.12
%
%
4 155 PROGRESSIVE GRP
%58.30%12.05533,526 511,820 60.71 60.78
%
%
5 324 NORTH CAROLINA FARM BUREAU GRP
%67.60%9.30411,710 392,423 76.27 76.28
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.22%7.63337,681 327,288 80.56 81.07
%
%
7 140 NATIONWIDE CORP GRP
%82.44%7.22319,635 324,294 50.19 50.24
%
%
8 213 ERIE INS GRP
%86.50%4.05179,454 164,442 86.01 86.27
%
%
9 111 LIBERTY MUT GRP
%89.52%3.02133,736 134,147 38.75 38.94
%
%
10 280 AUTO OWNERS GRP
%91.32%1.8079,689 68,723 73.57 74.27
%
%
**STAT E TOTAL**
%100.00%100.004,427,188 4,234,128 65.85 66.07
%
%
1 155 PROGRESSIVE GRP
%19.93%19.9373,050 70,079North Dakota 68.89 69.05
%
%
2 176 STATE FARM GRP
%33.66%13.7350,335 47,660 66.73 66.78
%
%
3 8 ALLSTATE INS GRP
%43.93%10.2737,653 35,664 69.81 69.50
%
%
4 3500 NODAK MUT GRP
%53.52%9.5935,138 32,937 59.39 59.49
%
%
5 473 AMERICAN FAMILY INS GRP
%61.89%8.3830,707 29,498 64.53 64.59
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.24%5.3419,593 19,067 77.56 78.05
%
%
7 69 FARMERS INS GRP
%71.54%4.3015,774 15,526 57.29 57.31
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.17%3.6313,306 12,854 54.96 55.04
%
%
9 280 AUTO OWNERS GRP
%78.63%3.4612,697 11,397 68.63 69.11
%
%
10 518 GRINNELL MUT GRP
%82.02%3.3812,397 12,017 71.00 71.14
%
%
**STAT E TOTAL**
%100.00%100.00366,573 350,014 66.05 66.15
%
%
1 176 STATE FARM GRP
%21.93%21.93903,056 837,617Ohio 82.92 82.94
%
%
2 155 PROGRESSIVE GRP
%38.08%16.15664,915 634,227 70.31 70.45
%
%
3 8 ALLSTATE INS GRP
%49.33%11.25463,102 453,577 60.06 60.11
%
%
4 31 BERKSHIRE HATHAWAY GRP
%56.05%6.72276,631 274,934 86.17 86.36
%
%
5 267 GRANGE MUT CAS GRP
%60.91%4.86200,281 191,822 61.85 61.92
%
%
6 111 LIBERTY MUT GRP
%65.67%4.76195,937 199,785 63.73 64.03
%
%
7 213 ERIE INS GRP
%70.34%4.67192,336 172,570 100.30 100.57
%
%
8 140 NATIONWIDE CORP GRP
%74.80%4.46183,659 178,753 76.32 76.41
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.73%3.92161,604 148,088 82.25 82.78
%
%
10 473 AMERICAN FAMILY INS GRP
%81.05%2.3395,795 89,752 74.56 74.03
%
%
**STAT E TOTAL**
%100.00%100.004,117,370 3,902,130 74.42 74.63
%
%
© 2024 National Association of Insurance Commissioners
396
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%26.74%26.74471,185 449,244Oklahoma 82.47 82.58
%
%
2 155 PROGRESSIVE GRP
%42.01%15.27268,994 253,740 75.73 76.00
%
%
3 8 ALLSTATE INS GRP
%50.84%8.83155,639 150,378 72.44 72.65
%
%
4 69 FARMERS INS GRP
%59.47%8.63152,059 157,047 72.39 72.48
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.10%6.63116,772 109,298 104.14 105.31
%
%
6 31 BERKSHIRE HATHAWAY GRP
%72.13%6.04106,358 107,541 85.78 85.95
%
%
7 111 LIBERTY MUT GRP
%76.57%4.4378,118 80,954 57.51 57.76
%
%
8 220 OKLAHOMA FARM BUREAU GRP
%80.53%3.9669,783 66,313 74.23 74.45
%
%
9 123 SHELTER INS GRP
%84.34%3.8167,112 64,027 71.41 71.35
%
%
10 1321 AMERICAN FARMERS & RANCHERS GRP
%87.09%2.7548,541 44,402 78.63 79.19
%
%
**STAT E TOTAL**
%100.00%100.001,761,994 1,697,567 78.56 78.85
%
%
1 176 STATE FARM GRP
%23.29%23.29344,511 316,110Oregon 83.73 83.74
%
%
2 155 PROGRESSIVE GRP
%39.08%15.78233,459 217,416 72.45 72.59
%
%
3 31 BERKSHIRE HATHAWAY GRP
%48.43%9.35138,360 136,784 84.27 84.34
%
%
4 8 ALLSTATE INS GRP
%57.11%8.68128,407 124,399 57.60 57.71
%
%
5 111 LIBERTY MUT GRP
%64.79%7.68113,563 103,555 61.85 62.18
%
%
6 69 FARMERS INS GRP
%72.42%7.63112,866 109,090 56.40 56.45
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.62%7.20106,436 99,098 83.44 83.96
%
%
8 50 COUNTRY INS & FIN SERV GRP
%83.37%3.7555,495 52,508 70.60 70.60
%
%
9 473 AMERICAN FAMILY INS GRP
%86.28%2.9143,081 39,067 77.85 78.06
%
%
10 785 MARKEL CORP GRP
%88.85%2.5738,028 36,339 63.18 67.47
%
%
**STAT E TOTAL**
%100.00%100.001,479,046 1,394,078 73.44 73.72
%
%
1 176 STATE FARM GRP
%21.76%21.761,207,696 1,136,279Pennsylvania 78.48 78.51
%
%
2 213 ERIE INS GRP
%36.24%14.48803,615 743,903 85.77 86.00
%
%
3 155 PROGRESSIVE GRP
%48.53%12.28681,696 654,267 71.48 71.60
%
%
4 8 ALLSTATE INS GRP
%59.26%10.73595,547 567,246 63.43 63.52
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.89%6.63367,775 365,847 73.20 73.24
%
%
6 140 NATIONWIDE CORP GRP
%71.65%5.77319,953 308,892 77.31 77.43
%
%
7 111 LIBERTY MUT GRP
%77.18%5.53306,679 303,447 60.26 60.63
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.67%4.49249,151 233,606 73.38 73.84
%
%
9 3548 TRAVELERS GRP
%84.96%3.29182,798 167,919 66.05 66.19
%
%
10 69 FARMERS INS GRP
%87.23%2.26125,553 120,532 61.34 61.45
%
%
**STAT E TOTAL**
%100.00%100.005,549,252 5,252,156 73.67 73.86
%
%
1 155 PROGRESSIVE GRP
%25.39%25.39106,649 99,503Rhode Island 85.94 86.13
%
%
2 31 BERKSHIRE HATHAWAY GRP
%39.37%13.9958,747 57,624 74.42 74.49
%
%
3 28 AMICA MUT GRP
%50.31%10.9445,945 43,293 76.81 78.39
%
%
4 8 ALLSTATE INS GRP
%60.53%10.2242,938 41,947 66.32 66.36
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.68%8.1534,235 32,179 85.90 86.42
%
%
6 111 LIBERTY MUT GRP
%76.04%7.3530,877 31,653 58.43 58.71
%
%
7 69 FARMERS INS GRP
%79.86%3.8216,060 15,867 65.54 65.63
%
%
8 411 MAPFRE INS GRP
%83.27%3.4114,335 13,777 63.62 64.45
%
%
9 1318 AUTO CLUB ENTERPRISES INS GRP
%86.60%3.3313,990 12,987 61.87 62.02
%
%
10 140 NATIONWIDE CORP GRP
%89.63%3.0312,734 12,853 85.22 85.30
%
%
**STAT E TOTAL**
%100.00%100.00420,055 404,532 74.45 74.81
%
%
© 2024 National Association of Insurance Commissioners
397
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%25.93%25.93567,355 539,743South Carolina 77.34 77.44
%
%
2 155 PROGRESSIVE GRP
%43.77%17.84390,448 369,449 73.87 74.08
%
%
3 8 ALLSTATE INS GRP
%56.62%12.85281,128 278,085 59.43 59.63
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.72%11.09242,767 226,278 84.56 85.10
%
%
5 31 BERKSHIRE HATHAWAY GRP
%77.77%10.05219,923 222,932 64.19 64.30
%
%
6 3548 TRAVELERS GRP
%81.68%3.9285,671 85,906 72.92 73.08
%
%
7 111 LIBERTY MUT GRP
%85.02%3.3372,959 79,169 53.99 54.20
%
%
8 140 NATIONWIDE CORP GRP
%88.06%3.0466,566 66,264 80.25 80.34
%
%
9 280 AUTO OWNERS GRP
%90.54%2.4854,286 48,017 71.36 72.55
%
%
10 483 SOUTHERN FARM BUREAU CAS GRP
%92.61%2.0745,209 44,536 79.74 79.83
%
%
**STAT E TOTAL**
%100.00%100.002,188,104 2,113,704 71.62 71.86
%
%
1 176 STATE FARM GRP
%20.18%20.1898,253 92,723South Dakota 70.84 71.06
%
%
2 155 PROGRESSIVE GRP
%37.25%17.0883,164 77,799 58.29 58.33
%
%
3 473 AMERICAN FAMILY INS GRP
%46.76%9.5146,307 43,396 64.87 64.88
%
%
4 13889 FARMERS MUT INS CO OF NE
%52.51%5.7427,974 26,896 63.95 64.02
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%57.55%5.0424,549 23,552 73.61 74.08
%
%
6 69 FARMERS INS GRP
%61.48%3.9419,179 19,139 61.13 61.22
%
%
7 31 BERKSHIRE HATHAWAY GRP
%65.42%3.9319,155 19,060 64.79 64.91
%
%
8 698 NORTH STAR CO GRP
%69.19%3.7718,359 16,999 56.21 56.46
%
%
9 140 NATIONWIDE CORP GRP
%72.95%3.7718,339 17,660 72.29 72.37
%
%
10 513 IOWA FARM BUREAU GRP
%76.25%3.2916,039 14,076 70.23 70.18
%
%
**STAT E TOTAL**
%100.00%100.00486,996 461,647 64.34 64.52
%
%
1 176 STATE FARM GRP
%23.04%23.04673,267 641,610Tennessee 73.91 73.94
%
%
2 694 TENNESSEE FARMERS GRP
%40.32%17.28504,853 481,554 79.06 81.19
%
%
3 155 PROGRESSIVE GRP
%52.00%11.68341,451 319,837 75.00 75.17
%
%
4 8 ALLSTATE INS GRP
%60.87%8.87259,208 241,830 61.85 62.06
%
%
5 31 BERKSHIRE HATHAWAY GRP
%69.16%8.29242,119 242,268 69.69 69.76
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%75.38%6.22181,851 171,909 83.76 84.24
%
%
7 111 LIBERTY MUT GRP
%79.26%3.88113,407 115,383 69.33 69.62
%
%
8 213 ERIE INS GRP
%82.47%3.2193,799 83,118 90.44 90.77
%
%
9 69 FARMERS INS GRP
%84.71%2.2465,436 63,752 68.57 68.67
%
%
10 3548 TRAVELERS GRP
%86.62%1.9155,749 52,141 69.01 69.27
%
%
**STAT E TOTAL**
%100.00%100.002,922,142 2,777,450 73.82 74.33
%
%
1 176 STATE FARM GRP
%18.56%18.562,691,302 2,497,878Texa s 82.14 82.20
%
%
2 155 PROGRESSIVE GRP
%36.40%17.842,587,143 2,413,840 69.39 69.55
%
%
3 8 ALLSTATE INS GRP
%47.37%10.971,590,590 1,589,543 59.11 59.15
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%56.93%9.551,385,177 1,292,345 80.95 81.39
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.93%9.011,305,962 1,311,142 79.11 79.22
%
%
6 69 FARMERS INS GRP
%72.81%6.87996,416 971,515 63.43 63.66
%
%
7 111 LIBERTY MUT GRP
%77.39%4.58664,757 615,751 62.98 63.33
%
%
8 809 TEXAS FARM BUREAU MUT GRP
%81.58%4.19608,171 571,771 79.06 79.11
%
%
9 29246 CONSUMERS CNTY MUT INS CO
%84.00%2.42350,376 321,348 81.27 81.28
%
%
10 1318 AUTO CLUB ENTERPRISES INS GRP
%85.82%1.82263,683 231,273 78.70 78.98
%
%
**STAT E TOTAL**
%100.00%100.0014,499,749 13,795,807 72.45 72.74
%
%
© 2024 National Association of Insurance Commissioners
398
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%16.66%16.66195,781 184,284Utah 79.65 79.66
%
%
2 155 PROGRESSIVE GRP
%28.74%12.08142,044 127,957 73.64 73.80
%
%
3 8 ALLSTATE INS GRP
%40.33%11.59136,246 132,570 65.97 65.98
%
%
4 31 BERKSHIRE HATHAWAY GRP
%48.05%7.7290,702 90,592 74.83 74.89
%
%
5 69 FARMERS INS GRP
%55.63%7.5889,144 89,135 56.46 56.49
%
%
6 13471 BEAR RIVER MUT INS CO
%63.09%7.4687,713 71,282 73.35 73.35
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%70.44%7.3486,295 81,004 74.54 75.02
%
%
8 111 LIBERTY MUT GRP
%75.28%4.8556,995 57,761 61.94 62.19
%
%
9 473 AMERICAN FAMILY INS GRP
%79.62%4.3451,020 46,154 75.44 75.61
%
%
10 280 AUTO OWNERS GRP
%83.14%3.5241,339 36,816 74.54 75.06
%
%
**STAT E TOTAL**
%100.00%100.001,175,440 1,115,678 71.69 71.90
%
%
1 155 PROGRESSIVE GRP
%20.39%20.3953,405 50,358Vermont 75.24 75.35
%
%
2 31 BERKSHIRE HATHAWAY GRP
%35.02%14.6338,323 37,140 75.16 75.26
%
%
3 176 STATE FARM GRP
%44.84%9.8225,736 23,815 77.10 77.13
%
%
4 111 LIBERTY MUT GRP
%53.17%8.3321,811 20,512 57.16 57.64
%
%
5 8 ALLSTATE INS GRP
%59.71%6.5417,142 16,473 49.57 49.39
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.26%5.5514,540 14,164 83.73 84.25
%
%
7 280 AUTO OWNERS GRP
%70.07%4.8112,597 11,801 71.91 73.07
%
%
8 234 VERMONT MUT GRP
%74.19%4.1210,784 10,067 71.71 71.73
%
%
9 18686 CO OPERATIVE INS COS
%77.79%3.609,439 8,803 98.47 102.05
%
%
10 3548 TRAVELERS GRP
%80.83%3.047,962 7,545 69.53 69.61
%
%
**STAT E TOTAL**
%100.00%100.00261,951 249,542 73.10 73.49
%
%
1 176 STATE FARM GRP
%17.63%17.63607,383 570,894Virginia 75.21 75.25
%
%
2 31 BERKSHIRE HATHAWAY GRP
%33.77%16.13555,797 555,969 69.51 69.60
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%49.25%15.48533,235 497,187 70.27 70.70
%
%
4 8 ALLSTATE INS GRP
%61.71%12.47429,391 412,250 54.05 54.36
%
%
5 155 PROGRESSIVE GRP
%73.40%11.69402,682 379,859 70.14 70.26
%
%
6 213 ERIE INS GRP
%78.08%4.67161,031 143,634 88.12 88.38
%
%
7 140 NATIONWIDE CORP GRP
%82.54%4.47153,897 153,968 69.49 69.58
%
%
8 111 LIBERTY MUT GRP
%84.94%2.4082,715 84,777 60.07 60.41
%
%
9 203 VIRGINIA FARM BUREAU GRP
%87.32%2.3781,681 75,025 73.78 74.40
%
%
10 3548 TRAVELERS GRP
%89.60%2.2978,793 75,693 70.91 71.02
%
%
**STAT E TOTAL**
%100.00%100.003,444,767 3,279,447 69.45 69.67
%
%
1 176 STATE FARM GRP
%18.11%18.11470,399 439,465Washington 101.30 101.39
%
%
2 155 PROGRESSIVE GRP
%31.26%13.14341,303 317,477 85.16 85.32
%
%
3 31 BERKSHIRE HATHAWAY GRP
%42.50%11.24291,888 272,214 101.00 101.13
%
%
4 8 ALLSTATE INS GRP
%53.40%10.90283,172 272,308 74.71 74.91
%
%
5 111 LIBERTY MUT GRP
%63.69%10.29267,199 243,141 71.63 71.91
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.26%9.57248,532 236,127 101.00 101.71
%
%
7 69 FARMERS INS GRP
%78.86%5.60145,528 137,882 78.55 78.67
%
%
8 24341 PEMCO MUT INS CO
%82.83%3.97103,152 124,845 66.45 66.22
%
%
9 473 AMERICAN FAMILY INS GRP
%86.69%3.86100,232 91,023 91.07 90.36
%
%
10 3548 TRAVELERS GRP
%88.74%2.0453,021 46,498 88.16 88.28
%
%
**STAT E TOTAL**
%100.00%100.002,596,961 2,460,529 86.32 86.60
%
%
© 2024 National Association of Insurance Commissioners
399
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%32.12%32.12243,433 228,540West Virginia 74.20 74.24
%
%
2 213 ERIE INS GRP
%47.96%15.84120,083 110,862 89.50 89.83
%
%
3 155 PROGRESSIVE GRP
%56.95%8.9968,118 62,280 71.69 71.90
%
%
4 31 BERKSHIRE HATHAWAY GRP
%65.28%8.3363,109 63,539 62.57 62.60
%
%
5 8 ALLSTATE INS GRP
%73.40%8.1361,591 61,569 58.54 58.51
%
%
6 140 NATIONWIDE CORP GRP
%80.69%7.2955,220 55,156 57.56 57.67
%
%
7 111 LIBERTY MUT GRP
%86.82%6.1346,453 46,309 58.80 59.02
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%91.17%4.3532,955 31,550 83.02 83.67
%
%
9 228 WESTFIELD GRP
%93.36%2.1916,615 15,639 53.47 53.69
%
%
10 91 HARTFORD FIRE & CAS GRP
%94.76%1.4010,586 10,507 56.88 59.54
%
%
**STAT E TOTAL**
%100.00%100.00757,911 721,640 71.12 71.34
%
%
1 155 PROGRESSIVE GRP
%20.56%20.56443,156 419,813Wisconsin 71.57 71.61
%
%
2 473 AMERICAN FAMILY INS GRP
%37.55%16.99366,212 342,662 67.20 67.30
%
%
3 176 STATE FARM GRP
%54.34%16.79361,927 341,986 76.23 76.33
%
%
4 31 BERKSHIRE HATHAWAY GRP
%58.88%4.5497,898 94,026 81.28 81.32
%
%
5 8 ALLSTATE INS GRP
%63.07%4.1990,361 88,139 66.60 66.65
%
%
6 213 ERIE INS GRP
%67.01%3.9484,891 77,216 97.16 97.41
%
%
7 14184 ACUITY A MUT INS CO
%70.36%3.3572,110 63,416 69.41 69.39
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.43%3.0866,311 62,944 88.46 89.00
%
%
9 15350 WEST BEND INS CO
%76.32%2.8962,246 56,500 69.05 68.67
%
%
10 280 AUTO OWNERS GRP
%78.93%2.6156,302 49,704 78.09 78.91
%
%
**STAT E TOTAL**
%100.00%100.002,155,521 2,028,824 74.09 74.23
%
%
1 176 STATE FARM GRP
%23.87%23.8779,652 76,464Wyoming 69.04 69.04
%
%
2 155 PROGRESSIVE GRP
%40.51%16.6455,524 52,357 72.05 72.17
%
%
3 69 FARMERS INS GRP
%51.76%11.2537,543 37,748 60.76 60.76
%
%
4 4683 MOUNTAIN WEST FARM GRP
%61.50%9.7432,505 31,355 69.53 69.61
%
%
5 31 BERKSHIRE HATHAWAY GRP
%70.36%8.8629,582 29,580 61.64 61.72
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.56%8.2027,357 26,035 64.60 65.01
%
%
7 111 LIBERTY MUT GRP
%85.52%6.9623,223 23,001 50.89 50.85
%
%
8 8 ALLSTATE INS GRP
%90.72%5.2017,337 16,784 63.30 63.24
%
%
9 408 BROOKFIELD REINS LTD GRP
%92.62%1.906,349 5,761 59.16 59.19
%
%
10 140 NATIONWIDE CORP GRP
%94.42%1.805,998 5,853 82.46 82.58
%
%
**STAT E TOTAL**
%100.00%100.00333,706 323,072 65.50 65.55
%
%
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%36.48%36.4815,976 11,618Guam 151.18 152.07
%
%
2 13597 CHUNG KUO INS CO LTD
%63.71%27.2311,923 11,065 51.65 53.47
%
%
3 4672 DONGBU INS GRP
%70.14%6.442,819 2,812 27.34 32.26
%
%
4 12 AMERICAN INTL GRP
%75.56%5.412,371 8,244 117.33 121.78
%
%
5 4715 MS & AD INS GRP
%80.87%5.312,325 2,336 73.86 91.39
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%86.04%5.172,266 2,146 72.67 78.24
%
%
7 10972 FIRST NET INS CO
%91.19%5.152,254 2,184 26.03 26.43
%
%
8 18380 PACIFIC IND INS CO
%95.01%3.831,676 1,670 44.28 44.28
%
%
9 31658 ISLAND HOME INS CO
%98.24%3.221,412 1,009 29.30 29.53
%
%
10 5030 TAN HOLDINGS CORP GRP
%100.00%1.76771 559 62.42 63.38
%
%
**STAT E TOTAL**
%100.00%100.0043,793 43,642 89.00 92.09
%
%
© 2024 National Association of Insurance Commissioners
400
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.1 - Private Passenger Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%41.93%41.93213,443 206,021Puerto Rico 53.24 53.62
%
%
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%81.39%39.46200,838 197,982 58.75 58.77
%
%
3 411 MAPFRE INS GRP
%86.99%5.6028,525 28,378 39.64 40.05
%
%
4 4804 MULTINATIONAL GRP
%91.25%4.2621,684 20,531 48.83 50.10
%
%
5 536 GUIDEWELL MUT HOLDING GRP
%95.11%3.8519,605 19,517 47.70 50.83
%
%
6 16523 PREMIER INS CO
%96.92%1.819,235 5,260 65.57 65.57
%
%
7 10140 OPTIMA SEGUROS
%98.71%1.799,122 8,520 44.42 44.50
%
%
8 4706 LOCKHART CO GRP
%99.19%0.482,423 1,291 76.96 80.06
%
%
9 15646 ONE ALLIANCE INS CORP
%99.53%0.351,764 652 171.64 179.54
%
%
10 10308 ANTILLES INS CO
%99.79%0.261,307 1,149 51.60 51.66
%
%
**STAT E TOTAL**
%100.00%100.00509,008 490,381 54.46 54.85
%
%
1 4706 LOCKHART CO GRP
%32.46%32.467,173 6,724U.S. Virgin Islands 32.85 35.19
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.54%30.086,647 6,569 67.75 68.16
%
%
3 785 MARKEL CORP GRP
%81.59%19.054,210 4,639 68.88 70.63
%
%
4 15642 UNDERWRITERS AT LLOYDS LONDON
%90.42%8.831,951 2,006 N/A N/A
5 38300 SAMSUNG FIRE & MARINE INS CO LTD
%97.12%6.691,479 561 47.75 49.68
%
%
6 13598 KESWICK GUARANTY INC
%98.87%1.76388 279 40.87 40.87
%
%
7 161 TOPA EQUITIES LTD GRP
%100.00%1.13249 464 62.19 63.34
%
%
**STAT E TOTAL**
%100.00%100.0022,097 21,242 44.42 46.10
%
%
1 5030 TAN HOLDINGS CORP GRP
%43.01%43.011,090 796N. Mariana Islands 45.72 45.80
%
%
2 10972 FIRST NET INS CO
%61.08%18.07458 482 12.61 12.86
%
%
3 12 AMERICAN INTL GRP
%74.96%13.88352 590 6.29 20.26
%
%
4 4672 DONGBU INS GRP
%86.92%11.96303 326 8.96 13.18
%
%
5 18380 PACIFIC IND INS CO
%96.67%9.75247 255 21.57 21.57
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%3.3384 66 39.87 51.22
%
%
**STAT E TOTAL**
%100.00%100.002,533 2,516 22.76 26.96
%
%
1 91 HARTFORD FIRE & CAS GRP
%100.00%100.0038 33Canada 36.76 43.19
%
%
**STAT E TOTAL**
%100.00%100.0038 33 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%81.82%81.8234,226 27,061Agg. Other Alien 57.42 60.25
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%99.11%17.297,233 7,052 27.68 27.85
%
%
3 10972 FIRST NET INS CO
%99.53%0.43179 184 4.17 6.11
%
%
4 12 AMERICAN INTL GRP
%99.70%0.1668 1,313 85.54 87.28
%
%
5 18380 PACIFIC IND INS CO
%99.85%0.1666 62 75.14 75.14
%
%
6 16014 NEW HORIZON INS CO
%99.93%0.0833 32 32.94 42.37
%
%
7 5030 TAN HOLDINGS CORP GRP
%99.99%0.0626 22 3.29 3.29
%
%
8 4672 DONGBU INS GRP
%100.00%0.002 2 0.00 0.00
%
%
9 626 CHUBB LTD GRP
%100.00%0.001 1 2,184.26 4,169.71
%
%
**STAT E TOTAL**
%100.00%100.0041,833 35,727 52.36 54.66
%
%
© 2024 National Association of Insurance Commissioners
401
Total Private Passenger Auto
© 2024 National Association of Insurance Commissioners
402
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%18.21%18.2157,974,270 54,812,500 84.34 87.63
%
%
2 155 PROGRESSIVE GRP
%33.36%15.1648,255,875 45,888,459 69.15 70.83
%
%
3 31 BERKSHIRE HATHAWAY GRP
%45.60%12.2438,965,762 38,383,696 74.24 75.58
%
%
4 8 ALLSTATE INS GRP
%55.92%10.3232,848,169 31,863,542 74.76 76.84
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.15%6.2319,847,916 18,829,721 77.30 78.71
%
%
6 111 LIBERTY MUT GRP
%66.33%4.1813,312,836 13,397,700 71.25 74.61
%
%
7 69 FARMERS INS GRP
%70.49%4.1513,221,687 13,012,950 66.54 67.48
%
%
8 473 AMERICAN FAMILY INS GRP
%72.62%2.136,790,423 6,472,156 75.29 77.62
%
%
9 3548 TRAVELERS GRP
%74.68%2.076,578,946 6,224,211 70.15 73.37
%
%
10 140 NATIONWIDE CORP GRP
%76.38%1.705,413,758 5,476,445 74.52 76.61
%
%
11 1318 AUTO CLUB ENTERPRISES INS GRP
%77.90%1.524,829,408 4,418,150 78.16 79.86
%
%
12 280 AUTO OWNERS GRP
%79.24%1.334,250,283 3,844,453 82.95 88.22
%
%
13 213 ERIE INS GRP
%80.57%1.334,240,246 3,894,226 89.23 90.77
%
%
14 1278 CSAA INS GRP
%81.77%1.203,817,543 3,394,493 80.72 82.19
%
%
15 215 KEMPER CORP GRP
%82.69%0.932,950,213 3,179,248 88.06 92.15
%
%
16 660 MERCURY GEN GRP
%83.58%0.892,819,069 2,777,230 71.46 74.67
%
%
17 55 AUTOMOBILE CLUB MI GRP
%84.29%0.712,256,739 2,150,771 67.96 71.68
%
%
18 91 HARTFORD FIRE & CAS GRP
%84.96%0.672,126,385 2,060,827 80.65 84.22
%
%
19 169 SENTRY INS GRP
%85.45%0.491,561,955 1,493,411 61.84 62.71
%
%
20 411 MAPFRE INS GRP
%85.90%0.451,446,905 1,385,050 69.07 70.22
%
%
21 88 THE HANOVER INS GRP
%86.35%0.451,443,149 1,403,303 75.47 78.05
%
%
22 5 ALFA INS GRP
%86.79%0.441,387,691 1,304,874 70.63 71.96
%
%
23 28 AMICA MUT GRP
%87.22%0.431,383,042 1,325,196 75.71 79.60
%
%
24 50 COUNTRY INS & FIN SERV GRP
%87.65%0.431,369,040 1,319,947 71.50 72.45
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%88.07%0.421,338,550 1,279,120 79.62 80.69
%
%
26 123 SHELTER INS GRP
%88.49%0.421,337,225 1,278,674 76.60 78.93
%
%
27 708 NEW JERSEY MANUFACTURERS GRP
%88.90%0.411,295,927 1,189,009 77.16 83.66
%
%
28 785 MARKEL CORP GRP
%89.29%0.391,249,907 1,161,908 61.13 63.77
%
%
29 809 TEXAS FARM BUREAU MUT GRP
%89.64%0.341,089,385 1,028,420 80.72 81.56
%
%
30 3179 HOME STATE INS GRP
%89.95%0.321,004,320 927,200 76.74 77.65
%
%
31 4987 INCLINE INS GRP LLC GRP
%90.26%0.31997,841 849,868 84.23 86.77
%
%
32 694 TENNESSEE FARMERS GRP
%90.55%0.29919,012 884,097 79.73 83.17
%
%
33 626 CHUBB LTD GRP
%90.83%0.28886,275 840,854 66.23 68.79
%
%
34 324 NORTH CAROLINA FARM BUREAU GRP
%91.10%0.27844,577 808,468 73.68 74.30
%
%
35 244 CINCINNATI FIN GRP
%91.35%0.26815,206 726,647 59.61 61.69
%
%
36 29246 CONSUMERS CNTY MUT INS CO
%91.59%0.24759,684 707,048 83.06 83.26
%
%
37 1227 PALISADES GRP
%91.82%0.23740,402 705,122 71.77 75.04
%
%
38 513 IOWA FARM BUREAU GRP
%92.04%0.22700,560 643,747 86.82 89.02
%
%
39 415 PLYMOUTH ROCK INS GRP
%92.26%0.22700,491 618,822 69.27 71.33
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.48%0.22696,160 671,774 85.83 87.70
%
%
41 4991 ROOT INC GRP
%92.69%0.21673,834 564,194 65.26 67.44
%
%
42 3702 LOYA GRP
%92.91%0.21673,033 668,533 61.88 72.10
%
%
43 10683 WAWANESA GEN INS CO
%93.11%0.20638,748 600,869 90.80 92.68
%
%
44 267 GRANGE MUT CAS GRP
%93.31%0.20637,843 620,777 62.90 64.17
%
%
45 4762 ORPHEUS GRP
%93.50%0.20625,946 533,909 74.31 76.98
%
%
46 408 BROOKFIELD REINS LTD GRP
%93.69%0.19591,038 571,198 79.14 80.02
%
%
47 2518 NYCM INS GRP
%93.86%0.17551,847 490,425 67.05 68.92
%
%
48 188 SAFETY GRP
%94.03%0.17543,237 479,774 77.28 78.50
%
%
49 3098 TOKIO MARINE HOLDINGS INC GRP
%94.20%0.17537,167 517,857 69.47 68.02
%
%
50 586 ARBELLA INS GRP
%94.37%0.17533,869 497,003 70.65 72.54
%
%
51 228 WESTFIELD GRP
%94.52%0.15483,705 463,021 66.26 68.66
%
%
52 257 SAFEWAY INS GRP
%94.67%0.15463,068 455,211 69.93 71.72
%
%
53 67 MICHIGAN FARM BUREAU GRP
%94.81%0.14456,178 425,743 79.54 84.93
%
%
54 3362 FIRST ACCEPTANCE INS GRP
%94.95%0.14445,083 388,039 59.43 61.81
%
%
55 300 HORACE MANN GRP
%95.08%0.13427,886 403,557 73.99 75.46
%
%
56 4051 OCEAN HARBOR GRP
%95.21%0.13411,532 397,065 73.45 74.24
%
%
57 542 INDIANA FARM BUREAU GRP
%95.33%0.12372,310 351,517 69.63 71.56
%
%
58 35319 UNITED AUTOMOBILE INS CO
%95.44%0.11354,827 319,776 61.77 64.31
%
%
59 33 CALIFORNIA CAS MGMT GRP
%95.55%0.11339,149 317,250 74.58 76.23
%
%
60 15290 ASPIRE GEN INS CO
%95.65%0.10334,142 279,759 59.70 62.84
%
%
61 4909 ASSURANCEAMERICA CORP GRP
%95.76%0.10325,352 307,457 61.81 62.55
%
%
62 171 GERMANIA INS GRP
%95.86%0.10320,825 321,261 73.87 78.27
%
%
63 15350 WEST BEND INS CO
%95.96%0.10318,662 293,895 74.90 77.31
%
%
64 518 GRINNELL MUT GRP
%96.05%0.10313,568 303,707 76.17 76.11
%
%
65 71 UNIVERSAL INS CO GRP
%96.15%0.09291,387 282,729 54.76 55.12
%
%
© 2024 National Association of Insurance Commissioners
403
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 14184 ACUITY A MUT INS CO
%96.24%0.09289,364 249,129 77.26 79.23
%
%
67 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%96.32%0.09275,718 270,685 61.38 61.50
%
%
68 24341 PEMCO MUT INS CO
%96.41%0.09274,085 345,812 80.26 81.79
%
%
69 271 PENNSYLVANIA NATL INS GRP
%96.49%0.08261,727 242,451 74.93 76.95
%
%
70 561 GEORGIA FARM BUREAU GRP
%96.57%0.08260,024 251,550 65.83 67.81
%
%
71 250 DONEGAL GRP
%96.65%0.08254,773 247,045 69.37 71.70
%
%
72 12 AMERICAN INTL GRP
%96.73%0.08248,508 248,582 53.63 58.23
%
%
73 10685 GOAUTO INS CO
%96.81%0.08242,025 217,697 68.33 69.23
%
%
74 35173 AGENCY INS CO OF MD INC
%96.88%0.08241,657 195,509 69.22 70.11
%
%
75 13688 ELEPHANT INS CO
%96.96%0.08240,428 246,518 80.49 81.61
%
%
76 201 UTICA GRP
%97.03%0.07232,548 222,565 69.87 72.70
%
%
77 242 SELECTIVE INS GRP
%97.10%0.07227,676 202,764 92.93 94.06
%
%
78 698 NORTH STAR CO GRP
%97.17%0.07220,112 204,075 73.60 75.42
%
%
79 13889 FARMERS MUT INS CO OF NE
%97.24%0.07209,519 200,509 70.69 70.99
%
%
80 13471 BEAR RIVER MUT INS CO
%97.30%0.06204,300 181,256 70.77 71.88
%
%
81 203 VIRGINIA FARM BUREAU GRP
%97.37%0.06199,777 184,090 76.94 78.52
%
%
82 1309 FRANKENMUTH GRP
%97.43%0.06199,229 181,399 79.23 82.69
%
%
83 361 MUNICH RE GRP
%97.49%0.06195,484 188,544 53.74 55.28
%
%
84 36 CENTRAL MUT INS CO GRP
%97.55%0.06191,512 184,048 76.79 78.33
%
%
85 3500 NODAK MUT GRP
%97.61%0.06185,210 173,563 62.61 65.56
%
%
86 4727 WARRIOR INVICTUS HOLDING CO GRP
%97.66%0.06181,896 180,812 49.40 56.02
%
%
87 153 PEKIN INS GRP
%97.72%0.05170,481 167,474 98.86 99.97
%
%
88 4937 PREMIER HOLDINGS GRP
%97.77%0.05170,214 136,105 75.85 79.84
%
%
89 333 MUTUAL OF ENUMCLAW GRP
%97.83%0.05169,610 174,938 107.36 109.50
%
%
90 4718 TIPTREE FIN GRP
%97.88%0.05169,260 171,444 40.49 43.39
%
%
91 16524 CLEARCOVER INS CO
%97.93%0.05168,034 162,037 92.19 95.29
%
%
92 4256 ANCHOR INS HOLDINGS GRP
%97.98%0.05167,017 160,469 72.83 74.73
%
%
93 309 WESTERN NATL MUT GRP
%98.04%0.05164,794 152,601 56.31 59.38
%
%
94 514 MISSOURI FARM BUREAU GRP
%98.09%0.05160,565 152,425 89.40 90.98
%
%
95 18309 PIONEER STATE MUT INS CO
%98.13%0.05156,727 148,217 124.11 126.18
%
%
96 14254 FALCON INS CO
%98.18%0.05149,476 150,380 78.14 80.11
%
%
97 37028 CITIZENS UNITED RECIP EXCH
%98.23%0.05144,457 125,724 71.41 79.25
%
%
98 42749 TRADERS INS CO
%98.27%0.04142,985 136,815 68.47 69.38
%
%
99 963 OHIO MUT GRP
%98.32%0.04138,767 130,599 73.35 75.96
%
%
100 842 FARM BUREAU GRP
%98.36%0.04134,249 128,791 77.98 79.24
%
%
101 3991 IMT MUT HOLDING GRP
%98.40%0.04133,633 128,142 63.51 65.04
%
%
102 13752 AMERICAN ALLIANCE CAS CO
%98.44%0.04131,222 107,751 63.69 66.86
%
%
103 220 OKLAHOMA FARM BUREAU GRP
%98.48%0.04129,313 123,272 64.26 64.92
%
%
104 4717 PRODUCERS NATL CORP GRP
%98.52%0.04128,178 110,857 77.12 81.22
%
%
105 1275 QUINCY MUT GRP
%98.56%0.04127,836 119,504 69.10 71.48
%
%
106 96 SECURA INS GRP
%98.60%0.04122,802 118,231 87.86 90.28
%
%
107 291 ENCOVA MUT INS GRP
%98.64%0.04116,366 100,351 67.53 71.32
%
%
108 207 WESTERN RESERVE GRP
%98.67%0.04116,150 105,342 70.86 72.42
%
%
109 4787 GOODVILLE MUT GRP
%98.71%0.04112,630 106,329 73.96 77.50
%
%
110 5018 TESLA INC GRP
%98.74%0.03109,877 72,923 114.68 115.01
%
%
111 5032 LEMONADE INC GRP
%98.78%0.03107,787 107,483 96.42 102.75
%
%
112 350 GENERAL ELECTRIC GRP
%98.81%0.03105,691 104,736 71.51 74.92
%
%
113 15449 ALINSCO INS CO
%98.84%0.03104,063 102,274 70.53 72.77
%
%
114 234 VERMONT MUT GRP
%98.88%0.03103,532 95,483 69.03 69.65
%
%
115 4683 MOUNTAIN WEST FARM GRP
%98.91%0.0399,792 96,590 65.27 65.67
%
%
116 14176 HASTINGS INS CO
%98.94%0.0399,089 90,778 99.78 102.48
%
%
117 15024 PREFERRED MUT INS CO
%98.97%0.0391,062 81,017 66.28 68.53
%
%
118 5048 INDIANA FARMERS MUT GRP
%99.00%0.0390,887 85,961 71.27 73.60
%
%
119 144 NORFOLK & DEDHAM GRP
%99.02%0.0389,481 73,876 64.87 68.29
%
%
120 83 GRANGE INS GRP
%99.05%0.0382,960 81,992 63.95 64.84
%
%
121 16825 BRANCH INS EXCHANGE
%99.08%0.0381,153 90,198 110.38 110.42
%
%
122 10839 COUNTRYWIDE INS CO
%99.10%0.0380,101 73,726 77.28 93.91
%
%
123 3478 HALLMARK FIN SERV GRP
%99.13%0.0279,427 64,412 69.42 71.04
%
%
124 1321 AMERICAN FARMERS & RANCHERS GRP
%99.15%0.0279,237 72,716 85.16 87.01
%
%
125 12966 KEY INS CO
%99.17%0.0276,874 75,813 78.95 80.80
%
%
**INDUSTRY TOTAL**
%100.00%100.00318,401,536 305,137,412 75.40 77.63
%
%
© 2024 National Association of Insurance Commissioners
404
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%18.21%18.2157,974,270 54,812,500 84.43 87.73
%
%
2 155 PROGRESSIVE GRP
%33.37%15.1648,255,875 45,888,459 69.15 70.83
%
%
3 31 BERKSHIRE HATHAWAY GRP
%45.60%12.2338,920,127 38,347,614 74.24 75.57
%
%
4 8 ALLSTATE INS GRP
%55.92%10.3232,848,169 31,863,542 74.76 76.84
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.15%6.2319,836,493 18,818,504 77.31 78.72
%
%
6 111 LIBERTY MUT GRP
%66.33%4.1813,312,836 13,397,700 71.25 74.61
%
%
7 69 FARMERS INS GRP
%70.49%4.1513,221,687 13,012,950 66.54 67.48
%
%
8 473 AMERICAN FAMILY INS GRP
%72.62%2.136,790,423 6,472,156 75.29 77.62
%
%
9 3548 TRAVELERS GRP
%74.69%2.076,578,946 6,224,211 70.15 73.37
%
%
10 140 NATIONWIDE CORP GRP
%76.39%1.705,413,758 5,476,445 74.52 76.61
%
%
11 1318 AUTO CLUB ENTERPRISES INS GRP
%77.90%1.524,829,408 4,418,150 78.16 79.86
%
%
12 280 AUTO OWNERS GRP
%79.24%1.344,250,283 3,844,453 82.95 88.22
%
%
13 213 ERIE INS GRP
%80.57%1.334,240,246 3,894,226 89.23 90.77
%
%
14 1278 CSAA INS GRP
%81.77%1.203,817,543 3,394,493 80.72 82.19
%
%
15 215 KEMPER CORP GRP
%82.70%0.932,950,213 3,179,248 88.06 92.15
%
%
16 660 MERCURY GEN GRP
%83.58%0.892,819,069 2,777,230 71.46 74.67
%
%
17 55 AUTOMOBILE CLUB MI GRP
%84.29%0.712,256,739 2,150,771 67.96 71.68
%
%
18 91 HARTFORD FIRE & CAS GRP
%84.96%0.672,126,252 2,060,717 80.65 84.21
%
%
19 169 SENTRY INS GRP
%85.45%0.491,561,955 1,493,411 61.84 62.71
%
%
20 411 MAPFRE INS GRP
%85.91%0.451,446,091 1,384,254 69.08 70.22
%
%
21 88 THE HANOVER INS GRP
%86.36%0.451,443,149 1,403,303 75.47 78.05
%
%
22 5 ALFA INS GRP
%86.80%0.441,387,691 1,304,874 70.63 71.96
%
%
23 28 AMICA MUT GRP
%87.23%0.431,383,042 1,325,196 75.71 79.60
%
%
24 50 COUNTRY INS & FIN SERV GRP
%87.66%0.431,369,040 1,319,947 71.50 72.45
%
%
25 483 SOUTHERN FARM BUREAU CAS GRP
%88.08%0.421,338,550 1,279,120 79.62 80.69
%
%
26 123 SHELTER INS GRP
%88.50%0.421,337,225 1,278,674 76.60 78.93
%
%
27 708 NEW JERSEY MANUFACTURERS GRP
%88.91%0.411,295,927 1,189,009 77.16 83.66
%
%
28 785 MARKEL CORP GRP
%89.30%0.391,249,907 1,161,908 61.13 63.77
%
%
29 809 TEXAS FARM BUREAU MUT GRP
%89.64%0.341,089,385 1,028,420 80.72 81.56
%
%
30 3179 HOME STATE INS GRP
%89.96%0.321,004,320 927,200 76.74 77.65
%
%
31 4987 INCLINE INS GRP LLC GRP
%90.27%0.31997,841 849,868 84.23 86.77
%
%
32 694 TENNESSEE FARMERS GRP
%90.56%0.29919,012 884,097 79.73 83.17
%
%
33 626 CHUBB LTD GRP
%90.84%0.28885,386 839,940 64.37 66.89
%
%
34 324 NORTH CAROLINA FARM BUREAU GRP
%91.10%0.27844,577 808,468 73.68 74.30
%
%
35 244 CINCINNATI FIN GRP
%91.36%0.26815,206 726,647 59.61 61.69
%
%
36 29246 CONSUMERS CNTY MUT INS CO
%91.60%0.24759,684 707,048 83.06 83.26
%
%
37 1227 PALISADES GRP
%91.83%0.23740,402 705,122 71.77 75.04
%
%
38 513 IOWA FARM BUREAU GRP
%92.05%0.22700,560 643,747 86.82 89.02
%
%
39 415 PLYMOUTH ROCK INS GRP
%92.27%0.22700,491 618,822 69.27 71.33
%
%
40 109 KENTUCKY FARM BUREAU GRP
%92.49%0.22696,160 671,774 85.83 87.70
%
%
41 4991 ROOT INC GRP
%92.70%0.21673,834 564,194 65.26 67.44
%
%
42 3702 LOYA GRP
%92.91%0.21673,033 668,533 61.88 72.10
%
%
43 10683 WAWANESA GEN INS CO
%93.11%0.20638,748 600,869 90.80 92.68
%
%
44 267 GRANGE MUT CAS GRP
%93.31%0.20637,843 620,777 62.90 64.17
%
%
45 4762 ORPHEUS GRP
%93.51%0.20625,946 533,909 74.31 76.98
%
%
46 408 BROOKFIELD REINS LTD GRP
%93.70%0.19591,038 571,198 79.14 80.02
%
%
47 2518 NYCM INS GRP
%93.87%0.17551,847 490,425 67.05 68.92
%
%
48 188 SAFETY GRP
%94.04%0.17543,237 479,774 77.28 78.50
%
%
49 3098 TOKIO MARINE HOLDINGS INC GRP
%94.21%0.17537,167 517,857 69.47 68.02
%
%
50 586 ARBELLA INS GRP
%94.38%0.17533,869 497,003 70.65 72.54
%
%
51 228 WESTFIELD GRP
%94.53%0.15483,705 463,021 66.26 68.66
%
%
52 257 SAFEWAY INS GRP
%94.67%0.15463,068 455,211 69.93 71.72
%
%
53 67 MICHIGAN FARM BUREAU GRP
%94.82%0.14456,178 425,743 79.54 84.93
%
%
54 3362 FIRST ACCEPTANCE INS GRP
%94.96%0.14445,083 388,039 59.43 61.81
%
%
55 300 HORACE MANN GRP
%95.09%0.13427,886 403,557 73.99 75.46
%
%
56 4051 OCEAN HARBOR GRP
%95.22%0.13411,532 397,065 73.45 74.24
%
%
57 542 INDIANA FARM BUREAU GRP
%95.34%0.12372,310 351,517 69.63 71.56
%
%
58 35319 UNITED AUTOMOBILE INS CO
%95.45%0.11354,827 319,776 61.77 64.31
%
%
59 33 CALIFORNIA CAS MGMT GRP
%95.56%0.11339,149 317,250 74.58 76.23
%
%
60 15290 ASPIRE GEN INS CO
%95.66%0.10334,142 279,759 59.70 62.84
%
%
61 4909 ASSURANCEAMERICA CORP GRP
%95.76%0.10325,352 307,457 61.81 62.55
%
%
62 171 GERMANIA INS GRP
%95.86%0.10320,825 321,261 73.87 78.27
%
%
63 15350 WEST BEND INS CO
%95.96%0.10318,662 293,895 74.90 77.31
%
%
64 518 GRINNELL MUT GRP
%96.06%0.10313,568 303,707 76.17 76.11
%
%
65 71 UNIVERSAL INS CO GRP
%96.15%0.09291,387 282,729 54.76 55.12
%
%
© 2024 National Association of Insurance Commissioners
405
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 14184 ACUITY A MUT INS CO
%96.24%0.09289,364 249,129 77.26 79.23
%
%
67 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%96.33%0.09275,718 270,685 61.38 61.50
%
%
68 24341 PEMCO MUT INS CO
%96.42%0.09274,085 345,812 80.26 81.79
%
%
69 271 PENNSYLVANIA NATL INS GRP
%96.50%0.08261,727 242,451 74.93 76.95
%
%
70 561 GEORGIA FARM BUREAU GRP
%96.58%0.08260,024 251,550 65.83 67.81
%
%
71 250 DONEGAL GRP
%96.66%0.08254,773 247,045 69.37 71.70
%
%
72 12 AMERICAN INTL GRP
%96.74%0.08248,440 246,978 53.87 58.50
%
%
73 10685 GOAUTO INS CO
%96.82%0.08242,025 217,697 68.33 69.23
%
%
74 35173 AGENCY INS CO OF MD INC
%96.89%0.08241,657 195,509 69.22 70.11
%
%
75 13688 ELEPHANT INS CO
%96.97%0.08240,428 246,518 80.49 81.61
%
%
76 201 UTICA GRP
%97.04%0.07232,548 222,565 69.87 72.70
%
%
77 242 SELECTIVE INS GRP
%97.11%0.07227,676 202,764 92.93 94.06
%
%
78 698 NORTH STAR CO GRP
%97.18%0.07220,112 204,075 73.60 75.42
%
%
79 13889 FARMERS MUT INS CO OF NE
%97.25%0.07209,519 200,509 70.69 70.99
%
%
80 13471 BEAR RIVER MUT INS CO
%97.31%0.06204,300 181,256 70.77 71.88
%
%
81 203 VIRGINIA FARM BUREAU GRP
%97.37%0.06199,777 184,090 76.94 78.52
%
%
82 1309 FRANKENMUTH GRP
%97.44%0.06199,229 181,399 79.23 82.69
%
%
83 361 MUNICH RE GRP
%97.50%0.06195,484 188,544 53.74 55.27
%
%
84 36 CENTRAL MUT INS CO GRP
%97.56%0.06191,512 184,048 76.79 78.33
%
%
85 3500 NODAK MUT GRP
%97.62%0.06185,210 173,563 62.61 65.56
%
%
86 4727 WARRIOR INVICTUS HOLDING CO GRP
%97.67%0.06181,896 180,812 49.40 56.02
%
%
87 153 PEKIN INS GRP
%97.73%0.05170,481 167,474 98.86 99.97
%
%
88 4937 PREMIER HOLDINGS GRP
%97.78%0.05170,214 136,105 75.85 79.84
%
%
89 333 MUTUAL OF ENUMCLAW GRP
%97.83%0.05169,610 174,938 107.36 109.50
%
%
90 4718 TIPTREE FIN GRP
%97.89%0.05169,260 171,444 40.49 43.39
%
%
91 16524 CLEARCOVER INS CO
%97.94%0.05168,034 162,037 92.19 95.29
%
%
92 4256 ANCHOR INS HOLDINGS GRP
%97.99%0.05167,017 160,469 72.83 74.73
%
%
93 309 WESTERN NATL MUT GRP
%98.04%0.05164,794 152,601 56.31 59.38
%
%
94 514 MISSOURI FARM BUREAU GRP
%98.09%0.05160,565 152,425 89.40 90.98
%
%
95 18309 PIONEER STATE MUT INS CO
%98.14%0.05156,727 148,217 124.11 126.18
%
%
96 14254 FALCON INS CO
%98.19%0.05149,476 150,380 78.14 80.11
%
%
97 37028 CITIZENS UNITED RECIP EXCH
%98.24%0.05144,457 125,724 71.41 79.25
%
%
98 42749 TRADERS INS CO
%98.28%0.04142,985 136,815 68.47 69.38
%
%
99 963 OHIO MUT GRP
%98.32%0.04138,767 130,599 73.35 75.96
%
%
100 842 FARM BUREAU GRP
%98.37%0.04134,249 128,791 77.98 79.24
%
%
101 3991 IMT MUT HOLDING GRP
%98.41%0.04133,633 128,142 63.51 65.04
%
%
102 13752 AMERICAN ALLIANCE CAS CO
%98.45%0.04131,222 107,751 63.69 66.86
%
%
103 220 OKLAHOMA FARM BUREAU GRP
%98.49%0.04129,313 123,272 64.26 64.92
%
%
104 4717 PRODUCERS NATL CORP GRP
%98.53%0.04128,178 110,857 77.12 81.22
%
%
105 1275 QUINCY MUT GRP
%98.57%0.04127,836 119,504 69.10 71.48
%
%
106 96 SECURA INS GRP
%98.61%0.04122,802 118,231 87.86 90.28
%
%
107 291 ENCOVA MUT INS GRP
%98.65%0.04116,366 100,351 67.53 71.32
%
%
108 207 WESTERN RESERVE GRP
%98.68%0.04116,150 105,342 70.86 72.42
%
%
109 4787 GOODVILLE MUT GRP
%98.72%0.04112,630 106,329 73.96 77.50
%
%
110 5018 TESLA INC GRP
%98.75%0.03109,877 72,923 114.68 115.01
%
%
111 5032 LEMONADE INC GRP
%98.79%0.03107,787 107,483 96.42 102.75
%
%
112 350 GENERAL ELECTRIC GRP
%98.82%0.03105,691 104,736 71.51 74.92
%
%
113 15449 ALINSCO INS CO
%98.85%0.03104,063 102,274 70.53 72.77
%
%
114 234 VERMONT MUT GRP
%98.88%0.03103,532 95,483 69.03 69.65
%
%
115 4683 MOUNTAIN WEST FARM GRP
%98.92%0.0399,792 96,590 65.27 65.67
%
%
116 14176 HASTINGS INS CO
%98.95%0.0399,089 90,778 99.78 102.48
%
%
117 15024 PREFERRED MUT INS CO
%98.98%0.0391,062 81,017 66.28 68.53
%
%
118 5048 INDIANA FARMERS MUT GRP
%99.00%0.0390,887 85,961 71.27 73.60
%
%
119 144 NORFOLK & DEDHAM GRP
%99.03%0.0389,481 73,876 64.87 68.29
%
%
120 83 GRANGE INS GRP
%99.06%0.0382,960 81,992 63.95 64.84
%
%
121 16825 BRANCH INS EXCHANGE
%99.08%0.0381,153 90,198 110.38 110.42
%
%
122 10839 COUNTRYWIDE INS CO
%99.11%0.0380,101 73,726 77.28 93.91
%
%
123 3478 HALLMARK FIN SERV GRP
%99.13%0.0279,427 64,412 69.42 71.04
%
%
124 1321 AMERICAN FARMERS & RANCHERS GRP
%99.16%0.0279,237 72,716 85.16 87.01
%
%
125 12966 KEY INS CO
%99.18%0.0276,874 75,813 78.95 80.80
%
%
**INDUSTRY TOTAL**
%100.00%100.00318,314,523 305,058,021 75.41 77.64
%
%
© 2024 National Association of Insurance Commissioners
406
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%25.53%25.531,173,898 1,103,326Alabama 82.92 85.47
%
%
2 8 ALLSTATE INS GRP
%41.10%15.57716,138 680,852 62.23 63.97
%
%
35ALFA INS GRP
%55.02%13.92640,070 617,270 67.15 68.54
%
%
4 155 PROGRESSIVE GRP
%67.60%12.58578,636 560,204 63.72 65.03
%
%
5 31 BERKSHIRE HATHAWAY GRP
%75.29%7.69353,538 361,524 63.96 64.91
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.69%7.40340,479 324,915 78.86 80.25
%
%
7 111 LIBERTY MUT GRP
%84.94%2.25103,476 108,348 73.21 76.45
%
%
8 3548 TRAVELERS GRP
%86.97%2.0393,444 91,943 67.44 69.34
%
%
9 69 FARMERS INS GRP
%88.98%2.0192,508 92,033 59.16 60.11
%
%
10 280 AUTO OWNERS GRP
%90.50%1.5169,629 65,331 72.57 77.24
%
%
**STAT E TOTAL**
%100.00%100.004,598,746 4,431,966 70.23 72.03
%
%
1 176 STATE FARM GRP
%30.71%30.71183,254 178,431Alaska 75.69 76.83
%
%
2 31 BERKSHIRE HATHAWAY GRP
%48.80%18.09107,949 107,535 67.63 68.37
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.27%17.47104,233 101,091 77.11 78.79
%
%
4 8 ALLSTATE INS GRP
%77.89%11.6269,351 67,387 60.02 61.55
%
%
5 155 PROGRESSIVE GRP
%89.39%11.5068,624 65,792 62.02 62.79
%
%
6 111 LIBERTY MUT GRP
%92.71%3.3319,843 19,327 64.02 66.38
%
%
7 50 COUNTRY INS & FIN SERV GRP
%95.98%3.2719,500 18,953 61.53 62.55
%
%
8 91 HARTFORD FIRE & CAS GRP
%97.19%1.217,247 7,201 50.18 54.17
%
%
9 309 WESTERN NATL MUT GRP
%98.12%0.935,538 5,110 67.90 72.21
%
%
10 785 MARKEL CORP GRP
%98.98%0.865,108 5,012 53.27 57.07
%
%
**STAT E TOTAL**
%100.00%100.00596,741 581,759 69.30 70.60
%
%
1 155 PROGRESSIVE GRP
%17.53%17.531,338,770 1,255,426Arizona 70.61 71.47
%
%
2 176 STATE FARM GRP
%35.04%17.511,337,573 1,249,077 77.95 79.91
%
%
3 31 BERKSHIRE HATHAWAY GRP
%48.44%13.401,023,253 1,027,519 65.38 65.60
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%56.97%8.52650,788 614,775 71.21 72.37
%
%
5 8 ALLSTATE INS GRP
%64.64%7.68586,197 560,677 75.42 77.46
%
%
6 69 FARMERS INS GRP
%70.51%5.87448,342 455,602 64.74 65.41
%
%
7 111 LIBERTY MUT GRP
%75.71%5.20396,779 397,176 73.28 75.40
%
%
8 473 AMERICAN FAMILY INS GRP
%80.85%5.14392,653 369,430 77.36 78.99
%
%
9 1278 CSAA INS GRP
%82.71%1.86141,912 125,548 75.96 77.00
%
%
10 3548 TRAVELERS GRP
%84.34%1.63124,521 115,699 67.90 70.06
%
%
**STAT E TOTAL**
%100.00%100.007,636,885 7,293,285 72.90 74.34
%
%
1 176 STATE FARM GRP
%24.91%24.91664,636 631,908Arkansas 78.47 79.63
%
%
2 155 PROGRESSIVE GRP
%38.18%13.27353,953 334,522 72.01 72.43
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%50.59%12.41331,166 315,531 88.82 88.59
%
%
4 8 ALLSTATE INS GRP
%59.81%9.22246,048 235,750 71.56 72.30
%
%
5 123 SHELTER INS GRP
%68.65%8.84235,843 226,353 80.72 82.26
%
%
6 31 BERKSHIRE HATHAWAY GRP
%74.57%5.92157,964 156,366 75.50 75.59
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.14%4.57121,813 116,287 87.89 89.64
%
%
8 69 FARMERS INS GRP
%83.21%4.07108,532 108,357 66.07 66.58
%
%
9 111 LIBERTY MUT GRP
%86.36%3.1584,133 87,976 77.51 79.23
%
%
10 5 ALFA INS GRP
%88.88%2.5267,311 61,318 66.13 66.94
%
%
**STAT E TOTAL**
%100.00%100.002,667,971 2,554,296 77.42 78.26
%
%
© 2024 National Association of Insurance Commissioners
407
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%12.87%12.874,697,720 4,484,838California 98.52 104.19
%
%
2 31 BERKSHIRE HATHAWAY GRP
%23.79%10.923,985,780 3,903,103 85.47 86.89
%
%
3 8 ALLSTATE INS GRP
%34.03%10.233,733,850 3,703,149 91.42 94.22
%
%
4 69 FARMERS INS GRP
%43.87%9.853,592,919 3,492,559 74.81 75.95
%
%
5 1318 AUTO CLUB ENTERPRISES INS GRP
%53.69%9.823,584,040 3,281,490 77.96 79.93
%
%
6 1278 CSAA INS GRP
%61.56%7.872,871,844 2,533,250 80.57 81.95
%
%
7 155 PROGRESSIVE GRP
%67.99%6.432,346,713 2,233,491 77.56 79.33
%
%
8 660 MERCURY GEN GRP
%74.29%6.302,299,537 2,281,442 70.14 73.08
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.20%4.911,790,225 1,716,477 86.20 87.77
%
%
10 215 KEMPER CORP GRP
%83.60%4.401,605,507 1,666,724 99.02 103.18
%
%
**STAT E TOTAL**
%100.00%100.0036,494,139 34,975,504 84.05 86.71
%
%
1 176 STATE FARM GRP
%21.23%21.231,467,592 1,379,966Colorado 87.51 90.17
%
%
2 155 PROGRESSIVE GRP
%34.03%12.79884,437 846,826 68.07 68.71
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%44.96%10.94756,066 728,007 82.66 84.20
%
%
4 111 LIBERTY MUT GRP
%54.30%9.33645,106 613,775 78.86 80.66
%
%
5 8 ALLSTATE INS GRP
%62.89%8.59593,854 582,015 62.77 62.69
%
%
6 31 BERKSHIRE HATHAWAY GRP
%70.66%7.78537,662 536,974 64.24 64.31
%
%
7 473 AMERICAN FAMILY INS GRP
%76.77%6.11422,059 404,943 72.97 74.01
%
%
8 69 FARMERS INS GRP
%82.13%5.36370,221 368,116 53.25 53.72
%
%
9 3548 TRAVELERS GRP
%85.51%3.38233,678 218,230 69.96 71.73
%
%
10 140 NATIONWIDE CORP GRP
%87.64%2.13147,195 149,867 85.08 87.03
%
%
**STAT E TOTAL**
%100.00%100.006,912,569 6,643,976 74.37 75.82
%
%
1 31 BERKSHIRE HATHAWAY GRP
%16.01%16.01576,455 566,063Connecticut 78.81 80.07
%
%
2 155 PROGRESSIVE GRP
%29.90%13.89500,209 470,582 71.12 73.07
%
%
3 176 STATE FARM GRP
%40.79%10.90392,427 365,833 98.11 101.80
%
%
4 8 ALLSTATE INS GRP
%51.44%10.65383,392 369,080 72.12 73.84
%
%
5 111 LIBERTY MUT GRP
%58.70%7.26261,491 277,290 76.41 82.12
%
%
6 3548 TRAVELERS GRP
%64.65%5.95214,297 202,369 69.42 72.32
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.67%5.02180,801 170,612 79.07 80.34
%
%
8 69 FARMERS INS GRP
%74.20%4.53163,055 158,416 85.28 87.01
%
%
9 28 AMICA MUT GRP
%77.20%3.00108,206 104,798 69.94 73.90
%
%
10 91 HARTFORD FIRE & CAS GRP
%80.09%2.89104,136 99,380 79.77 83.19
%
%
**STAT E TOTAL**
%100.00%100.003,601,360 3,468,685 78.63 81.18
%
%
1 176 STATE FARM GRP
%29.12%29.12331,014 311,702Delaware 86.48 89.78
%
%
2 31 BERKSHIRE HATHAWAY GRP
%44.55%15.43175,437 172,491 77.08 77.70
%
%
3 155 PROGRESSIVE GRP
%56.91%12.36140,538 134,282 65.05 66.70
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.56%9.65109,664 106,742 78.72 80.14
%
%
5 8 ALLSTATE INS GRP
%75.56%9.01102,382 96,633 70.77 72.23
%
%
6 140 NATIONWIDE CORP GRP
%82.41%6.8577,910 78,699 72.47 74.18
%
%
7 111 LIBERTY MUT GRP
%88.18%5.7665,520 67,103 66.97 71.06
%
%
8 3548 TRAVELERS GRP
%90.77%2.6029,536 28,177 69.47 72.22
%
%
9 91 HARTFORD FIRE & CAS GRP
%92.44%1.6718,975 18,678 66.36 68.32
%
%
10 1278 CSAA INS GRP
%93.61%1.1613,220 12,542 81.82 82.73
%
%
**STAT E TOTAL**
%100.00%100.001,136,880 1,094,713 76.21 78.35
%
%
© 2024 National Association of Insurance Commissioners
408
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%35.66%35.66154,360 154,651District Of Columbia 81.24 81.72
%
%
2 176 STATE FARM GRP
%52.99%17.3375,035 72,393 94.99 98.36
%
%
3 155 PROGRESSIVE GRP
%64.24%11.2548,683 46,073 71.38 72.50
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.21%9.9743,135 42,425 98.89 100.06
%
%
5 8 ALLSTATE INS GRP
%81.02%6.8229,513 28,774 65.36 66.71
%
%
6 3548 TRAVELERS GRP
%85.64%4.6119,967 18,910 72.75 74.53
%
%
7 111 LIBERTY MUT GRP
%89.37%3.7416,170 17,633 71.48 73.89
%
%
8 213 ERIE INS GRP
%92.45%3.0813,336 11,667 120.32 122.31
%
%
9 1278 CSAA INS GRP
%94.15%1.707,356 7,147 145.66 148.76
%
%
10 140 NATIONWIDE CORP GRP
%95.60%1.456,279 6,584 63.76 63.85
%
%
**STAT E TOTAL**
%100.00%100.00432,865 424,203 83.77 85.24
%
%
1 155 PROGRESSIVE GRP
%22.85%22.856,954,759 6,593,396Florida 68.96 72.61
%
%
2 31 BERKSHIRE HATHAWAY GRP
%43.97%21.126,428,572 6,266,752 71.65 74.18
%
%
3 176 STATE FARM GRP
%60.48%16.515,025,328 4,668,490 89.01 96.38
%
%
4 8 ALLSTATE INS GRP
%70.76%10.283,127,502 2,957,422 67.20 68.81
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.70%6.952,114,361 2,018,671 67.80 69.82
%
%
6 69 FARMERS INS GRP
%80.07%2.37720,437 694,699 60.66 63.13
%
%
7 111 LIBERTY MUT GRP
%82.33%2.26688,265 709,829 90.65 97.46
%
%
8 3548 TRAVELERS GRP
%84.43%2.10639,994 606,075 70.64 76.40
%
%
9 215 KEMPER CORP GRP
%86.18%1.75531,607 578,139 73.59 80.97
%
%
10 280 AUTO OWNERS GRP
%87.87%1.69515,451 437,741 84.78 94.35
%
%
**STAT E TOTAL**
%100.00%100.0030,437,401 28,952,559 73.20 77.28
%
%
1 176 STATE FARM GRP
%24.22%24.223,159,807 2,966,557Georgia 91.47 94.88
%
%
2 155 PROGRESSIVE GRP
%42.26%18.042,353,367 2,242,598 70.84 72.06
%
%
3 8 ALLSTATE INS GRP
%53.64%11.371,483,783 1,444,682 86.60 88.87
%
%
4 31 BERKSHIRE HATHAWAY GRP
%63.27%9.631,256,484 1,257,806 66.77 67.09
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.19%8.921,164,108 1,104,933 76.17 77.76
%
%
6 280 AUTO OWNERS GRP
%75.72%3.52459,502 431,365 85.90 91.80
%
%
7 3548 TRAVELERS GRP
%78.86%3.14409,725 401,495 77.68 80.04
%
%
8 111 LIBERTY MUT GRP
%81.77%2.91379,956 410,368 78.36 82.50
%
%
9 69 FARMERS INS GRP
%84.02%2.25292,925 288,597 72.75 73.68
%
%
10 561 GEORGIA FARM BUREAU GRP
%86.01%1.99260,024 251,550 65.83 67.81
%
%
**STAT E TOTAL**
%100.00%100.0013,044,653 12,534,906 79.46 81.71
%
%
1 31 BERKSHIRE HATHAWAY GRP
%27.69%27.69245,057 243,251Hawaii 74.03 74.81
%
%
2 176 STATE FARM GRP
%48.64%20.95185,432 178,593 80.20 81.59
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%59.62%10.9897,217 96,345 77.12 78.29
%
%
4 8 ALLSTATE INS GRP
%69.34%9.7286,047 84,533 76.09 76.84
%
%
5 155 PROGRESSIVE GRP
%78.21%8.8778,501 77,125 63.56 64.73
%
%
6 111 LIBERTY MUT GRP
%83.47%5.2646,597 46,206 69.03 70.14
%
%
7 69 FARMERS INS GRP
%87.58%4.1036,305 36,157 62.75 63.77
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%91.43%3.8534,122 34,445 57.92 58.29
%
%
9 106 ISLAND INS CO GRP
%94.18%2.7524,321 23,897 55.66 57.17
%
%
10 4715 MS & AD INS GRP
%96.07%1.8916,718 16,198 54.09 53.36
%
%
**STAT E TOTAL**
%100.00%100.00885,124 870,999 71.74 72.84
%
%
© 2024 National Association of Insurance Commissioners
409
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%15.53%15.53234,627 223,293Idaho 74.10 75.67
%
%
2 155 PROGRESSIVE GRP
%29.95%14.42217,797 204,235 65.71 66.43
%
%
3 111 LIBERTY MUT GRP
%41.44%11.49173,511 168,742 64.84 65.95
%
%
4 31 BERKSHIRE HATHAWAY GRP
%51.32%9.88149,262 150,027 64.16 65.11
%
%
5 8 ALLSTATE INS GRP
%60.28%8.95135,225 130,508 67.05 67.98
%
%
6 842 FARM BUREAU GRP
%69.17%8.89134,249 128,791 77.98 79.24
%
%
7 69 FARMERS INS GRP
%76.55%7.38111,472 110,473 54.96 55.60
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%82.88%6.3395,601 90,019 75.96 77.07
%
%
9 473 AMERICAN FAMILY INS GRP
%86.00%3.1247,181 44,198 70.62 72.21
%
%
10 3548 TRAVELERS GRP
%88.38%2.3836,006 33,592 70.03 71.77
%
%
**STAT E TOTAL**
%100.00%100.001,510,389 1,454,955 68.46 69.57
%
%
1 176 STATE FARM GRP
%31.18%31.183,085,910 2,959,072Illinois 77.99 80.40
%
%
2 8 ALLSTATE INS GRP
%42.84%11.671,154,636 1,101,255 68.51 70.12
%
%
3 155 PROGRESSIVE GRP
%53.52%10.681,056,735 987,097 66.77 67.43
%
%
4 31 BERKSHIRE HATHAWAY GRP
%60.04%6.52645,641 640,935 70.44 70.94
%
%
5 50 COUNTRY INS & FIN SERV GRP
%66.50%6.46639,479 611,724 69.87 70.76
%
%
6 473 AMERICAN FAMILY INS GRP
%70.53%4.03398,413 374,510 71.83 73.49
%
%
7 69 FARMERS INS GRP
%74.36%3.83378,951 391,898 59.54 60.05
%
%
8 111 LIBERTY MUT GRP
%77.22%2.86283,438 295,841 74.42 77.40
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.94%2.72268,794 252,731 74.89 76.38
%
%
10 3548 TRAVELERS GRP
%81.83%1.89187,278 179,837 73.34 75.48
%
%
**STAT E TOTAL**
%100.00%100.009,897,997 9,477,309 72.75 74.57
%
%
1 176 STATE FARM GRP
%22.50%22.501,126,064 1,067,573Indiana 74.54 76.77
%
%
2 155 PROGRESSIVE GRP
%38.55%16.05803,141 767,518 70.04 70.86
%
%
3 8 ALLSTATE INS GRP
%47.86%9.31466,084 454,800 67.38 68.41
%
%
4 542 INDIANA FARM BUREAU GRP
%55.27%7.40370,402 350,663 69.38 71.29
%
%
5 31 BERKSHIRE HATHAWAY GRP
%61.52%6.25312,801 312,539 68.89 69.75
%
%
6 111 LIBERTY MUT GRP
%66.22%4.71235,549 238,710 63.29 65.66
%
%
7 213 ERIE INS GRP
%70.75%4.53226,627 206,395 89.63 91.18
%
%
8 473 AMERICAN FAMILY INS GRP
%74.67%3.91195,862 186,743 71.40 72.77
%
%
9 280 AUTO OWNERS GRP
%77.71%3.04152,076 139,200 74.60 78.27
%
%
10 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.53%2.83141,417 134,768 79.18 80.28
%
%
**STAT E TOTAL**
%100.00%100.005,004,286 4,797,292 71.17 72.89
%
%
1 155 PROGRESSIVE GRP
%22.15%22.15526,999 503,019Iowa 65.44 65.71
%
%
2 176 STATE FARM GRP
%42.14%20.00475,915 455,211 73.79 75.40
%
%
3 513 IOWA FARM BUREAU GRP
%49.47%7.33174,380 160,238 86.90 88.54
%
%
4 140 NATIONWIDE CORP GRP
%55.45%5.98142,243 143,781 60.37 61.03
%
%
5 473 AMERICAN FAMILY INS GRP
%61.09%5.64134,247 128,861 68.48 69.49
%
%
6 518 GRINNELL MUT GRP
%65.77%4.68111,371 106,294 71.82 71.62
%
%
7 8 ALLSTATE INS GRP
%70.02%4.25101,161 96,896 74.00 75.33
%
%
8 280 AUTO OWNERS GRP
%73.53%3.5183,544 73,339 79.37 82.70
%
%
9 31 BERKSHIRE HATHAWAY GRP
%76.78%3.2477,190 76,797 60.37 61.28
%
%
10 3991 IMT MUT HOLDING GRP
%79.99%3.2276,559 73,831 59.00 60.05
%
%
**STAT E TOTAL**
%100.00%100.002,379,677 2,272,977 70.32 71.49
%
%
© 2024 National Association of Insurance Commissioners
410
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%18.88%18.88466,639 444,510Kansas 76.08 77.27
%
%
2 155 PROGRESSIVE GRP
%34.79%15.91393,203 373,164 63.20 63.72
%
%
3 473 AMERICAN FAMILY INS GRP
%45.46%10.68263,938 253,217 67.56 68.11
%
%
4 513 IOWA FARM BUREAU GRP
%52.67%7.21178,101 165,776 92.09 94.14
%
%
5 8 ALLSTATE INS GRP
%58.57%5.90145,902 143,994 69.03 71.00
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.16%5.59138,196 132,410 76.61 77.74
%
%
7 31 BERKSHIRE HATHAWAY GRP
%69.65%5.48135,557 137,946 61.99 62.61
%
%
8 69 FARMERS INS GRP
%74.96%5.31131,296 133,203 58.36 58.95
%
%
9 3548 TRAVELERS GRP
%79.34%4.38108,283 101,849 70.96 72.80
%
%
10 123 SHELTER INS GRP
%82.79%3.4585,324 82,110 77.06 79.13
%
%
**STAT E TOTAL**
%100.00%100.002,471,796 2,379,638 70.56 71.70
%
%
1 176 STATE FARM GRP
%24.25%24.25908,722 865,025Kentucky 78.99 80.61
%
%
2 109 KENTUCKY FARM BUREAU GRP
%42.83%18.58696,127 671,774 85.83 87.70
%
%
3 155 PROGRESSIVE GRP
%55.84%13.02487,886 472,919 66.64 67.58
%
%
4 8 ALLSTATE INS GRP
%63.52%7.67287,474 282,065 71.77 74.02
%
%
5 111 LIBERTY MUT GRP
%70.91%7.39277,021 289,869 73.50 75.49
%
%
6 31 BERKSHIRE HATHAWAY GRP
%75.87%4.97186,066 184,889 60.03 59.96
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.67%4.80179,736 170,741 76.08 77.25
%
%
8 213 ERIE INS GRP
%84.20%3.53132,116 116,498 106.19 108.72
%
%
9 280 AUTO OWNERS GRP
%86.47%2.2785,084 78,905 83.83 87.64
%
%
10 3548 TRAVELERS GRP
%88.32%1.8569,489 67,727 58.99 61.90
%
%
**STAT E TOTAL**
%100.00%100.003,747,408 3,614,582 75.89 77.62
%
%
1 176 STATE FARM GRP
%30.48%30.481,670,207 1,593,549Louisiana 70.34 73.08
%
%
2 155 PROGRESSIVE GRP
%51.33%20.851,142,541 1,105,684 60.19 61.56
%
%
3 8 ALLSTATE INS GRP
%63.72%12.39679,104 677,050 61.95 64.33
%
%
4 31 BERKSHIRE HATHAWAY GRP
%73.57%9.85539,819 541,907 60.68 62.01
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.73%6.16337,404 316,121 77.58 79.99
%
%
6 483 SOUTHERN FARM BUREAU CAS GRP
%85.59%5.86321,301 304,559 75.35 77.00
%
%
7 10685 GOAUTO INS CO
%89.01%3.42187,559 177,840 61.11 62.09
%
%
8 111 LIBERTY MUT GRP
%91.37%2.35129,027 134,995 68.60 71.94
%
%
9 123 SHELTER INS GRP
%92.88%1.5182,787 80,732 63.33 68.45
%
%
10 257 SAFEWAY INS GRP
%94.15%1.2769,469 67,633 67.00 68.07
%
%
**STAT E TOTAL**
%100.00%100.005,479,981 5,321,809 66.27 68.37
%
%
1 155 PROGRESSIVE GRP
%19.21%19.21189,409 180,224Maine 71.95 72.62
%
%
2 176 STATE FARM GRP
%34.61%15.40151,912 143,235 75.20 76.05
%
%
3 31 BERKSHIRE HATHAWAY GRP
%45.80%11.19110,323 112,181 63.40 63.77
%
%
4 111 LIBERTY MUT GRP
%54.27%8.4783,489 83,687 66.56 68.01
%
%
5 8 ALLSTATE INS GRP
%61.41%7.1570,499 68,912 73.40 74.39
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%66.76%5.3552,760 50,997 80.62 81.65
%
%
7 280 AUTO OWNERS GRP
%70.82%4.0539,954 35,612 81.00 82.88
%
%
8 69 FARMERS INS GRP
%74.41%3.6035,475 36,019 59.68 59.13
%
%
9 3548 TRAVELERS GRP
%77.76%3.3533,024 31,875 65.80 66.65
%
%
10 88 THE HANOVER INS GRP
%80.95%3.1931,430 29,536 70.07 71.45
%
%
**STAT E TOTAL**
%100.00%100.00986,147 954,067 70.58 71.42
%
%
© 2024 National Association of Insurance Commissioners
411
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%22.71%22.711,472,175 1,453,749Maryland 70.35 70.75
%
%
2 176 STATE FARM GRP
%41.10%18.391,191,916 1,130,327 80.43 84.07
%
%
3 8 ALLSTATE INS GRP
%53.52%12.41804,682 792,433 70.35 71.73
%
%
4 155 PROGRESSIVE GRP
%65.15%11.63754,071 711,293 71.93 72.95
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%74.06%8.91577,524 539,680 72.52 73.64
%
%
6 213 ERIE INS GRP
%81.78%7.72500,649 463,005 93.09 94.83
%
%
7 140 NATIONWIDE CORP GRP
%85.72%3.94255,188 255,509 69.94 70.82
%
%
8 111 LIBERTY MUT GRP
%89.08%3.36217,906 227,396 68.64 71.08
%
%
9 3548 TRAVELERS GRP
%91.84%2.76178,982 163,162 73.57 75.49
%
%
10 35173 AGENCY INS CO OF MD INC
%93.20%1.3687,967 74,971 71.98 72.60
%
%
**STAT E TOTAL**
%100.00%100.006,481,849 6,220,640 74.63 76.19
%
%
1 411 MAPFRE INS GRP
%18.80%18.801,215,271 1,150,251Massachusetts 69.62 70.73
%
%
2 31 BERKSHIRE HATHAWAY GRP
%33.99%15.19982,321 948,734 81.60 82.34
%
%
3 188 SAFETY GRP
%42.02%8.03519,488 458,731 76.90 78.16
%
%
4 155 PROGRESSIVE GRP
%49.96%7.93512,978 470,327 69.78 71.10
%
%
5 111 LIBERTY MUT GRP
%57.89%7.93512,563 530,611 57.78 60.62
%
%
6 415 PLYMOUTH ROCK INS GRP
%65.61%7.72499,108 446,040 67.21 68.62
%
%
7 586 ARBELLA INS GRP
%73.27%7.67495,615 465,836 70.55 72.34
%
%
8 3548 TRAVELERS GRP
%77.97%4.70303,921 270,782 67.44 69.25
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.53%3.56230,262 208,072 72.79 73.75
%
%
10 69 FARMERS INS GRP
%84.84%3.30213,657 202,111 70.19 70.55
%
%
**STAT E TOTAL**
%100.00%100.006,465,459 6,059,018 71.55 72.95
%
%
1 155 PROGRESSIVE GRP
%20.88%20.882,114,008 2,042,207Michigan 69.79 73.32
%
%
2 176 STATE FARM GRP
%39.35%18.471,869,348 1,809,128 82.26 86.71
%
%
3 55 AUTOMOBILE CLUB MI GRP
%53.31%13.951,412,302 1,361,231 60.82 63.64
%
%
4 280 AUTO OWNERS GRP
%64.51%11.201,134,188 1,049,322 91.77 98.05
%
%
5 8 ALLSTATE INS GRP
%70.92%6.41649,262 659,573 13.78 26.02
%
%
6 88 THE HANOVER INS GRP
%77.22%6.29637,169 628,117 75.48 77.57
%
%
7 67 MICHIGAN FARM BUREAU GRP
%81.73%4.51456,178 425,743 79.54 84.93
%
%
8 111 LIBERTY MUT GRP
%85.75%4.02407,370 422,831 66.46 71.17
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%88.47%2.72275,552 262,267 83.77 77.23
%
%
10 69 FARMERS INS GRP
%90.50%2.03205,612 191,100 74.75 69.48
%
%
**STAT E TOTAL**
%100.00%100.0010,122,176 9,765,115 71.39 75.70
%
%
1 176 STATE FARM GRP
%23.47%23.471,156,997 1,099,295Minnesota 76.77 77.94
%
%
2 155 PROGRESSIVE GRP
%44.23%20.761,023,043 992,249 72.94 73.71
%
%
3 473 AMERICAN FAMILY INS GRP
%54.26%10.03494,615 475,408 68.48 69.43
%
%
4 69 FARMERS INS GRP
%59.89%5.62277,165 271,815 60.51 61.06
%
%
5 8 ALLSTATE INS GRP
%64.45%4.57225,161 216,693 72.32 73.34
%
%
6 280 AUTO OWNERS GRP
%68.93%4.48220,648 198,302 76.88 79.55
%
%
7 111 LIBERTY MUT GRP
%73.22%4.29211,497 211,040 79.03 81.72
%
%
8 31 BERKSHIRE HATHAWAY GRP
%77.36%4.14203,915 199,152 81.23 82.65
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%81.23%3.87190,699 180,036 78.99 79.99
%
%
10 3548 TRAVELERS GRP
%83.79%2.56126,124 122,024 69.12 71.63
%
%
**STAT E TOTAL**
%100.00%100.004,929,103 4,724,336 74.19 75.53
%
%
© 2024 National Association of Insurance Commissioners
412
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%25.44%25.44634,219 610,513Mississippi 72.15 73.25
%
%
2 155 PROGRESSIVE GRP
%41.48%16.04399,923 382,951 71.75 72.67
%
%
3 483 SOUTHERN FARM BUREAU CAS GRP
%53.34%11.86295,543 282,460 77.47 78.67
%
%
4 8 ALLSTATE INS GRP
%62.84%9.51236,958 229,176 64.97 66.52
%
%
5 111 LIBERTY MUT GRP
%68.92%6.08151,489 153,924 74.34 77.12
%
%
6 31 BERKSHIRE HATHAWAY GRP
%74.76%5.84145,498 145,735 62.91 63.40
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.59%5.84145,495 138,845 80.21 81.82
%
%
85ALFA INS GRP
%84.73%4.14103,117 97,829 77.66 78.68
%
%
9 123 SHELTER INS GRP
%88.07%3.3483,227 79,719 72.30 75.39
%
%
10 140 NATIONWIDE CORP GRP
%91.07%3.0174,923 76,316 71.59 72.77
%
%
**STAT E TOTAL**
%100.00%100.002,492,981 2,414,863 71.99 73.30
%
%
1 176 STATE FARM GRP
%23.33%23.331,279,375 1,209,534Missouri 80.66 81.51
%
%
2 155 PROGRESSIVE GRP
%40.13%16.81921,935 851,343 67.42 68.04
%
%
3 473 AMERICAN FAMILY INS GRP
%50.08%9.94545,454 527,404 63.70 64.80
%
%
4 123 SHELTER INS GRP
%55.93%5.85320,944 306,414 74.40 76.08
%
%
5 8 ALLSTATE INS GRP
%61.65%5.71313,420 290,924 71.01 72.26
%
%
6 31 BERKSHIRE HATHAWAY GRP
%67.11%5.46299,660 307,875 61.42 62.07
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%71.69%4.58251,175 238,250 80.68 82.08
%
%
8 111 LIBERTY MUT GRP
%76.27%4.58251,174 263,650 73.96 76.00
%
%
9 69 FARMERS INS GRP
%80.42%4.15227,637 235,262 58.34 59.33
%
%
10 1318 AUTO CLUB ENTERPRISES INS GRP
%84.14%3.72204,161 196,398 76.57 76.04
%
%
**STAT E TOTAL**
%100.00%100.005,484,804 5,246,357 72.71 73.78
%
%
1 176 STATE FARM GRP
%22.63%22.63235,284 226,984Montana 58.67 60.78
%
%
2 155 PROGRESSIVE GRP
%42.59%19.96207,513 196,345 60.58 61.41
%
%
3 111 LIBERTY MUT GRP
%52.26%9.68100,638 97,850 60.30 61.83
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%60.82%8.5588,913 83,746 75.61 76.56
%
%
5 69 FARMERS INS GRP
%67.85%7.0473,169 72,905 54.85 55.28
%
%
6 31 BERKSHIRE HATHAWAY GRP
%74.08%6.2364,737 63,903 57.76 58.42
%
%
7 8 ALLSTATE INS GRP
%80.07%5.9962,270 60,433 52.56 53.09
%
%
8 3548 TRAVELERS GRP
%84.55%4.4846,595 45,791 63.99 66.68
%
%
9 4683 MOUNTAIN WEST FARM GRP
%88.74%4.1943,580 42,075 59.37 59.45
%
%
10 91 HARTFORD FIRE & CAS GRP
%90.19%1.4615,137 14,699 78.77 81.90
%
%
**STAT E TOTAL**
%100.00%100.001,039,789 1,004,791 61.37 62.67
%
%
1 176 STATE FARM GRP
%19.91%19.91341,376 326,514Nebraska 75.68 76.86
%
%
2 155 PROGRESSIVE GRP
%37.44%17.53300,636 288,528 63.79 64.24
%
%
3 13889 FARMERS MUT INS CO OF NE
%46.84%9.41161,323 155,500 71.93 72.26
%
%
4 473 AMERICAN FAMILY INS GRP
%53.93%7.08121,451 115,350 67.78 68.91
%
%
5 8 ALLSTATE INS GRP
%60.77%6.85117,421 108,801 66.32 67.04
%
%
6 513 IOWA FARM BUREAU GRP
%66.94%6.17105,825 98,121 83.10 84.94
%
%
7 140 NATIONWIDE CORP GRP
%71.76%4.8282,622 84,070 66.42 66.75
%
%
8 31 BERKSHIRE HATHAWAY GRP
%76.35%4.5978,714 79,723 58.28 58.93
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.79%4.4376,026 72,693 74.29 75.06
%
%
10 69 FARMERS INS GRP
%83.60%2.8248,352 47,113 63.77 64.89
%
%
**STAT E TOTAL**
%100.00%100.001,714,912 1,640,159 69.33 70.28
%
%
© 2024 National Association of Insurance Commissioners
413
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%17.39%17.39617,875 571,118Nevada 102.68 107.43
%
%
2 31 BERKSHIRE HATHAWAY GRP
%34.48%17.10607,564 591,356 101.32 103.89
%
%
3 155 PROGRESSIVE GRP
%50.53%16.04570,048 545,196 75.40 76.57
%
%
4 8 ALLSTATE INS GRP
%60.78%10.25364,347 353,769 95.83 98.13
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.11%6.33224,851 214,052 84.09 86.84
%
%
6 69 FARMERS INS GRP
%73.30%6.20220,219 214,656 65.65 67.41
%
%
7 1278 CSAA INS GRP
%78.27%4.96176,371 161,901 74.47 76.45
%
%
8 473 AMERICAN FAMILY INS GRP
%81.23%2.96105,196 96,722 88.64 92.36
%
%
9 111 LIBERTY MUT GRP
%84.12%2.89102,695 99,399 69.43 72.67
%
%
10 3548 TRAVELERS GRP
%86.58%2.4687,454 81,331 83.27 85.36
%
%
**STAT E TOTAL**
%100.00%100.003,553,637 3,383,850 87.98 90.74
%
%
1 155 PROGRESSIVE GRP
%17.30%17.30190,260 182,556New Hampshire 66.86 67.39
%
%
2 176 STATE FARM GRP
%31.59%14.29157,126 147,594 82.65 83.94
%
%
3 31 BERKSHIRE HATHAWAY GRP
%43.90%12.31135,394 137,082 60.85 61.15
%
%
4 8 ALLSTATE INS GRP
%53.23%9.33102,564 100,044 52.72 52.69
%
%
5 111 LIBERTY MUT GRP
%62.34%9.11100,208 98,676 58.73 59.82
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%68.36%6.0166,123 62,209 83.40 84.20
%
%
7 280 AUTO OWNERS GRP
%71.42%3.0633,674 32,197 72.63 75.09
%
%
8 3548 TRAVELERS GRP
%74.46%3.0433,462 31,518 67.15 68.35
%
%
9 28 AMICA MUT GRP
%77.50%3.0433,441 32,067 58.95 60.85
%
%
10 69 FARMERS INS GRP
%80.18%2.6829,420 30,069 56.11 56.38
%
%
**STAT E TOTAL**
%100.00%100.001,099,623 1,061,762 66.84 67.69
%
%
1 31 BERKSHIRE HATHAWAY GRP
%23.20%23.202,223,585 2,154,043New Jersey 81.16 82.43
%
%
2 155 PROGRESSIVE GRP
%37.98%14.771,415,878 1,344,772 72.06 75.02
%
%
3 708 NEW JERSEY MANUFACTURERS GRP
%50.73%12.751,221,921 1,130,371 76.04 82.64
%
%
4 8 ALLSTATE INS GRP
%61.02%10.29985,983 977,628 100.39 104.81
%
%
5 176 STATE FARM GRP
%70.26%9.24885,716 844,807 94.58 99.22
%
%
6 1227 PALISADES GRP
%77.35%7.10680,037 642,600 71.39 74.49
%
%
7 111 LIBERTY MUT GRP
%82.43%5.08486,753 490,451 68.14 74.08
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%86.36%3.93376,319 347,962 84.38 90.52
%
%
9 3548 TRAVELERS GRP
%90.14%3.77361,725 343,045 66.69 73.04
%
%
10 69 FARMERS INS GRP
%93.28%3.15301,557 285,528 71.81 73.15
%
%
**STAT E TOTAL**
%100.00%100.009,583,286 9,166,457 80.26 84.05
%
%
1 176 STATE FARM GRP
%22.79%22.79434,353 410,903New Mexico 75.32 77.49
%
%
2 155 PROGRESSIVE GRP
%41.13%18.34349,460 339,129 68.24 69.37
%
%
3 31 BERKSHIRE HATHAWAY GRP
%52.57%11.44218,054 219,076 63.74 64.66
%
%
4 200 UNITED SERV AUTOMOBILE ASSN GRP
%62.02%9.45180,171 171,803 76.01 77.60
%
%
5 69 FARMERS INS GRP
%70.62%8.60163,829 161,900 56.48 57.39
%
%
6 8 ALLSTATE INS GRP
%78.66%8.04153,212 150,344 72.56 73.67
%
%
7 111 LIBERTY MUT GRP
%82.78%4.1278,528 76,200 61.46 63.27
%
%
8 169 SENTRY INS GRP
%85.50%2.7251,806 51,571 59.41 60.46
%
%
9 1318 AUTO CLUB ENTERPRISES INS GRP
%87.77%2.2843,412 41,954 65.80 67.58
%
%
10 513 IOWA FARM BUREAU GRP
%89.96%2.1941,689 38,456 81.54 84.38
%
%
**STAT E TOTAL**
%100.00%100.001,905,814 1,847,201 68.46 70.14
%
%
© 2024 National Association of Insurance Commissioners
414
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%28.37%28.374,866,741 4,696,680New York 81.48 84.20
%
%
2 176 STATE FARM GRP
%44.47%16.112,763,539 2,596,294 103.56 109.62
%
%
3 8 ALLSTATE INS GRP
%59.89%15.412,644,529 2,603,680 93.27 96.60
%
%
4 155 PROGRESSIVE GRP
%70.87%10.981,883,944 1,810,149 70.07 73.27
%
%
5 111 LIBERTY MUT GRP
%76.79%5.921,016,009 1,029,005 79.02 86.30
%
%
6 3548 TRAVELERS GRP
%81.26%4.48767,870 724,498 69.66 76.42
%
%
7 2518 NYCM INS GRP
%84.48%3.22551,847 490,425 67.05 68.92
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%87.39%2.91499,838 486,218 84.22 86.61
%
%
9 69 FARMERS INS GRP
%89.44%2.04350,856 335,078 75.56 77.44
%
%
10 140 NATIONWIDE CORP GRP
%90.91%1.47252,491 256,887 104.63 112.11
%
%
**STAT E TOTAL**
%100.00%100.0017,157,520 16,486,467 84.59 88.65
%
%
1 8 ALLSTATE INS GRP
%18.80%18.801,595,834 1,490,853North Carolina 78.50 80.26
%
%
2 176 STATE FARM GRP
%33.71%14.901,264,832 1,217,125 82.96 83.70
%
%
3 31 BERKSHIRE HATHAWAY GRP
%46.53%12.821,088,430 1,080,469 76.94 77.65
%
%
4 155 PROGRESSIVE GRP
%58.21%11.68990,975 949,948 69.49 70.20
%
%
5 324 NORTH CAROLINA FARM BUREAU GRP
%68.16%9.95844,577 808,468 73.68 74.30
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.13%7.97676,809 652,876 75.58 76.56
%
%
7 140 NATIONWIDE CORP GRP
%82.57%6.44546,290 559,787 62.45 62.87
%
%
8 213 ERIE INS GRP
%86.70%4.13350,289 324,704 82.27 83.22
%
%
9 111 LIBERTY MUT GRP
%89.42%2.72230,912 232,714 61.43 62.55
%
%
10 280 AUTO OWNERS GRP
%91.25%1.84155,848 135,916 76.04 79.00
%
%
**STAT E TOTAL**
%100.00%100.008,487,152 8,170,932 75.65 76.60
%
%
1 155 PROGRESSIVE GRP
%23.37%23.37143,775 138,693North Dakota 62.51 62.94
%
%
2 176 STATE FARM GRP
%36.55%13.1881,042 77,718 64.54 65.14
%
%
3 8 ALLSTATE INS GRP
%46.21%9.6659,396 56,349 92.08 94.88
%
%
4 3500 NODAK MUT GRP
%54.83%8.6253,031 49,703 63.32 62.76
%
%
5 473 AMERICAN FAMILY INS GRP
%62.82%7.9949,126 47,421 69.92 70.87
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%67.67%4.8529,859 29,192 78.86 79.45
%
%
7 69 FARMERS INS GRP
%72.23%4.5628,031 27,437 61.45 61.89
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.85%3.6222,282 21,696 65.94 67.03
%
%
9 280 AUTO OWNERS GRP
%79.25%3.4020,912 19,050 69.48 71.27
%
%
10 518 GRINNELL MUT GRP
%82.47%3.2219,812 19,240 72.82 72.30
%
%
**STAT E TOTAL**
%100.00%100.00615,079 590,986 67.98 68.87
%
%
1 176 STATE FARM GRP
%20.09%20.091,672,554 1,574,111Ohio 77.48 78.89
%
%
2 155 PROGRESSIVE GRP
%37.28%17.191,431,533 1,382,414 66.55 67.30
%
%
3 8 ALLSTATE INS GRP
%48.87%11.59964,655 938,977 62.22 63.25
%
%
4 31 BERKSHIRE HATHAWAY GRP
%56.35%7.49623,588 626,149 70.05 70.54
%
%
5 111 LIBERTY MUT GRP
%61.17%4.81400,811 416,150 64.83 66.51
%
%
6 140 NATIONWIDE CORP GRP
%65.85%4.68389,509 390,943 62.19 62.98
%
%
7 267 GRANGE MUT CAS GRP
%70.28%4.43369,158 357,962 62.89 64.00
%
%
8 213 ERIE INS GRP
%74.54%4.26355,086 323,630 97.01 98.62
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%78.01%3.47288,901 269,662 77.74 79.33
%
%
10 473 AMERICAN FAMILY INS GRP
%80.70%2.68223,462 211,639 65.99 67.09
%
%
**STAT E TOTAL**
%100.00%100.008,326,406 7,998,779 69.95 71.18
%
%
© 2024 National Association of Insurance Commissioners
415
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%24.50%24.50874,947 832,994Oklahoma 81.43 82.79
%
%
2 155 PROGRESSIVE GRP
%40.65%16.15576,729 545,917 69.09 69.62
%
%
3 8 ALLSTATE INS GRP
%49.79%9.14326,319 312,797 67.75 68.47
%
%
4 69 FARMERS INS GRP
%58.87%9.08324,305 337,956 62.63 63.59
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.20%6.33226,032 214,260 88.39 90.26
%
%
6 31 BERKSHIRE HATHAWAY GRP
%71.51%6.30225,093 228,715 72.46 73.51
%
%
7 111 LIBERTY MUT GRP
%75.52%4.01143,168 147,688 69.78 71.51
%
%
8 220 OKLAHOMA FARM BUREAU GRP
%79.14%3.62129,313 123,272 64.26 64.92
%
%
9 123 SHELTER INS GRP
%82.76%3.62129,125 123,825 70.32 70.75
%
%
10 1321 AMERICAN FARMERS & RANCHERS GRP
%84.97%2.2279,237 72,716 85.16 87.01
%
%
**STAT E TOTAL**
%100.00%100.003,570,799 3,448,429 73.72 74.86
%
%
1 176 STATE FARM GRP
%21.70%21.70843,318 795,515Oregon 76.16 77.72
%
%
2 155 PROGRESSIVE GRP
%39.54%17.85693,577 654,776 69.64 70.63
%
%
3 31 BERKSHIRE HATHAWAY GRP
%50.10%10.56410,239 406,587 73.95 75.32
%
%
4 8 ALLSTATE INS GRP
%58.63%8.53331,665 319,928 62.10 63.75
%
%
5 111 LIBERTY MUT GRP
%66.33%7.70299,095 283,007 64.73 67.17
%
%
6 69 FARMERS INS GRP
%74.00%7.68298,327 295,969 56.40 57.54
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.43%6.43249,812 237,754 79.15 80.44
%
%
8 50 COUNTRY INS & FIN SERV GRP
%83.93%3.50136,014 130,834 69.25 70.11
%
%
9 473 AMERICAN FAMILY INS GRP
%87.09%3.16122,875 115,863 75.75 78.14
%
%
10 3548 TRAVELERS GRP
%89.55%2.4595,287 87,372 62.50 65.73
%
%
**STAT E TOTAL**
%100.00%100.003,886,523 3,736,912 70.38 71.93
%
%
1 176 STATE FARM GRP
%20.09%20.092,180,230 2,083,485Pennsylvania 77.74 80.09
%
%
2 155 PROGRESSIVE GRP
%33.31%13.211,433,564 1,392,520 64.29 66.24
%
%
3 213 ERIE INS GRP
%46.34%13.031,414,155 1,327,460 85.29 86.63
%
%
4 8 ALLSTATE INS GRP
%57.97%11.631,261,484 1,209,673 63.73 64.29
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.61%7.64829,007 831,255 65.47 65.95
%
%
6 140 NATIONWIDE CORP GRP
%71.29%5.68616,681 611,340 73.88 75.68
%
%
7 111 LIBERTY MUT GRP
%76.65%5.36581,708 600,297 64.99 68.22
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%80.68%4.02436,365 417,670 77.19 79.24
%
%
9 3548 TRAVELERS GRP
%84.09%3.42370,851 346,467 65.72 67.71
%
%
10 69 FARMERS INS GRP
%86.48%2.39259,198 252,312 64.69 64.92
%
%
**STAT E TOTAL**
%100.00%100.0010,849,871 10,436,932 71.91 73.65
%
%
1 155 PROGRESSIVE GRP
%31.25%31.25356,745 339,665Rhode Island 70.67 71.79
%
%
2 31 BERKSHIRE HATHAWAY GRP
%44.49%13.23151,058 150,116 80.31 81.87
%
%
3 8 ALLSTATE INS GRP
%55.10%10.61121,079 117,877 70.60 71.64
%
%
4 28 AMICA MUT GRP
%64.47%9.37106,978 102,355 70.75 72.71
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%70.93%6.4673,703 69,824 78.98 79.92
%
%
6 111 LIBERTY MUT GRP
%77.29%6.3772,675 76,116 70.75 73.56
%
%
7 1318 AUTO CLUB ENTERPRISES INS GRP
%80.57%3.2837,439 35,405 67.66 67.26
%
%
8 69 FARMERS INS GRP
%83.82%3.2537,078 37,046 65.25 64.32
%
%
9 140 NATIONWIDE CORP GRP
%87.03%3.2136,670 37,358 81.58 83.35
%
%
10 411 MAPFRE INS GRP
%89.96%2.9233,370 33,124 68.80 69.45
%
%
**STAT E TOTAL**
%100.00%100.001,141,420 1,111,996 72.71 74.04
%
%
© 2024 National Association of Insurance Commissioners
416
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%24.88%24.881,486,793 1,419,596South Carolina 80.60 81.88
%
%
2 155 PROGRESSIVE GRP
%44.20%19.331,155,139 1,091,610 69.68 70.96
%
%
3 8 ALLSTATE INS GRP
%56.31%12.10723,421 703,424 73.65 74.93
%
%
4 31 BERKSHIRE HATHAWAY GRP
%66.81%10.50627,624 637,511 66.94 67.21
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.09%10.28614,314 579,660 81.50 82.74
%
%
6 3548 TRAVELERS GRP
%81.06%3.97237,229 238,444 67.70 69.84
%
%
7 111 LIBERTY MUT GRP
%84.22%3.16188,875 202,704 69.61 71.22
%
%
8 140 NATIONWIDE CORP GRP
%87.17%2.95176,369 178,536 72.20 73.52
%
%
9 280 AUTO OWNERS GRP
%89.52%2.35140,474 126,584 80.19 84.97
%
%
10 483 SOUTHERN FARM BUREAU CAS GRP
%91.66%2.14128,036 127,612 80.13 81.21
%
%
**STAT E TOTAL**
%100.00%100.005,976,614 5,769,615 74.54 75.83
%
%
1 176 STATE FARM GRP
%19.66%19.66156,373 148,670South Dakota 68.56 69.55
%
%
2 155 PROGRESSIVE GRP
%38.08%18.42146,522 138,496 57.81 57.97
%
%
3 473 AMERICAN FAMILY INS GRP
%47.19%9.1172,471 68,890 63.80 64.79
%
%
4 13889 FARMERS MUT INS CO OF NE
%52.65%5.4643,439 41,471 65.52 65.69
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%57.02%4.3734,746 33,461 72.16 73.14
%
%
6 69 FARMERS INS GRP
%61.25%4.2333,624 32,951 73.51 75.16
%
%
7 140 NATIONWIDE CORP GRP
%65.21%3.9631,505 30,692 65.59 65.75
%
%
8 31 BERKSHIRE HATHAWAY GRP
%69.13%3.9231,181 31,168 65.71 66.17
%
%
9 698 NORTH STAR CO GRP
%72.56%3.4327,255 25,366 59.02 59.08
%
%
10 513 IOWA FARM BUREAU GRP
%75.67%3.1224,791 22,500 75.42 76.99
%
%
**STAT E TOTAL**
%100.00%100.00795,404 758,645 64.56 65.43
%
%
1 176 STATE FARM GRP
%20.87%20.871,240,730 1,177,159Tennessee 79.68 81.17
%
%
2 694 TENNESSEE FARMERS GRP
%36.33%15.46919,012 884,097 79.73 83.17
%
%
3 155 PROGRESSIVE GRP
%49.57%13.24787,332 751,146 69.19 70.14
%
%
4 8 ALLSTATE INS GRP
%59.06%9.49563,943 526,733 63.12 64.28
%
%
5 31 BERKSHIRE HATHAWAY GRP
%67.44%8.38498,250 500,564 59.99 60.44
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%73.44%6.00356,981 338,429 75.48 76.33
%
%
7 111 LIBERTY MUT GRP
%77.33%3.89231,184 239,909 73.39 75.50
%
%
8 213 ERIE INS GRP
%80.52%3.19189,895 170,502 88.35 89.93
%
%
9 69 FARMERS INS GRP
%82.94%2.42143,746 141,661 64.08 64.97
%
%
10 5 ALFA INS GRP
%85.04%2.10124,965 110,056 63.04 63.81
%
%
**STAT E TOTAL**
%100.00%100.005,945,318 5,676,855 72.60 74.19
%
%
1 155 PROGRESSIVE GRP
%18.30%18.305,851,597 5,485,510Texa s 68.12 69.33
%
%
2 176 STATE FARM GRP
%35.79%17.495,592,384 5,188,490 84.18 87.52
%
%
3 8 ALLSTATE INS GRP
%46.45%10.663,409,215 3,365,943 75.80 77.30
%
%
4 31 BERKSHIRE HATHAWAY GRP
%56.14%9.693,099,658 3,116,143 69.83 70.18
%
%
5 200 UNITED SERV AUTOMOBILE ASSN GRP
%64.96%8.812,818,543 2,641,788 75.28 76.27
%
%
6 69 FARMERS INS GRP
%71.27%6.322,019,424 1,989,837 63.15 64.00
%
%
7 111 LIBERTY MUT GRP
%75.32%4.051,294,562 1,232,522 68.79 71.06
%
%
8 809 TEXAS FARM BUREAU MUT GRP
%78.73%3.411,089,385 1,028,420 80.72 81.56
%
%
9 4987 INCLINE INS GRP LLC GRP
%81.46%2.74874,617 754,466 85.04 87.57
%
%
10 3179 HOME STATE INS GRP
%83.96%2.50798,274 731,623 78.21 79.16
%
%
**STAT E TOTAL**
%100.00%100.0031,976,537 30,466,733 74.61 76.36
%
%
© 2024 National Association of Insurance Commissioners
417
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%14.99%14.99466,914 441,618Utah 75.14 79.41
%
%
2 155 PROGRESSIVE GRP
%28.88%13.89432,619 393,618 62.85 63.59
%
%
3 8 ALLSTATE INS GRP
%40.85%11.97372,710 358,925 66.03 67.08
%
%
4 31 BERKSHIRE HATHAWAY GRP
%49.50%8.64269,220 271,458 66.87 67.65
%
%
5 69 FARMERS INS GRP
%57.15%7.66238,408 243,213 50.03 50.95
%
%
6 13471 BEAR RIVER MUT INS CO
%63.71%6.56204,300 181,256 70.77 71.88
%
%
7 200 UNITED SERV AUTOMOBILE ASSN GRP
%69.53%5.82181,242 171,761 70.81 71.30
%
%
8 111 LIBERTY MUT GRP
%74.38%4.85150,894 154,889 68.50 70.02
%
%
9 473 AMERICAN FAMILY INS GRP
%78.62%4.24132,065 123,137 71.38 73.26
%
%
10 280 AUTO OWNERS GRP
%82.05%3.43106,846 95,471 73.58 77.88
%
%
**STAT E TOTAL**
%100.00%100.003,114,342 2,977,899 68.45 70.20
%
%
1 155 PROGRESSIVE GRP
%21.95%21.9599,642 95,615Vermont 69.29 69.61
%
%
2 31 BERKSHIRE HATHAWAY GRP
%36.65%14.7066,718 64,154 73.76 74.27
%
%
3 176 STATE FARM GRP
%46.38%9.7344,166 41,524 73.09 73.97
%
%
4 111 LIBERTY MUT GRP
%54.65%8.2737,537 36,524 60.67 62.40
%
%
5 8 ALLSTATE INS GRP
%60.09%5.4424,704 23,867 71.49 63.53
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.00%4.9122,308 21,859 83.71 84.96
%
%
7 280 AUTO OWNERS GRP
%69.76%4.7621,596 20,431 69.14 70.85
%
%
8 18686 CO OPERATIVE INS COS
%73.62%3.8617,508 16,584 78.64 81.49
%
%
9 234 VERMONT MUT GRP
%77.45%3.8417,409 16,341 62.34 62.80
%
%
10 3548 TRAVELERS GRP
%80.68%3.2214,627 13,932 59.99 60.23
%
%
**STAT E TOTAL**
%100.00%100.00453,936 437,002 70.76 71.34
%
%
1 31 BERKSHIRE HATHAWAY GRP
%16.87%16.871,306,099 1,306,614Virginia 63.76 64.37
%
%
2 176 STATE FARM GRP
%33.38%16.521,279,057 1,189,066 75.34 78.01
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%47.49%14.111,092,470 1,021,890 65.91 67.17
%
%
4 8 ALLSTATE INS GRP
%60.41%12.921,000,552 933,251 63.27 65.04
%
%
5 155 PROGRESSIVE GRP
%73.30%12.89998,033 947,111 68.14 69.17
%
%
6 140 NATIONWIDE CORP GRP
%77.94%4.65359,744 359,106 69.82 70.82
%
%
7 213 ERIE INS GRP
%82.16%4.22326,754 293,696 88.48 89.97
%
%
8 111 LIBERTY MUT GRP
%84.70%2.54196,700 199,616 65.72 68.01
%
%
9 3548 TRAVELERS GRP
%87.09%2.38184,636 176,766 67.55 69.69
%
%
10 203 VIRGINIA FARM BUREAU GRP
%89.24%2.16166,894 154,712 73.98 75.36
%
%
**STAT E TOTAL**
%100.00%100.007,743,897 7,349,470 68.61 70.08
%
%
1 176 STATE FARM GRP
%17.96%17.961,166,982 1,113,181Washington 104.57 107.90
%
%
2 155 PROGRESSIVE GRP
%31.71%13.76893,805 864,362 79.69 80.94
%
%
3 8 ALLSTATE INS GRP
%43.04%11.33735,971 706,659 75.54 77.31
%
%
4 31 BERKSHIRE HATHAWAY GRP
%54.20%11.16724,939 688,327 89.39 90.87
%
%
5 111 LIBERTY MUT GRP
%63.43%9.24600,211 574,529 74.60 77.70
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%72.19%8.76569,062 544,976 93.70 95.15
%
%
7 69 FARMERS INS GRP
%78.68%6.49421,554 406,009 72.03 73.39
%
%
8 473 AMERICAN FAMILY INS GRP
%83.17%4.49291,783 278,603 85.28 86.99
%
%
9 24341 PEMCO MUT INS CO
%86.96%3.80246,605 308,482 80.85 82.39
%
%
10 3548 TRAVELERS GRP
%89.19%2.23144,921 128,843 73.29 76.45
%
%
**STAT E TOTAL**
%100.00%100.006,497,964 6,306,643 85.70 87.79
%
%
© 2024 National Association of Insurance Commissioners
418
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%29.48%29.48434,607 413,081West Virginia 73.36 74.34
%
%
2 213 ERIE INS GRP
%45.09%15.62230,226 215,545 83.57 84.83
%
%
3 155 PROGRESSIVE GRP
%55.58%10.48154,527 146,143 63.15 63.98
%
%
4 31 BERKSHIRE HATHAWAY GRP
%64.24%8.67127,792 129,881 56.00 56.11
%
%
5 8 ALLSTATE INS GRP
%72.39%8.14120,071 117,767 66.20 65.09
%
%
6 140 NATIONWIDE CORP GRP
%79.70%7.31107,785 109,664 54.26 55.08
%
%
7 111 LIBERTY MUT GRP
%85.96%6.2692,280 95,026 67.88 70.05
%
%
8 200 UNITED SERV AUTOMOBILE ASSN GRP
%89.91%3.9658,337 56,261 79.34 80.70
%
%
9 228 WESTFIELD GRP
%92.00%2.0830,678 29,813 53.98 55.63
%
%
10 91 HARTFORD FIRE & CAS GRP
%93.61%1.6123,761 24,298 55.83 57.98
%
%
**STAT E TOTAL**
%100.00%100.001,474,318 1,422,680 68.77 69.70
%
%
1 155 PROGRESSIVE GRP
%21.74%21.74898,461 861,770Wisconsin 66.59 67.06
%
%
2 473 AMERICAN FAMILY INS GRP
%38.46%16.72691,114 664,695 63.58 64.66
%
%
3 176 STATE FARM GRP
%54.20%15.74650,446 619,539 73.87 75.24
%
%
4 31 BERKSHIRE HATHAWAY GRP
%59.07%4.87201,283 196,070 72.64 73.51
%
%
5 8 ALLSTATE INS GRP
%63.84%4.77197,306 191,827 62.93 63.82
%
%
6 213 ERIE INS GRP
%67.55%3.71153,204 141,293 95.10 96.87
%
%
7 14184 ACUITY A MUT INS CO
%70.64%3.09127,808 116,250 74.19 75.96
%
%
8 15350 WEST BEND INS CO
%73.51%2.86118,394 110,463 67.73 72.02
%
%
9 200 UNITED SERV AUTOMOBILE ASSN GRP
%76.32%2.82116,433 111,365 79.93 81.27
%
%
10 280 AUTO OWNERS GRP
%78.84%2.52104,045 93,278 74.28 76.69
%
%
**STAT E TOTAL**
%100.00%100.004,132,974 3,951,716 70.19 71.39
%
%
1 176 STATE FARM GRP
%22.62%22.62123,207 118,450Wyoming 66.33 67.44
%
%
2 155 PROGRESSIVE GRP
%41.48%18.86102,706 97,924 64.15 64.63
%
%
3 69 FARMERS INS GRP
%52.96%11.4862,534 62,480 58.07 58.45
%
%
4 31 BERKSHIRE HATHAWAY GRP
%61.63%8.6647,186 47,363 62.30 62.66
%
%
5 4683 MOUNTAIN WEST FARM GRP
%70.09%8.4746,107 45,116 70.68 70.78
%
%
6 200 UNITED SERV AUTOMOBILE ASSN GRP
%77.34%7.2539,462 37,742 72.11 72.96
%
%
7 111 LIBERTY MUT GRP
%84.11%6.7736,875 36,609 58.52 59.90
%
%
8 8 ALLSTATE INS GRP
%89.93%5.8231,682 30,359 64.23 65.07
%
%
9 140 NATIONWIDE CORP GRP
%91.95%2.0211,010 10,769 67.54 68.86
%
%
10 408 BROOKFIELD REINS LTD GRP
%93.90%1.9510,601 9,934 60.67 61.04
%
%
**STAT E TOTAL**
%100.00%100.00544,613 528,903 64.09 64.81
%
%
1 200 UNITED SERV AUTOMOBILE ASSN GRP
%29.54%29.5419,696 14,365Guam 138.37 139.01
%
%
2 13597 CHUNG KUO INS CO LTD
%50.88%21.3414,229 13,221 48.29 50.36
%
%
3 12 AMERICAN INTL GRP
%71.48%20.6113,741 14,804 86.23 92.46
%
%
4 4672 DONGBU INS GRP
%78.20%6.724,478 4,465 44.07 51.51
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%82.73%4.533,021 2,824 88.80 97.08
%
%
6 10972 FIRST NET INS CO
%87.12%4.392,928 2,842 29.31 29.68
%
%
7 4715 MS & AD INS GRP
%91.48%4.362,906 2,920 61.75 76.07
%
%
8 18380 PACIFIC IND INS CO
%95.26%3.782,521 2,491 51.85 51.85
%
%
9 31658 ISLAND HOME INS CO
%98.18%2.921,949 1,413 29.65 30.21
%
%
10 5030 TAN HOLDINGS CORP GRP
%100.00%1.821,211 897 71.94 73.52
%
%
**STAT E TOTAL**
%100.00%100.0066,681 60,243 80.26 84.08
%
%
© 2024 National Association of Insurance Commissioners
419
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Private Passenger Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%40.84%40.84291,387 282,729Puerto Rico 54.76 55.12
%
%
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%79.49%38.65275,718 270,685 61.38 61.50
%
%
3 411 MAPFRE INS GRP
%85.71%6.2244,369 44,293 47.28 47.50
%
%
4 4804 MULTINATIONAL GRP
%91.47%5.7641,111 41,348 55.99 57.41
%
%
5 536 GUIDEWELL MUT HOLDING GRP
%95.48%4.0128,626 27,815 50.48 54.14
%
%
6 10140 OPTIMA SEGUROS
%97.20%1.7212,257 11,349 44.18 44.41
%
%
7 16523 PREMIER INS CO
%98.62%1.4210,099 5,696 63.95 63.95
%
%
8 4706 LOCKHART CO GRP
%99.19%0.574,091 2,569 67.07 70.38
%
%
9 15646 ONE ALLIANCE INS CORP
%99.55%0.362,544 932 182.16 191.67
%
%
10 10308 ANTILLES INS CO
%99.79%0.241,721 1,591 54.14 54.63
%
%
**STAT E TOTAL**
%100.00%100.00713,438 690,555 56.87 57.34
%
%
1 4706 LOCKHART CO GRP
%39.52%39.5216,891 16,153U.S. Virgin Islands 44.87 48.19
%
%
2 785 MARKEL CORP GRP
%59.64%20.128,600 9,310 67.24 69.17
%
%
3 200 UNITED SERV AUTOMOBILE ASSN GRP
%79.59%19.958,529 8,445 79.29 80.35
%
%
4 15642 UNDERWRITERS AT LLOYDS LONDON
%91.18%11.584,952 5,006 102.26 116.33
%
%
5 38300 SAMSUNG FIRE & MARINE INS CO LTD
%97.52%6.352,714 1,034 55.59 58.41
%
%
6 13598 KESWICK GUARANTY INC
%99.08%1.56666 478 45.82 45.82
%
%
7 161 TOPA EQUITIES LTD GRP
%100.00%0.92392 977 75.96 77.59
%
%
**STAT E TOTAL**
%100.00%100.0042,744 41,402 64.86 68.61
%
%
1 5030 TAN HOLDINGS CORP GRP
%45.72%45.722,070 1,515N. Mariana Islands 42.02 42.39
%
%
2 10972 FIRST NET INS CO
%60.91%15.19687 715 16.76 17.73
%
%
3 12 AMERICAN INTL GRP
%74.26%13.35604 788 32.44 52.29
%
%
4 4672 DONGBU INS GRP
%87.20%12.94586 623 28.86 35.62
%
%
5 18380 PACIFIC IND INS CO
%96.45%9.25419 428 36.62 37.05
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%3.55161 130 268.42 300.80
%
%
**STAT E TOTAL**
%100.00%100.004,527 4,198 40.41 46.48
%
%
1 91 HARTFORD FIRE & CAS GRP
%100.00%100.00133 110Canada 58.12 143.56
%
%
**STAT E TOTAL**
%100.00%100.00133 110 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%52.53%52.5345,635 36,082Agg. Other Alien 78.32 81.76
%
%
2 200 UNITED SERV AUTOMOBILE ASSN GRP
%65.67%13.1511,423 11,217 56.38 57.09
%
%
3 19119 NATIONAL UNITY INS CO
%78.07%12.3910,766 11,547 51.91 53.94
%
%
4 14133 QUALITAS INS CO
%90.11%12.0510,465 10,444 122.77 136.58
%
%
5 16014 NEW HORIZON INS CO
%96.39%6.285,455 5,397 10.69 18.17
%
%
6 84 AMERICAN FINANCIAL GRP
%97.43%1.04902 813 70.53 73.12
%
%
7 626 CHUBB LTD GRP
%98.45%1.02888 914 1,783.80 1,802.26
%
%
8 411 MAPFRE INS GRP
%99.39%0.94814 797 63.30 59.47
%
%
9 10972 FIRST NET INS CO
%99.63%0.25215 221 4.57 6.81
%
%
10 4672 DONGBU INS GRP
%99.75%0.12102 106 18.14 23.98
%
%
**STAT E TOTAL**
%100.00%100.0086,879 79,282 90.46 94.96
%
%
© 2024 National Association of Insurance Commissioners
420
19.3, 19.4—Commercial Auto Liability
© 2024 National Association of Insurance Commissioners
421
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.24%15.247,541,496 7,461,839 77.94 83.37
%
%
2 3548 TRAVELERS GRP
%20.72%5.482,711,273 2,593,287 69.82 77.35
%
%
3 111 LIBERTY MUT GRP
%25.29%4.572,261,074 2,095,279 81.77 87.81
%
%
4 150 OLD REPUBLIC GRP
%29.00%3.711,835,119 1,714,230 82.74 91.27
%
%
5 212 ZURICH INS GRP
%32.17%3.171,569,241 1,487,695 93.16 101.99
%
%
6 31 BERKSHIRE HATHAWAY GRP
%35.33%3.161,562,949 1,439,751 72.67 84.31
%
%
7 280 AUTO OWNERS GRP
%37.99%2.661,318,436 1,224,971 94.26 108.16
%
%
8 176 STATE FARM GRP
%40.64%2.651,312,331 1,082,268 105.45 116.40
%
%
9 626 CHUBB LTD GRP
%42.82%2.171,074,695 1,061,215 97.69 104.64
%
%
10 98 WR BERKLEY CORP GRP
%44.96%2.141,058,590 1,007,203 68.37 77.11
%
%
11 12 AMERICAN INTL GRP
%46.96%2.01993,984 930,903 63.63 69.29
%
%
12 91 HARTFORD FIRE & CAS GRP
%48.95%1.98981,827 927,521 68.67 75.64
%
%
13 140 NATIONWIDE CORP GRP
%50.93%1.98977,754 1,175,007 73.53 79.35
%
%
14 3098 TOKIO MARINE HOLDINGS INC GRP
%52.52%1.59787,594 757,115 67.90 72.83
%
%
15 158 FAIRFAX FIN GRP
%54.07%1.55768,091 716,419 76.98 84.61
%
%
16 84 AMERICAN FINANCIAL GRP
%55.60%1.54759,730 743,294 79.12 83.97
%
%
17 242 SELECTIVE INS GRP
%57.08%1.47729,826 685,609 64.19 69.31
%
%
18 169 SENTRY INS GRP
%58.53%1.45719,809 690,736 74.60 81.64
%
%
19 218 CNA INS GRP
%59.98%1.44714,963 648,943 74.30 78.73
%
%
20 1278 CSAA INS GRP
%61.27%1.30641,017 514,912 96.34 104.40
%
%
21 244 CINCINNATI FIN GRP
%62.53%1.26623,328 613,169 56.68 61.39
%
%
22 213 ERIE INS GRP
%63.73%1.19591,162 563,949 88.11 93.75
%
%
23 8 ALLSTATE INS GRP
%64.92%1.19590,105 653,477 114.93 118.67
%
%
24 1279 ARCH INS GRP
%66.10%1.17581,403 533,732 75.01 80.87
%
%
25 14184 ACUITY A MUT INS CO
%67.23%1.13561,167 532,384 54.62 61.17
%
%
26 7 FEDERATED MUT GRP
%68.32%1.09540,300 514,896 61.83 68.78
%
%
27 215 KEMPER CORP GRP
%69.32%1.00492,654 515,887 70.59 77.75
%
%
28 69 FARMERS INS GRP
%70.31%0.99491,481 571,952 56.62 57.84
%
%
29 62 EMC INS CO GRP
%71.25%0.94465,284 451,838 58.89 63.41
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%72.06%0.81400,676 409,866 82.79 90.16
%
%
31 4850 CLEAR BLUE FINANCIAL GRP
%72.77%0.71350,303 381,170 86.30 94.12
%
%
32 262 CANAL GRP
%73.47%0.70347,089 305,841 55.95 62.10
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%74.17%0.70347,027 287,914 56.77 64.52
%
%
34 16616 AMERICAN TRANSIT INS CO
%74.83%0.65323,940 287,826 76.81 105.99
%
%
35 1120 EVEREST REINS HOLDINGS GRP
%75.48%0.65323,763 303,782 81.33 93.23
%
%
36 474 FCCI MUT INS GRP
%76.13%0.65323,570 309,143 69.40 76.94
%
%
37 785 MARKEL CORP GRP
%76.77%0.64314,787 360,650 136.30 148.61
%
%
38 4969 TRISURA GRP
%77.38%0.61300,219 292,679 66.30 87.23
%
%
39 88 THE HANOVER INS GRP
%77.98%0.60298,264 293,983 60.17 69.74
%
%
40 660 MERCURY GEN GRP
%78.55%0.57283,284 245,278 73.87 84.31
%
%
41 201 UTICA GRP
%79.12%0.56279,211 266,481 55.86 63.97
%
%
42 4381 SKYWARD SPECIALTY INS GRP INC GRP
%79.64%0.52257,273 246,575 64.79 79.19
%
%
43 761 ALLIANZ INS GRP
%80.14%0.51250,223 198,526 80.63 89.27
%
%
44 572 BCBS OF MI GRP
%80.64%0.50247,951 252,306 93.66 110.59
%
%
45 4670 STARR GRP
%81.11%0.46229,060 219,977 75.35 86.68
%
%
46 968 AXA INS GRP
%81.56%0.45222,171 220,776 157.26 175.18
%
%
47 473 AMERICAN FAMILY INS GRP
%82.00%0.44217,437 237,125 49.78 52.01
%
%
48 4131 PRIME HOLDINGS INS GRP
%82.42%0.42209,333 231,028 49.95 74.55
%
%
49 228 WESTFIELD GRP
%82.84%0.42206,160 201,456 48.73 53.04
%
%
50 309 WESTERN NATL MUT GRP
%83.24%0.40200,364 189,587 57.34 63.15
%
%
51 4234 RANDALL & QUILTER INVESTMENT GRP
%83.64%0.40198,232 188,080 54.95 58.12
%
%
52 408 BROOKFIELD REINS LTD GRP
%84.04%0.40197,622 202,370 63.53 69.68
%
%
53 124 AMERISURE CO GRP
%84.44%0.40196,743 183,153 82.06 92.47
%
%
54 15350 WEST BEND INS CO
%84.83%0.39195,266 184,241 64.68 69.87
%
%
55 4987 INCLINE INS GRP LLC GRP
%85.21%0.38189,029 182,223 68.60 75.22
%
%
56 256 COACTION GLOBAL INC GRP
%85.59%0.37183,949 163,007 82.09 100.06
%
%
57 225 IAT REINS CO GRP
%85.96%0.37183,470 180,642 73.61 84.76
%
%
58 4715 MS & AD INS GRP
%86.30%0.34170,185 132,949 55.80 63.81
%
%
59 3494 JAMES RIVER GRP
%86.63%0.33163,041 163,338 113.54 130.77
%
%
60 5003 SOUTHLAKE FINANCIAL GRP
%86.96%0.33162,029 154,562 65.98 71.76
%
%
61 248 UNITED FIRE & CAS GRP
%87.28%0.33161,081 150,474 78.06 79.66
%
%
62 96 SECURA INS GRP
%87.59%0.31151,558 144,682 66.11 72.79
%
%
63 250 DONEGAL GRP
%87.88%0.30146,060 144,322 50.66 54.86
%
%
64 4695 HEREFORD HOLDING GRP
%88.18%0.30145,981 136,470 57.83 75.35
%
%
65 411 MAPFRE INS GRP
%88.45%0.27132,147 129,036 56.62 58.39
%
%
© 2024 National Association of Insurance Commissioners
422
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 1309 FRANKENMUTH GRP
%88.71%0.26130,851 121,747 62.47 67.27
%
%
67 783 RLI INS GRP
%88.98%0.26130,784 125,567 64.53 74.60
%
%
68 291 ENCOVA MUT INS GRP
%89.23%0.26127,303 126,732 58.04 69.02
%
%
69 10642 CHEROKEE INS CO
%89.48%0.25124,114 125,533 86.82 100.79
%
%
70 267 GRANGE MUT CAS GRP
%89.73%0.25124,018 121,530 73.34 78.34
%
%
71 1248 AMBAC FINANCIAL GRP
%89.98%0.25121,945 116,923 69.49 72.24
%
%
72 36 CENTRAL MUT INS CO GRP
%90.22%0.24116,812 113,300 68.66 66.83
%
%
73 1316 KNIGHTBROOK INS GRP
%90.45%0.24116,449 113,437 109.45 118.19
%
%
74 226 MERCHANTS MUT GRP
%90.68%0.23114,446 110,671 86.04 96.12
%
%
75 4962 AU HOLDING CO GRP
%90.91%0.23112,140 94,047 59.57 64.51
%
%
76 586 ARBELLA INS GRP
%91.14%0.23111,982 106,762 46.81 50.36
%
%
77 271 PENNSYLVANIA NATL INS GRP
%91.36%0.22109,540 106,600 61.66 68.00
%
%
78 4672 DONGBU INS GRP
%91.58%0.22108,801 103,253 72.88 86.74
%
%
79 188 SAFETY GRP
%91.80%0.22108,147 103,923 74.03 77.68
%
%
80 4982 OBS HOLDINGS GRP
%92.01%0.22106,913 76,643 88.55 96.95
%
%
81 303 GUIDEONE INS GRP
%92.21%0.2098,807 93,859 49.70 54.29
%
%
82 4886 BENCHMARK HOLDING GRP
%92.39%0.1890,461 76,186 50.17 62.93
%
%
83 708 NEW JERSEY MANUFACTURERS GRP
%92.58%0.1890,143 86,430 70.86 80.34
%
%
84 14974 PENNSYLVANIA LUMBERMENS MUT INS
%92.75%0.1784,082 81,213 94.36 100.35
%
%
85 35173 AGENCY INS CO OF MD INC
%92.91%0.1679,565 71,182 63.10 65.04
%
%
86 4851 CHURCH MUT GRP
%93.07%0.1679,153 74,840 49.33 58.30
%
%
87 153 PEKIN INS GRP
%93.22%0.1575,201 70,756 99.01 105.86
%
%
88 13683 ASCENDANT COMMERCIAL INS INC
%93.36%0.1470,094 59,748 79.05 85.20
%
%
89 14133 QUALITAS INS CO
%93.49%0.1365,924 72,337 97.84 128.89
%
%
90 4904 INTACT FINANCIAL GRP
%93.63%0.1364,902 64,362 38.07 31.34
%
%
91 4935 CHANDLER INS GRP
%93.75%0.1260,595 57,033 71.70 74.72
%
%
92 5015 CONCERT GRP HOLDINGS INC GRP
%93.87%0.1259,080 45,381 66.66 71.74
%
%
93 3416 AXIS CAPITAL GRP
%93.98%0.1156,715 63,637 132.68 135.53
%
%
94 361 MUNICH RE GRP
%94.09%0.1154,117 51,478 100.04 114.95
%
%
95 5065 SUTTON NATL INS HOLDINGS GRP
%94.20%0.1153,188 40,497 74.04 83.12
%
%
96 50 COUNTRY INS & FIN SERV GRP
%94.30%0.1152,467 51,448 85.69 90.19
%
%
97 447 HARFORD GRP
%94.41%0.1152,032 47,847 68.06 72.63
%
%
98 16014 NEW HORIZON INS CO
%94.51%0.1051,079 47,405 52.16 58.09
%
%
99 5049 GRANADA FIN GRP
%94.61%0.1050,256 53,373 114.19 142.87
%
%
100 4507 BUILDERS GRP
%94.72%0.1049,586 44,644 82.06 88.04
%
%
101 11534 AMERICAN T & T INS CO RRG
%94.81%0.1047,298 45,192 91.96 116.94
%
%
102 513 IOWA FARM BUREAU GRP
%94.91%0.1047,278 43,437 76.26 82.65
%
%
103 4485 COPPERPOINT GRP
%95.00%0.1047,127 44,973 49.70 56.40
%
%
104 415 PLYMOUTH ROCK INS GRP
%95.09%0.0942,932 40,806 68.79 77.25
%
%
105 3219 SOMPO GRP
%95.17%0.0942,915 40,559 62.57 65.22
%
%
106 4911 MIDWEST FAMILY GRP
%95.26%0.0942,095 44,245 85.44 90.86
%
%
107 123 SHELTER INS GRP
%95.34%0.0841,095 39,306 84.57 94.08
%
%
108 807 COLUMBIA INS GRP
%95.42%0.0839,179 36,105 44.93 47.79
%
%
109 645 OREGON MUT GRP
%95.50%0.0736,839 36,998 62.31 67.69
%
%
110 324 NORTH CAROLINA FARM BUREAU GRP
%95.57%0.0736,683 36,118 62.14 63.77
%
%
111 796 QBE INS GRP
%95.64%0.0736,097 45,321 76.85 89.50
%
%
112 4980 MGI HOLDINGS GRP
%95.72%0.0735,987 35,715 59.87 64.03
%
%
113 518 GRINNELL MUT GRP
%95.79%0.0734,969 34,370 84.36 86.52
%
%
114 4727 WARRIOR INVICTUS HOLDING CO GRP
%95.86%0.0734,224 30,245 30.15 34.71
%
%
115 4912 CITADEL REINS GRP
%95.92%0.0733,606 29,146 50.18 58.05
%
%
116 4908 ASCOT INS US GRP
%95.99%0.0733,333 13,551 55.06 64.21
%
%
117 36030 MAYA ASSUR CO
%96.06%0.0732,395 27,426 37.33 62.37
%
%
118 19119 NATIONAL UNITY INS CO
%96.12%0.0732,371 31,195 53.84 60.71
%
%
119 14176 HASTINGS INS CO
%96.19%0.0632,117 31,231 83.52 86.88
%
%
120 17198 SOUTHWIND RRG INC
%96.25%0.0631,685 23,160 43.45 57.23
%
%
121 5010 SH1 HOLDINGS GRP
%96.31%0.0631,312 23,886 69.06 75.96
%
%
122 35319 UNITED AUTOMOBILE INS CO
%96.38%0.0631,044 22,298 68.88 70.60
%
%
123 306 TRUSTAGE GRP
%96.44%0.0630,692 24,458 65.59 72.08
%
%
124 333 MUTUAL OF ENUMCLAW GRP
%96.50%0.0629,630 32,932 121.19 127.56
%
%
125 67 MICHIGAN FARM BUREAU GRP
%96.56%0.0629,154 27,498 46.79 52.50
%
%
**INDUSTRY TOTAL**
%100.00%100.0049,481,956 47,511,423 76.64 84.34
%
%
© 2024 National Association of Insurance Commissioners
423
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.31%15.317,541,496 7,461,839 77.94 83.37
%
%
2 3548 TRAVELERS GRP
%20.80%5.492,705,768 2,586,967 69.89 77.44
%
%
3 111 LIBERTY MUT GRP
%25.34%4.542,238,799 2,069,403 81.84 87.88
%
%
4 150 OLD REPUBLIC GRP
%29.06%3.721,835,119 1,714,230 82.74 91.27
%
%
5 212 ZURICH INS GRP
%32.24%3.181,566,241 1,484,903 93.23 102.08
%
%
6 31 BERKSHIRE HATHAWAY GRP
%35.40%3.161,558,153 1,435,180 72.71 84.34
%
%
7 280 AUTO OWNERS GRP
%38.08%2.681,318,436 1,224,971 94.26 108.16
%
%
8 176 STATE FARM GRP
%40.74%2.661,312,331 1,082,268 105.62 116.62
%
%
9 626 CHUBB LTD GRP
%42.92%2.171,071,648 1,057,690 98.41 105.32
%
%
10 98 WR BERKLEY CORP GRP
%45.07%2.151,058,511 1,007,121 68.37 77.10
%
%
11 12 AMERICAN INTL GRP
%47.06%2.00983,468 920,525 62.96 68.56
%
%
12 91 HARTFORD FIRE & CAS GRP
%49.05%1.99978,211 921,535 68.87 75.94
%
%
13 140 NATIONWIDE CORP GRP
%51.03%1.98977,754 1,175,007 73.53 79.35
%
%
14 3098 TOKIO MARINE HOLDINGS INC GRP
%52.63%1.60787,594 757,115 67.90 72.83
%
%
15 158 FAIRFAX FIN GRP
%54.19%1.56768,091 716,419 76.98 84.61
%
%
16 84 AMERICAN FINANCIAL GRP
%55.73%1.54758,381 741,819 79.19 84.04
%
%
17 242 SELECTIVE INS GRP
%57.21%1.48729,826 685,609 64.19 69.31
%
%
18 169 SENTRY INS GRP
%58.67%1.46719,332 690,259 74.63 81.68
%
%
19 218 CNA INS GRP
%60.07%1.40688,260 622,447 75.46 79.74
%
%
20 1278 CSAA INS GRP
%61.37%1.30641,017 514,912 96.34 104.40
%
%
21 244 CINCINNATI FIN GRP
%62.63%1.27623,328 613,169 56.68 61.39
%
%
22 213 ERIE INS GRP
%63.83%1.20591,162 563,949 88.11 93.75
%
%
23 8 ALLSTATE INS GRP
%65.03%1.20590,105 653,477 114.93 118.67
%
%
24 1279 ARCH INS GRP
%66.21%1.18581,403 533,732 75.01 80.87
%
%
25 14184 ACUITY A MUT INS CO
%67.35%1.14561,167 532,384 54.62 61.17
%
%
26 7 FEDERATED MUT GRP
%68.44%1.10540,300 514,896 61.83 68.78
%
%
27 215 KEMPER CORP GRP
%69.44%1.00492,654 515,887 70.59 77.75
%
%
28 69 FARMERS INS GRP
%70.44%1.00491,481 571,952 56.62 57.84
%
%
29 62 EMC INS CO GRP
%71.39%0.94465,284 451,838 58.89 63.41
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%72.19%0.80394,931 404,117 83.07 90.34
%
%
31 4850 CLEAR BLUE FINANCIAL GRP
%72.90%0.71350,303 381,170 86.30 94.12
%
%
32 262 CANAL GRP
%73.60%0.70347,089 305,841 55.95 62.10
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%74.31%0.70347,027 287,914 56.77 64.52
%
%
34 16616 AMERICAN TRANSIT INS CO
%74.96%0.66323,940 287,826 76.81 105.99
%
%
35 1120 EVEREST REINS HOLDINGS GRP
%75.62%0.66323,601 303,553 81.37 93.27
%
%
36 474 FCCI MUT INS GRP
%76.28%0.66323,570 309,143 69.40 76.94
%
%
37 785 MARKEL CORP GRP
%76.92%0.64314,787 360,650 136.30 148.61
%
%
38 4969 TRISURA GRP
%77.53%0.61300,219 292,679 66.30 87.23
%
%
39 88 THE HANOVER INS GRP
%78.13%0.61298,152 293,877 60.18 69.75
%
%
40 660 MERCURY GEN GRP
%78.71%0.57283,284 245,278 73.87 84.31
%
%
41 201 UTICA GRP
%79.27%0.57279,211 266,481 55.86 63.97
%
%
42 4381 SKYWARD SPECIALTY INS GRP INC GRP
%79.80%0.52257,273 246,575 64.79 79.22
%
%
43 761 ALLIANZ INS GRP
%80.30%0.51248,933 197,039 80.56 89.07
%
%
44 572 BCBS OF MI GRP
%80.80%0.50247,951 252,306 93.66 110.59
%
%
45 4670 STARR GRP
%81.27%0.46229,060 219,977 75.35 86.68
%
%
46 473 AMERICAN FAMILY INS GRP
%81.71%0.44217,437 237,125 49.78 52.01
%
%
47 968 AXA INS GRP
%82.14%0.43210,258 208,961 168.01 187.68
%
%
48 4131 PRIME HOLDINGS INS GRP
%82.56%0.42209,333 231,028 49.95 74.55
%
%
49 228 WESTFIELD GRP
%82.98%0.42206,160 201,456 48.73 53.04
%
%
50 309 WESTERN NATL MUT GRP
%83.39%0.41200,364 189,587 57.34 63.15
%
%
51 4234 RANDALL & QUILTER INVESTMENT GRP
%83.79%0.40198,232 188,080 54.95 58.12
%
%
52 408 BROOKFIELD REINS LTD GRP
%84.19%0.40197,622 202,370 63.53 69.68
%
%
53 124 AMERISURE CO GRP
%84.59%0.40196,743 183,153 82.06 92.47
%
%
54 15350 WEST BEND INS CO
%84.99%0.40195,266 184,241 64.68 69.87
%
%
55 4987 INCLINE INS GRP LLC GRP
%85.37%0.38189,029 182,223 68.60 75.22
%
%
56 256 COACTION GLOBAL INC GRP
%85.74%0.37183,949 163,007 82.09 100.06
%
%
57 225 IAT REINS CO GRP
%86.11%0.37183,470 180,642 73.61 84.76
%
%
58 4715 MS & AD INS GRP
%86.46%0.35170,185 132,949 55.80 63.81
%
%
59 3494 JAMES RIVER GRP
%86.79%0.33163,041 163,338 113.54 130.77
%
%
60 5003 SOUTHLAKE FINANCIAL GRP
%87.12%0.33162,029 154,562 65.98 71.76
%
%
61 248 UNITED FIRE & CAS GRP
%87.45%0.33161,081 150,474 78.06 79.66
%
%
62 96 SECURA INS GRP
%87.75%0.31151,558 144,682 66.11 72.79
%
%
63 250 DONEGAL GRP
%88.05%0.30146,060 144,322 50.66 54.86
%
%
64 4695 HEREFORD HOLDING GRP
%88.35%0.30145,981 136,470 57.83 75.35
%
%
65 411 MAPFRE INS GRP
%88.61%0.27132,147 129,036 56.62 58.39
%
%
© 2024 National Association of Insurance Commissioners
424
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 1309 FRANKENMUTH GRP
%88.88%0.27130,851 121,747 62.47 67.27
%
%
67 783 RLI INS GRP
%89.15%0.27130,784 125,567 64.53 74.60
%
%
68 291 ENCOVA MUT INS GRP
%89.40%0.26127,303 126,732 58.04 69.02
%
%
69 267 GRANGE MUT CAS GRP
%89.66%0.25124,018 121,530 73.34 78.34
%
%
70 1248 AMBAC FINANCIAL GRP
%89.90%0.25121,945 116,923 69.49 72.24
%
%
71 36 CENTRAL MUT INS CO GRP
%90.14%0.24116,812 113,300 68.66 66.83
%
%
72 1316 KNIGHTBROOK INS GRP
%90.38%0.24116,449 113,437 109.45 118.19
%
%
73 226 MERCHANTS MUT GRP
%90.61%0.23114,446 110,671 86.04 96.12
%
%
74 10642 CHEROKEE INS CO
%90.84%0.23113,920 115,226 86.14 100.59
%
%
75 4962 AU HOLDING CO GRP
%91.07%0.23112,140 94,047 59.57 64.51
%
%
76 586 ARBELLA INS GRP
%91.30%0.23111,982 106,762 46.81 50.36
%
%
77 271 PENNSYLVANIA NATL INS GRP
%91.52%0.22109,540 106,600 61.66 68.00
%
%
78 4672 DONGBU INS GRP
%91.74%0.22108,368 102,784 73.18 87.09
%
%
79 188 SAFETY GRP
%91.96%0.22108,147 103,923 74.03 77.68
%
%
80 4982 OBS HOLDINGS GRP
%92.17%0.22106,913 76,643 88.55 96.95
%
%
81 303 GUIDEONE INS GRP
%92.37%0.2098,807 93,859 49.70 54.29
%
%
82 4886 BENCHMARK HOLDING GRP
%92.56%0.1890,461 76,186 50.17 62.93
%
%
83 708 NEW JERSEY MANUFACTURERS GRP
%92.74%0.1890,143 86,430 70.86 80.34
%
%
84 14974 PENNSYLVANIA LUMBERMENS MUT INS
%92.91%0.1784,082 81,213 94.36 100.35
%
%
85 35173 AGENCY INS CO OF MD INC
%93.07%0.1679,565 71,182 63.10 65.04
%
%
86 4851 CHURCH MUT GRP
%93.23%0.1679,153 74,840 49.33 58.30
%
%
87 153 PEKIN INS GRP
%93.39%0.1575,201 70,756 99.01 105.86
%
%
88 13683 ASCENDANT COMMERCIAL INS INC
%93.53%0.1470,094 59,748 79.05 85.20
%
%
89 4904 INTACT FINANCIAL GRP
%93.66%0.1364,902 64,362 38.08 31.34
%
%
90 14133 QUALITAS INS CO
%93.79%0.1364,869 71,281 98.08 129.38
%
%
91 4935 CHANDLER INS GRP
%93.91%0.1260,595 57,033 71.70 74.72
%
%
92 5015 CONCERT GRP HOLDINGS INC GRP
%94.03%0.1259,080 45,381 66.66 71.74
%
%
93 3416 AXIS CAPITAL GRP
%94.15%0.1256,715 63,637 132.67 135.52
%
%
94 361 MUNICH RE GRP
%94.26%0.1154,117 51,478 100.04 114.95
%
%
95 5065 SUTTON NATL INS HOLDINGS GRP
%94.37%0.1153,188 40,497 74.04 83.12
%
%
96 50 COUNTRY INS & FIN SERV GRP
%94.47%0.1152,467 51,448 85.69 90.19
%
%
97 447 HARFORD GRP
%94.58%0.1152,032 47,847 68.06 72.63
%
%
98 5049 GRANADA FIN GRP
%94.68%0.1050,256 53,373 114.19 142.87
%
%
99 4507 BUILDERS GRP
%94.78%0.1049,586 44,644 82.06 88.04
%
%
100 11534 AMERICAN T & T INS CO RRG
%94.88%0.1047,298 45,192 92.42 117.66
%
%
101 513 IOWA FARM BUREAU GRP
%94.97%0.1047,278 43,437 76.26 82.65
%
%
102 4485 COPPERPOINT GRP
%95.07%0.1047,127 44,973 49.70 56.40
%
%
103 415 PLYMOUTH ROCK INS GRP
%95.16%0.0942,932 40,806 68.79 77.25
%
%
104 3219 SOMPO GRP
%95.24%0.0942,915 40,542 62.74 65.41
%
%
105 4911 MIDWEST FAMILY GRP
%95.33%0.0942,095 44,245 85.44 90.86
%
%
106 123 SHELTER INS GRP
%95.41%0.0841,095 39,306 84.57 94.08
%
%
107 807 COLUMBIA INS GRP
%95.49%0.0839,179 36,105 44.93 47.79
%
%
108 645 OREGON MUT GRP
%95.57%0.0736,839 36,998 62.31 67.69
%
%
109 324 NORTH CAROLINA FARM BUREAU GRP
%95.64%0.0736,683 36,118 62.14 63.77
%
%
110 796 QBE INS GRP
%95.71%0.0736,097 45,321 76.85 89.50
%
%
111 4980 MGI HOLDINGS GRP
%95.79%0.0735,987 35,715 59.87 64.03
%
%
112 518 GRINNELL MUT GRP
%95.86%0.0734,969 34,370 84.36 86.52
%
%
113 4727 WARRIOR INVICTUS HOLDING CO GRP
%95.93%0.0734,224 30,245 30.15 34.71
%
%
114 4912 CITADEL REINS GRP
%96.00%0.0733,606 29,146 50.18 58.05
%
%
115 4908 ASCOT INS US GRP
%96.06%0.0733,333 13,551 55.06 64.21
%
%
116 36030 MAYA ASSUR CO
%96.13%0.0732,395 27,426 37.33 62.37
%
%
117 14176 HASTINGS INS CO
%96.20%0.0732,117 31,231 83.52 86.88
%
%
118 17198 SOUTHWIND RRG INC
%96.26%0.0631,685 23,160 43.45 57.23
%
%
119 5010 SH1 HOLDINGS GRP
%96.32%0.0631,312 23,886 69.06 75.96
%
%
120 35319 UNITED AUTOMOBILE INS CO
%96.39%0.0631,044 22,298 68.88 70.60
%
%
121 306 TRUSTAGE GRP
%96.45%0.0630,692 24,458 65.59 72.08
%
%
122 333 MUTUAL OF ENUMCLAW GRP
%96.51%0.0629,630 32,932 121.19 127.56
%
%
123 67 MICHIGAN FARM BUREAU GRP
%96.57%0.0629,154 27,498 46.79 52.50
%
%
124 1208 GRAY INS GRP
%96.63%0.0628,641 27,946 89.89 97.89
%
%
125 483 SOUTHERN FARM BUREAU CAS GRP
%96.68%0.0628,245 26,407 117.74 126.74
%
%
**INDUSTRY TOTAL**
%100.00%100.0049,274,568 47,301,193 76.76 84.46
%
%
© 2024 National Association of Insurance Commissioners
425
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.51%15.51105,724 107,282Alabama 62.24 65.71
%
%
2 280 AUTO OWNERS GRP
%23.82%8.3256,703 53,640 78.83 91.78
%
%
3 3548 TRAVELERS GRP
%29.34%5.5137,595 37,125 65.74 70.84
%
%
4 169 SENTRY INS GRP
%34.07%4.7332,270 31,193 75.60 83.16
%
%
5 212 ZURICH INS GRP
%37.70%3.6324,758 23,586 73.60 81.89
%
%
6 98 WR BERKLEY CORP GRP
%41.14%3.4423,456 20,289 73.46 79.99
%
%
7 1279 ARCH INS GRP
%44.28%3.1421,387 19,650 146.18 153.79
%
%
8 150 OLD REPUBLIC GRP
%47.38%3.1021,131 18,901 112.83 130.37
%
%
9 12 AMERICAN INTL GRP
%50.28%2.9019,773 16,427 45.58 50.65
%
%
10 111 LIBERTY MUT GRP
%53.09%2.8119,158 19,010 69.44 74.13
%
%
**STAT E TOTAL**
%100.00%100.00681,835 649,989 71.82 78.80
%
%
1 309 WESTERN NATL MUT GRP
%15.20%15.2012,210 11,182Alaska 65.36 62.20
%
%
2 4485 COPPERPOINT GRP
%30.19%14.9912,044 11,552 56.26 63.58
%
%
3 155 PROGRESSIVE GRP
%40.91%10.728,615 8,032 100.41 102.78
%
%
4 111 LIBERTY MUT GRP
%51.27%10.368,321 8,392 61.14 62.86
%
%
5 31 BERKSHIRE HATHAWAY GRP
%60.46%9.207,388 6,245 49.79 60.45
%
%
6 84 AMERICAN FINANCIAL GRP
%66.47%6.004,823 4,800 84.74 84.07
%
%
7 212 ZURICH INS GRP
%72.13%5.664,547 4,367 18.82 20.76
%
%
8 12 AMERICAN INTL GRP
%75.47%3.342,683 2,707 25.71 30.95
%
%
9 176 STATE FARM GRP
%78.32%2.852,289 2,244 33.04 42.49
%
%
10 3548 TRAVELERS GRP
%80.84%2.522,025 2,078 26.97 28.86
%
%
**STAT E TOTAL**
%100.00%100.0080,343 77,340 76.86 80.41
%
%
1 155 PROGRESSIVE GRP
%12.92%12.92117,883 117,345Arizona 65.51 68.38
%
%
2 111 LIBERTY MUT GRP
%21.27%8.3476,119 67,419 85.83 91.00
%
%
3 3548 TRAVELERS GRP
%26.30%5.0345,884 44,364 51.47 55.88
%
%
4 31 BERKSHIRE HATHAWAY GRP
%30.09%3.7934,580 30,846 68.99 79.87
%
%
5 212 ZURICH INS GRP
%33.71%3.6233,014 30,606 78.14 86.43
%
%
6 69 FARMERS INS GRP
%37.06%3.3630,617 41,523 52.26 53.40
%
%
7 150 OLD REPUBLIC GRP
%40.42%3.3630,608 28,044 72.19 77.75
%
%
8 14184 ACUITY A MUT INS CO
%43.59%3.1728,907 27,375 39.38 38.51
%
%
9 242 SELECTIVE INS GRP
%46.44%2.8526,001 24,128 79.38 85.82
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%48.94%2.5122,854 21,938 55.32 60.54
%
%
**STAT E TOTAL**
%100.00%100.00912,184 879,334 70.45 76.62
%
%
1 155 PROGRESSIVE GRP
%15.43%15.4363,862 62,004Arkansas 56.51 59.26
%
%
2 150 OLD REPUBLIC GRP
%21.68%6.2525,871 23,809 57.11 61.73
%
%
3 140 NATIONWIDE CORP GRP
%27.42%5.7423,742 24,464 62.63 72.41
%
%
4 3548 TRAVELERS GRP
%32.83%5.4122,375 22,154 66.80 72.87
%
%
5 10642 CHEROKEE INS CO
%37.48%4.6619,269 20,771 70.94 85.77
%
%
6 111 LIBERTY MUT GRP
%41.46%3.9716,446 15,413 76.77 81.70
%
%
7 244 CINCINNATI FIN GRP
%44.79%3.3313,792 13,435 62.42 65.58
%
%
8 31 BERKSHIRE HATHAWAY GRP
%48.01%3.2213,317 12,647 60.45 65.84
%
%
9 280 AUTO OWNERS GRP
%50.89%2.8811,935 10,676 95.20 107.72
%
%
10 98 WR BERKLEY CORP GRP
%53.71%2.8211,659 11,073 69.47 76.79
%
%
**STAT E TOTAL**
%100.00%100.00413,817 396,865 60.98 66.80
%
%
© 2024 National Association of Insurance Commissioners
426
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.55%12.55758,443 735,798California 129.29 140.28
%
%
2 1278 CSAA INS GRP
%20.60%8.05486,603 390,307 94.70 103.01
%
%
3 3548 TRAVELERS GRP
%26.65%6.05365,659 344,422 79.39 87.82
%
%
4 158 FAIRFAX FIN GRP
%32.30%5.65341,771 303,789 78.74 83.47
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.85%4.55275,004 234,917 97.04 111.04
%
%
6 150 OLD REPUBLIC GRP
%40.32%3.46209,296 196,179 102.54 114.29
%
%
7 660 MERCURY GEN GRP
%43.63%3.31200,316 170,625 82.59 93.48
%
%
8 215 KEMPER CORP GRP
%46.75%3.12188,573 202,198 77.18 86.91
%
%
9 212 ZURICH INS GRP
%49.79%3.04183,694 175,381 123.51 132.67
%
%
10 140 NATIONWIDE CORP GRP
%52.82%3.03183,041 209,658 75.14 83.56
%
%
**STAT E TOTAL**
%100.00%100.006,044,082 5,775,325 99.10 109.52
%
%
1 155 PROGRESSIVE GRP
%18.92%18.92154,523 150,526Colorado 72.70 76.45
%
%
2 3548 TRAVELERS GRP
%25.01%6.0949,710 47,503 44.95 52.19
%
%
3 150 OLD REPUBLIC GRP
%29.42%4.4236,066 34,737 85.65 93.70
%
%
4 111 LIBERTY MUT GRP
%33.82%4.3935,894 36,042 64.65 69.53
%
%
5 280 AUTO OWNERS GRP
%38.02%4.2134,365 32,619 81.16 99.57
%
%
6 212 ZURICH INS GRP
%42.00%3.9732,445 31,810 79.58 87.11
%
%
762EMC INS CO GRP
%45.80%3.8031,055 29,426 52.71 58.70
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.57%3.7730,775 27,212 61.78 68.05
%
%
9 98 WR BERKLEY CORP GRP
%52.57%3.0124,548 23,280 71.88 80.99
%
%
10 1278 CSAA INS GRP
%55.56%2.9924,436 17,739 108.69 115.34
%
%
**STAT E TOTAL**
%100.00%100.00816,734 780,832 66.60 72.68
%
%
1 155 PROGRESSIVE GRP
%12.36%12.3663,251 60,648Connecticut 73.16 80.56
%
%
2 111 LIBERTY MUT GRP
%20.09%7.7339,576 39,643 80.25 85.10
%
%
3 3548 TRAVELERS GRP
%27.32%7.2337,010 35,953 81.66 89.11
%
%
4 91 HARTFORD FIRE & CAS GRP
%32.59%5.2726,953 25,700 55.61 62.35
%
%
5 242 SELECTIVE INS GRP
%37.60%5.0125,655 23,873 55.89 61.98
%
%
6 98 WR BERKLEY CORP GRP
%42.45%4.8524,805 23,849 58.86 64.01
%
%
7 201 UTICA GRP
%46.14%3.6918,894 18,112 54.46 61.01
%
%
8 212 ZURICH INS GRP
%49.65%3.5117,968 17,112 102.62 112.26
%
%
9 473 AMERICAN FAMILY INS GRP
%52.71%3.0615,645 15,677 27.95 31.03
%
%
10 586 ARBELLA INS GRP
%55.58%2.8714,682 13,293 60.09 65.94
%
%
**STAT E TOTAL**
%100.00%100.00511,804 490,549 72.36 78.46
%
%
1 84 AMERICAN FINANCIAL GRP
%14.65%14.6524,607 25,404Delaware 92.96 94.75
%
%
2 155 PROGRESSIVE GRP
%23.66%9.0115,131 17,038 76.61 81.34
%
%
3 250 DONEGAL GRP
%32.00%8.3514,026 13,533 23.75 27.10
%
%
4 242 SELECTIVE INS GRP
%37.59%5.589,380 8,783 77.64 81.29
%
%
5 212 ZURICH INS GRP
%42.33%4.747,967 7,946 30.56 24.08
%
%
6 3548 TRAVELERS GRP
%46.51%4.187,021 6,891 52.82 64.40
%
%
7 12 AMERICAN INTL GRP
%50.62%4.116,907 6,131 98.79 106.07
%
%
8 447 HARFORD GRP
%54.46%3.836,440 6,184 95.84 103.02
%
%
9 140 NATIONWIDE CORP GRP
%58.09%3.646,112 7,399 94.86 97.78
%
%
10 31 BERKSHIRE HATHAWAY GRP
%61.28%3.185,350 4,972 59.61 67.28
%
%
**STAT E TOTAL**
%100.00%100.00167,987 166,570 69.31 74.05
%
%
© 2024 National Association of Insurance Commissioners
427
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%25.99%25.9913,871 13,120District Of Columbia 57.92 64.27
%
%
2 91 HARTFORD FIRE & CAS GRP
%33.03%7.043,757 3,913 59.68 80.15
%
%
3 3548 TRAVELERS GRP
%38.87%5.853,121 2,862 62.11 67.15
%
%
4 69 FARMERS INS GRP
%44.06%5.192,768 4,620 72.32 66.45
%
%
5 88 THE HANOVER INS GRP
%49.10%5.042,692 2,655 42.45 45.16
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%53.34%4.242,261 2,340 37.78 40.69
%
%
7 626 CHUBB LTD GRP
%57.29%3.952,110 2,020 11.99 14.08
%
%
8 31 BERKSHIRE HATHAWAY GRP
%60.93%3.631,940 1,972 67.54 79.69
%
%
9 213 ERIE INS GRP
%64.14%3.211,715 1,658 67.27 69.19
%
%
10 2778 VFH CAPTIVE GRP
%67.27%3.131,670 1,615 52.46 58.46
%
%
**STAT E TOTAL**
%100.00%100.0053,373 53,827 41.81 45.14
%
%
1 155 PROGRESSIVE GRP
%25.06%25.061,283,909 1,135,941Florida 75.97 82.32
%
%
2 280 AUTO OWNERS GRP
%33.92%8.86453,905 413,929 116.85 135.13
%
%
3 176 STATE FARM GRP
%41.95%8.03411,177 267,104 71.71 81.58
%
%
4 3548 TRAVELERS GRP
%46.41%4.46228,572 215,031 86.89 97.16
%
%
5 31 BERKSHIRE HATHAWAY GRP
%50.52%4.11210,572 200,611 89.65 103.60
%
%
6 212 ZURICH INS GRP
%53.61%3.09158,405 148,423 108.42 119.81
%
%
7 474 FCCI MUT INS GRP
%56.59%2.98152,728 141,862 74.51 82.92
%
%
8 215 KEMPER CORP GRP
%59.13%2.54130,103 133,982 64.89 71.53
%
%
9 4850 CLEAR BLUE FINANCIAL GRP
%61.04%1.9197,884 90,330 81.66 88.24
%
%
10 218 CNA INS GRP
%62.91%1.8795,713 82,478 77.90 79.45
%
%
**STAT E TOTAL**
%100.00%100.005,122,934 4,656,446 86.76 96.87
%
%
1 155 PROGRESSIVE GRP
%18.68%18.68362,238 432,474Georgia 66.15 69.42
%
%
2 280 AUTO OWNERS GRP
%24.37%5.69110,297 105,306 100.20 115.09
%
%
3 3548 TRAVELERS GRP
%29.30%4.9395,650 90,804 79.30 85.49
%
%
4 150 OLD REPUBLIC GRP
%33.10%3.8073,681 65,899 94.55 102.25
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.77%3.6771,110 71,413 74.50 84.64
%
%
6 242 SELECTIVE INS GRP
%39.85%3.0859,731 57,278 78.28 83.89
%
%
7 212 ZURICH INS GRP
%42.78%2.9356,900 53,687 114.12 123.18
%
%
8 111 LIBERTY MUT GRP
%45.47%2.6952,245 51,684 98.93 103.72
%
%
9 98 WR BERKLEY CORP GRP
%47.88%2.4146,709 46,159 89.06 96.71
%
%
10 215 KEMPER CORP GRP
%50.25%2.3745,920 47,088 62.94 67.16
%
%
**STAT E TOTAL**
%100.00%100.001,939,267 1,980,971 79.44 85.65
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%23.05%23.0524,500 24,268Hawaii 52.80 55.50
%
%
2 106 ISLAND INS CO GRP
%35.36%12.3113,088 13,262 59.61 64.50
%
%
3 84 AMERICAN FINANCIAL GRP
%44.91%9.5510,150 10,136 52.13 47.85
%
%
4 212 ZURICH INS GRP
%52.17%7.267,719 7,447 27.22 27.32
%
%
5 158 FAIRFAX FIN GRP
%58.63%6.466,863 6,801 32.36 34.24
%
%
6 155 PROGRESSIVE GRP
%64.82%6.196,582 6,147 18.35 17.56
%
%
7 4672 DONGBU INS GRP
%70.92%6.106,485 6,627 17.99 20.04
%
%
8 3548 TRAVELERS GRP
%75.09%4.174,429 4,309 17.34 18.82
%
%
9 4715 MS & AD INS GRP
%78.31%3.223,423 3,636 22.83 24.54
%
%
10 111 LIBERTY MUT GRP
%80.43%2.122,256 2,234 20.96 23.49
%
%
**STAT E TOTAL**
%100.00%100.00106,297 105,254 40.09 41.12
%
%
© 2024 National Association of Insurance Commissioners
428
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%13.16%13.1630,277 29,131Idaho 54.25 55.89
%
%
2 150 OLD REPUBLIC GRP
%21.36%8.2018,864 18,477 62.10 70.80
%
%
3 280 AUTO OWNERS GRP
%28.28%6.9315,933 14,930 62.36 71.73
%
%
4 842 FARM BUREAU GRP
%33.69%5.4112,440 11,631 48.81 50.96
%
%
5 111 LIBERTY MUT GRP
%38.34%4.6510,693 10,881 79.11 82.80
%
%
6 3548 TRAVELERS GRP
%42.86%4.5210,407 10,419 53.00 58.75
%
%
7 31 BERKSHIRE HATHAWAY GRP
%46.93%4.079,364 8,893 64.04 75.81
%
%
8 84 AMERICAN FINANCIAL GRP
%50.68%3.758,630 8,151 66.64 67.95
%
%
9 244 CINCINNATI FIN GRP
%54.23%3.558,161 8,447 64.01 69.38
%
%
10 212 ZURICH INS GRP
%57.43%3.207,369 6,962 50.62 50.20
%
%
**STAT E TOTAL**
%100.00%100.00230,075 222,032 60.95 66.35
%
%
1 155 PROGRESSIVE GRP
%10.17%10.17197,773 214,302Illinois 69.99 75.07
%
%
2 111 LIBERTY MUT GRP
%16.16%5.99116,482 112,833 59.40 65.73
%
%
3 3548 TRAVELERS GRP
%21.93%5.77112,184 107,026 61.98 68.79
%
%
4 150 OLD REPUBLIC GRP
%26.79%4.8794,679 85,221 66.83 75.42
%
%
5 176 STATE FARM GRP
%30.80%4.0177,984 62,517 74.61 82.91
%
%
6 98 WR BERKLEY CORP GRP
%34.25%3.4567,110 57,333 63.54 72.06
%
%
7 626 CHUBB LTD GRP
%37.56%3.3164,367 65,781 99.59 108.29
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%40.54%2.9757,826 55,395 81.23 88.47
%
%
9 212 ZURICH INS GRP
%43.48%2.9457,191 55,879 45.96 47.20
%
%
10 14184 ACUITY A MUT INS CO
%46.09%2.6250,865 52,225 52.56 59.89
%
%
**STAT E TOTAL**
%100.00%100.001,944,938 1,917,508 67.87 74.55
%
%
1 155 PROGRESSIVE GRP
%11.08%11.0894,662 100,768Indiana 73.06 76.74
%
%
2 150 OLD REPUBLIC GRP
%16.58%5.4946,922 41,995 63.47 71.67
%
%
3 3548 TRAVELERS GRP
%21.64%5.0643,220 42,260 83.70 91.25
%
%
4 280 AUTO OWNERS GRP
%26.36%4.7240,340 37,775 79.13 91.67
%
%
5 111 LIBERTY MUT GRP
%30.05%3.6931,476 31,533 66.63 71.94
%
%
6 14184 ACUITY A MUT INS CO
%33.61%3.5630,432 29,378 34.30 38.65
%
%
7 212 ZURICH INS GRP
%36.85%3.2327,623 26,943 49.22 52.94
%
%
8 244 CINCINNATI FIN GRP
%39.90%3.0526,067 25,414 61.85 65.82
%
%
9 242 SELECTIVE INS GRP
%42.65%2.7523,444 21,801 56.20 60.69
%
%
10 626 CHUBB LTD GRP
%45.14%2.4921,265 22,148 32.23 37.93
%
%
**STAT E TOTAL**
%100.00%100.00853,974 823,397 63.64 69.92
%
%
1 150 OLD REPUBLIC GRP
%9.12%9.1235,284 33,577Iowa 57.31 63.35
%
%
2 155 PROGRESSIVE GRP
%17.03%7.9130,614 33,286 79.77 83.95
%
%
3 3548 TRAVELERS GRP
%23.74%6.7125,970 25,395 66.34 75.76
%
%
462EMC INS CO GRP
%29.91%6.1723,884 23,544 33.41 35.52
%
%
5 140 NATIONWIDE CORP GRP
%34.66%4.7518,400 22,469 67.32 70.98
%
%
6 280 AUTO OWNERS GRP
%39.11%4.4417,190 15,501 63.77 71.08
%
%
7 14184 ACUITY A MUT INS CO
%42.85%3.7414,484 14,482 54.40 52.83
%
%
8 11839 CIRCLE STAR INS CO RRG
%46.46%3.6113,968 13,968 99.19 118.91
%
%
9 212 ZURICH INS GRP
%49.37%2.9111,280 10,471 114.88 126.50
%
%
10 98 WR BERKLEY CORP GRP
%51.80%2.429,375 7,828 34.43 36.75
%
%
**STAT E TOTAL**
%100.00%100.00387,001 378,685 68.75 73.95
%
%
© 2024 National Association of Insurance Commissioners
429
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%11.68%11.6839,431 38,775Kansas 63.80 67.62
%
%
2 3548 TRAVELERS GRP
%20.19%8.5128,751 28,314 56.28 60.55
%
%
3 150 OLD REPUBLIC GRP
%27.23%7.0423,774 22,199 50.20 56.60
%
%
462EMC INS CO GRP
%33.84%6.6022,295 21,010 41.07 42.96
%
%
5 140 NATIONWIDE CORP GRP
%38.58%4.7516,024 18,294 59.77 61.19
%
%
6 84 AMERICAN FINANCIAL GRP
%42.87%4.2914,489 14,049 132.03 137.90
%
%
7 212 ZURICH INS GRP
%46.51%3.6412,296 11,147 94.43 108.74
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.65%3.1410,603 9,141 41.55 40.56
%
%
9 626 CHUBB LTD GRP
%52.46%2.819,484 9,592 64.33 68.28
%
%
10 98 WR BERKLEY CORP GRP
%55.25%2.789,401 8,849 87.46 93.63
%
%
**STAT E TOTAL**
%100.00%100.00337,665 324,776 65.55 71.20
%
%
1 155 PROGRESSIVE GRP
%10.17%10.1750,293 49,830Kentucky 63.45 66.83
%
%
2 3548 TRAVELERS GRP
%17.02%6.8533,889 33,299 62.67 70.36
%
%
3 111 LIBERTY MUT GRP
%23.40%6.3731,513 30,721 66.58 71.38
%
%
4 280 AUTO OWNERS GRP
%28.60%5.2125,754 24,570 82.18 93.19
%
%
5 244 CINCINNATI FIN GRP
%33.09%4.4922,199 21,646 67.61 71.91
%
%
6 14184 ACUITY A MUT INS CO
%36.58%3.4817,231 16,374 58.89 69.74
%
%
7 84 AMERICAN FINANCIAL GRP
%39.32%2.7413,557 13,502 60.70 62.16
%
%
8 212 ZURICH INS GRP
%42.03%2.7113,419 13,322 30.25 32.06
%
%
9 169 SENTRY INS GRP
%44.62%2.5912,807 12,894 58.81 67.45
%
%
10 31 BERKSHIRE HATHAWAY GRP
%47.20%2.5812,770 11,236 33.87 38.12
%
%
**STAT E TOTAL**
%100.00%100.00494,520 478,318 69.45 75.47
%
%
1 155 PROGRESSIVE GRP
%16.79%16.79161,043 154,263Louisiana 71.82 78.14
%
%
2 3548 TRAVELERS GRP
%24.89%8.1077,722 76,437 74.66 82.38
%
%
3 4381 SKYWARD SPECIALTY INS GRP INC GRP
%32.14%7.2469,464 68,228 53.07 71.03
%
%
4 176 STATE FARM GRP
%38.12%5.9957,411 48,006 66.75 85.03
%
%
5 31 BERKSHIRE HATHAWAY GRP
%43.73%5.6153,815 48,453 77.74 91.75
%
%
6 212 ZURICH INS GRP
%49.21%5.4752,505 49,028 124.30 140.31
%
%
7 12 AMERICAN INTL GRP
%53.51%4.3141,318 37,465 63.81 74.75
%
%
8 150 OLD REPUBLIC GRP
%56.96%3.4533,064 29,385 96.07 110.52
%
%
9 218 CNA INS GRP
%59.56%2.6024,957 24,118 59.24 61.92
%
%
10 111 LIBERTY MUT GRP
%61.93%2.3722,731 22,928 90.21 97.34
%
%
**STAT E TOTAL**
%100.00%100.00959,141 924,331 82.59 94.37
%
%
1 98 WR BERKLEY CORP GRP
%15.49%15.4922,550 21,811Maine 33.40 35.36
%
%
2 155 PROGRESSIVE GRP
%25.91%10.4215,176 14,379 65.00 66.01
%
%
3 3548 TRAVELERS GRP
%33.76%7.8511,426 10,819 72.05 78.59
%
%
4 111 LIBERTY MUT GRP
%40.93%7.1710,439 10,284 97.37 101.53
%
%
5 88 THE HANOVER INS GRP
%47.24%6.329,200 9,747 113.29 117.73
%
%
6 15997 MMG INS CO
%53.25%6.018,748 7,542 60.43 64.82
%
%
7 1309 FRANKENMUTH GRP
%59.16%5.918,602 8,381 49.31 51.10
%
%
8 212 ZURICH INS GRP
%62.29%3.134,559 4,495 40.22 43.44
%
%
9 14184 ACUITY A MUT INS CO
%65.40%3.114,532 4,191 59.26 63.70
%
%
10 280 AUTO OWNERS GRP
%67.97%2.563,733 3,157 28.21 29.88
%
%
**STAT E TOTAL**
%100.00%100.00145,607 139,781 63.53 66.99
%
%
© 2024 National Association of Insurance Commissioners
430
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%11.49%11.4987,085 84,657Maryland 90.94 95.72
%
%
2 155 PROGRESSIVE GRP
%21.98%10.4879,433 83,022 36.92 37.44
%
%
3 176 STATE FARM GRP
%29.12%7.1454,108 47,221 96.33 103.54
%
%
4 242 SELECTIVE INS GRP
%35.17%6.0645,908 42,997 61.73 65.95
%
%
5 3548 TRAVELERS GRP
%40.26%5.0938,569 37,933 67.71 70.88
%
%
6 35173 AGENCY INS CO OF MD INC
%44.39%4.1231,230 28,858 60.58 61.53
%
%
7 212 ZURICH INS GRP
%47.68%3.3024,971 24,027 59.09 63.61
%
%
8 150 OLD REPUBLIC GRP
%50.88%3.2024,221 24,843 69.07 74.89
%
%
9 111 LIBERTY MUT GRP
%53.95%3.0723,296 24,099 95.72 100.84
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.92%2.9622,457 21,605 32.28 33.30
%
%
**STAT E TOTAL**
%100.00%100.00757,757 739,625 61.11 64.67
%
%
1 411 MAPFRE INS GRP
%12.01%12.01110,037 107,488Massachusetts 61.57 63.95
%
%
2 188 SAFETY GRP
%23.16%11.15102,158 98,365 75.02 78.73
%
%
3 586 ARBELLA INS GRP
%32.83%9.6788,604 85,412 44.03 47.31
%
%
4 155 PROGRESSIVE GRP
%40.48%7.6570,122 67,003 55.13 57.67
%
%
5 3548 TRAVELERS GRP
%47.22%6.7561,817 59,797 60.80 65.64
%
%
6 111 LIBERTY MUT GRP
%53.69%6.4759,245 57,093 69.25 72.73
%
%
7 415 PLYMOUTH ROCK INS GRP
%58.10%4.4140,386 38,448 69.42 77.97
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%61.80%3.7033,950 33,002 46.01 48.76
%
%
9 98 WR BERKLEY CORP GRP
%65.24%3.4331,475 29,414 36.24 39.35
%
%
10 212 ZURICH INS GRP
%68.51%3.2730,001 29,843 39.10 36.49
%
%
**STAT E TOTAL**
%100.00%100.00916,355 884,719 58.35 62.07
%
%
1 155 PROGRESSIVE GRP
%8.71%8.7187,928 85,604Michigan 54.78 59.18
%
%
2 280 AUTO OWNERS GRP
%15.86%7.1572,119 66,604 129.54 144.26
%
%
3 111 LIBERTY MUT GRP
%22.77%6.9169,688 58,787 87.85 99.51
%
%
4 150 OLD REPUBLIC GRP
%27.34%4.5746,107 41,873 60.99 68.30
%
%
5 10642 CHEROKEE INS CO
%31.49%4.1541,858 41,882 83.24 101.36
%
%
6 3548 TRAVELERS GRP
%35.59%4.1141,454 40,955 38.55 44.22
%
%
7 212 ZURICH INS GRP
%39.52%3.9339,649 37,935 44.61 51.12
%
%
8 67 MICHIGAN FARM BUREAU GRP
%42.41%2.8929,154 27,498 46.79 52.50
%
%
9 1309 FRANKENMUTH GRP
%45.20%2.7828,082 26,223 54.45 61.33
%
%
10 62 EMC INS CO GRP
%47.81%2.6126,333 25,343 65.88 70.92
%
%
**STAT E TOTAL**
%100.00%100.001,009,018 967,920 64.46 73.40
%
%
1 150 OLD REPUBLIC GRP
%11.01%11.0164,826 61,516Minnesota 76.83 83.78
%
%
2 155 PROGRESSIVE GRP
%19.15%8.1447,944 48,977 52.13 54.11
%
%
3 280 AUTO OWNERS GRP
%25.97%6.8140,115 39,072 80.84 88.98
%
%
4 309 WESTERN NATL MUT GRP
%32.03%6.0735,715 34,097 47.64 53.27
%
%
5 3548 TRAVELERS GRP
%38.07%6.0435,544 35,457 54.83 62.00
%
%
696SECURA INS GRP
%41.54%3.4720,444 19,636 50.41 54.55
%
%
7 111 LIBERTY MUT GRP
%44.81%3.2719,238 18,397 61.22 69.14
%
%
8 212 ZURICH INS GRP
%48.00%3.1918,776 17,482 97.53 103.47
%
%
962EMC INS CO GRP
%51.10%3.1018,249 18,002 59.01 63.46
%
%
10 14184 ACUITY A MUT INS CO
%54.16%3.0618,026 17,856 34.74 38.44
%
%
**STAT E TOTAL**
%100.00%100.00588,746 573,896 58.83 63.25
%
%
© 2024 National Association of Insurance Commissioners
431
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.89%15.8968,403 70,399Mississippi 54.95 58.98
%
%
2 3548 TRAVELERS GRP
%23.89%8.0034,460 33,879 43.34 47.04
%
%
3 150 OLD REPUBLIC GRP
%30.65%6.7629,095 25,088 67.37 74.86
%
%
4 98 WR BERKLEY CORP GRP
%36.81%6.1726,553 24,367 78.77 87.71
%
%
5 111 LIBERTY MUT GRP
%42.32%5.5123,726 24,027 80.25 84.60
%
%
6 169 SENTRY INS GRP
%46.40%4.0717,536 17,418 89.05 100.02
%
%
7 474 FCCI MUT INS GRP
%50.06%3.6715,784 15,546 23.90 26.11
%
%
8 212 ZURICH INS GRP
%53.70%3.6415,680 15,388 160.22 176.48
%
%
9 31 BERKSHIRE HATHAWAY GRP
%56.91%3.2113,817 14,476 63.01 74.66
%
%
10 62 EMC INS CO GRP
%59.35%2.4410,490 9,574 44.32 47.42
%
%
**STAT E TOTAL**
%100.00%100.00430,578 426,166 71.60 78.47
%
%
1 155 PROGRESSIVE GRP
%11.35%11.3584,472 84,043Missouri 61.49 65.62
%
%
2 3548 TRAVELERS GRP
%19.58%8.2361,264 58,000 79.93 87.71
%
%
3 150 OLD REPUBLIC GRP
%26.63%7.0552,454 49,081 59.29 64.92
%
%
4 14184 ACUITY A MUT INS CO
%31.03%4.4032,777 29,920 73.05 85.72
%
%
5 280 AUTO OWNERS GRP
%34.52%3.4825,936 23,343 109.48 124.70
%
%
6 212 ZURICH INS GRP
%37.79%3.2824,399 24,161 58.88 61.13
%
%
7 84 AMERICAN FINANCIAL GRP
%40.99%3.1923,766 22,750 26.88 30.47
%
%
8 111 LIBERTY MUT GRP
%44.10%3.1123,138 22,190 91.42 98.74
%
%
9 244 CINCINNATI FIN GRP
%47.00%2.9121,646 21,321 67.39 74.29
%
%
10 31 BERKSHIRE HATHAWAY GRP
%49.91%2.9121,645 20,538 119.25 133.11
%
%
**STAT E TOTAL**
%100.00%100.00744,290 720,470 73.50 79.87
%
%
1 155 PROGRESSIVE GRP
%14.64%14.6424,475 22,619Montana 55.66 59.36
%
%
2 244 CINCINNATI FIN GRP
%21.56%6.9211,566 11,186 30.54 34.56
%
%
3 3548 TRAVELERS GRP
%28.24%6.6911,179 11,060 35.95 38.60
%
%
4 150 OLD REPUBLIC GRP
%34.87%6.6211,069 10,335 27.86 30.06
%
%
5 111 LIBERTY MUT GRP
%40.89%6.0210,067 10,481 68.41 72.53
%
%
662EMC INS CO GRP
%46.25%5.368,961 8,719 63.03 67.98
%
%
7 140 NATIONWIDE CORP GRP
%50.25%4.006,689 7,187 71.64 76.29
%
%
8 309 WESTERN NATL MUT GRP
%53.94%3.696,163 5,581 79.25 96.70
%
%
9 626 CHUBB LTD GRP
%57.09%3.155,268 5,146 50.01 52.48
%
%
10 14184 ACUITY A MUT INS CO
%60.07%2.984,989 4,470 114.01 129.00
%
%
**STAT E TOTAL**
%100.00%100.00167,180 162,092 51.06 55.57
%
%
1 150 OLD REPUBLIC GRP
%12.42%12.4231,936 32,841Nebraska 64.72 71.34
%
%
2 155 PROGRESSIVE GRP
%22.17%9.7625,090 25,396 65.85 69.28
%
%
3 3548 TRAVELERS GRP
%28.65%6.4716,647 16,032 31.55 36.51
%
%
462EMC INS CO GRP
%35.04%6.4016,453 16,408 62.08 64.27
%
%
5 140 NATIONWIDE CORP GRP
%41.32%6.2816,147 17,950 56.96 58.40
%
%
6 84 AMERICAN FINANCIAL GRP
%45.16%3.849,879 8,580 58.46 61.40
%
%
7 280 AUTO OWNERS GRP
%48.84%3.689,466 8,514 71.78 79.50
%
%
8 98 WR BERKLEY CORP GRP
%52.16%3.328,529 7,672 35.54 37.28
%
%
9 212 ZURICH INS GRP
%55.18%3.027,777 7,440 56.43 59.00
%
%
10 10642 CHEROKEE INS CO
%58.09%2.917,483 7,227 73.11 69.15
%
%
**STAT E TOTAL**
%100.00%100.00257,184 251,355 56.75 60.15
%
%
© 2024 National Association of Insurance Commissioners
432
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%19.59%19.59108,965 127,171Nevada 97.47 103.46
%
%
2 3548 TRAVELERS GRP
%25.82%6.2334,657 32,515 63.33 73.15
%
%
3 69 FARMERS INS GRP
%31.22%5.4030,032 43,807 109.44 111.84
%
%
4 31 BERKSHIRE HATHAWAY GRP
%36.03%4.8126,747 21,768 92.66 110.81
%
%
5 212 ZURICH INS GRP
%40.61%4.5825,484 23,867 105.16 119.20
%
%
6 150 OLD REPUBLIC GRP
%44.88%4.2723,754 22,761 120.59 132.39
%
%
7 91 HARTFORD FIRE & CAS GRP
%48.08%3.2017,819 16,110 93.64 104.31
%
%
8 14184 ACUITY A MUT INS CO
%51.11%3.0316,870 15,340 129.31 143.40
%
%
9 218 CNA INS GRP
%53.97%2.8615,885 16,372 79.66 82.24
%
%
10 626 CHUBB LTD GRP
%56.71%2.7415,230 16,545 95.50 99.84
%
%
**STAT E TOTAL**
%100.00%100.00556,280 571,645 97.72 106.54
%
%
1 98 WR BERKLEY CORP GRP
%16.52%16.5224,197 23,366New Hampshire 43.54 45.17
%
%
2 111 LIBERTY MUT GRP
%23.84%7.3210,720 10,811 55.43 58.33
%
%
3 155 PROGRESSIVE GRP
%30.79%6.9410,165 9,884 35.92 38.87
%
%
4 3548 TRAVELERS GRP
%36.81%6.028,818 8,474 50.45 51.59
%
%
5 212 ZURICH INS GRP
%40.56%3.755,493 5,425 60.14 62.31
%
%
6 15997 MMG INS CO
%44.26%3.705,422 4,944 29.89 32.19
%
%
7 84 AMERICAN FINANCIAL GRP
%47.87%3.615,283 5,222 147.97 148.87
%
%
8 188 SAFETY GRP
%51.39%3.515,146 4,828 60.25 62.90
%
%
9 88 THE HANOVER INS GRP
%54.83%3.455,046 5,092 12.17 17.96
%
%
10 626 CHUBB LTD GRP
%57.78%2.954,321 4,118 20.71 24.11
%
%
**STAT E TOTAL**
%100.00%100.00146,432 141,131 47.75 50.70
%
%
1 155 PROGRESSIVE GRP
%17.36%17.36362,947 359,393New Jersey 123.60 132.52
%
%
2 111 LIBERTY MUT GRP
%30.57%13.20276,024 191,092 77.45 84.16
%
%
3 242 SELECTIVE INS GRP
%36.50%5.94124,082 116,248 61.39 67.59
%
%
4 708 NEW JERSEY MANUFACTURERS GRP
%40.51%4.0083,690 81,319 68.54 77.93
%
%
5 3548 TRAVELERS GRP
%44.19%3.6977,051 74,114 82.33 92.22
%
%
6 212 ZURICH INS GRP
%47.03%2.8459,344 56,012 85.34 92.53
%
%
7 12 AMERICAN INTL GRP
%49.05%2.0242,198 40,000 62.04 68.86
%
%
8 4131 PRIME HOLDINGS INS GRP
%51.01%1.9640,880 42,989 71.05 95.35
%
%
9 91 HARTFORD FIRE & CAS GRP
%52.85%1.8438,501 37,417 71.35 77.79
%
%
10 201 UTICA GRP
%54.66%1.8237,953 36,907 57.41 64.63
%
%
**STAT E TOTAL**
%100.00%100.002,090,336 1,965,861 87.56 95.89
%
%
1 155 PROGRESSIVE GRP
%18.05%18.0551,938 49,149New Mexico 72.92 75.78
%
%
2 3548 TRAVELERS GRP
%26.12%8.0723,223 22,137 54.49 60.51
%
%
3 31 BERKSHIRE HATHAWAY GRP
%30.79%4.6713,434 11,683 73.18 87.43
%
%
4 212 ZURICH INS GRP
%35.20%4.4112,701 11,452 126.74 156.86
%
%
5 150 OLD REPUBLIC GRP
%39.03%3.8211,001 10,342 81.70 90.28
%
%
6 4987 INCLINE INS GRP LLC GRP
%42.82%3.7910,902 10,899 2.19 2.20
%
%
7 111 LIBERTY MUT GRP
%46.51%3.6910,621 11,022 30.55 29.12
%
%
8 11534 AMERICAN T & T INS CO RRG
%49.88%3.379,705 9,705 88.73 146.48
%
%
9 98 WR BERKLEY CORP GRP
%53.19%3.319,519 9,696 65.92 77.20
%
%
10 12 AMERICAN INTL GRP
%56.12%2.938,444 7,438 97.69 108.06
%
%
**STAT E TOTAL**
%100.00%100.00287,743 274,177 77.74 86.62
%
%
© 2024 National Association of Insurance Commissioners
433
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.09%12.09397,247 367,963New York 113.59 119.49
%
%
2 16616 AMERICAN TRANSIT INS CO
%21.96%9.86323,940 287,826 76.81 105.99
%
%
3 111 LIBERTY MUT GRP
%29.16%7.21236,718 225,911 84.00 90.52
%
%
4 3548 TRAVELERS GRP
%34.88%5.72187,852 176,130 86.01 96.30
%
%
5 4695 HEREFORD HOLDING GRP
%39.33%4.44145,981 136,470 57.83 75.35
%
%
6 176 STATE FARM GRP
%42.87%3.55116,484 104,820 169.58 182.67
%
%
7 201 UTICA GRP
%45.95%3.08101,066 93,788 60.36 70.28
%
%
8 31 BERKSHIRE HATHAWAY GRP
%48.95%3.0098,582 94,610 73.87 91.12
%
%
9 761 ALLIANZ INS GRP
%51.90%2.9596,736 68,373 98.07 104.63
%
%
10 213 ERIE INS GRP
%54.82%2.9295,935 89,584 108.81 116.99
%
%
**STAT E TOTAL**
%100.00%100.003,284,658 3,096,484 92.04 103.58
%
%
1 155 PROGRESSIVE GRP
%14.96%14.96176,058 174,597North Carolina 66.15 69.89
%
%
2 8 ALLSTATE INS GRP
%23.42%8.4699,629 97,390 79.99 80.62
%
%
3 3548 TRAVELERS GRP
%29.12%5.7067,095 65,258 67.52 73.23
%
%
4 280 AUTO OWNERS GRP
%34.75%5.6366,286 63,481 82.85 91.93
%
%
5 213 ERIE INS GRP
%39.08%4.3350,992 48,186 72.48 75.82
%
%
6 212 ZURICH INS GRP
%42.51%3.4240,290 38,285 73.85 79.38
%
%
7 150 OLD REPUBLIC GRP
%45.64%3.1336,859 35,881 68.97 72.61
%
%
8 324 NORTH CAROLINA FARM BUREAU GRP
%48.75%3.1236,683 36,118 62.14 63.77
%
%
9 242 SELECTIVE INS GRP
%51.47%2.7232,011 31,154 62.10 66.80
%
%
10 91 HARTFORD FIRE & CAS GRP
%54.02%2.5429,942 30,215 69.57 77.71
%
%
**STAT E TOTAL**
%100.00%100.001,177,152 1,143,484 69.34 73.88
%
%
1 155 PROGRESSIVE GRP
%11.80%11.8013,819 13,122North Dakota 69.46 72.36
%
%
2 150 OLD REPUBLIC GRP
%21.35%9.5511,188 11,120 36.46 38.65
%
%
3 3548 TRAVELERS GRP
%29.29%7.959,309 8,850 29.30 30.03
%
%
4 14184 ACUITY A MUT INS CO
%34.89%5.596,548 6,353 41.61 33.57
%
%
5 98 WR BERKLEY CORP GRP
%40.09%5.206,095 5,960 46.29 48.78
%
%
6 111 LIBERTY MUT GRP
%44.88%4.795,613 5,290 44.93 46.94
%
%
7 1279 ARCH INS GRP
%48.84%3.964,639 4,487 49.41 52.09
%
%
8 280 AUTO OWNERS GRP
%52.73%3.894,556 4,283 21.93 24.29
%
%
9 140 NATIONWIDE CORP GRP
%56.30%3.574,185 4,245 81.31 86.60
%
%
10 212 ZURICH INS GRP
%59.60%3.303,867 3,212 26.75 25.38
%
%
**STAT E TOTAL**
%100.00%100.00117,137 112,459 53.06 55.61
%
%
1 155 PROGRESSIVE GRP
%14.71%14.71181,445 201,275Ohio 63.49 67.63
%
%
2 244 CINCINNATI FIN GRP
%21.39%6.6782,295 80,587 53.95 56.73
%
%
3 150 OLD REPUBLIC GRP
%26.19%4.8159,297 54,528 61.54 67.41
%
%
4 3548 TRAVELERS GRP
%30.22%4.0249,613 45,279 33.85 37.83
%
%
5 228 WESTFIELD GRP
%33.26%3.0537,556 36,764 44.87 46.37
%
%
6 213 ERIE INS GRP
%36.07%2.8134,663 34,178 74.23 78.72
%
%
7 111 LIBERTY MUT GRP
%38.83%2.7633,999 33,829 66.49 69.64
%
%
8 280 AUTO OWNERS GRP
%41.41%2.5831,792 30,018 75.73 87.36
%
%
9 291 ENCOVA MUT INS GRP
%43.98%2.5731,682 31,788 41.31 49.49
%
%
10 140 NATIONWIDE CORP GRP
%46.31%2.3328,735 31,942 46.03 48.21
%
%
**STAT E TOTAL**
%100.00%100.001,233,251 1,197,923 61.84 66.31
%
%
© 2024 National Association of Insurance Commissioners
434
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.77%14.7778,329 75,689Oklahoma 74.28 79.14
%
%
2 3548 TRAVELERS GRP
%24.92%10.1553,816 51,281 54.13 59.24
%
%
3 150 OLD REPUBLIC GRP
%31.39%6.4634,275 32,993 54.79 62.49
%
%
4 111 LIBERTY MUT GRP
%35.29%3.9120,721 20,382 67.23 71.63
%
%
5 212 ZURICH INS GRP
%38.95%3.6619,382 17,586 109.27 120.17
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.34%3.3917,982 17,069 9.22 2.88
%
%
7 626 CHUBB LTD GRP
%45.65%3.3117,532 17,858 85.36 88.22
%
%
8 218 CNA INS GRP
%48.93%3.2817,404 15,657 73.32 76.06
%
%
9 98 WR BERKLEY CORP GRP
%52.16%3.2317,152 17,367 59.26 76.40
%
%
10 4935 CHANDLER INS GRP
%55.29%3.1316,586 16,225 53.94 51.72
%
%
**STAT E TOTAL**
%100.00%100.00530,239 512,997 61.19 66.76
%
%
1 155 PROGRESSIVE GRP
%15.87%15.8778,603 75,249Oregon 60.11 63.54
%
%
2 111 LIBERTY MUT GRP
%26.02%10.1550,261 50,978 68.23 72.80
%
%
3 150 OLD REPUBLIC GRP
%31.28%5.2726,091 25,537 36.67 41.83
%
%
4 3548 TRAVELERS GRP
%36.37%5.0825,179 23,970 34.05 37.10
%
%
5 244 CINCINNATI FIN GRP
%40.06%3.7018,318 17,638 48.77 52.73
%
%
6 169 SENTRY INS GRP
%43.45%3.3816,761 14,833 62.98 68.50
%
%
7 309 WESTERN NATL MUT GRP
%46.81%3.3616,628 16,406 55.82 62.35
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.94%3.1415,531 14,659 72.29 81.38
%
%
9 69 FARMERS INS GRP
%53.02%3.0815,238 16,867 38.01 41.06
%
%
10 212 ZURICH INS GRP
%55.75%2.7413,552 12,562 49.88 58.49
%
%
**STAT E TOTAL**
%100.00%100.00495,327 481,369 56.39 60.65
%
%
1 155 PROGRESSIVE GRP
%13.63%13.63210,185 240,597Pennsylvania 53.28 58.46
%
%
2 213 ERIE INS GRP
%22.81%9.18141,637 137,812 83.79 89.68
%
%
3 3548 TRAVELERS GRP
%28.14%5.3382,195 79,852 74.01 81.22
%
%
4 212 ZURICH INS GRP
%32.76%4.6271,345 68,104 73.20 79.35
%
%
5 242 SELECTIVE INS GRP
%37.32%4.5670,295 66,618 62.54 67.44
%
%
6 150 OLD REPUBLIC GRP
%40.75%3.4352,968 49,550 79.49 89.73
%
%
7 140 NATIONWIDE CORP GRP
%43.83%3.0847,532 56,259 59.90 65.98
%
%
8 12 AMERICAN INTL GRP
%46.60%2.7742,754 37,744 65.76 72.94
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%49.01%2.4037,066 36,434 41.54 48.48
%
%
10 111 LIBERTY MUT GRP
%51.32%2.3135,696 36,459 84.12 88.84
%
%
**STAT E TOTAL**
%100.00%100.001,542,619 1,544,506 62.01 68.28
%
%
1 155 PROGRESSIVE GRP
%12.60%12.6016,509 17,355Rhode Island 47.86 50.10
%
%
2 242 SELECTIVE INS GRP
%19.63%7.039,211 8,685 55.68 59.49
%
%
3 3548 TRAVELERS GRP
%25.58%5.957,795 7,320 38.99 43.20
%
%
4 111 LIBERTY MUT GRP
%31.36%5.787,573 7,346 40.73 45.62
%
%
562EMC INS CO GRP
%36.96%5.607,343 7,507 69.15 71.79
%
%
6 586 ARBELLA INS GRP
%42.41%5.457,139 6,685 56.26 58.98
%
%
7 473 AMERICAN FAMILY INS GRP
%45.92%3.514,598 4,527 10.23 9.60
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.34%3.424,483 4,177 81.47 93.35
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%52.75%3.414,461 4,213 60.31 62.94
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.13%3.394,436 3,883 37.27 39.89
%
%
**STAT E TOTAL**
%100.00%100.00131,020 126,598 59.23 62.72
%
%
© 2024 National Association of Insurance Commissioners
435
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.98%15.98109,166 108,674South Carolina 68.14 71.48
%
%
2 280 AUTO OWNERS GRP
%22.49%6.5144,448 40,995 77.80 89.19
%
%
3 111 LIBERTY MUT GRP
%27.77%5.2836,073 35,043 66.09 70.87
%
%
4 3548 TRAVELERS GRP
%32.91%5.1435,082 31,984 71.42 75.41
%
%
5 150 OLD REPUBLIC GRP
%36.94%4.0327,525 26,373 56.28 61.89
%
%
6 212 ZURICH INS GRP
%40.95%4.0127,361 25,287 96.68 103.55
%
%
7 242 SELECTIVE INS GRP
%44.91%3.9727,100 25,612 69.06 73.82
%
%
8 31 BERKSHIRE HATHAWAY GRP
%48.58%3.6625,010 25,050 52.70 57.39
%
%
9 98 WR BERKLEY CORP GRP
%51.85%3.2822,395 20,957 100.53 107.97
%
%
10 176 STATE FARM GRP
%54.15%2.3015,696 13,800 77.67 84.38
%
%
**STAT E TOTAL**
%100.00%100.00682,995 654,766 73.96 79.55
%
%
1 150 OLD REPUBLIC GRP
%13.53%13.5315,336 15,267South Dakota 52.00 57.55
%
%
2 155 PROGRESSIVE GRP
%21.91%8.399,507 8,882 88.55 93.50
%
%
3 14184 ACUITY A MUT INS CO
%30.25%8.339,449 8,886 57.09 58.72
%
%
4 280 AUTO OWNERS GRP
%35.97%5.726,489 5,940 96.84 109.95
%
%
5 3548 TRAVELERS GRP
%41.23%5.265,960 5,804 51.33 52.59
%
%
6 140 NATIONWIDE CORP GRP
%45.87%4.645,257 5,793 69.46 72.96
%
%
7 98 WR BERKLEY CORP GRP
%49.67%3.804,308 4,264 31.90 35.67
%
%
8 248 UNITED FIRE & CAS GRP
%53.21%3.554,020 3,871 49.73 49.05
%
%
9 212 ZURICH INS GRP
%56.66%3.453,912 3,675 77.34 82.14
%
%
10 62 EMC INS CO GRP
%60.01%3.343,789 3,756 32.68 37.53
%
%
**STAT E TOTAL**
%100.00%100.00113,366 109,023 58.76 63.19
%
%
1 155 PROGRESSIVE GRP
%14.30%14.30113,853 110,539Tennessee 56.87 59.31
%
%
2 3548 TRAVELERS GRP
%20.82%6.5351,959 50,084 63.82 68.44
%
%
3 150 OLD REPUBLIC GRP
%25.61%4.7838,090 34,559 53.83 59.36
%
%
4 280 AUTO OWNERS GRP
%29.71%4.1032,679 30,809 83.36 96.03
%
%
5 213 ERIE INS GRP
%33.26%3.5528,274 26,588 78.54 83.64
%
%
6 111 LIBERTY MUT GRP
%36.59%3.3326,475 26,469 70.57 74.96
%
%
7 244 CINCINNATI FIN GRP
%39.50%2.9123,194 22,928 41.54 45.50
%
%
8 14184 ACUITY A MUT INS CO
%42.39%2.8923,012 20,398 48.16 48.24
%
%
9 212 ZURICH INS GRP
%45.15%2.7621,944 20,834 80.70 88.60
%
%
10 98 WR BERKLEY CORP GRP
%47.61%2.4619,577 16,752 49.65 56.01
%
%
**STAT E TOTAL**
%100.00%100.00796,220 758,961 62.79 67.43
%
%
1 155 PROGRESSIVE GRP
%20.51%20.511,189,837 1,181,619Texa s 64.33 69.23
%
%
2 111 LIBERTY MUT GRP
%26.90%6.39370,834 317,695 99.15 106.54
%
%
3 3548 TRAVELERS GRP
%31.29%4.39254,601 241,896 80.39 91.82
%
%
4 31 BERKSHIRE HATHAWAY GRP
%35.46%4.16241,562 223,977 62.07 74.69
%
%
5 150 OLD REPUBLIC GRP
%38.99%3.53204,929 179,882 94.01 104.54
%
%
6 626 CHUBB LTD GRP
%41.78%2.79161,828 157,204 106.86 115.52
%
%
7 212 ZURICH INS GRP
%44.51%2.74158,706 146,545 119.51 134.99
%
%
8 98 WR BERKLEY CORP GRP
%47.09%2.58149,690 155,705 79.45 92.19
%
%
9 12 AMERICAN INTL GRP
%49.61%2.52146,008 137,689 70.09 77.95
%
%
10 4969 TRISURA GRP
%51.94%2.33134,891 136,759 46.12 66.69
%
%
**STAT E TOTAL**
%100.00%100.005,801,023 5,553,823 79.11 88.46
%
%
© 2024 National Association of Insurance Commissioners
436
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.27%12.2753,338 51,793Utah 69.66 72.12
%
%
2 280 AUTO OWNERS GRP
%21.91%9.6441,896 38,902 39.41 46.17
%
%
3 150 OLD REPUBLIC GRP
%27.57%5.6724,646 23,822 52.05 55.46
%
%
4 111 LIBERTY MUT GRP
%33.05%5.4823,823 23,042 86.38 91.63
%
%
5 3548 TRAVELERS GRP
%38.17%5.1222,255 21,081 70.55 76.30
%
%
6 69 FARMERS INS GRP
%42.68%4.5119,609 17,950 92.39 98.62
%
%
7 212 ZURICH INS GRP
%46.96%4.2818,602 18,298 93.36 100.57
%
%
8 14184 ACUITY A MUT INS CO
%50.20%3.2414,073 13,224 66.47 61.25
%
%
9 84 AMERICAN FINANCIAL GRP
%53.13%2.9312,724 11,934 79.39 81.73
%
%
10 12 AMERICAN INTL GRP
%55.74%2.6111,364 10,547 34.38 38.03
%
%
**STAT E TOTAL**
%100.00%100.00434,751 412,719 69.81 74.44
%
%
1 155 PROGRESSIVE GRP
%12.08%12.087,751 7,340Vermont 36.77 37.14
%
%
2 98 WR BERKLEY CORP GRP
%23.42%11.347,279 7,070 52.28 55.71
%
%
3 3548 TRAVELERS GRP
%32.56%9.145,862 5,220 43.94 45.30
%
%
4 111 LIBERTY MUT GRP
%40.48%7.925,079 5,144 46.24 51.51
%
%
5 15997 MMG INS CO
%45.12%4.642,978 2,812 58.46 60.26
%
%
6 140 NATIONWIDE CORP GRP
%48.90%3.792,429 2,598 44.14 47.40
%
%
7 244 CINCINNATI FIN GRP
%52.67%3.772,416 2,355 63.16 64.71
%
%
8 84 AMERICAN FINANCIAL GRP
%55.78%3.111,999 1,795 68.78 69.48
%
%
9 212 ZURICH INS GRP
%58.87%3.091,980 1,922 11.69 7.97
%
%
10 1309 FRANKENMUTH GRP
%61.90%3.031,945 1,952 86.62 89.77
%
%
**STAT E TOTAL**
%100.00%100.0064,166 61,407 42.26 45.10
%
%
1 155 PROGRESSIVE GRP
%11.92%11.92102,513 105,309Virginia 47.89 49.16
%
%
2 213 ERIE INS GRP
%20.17%8.2470,903 65,538 84.04 88.56
%
%
3 3548 TRAVELERS GRP
%25.26%5.0943,804 41,990 55.25 60.22
%
%
4 242 SELECTIVE INS GRP
%29.45%4.1936,042 35,030 57.17 61.90
%
%
5 150 OLD REPUBLIC GRP
%33.17%3.7232,012 29,256 63.29 68.62
%
%
6 212 ZURICH INS GRP
%36.87%3.7031,802 30,175 93.34 102.81
%
%
7 35173 AGENCY INS CO OF MD INC
%40.18%3.3128,467 25,109 58.12 58.98
%
%
8 176 STATE FARM GRP
%43.33%3.1527,085 25,536 63.80 69.76
%
%
9 244 CINCINNATI FIN GRP
%46.18%2.8524,485 24,100 49.65 52.54
%
%
10 91 HARTFORD FIRE & CAS GRP
%48.56%2.3920,534 19,488 47.33 50.98
%
%
**STAT E TOTAL**
%100.00%100.00859,980 837,263 59.30 63.89
%
%
1 155 PROGRESSIVE GRP
%16.44%16.44143,469 142,794Washington 69.04 73.78
%
%
2 111 LIBERTY MUT GRP
%26.60%10.1688,654 88,908 68.41 73.41
%
%
3 150 OLD REPUBLIC GRP
%33.10%6.5156,799 54,180 64.81 70.69
%
%
4 3548 TRAVELERS GRP
%39.13%6.0252,569 50,904 53.30 58.51
%
%
5 309 WESTERN NATL MUT GRP
%45.04%5.9251,645 48,429 58.80 64.21
%
%
6 212 ZURICH INS GRP
%48.80%3.7532,747 30,587 72.15 77.61
%
%
7 31 BERKSHIRE HATHAWAY GRP
%51.85%3.0626,685 24,457 80.66 94.42
%
%
8 69 FARMERS INS GRP
%54.58%2.7323,841 25,639 48.67 44.14
%
%
9 169 SENTRY INS GRP
%57.02%2.4421,291 18,509 63.08 66.52
%
%
10 626 CHUBB LTD GRP
%59.42%2.4020,926 20,180 38.12 41.30
%
%
**STAT E TOTAL**
%100.00%100.00872,802 848,724 65.39 70.52
%
%
© 2024 National Association of Insurance Commissioners
437
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%13.33%13.3321,597 20,538West Virginia 44.84 50.67
%
%
2 155 PROGRESSIVE GRP
%25.57%12.2419,821 19,131 58.98 62.07
%
%
3 213 ERIE INS GRP
%37.61%12.0419,503 18,618 92.05 98.63
%
%
4 291 ENCOVA MUT INS GRP
%43.95%6.3410,276 10,540 46.03 55.62
%
%
5 228 WESTFIELD GRP
%48.81%4.867,874 7,865 16.83 21.49
%
%
6 111 LIBERTY MUT GRP
%53.57%4.767,711 7,808 80.09 86.01
%
%
7 212 ZURICH INS GRP
%58.23%4.667,548 6,847 2.04 N/A
%
8 244 CINCINNATI FIN GRP
%62.12%3.896,304 5,980 63.03 65.01
%
%
9 12 AMERICAN INTL GRP
%65.59%3.475,624 5,411 34.08 36.82
%
%
10 31 BERKSHIRE HATHAWAY GRP
%68.86%3.275,300 5,655 54.86 59.72
%
%
**STAT E TOTAL**
%100.00%100.00162,002 157,556 55.10 59.30
%
%
1 15350 WEST BEND INS CO
%7.70%7.7047,295 46,376Wisconsin 46.11 48.29
%
%
2 14184 ACUITY A MUT INS CO
%15.35%7.6446,923 45,624 58.01 66.51
%
%
3 155 PROGRESSIVE GRP
%22.46%7.1243,700 44,557 72.38 75.06
%
%
4 150 OLD REPUBLIC GRP
%28.59%6.1237,604 35,094 69.83 75.77
%
%
5 3548 TRAVELERS GRP
%33.99%5.4033,179 33,312 71.37 79.84
%
%
696SECURA INS GRP
%38.67%4.6828,737 28,517 57.97 62.50
%
%
7 169 SENTRY INS GRP
%42.10%3.4321,052 20,562 38.49 38.40
%
%
8 626 CHUBB LTD GRP
%45.51%3.4120,947 19,397 39.29 43.56
%
%
9 212 ZURICH INS GRP
%48.17%2.6616,335 16,472 25.98 33.05
%
%
10 280 AUTO OWNERS GRP
%50.77%2.6015,937 14,931 49.95 56.36
%
%
**STAT E TOTAL**
%100.00%100.00613,999 594,880 54.56 59.49
%
%
1 155 PROGRESSIVE GRP
%18.06%18.0615,044 14,646Wyoming 77.65 82.44
%
%
2 3548 TRAVELERS GRP
%28.55%10.498,739 8,384 14.95 13.80
%
%
3 150 OLD REPUBLIC GRP
%36.26%7.716,424 6,514 35.90 36.77
%
%
462EMC INS CO GRP
%42.66%6.405,334 5,214 28.67 29.73
%
%
5 14184 ACUITY A MUT INS CO
%47.35%4.683,901 3,599 61.05 62.71
%
%
6 111 LIBERTY MUT GRP
%51.72%4.383,647 3,836 78.67 80.28
%
%
7 212 ZURICH INS GRP
%56.06%4.343,612 3,298 143.24 155.21
%
%
8 140 NATIONWIDE CORP GRP
%60.12%4.063,379 3,878 171.61 174.29
%
%
9 98 WR BERKLEY CORP GRP
%63.93%3.823,181 3,610 87.07 94.56
%
%
10 12 AMERICAN INTL GRP
%67.29%3.352,794 2,430 43.49 49.31
%
%
**STAT E TOTAL**
%100.00%100.0083,307 80,978 61.60 64.96
%
%
1 12 AMERICAN INTL GRP
%31.56%31.562,693 1,583Guam 76.33 80.13
%
%
2 4672 DONGBU INS GRP
%51.65%20.091,714 1,466 53.91 62.06
%
%
3 4715 MS & AD INS GRP
%64.11%12.461,063 1,088 6.52 7.05
%
%
4 18380 PACIFIC IND INS CO
%75.92%11.811,007 909 30.28 31.49
%
%
5 5030 TAN HOLDINGS CORP GRP
%86.25%10.33881 578 475.28 484.52
%
%
6 13597 CHUNG KUO INS CO LTD
%91.48%5.23446 445 20.04 20.24
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%96.56%5.07433 316 80.79 86.43
%
%
8 626 CHUBB LTD GRP
%98.14%1.59136 132 0.27 0.09
%
%
9 10972 FIRST NET INS CO
%99.36%1.21103 97 50.26 54.24
%
%
10 212 ZURICH INS GRP
%99.87%0.5143 40 13.84 15.61
%
%
**STAT E TOTAL**
%100.00%100.008,531 6,669 81.78 85.92
%
%
© 2024 National Association of Insurance Commissioners
438
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 411 MAPFRE INS GRP
%21.39%21.3922,110 21,646Puerto Rico 42.66 45.17
%
%
271UNIVERSAL INS CO GRP
%40.45%19.0619,701 19,135 44.32 46.20
%
%
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%54.48%14.0314,500 12,378 37.10 37.14
%
%
4 536 GUIDEWELL MUT HOLDING GRP
%68.49%14.0214,487 14,821 36.48 48.45
%
%
5 4804 MULTINATIONAL GRP
%81.45%12.9613,393 12,866 48.10 49.97
%
%
6 10140 OPTIMA SEGUROS
%85.43%3.974,109 4,166 38.17 40.32
%
%
7 15646 ONE ALLIANCE INS CORP
%89.14%3.713,837 1,500 97.72 108.11
%
%
8 12 AMERICAN INTL GRP
%92.58%3.443,555 3,272 49.39 55.68
%
%
9 212 ZURICH INS GRP
%94.51%1.932,000 2,037 N/A N/A
10 111 LIBERTY MUT GRP
%96.23%1.721,775 1,694 N/A 4.95
%
**STAT E TOTAL**
%100.00%100.00103,363 97,233 42.68 46.66
%
%
1 785 MARKEL CORP GRP
%33.71%33.713,478 3,767U.S. Virgin Islands 69.28 74.38
%
%
2 4706 LOCKHART CO GRP
%57.88%24.172,493 2,354 26.79 28.68
%
%
3 38300 SAMSUNG FIRE & MARINE INS CO LTD
%77.47%19.592,020 810 29.03 30.29
%
%
4 161 TOPA EQUITIES LTD GRP
%89.73%12.261,264 1,417 31.21 37.58
%
%
5 13598 KESWICK GUARANTY INC
%98.02%8.29855 834 4.30 4.30
%
%
6 536 GUIDEWELL MUT HOLDING GRP
%98.89%0.8789 88 8.96 21.67
%
%
7 12 AMERICAN INTL GRP
%99.73%0.8487 57 0.00 0.00
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.84%0.1112 9 101.78 103.29
%
%
9 626 CHUBB LTD GRP
%99.89%0.055 8 N/A 2,377.19
%
10 218 CNA INS GRP
%99.92%0.0445N/AN/A
**STAT E TOTAL**
%100.00%100.0010,315 9,361 42.95 48.81
%
%
1 5030 TAN HOLDINGS CORP GRP
%59.88%59.88519 385N. Mariana Islands N/A N/A
2 4672 DONGBU INS GRP
%80.83%20.95181 269 43.11 46.08
%
%
3 12 AMERICAN INTL GRP
%88.76%7.9369 75 308.57 340.21
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%93.12%4.3638 33 501.77 522.41
%
%
5 18380 PACIFIC IND INS CO
%97.34%4.2237 40 108.92 108.92
%
%
6 10972 FIRST NET INS CO
%100.00%2.6623 23 N/A N/A
**STAT E TOTAL**
%100.00%100.00866 824 66.26 70.96
%
%
1 218 CNA INS GRP
%28.18%28.1825,437 25,215Canada 46.00 54.44
%
%
2 111 LIBERTY MUT GRP
%52.82%24.6422,235 25,836 63.01 67.37
%
%
3 968 AXA INS GRP
%66.02%13.2011,913 11,815 N/A N/A
4 10642 CHEROKEE INS CO
%77.31%11.2910,194 10,307 94.44 103.01
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%83.68%6.375,745 5,749 62.82 77.15
%
%
6 3548 TRAVELERS GRP
%89.78%6.105,505 6,320 38.39 43.10
%
%
7 31 BERKSHIRE HATHAWAY GRP
%95.09%5.314,796 4,571 59.04 72.71
%
%
8 91 HARTFORD FIRE & CAS GRP
%97.48%2.392,154 2,010 84.47 76.31
%
%
9 761 ALLIANZ INS GRP
%98.91%1.431,289 1,486 89.33 116.03
%
%
10 169 SENTRY INS GRP
%99.44%0.53477 477 24.71 28.18
%
%
**STAT E TOTAL**
%100.00%100.0090,253 94,306 46.18 50.37
%
%
© 2024 National Association of Insurance Commissioners
439
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
19.3, 19.4 - Commercial Auto Liability
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 16014 NEW HORIZON INS CO
%43.61%43.6151,079 47,405Agg. Other Alien 52.16 58.09
%
%
2 19119 NATIONAL UNITY INS CO
%71.24%27.6432,371 31,195 53.84 60.71
%
%
3 4977 PALOMAR HOLDINGS GRP
%80.75%9.5111,140 11,920 51.51 58.58
%
%
4 12 AMERICAN INTL GRP
%89.73%8.9810,516 10,378 122.45 133.73
%
%
5 626 CHUBB LTD GRP
%92.33%2.603,047 3,525 N/A N/A
6 212 ZURICH INS GRP
%94.89%2.563,000 2,792 52.69 54.16
%
%
7 91 HARTFORD FIRE & CAS GRP
%96.14%1.251,461 3,975 12.58 6.26
%
%
8 218 CNA INS GRP
%97.22%1.081,267 1,282 65.90 68.44
%
%
9 14133 QUALITAS INS CO
%98.12%0.901,055 1,056 81.72 95.53
%
%
10 84 AMERICAN FINANCIAL GRP
%98.88%0.76890 1,001 63.49 69.79
%
%
**STAT E TOTAL**
%100.00%100.00117,135 115,925 55.30 62.53
%
%
© 2024 National Association of Insurance Commissioners
440
21.2 Commercial Auto Physical
Damage
© 2024 National Association of Insurance Commissioners
441
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.59%14.592,175,431 2,092,479 60.91 61.14
%
%
2 3548 TRAVELERS GRP
%19.49%4.90730,132 712,303 65.11 67.44
%
%
3 150 OLD REPUBLIC GRP
%23.97%4.47667,044 633,088 70.50 71.33
%
%
4 212 ZURICH INS GRP
%27.52%3.55529,812 508,230 78.04 80.13
%
%
5 280 AUTO OWNERS GRP
%31.05%3.52525,411 491,793 74.05 74.72
%
%
6 111 LIBERTY MUT GRP
%34.10%3.05454,986 457,469 63.15 63.91
%
%
7 31 BERKSHIRE HATHAWAY GRP
%36.70%2.61388,586 364,303 50.48 53.65
%
%
8 176 STATE FARM GRP
%39.13%2.43362,080 333,073 86.59 87.01
%
%
9 98 WR BERKLEY CORP GRP
%41.17%2.04304,029 284,925 57.12 57.49
%
%
10 213 ERIE INS GRP
%43.19%2.01300,126 275,391 80.58 80.78
%
%
11 84 AMERICAN FINANCIAL GRP
%45.10%1.92285,946 286,042 45.21 45.73
%
%
12 242 SELECTIVE INS GRP
%46.99%1.88280,813 261,791 67.53 67.88
%
%
13 140 NATIONWIDE CORP GRP
%48.76%1.77264,146 315,301 70.94 71.52
%
%
14 244 CINCINNATI FIN GRP
%50.47%1.71254,200 247,256 61.88 63.49
%
%
15 8 ALLSTATE INS GRP
%52.16%1.69252,092 255,762 46.10 47.89
%
%
16 14184 ACUITY A MUT INS CO
%53.83%1.67249,397 237,373 61.48 63.24
%
%
17 158 FAIRFAX FIN GRP
%55.45%1.62241,630 239,190 58.06 60.69
%
%
18 91 HARTFORD FIRE & CAS GRP
%56.94%1.49221,795 204,016 74.56 76.42
%
%
19 169 SENTRY INS GRP
%58.36%1.42211,647 210,204 64.17 64.61
%
%
20 7 FEDERATED MUT GRP
%59.66%1.30193,344 185,234 69.44 71.04
%
%
21 79 ALLY INS HOLDINGS GRP
%60.93%1.28190,555 190,555 56.51 56.51
%
%
22 3098 TOKIO MARINE HOLDINGS INC GRP
%62.20%1.27189,080 179,487 63.14 64.68
%
%
23 62 EMC INS CO GRP
%63.44%1.24185,145 179,734 68.61 68.59
%
%
24 4850 CLEAR BLUE FINANCIAL GRP
%64.66%1.22181,340 185,296 61.21 63.11
%
%
25 626 CHUBB LTD GRP
%65.78%1.11166,176 156,545 71.34 72.37
%
%
26 218 CNA INS GRP
%66.85%1.07159,501 145,985 83.14 86.56
%
%
27 12 AMERICAN INTL GRP
%67.89%1.05156,166 142,685 90.07 94.16
%
%
28 225 IAT REINS CO GRP
%68.86%0.97144,897 143,724 59.56 60.95
%
%
29 215 KEMPER CORP GRP
%69.77%0.90134,764 138,156 65.07 64.99
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%70.66%0.89132,991 130,866 65.82 69.71
%
%
31 1279 ARCH INS GRP
%71.49%0.83123,845 117,555 65.41 66.91
%
%
32 309 WESTERN NATL MUT GRP
%72.25%0.75112,442 104,515 49.13 49.93
%
%
33 69 FARMERS INS GRP
%73.00%0.75111,912 117,790 64.46 64.84
%
%
34 4904 INTACT FINANCIAL GRP
%73.68%0.69102,509 104,358 66.31 66.32
%
%
35 88 THE HANOVER INS GRP
%74.37%0.69102,400 99,781 68.96 69.28
%
%
36 262 CANAL GRP
%75.04%0.6799,590 90,949 63.00 63.14
%
%
37 408 BROOKFIELD REINS LTD GRP
%75.67%0.6494,700 92,469 58.28 60.25
%
%
38 96 SECURA INS GRP
%76.29%0.6191,587 86,031 75.58 76.38
%
%
39 15350 WEST BEND INS CO
%76.86%0.5784,518 80,693 76.29 76.27
%
%
40 473 AMERICAN FAMILY INS GRP
%77.40%0.5481,124 92,341 53.37 53.42
%
%
41 5003 SOUTHLAKE FINANCIAL GRP
%77.94%0.5480,845 71,016 73.68 73.68
%
%
42 228 WESTFIELD GRP
%78.46%0.5277,340 74,029 66.19 66.22
%
%
43 201 UTICA GRP
%78.96%0.5074,228 71,882 62.07 64.58
%
%
44 785 MARKEL CORP GRP
%79.44%0.4872,025 67,985 88.45 90.01
%
%
45 411 MAPFRE INS GRP
%79.91%0.4769,339 66,316 51.51 51.55
%
%
46 474 FCCI MUT INS GRP
%80.37%0.4668,725 67,222 68.22 69.29
%
%
47 248 UNITED FIRE & CAS GRP
%80.83%0.4668,632 65,724 51.59 51.78
%
%
48 250 DONEGAL GRP
%81.27%0.4465,625 64,202 57.89 58.24
%
%
49 660 MERCURY GEN GRP
%81.69%0.4262,661 58,141 77.49 77.69
%
%
50 4990 CORE SPECIALTY INS HOLDINGS GRP
%82.10%0.4161,573 59,723 41.62 42.75
%
%
51 4381 SKYWARD SPECIALTY INS GRP INC GRP
%82.50%0.4059,138 54,389 41.67 49.33
%
%
52 1309 FRANKENMUTH GRP
%82.89%0.3958,738 56,075 74.91 76.29
%
%
53 12961 CANOPIUS US INS
%83.28%0.3958,238 63,342 46.29 46.25
%
%
54 1120 EVEREST REINS HOLDINGS GRP
%83.67%0.3857,322 54,384 50.30 57.99
%
%
55 267 GRANGE MUT CAS GRP
%84.04%0.3754,651 52,619 64.66 65.25
%
%
56 124 AMERISURE CO GRP
%84.38%0.3450,890 48,301 67.29 67.88
%
%
57 761 ALLIANZ INS GRP
%84.71%0.3450,091 45,481 23.11 23.92
%
%
58 188 SAFETY GRP
%85.04%0.3348,884 45,458 86.37 86.90
%
%
59 749 SCOR GRP
%85.36%0.3247,104 45,110 54.59 55.26
%
%
60 40088 AMERICAN INTER FIDELITY EXCH
%85.67%0.3146,395 50,931 53.92 54.27
%
%
61 153 PEKIN INS GRP
%85.98%0.3145,867 41,519 72.82 72.66
%
%
62 968 AXA INS GRP
%86.28%0.3145,566 42,207 29.61 38.43
%
%
63 291 ENCOVA MUT INS GRP
%86.57%0.2943,728 42,586 64.09 69.31
%
%
64 271 PENNSYLVANIA NATL INS GRP
%86.85%0.2841,710 41,552 78.15 78.72
%
%
65 4987 INCLINE INS GRP LLC GRP
%87.13%0.2841,581 39,836 47.26 50.71
%
%
© 2024 National Association of Insurance Commissioners
442
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 586 ARBELLA INS GRP
%87.41%0.2841,274 39,001 71.52 73.52
%
%
67 518 GRINNELL MUT GRP
%87.68%0.2740,727 40,829 71.54 71.74
%
%
68 4973 BIGLARI HOLDINGS GRP
%87.95%0.2740,154 39,853 52.71 52.73
%
%
69 71 UNIVERSAL INS CO GRP
%88.22%0.2739,538 35,674 26.62 26.84
%
%
70 572 BCBS OF MI GRP
%88.48%0.2639,353 38,847 50.92 52.29
%
%
71 4670 STARR GRP
%88.74%0.2639,091 35,964 71.15 74.83
%
%
72 1278 CSAA INS GRP
%89.01%0.2638,953 49,065 96.47 100.18
%
%
73 4969 TRISURA GRP
%89.26%0.2537,279 32,528 110.62 121.34
%
%
74 513 IOWA FARM BUREAU GRP
%89.50%0.2536,575 34,092 71.90 72.03
%
%
75 36 CENTRAL MUT INS CO GRP
%89.72%0.2233,133 32,128 70.86 71.26
%
%
76 10642 CHEROKEE INS CO
%89.94%0.2232,999 32,930 57.66 57.66
%
%
77 4718 TIPTREE FIN GRP
%90.16%0.2232,520 32,157 83.46 86.02
%
%
78 256 COACTION GLOBAL INC GRP
%90.37%0.2130,750 26,541 62.74 65.43
%
%
79 35173 AGENCY INS CO OF MD INC
%90.57%0.2029,613 25,392 67.08 67.21
%
%
80 783 RLI INS GRP
%90.76%0.2029,183 27,248 40.63 41.27
%
%
81 4672 DONGBU INS GRP
%90.95%0.1928,103 25,537 40.59 45.58
%
%
82 303 GUIDEONE INS GRP
%91.13%0.1826,980 25,973 54.59 54.65
%
%
83 4886 BENCHMARK HOLDING GRP
%91.31%0.1826,929 23,314 57.08 60.46
%
%
84 123 SHELTER INS GRP
%91.49%0.1725,727 24,383 81.09 83.78
%
%
85 4911 MIDWEST FAMILY GRP
%91.66%0.1725,648 25,961 57.16 57.28
%
%
86 226 MERCHANTS MUT GRP
%91.83%0.1725,271 24,587 66.86 68.60
%
%
87 708 NEW JERSEY MANUFACTURERS GRP
%91.99%0.1724,752 22,888 71.98 69.63
%
%
88 67 MICHIGAN FARM BUREAU GRP
%92.16%0.1624,536 22,865 83.25 83.59
%
%
89 14176 HASTINGS INS CO
%92.32%0.1624,304 23,434 76.67 76.98
%
%
90 4851 CHURCH MUT GRP
%92.48%0.1623,261 22,342 72.43 73.31
%
%
91 50 COUNTRY INS & FIN SERV GRP
%92.63%0.1522,993 22,131 73.32 73.32
%
%
92 4997 ACP INS MGMT LLC GRP
%92.79%0.1522,961 26,879 131.53 133.77
%
%
93 4507 BUILDERS GRP
%92.94%0.1522,648 20,375 80.69 84.02
%
%
94 3494 JAMES RIVER GRP
%93.09%0.1522,171 23,099 84.48 90.37
%
%
95 4935 CHANDLER INS GRP
%93.23%0.1421,532 20,454 64.98 67.18
%
%
96 26565 OHIO IND CO
%93.37%0.1421,058 19,288 53.28 56.00
%
%
97 361 MUNICH RE GRP
%93.50%0.1319,296 20,464 97.31 101.72
%
%
98 14974 PENNSYLVANIA LUMBERMENS MUT INS
%93.63%0.1319,135 18,753 71.28 71.91
%
%
99 28535 TRIANGLE INS CO INC
%93.76%0.1319,038 16,348 38.82 38.93
%
%
100 306 TRUSTAGE GRP
%93.89%0.1318,989 16,939 71.92 72.47
%
%
101 39381 ADRIATIC INS CO
%94.00%0.1217,409 17,075 42.55 42.55
%
%
102 4715 MS & AD INS GRP
%94.12%0.1217,388 15,847 71.67 74.15
%
%
103 645 OREGON MUT GRP
%94.24%0.1217,344 17,165 55.55 55.60
%
%
104 536 GUIDEWELL MUT HOLDING GRP
%94.35%0.1217,180 17,209 36.44 39.80
%
%
105 483 SOUTHERN FARM BUREAU CAS GRP
%94.46%0.1116,636 16,438 102.03 103.04
%
%
106 809 TEXAS FARM BUREAU MUT GRP
%94.57%0.1116,541 15,188 103.17 103.31
%
%
107 963 OHIO MUT GRP
%94.68%0.1116,419 15,031 59.22 60.73
%
%
108 587 ATLANTIC AMER GRP
%94.79%0.1116,206 15,658 34.84 34.23
%
%
109 3416 AXIS CAPITAL GRP
%94.90%0.1116,138 18,396 57.46 59.50
%
%
110 415 PLYMOUTH ROCK INS GRP
%95.01%0.1116,083 14,883 54.57 56.09
%
%
111 15997 MMG INS CO
%95.12%0.1115,997 15,819 68.62 69.23
%
%
112 324 NORTH CAROLINA FARM BUREAU GRP
%95.22%0.1115,713 15,196 97.75 97.82
%
%
113 807 COLUMBIA INS GRP
%95.32%0.1015,391 14,394 63.55 63.37
%
%
114 4804 MULTINATIONAL GRP
%95.42%0.1015,014 13,253 37.08 39.48
%
%
115 13668 KINGSTONE INS CO
%95.52%0.1014,648 13,905 37.78 38.61
%
%
116 19 ASSURANT INC GRP
%95.62%0.1014,301 11,843 32.34 32.44
%
%
117 109 KENTUCKY FARM BUREAU GRP
%95.71%0.0914,142 13,530 59.41 59.86
%
%
118 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%95.81%0.0914,057 16,503 30.12 30.14
%
%
119 4485 COPPERPOINT GRP
%95.90%0.0913,803 12,732 52.29 53.72
%
%
120 333 MUTUAL OF ENUMCLAW GRP
%95.99%0.0913,613 14,555 59.61 59.76
%
%
121 561 GEORGIA FARM BUREAU GRP
%96.08%0.0913,387 12,953 54.76 54.71
%
%
122 55 AUTOMOBILE CLUB MI GRP
%96.17%0.0913,218 11,904 84.06 84.41
%
%
123 447 HARFORD GRP
%96.26%0.0913,194 12,318 97.07 100.16
%
%
124 3219 SOMPO GRP
%96.34%0.0912,801 12,399 106.70 94.79
%
%
125 13683 ASCENDANT COMMERCIAL INS INC
%96.43%0.0812,559 10,097 43.93 45.92
%
%
**INDUSTRY TOTAL**
%100.00%100.0014,906,737 14,412,041 65.15 66.36
%
%
© 2024 National Association of Insurance Commissioners
443
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.63%14.632,175,431 2,092,479 60.91 61.14
%
%
2 3548 TRAVELERS GRP
%19.54%4.90728,877 710,871 65.19 67.52
%
%
3 150 OLD REPUBLIC GRP
%24.03%4.49667,044 633,088 70.50 71.33
%
%
4 212 ZURICH INS GRP
%27.59%3.56529,809 508,226 78.03 80.12
%
%
5 280 AUTO OWNERS GRP
%31.12%3.53525,411 491,793 74.05 74.72
%
%
6 111 LIBERTY MUT GRP
%34.12%3.00445,365 447,296 62.45 63.12
%
%
7 31 BERKSHIRE HATHAWAY GRP
%36.73%2.61387,338 363,130 49.97 53.10
%
%
8 176 STATE FARM GRP
%39.16%2.44362,080 333,073 86.60 87.01
%
%
9 98 WR BERKLEY CORP GRP
%41.21%2.05304,029 284,925 57.12 57.49
%
%
10 213 ERIE INS GRP
%43.23%2.02300,126 275,391 80.58 80.78
%
%
11 84 AMERICAN FINANCIAL GRP
%45.15%1.92285,877 285,972 45.22 45.74
%
%
12 242 SELECTIVE INS GRP
%47.04%1.89280,813 261,791 67.53 67.88
%
%
13 140 NATIONWIDE CORP GRP
%48.82%1.78264,146 315,301 70.94 71.52
%
%
14 244 CINCINNATI FIN GRP
%50.53%1.71254,200 247,256 61.88 63.49
%
%
15 8 ALLSTATE INS GRP
%52.22%1.70252,092 255,762 46.10 47.89
%
%
16 14184 ACUITY A MUT INS CO
%53.90%1.68249,397 237,373 61.48 63.24
%
%
17 158 FAIRFAX FIN GRP
%55.52%1.63241,630 239,190 58.06 60.69
%
%
18 91 HARTFORD FIRE & CAS GRP
%57.01%1.49221,468 203,649 74.52 76.40
%
%
19 169 SENTRY INS GRP
%58.44%1.42211,522 210,085 64.01 64.45
%
%
20 7 FEDERATED MUT GRP
%59.74%1.30193,344 185,234 69.44 71.04
%
%
21 79 ALLY INS HOLDINGS GRP
%61.02%1.28190,555 190,555 56.51 56.51
%
%
22 3098 TOKIO MARINE HOLDINGS INC GRP
%62.29%1.27189,080 179,487 63.14 64.68
%
%
23 62 EMC INS CO GRP
%63.54%1.25185,145 179,734 68.61 68.59
%
%
24 4850 CLEAR BLUE FINANCIAL GRP
%64.76%1.22181,340 185,296 61.21 63.11
%
%
25 626 CHUBB LTD GRP
%65.87%1.12166,155 156,523 71.01 72.07
%
%
26 12 AMERICAN INTL GRP
%66.92%1.05155,934 142,511 89.82 93.91
%
%
27 218 CNA INS GRP
%67.90%0.98145,497 132,293 83.07 86.91
%
%
28 225 IAT REINS CO GRP
%68.88%0.97144,897 143,724 59.56 60.95
%
%
29 215 KEMPER CORP GRP
%69.78%0.91134,764 138,156 65.07 64.99
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%70.68%0.89132,991 130,866 65.82 69.71
%
%
31 1279 ARCH INS GRP
%71.51%0.83123,845 117,555 65.41 66.91
%
%
32 309 WESTERN NATL MUT GRP
%72.27%0.76112,442 104,515 49.13 49.93
%
%
33 69 FARMERS INS GRP
%73.02%0.75111,912 117,790 64.46 64.84
%
%
34 4904 INTACT FINANCIAL GRP
%73.71%0.69102,509 104,358 66.31 66.32
%
%
35 88 THE HANOVER INS GRP
%74.40%0.69102,400 99,781 68.96 69.28
%
%
36 262 CANAL GRP
%75.07%0.6799,590 90,949 63.00 63.14
%
%
37 408 BROOKFIELD REINS LTD GRP
%75.71%0.6494,700 92,469 58.28 60.25
%
%
38 96 SECURA INS GRP
%76.32%0.6291,587 86,031 75.58 76.38
%
%
39 15350 WEST BEND INS CO
%76.89%0.5784,518 80,693 76.29 76.27
%
%
40 473 AMERICAN FAMILY INS GRP
%77.44%0.5581,124 92,341 53.37 53.42
%
%
41 5003 SOUTHLAKE FINANCIAL GRP
%77.98%0.5480,845 71,016 73.68 73.68
%
%
42 228 WESTFIELD GRP
%78.50%0.5277,340 74,029 66.19 66.22
%
%
43 201 UTICA GRP
%79.00%0.5074,228 71,882 62.07 64.58
%
%
44 785 MARKEL CORP GRP
%79.49%0.4872,025 67,985 88.45 90.01
%
%
45 411 MAPFRE INS GRP
%79.95%0.4769,339 66,316 51.51 51.55
%
%
46 474 FCCI MUT INS GRP
%80.41%0.4668,725 67,222 68.22 69.29
%
%
47 248 UNITED FIRE & CAS GRP
%80.88%0.4668,632 65,724 51.59 51.78
%
%
48 250 DONEGAL GRP
%81.32%0.4465,625 64,202 57.89 58.24
%
%
49 660 MERCURY GEN GRP
%81.74%0.4262,661 58,141 77.49 77.69
%
%
50 4990 CORE SPECIALTY INS HOLDINGS GRP
%82.15%0.4161,573 59,723 41.62 42.75
%
%
51 4381 SKYWARD SPECIALTY INS GRP INC GRP
%82.55%0.4059,138 54,389 41.64 49.28
%
%
52 1309 FRANKENMUTH GRP
%82.95%0.4058,738 56,075 74.91 76.29
%
%
53 12961 CANOPIUS US INS
%83.34%0.3958,238 63,342 46.29 46.25
%
%
54 1120 EVEREST REINS HOLDINGS GRP
%83.72%0.3957,313 54,382 49.88 57.56
%
%
55 267 GRANGE MUT CAS GRP
%84.09%0.3754,651 52,619 64.66 65.25
%
%
56 124 AMERISURE CO GRP
%84.43%0.3450,890 48,301 67.29 67.88
%
%
57 761 ALLIANZ INS GRP
%84.77%0.3349,780 45,241 22.69 23.44
%
%
58 188 SAFETY GRP
%85.10%0.3348,884 45,458 86.37 86.90
%
%
59 749 SCOR GRP
%85.41%0.3247,104 45,110 54.59 55.26
%
%
60 40088 AMERICAN INTER FIDELITY EXCH
%85.73%0.3146,395 50,931 53.92 54.27
%
%
61 153 PEKIN INS GRP
%86.03%0.3145,867 41,519 72.82 72.66
%
%
62 291 ENCOVA MUT INS GRP
%86.33%0.2943,728 42,586 64.09 69.31
%
%
63 271 PENNSYLVANIA NATL INS GRP
%86.61%0.2841,710 41,552 78.15 78.72
%
%
64 4987 INCLINE INS GRP LLC GRP
%86.89%0.2841,581 39,836 47.26 50.71
%
%
65 586 ARBELLA INS GRP
%87.17%0.2841,274 39,001 71.52 73.52
%
%
© 2024 National Association of Insurance Commissioners
444
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 518 GRINNELL MUT GRP
%87.44%0.2740,727 40,829 71.54 71.74
%
%
67 4973 BIGLARI HOLDINGS GRP
%87.71%0.2740,154 39,853 52.71 52.73
%
%
68 71 UNIVERSAL INS CO GRP
%87.98%0.2739,538 35,674 26.62 26.84
%
%
69 572 BCBS OF MI GRP
%88.24%0.2639,353 38,847 50.92 52.29
%
%
70 4670 STARR GRP
%88.50%0.2639,091 35,964 71.15 74.83
%
%
71 1278 CSAA INS GRP
%88.77%0.2638,953 49,065 96.47 100.18
%
%
72 968 AXA INS GRP
%89.03%0.2638,809 36,089 28.17 38.52
%
%
73 4969 TRISURA GRP
%89.28%0.2537,279 32,528 110.62 121.34
%
%
74 513 IOWA FARM BUREAU GRP
%89.52%0.2536,575 34,092 71.90 72.03
%
%
75 36 CENTRAL MUT INS CO GRP
%89.75%0.2233,133 32,128 70.86 71.26
%
%
76 4718 TIPTREE FIN GRP
%89.97%0.2232,520 32,157 83.46 86.02
%
%
77 256 COACTION GLOBAL INC GRP
%90.17%0.2130,750 26,541 62.74 65.43
%
%
78 35173 AGENCY INS CO OF MD INC
%90.37%0.2029,613 25,392 67.08 67.21
%
%
79 783 RLI INS GRP
%90.57%0.2029,183 27,248 40.63 41.27
%
%
80 10642 CHEROKEE INS CO
%90.76%0.1928,696 28,882 56.61 56.61
%
%
81 4672 DONGBU INS GRP
%90.95%0.1927,892 25,315 40.94 45.98
%
%
82 303 GUIDEONE INS GRP
%91.13%0.1826,980 25,973 54.59 54.65
%
%
83 4886 BENCHMARK HOLDING GRP
%91.31%0.1826,929 23,314 57.08 60.46
%
%
84 123 SHELTER INS GRP
%91.48%0.1725,727 24,383 81.09 83.78
%
%
85 4911 MIDWEST FAMILY GRP
%91.66%0.1725,648 25,961 57.16 57.28
%
%
86 226 MERCHANTS MUT GRP
%91.83%0.1725,271 24,587 66.86 68.60
%
%
87 708 NEW JERSEY MANUFACTURERS GRP
%91.99%0.1724,752 22,888 71.98 69.63
%
%
88 67 MICHIGAN FARM BUREAU GRP
%92.16%0.1724,536 22,865 83.25 83.59
%
%
89 14176 HASTINGS INS CO
%92.32%0.1624,304 23,434 76.67 76.98
%
%
90 4851 CHURCH MUT GRP
%92.48%0.1623,261 22,342 72.43 73.31
%
%
91 50 COUNTRY INS & FIN SERV GRP
%92.63%0.1522,993 22,131 73.32 73.32
%
%
92 4997 ACP INS MGMT LLC GRP
%92.79%0.1522,961 26,879 131.53 133.77
%
%
93 4507 BUILDERS GRP
%92.94%0.1522,648 20,375 80.69 84.02
%
%
94 3494 JAMES RIVER GRP
%93.09%0.1522,171 23,099 84.48 90.37
%
%
95 4935 CHANDLER INS GRP
%93.23%0.1421,532 20,454 64.98 67.18
%
%
96 26565 OHIO IND CO
%93.38%0.1421,058 19,288 53.28 56.00
%
%
97 361 MUNICH RE GRP
%93.51%0.1319,296 20,464 97.31 101.72
%
%
98 14974 PENNSYLVANIA LUMBERMENS MUT INS
%93.63%0.1319,135 18,753 71.28 71.91
%
%
99 28535 TRIANGLE INS CO INC
%93.76%0.1319,038 16,348 38.82 38.93
%
%
100 306 TRUSTAGE GRP
%93.89%0.1318,989 16,939 71.92 72.47
%
%
101 39381 ADRIATIC INS CO
%94.01%0.1217,409 17,075 42.55 42.55
%
%
102 4715 MS & AD INS GRP
%94.12%0.1217,388 15,847 71.67 74.15
%
%
103 645 OREGON MUT GRP
%94.24%0.1217,344 17,165 55.55 55.60
%
%
104 536 GUIDEWELL MUT HOLDING GRP
%94.36%0.1217,180 17,209 36.44 39.80
%
%
105 483 SOUTHERN FARM BUREAU CAS GRP
%94.47%0.1116,636 16,438 102.03 103.04
%
%
106 809 TEXAS FARM BUREAU MUT GRP
%94.58%0.1116,541 15,188 103.17 103.31
%
%
107 963 OHIO MUT GRP
%94.69%0.1116,419 15,031 59.22 60.73
%
%
108 587 ATLANTIC AMER GRP
%94.80%0.1116,206 15,658 34.84 34.23
%
%
109 3416 AXIS CAPITAL GRP
%94.91%0.1116,138 18,396 57.46 59.50
%
%
110 415 PLYMOUTH ROCK INS GRP
%95.02%0.1116,083 14,883 54.57 56.09
%
%
111 15997 MMG INS CO
%95.12%0.1115,997 15,819 68.62 69.23
%
%
112 324 NORTH CAROLINA FARM BUREAU GRP
%95.23%0.1115,713 15,196 97.75 97.82
%
%
113 807 COLUMBIA INS GRP
%95.33%0.1015,391 14,394 63.55 63.37
%
%
114 4804 MULTINATIONAL GRP
%95.43%0.1015,014 13,253 37.08 39.48
%
%
115 13668 KINGSTONE INS CO
%95.53%0.1014,648 13,905 37.78 38.61
%
%
116 19 ASSURANT INC GRP
%95.63%0.1014,301 11,843 32.34 32.44
%
%
117 109 KENTUCKY FARM BUREAU GRP
%95.72%0.1014,142 13,530 59.41 59.86
%
%
118 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%95.82%0.0914,057 16,503 30.12 30.14
%
%
119 4485 COPPERPOINT GRP
%95.91%0.0913,803 12,732 52.29 53.72
%
%
120 333 MUTUAL OF ENUMCLAW GRP
%96.00%0.0913,613 14,555 59.61 59.76
%
%
121 561 GEORGIA FARM BUREAU GRP
%96.09%0.0913,387 12,953 54.76 54.71
%
%
122 55 AUTOMOBILE CLUB MI GRP
%96.18%0.0913,218 11,904 84.06 84.41
%
%
123 447 HARFORD GRP
%96.27%0.0913,194 12,318 97.07 100.16
%
%
124 3219 SOMPO GRP
%96.36%0.0912,801 12,399 106.70 94.79
%
%
125 13683 ASCENDANT COMMERCIAL INS INC
%96.44%0.0812,559 10,097 43.93 45.92
%
%
**INDUSTRY TOTAL**
%100.00%100.0014,864,961 14,370,899 65.12 66.33
%
%
© 2024 National Association of Insurance Commissioners
445
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%18.85%18.8545,558 44,051Alabama 56.59 57.02
%
%
2 280 AUTO OWNERS GRP
%29.40%10.5525,485 24,487 61.80 62.53
%
%
3 3548 TRAVELERS GRP
%33.83%4.4310,708 10,490 75.98 78.85
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%37.91%4.089,864 3,928 66.44 67.33
%
%
5 212 ZURICH INS GRP
%41.63%3.728,981 8,749 74.58 76.48
%
%
6 169 SENTRY INS GRP
%44.84%3.217,759 7,768 66.97 67.36
%
%
75ALFA INS GRP
%47.97%3.137,574 7,178 80.39 80.36
%
%
8 98 WR BERKLEY CORP GRP
%50.86%2.896,976 6,368 59.84 59.62
%
%
9 176 STATE FARM GRP
%53.66%2.806,764 6,458 83.00 83.49
%
%
10 150 OLD REPUBLIC GRP
%56.31%2.656,399 6,130 77.18 78.42
%
%
**STAT E TOTAL**
%100.00%100.00241,657 230,199 61.56 62.53
%
%
1 309 WESTERN NATL MUT GRP
%21.12%21.125,849 5,229Alaska 59.55 60.86
%
%
2 4485 COPPERPOINT GRP
%35.23%14.113,908 3,716 30.41 31.67
%
%
3 155 PROGRESSIVE GRP
%49.02%13.793,819 3,586 35.89 35.36
%
%
4 111 LIBERTY MUT GRP
%57.75%8.722,416 2,393 43.15 43.55
%
%
5 31 BERKSHIRE HATHAWAY GRP
%66.36%8.622,386 2,289 15.95 17.16
%
%
6 84 AMERICAN FINANCIAL GRP
%72.84%6.481,795 1,846 27.16 27.68
%
%
7 212 ZURICH INS GRP
%77.59%4.751,315 1,200 68.70 69.36
%
%
8 176 STATE FARM GRP
%81.75%4.161,152 1,097 80.42 80.42
%
%
9 3548 TRAVELERS GRP
%83.60%1.85511 525 38.09 41.02
%
%
10 12 AMERICAN INTL GRP
%85.26%1.67462 431 170.50 176.24
%
%
**STAT E TOTAL**
%100.00%100.0027,693 26,181 50.04 51.41
%
%
1 225 IAT REINS CO GRP
%18.54%18.5455,330 55,365Arizona 96.02 98.14
%
%
2 155 PROGRESSIVE GRP
%31.41%12.8738,407 37,177 51.79 51.81
%
%
3 111 LIBERTY MUT GRP
%36.22%4.8114,366 12,910 63.47 64.05
%
%
4 3548 TRAVELERS GRP
%40.97%4.7514,164 13,322 67.34 69.72
%
%
5 150 OLD REPUBLIC GRP
%44.34%3.3710,066 9,846 53.64 54.68
%
%
6 31 BERKSHIRE HATHAWAY GRP
%47.27%2.938,746 7,676 70.88 73.96
%
%
7 280 AUTO OWNERS GRP
%49.84%2.567,650 7,016 80.61 81.45
%
%
8 242 SELECTIVE INS GRP
%52.39%2.557,619 6,946 71.53 71.87
%
%
9 212 ZURICH INS GRP
%54.59%2.206,576 6,242 88.25 91.72
%
%
10 153 PEKIN INS GRP
%56.75%2.166,436 5,797 65.35 65.44
%
%
**STAT E TOTAL**
%100.00%100.00298,423 284,257 69.61 71.10
%
%
1 155 PROGRESSIVE GRP
%19.74%19.7434,112 30,922Arkansas 60.91 61.20
%
%
2 150 OLD REPUBLIC GRP
%25.88%6.1410,604 9,848 82.86 83.96
%
%
3 3548 TRAVELERS GRP
%31.37%5.499,491 9,186 68.36 70.86
%
%
4 280 AUTO OWNERS GRP
%36.39%5.028,678 7,711 65.11 65.56
%
%
5 483 SOUTHERN FARM BUREAU CAS GRP
%40.45%4.067,022 7,474 105.64 106.54
%
%
6 111 LIBERTY MUT GRP
%44.21%3.766,493 6,408 63.51 63.89
%
%
7 244 CINCINNATI FIN GRP
%47.91%3.706,400 6,204 60.99 62.53
%
%
8 212 ZURICH INS GRP
%51.04%3.135,401 5,144 76.19 78.79
%
%
9 7 FEDERATED MUT GRP
%53.55%2.514,343 4,118 81.88 84.25
%
%
10 84 AMERICAN FINANCIAL GRP
%55.90%2.354,053 3,965 82.51 83.71
%
%
**STAT E TOTAL**
%100.00%100.00172,811 166,332 70.45 71.84
%
%
© 2024 National Association of Insurance Commissioners
446
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%11.59%11.59160,414 152,604California 71.51 71.84
%
%
2 3548 TRAVELERS GRP
%18.43%6.8494,675 98,279 62.60 64.43
%
%
3 150 OLD REPUBLIC GRP
%23.80%5.3774,329 72,534 64.98 65.60
%
%
4 31 BERKSHIRE HATHAWAY GRP
%28.99%5.1971,883 64,913 55.83 59.09
%
%
5 215 KEMPER CORP GRP
%33.22%4.2358,518 60,024 71.45 71.33
%
%
6 158 FAIRFAX FIN GRP
%37.16%3.9454,541 53,291 48.24 50.34
%
%
7 176 STATE FARM GRP
%40.90%3.7551,853 50,900 104.56 104.90
%
%
8 212 ZURICH INS GRP
%44.55%3.6550,555 49,659 75.21 78.00
%
%
9 660 MERCURY GEN GRP
%47.85%3.3045,616 43,252 75.57 75.77
%
%
10 140 NATIONWIDE CORP GRP
%50.67%2.8238,991 48,391 68.02 69.79
%
%
**STAT E TOTAL**
%100.00%100.001,384,322 1,390,253 66.22 67.90
%
%
1 155 PROGRESSIVE GRP
%17.64%17.6452,420 47,705Colorado 63.26 63.67
%
%
2 150 OLD REPUBLIC GRP
%23.55%5.9017,539 16,348 78.36 79.43
%
%
3 212 ZURICH INS GRP
%29.07%5.5216,394 16,094 97.12 99.20
%
%
4 280 AUTO OWNERS GRP
%33.99%4.9214,628 13,621 97.28 98.74
%
%
5 3548 TRAVELERS GRP
%38.84%4.8514,424 14,313 86.56 88.47
%
%
6 111 LIBERTY MUT GRP
%42.97%4.1312,267 12,365 101.68 102.15
%
%
7 79 ALLY INS HOLDINGS GRP
%46.49%3.5110,437 10,437 117.51 117.51
%
%
8 8 ALLSTATE INS GRP
%49.91%3.4310,186 10,112 70.14 73.49
%
%
962EMC INS CO GRP
%53.34%3.4210,169 9,767 74.06 74.05
%
%
10 31 BERKSHIRE HATHAWAY GRP
%56.48%3.149,331 8,501 69.04 75.57
%
%
**STAT E TOTAL**
%100.00%100.00297,096 285,581 80.46 81.74
%
%
1 155 PROGRESSIVE GRP
%14.95%14.9519,991 19,155Connecticut 53.59 53.56
%
%
2 3548 TRAVELERS GRP
%21.90%6.959,288 9,141 68.52 71.17
%
%
3 111 LIBERTY MUT GRP
%27.98%6.098,139 8,222 58.00 58.52
%
%
4 242 SELECTIVE INS GRP
%33.55%5.577,446 6,875 82.42 82.79
%
%
5 98 WR BERKLEY CORP GRP
%38.87%5.327,112 6,804 31.25 31.40
%
%
6 91 HARTFORD FIRE & CAS GRP
%43.22%4.355,813 5,483 64.22 66.45
%
%
7 212 ZURICH INS GRP
%47.15%3.935,251 4,665 57.68 59.03
%
%
8 201 UTICA GRP
%51.01%3.865,164 5,011 78.97 81.41
%
%
9 473 AMERICAN FAMILY INS GRP
%54.73%3.724,973 4,760 64.08 64.37
%
%
10 586 ARBELLA INS GRP
%58.26%3.534,720 4,180 79.65 82.83
%
%
**STAT E TOTAL**
%100.00%100.00133,714 128,640 64.26 65.57
%
%
1 155 PROGRESSIVE GRP
%12.99%12.995,061 5,492Delaware 44.50 44.67
%
%
2 250 DONEGAL GRP
%25.09%12.094,711 4,526 45.31 45.59
%
%
3 242 SELECTIVE INS GRP
%31.54%6.452,513 2,328 112.45 112.85
%
%
4 212 ZURICH INS GRP
%37.00%5.462,125 2,148 81.97 83.71
%
%
5 84 AMERICAN FINANCIAL GRP
%41.52%4.521,761 1,750 26.68 26.37
%
%
6 3548 TRAVELERS GRP
%45.67%4.151,618 1,592 68.04 70.24
%
%
7 447 HARFORD GRP
%49.05%3.381,315 1,293 137.52 140.95
%
%
8 31 BERKSHIRE HATHAWAY GRP
%52.34%3.291,281 1,198 25.99 30.26
%
%
9 140 NATIONWIDE CORP GRP
%55.36%3.031,180 1,504 94.89 94.94
%
%
10 12 AMERICAN INTL GRP
%58.03%2.661,037 971 136.99 147.30
%
%
**STAT E TOTAL**
%100.00%100.0038,951 37,702 64.44 66.27
%
%
© 2024 National Association of Insurance Commissioners
447
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%15.56%15.561,842 1,398District Of Columbia 263.17 263.36
%
%
2 88 THE HANOVER INS GRP
%26.79%11.221,329 1,244 42.06 42.13
%
%
3 3548 TRAVELERS GRP
%36.16%9.381,110 1,036 55.73 58.69
%
%
4 213 ERIE INS GRP
%45.09%8.931,057 1,007 48.13 47.99
%
%
5 31 BERKSHIRE HATHAWAY GRP
%52.63%7.54892 668 57.12 67.47
%
%
6 1278 CSAA INS GRP
%58.88%6.26741 603 29.12 33.28
%
%
7 8 ALLSTATE INS GRP
%62.75%3.86457 462 27.63 27.39
%
%
8 91 HARTFORD FIRE & CAS GRP
%66.31%3.56422 424 154.19 153.35
%
%
9 111 LIBERTY MUT GRP
%69.52%3.21380 350 36.52 36.50
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%71.94%2.42287 293 74.79 75.45
%
%
**STAT E TOTAL**
%100.00%100.0011,838 10,753 86.32 88.17
%
%
1 155 PROGRESSIVE GRP
%21.64%21.64160,648 147,473Florida 57.12 58.74
%
%
2 280 AUTO OWNERS GRP
%30.87%9.2368,478 64,340 67.02 67.21
%
%
3 31 BERKSHIRE HATHAWAY GRP
%35.37%4.4933,360 31,929 50.54 53.02
%
%
4 3548 TRAVELERS GRP
%39.79%4.4232,838 31,686 59.90 62.50
%
%
5 212 ZURICH INS GRP
%44.04%4.2531,524 30,059 67.29 68.85
%
%
6 215 KEMPER CORP GRP
%47.86%3.8228,376 28,837 61.98 61.98
%
%
7 176 STATE FARM GRP
%51.42%3.5626,450 20,681 112.67 115.46
%
%
8 4850 CLEAR BLUE FINANCIAL GRP
%54.87%3.4425,537 24,524 50.83 51.36
%
%
9 8 ALLSTATE INS GRP
%57.87%3.0022,273 25,729 10.89 12.66
%
%
10 474 FCCI MUT INS GRP
%60.48%2.6119,371 18,507 52.53 53.57
%
%
**STAT E TOTAL**
%100.00%100.00742,203 702,638 58.84 60.45
%
%
1 155 PROGRESSIVE GRP
%17.87%17.8782,791 81,912Georgia 66.29 65.88
%
%
2 280 AUTO OWNERS GRP
%24.21%6.3429,379 28,322 68.70 69.36
%
%
3 212 ZURICH INS GRP
%28.36%4.1519,202 18,269 83.73 85.71
%
%
4 3548 TRAVELERS GRP
%32.44%4.0818,891 17,985 75.94 78.70
%
%
5 150 OLD REPUBLIC GRP
%36.19%3.7517,367 15,864 65.68 66.70
%
%
6 242 SELECTIVE INS GRP
%39.37%3.1814,740 13,789 76.99 77.28
%
%
7 176 STATE FARM GRP
%42.37%3.0013,894 13,370 81.07 81.08
%
%
8 561 GEORGIA FARM BUREAU GRP
%45.26%2.8913,387 12,953 54.76 54.71
%
%
9 31 BERKSHIRE HATHAWAY GRP
%48.12%2.8613,234 13,418 35.79 37.76
%
%
10 215 KEMPER CORP GRP
%50.61%2.4911,539 11,698 45.65 45.49
%
%
**STAT E TOTAL**
%100.00%100.00463,224 453,427 65.59 66.96
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%20.61%20.616,816 6,401Hawaii 94.83 94.80
%
%
2 84 AMERICAN FINANCIAL GRP
%39.78%19.176,340 6,170 36.08 37.50
%
%
3 106 ISLAND INS CO GRP
%49.85%10.063,328 3,417 96.77 97.50
%
%
4 155 PROGRESSIVE GRP
%59.03%9.193,038 2,797 54.79 54.25
%
%
5 158 FAIRFAX FIN GRP
%66.06%7.022,322 2,251 93.54 94.17
%
%
6 4715 MS & AD INS GRP
%71.01%4.961,640 1,784 72.41 73.89
%
%
7 4672 DONGBU INS GRP
%75.72%4.701,555 1,511 85.36 128.74
%
%
8 176 STATE FARM GRP
%79.55%3.831,267 1,197 92.31 92.31
%
%
9 3548 TRAVELERS GRP
%81.84%2.30759 719 53.12 55.69
%
%
10 31 BERKSHIRE HATHAWAY GRP
%84.10%2.26746 733 7.00 14.04
%
%
**STAT E TOTAL**
%100.00%100.0033,069 32,137 70.33 73.28
%
%
© 2024 National Association of Insurance Commissioners
448
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.65%14.6516,597 15,864Idaho 66.45 66.82
%
%
2 842 FARM BUREAU GRP
%24.90%10.2611,621 10,603 64.15 64.32
%
%
3 150 OLD REPUBLIC GRP
%35.12%10.2211,581 11,334 61.07 62.03
%
%
4 280 AUTO OWNERS GRP
%42.39%7.268,228 7,811 61.94 63.39
%
%
5 111 LIBERTY MUT GRP
%46.71%4.334,905 5,157 43.34 43.70
%
%
6 3548 TRAVELERS GRP
%51.03%4.314,888 5,116 61.30 62.50
%
%
7 244 CINCINNATI FIN GRP
%54.53%3.503,967 4,092 71.60 74.31
%
%
8 14184 ACUITY A MUT INS CO
%57.03%2.502,835 2,696 62.47 63.37
%
%
9 7 FEDERATED MUT GRP
%59.47%2.442,762 2,606 76.76 78.79
%
%
10 31 BERKSHIRE HATHAWAY GRP
%61.79%2.322,626 2,597 33.13 35.30
%
%
**STAT E TOTAL**
%100.00%100.00113,312 109,203 61.09 62.00
%
%
1 155 PROGRESSIVE GRP
%12.98%12.9889,962 90,178Illinois 64.23 64.31
%
%
2 212 ZURICH INS GRP
%19.77%6.7947,050 46,261 39.38 40.47
%
%
3 3548 TRAVELERS GRP
%24.83%5.0635,097 33,565 63.31 65.06
%
%
4 150 OLD REPUBLIC GRP
%29.58%4.7532,902 30,543 80.39 80.66
%
%
5 225 IAT REINS CO GRP
%33.45%3.8726,828 27,233 52.63 54.19
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%36.82%3.3723,326 25,160 87.12 87.92
%
%
7 280 AUTO OWNERS GRP
%39.70%2.8819,986 18,761 98.43 98.52
%
%
8 153 PEKIN INS GRP
%42.46%2.7619,138 17,402 72.68 72.48
%
%
9 5003 SOUTHLAKE FINANCIAL GRP
%44.90%2.4316,860 14,491 74.21 74.21
%
%
10 176 STATE FARM GRP
%47.31%2.4116,728 14,435 91.77 91.89
%
%
**STAT E TOTAL**
%100.00%100.00693,056 682,201 68.18 69.15
%
%
1 155 PROGRESSIVE GRP
%12.24%12.2445,879 48,463Indiana 69.90 69.61
%
%
2 280 AUTO OWNERS GRP
%18.45%6.2123,264 22,014 71.69 72.82
%
%
3 150 OLD REPUBLIC GRP
%22.78%4.3316,210 14,376 73.53 74.20
%
%
4 3548 TRAVELERS GRP
%26.82%4.0415,148 15,386 72.58 75.27
%
%
5 14184 ACUITY A MUT INS CO
%30.42%3.6013,484 13,142 55.14 55.87
%
%
6 244 CINCINNATI FIN GRP
%33.82%3.4012,745 12,175 62.75 64.28
%
%
7 242 SELECTIVE INS GRP
%37.16%3.3412,512 11,389 76.32 76.50
%
%
8 40088 AMERICAN INTER FIDELITY EXCH
%40.43%3.2712,258 13,456 61.09 61.89
%
%
9 213 ERIE INS GRP
%43.45%3.0111,289 10,504 75.44 75.47
%
%
10 542 INDIANA FARM BUREAU GRP
%46.15%2.7010,118 9,463 72.56 72.58
%
%
**STAT E TOTAL**
%100.00%100.00374,686 363,177 67.20 68.10
%
%
1 155 PROGRESSIVE GRP
%9.14%9.1424,334 22,976Iowa 64.29 64.35
%
%
2 280 AUTO OWNERS GRP
%17.35%8.2121,854 19,559 70.41 70.81
%
%
3 150 OLD REPUBLIC GRP
%25.42%8.0621,460 20,282 71.43 71.71
%
%
462EMC INS CO GRP
%30.85%5.4314,465 14,048 49.74 49.70
%
%
5 140 NATIONWIDE CORP GRP
%35.81%4.9613,195 15,307 86.78 87.13
%
%
6 3548 TRAVELERS GRP
%40.66%4.8512,904 12,160 56.66 59.04
%
%
7 518 GRINNELL MUT GRP
%45.28%4.6312,314 12,549 77.55 77.69
%
%
8 513 IOWA FARM BUREAU GRP
%49.37%4.0910,874 10,269 71.79 72.03
%
%
9 14184 ACUITY A MUT INS CO
%53.17%3.8010,109 9,862 65.51 68.46
%
%
10 15350 WEST BEND INS CO
%55.75%2.586,867 6,731 74.91 75.06
%
%
**STAT E TOTAL**
%100.00%100.00266,152 256,464 67.83 68.66
%
%
© 2024 National Association of Insurance Commissioners
449
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.75%12.7524,251 22,686Kansas 67.50 67.41
%
%
2 150 OLD REPUBLIC GRP
%19.90%7.1513,595 12,513 68.73 69.60
%
%
3 3548 TRAVELERS GRP
%26.50%6.6012,549 11,965 63.35 65.03
%
%
462EMC INS CO GRP
%33.00%6.5012,354 11,946 58.31 58.32
%
%
5 140 NATIONWIDE CORP GRP
%39.25%6.2511,884 12,913 64.15 64.20
%
%
6 79 ALLY INS HOLDINGS GRP
%44.36%5.119,709 9,709 11.73 11.73
%
%
7 513 IOWA FARM BUREAU GRP
%48.16%3.807,230 6,999 78.00 78.27
%
%
8 212 ZURICH INS GRP
%51.66%3.506,647 6,224 44.73 46.60
%
%
9 244 CINCINNATI FIN GRP
%54.92%3.266,201 5,796 67.97 69.55
%
%
10 84 AMERICAN FINANCIAL GRP
%57.80%2.885,483 5,545 50.69 51.05
%
%
**STAT E TOTAL**
%100.00%100.00190,140 182,708 60.73 61.47
%
%
1 155 PROGRESSIVE GRP
%10.30%10.3018,338 17,564Kentucky 63.72 64.43
%
%
2 109 KENTUCKY FARM BUREAU GRP
%18.23%7.9414,142 13,530 59.41 59.86
%
%
3 280 AUTO OWNERS GRP
%25.13%6.9012,288 11,589 135.05 137.45
%
%
4 3548 TRAVELERS GRP
%30.68%5.549,875 9,526 64.10 66.81
%
%
5 244 CINCINNATI FIN GRP
%36.01%5.339,489 8,676 64.63 65.98
%
%
6 111 LIBERTY MUT GRP
%40.44%4.447,900 7,859 69.84 70.73
%
%
7 14184 ACUITY A MUT INS CO
%44.50%4.067,223 7,217 57.10 57.95
%
%
8 213 ERIE INS GRP
%47.61%3.125,551 4,680 106.20 106.42
%
%
9 84 AMERICAN FINANCIAL GRP
%50.48%2.875,107 5,045 40.20 40.57
%
%
10 12 AMERICAN INTL GRP
%53.04%2.564,557 4,366 63.34 65.98
%
%
**STAT E TOTAL**
%100.00%100.00178,119 171,118 72.82 74.20
%
%
1 155 PROGRESSIVE GRP
%20.00%20.0035,037 33,084Louisiana 44.87 45.17
%
%
2 4381 SKYWARD SPECIALTY INS GRP INC GRP
%30.32%10.3218,089 17,432 46.67 52.54
%
%
3 212 ZURICH INS GRP
%37.12%6.8011,919 11,904 47.71 48.62
%
%
4 176 STATE FARM GRP
%42.50%5.389,418 8,518 76.88 81.91
%
%
5 3548 TRAVELERS GRP
%47.68%5.199,086 8,754 64.30 66.88
%
%
6 31 BERKSHIRE HATHAWAY GRP
%52.36%4.678,190 7,573 36.21 40.86
%
%
7 79 ALLY INS HOLDINGS GRP
%55.84%3.486,105 6,105 16.15 16.15
%
%
8 150 OLD REPUBLIC GRP
%58.90%3.065,364 4,904 71.08 71.90
%
%
9 12 AMERICAN INTL GRP
%61.61%2.704,733 4,551 90.65 94.12
%
%
10 84 AMERICAN FINANCIAL GRP
%64.25%2.644,632 4,690 52.11 52.75
%
%
**STAT E TOTAL**
%100.00%100.00175,210 171,958 53.17 54.90
%
%
1 98 WR BERKLEY CORP GRP
%16.74%16.7412,762 11,927Maine 49.36 49.41
%
%
2 155 PROGRESSIVE GRP
%28.82%12.089,212 8,757 48.14 48.28
%
%
3 15997 MMG INS CO
%37.21%8.396,399 6,544 64.47 65.13
%
%
4 111 LIBERTY MUT GRP
%44.31%7.115,420 5,409 42.99 43.57
%
%
5 88 THE HANOVER INS GRP
%51.36%7.045,370 5,363 50.93 51.18
%
%
6 1309 FRANKENMUTH GRP
%58.35%7.005,335 5,165 53.80 55.72
%
%
7 3548 TRAVELERS GRP
%63.98%5.634,292 3,950 59.72 62.25
%
%
8 14184 ACUITY A MUT INS CO
%68.24%4.263,247 2,971 77.25 78.25
%
%
9 280 AUTO OWNERS GRP
%71.69%3.452,631 2,162 62.65 63.76
%
%
10 150 OLD REPUBLIC GRP
%74.21%2.521,923 1,781 57.30 59.31
%
%
**STAT E TOTAL**
%100.00%100.0076,257 72,618 54.86 55.75
%
%
© 2024 National Association of Insurance Commissioners
450
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%14.44%14.4433,692 31,986Maryland 89.24 89.43
%
%
2 155 PROGRESSIVE GRP
%27.20%12.7629,773 29,681 57.26 57.27
%
%
3 242 SELECTIVE INS GRP
%34.85%7.6517,850 16,720 57.16 57.39
%
%
4 35173 AGENCY INS CO OF MD INC
%39.54%4.6910,934 9,887 59.43 59.45
%
%
5 3548 TRAVELERS GRP
%44.04%4.5110,521 10,254 70.11 72.77
%
%
6 176 STATE FARM GRP
%47.83%3.798,833 7,330 131.71 131.90
%
%
7 150 OLD REPUBLIC GRP
%51.14%3.317,733 7,965 68.85 70.66
%
%
8 111 LIBERTY MUT GRP
%54.30%3.167,367 7,718 43.68 44.21
%
%
9 212 ZURICH INS GRP
%56.94%2.646,165 6,012 91.90 95.15
%
%
10 91 HARTFORD FIRE & CAS GRP
%59.34%2.395,583 5,185 70.18 71.79
%
%
**STAT E TOTAL**
%100.00%100.00233,335 225,404 71.21 72.49
%
%
1 411 MAPFRE INS GRP
%14.20%14.2049,178 46,699Massachusetts 60.87 61.12
%
%
2 188 SAFETY GRP
%27.38%13.1845,638 42,539 86.96 87.51
%
%
3 155 PROGRESSIVE GRP
%37.43%10.0534,818 32,355 46.84 46.89
%
%
4 586 ARBELLA INS GRP
%47.14%9.7133,622 32,109 69.16 70.99
%
%
5 3548 TRAVELERS GRP
%53.11%5.9820,701 19,911 72.07 74.82
%
%
6 415 PLYMOUTH ROCK INS GRP
%57.53%4.4115,282 14,153 54.45 56.04
%
%
7 98 WR BERKLEY CORP GRP
%61.29%3.7713,049 11,964 42.18 42.86
%
%
8 111 LIBERTY MUT GRP
%64.61%3.3111,472 11,903 49.56 49.97
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%67.69%3.0810,674 10,396 47.73 48.73
%
%
10 242 SELECTIVE INS GRP
%70.63%2.9410,198 9,781 66.51 66.69
%
%
**STAT E TOTAL**
%100.00%100.00346,344 331,037 63.51 64.75
%
%
1 280 AUTO OWNERS GRP
%10.22%10.2250,012 46,928Michigan 83.61 84.29
%
%
2 155 PROGRESSIVE GRP
%16.62%6.4031,303 30,722 58.08 58.00
%
%
3 67 MICHIGAN FARM BUREAU GRP
%21.64%5.0224,536 22,865 83.25 83.59
%
%
462EMC INS CO GRP
%25.52%3.8818,974 18,489 73.08 73.05
%
%
5 150 OLD REPUBLIC GRP
%29.37%3.8518,854 18,258 68.90 68.91
%
%
6 1309 FRANKENMUTH GRP
%33.16%3.7918,515 17,878 74.37 75.47
%
%
7 3548 TRAVELERS GRP
%36.71%3.5517,363 17,366 68.30 70.36
%
%
896SECURA INS GRP
%39.83%3.1215,265 14,758 69.55 70.15
%
%
9 212 ZURICH INS GRP
%42.76%2.9314,338 13,832 124.27 125.93
%
%
10 14176 HASTINGS INS CO
%45.68%2.9214,293 13,672 81.42 81.79
%
%
**STAT E TOTAL**
%100.00%100.00489,137 469,038 72.21 73.08
%
%
1 150 OLD REPUBLIC GRP
%11.40%11.4038,175 36,533Minnesota 65.52 65.83
%
%
2 280 AUTO OWNERS GRP
%21.90%10.5035,164 33,092 87.58 88.20
%
%
3 155 PROGRESSIVE GRP
%30.20%8.3127,821 25,071 56.03 55.86
%
%
4 309 WESTERN NATL MUT GRP
%37.81%7.6125,480 24,172 44.53 45.30
%
%
596SECURA INS GRP
%42.83%5.0216,818 15,775 76.16 76.70
%
%
6 3548 TRAVELERS GRP
%47.73%4.9016,418 16,064 60.13 62.72
%
%
7 14184 ACUITY A MUT INS CO
%51.49%3.7512,563 12,149 68.84 70.54
%
%
8 7 FEDERATED MUT GRP
%54.64%3.1610,575 10,062 84.88 86.40
%
%
9 518 GRINNELL MUT GRP
%57.70%3.0610,246 10,553 75.29 75.58
%
%
10 15350 WEST BEND INS CO
%60.52%2.829,440 9,270 54.14 53.85
%
%
**STAT E TOTAL**
%100.00%100.00334,927 320,550 68.23 69.10
%
%
© 2024 National Association of Insurance Commissioners
451
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%17.34%17.3425,857 24,940Mississippi 69.15 69.31
%
%
2 3548 TRAVELERS GRP
%23.56%6.229,268 8,985 82.76 85.10
%
%
3 98 WR BERKLEY CORP GRP
%29.60%6.059,016 8,184 58.81 58.73
%
%
4 150 OLD REPUBLIC GRP
%35.45%5.858,722 7,874 78.84 80.30
%
%
5 111 LIBERTY MUT GRP
%40.22%4.777,116 7,179 62.91 64.12
%
%
6 212 ZURICH INS GRP
%44.87%4.656,933 6,864 69.34 71.44
%
%
7 169 SENTRY INS GRP
%48.78%3.915,830 5,874 65.30 65.72
%
%
8 158 FAIRFAX FIN GRP
%52.60%3.825,690 6,397 54.54 56.67
%
%
9 84 AMERICAN FINANCIAL GRP
%56.33%3.735,568 5,445 48.48 48.86
%
%
10 62 EMC INS CO GRP
%59.53%3.204,764 4,417 61.02 61.00
%
%
**STAT E TOTAL**
%100.00%100.00149,111 146,398 69.35 70.66
%
%
1 155 PROGRESSIVE GRP
%12.95%12.9543,605 40,942Missouri 56.08 56.48
%
%
2 3548 TRAVELERS GRP
%19.79%6.8423,021 21,729 62.19 64.13
%
%
3 150 OLD REPUBLIC GRP
%25.73%5.9420,005 18,299 62.27 62.67
%
%
4 280 AUTO OWNERS GRP
%30.35%4.6215,557 14,297 78.80 80.11
%
%
5 79 ALLY INS HOLDINGS GRP
%34.90%4.5515,335 15,335 55.64 55.64
%
%
6 14184 ACUITY A MUT INS CO
%39.21%4.3114,498 13,591 77.56 81.27
%
%
7 212 ZURICH INS GRP
%42.52%3.3211,168 11,289 67.66 69.46
%
%
8 244 CINCINNATI FIN GRP
%45.71%3.1910,730 10,369 53.12 54.58
%
%
9 111 LIBERTY MUT GRP
%48.28%2.588,678 8,518 66.77 67.20
%
%
10 176 STATE FARM GRP
%50.71%2.428,153 7,540 73.00 72.97
%
%
**STAT E TOTAL**
%100.00%100.00336,742 325,493 63.28 64.37
%
%
1 155 PROGRESSIVE GRP
%14.84%14.8415,105 13,735Montana 64.58 64.53
%
%
2 150 OLD REPUBLIC GRP
%27.02%12.1912,408 11,838 82.58 83.28
%
%
3 111 LIBERTY MUT GRP
%32.73%5.705,807 6,202 49.52 50.05
%
%
4 3548 TRAVELERS GRP
%38.22%5.495,592 5,627 65.10 65.98
%
%
5 244 CINCINNATI FIN GRP
%43.64%5.425,521 5,275 52.69 53.59
%
%
662EMC INS CO GRP
%48.25%4.614,693 4,395 68.54 68.50
%
%
7 140 NATIONWIDE CORP GRP
%52.79%4.534,616 5,098 65.76 66.32
%
%
8 309 WESTERN NATL MUT GRP
%56.77%3.984,055 3,658 34.14 35.04
%
%
9 14184 ACUITY A MUT INS CO
%60.29%3.523,582 3,344 47.52 48.16
%
%
10 176 STATE FARM GRP
%62.82%2.532,575 2,464 50.60 51.00
%
%
**STAT E TOTAL**
%100.00%100.00101,810 98,447 57.62 58.16
%
%
1 150 OLD REPUBLIC GRP
%15.37%15.3726,927 28,354Nebraska 55.68 55.77
%
%
2 155 PROGRESSIVE GRP
%25.81%10.4418,283 17,435 63.48 63.65
%
%
3 140 NATIONWIDE CORP GRP
%32.04%6.2310,920 11,705 72.83 73.10
%
%
462EMC INS CO GRP
%38.16%6.1210,715 10,673 55.46 55.44
%
%
5 280 AUTO OWNERS GRP
%43.65%5.499,622 8,863 66.27 66.74
%
%
6 3548 TRAVELERS GRP
%48.04%4.397,686 7,605 52.90 54.84
%
%
7 79 ALLY INS HOLDINGS GRP
%51.96%3.936,878 6,878 7.59 7.59
%
%
8 13889 FARMERS MUT INS CO OF NE
%54.98%3.015,279 4,971 35.47 35.56
%
%
9 513 IOWA FARM BUREAU GRP
%57.94%2.965,190 4,774 73.47 73.50
%
%
10 14184 ACUITY A MUT INS CO
%60.70%2.764,842 4,538 70.04 71.75
%
%
**STAT E TOTAL**
%100.00%100.00175,186 172,054 57.42 58.03
%
%
© 2024 National Association of Insurance Commissioners
452
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%23.49%23.4921,146 21,064Nevada 66.77 67.04
%
%
2 3548 TRAVELERS GRP
%30.38%6.886,194 5,999 57.73 60.10
%
%
3 150 OLD REPUBLIC GRP
%36.87%6.505,848 5,774 74.33 75.40
%
%
4 212 ZURICH INS GRP
%41.07%4.203,779 3,872 107.90 110.47
%
%
5 31 BERKSHIRE HATHAWAY GRP
%45.20%4.133,713 3,082 44.38 50.81
%
%
6 91 HARTFORD FIRE & CAS GRP
%48.46%3.262,934 2,602 50.82 53.19
%
%
7 176 STATE FARM GRP
%51.54%3.082,773 2,579 93.84 94.43
%
%
8 84 AMERICAN FINANCIAL GRP
%54.55%3.012,709 2,569 44.68 44.80
%
%
9 626 CHUBB LTD GRP
%56.92%2.382,140 2,045 52.09 52.55
%
%
10 111 LIBERTY MUT GRP
%59.24%2.312,082 2,134 80.81 83.49
%
%
**STAT E TOTAL**
%100.00%100.0090,009 88,278 65.65 67.48
%
%
1 98 WR BERKLEY CORP GRP
%17.74%17.7411,063 10,424New Hampshire 37.91 37.96
%
%
2 155 PROGRESSIVE GRP
%27.20%9.465,897 5,480 44.40 44.18
%
%
3 111 LIBERTY MUT GRP
%33.42%6.223,877 4,110 44.58 45.05
%
%
4 15997 MMG INS CO
%38.13%4.712,936 2,968 63.17 63.17
%
%
5 188 SAFETY GRP
%42.60%4.472,790 2,547 77.43 77.81
%
%
6 3548 TRAVELERS GRP
%46.79%4.192,615 2,502 54.07 56.80
%
%
7 212 ZURICH INS GRP
%50.49%3.702,305 2,189 49.48 50.68
%
%
8 88 THE HANOVER INS GRP
%54.18%3.692,299 2,307 44.56 44.79
%
%
9 280 AUTO OWNERS GRP
%57.82%3.652,275 2,096 63.15 64.11
%
%
10 473 AMERICAN FAMILY INS GRP
%60.69%2.861,785 1,681 62.63 62.57
%
%
**STAT E TOTAL**
%100.00%100.0062,355 59,440 54.61 55.61
%
%
1 155 PROGRESSIVE GRP
%17.03%17.0360,083 59,529New Jersey 59.86 59.94
%
%
2 242 SELECTIVE INS GRP
%26.64%9.6133,911 31,326 54.52 55.27
%
%
3 708 NEW JERSEY MANUFACTURERS GRP
%33.24%6.6023,279 21,766 72.47 69.95
%
%
4 111 LIBERTY MUT GRP
%37.52%4.2815,115 14,294 55.18 55.77
%
%
5 158 FAIRFAX FIN GRP
%41.67%4.1414,623 12,881 38.52 39.85
%
%
6 212 ZURICH INS GRP
%45.50%3.8413,537 12,781 85.99 88.78
%
%
7 3548 TRAVELERS GRP
%49.24%3.7313,173 12,566 59.27 62.22
%
%
8 408 BROOKFIELD REINS LTD GRP
%51.76%2.528,903 8,244 60.19 60.31
%
%
9 201 UTICA GRP
%54.16%2.408,462 8,395 59.93 62.38
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.39%2.237,878 7,145 59.28 60.52
%
%
**STAT E TOTAL**
%100.00%100.00352,840 340,827 60.50 61.25
%
%
1 155 PROGRESSIVE GRP
%21.46%21.4617,925 16,193New Mexico 53.82 54.20
%
%
2 3548 TRAVELERS GRP
%30.16%8.707,267 6,892 62.92 65.66
%
%
3 212 ZURICH INS GRP
%35.14%4.984,157 3,706 35.61 36.85
%
%
4 150 OLD REPUBLIC GRP
%39.77%4.633,865 3,640 88.88 90.55
%
%
5 14184 ACUITY A MUT INS CO
%43.19%3.432,862 2,802 52.03 54.06
%
%
6 250 DONEGAL GRP
%46.61%3.422,857 2,961 40.68 41.13
%
%
7 98 WR BERKLEY CORP GRP
%49.94%3.322,776 2,840 65.39 64.90
%
%
8 31 BERKSHIRE HATHAWAY GRP
%53.04%3.112,596 2,237 34.25 38.66
%
%
9 111 LIBERTY MUT GRP
%56.06%3.022,520 2,680 69.22 69.73
%
%
10 242 SELECTIVE INS GRP
%58.62%2.562,139 2,078 59.71 59.87
%
%
**STAT E TOTAL**
%100.00%100.0083,525 80,004 62.91 64.12
%
%
© 2024 National Association of Insurance Commissioners
453
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%14.04%14.0475,443 66,736New York 65.67 65.77
%
%
2 213 ERIE INS GRP
%20.40%6.3634,182 30,950 86.93 87.20
%
%
3 3548 TRAVELERS GRP
%26.48%6.0832,693 31,090 65.25 68.22
%
%
4 201 UTICA GRP
%30.75%4.2722,934 21,875 53.20 55.61
%
%
5 176 STATE FARM GRP
%34.76%4.0121,522 20,210 59.42 59.45
%
%
6 761 ALLIANZ INS GRP
%38.23%3.4718,668 18,525 N/A N/A
7 242 SELECTIVE INS GRP
%41.53%3.3017,731 17,184 60.06 60.40
%
%
8 408 BROOKFIELD REINS LTD GRP
%44.76%3.2217,323 16,803 53.56 54.34
%
%
9 212 ZURICH INS GRP
%47.87%3.1116,719 15,966 65.08 66.95
%
%
10 226 MERCHANTS MUT GRP
%50.92%3.0516,387 15,846 68.19 69.91
%
%
**STAT E TOTAL**
%100.00%100.00537,354 514,620 58.68 59.98
%
%
1 155 PROGRESSIVE GRP
%17.41%17.4175,360 73,113North Carolina 63.34 63.45
%
%
2 280 AUTO OWNERS GRP
%24.61%7.1931,137 28,714 75.31 76.36
%
%
3 8 ALLSTATE INS GRP
%30.87%6.2627,106 25,232 41.39 42.87
%
%
4 213 ERIE INS GRP
%36.91%6.0426,144 23,562 80.65 80.83
%
%
5 3548 TRAVELERS GRP
%42.25%5.3423,091 22,110 68.95 71.46
%
%
6 212 ZURICH INS GRP
%46.59%4.3418,781 17,280 67.77 69.13
%
%
7 324 NORTH CAROLINA FARM BUREAU GRP
%50.22%3.6315,713 15,196 97.75 97.82
%
%
8 12 AMERICAN INTL GRP
%53.42%3.2013,864 12,877 71.68 74.72
%
%
9 242 SELECTIVE INS GRP
%56.33%2.9112,591 12,085 71.58 71.90
%
%
10 150 OLD REPUBLIC GRP
%58.85%2.5210,910 10,772 82.06 83.19
%
%
**STAT E TOTAL**
%100.00%100.00432,760 414,139 68.35 69.36
%
%
1 155 PROGRESSIVE GRP
%12.57%12.5712,306 11,309North Dakota 59.19 59.31
%
%
2 150 OLD REPUBLIC GRP
%22.02%9.449,240 8,703 61.51 61.90
%
%
3 280 AUTO OWNERS GRP
%28.82%6.806,656 6,120 60.83 61.14
%
%
4 14184 ACUITY A MUT INS CO
%35.28%6.466,321 6,258 58.09 59.03
%
%
5 3548 TRAVELERS GRP
%41.66%6.396,251 6,121 58.49 60.19
%
%
6 98 WR BERKLEY CORP GRP
%46.80%5.145,029 4,509 76.96 77.33
%
%
7 309 WESTERN NATL MUT GRP
%51.75%4.954,845 4,273 36.09 36.84
%
%
8 1279 ARCH INS GRP
%55.92%4.174,081 3,746 63.92 65.31
%
%
996SECURA INS GRP
%59.36%3.443,363 3,175 64.30 64.71
%
%
10 111 LIBERTY MUT GRP
%62.67%3.313,236 3,249 54.04 54.86
%
%
**STAT E TOTAL**
%100.00%100.0097,866 94,439 47.56 48.22
%
%
1 155 PROGRESSIVE GRP
%17.45%17.4587,687 90,081Ohio 56.84 56.80
%
%
2 244 CINCINNATI FIN GRP
%25.72%8.2741,555 40,677 60.19 61.72
%
%
3 150 OLD REPUBLIC GRP
%29.79%4.0720,427 18,714 82.74 84.48
%
%
4 213 ERIE INS GRP
%33.72%3.9319,750 18,162 76.36 76.47
%
%
5 228 WESTFIELD GRP
%37.50%3.7919,019 17,983 63.54 63.75
%
%
6 280 AUTO OWNERS GRP
%41.00%3.5017,572 16,560 68.92 69.41
%
%
7 3548 TRAVELERS GRP
%44.39%3.3816,999 16,377 62.93 65.29
%
%
8 84 AMERICAN FINANCIAL GRP
%47.17%2.7813,972 13,466 48.55 48.93
%
%
9 14184 ACUITY A MUT INS CO
%49.66%2.4912,516 12,209 55.09 56.01
%
%
10 111 LIBERTY MUT GRP
%52.04%2.3811,977 12,372 57.21 57.94
%
%
**STAT E TOTAL**
%100.00%100.00502,437 484,524 64.65 65.73
%
%
© 2024 National Association of Insurance Commissioners
454
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%18.96%18.9642,536 39,625Oklahoma 51.32 51.43
%
%
2 79 ALLY INS HOLDINGS GRP
%26.83%7.8617,637 17,637 82.04 82.04
%
%
3 3548 TRAVELERS GRP
%34.23%7.4116,616 16,403 68.28 70.41
%
%
4 212 ZURICH INS GRP
%40.51%6.2814,089 13,422 59.25 61.07
%
%
5 150 OLD REPUBLIC GRP
%46.00%5.4912,315 11,928 82.68 84.45
%
%
6 176 STATE FARM GRP
%49.96%3.968,881 8,303 72.31 72.31
%
%
7 4850 CLEAR BLUE FINANCIAL GRP
%53.25%3.297,376 7,151 44.11 44.81
%
%
8 111 LIBERTY MUT GRP
%55.99%2.746,152 6,195 75.06 75.62
%
%
9 4935 CHANDLER INS GRP
%58.56%2.565,748 5,677 53.80 55.32
%
%
10 98 WR BERKLEY CORP GRP
%61.03%2.485,555 5,542 55.24 55.49
%
%
**STAT E TOTAL**
%100.00%100.00224,312 216,713 64.09 65.26
%
%
1 155 PROGRESSIVE GRP
%19.08%19.0830,846 29,150Oregon 65.97 66.28
%
%
2 111 LIBERTY MUT GRP
%28.00%8.9314,431 14,769 55.67 56.34
%
%
3 150 OLD REPUBLIC GRP
%33.78%5.789,348 8,881 46.29 46.29
%
%
4 3548 TRAVELERS GRP
%38.85%5.078,193 7,994 48.68 50.88
%
%
5 309 WESTERN NATL MUT GRP
%43.48%4.637,482 6,664 49.73 50.53
%
%
6 244 CINCINNATI FIN GRP
%46.96%3.485,634 5,325 45.61 47.51
%
%
7 69 FARMERS INS GRP
%49.93%2.974,799 5,932 57.68 57.82
%
%
8 7 FEDERATED MUT GRP
%52.80%2.874,639 4,276 51.00 52.94
%
%
9 169 SENTRY INS GRP
%55.52%2.724,398 3,963 66.66 66.72
%
%
10 31 BERKSHIRE HATHAWAY GRP
%58.23%2.714,376 4,345 38.54 40.41
%
%
**STAT E TOTAL**
%100.00%100.00161,689 156,179 58.65 59.76
%
%
1 213 ERIE INS GRP
%14.19%14.1989,622 81,161Pennsylvania 70.52 70.70
%
%
2 155 PROGRESSIVE GRP
%27.01%12.8280,936 79,533 58.17 58.30
%
%
3 242 SELECTIVE INS GRP
%32.64%5.6335,573 33,071 63.67 64.12
%
%
4 3548 TRAVELERS GRP
%37.28%4.6429,311 28,292 60.66 62.88
%
%
5 212 ZURICH INS GRP
%40.84%3.5622,470 21,550 74.90 77.60
%
%
6 785 MARKEL CORP GRP
%44.17%3.3220,994 16,120 104.93 104.56
%
%
7 4904 INTACT FINANCIAL GRP
%47.13%2.9718,725 19,913 62.14 62.12
%
%
8 150 OLD REPUBLIC GRP
%49.71%2.5816,294 14,959 64.95 66.70
%
%
9 14184 ACUITY A MUT INS CO
%52.11%2.4015,157 14,840 36.99 37.54
%
%
10 271 PENNSYLVANIA NATL INS GRP
%54.41%2.3014,517 14,038 76.69 77.22
%
%
**STAT E TOTAL**
%100.00%100.00631,494 603,388 64.23 65.25
%
%
1 155 PROGRESSIVE GRP
%14.41%14.415,965 5,708Rhode Island 43.60 43.78
%
%
2 242 SELECTIVE INS GRP
%22.94%8.533,533 3,328 61.98 62.47
%
%
3 3548 TRAVELERS GRP
%28.60%5.662,342 2,257 45.19 47.61
%
%
4 586 ARBELLA INS GRP
%34.18%5.582,309 2,167 89.16 90.61
%
%
562EMC INS CO GRP
%39.57%5.392,233 2,300 113.05 113.01
%
%
6 473 AMERICAN FAMILY INS GRP
%43.80%4.231,750 1,733 59.32 59.39
%
%
7 111 LIBERTY MUT GRP
%47.80%4.001,654 1,631 29.61 30.66
%
%
8 8 ALLSTATE INS GRP
%51.33%3.531,461 1,339 17.95 18.71
%
%
9 212 ZURICH INS GRP
%54.77%3.441,424 1,440 49.00 50.46
%
%
10 963 OHIO MUT GRP
%58.19%3.421,418 1,323 55.24 56.92
%
%
**STAT E TOTAL**
%100.00%100.0041,395 40,232 66.15 67.09
%
%
© 2024 National Association of Insurance Commissioners
455
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%19.09%19.0937,841 34,656South Carolina 52.77 53.03
%
%
2 280 AUTO OWNERS GRP
%26.02%6.9313,738 12,988 77.37 78.73
%
%
3 3548 TRAVELERS GRP
%31.41%5.3910,691 9,895 47.98 50.31
%
%
4 212 ZURICH INS GRP
%36.02%4.619,146 8,786 71.45 73.07
%
%
5 242 SELECTIVE INS GRP
%40.60%4.589,072 8,588 59.32 59.71
%
%
6 111 LIBERTY MUT GRP
%44.10%3.516,951 7,009 61.54 62.18
%
%
7 150 OLD REPUBLIC GRP
%47.42%3.316,571 6,430 66.67 68.36
%
%
8 98 WR BERKLEY CORP GRP
%50.42%3.015,961 5,893 54.33 55.00
%
%
9 31 BERKSHIRE HATHAWAY GRP
%53.27%2.855,648 5,785 30.58 32.79
%
%
10 84 AMERICAN FINANCIAL GRP
%55.78%2.514,976 4,596 49.46 49.79
%
%
**STAT E TOTAL**
%100.00%100.00198,262 190,452 60.05 61.35
%
%
1 150 OLD REPUBLIC GRP
%11.89%11.8912,027 11,565South Dakota 67.39 67.58
%
%
2 280 AUTO OWNERS GRP
%22.48%10.6010,723 9,763 34.35 33.78
%
%
3 14184 ACUITY A MUT INS CO
%31.49%9.019,114 8,965 55.53 56.39
%
%
4 155 PROGRESSIVE GRP
%39.45%7.968,056 7,409 58.80 58.93
%
%
5 140 NATIONWIDE CORP GRP
%43.65%4.194,243 4,469 75.90 76.33
%
%
6 248 UNITED FIRE & CAS GRP
%47.26%3.623,658 3,590 51.05 51.11
%
%
7 3548 TRAVELERS GRP
%50.35%3.083,120 3,080 65.86 67.70
%
%
8 309 WESTERN NATL MUT GRP
%53.37%3.033,063 2,833 60.25 61.10
%
%
9 212 ZURICH INS GRP
%56.30%2.932,962 2,711 97.97 99.98
%
%
10 62 EMC INS CO GRP
%59.09%2.792,821 2,620 66.58 66.52
%
%
**STAT E TOTAL**
%100.00%100.00101,184 95,881 60.81 61.49
%
%
1 4904 INTACT FINANCIAL GRP
%12.41%12.4145,634 42,328Tennessee 65.59 65.59
%
%
2 155 PROGRESSIVE GRP
%24.80%12.4045,592 43,599 64.39 64.64
%
%
3 280 AUTO OWNERS GRP
%29.79%4.9918,345 17,352 67.72 68.27
%
%
4 213 ERIE INS GRP
%34.19%4.4016,171 14,729 96.57 96.78
%
%
5 3548 TRAVELERS GRP
%38.44%4.2515,637 15,292 59.02 61.99
%
%
6 150 OLD REPUBLIC GRP
%42.35%3.9014,356 14,948 60.88 61.82
%
%
7 244 CINCINNATI FIN GRP
%45.10%2.7610,135 9,722 62.43 63.98
%
%
8 111 LIBERTY MUT GRP
%47.82%2.7210,012 10,516 58.97 59.29
%
%
9 14184 ACUITY A MUT INS CO
%50.45%2.629,642 8,546 53.22 54.49
%
%
10 84 AMERICAN FINANCIAL GRP
%52.82%2.388,741 8,957 40.16 40.63
%
%
**STAT E TOTAL**
%100.00%100.00367,777 349,236 66.04 66.99
%
%
1 155 PROGRESSIVE GRP
%20.86%20.86304,993 299,452Texas 61.59 61.76
%
%
2 31 BERKSHIRE HATHAWAY GRP
%26.35%5.4980,316 75,779 48.98 51.73
%
%
3 111 LIBERTY MUT GRP
%31.22%4.8771,235 66,598 72.71 73.47
%
%
4 212 ZURICH INS GRP
%35.54%4.3263,213 60,086 132.06 135.02
%
%
5 176 STATE FARM GRP
%39.56%4.0258,756 54,121 78.19 78.28
%
%
6 150 OLD REPUBLIC GRP
%43.48%3.9257,291 51,234 79.86 81.03
%
%
7 79 ALLY INS HOLDINGS GRP
%46.97%3.4850,952 50,952 66.28 66.28
%
%
8 4850 CLEAR BLUE FINANCIAL GRP
%50.39%3.4350,114 51,709 67.37 70.26
%
%
9 3548 TRAVELERS GRP
%53.70%3.3148,335 46,583 75.16 77.82
%
%
10 98 WR BERKLEY CORP GRP
%56.25%2.5637,364 38,321 60.01 59.99
%
%
**STAT E TOTAL**
%100.00%100.001,462,265 1,407,304 68.38 69.66
%
%
© 2024 National Association of Insurance Commissioners
456
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.97%15.9723,373 22,012Utah 60.12 60.20
%
%
2 280 AUTO OWNERS GRP
%26.42%10.4515,300 14,497 60.43 60.98
%
%
3 150 OLD REPUBLIC GRP
%33.04%6.639,701 9,511 62.01 62.51
%
%
4 3548 TRAVELERS GRP
%37.85%4.817,037 6,690 45.36 46.98
%
%
5 111 LIBERTY MUT GRP
%41.87%4.015,876 5,896 64.34 64.89
%
%
6 212 ZURICH INS GRP
%45.56%3.695,404 5,152 55.72 57.14
%
%
7 14184 ACUITY A MUT INS CO
%48.63%3.084,502 4,245 56.31 57.01
%
%
8 84 AMERICAN FINANCIAL GRP
%51.47%2.844,157 4,003 80.51 81.32
%
%
9 244 CINCINNATI FIN GRP
%54.20%2.733,997 3,925 49.70 50.71
%
%
10 69 FARMERS INS GRP
%56.63%2.433,559 3,648 71.22 72.32
%
%
**STAT E TOTAL**
%100.00%100.00146,392 140,030 62.47 63.60
%
%
1 155 PROGRESSIVE GRP
%13.65%13.655,035 4,903Vermont 54.86 55.09
%
%
2 98 WR BERKLEY CORP GRP
%27.27%13.615,019 4,798 38.58 38.56
%
%
3 111 LIBERTY MUT GRP
%34.34%7.072,608 2,626 61.07 61.70
%
%
4 3548 TRAVELERS GRP
%40.65%6.312,326 2,138 65.21 67.98
%
%
5 15997 MMG INS CO
%46.84%6.192,284 2,278 88.87 90.14
%
%
6 244 CINCINNATI FIN GRP
%51.28%4.441,637 1,587 112.64 113.47
%
%
7 1309 FRANKENMUTH GRP
%55.10%3.821,407 1,426 71.90 74.15
%
%
8 140 NATIONWIDE CORP GRP
%58.76%3.661,351 1,435 107.45 107.33
%
%
9 408 BROOKFIELD REINS LTD GRP
%62.01%3.251,199 1,181 57.33 57.70
%
%
10 280 AUTO OWNERS GRP
%65.11%3.101,143 1,031 59.23 59.74
%
%
**STAT E TOTAL**
%100.00%100.0036,873 35,975 69.70 68.44
%
%
1 155 PROGRESSIVE GRP
%12.68%12.6839,691 39,178Virginia 63.53 63.25
%
%
2 213 ERIE INS GRP
%23.88%11.2035,049 32,331 79.79 80.08
%
%
3 8 ALLSTATE INS GRP
%33.19%9.3129,147 30,091 44.12 47.73
%
%
4 242 SELECTIVE INS GRP
%37.74%4.5514,247 13,630 66.20 66.45
%
%
5 3548 TRAVELERS GRP
%41.73%3.9812,472 11,955 68.73 71.66
%
%
6 35173 AGENCY INS CO OF MD INC
%45.04%3.3110,364 8,729 68.39 68.68
%
%
7 150 OLD REPUBLIC GRP
%48.14%3.109,695 8,993 80.26 82.24
%
%
8 203 VIRGINIA FARM BUREAU GRP
%51.18%3.059,537 8,784 77.65 78.22
%
%
9 244 CINCINNATI FIN GRP
%54.12%2.939,185 9,075 62.61 64.30
%
%
10 212 ZURICH INS GRP
%56.83%2.718,475 7,893 89.59 91.79
%
%
**STAT E TOTAL**
%100.00%100.00312,992 301,740 67.06 68.38
%
%
1 155 PROGRESSIVE GRP
%18.87%18.8753,317 52,747Washington 65.14 65.23
%
%
2 150 OLD REPUBLIC GRP
%27.62%8.7524,715 23,438 50.26 50.48
%
%
3 111 LIBERTY MUT GRP
%35.98%8.3523,591 24,676 48.63 49.31
%
%
4 309 WESTERN NATL MUT GRP
%42.17%6.2017,513 15,974 45.91 46.73
%
%
5 3548 TRAVELERS GRP
%48.21%6.0417,061 16,578 59.22 61.41
%
%
6 8 ALLSTATE INS GRP
%53.97%5.7616,257 14,264 47.67 52.44
%
%
7 212 ZURICH INS GRP
%57.27%3.309,312 8,612 79.43 81.42
%
%
8 69 FARMERS INS GRP
%59.88%2.627,389 7,715 66.84 68.97
%
%
9 7 FEDERATED MUT GRP
%62.35%2.466,962 6,181 88.35 91.00
%
%
10 31 BERKSHIRE HATHAWAY GRP
%64.69%2.356,628 6,125 52.75 54.75
%
%
**STAT E TOTAL**
%100.00%100.00282,483 274,097 60.27 61.33
%
%
© 2024 National Association of Insurance Commissioners
457
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%16.12%16.1210,948 10,336West Virginia 77.55 78.10
%
%
2 155 PROGRESSIVE GRP
%30.40%14.289,699 8,946 45.26 45.79
%
%
3 3548 TRAVELERS GRP
%40.63%10.236,946 6,692 68.57 70.92
%
%
4 228 WESTFIELD GRP
%45.57%4.943,353 3,253 55.61 55.76
%
%
5 291 ENCOVA MUT INS GRP
%50.31%4.753,223 3,184 75.48 82.83
%
%
6 111 LIBERTY MUT GRP
%54.80%4.493,046 3,130 59.96 61.39
%
%
7 12 AMERICAN INTL GRP
%59.20%4.412,992 2,866 62.91 65.08
%
%
8 244 CINCINNATI FIN GRP
%63.42%4.222,865 2,662 49.90 50.87
%
%
9 4381 SKYWARD SPECIALTY INS GRP INC GRP
%66.30%2.881,955 1,775 25.63 37.56
%
%
10 212 ZURICH INS GRP
%69.08%2.781,888 1,885 45.98 47.94
%
%
**STAT E TOTAL**
%100.00%100.0067,914 64,751 62.34 63.94
%
%
1 14184 ACUITY A MUT INS CO
%7.80%7.8030,888 29,687Wisconsin 60.49 61.53
%
%
2 4718 TIPTREE FIN GRP
%14.57%6.7726,841 26,841 92.37 95.21
%
%
3 155 PROGRESSIVE GRP
%20.82%6.2524,757 24,479 58.09 58.25
%
%
4 15350 WEST BEND INS CO
%26.83%6.0223,833 23,236 83.40 83.36
%
%
5 150 OLD REPUBLIC GRP
%31.87%5.0419,969 18,487 77.74 79.00
%
%
6 4997 ACP INS MGMT LLC GRP
%36.66%4.7918,964 19,295 107.49 108.67
%
%
796SECURA INS GRP
%41.36%4.7018,605 17,837 69.52 70.15
%
%
8 158 FAIRFAX FIN GRP
%45.55%4.1916,612 16,292 95.80 99.51
%
%
9 3548 TRAVELERS GRP
%48.84%3.2913,050 12,655 70.75 74.13
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%51.64%2.7911,073 11,000 37.85 55.15
%
%
**STAT E TOTAL**
%100.00%100.00396,211 388,098 72.29 73.98
%
%
1 155 PROGRESSIVE GRP
%18.65%18.6510,509 10,251Wyoming 54.27 54.58
%
%
2 150 OLD REPUBLIC GRP
%27.76%9.115,135 4,753 49.74 51.24
%
%
3 3548 TRAVELERS GRP
%35.86%8.104,568 4,471 71.34 72.65
%
%
4 212 ZURICH INS GRP
%43.45%7.594,277 4,140 36.09 37.38
%
%
562EMC INS CO GRP
%49.05%5.603,157 3,032 54.72 54.69
%
%
6 14184 ACUITY A MUT INS CO
%54.05%5.002,820 2,725 57.36 58.73
%
%
7 98 WR BERKLEY CORP GRP
%57.75%3.692,080 2,114 102.20 102.63
%
%
8 111 LIBERTY MUT GRP
%61.23%3.481,962 2,099 46.96 47.60
%
%
9 244 CINCINNATI FIN GRP
%64.53%3.301,859 1,647 54.22 54.89
%
%
10 140 NATIONWIDE CORP GRP
%67.72%3.191,799 2,112 59.44 59.21
%
%
**STAT E TOTAL**
%100.00%100.0056,360 54,585 70.85 71.95
%
%
1 4672 DONGBU INS GRP
%24.00%24.001,967 1,564Guam 25.91 27.97
%
%
2 18380 PACIFIC IND INS CO
%41.59%17.591,441 1,405 8.42 8.42
%
%
3 4715 MS & AD INS GRP
%58.90%17.311,418 1,342 38.99 48.09
%
%
4 13597 CHUNG KUO INS CO LTD
%76.05%17.151,405 1,396 34.13 36.17
%
%
5 5030 TAN HOLDINGS CORP GRP
%90.10%14.051,151 944 9.78 9.78
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%97.32%7.23592 554 35.56 37.47
%
%
7 10972 FIRST NET INS CO
%99.89%2.57211 203 N/A N/A
8 212 ZURICH INS GRP
%99.96%0.0755N/AN/A
9 91 HARTFORD FIRE & CAS GRP
%100.00%0.043 3 22.38 24.52
%
%
**STAT E TOTAL**
%100.00%100.008,194 6,765 25.46 28.28
%
%
© 2024 National Association of Insurance Commissioners
458
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%31.49%31.4939,538 35,674Puerto Rico 26.62 26.84
%
%
2 411 MAPFRE INS GRP
%47.54%16.0620,161 19,565 29.35 28.86
%
%
3 536 GUIDEWELL MUT HOLDING GRP
%61.16%13.6217,106 17,135 36.60 39.97
%
%
4 4804 MULTINATIONAL GRP
%73.12%11.9615,014 13,253 37.08 39.48
%
%
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%84.31%11.1914,057 16,503 30.12 30.14
%
%
6 10140 OPTIMA SEGUROS
%93.78%9.4611,883 10,517 28.76 29.02
%
%
7 15646 ONE ALLIANCE INS CORP
%96.39%2.613,281 1,276 82.67 87.45
%
%
8 12 AMERICAN INTL GRP
%97.69%1.301,628 1,493 43.50 49.27
%
%
9 4706 LOCKHART CO GRP
%98.53%0.851,062 975 32.17 34.63
%
%
10 10308 ANTILLES INS CO
%99.25%0.72906 919 32.46 34.84
%
%
**STAT E TOTAL**
%100.00%100.00125,574 118,036 31.32 32.26
%
%
1 785 MARKEL CORP GRP
%32.51%32.511,706 1,806U.S. Virgin Islands 54.77 57.95
%
%
2 4706 LOCKHART CO GRP
%58.31%25.801,354 1,338 25.87 27.70
%
%
3 38300 SAMSUNG FIRE & MARINE INS CO LTD
%82.23%23.921,256 474 1.46 1.63
%
%
4 161 TOPA EQUITIES LTD GRP
%96.73%14.49761 805 5.17 5.16
%
%
5 13598 KESWICK GUARANTY INC
%98.41%1.6989 61 16.26 16.26
%
%
6 536 GUIDEWELL MUT HOLDING GRP
%99.84%1.4275 73 0.00 0.00
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%99.98%0.1478N/AN/A
8 212 ZURICH INS GRP
%99.99%0.0211N/AN/A
9 111 LIBERTY MUT GRP
%100.00%0.010 1 36.59 36.59
%
%
10 12 AMERICAN INTL GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,248 4,568 30.53 32.33
%
%
1 5030 TAN HOLDINGS CORP GRP
%57.04%57.04381 295N. Mariana Islands 1.72 1.72
%
%
2 4672 DONGBU INS GRP
%82.44%25.40170 298 8.54 9.79
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%90.88%8.4456 49 37.69 43.29
%
%
4 18380 PACIFIC IND INS CO
%96.08%5.2035 41 27.49 27.49
%
%
5 10972 FIRST NET INS CO
%100.00%3.9226 27 N/A N/A
**STAT E TOTAL**
%100.00%100.00668 632 7.68 8.62
%
%
1 218 CNA INS GRP
%36.84%36.8414,004 13,691Canada 83.81 83.23
%
%
2 111 LIBERTY MUT GRP
%62.13%25.289,611 10,164 83.85 87.97
%
%
3 968 AXA INS GRP
%79.90%17.786,757 6,118 29.44 28.52
%
%
4 10642 CHEROKEE INS CO
%91.22%11.324,303 4,048 65.15 65.14
%
%
5 3548 TRAVELERS GRP
%94.53%3.301,256 1,432 28.74 29.36
%
%
6 31 BERKSHIRE HATHAWAY GRP
%97.81%3.281,247 1,173 207.70 224.27
%
%
7 91 HARTFORD FIRE & CAS GRP
%98.67%0.86327 366 93.75 94.01
%
%
8 761 ALLIANZ INS GRP
%99.49%0.82311 240 101.73 113.09
%
%
9 169 SENTRY INS GRP
%99.82%0.33125 119 338.47 338.42
%
%
10 84 AMERICAN FINANCIAL GRP
%100.00%0.1870 70 2.66 1.46
%
%
**STAT E TOTAL**
%100.00%100.0038,011 37,421 75.60 77.01
%
%
© 2024 National Association of Insurance Commissioners
459
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
21.2 - Commercial Auto Physical Damage
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 16014 NEW HORIZON INS CO
%61.15%61.152,303 2,274Agg. Other Alien 10.69 11.06
%
%
2 10972 FIRST NET INS CO
%71.63%10.49395 407 3.77 3.39
%
%
3 4977 PALOMAR HOLDINGS GRP
%79.31%7.67289 351 31.79 31.79
%
%
4 12 AMERICAN INTL GRP
%85.46%6.15232 173 293.53 301.80
%
%
5 4672 DONGBU INS GRP
%91.06%5.60211 222 N/A 0.55
%
6 18380 PACIFIC IND INS CO
%95.13%4.08153 134 20.20 20.20
%
%
7 5030 TAN HOLDINGS CORP GRP
%98.82%3.68139 120 3.47 3.47
%
%
8 626 CHUBB LTD GRP
%99.37%0.5621 22 2,335.43 2,180.49
%
%
9 111 LIBERTY MUT GRP
%99.64%0.2710 10 10,452.56 11,423.20
%
%
10 1120 EVEREST REINS HOLDINGS GRP
%99.88%0.249 2 12,488.32 12,627.87
%
%
**STAT E TOTAL**
%100.00%100.003,766 3,722 87.33 89.96
%
%
© 2024 National Association of Insurance Commissioners
460
Total Commercial Auto
© 2024 National Association of Insurance Commissioners
461
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.09%15.099,716,927 9,554,318 74.21 78.50
%
%
2 3548 TRAVELERS GRP
%20.44%5.343,441,405 3,305,589 68.80 75.22
%
%
3 111 LIBERTY MUT GRP
%24.65%4.222,716,060 2,552,749 78.43 83.53
%
%
4 150 OLD REPUBLIC GRP
%28.54%3.892,502,163 2,347,319 79.44 85.89
%
%
5 212 ZURICH INS GRP
%31.80%3.262,099,053 1,995,925 89.31 96.42
%
%
6 31 BERKSHIRE HATHAWAY GRP
%34.83%3.031,951,535 1,804,053 68.19 78.12
%
%
7 280 AUTO OWNERS GRP
%37.69%2.861,843,847 1,716,764 88.47 98.58
%
%
8 176 STATE FARM GRP
%40.29%2.601,674,411 1,415,340 101.02 109.48
%
%
9 98 WR BERKLEY CORP GRP
%42.41%2.121,362,619 1,292,129 65.89 72.78
%
%
10 140 NATIONWIDE CORP GRP
%44.34%1.931,241,900 1,490,308 72.98 77.69
%
%
11 626 CHUBB LTD GRP
%46.27%1.931,240,871 1,217,760 94.30 100.49
%
%
12 91 HARTFORD FIRE & CAS GRP
%48.14%1.871,203,622 1,131,537 69.73 75.78
%
%
13 12 AMERICAN INTL GRP
%49.92%1.791,150,149 1,073,587 67.14 72.59
%
%
14 84 AMERICAN FINANCIAL GRP
%51.55%1.621,045,676 1,029,336 69.70 73.34
%
%
15 242 SELECTIVE INS GRP
%53.12%1.571,010,639 947,400 65.11 68.91
%
%
16 158 FAIRFAX FIN GRP
%54.68%1.571,009,722 955,609 72.24 78.62
%
%
17 3098 TOKIO MARINE HOLDINGS INC GRP
%56.20%1.52976,674 936,602 66.99 71.26
%
%
18 169 SENTRY INS GRP
%57.65%1.45931,455 900,939 72.16 77.67
%
%
19 213 ERIE INS GRP
%59.03%1.38891,288 839,341 85.64 89.50
%
%
20 244 CINCINNATI FIN GRP
%60.39%1.36877,528 860,425 58.17 61.99
%
%
21 218 CNA INS GRP
%61.75%1.36874,464 794,929 75.92 80.17
%
%
22 8 ALLSTATE INS GRP
%63.06%1.31842,197 909,239 95.57 98.76
%
%
23 14184 ACUITY A MUT INS CO
%64.32%1.26810,564 769,757 56.74 61.81
%
%
24 7 FEDERATED MUT GRP
%65.46%1.14733,644 700,129 63.85 69.38
%
%
25 1279 ARCH INS GRP
%66.55%1.10705,248 651,287 73.28 78.35
%
%
26 1278 CSAA INS GRP
%67.61%1.06679,970 563,977 96.35 104.04
%
%
27 62 EMC INS CO GRP
%68.62%1.01650,429 631,572 61.66 64.88
%
%
28 215 KEMPER CORP GRP
%69.60%0.97627,418 654,043 69.43 75.06
%
%
29 69 FARMERS INS GRP
%70.53%0.94603,393 689,743 57.96 59.03
%
%
30 2538 AMTRUST FINANCIAL SERV GRP
%71.36%0.83533,667 540,732 78.68 85.21
%
%
31 4850 CLEAR BLUE FINANCIAL GRP
%72.19%0.83531,643 566,466 78.09 83.98
%
%
32 262 CANAL GRP
%72.88%0.69446,679 396,790 57.56 62.34
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%73.52%0.63408,599 347,637 54.17 60.78
%
%
34 88 THE HANOVER INS GRP
%74.14%0.62400,664 393,764 62.40 69.62
%
%
35 474 FCCI MUT INS GRP
%74.75%0.61392,295 376,365 69.19 75.57
%
%
36 785 MARKEL CORP GRP
%75.35%0.60386,812 428,635 128.71 139.32
%
%
37 1120 EVEREST REINS HOLDINGS GRP
%75.94%0.59381,085 358,166 76.62 87.88
%
%
38 201 UTICA GRP
%76.49%0.55353,438 338,363 57.18 64.10
%
%
39 660 MERCURY GEN GRP
%77.03%0.54345,945 303,418 74.57 83.04
%
%
40 4969 TRISURA GRP
%77.55%0.52337,498 325,207 70.73 90.65
%
%
41 225 IAT REINS CO GRP
%78.06%0.51328,367 324,366 67.39 74.21
%
%
42 16616 AMERICAN TRANSIT INS CO
%78.56%0.50324,101 287,977 76.81 105.99
%
%
43 4381 SKYWARD SPECIALTY INS GRP INC GRP
%79.05%0.49316,411 300,964 60.61 73.80
%
%
44 309 WESTERN NATL MUT GRP
%79.54%0.49312,806 294,102 54.42 58.45
%
%
45 761 ALLIANZ INS GRP
%80.01%0.47300,313 244,007 69.91 77.09
%
%
46 473 AMERICAN FAMILY INS GRP
%80.47%0.46298,561 329,466 50.79 52.40
%
%
47 408 BROOKFIELD REINS LTD GRP
%80.92%0.45292,322 294,840 61.88 66.72
%
%
48 572 BCBS OF MI GRP
%81.37%0.45287,304 291,153 87.96 102.81
%
%
49 228 WESTFIELD GRP
%81.81%0.44283,500 275,485 53.42 56.58
%
%
50 15350 WEST BEND INS CO
%82.25%0.43279,784 264,935 68.22 71.82
%
%
51 4670 STARR GRP
%82.66%0.42268,151 255,941 74.76 85.01
%
%
52 968 AXA INS GRP
%83.08%0.42267,737 262,983 136.78 153.23
%
%
53 124 AMERISURE CO GRP
%83.46%0.38247,633 231,455 78.98 87.34
%
%
54 96 SECURA INS GRP
%83.84%0.38243,145 230,713 69.64 74.13
%
%
55 5003 SOUTHLAKE FINANCIAL GRP
%84.22%0.38242,875 225,578 68.40 72.36
%
%
56 4987 INCLINE INS GRP LLC GRP
%84.58%0.36230,610 222,060 64.77 70.83
%
%
57 248 UNITED FIRE & CAS GRP
%84.93%0.36229,713 216,198 70.01 71.18
%
%
58 4131 PRIME HOLDINGS INS GRP
%85.28%0.34221,256 247,452 47.52 70.72
%
%
59 256 COACTION GLOBAL INC GRP
%85.61%0.33214,699 189,549 79.38 95.21
%
%
60 250 DONEGAL GRP
%85.94%0.33211,685 208,523 52.88 55.90
%
%
61 4234 RANDALL & QUILTER INVESTMENT GRP
%86.26%0.32204,454 195,539 57.20 60.54
%
%
62 411 MAPFRE INS GRP
%86.57%0.31201,486 195,352 54.88 56.06
%
%
63 79 ALLY INS HOLDINGS GRP
%86.86%0.30190,555 190,555 56.51 56.51
%
%
64 1309 FRANKENMUTH GRP
%87.16%0.29189,589 177,822 66.39 70.11
%
%
65 4715 MS & AD INS GRP
%87.45%0.29187,572 148,796 57.49 64.91
%
%
© 2024 National Association of Insurance Commissioners
462
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 3494 JAMES RIVER GRP
%87.74%0.29185,212 186,437 109.94 125.76
%
%
67 267 GRANGE MUT CAS GRP
%88.01%0.28178,669 174,149 70.72 74.39
%
%
68 291 ENCOVA MUT INS GRP
%88.28%0.27171,031 169,318 59.56 69.10
%
%
69 4904 INTACT FINANCIAL GRP
%88.54%0.26167,411 168,720 55.54 52.98
%
%
70 783 RLI INS GRP
%88.79%0.25159,967 152,815 60.27 68.66
%
%
71 10642 CHEROKEE INS CO
%89.03%0.24157,113 158,463 80.76 91.83
%
%
72 188 SAFETY GRP
%89.28%0.24157,031 149,381 77.78 80.48
%
%
73 586 ARBELLA INS GRP
%89.51%0.24153,256 145,763 53.42 56.56
%
%
74 271 PENNSYLVANIA NATL INS GRP
%89.75%0.23151,249 148,152 66.28 71.00
%
%
75 36 CENTRAL MUT INS CO GRP
%89.98%0.23149,945 145,428 69.14 67.81
%
%
76 4695 HEREFORD HOLDING GRP
%90.21%0.23146,482 137,189 57.66 75.12
%
%
77 226 MERCHANTS MUT GRP
%90.43%0.22139,717 135,257 82.55 91.11
%
%
78 4672 DONGBU INS GRP
%90.64%0.21136,904 128,790 66.48 78.58
%
%
79 1248 AMBAC FINANCIAL GRP
%90.85%0.21134,003 132,002 68.94 71.74
%
%
80 303 GUIDEONE INS GRP
%91.04%0.20125,787 119,832 50.76 54.37
%
%
81 1316 KNIGHTBROOK INS GRP
%91.23%0.19121,681 117,836 109.58 118.24
%
%
82 153 PEKIN INS GRP
%91.42%0.19121,067 112,275 89.33 93.58
%
%
83 4962 AU HOLDING CO GRP
%91.60%0.18117,891 99,207 59.27 64.14
%
%
84 4886 BENCHMARK HOLDING GRP
%91.79%0.18117,390 99,499 51.79 62.35
%
%
85 708 NEW JERSEY MANUFACTURERS GRP
%91.96%0.18114,894 109,318 71.09 78.10
%
%
86 4982 OBS HOLDINGS GRP
%92.14%0.18114,258 82,822 85.23 93.20
%
%
87 35173 AGENCY INS CO OF MD INC
%92.31%0.17109,178 96,574 64.15 65.61
%
%
88 14974 PENNSYLVANIA LUMBERMENS MUT INS
%92.47%0.16103,218 99,967 90.03 95.01
%
%
89 4851 CHURCH MUT GRP
%92.63%0.16102,414 97,182 54.64 61.75
%
%
90 513 IOWA FARM BUREAU GRP
%92.76%0.1383,853 77,529 74.34 77.98
%
%
91 13683 ASCENDANT COMMERCIAL INS INC
%92.89%0.1382,654 69,845 73.97 79.53
%
%
92 4935 CHANDLER INS GRP
%93.02%0.1382,127 77,488 69.92 72.73
%
%
93 518 GRINNELL MUT GRP
%93.13%0.1275,696 75,199 77.40 78.49
%
%
94 50 COUNTRY INS & FIN SERV GRP
%93.25%0.1275,460 73,579 81.97 85.12
%
%
95 361 MUNICH RE GRP
%93.37%0.1173,413 71,942 99.27 111.19
%
%
96 3416 AXIS CAPITAL GRP
%93.48%0.1172,852 82,033 115.81 118.48
%
%
97 4507 BUILDERS GRP
%93.59%0.1172,234 65,018 81.63 86.78
%
%
98 14133 QUALITAS INS CO
%93.70%0.1169,235 74,751 95.19 125.26
%
%
99 4911 MIDWEST FAMILY GRP
%93.80%0.1167,743 70,207 74.98 78.44
%
%
100 123 SHELTER INS GRP
%93.91%0.1066,822 63,689 83.24 90.14
%
%
101 447 HARFORD GRP
%94.01%0.1065,226 60,165 74.00 78.26
%
%
102 40088 AMERICAN INTER FIDELITY EXCH
%94.11%0.1063,890 68,425 47.00 50.60
%
%
103 749 SCOR GRP
%94.20%0.1061,290 59,147 55.27 56.27
%
%
104 12961 CANOPIUS US INS
%94.30%0.0960,984 66,002 57.06 57.52
%
%
105 4485 COPPERPOINT GRP
%94.39%0.0960,929 57,706 50.27 55.81
%
%
106 5015 CONCERT GRP HOLDINGS INC GRP
%94.49%0.0960,203 46,455 66.17 71.14
%
%
107 71 UNIVERSAL INS CO GRP
%94.58%0.0959,239 54,808 32.80 33.59
%
%
108 415 PLYMOUTH ROCK INS GRP
%94.67%0.0959,015 55,689 64.99 71.59
%
%
109 14176 HASTINGS INS CO
%94.76%0.0956,421 54,664 80.58 82.64
%
%
110 5065 SUTTON NATL INS HOLDINGS GRP
%94.84%0.0955,870 43,290 78.67 87.49
%
%
111 3219 SOMPO GRP
%94.93%0.0955,716 52,958 72.90 72.14
%
%
112 807 COLUMBIA INS GRP
%95.02%0.0854,570 50,498 50.23 52.23
%
%
113 5049 GRANADA FIN GRP
%95.10%0.0854,278 57,211 110.87 137.99
%
%
114 645 OREGON MUT GRP
%95.18%0.0854,183 54,164 60.17 63.86
%
%
115 67 MICHIGAN FARM BUREAU GRP
%95.27%0.0853,690 50,363 63.35 66.61
%
%
116 16014 NEW HORIZON INS CO
%95.35%0.0853,382 49,679 50.26 55.93
%
%
117 324 NORTH CAROLINA FARM BUREAU GRP
%95.43%0.0852,396 51,314 72.68 73.86
%
%
118 4973 BIGLARI HOLDINGS GRP
%95.51%0.0850,067 49,427 49.93 50.45
%
%
119 306 TRUSTAGE GRP
%95.59%0.0849,681 41,397 68.18 72.24
%
%
120 11534 AMERICAN T & T INS CO RRG
%95.66%0.0747,298 45,192 91.96 116.94
%
%
121 483 SOUTHERN FARM BUREAU CAS GRP
%95.73%0.0744,881 42,846 111.71 117.65
%
%
122 4980 MGI HOLDINGS GRP
%95.80%0.0744,612 43,908 58.88 62.36
%
%
123 963 OHIO MUT GRP
%95.87%0.0744,377 41,216 59.66 62.37
%
%
124 333 MUTUAL OF ENUMCLAW GRP
%95.93%0.0743,243 47,487 102.31 106.78
%
%
125 796 QBE INS GRP
%96.00%0.0742,836 54,239 80.62 92.25
%
%
**INDUSTRY TOTAL**
%100.00%100.0064,388,693 61,923,464 73.97 80.16
%
%
© 2024 National Association of Insurance Commissioners
463
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%15.15%15.159,716,927 9,554,318 74.21 78.50
%
%
2 3548 TRAVELERS GRP
%20.50%5.353,434,644 3,297,838 68.88 75.30
%
%
3 111 LIBERTY MUT GRP
%24.69%4.182,684,165 2,516,699 78.39 83.48
%
%
4 150 OLD REPUBLIC GRP
%28.59%3.902,502,163 2,347,319 79.44 85.89
%
%
5 212 ZURICH INS GRP
%31.86%3.272,096,050 1,993,130 89.36 96.48
%
%
6 31 BERKSHIRE HATHAWAY GRP
%34.89%3.031,945,491 1,798,310 68.12 78.03
%
%
7 280 AUTO OWNERS GRP
%37.77%2.871,843,847 1,716,764 88.47 98.58
%
%
8 176 STATE FARM GRP
%40.38%2.611,674,411 1,415,340 101.15 109.65
%
%
9 98 WR BERKLEY CORP GRP
%42.50%2.121,362,540 1,292,045 65.89 72.78
%
%
10 140 NATIONWIDE CORP GRP
%44.44%1.941,241,900 1,490,308 72.98 77.69
%
%
11 626 CHUBB LTD GRP
%46.37%1.931,237,802 1,214,213 94.88 101.03
%
%
12 91 HARTFORD FIRE & CAS GRP
%48.24%1.871,199,679 1,125,184 69.90 76.02
%
%
13 12 AMERICAN INTL GRP
%50.01%1.781,139,402 1,063,036 66.56 71.96
%
%
14 84 AMERICAN FINANCIAL GRP
%51.64%1.631,044,258 1,027,791 69.74 73.38
%
%
15 242 SELECTIVE INS GRP
%53.22%1.581,010,639 947,400 65.11 68.91
%
%
16 158 FAIRFAX FIN GRP
%54.79%1.571,009,722 955,609 72.24 78.62
%
%
17 3098 TOKIO MARINE HOLDINGS INC GRP
%56.32%1.52976,674 936,602 66.99 71.26
%
%
18 169 SENTRY INS GRP
%57.77%1.45930,853 900,344 72.15 77.66
%
%
19 213 ERIE INS GRP
%59.16%1.39891,288 839,341 85.64 89.50
%
%
20 244 CINCINNATI FIN GRP
%60.52%1.37877,528 860,425 58.17 61.99
%
%
21 8 ALLSTATE INS GRP
%61.84%1.31842,197 909,239 95.57 98.76
%
%
22 218 CNA INS GRP
%63.14%1.30833,756 754,740 76.80 80.99
%
%
23 14184 ACUITY A MUT INS CO
%64.40%1.26810,564 769,757 56.74 61.81
%
%
24 7 FEDERATED MUT GRP
%65.54%1.14733,644 700,129 63.85 69.38
%
%
25 1279 ARCH INS GRP
%66.64%1.10705,248 651,287 73.28 78.35
%
%
26 1278 CSAA INS GRP
%67.70%1.06679,970 563,977 96.35 104.04
%
%
27 62 EMC INS CO GRP
%68.72%1.01650,429 631,572 61.66 64.88
%
%
28 215 KEMPER CORP GRP
%69.70%0.98627,418 654,043 69.43 75.06
%
%
29 69 FARMERS INS GRP
%70.64%0.94603,393 689,743 57.96 59.03
%
%
30 4850 CLEAR BLUE FINANCIAL GRP
%71.47%0.83531,643 566,466 78.09 83.98
%
%
31 2538 AMTRUST FINANCIAL SERV GRP
%72.29%0.82527,922 534,983 78.85 85.30
%
%
32 262 CANAL GRP
%72.99%0.70446,679 396,790 57.56 62.34
%
%
33 4990 CORE SPECIALTY INS HOLDINGS GRP
%73.62%0.64408,599 347,637 54.17 60.78
%
%
34 88 THE HANOVER INS GRP
%74.25%0.62400,552 393,658 62.40 69.63
%
%
35 474 FCCI MUT INS GRP
%74.86%0.61392,295 376,365 69.19 75.57
%
%
36 785 MARKEL CORP GRP
%75.46%0.60386,812 428,635 128.71 139.32
%
%
37 1120 EVEREST REINS HOLDINGS GRP
%76.06%0.59380,914 357,935 76.59 87.84
%
%
38 201 UTICA GRP
%76.61%0.55353,438 338,363 57.18 64.10
%
%
39 660 MERCURY GEN GRP
%77.15%0.54345,945 303,418 74.57 83.04
%
%
40 4969 TRISURA GRP
%77.67%0.53337,498 325,207 70.73 90.65
%
%
41 225 IAT REINS CO GRP
%78.18%0.51328,367 324,366 67.39 74.21
%
%
42 16616 AMERICAN TRANSIT INS CO
%78.69%0.51324,101 287,977 76.81 105.99
%
%
43 4381 SKYWARD SPECIALTY INS GRP INC GRP
%79.18%0.49316,411 300,964 60.61 73.81
%
%
44 309 WESTERN NATL MUT GRP
%79.67%0.49312,806 294,102 54.42 58.45
%
%
45 761 ALLIANZ INS GRP
%80.14%0.47298,712 242,279 69.75 76.81
%
%
46 473 AMERICAN FAMILY INS GRP
%80.60%0.47298,561 329,466 50.79 52.40
%
%
47 408 BROOKFIELD REINS LTD GRP
%81.06%0.46292,322 294,840 61.88 66.72
%
%
48 572 BCBS OF MI GRP
%81.51%0.45287,304 291,153 87.96 102.81
%
%
49 228 WESTFIELD GRP
%81.95%0.44283,500 275,485 53.42 56.58
%
%
50 15350 WEST BEND INS CO
%82.38%0.44279,784 264,935 68.22 71.82
%
%
51 4670 STARR GRP
%82.80%0.42268,151 255,941 74.76 85.01
%
%
52 968 AXA INS GRP
%83.19%0.39249,067 245,050 147.42 165.71
%
%
53 124 AMERISURE CO GRP
%83.58%0.39247,633 231,455 78.98 87.34
%
%
54 96 SECURA INS GRP
%83.96%0.38243,145 230,713 69.64 74.13
%
%
55 5003 SOUTHLAKE FINANCIAL GRP
%84.33%0.38242,875 225,578 68.40 72.36
%
%
56 4987 INCLINE INS GRP LLC GRP
%84.69%0.36230,610 222,060 64.77 70.83
%
%
57 248 UNITED FIRE & CAS GRP
%85.05%0.36229,713 216,198 70.01 71.18
%
%
58 4131 PRIME HOLDINGS INS GRP
%85.40%0.34221,256 247,452 47.52 70.72
%
%
59 256 COACTION GLOBAL INC GRP
%85.73%0.33214,699 189,549 79.38 95.21
%
%
60 250 DONEGAL GRP
%86.06%0.33211,685 208,523 52.88 55.90
%
%
61 4234 RANDALL & QUILTER INVESTMENT GRP
%86.38%0.32204,454 195,539 57.20 60.54
%
%
62 411 MAPFRE INS GRP
%86.69%0.31201,486 195,352 54.88 56.06
%
%
63 79 ALLY INS HOLDINGS GRP
%86.99%0.30190,555 190,555 56.51 56.51
%
%
64 1309 FRANKENMUTH GRP
%87.29%0.30189,589 177,822 66.39 70.11
%
%
65 4715 MS & AD INS GRP
%87.58%0.29187,572 148,796 57.49 64.91
%
%
© 2024 National Association of Insurance Commissioners
464
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 3494 JAMES RIVER GRP
%87.87%0.29185,212 186,437 109.94 125.76
%
%
67 267 GRANGE MUT CAS GRP
%88.15%0.28178,669 174,149 70.72 74.39
%
%
68 291 ENCOVA MUT INS GRP
%88.41%0.27171,031 169,318 59.56 69.10
%
%
69 4904 INTACT FINANCIAL GRP
%88.67%0.26167,411 168,720 55.54 52.98
%
%
70 783 RLI INS GRP
%88.92%0.25159,967 152,815 60.27 68.66
%
%
71 188 SAFETY GRP
%89.17%0.24157,031 149,381 77.78 80.48
%
%
72 586 ARBELLA INS GRP
%89.41%0.24153,256 145,763 53.42 56.56
%
%
73 271 PENNSYLVANIA NATL INS GRP
%89.64%0.24151,249 148,152 66.28 71.00
%
%
74 36 CENTRAL MUT INS CO GRP
%89.88%0.23149,945 145,428 69.14 67.81
%
%
75 4695 HEREFORD HOLDING GRP
%90.11%0.23146,482 137,189 57.66 75.12
%
%
76 10642 CHEROKEE INS CO
%90.33%0.22142,616 144,108 80.22 91.78
%
%
77 226 MERCHANTS MUT GRP
%90.55%0.22139,717 135,257 82.55 91.11
%
%
78 4672 DONGBU INS GRP
%90.76%0.21136,260 128,099 66.81 78.96
%
%
79 1248 AMBAC FINANCIAL GRP
%90.97%0.21134,003 132,002 68.94 71.74
%
%
80 303 GUIDEONE INS GRP
%91.16%0.20125,787 119,832 50.76 54.37
%
%
81 1316 KNIGHTBROOK INS GRP
%91.35%0.19121,681 117,836 109.58 118.24
%
%
82 153 PEKIN INS GRP
%91.54%0.19121,067 112,275 89.33 93.58
%
%
83 4962 AU HOLDING CO GRP
%91.73%0.18117,891 99,207 59.27 64.14
%
%
84 4886 BENCHMARK HOLDING GRP
%91.91%0.18117,390 99,499 51.79 62.35
%
%
85 708 NEW JERSEY MANUFACTURERS GRP
%92.09%0.18114,894 109,318 71.09 78.10
%
%
86 4982 OBS HOLDINGS GRP
%92.27%0.18114,258 82,822 85.23 93.20
%
%
87 35173 AGENCY INS CO OF MD INC
%92.44%0.17109,178 96,574 64.15 65.61
%
%
88 14974 PENNSYLVANIA LUMBERMENS MUT INS
%92.60%0.16103,218 99,967 90.03 95.01
%
%
89 4851 CHURCH MUT GRP
%92.76%0.16102,414 97,182 54.64 61.75
%
%
90 513 IOWA FARM BUREAU GRP
%92.89%0.1383,853 77,529 74.34 77.98
%
%
91 13683 ASCENDANT COMMERCIAL INS INC
%93.02%0.1382,654 69,845 73.97 79.53
%
%
92 4935 CHANDLER INS GRP
%93.14%0.1382,127 77,488 69.92 72.73
%
%
93 518 GRINNELL MUT GRP
%93.26%0.1275,696 75,199 77.40 78.49
%
%
94 50 COUNTRY INS & FIN SERV GRP
%93.38%0.1275,460 73,579 81.97 85.12
%
%
95 361 MUNICH RE GRP
%93.49%0.1173,413 71,942 99.27 111.19
%
%
96 3416 AXIS CAPITAL GRP
%93.61%0.1172,852 82,033 115.81 118.47
%
%
97 4507 BUILDERS GRP
%93.72%0.1172,234 65,018 81.63 86.78
%
%
98 14133 QUALITAS INS CO
%93.83%0.1168,180 73,695 95.39 125.69
%
%
99 4911 MIDWEST FAMILY GRP
%93.93%0.1167,743 70,207 74.98 78.44
%
%
100 123 SHELTER INS GRP
%94.04%0.1066,822 63,689 83.24 90.14
%
%
101 447 HARFORD GRP
%94.14%0.1065,226 60,165 74.00 78.26
%
%
102 40088 AMERICAN INTER FIDELITY EXCH
%94.24%0.1063,890 68,425 47.00 50.60
%
%
103 749 SCOR GRP
%94.33%0.1061,290 59,147 55.27 56.27
%
%
104 12961 CANOPIUS US INS
%94.43%0.1060,984 66,002 57.06 57.52
%
%
105 4485 COPPERPOINT GRP
%94.52%0.0960,929 57,706 50.27 55.81
%
%
106 5015 CONCERT GRP HOLDINGS INC GRP
%94.62%0.0960,203 46,455 66.17 71.14
%
%
107 71 UNIVERSAL INS CO GRP
%94.71%0.0959,239 54,808 32.80 33.59
%
%
108 415 PLYMOUTH ROCK INS GRP
%94.80%0.0959,015 55,689 64.99 71.59
%
%
109 14176 HASTINGS INS CO
%94.89%0.0956,421 54,664 80.58 82.64
%
%
110 5065 SUTTON NATL INS HOLDINGS GRP
%94.98%0.0955,870 43,290 78.67 87.49
%
%
111 3219 SOMPO GRP
%95.06%0.0955,716 52,941 73.03 72.29
%
%
112 807 COLUMBIA INS GRP
%95.15%0.0954,570 50,498 50.23 52.23
%
%
113 5049 GRANADA FIN GRP
%95.23%0.0854,278 57,211 110.87 137.99
%
%
114 645 OREGON MUT GRP
%95.32%0.0854,183 54,164 60.17 63.86
%
%
115 67 MICHIGAN FARM BUREAU GRP
%95.40%0.0853,690 50,363 63.35 66.61
%
%
116 324 NORTH CAROLINA FARM BUREAU GRP
%95.48%0.0852,396 51,314 72.68 73.86
%
%
117 4973 BIGLARI HOLDINGS GRP
%95.56%0.0850,067 49,427 49.93 50.45
%
%
118 306 TRUSTAGE GRP
%95.64%0.0849,681 41,397 68.18 72.24
%
%
119 11534 AMERICAN T & T INS CO RRG
%95.71%0.0747,298 45,192 92.42 117.66
%
%
120 483 SOUTHERN FARM BUREAU CAS GRP
%95.78%0.0744,881 42,846 111.71 117.65
%
%
121 4980 MGI HOLDINGS GRP
%95.85%0.0744,612 43,908 58.88 62.36
%
%
122 963 OHIO MUT GRP
%95.92%0.0744,377 41,216 59.66 62.37
%
%
123 333 MUTUAL OF ENUMCLAW GRP
%95.99%0.0743,243 47,487 102.31 106.78
%
%
124 796 QBE INS GRP
%96.06%0.0742,836 54,239 80.62 92.25
%
%
125 4727 WARRIOR INVICTUS HOLDING CO GRP
%96.12%0.0742,692 37,382 32.69 36.48
%
%
**INDUSTRY TOTAL**
%100.00%100.0064,139,528 61,672,092 74.04 80.24
%
%
© 2024 National Association of Insurance Commissioners
465
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%16.38%16.38151,282 151,333Alabama 60.60 63.18
%
%
2 280 AUTO OWNERS GRP
%25.28%8.9082,188 78,126 73.49 82.61
%
%
3 3548 TRAVELERS GRP
%30.51%5.2348,303 47,615 68.00 72.61
%
%
4 169 SENTRY INS GRP
%34.85%4.3340,029 38,961 73.88 80.01
%
%
5 212 ZURICH INS GRP
%38.50%3.6533,739 32,336 73.87 80.42
%
%
6 98 WR BERKLEY CORP GRP
%41.80%3.3030,432 26,658 70.21 75.12
%
%
7 150 OLD REPUBLIC GRP
%44.78%2.9827,530 25,031 104.10 117.65
%
%
8 111 LIBERTY MUT GRP
%47.54%2.7625,530 25,267 66.95 70.46
%
%
9 1279 ARCH INS GRP
%50.21%2.6724,643 22,966 137.54 144.24
%
%
10 244 CINCINNATI FIN GRP
%52.78%2.5723,767 23,002 38.69 42.03
%
%
**STAT E TOTAL**
%100.00%100.00923,492 880,187 69.14 74.55
%
%
1 309 WESTERN NATL MUT GRP
%16.72%16.7218,059 16,411Alaska 63.51 61.77
%
%
2 4485 COPPERPOINT GRP
%31.48%14.7715,953 15,268 49.97 55.81
%
%
3 155 PROGRESSIVE GRP
%42.99%11.5112,434 11,618 80.49 81.97
%
%
4 111 LIBERTY MUT GRP
%52.93%9.9410,737 10,785 57.15 58.57
%
%
5 31 BERKSHIRE HATHAWAY GRP
%61.98%9.059,773 8,535 40.71 48.84
%
%
6 84 AMERICAN FINANCIAL GRP
%68.10%6.136,618 6,645 68.75 68.41
%
%
7 212 ZURICH INS GRP
%73.53%5.435,862 5,567 29.57 31.24
%
%
8 176 STATE FARM GRP
%76.71%3.183,441 3,341 48.61 54.95
%
%
9 12 AMERICAN INTL GRP
%79.62%2.913,145 3,138 45.59 50.90
%
%
10 3548 TRAVELERS GRP
%81.97%2.352,536 2,603 29.21 31.31
%
%
**STAT E TOTAL**
%100.00%100.00108,037 103,521 70.08 73.08
%
%
1 155 PROGRESSIVE GRP
%12.91%12.91156,290 154,522Arizona 62.21 64.40
%
%
2 111 LIBERTY MUT GRP
%20.38%7.4790,485 80,328 82.24 86.67
%
%
3 3548 TRAVELERS GRP
%25.34%4.9660,048 57,687 55.14 59.07
%
%
4 225 IAT REINS CO GRP
%30.16%4.8258,299 58,483 97.79 100.59
%
%
5 31 BERKSHIRE HATHAWAY GRP
%33.74%3.5843,326 38,522 69.36 78.69
%
%
6 150 OLD REPUBLIC GRP
%37.10%3.3640,674 37,891 67.37 71.76
%
%
7 212 ZURICH INS GRP
%40.37%3.2739,590 36,848 79.86 87.33
%
%
8 69 FARMERS INS GRP
%43.30%2.9435,535 46,983 52.70 53.77
%
%
9 14184 ACUITY A MUT INS CO
%46.21%2.9135,194 33,388 44.53 44.32
%
%
10 242 SELECTIVE INS GRP
%48.99%2.7833,620 31,075 77.63 82.70
%
%
**STAT E TOTAL**
%100.00%100.001,210,607 1,163,592 70.24 75.27
%
%
1 155 PROGRESSIVE GRP
%16.70%16.7097,975 92,926Arkansas 57.98 59.91
%
%
2 150 OLD REPUBLIC GRP
%22.92%6.2236,475 33,658 64.64 68.24
%
%
3 3548 TRAVELERS GRP
%28.35%5.4331,866 31,340 67.25 72.28
%
%
4 140 NATIONWIDE CORP GRP
%32.97%4.6227,092 28,213 61.67 70.18
%
%
5 10642 CHEROKEE INS CO
%36.89%3.9222,987 24,632 67.77 80.28
%
%
6 111 LIBERTY MUT GRP
%40.80%3.9122,939 21,821 72.88 76.47
%
%
7 280 AUTO OWNERS GRP
%44.31%3.5120,614 18,387 82.58 90.04
%
%
8 244 CINCINNATI FIN GRP
%47.75%3.4420,192 19,638 61.97 64.61
%
%
9 31 BERKSHIRE HATHAWAY GRP
%50.68%2.9217,148 16,363 58.70 63.52
%
%
10 98 WR BERKLEY CORP GRP
%53.33%2.6515,550 15,037 66.22 71.52
%
%
**STAT E TOTAL**
%100.00%100.00586,628 563,196 63.78 68.29
%
%
© 2024 National Association of Insurance Commissioners
466
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.37%12.37918,857 888,402California 119.37 128.52
%
%
2 1278 CSAA INS GRP
%19.14%6.77502,880 413,524 94.45 102.46
%
%
3 3548 TRAVELERS GRP
%25.34%6.20460,334 442,701 75.66 82.63
%
%
4 158 FAIRFAX FIN GRP
%30.67%5.34396,312 357,079 74.18 78.52
%
%
5 31 BERKSHIRE HATHAWAY GRP
%35.34%4.67346,886 299,830 88.12 99.79
%
%
6 150 OLD REPUBLIC GRP
%39.16%3.82283,625 268,713 92.40 101.15
%
%
7 215 KEMPER CORP GRP
%42.49%3.33247,091 262,221 75.87 83.34
%
%
8 660 MERCURY GEN GRP
%45.80%3.31245,932 213,877 81.17 89.90
%
%
9 212 ZURICH INS GRP
%48.95%3.15234,249 225,040 112.86 120.60
%
%
10 140 NATIONWIDE CORP GRP
%51.94%2.99222,033 258,049 73.81 80.98
%
%
**STAT E TOTAL**
%100.00%100.007,428,404 7,165,578 92.72 101.44
%
%
1 155 PROGRESSIVE GRP
%18.58%18.58206,943 198,231Colorado 70.43 73.37
%
%
2 3548 TRAVELERS GRP
%24.34%5.7664,134 61,817 54.59 60.59
%
%
3 150 OLD REPUBLIC GRP
%29.15%4.8153,605 51,085 83.32 89.14
%
%
4 280 AUTO OWNERS GRP
%33.55%4.4048,993 46,239 85.90 99.33
%
%
5 212 ZURICH INS GRP
%37.93%4.3848,838 47,904 85.48 91.17
%
%
6 111 LIBERTY MUT GRP
%42.26%4.3248,161 48,407 74.11 77.86
%
%
762EMC INS CO GRP
%45.96%3.7041,224 39,193 58.03 62.53
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.56%3.6040,106 35,713 63.50 69.84
%
%
9 98 WR BERKLEY CORP GRP
%52.38%2.8231,383 29,723 73.99 81.44
%
%
10 140 NATIONWIDE CORP GRP
%55.03%2.6529,529 31,867 57.34 61.49
%
%
**STAT E TOTAL**
%100.00%100.001,113,830 1,066,413 70.31 75.10
%
%
1 155 PROGRESSIVE GRP
%12.90%12.9083,242 79,803Connecticut 68.47 74.08
%
%
2 111 LIBERTY MUT GRP
%20.29%7.3947,715 47,865 76.43 80.54
%
%
3 3548 TRAVELERS GRP
%27.46%7.1746,298 45,094 78.99 85.47
%
%
4 242 SELECTIVE INS GRP
%32.59%5.1333,102 30,748 61.82 66.63
%
%
5 91 HARTFORD FIRE & CAS GRP
%37.66%5.0832,766 31,182 57.13 63.07
%
%
6 98 WR BERKLEY CORP GRP
%42.61%4.9431,918 30,653 52.73 56.77
%
%
7 201 UTICA GRP
%46.33%3.7324,058 23,123 59.77 65.43
%
%
8 212 ZURICH INS GRP
%49.93%3.6023,219 21,777 93.00 100.86
%
%
9 473 AMERICAN FAMILY INS GRP
%53.13%3.1920,618 20,437 36.36 38.79
%
%
10 586 ARBELLA INS GRP
%56.13%3.0119,402 17,473 64.77 69.98
%
%
**STAT E TOTAL**
%100.00%100.00645,518 619,189 70.68 75.78
%
%
1 84 AMERICAN FINANCIAL GRP
%12.74%12.7426,367 27,154Delaware 88.69 90.34
%
%
2 155 PROGRESSIVE GRP
%22.50%9.7620,192 22,530 68.78 72.40
%
%
3 250 DONEGAL GRP
%31.55%9.0518,737 18,059 29.15 31.74
%
%
4 242 SELECTIVE INS GRP
%37.30%5.7511,893 11,111 84.93 87.91
%
%
5 212 ZURICH INS GRP
%42.18%4.8810,093 10,094 41.50 36.77
%
%
6 3548 TRAVELERS GRP
%46.35%4.178,639 8,483 55.67 65.50
%
%
7 12 AMERICAN INTL GRP
%50.19%3.847,944 7,102 104.02 111.71
%
%
8 447 HARFORD GRP
%53.94%3.757,756 7,477 103.05 109.58
%
%
9 140 NATIONWIDE CORP GRP
%57.46%3.527,292 8,903 94.87 97.30
%
%
10 31 BERKSHIRE HATHAWAY GRP
%60.67%3.206,631 6,170 53.08 60.10
%
%
**STAT E TOTAL**
%100.00%100.00206,938 204,272 68.41 72.61
%
%
© 2024 National Association of Insurance Commissioners
467
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 176 STATE FARM GRP
%24.10%24.1015,713 14,517District Of Columbia 77.69 83.45
%
%
2 3548 TRAVELERS GRP
%30.58%6.494,231 3,898 60.41 64.90
%
%
3 91 HARTFORD FIRE & CAS GRP
%36.99%6.414,178 4,338 68.93 87.32
%
%
4 88 THE HANOVER INS GRP
%43.16%6.174,021 3,900 42.33 44.20
%
%
5 31 BERKSHIRE HATHAWAY GRP
%47.50%4.342,832 2,640 64.91 76.60
%
%
6 69 FARMERS INS GRP
%51.84%4.342,832 4,856 78.63 73.49
%
%
7 213 ERIE INS GRP
%56.09%4.252,771 2,665 60.04 61.18
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%60.00%3.912,548 2,634 41.90 44.56
%
%
9 626 CHUBB LTD GRP
%63.67%3.672,392 2,303 28.09 30.05
%
%
10 2778 VFH CAPTIVE GRP
%66.65%2.981,943 1,886 57.13 63.18
%
%
**STAT E TOTAL**
%100.00%100.0065,211 64,580 49.22 52.30
%
%
1 155 PROGRESSIVE GRP
%24.63%24.631,444,556 1,283,414Florida 73.81 79.61
%
%
2 280 AUTO OWNERS GRP
%33.54%8.91522,382 478,270 110.14 125.99
%
%
3 176 STATE FARM GRP
%41.00%7.46437,626 287,784 74.66 84.01
%
%
4 3548 TRAVELERS GRP
%45.45%4.46261,410 246,718 83.42 92.71
%
%
5 31 BERKSHIRE HATHAWAY GRP
%49.61%4.16243,932 232,540 84.28 96.66
%
%
6 212 ZURICH INS GRP
%52.85%3.24189,929 178,482 101.49 111.23
%
%
7 474 FCCI MUT INS GRP
%55.79%2.93172,099 160,369 71.97 79.53
%
%
8 215 KEMPER CORP GRP
%58.49%2.70158,479 162,819 64.37 69.84
%
%
9 4850 CLEAR BLUE FINANCIAL GRP
%60.59%2.10123,421 114,855 75.08 80.36
%
%
10 218 CNA INS GRP
%62.39%1.80105,568 91,365 77.00 78.80
%
%
**STAT E TOTAL**
%100.00%100.005,865,137 5,359,084 83.10 92.09
%
%
1 155 PROGRESSIVE GRP
%18.52%18.52445,029 514,386Georgia 66.17 68.85
%
%
2 280 AUTO OWNERS GRP
%24.34%5.81139,675 133,628 93.52 105.40
%
%
3 3548 TRAVELERS GRP
%29.11%4.77114,541 108,789 78.74 84.36
%
%
4 150 OLD REPUBLIC GRP
%32.89%3.7991,048 81,763 88.95 95.35
%
%
5 31 BERKSHIRE HATHAWAY GRP
%36.41%3.5184,344 84,831 68.38 77.23
%
%
6 212 ZURICH INS GRP
%39.57%3.1776,102 71,956 106.40 113.66
%
%
7 242 SELECTIVE INS GRP
%42.67%3.1074,471 71,066 78.03 82.60
%
%
8 111 LIBERTY MUT GRP
%45.32%2.6463,492 62,999 92.50 96.57
%
%
9 215 KEMPER CORP GRP
%47.71%2.3957,459 58,786 59.50 62.85
%
%
10 98 WR BERKLEY CORP GRP
%50.02%2.3155,512 55,364 82.84 89.35
%
%
**STAT E TOTAL**
%100.00%100.002,402,490 2,434,398 76.86 82.16
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%22.47%22.4731,316 30,669Hawaii 61.57 63.70
%
%
2 84 AMERICAN FINANCIAL GRP
%34.30%11.8316,490 16,306 46.06 43.93
%
%
3 106 ISLAND INS CO GRP
%46.08%11.7816,416 16,679 67.22 71.26
%
%
4 155 PROGRESSIVE GRP
%52.98%6.909,620 8,944 29.75 29.03
%
%
5 158 FAIRFAX FIN GRP
%59.58%6.599,185 9,051 47.57 49.14
%
%
6 212 ZURICH INS GRP
%65.53%5.958,295 7,989 30.81 30.98
%
%
7 4672 DONGBU INS GRP
%71.30%5.778,040 8,138 30.50 40.22
%
%
8 3548 TRAVELERS GRP
%75.02%3.725,189 5,028 22.46 24.09
%
%
9 4715 MS & AD INS GRP
%78.65%3.635,063 5,420 39.15 40.78
%
%
10 176 STATE FARM GRP
%81.07%2.423,369 3,240 61.09 57.31
%
%
**STAT E TOTAL**
%100.00%100.00139,366 137,391 47.17 48.64
%
%
© 2024 National Association of Insurance Commissioners
468
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%13.65%13.6546,875 44,994Idaho 58.55 59.74
%
%
2 150 OLD REPUBLIC GRP
%22.52%8.8730,445 29,810 61.71 67.46
%
%
3 280 AUTO OWNERS GRP
%29.55%7.0424,161 22,741 62.21 68.87
%
%
4 842 FARM BUREAU GRP
%36.56%7.0124,061 22,234 56.13 57.33
%
%
5 111 LIBERTY MUT GRP
%41.10%4.5415,597 16,038 67.61 70.23
%
%
6 3548 TRAVELERS GRP
%45.56%4.4515,295 15,535 55.73 59.99
%
%
7 244 CINCINNATI FIN GRP
%49.09%3.5312,129 12,539 66.48 70.99
%
%
8 31 BERKSHIRE HATHAWAY GRP
%52.58%3.4911,991 11,490 57.06 66.66
%
%
9 84 AMERICAN FINANCIAL GRP
%55.81%3.2311,086 10,562 71.85 72.87
%
%
10 212 ZURICH INS GRP
%58.67%2.869,827 9,201 57.79 57.90
%
%
**STAT E TOTAL**
%100.00%100.00343,387 331,236 61.00 64.92
%
%
1 155 PROGRESSIVE GRP
%10.91%10.91287,736 304,480Illinois 68.28 71.88
%
%
2 3548 TRAVELERS GRP
%16.49%5.58147,282 140,592 62.30 67.90
%
%
3 111 LIBERTY MUT GRP
%21.52%5.03132,635 128,887 61.15 66.80
%
%
4 150 OLD REPUBLIC GRP
%26.35%4.84127,581 115,764 70.41 76.80
%
%
5 212 ZURICH INS GRP
%30.31%3.95104,241 102,140 42.98 44.15
%
%
6 176 STATE FARM GRP
%33.90%3.5994,712 76,952 77.83 84.60
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%36.97%3.0881,153 80,555 83.07 88.30
%
%
8 98 WR BERKLEY CORP GRP
%40.03%3.0680,608 68,274 64.16 71.50
%
%
9 626 CHUBB LTD GRP
%42.66%2.6369,316 70,242 98.64 106.86
%
%
10 14184 ACUITY A MUT INS CO
%45.21%2.5567,285 68,200 54.95 61.03
%
%
**STAT E TOTAL**
%100.00%100.002,637,994 2,599,708 67.95 73.13
%
%
1 155 PROGRESSIVE GRP
%11.44%11.44140,541 149,230Indiana 72.03 74.42
%
%
2 280 AUTO OWNERS GRP
%16.62%5.1863,603 59,789 76.39 84.73
%
%
3 150 OLD REPUBLIC GRP
%21.75%5.1463,133 56,371 66.04 72.31
%
%
4 3548 TRAVELERS GRP
%26.50%4.7558,367 57,647 80.73 86.99
%
%
5 14184 ACUITY A MUT INS CO
%30.08%3.5743,917 42,520 40.74 43.97
%
%
6 111 LIBERTY MUT GRP
%33.46%3.3841,506 41,679 71.12 75.04
%
%
7 244 CINCINNATI FIN GRP
%36.62%3.1638,813 37,589 62.14 65.32
%
%
8 212 ZURICH INS GRP
%39.65%3.0337,284 35,950 50.10 53.40
%
%
9 242 SELECTIVE INS GRP
%42.58%2.9335,957 33,190 63.10 66.11
%
%
10 213 ERIE INS GRP
%44.93%2.3628,946 27,290 88.44 91.98
%
%
**STAT E TOTAL**
%100.00%100.001,228,660 1,186,573 64.73 69.37
%
%
1 150 OLD REPUBLIC GRP
%8.69%8.6956,744 53,860Iowa 62.63 66.50
%
%
2 155 PROGRESSIVE GRP
%17.10%8.4154,948 56,262 73.45 75.95
%
%
3 280 AUTO OWNERS GRP
%23.08%5.9839,044 35,061 67.47 70.93
%
%
4 3548 TRAVELERS GRP
%29.03%5.9538,874 37,555 63.21 70.34
%
%
562EMC INS CO GRP
%34.90%5.8738,350 37,593 39.51 40.82
%
%
6 140 NATIONWIDE CORP GRP
%39.74%4.8431,596 37,777 75.20 77.52
%
%
7 14184 ACUITY A MUT INS CO
%43.50%3.7724,593 24,344 58.90 59.16
%
%
8 518 GRINNELL MUT GRP
%46.67%3.1620,659 20,842 72.96 73.71
%
%
9 513 IOWA FARM BUREAU GRP
%49.76%3.1020,217 19,026 69.26 70.79
%
%
10 212 ZURICH INS GRP
%52.30%2.5416,600 15,012 110.26 119.12
%
%
**STAT E TOTAL**
%100.00%100.00653,154 635,149 68.38 71.81
%
%
© 2024 National Association of Insurance Commissioners
469
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.07%12.0763,682 61,461Kansas 65.16 67.54
%
%
2 3548 TRAVELERS GRP
%19.89%7.8241,300 40,280 58.38 61.88
%
%
3 150 OLD REPUBLIC GRP
%26.97%7.0837,369 34,712 56.88 61.29
%
%
462EMC INS CO GRP
%33.53%6.5634,649 32,957 47.32 48.52
%
%
5 140 NATIONWIDE CORP GRP
%38.82%5.2927,908 31,207 61.58 62.43
%
%
6 84 AMERICAN FINANCIAL GRP
%42.61%3.7819,971 19,594 109.01 113.32
%
%
7 212 ZURICH INS GRP
%46.20%3.5918,943 17,371 76.62 86.48
%
%
8 98 WR BERKLEY CORP GRP
%49.00%2.8014,787 13,764 80.47 84.52
%
%
9 244 CINCINNATI FIN GRP
%51.72%2.7314,396 13,649 78.38 81.53
%
%
10 513 IOWA FARM BUREAU GRP
%54.44%2.7214,332 13,554 79.09 83.22
%
%
**STAT E TOTAL**
%100.00%100.00527,805 507,484 63.81 67.70
%
%
1 155 PROGRESSIVE GRP
%10.20%10.2068,631 67,394Kentucky 63.52 66.20
%
%
2 3548 TRAVELERS GRP
%16.71%6.5143,764 42,824 62.99 69.57
%
%
3 111 LIBERTY MUT GRP
%22.57%5.8639,413 38,581 67.24 71.25
%
%
4 280 AUTO OWNERS GRP
%28.22%5.6638,042 36,159 99.13 107.37
%
%
5 244 CINCINNATI FIN GRP
%32.94%4.7131,688 30,321 66.76 70.22
%
%
6 109 KENTUCKY FARM BUREAU GRP
%36.64%3.7124,944 24,199 98.00 101.07
%
%
7 14184 ACUITY A MUT INS CO
%40.28%3.6424,454 23,592 58.35 66.14
%
%
8 84 AMERICAN FINANCIAL GRP
%43.05%2.7718,665 18,547 55.12 56.29
%
%
9 169 SENTRY INS GRP
%45.62%2.5717,289 17,676 53.90 60.26
%
%
10 212 ZURICH INS GRP
%48.14%2.5216,945 16,778 38.76 40.51
%
%
**STAT E TOTAL**
%100.00%100.00672,639 649,436 70.34 75.14
%
%
1 155 PROGRESSIVE GRP
%17.29%17.29196,080 187,347Louisiana 67.06 72.31
%
%
2 4381 SKYWARD SPECIALTY INS GRP INC GRP
%25.00%7.7287,552 85,660 51.77 67.27
%
%
3 3548 TRAVELERS GRP
%32.66%7.6586,808 85,191 73.60 80.79
%
%
4 176 STATE FARM GRP
%38.55%5.8966,829 56,524 68.28 84.56
%
%
5 212 ZURICH INS GRP
%44.23%5.6864,424 60,932 109.34 122.40
%
%
6 31 BERKSHIRE HATHAWAY GRP
%49.69%5.4762,004 56,026 72.13 84.87
%
%
7 12 AMERICAN INTL GRP
%53.75%4.0646,051 42,016 66.71 76.85
%
%
8 150 OLD REPUBLIC GRP
%57.14%3.3938,428 34,289 92.50 104.99
%
%
9 218 CNA INS GRP
%59.58%2.4427,625 26,750 61.51 64.33
%
%
10 111 LIBERTY MUT GRP
%61.79%2.2225,169 25,501 86.93 93.49
%
%
**STAT E TOTAL**
%100.00%100.001,134,351 1,096,289 77.97 88.17
%
%
1 98 WR BERKLEY CORP GRP
%15.92%15.9235,313 33,738Maine 39.04 40.33
%
%
2 155 PROGRESSIVE GRP
%26.91%10.9924,388 23,136 58.62 59.30
%
%
3 111 LIBERTY MUT GRP
%34.06%7.1515,858 15,693 78.63 81.55
%
%
4 3548 TRAVELERS GRP
%41.14%7.0815,718 14,769 68.75 74.22
%
%
5 15997 MMG INS CO
%47.97%6.8315,146 14,086 62.31 64.96
%
%
6 88 THE HANOVER INS GRP
%54.53%6.5714,570 15,110 91.15 94.11
%
%
7 1309 FRANKENMUTH GRP
%60.82%6.2813,937 13,545 51.02 52.86
%
%
8 14184 ACUITY A MUT INS CO
%64.32%3.517,779 7,162 66.72 69.74
%
%
9 280 AUTO OWNERS GRP
%67.19%2.876,365 5,319 42.21 43.65
%
%
10 212 ZURICH INS GRP
%69.88%2.695,957 5,904 45.20 49.16
%
%
**STAT E TOTAL**
%100.00%100.00221,864 212,399 60.56 63.15
%
%
© 2024 National Association of Insurance Commissioners
470
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%12.19%12.19120,777 116,642Maryland 90.47 94.00
%
%
2 155 PROGRESSIVE GRP
%23.20%11.02109,206 112,702 42.28 42.67
%
%
3 242 SELECTIVE INS GRP
%29.64%6.4363,758 59,717 60.45 63.55
%
%
4 176 STATE FARM GRP
%35.99%6.3562,941 54,552 101.08 107.35
%
%
5 3548 TRAVELERS GRP
%40.94%4.9549,090 48,187 68.22 71.28
%
%
6 35173 AGENCY INS CO OF MD INC
%45.20%4.2542,165 38,746 60.29 61.00
%
%
7 150 OLD REPUBLIC GRP
%48.42%3.2231,954 32,808 69.02 73.86
%
%
8 212 ZURICH INS GRP
%51.56%3.1431,136 30,039 65.66 69.92
%
%
9 111 LIBERTY MUT GRP
%54.66%3.0930,662 31,817 83.10 87.10
%
%
10 91 HARTFORD FIRE & CAS GRP
%57.48%2.8328,040 26,790 39.62 40.75
%
%
**STAT E TOTAL**
%100.00%100.00991,092 965,030 63.47 66.50
%
%
1 411 MAPFRE INS GRP
%12.61%12.61159,215 154,187Massachusetts 61.36 63.09
%
%
2 188 SAFETY GRP
%24.31%11.70147,796 140,903 78.62 81.38
%
%
3 586 ARBELLA INS GRP
%33.99%9.68122,226 117,520 50.89 53.78
%
%
4 155 PROGRESSIVE GRP
%42.30%8.31104,941 99,358 52.43 54.16
%
%
5 3548 TRAVELERS GRP
%48.84%6.5482,519 79,708 63.61 67.93
%
%
6 111 LIBERTY MUT GRP
%54.44%5.6070,718 68,995 65.86 68.80
%
%
7 415 PLYMOUTH ROCK INS GRP
%58.85%4.4155,668 52,601 65.40 72.07
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%62.38%3.5344,624 43,398 46.42 48.75
%
%
9 98 WR BERKLEY CORP GRP
%65.91%3.5344,524 41,378 37.96 40.36
%
%
10 212 ZURICH INS GRP
%69.07%3.1639,910 39,545 45.97 44.50
%
%
**STAT E TOTAL**
%100.00%100.001,262,699 1,215,755 59.75 62.80
%
%
1 280 AUTO OWNERS GRP
%8.15%8.15122,131 113,532Michigan 110.55 119.47
%
%
2 155 PROGRESSIVE GRP
%16.11%7.96119,232 116,326 55.65 58.87
%
%
3 111 LIBERTY MUT GRP
%21.43%5.3279,743 68,711 83.76 93.82
%
%
4 150 OLD REPUBLIC GRP
%25.77%4.3464,961 60,130 63.39 68.49
%
%
5 3548 TRAVELERS GRP
%29.70%3.9358,817 58,321 47.41 52.00
%
%
6 212 ZURICH INS GRP
%33.30%3.6053,988 51,767 65.90 71.11
%
%
7 67 MICHIGAN FARM BUREAU GRP
%36.88%3.5853,690 50,363 63.35 66.61
%
%
8 10642 CHEROKEE INS CO
%40.35%3.4751,984 51,546 80.46 95.18
%
%
9 1309 FRANKENMUTH GRP
%43.46%3.1146,597 44,101 62.53 67.06
%
%
10 62 EMC INS CO GRP
%46.49%3.0245,307 43,833 68.92 71.82
%
%
**STAT E TOTAL**
%100.00%100.001,498,155 1,436,957 66.99 73.29
%
%
1 150 OLD REPUBLIC GRP
%11.15%11.15103,001 98,050Minnesota 72.62 77.09
%
%
2 155 PROGRESSIVE GRP
%19.35%8.2075,765 74,048 53.45 54.70
%
%
3 280 AUTO OWNERS GRP
%27.50%8.1575,280 72,164 83.93 88.63
%
%
4 309 WESTERN NATL MUT GRP
%34.13%6.6361,196 58,269 46.35 49.97
%
%
5 3548 TRAVELERS GRP
%39.75%5.6351,962 51,521 56.48 62.23
%
%
696SECURA INS GRP
%43.79%4.0337,261 35,411 61.88 64.42
%
%
7 14184 ACUITY A MUT INS CO
%47.10%3.3130,589 30,004 48.55 51.44
%
%
8 212 ZURICH INS GRP
%50.03%2.9327,030 25,032 93.52 98.15
%
%
962EMC INS CO GRP
%52.86%2.8326,135 25,419 69.35 72.49
%
%
10 15350 WEST BEND INS CO
%55.68%2.8326,126 25,658 65.74 69.78
%
%
**STAT E TOTAL**
%100.00%100.00923,673 894,445 62.20 65.35
%
%
© 2024 National Association of Insurance Commissioners
471
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%16.26%16.2694,260 95,339Mississippi 58.66 61.68
%
%
2 3548 TRAVELERS GRP
%23.80%7.5443,728 42,864 51.60 55.02
%
%
3 150 OLD REPUBLIC GRP
%30.33%6.5237,816 32,963 70.11 76.16
%
%
4 98 WR BERKLEY CORP GRP
%36.46%6.1435,569 32,551 73.75 80.43
%
%
5 111 LIBERTY MUT GRP
%41.78%5.3230,842 31,205 76.26 79.89
%
%
6 169 SENTRY INS GRP
%45.81%4.0323,366 23,292 83.06 91.37
%
%
7 212 ZURICH INS GRP
%49.72%3.9022,612 22,252 132.19 144.08
%
%
8 474 FCCI MUT INS GRP
%53.19%3.4720,122 19,856 32.64 34.46
%
%
9 31 BERKSHIRE HATHAWAY GRP
%56.14%2.9517,119 18,094 60.24 70.18
%
%
10 62 EMC INS CO GRP
%58.77%2.6315,254 13,991 49.59 51.71
%
%
**STAT E TOTAL**
%100.00%100.00579,689 572,564 71.02 76.48
%
%
1 155 PROGRESSIVE GRP
%11.85%11.85128,077 124,985Missouri 59.72 62.62
%
%
2 3548 TRAVELERS GRP
%19.64%7.8084,285 79,728 75.10 81.29
%
%
3 150 OLD REPUBLIC GRP
%26.35%6.7072,459 67,380 60.10 64.31
%
%
4 14184 ACUITY A MUT INS CO
%30.72%4.3747,275 43,511 74.46 84.33
%
%
5 280 AUTO OWNERS GRP
%34.56%3.8441,493 37,640 97.83 107.77
%
%
6 212 ZURICH INS GRP
%37.85%3.2935,567 35,450 61.68 63.78
%
%
7 244 CINCINNATI FIN GRP
%40.84%2.9932,376 31,690 62.72 67.84
%
%
8 84 AMERICAN FINANCIAL GRP
%43.79%2.9431,825 30,798 32.40 35.07
%
%
9 111 LIBERTY MUT GRP
%46.73%2.9431,815 30,708 84.58 90.00
%
%
10 98 WR BERKLEY CORP GRP
%49.45%2.7229,377 27,476 65.06 69.94
%
%
**STAT E TOTAL**
%100.00%100.001,081,032 1,045,963 70.32 75.05
%
%
1 155 PROGRESSIVE GRP
%14.71%14.7139,580 36,353Montana 59.03 61.32
%
%
2 150 OLD REPUBLIC GRP
%23.44%8.7323,477 22,173 57.08 58.47
%
%
3 244 CINCINNATI FIN GRP
%29.79%6.3517,086 16,462 37.64 40.66
%
%
4 3548 TRAVELERS GRP
%36.03%6.2316,770 16,687 45.78 47.83
%
%
5 111 LIBERTY MUT GRP
%41.93%5.9015,874 16,682 61.39 64.18
%
%
662EMC INS CO GRP
%47.01%5.0813,654 13,114 64.87 68.16
%
%
7 140 NATIONWIDE CORP GRP
%51.21%4.2011,305 12,286 69.20 72.15
%
%
8 309 WESTERN NATL MUT GRP
%55.01%3.8010,218 9,238 61.39 72.29
%
%
9 14184 ACUITY A MUT INS CO
%58.19%3.198,571 7,814 85.55 94.40
%
%
10 626 CHUBB LTD GRP
%60.99%2.807,532 7,361 46.71 49.20
%
%
**STAT E TOTAL**
%100.00%100.00268,990 260,539 53.53 56.55
%
%
1 150 OLD REPUBLIC GRP
%13.61%13.6158,864 61,195Nebraska 60.53 64.12
%
%
2 155 PROGRESSIVE GRP
%23.65%10.0343,373 42,830 64.89 66.99
%
%
362EMC INS CO GRP
%29.93%6.2827,168 27,081 59.47 60.79
%
%
4 140 NATIONWIDE CORP GRP
%36.19%6.2627,068 29,656 63.22 64.20
%
%
5 3548 TRAVELERS GRP
%41.82%5.6324,333 23,637 38.42 42.41
%
%
6 280 AUTO OWNERS GRP
%46.23%4.4119,088 17,377 68.97 72.99
%
%
7 84 AMERICAN FINANCIAL GRP
%49.37%3.1413,574 11,920 56.62 58.84
%
%
8 98 WR BERKLEY CORP GRP
%52.42%3.0513,195 11,904 47.45 48.60
%
%
9 212 ZURICH INS GRP
%55.31%2.8912,499 11,863 55.82 58.51
%
%
10 14184 ACUITY A MUT INS CO
%57.82%2.5110,846 10,492 69.42 62.62
%
%
**STAT E TOTAL**
%100.00%100.00432,370 423,408 57.02 59.29
%
%
© 2024 National Association of Insurance Commissioners
472
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%20.13%20.13130,111 148,235Nevada 93.10 98.28
%
%
2 3548 TRAVELERS GRP
%26.45%6.3240,852 38,514 62.46 71.11
%
%
3 69 FARMERS INS GRP
%31.35%4.9031,639 45,897 109.06 111.32
%
%
4 31 BERKSHIRE HATHAWAY GRP
%36.06%4.7130,460 24,850 86.67 103.37
%
%
5 150 OLD REPUBLIC GRP
%40.64%4.5829,603 28,535 111.23 120.86
%
%
6 212 ZURICH INS GRP
%45.17%4.5329,263 27,739 105.54 117.99
%
%
7 91 HARTFORD FIRE & CAS GRP
%48.38%3.2120,753 18,712 87.68 97.20
%
%
8 14184 ACUITY A MUT INS CO
%51.22%2.8418,377 16,768 122.93 136.15
%
%
9 218 CNA INS GRP
%53.92%2.6917,404 17,918 79.25 81.95
%
%
10 626 CHUBB LTD GRP
%56.60%2.6917,370 18,590 90.72 94.64
%
%
**STAT E TOTAL**
%100.00%100.00646,289 659,922 93.43 101.32
%
%
1 98 WR BERKLEY CORP GRP
%16.89%16.8935,260 33,790New Hampshire 41.80 42.94
%
%
2 155 PROGRESSIVE GRP
%24.58%7.6916,062 15,365 38.95 40.76
%
%
3 111 LIBERTY MUT GRP
%31.57%6.9914,597 14,922 52.44 54.67
%
%
4 3548 TRAVELERS GRP
%37.05%5.4811,432 10,976 51.28 52.78
%
%
5 15997 MMG INS CO
%41.05%4.008,358 7,912 42.38 43.81
%
%
6 188 SAFETY GRP
%44.85%3.807,936 7,375 66.18 68.05
%
%
7 212 ZURICH INS GRP
%48.59%3.747,799 7,614 57.07 58.97
%
%
8 88 THE HANOVER INS GRP
%52.11%3.527,345 7,398 22.27 26.33
%
%
9 280 AUTO OWNERS GRP
%55.10%2.996,249 5,791 71.56 72.89
%
%
10 84 AMERICAN FINANCIAL GRP
%57.96%2.865,970 5,931 130.95 131.93
%
%
**STAT E TOTAL**
%100.00%100.00208,787 200,571 49.79 52.16
%
%
1 155 PROGRESSIVE GRP
%17.31%17.31423,030 418,922New Jersey 114.55 122.21
%
%
2 111 LIBERTY MUT GRP
%29.23%11.92291,139 205,387 75.90 82.18
%
%
3 242 SELECTIVE INS GRP
%35.70%6.47157,993 147,574 59.93 64.98
%
%
4 708 NEW JERSEY MANUFACTURERS GRP
%40.08%4.38106,969 103,085 69.37 76.25
%
%
5 3548 TRAVELERS GRP
%43.77%3.6990,224 86,680 78.98 87.87
%
%
6 212 ZURICH INS GRP
%46.75%2.9872,881 68,793 85.46 91.84
%
%
7 201 UTICA GRP
%48.65%1.9046,416 45,302 57.88 64.21
%
%
8 91 HARTFORD FIRE & CAS GRP
%50.55%1.9046,379 44,562 69.41 75.02
%
%
9 12 AMERICAN INTL GRP
%52.44%1.8946,211 43,787 62.23 68.83
%
%
10 150 OLD REPUBLIC GRP
%54.24%1.8043,991 45,199 93.84 101.85
%
%
**STAT E TOTAL**
%100.00%100.002,443,176 2,306,688 83.56 90.77
%
%
1 155 PROGRESSIVE GRP
%18.82%18.8269,863 65,342New Mexico 68.19 70.43
%
%
2 3548 TRAVELERS GRP
%27.03%8.2130,490 29,029 56.49 61.74
%
%
3 212 ZURICH INS GRP
%31.57%4.5416,858 15,158 104.46 127.52
%
%
4 31 BERKSHIRE HATHAWAY GRP
%35.89%4.3216,030 13,920 66.93 79.60
%
%
5 150 OLD REPUBLIC GRP
%39.89%4.0014,866 13,981 83.57 90.35
%
%
6 111 LIBERTY MUT GRP
%43.43%3.5413,140 13,702 38.11 37.06
%
%
7 98 WR BERKLEY CORP GRP
%46.74%3.3112,295 12,536 65.80 74.42
%
%
8 4987 INCLINE INS GRP LLC GRP
%49.82%3.0811,439 11,437 2.12 2.15
%
%
9 14184 ACUITY A MUT INS CO
%52.76%2.9310,888 10,609 33.51 38.90
%
%
10 250 DONEGAL GRP
%55.63%2.8710,659 11,080 70.28 71.30
%
%
**STAT E TOTAL**
%100.00%100.00371,268 354,181 74.39 81.54
%
%
© 2024 National Association of Insurance Commissioners
473
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%12.37%12.37472,689 434,699New York 106.23 111.24
%
%
2 16616 AMERICAN TRANSIT INS CO
%20.85%8.48324,101 287,977 76.81 105.99
%
%
3 111 LIBERTY MUT GRP
%27.41%6.56250,669 240,615 83.18 89.38
%
%
4 3548 TRAVELERS GRP
%33.18%5.77220,544 207,220 82.90 92.08
%
%
5 4695 HEREFORD HOLDING GRP
%37.01%3.83146,482 137,189 57.66 75.12
%
%
6 176 STATE FARM GRP
%40.62%3.61138,006 125,030 151.77 162.76
%
%
7 213 ERIE INS GRP
%44.02%3.40130,117 120,534 103.19 109.34
%
%
8 201 UTICA GRP
%47.27%3.24124,000 115,663 59.01 67.50
%
%
9 761 ALLIANZ INS GRP
%50.29%3.02115,404 86,898 71.76 76.57
%
%
10 31 BERKSHIRE HATHAWAY GRP
%53.26%2.97113,449 109,418 71.65 87.16
%
%
**STAT E TOTAL**
%100.00%100.003,822,011 3,611,104 87.29 97.37
%
%
1 155 PROGRESSIVE GRP
%15.62%15.62251,418 247,710North Carolina 65.32 67.99
%
%
2 8 ALLSTATE INS GRP
%23.49%7.87126,735 122,622 72.05 72.85
%
%
3 280 AUTO OWNERS GRP
%29.54%6.0597,422 92,195 80.50 87.08
%
%
4 3548 TRAVELERS GRP
%35.14%5.6090,186 87,367 67.89 72.78
%
%
5 213 ERIE INS GRP
%39.93%4.7977,136 71,747 75.16 77.46
%
%
6 212 ZURICH INS GRP
%43.60%3.6759,072 55,564 71.96 76.19
%
%
7 324 NORTH CAROLINA FARM BUREAU GRP
%46.86%3.2552,396 51,314 72.68 73.86
%
%
8 150 OLD REPUBLIC GRP
%49.82%2.9747,769 46,653 71.99 75.05
%
%
9 242 SELECTIVE INS GRP
%52.60%2.7744,602 43,239 64.75 68.22
%
%
10 12 AMERICAN INTL GRP
%55.11%2.5140,436 38,116 58.88 61.69
%
%
**STAT E TOTAL**
%100.00%100.001,609,912 1,557,623 69.08 72.68
%
%
1 155 PROGRESSIVE GRP
%12.15%12.1526,125 24,431North Dakota 64.70 66.32
%
%
2 150 OLD REPUBLIC GRP
%21.65%9.5020,427 19,823 47.45 48.86
%
%
3 3548 TRAVELERS GRP
%28.89%7.2415,560 14,971 41.23 42.36
%
%
4 14184 ACUITY A MUT INS CO
%34.87%5.9912,870 12,611 49.79 46.21
%
%
5 280 AUTO OWNERS GRP
%40.09%5.2111,212 10,404 44.81 45.97
%
%
6 98 WR BERKLEY CORP GRP
%45.26%5.1711,124 10,468 59.50 61.07
%
%
7 111 LIBERTY MUT GRP
%49.38%4.128,848 8,540 48.40 49.95
%
%
8 1279 ARCH INS GRP
%53.43%4.068,720 8,233 56.01 58.11
%
%
9 309 WESTERN NATL MUT GRP
%57.42%3.988,566 7,663 36.27 37.23
%
%
10 140 NATIONWIDE CORP GRP
%60.35%2.936,303 6,491 76.41 79.54
%
%
**STAT E TOTAL**
%100.00%100.00215,003 206,898 50.55 52.24
%
%
1 155 PROGRESSIVE GRP
%15.51%15.51269,132 291,356Ohio 61.43 64.28
%
%
2 244 CINCINNATI FIN GRP
%22.64%7.14123,850 121,264 56.04 58.40
%
%
3 150 OLD REPUBLIC GRP
%27.23%4.5979,724 73,242 66.96 71.77
%
%
4 3548 TRAVELERS GRP
%31.07%3.8466,612 61,656 41.58 45.13
%
%
5 228 WESTFIELD GRP
%34.33%3.2656,575 54,747 51.01 52.08
%
%
6 213 ERIE INS GRP
%37.47%3.1354,413 52,340 74.97 77.94
%
%
7 280 AUTO OWNERS GRP
%40.31%2.8449,364 46,578 73.30 80.98
%
%
8 111 LIBERTY MUT GRP
%42.96%2.6545,976 46,200 64.00 66.51
%
%
9 291 ENCOVA MUT INS GRP
%45.44%2.4843,101 43,136 45.58 52.75
%
%
10 84 AMERICAN FINANCIAL GRP
%47.82%2.3741,196 39,193 61.40 63.71
%
%
**STAT E TOTAL**
%100.00%100.001,735,688 1,682,447 62.65 66.14
%
%
© 2024 National Association of Insurance Commissioners
474
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%16.02%16.02120,865 115,314Oklahoma 66.39 69.62
%
%
2 3548 TRAVELERS GRP
%25.35%9.3370,432 67,684 57.56 61.94
%
%
3 150 OLD REPUBLIC GRP
%31.53%6.1746,590 44,921 62.19 68.32
%
%
4 212 ZURICH INS GRP
%35.96%4.4433,471 31,008 87.62 94.59
%
%
5 111 LIBERTY MUT GRP
%39.52%3.5626,873 26,577 69.06 72.56
%
%
6 31 BERKSHIRE HATHAWAY GRP
%42.63%3.1123,443 22,467 24.68 21.68
%
%
7 98 WR BERKLEY CORP GRP
%45.64%3.0122,707 22,909 58.29 71.34
%
%
8 4935 CHANDLER INS GRP
%48.60%2.9622,334 21,902 53.90 52.66
%
%
9 218 CNA INS GRP
%51.47%2.8721,639 19,561 75.63 78.70
%
%
10 626 CHUBB LTD GRP
%54.20%2.7320,586 20,714 82.35 84.88
%
%
**STAT E TOTAL**
%100.00%100.00754,551 729,710 62.05 66.32
%
%
1 155 PROGRESSIVE GRP
%16.66%16.66109,449 104,399Oregon 61.75 64.30
%
%
2 111 LIBERTY MUT GRP
%26.50%9.8564,692 65,748 65.41 69.10
%
%
3 150 OLD REPUBLIC GRP
%31.90%5.3935,439 34,418 39.15 42.98
%
%
4 3548 TRAVELERS GRP
%36.98%5.0833,372 31,965 37.71 40.55
%
%
5 309 WESTERN NATL MUT GRP
%40.65%3.6724,110 23,070 54.06 58.93
%
%
6 244 CINCINNATI FIN GRP
%44.29%3.6523,953 22,962 48.04 51.52
%
%
7 169 SENTRY INS GRP
%47.51%3.2221,159 18,795 63.76 68.12
%
%
8 69 FARMERS INS GRP
%50.56%3.0520,037 22,798 43.13 45.42
%
%
9 31 BERKSHIRE HATHAWAY GRP
%53.59%3.0319,907 19,004 64.58 72.02
%
%
10 212 ZURICH INS GRP
%56.27%2.6817,582 16,130 52.86 60.03
%
%
**STAT E TOTAL**
%100.00%100.00657,017 637,549 56.95 60.43
%
%
1 155 PROGRESSIVE GRP
%13.39%13.39291,121 320,130Pennsylvania 54.49 58.42
%
%
2 213 ERIE INS GRP
%24.03%10.64231,259 218,973 78.87 82.64
%
%
3 3548 TRAVELERS GRP
%29.16%5.13111,505 108,144 70.51 76.42
%
%
4 242 SELECTIVE INS GRP
%34.03%4.87105,868 99,689 62.92 66.34
%
%
5 212 ZURICH INS GRP
%38.34%4.3293,815 89,654 73.61 78.93
%
%
6 150 OLD REPUBLIC GRP
%41.53%3.1969,261 64,509 76.12 84.39
%
%
7 140 NATIONWIDE CORP GRP
%44.28%2.7559,840 70,768 60.41 65.23
%
%
8 12 AMERICAN INTL GRP
%46.78%2.5054,335 48,852 76.57 83.25
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%49.02%2.2448,702 47,484 43.66 49.21
%
%
10 250 DONEGAL GRP
%51.25%2.2348,565 48,114 34.04 35.91
%
%
**STAT E TOTAL**
%100.00%100.002,174,113 2,147,894 62.63 67.43
%
%
1 155 PROGRESSIVE GRP
%13.03%13.0322,474 23,063Rhode Island 46.81 48.54
%
%
2 242 SELECTIVE INS GRP
%20.43%7.3912,743 12,013 57.42 60.32
%
%
3 3548 TRAVELERS GRP
%26.30%5.8810,137 9,577 40.45 44.24
%
%
462EMC INS CO GRP
%31.86%5.559,576 9,807 79.45 81.45
%
%
5 586 ARBELLA INS GRP
%37.34%5.489,448 8,853 64.31 66.72
%
%
6 111 LIBERTY MUT GRP
%42.69%5.359,227 8,976 38.71 42.90
%
%
7 473 AMERICAN FAMILY INS GRP
%46.37%3.686,348 6,259 23.82 23.38
%
%
8 31 BERKSHIRE HATHAWAY GRP
%49.73%3.365,794 5,424 74.63 84.38
%
%
9 8 ALLSTATE INS GRP
%53.07%3.345,755 5,453 11.68 13.30
%
%
10 91 HARTFORD FIRE & CAS GRP
%56.33%3.265,620 5,022 40.25 42.62
%
%
**STAT E TOTAL**
%100.00%100.00172,416 166,829 60.90 63.78
%
%
© 2024 National Association of Insurance Commissioners
475
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%16.68%16.68147,008 143,329South Carolina 64.43 67.02
%
%
2 280 AUTO OWNERS GRP
%23.28%6.6058,186 53,983 77.70 86.68
%
%
3 3548 TRAVELERS GRP
%28.48%5.1945,772 41,879 65.88 69.48
%
%
4 111 LIBERTY MUT GRP
%33.36%4.8843,023 42,052 65.33 69.42
%
%
5 212 ZURICH INS GRP
%37.50%4.1436,507 34,073 90.17 95.69
%
%
6 242 SELECTIVE INS GRP
%41.61%4.1036,172 34,200 66.61 70.28
%
%
7 150 OLD REPUBLIC GRP
%45.48%3.8734,096 32,802 58.31 63.16
%
%
8 31 BERKSHIRE HATHAWAY GRP
%48.96%3.4830,659 30,834 48.55 52.78
%
%
9 98 WR BERKLEY CORP GRP
%52.17%3.2228,355 26,850 90.39 96.35
%
%
10 176 STATE FARM GRP
%54.49%2.3220,435 18,168 75.97 81.11
%
%
**STAT E TOTAL**
%100.00%100.00881,257 845,218 70.83 75.45
%
%
1 150 OLD REPUBLIC GRP
%12.75%12.7527,363 26,832South Dakota 58.63 61.87
%
%
2 14184 ACUITY A MUT INS CO
%21.41%8.6518,563 17,851 56.31 57.55
%
%
3 155 PROGRESSIVE GRP
%29.59%8.1917,563 16,291 75.02 77.77
%
%
4 280 AUTO OWNERS GRP
%37.61%8.0217,212 15,703 57.99 62.59
%
%
5 140 NATIONWIDE CORP GRP
%42.04%4.439,500 10,262 72.27 74.43
%
%
6 3548 TRAVELERS GRP
%46.27%4.239,081 8,884 56.37 57.83
%
%
7 248 UNITED FIRE & CAS GRP
%49.85%3.587,678 7,461 50.36 50.04
%
%
8 98 WR BERKLEY CORP GRP
%53.15%3.307,079 6,996 42.59 44.99
%
%
9 212 ZURICH INS GRP
%56.36%3.206,873 6,386 86.10 89.71
%
%
10 62 EMC INS CO GRP
%59.44%3.086,610 6,376 46.61 49.45
%
%
**STAT E TOTAL**
%100.00%100.00214,550 204,904 59.72 62.40
%
%
1 155 PROGRESSIVE GRP
%13.70%13.70159,445 154,138Tennessee 59.00 60.82
%
%
2 3548 TRAVELERS GRP
%19.51%5.8167,596 65,376 62.69 66.94
%
%
3 4904 INTACT FINANCIAL GRP
%24.52%5.0158,319 54,507 54.07 53.79
%
%
4 150 OLD REPUBLIC GRP
%29.02%4.5152,446 49,507 55.96 60.10
%
%
5 280 AUTO OWNERS GRP
%33.40%4.3851,025 48,161 77.72 86.03
%
%
6 213 ERIE INS GRP
%37.22%3.8244,446 41,318 84.96 88.32
%
%
7 111 LIBERTY MUT GRP
%40.36%3.1336,487 36,985 67.27 70.50
%
%
8 244 CINCINNATI FIN GRP
%43.22%2.8633,329 32,650 47.76 51.00
%
%
9 14184 ACUITY A MUT INS CO
%46.03%2.8132,655 28,944 49.65 50.09
%
%
10 212 ZURICH INS GRP
%48.51%2.4828,873 27,547 84.63 91.06
%
%
**STAT E TOTAL**
%100.00%100.001,163,997 1,108,197 63.81 67.29
%
%
1 155 PROGRESSIVE GRP
%20.58%20.581,494,830 1,481,071Texa s 63.78 67.72
%
%
2 111 LIBERTY MUT GRP
%26.67%6.09442,068 384,293 94.57 100.81
%
%
3 31 BERKSHIRE HATHAWAY GRP
%31.10%4.43321,877 299,756 58.76 68.88
%
%
4 3548 TRAVELERS GRP
%35.27%4.17302,936 288,479 79.55 89.56
%
%
5 150 OLD REPUBLIC GRP
%38.88%3.61262,220 231,115 90.87 99.33
%
%
6 212 ZURICH INS GRP
%41.93%3.06221,919 206,630 123.16 135.00
%
%
7 98 WR BERKLEY CORP GRP
%44.51%2.58187,054 194,026 75.61 85.83
%
%
8 626 CHUBB LTD GRP
%47.03%2.52182,969 176,424 103.33 111.13
%
%
9 4850 CLEAR BLUE FINANCIAL GRP
%49.53%2.50181,698 198,139 80.40 86.68
%
%
10 176 STATE FARM GRP
%51.99%2.46178,812 163,367 115.70 125.05
%
%
**STAT E TOTAL**
%100.00%100.007,263,288 6,961,127 76.94 84.66
%
%
© 2024 National Association of Insurance Commissioners
476
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 155 PROGRESSIVE GRP
%13.20%13.2076,712 73,804Utah 66.81 68.56
%
%
2 280 AUTO OWNERS GRP
%23.04%9.8457,196 53,399 45.11 50.19
%
%
3 150 OLD REPUBLIC GRP
%28.95%5.9134,347 33,333 54.89 57.47
%
%
4 111 LIBERTY MUT GRP
%34.06%5.1129,699 28,938 81.89 86.18
%
%
5 3548 TRAVELERS GRP
%39.10%5.0429,293 27,771 64.48 69.24
%
%
6 212 ZURICH INS GRP
%43.23%4.1324,006 23,450 85.09 91.03
%
%
7 69 FARMERS INS GRP
%47.22%3.9923,168 21,598 88.81 94.18
%
%
8 14184 ACUITY A MUT INS CO
%50.42%3.2018,575 17,469 64.00 60.22
%
%
9 84 AMERICAN FINANCIAL GRP
%53.32%2.9016,881 15,937 79.67 81.63
%
%
10 244 CINCINNATI FIN GRP
%55.94%2.6115,195 14,864 69.14 72.75
%
%
**STAT E TOTAL**
%100.00%100.00581,143 552,749 67.95 71.70
%
%
1 155 PROGRESSIVE GRP
%12.65%12.6512,786 12,244Vermont 44.01 44.33
%
%
2 98 WR BERKLEY CORP GRP
%24.83%12.1712,299 11,868 46.75 48.78
%
%
3 3548 TRAVELERS GRP
%32.93%8.108,188 7,358 50.12 51.89
%
%
4 111 LIBERTY MUT GRP
%40.54%7.617,687 7,770 51.26 54.95
%
%
5 15997 MMG INS CO
%45.75%5.215,261 5,090 72.06 73.63
%
%
6 244 CINCINNATI FIN GRP
%49.76%4.014,054 3,942 83.08 84.34
%
%
7 140 NATIONWIDE CORP GRP
%53.50%3.743,780 4,033 66.67 68.73
%
%
8 1309 FRANKENMUTH GRP
%56.82%3.323,353 3,378 80.41 83.18
%
%
9 280 AUTO OWNERS GRP
%59.73%2.912,941 2,666 47.96 49.56
%
%
10 408 BROOKFIELD REINS LTD GRP
%62.38%2.652,679 2,663 37.75 38.37
%
%
**STAT E TOTAL**
%100.00%100.00101,039 97,381 52.40 53.72
%
%
1 155 PROGRESSIVE GRP
%12.12%12.12142,204 144,488Virginia 52.13 52.98
%
%
2 213 ERIE INS GRP
%21.16%9.03105,952 97,869 82.64 85.76
%
%
3 3548 TRAVELERS GRP
%25.95%4.8056,276 53,945 58.24 62.76
%
%
4 242 SELECTIVE INS GRP
%30.24%4.2950,289 48,660 59.70 63.17
%
%
5 8 ALLSTATE INS GRP
%34.13%3.8945,609 45,363 44.63 48.30
%
%
6 150 OLD REPUBLIC GRP
%37.69%3.5641,707 38,249 67.28 71.82
%
%
7 212 ZURICH INS GRP
%41.12%3.4340,277 38,069 92.56 100.53
%
%
8 35173 AGENCY INS CO OF MD INC
%44.43%3.3138,831 33,838 60.77 61.48
%
%
9 176 STATE FARM GRP
%47.32%2.8933,946 31,437 68.84 73.73
%
%
10 244 CINCINNATI FIN GRP
%50.19%2.8733,670 33,175 53.19 55.76
%
%
**STAT E TOTAL**
%100.00%100.001,172,972 1,139,003 61.35 65.08
%
%
1 155 PROGRESSIVE GRP
%17.03%17.03196,786 195,541Washington 67.99 71.47
%
%
2 111 LIBERTY MUT GRP
%26.75%9.72112,245 113,584 64.11 68.18
%
%
3 150 OLD REPUBLIC GRP
%33.81%7.0681,514 77,618 60.42 64.59
%
%
4 3548 TRAVELERS GRP
%39.83%6.0369,631 67,482 54.76 59.22
%
%
5 309 WESTERN NATL MUT GRP
%45.82%5.9969,158 64,403 55.60 59.87
%
%
6 212 ZURICH INS GRP
%49.46%3.6442,059 39,199 73.75 78.45
%
%
7 31 BERKSHIRE HATHAWAY GRP
%52.34%2.8833,314 30,583 75.07 86.48
%
%
8 8 ALLSTATE INS GRP
%55.17%2.8332,647 30,812 57.59 56.79
%
%
9 69 FARMERS INS GRP
%57.87%2.7031,230 33,354 52.88 49.88
%
%
10 169 SENTRY INS GRP
%60.26%2.3927,559 24,314 64.99 67.67
%
%
**STAT E TOTAL**
%100.00%100.001,155,285 1,122,821 64.14 68.28
%
%
© 2024 National Association of Insurance Commissioners
477
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 213 ERIE INS GRP
%13.24%13.2430,451 28,953West Virginia 86.88 91.30
%
%
2 155 PROGRESSIVE GRP
%26.08%12.8429,520 28,077 54.61 56.88
%
%
3 3548 TRAVELERS GRP
%38.50%12.4128,543 27,230 50.67 55.65
%
%
4 291 ENCOVA MUT INS GRP
%44.37%5.8713,498 13,724 52.86 61.93
%
%
5 228 WESTFIELD GRP
%49.25%4.8811,227 11,118 28.17 31.52
%
%
6 111 LIBERTY MUT GRP
%53.93%4.6810,757 10,938 74.33 78.96
%
%
7 212 ZURICH INS GRP
%58.04%4.109,436 8,733 11.53 8.68
%
%
8 244 CINCINNATI FIN GRP
%62.02%3.999,169 8,642 58.98 60.66
%
%
9 12 AMERICAN INTL GRP
%65.77%3.758,615 8,276 44.07 46.61
%
%
10 31 BERKSHIRE HATHAWAY GRP
%68.83%3.067,041 7,423 53.21 57.29
%
%
**STAT E TOTAL**
%100.00%100.00229,917 222,307 57.21 60.65
%
%
1 14184 ACUITY A MUT INS CO
%7.70%7.7077,811 75,311Wisconsin 58.99 64.55
%
%
2 15350 WEST BEND INS CO
%14.74%7.0471,128 69,612 58.55 60.00
%
%
3 155 PROGRESSIVE GRP
%21.52%6.7868,458 69,036 67.32 69.10
%
%
4 150 OLD REPUBLIC GRP
%27.22%5.7057,574 53,581 72.56 76.88
%
%
596SECURA INS GRP
%31.91%4.6947,341 46,354 62.42 65.45
%
%
6 3548 TRAVELERS GRP
%36.48%4.5846,228 45,966 71.20 78.26
%
%
7 169 SENTRY INS GRP
%39.39%2.9129,382 28,803 50.73 50.83
%
%
8 280 AUTO OWNERS GRP
%42.05%2.6626,843 25,262 58.33 62.36
%
%
9 4718 TIPTREE FIN GRP
%44.70%2.6626,841 26,841 92.37 95.21
%
%
10 15091 RURAL MUT INS CO
%47.08%2.3824,015 22,701 61.20 64.99
%
%
**STAT E TOTAL**
%100.00%100.001,010,210 982,978 61.56 65.21
%
%
1 155 PROGRESSIVE GRP
%18.30%18.3025,553 24,897Wyoming 68.02 70.97
%
%
2 3548 TRAVELERS GRP
%27.82%9.5313,306 12,855 34.57 34.27
%
%
3 150 OLD REPUBLIC GRP
%36.10%8.2811,559 11,266 41.73 42.87
%
%
462EMC INS CO GRP
%42.18%6.088,491 8,246 38.25 38.91
%
%
5 212 ZURICH INS GRP
%47.83%5.657,889 7,438 83.61 89.63
%
%
6 14184 ACUITY A MUT INS CO
%52.64%4.816,721 6,325 59.46 60.99
%
%
7 111 LIBERTY MUT GRP
%56.66%4.025,609 5,935 67.46 68.72
%
%
8 98 WR BERKLEY CORP GRP
%60.42%3.775,261 5,724 92.66 97.54
%
%
9 140 NATIONWIDE CORP GRP
%64.13%3.715,178 5,989 132.07 133.71
%
%
10 244 CINCINNATI FIN GRP
%67.19%3.064,274 3,820 71.77 75.69
%
%
**STAT E TOTAL**
%100.00%100.00139,668 135,564 65.32 67.77
%
%
1 4672 DONGBU INS GRP
%22.01%22.013,681 3,030Guam 39.46 44.47
%
%
2 12 AMERICAN INTL GRP
%38.11%16.102,693 933 130.39 136.89
%
%
3 4715 MS & AD INS GRP
%52.94%14.832,481 2,430 24.46 29.72
%
%
4 18380 PACIFIC IND INS CO
%67.58%14.642,449 2,313 17.01 17.48
%
%
5 5030 TAN HOLDINGS CORP GRP
%79.73%12.152,032 1,522 186.56 190.07
%
%
6 13597 CHUNG KUO INS CO LTD
%90.80%11.071,851 1,841 30.73 32.32
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%96.93%6.131,025 870 51.99 55.24
%
%
8 10972 FIRST NET INS CO
%98.81%1.88314 300 3.64 4.86
%
%
9 626 CHUBB LTD GRP
%99.62%0.81136 132 N/A N/A
10 212 ZURICH INS GRP
%99.91%0.2949 44 N/A N/A
**STAT E TOTAL**
%100.00%100.0016,725 13,434 53.42 56.89
%
%
© 2024 National Association of Insurance Commissioners
478
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
171UNIVERSAL INS CO GRP
%25.88%25.8859,239 54,808Puerto Rico 32.80 33.59
%
%
2 411 MAPFRE INS GRP
%44.34%18.4642,271 41,211 36.34 37.43
%
%
3 536 GUIDEWELL MUT HOLDING GRP
%58.14%13.8031,593 31,956 36.54 43.90
%
%
4 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%70.61%12.4728,556 28,881 33.11 33.14
%
%
5 4804 MULTINATIONAL GRP
%83.02%12.4128,407 26,119 42.51 44.65
%
%
6 10140 OPTIMA SEGUROS
%90.01%6.9815,991 14,683 31.43 32.23
%
%
7 15646 ONE ALLIANCE INS CORP
%93.12%3.117,118 2,776 90.80 98.61
%
%
8 12 AMERICAN INTL GRP
%95.38%2.265,183 4,766 47.54 53.67
%
%
9 4706 LOCKHART CO GRP
%96.29%0.912,083 1,970 28.24 30.33
%
%
10 212 ZURICH INS GRP
%97.19%0.902,055 2,088 N/A N/A
**STAT E TOTAL**
%100.00%100.00228,937 215,269 36.45 38.77
%
%
1 785 MARKEL CORP GRP
%33.31%33.315,184 5,573U.S. Virgin Islands 64.58 69.05
%
%
2 4706 LOCKHART CO GRP
%58.03%24.723,847 3,691 26.46 28.32
%
%
3 38300 SAMSUNG FIRE & MARINE INS CO LTD
%79.08%21.053,276 1,284 18.85 19.71
%
%
4 161 TOPA EQUITIES LTD GRP
%92.09%13.012,025 2,222 21.78 25.83
%
%
5 13598 KESWICK GUARANTY INC
%98.15%6.07944 896 5.12 5.12
%
%
6 536 GUIDEWELL MUT HOLDING GRP
%99.21%1.05164 161 4.88 11.80
%
%
7 12 AMERICAN INTL GRP
%99.76%0.5687 57 0.00 0.00
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%99.89%0.1219 17 53.21 53.27
%
%
9 626 CHUBB LTD GRP
%99.92%0.035 8 N/A 2,381.38
%
10 212 ZURICH INS GRP
%99.95%0.034 4 2.60 1.75
%
%
**STAT E TOTAL**
%100.00%100.0015,564 13,929 38.87 43.41
%
%
1 5030 TAN HOLDINGS CORP GRP
%58.64%58.64900 680N. Mariana Islands N/A N/A
2 4672 DONGBU INS GRP
%81.53%22.89351 568 24.93 27.00
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%87.67%6.1494 82 222.44 234.03
%
%
4 18380 PACIFIC IND INS CO
%92.31%4.6571 80 67.88 67.88
%
%
5 12 AMERICAN INTL GRP
%96.79%4.4869 )(3 N/A N/A
6 10972 FIRST NET INS CO
%100.00%3.2149 50 N/A N/A
**STAT E TOTAL**
%100.00%100.001,534 1,456 40.82 43.89
%
%
1 218 CNA INS GRP
%30.75%30.7539,440 38,905Canada 59.30 64.57
%
%
2 111 LIBERTY MUT GRP
%55.58%24.8331,846 35,999 68.89 73.19
%
%
3 968 AXA INS GRP
%70.13%14.5618,670 17,933 N/A N/A
4 10642 CHEROKEE INS CO
%81.44%11.3014,497 14,355 86.18 92.33
%
%
5 3548 TRAVELERS GRP
%86.71%5.276,761 7,751 36.60 40.56
%
%
6 31 BERKSHIRE HATHAWAY GRP
%91.42%4.716,044 5,744 89.40 103.65
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%95.90%4.485,745 5,749 62.82 77.15
%
%
8 91 HARTFORD FIRE & CAS GRP
%97.83%1.932,481 2,377 85.90 79.04
%
%
9 761 ALLIANZ INS GRP
%99.08%1.251,600 1,726 91.05 115.62
%
%
10 169 SENTRY INS GRP
%99.55%0.47602 596 87.41 90.18
%
%
**STAT E TOTAL**
%100.00%100.00128,264 131,726 54.54 57.93
%
%
© 2024 National Association of Insurance Commissioners
479
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
Total Commercial Auto
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 16014 NEW HORIZON INS CO
%44.15%44.1553,382 49,679Agg. Other Alien 50.26 55.93
%
%
2 19119 NATIONAL UNITY INS CO
%70.93%26.7732,371 31,195 53.84 60.71
%
%
3 4977 PALOMAR HOLDINGS GRP
%80.38%9.4511,429 12,272 50.95 57.81
%
%
4 12 AMERICAN INTL GRP
%89.27%8.8910,748 10,552 125.26 136.49
%
%
5 626 CHUBB LTD GRP
%91.81%2.543,068 3,548 N/A N/A
6 212 ZURICH INS GRP
%94.29%2.483,003 2,795 54.03 55.53
%
%
7 91 HARTFORD FIRE & CAS GRP
%95.50%1.211,462 3,976 12.58 5.42
%
%
8 218 CNA INS GRP
%96.55%1.051,268 1,283 65.89 68.43
%
%
9 14133 QUALITAS INS CO
%97.42%0.871,055 1,056 81.72 95.53
%
%
10 84 AMERICAN FINANCIAL GRP
%98.16%0.74890 1,001 63.49 69.79
%
%
**STAT E TOTAL**
%100.00%100.00120,901 119,646 56.30 63.38
%
%
© 2024 National Association of Insurance Commissioners
480
22—Aircraft (All Perils)
© 2024 National Association of Insurance Commissioners
481
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%17.87%17.87532,105 514,553 58.08 63.78
%
%
2 12 AMERICAN INTL GRP
%29.27%11.40339,674 343,953 49.41 53.21
%
%
3 3219 SOMPO GRP
%36.86%7.59225,911 225,485 62.98 70.59
%
%
4 626 CHUBB LTD GRP
%44.31%7.46222,169 214,852 12.94 15.57
%
%
5 761 ALLIANZ INS GRP
%51.10%6.78201,972 209,940 50.91 61.32
%
%
6 150 OLD REPUBLIC GRP
%57.84%6.74200,813 194,664 52.20 59.96
%
%
7 968 AXA INS GRP
%64.53%6.70199,426 190,377 46.00 50.82
%
%
8 361 MUNICH RE GRP
%71.21%6.67198,764 188,304 42.11 44.77
%
%
9 31 BERKSHIRE HATHAWAY GRP
%77.34%6.13182,538 176,173 43.24 49.79
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%82.90%5.56165,727 159,756 43.58 49.00
%
%
11 796 QBE INS GRP
%86.60%3.70110,203 105,007 57.81 63.98
%
%
12 84 AMERICAN FINANCIAL GRP
%90.11%3.51104,529 103,918 34.05 37.66
%
%
13 4990 CORE SPECIALTY INS HOLDINGS GRP
%92.00%1.8956,345 58,720 57.99 74.45
%
%
14 4962 AU HOLDING CO GRP
%93.79%1.7953,234 45,619 66.46 70.90
%
%
15 225 IAT REINS CO GRP
%95.57%1.7852,893 47,573 45.85 52.62
%
%
16 785 MARKEL CORP GRP
%96.69%1.1233,396 19,848 48.80 53.18
%
%
17 411 MAPFRE INS GRP
%97.60%0.9227,297 25,580 33.98 37.19
%
%
18 5001 SIRIUSPOINT GRP
%98.29%0.6920,447 4,750 54.57 56.85
%
%
19 408 BROOKFIELD REINS LTD GRP
%98.91%0.6218,545 26,134 27.93 27.93
%
%
20 3494 JAMES RIVER GRP
%99.47%0.5616,659 25,208 73.70 79.96
%
%
21 4715 MS & AD INS GRP
%99.82%0.3510,381 3,506 2.89 26.40
%
%
22 4982 OBS HOLDINGS GRP
%99.95%0.133,942 310 50.00 55.00
%
%
23 38920 KINSALE INS CO
%100.00%0.082,374 1,116 42.53 61.57
%
%
24 3478 HALLMARK FIN SERV GRP
%100.00%0.03756 17,637 33.01 36.26
%
%
25 140 NATIONWIDE CORP GRP
%100.00%0.02737 782 N/A N/A
26 4131 PRIME HOLDINGS INS GRP
%100.00%0.01156 112 3.57 3.57
%
%
27 10972 FIRST NET INS CO
%100.00%0.0035 47 0.00 0.00
%
%
28 15642 UNDERWRITERS AT LLOYDS LONDON
%100.00%0.0032 32 42.79 8.68
%
%
29 111 LIBERTY MUT GRP
%100.00%0.006 6 6,101.29 13,158.83
%
%
30 91 HARTFORD FIRE & CAS GRP
%100.00%0.002 2 2,632.13 3,050.43
%
%
**INDUSTRY TOTAL**
%100.00%100.002,978,374 2,901,272 47.75 53.72
%
%
© 2024 National Association of Insurance Commissioners
482
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%17.95%17.95514,350 494,609 51.12 56.85
%
%
2 12 AMERICAN INTL GRP
%29.76%11.81338,518 342,759 52.05 56.11
%
%
3 3219 SOMPO GRP
%37.64%7.88225,911 225,485 62.98 70.59
%
%
4 626 CHUBB LTD GRP
%45.39%7.75222,114 214,796 12.86 15.41
%
%
5 150 OLD REPUBLIC GRP
%52.39%7.01200,813 194,664 52.20 59.96
%
%
6 361 MUNICH RE GRP
%59.38%6.99200,411 200,411 49.55 53.16
%
%
7 761 ALLIANZ INS GRP
%65.54%6.15176,329 185,862 51.91 63.12
%
%
8 31 BERKSHIRE HATHAWAY GRP
%71.28%5.74164,514 158,370 35.96 43.05
%
%
9 968 AXA INS GRP
%76.74%5.46156,606 152,851 70.83 82.46
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%82.17%5.43155,727 149,130 41.51 47.29
%
%
11 796 QBE INS GRP
%86.02%3.84110,203 105,007 57.81 63.98
%
%
12 84 AMERICAN FINANCIAL GRP
%89.63%3.61103,609 102,877 34.57 38.24
%
%
13 4990 CORE SPECIALTY INS HOLDINGS GRP
%91.60%1.9756,345 58,720 57.99 74.45
%
%
14 4962 AU HOLDING CO GRP
%93.45%1.8653,174 45,580 66.48 70.91
%
%
15 225 IAT REINS CO GRP
%95.30%1.8552,893 47,573 45.85 52.62
%
%
16 785 MARKEL CORP GRP
%96.46%1.1733,396 19,848 48.80 53.18
%
%
17 411 MAPFRE INS GRP
%97.42%0.9527,297 25,580 33.98 37.19
%
%
18 5001 SIRIUSPOINT GRP
%98.13%0.7120,447 4,750 54.57 56.85
%
%
19 408 BROOKFIELD REINS LTD GRP
%98.78%0.6518,545 26,134 27.93 27.93
%
%
20 3494 JAMES RIVER GRP
%99.36%0.5816,659 25,208 73.70 79.96
%
%
21 4715 MS & AD INS GRP
%99.72%0.3610,381 3,506 2.89 26.40
%
%
22 4982 OBS HOLDINGS GRP
%99.86%0.143,942 310 50.00 55.00
%
%
23 38920 KINSALE INS CO
%99.94%0.082,374 1,116 42.53 61.57
%
%
24 3478 HALLMARK FIN SERV GRP
%99.97%0.03756 17,637 33.01 36.26
%
%
25 140 NATIONWIDE CORP GRP
%99.99%0.03737 782 N/A N/A
26 4131 PRIME HOLDINGS INS GRP
%100.00%0.01156 112 3.57 3.57
%
%
27 15642 UNDERWRITERS AT LLOYDS LONDON
%100.00%0.0032 32 42.79 8.68
%
%
28 111 LIBERTY MUT GRP
%100.00%0.006 6 N/A 13,806.63
%
**INDUSTRY TOTAL**
%100.00%100.002,866,246 2,803,718 48.09 54.63
%
%
© 2024 National Association of Insurance Commissioners
483
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%18.78%18.785,554 5,588Alabama 45.86 60.56
%
%
2 3219 SOMPO GRP
%32.31%13.534,001 3,914 29.09 36.15
%
%
3 150 OLD REPUBLIC GRP
%44.71%12.403,667 3,384 22.73 28.17
%
%
4 12 AMERICAN INTL GRP
%53.71%8.992,660 3,469 53.80 55.88
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%59.24%5.531,636 1,541 94.75 95.20
%
%
6 84 AMERICAN FINANCIAL GRP
%63.80%4.561,349 1,258 N/A N/A
7 968 AXA INS GRP
%68.18%4.371,293 1,221 104.44 116.05
%
%
8 361 MUNICH RE GRP
%72.53%4.361,288 1,288 N/A N/A
9 31 BERKSHIRE HATHAWAY GRP
%76.48%3.951,168 1,067 8.98 7.48
%
%
10 796 QBE INS GRP
%80.14%3.661,082 1,118 63.14 75.57
%
%
**STAT E TOTAL**
%100.00%100.0029,569 29,881 45.20 50.85
%
%
1 3219 SOMPO GRP
%19.54%19.5413,741 13,649Alaska 28.38 31.37
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%38.20%18.6713,130 12,747 46.66 51.74
%
%
3 4670 STARR GRP
%51.22%13.019,152 10,291 14.96 12.50
%
%
4 4990 CORE SPECIALTY INS HOLDINGS GRP
%58.43%7.215,071 5,296 57.10 65.78
%
%
5 761 ALLIANZ INS GRP
%65.53%7.104,995 5,002 24.19 28.00
%
%
6 968 AXA INS GRP
%71.53%6.004,221 4,044 16.08 N/A
%
7 12 AMERICAN INTL GRP
%77.29%5.764,050 5,447 56.29 59.02
%
%
8 84 AMERICAN FINANCIAL GRP
%82.45%5.163,628 3,767 21.65 23.55
%
%
9 31 BERKSHIRE HATHAWAY GRP
%86.48%4.032,835 2,896 38.07 54.20
%
%
10 626 CHUBB LTD GRP
%90.24%3.772,649 2,664 N/A N/A
**STAT E TOTAL**
%100.00%100.0070,334 71,922 30.51 32.32
%
%
1 4670 STARR GRP
%24.55%24.5521,621 20,109Arizona 24.59 27.51
%
%
2 12 AMERICAN INTL GRP
%36.36%11.8110,403 11,465 26.75 29.10
%
%
3 761 ALLIANZ INS GRP
%46.53%10.178,955 6,676 36.89 55.11
%
%
4 3219 SOMPO GRP
%53.49%6.966,133 6,158 42.68 51.02
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%58.48%4.984,388 4,182 17.68 24.75
%
%
6 150 OLD REPUBLIC GRP
%63.41%4.944,348 4,223 50.59 61.38
%
%
7 968 AXA INS GRP
%67.87%4.453,922 6,305 3.44 19.04
%
%
8 796 QBE INS GRP
%72.01%4.143,648 3,507 27.20 30.35
%
%
9 361 MUNICH RE GRP
%75.64%3.633,197 3,197 N/A N/A
10 31 BERKSHIRE HATHAWAY GRP
%79.25%3.613,182 3,106 N/A 3.12
%
**STAT E TOTAL**
%100.00%100.0088,068 84,990 23.81 31.23
%
%
1 150 OLD REPUBLIC GRP
%17.39%17.396,806 6,323Arkansas 78.40 89.28
%
%
2 12 AMERICAN INTL GRP
%29.59%12.204,776 5,221 57.00 59.10
%
%
3 4670 STARR GRP
%41.30%11.714,585 4,255 41.73 43.54
%
%
4 31 BERKSHIRE HATHAWAY GRP
%50.98%9.683,788 3,650 18.18 26.93
%
%
5 626 CHUBB LTD GRP
%59.78%8.803,446 3,372 2.45 3.05
%
%
6 84 AMERICAN FINANCIAL GRP
%67.25%7.472,926 2,671 27.69 29.94
%
%
7 3219 SOMPO GRP
%74.22%6.962,725 2,665 140.83 139.90
%
%
8 361 MUNICH RE GRP
%79.35%5.142,010 2,010 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%83.31%3.961,549 1,504 42.05 48.50
%
%
10 796 QBE INS GRP
%86.54%3.231,263 1,585 169.44 201.82
%
%
**STAT E TOTAL**
%100.00%100.0039,145 38,632 49.68 55.64
%
%
© 2024 National Association of Insurance Commissioners
484
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%19.38%19.3855,424 53,892California 108.79 115.39
%
%
2 361 MUNICH RE GRP
%30.36%10.9831,404 31,404 124.08 132.12
%
%
3 12 AMERICAN INTL GRP
%40.67%10.3129,485 30,108 78.76 84.88
%
%
4 626 CHUBB LTD GRP
%50.71%10.0428,730 25,296 53.02 60.19
%
%
5 3219 SOMPO GRP
%59.93%9.2226,372 25,853 81.61 89.26
%
%
6 31 BERKSHIRE HATHAWAY GRP
%67.95%8.0222,941 21,666 47.54 58.98
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%73.70%5.7516,435 15,719 60.99 70.52
%
%
8 968 AXA INS GRP
%79.30%5.6116,036 16,118 68.61 80.72
%
%
9 150 OLD REPUBLIC GRP
%84.76%5.4615,616 15,860 77.30 89.97
%
%
10 796 QBE INS GRP
%89.25%4.4812,826 12,938 N/A N/A
**STAT E TOTAL**
%100.00%100.00286,026 281,540 71.00 79.02
%
%
1 4670 STARR GRP
%23.26%23.2623,589 21,499Colorado 60.04 65.68
%
%
2 12 AMERICAN INTL GRP
%36.44%13.1813,370 12,669 71.99 76.03
%
%
3 761 ALLIANZ INS GRP
%46.98%10.5410,692 11,160 122.60 131.19
%
%
4 3219 SOMPO GRP
%54.11%7.127,225 7,458 72.55 79.63
%
%
5 150 OLD REPUBLIC GRP
%59.87%5.775,850 5,574 76.38 85.45
%
%
6 5001 SIRIUSPOINT GRP
%64.71%4.844,907 1,140 54.59 56.86
%
%
7 31 BERKSHIRE HATHAWAY GRP
%69.45%4.744,812 4,329 N/A N/A
8 968 AXA INS GRP
%73.57%4.124,177 4,024 90.02 93.72
%
%
9 626 CHUBB LTD GRP
%77.29%3.713,768 3,715 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%80.78%3.503,546 3,352 39.32 47.57
%
%
**STAT E TOTAL**
%100.00%100.00101,426 96,152 63.77 68.63
%
%
1 4670 STARR GRP
%19.96%19.968,146 8,187Connecticut 16.35 20.66
%
%
2 12 AMERICAN INTL GRP
%37.76%17.797,261 5,682 N/A N/A
3 31 BERKSHIRE HATHAWAY GRP
%48.01%10.254,183 4,616 N/A N/A
4 626 CHUBB LTD GRP
%57.08%9.083,704 3,704 1.59 2.43
%
%
5 968 AXA INS GRP
%66.07%8.993,668 3,655 N/A N/A
6 796 QBE INS GRP
%74.68%8.613,514 3,393 27.51 29.74
%
%
7 761 ALLIANZ INS GRP
%80.51%5.832,379 2,266 0.38 52.41
%
%
8 150 OLD REPUBLIC GRP
%85.91%5.402,204 2,129 31.33 40.42
%
%
9 361 MUNICH RE GRP
%90.84%4.922,009 2,009 N/A N/A
10 3219 SOMPO GRP
%93.80%2.961,208 1,157 44.38 46.14
%
%
**STAT E TOTAL**
%100.00%100.0040,808 39,990 N/A N/A
1 4670 STARR GRP
%19.06%19.064,236 4,146Delaware 71.66 79.31
%
%
2 84 AMERICAN FINANCIAL GRP
%33.23%14.173,148 3,216 8.71 9.14
%
%
3 3219 SOMPO GRP
%44.78%11.552,567 2,793 25.58 26.91
%
%
4 968 AXA INS GRP
%53.61%8.821,961 2,042 51.50 59.86
%
%
5 361 MUNICH RE GRP
%60.43%6.821,516 1,516 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%66.09%5.661,259 1,176 99.96 108.62
%
%
7 4962 AU HOLDING CO GRP
%71.73%5.641,252 1,205 49.34 52.26
%
%
8 12 AMERICAN INTL GRP
%76.38%4.661,034 2,249 38.63 40.07
%
%
9 225 IAT REINS CO GRP
%80.82%4.44986 482 48.29 47.32
%
%
10 626 CHUBB LTD GRP
%84.04%3.22716 726 N/A N/A
**STAT E TOTAL**
%100.00%100.0022,221 23,125 51.55 55.79
%
%
© 2024 National Association of Insurance Commissioners
485
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%35.10%35.102,866 2,489District Of Columbia 11.09 12.14
%
%
2 761 ALLIANZ INS GRP
%44.99%9.88807 745 30.99 32.81
%
%
3 361 MUNICH RE GRP
%53.99%9.00735 735 N/A N/A
4 12 AMERICAN INTL GRP
%62.36%8.37683 346 32.28 33.25
%
%
5 796 QBE INS GRP
%69.64%7.29595 802 N/A N/A
6 626 CHUBB LTD GRP
%76.75%7.11580 580 N/A N/A
7 5001 SIRIUSPOINT GRP
%83.37%6.63541 126 54.59 56.86
%
%
8 4962 AU HOLDING CO GRP
%88.00%4.63378 151 44.21 46.69
%
%
9 84 AMERICAN FINANCIAL GRP
%90.91%2.91237 243 7.68 8.17
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%93.38%2.47202 196 27.46 31.79
%
%
**STAT E TOTAL**
%100.00%100.008,163 6,981 0.41 N/A
%
1 4670 STARR GRP
%17.74%17.7442,411 41,088Florida 49.77 59.91
%
%
2 626 CHUBB LTD GRP
%29.51%11.7728,150 27,346 7.30 9.49
%
%
3 3219 SOMPO GRP
%39.79%10.2824,575 23,691 66.20 75.37
%
%
4 12 AMERICAN INTL GRP
%49.82%10.0423,999 26,300 57.79 62.38
%
%
5 150 OLD REPUBLIC GRP
%57.20%7.3817,654 17,273 75.62 86.66
%
%
6 796 QBE INS GRP
%62.63%5.4212,962 12,433 N/A N/A
7 968 AXA INS GRP
%67.97%5.3512,787 12,832 81.31 102.94
%
%
8 361 MUNICH RE GRP
%73.10%5.1312,257 12,257 N/A N/A
9 84 AMERICAN FINANCIAL GRP
%78.22%5.1312,257 11,617 39.86 41.06
%
%
10 761 ALLIANZ INS GRP
%82.39%4.179,964 9,876 21.29 25.17
%
%
**STAT E TOTAL**
%100.00%100.00239,123 234,542 40.74 48.36
%
%
1 4670 STARR GRP
%19.93%19.9320,655 19,168Georgia 42.83 43.14
%
%
2 12 AMERICAN INTL GRP
%33.15%13.2213,696 13,099 39.97 42.39
%
%
3 761 ALLIANZ INS GRP
%44.56%11.4111,823 11,777 35.63 44.09
%
%
4 150 OLD REPUBLIC GRP
%52.12%7.567,830 7,666 64.63 71.23
%
%
5 626 CHUBB LTD GRP
%59.33%7.217,475 6,554 12.11 15.77
%
%
6 3219 SOMPO GRP
%66.17%6.847,092 6,383 110.35 118.87
%
%
7 31 BERKSHIRE HATHAWAY GRP
%72.39%6.226,446 6,301 72.15 94.28
%
%
8 361 MUNICH RE GRP
%77.66%5.275,461 5,461 45.04 45.44
%
%
9 968 AXA INS GRP
%82.05%4.384,541 4,660 27.26 9.62
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%85.83%3.783,921 3,736 35.45 38.00
%
%
**STAT E TOTAL**
%100.00%100.00103,623 98,530 49.68 54.41
%
%
1 4670 STARR GRP
%18.73%18.732,562 2,629Hawaii 15.51 21.24
%
%
2 626 CHUBB LTD GRP
%31.75%13.011,780 1,481 N/A N/A
3 3219 SOMPO GRP
%43.76%12.011,643 2,047 237.05 246.22
%
%
4 968 AXA INS GRP
%55.72%11.961,636 1,586 224.49 226.30
%
%
5 31 BERKSHIRE HATHAWAY GRP
%65.28%9.561,308 1,120 24.26 36.42
%
%
6 761 ALLIANZ INS GRP
%74.57%9.281,269 1,165 116.55 129.33
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%81.24%6.67913 989 21.07 36.19
%
%
8 84 AMERICAN FINANCIAL GRP
%87.25%6.01822 831 104.54 105.93
%
%
9 796 QBE INS GRP
%90.23%2.98408 136 N/A N/A
10 12 AMERICAN INTL GRP
%92.64%2.41329 694 N/A N/A
**STAT E TOTAL**
%100.00%100.0013,676 13,714 86.47 90.81
%
%
© 2024 National Association of Insurance Commissioners
486
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%20.41%20.414,923 4,939Idaho 303.12 300.23
%
%
2 3219 SOMPO GRP
%32.01%11.602,797 2,939 32.81 48.18
%
%
3 12 AMERICAN INTL GRP
%43.48%11.472,767 3,422 40.44 42.23
%
%
4 150 OLD REPUBLIC GRP
%50.60%7.121,717 1,639 26.81 16.17
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%57.40%6.801,641 1,648 69.72 73.98
%
%
6 968 AXA INS GRP
%63.92%6.521,572 1,437 10.49 19.79
%
%
7 84 AMERICAN FINANCIAL GRP
%69.36%5.441,312 1,133 27.20 30.46
%
%
8 31 BERKSHIRE HATHAWAY GRP
%73.28%3.93947 944 36.01 35.54
%
%
9 796 QBE INS GRP
%77.12%3.84926 658 N/A 17.26
%
10 626 CHUBB LTD GRP
%80.68%3.56858 1,109 33.51 35.83
%
%
**STAT E TOTAL**
%100.00%100.0024,118 24,116 97.21 100.73
%
%
1 4670 STARR GRP
%19.31%19.3119,676 19,654Illinois 41.05 50.19
%
%
2 12 AMERICAN INTL GRP
%31.51%12.2012,430 12,617 62.44 64.59
%
%
3 31 BERKSHIRE HATHAWAY GRP
%40.53%9.029,190 9,433 74.26 86.98
%
%
4 361 MUNICH RE GRP
%49.34%8.818,979 8,979 2.65 0.24
%
%
5 761 ALLIANZ INS GRP
%58.01%8.678,833 9,273 14.47 43.48
%
%
6 150 OLD REPUBLIC GRP
%64.08%6.076,183 6,244 49.69 60.47
%
%
7 968 AXA INS GRP
%69.92%5.845,955 5,787 38.27 48.73
%
%
8 626 CHUBB LTD GRP
%75.76%5.845,953 5,820 13.05 14.35
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%81.07%5.305,404 5,139 37.11 42.78
%
%
10 3219 SOMPO GRP
%85.33%4.264,345 4,776 42.67 50.63
%
%
**STAT E TOTAL**
%100.00%100.00101,896 101,677 43.27 53.22
%
%
1 4670 STARR GRP
%17.42%17.427,397 7,162Indiana 26.50 30.48
%
%
2 12 AMERICAN INTL GRP
%34.02%16.617,052 5,524 25.93 27.80
%
%
3 150 OLD REPUBLIC GRP
%42.35%8.323,535 3,356 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%50.51%8.163,466 3,422 0.57 N/A
%
5 626 CHUBB LTD GRP
%57.92%7.423,149 3,137 2.76 3.76
%
%
6 3219 SOMPO GRP
%64.47%6.552,781 2,713 28.43 36.63
%
%
7 968 AXA INS GRP
%69.72%5.252,229 2,094 16.98 20.93
%
%
8 761 ALLIANZ INS GRP
%74.00%4.281,818 1,836 N/A 1.81
%
9 796 QBE INS GRP
%78.23%4.231,797 1,743 106.33 130.92
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%82.45%4.221,793 1,802 37.42 41.12
%
%
**STAT E TOTAL**
%100.00%100.0042,468 40,246 19.27 22.51
%
%
1 150 OLD REPUBLIC GRP
%18.97%18.974,437 4,279Iowa 31.56 34.68
%
%
2 4670 STARR GRP
%30.94%11.972,802 2,581 31.92 34.82
%
%
3 12 AMERICAN INTL GRP
%41.93%10.992,570 2,751 26.44 28.95
%
%
4 84 AMERICAN FINANCIAL GRP
%50.38%8.461,978 1,802 70.98 74.83
%
%
5 626 CHUBB LTD GRP
%57.49%7.111,663 1,636 3.37 4.67
%
%
6 968 AXA INS GRP
%64.59%7.101,660 1,633 306.31 335.63
%
%
7 3219 SOMPO GRP
%70.85%6.271,466 1,420 36.37 38.92
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%76.02%5.171,209 1,180 19.50 22.38
%
%
9 796 QBE INS GRP
%80.86%4.841,132 837 67.53 77.86
%
%
10 361 MUNICH RE GRP
%84.50%3.64853 853 N/A N/A
**STAT E TOTAL**
%100.00%100.0023,395 22,251 45.62 50.55
%
%
© 2024 National Association of Insurance Commissioners
487
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%19.58%19.587,051 6,472Kansas 143.32 152.18
%
%
2 12 AMERICAN INTL GRP
%35.28%15.695,650 5,460 75.96 81.40
%
%
3 150 OLD REPUBLIC GRP
%45.80%10.533,791 3,678 32.11 35.53
%
%
4 3219 SOMPO GRP
%55.50%9.703,491 3,891 32.59 36.60
%
%
5 361 MUNICH RE GRP
%63.11%7.612,740 2,740 N/A N/A
6 84 AMERICAN FINANCIAL GRP
%70.06%6.952,502 2,351 43.10 45.57
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%75.37%5.311,912 1,909 32.21 36.17
%
%
8 626 CHUBB LTD GRP
%80.25%4.891,759 1,755 1.74 1.85
%
%
9 761 ALLIANZ INS GRP
%84.43%4.171,503 1,777 259.82 285.19
%
%
10 968 AXA INS GRP
%86.89%2.46887 890 22.91 19.56
%
%
**STAT E TOTAL**
%100.00%100.0036,007 35,891 71.29 77.58
%
%
1 12 AMERICAN INTL GRP
%16.23%16.232,434 2,115Kentucky 52.30 56.28
%
%
2 4670 STARR GRP
%31.70%15.462,318 2,112 24.92 32.99
%
%
3 31 BERKSHIRE HATHAWAY GRP
%40.16%8.471,269 1,265 39.14 37.38
%
%
4 626 CHUBB LTD GRP
%48.32%8.161,223 1,213 16.11 18.52
%
%
5 3219 SOMPO GRP
%56.13%7.801,170 1,188 3.22 6.59
%
%
6 150 OLD REPUBLIC GRP
%63.60%7.481,121 1,096 17.26 21.67
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%70.43%6.831,024 960 38.70 40.82
%
%
8 361 MUNICH RE GRP
%75.25%4.81722 722 N/A N/A
9 225 IAT REINS CO GRP
%79.92%4.68701 621 N/A 2.79
%
10 796 QBE INS GRP
%83.81%3.89582 784 150.00 187.73
%
%
**STAT E TOTAL**
%100.00%100.0014,992 14,494 45.99 51.20
%
%
1 4670 STARR GRP
%15.38%15.387,723 9,310Louisiana 84.69 94.53
%
%
2 12 AMERICAN INTL GRP
%29.02%13.646,847 7,179 94.06 98.13
%
%
3 150 OLD REPUBLIC GRP
%38.58%9.564,800 4,674 91.60 105.83
%
%
4 3219 SOMPO GRP
%48.04%9.454,746 4,566 121.13 143.22
%
%
5 761 ALLIANZ INS GRP
%57.17%9.134,583 5,533 141.92 153.85
%
%
6 5001 SIRIUSPOINT GRP
%65.91%8.744,387 1,019 54.59 56.86
%
%
7 968 AXA INS GRP
%70.74%4.842,429 2,315 86.75 98.46
%
%
8 84 AMERICAN FINANCIAL GRP
%74.96%4.212,115 2,239 134.74 140.80
%
%
9 796 QBE INS GRP
%79.14%4.192,102 1,935 874.86 902.47
%
%
10 626 CHUBB LTD GRP
%82.76%3.611,813 1,816 27.80 29.64
%
%
**STAT E TOTAL**
%100.00%100.0050,202 51,340 113.61 122.27
%
%
1 150 OLD REPUBLIC GRP
%12.59%12.591,041 983Maine 5.81 9.97
%
%
2 4670 STARR GRP
%24.50%11.91984 914 N/A N/A
3 626 CHUBB LTD GRP
%36.16%11.66964 960 21.92 25.63
%
%
4 3219 SOMPO GRP
%44.53%8.37692 714 34.43 37.65
%
%
5 761 ALLIANZ INS GRP
%52.29%7.76641 679 101.90 109.63
%
%
6 12 AMERICAN INTL GRP
%60.03%7.73639 677 57.33 61.95
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%66.67%6.65549 570 12.44 16.16
%
%
8 796 QBE INS GRP
%72.90%6.23515 500 35.79 36.66
%
%
9 4962 AU HOLDING CO GRP
%77.30%4.40364 320 87.19 96.17
%
%
10 968 AXA INS GRP
%81.37%4.07336 331 36.07 30.24
%
%
**STAT E TOTAL**
%100.00%100.008,265 8,211 21.75 28.81
%
%
© 2024 National Association of Insurance Commissioners
488
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%21.52%21.527,690 7,401Maryland 2.70 0.35
%
%
2 12 AMERICAN INTL GRP
%42.35%20.827,440 6,798 37.87 41.61
%
%
3 31 BERKSHIRE HATHAWAY GRP
%51.90%9.553,412 3,386 35.47 47.80
%
%
4 626 CHUBB LTD GRP
%60.70%8.803,144 3,119 9.38 13.26
%
%
5 361 MUNICH RE GRP
%67.45%6.752,412 2,412 N/A N/A
6 968 AXA INS GRP
%72.75%5.301,895 1,981 13.30 20.35
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%77.66%4.911,755 1,622 43.95 48.47
%
%
8 150 OLD REPUBLIC GRP
%81.95%4.291,533 1,567 7.20 8.64
%
%
9 3219 SOMPO GRP
%85.63%3.681,316 2,073 31.83 33.40
%
%
10 84 AMERICAN FINANCIAL GRP
%88.64%3.001,073 842 7.31 7.75
%
%
**STAT E TOTAL**
%100.00%100.0035,730 35,525 21.32 24.50
%
%
1 4670 STARR GRP
%14.05%14.054,564 7,325Massachusetts 43.44 51.71
%
%
2 31 BERKSHIRE HATHAWAY GRP
%27.80%13.754,467 3,787 82.52 101.25
%
%
3 12 AMERICAN INTL GRP
%37.10%9.303,019 6,252 N/A N/A
4 761 ALLIANZ INS GRP
%45.91%8.812,862 3,380 76.00 87.91
%
%
5 361 MUNICH RE GRP
%53.59%7.682,496 2,496 N/A N/A
6 626 CHUBB LTD GRP
%61.20%7.612,470 2,536 N/A N/A
7 150 OLD REPUBLIC GRP
%68.39%7.192,336 2,362 13.98 26.38
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%75.46%7.072,297 1,667 0.22 N/A
%
9 968 AXA INS GRP
%81.51%6.051,966 4,332 N/A N/A
10 3219 SOMPO GRP
%87.57%6.051,965 1,992 387.28 402.38
%
%
**STAT E TOTAL**
%100.00%100.0032,481 40,002 33.78 41.12
%
%
1 4670 STARR GRP
%15.32%15.328,168 7,404Michigan 21.57 24.53
%
%
2 12 AMERICAN INTL GRP
%29.02%13.707,301 7,066 44.91 48.78
%
%
3 31 BERKSHIRE HATHAWAY GRP
%38.20%9.184,894 4,777 3.87 5.20
%
%
4 361 MUNICH RE GRP
%45.81%7.614,055 4,055 N/A N/A
5 626 CHUBB LTD GRP
%53.21%7.403,946 3,922 N/A N/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%59.80%6.593,511 3,380 17.80 19.75
%
%
7 3219 SOMPO GRP
%66.16%6.363,388 3,344 57.84 60.07
%
%
8 968 AXA INS GRP
%72.21%6.063,229 2,887 43.73 45.90
%
%
9 150 OLD REPUBLIC GRP
%77.52%5.312,829 2,697 5.45 7.19
%
%
10 796 QBE INS GRP
%82.37%4.842,582 2,444 132.00 126.88
%
%
**STAT E TOTAL**
%100.00%100.0053,302 50,737 28.03 31.51
%
%
1 12 AMERICAN INTL GRP
%14.68%14.687,831 8,137Minnesota 78.62 80.12
%
%
2 4670 STARR GRP
%28.74%14.057,496 7,151 20.26 31.11
%
%
3 761 ALLIANZ INS GRP
%42.00%13.267,074 7,317 N/A 10.29
%
4 626 CHUBB LTD GRP
%53.99%11.996,394 6,392 N/A N/A
5 150 OLD REPUBLIC GRP
%63.43%9.455,038 4,884 77.95 85.45
%
%
6 968 AXA INS GRP
%70.55%7.123,797 3,558 840.27 1,024.74
%
%
7 361 MUNICH RE GRP
%77.42%6.873,664 3,664 N/A N/A
8 3219 SOMPO GRP
%81.66%4.242,260 2,370 56.59 60.61
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%85.01%3.351,786 2,648 30.59 37.95
%
%
10 84 AMERICAN FINANCIAL GRP
%88.30%3.291,754 1,730 12.03 16.31
%
%
**STAT E TOTAL**
%100.00%100.0053,335 53,829 92.27 113.17
%
%
© 2024 National Association of Insurance Commissioners
489
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%22.16%22.164,663 4,519Mississippi 7.98 9.54
%
%
2 150 OLD REPUBLIC GRP
%44.15%22.004,630 4,530 35.09 43.16
%
%
3 3219 SOMPO GRP
%56.29%12.142,555 2,662 19.90 21.96
%
%
4 12 AMERICAN INTL GRP
%63.08%6.791,429 1,543 46.14 47.20
%
%
5 84 AMERICAN FINANCIAL GRP
%69.87%6.781,428 1,324 28.24 43.74
%
%
6 796 QBE INS GRP
%74.32%4.45937 999 84.92 96.39
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%78.44%4.12867 811 138.61 152.54
%
%
8 626 CHUBB LTD GRP
%82.11%3.67772 701 26.63 28.25
%
%
9 31 BERKSHIRE HATHAWAY GRP
%85.51%3.40716 754 15.73 18.68
%
%
10 785 MARKEL CORP GRP
%87.92%2.40506 323 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0021,046 20,688 31.78 36.43
%
%
1 361 MUNICH RE GRP
%16.71%16.715,448 5,448Missouri N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%31.74%15.034,901 4,676 20.56 27.67
%
%
3 4670 STARR GRP
%45.79%14.054,581 3,945 28.48 36.52
%
%
4 12 AMERICAN INTL GRP
%59.39%13.604,434 5,266 41.91 43.84
%
%
5 150 OLD REPUBLIC GRP
%70.97%11.583,778 3,743 134.41 147.99
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%75.77%4.801,564 1,544 1.82 5.09
%
%
7 968 AXA INS GRP
%79.23%3.471,130 1,093 20.93 27.72
%
%
8 225 IAT REINS CO GRP
%82.18%2.95961 929 49.64 51.41
%
%
9 796 QBE INS GRP
%84.95%2.77903 939 277.67 327.29
%
%
10 4990 CORE SPECIALTY INS HOLDINGS GRP
%87.69%2.74894 791 88.54 100.75
%
%
**STAT E TOTAL**
%100.00%100.0032,609 32,173 40.06 47.39
%
%
1 4670 STARR GRP
%21.36%21.365,327 5,667Montana 51.49 56.77
%
%
2 3219 SOMPO GRP
%33.86%12.503,118 2,984 24.76 26.38
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%40.97%7.121,775 1,661 17.46 23.49
%
%
4 361 MUNICH RE GRP
%46.53%5.551,385 1,385 8.15 10.78
%
%
5 150 OLD REPUBLIC GRP
%51.89%5.361,337 1,289 1.61 2.90
%
%
6 968 AXA INS GRP
%57.02%5.141,282 1,384 69.76 62.24
%
%
7 225 IAT REINS CO GRP
%61.99%4.961,238 950 15.36 15.04
%
%
8 4990 CORE SPECIALTY INS HOLDINGS GRP
%66.47%4.491,119 1,175 86.63 101.11
%
%
9 12 AMERICAN INTL GRP
%70.87%4.401,097 1,592 57.73 61.06
%
%
10 84 AMERICAN FINANCIAL GRP
%75.27%4.401,097 1,111 N/A N/A
**STAT E TOTAL**
%100.00%100.0024,941 24,570 37.29 39.84
%
%
1 361 MUNICH RE GRP
%14.77%14.773,887 3,887Nebraska 25.74 20.36
%
%
2 150 OLD REPUBLIC GRP
%29.10%14.333,770 3,711 24.99 28.69
%
%
3 12 AMERICAN INTL GRP
%42.23%13.133,456 3,494 54.11 56.66
%
%
4 31 BERKSHIRE HATHAWAY GRP
%52.45%10.222,689 2,567 30.85 31.97
%
%
5 3219 SOMPO GRP
%60.55%8.102,131 2,152 109.15 111.29
%
%
6 626 CHUBB LTD GRP
%66.99%6.431,693 1,686 4.81 5.12
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%72.83%5.851,538 1,496 46.74 49.48
%
%
8 4670 STARR GRP
%78.61%5.781,521 1,475 1.11 1.06
%
%
9 796 QBE INS GRP
%82.72%4.111,082 1,071 78.23 96.15
%
%
10 761 ALLIANZ INS GRP
%86.02%3.30868 863 55.16 58.02
%
%
**STAT E TOTAL**
%100.00%100.0026,313 25,694 37.18 39.87
%
%
© 2024 National Association of Insurance Commissioners
490
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%16.48%16.489,234 7,650Nevada 121.75 138.71
%
%
2 968 AXA INS GRP
%25.37%8.894,985 4,309 15.17 34.18
%
%
3 761 ALLIANZ INS GRP
%33.71%8.344,672 4,127 92.99 125.49
%
%
4 12 AMERICAN INTL GRP
%42.01%8.304,654 3,743 4.85 5.41
%
%
5 626 CHUBB LTD GRP
%49.57%7.564,234 3,938 10.83 15.68
%
%
6 31 BERKSHIRE HATHAWAY GRP
%56.48%6.913,873 3,569 154.24 217.03
%
%
7 3219 SOMPO GRP
%63.18%6.713,759 3,953 77.28 93.51
%
%
8 796 QBE INS GRP
%69.39%6.213,482 2,799 273.19 278.85
%
%
9 84 AMERICAN FINANCIAL GRP
%74.58%5.182,905 2,696 81.88 87.46
%
%
10 361 MUNICH RE GRP
%79.73%5.152,888 2,888 N/A N/A
**STAT E TOTAL**
%100.00%100.0056,047 49,813 85.10 104.42
%
%
1 4670 STARR GRP
%23.50%23.503,319 3,117New Hampshire N/A 4.85
%
2 31 BERKSHIRE HATHAWAY GRP
%35.74%12.241,729 1,843 46.00 47.99
%
%
3 626 CHUBB LTD GRP
%46.50%10.761,520 1,518 N/A N/A
4 150 OLD REPUBLIC GRP
%55.36%8.851,250 1,229 70.59 77.64
%
%
5 12 AMERICAN INTL GRP
%62.64%7.291,029 1,060 40.98 42.51
%
%
6 361 MUNICH RE GRP
%69.05%6.41905 905 N/A N/A
7 3219 SOMPO GRP
%74.39%5.34754 678 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%79.21%4.82680 711 27.65 32.29
%
%
9 968 AXA INS GRP
%83.12%3.91553 497 8.81 11.53
%
%
10 84 AMERICAN FINANCIAL GRP
%86.83%3.71524 563 2.13 2.64
%
%
**STAT E TOTAL**
%100.00%100.0014,124 13,975 24.73 28.94
%
%
1 4670 STARR GRP
%15.71%15.714,744 4,188New Jersey 44.35 50.22
%
%
2 361 MUNICH RE GRP
%26.60%10.893,290 3,290 2,664.31 2,868.97
%
%
3 150 OLD REPUBLIC GRP
%35.76%9.152,765 2,691 27.66 37.19
%
%
4 12 AMERICAN INTL GRP
%44.65%8.902,687 3,197 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%53.21%8.562,585 2,495 6.95 10.50
%
%
6 968 AXA INS GRP
%60.66%7.452,250 3,099 5.38 1.38
%
%
7 3219 SOMPO GRP
%67.95%7.282,200 2,482 38.99 66.92
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%75.17%7.222,181 2,063 51.78 57.38
%
%
9 626 CHUBB LTD GRP
%80.81%5.641,703 1,697 12.06 15.07
%
%
10 761 ALLIANZ INS GRP
%85.88%5.071,532 1,314 13.53 33.04
%
%
**STAT E TOTAL**
%100.00%100.0030,200 31,322 291.81 331.87
%
%
1 4670 STARR GRP
%18.51%18.512,661 2,558New Mexico 5.24 6.23
%
%
2 3219 SOMPO GRP
%32.05%13.541,947 1,961 16.48 22.16
%
%
3 12 AMERICAN INTL GRP
%42.71%10.671,533 1,630 22.14 24.99
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%50.38%7.671,102 1,120 18.23 22.30
%
%
5 626 CHUBB LTD GRP
%57.73%7.351,057 1,039 21.07 26.78
%
%
6 361 MUNICH RE GRP
%63.52%5.79832 832 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%68.97%5.45784 796 52.65 57.72
%
%
8 84 AMERICAN FINANCIAL GRP
%73.54%4.57657 522 5.75 N/A
%
9 796 QBE INS GRP
%77.95%4.41634 563 130.80 128.30
%
%
10 150 OLD REPUBLIC GRP
%82.25%4.30618 573 89.93 118.48
%
%
**STAT E TOTAL**
%100.00%100.0014,376 14,280 19.85 22.59
%
%
© 2024 National Association of Insurance Commissioners
491
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%18.90%18.9017,900 17,227New York 30.99 38.78
%
%
2 12 AMERICAN INTL GRP
%33.35%14.4513,681 10,205 94.76 101.33
%
%
3 31 BERKSHIRE HATHAWAY GRP
%43.40%10.059,521 8,705 31.06 30.72
%
%
4 968 AXA INS GRP
%52.38%8.988,505 8,012 N/A N/A
5 626 CHUBB LTD GRP
%60.38%8.007,578 7,369 0.39 0.55
%
%
6 361 MUNICH RE GRP
%68.10%7.727,309 7,309 N/A N/A
7 761 ALLIANZ INS GRP
%73.98%5.885,571 5,883 63.78 87.90
%
%
8 150 OLD REPUBLIC GRP
%79.08%5.094,824 4,840 34.83 40.61
%
%
9 3219 SOMPO GRP
%83.73%4.654,406 4,321 38.03 46.62
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%88.14%4.414,174 3,911 10.07 17.02
%
%
**STAT E TOTAL**
%100.00%100.0094,704 88,037 25.80 28.94
%
%
1 12 AMERICAN INTL GRP
%17.83%17.8312,170 12,901North Carolina 93.84 98.41
%
%
2 4670 STARR GRP
%33.13%15.2910,436 10,116 31.07 34.30
%
%
3 150 OLD REPUBLIC GRP
%41.06%7.935,411 5,213 22.44 32.57
%
%
4 361 MUNICH RE GRP
%48.98%7.925,403 5,403 N/A N/A
5 31 BERKSHIRE HATHAWAY GRP
%56.64%7.665,229 5,066 41.40 43.64
%
%
6 968 AXA INS GRP
%64.06%7.425,064 4,913 14.25 17.21
%
%
7 626 CHUBB LTD GRP
%69.86%5.803,961 3,971 7.51 10.98
%
%
8 3219 SOMPO GRP
%75.38%5.523,767 3,754 54.82 60.47
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%80.70%5.313,626 3,500 28.93 36.22
%
%
10 761 ALLIANZ INS GRP
%83.31%2.611,779 5,679 24.19 28.18
%
%
**STAT E TOTAL**
%100.00%100.0068,236 71,684 37.30 42.30
%
%
1 12 AMERICAN INTL GRP
%20.16%20.163,061 2,673North Dakota 68.15 71.43
%
%
2 150 OLD REPUBLIC GRP
%37.71%17.562,666 2,333 48.52 53.58
%
%
3 4670 STARR GRP
%52.50%14.782,245 1,872 36.64 39.59
%
%
4 968 AXA INS GRP
%61.34%8.841,343 1,338 49.04 58.06
%
%
5 3219 SOMPO GRP
%69.84%8.491,290 1,211 87.23 90.06
%
%
6 626 CHUBB LTD GRP
%76.24%6.41973 961 N/A N/A
7 84 AMERICAN FINANCIAL GRP
%81.51%5.27800 691 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%85.07%3.56540 541 32.46 35.87
%
%
9 796 QBE INS GRP
%87.87%2.80426 501 15.33 18.39
%
%
10 225 IAT REINS CO GRP
%90.35%2.48377 376 N/A N/A
**STAT E TOTAL**
%100.00%100.0015,185 13,942 36.81 40.43
%
%
1 361 MUNICH RE GRP
%29.69%29.6934,273 34,273Ohio N/A N/A
2 626 CHUBB LTD GRP
%42.82%13.1315,155 15,115 2.66 4.06
%
%
3 31 BERKSHIRE HATHAWAY GRP
%51.14%8.329,604 9,344 18.54 20.43
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%58.85%7.718,898 8,256 22.22 23.91
%
%
5 4670 STARR GRP
%65.89%7.048,131 8,696 24.00 33.45
%
%
6 12 AMERICAN INTL GRP
%72.20%6.317,281 7,351 N/A N/A
7 411 MAPFRE INS GRP
%76.81%4.615,322 4,938 20.08 21.90
%
%
8 3219 SOMPO GRP
%81.34%4.535,229 5,233 55.29 60.75
%
%
9 150 OLD REPUBLIC GRP
%85.80%4.465,152 4,880 19.16 25.07
%
%
10 968 AXA INS GRP
%89.60%3.814,393 3,972 16.01 26.60
%
%
**STAT E TOTAL**
%100.00%100.00115,440 114,379 4.14 6.80
%
%
© 2024 National Association of Insurance Commissioners
492
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%12.21%12.214,006 3,947Oklahoma 51.56 53.23
%
%
2 4670 STARR GRP
%22.70%10.493,439 3,502 8.59 13.41
%
%
3 3219 SOMPO GRP
%32.09%9.393,080 3,327 171.23 169.02
%
%
4 84 AMERICAN FINANCIAL GRP
%40.02%7.932,601 2,604 4.20 4.15
%
%
5 150 OLD REPUBLIC GRP
%47.79%7.772,550 2,502 28.34 30.20
%
%
6 31 BERKSHIRE HATHAWAY GRP
%55.01%7.222,368 2,106 18.59 20.90
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%61.15%6.132,012 1,870 80.91 92.11
%
%
8 361 MUNICH RE GRP
%66.92%5.781,895 1,895 52.56 52.67
%
%
9 626 CHUBB LTD GRP
%72.69%5.771,892 1,888 15.56 17.41
%
%
10 796 QBE INS GRP
%77.73%5.041,652 1,988 66.91 82.77
%
%
**STAT E TOTAL**
%100.00%100.0032,802 32,276 55.26 58.48
%
%
1 3219 SOMPO GRP
%16.65%16.657,397 7,710Oregon 59.24 67.52
%
%
2 4670 STARR GRP
%30.95%14.306,354 6,954 36.94 41.90
%
%
3 626 CHUBB LTD GRP
%39.36%8.413,739 3,509 19.47 24.02
%
%
4 150 OLD REPUBLIC GRP
%47.17%7.803,468 3,503 59.91 66.29
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%54.35%7.183,191 3,234 105.17 112.41
%
%
6 31 BERKSHIRE HATHAWAY GRP
%61.26%6.913,070 3,121 9.85 11.14
%
%
7 761 ALLIANZ INS GRP
%67.32%6.062,694 2,980 N/A N/A
8 12 AMERICAN INTL GRP
%72.30%4.982,211 3,359 70.06 72.59
%
%
9 796 QBE INS GRP
%77.27%4.972,210 1,983 22.57 26.15
%
%
10 361 MUNICH RE GRP
%82.14%4.872,164 2,164 0.94 2.00
%
%
**STAT E TOTAL**
%100.00%100.0044,433 47,500 45.57 50.09
%
%
1 12 AMERICAN INTL GRP
%15.45%15.459,827 9,827Pennsylvania 54.00 56.93
%
%
2 4670 STARR GRP
%29.44%13.988,891 8,922 1.96 1.63
%
%
3 361 MUNICH RE GRP
%40.05%10.616,745 6,745 N/A N/A
4 31 BERKSHIRE HATHAWAY GRP
%50.03%9.986,347 5,970 18.17 23.57
%
%
5 626 CHUBB LTD GRP
%57.63%7.604,833 4,749 8.03 12.88
%
%
6 150 OLD REPUBLIC GRP
%64.70%7.074,495 4,343 17.27 23.72
%
%
7 3219 SOMPO GRP
%71.07%6.374,052 3,791 48.54 51.29
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%76.28%5.213,311 3,168 14.68 18.85
%
%
9 761 ALLIANZ INS GRP
%80.51%4.232,690 2,805 135.91 146.23
%
%
10 968 AXA INS GRP
%84.45%3.952,510 2,465 258.21 280.83
%
%
**STAT E TOTAL**
%100.00%100.0063,583 62,100 37.22 42.18
%
%
1 12 AMERICAN INTL GRP
%47.40%47.405,928 5,917Rhode Island 226.43 232.84
%
%
2 968 AXA INS GRP
%58.53%11.131,392 1,098 N/A N/A
3 761 ALLIANZ INS GRP
%67.89%9.361,170 1,149 N/A N/A
4 150 OLD REPUBLIC GRP
%75.52%7.63954 944 79.94 93.81
%
%
5 626 CHUBB LTD GRP
%82.15%6.64830 828 2.36 3.62
%
%
6 4670 STARR GRP
%86.01%3.85482 479 523.86 569.89
%
%
7 361 MUNICH RE GRP
%88.44%2.44305 305 N/A N/A
8 3219 SOMPO GRP
%90.80%2.36295 296 29.62 34.42
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%92.98%2.17272 251 8.70 9.38
%
%
10 225 IAT REINS CO GRP
%94.18%1.20150 97 N/A N/A
**STAT E TOTAL**
%100.00%100.0012,507 11,998 133.67 143.47
%
%
© 2024 National Association of Insurance Commissioners
493
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%11.40%11.402,897 2,965South Carolina 134.80 137.08
%
%
2 150 OLD REPUBLIC GRP
%21.58%10.182,586 2,394 166.83 172.92
%
%
3 12 AMERICAN INTL GRP
%29.85%8.272,102 2,218 63.40 69.85
%
%
4 3219 SOMPO GRP
%37.80%7.952,020 2,008 46.80 50.83
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%45.67%7.871,999 1,908 30.52 33.79
%
%
6 31 BERKSHIRE HATHAWAY GRP
%53.25%7.591,928 1,909 40.76 20.85
%
%
7 626 CHUBB LTD GRP
%60.20%6.951,766 1,706 7.37 9.89
%
%
8 361 MUNICH RE GRP
%67.05%6.851,740 1,740 N/A N/A
9 968 AXA INS GRP
%73.13%6.071,543 1,395 80.49 75.08
%
%
10 796 QBE INS GRP
%79.03%5.901,500 1,350 48.98 54.31
%
%
**STAT E TOTAL**
%100.00%100.0025,409 25,495 65.08 67.40
%
%
1 150 OLD REPUBLIC GRP
%19.35%19.352,472 2,384South Dakota 33.42 38.58
%
%
2 4670 STARR GRP
%32.60%13.261,694 1,745 11.12 11.51
%
%
3 12 AMERICAN INTL GRP
%43.94%11.341,449 1,593 76.40 83.11
%
%
4 3219 SOMPO GRP
%54.91%10.961,401 1,242 41.73 51.73
%
%
5 626 CHUBB LTD GRP
%65.34%10.431,333 1,333 8.55 9.96
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%72.88%7.55964 991 48.86 53.87
%
%
7 796 QBE INS GRP
%78.36%5.48700 800 20.27 24.30
%
%
8 84 AMERICAN FINANCIAL GRP
%82.76%4.40562 550 10.72 11.81
%
%
9 761 ALLIANZ INS GRP
%87.03%4.27546 594 21.55 25.63
%
%
10 4962 AU HOLDING CO GRP
%90.28%3.25416 413 45.42 47.97
%
%
**STAT E TOTAL**
%100.00%100.0012,780 12,905 29.34 33.28
%
%
1 4670 STARR GRP
%19.68%19.6812,523 10,359Tennessee 54.38 60.06
%
%
2 3219 SOMPO GRP
%31.04%11.367,230 6,703 54.70 57.47
%
%
3 12 AMERICAN INTL GRP
%41.76%10.736,827 8,227 38.21 39.56
%
%
4 31 BERKSHIRE HATHAWAY GRP
%48.16%6.394,070 4,022 7.09 6.97
%
%
5 968 AXA INS GRP
%54.29%6.133,904 3,862 N/A N/A
6 150 OLD REPUBLIC GRP
%60.25%5.963,791 3,718 19.28 22.06
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%65.86%5.613,572 3,400 19.66 23.13
%
%
8 626 CHUBB LTD GRP
%71.33%5.473,480 3,451 4.26 6.39
%
%
9 361 MUNICH RE GRP
%75.99%4.662,964 2,964 N/A N/A
10 4962 AU HOLDING CO GRP
%80.59%4.602,927 2,353 45.86 48.64
%
%
**STAT E TOTAL**
%100.00%100.0063,644 62,603 30.46 32.41
%
%
1 4670 STARR GRP
%18.47%18.4759,076 55,741Texa s 39.36 45.07
%
%
2 12 AMERICAN INTL GRP
%31.07%12.6040,322 39,478 66.90 73.12
%
%
3 761 ALLIANZ INS GRP
%43.39%12.3239,412 39,849 33.22 36.60
%
%
4 626 CHUBB LTD GRP
%52.25%8.8628,349 28,435 4.28 5.08
%
%
5 3219 SOMPO GRP
%58.96%6.7121,460 21,353 51.62 59.70
%
%
6 150 OLD REPUBLIC GRP
%65.32%6.3620,348 19,549 55.92 60.89
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%70.50%5.1816,573 14,843 57.37 65.59
%
%
8 84 AMERICAN FINANCIAL GRP
%75.36%4.8615,533 15,246 4.97 10.29
%
%
9 968 AXA INS GRP
%79.99%4.6314,827 13,194 90.53 95.53
%
%
10 796 QBE INS GRP
%84.40%4.4114,118 12,327 97.98 106.11
%
%
**STAT E TOTAL**
%100.00%100.00319,915 307,117 44.86 49.79
%
%
© 2024 National Association of Insurance Commissioners
494
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4670 STARR GRP
%20.25%20.259,882 8,560Utah 57.26 65.37
%
%
2 12 AMERICAN INTL GRP
%32.60%12.356,029 4,922 76.09 78.14
%
%
3 3219 SOMPO GRP
%42.23%9.634,699 4,622 36.84 48.02
%
%
4 84 AMERICAN FINANCIAL GRP
%49.99%7.763,789 4,119 4.07 9.92
%
%
5 761 ALLIANZ INS GRP
%57.38%7.393,604 3,928 81.81 94.62
%
%
6 150 OLD REPUBLIC GRP
%63.39%6.012,933 2,759 40.26 44.23
%
%
7 31 BERKSHIRE HATHAWAY GRP
%68.62%5.242,555 2,413 19.86 N/A
%
8 626 CHUBB LTD GRP
%73.46%4.832,360 2,355 10.49 12.89
%
%
9 796 QBE INS GRP
%77.69%4.232,064 1,928 151.09 172.20
%
%
10 4962 AU HOLDING CO GRP
%80.94%3.251,588 1,226 61.36 64.95
%
%
**STAT E TOTAL**
%100.00%100.0048,806 45,724 47.01 53.37
%
%
1 4670 STARR GRP
%15.44%15.44569 565Vermont 18.96 22.55
%
%
2 3219 SOMPO GRP
%27.06%11.62428 403 20.71 23.24
%
%
3 361 MUNICH RE GRP
%37.40%10.34381 381 N/A N/A
4 12 AMERICAN INTL GRP
%47.03%9.63355 363 30.93 31.30
%
%
5 31 BERKSHIRE HATHAWAY GRP
%55.23%8.20302 292 28.39 28.54
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%62.00%6.77249 161 152.21 177.46
%
%
7 4962 AU HOLDING CO GRP
%67.65%5.65208 172 48.06 51.86
%
%
8 626 CHUBB LTD GRP
%73.02%5.38198 196 10.41 11.70
%
%
9 796 QBE INS GRP
%78.06%5.04186 148 N/A N/A
10 968 AXA INS GRP
%82.64%4.57169 180 N/A N/A
**STAT E TOTAL**
%100.00%100.003,686 3,490 11.06 9.41
%
%
1 4670 STARR GRP
%33.01%33.0128,828 25,165Virginia 41.43 46.41
%
%
2 12 AMERICAN INTL GRP
%47.85%14.8312,952 10,613 31.80 33.03
%
%
3 968 AXA INS GRP
%58.12%10.278,971 5,809 159.94 200.66
%
%
4 626 CHUBB LTD GRP
%65.95%7.836,840 6,777 7.60 9.94
%
%
5 761 ALLIANZ INS GRP
%71.05%5.094,445 4,214 N/A N/A
6 150 OLD REPUBLIC GRP
%75.61%4.563,982 3,843 41.69 52.95
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%79.74%4.143,614 3,361 13.66 17.82
%
%
8 796 QBE INS GRP
%83.88%4.143,611 2,607 33.62 38.49
%
%
9 361 MUNICH RE GRP
%87.29%3.412,977 2,977 N/A N/A
10 3219 SOMPO GRP
%90.26%2.972,596 2,652 24.39 20.42
%
%
**STAT E TOTAL**
%100.00%100.0087,320 76,211 36.99 43.77
%
%
1 4670 STARR GRP
%22.14%22.1412,850 12,576Washington 16.62 16.83
%
%
2 12 AMERICAN INTL GRP
%31.89%9.755,657 5,996 77.79 89.85
%
%
3 3219 SOMPO GRP
%40.78%8.905,163 5,142 68.77 97.10
%
%
4 150 OLD REPUBLIC GRP
%48.68%7.904,585 4,397 35.30 46.85
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%55.05%6.373,695 2,903 67.88 74.48
%
%
6 31 BERKSHIRE HATHAWAY GRP
%60.87%5.823,376 3,370 23.95 37.73
%
%
7 626 CHUBB LTD GRP
%66.00%5.132,978 2,839 25.17 33.69
%
%
8 361 MUNICH RE GRP
%71.03%5.032,921 2,921 N/A N/A
9 84 AMERICAN FINANCIAL GRP
%75.94%4.912,848 2,655 123.22 129.52
%
%
10 968 AXA INS GRP
%80.58%4.642,692 2,549 10.72 41.32
%
%
**STAT E TOTAL**
%100.00%100.0058,041 56,627 45.13 54.88
%
%
© 2024 National Association of Insurance Commissioners
495
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 12 AMERICAN INTL GRP
%16.36%16.36872 809West Virginia 50.98 60.37
%
%
2 150 OLD REPUBLIC GRP
%30.46%14.10752 700 5.48 7.25
%
%
3 3219 SOMPO GRP
%42.28%11.83631 638 12.25 13.63
%
%
4 4670 STARR GRP
%51.27%8.98479 565 9.70 17.86
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%58.77%7.50400 929 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%65.09%6.32337 335 1.47 1.90
%
%
7 361 MUNICH RE GRP
%71.36%6.26334 334 N/A N/A
8 4715 MS & AD INS GRP
%76.36%5.01267 86 48.15 54.21
%
%
9 626 CHUBB LTD GRP
%81.08%4.71251 252 19.83 21.54
%
%
10 761 ALLIANZ INS GRP
%85.36%4.28228 251 6.93 7.23
%
%
**STAT E TOTAL**
%100.00%100.005,332 5,594 N/A N/A
1 4670 STARR GRP
%14.57%14.575,333 4,718Wisconsin 13.93 17.23
%
%
2 12 AMERICAN INTL GRP
%28.24%13.675,005 4,580 39.69 55.14
%
%
3 150 OLD REPUBLIC GRP
%39.45%11.214,106 3,928 16.17 19.98
%
%
4 3219 SOMPO GRP
%48.26%8.803,223 3,137 56.13 59.51
%
%
5 31 BERKSHIRE HATHAWAY GRP
%56.29%8.032,939 2,842 16.29 21.13
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%62.66%6.382,334 2,498 23.99 33.00
%
%
7 626 CHUBB LTD GRP
%68.94%6.282,299 2,282 N/A N/A
8 361 MUNICH RE GRP
%74.76%5.822,130 2,130 N/A N/A
9 761 ALLIANZ INS GRP
%79.66%4.901,794 1,598 N/A N/A
10 968 AXA INS GRP
%83.55%3.891,423 1,213 31.59 34.54
%
%
**STAT E TOTAL**
%100.00%100.0036,611 35,151 25.57 32.24
%
%
1 4670 STARR GRP
%19.63%19.632,240 2,580Wyoming 105.36 106.92
%
%
2 968 AXA INS GRP
%34.91%15.271,743 1,176 10.26 12.72
%
%
3 3219 SOMPO GRP
%45.72%10.811,234 1,324 35.68 37.44
%
%
4 12 AMERICAN INTL GRP
%52.17%6.45736 1,255 46.34 48.84
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%58.58%6.41731 629 44.98 56.13
%
%
6 4990 CORE SPECIALTY INS HOLDINGS GRP
%64.84%6.26714 746 5.14 11.71
%
%
7 150 OLD REPUBLIC GRP
%70.60%5.76658 476 528.63 537.70
%
%
8 84 AMERICAN FINANCIAL GRP
%75.56%4.96566 682 35.70 47.55
%
%
9 361 MUNICH RE GRP
%79.30%3.73426 426 N/A N/A
10 796 QBE INS GRP
%82.82%3.52402 310 62.63 69.11
%
%
**STAT E TOTAL**
%100.00%100.0011,409 11,581 63.54 66.70
%
%
1 4670 STARR GRP
%100.00%100.00303 254Guam 619.13 677.92
%
%
**STAT E TOTAL**
%100.00%100.00303 507 317.12 347.78
%
%
1 4670 STARR GRP
%30.37%30.372,155 2,161Puerto Rico 12.03 21.49
%
%
2 626 CHUBB LTD GRP
%58.09%27.711,966 1,874 15.05 23.00
%
%
3 361 MUNICH RE GRP
%71.50%13.42952 952 N/A N/A
4 3219 SOMPO GRP
%81.56%10.06714 704 15.78 17.43
%
%
5 968 AXA INS GRP
%88.86%7.29517 518 145.19 182.87
%
%
6 411 MAPFRE INS GRP
%94.65%5.80411 434 50.89 52.11
%
%
7 84 AMERICAN FINANCIAL GRP
%96.92%2.27161 176 12.78 11.55
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%98.75%1.82129 112 4.08 5.16
%
%
9 761 ALLIANZ INS GRP
%100.00%1.2589 131 19.55 20.52
%
%
**STAT E TOTAL**
%100.00%100.007,096 7,062 17.87 26.71
%
%
© 2024 National Association of Insurance Commissioners
496
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
22 - Aircraft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3219 SOMPO GRP
%64.81%64.81587 535U.S. Virgin Islands 18.95 78.50
%
%
2 968 AXA INS GRP
%96.45%31.65287 268 341.87 341.12
%
%
3 15642 UNDERWRITERS AT LLOYDS LONDON
%100.00%3.5532 32 42.79 8.68
%
%
**STAT E TOTAL**
%100.00%100.00906 835 143.91 170.53
%
%
1 150 OLD REPUBLIC GRP
%100.00%100.0070 70N. Mariana Islands 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0070 70 N/A N/A
1 968 AXA INS GRP
%53.56%53.5642,513 37,272Canada N/A N/A
2 761 ALLIANZ INS GRP
%85.86%32.3025,636 26,036 41.64 45.27
%
%
3 31 BERKSHIRE HATHAWAY GRP
%100.00%16.2212,874 12,822 133.26 134.10
%
%
4 84 AMERICAN FINANCIAL GRP
%100.00%1.16920 1,040 N/A N/A
5 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.16124 382 9.17 9.44
%
%
**STAT E TOTAL**
%100.00%100.0079,372 74,857 27.01 29.24
%
%
1 4670 STARR GRP
%54.20%54.2017,755 19,945Agg. Other Alien 230.94 235.94
%
%
2 3098 TOKIO MARINE HOLDINGS INC GRP
%84.35%30.159,876 10,245 74.95 75.30
%
%
3 31 BERKSHIRE HATHAWAY GRP
%100.00%15.725,151 4,981 42.99 46.95
%
%
4 12 AMERICAN INTL GRP
%100.00%3.531,156 1,194 N/A N/A
5 968 AXA INS GRP
%100.00%0.94307 254 N/A N/A
6 4962 AU HOLDING CO GRP
%100.00%0.1860 39 51.52 54.42
%
%
7 626 CHUBB LTD GRP
%100.00%0.1756 56 309.78 662.92
%
%
8 10972 FIRST NET INS CO
%100.00%0.1135 47 0.00 0.00
%
%
9 761 ALLIANZ INS GRP
%100.00%0.027)(1,958 N/A N/A
10 91 HARTFORD FIRE & CAS GRP
%100.00%0.012 2 43.92 118.16
%
%
**STAT E TOTAL**
%100.00%100.0032,756 22,697 73.67 21.15
%
%
© 2024 National Association of Insurance Commissioners
497
23—Fidelity
© 2024 National Association of Insurance Commissioners
498
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%15.91%15.91236,472 236,270 29.16 29.71
%
%
2 626 CHUBB LTD GRP
%30.82%14.91221,666 235,468 47.41 50.53
%
%
3 84 AMERICAN FINANCIAL GRP
%41.77%10.95162,808 151,741 36.85 43.00
%
%
4 218 CNA INS GRP
%47.71%5.9488,278 88,235 13.43 13.53
%
%
5 12 AMERICAN INTL GRP
%53.58%5.8787,263 89,876 32.54 32.54
%
%
6 91 HARTFORD FIRE & CAS GRP
%58.05%4.4866,534 65,745 7.01 4.92
%
%
7 306 TRUSTAGE GRP
%62.49%4.4465,949 64,906 58.50 58.51
%
%
8 212 ZURICH INS GRP
%66.20%3.7155,143 52,563 21.07 21.94
%
%
9 4942 BEAZLEY GRP
%69.62%3.4250,805 46,190 54.73 50.30
%
%
10 3416 AXIS CAPITAL GRP
%72.73%3.1246,318 46,805 53.91 56.77
%
%
11 98 WR BERKLEY CORP GRP
%75.59%2.8642,450 42,071 37.08 38.42
%
%
12 111 LIBERTY MUT GRP
%78.43%2.8442,213 42,031 27.57 30.32
%
%
13 3098 TOKIO MARINE HOLDINGS INC GRP
%80.89%2.4636,540 37,137 18.86 19.15
%
%
14 88 THE HANOVER INS GRP
%83.15%2.2633,609 33,077 16.07 16.06
%
%
15 31 BERKSHIRE HATHAWAY GRP
%85.13%1.9829,456 28,135 54.76 66.60
%
%
16 10758 COLONIAL SURETY CO
%86.38%1.2518,597 18,361 11.14 22.46
%
%
17 256 COACTION GLOBAL INC GRP
%87.55%1.1717,363 15,289 79.86 79.17
%
%
18 158 FAIRFAX FIN GRP
%88.70%1.1517,086 17,084 23.09 24.65
%
%
19 1279 ARCH INS GRP
%89.52%0.8212,193 12,016 39.28 41.99
%
%
20 2538 AMTRUST FINANCIAL SERV GRP
%90.28%0.7611,315 9,550 32.69 33.00
%
%
21 242 SELECTIVE INS GRP
%91.03%0.7511,137 11,118 39.09 42.05
%
%
22 7 FEDERATED MUT GRP
%91.76%0.7410,928 10,915 15.92 14.32
%
%
23 783 RLI INS GRP
%92.46%0.7010,347 10,314 10.69 10.85
%
%
24 140 NATIONWIDE CORP GRP
%93.14%0.6810,071 9,876 1.79 3.26
%
%
25 968 AXA INS GRP
%93.75%0.629,179 8,963 123.11 124.14
%
%
26 4670 STARR GRP
%94.35%0.608,947 9,055 36.75 37.43
%
%
27 11268 ICI MUT INS CO RRG
%94.84%0.487,146 7,128 8.80 4.61
%
%
28 280 AUTO OWNERS GRP
%95.27%0.446,500 6,398 10.24 11.32
%
%
29 176 STATE FARM GRP
%95.70%0.436,328 6,291 4.19 4.73
%
%
30 4904 INTACT FINANCIAL GRP
%96.11%0.416,107 5,968 90.28 89.34
%
%
31 796 QBE INS GRP
%96.49%0.385,627 5,016 11.08 13.25
%
%
32 150 OLD REPUBLIC GRP
%96.85%0.375,456 5,019 80.06 84.47
%
%
33 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS
%97.16%0.314,539 4,539 N/A 0.67
%
34 62 EMC INS CO GRP
%97.45%0.294,270 4,182 23.31 23.97
%
%
35 4734 APOLLO GLOBAL MGMT GRP
%97.72%0.274,039 4,379 N/A 17.17
%
36 785 MARKEL CORP GRP
%97.97%0.253,778 3,582 37.55 41.34
%
%
37 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%98.15%0.182,602 2,563 67.31 65.65
%
%
38 15350 WEST BEND INS CO
%98.32%0.172,547 2,505 19.33 20.43
%
%
39 169 SENTRY INS GRP
%98.47%0.152,299 2,507 59.30 61.90
%
%
40 225 IAT REINS CO GRP
%98.62%0.152,211 1,871 44.50 51.54
%
%
41 473 AMERICAN FAMILY INS GRP
%98.77%0.142,142 1,868 16.97 15.85
%
%
42 244 CINCINNATI FIN GRP
%98.90%0.132,001 2,364 20.47 20.49
%
%
43 15792 UNDERWRITERS AT LLOYDS LONDON
%99.03%0.131,914 1,914 4.21 4.45
%
%
44 4666 HISCOX INS GRP
%99.15%0.121,806 1,857 15.35 15.35
%
%
45 14184 ACUITY A MUT INS CO
%99.25%0.101,508 1,436 14.70 14.90
%
%
46 228 WESTFIELD GRP
%99.34%0.091,314 1,371 41.75 42.01
%
%
47 3593 USIC GRP
%99.42%0.081,184 914 29.38 33.79
%
%
48 1120 EVEREST REINS HOLDINGS GRP
%99.49%0.071,076 2,102 N/A N/A
49 11118 FEDERATED RURAL ELECTRIC INS EXCH
%99.55%0.05791 779 N/A N/A
50 20690 NEW YORK MUNICIPAL INS RECIP
%99.59%0.05692 674 30.35 32.02
%
%
51 69 FARMERS INS GRP
%99.64%0.05685 689 N/A N/A
52 271 PENNSYLVANIA NATL INS GRP
%99.68%0.04579 530 1.19 1.20
%
%
53 3479 MERCHANTS BONDING CO GRP
%99.72%0.04545 416 5.51 5.31
%
%
54 16379 JET INS CO
%99.75%0.03510 426 5.71 6.85
%
%
55 213 ERIE INS GRP
%99.78%0.03458 479 N/A N/A
56 96 SECURA INS GRP
%99.81%0.03442 438 N/A N/A
57 153 PEKIN INS GRP
%99.84%0.03395 415 0.26 0.22
%
%
58 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.86%0.03375 449 147.07 N/A
%
59 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.88%0.02300 328 16.05 17.64
%
%
60 36226 UNITED CAS & SURETY INS CO
%99.90%0.02252 179 24.95 24.95
%
%
61 474 FCCI MUT INS GRP
%99.91%0.01154 162 N/A N/A
62 4672 DONGBU INS GRP
%99.92%0.01134 119 0.00 0.00
%
%
63 3219 SOMPO GRP
%99.93%0.01127 132 N/A N/A
64 3991 IMT MUT HOLDING GRP
%99.94%0.01127 119 N/A N/A
65 4485 COPPERPOINT GRP
%99.94%0.01115 105 11.51 N/A
%
© 2024 National Association of Insurance Commissioners
499
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4718 TIPTREE FIN GRP
%99.95%0.01104 75 59.94 59.94
%
%
67 15642 UNDERWRITERS AT LLOYDS LONDON
%99.96%0.0186 104 0.00 0.00
%
%
68 309 WESTERN NATL MUT GRP
%99.96%0.0182 84 0.00 0.00
%
%
69 10972 FIRST NET INS CO
%99.97%0.0066 42 N/A N/A
70 124 AMERISURE CO GRP
%99.97%0.0052 56 N/A N/A
71 248 UNITED FIRE & CAS GRP
%99.97%0.0051 51 7.51 7.51
%
%
72 3362 FIRST ACCEPTANCE INS GRP
%99.98%0.0047 53 2.53 10.34
%
%
73 1309 FRANKENMUTH GRP
%99.98%0.0046 46 0.00 9.38
%
%
74 28550 HOUSING & REDEVELOPMENT INS EXCH
%99.98%0.0046 45 0.00 N/A
%
75 199 UNIVERSAL SURETY GRP
%99.98%0.0040 24 9.89 9.89
%
%
76 411 MAPFRE INS GRP
%99.99%0.0038 38 0.00 0.00
%
%
77 214 ALLIANCE INS GRP
%99.99%0.0034 34 0.00 0.00
%
%
78 5030 TAN HOLDINGS CORP GRP
%99.99%0.0032 44 N/A N/A
79 36 CENTRAL MUT INS CO GRP
%99.99%0.0032 26 0.00 0.00
%
%
80 561 GEORGIA FARM BUREAU GRP
%100.00%0.0029 28 N/A N/A
81 4715 MS & AD INS GRP
%100.00%0.0025 24 63.41 63.47
%
%
82 3279 INSURORS IND GRP
%100.00%0.0019 20 N/A N/A
83 16748 AFFINITY MUT INS CO
%100.00%0.0010 9 0.00 0.00
%
%
84 31380 AMERICAN SURETY CO
%100.00%0.008 3 4.00 4.00
%
%
85 807 COLUMBIA INS GRP
%100.00%0.006 7 0.00 0.00
%
%
86 106 ISLAND INS CO GRP
%100.00%0.005 5 0.00 0.00
%
%
87 572 BCBS OF MI GRP
%100.00%0.003 5 10.84 11.86
%
%
88 8 ALLSTATE INS GRP
%100.00%0.0033N/AN/A
89 408 BROOKFIELD REINS LTD GRP
%100.00%0.002 2 0.00 0.00
%
%
90 13017 US INS CO OF AMER
%100.00%0.001 2 0.00 0.00
%
%
91 10140 OPTIMA SEGUROS
%100.00%0.001 3 0.00 0.00
%
%
92 10308 ANTILLES INS CO
%100.00%0.001 0 0.00 0.00
%
%
93 660 MERCURY GEN GRP
%100.00%0.001 0 0.00 0.40
%
%
94 4969 TRISURA GRP
%100.00%0.000 0 56.99 60.22
%
%
**INDUSTRY TOTAL**
%100.00%100.001,486,587 1,477,025 34.12 35.62
%
%
© 2024 National Association of Insurance Commissioners
500
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%16.21%16.21235,889 235,699 29.24 29.78
%
%
2 626 CHUBB LTD GRP
%31.44%15.23221,628 235,430 47.66 50.79
%
%
3 84 AMERICAN FINANCIAL GRP
%42.23%10.79157,005 146,043 37.23 43.48
%
%
4 218 CNA INS GRP
%48.27%6.0487,873 87,785 13.43 13.53
%
%
5 12 AMERICAN INTL GRP
%54.19%5.9286,167 89,264 38.52 38.61
%
%
6 91 HARTFORD FIRE & CAS GRP
%58.76%4.5766,476 65,680 6.97 4.86
%
%
7 306 TRUSTAGE GRP
%63.30%4.5365,949 64,906 58.50 58.51
%
%
8 212 ZURICH INS GRP
%67.08%3.7855,059 52,488 21.09 21.96
%
%
9 4942 BEAZLEY GRP
%70.57%3.4950,805 46,190 54.73 50.30
%
%
10 3416 AXIS CAPITAL GRP
%73.60%3.0344,118 45,011 55.09 58.00
%
%
11 98 WR BERKLEY CORP GRP
%76.43%2.8341,164 40,985 37.52 38.90
%
%
12 3098 TOKIO MARINE HOLDINGS INC GRP
%78.94%2.5136,540 37,137 18.86 19.15
%
%
13 88 THE HANOVER INS GRP
%81.25%2.3133,609 33,077 16.07 16.06
%
%
14 111 LIBERTY MUT GRP
%83.21%1.9628,475 28,954 20.27 23.69
%
%
15 31 BERKSHIRE HATHAWAY GRP
%84.57%1.3619,832 18,660 54.61 65.77
%
%
16 10758 COLONIAL SURETY CO
%85.85%1.2818,597 18,361 11.14 22.46
%
%
17 256 COACTION GLOBAL INC GRP
%87.04%1.1917,363 15,289 79.86 79.17
%
%
18 158 FAIRFAX FIN GRP
%88.22%1.1717,086 17,084 23.09 24.65
%
%
19 1279 ARCH INS GRP
%89.04%0.8211,996 11,984 39.43 42.17
%
%
20 2538 AMTRUST FINANCIAL SERV GRP
%89.82%0.7811,315 9,550 32.69 33.00
%
%
21 242 SELECTIVE INS GRP
%90.59%0.7711,137 11,118 39.09 42.05
%
%
22 7 FEDERATED MUT GRP
%91.34%0.7510,928 10,915 15.92 14.32
%
%
23 783 RLI INS GRP
%92.05%0.7110,347 10,314 10.69 10.85
%
%
24 140 NATIONWIDE CORP GRP
%92.74%0.6910,071 9,876 1.79 3.26
%
%
25 968 AXA INS GRP
%93.37%0.639,156 8,939 123.61 124.65
%
%
26 4670 STARR GRP
%93.98%0.618,947 9,055 36.75 37.43
%
%
27 11268 ICI MUT INS CO RRG
%94.48%0.497,146 7,128 8.80 4.61
%
%
28 280 AUTO OWNERS GRP
%94.92%0.456,500 6,398 10.24 11.32
%
%
29 176 STATE FARM GRP
%95.36%0.436,328 6,291 4.19 4.73
%
%
30 4904 INTACT FINANCIAL GRP
%95.78%0.426,107 5,968 90.28 89.34
%
%
31 796 QBE INS GRP
%96.16%0.395,627 5,016 11.08 13.25
%
%
32 150 OLD REPUBLIC GRP
%96.54%0.375,456 5,019 80.06 84.47
%
%
33 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS
%96.85%0.314,539 4,539 N/A 0.67
%
34 62 EMC INS CO GRP
%97.14%0.294,270 4,182 23.31 23.97
%
%
35 4734 APOLLO GLOBAL MGMT GRP
%97.42%0.284,039 4,379 N/A 17.17
%
36 785 MARKEL CORP GRP
%97.68%0.263,778 3,582 37.55 41.34
%
%
37 761 ALLIANZ INS GRP
%97.93%0.253,615 2,989 70.68 69.90
%
%
38 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%98.11%0.182,602 2,563 67.31 65.65
%
%
39 15350 WEST BEND INS CO
%98.28%0.182,547 2,505 19.33 20.43
%
%
40 169 SENTRY INS GRP
%98.44%0.162,299 2,507 59.30 61.90
%
%
41 225 IAT REINS CO GRP
%98.59%0.152,211 1,871 44.50 51.54
%
%
42 473 AMERICAN FAMILY INS GRP
%98.74%0.152,142 1,868 16.97 15.85
%
%
43 244 CINCINNATI FIN GRP
%98.88%0.142,001 2,364 20.47 20.49
%
%
44 15792 UNDERWRITERS AT LLOYDS LONDON
%99.01%0.131,914 1,914 4.21 4.45
%
%
45 4666 HISCOX INS GRP
%99.13%0.121,806 1,857 15.35 15.35
%
%
46 14184 ACUITY A MUT INS CO
%99.24%0.101,508 1,436 14.70 14.90
%
%
47 228 WESTFIELD GRP
%99.33%0.091,314 1,371 41.75 42.01
%
%
48 3593 USIC GRP
%99.41%0.081,184 914 29.38 33.79
%
%
49 1120 EVEREST REINS HOLDINGS GRP
%99.48%0.071,059 2,085 N/A N/A
50 11118 FEDERATED RURAL ELECTRIC INS EXCH
%99.54%0.05791 779 N/A N/A
51 20690 NEW YORK MUNICIPAL INS RECIP
%99.58%0.05692 674 30.35 32.02
%
%
52 69 FARMERS INS GRP
%99.63%0.05685 689 N/A N/A
53 271 PENNSYLVANIA NATL INS GRP
%99.67%0.04579 530 1.19 1.20
%
%
54 3479 MERCHANTS BONDING CO GRP
%99.71%0.04545 416 5.51 5.31
%
%
55 16379 JET INS CO
%99.74%0.04510 426 5.71 6.85
%
%
56 213 ERIE INS GRP
%99.77%0.03458 479 N/A N/A
57 96 SECURA INS GRP
%99.81%0.03442 438 N/A N/A
58 153 PEKIN INS GRP
%99.83%0.03395 415 0.26 0.22
%
%
59 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.86%0.03375 449 147.07 N/A
%
60 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.88%0.02300 328 16.05 17.64
%
%
61 36226 UNITED CAS & SURETY INS CO
%99.90%0.02252 179 24.95 24.95
%
%
62 474 FCCI MUT INS GRP
%99.91%0.01154 162 N/A N/A
63 4672 DONGBU INS GRP
%99.92%0.01134 119 0.00 0.00
%
%
64 3219 SOMPO GRP
%99.92%0.01127 132 N/A N/A
65 3991 IMT MUT HOLDING GRP
%99.93%0.01127 119 N/A N/A
© 2024 National Association of Insurance Commissioners
501
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 4485 COPPERPOINT GRP
%99.94%0.01115 105 11.51 N/A
%
67 4718 TIPTREE FIN GRP
%99.95%0.01104 75 59.94 59.94
%
%
68 15642 UNDERWRITERS AT LLOYDS LONDON
%99.95%0.0186 104 0.00 0.00
%
%
69 309 WESTERN NATL MUT GRP
%99.96%0.0182 84 0.00 0.00
%
%
70 124 AMERISURE CO GRP
%99.96%0.0052 56 N/A N/A
71 248 UNITED FIRE & CAS GRP
%99.97%0.0051 51 7.51 7.51
%
%
72 10972 FIRST NET INS CO
%99.97%0.0050 35 N/A N/A
73 3362 FIRST ACCEPTANCE INS GRP
%99.97%0.0047 53 2.53 10.34
%
%
74 1309 FRANKENMUTH GRP
%99.98%0.0046 46 0.00 9.38
%
%
75 28550 HOUSING & REDEVELOPMENT INS EXCH
%99.98%0.0046 45 0.00 N/A
%
76 199 UNIVERSAL SURETY GRP
%99.98%0.0040 24 9.89 9.89
%
%
77 411 MAPFRE INS GRP
%99.99%0.0038 38 0.00 0.00
%
%
78 214 ALLIANCE INS GRP
%99.99%0.0034 34 0.00 0.00
%
%
79 5030 TAN HOLDINGS CORP GRP
%99.99%0.0032 43 N/A N/A
80 36 CENTRAL MUT INS CO GRP
%99.99%0.0032 26 0.00 0.00
%
%
81 561 GEORGIA FARM BUREAU GRP
%99.99%0.0029 28 N/A N/A
82 4715 MS & AD INS GRP
%100.00%0.0025 24 63.41 63.47
%
%
83 3279 INSURORS IND GRP
%100.00%0.0019 20 N/A N/A
84 16748 AFFINITY MUT INS CO
%100.00%0.0010 9 0.00 0.00
%
%
85 31380 AMERICAN SURETY CO
%100.00%0.008 3 4.00 4.00
%
%
86 807 COLUMBIA INS GRP
%100.00%0.006 7 0.00 0.00
%
%
87 106 ISLAND INS CO GRP
%100.00%0.005 5 0.00 0.00
%
%
88 572 BCBS OF MI GRP
%100.00%0.003 5 10.84 11.86
%
%
89 8 ALLSTATE INS GRP
%100.00%0.0033N/AN/A
90 408 BROOKFIELD REINS LTD GRP
%100.00%0.002 2 0.00 0.00
%
%
91 13017 US INS CO OF AMER
%100.00%0.001 2 0.00 0.00
%
%
92 10140 OPTIMA SEGUROS
%100.00%0.001 3 0.00 0.00
%
%
93 10308 ANTILLES INS CO
%100.00%0.001 0 0.00 0.00
%
%
94 660 MERCURY GEN GRP
%100.00%0.001 0 0.00 0.40
%
%
95 4969 TRISURA GRP
%100.00%0.000 0 56.99 60.22
%
%
**INDUSTRY TOTAL**
%100.00%100.001,455,058 1,445,802 34.34 35.76
%
%
© 2024 National Association of Insurance Commissioners
502
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%24.14%24.143,401 3,486Alabama 54.64 54.98
%
%
2 626 CHUBB LTD GRP
%35.33%11.191,576 1,828 N/A 1.54
%
3 306 TRUSTAGE GRP
%44.15%8.821,242 1,191 80.12 80.18
%
%
4 218 CNA INS GRP
%51.00%6.85965 939 28.62 30.52
%
%
5 84 AMERICAN FINANCIAL GRP
%56.06%5.06712 707 29.03 33.35
%
%
6 91 HARTFORD FIRE & CAS GRP
%61.09%5.03709 718 N/A 13.32
%
7 12 AMERICAN INTL GRP
%65.81%4.72665 668 N/A N/A
8 212 ZURICH INS GRP
%70.25%4.43625 673 21.17 20.33
%
%
9 98 WR BERKLEY CORP GRP
%73.35%3.11438 351 N/A N/A
10 256 COACTION GLOBAL INC GRP
%76.19%2.84400 326 120.73 120.72
%
%
**STAT E TOTAL**
%100.00%100.0014,087 14,226 54.70 57.57
%
%
1 3548 TRAVELERS GRP
%15.88%15.88492 463Alaska 7.01 7.39
%
%
2 176 STATE FARM GRP
%26.29%10.41323 322 12.77 37.87
%
%
3 84 AMERICAN FINANCIAL GRP
%35.76%9.47293 295 16.74 20.46
%
%
4 306 TRUSTAGE GRP
%45.20%9.43292 298 110.26 110.24
%
%
5 12 AMERICAN INTL GRP
%54.34%9.14283 267 51.59 51.15
%
%
6 4904 INTACT FINANCIAL GRP
%62.71%8.37259 83 18.78 12.71
%
%
7 218 CNA INS GRP
%68.77%6.07188 188 16.01 15.60
%
%
8 626 CHUBB LTD GRP
%73.01%4.24131 132 10.05 11.53
%
%
9 98 WR BERKLEY CORP GRP
%76.77%3.76116 122 151.67 151.69
%
%
10 91 HARTFORD FIRE & CAS GRP
%80.44%3.67114 110 N/A N/A
**STAT E TOTAL**
%100.00%100.003,097 2,879 42.00 45.14
%
%
1 84 AMERICAN FINANCIAL GRP
%15.84%15.842,743 2,284Arizona 26.71 27.41
%
%
2 626 CHUBB LTD GRP
%28.65%12.802,217 2,256 12.30 14.69
%
%
3 3548 TRAVELERS GRP
%39.60%10.961,898 1,970 32.73 33.05
%
%
4 91 HARTFORD FIRE & CAS GRP
%44.60%4.99865 874 N/A N/A
5 218 CNA INS GRP
%49.50%4.90848 859 16.92 16.42
%
%
6 12 AMERICAN INTL GRP
%53.80%4.31746 788 N/A N/A
7 306 TRUSTAGE GRP
%58.03%4.23732 717 95.35 95.38
%
%
8 4942 BEAZLEY GRP
%62.22%4.19725 696 N/A N/A
9 98 WR BERKLEY CORP GRP
%66.07%3.86668 661 72.85 74.33
%
%
10 88 THE HANOVER INS GRP
%69.34%3.27566 555 N/A N/A
**STAT E TOTAL**
%100.00%100.0017,318 17,243 22.85 24.12
%
%
1 3548 TRAVELERS GRP
%18.74%18.741,849 1,674Arkansas 33.98 34.30
%
%
2 626 CHUBB LTD GRP
%34.15%15.411,520 1,413 31.75 33.53
%
%
3 12 AMERICAN INTL GRP
%48.75%14.601,441 1,448 N/A N/A
4 84 AMERICAN FINANCIAL GRP
%58.45%9.71958 1,098 4.55 9.23
%
%
5 218 CNA INS GRP
%65.75%7.29720 718 N/A N/A
6 306 TRUSTAGE GRP
%69.32%3.58353 364 94.12 94.16
%
%
7 212 ZURICH INS GRP
%72.52%3.20316 354 N/A N/A
8 4942 BEAZLEY GRP
%75.51%2.99295 303 N/A N/A
9 256 COACTION GLOBAL INC GRP
%78.16%2.64261 84 6.41 6.06
%
%
10 91 HARTFORD FIRE & CAS GRP
%80.64%2.49245 254 N/A N/A
**STAT E TOTAL**
%100.00%100.009,867 9,545 11.68 3.56
%
%
© 2024 National Association of Insurance Commissioners
503
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%19.01%19.0132,823 33,069California 43.10 49.68
%
%
2 84 AMERICAN FINANCIAL GRP
%30.97%11.9620,653 18,962 19.08 24.07
%
%
3 3548 TRAVELERS GRP
%42.52%11.5519,940 19,820 26.65 27.03
%
%
4 4942 BEAZLEY GRP
%48.19%5.689,804 9,054 73.60 69.31
%
%
5 91 HARTFORD FIRE & CAS GRP
%53.26%5.078,748 8,603 N/A N/A
6 218 CNA INS GRP
%58.21%4.958,543 8,821 18.91 16.78
%
%
7 12 AMERICAN INTL GRP
%62.65%4.447,665 9,793 N/A N/A
8 98 WR BERKLEY CORP GRP
%66.73%4.087,048 6,855 88.33 94.58
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%70.26%3.546,105 6,539 26.62 27.04
%
%
10 306 TRUSTAGE GRP
%73.44%3.175,477 5,355 42.78 42.77
%
%
**STAT E TOTAL**
%100.00%100.00172,676 171,316 31.14 33.33
%
%
1 3548 TRAVELERS GRP
%19.06%19.065,770 5,762Colorado 22.28 22.63
%
%
2 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS
%34.05%14.994,539 4,539 N/A 0.67
%
3 626 CHUBB LTD GRP
%44.12%10.063,046 3,388 32.17 35.31
%
%
4 84 AMERICAN FINANCIAL GRP
%54.14%10.023,034 2,472 100.15 107.89
%
%
5 218 CNA INS GRP
%61.06%6.912,093 2,060 31.30 32.08
%
%
6 12 AMERICAN INTL GRP
%65.57%4.521,368 1,259 386.50 384.89
%
%
7 98 WR BERKLEY CORP GRP
%69.44%3.861,170 1,107 20.32 19.88
%
%
8 91 HARTFORD FIRE & CAS GRP
%72.60%3.16957 935 N/A N/A
9 306 TRUSTAGE GRP
%75.43%2.83856 848 32.69 32.66
%
%
10 212 ZURICH INS GRP
%78.01%2.58782 779 40.99 41.53
%
%
**STAT E TOTAL**
%100.00%100.0030,271 29,233 40.23 42.67
%
%
1 626 CHUBB LTD GRP
%17.61%17.615,017 5,392Connecticut 16.85 18.58
%
%
2 3548 TRAVELERS GRP
%33.24%15.634,453 4,301 27.90 27.68
%
%
3 84 AMERICAN FINANCIAL GRP
%47.25%14.013,992 3,412 N/A N/A
4 12 AMERICAN INTL GRP
%53.95%6.701,909 1,981 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%60.58%6.631,888 1,866 N/A N/A
6 218 CNA INS GRP
%65.09%4.511,284 1,676 23.73 22.85
%
%
7 3416 AXIS CAPITAL GRP
%69.35%4.261,215 1,209 3.46 3.78
%
%
8 4942 BEAZLEY GRP
%73.47%4.121,175 1,014 12.34 8.89
%
%
9 98 WR BERKLEY CORP GRP
%77.44%3.971,132 1,184 N/A N/A
10 212 ZURICH INS GRP
%80.59%3.15898 877 108.77 116.98
%
%
**STAT E TOTAL**
%100.00%100.0028,491 28,219 73.01 73.78
%
%
1 84 AMERICAN FINANCIAL GRP
%19.17%19.171,275 1,287Delaware 20.69 24.19
%
%
2 626 CHUBB LTD GRP
%35.70%16.531,099 1,146 N/A N/A
3 3548 TRAVELERS GRP
%48.94%13.24880 765 9.12 9.49
%
%
4 306 TRUSTAGE GRP
%54.78%5.84388 381 244.34 244.39
%
%
5 12 AMERICAN INTL GRP
%59.44%4.66310 377 N/A N/A
6 218 CNA INS GRP
%64.07%4.62307 296 20.43 20.13
%
%
7 91 HARTFORD FIRE & CAS GRP
%68.53%4.46297 284 N/A N/A
8 4942 BEAZLEY GRP
%72.87%4.34289 235 18.71 15.79
%
%
9 3416 AXIS CAPITAL GRP
%75.88%3.01200 197 22.97 25.57
%
%
10 31 BERKSHIRE HATHAWAY GRP
%78.70%2.82188 179 41.86 52.32
%
%
**STAT E TOTAL**
%100.00%100.006,649 6,507 16.92 19.22
%
%
© 2024 National Association of Insurance Commissioners
504
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%22.65%22.654,099 3,193District Of Columbia 13.57 13.44
%
%
2 3548 TRAVELERS GRP
%41.76%19.103,457 3,460 38.77 36.26
%
%
3 626 CHUBB LTD GRP
%59.66%17.903,239 3,305 69.53 71.69
%
%
4 84 AMERICAN FINANCIAL GRP
%67.07%7.411,341 1,104 8.60 15.34
%
%
5 12 AMERICAN INTL GRP
%72.01%4.94894 840 70.19 70.02
%
%
6 218 CNA INS GRP
%76.11%4.10742 737 11.82 11.63
%
%
7 4942 BEAZLEY GRP
%79.51%3.40615 561 5.24 0.65
%
%
8 3416 AXIS CAPITAL GRP
%82.88%3.37609 593 28.72 31.54
%
%
9 306 TRUSTAGE GRP
%86.21%3.33603 569 96.25 96.24
%
%
10 91 HARTFORD FIRE & CAS GRP
%89.23%3.02546 527 N/A N/A
**STAT E TOTAL**
%100.00%100.0018,095 16,903 32.56 32.62
%
%
1 3548 TRAVELERS GRP
%18.44%18.4414,181 14,206Florida 30.71 30.14
%
%
2 626 CHUBB LTD GRP
%32.96%14.5211,172 11,426 29.49 14.21
%
%
3 84 AMERICAN FINANCIAL GRP
%41.79%8.836,795 6,216 50.50 54.93
%
%
4 218 CNA INS GRP
%47.70%5.914,543 4,512 16.35 13.97
%
%
5 91 HARTFORD FIRE & CAS GRP
%52.99%5.294,069 3,985 N/A N/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%58.06%5.073,903 3,827 5.04 5.03
%
%
7 88 THE HANOVER INS GRP
%62.89%4.833,716 3,758 29.81 25.50
%
%
8 306 TRUSTAGE GRP
%66.98%4.093,144 3,087 83.83 83.82
%
%
9 4942 BEAZLEY GRP
%70.84%3.862,970 2,737 16.10 0.37
%
%
10 12 AMERICAN INTL GRP
%74.49%3.652,806 2,766 3.20 3.30
%
%
**STAT E TOTAL**
%100.00%100.0076,926 75,994 20.32 16.87
%
%
1 3548 TRAVELERS GRP
%17.43%17.436,588 6,536Georgia 36.95 37.27
%
%
2 626 CHUBB LTD GRP
%29.29%11.864,482 5,101 13.26 16.79
%
%
3 84 AMERICAN FINANCIAL GRP
%38.73%9.443,570 2,707 17.43 22.18
%
%
4 4942 BEAZLEY GRP
%45.48%6.752,550 2,178 62.50 58.26
%
%
5 91 HARTFORD FIRE & CAS GRP
%52.01%6.532,468 2,375 N/A N/A
6 12 AMERICAN INTL GRP
%57.89%5.882,223 2,305 13.16 12.64
%
%
7 218 CNA INS GRP
%63.23%5.342,018 1,925 N/A N/A
8 3416 AXIS CAPITAL GRP
%67.51%4.281,618 1,653 23.62 27.48
%
%
9 212 ZURICH INS GRP
%71.57%4.061,534 1,444 10.60 9.98
%
%
10 88 THE HANOVER INS GRP
%74.57%3.001,134 1,253 N/A N/A
**STAT E TOTAL**
%100.00%100.0037,796 37,121 19.29 20.18
%
%
1 3548 TRAVELERS GRP
%21.49%21.49974 973Hawaii 4.99 5.37
%
%
2 306 TRUSTAGE GRP
%39.43%17.94813 826 11.35 11.35
%
%
3 84 AMERICAN FINANCIAL GRP
%52.15%12.72577 664 93.71 96.82
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%60.84%8.69394 387 N/A N/A
5 626 CHUBB LTD GRP
%68.51%7.67347 394 0.83 6.12
%
%
6 12 AMERICAN INTL GRP
%75.25%6.74306 303 N/A N/A
7 218 CNA INS GRP
%80.96%5.71259 329 38.04 40.91
%
%
8 212 ZURICH INS GRP
%83.28%2.32105 112 4.14 4.58
%
%
9 3416 AXIS CAPITAL GRP
%85.21%1.9488 87 13.00 14.45
%
%
10 88 THE HANOVER INS GRP
%87.13%1.9187 35 N/A N/A
**STAT E TOTAL**
%100.00%100.004,532 4,730 18.35 19.56
%
%
© 2024 National Association of Insurance Commissioners
505
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%25.48%25.48903 837Idaho 31.76 33.33
%
%
2 84 AMERICAN FINANCIAL GRP
%35.22%9.74345 341 10.08 28.73
%
%
3 306 TRUSTAGE GRP
%43.38%8.16289 313 12.49 12.48
%
%
4 218 CNA INS GRP
%50.32%6.94246 257 13.65 13.62
%
%
5 626 CHUBB LTD GRP
%56.90%6.58233 285 13.46 17.11
%
%
6 12 AMERICAN INTL GRP
%61.54%4.64164 163 N/A N/A
7 212 ZURICH INS GRP
%65.33%3.79134 131 N/A N/A
8 256 COACTION GLOBAL INC GRP
%69.04%3.71131 375 83.32 82.61
%
%
9 88 THE HANOVER INS GRP
%71.83%2.7999 88 10.04 7.48
%
%
10 91 HARTFORD FIRE & CAS GRP
%74.40%2.5691 89 1,065.81 1,327.07
%
%
**STAT E TOTAL**
%100.00%100.003,545 3,785 45.04 52.80
%
%
1 626 CHUBB LTD GRP
%15.98%15.9812,184 13,478Illinois 57.63 60.04
%
%
2 3548 TRAVELERS GRP
%30.73%14.7511,243 11,589 32.25 32.79
%
%
3 84 AMERICAN FINANCIAL GRP
%41.85%11.118,471 7,501 20.22 24.69
%
%
4 12 AMERICAN INTL GRP
%48.56%6.715,117 4,966 2.63 2.41
%
%
5 218 CNA INS GRP
%54.73%6.174,702 4,661 8.97 7.12
%
%
6 4942 BEAZLEY GRP
%59.16%4.433,380 2,950 56.68 51.40
%
%
7 91 HARTFORD FIRE & CAS GRP
%63.06%3.902,969 3,007 5.88 1.27
%
%
8 98 WR BERKLEY CORP GRP
%66.68%3.622,761 2,972 N/A N/A
9 3416 AXIS CAPITAL GRP
%69.82%3.142,395 2,774 22.40 25.19
%
%
10 306 TRUSTAGE GRP
%72.96%3.142,392 2,311 67.30 67.30
%
%
**STAT E TOTAL**
%100.00%100.0076,224 76,411 29.10 31.96
%
%
1 3548 TRAVELERS GRP
%19.59%19.593,795 4,122Indiana 11.97 12.26
%
%
2 626 CHUBB LTD GRP
%34.44%14.852,877 3,193 226.63 227.49
%
%
3 306 TRUSTAGE GRP
%41.86%7.421,438 1,422 156.80 156.78
%
%
4 218 CNA INS GRP
%49.08%7.211,398 1,399 21.90 21.68
%
%
5 84 AMERICAN FINANCIAL GRP
%55.60%6.521,264 1,099 32.84 38.18
%
%
6 12 AMERICAN INTL GRP
%61.27%5.671,098 1,127 N/A N/A
7 212 ZURICH INS GRP
%66.14%4.87943 949 26.68 30.56
%
%
8 4942 BEAZLEY GRP
%69.14%3.01583 419 N/A N/A
9 256 COACTION GLOBAL INC GRP
%71.81%2.67517 678 33.00 32.85
%
%
10 91 HARTFORD FIRE & CAS GRP
%74.31%2.50484 486 0.65 N/A
%
**STAT E TOTAL**
%100.00%100.0019,373 19,878 64.05 65.21
%
%
1 3548 TRAVELERS GRP
%24.91%24.913,363 3,325Iowa 11.67 12.03
%
%
2 84 AMERICAN FINANCIAL GRP
%35.00%10.091,361 1,226 13.67 21.47
%
%
3 626 CHUBB LTD GRP
%44.97%9.971,345 1,588 42.84 44.90
%
%
4 218 CNA INS GRP
%51.04%6.07819 879 42.23 40.17
%
%
562EMC INS CO GRP
%57.01%5.97806 786 62.19 62.39
%
%
6 306 TRUSTAGE GRP
%61.34%4.33584 591 N/A N/A
7 256 COACTION GLOBAL INC GRP
%65.61%4.27576 549 86.74 86.22
%
%
8 12 AMERICAN INTL GRP
%68.81%3.20432 581 N/A N/A
9 88 THE HANOVER INS GRP
%71.52%2.71366 210 N/A 2.63
%
10 4904 INTACT FINANCIAL GRP
%74.23%2.70365 480 51.95 44.46
%
%
**STAT E TOTAL**
%100.00%100.0013,496 13,520 16.29 15.13
%
%
© 2024 National Association of Insurance Commissioners
506
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%23.05%23.052,740 2,928Kansas 12.40 12.72
%
%
2 626 CHUBB LTD GRP
%37.33%14.271,697 1,776 145.58 148.15
%
%
3 218 CNA INS GRP
%44.94%7.61905 846 24.35 25.52
%
%
4 84 AMERICAN FINANCIAL GRP
%51.10%6.17733 703 30.47 36.94
%
%
5 306 TRUSTAGE GRP
%57.24%6.14730 727 9.42 9.37
%
%
6 91 HARTFORD FIRE & CAS GRP
%63.37%6.13729 701 N/A N/A
7 12 AMERICAN INTL GRP
%68.47%5.09605 606 7.60 7.59
%
%
8 4904 INTACT FINANCIAL GRP
%73.21%4.74563 490 39.39 32.81
%
%
9 4942 BEAZLEY GRP
%76.47%3.27388 360 47.31 46.50
%
%
10 212 ZURICH INS GRP
%79.32%2.85338 415 4.61 4.17
%
%
**STAT E TOTAL**
%100.00%100.0011,887 11,882 28.27 28.62
%
%
1 3548 TRAVELERS GRP
%21.73%21.732,289 2,279Kentucky 29.95 30.29
%
%
2 626 CHUBB LTD GRP
%35.67%13.931,467 1,731 26.50 28.10
%
%
3 84 AMERICAN FINANCIAL GRP
%45.27%9.611,012 1,028 12.28 17.71
%
%
4 111 LIBERTY MUT GRP
%53.40%8.13856 842 77.25 80.78
%
%
5 218 CNA INS GRP
%59.16%5.76606 648 11.52 11.05
%
%
6 306 TRUSTAGE GRP
%63.98%4.82508 516 37.26 37.23
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%67.75%3.77397 259 64.00 28.94
%
%
8 212 ZURICH INS GRP
%71.30%3.55374 296 N/A N/A
9 12 AMERICAN INTL GRP
%74.84%3.54373 359 N/A N/A
10 4942 BEAZLEY GRP
%77.98%3.14331 285 17.82 15.25
%
%
**STAT E TOTAL**
%100.00%100.0010,531 10,669 23.52 23.43
%
%
1 3548 TRAVELERS GRP
%37.52%37.525,102 5,299Louisiana 16.98 17.31
%
%
2 306 TRUSTAGE GRP
%49.98%12.461,694 1,712 97.61 97.64
%
%
3 84 AMERICAN FINANCIAL GRP
%60.22%10.231,391 1,362 17.37 24.63
%
%
4 218 CNA INS GRP
%69.25%9.031,228 1,202 N/A N/A
5 626 CHUBB LTD GRP
%77.28%8.031,092 1,304 42.81 45.65
%
%
6 212 ZURICH INS GRP
%83.04%5.76783 770 3.01 2.90
%
%
7 111 LIBERTY MUT GRP
%85.03%1.99271 219 35.62 37.49
%
%
8 91 HARTFORD FIRE & CAS GRP
%86.83%1.79244 234 N/A N/A
9 12 AMERICAN INTL GRP
%88.32%1.49203 174 15.90 16.07
%
%
10 4942 BEAZLEY GRP
%89.71%1.40190 178 9.85 5.84
%
%
**STAT E TOTAL**
%100.00%100.0013,596 13,946 25.19 25.99
%
%
1 3548 TRAVELERS GRP
%30.49%30.491,497 1,508Maine 7.89 8.22
%
%
2 306 TRUSTAGE GRP
%45.54%15.06739 757 12.22 12.23
%
%
3 626 CHUBB LTD GRP
%53.97%8.43414 467 N/A 0.58
%
4 84 AMERICAN FINANCIAL GRP
%61.99%8.02394 289 14.66 22.35
%
%
5 88 THE HANOVER INS GRP
%69.08%7.09348 397 N/A N/A
6 91 HARTFORD FIRE & CAS GRP
%73.75%4.67229 226 N/A N/A
7 218 CNA INS GRP
%78.29%4.54223 215 26.42 25.84
%
%
8 3416 AXIS CAPITAL GRP
%82.61%4.32212 177 N/A N/A
9 111 LIBERTY MUT GRP
%85.98%3.37165 161 8.25 12.47
%
%
10 12 AMERICAN INTL GRP
%88.86%2.88141 163 N/A N/A
**STAT E TOTAL**
%100.00%100.004,909 4,928 7.40 8.37
%
%
© 2024 National Association of Insurance Commissioners
507
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%18.49%18.495,109 5,078Maryland 52.09 52.68
%
%
2 626 CHUBB LTD GRP
%35.91%17.424,815 5,284 19.86 22.14
%
%
3 91 HARTFORD FIRE & CAS GRP
%46.05%10.142,803 2,629 13.36 11.23
%
%
4 212 ZURICH INS GRP
%54.33%8.282,288 1,569 62.16 62.72
%
%
5 218 CNA INS GRP
%60.58%6.251,729 1,749 10.47 10.25
%
%
6 84 AMERICAN FINANCIAL GRP
%66.59%6.011,660 1,940 31.77 37.63
%
%
7 306 TRUSTAGE GRP
%71.66%5.071,400 1,409 92.88 92.91
%
%
8 12 AMERICAN INTL GRP
%75.89%4.241,171 1,156 N/A N/A
9 242 SELECTIVE INS GRP
%78.54%2.65732 741 14.08 15.58
%
%
10 11268 ICI MUT INS CO RRG
%81.11%2.56709 709 N/A N/A
**STAT E TOTAL**
%100.00%100.0027,638 27,598 17.59 18.06
%
%
1 626 CHUBB LTD GRP
%20.35%20.3511,494 12,640Massachusetts 22.36 25.64
%
%
2 3548 TRAVELERS GRP
%35.78%15.438,718 8,734 15.46 15.76
%
%
3 84 AMERICAN FINANCIAL GRP
%45.92%10.145,726 5,526 8.87 16.89
%
%
4 218 CNA INS GRP
%53.92%8.004,518 4,397 27.15 27.15
%
%
5 4942 BEAZLEY GRP
%59.91%5.993,385 2,991 80.98 78.02
%
%
6 12 AMERICAN INTL GRP
%64.86%4.952,794 3,248 N/A N/A
7 91 HARTFORD FIRE & CAS GRP
%69.38%4.522,554 2,541 N/A N/A
8 3416 AXIS CAPITAL GRP
%72.94%3.562,013 2,213 21.56 23.17
%
%
9 306 TRUSTAGE GRP
%75.76%2.821,590 1,564 89.40 89.40
%
%
10 212 ZURICH INS GRP
%78.41%2.651,498 1,596 19.51 20.22
%
%
**STAT E TOTAL**
%100.00%100.0056,482 58,086 14.17 15.33
%
%
1 3548 TRAVELERS GRP
%16.71%16.715,940 5,928Michigan 49.31 53.23
%
%
2 626 CHUBB LTD GRP
%28.91%12.204,337 4,726 51.31 53.08
%
%
3 84 AMERICAN FINANCIAL GRP
%38.12%9.213,276 3,081 12.75 17.07
%
%
4 306 TRUSTAGE GRP
%46.60%8.483,015 2,988 84.03 84.03
%
%
5 218 CNA INS GRP
%53.62%7.022,496 2,527 24.67 25.04
%
%
6 12 AMERICAN INTL GRP
%58.62%5.001,776 1,710 N/A N/A
7 88 THE HANOVER INS GRP
%62.70%4.081,450 1,311 28.72 50.43
%
%
8 91 HARTFORD FIRE & CAS GRP
%66.45%3.751,335 1,357 N/A N/A
9 212 ZURICH INS GRP
%69.94%3.481,239 1,250 47.38 47.26
%
%
10 256 COACTION GLOBAL INC GRP
%73.28%3.341,189 969 127.74 127.60
%
%
**STAT E TOTAL**
%100.00%100.0035,549 35,051 31.86 34.03
%
%
1 626 CHUBB LTD GRP
%15.25%15.254,720 5,170Minnesota 26.56 29.72
%
%
2 3548 TRAVELERS GRP
%29.65%14.404,456 4,377 37.53 38.56
%
%
3 84 AMERICAN FINANCIAL GRP
%41.38%11.733,630 3,286 N/A N/A
4 218 CNA INS GRP
%46.22%4.841,498 1,386 15.16 15.42
%
%
5 306 TRUSTAGE GRP
%50.46%4.241,312 1,280 50.39 50.39
%
%
6 4942 BEAZLEY GRP
%54.63%4.171,291 1,288 N/A N/A
7 91 HARTFORD FIRE & CAS GRP
%58.69%4.061,257 1,294 N/A N/A
8 12 AMERICAN INTL GRP
%62.59%3.901,207 1,239 2,707.70 2,707.48
%
%
9 3416 AXIS CAPITAL GRP
%66.47%3.881,201 1,197 10.55 9.44
%
%
10 31 BERKSHIRE HATHAWAY GRP
%70.31%3.841,187 1,019 37.70 48.87
%
%
**STAT E TOTAL**
%100.00%100.0030,948 30,568 124.33 126.70
%
%
© 2024 National Association of Insurance Commissioners
508
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%30.67%30.672,405 2,567Mississippi 10.80 11.09
%
%
2 84 AMERICAN FINANCIAL GRP
%44.37%13.701,074 968 38.51 45.16
%
%
3 218 CNA INS GRP
%53.90%9.53747 772 26.40 26.39
%
%
4 306 TRUSTAGE GRP
%60.92%7.03551 549 22.62 22.49
%
%
5 626 CHUBB LTD GRP
%66.96%6.03473 570 31.12 34.27
%
%
6 212 ZURICH INS GRP
%72.89%5.93465 410 0.79 1.24
%
%
7 3416 AXIS CAPITAL GRP
%76.03%3.14247 228 13.06 14.51
%
%
8 111 LIBERTY MUT GRP
%78.35%2.32182 190 6.57 8.65
%
%
9 256 COACTION GLOBAL INC GRP
%80.40%2.05161 162 34.47 34.21
%
%
10 91 HARTFORD FIRE & CAS GRP
%82.42%2.02158 175 32.87 119.01
%
%
**STAT E TOTAL**
%100.00%100.007,843 7,928 41.97 45.68
%
%
1 3548 TRAVELERS GRP
%23.00%23.006,162 6,098Missouri 17.74 18.15
%
%
2 626 CHUBB LTD GRP
%40.88%17.884,790 4,912 23.14 25.67
%
%
3 84 AMERICAN FINANCIAL GRP
%49.70%8.822,363 2,320 35.83 42.08
%
%
4 218 CNA INS GRP
%57.01%7.301,956 1,715 24.57 24.55
%
%
5 12 AMERICAN INTL GRP
%61.81%4.811,287 1,429 N/A N/A
6 212 ZURICH INS GRP
%66.42%4.611,236 1,284 7.36 7.82
%
%
7 91 HARTFORD FIRE & CAS GRP
%70.90%4.481,199 1,184 N/A N/A
8 306 TRUSTAGE GRP
%74.18%3.28878 895 70.31 72.03
%
%
9 3416 AXIS CAPITAL GRP
%76.96%2.78745 705 20.94 23.32
%
%
10 98 WR BERKLEY CORP GRP
%79.51%2.55683 635 27.64 27.72
%
%
**STAT E TOTAL**
%100.00%100.0026,790 26,475 23.38 24.48
%
%
1 3548 TRAVELERS GRP
%19.99%19.99759 770Montana 25.21 25.61
%
%
2 84 AMERICAN FINANCIAL GRP
%31.69%11.70444 529 13.93 20.63
%
%
3 306 TRUSTAGE GRP
%42.86%11.18424 426 N/A N/A
4 626 CHUBB LTD GRP
%52.31%9.44358 374 4.81 8.51
%
%
5 218 CNA INS GRP
%59.87%7.56287 284 17.39 17.77
%
%
6 12 AMERICAN INTL GRP
%66.69%6.82259 252 N/A N/A
7 2538 AMTRUST FINANCIAL SERV GRP
%71.47%4.78181 109 N/A N/A
8 256 COACTION GLOBAL INC GRP
%75.27%3.80144 172 34.48 34.45
%
%
9 4904 INTACT FINANCIAL GRP
%78.69%3.42130 74 29.07 22.71
%
%
10 88 THE HANOVER INS GRP
%81.48%2.79106 38 N/A N/A
**STAT E TOTAL**
%100.00%100.003,796 3,719 4.24 5.53
%
%
1 3548 TRAVELERS GRP
%30.25%30.252,351 2,214Nebraska 43.68 44.37
%
%
2 626 CHUBB LTD GRP
%44.96%14.711,143 1,168 56.69 58.86
%
%
3 84 AMERICAN FINANCIAL GRP
%57.89%12.931,004 1,202 42.47 48.39
%
%
4 218 CNA INS GRP
%65.99%8.10629 646 36.80 37.81
%
%
5 306 TRUSTAGE GRP
%70.85%4.86378 370 32.41 32.42
%
%
6 91 HARTFORD FIRE & CAS GRP
%74.83%3.98309 321 N/A N/A
7 12 AMERICAN INTL GRP
%78.10%3.27254 278 1.40 0.88
%
%
8 98 WR BERKLEY CORP GRP
%80.64%2.54197 230 72.28 72.40
%
%
9 256 COACTION GLOBAL INC GRP
%82.51%1.86145 160 122.94 123.31
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%84.12%1.61125 120 N/A N/A
**STAT E TOTAL**
%100.00%100.007,769 8,103 30.72 31.34
%
%
© 2024 National Association of Insurance Commissioners
509
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%25.60%25.602,341 2,155Nevada 28.81 31.66
%
%
2 626 CHUBB LTD GRP
%35.30%9.69886 866 8.52 11.36
%
%
3 3416 AXIS CAPITAL GRP
%44.42%9.12834 631 93.71 95.47
%
%
4 3548 TRAVELERS GRP
%52.92%8.51778 803 79.87 80.20
%
%
5 218 CNA INS GRP
%58.22%5.30484 486 16.91 16.57
%
%
6 12 AMERICAN INTL GRP
%62.78%4.56417 372 N/A N/A
7 256 COACTION GLOBAL INC GRP
%67.28%4.50412 175 N/A N/A
8 91 HARTFORD FIRE & CAS GRP
%71.32%4.03369 382 N/A N/A
9 212 ZURICH INS GRP
%74.66%3.35306 210 2.08 2.26
%
%
10 98 WR BERKLEY CORP GRP
%77.23%2.56234 221 1.91 1.98
%
%
**STAT E TOTAL**
%100.00%100.009,144 8,361 35.44 36.40
%
%
1 3098 TOKIO MARINE HOLDINGS INC GRP
%22.84%22.841,335 1,334New Hampshire 60.11 60.11
%
%
2 3548 TRAVELERS GRP
%39.77%16.93989 1,108 27.63 27.94
%
%
3 626 CHUBB LTD GRP
%50.31%10.53616 701 11.62 14.60
%
%
4 306 TRUSTAGE GRP
%58.43%8.13475 467 237.62 237.68
%
%
5 212 ZURICH INS GRP
%63.21%4.78279 265 N/A N/A
6 12 AMERICAN INTL GRP
%67.53%4.32252 228 N/A N/A
7 91 HARTFORD FIRE & CAS GRP
%71.68%4.15242 247 N/A N/A
8 84 AMERICAN FINANCIAL GRP
%75.65%3.97232 312 9.13 13.37
%
%
9 88 THE HANOVER INS GRP
%78.98%3.34195 217 N/A N/A
10 218 CNA INS GRP
%81.62%2.64154 162 19.76 19.14
%
%
**STAT E TOTAL**
%100.00%100.005,844 6,048 39.47 39.57
%
%
1 626 CHUBB LTD GRP
%17.12%17.128,062 8,304New Jersey 30.37 34.27
%
%
2 3548 TRAVELERS GRP
%32.28%15.167,138 7,148 22.29 25.90
%
%
3 84 AMERICAN FINANCIAL GRP
%43.35%11.075,215 5,168 51.83 59.28
%
%
4 91 HARTFORD FIRE & CAS GRP
%51.57%8.223,870 3,864 16.26 10.68
%
%
5 218 CNA INS GRP
%57.39%5.822,741 2,820 N/A N/A
6 12 AMERICAN INTL GRP
%62.93%5.542,609 2,734 N/A N/A
7 212 ZURICH INS GRP
%67.12%4.201,976 1,901 56.20 53.52
%
%
8 242 SELECTIVE INS GRP
%70.63%3.501,649 1,665 13.15 14.44
%
%
9 98 WR BERKLEY CORP GRP
%73.78%3.161,488 1,448 3.35 3.53
%
%
10 3416 AXIS CAPITAL GRP
%76.80%3.021,421 1,498 13.86 16.66
%
%
**STAT E TOTAL**
%100.00%100.0047,093 47,587 18.19 19.61
%
%
1 84 AMERICAN FINANCIAL GRP
%18.58%18.58879 858New Mexico 23.28 27.46
%
%
2 306 TRUSTAGE GRP
%34.42%15.83749 734 46.45 46.41
%
%
3 3548 TRAVELERS GRP
%44.85%10.43494 580 6.20 10.73
%
%
4 218 CNA INS GRP
%53.02%8.17387 389 16.93 16.93
%
%
5 88 THE HANOVER INS GRP
%59.69%6.67315 208 N/A N/A
6 256 COACTION GLOBAL INC GRP
%65.90%6.21294 189 7.27 8.06
%
%
7 626 CHUBB LTD GRP
%71.84%5.94281 301 29.24 32.49
%
%
8 91 HARTFORD FIRE & CAS GRP
%75.86%4.02190 187 41.41 39.38
%
%
9 212 ZURICH INS GRP
%79.16%3.30156 157 N/A N/A
10 12 AMERICAN INTL GRP
%81.35%2.20104 144 N/A N/A
**STAT E TOTAL**
%100.00%100.004,732 4,678 9.48 10.18
%
%
© 2024 National Association of Insurance Commissioners
510
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%19.99%19.9935,504 36,021New York 92.81 100.18
%
%
2 84 AMERICAN FINANCIAL GRP
%34.16%14.1725,162 25,553 22.66 31.05
%
%
3 3548 TRAVELERS GRP
%46.35%12.1821,637 21,766 29.35 29.69
%
%
4 12 AMERICAN INTL GRP
%54.14%7.7913,826 14,545 21.82 21.12
%
%
5 218 CNA INS GRP
%60.81%6.6711,843 12,183 N/A N/A
6 212 ZURICH INS GRP
%64.83%4.027,143 7,317 8.81 8.91
%
%
7 91 HARTFORD FIRE & CAS GRP
%68.52%3.696,548 6,386 44.59 40.76
%
%
8 3416 AXIS CAPITAL GRP
%72.11%3.596,384 6,738 36.34 37.67
%
%
9 4942 BEAZLEY GRP
%75.36%3.255,770 5,311 5.64 N/A
%
10 98 WR BERKLEY CORP GRP
%78.46%3.105,509 5,767 71.41 71.58
%
%
**STAT E TOTAL**
%100.00%100.00177,572 180,278 44.75 47.59
%
%
1 3548 TRAVELERS GRP
%11.84%11.845,251 5,086North Carolina 12.45 12.79
%
%
2 12 AMERICAN INTL GRP
%22.60%10.764,770 4,231 N/A N/A
3 968 AXA INS GRP
%32.11%9.504,212 4,213 N/A N/A
4 626 CHUBB LTD GRP
%41.42%9.324,130 4,512 4.38 7.84
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%50.44%9.023,997 3,959 22.80 23.42
%
%
6 84 AMERICAN FINANCIAL GRP
%56.18%5.742,546 2,411 13.12 16.81
%
%
7 218 CNA INS GRP
%61.23%5.052,240 2,240 43.84 48.73
%
%
8 212 ZURICH INS GRP
%65.91%4.672,071 2,082 1.56 1.67
%
%
9 91 HARTFORD FIRE & CAS GRP
%69.87%3.961,756 1,801 43.45 40.30
%
%
10 4942 BEAZLEY GRP
%73.28%3.411,510 1,441 4.14 N/A
%
**STAT E TOTAL**
%100.00%100.0044,329 44,174 9.45 9.95
%
%
1 3548 TRAVELERS GRP
%24.37%24.37920 957North Dakota 7.47 7.77
%
%
2 306 TRUSTAGE GRP
%35.79%11.42431 411 24.12 24.14
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%47.19%11.40430 314 N/A N/A
4 626 CHUBB LTD GRP
%52.78%5.59211 200 26.21 27.58
%
%
5 84 AMERICAN FINANCIAL GRP
%57.93%5.15194 214 12.81 45.52
%
%
6 12 AMERICAN INTL GRP
%63.02%5.10192 195 N/A N/A
7 218 CNA INS GRP
%67.67%4.64175 157 15.77 16.22
%
%
8 7 FEDERATED MUT GRP
%71.24%3.57135 136 N/A N/A
9 88 THE HANOVER INS GRP
%74.61%3.37127 58 4.30 7.79
%
%
10 4904 INTACT FINANCIAL GRP
%77.91%3.30125 110 9.56 N/A
%
**STAT E TOTAL**
%100.00%100.003,774 3,453 0.09 N/A
%
1 3548 TRAVELERS GRP
%17.98%17.988,055 7,746Ohio 34.84 36.29
%
%
2 626 CHUBB LTD GRP
%34.54%16.567,417 8,182 34.67 37.26
%
%
3 84 AMERICAN FINANCIAL GRP
%43.59%9.054,052 3,339 10.81 15.62
%
%
4 12 AMERICAN INTL GRP
%50.25%6.662,982 2,963 155.29 154.60
%
%
5 218 CNA INS GRP
%55.43%5.182,319 2,324 24.36 25.02
%
%
6 212 ZURICH INS GRP
%60.24%4.812,156 1,933 69.20 71.87
%
%
7 3416 AXIS CAPITAL GRP
%64.60%4.361,954 1,929 75.77 77.27
%
%
8 306 TRUSTAGE GRP
%68.84%4.241,900 1,873 44.54 44.57
%
%
9 4942 BEAZLEY GRP
%72.35%3.501,570 1,328 19.08 15.05
%
%
10 111 LIBERTY MUT GRP
%75.58%3.241,450 1,386 13.17 16.20
%
%
**STAT E TOTAL**
%100.00%100.0044,790 43,259 43.72 45.81
%
%
© 2024 National Association of Insurance Commissioners
511
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%19.76%19.762,673 2,500Oklahoma 3.38 8.22
%
%
2 3548 TRAVELERS GRP
%35.29%15.532,102 2,182 29.23 30.69
%
%
3 626 CHUBB LTD GRP
%46.67%11.381,540 1,687 69.21 72.80
%
%
4 218 CNA INS GRP
%54.51%7.841,060 1,046 25.68 26.34
%
%
5 306 TRUSTAGE GRP
%60.96%6.45873 839 19.82 19.79
%
%
6 12 AMERICAN INTL GRP
%64.54%3.58485 511 54.85 54.72
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%67.93%3.39459 289 93.81 94.10
%
%
8 98 WR BERKLEY CORP GRP
%71.00%3.06415 388 N/A N/A
9 3416 AXIS CAPITAL GRP
%73.90%2.90393 374 21.87 18.20
%
%
10 158 FAIRFAX FIN GRP
%76.63%2.73369 331 37.68 37.00
%
%
**STAT E TOTAL**
%100.00%100.0013,532 13,273 29.40 30.54
%
%
1 3548 TRAVELERS GRP
%20.73%20.732,593 2,497Oregon 15.41 15.74
%
%
2 626 CHUBB LTD GRP
%36.85%16.132,018 2,357 28.70 32.19
%
%
3 218 CNA INS GRP
%46.25%9.401,176 1,153 14.76 14.60
%
%
4 256 COACTION GLOBAL INC GRP
%54.30%8.051,006 506 96.30 97.29
%
%
5 12 AMERICAN INTL GRP
%60.84%6.54818 854 N/A N/A
6 84 AMERICAN FINANCIAL GRP
%67.30%6.46808 707 12.85 27.00
%
%
7 306 TRUSTAGE GRP
%73.01%5.71714 715 32.18 32.20
%
%
8 91 HARTFORD FIRE & CAS GRP
%77.44%4.44555 547 N/A N/A
9 212 ZURICH INS GRP
%80.30%2.86358 313 3.89 20.73
%
%
10 7 FEDERATED MUT GRP
%82.46%2.15270 267 13.49 3.98
%
%
**STAT E TOTAL**
%100.00%100.0012,510 12,021 22.08 24.00
%
%
1 3548 TRAVELERS GRP
%18.05%18.0510,065 10,150Pennsylvania 23.27 23.62
%
%
2 626 CHUBB LTD GRP
%33.98%15.938,883 9,791 22.88 25.17
%
%
3 84 AMERICAN FINANCIAL GRP
%42.61%8.634,809 4,503 13.06 18.27
%
%
4 12 AMERICAN INTL GRP
%49.75%7.143,980 3,939 16.49 15.94
%
%
5 218 CNA INS GRP
%56.26%6.513,630 3,480 20.26 20.29
%
%
6 306 TRUSTAGE GRP
%61.91%5.663,153 3,178 46.83 46.91
%
%
7 212 ZURICH INS GRP
%65.97%4.062,264 2,189 4.74 5.19
%
%
8 91 HARTFORD FIRE & CAS GRP
%69.70%3.732,078 2,079 N/A N/A
9 3416 AXIS CAPITAL GRP
%73.35%3.652,033 2,060 17.82 16.68
%
%
10 4942 BEAZLEY GRP
%76.60%3.261,816 1,758 47.48 38.65
%
%
**STAT E TOTAL**
%100.00%100.0055,756 56,258 8.34 9.04
%
%
1 3548 TRAVELERS GRP
%23.97%23.971,238 1,278Rhode Island 11.92 12.24
%
%
2 84 AMERICAN FINANCIAL GRP
%37.52%13.54699 656 12.72 16.39
%
%
3 626 CHUBB LTD GRP
%49.26%11.74606 752 142.73 145.01
%
%
4 212 ZURICH INS GRP
%56.75%7.49387 309 2.13 19.77
%
%
5 218 CNA INS GRP
%62.97%6.22321 317 17.38 17.31
%
%
6 306 TRUSTAGE GRP
%68.34%5.37277 268 22.46 22.46
%
%
7 140 NATIONWIDE CORP GRP
%73.05%4.71243 244 N/A N/A
8 12 AMERICAN INTL GRP
%77.17%4.12213 215 N/A N/A
9 91 HARTFORD FIRE & CAS GRP
%81.15%3.98206 198 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%83.70%2.56132 146 N/A N/A
**STAT E TOTAL**
%100.00%100.005,164 5,236 25.19 27.11
%
%
© 2024 National Association of Insurance Commissioners
512
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%25.09%25.092,938 2,941South Carolina 78.08 78.56
%
%
2 626 CHUBB LTD GRP
%34.42%9.331,093 1,243 21.75 24.53
%
%
3 306 TRUSTAGE GRP
%41.44%7.02822 799 64.72 64.71
%
%
4 84 AMERICAN FINANCIAL GRP
%48.28%6.83800 733 27.46 32.78
%
%
5 218 CNA INS GRP
%54.74%6.46757 776 14.22 14.27
%
%
6 91 HARTFORD FIRE & CAS GRP
%60.74%6.00702 710 N/A N/A
7 4942 BEAZLEY GRP
%64.90%4.16487 444 246.19 238.94
%
%
8 242 SELECTIVE INS GRP
%67.59%2.70316 320 N/A N/A
9 111 LIBERTY MUT GRP
%70.06%2.47289 314 88.78 116.10
%
%
10 280 AUTO OWNERS GRP
%72.35%2.29268 261 N/A N/A
**STAT E TOTAL**
%100.00%100.0011,710 11,793 59.54 59.87
%
%
1 3548 TRAVELERS GRP
%18.90%18.90819 812South Dakota 24.05 24.35
%
%
2 218 CNA INS GRP
%29.83%10.93474 420 19.95 20.42
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%40.65%10.82469 334 N/A N/A
4 626 CHUBB LTD GRP
%48.68%8.03348 376 N/A 1.10
%
5 306 TRUSTAGE GRP
%56.13%7.44323 331 36.94 36.94
%
%
6 84 AMERICAN FINANCIAL GRP
%63.10%6.97302 256 37.15 42.27
%
%
7 3416 AXIS CAPITAL GRP
%68.61%5.51239 164 36.98 41.23
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%74.04%5.42235 156 221.12 221.12
%
%
9 212 ZURICH INS GRP
%77.62%3.59155 112 0.18 0.22
%
%
10 256 COACTION GLOBAL INC GRP
%80.23%2.61113 62 N/A N/A
**STAT E TOTAL**
%100.00%100.004,335 3,977 12.99 12.82
%
%
1 3548 TRAVELERS GRP
%17.88%17.884,192 3,954Tennessee 9.00 9.33
%
%
2 626 CHUBB LTD GRP
%31.74%13.863,251 3,470 21.37 23.92
%
%
3 306 TRUSTAGE GRP
%38.71%6.971,635 1,615 74.12 74.07
%
%
4 84 AMERICAN FINANCIAL GRP
%44.89%6.191,451 1,348 6.39 11.46
%
%
5 12 AMERICAN INTL GRP
%50.45%5.561,303 1,453 N/A N/A
6 4942 BEAZLEY GRP
%55.46%5.011,175 1,119 634.06 665.08
%
%
7 218 CNA INS GRP
%60.43%4.971,165 1,171 20.15 19.88
%
%
8 91 HARTFORD FIRE & CAS GRP
%64.78%4.361,022 1,013 228.84 227.58
%
%
9 212 ZURICH INS GRP
%68.81%4.02943 839 76.79 117.34
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%72.04%3.23758 605 133.81 140.95
%
%
**STAT E TOTAL**
%100.00%100.0023,453 22,743 63.83 68.45
%
%
1 3548 TRAVELERS GRP
%16.03%16.0316,075 15,873Texa s 40.82 41.39
%
%
2 84 AMERICAN FINANCIAL GRP
%30.77%14.7414,775 12,295 203.93 209.57
%
%
3 626 CHUBB LTD GRP
%44.44%13.6713,705 15,131 63.77 66.42
%
%
4 306 TRUSTAGE GRP
%50.98%6.546,553 6,309 28.97 28.93
%
%
5 91 HARTFORD FIRE & CAS GRP
%57.16%6.186,198 6,125 61.69 60.76
%
%
6 12 AMERICAN INTL GRP
%62.67%5.515,527 5,454 N/A N/A
7 218 CNA INS GRP
%67.90%5.225,234 5,068 19.74 19.28
%
%
8 98 WR BERKLEY CORP GRP
%71.74%3.853,857 3,991 8.38 8.68
%
%
9 3416 AXIS CAPITAL GRP
%74.63%2.892,893 2,827 31.70 35.25
%
%
10 88 THE HANOVER INS GRP
%77.37%2.752,754 2,752 9.22 9.55
%
%
**STAT E TOTAL**
%100.00%100.00100,256 97,445 56.71 58.09
%
%
© 2024 National Association of Insurance Commissioners
513
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%19.24%19.242,181 2,137Utah 11.45 11.82
%
%
2 306 TRUSTAGE GRP
%29.07%9.831,114 1,086 41.56 41.57
%
%
3 626 CHUBB LTD GRP
%38.54%9.471,074 1,155 43.69 49.61
%
%
4 218 CNA INS GRP
%46.06%7.52853 839 34.82 36.45
%
%
5 4942 BEAZLEY GRP
%53.13%7.07801 691 51.71 46.14
%
%
6 84 AMERICAN FINANCIAL GRP
%59.55%6.42728 623 9.22 12.42
%
%
7 12 AMERICAN INTL GRP
%65.24%5.69646 627 N/A N/A
8 98 WR BERKLEY CORP GRP
%68.84%3.60408 369 6.06 6.24
%
%
9 91 HARTFORD FIRE & CAS GRP
%72.05%3.21364 357 N/A 22.62
%
10 3416 AXIS CAPITAL GRP
%74.34%2.29260 229 22.78 25.35
%
%
**STAT E TOTAL**
%100.00%100.0011,338 10,868 24.18 26.65
%
%
1 3548 TRAVELERS GRP
%28.15%28.15698 689Vermont 80.91 81.23
%
%
2 306 TRUSTAGE GRP
%41.10%12.95321 297 23.56 23.55
%
%
3 98 WR BERKLEY CORP GRP
%51.78%10.68265 264 0.12 0.15
%
%
4 12 AMERICAN INTL GRP
%59.63%7.86195 195 N/A N/A
5 626 CHUBB LTD GRP
%66.46%6.82169 165 N/A N/A
6 84 AMERICAN FINANCIAL GRP
%70.72%4.27106 221 15.56 24.47
%
%
7 218 CNA INS GRP
%74.22%3.5087 81 20.74 20.58
%
%
8 212 ZURICH INS GRP
%77.40%3.1979 77 N/A N/A
9 91 HARTFORD FIRE & CAS GRP
%80.57%3.1779 85 N/A N/A
10 88 THE HANOVER INS GRP
%83.44%2.8771 92 N/A N/A
**STAT E TOTAL**
%100.00%100.002,480 2,573 N/A N/A
1 3548 TRAVELERS GRP
%15.05%15.056,127 6,060Virginia 47.03 46.92
%
%
2 626 CHUBB LTD GRP
%27.56%12.525,097 5,410 51.79 54.38
%
%
3 12 AMERICAN INTL GRP
%39.06%11.494,681 4,655 29.81 30.07
%
%
4 84 AMERICAN FINANCIAL GRP
%46.61%7.553,075 2,672 41.21 53.25
%
%
5 91 HARTFORD FIRE & CAS GRP
%53.10%6.492,642 2,576 N/A N/A
6 218 CNA INS GRP
%59.53%6.432,618 2,575 15.59 16.45
%
%
7 306 TRUSTAGE GRP
%65.64%6.112,488 2,389 81.20 81.23
%
%
8 3416 AXIS CAPITAL GRP
%69.77%4.131,682 1,787 61.45 64.86
%
%
9 212 ZURICH INS GRP
%73.17%3.401,385 1,409 32.70 33.33
%
%
10 98 WR BERKLEY CORP GRP
%76.14%2.971,211 1,010 233.17 234.71
%
%
**STAT E TOTAL**
%100.00%100.0040,720 40,023 40.69 42.28
%
%
1 3548 TRAVELERS GRP
%21.26%21.265,282 5,180Washington 16.34 16.96
%
%
2 84 AMERICAN FINANCIAL GRP
%32.40%11.142,769 2,912 11.05 17.29
%
%
3 626 CHUBB LTD GRP
%43.07%10.672,651 2,812 26.31 29.01
%
%
4 218 CNA INS GRP
%50.42%7.351,826 1,773 18.37 18.71
%
%
5 12 AMERICAN INTL GRP
%56.53%6.101,516 1,512 28.05 27.58
%
%
6 91 HARTFORD FIRE & CAS GRP
%61.88%5.361,331 1,324 N/A N/A
7 306 TRUSTAGE GRP
%66.84%4.961,232 1,215 108.86 108.93
%
%
8 212 ZURICH INS GRP
%71.03%4.191,040 907 10.81 10.94
%
%
9 256 COACTION GLOBAL INC GRP
%74.44%3.41848 515 25.95 23.17
%
%
10 88 THE HANOVER INS GRP
%77.65%3.21798 889 N/A N/A
**STAT E TOTAL**
%100.00%100.0024,846 24,610 21.77 22.79
%
%
© 2024 National Association of Insurance Commissioners
514
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%23.24%23.24916 841West Virginia 29.35 34.74
%
%
2 3548 TRAVELERS GRP
%44.84%21.59851 916 59.16 59.48
%
%
3 306 TRUSTAGE GRP
%65.06%20.23797 784 99.33 99.42
%
%
4 626 CHUBB LTD GRP
%72.85%7.79307 353 10.18 10.22
%
%
5 218 CNA INS GRP
%78.91%6.06239 222 18.94 18.65
%
%
6 111 LIBERTY MUT GRP
%82.29%3.37133 143 33.54 34.52
%
%
7 91 HARTFORD FIRE & CAS GRP
%84.81%2.5299 97 N/A N/A
8 2538 AMTRUST FINANCIAL SERV GRP
%86.51%1.7167 50 279.59 279.60
%
%
9 4904 INTACT FINANCIAL GRP
%87.92%1.4156 37 14.27 7.03
%
%
10 228 WESTFIELD GRP
%89.17%1.2549 52 N/A N/A
**STAT E TOTAL**
%100.00%100.003,941 3,947 44.80 45.59
%
%
1 3548 TRAVELERS GRP
%15.99%15.994,184 4,204Wisconsin 34.14 34.75
%
%
2 626 CHUBB LTD GRP
%29.24%13.253,469 3,952 42.37 44.60
%
%
3 84 AMERICAN FINANCIAL GRP
%37.02%7.782,038 1,806 19.71 23.18
%
%
4 306 TRUSTAGE GRP
%44.66%7.642,000 1,914 N/A N/A
5 212 ZURICH INS GRP
%51.21%6.541,713 1,563 N/A N/A
6 12 AMERICAN INTL GRP
%57.02%5.811,522 1,503 N/A N/A
7 218 CNA INS GRP
%62.09%5.071,328 1,202 19.43 19.13
%
%
8 4942 BEAZLEY GRP
%65.72%3.62949 840 39.57 36.42
%
%
9 98 WR BERKLEY CORP GRP
%68.95%3.23847 798 147.69 147.79
%
%
10 15350 WEST BEND INS CO
%71.86%2.91761 765 14.97 15.52
%
%
**STAT E TOTAL**
%100.00%100.0026,176 25,721 27.25 27.80
%
%
1 3548 TRAVELERS GRP
%20.25%20.25409 414Wyoming 4.16 4.46
%
%
2 218 CNA INS GRP
%33.42%13.17266 254 11.60 12.03
%
%
3 306 TRUSTAGE GRP
%45.46%12.04243 253 89.27 89.30
%
%
4 626 CHUBB LTD GRP
%55.12%9.66195 168 31.16 33.80
%
%
5 256 COACTION GLOBAL INC GRP
%63.56%8.44171 84 7.28 7.30
%
%
6 84 AMERICAN FINANCIAL GRP
%68.55%4.99101 126 14.77 22.01
%
%
7 12 AMERICAN INTL GRP
%72.69%4.1484 76 0.25 0.25
%
%
8 212 ZURICH INS GRP
%75.97%3.2866 61 N/A N/A
9 91 HARTFORD FIRE & CAS GRP
%79.09%3.1163 54 N/A N/A
10 10758 COLONIAL SURETY CO
%81.25%2.1644 73 8.20 17.00
%
%
**STAT E TOTAL**
%100.00%100.002,021 1,927 21.97 22.31
%
%
1 4672 DONGBU INS GRP
%32.97%32.97127 112Guam 0.00 0.00
%
%
2 12 AMERICAN INTL GRP
%59.52%26.55102 117 N/A N/A
3 10758 COLONIAL SURETY CO
%81.04%21.5183 92 7.26 12.64
%
%
4 10972 FIRST NET INS CO
%93.88%12.8449 34 5.34 5.60
%
%
5 5030 TAN HOLDINGS CORP GRP
%99.68%5.8122 26 N/A N/A
6 3219 SOMPO GRP
%100.00%0.321 2 17.76 24.19
%
%
**STAT E TOTAL**
%100.00%100.00385 383 N/A 0.36
%
© 2024 National Association of Insurance Commissioners
515
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%29.81%29.812,602 2,563Puerto Rico 67.31 65.65
%
%
2 12 AMERICAN INTL GRP
%53.17%23.362,038 2,074 35.55 63.01
%
%
3 111 LIBERTY MUT GRP
%74.95%21.781,901 1,935 N/A N/A
4 3593 USIC GRP
%88.51%13.571,184 914 29.38 33.79
%
%
5 158 FAIRFAX FIN GRP
%93.77%5.26459 436 N/A N/A
6 84 AMERICAN FINANCIAL GRP
%96.35%2.58225 211 13.77 16.70
%
%
7 212 ZURICH INS GRP
%97.60%1.25109 107 2.28 N/A
%
8 3548 TRAVELERS GRP
%98.51%0.9179 74 10.49 10.75
%
%
9 3416 AXIS CAPITAL GRP
%99.38%0.8876 54 27.28 30.49
%
%
10 411 MAPFRE INS GRP
%99.82%0.4438 38 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.008,727 8,423 29.04 35.80
%
%
1 15642 UNDERWRITERS AT LLOYDS LONDON
%37.76%37.7686 104U.S. Virgin Islands 0.00 0.00
%
%
2 3548 TRAVELERS GRP
%72.77%35.0180 78 7.70 7.95
%
%
3 10758 COLONIAL SURETY CO
%86.44%13.6731 36 7.51 13.46
%
%
4 84 AMERICAN FINANCIAL GRP
%92.94%6.5015 15 11.97 14.64
%
%
5 158 FAIRFAX FIN GRP
%96.22%3.2988N/AN/A
6 3098 TOKIO MARINE HOLDINGS INC GRP
%98.41%2.1955N/AN/A
7 626 CHUBB LTD GRP
%99.64%1.233 3 0.00 0.00
%
%
8 111 LIBERTY MUT GRP
%99.97%0.331 1 14.76 15.99
%
%
9 218 CNA INS GRP
%100.00%0.030 3 41.56 41.56
%
%
**STAT E TOTAL**
%100.00%100.00228 252 4.45 5.50
%
%
1 5030 TAN HOLDINGS CORP GRP
%48.56%48.5610 18N. Mariana Islands 0.00 0.00
%
%
2 4672 DONGBU INS GRP
%85.08%36.527 7 0.00 0.00
%
%
3 10758 COLONIAL SURETY CO
%98.50%13.423 7 3.31 6.00
%
%
4 10972 FIRST NET INS CO
%100.00%1.5001N/AN/A
**STAT E TOTAL**
%100.00%100.0020 33 N/A N/A
1 111 LIBERTY MUT GRP
%33.92%33.927,154 6,814Canada 72.07 73.73
%
%
2 84 AMERICAN FINANCIAL GRP
%61.17%27.255,747 5,644 27.37 31.12
%
%
3 31 BERKSHIRE HATHAWAY GRP
%82.60%21.434,520 4,339 50.53 63.39
%
%
4 3416 AXIS CAPITAL GRP
%92.73%10.132,136 1,728 24.52 26.06
%
%
5 98 WR BERKLEY CORP GRP
%98.83%6.101,286 1,086 20.58 20.33
%
%
6 218 CNA INS GRP
%99.55%0.72152 158 N/A N/A
7 3548 TRAVELERS GRP
%99.77%0.2348 54 N/A 15.53
%
8 91 HARTFORD FIRE & CAS GRP
%99.98%0.2043 48 N/A N/A
9 968 AXA INS GRP
%100.00%0.0255N/AN/A
**STAT E TOTAL**
%100.00%100.0021,090 19,877 46.50 51.20
%
%
1 111 LIBERTY MUT GRP
%63.07%63.076,585 6,263Agg. Other Alien 12.89 13.76
%
%
2 31 BERKSHIRE HATHAWAY GRP
%100.00%48.895,104 5,136 58.86 72.30
%
%
3 12 AMERICAN INTL GRP
%100.00%10.501,096 612 N/A N/A
4 3548 TRAVELERS GRP
%100.00%5.13535 518 N/A N/A
5 218 CNA INS GRP
%100.00%2.42253 293 23.41 23.41
%
%
6 1279 ARCH INS GRP
%100.00%1.89197 32 N/A N/A
7 212 ZURICH INS GRP
%100.00%0.8184 75 4.01 4.44
%
%
8 3416 AXIS CAPITAL GRP
%100.00%0.6264 65 20.35 15.55
%
%
9 84 AMERICAN FINANCIAL GRP
%100.00%0.5456 55 N/A N/A
10 626 CHUBB LTD GRP
%100.00%0.3638 38 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,440 11,346 N/A N/A
© 2024 National Association of Insurance Commissioners
516
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
23 - Fidelity
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
© 2024 National Association of Insurance Commissioners
517
24—Surety
© 2024 National Association of Insurance Commissioners
518
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%12.59%12.591,205,711 1,109,312 12.34 13.67
%
%
2 111 LIBERTY MUT GRP
%25.09%12.491,195,955 1,106,594 9.43 12.01
%
%
3 218 CNA INS GRP
%31.68%6.59630,802 592,816 23.50 25.34
%
%
4 212 ZURICH INS GRP
%38.04%6.36608,907 590,376 46.42 52.13
%
%
5 626 CHUBB LTD GRP
%43.08%5.04482,516 442,273 2.96 2.70
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%47.01%3.94376,892 361,511 19.83 25.01
%
%
7 4904 INTACT FINANCIAL GRP
%50.16%3.15301,475 277,637 28.05 31.70
%
%
8 91 HARTFORD FIRE & CAS GRP
%52.97%2.81269,058 258,978 19.42 23.16
%
%
9 158 FAIRFAX FIN GRP
%55.70%2.73261,157 249,729 27.18 30.67
%
%
10 785 MARKEL CORP GRP
%58.34%2.64253,007 224,842 54.05 55.59
%
%
11 3479 MERCHANTS BONDING CO GRP
%60.83%2.48237,807 216,101 22.92 23.57
%
%
12 31 BERKSHIRE HATHAWAY GRP
%63.21%2.39228,353 210,544 27.83 34.18
%
%
13 1279 ARCH INS GRP
%65.33%2.11202,269 192,398 24.67 27.28
%
%
14 225 IAT REINS CO GRP
%67.41%2.08199,251 191,774 4.49 6.35
%
%
15 3219 SOMPO GRP
%69.35%1.94186,035 186,322 23.16 28.29
%
%
16 84 AMERICAN FINANCIAL GRP
%71.02%1.67159,952 155,066 23.43 28.43
%
%
17 181 SWISS RE GRP
%72.69%1.67159,689 163,918 15.02 20.09
%
%
18 140 NATIONWIDE CORP GRP
%74.35%1.66159,144 141,745 16.50 19.91
%
%
19 408 BROOKFIELD REINS LTD GRP
%75.92%1.57150,399 178,649 37.75 41.42
%
%
20 783 RLI INS GRP
%77.43%1.50143,890 139,427 10.74 12.22
%
%
21 98 WR BERKLEY CORP GRP
%78.77%1.35129,060 123,702 14.68 20.28
%
%
22 150 OLD REPUBLIC GRP
%80.03%1.26120,497 112,881 26.87 31.46
%
%
23 4381 SKYWARD SPECIALTY INS GRP INC GRP
%81.14%1.11106,056 95,360 22.27 23.30
%
%
24 228 WESTFIELD GRP
%82.24%1.10105,298 97,532 61.59 65.22
%
%
25 244 CINCINNATI FIN GRP
%83.19%0.9591,316 85,861 73.77 74.78
%
%
26 1120 EVEREST REINS HOLDINGS GRP
%84.14%0.9490,254 87,284 N/A N/A
27 761 ALLIANZ INS GRP
%85.06%0.9288,404 67,657 35.82 36.03
%
%
28 88 THE HANOVER INS GRP
%85.94%0.8884,080 80,248 5.00 2.78
%
%
29 968 AXA INS GRP
%86.77%0.8379,112 69,209 33.10 36.86
%
%
30 361 MUNICH RE GRP
%87.54%0.7773,775 66,446 20.73 23.23
%
%
31 18468 INDEMNITY NATL INS CO
%88.29%0.7571,778 65,051 3.73 4.91
%
%
32 248 UNITED FIRE & CAS GRP
%88.94%0.6562,582 57,338 102.76 102.76
%
%
33 1208 GRAY INS GRP
%89.48%0.5451,925 41,822 15.74 21.20
%
%
34 7 FEDERATED MUT GRP
%89.99%0.5149,004 48,118 12.97 14.40
%
%
35 2538 AMTRUST FINANCIAL SERV GRP
%90.46%0.4744,803 24,875 24.18 27.99
%
%
36 474 FCCI MUT INS GRP
%90.92%0.4643,759 37,686 32.36 38.18
%
%
37 473 AMERICAN FAMILY INS GRP
%91.36%0.4442,469 41,191 25.01 28.36
%
%
38 4869 WT HOLDINGS GRP
%91.80%0.4341,421 39,555 10.62 10.46
%
%
39 242 SELECTIVE INS GRP
%92.21%0.4139,665 38,548 27.16 30.55
%
%
40 62 EMC INS CO GRP
%92.62%0.4139,611 38,236 4.63 6.51
%
%
41 4962 AU HOLDING CO GRP
%93.03%0.4038,655 24,608 18.38 20.30
%
%
42 4850 CLEAR BLUE FINANCIAL GRP
%93.38%0.3533,294 46,177 100.64 100.64
%
%
43 3593 USIC GRP
%93.72%0.3432,797 29,710 8.52 13.14
%
%
44 4993 REVOLUTIONARY HOLDING CO GRP
%94.04%0.3230,891 25,987 2.21 2.21
%
%
45 256 COACTION GLOBAL INC GRP
%94.35%0.3129,677 29,728 1.66 0.92
%
%
46 5001 SIRIUSPOINT GRP
%94.64%0.2928,044 10,293 39.91 41.58
%
%
47 4969 TRISURA GRP
%94.92%0.2826,716 14,034 92.33 91.74
%
%
48 1248 AMBAC FINANCIAL GRP
%95.20%0.2726,267 15,114 41.07 41.07
%
%
49 15350 WEST BEND INS CO
%95.47%0.2725,867 22,994 12.22 15.81
%
%
50 1309 FRANKENMUTH GRP
%95.73%0.2725,583 20,742 3.72 11.58
%
%
51 4908 ASCOT INS US GRP
%95.99%0.2524,026 10,525 28.00 33.75
%
%
52 124 AMERISURE CO GRP
%96.23%0.2523,658 15,391 18.48 25.87
%
%
53 4718 TIPTREE FIN GRP
%96.47%0.2322,457 22,520 77.37 77.37
%
%
54 689 BANKERS INS GRP
%96.68%0.2220,852 20,263 16.17 16.17
%
%
55 4997 ACP INS MGMT LLC GRP
%96.89%0.2119,888 13,638 55.91 56.06
%
%
56 35009 FINANCIAL CAS & SURETY INC
%97.09%0.2019,227 19,227 19.39 19.39
%
%
57 19 ASSURANT INC GRP
%97.29%0.2018,880 17,666 69.48 69.48
%
%
58 36226 UNITED CAS & SURETY INS CO
%97.48%0.1918,570 17,056 34.62 36.08
%
%
59 13121 PALMETTO SURETY CORP
%97.68%0.1918,323 18,323 20.52 20.52
%
%
60 176 STATE FARM GRP
%97.85%0.1716,218 15,870 18.41 22.86
%
%
61 16379 JET INS CO
%97.97%0.1312,303 8,380 10.77 12.93
%
%
62 280 AUTO OWNERS GRP
%98.09%0.1211,505 11,417 N/A 1.21
%
63 10758 COLONIAL SURETY CO
%98.21%0.1110,644 10,265 13.28 14.32
%
%
64 31380 AMERICAN SURETY CO
%98.31%0.109,961 9,351 10.27 12.48
%
%
65 38326 FIRST IND OF AMER INS CO
%98.41%0.109,649 9,129 2.68 2.68
%
%
© 2024 National Association of Insurance Commissioners
519
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 1302 BUILDERS INS GRP
%98.51%0.109,626 8,429 1.96 2.15
%
%
67 313 AEGIS GRP
%98.60%0.098,660 8,626 1.40 12.94
%
%
68 309 WESTERN NATL MUT GRP
%98.68%0.087,803 7,644 N/A N/A
69 271 PENNSYLVANIA NATL INS GRP
%98.76%0.087,567 7,410 14.56 8.12
%
%
70 39551 CONTINENTAL HERITAGE INS CO
%98.84%0.077,152 6,469 N/A N/A
71 199 UNIVERSAL SURETY GRP
%98.91%0.077,050 7,303 3.13 3.13
%
%
72 3279 INSURORS IND GRP
%98.98%0.076,577 6,981 72.27 78.52
%
%
73 587 ATLANTIC AMER GRP
%99.05%0.076,375 6,303 20.61 23.09
%
%
74 28240 THE SERV INS CO INC
%99.11%0.076,229 6,590 11.50 13.79
%
%
75 26565 OHIO IND CO
%99.17%0.066,137 6,109 0.19 0.19
%
%
76 213 ERIE INS GRP
%99.23%0.065,477 5,581 1.19 0.16
%
%
77 4935 CHANDLER INS GRP
%99.29%0.065,388 5,357 31.02 33.25
%
%
78 5020 UNIVERSAL SHIELD INS GRP
%99.34%0.055,215 4,955 0.67 0.67
%
%
79 71 UNIVERSAL INS CO GRP
%99.39%0.044,145 3,885 20.32 20.86
%
%
80 411 MAPFRE INS GRP
%99.43%0.043,947 3,735 N/A N/A
81 12 AMERICAN INTL GRP
%99.47%0.043,922 12,150 41.42 46.19
%
%
82 10909 SUN SURETY INS CO
%99.51%0.043,837 3,813 N/A N/A
83 10308 ANTILLES INS CO
%99.54%0.032,972 3,095 3.24 3.21
%
%
84 42706 ROCHE SURETY & CAS CO INC
%99.57%0.032,692 2,728 0.00 0.00
%
%
85 155 PROGRESSIVE GRP
%99.59%0.032,651 2,804 0.00 0.00
%
%
86 10009 TOWER BONDING & SURETY CO
%99.62%0.032,644 2,641 5.58 5.58
%
%
87 10830 BUSINESS ALLIANCE INS CO
%99.65%0.032,480 2,469 20.22 41.11
%
%
88 106 ISLAND INS CO GRP
%99.67%0.032,452 2,473 N/A N/A
89 38504 FIRST SURETY CORP
%99.70%0.032,414 2,372 70.05 75.24
%
%
90 796 QBE INS GRP
%99.72%0.022,387 3,613 541.08 592.98
%
%
91 12296 WHITECAP SURETY CO
%99.75%0.022,279 2,279 0.00 0.00
%
%
92 3416 AXIS CAPITAL GRP
%99.77%0.022,259 1,776 56.13 64.39
%
%
93 1228 BAR PLAN GRP
%99.79%0.022,025 2,054 N/A N/A
94 4804 MULTINATIONAL GRP
%99.81%0.022,014 2,201 10.65 12.22
%
%
95 3991 IMT MUT HOLDING GRP
%99.83%0.021,575 1,642 0.68 0.80
%
%
96 12987 BENEFIT SECURITY INS CO
%99.85%0.021,455 1,489 N/A N/A
97 536 GUIDEWELL MUT HOLDING GRP
%99.86%0.011,381 1,293 N/A N/A
98 22950 ACSTAR INS CO
%99.87%0.011,233 1,059 N/A N/A
99 17007 O SHAUGANHILL SURETY & INS INC
%99.88%0.011,134 1,134 0.00 0.00
%
%
100 15267 1ST ATLANTIC SURETY CO
%99.90%0.011,075 1,075 8.92 8.92
%
%
101 4734 APOLLO GLOBAL MGMT GRP
%99.91%0.01939 1,811 N/A N/A
102 201 UTICA GRP
%99.91%0.01822 824 56.78 55.83
%
%
103 5030 TAN HOLDINGS CORP GRP
%99.92%0.01772 839 N/A N/A
104 10972 FIRST NET INS CO
%99.93%0.01679 769 3.09 9.11
%
%
105 10140 OPTIMA SEGUROS
%99.94%0.01621 556 23.42 24.65
%
%
106 153 PEKIN INS GRP
%99.94%0.01602 601 N/A N/A
107 4672 DONGBU INS GRP
%99.95%0.01573 507 388.62 399.07
%
%
108 14051 EMPIRE BONDING & INS CO
%99.95%0.01567 522 N/A N/A
109 169 SENTRY INS GRP
%99.96%0.01517 522 17.66 23.85
%
%
110 10642 CHEROKEE INS CO
%99.96%0.01515 530 0.00 0.00
%
%
111 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.97%0.01501 383 19.40 19.64
%
%
112 16991 COVERNET INS CO
%99.97%0.00465 161 31.64 31.64
%
%
113 572 BCBS OF MI GRP
%99.98%0.00388 483 10.38 21.60
%
%
114 4910 MINNESOTA LAWYERS MUT GRP
%99.98%0.00362 342 24.50 33.01
%
%
115 17358 MINING MUT INS CO
%99.99%0.00290 133 17.70 30.00
%
%
116 574 UHAUL HOLDING GRP
%99.99%0.00288 231 0.00 0.00
%
%
117 214 ALLIANCE INS GRP
%99.99%0.00283 329 5.68 6.57
%
%
118 41300 AMERICAN RESOURCES INS CO INC
%99.99%0.00262 240 0.00 0.00
%
%
119 4973 BIGLARI HOLDINGS GRP
%100.00%0.00256 364 0.00 0.00
%
%
120 19631 AMERICAN ROAD INS CO
%100.00%0.00227 228 0.00 0.00
%
%
121 1316 KNIGHTBROOK INS GRP
%100.00%0.00226 208 38.12 38.12
%
%
122 18380 PACIFIC IND INS CO
%100.00%0.00209 300 64.69 77.19
%
%
123 161 TOPA EQUITIES LTD GRP
%100.00%0.00151 100 82.67 82.67
%
%
124 4715 MS & AD INS GRP
%100.00%0.00137 121 0.00 0.00
%
%
125 1226 GEORGE A PARMER GRP
%100.00%0.00122 127 13.21 13.53
%
%
**INDUSTRY TOTAL**
%100.00%100.009,573,313 8,931,215 22.14 24.78
%
%
© 2024 National Association of Insurance Commissioners
520
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%12.83%12.831,203,805 1,107,925 12.37 13.70
%
%
2 111 LIBERTY MUT GRP
%24.54%11.711,099,170 1,036,266 16.50 18.89
%
%
3 218 CNA INS GRP
%31.12%6.58617,889 583,831 23.46 25.30
%
%
4 212 ZURICH INS GRP
%37.61%6.49608,907 590,376 46.42 52.15
%
%
5 626 CHUBB LTD GRP
%42.71%5.10478,738 440,754 3.24 2.98
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%46.73%4.02376,892 361,511 19.83 25.01
%
%
7 4904 INTACT FINANCIAL GRP
%49.92%3.20299,901 276,212 28.17 31.83
%
%
8 91 HARTFORD FIRE & CAS GRP
%52.73%2.80262,902 255,390 19.53 23.26
%
%
9 158 FAIRFAX FIN GRP
%55.50%2.78260,856 249,578 27.20 30.69
%
%
10 785 MARKEL CORP GRP
%58.20%2.70253,007 224,842 54.05 55.59
%
%
11 3479 MERCHANTS BONDING CO GRP
%60.73%2.53237,807 216,101 22.92 23.57
%
%
12 31 BERKSHIRE HATHAWAY GRP
%62.93%2.19205,702 194,104 20.97 26.54
%
%
13 1279 ARCH INS GRP
%65.08%2.16202,269 192,398 24.67 27.28
%
%
14 225 IAT REINS CO GRP
%67.20%2.12199,251 191,774 4.49 6.35
%
%
15 3219 SOMPO GRP
%69.19%1.98186,035 186,322 23.16 28.29
%
%
16 84 AMERICAN FINANCIAL GRP
%70.89%1.70159,698 154,795 23.47 28.48
%
%
17 140 NATIONWIDE CORP GRP
%72.58%1.70159,144 141,745 16.50 19.91
%
%
18 181 SWISS RE GRP
%74.23%1.65154,808 158,898 15.39 20.83
%
%
19 408 BROOKFIELD REINS LTD GRP
%75.81%1.58148,343 176,593 38.30 42.02
%
%
20 783 RLI INS GRP
%77.30%1.49139,788 136,200 8.67 9.85
%
%
21 98 WR BERKLEY CORP GRP
%78.63%1.33124,572 118,866 14.30 20.13
%
%
22 150 OLD REPUBLIC GRP
%79.92%1.28120,497 112,881 26.87 31.46
%
%
23 4381 SKYWARD SPECIALTY INS GRP INC GRP
%81.05%1.13106,056 95,360 22.27 24.71
%
%
24 228 WESTFIELD GRP
%82.17%1.12105,298 97,532 61.59 65.22
%
%
25 244 CINCINNATI FIN GRP
%83.14%0.9791,316 85,861 73.77 74.78
%
%
26 1120 EVEREST REINS HOLDINGS GRP
%84.04%0.9084,154 84,411 N/A N/A
27 88 THE HANOVER INS GRP
%84.93%0.9084,080 80,248 5.00 2.78
%
%
28 761 ALLIANZ INS GRP
%85.76%0.8277,351 60,636 30.04 30.24
%
%
29 361 MUNICH RE GRP
%86.54%0.7873,495 83,526 16.29 19.43
%
%
30 18468 INDEMNITY NATL INS CO
%87.31%0.7671,778 65,051 3.73 4.91
%
%
31 968 AXA INS GRP
%88.06%0.7671,020 62,170 34.27 38.06
%
%
32 248 UNITED FIRE & CAS GRP
%88.73%0.6762,582 57,338 102.76 102.76
%
%
33 1208 GRAY INS GRP
%89.28%0.5551,925 41,822 15.74 21.20
%
%
34 7 FEDERATED MUT GRP
%89.80%0.5249,004 48,118 12.97 14.40
%
%
35 2538 AMTRUST FINANCIAL SERV GRP
%90.28%0.4844,803 24,875 24.18 27.99
%
%
36 474 FCCI MUT INS GRP
%90.75%0.4743,759 37,686 32.36 38.18
%
%
37 473 AMERICAN FAMILY INS GRP
%91.20%0.4542,469 41,191 25.01 28.36
%
%
38 4869 WT HOLDINGS GRP
%91.64%0.4441,421 39,555 10.62 10.46
%
%
39 242 SELECTIVE INS GRP
%92.06%0.4239,665 38,548 27.16 30.55
%
%
40 62 EMC INS CO GRP
%92.49%0.4239,611 38,236 4.63 6.51
%
%
41 4962 AU HOLDING CO GRP
%92.90%0.4138,655 24,608 18.38 20.30
%
%
42 4850 CLEAR BLUE FINANCIAL GRP
%93.25%0.3533,294 46,177 100.64 100.64
%
%
43 3593 USIC GRP
%93.60%0.3532,797 29,710 8.52 13.14
%
%
44 4993 REVOLUTIONARY HOLDING CO GRP
%93.93%0.3330,891 25,987 2.21 2.21
%
%
45 256 COACTION GLOBAL INC GRP
%94.25%0.3229,677 29,728 1.66 0.92
%
%
46 5001 SIRIUSPOINT GRP
%94.55%0.3028,044 10,293 39.91 41.58
%
%
47 4969 TRISURA GRP
%94.83%0.2826,716 14,034 92.33 91.74
%
%
48 1248 AMBAC FINANCIAL GRP
%95.11%0.2826,267 15,114 41.07 41.07
%
%
49 15350 WEST BEND INS CO
%95.39%0.2825,867 22,994 12.22 15.81
%
%
50 1309 FRANKENMUTH GRP
%95.66%0.2725,583 20,742 3.72 11.58
%
%
51 4908 ASCOT INS US GRP
%95.92%0.2624,026 10,525 28.00 33.75
%
%
52 124 AMERISURE CO GRP
%96.17%0.2523,658 15,391 18.48 25.87
%
%
53 4718 TIPTREE FIN GRP
%96.41%0.2422,457 22,520 77.37 77.37
%
%
54 689 BANKERS INS GRP
%96.63%0.2220,852 20,263 16.17 16.17
%
%
55 4997 ACP INS MGMT LLC GRP
%96.84%0.2119,888 13,638 55.91 56.06
%
%
56 35009 FINANCIAL CAS & SURETY INC
%97.05%0.2019,227 19,227 19.39 19.39
%
%
57 19 ASSURANT INC GRP
%97.25%0.2018,880 17,666 69.48 69.48
%
%
58 36226 UNITED CAS & SURETY INS CO
%97.45%0.2018,570 17,056 34.62 36.08
%
%
59 13121 PALMETTO SURETY CORP
%97.64%0.2018,323 18,323 20.52 20.52
%
%
60 176 STATE FARM GRP
%97.81%0.1716,218 15,870 18.41 22.86
%
%
61 16379 JET INS CO
%97.94%0.1312,303 8,380 10.77 12.93
%
%
62 280 AUTO OWNERS GRP
%98.07%0.1211,505 11,417 N/A 1.21
%
63 10758 COLONIAL SURETY CO
%98.18%0.1110,644 10,265 13.28 14.32
%
%
64 31380 AMERICAN SURETY CO
%98.29%0.119,961 9,351 10.27 12.48
%
%
65 38326 FIRST IND OF AMER INS CO
%98.39%0.109,649 9,129 2.68 2.68
%
%
© 2024 National Association of Insurance Commissioners
521
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 1302 BUILDERS INS GRP
%98.49%0.109,626 8,429 1.96 2.15
%
%
67 313 AEGIS GRP
%98.58%0.098,660 8,626 1.40 12.94
%
%
68 309 WESTERN NATL MUT GRP
%98.67%0.087,803 7,644 N/A N/A
69 271 PENNSYLVANIA NATL INS GRP
%98.75%0.087,567 7,410 14.56 8.12
%
%
70 39551 CONTINENTAL HERITAGE INS CO
%98.82%0.087,152 6,469 N/A N/A
71 199 UNIVERSAL SURETY GRP
%98.90%0.087,050 7,303 3.13 3.13
%
%
72 3279 INSURORS IND GRP
%98.97%0.076,577 6,981 72.27 78.52
%
%
73 587 ATLANTIC AMER GRP
%99.04%0.076,375 6,303 20.61 23.09
%
%
74 28240 THE SERV INS CO INC
%99.10%0.076,229 6,590 11.50 13.79
%
%
75 26565 OHIO IND CO
%99.17%0.076,137 6,109 0.19 0.19
%
%
76 213 ERIE INS GRP
%99.23%0.065,477 5,581 1.19 0.16
%
%
77 4935 CHANDLER INS GRP
%99.28%0.065,388 5,357 31.02 33.25
%
%
78 5020 UNIVERSAL SHIELD INS GRP
%99.34%0.065,215 4,955 0.67 0.67
%
%
79 71 UNIVERSAL INS CO GRP
%99.38%0.044,145 3,885 20.32 20.86
%
%
80 411 MAPFRE INS GRP
%99.43%0.043,947 3,735 N/A N/A
81 10909 SUN SURETY INS CO
%99.47%0.043,837 3,813 N/A N/A
82 12 AMERICAN INTL GRP
%99.51%0.043,676 11,730 42.42 46.76
%
%
83 10308 ANTILLES INS CO
%99.54%0.032,972 3,095 3.24 3.21
%
%
84 42706 ROCHE SURETY & CAS CO INC
%99.57%0.032,692 2,728 0.00 0.00
%
%
85 155 PROGRESSIVE GRP
%99.60%0.032,651 2,804 0.00 0.00
%
%
86 10009 TOWER BONDING & SURETY CO
%99.62%0.032,644 2,641 5.58 5.58
%
%
87 10830 BUSINESS ALLIANCE INS CO
%99.65%0.032,480 2,469 20.22 41.11
%
%
88 106 ISLAND INS CO GRP
%99.68%0.032,452 2,473 N/A N/A
89 38504 FIRST SURETY CORP
%99.70%0.032,414 2,372 70.05 75.24
%
%
90 796 QBE INS GRP
%99.73%0.032,387 3,613 541.08 592.98
%
%
91 12296 WHITECAP SURETY CO
%99.75%0.022,279 2,279 0.00 0.00
%
%
92 3416 AXIS CAPITAL GRP
%99.78%0.022,259 1,776 56.10 64.36
%
%
93 1228 BAR PLAN GRP
%99.80%0.022,025 2,054 N/A N/A
94 4804 MULTINATIONAL GRP
%99.82%0.022,014 2,201 10.65 12.22
%
%
95 3991 IMT MUT HOLDING GRP
%99.84%0.021,575 1,642 0.68 0.80
%
%
96 12987 BENEFIT SECURITY INS CO
%99.85%0.021,455 1,489 N/A N/A
97 536 GUIDEWELL MUT HOLDING GRP
%99.87%0.011,381 1,293 N/A N/A
98 22950 ACSTAR INS CO
%99.88%0.011,233 1,058 N/A N/A
99 17007 O SHAUGANHILL SURETY & INS INC
%99.89%0.011,134 1,134 0.00 0.00
%
%
100 15267 1ST ATLANTIC SURETY CO
%99.90%0.011,075 1,075 8.92 8.92
%
%
101 4734 APOLLO GLOBAL MGMT GRP
%99.91%0.01939 1,811 N/A N/A
102 201 UTICA GRP
%99.92%0.01822 824 56.78 55.83
%
%
103 10972 FIRST NET INS CO
%99.93%0.01652 747 0.64 6.73
%
%
104 10140 OPTIMA SEGUROS
%99.93%0.01621 556 23.42 24.65
%
%
105 153 PEKIN INS GRP
%99.94%0.01602 601 N/A N/A
106 14051 EMPIRE BONDING & INS CO
%99.95%0.01567 522 N/A N/A
107 169 SENTRY INS GRP
%99.95%0.01517 522 17.66 23.85
%
%
108 10642 CHEROKEE INS CO
%99.96%0.01515 530 0.00 0.00
%
%
109 4672 DONGBU INS GRP
%99.96%0.01504 450 437.72 449.48
%
%
110 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.97%0.01501 383 19.40 19.64
%
%
111 16991 COVERNET INS CO
%99.97%0.00465 161 31.64 31.64
%
%
112 572 BCBS OF MI GRP
%99.98%0.00388 483 10.38 21.60
%
%
113 4910 MINNESOTA LAWYERS MUT GRP
%99.98%0.00362 342 24.50 33.01
%
%
114 17358 MINING MUT INS CO
%99.98%0.00290 133 17.70 30.00
%
%
115 574 UHAUL HOLDING GRP
%99.99%0.00288 231 0.00 0.00
%
%
116 214 ALLIANCE INS GRP
%99.99%0.00283 329 5.68 6.57
%
%
117 41300 AMERICAN RESOURCES INS CO INC
%99.99%0.00262 240 0.00 0.00
%
%
118 4973 BIGLARI HOLDINGS GRP
%100.00%0.00256 364 0.00 0.00
%
%
119 19631 AMERICAN ROAD INS CO
%100.00%0.00227 228 0.00 0.00
%
%
120 1316 KNIGHTBROOK INS GRP
%100.00%0.00226 208 38.12 38.12
%
%
121 18380 PACIFIC IND INS CO
%100.00%0.00209 300 64.69 77.19
%
%
122 161 TOPA EQUITIES LTD GRP
%100.00%0.00151 100 82.67 82.67
%
%
123 4715 MS & AD INS GRP
%100.00%0.00137 121 0.00 0.00
%
%
124 1226 GEORGE A PARMER GRP
%100.00%0.00122 127 13.21 13.53
%
%
125 33502 MACHINERY INS INC ASSESSABLE MUT CO
%100.00%0.00110 132 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.009,384,874 8,810,894 22.84 25.47
%
%
© 2024 National Association of Insurance Commissioners
522
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%19.18%19.1825,947 20,057Alabama N/A N/A
2 218 CNA INS GRP
%28.45%9.2712,540 11,788 28.78 30.92
%
%
3 111 LIBERTY MUT GRP
%35.49%7.049,528 8,993 15.77 17.92
%
%
4 212 ZURICH INS GRP
%41.70%6.218,400 7,748 45.87 45.27
%
%
5 626 CHUBB LTD GRP
%46.43%4.736,403 4,466 1.36 1.14
%
%
6 91 HARTFORD FIRE & CAS GRP
%50.05%3.624,892 4,495 10.33 12.14
%
%
7 4904 INTACT FINANCIAL GRP
%53.52%3.474,699 4,371 34.60 40.62
%
%
8 3479 MERCHANTS BONDING CO GRP
%56.41%2.893,904 3,590 5.07 5.89
%
%
9 244 CINCINNATI FIN GRP
%59.06%2.663,594 3,057 9.03 9.64
%
%
10 158 FAIRFAX FIN GRP
%61.37%2.313,124 3,360 10.44 13.12
%
%
**STAT E TOTAL**
%100.00%100.00135,291 120,536 13.64 15.42
%
%
1 111 LIBERTY MUT GRP
%28.04%28.0411,768 10,918Alaska 15.09 17.14
%
%
2 3548 TRAVELERS GRP
%47.09%19.057,993 5,652 N/A N/A
3 218 CNA INS GRP
%54.03%6.942,910 2,914 25.81 27.52
%
%
4 212 ZURICH INS GRP
%59.79%5.762,417 2,279 2.53 3.65
%
%
5 3219 SOMPO GRP
%65.05%5.262,207 2,326 26.44 33.08
%
%
6 91 HARTFORD FIRE & CAS GRP
%69.65%4.601,929 2,213 8.34 10.46
%
%
7 3479 MERCHANTS BONDING CO GRP
%73.21%3.561,494 1,446 12.05 12.27
%
%
8 408 BROOKFIELD REINS LTD GRP
%76.71%3.501,469 1,536 9.94 13.55
%
%
9 4904 INTACT FINANCIAL GRP
%79.58%2.871,206 935 4.34 6.19
%
%
10 626 CHUBB LTD GRP
%82.12%2.531,063 1,124 3.89 3.84
%
%
**STAT E TOTAL**
%100.00%100.0041,961 39,225 8.87 10.48
%
%
1 111 LIBERTY MUT GRP
%11.59%11.5922,071 21,035Arizona 14.91 16.92
%
%
2 3548 TRAVELERS GRP
%23.07%11.4821,851 22,512 0.44 1.29
%
%
3 3479 MERCHANTS BONDING CO GRP
%29.41%6.3412,064 11,280 13.95 14.32
%
%
4 218 CNA INS GRP
%35.18%5.7710,993 10,929 12.54 14.72
%
%
5 212 ZURICH INS GRP
%40.62%5.4410,350 10,119 N/A N/A
6 783 RLI INS GRP
%45.95%5.3310,149 9,337 1.50 1.90
%
%
7 626 CHUBB LTD GRP
%50.33%4.388,338 7,184 0.22 N/A
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%54.62%4.298,175 7,836 26.17 29.34
%
%
9 91 HARTFORD FIRE & CAS GRP
%58.89%4.278,128 6,344 6.48 8.59
%
%
10 225 IAT REINS CO GRP
%61.81%2.925,553 5,398 3.78 4.20
%
%
**STAT E TOTAL**
%100.00%100.00190,380 176,953 12.61 14.38
%
%
1 3548 TRAVELERS GRP
%19.29%19.2911,544 10,639Arkansas 62.08 62.79
%
%
2 111 LIBERTY MUT GRP
%26.86%7.574,528 3,553 16.12 18.03
%
%
3 212 ZURICH INS GRP
%34.20%7.344,393 4,428 24.99 59.65
%
%
4 91 HARTFORD FIRE & CAS GRP
%40.25%6.053,622 3,206 10.30 13.28
%
%
5 218 CNA INS GRP
%45.62%5.373,215 3,918 27.96 29.94
%
%
6 626 CHUBB LTD GRP
%49.73%4.112,457 2,299 5.85 5.59
%
%
7 228 WESTFIELD GRP
%53.53%3.802,275 2,178 6.33 9.37
%
%
8 7 FEDERATED MUT GRP
%57.14%3.612,163 2,208 14.56 13.11
%
%
9 3479 MERCHANTS BONDING CO GRP
%60.66%3.522,105 1,906 4.50 3.98
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%64.10%3.442,057 1,788 43.81 45.25
%
%
**STAT E TOTAL**
%100.00%100.0059,846 56,569 21.61 25.26
%
%
© 2024 National Association of Insurance Commissioners
523
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%14.19%14.19158,533 158,715California 15.23 17.38
%
%
2 3548 TRAVELERS GRP
%25.86%11.67130,341 125,733 N/A N/A
3 3098 TOKIO MARINE HOLDINGS INC GRP
%34.99%9.13101,934 91,986 1.73 9.42
%
%
4 212 ZURICH INS GRP
%41.33%6.3470,778 79,137 4.31 4.82
%
%
5 218 CNA INS GRP
%47.31%5.9866,836 64,320 5.24 7.57
%
%
6 626 CHUBB LTD GRP
%53.28%5.9666,620 61,952 N/A N/A
7 158 FAIRFAX FIN GRP
%57.34%4.0745,419 41,350 33.79 40.53
%
%
8 225 IAT REINS CO GRP
%61.09%3.7541,871 41,357 N/A N/A
9 785 MARKEL CORP GRP
%64.43%3.3437,270 39,972 N/A N/A
10 4904 INTACT FINANCIAL GRP
%67.26%2.8331,581 30,647 3.86 7.89
%
%
**STAT E TOTAL**
%100.00%100.001,116,906 1,087,624 9.72 11.73
%
%
1 3548 TRAVELERS GRP
%13.69%13.6926,818 29,038Colorado N/A N/A
2 218 CNA INS GRP
%24.03%10.3420,257 20,551 15.07 17.19
%
%
3 111 LIBERTY MUT GRP
%32.35%8.3316,312 17,730 15.46 17.60
%
%
4 3098 TOKIO MARINE HOLDINGS INC GRP
%38.65%6.3012,337 12,557 9.10 10.82
%
%
5 212 ZURICH INS GRP
%44.50%5.8511,467 12,707 2.25 3.01
%
%
6 91 HARTFORD FIRE & CAS GRP
%48.08%3.577,003 6,446 N/A N/A
7 31 BERKSHIRE HATHAWAY GRP
%51.52%3.446,738 6,398 23.94 29.78
%
%
8 626 CHUBB LTD GRP
%54.47%2.955,781 6,114 N/A N/A
9 4904 INTACT FINANCIAL GRP
%57.39%2.925,728 4,835 24.75 30.84
%
%
10 3479 MERCHANTS BONDING CO GRP
%60.07%2.685,253 4,828 17.21 22.34
%
%
**STAT E TOTAL**
%100.00%100.00195,914 195,242 9.70 11.61
%
%
1 3548 TRAVELERS GRP
%19.36%19.3619,476 15,998Connecticut N/A N/A
2 111 LIBERTY MUT GRP
%27.31%7.957,992 5,967 11.61 17.79
%
%
3 218 CNA INS GRP
%34.59%7.287,320 5,672 25.90 27.67
%
%
4 212 ZURICH INS GRP
%41.80%7.217,250 6,189 0.78 1.04
%
%
5 140 NATIONWIDE CORP GRP
%47.63%5.845,871 5,017 12.59 13.93
%
%
6 761 ALLIANZ INS GRP
%51.82%4.194,215 3,297 15.15 14.89
%
%
7 91 HARTFORD FIRE & CAS GRP
%55.66%3.843,858 3,302 13.60 14.09
%
%
8 225 IAT REINS CO GRP
%59.17%3.513,528 3,419 N/A N/A
9 158 FAIRFAX FIN GRP
%62.24%3.073,089 2,826 N/A N/A
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%65.23%2.993,009 2,600 3.37 3.47
%
%
**STAT E TOTAL**
%100.00%100.00100,580 85,395 N/A 1.32
%
1 4962 AU HOLDING CO GRP
%10.30%10.304,596 1,897Delaware 18.92 20.96
%
%
2 111 LIBERTY MUT GRP
%19.93%9.634,298 4,155 15.85 18.29
%
%
3 3548 TRAVELERS GRP
%27.68%7.753,458 3,468 N/A N/A
4 626 CHUBB LTD GRP
%34.18%6.502,898 2,305 42.64 43.00
%
%
5 218 CNA INS GRP
%38.92%4.742,115 1,664 35.17 37.01
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%43.32%4.401,963 1,867 N/A N/A
7 225 IAT REINS CO GRP
%47.59%4.271,905 2,495 15.67 17.45
%
%
8 4904 INTACT FINANCIAL GRP
%51.72%4.131,845 1,814 N/A 0.77
%
9 761 ALLIANZ INS GRP
%55.81%4.091,823 1,465 14.76 14.50
%
%
10 31 BERKSHIRE HATHAWAY GRP
%59.84%4.031,798 1,970 N/A N/A
**STAT E TOTAL**
%100.00%100.0044,618 39,843 5.74 6.87
%
%
© 2024 National Association of Insurance Commissioners
524
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%15.14%15.1435,652 33,448District Of Columbia 4.39 5.78
%
%
2 111 LIBERTY MUT GRP
%30.17%15.0235,375 28,267 14.74 17.01
%
%
3 3219 SOMPO GRP
%39.76%9.5922,580 20,984 29.87 40.08
%
%
4 626 CHUBB LTD GRP
%49.19%9.4422,219 23,088 1.36 1.02
%
%
5 212 ZURICH INS GRP
%55.75%6.5615,441 14,518 91.91 106.92
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%62.09%6.3414,926 15,688 13.16 13.40
%
%
7 158 FAIRFAX FIN GRP
%66.59%4.5010,602 11,348 3.56 2.71
%
%
8 4904 INTACT FINANCIAL GRP
%69.82%3.237,594 6,570 0.45 2.14
%
%
9 218 CNA INS GRP
%72.95%3.137,364 5,512 7.88 9.66
%
%
10 84 AMERICAN FINANCIAL GRP
%75.59%2.646,219 6,001 51.38 54.28
%
%
**STAT E TOTAL**
%100.00%100.00235,449 220,717 18.64 21.80
%
%
1 3548 TRAVELERS GRP
%14.59%14.5995,449 87,256Florida 109.90 113.86
%
%
2 111 LIBERTY MUT GRP
%24.90%10.3267,503 60,862 15.72 19.57
%
%
3 218 CNA INS GRP
%30.54%5.6336,864 34,233 28.78 31.09
%
%
4 158 FAIRFAX FIN GRP
%34.88%4.3428,401 26,411 69.78 76.72
%
%
5 626 CHUBB LTD GRP
%38.86%3.9826,054 26,441 8.62 8.19
%
%
6 4904 INTACT FINANCIAL GRP
%42.76%3.9025,531 23,483 25.40 28.72
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%46.45%3.6924,116 22,471 28.99 43.36
%
%
8 212 ZURICH INS GRP
%49.96%3.5223,002 21,019 N/A N/A
9 785 MARKEL CORP GRP
%53.29%3.3321,783 14,312 164.77 165.47
%
%
10 1279 ARCH INS GRP
%56.45%3.1620,690 17,250 43.87 47.43
%
%
**STAT E TOTAL**
%100.00%100.00654,338 590,616 50.17 54.93
%
%
1 3548 TRAVELERS GRP
%12.02%12.0233,159 32,326Georgia N/A N/A
2 111 LIBERTY MUT GRP
%21.29%9.2725,573 23,318 16.85 19.00
%
%
3 218 CNA INS GRP
%27.98%6.6918,451 18,915 27.86 29.94
%
%
4 626 CHUBB LTD GRP
%33.23%5.2514,486 12,292 N/A N/A
5 91 HARTFORD FIRE & CAS GRP
%37.95%4.7313,038 12,482 N/A N/A
6 212 ZURICH INS GRP
%42.47%4.5212,457 10,376 112.30 131.24
%
%
7 785 MARKEL CORP GRP
%46.58%4.1111,337 8,940 143.12 143.71
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%49.99%3.419,412 9,654 22.87 27.28
%
%
9 4718 TIPTREE FIN GRP
%53.18%3.198,798 8,798 73.64 73.64
%
%
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%56.35%3.178,750 7,500 152.02 156.04
%
%
**STAT E TOTAL**
%100.00%100.00275,876 254,564 28.73 31.09
%
%
1 3548 TRAVELERS GRP
%28.68%28.6818,674 13,645Hawaii N/A N/A
2 212 ZURICH INS GRP
%45.63%16.9511,034 7,814 23.52 27.14
%
%
3 111 LIBERTY MUT GRP
%57.88%12.257,978 5,486 15.98 18.02
%
%
4 218 CNA INS GRP
%65.30%7.414,827 3,314 32.50 35.33
%
%
5 785 MARKEL CORP GRP
%69.99%4.693,055 2,555 N/A 28.38
%
6 106 ISLAND INS CO GRP
%73.75%3.772,452 2,473 N/A N/A
7 91 HARTFORD FIRE & CAS GRP
%77.41%3.652,380 2,202 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%80.30%2.891,880 1,930 15.64 19.55
%
%
9 150 OLD REPUBLIC GRP
%82.16%1.871,216 1,146 3.67 5.53
%
%
10 4969 TRISURA GRP
%83.84%1.681,094 586 9.30 9.30
%
%
**STAT E TOTAL**
%100.00%100.0065,110 52,848 6.40 9.58
%
%
© 2024 National Association of Insurance Commissioners
525
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%13.96%13.965,240 5,333Idaho 14.02 16.05
%
%
2 3548 TRAVELERS GRP
%26.05%12.094,537 4,416 N/A N/A
3 212 ZURICH INS GRP
%36.85%10.804,053 4,017 6.99 8.65
%
%
4 218 CNA INS GRP
%42.93%6.082,282 1,908 32.11 34.40
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%47.71%4.781,794 1,413 67.75 63.56
%
%
6 4904 INTACT FINANCIAL GRP
%52.09%4.381,644 1,457 2.90 4.73
%
%
7 181 SWISS RE GRP
%56.01%3.921,472 1,497 9.33 10.77
%
%
8 225 IAT REINS CO GRP
%59.66%3.641,367 1,266 7.11 18.08
%
%
9 3479 MERCHANTS BONDING CO GRP
%63.05%3.391,273 1,157 4.60 4.91
%
%
10 244 CINCINNATI FIN GRP
%65.98%2.931,099 874 9.32 10.37
%
%
**STAT E TOTAL**
%100.00%100.0037,528 36,615 13.28 16.66
%
%
1 111 LIBERTY MUT GRP
%14.47%14.4745,290 41,485Illinois 16.83 19.19
%
%
2 3548 TRAVELERS GRP
%25.06%10.5933,142 35,312 N/A N/A
3 256 COACTION GLOBAL INC GRP
%34.54%9.4829,677 29,728 1.75 1.01
%
%
4 218 CNA INS GRP
%41.01%6.4720,248 21,700 18.73 18.94
%
%
5 212 ZURICH INS GRP
%46.51%5.5017,209 17,510 58.38 68.14
%
%
6 408 BROOKFIELD REINS LTD GRP
%49.78%3.2610,211 11,324 14.35 18.81
%
%
7 626 CHUBB LTD GRP
%52.89%3.129,749 9,909 2.26 2.08
%
%
8 4904 INTACT FINANCIAL GRP
%55.91%3.029,460 8,179 7.17 10.41
%
%
9 181 SWISS RE GRP
%58.93%3.029,443 10,138 8.70 10.00
%
%
10 18468 INDEMNITY NATL INS CO
%61.93%3.009,381 8,467 1.94 2.58
%
%
**STAT E TOTAL**
%100.00%100.00312,963 307,236 27.46 29.21
%
%
1 218 CNA INS GRP
%12.46%12.4618,397 18,581Indiana 7.63 8.31
%
%
2 111 LIBERTY MUT GRP
%23.25%10.7915,920 13,789 15.28 17.43
%
%
3 3548 TRAVELERS GRP
%33.41%10.1614,999 15,592 N/A N/A
4 4904 INTACT FINANCIAL GRP
%41.28%7.8711,616 11,318 2.53 4.19
%
%
5 212 ZURICH INS GRP
%47.09%5.808,565 8,465 8.03 9.64
%
%
6 31 BERKSHIRE HATHAWAY GRP
%50.37%3.294,855 4,487 36.41 45.73
%
%
7 3479 MERCHANTS BONDING CO GRP
%53.63%3.264,811 4,529 5.52 7.05
%
%
8 626 CHUBB LTD GRP
%56.55%2.924,309 4,051 N/A N/A
9 244 CINCINNATI FIN GRP
%59.30%2.754,059 3,716 8.98 9.32
%
%
10 140 NATIONWIDE CORP GRP
%61.99%2.693,969 3,239 18.78 21.25
%
%
**STAT E TOTAL**
%100.00%100.00147,598 140,688 9.72 11.36
%
%
1 3479 MERCHANTS BONDING CO GRP
%20.66%20.6613,991 13,598Iowa 3.35 3.83
%
%
2 3548 TRAVELERS GRP
%30.15%9.496,429 6,257 N/A N/A
3 248 UNITED FIRE & CAS GRP
%38.62%8.475,737 5,387 18.54 18.54
%
%
4 218 CNA INS GRP
%46.86%8.245,581 4,836 25.00 27.06
%
%
5 212 ZURICH INS GRP
%54.84%7.985,407 3,193 6.63 8.15
%
%
6 111 LIBERTY MUT GRP
%60.86%6.014,074 4,241 14.66 16.66
%
%
7 181 SWISS RE GRP
%64.98%4.122,791 2,875 N/A 5.19
%
8 150 OLD REPUBLIC GRP
%67.37%2.391,621 1,882 51.05 55.26
%
%
9 626 CHUBB LTD GRP
%69.58%2.201,492 1,718 N/A N/A
10 228 WESTFIELD GRP
%71.77%2.201,489 1,395 4.58 7.35
%
%
**STAT E TOTAL**
%100.00%100.0067,731 64,277 10.01 12.08
%
%
© 2024 National Association of Insurance Commissioners
526
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%13.55%13.559,004 7,693Kansas 1.11 2.07
%
%
2 3548 TRAVELERS GRP
%26.45%12.898,566 8,661 N/A N/A
3 111 LIBERTY MUT GRP
%36.32%9.886,560 7,459 14.63 16.56
%
%
4 626 CHUBB LTD GRP
%45.42%9.096,041 3,793 11.01 10.49
%
%
5 3479 MERCHANTS BONDING CO GRP
%51.10%5.683,772 3,358 2.58 3.44
%
%
6 218 CNA INS GRP
%56.56%5.463,627 3,592 26.78 28.91
%
%
762EMC INS CO GRP
%60.17%3.612,400 1,998 14.61 15.20
%
%
8 91 HARTFORD FIRE & CAS GRP
%63.00%2.831,882 1,812 252.96 266.67
%
%
9 4904 INTACT FINANCIAL GRP
%65.43%2.431,616 1,582 0.65 2.46
%
%
10 140 NATIONWIDE CORP GRP
%67.73%2.291,523 1,512 8.09 11.13
%
%
**STAT E TOTAL**
%100.00%100.0066,429 61,711 8.05 9.29
%
%
1 3548 TRAVELERS GRP
%14.30%14.3014,696 14,057Kentucky N/A N/A
2 111 LIBERTY MUT GRP
%27.28%12.9813,337 12,009 14.97 16.93
%
%
3 18468 INDEMNITY NATL INS CO
%35.73%8.458,684 8,283 N/A 0.98
%
4 218 CNA INS GRP
%43.08%7.357,554 7,124 27.25 28.89
%
%
5 212 ZURICH INS GRP
%49.51%6.436,610 6,959 0.90 1.77
%
%
6 4904 INTACT FINANCIAL GRP
%53.63%4.124,231 3,462 45.47 50.83
%
%
7 3219 SOMPO GRP
%56.77%3.153,232 3,439 265.33 278.21
%
%
8 84 AMERICAN FINANCIAL GRP
%59.81%3.043,124 3,142 N/A N/A
9 626 CHUBB LTD GRP
%62.44%2.632,704 2,549 N/A N/A
10 39551 CONTINENTAL HERITAGE INS CO
%64.81%2.372,436 2,456 N/A 4.70
%
**STAT E TOTAL**
%100.00%100.00102,772 97,735 24.34 26.52
%
%
1 3548 TRAVELERS GRP
%16.79%16.7929,501 13,480Louisiana N/A N/A
2 111 LIBERTY MUT GRP
%25.05%8.2614,515 11,887 14.65 16.75
%
%
3 626 CHUBB LTD GRP
%31.06%6.0110,555 9,329 3.89 3.59
%
%
4 218 CNA INS GRP
%36.50%5.449,564 8,071 212.25 214.45
%
%
5 91 HARTFORD FIRE & CAS GRP
%41.59%5.098,937 8,111 0.32 1.10
%
%
6 158 FAIRFAX FIN GRP
%46.42%4.848,502 8,406 38.00 49.78
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%51.19%4.778,375 8,204 206.14 212.30
%
%
8 212 ZURICH INS GRP
%54.91%3.726,544 7,309 113.07 158.22
%
%
9 408 BROOKFIELD REINS LTD GRP
%58.59%3.686,466 7,276 0.43 4.00
%
%
10 1208 GRAY INS GRP
%61.93%3.345,870 10,091 17.17 29.85
%
%
**STAT E TOTAL**
%100.00%100.00175,713 158,030 38.70 44.36
%
%
1 111 LIBERTY MUT GRP
%15.27%15.274,019 4,260Maine 14.66 17.44
%
%
2 3548 TRAVELERS GRP
%25.07%9.802,580 3,540 N/A N/A
3 98 WR BERKLEY CORP GRP
%33.23%8.162,147 2,689 1.27 2.36
%
%
4 88 THE HANOVER INS GRP
%39.81%6.591,734 1,336 N/A N/A
5 1309 FRANKENMUTH GRP
%45.86%6.041,591 1,561 2.15 2.96
%
%
6 212 ZURICH INS GRP
%50.41%4.561,199 1,101 N/A N/A
7 225 IAT REINS CO GRP
%54.96%4.541,196 1,132 N/A N/A
8 3479 MERCHANTS BONDING CO GRP
%59.00%4.041,064 930 N/A N/A
9 1279 ARCH INS GRP
%62.88%3.891,023 640 16.17 17.79
%
%
10 158 FAIRFAX FIN GRP
%66.43%3.55935 882 20.49 21.23
%
%
**STAT E TOTAL**
%100.00%100.0026,322 27,579 N/A N/A
© 2024 National Association of Insurance Commissioners
527
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%10.29%10.2921,341 25,573Maryland N/A N/A
2 111 LIBERTY MUT GRP
%19.38%9.0918,839 22,125 15.15 17.67
%
%
3 212 ZURICH INS GRP
%27.00%7.6115,783 17,488 N/A N/A
4 4904 INTACT FINANCIAL GRP
%34.51%7.5115,577 14,719 1.43 3.26
%
%
5 626 CHUBB LTD GRP
%39.65%5.1410,657 11,984 6.12 5.99
%
%
6 785 MARKEL CORP GRP
%44.42%4.779,881 8,033 104.90 106.62
%
%
7 218 CNA INS GRP
%48.70%4.288,881 10,177 31.72 34.12
%
%
8 4381 SKYWARD SPECIALTY INS GRP INC GRP
%52.59%3.898,069 7,439 16.68 18.16
%
%
9 91 HARTFORD FIRE & CAS GRP
%56.43%3.847,955 8,039 2.51 4.01
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%59.84%3.417,061 6,864 N/A N/A
**STAT E TOTAL**
%100.00%100.00207,305 213,977 12.88 14.98
%
%
1 111 LIBERTY MUT GRP
%15.34%15.3431,056 31,227Massachusetts 15.84 17.85
%
%
2 3548 TRAVELERS GRP
%29.71%14.3729,086 24,029 N/A 0.65
%
3 218 CNA INS GRP
%38.96%9.2618,738 16,930 30.93 33.15
%
%
4 626 CHUBB LTD GRP
%45.16%6.2012,547 10,311 4.22 2.88
%
%
5 212 ZURICH INS GRP
%51.04%5.8811,902 11,369 N/A N/A
6 181 SWISS RE GRP
%54.60%3.567,208 7,101 6.66 7.82
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%58.06%3.477,018 6,456 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%61.22%3.166,390 6,648 25.40 30.62
%
%
9 4904 INTACT FINANCIAL GRP
%64.18%2.965,993 5,218 0.06 1.99
%
%
10 1120 EVEREST REINS HOLDINGS GRP
%66.86%2.685,420 4,328 144.95 139.46
%
%
**STAT E TOTAL**
%100.00%100.00202,457 185,101 10.61 12.09
%
%
1 111 LIBERTY MUT GRP
%11.53%11.5319,378 17,009Michigan 14.79 16.87
%
%
2 3548 TRAVELERS GRP
%22.50%10.9718,445 15,478 N/A N/A
3 626 CHUBB LTD GRP
%31.34%8.8414,868 9,460 4.71 5.01
%
%
4 218 CNA INS GRP
%39.77%8.4314,165 12,537 29.64 32.19
%
%
5 4904 INTACT FINANCIAL GRP
%43.82%4.056,808 6,080 60.04 62.80
%
%
6 158 FAIRFAX FIN GRP
%47.66%3.846,460 6,403 16.28 17.54
%
%
7 212 ZURICH INS GRP
%51.36%3.706,218 5,995 3.22 4.59
%
%
8 228 WESTFIELD GRP
%54.86%3.505,884 5,390 4.25 6.90
%
%
9 91 HARTFORD FIRE & CAS GRP
%58.08%3.235,426 5,592 6.83 9.46
%
%
10 242 SELECTIVE INS GRP
%61.03%2.944,948 4,036 11.23 12.56
%
%
**STAT E TOTAL**
%100.00%100.00168,119 146,079 11.24 13.18
%
%
1 3548 TRAVELERS GRP
%13.92%13.9214,371 12,980Minnesota 21.52 21.78
%
%
2 218 CNA INS GRP
%25.11%11.1911,553 10,502 31.47 33.71
%
%
3 111 LIBERTY MUT GRP
%36.05%10.9411,293 10,573 15.16 17.23
%
%
4 212 ZURICH INS GRP
%42.95%6.907,121 5,966 2.03 3.01
%
%
5 626 CHUBB LTD GRP
%46.95%4.004,131 3,648 N/A N/A
6 3479 MERCHANTS BONDING CO GRP
%50.67%3.723,840 3,707 3.15 3.19
%
%
7 4904 INTACT FINANCIAL GRP
%54.15%3.483,594 3,083 24.84 26.72
%
%
8 7 FEDERATED MUT GRP
%57.56%3.413,515 3,767 36.25 39.47
%
%
9 248 UNITED FIRE & CAS GRP
%60.94%3.383,488 3,128 19.69 19.69
%
%
10 150 OLD REPUBLIC GRP
%64.28%3.343,452 3,434 19.32 20.35
%
%
**STAT E TOTAL**
%100.00%100.00103,235 96,999 15.50 16.38
%
%
© 2024 National Association of Insurance Commissioners
528
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%19.04%19.0411,893 11,453Mississippi N/A N/A
2 218 CNA INS GRP
%26.29%7.244,523 4,604 24.57 26.57
%
%
3 212 ZURICH INS GRP
%33.07%6.784,235 4,200 3.97 6.00
%
%
4 111 LIBERTY MUT GRP
%39.08%6.013,756 3,640 14.61 17.26
%
%
5 1279 ARCH INS GRP
%43.90%4.823,009 3,108 52.56 58.61
%
%
6 626 CHUBB LTD GRP
%48.61%4.712,943 2,463 1.18 0.90
%
%
7 1208 GRAY INS GRP
%52.83%4.222,633 2,140 1.90 2.46
%
%
8 88 THE HANOVER INS GRP
%56.39%3.562,223 1,509 33.30 32.57
%
%
9 474 FCCI MUT INS GRP
%59.63%3.242,023 1,807 7.66 10.48
%
%
10 4904 INTACT FINANCIAL GRP
%62.76%3.131,956 1,561 5.84 7.81
%
%
**STAT E TOTAL**
%100.00%100.0062,451 60,212 12.70 13.91
%
%
1 3548 TRAVELERS GRP
%18.87%18.8722,105 18,703Missouri N/A N/A
2 111 LIBERTY MUT GRP
%34.29%15.4218,054 15,009 15.60 17.61
%
%
3 218 CNA INS GRP
%41.81%7.528,810 9,118 24.17 26.07
%
%
4 212 ZURICH INS GRP
%49.01%7.208,427 9,953 N/A N/A
5 626 CHUBB LTD GRP
%52.67%3.664,286 4,177 N/A N/A
6 91 HARTFORD FIRE & CAS GRP
%56.17%3.514,107 3,995 1.96 4.05
%
%
7 4904 INTACT FINANCIAL GRP
%59.51%3.333,905 3,170 4.71 6.57
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%62.66%3.153,688 2,762 7.03 9.40
%
%
9 15350 WEST BEND INS CO
%65.22%2.562,999 2,999 38.45 36.68
%
%
10 783 RLI INS GRP
%67.45%2.232,611 2,625 N/A 4.03
%
**STAT E TOTAL**
%100.00%100.00117,119 111,031 7.71 9.41
%
%
1 3548 TRAVELERS GRP
%25.44%25.4412,558 9,903Montana N/A N/A
2 212 ZURICH INS GRP
%34.83%9.394,636 4,339 N/A N/A
3 408 BROOKFIELD REINS LTD GRP
%43.82%8.994,437 2,952 9.80 13.41
%
%
4 111 LIBERTY MUT GRP
%52.24%8.434,159 4,809 14.25 16.18
%
%
5 218 CNA INS GRP
%59.32%7.083,494 3,111 15.92 17.17
%
%
6 4904 INTACT FINANCIAL GRP
%64.69%5.372,653 2,523 3.82 6.97
%
%
7 3479 MERCHANTS BONDING CO GRP
%68.54%3.851,902 1,596 N/A N/A
8 181 SWISS RE GRP
%72.18%3.641,796 2,121 2.35 1.86
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%74.80%2.621,292 906 N/A N/A
10 84 AMERICAN FINANCIAL GRP
%77.26%2.471,217 945 12.73 14.25
%
%
**STAT E TOTAL**
%100.00%100.0049,370 44,262 N/A 0.07
%
1 31 BERKSHIRE HATHAWAY GRP
%13.43%13.439,147 9,140Nebraska N/A N/A
2 212 ZURICH INS GRP
%24.15%10.717,294 3,706 8.98 10.21
%
%
3 3548 TRAVELERS GRP
%34.54%10.407,079 5,616 N/A N/A
4 218 CNA INS GRP
%43.31%8.775,969 4,567 22.42 24.62
%
%
5 199 UNIVERSAL SURETY GRP
%50.70%7.395,032 5,073 4.56 4.56
%
%
6 111 LIBERTY MUT GRP
%56.75%6.054,117 3,031 12.43 14.41
%
%
7 3479 MERCHANTS BONDING CO GRP
%61.49%4.743,229 3,103 3.59 3.84
%
%
8 150 OLD REPUBLIC GRP
%65.44%3.952,692 2,206 18.59 19.67
%
%
9 158 FAIRFAX FIN GRP
%68.36%2.911,984 1,873 N/A N/A
10 181 SWISS RE GRP
%71.18%2.831,925 2,540 23.55 32.78
%
%
**STAT E TOTAL**
%100.00%100.0068,089 60,035 6.35 7.61
%
%
© 2024 National Association of Insurance Commissioners
529
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%14.51%14.5118,058 13,052Nevada N/A N/A
2 111 LIBERTY MUT GRP
%27.70%13.1916,417 15,834 12.96 15.08
%
%
3 4904 INTACT FINANCIAL GRP
%34.44%6.748,387 7,061 3.43 5.38
%
%
4 218 CNA INS GRP
%40.84%6.407,969 7,117 31.32 33.49
%
%
5 3219 SOMPO GRP
%46.12%5.286,569 5,853 5.88 10.86
%
%
6 626 CHUBB LTD GRP
%50.64%4.525,621 4,725 N/A N/A
7 212 ZURICH INS GRP
%54.58%3.944,910 6,142 N/A N/A
8 785 MARKEL CORP GRP
%58.45%3.874,816 4,032 106.99 144.04
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%61.87%3.424,258 4,178 N/A N/A
10 91 HARTFORD FIRE & CAS GRP
%65.27%3.404,230 3,968 4.31 6.37
%
%
**STAT E TOTAL**
%100.00%100.00124,451 113,449 10.03 12.73
%
%
1 3548 TRAVELERS GRP
%17.51%17.514,106 4,110New Hampshire N/A N/A
2 111 LIBERTY MUT GRP
%33.51%16.003,750 3,725 15.74 17.48
%
%
3 98 WR BERKLEY CORP GRP
%41.07%7.561,772 1,750 5.40 8.55
%
%
4 473 AMERICAN FAMILY INS GRP
%46.51%5.441,276 1,328 8.54 12.31
%
%
5 218 CNA INS GRP
%51.58%5.071,188 1,112 32.29 34.64
%
%
6 225 IAT REINS CO GRP
%55.07%3.49818 776 N/A N/A
7 626 CHUBB LTD GRP
%58.41%3.34782 686 9.54 9.92
%
%
8 3479 MERCHANTS BONDING CO GRP
%61.72%3.32777 658 6.30 6.75
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%64.98%3.25763 744 N/A N/A
10 62 EMC INS CO GRP
%67.62%2.65620 511 1.40 2.01
%
%
**STAT E TOTAL**
%100.00%100.0023,442 23,336 8.68 9.80
%
%
1 111 LIBERTY MUT GRP
%10.69%10.6923,866 25,200New Jersey 15.33 17.33
%
%
2 3548 TRAVELERS GRP
%17.95%7.2616,219 15,676 N/A N/A
3 218 CNA INS GRP
%24.37%6.4114,321 13,935 16.22 18.13
%
%
4 212 ZURICH INS GRP
%29.08%4.7210,527 10,861 N/A N/A
5 783 RLI INS GRP
%33.38%4.299,583 9,898 1.32 1.75
%
%
6 158 FAIRFAX FIN GRP
%37.62%4.249,477 9,686 11.81 12.99
%
%
7 626 CHUBB LTD GRP
%41.65%4.038,987 9,124 N/A N/A
8 242 SELECTIVE INS GRP
%45.46%3.828,518 8,595 N/A N/A
9 1302 BUILDERS INS GRP
%48.75%3.287,332 6,563 23.69 23.92
%
%
10 31 BERKSHIRE HATHAWAY GRP
%51.95%3.207,145 6,641 26.50 32.84
%
%
**STAT E TOTAL**
%100.00%100.00223,261 218,023 6.68 8.80
%
%
1 218 CNA INS GRP
%12.81%12.819,536 9,333New Mexico 36.48 38.88
%
%
2 111 LIBERTY MUT GRP
%23.54%10.737,989 7,364 17.14 19.14
%
%
3 3548 TRAVELERS GRP
%30.51%6.985,196 5,804 N/A N/A
4 3479 MERCHANTS BONDING CO GRP
%37.01%6.494,834 4,224 4.49 4.81
%
%
5 408 BROOKFIELD REINS LTD GRP
%43.41%6.414,771 5,004 8.18 11.79
%
%
6 84 AMERICAN FINANCIAL GRP
%48.68%5.263,919 3,086 4.00 5.52
%
%
7 212 ZURICH INS GRP
%53.89%5.213,883 4,348 N/A N/A
8 626 CHUBB LTD GRP
%58.71%4.813,585 3,330 1.45 1.54
%
%
9 783 RLI INS GRP
%62.20%3.502,603 2,708 15.48 16.52
%
%
10 7 FEDERATED MUT GRP
%65.05%2.852,120 2,144 8.68 8.88
%
%
**STAT E TOTAL**
%100.00%100.0074,462 71,793 8.38 8.07
%
%
© 2024 National Association of Insurance Commissioners
530
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%16.98%16.98100,202 95,616New York 15.53 17.87
%
%
2 3548 TRAVELERS GRP
%25.33%8.3549,258 49,861 N/A N/A
3 212 ZURICH INS GRP
%32.44%7.1141,942 42,729 537.37 561.17
%
%
4 1279 ARCH INS GRP
%38.30%5.8534,536 39,535 15.67 16.66
%
%
5 626 CHUBB LTD GRP
%43.13%4.8428,547 29,491 27.60 27.27
%
%
6 218 CNA INS GRP
%47.76%4.6327,302 25,970 23.59 26.09
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%51.76%4.0023,611 22,435 29.45 44.01
%
%
8 158 FAIRFAX FIN GRP
%55.21%3.4420,312 20,708 3.91 13.23
%
%
9 4904 INTACT FINANCIAL GRP
%58.44%3.2419,104 19,889 N/A N/A
10 1248 AMBAC FINANCIAL GRP
%61.57%3.1318,443 10,989 29.07 29.07
%
%
**STAT E TOTAL**
%100.00%100.00589,986 570,263 57.90 63.66
%
%
1 3548 TRAVELERS GRP
%18.24%18.2447,534 43,780North Carolina 3.84 4.93
%
%
2 111 LIBERTY MUT GRP
%28.44%10.2026,567 25,133 18.97 21.32
%
%
3 212 ZURICH INS GRP
%33.48%5.0413,130 13,063 N/A 1.88
%
4 218 CNA INS GRP
%38.42%4.9412,873 11,370 26.81 28.86
%
%
5 626 CHUBB LTD GRP
%42.67%4.2511,062 10,444 2.40 2.26
%
%
6 91 HARTFORD FIRE & CAS GRP
%46.59%3.9210,208 7,901 6.08 9.95
%
%
7 4904 INTACT FINANCIAL GRP
%50.32%3.739,721 8,515 2.11 4.03
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%53.56%3.248,437 8,143 34.49 35.99
%
%
9 225 IAT REINS CO GRP
%55.95%2.396,235 6,187 N/A 1.02
%
10 785 MARKEL CORP GRP
%58.33%2.386,196 5,277 116.08 120.35
%
%
**STAT E TOTAL**
%100.00%100.00260,536 241,327 37.53 39.79
%
%
1 3548 TRAVELERS GRP
%19.59%19.596,805 6,265North Dakota N/A N/A
2 218 CNA INS GRP
%32.25%12.664,395 4,056 28.87 31.40
%
%
3 111 LIBERTY MUT GRP
%42.38%10.133,516 3,958 20.10 22.37
%
%
4 228 WESTFIELD GRP
%48.37%5.992,081 1,682 5.88 8.84
%
%
5 4904 INTACT FINANCIAL GRP
%52.44%4.071,413 1,165 12.04 15.10
%
%
6 212 ZURICH INS GRP
%56.49%4.051,406 1,244 2.56 7.50
%
%
7 3479 MERCHANTS BONDING CO GRP
%60.51%4.021,398 1,133 6.30 6.85
%
%
8 248 UNITED FIRE & CAS GRP
%63.67%3.161,098 978 11.01 11.01
%
%
9 84 AMERICAN FINANCIAL GRP
%66.54%2.87995 734 6.88 8.10
%
%
10 150 OLD REPUBLIC GRP
%69.16%2.62911 723 12.03 12.04
%
%
**STAT E TOTAL**
%100.00%100.0034,729 32,113 29.45 31.41
%
%
1 3548 TRAVELERS GRP
%9.73%9.7319,976 20,563Ohio N/A N/A
2 228 WESTFIELD GRP
%18.28%8.5517,547 16,359 56.99 62.68
%
%
3 111 LIBERTY MUT GRP
%26.77%8.4917,424 17,172 13.52 15.51
%
%
4 218 CNA INS GRP
%35.18%8.4117,255 16,598 27.06 29.27
%
%
5 212 ZURICH INS GRP
%41.03%5.8411,991 11,653 N/A N/A
6 244 CINCINNATI FIN GRP
%46.00%4.9710,203 9,605 9.68 10.42
%
%
7 1279 ARCH INS GRP
%49.81%3.817,820 6,515 15.94 17.58
%
%
8 4904 INTACT FINANCIAL GRP
%53.60%3.797,784 6,929 N/A 0.57
%
9 626 CHUBB LTD GRP
%57.14%3.547,257 5,830 N/A N/A
10 84 AMERICAN FINANCIAL GRP
%60.01%2.885,906 4,992 N/A N/A
**STAT E TOTAL**
%100.00%100.00205,224 194,282 24.63 25.55
%
%
© 2024 National Association of Insurance Commissioners
531
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%10.83%10.8311,293 11,007Oklahoma 70.60 73.76
%
%
2 212 ZURICH INS GRP
%20.42%9.6010,010 10,109 3.50 4.67
%
%
3 111 LIBERTY MUT GRP
%28.94%8.528,884 7,687 16.63 17.93
%
%
4 225 IAT REINS CO GRP
%34.85%5.916,165 4,620 1.47 1.99
%
%
5 783 RLI INS GRP
%39.98%5.135,353 5,667 2.07 3.28
%
%
6 218 CNA INS GRP
%44.29%4.304,488 5,036 28.23 30.32
%
%
7 7 FEDERATED MUT GRP
%48.26%3.974,144 3,982 2.48 2.94
%
%
8 626 CHUBB LTD GRP
%51.94%3.693,845 3,729 6.30 5.34
%
%
9 84 AMERICAN FINANCIAL GRP
%55.47%3.523,674 4,556 5.51 34.88
%
%
10 3479 MERCHANTS BONDING CO GRP
%58.57%3.103,234 2,998 4.26 4.57
%
%
**STAT E TOTAL**
%100.00%100.00104,306 94,818 21.54 24.90
%
%
1 3548 TRAVELERS GRP
%14.56%14.5615,149 15,943Oregon N/A N/A
2 111 LIBERTY MUT GRP
%28.36%13.7914,347 14,435 15.40 17.35
%
%
3 218 CNA INS GRP
%41.45%13.0913,619 13,531 22.93 24.52
%
%
4 150 OLD REPUBLIC GRP
%47.29%5.846,071 4,646 9.66 10.96
%
%
5 212 ZURICH INS GRP
%51.97%4.684,869 6,143 N/A N/A
6 785 MARKEL CORP GRP
%56.37%4.404,579 4,433 12.45 11.05
%
%
7 626 CHUBB LTD GRP
%60.75%4.384,558 6,335 0.58 0.20
%
%
8 783 RLI INS GRP
%64.67%3.924,076 4,041 4.97 4.94
%
%
9 3479 MERCHANTS BONDING CO GRP
%68.47%3.803,949 3,526 3.05 3.77
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%71.89%3.423,553 3,724 6.72 10.01
%
%
**STAT E TOTAL**
%100.00%100.00104,012 108,688 8.92 9.80
%
%
1 111 LIBERTY MUT GRP
%12.16%12.1641,744 38,683Pennsylvania 16.12 18.17
%
%
2 3548 TRAVELERS GRP
%23.94%11.7840,444 37,509 N/A N/A
3 212 ZURICH INS GRP
%33.32%9.3832,206 31,682 N/A 4.33
%
4 626 CHUBB LTD GRP
%40.00%6.6722,907 18,016 N/A 0.76
%
5 218 CNA INS GRP
%44.01%4.0113,770 12,289 30.23 32.62
%
%
6 1279 ARCH INS GRP
%47.47%3.4611,881 10,797 107.01 127.70
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%50.88%3.4111,711 11,599 7.69 11.62
%
%
8 18468 INDEMNITY NATL INS CO
%53.87%2.9910,262 9,635 0.22 0.29
%
%
9 785 MARKEL CORP GRP
%56.77%2.909,954 4,878 13.85 14.87
%
%
10 4904 INTACT FINANCIAL GRP
%59.61%2.859,771 8,906 N/A 1.23
%
**STAT E TOTAL**
%100.00%100.00343,292 313,991 9.50 13.80
%
%
1 31 BERKSHIRE HATHAWAY GRP
%48.73%48.7317,386 19,243Rhode Island 30.97 38.75
%
%
2 3548 TRAVELERS GRP
%55.58%6.842,441 3,110 N/A N/A
3 111 LIBERTY MUT GRP
%62.19%6.622,361 2,053 18.72 20.56
%
%
4 218 CNA INS GRP
%66.00%3.801,357 1,487 36.36 38.16
%
%
5 212 ZURICH INS GRP
%68.67%2.67952 1,051 13.86 19.44
%
%
6 1279 ARCH INS GRP
%71.14%2.47882 406 8.25 9.04
%
%
7 91 HARTFORD FIRE & CAS GRP
%73.61%2.47881 1,125 375.23 441.38
%
%
8 158 FAIRFAX FIN GRP
%75.78%2.17774 478 318.85 321.51
%
%
962EMC INS CO GRP
%77.87%2.09747 562 1.74 2.40
%
%
10 3219 SOMPO GRP
%79.89%2.02720 547 14.04 14.39
%
%
**STAT E TOTAL**
%100.00%100.0035,676 37,796 2.42 7.70
%
%
© 2024 National Association of Insurance Commissioners
532
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%14.53%14.5317,752 16,151South Carolina N/A N/A
2 111 LIBERTY MUT GRP
%27.44%12.9115,770 13,086 15.25 17.22
%
%
3 218 CNA INS GRP
%34.84%7.409,039 8,169 22.25 23.73
%
%
4 212 ZURICH INS GRP
%38.91%4.074,969 5,321 3.68 4.63
%
%
5 3479 MERCHANTS BONDING CO GRP
%42.60%3.694,510 4,109 2.87 3.37
%
%
6 4904 INTACT FINANCIAL GRP
%46.08%3.484,248 3,630 3.64 5.60
%
%
7 13121 PALMETTO SURETY CORP
%49.36%3.284,012 4,012 19.77 19.77
%
%
8 626 CHUBB LTD GRP
%52.40%3.043,710 3,514 N/A N/A
9 785 MARKEL CORP GRP
%55.15%2.763,366 2,836 78.20 79.31
%
%
10 150 OLD REPUBLIC GRP
%57.90%2.743,352 3,384 12.33 14.31
%
%
**STAT E TOTAL**
%100.00%100.00122,161 110,859 27.33 28.99
%
%
1 3548 TRAVELERS GRP
%11.62%11.623,248 3,681South Dakota N/A 0.43
%
2 111 LIBERTY MUT GRP
%23.14%11.523,221 3,602 15.54 18.31
%
%
3 218 CNA INS GRP
%34.59%11.453,202 3,672 30.51 32.84
%
%
4 212 ZURICH INS GRP
%41.78%7.182,008 1,750 0.52 6.08
%
%
5 248 UNITED FIRE & CAS GRP
%48.82%7.041,969 2,127 20.34 20.34
%
%
6 228 WESTFIELD GRP
%55.26%6.441,801 1,451 6.90 10.01
%
%
7 3479 MERCHANTS BONDING CO GRP
%61.13%5.871,640 1,532 4.70 5.04
%
%
8 150 OLD REPUBLIC GRP
%65.23%4.111,148 1,077 N/A N/A
9 158 FAIRFAX FIN GRP
%68.93%3.701,034 1,520 N/A N/A
10 181 SWISS RE GRP
%72.55%3.621,013 1,444 N/A N/A
**STAT E TOTAL**
%100.00%100.0027,954 29,912 13.69 14.54
%
%
1 3548 TRAVELERS GRP
%17.73%17.7327,935 23,368Tennessee N/A N/A
2 212 ZURICH INS GRP
%26.72%8.9914,159 11,471 0.94 2.06
%
%
3 111 LIBERTY MUT GRP
%35.47%8.7513,781 12,315 90.40 98.14
%
%
4 218 CNA INS GRP
%43.09%7.6212,009 12,810 17.64 19.74
%
%
5 626 CHUBB LTD GRP
%48.40%5.318,365 8,388 1.22 0.65
%
%
6 228 WESTFIELD GRP
%53.11%4.717,416 7,508 23.78 27.09
%
%
7 3479 MERCHANTS BONDING CO GRP
%56.87%3.765,917 5,013 4.70 5.10
%
%
8 4904 INTACT FINANCIAL GRP
%59.53%2.674,199 3,519 1.31 2.89
%
%
9 785 MARKEL CORP GRP
%62.07%2.543,999 3,231 85.71 88.76
%
%
10 91 HARTFORD FIRE & CAS GRP
%64.28%2.213,480 2,923 1.55 2.97
%
%
**STAT E TOTAL**
%100.00%100.00157,524 144,857 18.73 20.48
%
%
1 3548 TRAVELERS GRP
%10.23%10.23107,589 99,210Texa s 26.02 29.80
%
%
2 111 LIBERTY MUT GRP
%20.00%9.77102,765 92,107 16.24 18.61
%
%
3 626 CHUBB LTD GRP
%27.86%7.8582,597 70,778 7.86 7.80
%
%
4 218 CNA INS GRP
%34.73%6.8772,251 64,352 9.70 10.11
%
%
5 785 MARKEL CORP GRP
%40.60%5.8761,724 57,228 50.60 49.31
%
%
6 91 HARTFORD FIRE & CAS GRP
%46.38%5.7960,848 56,259 49.81 53.78
%
%
7 212 ZURICH INS GRP
%51.93%5.5558,324 56,859 5.36 6.52
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%56.49%4.5647,984 47,318 41.68 48.06
%
%
9 3479 MERCHANTS BONDING CO GRP
%59.89%3.3935,672 31,687 21.44 18.34
%
%
10 158 FAIRFAX FIN GRP
%62.33%2.4525,740 23,512 18.73 19.68
%
%
**STAT E TOTAL**
%100.00%100.001,051,581 966,289 36.53 39.06
%
%
© 2024 National Association of Insurance Commissioners
533
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%18.02%18.0217,599 12,835Utah N/A N/A
2 212 ZURICH INS GRP
%32.07%14.0513,722 8,194 82.43 90.44
%
%
3 4904 INTACT FINANCIAL GRP
%43.42%11.3411,079 10,846 N/A N/A
4 111 LIBERTY MUT GRP
%53.36%9.959,713 8,040 16.13 18.13
%
%
5 218 CNA INS GRP
%60.19%6.836,667 6,231 32.37 34.27
%
%
6 626 CHUBB LTD GRP
%66.67%6.486,325 2,923 12.95 13.39
%
%
7 1279 ARCH INS GRP
%71.47%4.804,688 3,507 16.66 18.33
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.86%4.394,289 4,104 4.22 4.42
%
%
9 244 CINCINNATI FIN GRP
%78.37%2.512,449 2,541 12.68 13.21
%
%
10 3219 SOMPO GRP
%80.57%2.212,156 2,130 4.33 8.58
%
%
**STAT E TOTAL**
%100.00%100.0097,657 80,494 12.65 14.89
%
%
1 111 LIBERTY MUT GRP
%11.26%11.261,175 1,062Vermont 15.98 17.73
%
%
2 212 ZURICH INS GRP
%21.55%10.291,074 856 2.16 3.51
%
%
3 3548 TRAVELERS GRP
%28.65%7.10741 669 N/A N/A
4 244 CINCINNATI FIN GRP
%34.84%6.18645 653 12.14 13.28
%
%
5 4869 WT HOLDINGS GRP
%40.83%5.99625 435 19.31 19.11
%
%
6 361 MUNICH RE GRP
%46.74%5.92617 937 N/A N/A
7 4381 SKYWARD SPECIALTY INS GRP INC GRP
%52.24%5.49573 569 0.00 0.00
%
%
8 31 BERKSHIRE HATHAWAY GRP
%57.36%5.12535 475 5.46 6.07
%
%
9 181 SWISS RE GRP
%61.64%4.28447 569 9.32 11.11
%
%
10 626 CHUBB LTD GRP
%65.43%3.78395 415 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,433 10,396 N/A 0.38
%
1 3548 TRAVELERS GRP
%15.17%15.1739,478 32,800Virginia 71.34 72.96
%
%
2 111 LIBERTY MUT GRP
%28.57%13.4034,863 33,802 16.13 18.64
%
%
3 212 ZURICH INS GRP
%39.20%10.6227,639 23,081 0.26 2.26
%
%
4 626 CHUBB LTD GRP
%44.70%5.5014,323 14,759 1.07 0.77
%
%
5 218 CNA INS GRP
%48.89%4.1910,895 11,338 25.60 27.84
%
%
6 4904 INTACT FINANCIAL GRP
%52.73%3.849,984 8,633 22.51 23.14
%
%
7 3219 SOMPO GRP
%56.17%3.458,965 6,569 77.66 79.59
%
%
8 785 MARKEL CORP GRP
%59.48%3.318,608 6,294 81.71 83.23
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%62.65%3.178,259 8,167 8.76 13.12
%
%
10 91 HARTFORD FIRE & CAS GRP
%65.59%2.947,645 9,056 N/A N/A
**STAT E TOTAL**
%100.00%100.00260,179 242,086 23.85 25.99
%
%
1 111 LIBERTY MUT GRP
%18.21%18.2134,886 33,918Washington 15.13 17.66
%
%
2 3548 TRAVELERS GRP
%34.81%16.6031,802 32,789 25.00 26.41
%
%
3 218 CNA INS GRP
%42.95%8.1415,592 13,739 26.48 28.49
%
%
4 212 ZURICH INS GRP
%51.07%8.1215,566 15,596 2.40 13.19
%
%
5 3479 MERCHANTS BONDING CO GRP
%56.39%5.3210,201 9,458 29.13 29.09
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%61.50%5.119,784 9,799 9.11 15.24
%
%
7 626 CHUBB LTD GRP
%65.07%3.576,833 6,716 N/A N/A
8 783 RLI INS GRP
%68.12%3.055,852 6,021 2.31 2.94
%
%
9 181 SWISS RE GRP
%70.97%2.845,446 4,961 6.76 9.95
%
%
10 158 FAIRFAX FIN GRP
%73.35%2.384,565 4,025 33.17 36.37
%
%
**STAT E TOTAL**
%100.00%100.00191,590 186,467 16.03 18.79
%
%
© 2024 National Association of Insurance Commissioners
534
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 18468 INDEMNITY NATL INS CO
%26.51%26.5114,040 13,737West Virginia N/A N/A
2 212 ZURICH INS GRP
%35.41%8.904,714 4,428 3.03 4.37
%
%
3 3548 TRAVELERS GRP
%42.55%7.143,779 3,596 N/A N/A
4 111 LIBERTY MUT GRP
%48.07%5.522,922 3,438 15.70 17.68
%
%
5 228 WESTFIELD GRP
%53.58%5.512,918 2,535 5.41 8.48
%
%
6 218 CNA INS GRP
%57.94%4.362,310 2,475 24.89 27.36
%
%
7 38504 FIRST SURETY CORP
%61.86%3.922,078 2,052 76.29 82.29
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%65.73%3.872,047 2,063 N/A N/A
9 84 AMERICAN FINANCIAL GRP
%68.94%3.211,698 1,621 6.11 8.05
%
%
10 158 FAIRFAX FIN GRP
%71.45%2.511,331 1,418 4.23 3.91
%
%
**STAT E TOTAL**
%100.00%100.0052,956 52,165 8.99 10.54
%
%
1 3548 TRAVELERS GRP
%14.32%14.3213,250 10,006Wisconsin N/A N/A
2 111 LIBERTY MUT GRP
%27.50%13.1812,201 11,935 18.34 20.38
%
%
3 218 CNA INS GRP
%36.65%9.158,473 7,853 29.75 30.55
%
%
4 212 ZURICH INS GRP
%42.71%6.065,608 5,857 N/A N/A
5 4904 INTACT FINANCIAL GRP
%47.38%4.674,319 2,262 3.37 5.29
%
%
6 761 ALLIANZ INS GRP
%51.96%4.594,246 620 81.12 79.72
%
%
7 3479 MERCHANTS BONDING CO GRP
%55.97%4.013,708 3,364 19.16 21.09
%
%
8 150 OLD REPUBLIC GRP
%59.88%3.913,620 3,473 53.95 56.06
%
%
9 626 CHUBB LTD GRP
%63.64%3.763,478 3,179 5.73 5.56
%
%
10 7 FEDERATED MUT GRP
%67.31%3.673,399 3,359 3.76 6.05
%
%
**STAT E TOTAL**
%100.00%100.0092,560 81,554 18.70 19.91
%
%
1 212 ZURICH INS GRP
%19.30%19.3012,487 12,235Wyoming N/A N/A
2 3548 TRAVELERS GRP
%31.38%12.087,817 8,365 N/A N/A
3 408 BROOKFIELD REINS LTD GRP
%41.98%10.606,860 6,912 N/A N/A
4 158 FAIRFAX FIN GRP
%51.28%9.306,019 5,693 7.88 7.54
%
%
5 111 LIBERTY MUT GRP
%58.98%7.704,982 4,383 15.82 17.81
%
%
6 3219 SOMPO GRP
%65.35%6.374,122 4,263 17.72 20.94
%
%
7 218 CNA INS GRP
%69.87%4.522,924 2,669 23.04 24.93
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%73.07%3.202,070 2,116 N/A 0.99
%
9 1279 ARCH INS GRP
%75.69%2.621,697 1,586 N/A N/A
10 18468 INDEMNITY NATL INS CO
%78.30%2.611,686 1,350 8.59 11.45
%
%
**STAT E TOTAL**
%100.00%100.0064,709 62,384 6.92 8.75
%
%
1 3548 TRAVELERS GRP
%76.75%76.7511American Samoa 0.00 0.00
%
%
2 626 CHUBB LTD GRP
%100.00%23.2500N/AN/A
**STAT E TOTAL**
%100.00%100.0022N/AN/A
1 212 ZURICH INS GRP
%44.10%44.106,032 4,211Guam 4.12 5.28
%
%
2 111 LIBERTY MUT GRP
%63.33%19.232,631 2,590 11.12 13.01
%
%
3 3548 TRAVELERS GRP
%75.73%12.391,695 2,009 N/A N/A
4 626 CHUBB LTD GRP
%81.68%5.95814 1,582 16.01 16.47
%
%
5 4672 DONGBU INS GRP
%85.31%3.63496 404 487.42 500.52
%
%
6 10972 FIRST NET INS CO
%88.90%3.59491 404 34.77 47.39
%
%
7 150 OLD REPUBLIC GRP
%90.90%2.01274 80 0.00 0.00
%
%
8 218 CNA INS GRP
%92.86%1.96268 175 33.14 36.19
%
%
9 18380 PACIFIC IND INS CO
%94.39%1.53209 300 64.69 77.19
%
%
10 785 MARKEL CORP GRP
%95.66%1.27174 60 1.22 1.22
%
%
**STAT E TOTAL**
%100.00%100.0013,678 12,614 24.82 27.04
%
%
© 2024 National Association of Insurance Commissioners
535
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3593 USIC GRP
%38.74%38.7432,797 29,710Puerto Rico 8.52 13.14
%
%
2 3548 TRAVELERS GRP
%52.93%14.1912,015 9,523 N/A N/A
3 218 CNA INS GRP
%62.55%9.628,141 6,528 27.89 30.66
%
%
471UNIVERSAL INS CO GRP
%67.45%4.904,145 3,885 20.32 20.86
%
%
5 411 MAPFRE INS GRP
%72.11%4.663,947 3,735 N/A N/A
6 212 ZURICH INS GRP
%76.16%4.053,430 3,408 7.58 10.94
%
%
7 10308 ANTILLES INS CO
%79.67%3.512,972 3,095 3.24 3.21
%
%
8 626 CHUBB LTD GRP
%82.99%3.322,811 1,602 7.34 7.64
%
%
9 10009 TOWER BONDING & SURETY CO
%86.12%3.122,644 2,641 5.58 5.58
%
%
10 4804 MULTINATIONAL GRP
%88.49%2.382,014 2,201 10.65 12.22
%
%
**STAT E TOTAL**
%100.00%100.0084,656 75,610 7.34 10.04
%
%
1 3548 TRAVELERS GRP
%60.14%60.14934 1,418U.S. Virgin Islands 392.64 394.48
%
%
2 111 LIBERTY MUT GRP
%72.88%12.74198 259 17.21 19.18
%
%
3 212 ZURICH INS GRP
%78.33%5.4685 59 7.40 9.57
%
%
4 1279 ARCH INS GRP
%82.73%4.4068 58 20.20 22.23
%
%
5 218 CNA INS GRP
%85.62%2.8945 42 N/A N/A
6 4706 LOCKHART CO GRP
%88.45%2.8344 45 0.00 0.00
%
%
7 91 HARTFORD FIRE & CAS GRP
%90.31%1.8529 410 16.58 20.96
%
%
8 225 IAT REINS CO GRP
%91.94%1.6425 35 N/A N/A
9 4904 INTACT FINANCIAL GRP
%93.33%1.3821 52 N/A N/A
10 3219 SOMPO GRP
%94.37%1.0416 20 58.93 59.46
%
%
**STAT E TOTAL**
%100.00%100.001,553 2,503 223.60 225.00
%
%
1 111 LIBERTY MUT GRP
%76.15%76.15635 638N. Mariana Islands 16.69 18.80
%
%
2 10972 FIRST NET INS CO
%95.42%19.27161 343 N/A N/A
3 212 ZURICH INS GRP
%97.12%1.7014 77 3.26 3.91
%
%
4 5030 TAN HOLDINGS CORP GRP
%98.10%0.988 14 0.00 0.00
%
%
5 4672 DONGBU INS GRP
%99.04%0.938 46 0.00 0.00
%
%
6 218 CNA INS GRP
%99.44%0.403 0 0.00 0.00
%
%
7 3219 SOMPO GRP
%99.77%0.343 4 1,768.31 1,911.37
%
%
8 626 CHUBB LTD GRP
%99.98%0.2022N/AN/A
9 3548 TRAVELERS GRP
%100.00%0.020 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00834 1,124 2.86 4.02
%
%
1 111 LIBERTY MUT GRP
%44.22%44.2245,172 43,909Canada N/A 4.19
%
2 218 CNA INS GRP
%56.79%12.5712,838 8,809 26.44 28.27
%
%
3 761 ALLIANZ INS GRP
%67.61%10.8211,053 7,021 85.74 86.02
%
%
4 31 BERKSHIRE HATHAWAY GRP
%76.56%8.959,140 5,742 25.68 32.08
%
%
5 968 AXA INS GRP
%84.44%7.888,047 6,992 33.05 35.93
%
%
6 91 HARTFORD FIRE & CAS GRP
%90.46%6.036,156 3,588 11.75 15.62
%
%
7 181 SWISS RE GRP
%95.24%4.784,880 5,019 3.58 N/A
%
8 98 WR BERKLEY CORP GRP
%99.64%4.394,487 4,839 24.00 24.00
%
%
9 4904 INTACT FINANCIAL GRP
%100.00%0.36371 296 10.83 12.89
%
%
10 84 AMERICAN FINANCIAL GRP
%100.00%0.0028N/AN/A
**STAT E TOTAL**
%100.00%100.00102,148 86,223 13.35 18.32
%
%
© 2024 National Association of Insurance Commissioners
536
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
24 - Surety
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 111 LIBERTY MUT GRP
%59.81%59.8151,612 26,419Agg. Other Alien N/A N/A
2 31 BERKSHIRE HATHAWAY GRP
%75.47%15.6613,510 10,698 153.49 173.90
%
%
3 1120 EVEREST REINS HOLDINGS GRP
%82.54%7.076,100 2,873 0.00 0.00
%
%
4 783 RLI INS GRP
%87.29%4.754,102 3,227 97.85 112.42
%
%
5 626 CHUBB LTD GRP
%91.67%4.383,778 1,519 N/A N/A
6 408 BROOKFIELD REINS LTD GRP
%94.05%2.382,056 2,056 N/A N/A
7 3548 TRAVELERS GRP
%96.26%2.211,906 1,387 N/A N/A
8 4904 INTACT FINANCIAL GRP
%97.66%1.391,203 1,129 3.92 5.86
%
%
9 5030 TAN HOLDINGS CORP GRP
%98.50%0.84728 736 0.00 0.00
%
%
10 158 FAIRFAX FIN GRP
%98.85%0.35300 151 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0086,291 34,098 N/A N/A
© 2024 National Association of Insurance Commissioners
537
26—Burglary and Theft
© 2024 National Association of Insurance Commissioners
538
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%15.16%15.1690,446 98,354 45.44 50.77
%
%
2 626 CHUBB LTD GRP
%28.44%13.2879,240 64,255 22.28 26.88
%
%
3 3548 TRAVELERS GRP
%41.14%12.7175,829 74,946 39.27 39.16
%
%
4 244 CINCINNATI FIN GRP
%47.78%6.6439,614 39,047 49.69 50.26
%
%
5 218 CNA INS GRP
%54.32%6.5439,033 36,703 120.20 122.33
%
%
6 968 AXA INS GRP
%60.46%6.1436,627 34,070 N/A N/A
7 4666 HISCOX INS GRP
%65.78%5.3231,763 43,532 11.12 9.49
%
%
8 31 BERKSHIRE HATHAWAY GRP
%70.39%4.6127,489 23,789 15.50 15.91
%
%
9 12 AMERICAN INTL GRP
%73.93%3.5421,136 19,367 18.93 19.05
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%76.94%3.0117,964 18,316 N/A N/A
11 10199 RANCHERS & FARMERS MUT INS CO
%79.45%2.5114,982 13,936 50.70 50.72
%
%
12 3416 AXIS CAPITAL GRP
%81.74%2.2813,624 11,687 11.14 11.62
%
%
13 88 THE HANOVER INS GRP
%83.83%2.0912,481 12,431 44.63 46.25
%
%
14 98 WR BERKLEY CORP GRP
%85.86%2.0312,127 11,052 24.56 25.93
%
%
15 91 HARTFORD FIRE & CAS GRP
%87.65%1.7910,681 10,557 N/A N/A
16 215 KEMPER CORP GRP
%89.08%1.438,537 8,520 3.02 3.02
%
%
17 19 ASSURANT INC GRP
%90.43%1.358,071 8,096 2.80 2.80
%
%
18 1120 EVEREST REINS HOLDINGS GRP
%91.54%1.116,630 6,050 50.36 55.20
%
%
19 4904 INTACT FINANCIAL GRP
%92.45%0.915,403 5,339 20.16 22.39
%
%
20 4942 BEAZLEY GRP
%93.32%0.875,218 4,658 31.62 25.55
%
%
21 306 TRUSTAGE GRP
%94.07%0.744,429 4,202 16.02 17.58
%
%
22 123 SHELTER INS GRP
%94.56%0.492,930 2,555 15.26 15.73
%
%
23 7 FEDERATED MUT GRP
%94.92%0.362,138 2,078 8.81 8.96
%
%
24 4850 CLEAR BLUE FINANCIAL GRP
%95.27%0.362,135 2,458 77.35 78.29
%
%
25 140 NATIONWIDE CORP GRP
%95.60%0.331,975 2,549 16.97 16.42
%
%
26 4706 LOCKHART CO GRP
%95.90%0.301,793 1,616 1.29 1.38
%
%
27 291 ENCOVA MUT INS GRP
%96.15%0.251,462 1,532 39.48 42.42
%
%
28 84 AMERICAN FINANCIAL GRP
%96.37%0.221,333 1,335 18.31 23.91
%
%
29 3494 JAMES RIVER GRP
%96.57%0.201,166 1,031 45.29 47.55
%
%
30 280 AUTO OWNERS GRP
%96.76%0.191,150 1,105 3.76 3.61
%
%
31 248 UNITED FIRE & CAS GRP
%96.94%0.181,082 1,076 12.98 12.53
%
%
32 242 SELECTIVE INS GRP
%97.11%0.171,020 1,090 4.18 4.18
%
%
33 111 LIBERTY MUT GRP
%97.28%0.171,010 995 53.49 63.28
%
%
34 785 MARKEL CORP GRP
%97.44%0.16934 920 9.41 13.66
%
%
35 761 ALLIANZ INS GRP
%97.57%0.14809 2 9,727.96 8,872.61
%
%
36 309 WESTERN NATL MUT GRP
%97.70%0.13762 738 14.97 15.18
%
%
37 201 UTICA GRP
%97.82%0.12729 740 6.30 6.31
%
%
38 1279 ARCH INS GRP
%97.94%0.12703 550 3.48 0.67
%
%
39 17337 HANOVER FIRE & CAS INS CO
%98.04%0.10610 561 11.82 11.82
%
%
40 11118 FEDERATED RURAL ELECTRIC INS EXCH
%98.14%0.10591 548 66.95 76.08
%
%
41 4908 ASCOT INS US GRP
%98.24%0.10583 382 37.68 44.43
%
%
42 4994 LOUDOUN MUT GRP
%98.34%0.10568 568 0.00 0.00
%
%
43 963 OHIO MUT GRP
%98.43%0.09565 547 15.09 15.57
%
%
44 4997 ACP INS MGMT LLC GRP
%98.53%0.09561 259 25.23 25.59
%
%
45 473 AMERICAN FAMILY INS GRP
%98.62%0.09537 971 12.23 12.22
%
%
46 150 OLD REPUBLIC GRP
%98.70%0.09512 463 55.36 59.93
%
%
47 361 MUNICH RE GRP
%98.78%0.08487 368 178.41 189.82
%
%
48 5015 CONCERT GRP HOLDINGS INC GRP
%98.86%0.08467 98 65.17 65.69
%
%
49 14184 ACUITY A MUT INS CO
%98.94%0.07443 420 7.88 7.79
%
%
50 225 IAT REINS CO GRP
%99.01%0.07442 495 N/A N/A
51 29831 INDEPENDENT MUT FIRE INS CO
%99.08%0.07414 393 7.65 7.65
%
%
52 62 EMC INS CO GRP
%99.15%0.07400 384 10.91 10.94
%
%
53 762 FRANKLIN MUT GRP
%99.21%0.07389 383 0.00 0.00
%
%
54 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.26%0.05322 316 11.38 13.51
%
%
55 15350 WEST BEND INS CO
%99.32%0.05314 323 7.80 8.29
%
%
56 158 FAIRFAX FIN GRP
%99.36%0.04259 258 12.89 28.52
%
%
57 169 SENTRY INS GRP
%99.40%0.04246 277 48.59 50.37
%
%
58 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.44%0.04222 223 N/A N/A
59 267 GRANGE MUT CAS GRP
%99.47%0.03187 193 N/A N/A
60 228 WESTFIELD GRP
%99.50%0.03186 177 N/A N/A
61 10140 OPTIMA SEGUROS
%99.53%0.03176 169 7.80 7.80
%
%
62 2538 AMTRUST FINANCIAL SERV GRP
%99.56%0.03161 68 50.63 91.85
%
%
63 16427 ATEGRITY SPECIALTY INS CO
%99.58%0.03153 14 58.00 59.99
%
%
64 256 COACTION GLOBAL INC GRP
%99.61%0.02144 169 185.24 185.94
%
%
65 796 QBE INS GRP
%99.63%0.02136 149 3.30 N/A
%
© 2024 National Association of Insurance Commissioners
539
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 207 WESTERN RESERVE GRP
%99.65%0.02133 129 N/A N/A
67 4670 STARR GRP
%99.67%0.02125 108 N/A 463.75
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%99.69%0.02121 73 66.00 66.00
%
%
69 3436 LIBERTY LIFE GRP TRUST GRP
%99.71%0.02108 107 16.85 16.85
%
%
70 5030 TAN HOLDINGS CORP GRP
%99.73%0.02101 64 12.43 12.43
%
%
71 13597 CHUNG KUO INS CO LTD
%99.75%0.0299 93 28.05 29.15
%
%
72 3456 CYPRESS GRP HOLDINGS INC GRP
%99.76%0.0293 103 0.00 0.00
%
%
73 518 GRINNELL MUT GRP
%99.78%0.0184 88 0.00 0.00
%
%
74 10972 FIRST NET INS CO
%99.79%0.0183 84 N/A N/A
75 4715 MS & AD INS GRP
%99.80%0.0178 75 2.05 2.71
%
%
76 250 DONEGAL GRP
%99.82%0.0177 78 0.00 0.00
%
%
77 4869 WT HOLDINGS GRP
%99.83%0.0166 73 2.32 2.32
%
%
78 153 PEKIN INS GRP
%99.84%0.0163 42 0.36 0.20
%
%
79 4672 DONGBU INS GRP
%99.85%0.0159 62 0.81 1.64
%
%
80 30651 FARMERS MUT OF TN
%99.86%0.0152 68 41.33 41.33
%
%
81 181 SWISS RE GRP
%99.86%0.0148 53 1.82 2.06
%
%
82 645 OREGON MUT GRP
%99.87%0.0147 51 N/A N/A
83 447 HARFORD GRP
%99.88%0.0146 44 N/A N/A
84 4935 CHANDLER INS GRP
%99.89%0.0146 45 N/A N/A
85 35 CELINA GRP
%99.89%0.0141 40 0.00 0.00
%
%
86 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.90%0.0139 40 173.21 173.21
%
%
87 50 COUNTRY INS & FIN SERV GRP
%99.91%0.0136 33 0.55 0.57
%
%
88 383 AMERICAN EUROPEAN GRP
%99.91%0.0135 37 0.00 0.00
%
%
89 3991 IMT MUT HOLDING GRP
%99.92%0.0133 27 0.00 0.00
%
%
90 3219 SOMPO GRP
%99.92%0.0133 32 5.29 4.97
%
%
91 41068 NATIONAL FIRE & CAS CO
%99.93%0.0131 32 137.75 322.89
%
%
92 12006 DISTRICTS MUT INS & RISK MGMT SERV
%99.93%0.0025 24 0.00 0.00
%
%
93 13889 FARMERS MUT INS CO OF NE
%99.94%0.0024 29 0.00 0.00
%
%
94 303 GUIDEONE INS GRP
%99.94%0.0023 33 0.00 0.00
%
%
95 30864 INSURANCE PLACEMENT FACILITY OF PA
%99.94%0.0021 20 1.02 1.06
%
%
96 96 SECURA INS GRP
%99.95%0.0021 20 5.03 6.76
%
%
97 474 FCCI MUT INS GRP
%99.95%0.0021 23 1.73 1.69
%
%
98 842 FARM BUREAU GRP
%99.96%0.0021 21 0.00 0.00
%
%
99 28550 HOUSING & REDEVELOPMENT INS EXCH
%99.96%0.0020 20 0.00 0.00
%
%
100 536 GUIDEWELL MUT HOLDING GRP
%99.96%0.0020 18 0.00 0.49
%
%
101 13757 FARM BUREAU MUT INS CO OF AR INC
%99.97%0.0020 20 N/A N/A
102 36 CENTRAL MUT INS CO GRP
%99.97%0.0020 20 0.00 0.00
%
%
103 176 STATE FARM GRP
%99.97%0.0019 18 4.04 14.31
%
%
104 18380 PACIFIC IND INS CO
%99.97%0.0016 21 46.18 46.18
%
%
105 4851 CHURCH MUT GRP
%99.98%0.0014 15 0.00 0.00
%
%
106 783 RLI INS GRP
%99.98%0.0013 13 N/A N/A
107 483 SOUTHERN FARM BUREAU CAS GRP
%99.98%0.0013 12 0.00 0.00
%
%
108 4720 CONIFER HOLDINGS GRP
%99.98%0.0011 14 0.00 0.00
%
%
109 214 ALLIANCE INS GRP
%99.98%0.0011 27 N/A N/A
110 4485 COPPERPOINT GRP
%99.99%0.0010 8 N/A N/A
111 333 MUTUAL OF ENUMCLAW GRP
%99.99%0.00929N/AN/A
112 16926 ARECA INS EXCH
%99.99%0.008 10 0.00 0.00
%
%
113 324 NORTH CAROLINA FARM BUREAU GRP
%99.99%0.007 7 0.00 0.00
%
%
114 5048 INDIANA FARMERS MUT GRP
%99.99%0.007 5 0.19 0.19
%
%
115 14250 FARM & HOME MUT INS CO
%99.99%0.007 6 0.00 0.00
%
%
116 1309 FRANKENMUTH GRP
%99.99%0.006 5 0.00 0.00
%
%
117 15709 SOUTHERN STATES INS EXCH
%99.99%0.006 6 0.00 0.00
%
%
118 13501 BRETHREN MUT INS CO
%100.00%0.004 4 0.00 0.00
%
%
119 408 BROOKFIELD REINS LTD GRP
%100.00%0.004 4 0.02 0.05
%
%
120 4913 STERLING INS GRP
%100.00%0.004 4 0.00 0.00
%
%
121 10308 ANTILLES INS CO
%100.00%0.003 3 0.00 0.00
%
%
122 15024 PREFERRED MUT INS CO
%100.00%0.002 2 0.00 0.00
%
%
123 14451 MARYSVILLE MUT INS CO
%100.00%0.0022N/AN/A
124 16748 AFFINITY MUT INS CO
%100.00%0.002 2 688.60 688.60
%
%
125 69 FARMERS INS GRP
%100.00%0.0022N/AN/A
**INDUSTRY TOTAL**
%100.00%100.00596,733 582,647 31.09 33.21
%
%
© 2024 National Association of Insurance Commissioners
540
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%15.29%15.2990,113 98,067 45.55 50.89
%
%
2 626 CHUBB LTD GRP
%28.74%13.4579,239 64,254 22.39 26.98
%
%
3 3548 TRAVELERS GRP
%41.57%12.8375,635 74,787 39.32 39.22
%
%
4 244 CINCINNATI FIN GRP
%48.29%6.7239,614 39,047 49.69 50.26
%
%
5 218 CNA INS GRP
%54.78%6.4938,250 35,900 122.75 124.90
%
%
6 968 AXA INS GRP
%60.95%6.1736,356 33,864 N/A N/A
7 4666 HISCOX INS GRP
%66.34%5.3931,763 43,532 11.12 9.49
%
%
8 31 BERKSHIRE HATHAWAY GRP
%70.04%3.7021,809 18,475 17.11 17.47
%
%
9 12 AMERICAN INTL GRP
%73.63%3.5921,136 19,367 18.93 19.05
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%76.58%2.9517,387 17,747 N/A N/A
11 10199 RANCHERS & FARMERS MUT INS CO
%79.12%2.5414,982 13,936 50.70 50.72
%
%
12 3416 AXIS CAPITAL GRP
%81.43%2.3113,624 11,687 11.14 11.62
%
%
13 88 THE HANOVER INS GRP
%83.55%2.1212,481 12,431 44.63 46.25
%
%
14 98 WR BERKLEY CORP GRP
%85.59%2.0512,053 11,009 24.65 26.03
%
%
15 91 HARTFORD FIRE & CAS GRP
%87.33%1.7310,212 10,094 N/A N/A
16 215 KEMPER CORP GRP
%88.78%1.458,537 8,520 3.02 3.02
%
%
17 19 ASSURANT INC GRP
%90.10%1.327,792 7,816 2.76 2.76
%
%
18 1120 EVEREST REINS HOLDINGS GRP
%91.22%1.126,630 6,050 50.36 55.20
%
%
19 4904 INTACT FINANCIAL GRP
%92.14%0.925,403 5,339 20.16 22.39
%
%
20 4942 BEAZLEY GRP
%93.02%0.895,218 4,658 31.62 25.55
%
%
21 306 TRUSTAGE GRP
%93.78%0.754,429 4,202 16.02 17.58
%
%
22 123 SHELTER INS GRP
%94.27%0.502,930 2,555 15.26 15.73
%
%
23 761 ALLIANZ INS GRP
%94.66%0.392,301 2,363 17.17 18.11
%
%
24 7 FEDERATED MUT GRP
%95.03%0.362,138 2,078 8.81 8.96
%
%
25 4850 CLEAR BLUE FINANCIAL GRP
%95.39%0.362,135 2,458 77.35 78.29
%
%
26 140 NATIONWIDE CORP GRP
%95.72%0.341,975 2,549 16.97 16.42
%
%
27 4706 LOCKHART CO GRP
%96.03%0.301,793 1,616 1.29 1.38
%
%
28 291 ENCOVA MUT INS GRP
%96.28%0.251,462 1,532 39.48 42.42
%
%
29 84 AMERICAN FINANCIAL GRP
%96.49%0.211,263 1,275 19.17 25.05
%
%
30 3494 JAMES RIVER GRP
%96.69%0.201,166 1,031 45.29 47.55
%
%
31 280 AUTO OWNERS GRP
%96.88%0.201,150 1,105 3.76 3.61
%
%
32 248 UNITED FIRE & CAS GRP
%97.07%0.181,082 1,076 12.98 12.53
%
%
33 242 SELECTIVE INS GRP
%97.24%0.171,020 1,090 4.18 4.18
%
%
34 111 LIBERTY MUT GRP
%97.41%0.171,010 995 53.53 63.31
%
%
35 785 MARKEL CORP GRP
%97.57%0.16934 920 9.41 13.66
%
%
36 309 WESTERN NATL MUT GRP
%97.70%0.13762 738 14.97 15.18
%
%
37 201 UTICA GRP
%97.82%0.12729 740 6.30 6.31
%
%
38 1279 ARCH INS GRP
%97.94%0.12697 548 3.42 0.58
%
%
39 17337 HANOVER FIRE & CAS INS CO
%98.05%0.10610 561 11.82 11.82
%
%
40 11118 FEDERATED RURAL ELECTRIC INS EXCH
%98.15%0.10591 548 66.95 76.08
%
%
41 4908 ASCOT INS US GRP
%98.24%0.10583 382 37.68 44.43
%
%
42 4994 LOUDOUN MUT GRP
%98.34%0.10568 568 0.00 0.00
%
%
43 963 OHIO MUT GRP
%98.44%0.10565 547 15.09 15.57
%
%
44 4997 ACP INS MGMT LLC GRP
%98.53%0.10561 259 25.23 25.59
%
%
45 473 AMERICAN FAMILY INS GRP
%98.62%0.09537 971 12.23 12.22
%
%
46 150 OLD REPUBLIC GRP
%98.71%0.09512 463 55.36 59.93
%
%
47 361 MUNICH RE GRP
%98.79%0.08487 368 178.41 189.82
%
%
48 5015 CONCERT GRP HOLDINGS INC GRP
%98.87%0.08467 98 65.17 65.69
%
%
49 14184 ACUITY A MUT INS CO
%98.95%0.08443 420 7.88 7.79
%
%
50 225 IAT REINS CO GRP
%99.02%0.07442 495 N/A N/A
51 29831 INDEPENDENT MUT FIRE INS CO
%99.09%0.07414 393 7.65 7.65
%
%
52 62 EMC INS CO GRP
%99.16%0.07400 384 10.91 10.94
%
%
53 762 FRANKLIN MUT GRP
%99.23%0.07389 383 0.00 0.00
%
%
54 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%99.28%0.05322 316 11.38 13.51
%
%
55 15350 WEST BEND INS CO
%99.33%0.05314 323 7.80 8.29
%
%
56 169 SENTRY INS GRP
%99.38%0.04246 277 48.59 50.37
%
%
57 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.41%0.04222 223 N/A N/A
58 267 GRANGE MUT CAS GRP
%99.45%0.03187 193 N/A N/A
59 228 WESTFIELD GRP
%99.48%0.03186 177 N/A N/A
60 10140 OPTIMA SEGUROS
%99.51%0.03176 169 7.80 7.80
%
%
61 2538 AMTRUST FINANCIAL SERV GRP
%99.53%0.03161 68 50.63 91.85
%
%
62 16427 ATEGRITY SPECIALTY INS CO
%99.56%0.03153 14 58.00 59.99
%
%
63 256 COACTION GLOBAL INC GRP
%99.58%0.02144 169 185.24 185.94
%
%
64 158 FAIRFAX FIN GRP
%99.61%0.02140 152 N/A 1.64
%
65 796 QBE INS GRP
%99.63%0.02136 149 3.30 N/A
%
© 2024 National Association of Insurance Commissioners
541
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 207 WESTERN RESERVE GRP
%99.65%0.02133 129 N/A N/A
67 4670 STARR GRP
%99.67%0.02125 108 N/A 464.03
%
68 4234 RANDALL & QUILTER INVESTMENT GRP
%99.70%0.02121 73 66.00 66.00
%
%
69 3436 LIBERTY LIFE GRP TRUST GRP
%99.71%0.02108 107 16.85 16.85
%
%
70 13597 CHUNG KUO INS CO LTD
%99.73%0.0299 93 28.05 29.15
%
%
71 5030 TAN HOLDINGS CORP GRP
%99.75%0.0295 57 13.97 13.97
%
%
72 3456 CYPRESS GRP HOLDINGS INC GRP
%99.76%0.0293 103 0.00 0.00
%
%
73 518 GRINNELL MUT GRP
%99.78%0.0184 88 0.00 0.00
%
%
74 4715 MS & AD INS GRP
%99.79%0.0178 75 2.05 2.71
%
%
75 250 DONEGAL GRP
%99.80%0.0177 78 0.00 0.00
%
%
76 10972 FIRST NET INS CO
%99.81%0.0169 66 N/A N/A
77 4869 WT HOLDINGS GRP
%99.83%0.0166 73 2.32 2.32
%
%
78 153 PEKIN INS GRP
%99.84%0.0163 42 0.36 0.20
%
%
79 4672 DONGBU INS GRP
%99.85%0.0158 61 0.83 1.67
%
%
80 30651 FARMERS MUT OF TN
%99.86%0.0152 68 41.33 41.33
%
%
81 181 SWISS RE GRP
%99.86%0.0148 53 1.82 2.06
%
%
82 645 OREGON MUT GRP
%99.87%0.0147 51 N/A N/A
83 447 HARFORD GRP
%99.88%0.0146 44 N/A N/A
84 4935 CHANDLER INS GRP
%99.89%0.0146 45 N/A N/A
85 35 CELINA GRP
%99.89%0.0141 40 0.00 0.00
%
%
86 14974 PENNSYLVANIA LUMBERMENS MUT INS
%99.90%0.0139 40 173.21 173.21
%
%
87 50 COUNTRY INS & FIN SERV GRP
%99.91%0.0136 33 0.55 0.57
%
%
88 383 AMERICAN EUROPEAN GRP
%99.91%0.0135 37 0.00 0.00
%
%
89 3991 IMT MUT HOLDING GRP
%99.92%0.0133 27 0.00 0.00
%
%
90 3219 SOMPO GRP
%99.92%0.0133 32 5.29 4.97
%
%
91 41068 NATIONAL FIRE & CAS CO
%99.93%0.0131 32 137.75 322.89
%
%
92 12006 DISTRICTS MUT INS & RISK MGMT SERV
%99.93%0.0025 24 0.00 0.00
%
%
93 13889 FARMERS MUT INS CO OF NE
%99.94%0.0024 29 0.00 0.00
%
%
94 303 GUIDEONE INS GRP
%99.94%0.0023 33 0.00 0.00
%
%
95 30864 INSURANCE PLACEMENT FACILITY OF PA
%99.95%0.0021 20 1.02 1.06
%
%
96 96 SECURA INS GRP
%99.95%0.0021 20 5.03 6.76
%
%
97 474 FCCI MUT INS GRP
%99.95%0.0021 23 1.73 1.69
%
%
98 842 FARM BUREAU GRP
%99.96%0.0021 21 0.00 0.00
%
%
99 28550 HOUSING & REDEVELOPMENT INS EXCH
%99.96%0.0020 20 0.00 0.00
%
%
100 536 GUIDEWELL MUT HOLDING GRP
%99.96%0.0020 18 0.00 0.49
%
%
101 13757 FARM BUREAU MUT INS CO OF AR INC
%99.97%0.0020 20 N/A N/A
102 36 CENTRAL MUT INS CO GRP
%99.97%0.0020 20 0.00 0.00
%
%
103 176 STATE FARM GRP
%99.97%0.0019 18 4.04 14.31
%
%
104 4851 CHURCH MUT GRP
%99.97%0.0014 15 0.00 0.00
%
%
105 783 RLI INS GRP
%99.98%0.0013 13 N/A N/A
106 483 SOUTHERN FARM BUREAU CAS GRP
%99.98%0.0013 12 0.00 0.00
%
%
107 4720 CONIFER HOLDINGS GRP
%99.98%0.0011 14 0.00 0.00
%
%
108 214 ALLIANCE INS GRP
%99.98%0.0011 27 N/A N/A
109 4485 COPPERPOINT GRP
%99.98%0.0010 8 N/A N/A
110 333 MUTUAL OF ENUMCLAW GRP
%99.99%0.00929N/AN/A
111 18380 PACIFIC IND INS CO
%99.99%0.008 13 73.50 73.50
%
%
112 16926 ARECA INS EXCH
%99.99%0.008 10 0.00 0.00
%
%
113 324 NORTH CAROLINA FARM BUREAU GRP
%99.99%0.007 7 0.00 0.00
%
%
114 5048 INDIANA FARMERS MUT GRP
%99.99%0.007 5 0.19 0.19
%
%
115 14250 FARM & HOME MUT INS CO
%99.99%0.007 6 0.00 0.00
%
%
116 1309 FRANKENMUTH GRP
%99.99%0.006 5 0.00 0.00
%
%
117 15709 SOUTHERN STATES INS EXCH
%99.99%0.006 6 0.00 0.00
%
%
118 13501 BRETHREN MUT INS CO
%100.00%0.004 4 0.00 0.00
%
%
119 408 BROOKFIELD REINS LTD GRP
%100.00%0.004 4 0.02 0.05
%
%
120 4913 STERLING INS GRP
%100.00%0.004 4 0.00 0.00
%
%
121 10308 ANTILLES INS CO
%100.00%0.003 3 0.00 0.00
%
%
122 15024 PREFERRED MUT INS CO
%100.00%0.002 2 0.00 0.00
%
%
123 14451 MARYSVILLE MUT INS CO
%100.00%0.0022N/AN/A
124 16748 AFFINITY MUT INS CO
%100.00%0.002 2 688.60 688.60
%
%
125 69 FARMERS INS GRP
%100.00%0.0022N/AN/A
**INDUSTRY TOTAL**
%100.00%100.00589,339 576,681 31.33 33.47
%
%
© 2024 National Association of Insurance Commissioners
542
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 244 CINCINNATI FIN GRP
%26.14%26.141,643 1,609Alabama 39.61 39.63
%
%
2 626 CHUBB LTD GRP
%39.51%13.37840 695 23.64 26.40
%
%
3 3548 TRAVELERS GRP
%52.13%12.62793 783 135.34 135.13
%
%
4 215 KEMPER CORP GRP
%59.79%7.66481 481 9.01 9.01
%
%
5 4666 HISCOX INS GRP
%66.03%6.24392 564 13.69 13.69
%
%
6 968 AXA INS GRP
%71.05%5.02316 286 N/A N/A
7 218 CNA INS GRP
%75.95%4.90308 338 281.02 277.14
%
%
8 98 WR BERKLEY CORP GRP
%79.87%3.92246 203 34.10 36.99
%
%
9 91 HARTFORD FIRE & CAS GRP
%82.68%2.80176 181 N/A N/A
10 212 ZURICH INS GRP
%85.07%2.40151 271 2.85 3.39
%
%
**STAT E TOTAL**
%100.00%100.006,284 6,268 50.39 50.71
%
%
1 3548 TRAVELERS GRP
%26.54%26.54244 227Alaska 2.37 2.21
%
%
2 12 AMERICAN INTL GRP
%45.46%18.92174 168 19.51 19.71
%
%
3 309 WESTERN NATL MUT GRP
%52.42%6.9664 56 N/A N/A
4 785 MARKEL CORP GRP
%59.10%6.6861 53 16.71 37.99
%
%
5 4666 HISCOX INS GRP
%63.97%4.8745 73 N/A N/A
6 4904 INTACT FINANCIAL GRP
%68.42%4.4541 47 11.58 10.67
%
%
7 218 CNA INS GRP
%72.14%3.7134 31 44.61 48.56
%
%
8 88 THE HANOVER INS GRP
%75.60%3.4632 31 1.48 1.53
%
%
9 31 BERKSHIRE HATHAWAY GRP
%78.67%3.0728 29 N/A N/A
10 98 WR BERKLEY CORP GRP
%81.69%3.0228 32 N/A N/A
**STAT E TOTAL**
%100.00%100.00919 917 1.18 2.28
%
%
1 212 ZURICH INS GRP
%16.38%16.381,438 1,586Arizona 55.44 61.76
%
%
2 626 CHUBB LTD GRP
%28.05%11.671,024 873 21.82 24.34
%
%
3 3548 TRAVELERS GRP
%35.39%7.34644 653 51.73 51.51
%
%
4 19 ASSURANT INC GRP
%42.42%7.03617 617 9.52 9.52
%
%
5 123 SHELTER INS GRP
%49.13%6.71589 491 22.01 23.15
%
%
6 4666 HISCOX INS GRP
%55.78%6.65583 747 60.61 N/A
%
7 218 CNA INS GRP
%61.74%5.96523 516 66.41 68.74
%
%
8 244 CINCINNATI FIN GRP
%67.56%5.82511 480 51.89 55.12
%
%
9 3416 AXIS CAPITAL GRP
%72.77%5.22458 392 9.87 10.40
%
%
10 968 AXA INS GRP
%77.86%5.09447 360 10.60 11.28
%
%
**STAT E TOTAL**
%100.00%100.008,776 8,661 24.79 17.20
%
%
1 212 ZURICH INS GRP
%17.73%17.73554 559Arkansas 24.97 28.08
%
%
2 3548 TRAVELERS GRP
%34.14%16.41513 508 N/A N/A
3 123 SHELTER INS GRP
%45.19%11.04345 295 9.67 9.94
%
%
4 215 KEMPER CORP GRP
%56.15%10.97343 342 4.55 4.55
%
%
5 244 CINCINNATI FIN GRP
%65.85%9.70303 310 360.53 363.82
%
%
6 626 CHUBB LTD GRP
%74.87%9.01281 258 32.01 36.15
%
%
7 218 CNA INS GRP
%78.54%3.67115 91 2.41 9.07
%
%
8 98 WR BERKLEY CORP GRP
%80.95%2.4175 59 108.48 116.22
%
%
9 968 AXA INS GRP
%83.08%2.1367 85 N/A N/A
10 88 THE HANOVER INS GRP
%85.13%2.0564 62 12.06 12.28
%
%
**STAT E TOTAL**
%100.00%100.003,123 3,120 45.89 47.64
%
%
© 2024 National Association of Insurance Commissioners
543
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%13.04%13.048,960 10,160California 37.91 42.42
%
%
2 3548 TRAVELERS GRP
%26.06%13.018,940 8,879 22.59 22.48
%
%
3 4666 HISCOX INS GRP
%38.56%12.508,588 10,992 N/A N/A
4 12 AMERICAN INTL GRP
%50.75%12.198,372 6,357 16.20 16.34
%
%
5 626 CHUBB LTD GRP
%60.37%9.636,613 6,365 23.37 41.94
%
%
6 218 CNA INS GRP
%67.92%7.555,186 5,246 80.66 87.79
%
%
7 968 AXA INS GRP
%74.50%6.584,522 4,133 7.16 7.54
%
%
8 31 BERKSHIRE HATHAWAY GRP
%79.81%5.303,642 3,113 61.89 62.90
%
%
9 3416 AXIS CAPITAL GRP
%83.54%3.732,562 2,290 18.48 18.96
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%86.39%2.861,964 2,544 539.86 551.87
%
%
**STAT E TOTAL**
%100.00%100.0068,696 69,210 43.08 46.88
%
%
1 3548 TRAVELERS GRP
%16.83%16.831,698 1,684Colorado 39.11 38.88
%
%
2 626 CHUBB LTD GRP
%29.61%12.791,291 1,046 20.33 22.85
%
%
3 968 AXA INS GRP
%40.67%11.061,116 908 N/A N/A
4 212 ZURICH INS GRP
%50.15%9.48957 905 13.90 15.83
%
%
5 218 CNA INS GRP
%58.77%8.62870 723 81.93 87.64
%
%
6 244 CINCINNATI FIN GRP
%63.24%4.47451 433 68.35 68.40
%
%
7 4666 HISCOX INS GRP
%67.53%4.29433 718 N/A N/A
8 88 THE HANOVER INS GRP
%71.50%3.97401 451 50.65 53.18
%
%
9 12 AMERICAN INTL GRP
%74.85%3.35338 340 17.26 17.44
%
%
10 19 ASSURANT INC GRP
%78.20%3.35338 338 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,095 9,735 15.04 16.27
%
%
1 212 ZURICH INS GRP
%21.16%21.161,647 1,751Connecticut 64.72 72.13
%
%
2 626 CHUBB LTD GRP
%40.15%18.991,478 1,166 36.23 38.96
%
%
3 3548 TRAVELERS GRP
%56.96%16.821,309 1,308 32.12 31.91
%
%
4 968 AXA INS GRP
%64.90%7.93618 572 N/A N/A
5 218 CNA INS GRP
%69.90%5.00389 376 250.09 252.85
%
%
6 88 THE HANOVER INS GRP
%73.99%4.10319 295 43.91 42.65
%
%
7 3416 AXIS CAPITAL GRP
%77.99%4.00311 276 7.20 7.66
%
%
8 4666 HISCOX INS GRP
%81.52%3.53275 451 N/A N/A
9 31 BERKSHIRE HATHAWAY GRP
%84.41%2.88225 220 12.96 13.14
%
%
10 91 HARTFORD FIRE & CAS GRP
%87.17%2.77215 215 N/A N/A
**STAT E TOTAL**
%100.00%100.007,785 7,625 34.17 36.42
%
%
1 212 ZURICH INS GRP
%20.18%20.18481 475Delaware 74.29 82.84
%
%
2 626 CHUBB LTD GRP
%38.07%17.90426 309 17.69 22.12
%
%
3 12 AMERICAN INTL GRP
%53.81%15.74375 385 1.12 1.13
%
%
4 3548 TRAVELERS GRP
%65.07%11.25268 244 52.20 52.12
%
%
5 244 CINCINNATI FIN GRP
%71.81%6.74160 154 5.31 5.31
%
%
6 218 CNA INS GRP
%76.52%4.71112 138 69.15 68.61
%
%
7 4666 HISCOX INS GRP
%80.98%4.46106 118 N/A N/A
8 1120 EVEREST REINS HOLDINGS GRP
%85.00%4.0296 84 22.19 29.98
%
%
9 31 BERKSHIRE HATHAWAY GRP
%87.22%2.2253 47 2.43 2.55
%
%
10 98 WR BERKLEY CORP GRP
%88.87%1.6539 23 29.31 39.90
%
%
**STAT E TOTAL**
%100.00%100.002,381 2,229 35.18 38.39
%
%
© 2024 National Association of Insurance Commissioners
544
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%22.63%22.631,092 852District Of Columbia 14.83 18.41
%
%
2 3548 TRAVELERS GRP
%40.32%17.69854 832 57.18 57.00
%
%
3 218 CNA INS GRP
%54.94%14.62706 688 N/A N/A
4 212 ZURICH INS GRP
%63.91%8.97433 369 3.86 4.54
%
%
5 968 AXA INS GRP
%70.01%6.09294 246 N/A N/A
6 4666 HISCOX INS GRP
%74.87%4.86235 824 N/A N/A
7 3098 TOKIO MARINE HOLDINGS INC GRP
%79.47%4.60222 288 N/A N/A
8 19 ASSURANT INC GRP
%83.82%4.35210 210 3.70 3.70
%
%
9 31 BERKSHIRE HATHAWAY GRP
%86.65%2.83137 132 0.19 0.21
%
%
10 12 AMERICAN INTL GRP
%89.17%2.52122 121 9.09 9.18
%
%
**STAT E TOTAL**
%100.00%100.004,827 5,044 N/A N/A
1 212 ZURICH INS GRP
%14.83%14.835,231 5,595Florida 56.93 63.90
%
%
2 306 TRUSTAGE GRP
%25.69%10.863,831 3,625 18.36 20.10
%
%
3 3548 TRAVELERS GRP
%36.55%10.863,831 3,810 61.50 60.12
%
%
4 4666 HISCOX INS GRP
%45.75%9.213,248 3,638 115.50 116.80
%
%
5 31 BERKSHIRE HATHAWAY GRP
%53.97%8.212,896 2,624 N/A N/A
6 626 CHUBB LTD GRP
%61.82%7.852,770 2,463 12.03 15.12
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%68.01%6.192,184 2,204 N/A N/A
8 218 CNA INS GRP
%74.16%6.152,170 1,938 62.01 62.54
%
%
9 968 AXA INS GRP
%79.28%5.121,804 1,646 9.73 10.37
%
%
10 244 CINCINNATI FIN GRP
%83.92%4.651,639 1,551 8.90 9.26
%
%
**STAT E TOTAL**
%100.00%100.0035,275 34,498 29.10 30.73
%
%
1 212 ZURICH INS GRP
%19.40%19.404,119 4,035Georgia 58.82 65.40
%
%
2 626 CHUBB LTD GRP
%36.14%16.743,555 2,838 30.48 33.44
%
%
3 244 CINCINNATI FIN GRP
%52.77%16.623,529 3,440 36.91 37.13
%
%
4 3548 TRAVELERS GRP
%61.54%8.771,862 1,767 33.94 33.67
%
%
5 968 AXA INS GRP
%68.16%6.631,407 1,332 N/A N/A
6 4666 HISCOX INS GRP
%73.32%5.161,095 1,408 56.64 56.97
%
%
7 218 CNA INS GRP
%78.47%5.151,093 1,066 131.13 133.55
%
%
8 19 ASSURANT INC GRP
%81.25%2.78590 590 18.23 18.23
%
%
9 215 KEMPER CORP GRP
%83.43%2.18463 463 1.42 1.42
%
%
10 88 THE HANOVER INS GRP
%85.58%2.14455 428 200.17 196.42
%
%
**STAT E TOTAL**
%100.00%100.0021,230 20,309 38.39 40.51
%
%
1 3548 TRAVELERS GRP
%25.61%25.61359 367Hawaii 138.23 138.10
%
%
2 3416 AXIS CAPITAL GRP
%40.24%14.63205 164 8.33 8.79
%
%
3 626 CHUBB LTD GRP
%52.22%11.99168 122 10.26 16.73
%
%
4 4666 HISCOX INS GRP
%64.21%11.98168 189 N/A N/A
5 3098 TOKIO MARINE HOLDINGS INC GRP
%73.77%9.56134 116 8.50 2.84
%
%
6 212 ZURICH INS GRP
%81.10%7.33103 97 26.79 30.57
%
%
7 12 AMERICAN INTL GRP
%86.53%5.4276 81 15.95 16.11
%
%
8 218 CNA INS GRP
%89.98%3.4548 64 95.13 92.82
%
%
9 968 AXA INS GRP
%91.94%1.9628 26 1.41 1.46
%
%
10 4904 INTACT FINANCIAL GRP
%93.56%1.6223 28 18.47 15.54
%
%
**STAT E TOTAL**
%100.00%100.001,403 1,344 47.24 47.45
%
%
© 2024 National Association of Insurance Commissioners
545
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 244 CINCINNATI FIN GRP
%22.04%22.04369 392Idaho 33.89 33.89
%
%
2 3548 TRAVELERS GRP
%40.04%18.00302 286 26.92 26.85
%
%
3 626 CHUBB LTD GRP
%51.90%11.86199 187 77.61 82.41
%
%
4 212 ZURICH INS GRP
%60.01%8.11136 170 49.33 55.29
%
%
5 31 BERKSHIRE HATHAWAY GRP
%66.03%6.02101 84 N/A N/A
6 12 AMERICAN INTL GRP
%71.47%5.4491 90 18.51 18.70
%
%
7 98 WR BERKLEY CORP GRP
%75.49%4.0267 56 19.83 21.58
%
%
8 88 THE HANOVER INS GRP
%79.50%4.0167 63 228.15 227.11
%
%
9 4666 HISCOX INS GRP
%83.14%3.6461 97 87.65 87.65
%
%
10 4904 INTACT FINANCIAL GRP
%85.93%2.7947 55 19.32 18.96
%
%
**STAT E TOTAL**
%100.00%100.001,675 1,722 42.28 43.52
%
%
1 212 ZURICH INS GRP
%22.41%22.417,889 8,672Illinois 49.28 54.89
%
%
2 19 ASSURANT INC GRP
%36.18%13.774,846 4,846 0.90 0.90
%
%
3 626 CHUBB LTD GRP
%49.09%12.914,546 3,632 23.95 26.29
%
%
4 3548 TRAVELERS GRP
%59.01%9.923,492 3,489 41.21 41.92
%
%
5 968 AXA INS GRP
%64.95%5.932,088 1,898 6.30 6.81
%
%
6 244 CINCINNATI FIN GRP
%70.66%5.722,012 1,975 35.41 39.59
%
%
7 218 CNA INS GRP
%76.37%5.702,008 1,943 167.24 159.46
%
%
8 12 AMERICAN INTL GRP
%79.46%3.091,088 1,073 33.64 33.74
%
%
9 88 THE HANOVER INS GRP
%82.31%2.851,004 954 92.26 94.69
%
%
10 4666 HISCOX INS GRP
%85.04%2.73962 1,491 N/A N/A
**STAT E TOTAL**
%100.00%100.0035,200 34,915 32.82 34.66
%
%
1 626 CHUBB LTD GRP
%19.45%19.452,042 1,511Indiana 24.67 27.67
%
%
2 244 CINCINNATI FIN GRP
%37.72%18.261,918 1,892 44.79 44.83
%
%
3 3548 TRAVELERS GRP
%49.72%12.011,261 1,250 25.44 25.27
%
%
4 212 ZURICH INS GRP
%60.72%11.001,155 1,153 21.45 24.33
%
%
5 123 SHELTER INS GRP
%64.73%4.01421 376 25.51 26.15
%
%
6 88 THE HANOVER INS GRP
%68.66%3.92412 464 N/A N/A
7 218 CNA INS GRP
%72.55%3.89409 409 1,339.67 1,349.55
%
%
8 4666 HISCOX INS GRP
%75.57%3.02318 420 195.92 195.89
%
%
9 98 WR BERKLEY CORP GRP
%78.58%3.00315 246 16.48 18.90
%
%
10 968 AXA INS GRP
%81.22%2.65278 285 3.64 3.87
%
%
**STAT E TOTAL**
%100.00%100.0010,499 10,015 82.61 85.19
%
%
1 3548 TRAVELERS GRP
%21.60%21.60960 947Iowa 20.12 19.94
%
%
2 626 CHUBB LTD GRP
%41.78%20.18897 689 27.76 30.96
%
%
3 244 CINCINNATI FIN GRP
%53.77%11.98533 547 60.03 62.05
%
%
4 212 ZURICH INS GRP
%65.49%11.72521 556 17.27 19.35
%
%
5 218 CNA INS GRP
%70.96%5.47243 277 80.04 91.10
%
%
6 968 AXA INS GRP
%75.14%4.19186 188 13.89 14.79
%
%
7 3416 AXIS CAPITAL GRP
%77.40%2.26100 93 12.70 13.20
%
%
8 248 UNITED FIRE & CAS GRP
%79.63%2.2399 104 1.13 1.28
%
%
9 88 THE HANOVER INS GRP
%81.81%2.1897 99 N/A N/A
10 4666 HISCOX INS GRP
%83.70%1.8984 138 N/A N/A
**STAT E TOTAL**
%100.00%100.004,446 4,422 8.02 9.80
%
%
© 2024 National Association of Insurance Commissioners
546
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%28.32%28.321,288 1,643Kansas 34.83 38.88
%
%
2 3548 TRAVELERS GRP
%45.56%17.25785 794 28.95 28.77
%
%
3 244 CINCINNATI FIN GRP
%56.10%10.54479 460 7.87 7.87
%
%
4 626 CHUBB LTD GRP
%66.19%10.09459 405 16.40 20.41
%
%
5 218 CNA INS GRP
%74.81%8.62392 353 77.08 84.27
%
%
6 123 SHELTER INS GRP
%77.99%3.17144 127 2.82 2.98
%
%
7 968 AXA INS GRP
%81.08%3.09141 113 2.98 3.16
%
%
8 91 HARTFORD FIRE & CAS GRP
%83.82%2.74125 122 N/A N/A
9 4666 HISCOX INS GRP
%86.04%2.23101 143 N/A N/A
10 4904 INTACT FINANCIAL GRP
%87.99%1.9488 89 13.33 17.48
%
%
**STAT E TOTAL**
%100.00%100.004,549 4,801 14.41 16.79
%
%
1 244 CINCINNATI FIN GRP
%22.56%22.561,292 1,156Kentucky 15.20 15.20
%
%
2 626 CHUBB LTD GRP
%44.53%21.961,258 945 19.73 23.24
%
%
3 212 ZURICH INS GRP
%59.59%15.06862 837 40.09 44.75
%
%
4 3548 TRAVELERS GRP
%71.62%12.04689 663 N/A N/A
5 218 CNA INS GRP
%75.86%4.23242 225 N/A N/A
6 968 AXA INS GRP
%79.74%3.89223 214 N/A N/A
7 3098 TOKIO MARINE HOLDINGS INC GRP
%82.15%2.40138 148 N/A N/A
8 12 AMERICAN INTL GRP
%84.11%1.96112 114 14.66 14.81
%
%
9 31 BERKSHIRE HATHAWAY GRP
%85.86%1.76100 92 N/A N/A
10 3416 AXIS CAPITAL GRP
%87.46%1.6091 20 15.97 16.51
%
%
**STAT E TOTAL**
%100.00%100.005,725 5,170 N/A N/A
1 31 BERKSHIRE HATHAWAY GRP
%41.34%41.343,793 2,091Louisiana 11.14 11.76
%
%
2 3548 TRAVELERS GRP
%61.27%19.921,828 1,791 34.96 34.77
%
%
3 215 KEMPER CORP GRP
%71.48%10.22937 934 2.29 2.29
%
%
4 212 ZURICH INS GRP
%78.86%7.38677 804 11.95 13.52
%
%
5 626 CHUBB LTD GRP
%83.79%4.93452 366 18.39 21.37
%
%
6 218 CNA INS GRP
%87.15%3.36308 252 23.33 9.02
%
%
7 968 AXA INS GRP
%90.16%3.01276 321 N/A N/A
8 4666 HISCOX INS GRP
%93.07%2.92268 318 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%94.37%1.30119 71 N/A N/A
10 123 SHELTER INS GRP
%95.57%1.20110 105 21.98 22.32
%
%
**STAT E TOTAL**
%100.00%100.009,174 7,484 3.75 3.15
%
%
1 3548 TRAVELERS GRP
%27.25%27.25378 373Maine 47.58 47.38
%
%
2 626 CHUBB LTD GRP
%46.18%18.93262 206 16.41 20.21
%
%
3 98 WR BERKLEY CORP GRP
%53.54%7.36102 76 32.06 32.52
%
%
4 4666 HISCOX INS GRP
%58.33%4.7866 70 N/A N/A
5 218 CNA INS GRP
%62.97%4.6564 71 29.28 31.21
%
%
6 88 THE HANOVER INS GRP
%67.58%4.6164 61 0.64 N/A
%
7 3416 AXIS CAPITAL GRP
%72.05%4.4762 44 10.33 10.81
%
%
8 1279 ARCH INS GRP
%76.44%4.3961 45 33.78 34.74
%
%
9 91 HARTFORD FIRE & CAS GRP
%80.34%3.8954 52 N/A N/A
10 31 BERKSHIRE HATHAWAY GRP
%83.59%3.2545 41 4.60 4.85
%
%
**STAT E TOTAL**
%100.00%100.001,386 1,249 21.81 22.64
%
%
© 2024 National Association of Insurance Commissioners
547
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%16.41%16.411,779 1,242Maryland 22.69 25.15
%
%
2 3548 TRAVELERS GRP
%30.91%14.501,573 1,592 53.51 53.33
%
%
3 212 ZURICH INS GRP
%45.19%14.281,549 1,597 49.71 55.45
%
%
4 218 CNA INS GRP
%55.47%10.291,116 1,063 52.33 52.99
%
%
5 244 CINCINNATI FIN GRP
%64.61%9.14991 954 26.99 27.20
%
%
6 12 AMERICAN INTL GRP
%69.92%5.31575 565 5.28 5.33
%
%
7 4666 HISCOX INS GRP
%74.83%4.92533 624 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%78.77%3.93427 360 N/A N/A
9 968 AXA INS GRP
%82.08%3.31359 369 9.19 9.78
%
%
10 91 HARTFORD FIRE & CAS GRP
%85.10%3.02328 316 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,846 10,226 10.80 11.95
%
%
1 212 ZURICH INS GRP
%17.87%17.872,918 2,792Massachusetts 37.00 41.44
%
%
2 626 CHUBB LTD GRP
%35.01%17.142,799 2,126 18.23 21.32
%
%
3 3548 TRAVELERS GRP
%49.97%14.962,443 2,394 62.36 62.12
%
%
4 218 CNA INS GRP
%60.97%11.001,796 1,763 85.97 89.89
%
%
5 968 AXA INS GRP
%70.17%9.201,502 1,342 N/A N/A
6 3416 AXIS CAPITAL GRP
%74.68%4.51737 633 10.83 11.31
%
%
7 31 BERKSHIRE HATHAWAY GRP
%78.51%3.83625 511 1.24 0.51
%
%
8 4666 HISCOX INS GRP
%81.90%3.39554 942 17.74 19.01
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%85.11%3.20523 475 N/A N/A
10 88 THE HANOVER INS GRP
%88.24%3.14512 481 37.23 37.04
%
%
**STAT E TOTAL**
%100.00%100.0016,328 15,164 8.98 6.48
%
%
1 212 ZURICH INS GRP
%18.71%18.713,010 3,464Michigan 65.73 73.35
%
%
2 626 CHUBB LTD GRP
%34.27%15.572,504 2,139 29.94 32.95
%
%
3 3548 TRAVELERS GRP
%48.51%14.242,291 2,283 11.11 15.67
%
%
4 244 CINCINNATI FIN GRP
%56.70%8.191,317 1,415 31.74 31.98
%
%
5 88 THE HANOVER INS GRP
%63.54%6.841,100 1,121 54.66 54.86
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%70.17%6.631,067 763 N/A N/A
7 218 CNA INS GRP
%75.83%5.66911 730 109.44 108.49
%
%
8 4666 HISCOX INS GRP
%79.62%3.79610 765 N/A N/A
9 31 BERKSHIRE HATHAWAY GRP
%82.80%3.18512 490 18.90 19.02
%
%
10 968 AXA INS GRP
%85.65%2.85458 500 N/A N/A
**STAT E TOTAL**
%100.00%100.0016,087 16,006 24.00 27.97
%
%
1 212 ZURICH INS GRP
%19.62%19.622,130 2,528Minnesota 52.64 58.65
%
%
2 626 CHUBB LTD GRP
%37.11%17.491,898 1,455 21.31 24.65
%
%
3 3548 TRAVELERS GRP
%50.39%13.281,441 1,423 123.56 127.90
%
%
4 244 CINCINNATI FIN GRP
%57.27%6.89747 755 434.72 434.64
%
%
5 218 CNA INS GRP
%63.31%6.04655 609 167.31 176.64
%
%
6 88 THE HANOVER INS GRP
%68.82%5.51598 560 18.51 21.08
%
%
7 968 AXA INS GRP
%72.68%3.86419 373 10.72 11.41
%
%
8 31 BERKSHIRE HATHAWAY GRP
%75.56%2.87312 294 N/A N/A
9 4666 HISCOX INS GRP
%78.42%2.86311 770 N/A N/A
10 3416 AXIS CAPITAL GRP
%80.89%2.47268 239 9.17 9.64
%
%
**STAT E TOTAL**
%100.00%100.0010,852 11,093 73.51 76.79
%
%
© 2024 National Association of Insurance Commissioners
548
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%21.45%21.45552 555Mississippi 120.68 120.47
%
%
2 215 KEMPER CORP GRP
%41.62%20.17519 518 8.78 8.78
%
%
3 626 CHUBB LTD GRP
%52.00%10.38267 223 14.99 18.36
%
%
4 98 WR BERKLEY CORP GRP
%62.18%10.18262 262 16.04 17.29
%
%
5 218 CNA INS GRP
%70.58%8.40216 211 61.57 59.03
%
%
6 212 ZURICH INS GRP
%74.71%4.12106 159 15.35 17.42
%
%
7 968 AXA INS GRP
%78.05%3.3486 81 4.39 4.68
%
%
8 123 SHELTER INS GRP
%80.58%2.5365 59 8.88 8.88
%
%
9 4666 HISCOX INS GRP
%83.10%2.5265 79 N/A N/A
10 91 HARTFORD FIRE & CAS GRP
%85.46%2.3661 58 N/A N/A
**STAT E TOTAL**
%100.00%100.002,573 2,565 37.86 38.24
%
%
1 212 ZURICH INS GRP
%18.38%18.381,902 1,888Missouri 40.03 44.65
%
%
2 626 CHUBB LTD GRP
%36.23%17.851,848 1,513 18.78 21.45
%
%
3 3548 TRAVELERS GRP
%50.51%14.281,478 1,453 62.79 62.63
%
%
4 218 CNA INS GRP
%58.00%7.49775 653 80.59 80.49
%
%
5 968 AXA INS GRP
%63.66%5.66586 608 12.97 13.80
%
%
6 244 CINCINNATI FIN GRP
%69.01%5.35554 572 35.84 37.46
%
%
7 123 SHELTER INS GRP
%73.21%4.20435 400 8.58 8.67
%
%
8 98 WR BERKLEY CORP GRP
%76.38%3.17328 231 6.87 8.87
%
%
9 215 KEMPER CORP GRP
%79.52%3.14325 323 3.43 3.43
%
%
10 91 HARTFORD FIRE & CAS GRP
%82.41%2.89299 299 N/A N/A
**STAT E TOTAL**
%100.00%100.0010,351 9,796 36.58 38.24
%
%
1 244 CINCINNATI FIN GRP
%42.54%42.54891 913Montana 39.96 39.96
%
%
2 3548 TRAVELERS GRP
%59.55%17.01356 337 19.04 18.98
%
%
3 88 THE HANOVER INS GRP
%69.72%10.18213 75 9.21 5.63
%
%
4 212 ZURICH INS GRP
%78.04%8.31174 177 N/A N/A
5 12 AMERICAN INTL GRP
%81.96%3.9282 81 20.54 20.75
%
%
6 626 CHUBB LTD GRP
%85.42%3.4673 63 27.52 29.64
%
%
7 218 CNA INS GRP
%87.21%1.7837 46 43.14 41.87
%
%
8 309 WESTERN NATL MUT GRP
%88.70%1.4931 24 7.19 7.19
%
%
9 4666 HISCOX INS GRP
%90.18%1.4731 40 N/A N/A
10 3416 AXIS CAPITAL GRP
%91.65%1.4731 24 12.81 13.43
%
%
**STAT E TOTAL**
%100.00%100.002,094 1,943 24.85 24.75
%
%
1 3548 TRAVELERS GRP
%24.88%24.88651 621Nebraska 48.34 48.09
%
%
2 212 ZURICH INS GRP
%42.68%17.80466 525 7.63 8.38
%
%
3 626 CHUBB LTD GRP
%56.79%14.11369 318 25.83 28.95
%
%
4 218 CNA INS GRP
%63.57%6.77177 140 55.10 60.36
%
%
5 244 CINCINNATI FIN GRP
%69.52%5.95156 186 2.27 2.27
%
%
6 3416 AXIS CAPITAL GRP
%74.11%4.59120 112 5.13 5.55
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%77.84%3.7398 101 N/A N/A
8 291 ENCOVA MUT INS GRP
%81.55%3.7197 97 24.57 29.08
%
%
9 4666 HISCOX INS GRP
%84.02%2.4865 142 171.70 169.99
%
%
10 968 AXA INS GRP
%85.93%1.9150 56 0.96 1.01
%
%
**STAT E TOTAL**
%100.00%100.002,616 2,727 26.31 26.69
%
%
© 2024 National Association of Insurance Commissioners
549
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4666 HISCOX INS GRP
%23.51%23.51954 1,018Nevada N/A N/A
2 12 AMERICAN INTL GRP
%35.68%12.17494 612 1.35 1.36
%
%
3 3548 TRAVELERS GRP
%44.99%9.30377 370 10.30 10.13
%
%
4 626 CHUBB LTD GRP
%53.45%8.46343 309 16.05 20.11
%
%
5 218 CNA INS GRP
%59.72%6.27254 233 63.33 62.24
%
%
6 4942 BEAZLEY GRP
%65.64%5.93240 260 N/A N/A
7 3416 AXIS CAPITAL GRP
%70.90%5.25213 183 12.83 13.34
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%75.84%4.95201 199 N/A N/A
9 212 ZURICH INS GRP
%80.29%4.44180 138 34.32 37.82
%
%
10 968 AXA INS GRP
%83.29%3.00122 139 N/A N/A
**STAT E TOTAL**
%100.00%100.004,056 4,133 4.51 4.35
%
%
1 626 CHUBB LTD GRP
%20.24%20.24350 286New Hampshire 19.41 23.14
%
%
2 3548 TRAVELERS GRP
%37.75%17.51303 305 N/A N/A
3 212 ZURICH INS GRP
%52.26%14.50251 257 14.37 16.15
%
%
4 218 CNA INS GRP
%59.77%7.52130 128 70.99 70.61
%
%
5 244 CINCINNATI FIN GRP
%67.22%7.45129 138 3.18 3.18
%
%
6 968 AXA INS GRP
%72.64%5.4294 97 16.87 17.96
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%77.40%4.7682 75 N/A N/A
8 4666 HISCOX INS GRP
%80.50%3.1054 87 N/A N/A
9 88 THE HANOVER INS GRP
%83.32%2.8149 49 7.51 6.67
%
%
10 31 BERKSHIRE HATHAWAY GRP
%86.07%2.7548 43 N/A 0.00
%
**STAT E TOTAL**
%100.00%100.001,731 1,687 4.62 5.45
%
%
1 626 CHUBB LTD GRP
%15.62%15.622,670 2,131New Jersey 50.19 52.71
%
%
2 212 ZURICH INS GRP
%30.02%14.402,461 2,828 36.31 40.88
%
%
3 3548 TRAVELERS GRP
%42.22%12.202,086 2,021 14.29 15.55
%
%
4 218 CNA INS GRP
%53.98%11.762,010 1,823 71.92 73.37
%
%
5 968 AXA INS GRP
%63.00%9.021,542 1,433 13.42 14.29
%
%
6 4666 HISCOX INS GRP
%69.34%6.341,083 1,360 163.12 162.97
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%74.27%4.94844 877 N/A N/A
8 3416 AXIS CAPITAL GRP
%77.89%3.62618 517 10.61 11.19
%
%
9 12 AMERICAN INTL GRP
%81.17%3.28561 572 98.02 98.34
%
%
10 98 WR BERKLEY CORP GRP
%84.08%2.91497 436 16.11 19.06
%
%
**STAT E TOTAL**
%100.00%100.0017,096 16,763 35.33 37.07
%
%
1 3548 TRAVELERS GRP
%15.08%15.08225 216New Mexico N/A N/A
2 244 CINCINNATI FIN GRP
%28.74%13.66204 190 69.59 69.84
%
%
3 88 THE HANOVER INS GRP
%39.42%10.68159 275 5.51 6.47
%
%
4 218 CNA INS GRP
%49.03%9.61143 108 41.79 50.38
%
%
5 212 ZURICH INS GRP
%58.26%9.23138 113 17.86 19.96
%
%
6 4666 HISCOX INS GRP
%64.82%6.5698 114 44.64 44.64
%
%
7 3416 AXIS CAPITAL GRP
%71.10%6.2994 75 10.82 11.31
%
%
8 626 CHUBB LTD GRP
%76.30%5.2078 72 12.47 13.19
%
%
9 84 AMERICAN FINANCIAL GRP
%79.85%3.5553 58 N/A N/A
10 968 AXA INS GRP
%82.93%3.0846 44 2.13 2.26
%
%
**STAT E TOTAL**
%100.00%100.001,493 1,548 18.80 19.77
%
%
© 2024 National Association of Insurance Commissioners
550
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%19.14%19.148,606 9,237New York 43.96 49.13
%
%
2 626 CHUBB LTD GRP
%35.12%15.987,186 6,441 7.29 9.92
%
%
3 3548 TRAVELERS GRP
%48.13%13.015,852 5,990 21.21 19.62
%
%
4 218 CNA INS GRP
%56.44%8.313,736 3,488 109.97 114.17
%
%
5 4666 HISCOX INS GRP
%64.65%8.213,693 4,554 29.74 27.51
%
%
6 968 AXA INS GRP
%72.34%7.693,456 3,392 9.07 9.48
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%77.58%5.242,357 2,849 N/A N/A
8 31 BERKSHIRE HATHAWAY GRP
%81.09%3.511,576 1,437 6.92 7.09
%
%
9 3416 AXIS CAPITAL GRP
%84.31%3.231,451 1,266 8.83 9.31
%
%
10 244 CINCINNATI FIN GRP
%86.48%2.17974 921 175.65 180.77
%
%
**STAT E TOTAL**
%100.00%100.0044,968 45,543 20.68 23.64
%
%
1 212 ZURICH INS GRP
%27.45%27.454,111 4,494North Carolina 57.96 64.44
%
%
2 3548 TRAVELERS GRP
%41.78%14.332,147 2,090 23.50 23.36
%
%
3 244 CINCINNATI FIN GRP
%55.19%13.412,009 1,929 48.46 48.47
%
%
4 626 CHUBB LTD GRP
%65.95%10.761,612 1,207 20.20 23.69
%
%
5 968 AXA INS GRP
%73.60%7.641,145 1,074 N/A N/A
6 218 CNA INS GRP
%77.49%3.89583 547 60.52 69.19
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%79.74%2.25337 239 N/A 97.97
%
8 4666 HISCOX INS GRP
%81.97%2.24335 549 82.00 81.86
%
%
9 31 BERKSHIRE HATHAWAY GRP
%84.05%2.08312 298 6.17 7.00
%
%
10 88 THE HANOVER INS GRP
%86.12%2.06309 316 9.78 7.19
%
%
**STAT E TOTAL**
%100.00%100.0014,979 14,570 37.02 41.94
%
%
1 3548 TRAVELERS GRP
%16.11%16.11154 153North Dakota 16.64 16.52
%
%
2 212 ZURICH INS GRP
%31.92%15.81151 161 43.49 48.20
%
%
3 244 CINCINNATI FIN GRP
%42.32%10.4099 94 506.84 506.84
%
%
4 626 CHUBB LTD GRP
%50.76%8.4480 64 33.51 34.67
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%57.37%6.6063 33 N/A N/A
6 88 THE HANOVER INS GRP
%63.40%6.0458 56 192.59 195.59
%
%
7 4850 CLEAR BLUE FINANCIAL GRP
%67.66%4.2541 40 32.05 32.11
%
%
8 7 FEDERATED MUT GRP
%70.36%2.7026 25 N/A N/A
9 309 WESTERN NATL MUT GRP
%72.95%2.5925 23 0.65 0.65
%
%
10 12 AMERICAN INTL GRP
%75.44%2.4824 25 15.49 15.65
%
%
**STAT E TOTAL**
%100.00%100.00953 924 76.54 77.69
%
%
1 244 CINCINNATI FIN GRP
%23.00%23.006,088 6,023Ohio 48.70 48.82
%
%
2 626 CHUBB LTD GRP
%40.05%17.064,515 3,652 27.28 30.45
%
%
3 212 ZURICH INS GRP
%53.63%13.583,594 4,299 42.29 47.38
%
%
4 3548 TRAVELERS GRP
%65.49%11.863,139 3,028 81.56 81.42
%
%
5 968 AXA INS GRP
%71.75%6.261,658 1,583 13.56 14.44
%
%
6 218 CNA INS GRP
%75.71%3.961,049 1,136 129.68 125.51
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%78.20%2.49660 557 N/A N/A
8 963 OHIO MUT GRP
%80.15%1.95517 508 11.82 12.28
%
%
9 306 TRUSTAGE GRP
%82.04%1.89500 489 N/A N/A
10 31 BERKSHIRE HATHAWAY GRP
%83.66%1.62428 376 11.84 12.50
%
%
**STAT E TOTAL**
%100.00%100.0026,473 26,043 37.17 38.36
%
%
© 2024 National Association of Insurance Commissioners
551
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%19.66%19.66761 667Oklahoma 15.29 19.21
%
%
2 3548 TRAVELERS GRP
%37.23%17.57680 681 25.42 25.23
%
%
3 212 ZURICH INS GRP
%49.87%12.64489 575 19.61 21.92
%
%
4 123 SHELTER INS GRP
%59.71%9.84381 329 16.23 16.19
%
%
5 84 AMERICAN FINANCIAL GRP
%65.69%5.98231 200 N/A N/A
6 98 WR BERKLEY CORP GRP
%70.62%4.93191 182 8.05 8.50
%
%
7 968 AXA INS GRP
%74.78%4.16161 170 N/A N/A
8 218 CNA INS GRP
%78.94%4.15161 105 27.26 25.90
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%82.61%3.67142 118 N/A N/A
10 4666 HISCOX INS GRP
%86.16%3.55137 203 N/A N/A
**STAT E TOTAL**
%100.00%100.003,870 3,804 19.61 20.60
%
%
1 3548 TRAVELERS GRP
%18.75%18.751,174 1,153Oregon 57.78 57.59
%
%
2 244 CINCINNATI FIN GRP
%33.96%15.21953 891 33.58 33.58
%
%
3 626 CHUBB LTD GRP
%48.96%14.99939 728 13.92 17.77
%
%
4 212 ZURICH INS GRP
%61.10%12.15761 861 46.80 52.60
%
%
5 218 CNA INS GRP
%67.22%6.12383 355 77.48 77.83
%
%
6 88 THE HANOVER INS GRP
%70.66%3.44215 207 N/A N/A
7 19 ASSURANT INC GRP
%74.09%3.43215 215 N/A N/A
8 4942 BEAZLEY GRP
%77.33%3.24203 191 1.81 N/A
%
9 4666 HISCOX INS GRP
%80.42%3.09194 279 N/A N/A
10 98 WR BERKLEY CORP GRP
%82.85%2.43152 125 17.12 21.72
%
%
**STAT E TOTAL**
%100.00%100.006,262 6,040 27.69 29.28
%
%
1 212 ZURICH INS GRP
%20.15%20.154,317 4,715Pennsylvania 56.56 63.44
%
%
2 626 CHUBB LTD GRP
%36.08%15.923,410 2,784 21.54 24.44
%
%
3 3548 TRAVELERS GRP
%48.76%12.692,717 2,728 36.17 35.96
%
%
4 968 AXA INS GRP
%57.56%8.801,886 1,695 N/A N/A
5 218 CNA INS GRP
%65.38%7.811,673 1,552 60.66 64.48
%
%
6 244 CINCINNATI FIN GRP
%71.44%6.061,298 1,318 50.97 51.37
%
%
7 12 AMERICAN INTL GRP
%76.87%5.431,164 1,228 8.27 8.36
%
%
8 4666 HISCOX INS GRP
%81.57%4.701,006 1,421 N/A N/A
9 3098 TOKIO MARINE HOLDINGS INC GRP
%84.30%2.73585 473 N/A N/A
10 98 WR BERKLEY CORP GRP
%87.00%2.70578 569 62.90 64.16
%
%
**STAT E TOTAL**
%100.00%100.0021,419 21,375 26.55 29.07
%
%
1 3548 TRAVELERS GRP
%24.08%24.08494 490Rhode Island 0.93 0.68
%
%
2 626 CHUBB LTD GRP
%45.93%21.85448 369 18.75 21.78
%
%
3 212 ZURICH INS GRP
%62.27%16.34335 310 76.97 86.16
%
%
4 968 AXA INS GRP
%74.84%12.57258 246 16.88 17.98
%
%
5 218 CNA INS GRP
%79.33%4.4992 111 74.71 74.69
%
%
6 88 THE HANOVER INS GRP
%83.52%4.1986 84 544.31 572.70
%
%
7 4666 HISCOX INS GRP
%86.04%2.5252 93 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%88.02%1.9941 66 N/A N/A
9 91 HARTFORD FIRE & CAS GRP
%89.92%1.9039 35 N/A N/A
10 12 AMERICAN INTL GRP
%91.72%1.8037 31 16.57 16.74
%
%
**STAT E TOTAL**
%100.00%100.002,052 2,009 40.63 44.59
%
%
© 2024 National Association of Insurance Commissioners
552
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%21.77%21.771,239 1,168South Carolina 1.71 1.54
%
%
2 212 ZURICH INS GRP
%34.78%13.01740 582 53.91 59.85
%
%
3 244 CINCINNATI FIN GRP
%45.35%10.57602 560 52.64 52.64
%
%
4 626 CHUBB LTD GRP
%55.41%10.05572 412 23.92 26.93
%
%
5 218 CNA INS GRP
%63.62%8.21467 435 62.85 67.92
%
%
6 215 KEMPER CORP GRP
%69.17%5.56316 316 1.27 1.27
%
%
7 88 THE HANOVER INS GRP
%72.51%3.34190 203 12.30 9.83
%
%
8 98 WR BERKLEY CORP GRP
%75.79%3.28187 162 40.76 42.12
%
%
9 3416 AXIS CAPITAL GRP
%78.96%3.17181 136 9.95 10.39
%
%
10 968 AXA INS GRP
%82.02%3.06174 179 1.24 1.31
%
%
**STAT E TOTAL**
%100.00%100.005,690 5,224 20.75 21.83
%
%
1 3548 TRAVELERS GRP
%22.35%22.35169 167South Dakota 96.18 95.92
%
%
2 626 CHUBB LTD GRP
%32.58%10.2477 62 19.44 20.25
%
%
3 218 CNA INS GRP
%42.64%10.0576 184 55.93 57.99
%
%
4 244 CINCINNATI FIN GRP
%51.30%8.6666 68 3.67 3.67
%
%
5 248 UNITED FIRE & CAS GRP
%59.55%8.2562 56 43.92 44.27
%
%
6 3416 AXIS CAPITAL GRP
%64.75%5.2039 38 6.27 6.70
%
%
7 98 WR BERKLEY CORP GRP
%68.13%3.3826 26 0.00 N/A
%
8 968 AXA INS GRP
%70.86%2.7321 21 N/A N/A
9 14184 ACUITY A MUT INS CO
%73.21%2.3518 17 0.00 0.00
%
%
10 88 THE HANOVER INS GRP
%75.53%2.3318 17 14.54 32.85
%
%
**STAT E TOTAL**
%100.00%100.00757 875 36.36 36.85
%
%
1 212 ZURICH INS GRP
%22.31%22.312,421 2,544Tennessee 49.71 55.48
%
%
2 626 CHUBB LTD GRP
%35.88%13.571,472 1,194 20.01 23.34
%
%
3 244 CINCINNATI FIN GRP
%48.52%12.641,372 1,371 28.99 28.96
%
%
4 3548 TRAVELERS GRP
%61.08%12.551,362 1,316 29.46 29.34
%
%
5 12 AMERICAN INTL GRP
%67.25%6.17669 683 5.09 5.12
%
%
6 968 AXA INS GRP
%73.01%5.76625 568 25.47 25.19
%
%
7 218 CNA INS GRP
%76.88%3.87420 402 43.83 43.33
%
%
8 4666 HISCOX INS GRP
%80.25%3.37366 510 83.67 83.47
%
%
9 91 HARTFORD FIRE & CAS GRP
%82.33%2.08225 219 N/A N/A
10 19 ASSURANT INC GRP
%84.30%1.98215 215 0.25 0.25
%
%
**STAT E TOTAL**
%100.00%100.0010,851 10,731 32.86 34.78
%
%
1 10199 RANCHERS & FARMERS MUT INS CO
%23.11%23.1114,982 13,936Texa s 50.70 50.72
%
%
2 626 CHUBB LTD GRP
%34.59%11.487,443 5,366 22.43 25.58
%
%
3 212 ZURICH INS GRP
%44.47%9.886,407 7,270 32.96 36.85
%
%
4 3548 TRAVELERS GRP
%52.36%7.895,117 5,037 42.90 41.85
%
%
5 4942 BEAZLEY GRP
%59.73%7.364,775 4,206 35.27 29.24
%
%
6 968 AXA INS GRP
%66.84%7.124,614 4,206 11.61 12.35
%
%
7 215 KEMPER CORP GRP
%71.33%4.492,909 2,901 2.95 2.95
%
%
8 218 CNA INS GRP
%75.43%4.102,658 2,280 293.87 292.89
%
%
9 3416 AXIS CAPITAL GRP
%79.12%3.692,395 2,129 10.68 11.16
%
%
10 31 BERKSHIRE HATHAWAY GRP
%82.29%3.172,052 1,901 N/A N/A
**STAT E TOTAL**
%100.00%100.0064,835 61,815 29.84 30.27
%
%
© 2024 National Association of Insurance Commissioners
553
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3548 TRAVELERS GRP
%22.11%22.11893 862Utah 59.18 59.04
%
%
2 626 CHUBB LTD GRP
%36.97%14.86600 470 23.38 26.70
%
%
3 244 CINCINNATI FIN GRP
%48.98%12.01485 495 9.16 9.24
%
%
4 212 ZURICH INS GRP
%58.52%9.54385 429 15.46 17.18
%
%
5 218 CNA INS GRP
%65.84%7.32296 283 63.74 66.71
%
%
6 4666 HISCOX INS GRP
%72.06%6.22251 375 N/A N/A
7 968 AXA INS GRP
%77.05%4.99201 186 4.43 4.72
%
%
8 12 AMERICAN INTL GRP
%81.13%4.09165 163 172.94 173.14
%
%
9 88 THE HANOVER INS GRP
%84.00%2.86116 101 13.44 15.53
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%86.27%2.2892 74 N/A 2,810.77
%
**STAT E TOTAL**
%100.00%100.004,038 3,972 37.50 91.61
%
%
1 3548 TRAVELERS GRP
%27.65%27.65239 235Vermont N/A N/A
2 244 CINCINNATI FIN GRP
%50.69%23.04200 211 11.28 11.29
%
%
3 626 CHUBB LTD GRP
%60.42%9.7384 81 28.88 34.07
%
%
4 3416 AXIS CAPITAL GRP
%67.55%7.1362 49 8.58 9.03
%
%
5 212 ZURICH INS GRP
%73.32%5.7750 51 7.78 9.07
%
%
6 218 CNA INS GRP
%78.49%5.1745 32 65.61 69.68
%
%
7 4666 HISCOX INS GRP
%81.78%3.2928 41 N/A N/A
8 98 WR BERKLEY CORP GRP
%84.13%2.3520 17 7.87 8.95
%
%
9 12 AMERICAN INTL GRP
%86.43%2.2920 20 12.18 12.30
%
%
10 31 BERKSHIRE HATHAWAY GRP
%88.12%1.7015 14 N/A N/A
**STAT E TOTAL**
%100.00%100.00866 847 7.63 8.15
%
%
1 626 CHUBB LTD GRP
%16.67%16.672,504 1,659Virginia 27.23 30.86
%
%
2 212 ZURICH INS GRP
%29.00%12.321,851 2,061 65.62 73.44
%
%
3 3548 TRAVELERS GRP
%40.68%11.681,755 1,755 65.70 65.54
%
%
4 244 CINCINNATI FIN GRP
%50.89%10.211,533 1,526 17.57 17.61
%
%
5 218 CNA INS GRP
%60.11%9.221,385 1,250 56.58 53.53
%
%
6 968 AXA INS GRP
%67.87%7.761,165 1,147 N/A N/A
7 12 AMERICAN INTL GRP
%72.57%4.70706 704 39.91 40.13
%
%
8 4666 HISCOX INS GRP
%76.44%3.87581 893 N/A N/A
9 4994 LOUDOUN MUT GRP
%80.22%3.78568 568 0.00 0.00
%
%
10 98 WR BERKLEY CORP GRP
%83.67%3.45518 475 13.74 15.91
%
%
**STAT E TOTAL**
%100.00%100.0015,017 14,560 27.67 29.21
%
%
1 3548 TRAVELERS GRP
%19.19%19.191,896 1,854Washington 25.56 25.34
%
%
2 212 ZURICH INS GRP
%33.02%13.831,366 1,421 49.77 55.49
%
%
3 244 CINCINNATI FIN GRP
%40.60%7.58749 694 8.15 8.16
%
%
4 626 CHUBB LTD GRP
%47.89%7.29721 592 15.24 18.21
%
%
5 218 CNA INS GRP
%54.77%6.88680 609 476.98 476.68
%
%
6 4666 HISCOX INS GRP
%60.91%6.14606 969 N/A N/A
7 12 AMERICAN INTL GRP
%65.82%4.92486 456 206.49 206.70
%
%
8 98 WR BERKLEY CORP GRP
%70.72%4.89483 476 12.05 12.48
%
%
9 968 AXA INS GRP
%74.81%4.09404 415 4.58 4.87
%
%
10 88 THE HANOVER INS GRP
%78.89%4.08403 408 2.57 3.71
%
%
**STAT E TOTAL**
%100.00%100.009,880 9,837 49.41 50.48
%
%
© 2024 National Association of Insurance Commissioners
554
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 626 CHUBB LTD GRP
%18.08%18.08202 145West Virginia 22.39 25.77
%
%
2 3548 TRAVELERS GRP
%34.84%16.76187 196 N/A N/A
3 244 CINCINNATI FIN GRP
%48.87%14.03156 152 36.65 36.65
%
%
4 291 ENCOVA MUT INS GRP
%58.68%9.81109 112 3.24 3.60
%
%
5 218 CNA INS GRP
%68.46%9.78109 97 50.70 56.00
%
%
6 3416 AXIS CAPITAL GRP
%74.70%6.2470 51 15.24 15.76
%
%
7 212 ZURICH INS GRP
%80.30%5.5962 71 N/A N/A
8 4666 HISCOX INS GRP
%83.43%3.1335 39 N/A N/A
9 91 HARTFORD FIRE & CAS GRP
%85.96%2.5328 28 N/A N/A
10 3098 TOKIO MARINE HOLDINGS INC GRP
%88.16%2.2025 21 N/A N/A
**STAT E TOTAL**
%100.00%100.001,115 1,026 11.74 12.79
%
%
1 212 ZURICH INS GRP
%22.35%22.352,493 2,779Wisconsin 50.28 56.22
%
%
2 626 CHUBB LTD GRP
%39.86%17.511,952 1,528 26.16 29.27
%
%
3 3548 TRAVELERS GRP
%53.16%13.311,484 1,506 17.75 17.60
%
%
4 244 CINCINNATI FIN GRP
%63.67%10.501,171 1,198 10.90 10.90
%
%
5 218 CNA INS GRP
%70.84%7.17800 573 317.01 313.22
%
%
6 88 THE HANOVER INS GRP
%75.48%4.63517 496 71.34 73.79
%
%
7 968 AXA INS GRP
%79.22%3.75418 389 14.54 15.48
%
%
8 4666 HISCOX INS GRP
%81.93%2.71302 542 15.23 15.22
%
%
9 3416 AXIS CAPITAL GRP
%83.96%2.03226 194 12.94 13.44
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%85.85%1.89211 197 N/A N/A
**STAT E TOTAL**
%100.00%100.0011,152 10,924 40.50 42.36
%
%
1 244 CINCINNATI FIN GRP
%26.31%26.31159 146Wyoming 6.61 6.61
%
%
2 3548 TRAVELERS GRP
%48.41%22.10133 127 29.15 28.98
%
%
3 4666 HISCOX INS GRP
%62.16%13.7483 75 N/A N/A
4 218 CNA INS GRP
%72.50%10.3462 29 53.70 53.55
%
%
5 626 CHUBB LTD GRP
%75.36%2.8717 16 13.13 16.66
%
%
6 12 AMERICAN INTL GRP
%78.05%2.6916 16 16.86 17.03
%
%
7 3098 TOKIO MARINE HOLDINGS INC GRP
%80.43%2.3814 10 35.81 35.59
%
%
8 140 NATIONWIDE CORP GRP
%82.74%2.3114 14 0.68 0.73
%
%
9 88 THE HANOVER INS GRP
%84.99%2.2614 9 19.18 23.41
%
%
10 212 ZURICH INS GRP
%87.18%2.1813 11 N/A N/A
**STAT E TOTAL**
%100.00%100.00603 538 11.12 12.13
%
%
1 13597 CHUNG KUO INS CO LTD
%28.83%28.8399 93Guam 28.05 29.15
%
%
2 4715 MS & AD INS GRP
%47.44%18.6064 62 2.49 3.30
%
%
3 5030 TAN HOLDINGS CORP GRP
%63.38%15.9555 11 47.12 47.12
%
%
4 4672 DONGBU INS GRP
%76.75%13.3646 51 1.76 4.18
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%87.76%11.0138 37 17.16 19.11
%
%
6 10972 FIRST NET INS CO
%95.49%7.7327 26 N/A N/A
7 18380 PACIFIC IND INS CO
%97.86%2.378 13 73.50 73.50
%
%
8 3416 AXIS CAPITAL GRP
%99.99%2.137 6 9.32 9.79
%
%
9 968 AXA INS GRP
%100.00%0.010 0 3.23 3.23
%
%
**STAT E TOTAL**
%100.00%100.00344 299 16.74 17.91
%
%
© 2024 National Association of Insurance Commissioners
555
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
26 - Burglary and Theft
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4706 LOCKHART CO GRP
%35.24%35.24917 778Puerto Rico 2.68 2.87
%
%
2 968 AXA INS GRP
%68.97%33.74878 705 35.68 38.00
%
%
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%81.34%12.36322 316 11.38 13.51
%
%
4 10140 OPTIMA SEGUROS
%88.10%6.77176 169 7.80 7.80
%
%
5 19 ASSURANT INC GRP
%90.88%2.7872 73 N/A N/A
6 218 CNA INS GRP
%93.65%2.7772 121 236.49 260.18
%
%
7 3416 AXIS CAPITAL GRP
%95.96%2.3160 53 9.39 9.85
%
%
8 4904 INTACT FINANCIAL GRP
%97.58%1.6242 29 19.47 35.50
%
%
9 536 GUIDEWELL MUT HOLDING GRP
%98.35%0.7720 18 0.00 0.49
%
%
10 212 ZURICH INS GRP
%99.05%0.7018 19 179.71 195.06
%
%
**STAT E TOTAL**
%100.00%100.002,603 2,318 30.03 33.81
%
%
1 4706 LOCKHART CO GRP
%92.85%92.85876 837U.S. Virgin Islands 0.00 0.00
%
%
2 3416 AXIS CAPITAL GRP
%98.04%5.2049 65 3.86 4.27
%
%
3 3548 TRAVELERS GRP
%99.81%1.7617 16 N/A N/A
4 218 CNA INS GRP
%99.98%0.172 2 63.04 101.86
%
%
5 626 CHUBB LTD GRP
%100.00%0.020 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00943 920 0.36 0.45
%
%
1 10972 FIRST NET INS CO
%43.27%43.2742 40N. Mariana Islands N/A N/A
2 5030 TAN HOLDINGS CORP GRP
%84.02%40.7540 47 6.43 6.43
%
%
3 4672 DONGBU INS GRP
%95.90%11.8812 10 N/A N/A
4 3098 TOKIO MARINE HOLDINGS INC GRP
%98.10%2.192 2 0.00 0.00
%
%
5 3416 AXIS CAPITAL GRP
%100.00%1.902 2 9.30 9.80
%
%
**STAT E TOTAL**
%100.00%100.0098 100 2.75 2.04
%
%
1 31 BERKSHIRE HATHAWAY GRP
%61.58%61.581,324 1,193Canada 24.84 26.30
%
%
2 19 ASSURANT INC GRP
%74.59%13.01280 280 4.13 4.13
%
%
3 968 AXA INS GRP
%84.94%10.35223 158 N/A 0.19
%
4 3548 TRAVELERS GRP
%93.91%8.97193 158 17.66 7.92
%
%
5 98 WR BERKLEY CORP GRP
%97.37%3.4574 42 0.00 0.00
%
%
6 91 HARTFORD FIRE & CAS GRP
%99.23%1.8640 23 N/A N/A
7 84 AMERICAN FINANCIAL GRP
%99.86%0.6414 13 N/A N/A
8 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%0.1330N/AN/A
9 218 CNA INS GRP
%100.00%0.000 0 244.29 274.29
%
%
**STAT E TOTAL**
%100.00%100.002,150 1,868 17.69 17.99
%
%
1 31 BERKSHIRE HATHAWAY GRP
%83.06%83.064,356 4,121Agg. Other Alien 5.59 5.88
%
%
2 218 CNA INS GRP
%97.98%14.91782 803 6.27 7.53
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%100.00%10.95574 568 8.37 8.43
%
%
4 91 HARTFORD FIRE & CAS GRP
%100.00%8.19430 440 N/A N/A
5 212 ZURICH INS GRP
%100.00%6.35333 287 9.05 9.46
%
%
6 158 FAIRFAX FIN GRP
%100.00%2.26119 106 60.45 67.17
%
%
7 84 AMERICAN FINANCIAL GRP
%100.00%1.0756 47 0.00 0.00
%
%
8 968 AXA INS GRP
%100.00%0.9349 49 N/A N/A
9 10972 FIRST NET INS CO
%100.00%0.2714 18 0.00 0.00
%
%
10 18380 PACIFIC IND INS CO
%100.00%0.158 8 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,245 4,098 4.42 4.06
%
%
© 2024 National Association of Insurance Commissioners
556
27—Boiler and Machinery
© 2024 National Association of Insurance Commissioners
557
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%32.50%32.50963,019 894,125 35.57 35.70
%
%
2 3548 TRAVELERS GRP
%39.74%7.23214,320 201,522 24.91 26.19
%
%
3 212 ZURICH INS GRP
%46.55%6.81201,762 189,146 4.52 5.10
%
%
4 626 CHUBB LTD GRP
%53.13%6.59195,126 181,492 14.47 14.96
%
%
5 12 AMERICAN INTL GRP
%59.32%6.19183,418 184,012 99.51 99.69
%
%
6 111 LIBERTY MUT GRP
%62.54%3.2195,186 88,940 24.81 26.08
%
%
7 968 AXA INS GRP
%65.61%3.0891,114 89,249 31.87 35.20
%
%
8 181 SWISS RE GRP
%68.39%2.7782,191 76,539 118.76 118.44
%
%
9 218 CNA INS GRP
%70.87%2.4873,583 69,897 56.18 57.30
%
%
10 361 MUNICH RE GRP
%73.32%2.4572,698 68,865 32.95 33.35
%
%
11 140 NATIONWIDE CORP GRP
%75.50%2.1864,562 73,021 26.58 26.69
%
%
12 242 SELECTIVE INS GRP
%77.48%1.9858,747 54,860 29.41 29.46
%
%
13 761 ALLIANZ INS GRP
%79.26%1.7852,615 52,259 36.87 38.52
%
%
14 62 EMC INS CO GRP
%80.59%1.3339,520 38,367 17.46 17.36
%
%
15 244 CINCINNATI FIN GRP
%81.81%1.2236,068 34,249 37.09 39.02
%
%
16 3219 SOMPO GRP
%82.91%1.1032,496 31,908 N/A N/A
17 98 WR BERKLEY CORP GRP
%84.00%1.0932,374 30,054 15.52 15.87
%
%
18 7 FEDERATED MUT GRP
%85.05%1.0531,209 28,364 28.71 28.71
%
%
19 31 BERKSHIRE HATHAWAY GRP
%85.94%0.8826,108 27,886 4.38 4.56
%
%
20 15350 WEST BEND INS CO
%86.74%0.8123,970 22,457 19.57 19.57
%
%
21 13528 BROTHERHOOD MUT INS CO
%87.48%0.7421,922 21,241 8.25 7.95
%
%
22 84 AMERICAN FINANCIAL GRP
%88.15%0.6719,744 19,290 26.67 28.00
%
%
23 14184 ACUITY A MUT INS CO
%88.81%0.6619,637 18,808 19.95 20.03
%
%
24 3098 TOKIO MARINE HOLDINGS INC GRP
%89.43%0.6118,211 17,589 13.89 14.32
%
%
25 228 WESTFIELD GRP
%90.00%0.5717,024 15,438 31.36 31.39
%
%
26 88 THE HANOVER INS GRP
%90.56%0.5516,369 15,959 34.96 34.84
%
%
27 3416 AXIS CAPITAL GRP
%91.08%0.5315,576 14,153 9.78 10.55
%
%
28 67 MICHIGAN FARM BUREAU GRP
%91.59%0.5115,113 14,352 15.67 15.74
%
%
29 280 AUTO OWNERS GRP
%92.07%0.4814,280 12,824 7.76 8.22
%
%
30 4997 ACP INS MGMT LLC GRP
%92.54%0.4613,756 7,071 37.26 37.57
%
%
31 1309 FRANKENMUTH GRP
%92.96%0.4212,475 12,037 29.14 29.06
%
%
32 14974 PENNSYLVANIA LUMBERMENS MUT INS
%93.36%0.4011,808 11,598 8.27 8.27
%
%
33 91 HARTFORD FIRE & CAS GRP
%93.73%0.3710,951 10,070 33.96 36.00
%
%
34 96 SECURA INS GRP
%94.05%0.329,558 9,433 30.73 30.73
%
%
35 309 WESTERN NATL MUT GRP
%94.35%0.308,839 7,843 1.33 1.34
%
%
36 250 DONEGAL GRP
%94.57%0.236,704 6,757 33.22 33.22
%
%
37 474 FCCI MUT INS GRP
%94.80%0.226,610 6,631 29.60 29.56
%
%
38 248 UNITED FIRE & CAS GRP
%95.01%0.226,426 6,094 28.99 29.70
%
%
39 291 ENCOVA MUT INS GRP
%95.23%0.226,379 6,027 37.68 40.97
%
%
40 4715 MS & AD INS GRP
%95.44%0.216,235 6,511 5.02 5.17
%
%
41 171 GERMANIA INS GRP
%95.63%0.195,728 6,026 0.00 0.00
%
%
42 4861 HERITAGE INS HOLDINGS GRP
%95.82%0.185,436 5,916 15.99 17.66
%
%
43 13501 BRETHREN MUT INS CO
%95.99%0.174,995 4,778 20.56 20.49
%
%
44 383 AMERICAN EUROPEAN GRP
%96.14%0.164,711 3,190 2.30 2.46
%
%
45 54 CUMBERLAND GRP
%96.28%0.144,100 3,850 13.54 14.04
%
%
46 4804 MULTINATIONAL GRP
%96.41%0.133,709 3,865 51.95 51.27
%
%
47 645 OREGON MUT GRP
%96.53%0.123,562 3,340 34.18 34.18
%
%
48 4904 INTACT FINANCIAL GRP
%96.64%0.113,323 2,643 26.06 27.02
%
%
49 660 MERCURY GEN GRP
%96.75%0.113,313 3,301 13.73 14.36
%
%
50 775 PHARMACISTS MUT GRP
%96.86%0.113,264 3,045 30.46 30.46
%
%
51 158 FAIRFAX FIN GRP
%96.97%0.113,262 3,197 2.91 4.65
%
%
52 408 BROOKFIELD REINS LTD GRP
%97.08%0.113,235 3,179 N/A N/A
53 4911 MIDWEST FAMILY GRP
%97.19%0.113,174 3,249 20.97 21.83
%
%
54 333 MUTUAL OF ENUMCLAW GRP
%97.29%0.113,136 3,427 10.73 10.58
%
%
55 3494 JAMES RIVER GRP
%97.40%0.113,134 3,217 10.65 13.79
%
%
56 34843 NEW YORK SCHOOLS INS RECIP
%97.51%0.113,116 3,018 62.23 62.28
%
%
57 28535 TRIANGLE INS CO INC
%97.61%0.103,003 2,614 23.93 23.93
%
%
58 55 AUTOMOBILE CLUB MI GRP
%97.71%0.102,999 2,660 42.87 42.91
%
%
59 207 WESTERN RESERVE GRP
%97.80%0.102,832 2,558 16.35 16.35
%
%
60 8 ALLSTATE INS GRP
%97.89%0.092,591 2,990 41.19 41.31
%
%
61 1279 ARCH INS GRP
%97.98%0.082,516 2,605 21.58 22.01
%
%
62 4485 COPPERPOINT GRP
%98.06%0.082,480 2,161 20.55 20.55
%
%
63 4969 TRISURA GRP
%98.14%0.082,360 2,278 6.37 15.66
%
%
64 5048 INDIANA FARMERS MUT GRP
%98.22%0.082,302 2,139 19.78 19.77
%
%
65 5065 SUTTON NATL INS HOLDINGS GRP
%98.29%0.072,222 1,403 8.37 8.32
%
%
© 2024 National Association of Insurance Commissioners
558
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 20690 NEW YORK MUNICIPAL INS RECIP
%98.37%0.072,210 2,042 31.62 31.48
%
%
67 4886 BENCHMARK HOLDING GRP
%98.44%0.072,116 1,962 27.19 27.74
%
%
68 4913 STERLING INS GRP
%98.51%0.072,103 1,894 45.45 46.07
%
%
69 4718 TIPTREE FIN GRP
%98.58%0.072,042 1,883 83.67 83.80
%
%
70 4672 DONGBU INS GRP
%98.64%0.061,821 1,727 0.00 0.00
%
%
71 517 HANNOVER GRP
%98.70%0.061,748 1,520 112.16 119.19
%
%
72 3484 TOWER HILL INS GRP
%98.76%0.061,716 1,458 25.44 24.98
%
%
73 13854 FARMERS MUT FIRE INS CO OF SALEM CN
%98.81%0.061,641 1,553 17.05 17.63
%
%
74 15779 MUNICIPAL PROP INS CO
%98.87%0.051,590 1,537 15.51 15.51
%
%
75 3500 NODAK MUT GRP
%98.91%0.051,425 1,476 3.73 3.73
%
%
76 4994 LOUDOUN MUT GRP
%98.96%0.051,344 1,344 0.00 0.00
%
%
77 783 RLI INS GRP
%99.00%0.041,252 1,194 39.95 39.93
%
%
78 13580 ARISE BOILER INSPECTION & INS CO RRG
%99.04%0.041,185 1,180 0.00 0.00
%
%
79 16446 FARMERS INS CO OF FLEMINGTON
%99.08%0.041,172 1,120 27.64 28.00
%
%
80 411 MAPFRE INS GRP
%99.12%0.041,097 988 6.48 6.48
%
%
81 2538 AMTRUST FINANCIAL SERV GRP
%99.15%0.031,023 896 8.75 5.88
%
%
82 4234 RANDALL & QUILTER INVESTMENT GRP
%99.19%0.03997 607 58.82 58.82
%
%
83 842 FARM BUREAU GRP
%99.22%0.03985 874 17.00 18.92
%
%
84 12954 OLYMPUS INS CO
%99.25%0.03926 963 0.00 0.00
%
%
85 796 QBE INS GRP
%99.28%0.03902 1,247 10.04 8.84
%
%
86 4720 CONIFER HOLDINGS GRP
%99.31%0.03886 861 42.42 42.42
%
%
87 13668 KINGSTONE INS CO
%99.34%0.03837 888 8.90 8.90
%
%
88 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.37%0.03818 747 41.45 41.45
%
%
89 4734 APOLLO GLOBAL MGMT GRP
%99.39%0.03809 1,152 64.69 65.79
%
%
90 15113 SECURITY MUT INS CO
%99.42%0.03772 772 13.95 13.95
%
%
91 749 SCOR GRP
%99.44%0.02724 697 9.83 10.66
%
%
92 16926 ARECA INS EXCH
%99.47%0.02706 850 290.97 296.27
%
%
93 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.49%0.02700 652 11.85 11.87
%
%
94 13919 DRYDEN MUT INS CO
%99.51%0.02672 626 9.06 9.06
%
%
95 16250 UNITED FRONTIER MUT INS CO
%99.54%0.02665 563 1.89 1.89
%
%
96 4935 CHANDLER INS GRP
%99.56%0.02586 530 7.34 7.59
%
%
97 26818 MIDSTATE MUT INS CO
%99.58%0.02583 583 35.16 35.16
%
%
98 44377 HALIFAX MUT INS CO
%99.60%0.02575 596 3.56 3.56
%
%
99 27480 CALIFORNIA MUT INS CO
%99.61%0.02533 433 7.21 7.21
%
%
100 69 FARMERS INS GRP
%99.63%0.02523 509 N/A 0.07
%
101 4683 MOUNTAIN WEST FARM GRP
%99.65%0.02516 91 0.00 0.00
%
%
102 36 CENTRAL MUT INS CO GRP
%99.66%0.02467 429 53.95 53.95
%
%
103 5015 CONCERT GRP HOLDINGS INC GRP
%99.68%0.02449 187 0.00 0.00
%
%
104 11036 MCMILLAN WARNER MUT INS CO
%99.69%0.01444 407 53.43 53.43
%
%
105 43877 FIRST MUT INS CO
%99.71%0.01435 397 0.51 0.51
%
%
106 16888 BEDFORD GRANGE MUT INS CO
%99.72%0.01425 471 N/A N/A
107 12961 CANOPIUS US INS
%99.74%0.01413 358 40.08 46.55
%
%
108 5013 VANTAGE GRP
%99.75%0.01413 394 36.12 35.69
%
%
109 16489 ASSOCIATED MUT INS CO
%99.77%0.01412 444 66.14 66.56
%
%
110 43842 FINGER LAKES FIRE & CAS INS CO
%99.78%0.01402 402 18.37 18.37
%
%
111 10380 LEATHERSTOCKING COOP INS CO
%99.79%0.01372 338 74.63 74.63
%
%
112 4706 LOCKHART CO GRP
%99.80%0.01351 328 16.11 17.68
%
%
113 3138 WISCONSIN CNTY MUT GRP
%99.82%0.01334 328 127.86 128.63
%
%
114 10831 MT MORRIS MUT INS CO
%99.83%0.01302 290 N/A N/A
115 41068 NATIONAL FIRE & CAS CO
%99.84%0.01295 292 8.78 8.82
%
%
116 447 HARFORD GRP
%99.84%0.01283 256 0.04 0.04
%
%
117 43826 CENTRAL CO OPERATIVE INS CO
%99.85%0.01269 248 8.01 8.01
%
%
118 10372 CHAUTAUQUA PATRONS INS CO
%99.86%0.01260 254 18.15 18.15
%
%
119 5001 SIRIUSPOINT GRP
%99.87%0.01242 173 32.25 33.59
%
%
120 10140 OPTIMA SEGUROS
%99.88%0.01237 54 N/A N/A
121 3456 CYPRESS GRP HOLDINGS INC GRP
%99.89%0.01224 228 4.05 3.90
%
%
122 22870 ONTARIO INS CO
%99.89%0.01214 155 23.48 23.48
%
%
123 785 MARKEL CORP GRP
%99.90%0.01198 460 253.36 280.26
%
%
124 963 OHIO MUT GRP
%99.91%0.01198 209 0.00 0.00
%
%
125 256 COACTION GLOBAL INC GRP
%99.91%0.01170 158 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.002,962,806 2,805,832 34.55 35.06
%
%
© 2024 National Association of Insurance Commissioners
559
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%27.32%27.32726,134 672,633 36.19 36.34
%
%
2 3548 TRAVELERS GRP
%35.36%8.04213,630 200,801 24.99 26.28
%
%
3 212 ZURICH INS GRP
%42.84%7.48198,856 186,552 4.55 5.13
%
%
4 626 CHUBB LTD GRP
%50.18%7.34195,051 181,442 14.86 15.33
%
%
5 12 AMERICAN INTL GRP
%56.85%6.66177,078 178,260 102.56 102.75
%
%
6 111 LIBERTY MUT GRP
%60.41%3.5694,629 88,490 24.94 26.21
%
%
7 968 AXA INS GRP
%63.57%3.1784,192 83,321 33.35 36.86
%
%
8 181 SWISS RE GRP
%66.42%2.8575,676 71,160 132.37 134.92
%
%
9 361 MUNICH RE GRP
%69.16%2.7372,646 68,813 32.97 33.37
%
%
10 140 NATIONWIDE CORP GRP
%71.58%2.4364,562 73,021 26.58 26.69
%
%
11 218 CNA INS GRP
%73.98%2.3963,560 59,808 58.04 58.88
%
%
12 242 SELECTIVE INS GRP
%76.19%2.2158,747 54,860 29.41 29.46
%
%
13 62 EMC INS CO GRP
%77.67%1.4939,520 38,367 17.46 17.36
%
%
14 244 CINCINNATI FIN GRP
%79.03%1.3636,068 34,249 37.09 39.02
%
%
15 3219 SOMPO GRP
%80.25%1.2232,496 31,908 N/A N/A
16 98 WR BERKLEY CORP GRP
%81.47%1.2132,250 29,964 15.61 15.97
%
%
17 7 FEDERATED MUT GRP
%82.64%1.1731,209 28,364 28.71 28.71
%
%
18 761 ALLIANZ INS GRP
%83.66%1.0227,034 27,264 48.69 50.67
%
%
19 15350 WEST BEND INS CO
%84.56%0.9023,970 22,457 19.57 19.57
%
%
20 13528 BROTHERHOOD MUT INS CO
%85.39%0.8221,922 21,241 8.25 7.95
%
%
21 14184 ACUITY A MUT INS CO
%86.12%0.7419,637 18,808 19.95 20.03
%
%
22 31 BERKSHIRE HATHAWAY GRP
%86.86%0.7319,457 17,747 N/A N/A
23 84 AMERICAN FINANCIAL GRP
%87.58%0.7319,289 18,831 25.02 26.27
%
%
24 3098 TOKIO MARINE HOLDINGS INC GRP
%88.27%0.6818,162 17,560 13.89 14.32
%
%
25 228 WESTFIELD GRP
%88.91%0.6417,024 15,438 31.36 31.39
%
%
26 88 THE HANOVER INS GRP
%89.52%0.6116,227 15,785 35.34 35.22
%
%
27 3416 AXIS CAPITAL GRP
%90.10%0.5915,575 14,153 9.93 10.70
%
%
28 67 MICHIGAN FARM BUREAU GRP
%90.67%0.5715,113 14,352 15.67 15.74
%
%
29 280 AUTO OWNERS GRP
%91.21%0.5414,280 12,824 7.76 8.22
%
%
30 4997 ACP INS MGMT LLC GRP
%91.73%0.5213,756 7,071 37.26 37.57
%
%
31 1309 FRANKENMUTH GRP
%92.20%0.4712,475 12,037 29.14 29.06
%
%
32 14974 PENNSYLVANIA LUMBERMENS MUT INS
%92.64%0.4411,808 11,598 8.27 8.27
%
%
33 91 HARTFORD FIRE & CAS GRP
%93.05%0.4110,931 10,050 34.03 36.07
%
%
34 96 SECURA INS GRP
%93.41%0.369,558 9,433 30.73 30.73
%
%
35 309 WESTERN NATL MUT GRP
%93.74%0.338,839 7,843 1.33 1.34
%
%
36 250 DONEGAL GRP
%94.00%0.256,704 6,757 33.22 33.22
%
%
37 474 FCCI MUT INS GRP
%94.25%0.256,610 6,631 29.60 29.56
%
%
38 248 UNITED FIRE & CAS GRP
%94.49%0.246,426 6,094 28.99 29.70
%
%
39 291 ENCOVA MUT INS GRP
%94.73%0.246,379 6,027 37.68 40.97
%
%
40 4715 MS & AD INS GRP
%94.96%0.236,235 6,511 5.02 5.17
%
%
41 171 GERMANIA INS GRP
%95.18%0.225,728 6,026 0.00 0.00
%
%
42 4861 HERITAGE INS HOLDINGS GRP
%95.38%0.205,436 5,916 15.99 17.66
%
%
43 13501 BRETHREN MUT INS CO
%95.57%0.194,995 4,778 20.56 20.49
%
%
44 383 AMERICAN EUROPEAN GRP
%95.75%0.184,711 3,190 2.30 2.46
%
%
45 54 CUMBERLAND GRP
%95.90%0.154,100 3,850 13.54 14.04
%
%
46 4804 MULTINATIONAL GRP
%96.04%0.143,709 3,865 51.95 51.27
%
%
47 645 OREGON MUT GRP
%96.17%0.133,562 3,340 34.18 34.18
%
%
48 660 MERCURY GEN GRP
%96.30%0.123,313 3,301 13.73 14.36
%
%
49 775 PHARMACISTS MUT GRP
%96.42%0.123,264 3,045 30.46 30.46
%
%
50 4904 INTACT FINANCIAL GRP
%96.54%0.123,247 2,575 26.59 27.58
%
%
51 408 BROOKFIELD REINS LTD GRP
%96.67%0.123,235 3,179 N/A N/A
52 4911 MIDWEST FAMILY GRP
%96.79%0.123,174 3,249 20.97 21.83
%
%
53 333 MUTUAL OF ENUMCLAW GRP
%96.90%0.123,136 3,427 10.73 10.58
%
%
54 3494 JAMES RIVER GRP
%97.02%0.123,134 3,217 10.65 13.79
%
%
55 34843 NEW YORK SCHOOLS INS RECIP
%97.14%0.123,116 3,018 62.23 62.28
%
%
56 28535 TRIANGLE INS CO INC
%97.25%0.113,003 2,614 23.93 23.93
%
%
57 55 AUTOMOBILE CLUB MI GRP
%97.36%0.112,999 2,660 42.87 42.91
%
%
58 207 WESTERN RESERVE GRP
%97.47%0.112,832 2,558 16.35 16.35
%
%
59 8 ALLSTATE INS GRP
%97.57%0.102,591 2,990 41.19 41.31
%
%
60 1279 ARCH INS GRP
%97.66%0.092,511 2,597 21.95 22.40
%
%
61 4485 COPPERPOINT GRP
%97.76%0.092,480 2,161 20.55 20.55
%
%
62 4969 TRISURA GRP
%97.85%0.092,360 2,278 6.37 15.66
%
%
63 5048 INDIANA FARMERS MUT GRP
%97.93%0.092,302 2,139 19.78 19.77
%
%
64 158 FAIRFAX FIN GRP
%98.02%0.092,301 2,440 N/A N/A
65 5065 SUTTON NATL INS HOLDINGS GRP
%98.10%0.082,222 1,403 8.37 8.32
%
%
© 2024 National Association of Insurance Commissioners
560
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 20690 NEW YORK MUNICIPAL INS RECIP
%98.19%0.082,210 2,042 31.62 31.48
%
%
67 4886 BENCHMARK HOLDING GRP
%98.26%0.082,116 1,962 27.19 27.74
%
%
68 4913 STERLING INS GRP
%98.34%0.082,103 1,894 45.45 46.07
%
%
69 4718 TIPTREE FIN GRP
%98.42%0.082,042 1,883 83.67 83.80
%
%
70 517 HANNOVER GRP
%98.49%0.071,748 1,520 112.16 119.19
%
%
71 4672 DONGBU INS GRP
%98.55%0.061,724 1,695 0.00 0.00
%
%
72 3484 TOWER HILL INS GRP
%98.62%0.061,716 1,458 25.44 24.98
%
%
73 13854 FARMERS MUT FIRE INS CO OF SALEM CN
%98.68%0.061,641 1,553 17.05 17.63
%
%
74 15779 MUNICIPAL PROP INS CO
%98.74%0.061,590 1,537 15.51 15.51
%
%
75 3500 NODAK MUT GRP
%98.79%0.051,425 1,476 3.73 3.73
%
%
76 4994 LOUDOUN MUT GRP
%98.84%0.051,344 1,344 0.00 0.00
%
%
77 783 RLI INS GRP
%98.89%0.051,252 1,194 39.95 39.93
%
%
78 13580 ARISE BOILER INSPECTION & INS CO RRG
%98.93%0.041,185 1,180 0.00 0.00
%
%
79 16446 FARMERS INS CO OF FLEMINGTON
%98.98%0.041,172 1,120 27.64 28.00
%
%
80 411 MAPFRE INS GRP
%99.02%0.041,097 988 6.48 6.48
%
%
81 2538 AMTRUST FINANCIAL SERV GRP
%99.06%0.041,023 896 8.75 5.88
%
%
82 4234 RANDALL & QUILTER INVESTMENT GRP
%99.09%0.04997 607 58.82 58.82
%
%
83 842 FARM BUREAU GRP
%99.13%0.04985 874 17.00 18.92
%
%
84 12954 OLYMPUS INS CO
%99.17%0.03926 963 0.00 0.00
%
%
85 796 QBE INS GRP
%99.20%0.03902 1,247 10.04 8.84
%
%
86 4720 CONIFER HOLDINGS GRP
%99.23%0.03886 861 42.42 42.42
%
%
87 13668 KINGSTONE INS CO
%99.27%0.03837 888 8.90 8.90
%
%
88 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP
%99.30%0.03818 747 41.45 41.45
%
%
89 4734 APOLLO GLOBAL MGMT GRP
%99.33%0.03809 1,152 64.69 65.79
%
%
90 15113 SECURITY MUT INS CO
%99.36%0.03772 772 13.95 13.95
%
%
91 749 SCOR GRP
%99.38%0.03724 697 9.83 10.66
%
%
92 16926 ARECA INS EXCH
%99.41%0.03706 850 290.97 296.27
%
%
93 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.44%0.03700 652 11.85 11.87
%
%
94 13919 DRYDEN MUT INS CO
%99.46%0.03672 626 9.06 9.06
%
%
95 16250 UNITED FRONTIER MUT INS CO
%99.49%0.03665 563 1.89 1.89
%
%
96 4935 CHANDLER INS GRP
%99.51%0.02586 530 7.34 7.59
%
%
97 26818 MIDSTATE MUT INS CO
%99.53%0.02583 583 35.16 35.16
%
%
98 44377 HALIFAX MUT INS CO
%99.55%0.02575 596 3.56 3.56
%
%
99 27480 CALIFORNIA MUT INS CO
%99.57%0.02533 433 7.21 7.21
%
%
100 69 FARMERS INS GRP
%99.59%0.02523 509 N/A 0.07
%
101 4683 MOUNTAIN WEST FARM GRP
%99.61%0.02516 91 0.00 0.00
%
%
102 36 CENTRAL MUT INS CO GRP
%99.63%0.02467 429 53.95 53.95
%
%
103 5015 CONCERT GRP HOLDINGS INC GRP
%99.65%0.02449 187 0.00 0.00
%
%
104 11036 MCMILLAN WARNER MUT INS CO
%99.66%0.02444 407 53.43 53.43
%
%
105 43877 FIRST MUT INS CO
%99.68%0.02435 397 0.51 0.51
%
%
106 16888 BEDFORD GRANGE MUT INS CO
%99.69%0.02425 471 N/A N/A
107 12961 CANOPIUS US INS
%99.71%0.02413 358 40.08 46.55
%
%
108 5013 VANTAGE GRP
%99.73%0.02413 394 36.12 35.69
%
%
109 16489 ASSOCIATED MUT INS CO
%99.74%0.02412 444 66.14 66.56
%
%
110 43842 FINGER LAKES FIRE & CAS INS CO
%99.76%0.02402 402 18.37 18.37
%
%
111 10380 LEATHERSTOCKING COOP INS CO
%99.77%0.01372 338 74.63 74.63
%
%
112 4706 LOCKHART CO GRP
%99.78%0.01351 328 16.11 17.68
%
%
113 3138 WISCONSIN CNTY MUT GRP
%99.80%0.01334 328 127.86 128.63
%
%
114 10831 MT MORRIS MUT INS CO
%99.81%0.01302 290 N/A N/A
115 41068 NATIONAL FIRE & CAS CO
%99.82%0.01295 292 8.78 8.82
%
%
116 447 HARFORD GRP
%99.83%0.01283 256 0.04 0.04
%
%
117 43826 CENTRAL CO OPERATIVE INS CO
%99.84%0.01269 248 8.01 8.01
%
%
118 10372 CHAUTAUQUA PATRONS INS CO
%99.85%0.01260 254 18.15 18.15
%
%
119 5001 SIRIUSPOINT GRP
%99.86%0.01242 173 32.25 33.59
%
%
120 10140 OPTIMA SEGUROS
%99.87%0.01237 54 N/A N/A
121 3456 CYPRESS GRP HOLDINGS INC GRP
%99.88%0.01224 228 4.05 3.90
%
%
122 22870 ONTARIO INS CO
%99.88%0.01214 155 23.48 23.48
%
%
123 785 MARKEL CORP GRP
%99.89%0.01198 460 253.36 280.26
%
%
124 963 OHIO MUT GRP
%99.90%0.01198 209 0.00 0.00
%
%
125 256 COACTION GLOBAL INC GRP
%99.90%0.01170 158 N/A N/A
**INDUSTRY TOTAL**
%100.00%100.002,657,621 2,516,535 35.13 35.74
%
%
© 2024 National Association of Insurance Commissioners
561
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%35.57%35.5715,455 13,327Alabama 408.04 407.98
%
%
2 3548 TRAVELERS GRP
%47.39%11.825,137 4,611 126.52 130.67
%
%
3 12 AMERICAN INTL GRP
%54.45%7.063,067 3,420 17.91 18.09
%
%
4 212 ZURICH INS GRP
%60.38%5.932,574 2,470 2.04 2.57
%
%
5 111 LIBERTY MUT GRP
%64.63%4.261,849 1,695 N/A N/A
6 626 CHUBB LTD GRP
%68.41%3.781,642 1,572 9.89 11.68
%
%
7 181 SWISS RE GRP
%72.09%3.671,596 1,475 11.08 11.53
%
%
8 361 MUNICH RE GRP
%75.59%3.511,524 1,580 23.52 23.74
%
%
9 140 NATIONWIDE CORP GRP
%78.22%2.621,141 1,338 23.14 23.01
%
%
10 7 FEDERATED MUT GRP
%80.34%2.12921 878 29.30 29.30
%
%
**STAT E TOTAL**
%100.00%100.0043,450 40,934 157.61 158.21
%
%
1 65 FM GLOBAL GRP
%22.04%22.042,729 3,074Alaska N/A N/A
2 309 WESTERN NATL MUT GRP
%37.99%15.951,975 1,695 9.30 9.31
%
%
3 4485 COPPERPOINT GRP
%50.25%12.261,518 1,411 7.65 7.65
%
%
4 111 LIBERTY MUT GRP
%59.95%9.701,201 1,075 N/A N/A
5 3548 TRAVELERS GRP
%67.71%7.76960 932 6.79 7.15
%
%
6 16926 ARECA INS EXCH
%73.41%5.70706 850 290.97 296.27
%
%
7 361 MUNICH RE GRP
%78.60%5.19643 574 16.51 16.71
%
%
8 181 SWISS RE GRP
%83.79%5.19642 655 4.32 5.25
%
%
9 212 ZURICH INS GRP
%87.83%4.04501 482 2.87 3.44
%
%
10 968 AXA INS GRP
%91.34%3.50434 402 5.25 5.51
%
%
**STAT E TOTAL**
%100.00%100.0012,381 12,202 22.67 23.05
%
%
1 65 FM GLOBAL GRP
%20.62%20.627,924 7,004Arizona 52.37 52.44
%
%
2 212 ZURICH INS GRP
%33.57%12.954,979 4,471 3.97 4.65
%
%
3 12 AMERICAN INTL GRP
%41.63%8.053,095 2,956 19.75 19.12
%
%
4 3548 TRAVELERS GRP
%49.48%7.863,020 2,750 1.78 3.21
%
%
5 626 CHUBB LTD GRP
%55.47%5.992,301 2,039 N/A N/A
6 968 AXA INS GRP
%60.94%5.462,100 1,881 193.02 196.74
%
%
7 111 LIBERTY MUT GRP
%65.28%4.341,668 1,504 89.77 94.62
%
%
8 140 NATIONWIDE CORP GRP
%68.93%3.661,405 1,477 7.83 7.97
%
%
9 242 SELECTIVE INS GRP
%72.10%3.171,219 1,108 255.81 255.92
%
%
10 280 AUTO OWNERS GRP
%75.27%3.171,218 1,059 5.54 6.28
%
%
**STAT E TOTAL**
%100.00%100.0038,433 35,193 40.38 41.20
%
%
1 65 FM GLOBAL GRP
%37.68%37.689,704 9,745Arkansas 60.56 60.23
%
%
2 361 MUNICH RE GRP
%47.49%9.812,526 2,410 40.30 40.85
%
%
3 3548 TRAVELERS GRP
%53.13%5.641,453 1,336 2.54 4.02
%
%
4 626 CHUBB LTD GRP
%57.96%4.841,246 1,196 25.85 26.50
%
%
5 218 CNA INS GRP
%62.60%4.641,194 1,124 84.92 84.60
%
%
6 968 AXA INS GRP
%65.99%3.38872 798 6.16 6.46
%
%
7 212 ZURICH INS GRP
%69.07%3.09796 890 N/A N/A
8 12 AMERICAN INTL GRP
%72.06%2.99770 933 N/A N/A
9 111 LIBERTY MUT GRP
%74.78%2.71699 669 1,204.81 1,215.18
%
%
10 62 EMC INS CO GRP
%77.43%2.65684 679 21.84 21.75
%
%
**STAT E TOTAL**
%100.00%100.0025,755 25,543 67.58 67.93
%
%
© 2024 National Association of Insurance Commissioners
562
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%18.12%18.1242,935 39,953California 29.73 29.71
%
%
2 626 CHUBB LTD GRP
%28.82%10.6925,334 23,730 9.93 10.77
%
%
3 3548 TRAVELERS GRP
%39.16%10.3524,513 23,066 16.43 17.53
%
%
4 212 ZURICH INS GRP
%49.26%10.1023,928 22,249 3.26 3.87
%
%
5 12 AMERICAN INTL GRP
%56.34%7.0816,762 16,430 18.07 18.87
%
%
6 181 SWISS RE GRP
%61.10%4.7611,277 9,508 263.83 268.11
%
%
7 140 NATIONWIDE CORP GRP
%64.91%3.819,023 11,090 11.01 11.17
%
%
8 280 AUTO OWNERS GRP
%68.56%3.658,647 7,879 5.28 5.72
%
%
9 968 AXA INS GRP
%71.94%3.388,013 9,361 76.46 78.66
%
%
10 361 MUNICH RE GRP
%74.87%2.946,957 6,516 41.32 41.56
%
%
**STAT E TOTAL**
%100.00%100.00236,920 224,239 31.66 32.55
%
%
1 65 FM GLOBAL GRP
%19.46%19.467,796 6,755Colorado 3.45 3.54
%
%
2 626 CHUBB LTD GRP
%30.10%10.644,264 4,122 8.61 9.18
%
%
3 212 ZURICH INS GRP
%39.40%9.303,726 3,581 2.50 3.24
%
%
4 12 AMERICAN INTL GRP
%46.38%6.982,798 2,935 84.98 86.00
%
%
5 140 NATIONWIDE CORP GRP
%51.80%5.422,170 2,466 28.13 28.14
%
%
6 3548 TRAVELERS GRP
%57.05%5.252,105 1,940 37.83 38.13
%
%
7 181 SWISS RE GRP
%61.62%4.571,831 1,802 3.67 4.87
%
%
8 111 LIBERTY MUT GRP
%65.64%4.021,609 1,707 N/A N/A
9 968 AXA INS GRP
%69.53%3.891,558 1,544 10.99 11.83
%
%
10 62 EMC INS CO GRP
%72.43%2.901,164 1,092 6.01 5.92
%
%
**STAT E TOTAL**
%100.00%100.0040,067 37,990 18.77 19.18
%
%
1 65 FM GLOBAL GRP
%32.94%32.9410,042 8,213Connecticut 33.56 32.81
%
%
2 626 CHUBB LTD GRP
%48.35%15.414,697 4,585 6.20 6.81
%
%
3 212 ZURICH INS GRP
%56.55%8.202,500 2,221 4.55 5.30
%
%
4 12 AMERICAN INTL GRP
%63.57%7.012,137 2,499 N/A N/A
5 3548 TRAVELERS GRP
%70.41%6.842,085 1,940 13.80 14.82
%
%
6 242 SELECTIVE INS GRP
%75.50%5.101,554 1,402 7.40 7.40
%
%
7 98 WR BERKLEY CORP GRP
%79.19%3.681,123 927 63.94 66.18
%
%
8 111 LIBERTY MUT GRP
%81.70%2.51765 755 2.36 3.08
%
%
9 218 CNA INS GRP
%83.46%1.77538 519 39.80 40.74
%
%
10 181 SWISS RE GRP
%85.16%1.70518 485 23.35 25.29
%
%
**STAT E TOTAL**
%100.00%100.0030,483 28,312 19.40 19.63
%
%
1 181 SWISS RE GRP
%17.17%17.171,506 1,487Delaware 19.65 21.78
%
%
2 212 ZURICH INS GRP
%28.40%11.23985 936 1.69 2.18
%
%
3 65 FM GLOBAL GRP
%37.67%9.27813 648 0.00 0.00
%
%
4 12 AMERICAN INTL GRP
%45.96%8.29727 766 0.54 0.56
%
%
5 626 CHUBB LTD GRP
%54.01%8.05706 649 118.79 119.02
%
%
6 242 SELECTIVE INS GRP
%61.09%7.07620 590 22.46 22.49
%
%
7 250 DONEGAL GRP
%65.76%4.67409 405 11.38 11.38
%
%
8 3548 TRAVELERS GRP
%70.35%4.59403 372 34.42 36.06
%
%
9 111 LIBERTY MUT GRP
%74.81%4.46391 372 N/A N/A
10 140 NATIONWIDE CORP GRP
%77.76%2.95258 327 16.60 16.51
%
%
**STAT E TOTAL**
%100.00%100.008,769 8,363 22.30 22.93
%
%
© 2024 National Association of Insurance Commissioners
563
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%35.14%35.142,801 2,405District Of Columbia 62.37 62.52
%
%
2 212 ZURICH INS GRP
%49.77%14.621,166 1,342 0.17 0.49
%
%
3 626 CHUBB LTD GRP
%59.94%10.18811 816 N/A N/A
4 12 AMERICAN INTL GRP
%67.23%7.29581 584 12.27 12.60
%
%
5 3548 TRAVELERS GRP
%73.64%6.41511 486 7.65 8.05
%
%
6 218 CNA INS GRP
%78.93%5.29422 400 43.99 44.77
%
%
7 91 HARTFORD FIRE & CAS GRP
%82.59%3.66292 230 N/A N/A
8 111 LIBERTY MUT GRP
%85.16%2.57205 196 17.54 17.64
%
%
9 968 AXA INS GRP
%87.31%2.15171 222 N/A N/A
10 242 SELECTIVE INS GRP
%88.95%1.64131 130 N/A N/A
**STAT E TOTAL**
%100.00%100.007,971 7,679 24.92 25.24
%
%
1 65 FM GLOBAL GRP
%28.06%28.0631,739 30,205Florida 0.77 0.66
%
%
2 3548 TRAVELERS GRP
%40.86%12.8014,478 13,867 59.06 62.49
%
%
3 626 CHUBB LTD GRP
%48.27%7.418,376 7,746 67.51 66.80
%
%
4 212 ZURICH INS GRP
%55.44%7.188,119 7,630 4.93 5.97
%
%
5 12 AMERICAN INTL GRP
%62.26%6.827,710 7,584 238.24 246.53
%
%
6 968 AXA INS GRP
%67.47%5.215,894 5,037 N/A N/A
7 361 MUNICH RE GRP
%72.40%4.935,577 5,274 90.38 91.97
%
%
8 218 CNA INS GRP
%77.15%4.755,368 5,077 49.99 51.05
%
%
9 111 LIBERTY MUT GRP
%81.04%3.904,407 4,051 17.60 19.44
%
%
10 140 NATIONWIDE CORP GRP
%84.15%3.103,511 3,641 25.42 25.09
%
%
**STAT E TOTAL**
%100.00%100.00113,110 107,320 43.57 44.97
%
%
1 65 FM GLOBAL GRP
%41.49%41.4933,290 32,701Georgia N/A N/A
2 3548 TRAVELERS GRP
%49.12%7.636,121 5,889 13.74 16.03
%
%
3 626 CHUBB LTD GRP
%54.74%5.614,504 4,072 186.68 187.14
%
%
4 212 ZURICH INS GRP
%59.74%5.004,011 3,912 3.02 3.36
%
%
5 12 AMERICAN INTL GRP
%64.49%4.753,814 3,368 35.15 35.98
%
%
6 111 LIBERTY MUT GRP
%68.45%3.963,180 2,993 25.00 25.90
%
%
7 242 SELECTIVE INS GRP
%72.28%3.833,069 2,908 22.23 22.26
%
%
8 218 CNA INS GRP
%75.04%2.762,213 2,022 27.08 27.44
%
%
9 140 NATIONWIDE CORP GRP
%77.45%2.411,935 2,296 32.87 32.87
%
%
10 968 AXA INS GRP
%79.84%2.391,919 1,731 6.01 6.52
%
%
**STAT E TOTAL**
%100.00%100.0080,228 77,539 16.70 17.18
%
%
1 3548 TRAVELERS GRP
%20.37%20.371,490 1,383Hawaii 44.07 45.10
%
%
2 12 AMERICAN INTL GRP
%38.56%18.191,331 1,861 N/A N/A
3 212 ZURICH INS GRP
%55.53%16.971,242 1,177 4.15 4.85
%
%
4 361 MUNICH RE GRP
%64.58%9.05662 620 21.68 21.86
%
%
5 181 SWISS RE GRP
%72.10%7.52550 532 198.43 205.73
%
%
6 65 FM GLOBAL GRP
%78.27%6.17452 343 0.00 0.00
%
%
7 968 AXA INS GRP
%83.16%4.89358 335 11.89 12.46
%
%
8 111 LIBERTY MUT GRP
%86.53%3.37247 218 3.16 3.17
%
%
9 626 CHUBB LTD GRP
%89.66%3.13229 254 N/A N/A
10 3416 AXIS CAPITAL GRP
%92.69%3.02221 178 7.47 8.21
%
%
**STAT E TOTAL**
%100.00%100.007,317 7,430 23.08 23.81
%
%
© 2024 National Association of Insurance Commissioners
564
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%33.12%33.125,498 4,980Idaho 29.81 29.55
%
%
2 12 AMERICAN INTL GRP
%39.26%6.141,020 910 14.65 14.90
%
%
3 842 FARM BUREAU GRP
%45.19%5.93985 874 17.00 18.92
%
%
4 626 CHUBB LTD GRP
%51.08%5.88977 771 N/A N/A
5 212 ZURICH INS GRP
%56.59%5.51916 921 2.75 3.31
%
%
6 3548 TRAVELERS GRP
%60.84%4.25706 712 0.44 0.85
%
%
762EMC INS CO GRP
%64.77%3.93652 607 15.57 15.48
%
%
8 968 AXA INS GRP
%68.25%3.48578 527 3.51 3.68
%
%
9 140 NATIONWIDE CORP GRP
%71.47%3.22534 613 9.94 9.87
%
%
10 244 CINCINNATI FIN GRP
%74.67%3.19530 522 83.28 86.24
%
%
**STAT E TOTAL**
%100.00%100.0016,603 15,338 27.26 27.59
%
%
1 65 FM GLOBAL GRP
%25.83%25.8329,966 29,395Illinois 14.96 14.92
%
%
2 3548 TRAVELERS GRP
%34.71%8.8810,298 9,808 N/A 0.79
%
3 626 CHUBB LTD GRP
%42.86%8.159,452 9,044 9.74 10.30
%
%
4 12 AMERICAN INTL GRP
%50.21%7.358,523 8,427 49.58 49.93
%
%
5 212 ZURICH INS GRP
%57.40%7.208,349 7,991 3.10 3.70
%
%
6 968 AXA INS GRP
%61.22%3.824,429 4,318 21.51 21.53
%
%
7 111 LIBERTY MUT GRP
%64.96%3.744,341 3,740 23.39 24.16
%
%
8 15350 WEST BEND INS CO
%68.37%3.403,948 3,716 16.72 16.72
%
%
9 181 SWISS RE GRP
%70.96%2.593,004 2,776 78.01 80.88
%
%
10 242 SELECTIVE INS GRP
%73.54%2.593,000 2,858 15.60 15.75
%
%
**STAT E TOTAL**
%100.00%100.00116,000 111,803 20.39 20.80
%
%
1 65 FM GLOBAL GRP
%23.71%23.7115,372 13,932Indiana 0.06 0.06
%
%
2 3548 TRAVELERS GRP
%31.86%8.145,277 4,962 18.23 19.20
%
%
3 212 ZURICH INS GRP
%39.03%7.184,652 4,384 3.42 3.96
%
%
4 626 CHUBB LTD GRP
%44.77%5.743,722 3,299 35.46 36.29
%
%
5 111 LIBERTY MUT GRP
%50.34%5.573,611 3,592 13.97 15.24
%
%
6 242 SELECTIVE INS GRP
%55.40%5.063,277 3,155 12.22 12.25
%
%
7 12 AMERICAN INTL GRP
%59.17%3.772,441 2,555 412.23 409.60
%
%
8 181 SWISS RE GRP
%62.51%3.352,169 2,199 23.38 24.60
%
%
9 5048 INDIANA FARMERS MUT GRP
%65.70%3.182,064 1,950 16.57 16.48
%
%
10 968 AXA INS GRP
%68.65%2.951,913 1,958 N/A 2.88
%
**STAT E TOTAL**
%100.00%100.0064,821 61,496 32.58 33.21
%
%
1 65 FM GLOBAL GRP
%22.78%22.788,433 7,755Iowa 5.87 5.87
%
%
262EMC INS CO GRP
%33.23%10.463,873 3,665 19.77 19.67
%
%
3 3548 TRAVELERS GRP
%41.13%7.892,923 2,723 N/A N/A
4 626 CHUBB LTD GRP
%48.25%7.132,639 2,424 N/A N/A
5 244 CINCINNATI FIN GRP
%53.87%5.612,079 1,928 244.06 253.07
%
%
6 140 NATIONWIDE CORP GRP
%59.34%5.472,025 2,139 1.79 2.33
%
%
7 15350 WEST BEND INS CO
%64.17%4.841,791 1,744 4.26 4.26
%
%
8 968 AXA INS GRP
%68.49%4.321,600 1,426 3.36 3.78
%
%
9 212 ZURICH INS GRP
%72.13%3.631,346 1,170 4.53 5.28
%
%
10 12 AMERICAN INTL GRP
%74.86%2.731,011 1,078 N/A N/A
**STAT E TOTAL**
%100.00%100.0037,028 34,891 22.46 23.23
%
%
© 2024 National Association of Insurance Commissioners
565
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%20.74%20.746,329 6,214Kansas N/A N/A
2 626 CHUBB LTD GRP
%33.02%12.293,750 3,461 1.30 1.92
%
%
362EMC INS CO GRP
%42.08%9.062,765 2,591 13.74 13.64
%
%
4 12 AMERICAN INTL GRP
%49.94%7.862,398 2,364 19.66 20.10
%
%
5 3548 TRAVELERS GRP
%56.37%6.431,962 1,846 11.74 12.47
%
%
6 140 NATIONWIDE CORP GRP
%62.53%6.161,879 2,054 25.26 25.43
%
%
7 212 ZURICH INS GRP
%67.21%4.691,431 1,429 2.26 2.78
%
%
8 111 LIBERTY MUT GRP
%71.42%4.211,284 1,135 2.66 3.18
%
%
9 7 FEDERATED MUT GRP
%74.83%3.411,040 951 36.39 36.39
%
%
10 968 AXA INS GRP
%77.98%3.15961 1,001 254.20 262.36
%
%
**STAT E TOTAL**
%100.00%100.0030,521 29,596 19.40 19.81
%
%
1 65 FM GLOBAL GRP
%41.57%41.5718,099 18,552Kentucky 2.53 2.11
%
%
2 212 ZURICH INS GRP
%49.15%7.583,300 2,991 4.13 4.87
%
%
3 111 LIBERTY MUT GRP
%53.68%4.531,974 1,798 25.32 26.60
%
%
4 3548 TRAVELERS GRP
%58.16%4.481,951 1,783 40.20 41.76
%
%
5 626 CHUBB LTD GRP
%61.94%3.781,646 1,514 N/A N/A
6 12 AMERICAN INTL GRP
%65.31%3.371,469 1,179 N/A N/A
7 361 MUNICH RE GRP
%68.58%3.271,424 1,337 4.37 4.60
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%71.44%2.861,246 1,255 5.20 4.90
%
%
9 968 AXA INS GRP
%74.12%2.681,166 1,032 91.92 96.51
%
%
10 15350 WEST BEND INS CO
%76.16%2.04889 842 9.61 9.61
%
%
**STAT E TOTAL**
%100.00%100.0043,542 42,305 6.43 6.47
%
%
1 65 FM GLOBAL GRP
%32.56%32.5618,541 18,709Louisiana 69.29 69.50
%
%
2 3219 SOMPO GRP
%48.73%16.179,211 8,412 N/A N/A
3 12 AMERICAN INTL GRP
%60.92%12.196,941 6,587 N/A N/A
4 212 ZURICH INS GRP
%68.22%7.304,159 3,681 3.80 4.48
%
%
5 968 AXA INS GRP
%73.49%5.273,003 2,739 27.33 94.33
%
%
6 3548 TRAVELERS GRP
%78.55%5.062,882 2,773 110.85 112.85
%
%
7 111 LIBERTY MUT GRP
%81.77%3.221,831 1,757 37.78 57.22
%
%
8 361 MUNICH RE GRP
%84.48%2.711,546 1,519 12.45 15.84
%
%
9 626 CHUBB LTD GRP
%86.76%2.281,297 1,230 4.25 5.49
%
%
10 181 SWISS RE GRP
%88.45%1.69964 1,054 61.52 65.46
%
%
**STAT E TOTAL**
%100.00%100.0056,950 54,931 21.33 24.95
%
%
1 65 FM GLOBAL GRP
%40.04%40.046,201 5,211Maine 0.00 0.00
%
%
2 98 WR BERKLEY CORP GRP
%53.30%13.262,053 1,874 8.17 8.25
%
%
3 1309 FRANKENMUTH GRP
%60.74%7.441,153 1,171 12.41 11.95
%
%
4 626 CHUBB LTD GRP
%67.88%7.141,106 1,044 9.90 10.22
%
%
5 181 SWISS RE GRP
%73.43%5.54859 836 10.84 11.04
%
%
6 212 ZURICH INS GRP
%77.81%4.39679 518 7.14 8.13
%
%
7 12 AMERICAN INTL GRP
%81.50%3.69572 515 84.35 85.92
%
%
8 3548 TRAVELERS GRP
%84.87%3.37521 554 9.25 10.04
%
%
9 111 LIBERTY MUT GRP
%87.50%2.63407 412 16.18 16.18
%
%
10 361 MUNICH RE GRP
%89.72%2.23345 313 30.49 30.69
%
%
**STAT E TOTAL**
%100.00%100.0015,486 13,851 13.11 13.29
%
%
© 2024 National Association of Insurance Commissioners
566
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%29.88%29.8812,137 10,884Maryland 16.83 17.16
%
%
2 212 ZURICH INS GRP
%39.35%9.473,847 3,837 2.65 2.96
%
%
3 626 CHUBB LTD GRP
%48.22%8.883,606 3,439 N/A N/A
4 3548 TRAVELERS GRP
%55.05%6.832,775 2,874 15.46 16.32
%
%
5 242 SELECTIVE INS GRP
%60.96%5.912,400 2,277 13.14 13.20
%
%
6 12 AMERICAN INTL GRP
%66.83%5.872,384 2,001 20.06 20.73
%
%
7 13501 BRETHREN MUT INS CO
%72.43%5.602,276 2,171 29.37 29.37
%
%
8 111 LIBERTY MUT GRP
%75.93%3.491,419 1,266 3.61 4.44
%
%
9 140 NATIONWIDE CORP GRP
%78.63%2.701,098 1,222 50.49 50.72
%
%
10 181 SWISS RE GRP
%80.45%1.82741 704 12.94 13.72
%
%
**STAT E TOTAL**
%100.00%100.0040,624 38,171 14.50 14.85
%
%
1 65 FM GLOBAL GRP
%31.11%31.1118,438 17,902Massachusetts N/A N/A
2 626 CHUBB LTD GRP
%43.16%12.057,142 6,695 0.97 1.59
%
%
3 3548 TRAVELERS GRP
%51.15%7.994,737 4,180 29.40 31.35
%
%
4 212 ZURICH INS GRP
%58.44%7.284,317 3,646 3.60 4.26
%
%
5 12 AMERICAN INTL GRP
%63.84%5.403,198 3,554 186.65 188.82
%
%
6 111 LIBERTY MUT GRP
%67.51%3.682,180 2,058 176.80 176.33
%
%
7 98 WR BERKLEY CORP GRP
%71.10%3.582,124 1,946 13.43 13.44
%
%
8 361 MUNICH RE GRP
%73.99%2.891,713 1,703 10.97 11.16
%
%
9 218 CNA INS GRP
%76.83%2.841,684 1,700 75.02 75.56
%
%
10 968 AXA INS GRP
%79.67%2.841,681 1,590 34.09 34.28
%
%
**STAT E TOTAL**
%100.00%100.0059,264 55,952 33.39 34.08
%
%
1 65 FM GLOBAL GRP
%20.93%20.9319,206 19,722Michigan N/A N/A
2 67 MICHIGAN FARM BUREAU GRP
%37.39%16.4715,113 14,352 15.67 15.74
%
%
3 626 CHUBB LTD GRP
%43.62%6.235,717 5,799 8.55 8.90
%
%
4 3548 TRAVELERS GRP
%48.52%4.904,494 4,094 65.98 67.70
%
%
5 12 AMERICAN INTL GRP
%52.78%4.273,916 3,505 36.60 37.55
%
%
6 212 ZURICH INS GRP
%56.72%3.933,607 3,422 86.08 86.32
%
%
762EMC INS CO GRP
%60.51%3.793,480 3,396 39.19 39.10
%
%
8 1309 FRANKENMUTH GRP
%64.21%3.703,398 3,264 35.31 35.12
%
%
9 55 AUTOMOBILE CLUB MI GRP
%67.43%3.222,957 2,638 42.27 42.31
%
%
10 242 SELECTIVE INS GRP
%70.31%2.882,642 2,620 20.87 20.88
%
%
**STAT E TOTAL**
%100.00%100.0091,782 88,996 25.34 25.48
%
%
1 65 FM GLOBAL GRP
%26.24%26.2415,946 14,987Minnesota 39.14 39.22
%
%
2 3548 TRAVELERS GRP
%37.51%11.276,851 6,688 7.54 8.01
%
%
3 15350 WEST BEND INS CO
%43.00%5.493,340 3,186 17.35 17.35
%
%
4 626 CHUBB LTD GRP
%47.43%4.432,692 2,791 N/A N/A
5 111 LIBERTY MUT GRP
%51.62%4.182,543 2,482 13.82 14.90
%
%
662EMC INS CO GRP
%55.78%4.162,531 2,436 45.06 44.94
%
%
7 7 FEDERATED MUT GRP
%59.74%3.962,405 2,207 32.61 32.61
%
%
8 309 WESTERN NATL MUT GRP
%63.49%3.752,279 2,108 N/A N/A
9 212 ZURICH INS GRP
%66.98%3.492,120 2,109 2.51 3.06
%
%
10 12 AMERICAN INTL GRP
%70.05%3.071,865 2,017 1.11 1.14
%
%
**STAT E TOTAL**
%100.00%100.0060,777 58,259 20.52 20.88
%
%
© 2024 National Association of Insurance Commissioners
567
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%26.04%26.045,473 5,465Mississippi 8.99 8.72
%
%
2 111 LIBERTY MUT GRP
%36.22%10.192,141 2,073 3.02 3.35
%
%
3 3548 TRAVELERS GRP
%43.85%7.631,604 1,475 46.40 49.95
%
%
4 12 AMERICAN INTL GRP
%50.56%6.711,410 1,651 N/A N/A
5 212 ZURICH INS GRP
%56.43%5.861,232 1,208 2.41 2.94
%
%
6 361 MUNICH RE GRP
%62.02%5.601,176 1,032 4.75 5.01
%
%
7 626 CHUBB LTD GRP
%66.99%4.961,044 988 31.92 34.58
%
%
8 98 WR BERKLEY CORP GRP
%71.43%4.44933 902 5.50 5.50
%
%
9 968 AXA INS GRP
%75.56%4.14869 748 16.54 17.78
%
%
10 62 EMC INS CO GRP
%78.76%3.20673 626 37.59 37.50
%
%
**STAT E TOTAL**
%100.00%100.0021,020 20,649 20.93 21.40
%
%
1 65 FM GLOBAL GRP
%24.91%24.9112,327 10,907Missouri 24.25 24.53
%
%
2 12 AMERICAN INTL GRP
%35.03%10.115,003 3,944 2.60 2.65
%
%
3 3548 TRAVELERS GRP
%44.61%9.584,741 3,825 N/A N/A
4 626 CHUBB LTD GRP
%51.71%7.103,514 3,261 N/A N/A
5 212 ZURICH INS GRP
%57.82%6.113,025 2,986 1.96 2.46
%
%
6 968 AXA INS GRP
%62.10%4.282,118 1,840 5.32 6.21
%
%
7 140 NATIONWIDE CORP GRP
%66.12%4.021,987 2,270 22.94 23.25
%
%
8 7 FEDERATED MUT GRP
%68.82%2.701,338 1,224 20.61 20.61
%
%
9 218 CNA INS GRP
%71.52%2.691,332 1,099 65.13 66.23
%
%
10 14184 ACUITY A MUT INS CO
%73.94%2.421,199 1,073 8.41 8.41
%
%
**STAT E TOTAL**
%100.00%100.0049,480 45,278 11.09 11.48
%
%
1 65 FM GLOBAL GRP
%13.13%13.131,294 1,251Montana 0.00 0.00
%
%
2 12 AMERICAN INTL GRP
%26.22%13.091,290 1,065 34.00 34.72
%
%
362EMC INS CO GRP
%34.77%8.55843 778 10.70 10.61
%
%
4 244 CINCINNATI FIN GRP
%41.65%6.88678 613 16.57 17.18
%
%
5 140 NATIONWIDE CORP GRP
%48.46%6.81671 721 166.33 166.35
%
%
6 361 MUNICH RE GRP
%54.63%6.17608 581 28.87 29.07
%
%
7 3548 TRAVELERS GRP
%60.47%5.84576 560 9.97 10.47
%
%
8 626 CHUBB LTD GRP
%65.46%4.98491 469 21.51 22.09
%
%
9 212 ZURICH INS GRP
%70.08%4.62455 413 5.08 5.86
%
%
10 309 WESTERN NATL MUT GRP
%74.50%4.42436 346 N/A N/A
**STAT E TOTAL**
%100.00%100.009,855 8,969 26.39 26.89
%
%
1 65 FM GLOBAL GRP
%31.89%31.898,246 5,791Nebraska 0.43 0.01
%
%
2 140 NATIONWIDE CORP GRP
%42.23%10.332,672 2,714 31.57 31.70
%
%
3 12 AMERICAN INTL GRP
%49.37%7.151,847 1,838 23.39 23.77
%
%
4 3548 TRAVELERS GRP
%55.68%6.311,631 1,488 5.82 6.27
%
%
5 212 ZURICH INS GRP
%61.41%5.731,482 1,275 3.89 4.57
%
%
6 626 CHUBB LTD GRP
%66.53%5.121,323 1,261 5.32 5.69
%
%
762EMC INS CO GRP
%71.55%5.021,298 1,270 14.75 14.65
%
%
8 98 WR BERKLEY CORP GRP
%74.53%2.98770 701 11.56 12.00
%
%
9 361 MUNICH RE GRP
%77.09%2.56661 667 31.12 31.31
%
%
10 111 LIBERTY MUT GRP
%79.49%2.41622 607 N/A N/A
**STAT E TOTAL**
%100.00%100.0025,855 22,649 11.07 11.38
%
%
© 2024 National Association of Insurance Commissioners
568
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%30.21%30.216,537 5,959Nevada 9.01 9.22
%
%
2 3548 TRAVELERS GRP
%40.68%10.472,265 2,089 N/A 0.05
%
3 212 ZURICH INS GRP
%50.93%10.252,218 2,214 1.54 2.00
%
%
4 12 AMERICAN INTL GRP
%60.06%9.131,976 1,880 35.88 36.77
%
%
5 626 CHUBB LTD GRP
%64.91%4.851,049 1,014 N/A N/A
6 111 LIBERTY MUT GRP
%68.91%4.00866 596 95.77 105.84
%
%
7 181 SWISS RE GRP
%72.86%3.95855 945 12.68 13.74
%
%
8 968 AXA INS GRP
%76.76%3.90844 726 N/A N/A
9 140 NATIONWIDE CORP GRP
%80.23%3.46749 821 12.24 12.24
%
%
10 280 AUTO OWNERS GRP
%83.61%3.38731 627 10.50 10.89
%
%
**STAT E TOTAL**
%100.00%100.0021,637 20,195 13.12 13.80
%
%
1 65 FM GLOBAL GRP
%28.10%28.103,187 2,760New Hampshire 12.10 12.06
%
%
2 212 ZURICH INS GRP
%39.00%10.901,236 1,013 5.16 5.97
%
%
3 12 AMERICAN INTL GRP
%49.66%10.661,209 1,140 0.52 0.53
%
%
4 98 WR BERKLEY CORP GRP
%60.11%10.451,185 1,094 17.54 17.85
%
%
5 181 SWISS RE GRP
%68.25%8.14924 792 13.44 14.24
%
%
6 626 CHUBB LTD GRP
%74.24%5.98679 649 1.43 2.11
%
%
7 3548 TRAVELERS GRP
%77.37%3.13355 355 2.83 3.23
%
%
8 1309 FRANKENMUTH GRP
%80.38%3.01341 333 30.43 29.81
%
%
9 968 AXA INS GRP
%83.01%2.63298 333 8.66 8.97
%
%
10 111 LIBERTY MUT GRP
%85.29%2.28259 242 N/A N/A
**STAT E TOTAL**
%100.00%100.0011,342 10,398 13.51 13.79
%
%
1 626 CHUBB LTD GRP
%15.08%15.0811,386 10,816New Jersey 6.11 6.70
%
%
2 65 FM GLOBAL GRP
%28.99%13.9110,505 9,322 45.13 45.72
%
%
3 212 ZURICH INS GRP
%38.78%9.797,394 7,207 2.33 2.63
%
%
4 242 SELECTIVE INS GRP
%47.35%8.576,471 5,980 26.16 26.20
%
%
5 3548 TRAVELERS GRP
%55.21%7.865,935 5,478 25.86 27.17
%
%
6 12 AMERICAN INTL GRP
%62.09%6.885,194 4,891 17.73 18.08
%
%
754CUMBERLAND GRP
%66.41%4.323,258 3,059 10.90 11.25
%
%
8 111 LIBERTY MUT GRP
%69.71%3.302,491 2,318 33.16 34.39
%
%
9 218 CNA INS GRP
%72.54%2.832,137 2,082 12.86 13.81
%
%
10 968 AXA INS GRP
%75.05%2.521,900 1,883 12.49 12.78
%
%
**STAT E TOTAL**
%100.00%100.0075,509 70,091 21.19 21.77
%
%
1 65 FM GLOBAL GRP
%12.98%12.981,426 2,312New Mexico N/A N/A
2 3548 TRAVELERS GRP
%25.35%12.371,359 1,132 39.08 41.70
%
%
3 212 ZURICH INS GRP
%37.69%12.331,355 1,229 3.80 4.46
%
%
4 12 AMERICAN INTL GRP
%45.92%8.23904 913 4.02 4.11
%
%
5 111 LIBERTY MUT GRP
%51.77%5.86643 606 N/A N/A
6 242 SELECTIVE INS GRP
%57.40%5.63618 546 14.06 14.07
%
%
7 968 AXA INS GRP
%62.87%5.47601 585 47.01 47.54
%
%
8 626 CHUBB LTD GRP
%66.85%3.98437 379 3.83 5.78
%
%
9 228 WESTFIELD GRP
%70.74%3.89427 395 12.56 12.59
%
%
10 181 SWISS RE GRP
%73.54%2.80308 323 78.25 80.21
%
%
**STAT E TOTAL**
%100.00%100.0010,983 11,583 16.66 17.43
%
%
© 2024 National Association of Insurance Commissioners
569
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%17.32%17.3230,095 29,619New York 66.33 64.78
%
%
2 626 CHUBB LTD GRP
%29.41%12.0921,008 19,296 15.07 15.60
%
%
3 212 ZURICH INS GRP
%38.38%8.9715,592 15,029 3.01 3.50
%
%
4 3548 TRAVELERS GRP
%46.76%8.3914,573 13,888 25.64 26.94
%
%
5 12 AMERICAN INTL GRP
%54.70%7.9313,785 14,004 61.19 61.48
%
%
6 218 CNA INS GRP
%58.39%3.696,417 6,261 150.98 151.67
%
%
7 968 AXA INS GRP
%62.03%3.656,335 8,503 20.53 21.22
%
%
8 361 MUNICH RE GRP
%64.81%2.784,828 4,570 5.83 6.03
%
%
9 111 LIBERTY MUT GRP
%67.49%2.684,654 4,288 5.61 5.76
%
%
10 4997 ACP INS MGMT LLC GRP
%70.07%2.584,489 1,486 33.66 34.00
%
%
**STAT E TOTAL**
%100.00%100.00173,783 167,140 39.05 39.35
%
%
1 65 FM GLOBAL GRP
%30.38%30.3821,494 19,295North Carolina N/A N/A
2 3548 TRAVELERS GRP
%38.99%8.616,093 5,717 16.55 17.30
%
%
3 212 ZURICH INS GRP
%46.83%7.845,547 4,969 4.04 4.87
%
%
4 626 CHUBB LTD GRP
%52.39%5.563,931 3,339 N/A N/A
5 242 SELECTIVE INS GRP
%57.35%4.963,511 3,401 51.16 51.17
%
%
6 12 AMERICAN INTL GRP
%61.18%3.832,710 2,425 N/A N/A
7 111 LIBERTY MUT GRP
%64.59%3.412,410 2,282 4.29 4.61
%
%
8 361 MUNICH RE GRP
%67.90%3.312,342 2,274 12.87 13.08
%
%
9 244 CINCINNATI FIN GRP
%70.42%2.521,783 1,706 7.90 9.64
%
%
10 761 ALLIANZ INS GRP
%72.90%2.481,757 1,514 22.45 23.19
%
%
**STAT E TOTAL**
%100.00%100.0070,747 66,452 7.36 7.46
%
%
1 65 FM GLOBAL GRP
%55.94%55.9410,717 9,802North Dakota 141.02 143.56
%
%
2 12 AMERICAN INTL GRP
%62.27%6.331,212 1,346 291.38 294.23
%
%
3 3548 TRAVELERS GRP
%65.95%3.68704 708 1.99 2.42
%
%
496SECURA INS GRP
%69.21%3.26624 611 7.18 7.18
%
%
5 361 MUNICH RE GRP
%72.22%3.01577 603 24.22 24.42
%
%
6 140 NATIONWIDE CORP GRP
%75.04%2.82541 537 N/A N/A
7 14184 ACUITY A MUT INS CO
%77.82%2.79534 541 6.63 6.63
%
%
862EMC INS CO GRP
%80.50%2.67512 513 13.83 13.74
%
%
9 212 ZURICH INS GRP
%83.09%2.59497 449 4.04 4.73
%
%
10 244 CINCINNATI FIN GRP
%85.64%2.55488 489 63.91 64.88
%
%
**STAT E TOTAL**
%100.00%100.0019,158 18,124 103.03 104.79
%
%
1 65 FM GLOBAL GRP
%35.48%35.4839,687 34,374Ohio 179.79 183.89
%
%
2 3548 TRAVELERS GRP
%43.06%7.598,486 7,951 6.15 6.86
%
%
3 212 ZURICH INS GRP
%49.53%6.477,236 7,063 2.64 2.96
%
%
4 626 CHUBB LTD GRP
%54.58%5.055,645 5,279 2.80 3.23
%
%
5 12 AMERICAN INTL GRP
%59.27%4.695,245 5,270 32.24 32.83
%
%
6 111 LIBERTY MUT GRP
%63.38%4.124,603 4,224 23.30 24.40
%
%
7 244 CINCINNATI FIN GRP
%67.12%3.744,179 3,808 60.59 64.00
%
%
8 228 WESTFIELD GRP
%70.44%3.323,717 3,489 22.59 22.61
%
%
9 968 AXA INS GRP
%73.25%2.813,144 2,723 120.56 121.65
%
%
10 242 SELECTIVE INS GRP
%75.69%2.442,726 2,593 12.75 12.86
%
%
**STAT E TOTAL**
%100.00%100.00111,867 103,566 73.50 75.24
%
%
© 2024 National Association of Insurance Commissioners
570
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%42.09%42.0912,074 12,306Oklahoma N/A N/A
2 626 CHUBB LTD GRP
%51.40%9.312,671 2,502 91.41 95.51
%
%
3 12 AMERICAN INTL GRP
%58.69%7.292,090 2,176 N/A N/A
4 3548 TRAVELERS GRP
%64.24%5.551,592 1,670 106.99 107.62
%
%
5 212 ZURICH INS GRP
%69.58%5.351,534 1,694 0.22 0.56
%
%
6 361 MUNICH RE GRP
%73.46%3.871,111 807 7.88 8.08
%
%
7 181 SWISS RE GRP
%76.57%3.12894 881 4,881.72 4,881.42
%
%
8 13528 BROTHERHOOD MUT INS CO
%79.22%2.65760 753 22.12 22.59
%
%
9 968 AXA INS GRP
%81.69%2.47709 723 26.21 31.69
%
%
10 111 LIBERTY MUT GRP
%84.14%2.45702 659 11.38 13.14
%
%
**STAT E TOTAL**
%100.00%100.0028,688 28,582 107.14 108.93
%
%
1 65 FM GLOBAL GRP
%19.72%19.726,273 6,392Oregon N/A N/A
2 212 ZURICH INS GRP
%31.66%11.943,799 3,314 4.22 4.93
%
%
3 3548 TRAVELERS GRP
%43.23%11.573,681 3,210 13.63 14.22
%
%
4 626 CHUBB LTD GRP
%50.61%7.382,347 2,250 29.04 28.62
%
%
5 12 AMERICAN INTL GRP
%56.35%5.741,828 2,020 6.22 6.38
%
%
6 181 SWISS RE GRP
%60.11%3.761,197 1,113 15.85 16.95
%
%
7 111 LIBERTY MUT GRP
%63.60%3.491,109 1,014 N/A N/A
8 968 AXA INS GRP
%67.01%3.411,084 1,017 N/A N/A
9 140 NATIONWIDE CORP GRP
%70.20%3.201,017 991 17.13 17.28
%
%
10 280 AUTO OWNERS GRP
%72.82%2.62834 750 6.10 6.49
%
%
**STAT E TOTAL**
%100.00%100.0031,815 30,457 0.28 0.96
%
%
1 65 FM GLOBAL GRP
%31.56%31.5636,563 33,255Pennsylvania 86.86 88.53
%
%
2 3548 TRAVELERS GRP
%39.62%8.079,348 9,425 8.57 9.41
%
%
3 212 ZURICH INS GRP
%47.43%7.819,050 8,374 3.09 3.72
%
%
4 12 AMERICAN INTL GRP
%54.35%6.918,008 8,988 N/A N/A
5 242 SELECTIVE INS GRP
%60.71%6.367,372 6,872 32.09 32.12
%
%
6 626 CHUBB LTD GRP
%66.74%6.036,990 6,576 9.77 10.16
%
%
7 111 LIBERTY MUT GRP
%71.05%4.314,996 4,178 N/A N/A
8 181 SWISS RE GRP
%75.05%4.004,629 3,560 N/A N/A
9 361 MUNICH RE GRP
%77.60%2.552,959 2,938 4.85 5.05
%
%
10 140 NATIONWIDE CORP GRP
%79.65%2.052,375 2,587 24.42 24.64
%
%
**STAT E TOTAL**
%100.00%100.00115,867 109,087 34.46 35.29
%
%
1 65 FM GLOBAL GRP
%32.70%32.703,248 3,396Rhode Island 45.42 46.07
%
%
2 626 CHUBB LTD GRP
%42.66%9.96989 976 9.49 10.30
%
%
3 212 ZURICH INS GRP
%50.98%8.32826 796 3.37 3.99
%
%
4 3548 TRAVELERS GRP
%58.29%7.31726 652 N/A N/A
5 242 SELECTIVE INS GRP
%64.59%6.31626 555 16.48 16.48
%
%
6 12 AMERICAN INTL GRP
%69.86%5.27523 487 0.26 0.27
%
%
7 4861 HERITAGE INS HOLDINGS GRP
%74.10%4.24421 471 2.32 3.11
%
%
862EMC INS CO GRP
%77.29%3.18316 305 3.67 3.58
%
%
9 111 LIBERTY MUT GRP
%79.90%2.61259 249 10.15 10.16
%
%
10 291 ENCOVA MUT INS GRP
%81.62%1.72171 169 0.64 3.73
%
%
**STAT E TOTAL**
%100.00%100.009,933 9,716 23.01 23.50
%
%
© 2024 National Association of Insurance Commissioners
571
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%39.75%39.7515,494 15,247South Carolina N/A N/A
2 212 ZURICH INS GRP
%48.83%9.083,538 3,253 2.83 3.41
%
%
3 3548 TRAVELERS GRP
%55.69%6.862,674 2,459 15.55 16.69
%
%
4 12 AMERICAN INTL GRP
%59.58%3.891,516 1,485 7.13 7.30
%
%
5 626 CHUBB LTD GRP
%63.14%3.561,388 1,280 5.50 6.75
%
%
6 361 MUNICH RE GRP
%66.67%3.531,377 1,371 20.49 20.43
%
%
7 242 SELECTIVE INS GRP
%70.14%3.471,352 1,315 19.74 19.93
%
%
8 181 SWISS RE GRP
%73.41%3.271,275 1,239 45.67 49.42
%
%
9 111 LIBERTY MUT GRP
%75.85%2.43949 926 10.40 10.79
%
%
10 968 AXA INS GRP
%77.97%2.12826 840 118.87 121.79
%
%
**STAT E TOTAL**
%100.00%100.0038,976 37,789 14.58 15.08
%
%
1 65 FM GLOBAL GRP
%25.55%25.553,147 2,725South Dakota 42.68 42.25
%
%
2 14184 ACUITY A MUT INS CO
%34.94%9.391,157 1,152 8.13 8.96
%
%
3 3548 TRAVELERS GRP
%43.21%8.271,018 1,004 4.64 5.04
%
%
462EMC INS CO GRP
%49.37%6.16759 727 21.54 21.44
%
%
5 968 AXA INS GRP
%55.48%6.11752 510 N/A N/A
6 626 CHUBB LTD GRP
%61.54%6.07747 700 5.66 5.79
%
%
7 140 NATIONWIDE CORP GRP
%67.23%5.69700 691 11.46 11.56
%
%
8 12 AMERICAN INTL GRP
%71.59%4.36537 581 N/A N/A
9 98 WR BERKLEY CORP GRP
%75.90%4.31531 499 19.71 20.03
%
%
10 212 ZURICH INS GRP
%79.57%3.67452 407 3.10 3.71
%
%
**STAT E TOTAL**
%100.00%100.0012,317 11,422 19.32 19.77
%
%
1 65 FM GLOBAL GRP
%42.30%42.3025,914 17,585Tennessee N/A N/A
2 3548 TRAVELERS GRP
%51.05%8.755,361 4,913 2.04 2.56
%
%
3 361 MUNICH RE GRP
%55.81%4.762,918 2,522 89.03 89.24
%
%
4 626 CHUBB LTD GRP
%60.17%4.362,670 2,411 N/A N/A
5 111 LIBERTY MUT GRP
%64.39%4.222,583 2,439 9.94 10.22
%
%
6 212 ZURICH INS GRP
%68.24%3.852,360 2,481 1.51 1.98
%
%
7 242 SELECTIVE INS GRP
%71.60%3.372,063 1,901 16.09 16.15
%
%
8 12 AMERICAN INTL GRP
%74.85%3.241,988 1,854 N/A N/A
9 140 NATIONWIDE CORP GRP
%77.56%2.711,663 2,082 39.23 39.63
%
%
10 244 CINCINNATI FIN GRP
%79.68%2.121,298 1,214 29.06 31.41
%
%
**STAT E TOTAL**
%100.00%100.0061,267 51,578 N/A N/A
1 65 FM GLOBAL GRP
%26.84%26.8462,231 56,474Texa s 2.83 1.45
%
%
2 12 AMERICAN INTL GRP
%38.27%11.4326,499 27,731 442.64 441.70
%
%
3 212 ZURICH INS GRP
%47.07%8.7920,388 18,600 3.51 4.16
%
%
4 3548 TRAVELERS GRP
%53.83%6.7615,675 14,841 25.91 26.84
%
%
5 181 SWISS RE GRP
%60.27%6.4414,935 13,622 56.32 58.50
%
%
6 626 CHUBB LTD GRP
%66.31%6.0414,004 12,196 10.32 11.00
%
%
7 111 LIBERTY MUT GRP
%71.02%4.7110,916 10,517 11.45 11.99
%
%
8 968 AXA INS GRP
%74.51%3.488,077 7,511 74.23 75.64
%
%
9 140 NATIONWIDE CORP GRP
%77.41%2.916,744 7,600 16.15 16.19
%
%
10 361 MUNICH RE GRP
%80.30%2.886,680 6,604 37.78 37.98
%
%
**STAT E TOTAL**
%100.00%100.00231,828 219,472 73.41 73.38
%
%
© 2024 National Association of Insurance Commissioners
572
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%25.73%25.734,949 4,744Utah 244.51 247.99
%
%
2 968 AXA INS GRP
%34.38%8.641,662 1,507 32.20 32.88
%
%
3 212 ZURICH INS GRP
%42.00%7.621,466 1,251 4.12 4.83
%
%
4 3548 TRAVELERS GRP
%49.48%7.481,439 1,312 3.60 4.01
%
%
5 626 CHUBB LTD GRP
%56.47%6.991,345 1,260 3.77 4.11
%
%
6 242 SELECTIVE INS GRP
%63.00%6.531,255 898 16.51 16.52
%
%
7 12 AMERICAN INTL GRP
%68.69%5.691,095 1,129 4.48 4.60
%
%
8 140 NATIONWIDE CORP GRP
%72.80%4.11791 914 198.07 198.05
%
%
9 111 LIBERTY MUT GRP
%76.32%3.51676 765 N/A N/A
10 62 EMC INS CO GRP
%79.23%2.91560 541 N/A N/A
**STAT E TOTAL**
%100.00%100.0019,230 18,106 84.09 85.19
%
%
1 65 FM GLOBAL GRP
%32.44%32.442,375 1,985Vermont 2.54 2.54
%
%
2 98 WR BERKLEY CORP GRP
%44.73%12.29900 827 27.75 28.61
%
%
3 3548 TRAVELERS GRP
%54.19%9.46693 719 22.38 26.28
%
%
4 212 ZURICH INS GRP
%61.80%7.61557 605 3.37 4.00
%
%
5 1309 FRANKENMUTH GRP
%67.34%5.54405 428 28.58 28.11
%
%
6 12 AMERICAN INTL GRP
%71.32%3.98291 308 24.19 24.28
%
%
7 244 CINCINNATI FIN GRP
%74.19%2.87210 192 9.80 13.32
%
%
8 218 CNA INS GRP
%77.01%2.82206 193 99.50 101.22
%
%
9 140 NATIONWIDE CORP GRP
%79.75%2.74201 194 0.87 0.88
%
%
10 626 CHUBB LTD GRP
%82.46%2.71198 188 62.16 65.60
%
%
**STAT E TOTAL**
%100.00%100.007,322 6,820 15.92 16.71
%
%
1 65 FM GLOBAL GRP
%30.25%30.2515,368 14,339Virginia 29.29 29.35
%
%
2 212 ZURICH INS GRP
%40.15%9.905,028 4,602 3.99 4.67
%
%
3 3548 TRAVELERS GRP
%47.35%7.203,658 3,322 50.88 52.63
%
%
4 626 CHUBB LTD GRP
%53.10%5.752,921 2,899 N/A N/A
5 12 AMERICAN INTL GRP
%58.85%5.742,917 3,311 13.14 13.19
%
%
6 242 SELECTIVE INS GRP
%64.11%5.262,673 2,532 18.97 18.98
%
%
7 361 MUNICH RE GRP
%67.73%3.631,842 1,651 58.67 59.19
%
%
8 761 ALLIANZ INS GRP
%70.75%3.021,534 1,356 40.49 40.93
%
%
9 968 AXA INS GRP
%73.44%2.681,363 1,355 6.95 8.19
%
%
10 4994 LOUDOUN MUT GRP
%76.08%2.641,344 1,344 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0050,798 48,820 22.53 22.90
%
%
1 65 FM GLOBAL GRP
%22.38%22.3811,546 11,399Washington 63.08 63.46
%
%
2 3548 TRAVELERS GRP
%32.24%9.875,091 4,710 54.22 54.70
%
%
3 212 ZURICH INS GRP
%40.49%8.254,256 3,848 N/A N/A
4 12 AMERICAN INTL GRP
%48.48%8.004,127 3,717 5.22 5.55
%
%
5 626 CHUBB LTD GRP
%55.64%7.153,690 3,111 9.78 10.09
%
%
6 361 MUNICH RE GRP
%60.40%4.762,459 2,222 18.72 18.92
%
%
7 111 LIBERTY MUT GRP
%64.79%4.392,264 2,102 N/A N/A
8 280 AUTO OWNERS GRP
%68.88%4.102,114 1,860 14.26 14.93
%
%
9 968 AXA INS GRP
%72.62%3.741,927 1,910 N/A N/A
10 140 NATIONWIDE CORP GRP
%76.16%3.541,827 1,948 9.58 9.60
%
%
**STAT E TOTAL**
%100.00%100.0051,603 48,636 25.57 26.02
%
%
© 2024 National Association of Insurance Commissioners
573
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%38.04%38.045,655 3,966West Virginia 309.67 309.67
%
%
2 12 AMERICAN INTL GRP
%52.27%14.232,116 2,198 3.86 3.95
%
%
3 212 ZURICH INS GRP
%62.77%10.501,561 1,526 3.13 3.72
%
%
4 3548 TRAVELERS GRP
%66.59%3.82568 584 N/A N/A
5 111 LIBERTY MUT GRP
%70.08%3.49519 498 N/A N/A
6 228 WESTFIELD GRP
%73.47%3.39505 470 20.97 21.00
%
%
7 181 SWISS RE GRP
%76.29%2.81418 332 38.98 39.93
%
%
8 244 CINCINNATI FIN GRP
%79.02%2.74407 397 102.92 104.76
%
%
9 626 CHUBB LTD GRP
%81.57%2.55379 316 3.46 5.38
%
%
10 968 AXA INS GRP
%84.11%2.54377 333 11.39 11.94
%
%
**STAT E TOTAL**
%100.00%100.0014,868 12,943 103.86 104.45
%
%
1 65 FM GLOBAL GRP
%26.08%26.0817,773 17,120Wisconsin 72.16 72.67
%
%
2 3548 TRAVELERS GRP
%33.90%7.825,331 5,071 29.87 30.95
%
%
3 626 CHUBB LTD GRP
%41.66%7.755,284 4,760 N/A N/A
4 15350 WEST BEND INS CO
%49.32%7.675,224 4,905 22.65 22.65
%
%
5 14184 ACUITY A MUT INS CO
%53.72%4.402,997 2,915 27.72 27.72
%
%
662EMC INS CO GRP
%58.08%4.362,969 2,937 16.10 16.01
%
%
7 111 LIBERTY MUT GRP
%62.39%4.312,937 2,643 N/A N/A
8 212 ZURICH INS GRP
%66.63%4.242,888 2,570 3.90 4.57
%
%
996SECURA INS GRP
%70.06%3.432,338 2,370 25.53 25.53
%
%
10 968 AXA INS GRP
%73.10%3.042,073 2,067 6.34 8.02
%
%
**STAT E TOTAL**
%100.00%100.0068,148 65,764 29.17 29.57
%
%
1 65 FM GLOBAL GRP
%61.44%61.448,302 7,871Wyoming 104.79 103.79
%
%
2 12 AMERICAN INTL GRP
%69.24%7.801,054 1,477 1.77 1.82
%
%
3 212 ZURICH INS GRP
%72.74%3.50473 529 0.75 1.08
%
%
4 3548 TRAVELERS GRP
%76.24%3.50473 361 6.19 6.63
%
%
5 140 NATIONWIDE CORP GRP
%79.02%2.78375 434 N/A N/A
662EMC INS CO GRP
%81.66%2.65357 320 N/A N/A
7 84 AMERICAN FINANCIAL GRP
%83.93%2.26306 303 N/A N/A
8 14184 ACUITY A MUT INS CO
%86.14%2.21299 292 9.33 9.33
%
%
9 626 CHUBB LTD GRP
%88.07%1.94262 218 4.66 5.55
%
%
10 968 AXA INS GRP
%89.86%1.79242 222 11.34 11.76
%
%
**STAT E TOTAL**
%100.00%100.0013,513 13,119 65.52 64.81
%
%
1 65 FM GLOBAL GRP
%100.00%100.0000American Samoa 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0000N/AN/A
1 4672 DONGBU INS GRP
%96.71%96.711,724 1,695Guam 0.00 0.00
%
%
2 10972 FIRST NET INS CO
%97.84%1.1320 20 0.00 0.00
%
%
3 4715 MS & AD INS GRP
%98.89%1.0519 19 0.00 0.00
%
%
4 181 SWISS RE GRP
%99.40%0.519 6 9.97 11.68
%
%
5 3416 AXIS CAPITAL GRP
%99.81%0.417 6 8.89 9.56
%
%
6 65 FM GLOBAL GRP
%99.91%0.102 2 0.00 0.00
%
%
7 968 AXA INS GRP
%100.00%0.092 1 9.83 10.27
%
%
8 761 ALLIANZ INS GRP
%100.00%0.000 0 0.00 0.00
%
%
9 1279 ARCH INS GRP
%100.00%0.000 0 31.58 31.58
%
%
**STAT E TOTAL**
%100.00%100.001,783 1,749 2.09 2.40
%
%
© 2024 National Association of Insurance Commissioners
574
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 218 CNA INS GRP
%42.23%42.238,362 7,397Puerto Rico 28.50 29.91
%
%
2 65 FM GLOBAL GRP
%64.15%21.924,340 4,310 0.00 0.00
%
%
3 4804 MULTINATIONAL GRP
%82.88%18.733,709 3,865 51.95 51.27
%
%
4 411 MAPFRE INS GRP
%88.42%5.541,097 988 6.48 6.48
%
%
5 968 AXA INS GRP
%91.37%2.95585 593 24.44 25.83
%
%
6 4706 LOCKHART CO GRP
%92.81%1.44284 260 20.29 22.27
%
%
7 181 SWISS RE GRP
%94.12%1.31260 271 N/A N/A
8 10140 OPTIMA SEGUROS
%95.32%1.20237 54 N/A N/A
9 3548 TRAVELERS GRP
%96.42%1.10219 208 109.40 114.79
%
%
10 12 AMERICAN INTL GRP
%97.46%1.04207 223 417.14 463.69
%
%
**STAT E TOTAL**
%100.00%100.0019,801 18,688 28.75 29.93
%
%
1 3548 TRAVELERS GRP
%31.49%31.49109 104U.S. Virgin Islands 10.93 11.49
%
%
2 4706 LOCKHART CO GRP
%50.52%19.0366 68 0.00 0.00
%
%
3 181 SWISS RE GRP
%67.95%17.4361 61 4.21 4.82
%
%
4 3416 AXIS CAPITAL GRP
%82.05%14.1049 65 3.60 4.25
%
%
5 65 FM GLOBAL GRP
%95.22%13.1846 45 0.00 0.00
%
%
6 361 MUNICH RE GRP
%99.96%4.7316 17 6.66 6.85
%
%
7 4734 APOLLO GLOBAL MGMT GRP
%99.98%0.020 0 22.97 24.32
%
%
8 218 CNA INS GRP
%99.99%0.020 0 2.44 4.88
%
%
9 1279 ARCH INS GRP
%100.00%0.010 0 3.33 3.33
%
%
10 626 CHUBB LTD GRP
%100.00%0.0000N/AN/A
**STAT E TOTAL**
%100.00%100.00348 360 4.82 5.21
%
%
1 3416 AXIS CAPITAL GRP
%68.72%68.7222N. Mariana Islands 8.87 9.55
%
%
2 10972 FIRST NET INS CO
%99.41%30.691 1 0.00 0.00
%
%
3 65 FM GLOBAL GRP
%100.00%0.590 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.003 2 5.83 6.27
%
%
1 65 FM GLOBAL GRP
%73.82%73.82146,629 134,408Canada 55.36 55.60
%
%
2 761 ALLIANZ INS GRP
%86.31%12.4924,810 23,984 24.92 26.25
%
%
3 218 CNA INS GRP
%91.01%4.719,347 9,482 47.50 50.34
%
%
4 968 AXA INS GRP
%94.22%3.216,367 5,437 9.81 10.48
%
%
5 181 SWISS RE GRP
%97.28%3.066,085 4,839 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%98.71%1.432,837 4,469 62.79 65.25
%
%
7 158 FAIRFAX FIN GRP
%99.19%0.48960 757 27.57 30.64
%
%
8 3548 TRAVELERS GRP
%99.54%0.35689 721 2.01 0.95
%
%
9 111 LIBERTY MUT GRP
%99.82%0.28557 449 N/A 0.56
%
10 84 AMERICAN FINANCIAL GRP
%99.92%0.10193 198 N/A N/A
**STAT E TOTAL**
%100.00%100.00198,640 184,909 45.71 45.18
%
%
© 2024 National Association of Insurance Commissioners
575
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
27 - Boiler and Machinery
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 65 FM GLOBAL GRP
%84.71%84.7190,255 87,085Agg. Other Alien 0.24 N/A
%
2 12 AMERICAN INTL GRP
%90.66%5.956,340 5,752 4.98 5.00
%
%
3 31 BERKSHIRE HATHAWAY GRP
%94.24%3.583,815 5,669 N/A N/A
4 212 ZURICH INS GRP
%96.97%2.732,906 2,594 2.21 2.75
%
%
5 761 ALLIANZ INS GRP
%97.69%0.72771 1,011 1.76 2.07
%
%
6 218 CNA INS GRP
%98.33%0.63676 607 7.93 10.77
%
%
7 968 AXA INS GRP
%98.85%0.52555 492 25.19 26.40
%
%
8 181 SWISS RE GRP
%99.25%0.40430 541 109.07 107.18
%
%
9 84 AMERICAN FINANCIAL GRP
%99.50%0.25261 261 172.00 178.84
%
%
10 4672 DONGBU INS GRP
%99.59%0.0997 32 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00106,545 104,389 0.86 0.70
%
%
© 2024 National Association of Insurance Commissioners
576
28—Credit
© 2024 National Association of Insurance Commissioners
577
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 761 ALLIANZ INS GRP
%14.16%14.16437,562 442,051 30.72 31.02
%
%
2 84 AMERICAN FINANCIAL GRP
%27.52%13.36412,991 382,190 31.07 31.60
%
%
3 26565 OHIO IND CO
%35.94%8.41260,049 253,265 54.41 56.64
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%43.73%7.79240,868 239,711 55.96 56.33
%
%
5 1279 ARCH INS GRP
%51.04%7.30225,737 245,305 27.13 28.16
%
%
6 19 ASSURANT INC GRP
%57.64%6.60203,971 206,583 9.10 9.10
%
%
7 408 BROOKFIELD REINS LTD GRP
%63.68%6.04186,743 190,582 44.26 44.26
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%68.13%4.45137,553 138,480 49.02 50.50
%
%
9 4904 INTACT FINANCIAL GRP
%71.32%3.1998,508 96,646 53.24 53.32
%
%
10 4718 TIPTREE FIN GRP
%74.04%2.7283,941 99,485 31.01 32.77
%
%
11 8 ALLSTATE INS GRP
%76.52%2.4976,821 78,687 53.55 55.69
%
%
12 218 CNA INS GRP
%78.98%2.4675,997 75,988 39.86 40.46
%
%
13 12 AMERICAN INTL GRP
%81.26%2.2870,467 69,111 52.54 53.32
%
%
14 158 FAIRFAX FIN GRP
%83.41%2.1566,425 65,949 35.50 41.65
%
%
15 5021 ONEMAIN HOLDINGS INC GRP
%85.26%1.8557,307 37,941 51.81 53.09
%
%
16 626 CHUBB LTD GRP
%86.98%1.7253,071 55,561 20.87 20.65
%
%
17 150 OLD REPUBLIC GRP
%88.66%1.6851,874 57,630 79.17 78.86
%
%
18 111 LIBERTY MUT GRP
%89.97%1.3140,511 45,015 31.64 33.17
%
%
19 3494 JAMES RIVER GRP
%90.98%1.0131,247 31,247 52.56 54.15
%
%
20 3098 TOKIO MARINE HOLDINGS INC GRP
%91.92%0.9429,105 31,115 44.81 47.22
%
%
21 869 MINNESOTA MUT GRP
%92.68%0.7623,413 24,084 16.30 16.34
%
%
22 91 HARTFORD FIRE & CAS GRP
%93.43%0.7523,068 18,988 46.41 51.05
%
%
23 16523 PREMIER INS CO
%94.15%0.7222,378 24,597 7.13 7.13
%
%
24 4850 CLEAR BLUE FINANCIAL GRP
%94.86%0.7121,888 3,190 25.95 25.95
%
%
25 785 MARKEL CORP GRP
%95.44%0.5817,953 18,291 44.43 45.73
%
%
26 31 BERKSHIRE HATHAWAY GRP
%96.01%0.5717,547 18,772 42.94 42.94
%
%
27 1120 EVEREST REINS HOLDINGS GRP
%96.56%0.5516,989 13,585 69.26 62.25
%
%
28 641 FIRST TOWER GRP
%97.10%0.5416,781 19,015 6.76 6.76
%
%
29 458 DAI-ICHI LIFE HOLDINGS INC GRP
%97.58%0.4814,895 13,917 11.79 11.79
%
%
30 34568 CENTENNIAL CAS CO
%98.07%0.4814,888 14,203 49.14 49.14
%
%
31 181 SWISS RE GRP
%98.49%0.4213,098 9,661 20.09 20.17
%
%
32 749 SCOR GRP
%98.89%0.4012,363 8,596 38.89 41.54
%
%
33 4908 ASCOT INS US GRP
%99.17%0.288,671 7,372 12.22 12.89
%
%
34 4709 SECURITY GRP
%99.38%0.216,394 6,185 4.97 4.97
%
%
35 306 TRUSTAGE GRP
%99.55%0.185,431 5,248 75.11 75.11
%
%
36 37621 TOYOTA MOTOR INS CO
%99.69%0.144,291 4,168 54.48 54.48
%
%
37 4670 STARR GRP
%99.79%0.103,012 2,680 465.46 466.29
%
%
38 4973 BIGLARI HOLDINGS GRP
%99.88%0.092,739 2,961 27.89 27.89
%
%
39 140 NATIONWIDE CORP GRP
%99.94%0.062,005 1,470 N/A N/A
40 4962 AU HOLDING CO GRP
%100.00%0.051,686 1,643 60.29 60.29
%
%
41 4942 BEAZLEY GRP
%100.00%0.01450 435 5.73 N/A
%
42 796 QBE INS GRP
%100.00%0.01425 528 N/A N/A
43 1316 KNIGHTBROOK INS GRP
%100.00%0.01396 597 32.22 34.87
%
%
44 1131 GREAT CENTRAL INS GRP
%100.00%0.01313 364 7.99 7.99
%
%
45 176 STATE FARM GRP
%100.00%0.01224 213 29.62 29.62
%
%
46 10972 FIRST NET INS CO
%100.00%0.01164 180 7.06 7.15
%
%
47 212 ZURICH INS GRP
%100.00%0.00144 513 N/A N/A
48 629 PLATEAU GRP
%100.00%0.0067 16 69.47 69.47
%
%
49 105 MGIC GRP
%100.00%0.0056 56 0.00 0.00
%
%
50 598 DELTA GRP
%100.00%0.0032 60 35.60 40.04
%
%
51 4703 KENTUCKY NATL INS GRP
%100.00%0.0027 27 0.00 0.00
%
%
**INDUSTRY TOTAL**
%100.00%100.003,090,306 3,066,700 37.72 38.49
%
%
© 2024 National Association of Insurance Commissioners
578
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%14.69%14.69409,014 379,421 28.89 29.42
%
%
2 761 ALLIANZ INS GRP
%28.94%14.25396,602 390,395 31.55 31.84
%
%
3 26565 OHIO IND CO
%38.28%9.34260,049 253,265 54.41 56.64
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%46.93%8.65240,868 239,711 55.96 56.33
%
%
5 1279 ARCH INS GRP
%55.04%8.11225,737 245,305 27.13 28.16
%
%
6 408 BROOKFIELD REINS LTD GRP
%61.74%6.71186,743 190,582 44.26 44.26
%
%
7 25422 ATRADIUS TRADE CREDIT INS CO
%66.61%4.86135,392 136,653 49.38 50.78
%
%
8 4904 INTACT FINANCIAL GRP
%70.14%3.5498,508 96,646 53.24 53.32
%
%
9 4718 TIPTREE FIN GRP
%73.16%3.0183,941 99,485 31.01 32.77
%
%
10 8 ALLSTATE INS GRP
%75.92%2.7676,821 78,687 53.55 55.69
%
%
11 218 CNA INS GRP
%78.65%2.7375,997 75,988 39.86 40.46
%
%
12 5021 ONEMAIN HOLDINGS INC GRP
%80.71%2.0657,307 37,941 51.81 53.09
%
%
13 158 FAIRFAX FIN GRP
%82.69%1.9855,218 52,561 35.82 42.58
%
%
14 150 OLD REPUBLIC GRP
%84.55%1.8651,874 57,630 79.17 78.86
%
%
15 626 CHUBB LTD GRP
%86.35%1.8050,080 49,541 22.81 22.62
%
%
16 12 AMERICAN INTL GRP
%87.95%1.6044,529 41,077 46.28 47.70
%
%
17 111 LIBERTY MUT GRP
%89.15%1.2033,301 35,012 25.48 25.87
%
%
18 3494 JAMES RIVER GRP
%90.27%1.1231,247 31,247 52.56 54.15
%
%
19 3098 TOKIO MARINE HOLDINGS INC GRP
%91.12%0.8523,564 23,091 34.24 36.33
%
%
20 869 MINNESOTA MUT GRP
%91.96%0.8423,413 24,084 16.30 16.34
%
%
21 16523 PREMIER INS CO
%92.76%0.8022,378 24,597 7.13 7.13
%
%
22 4850 CLEAR BLUE FINANCIAL GRP
%93.55%0.7921,888 3,190 25.95 25.95
%
%
23 785 MARKEL CORP GRP
%94.19%0.6417,953 18,291 44.43 45.73
%
%
24 31 BERKSHIRE HATHAWAY GRP
%94.82%0.6317,547 18,772 42.94 42.94
%
%
25 91 HARTFORD FIRE & CAS GRP
%95.44%0.6217,140 8,640 37.48 42.12
%
%
26 641 FIRST TOWER GRP
%96.04%0.6016,781 19,015 6.76 6.76
%
%
27 458 DAI-ICHI LIFE HOLDINGS INC GRP
%96.58%0.5414,895 13,917 11.79 11.79
%
%
28 34568 CENTENNIAL CAS CO
%97.11%0.5314,869 14,179 49.18 49.18
%
%
29 1120 EVEREST REINS HOLDINGS GRP
%97.63%0.5214,607 10,217 N/A N/A
30 749 SCOR GRP
%98.08%0.4412,363 8,596 38.89 41.54
%
%
31 19 ASSURANT INC GRP
%98.46%0.3810,515 13,066 5.02 5.02
%
%
32 4908 ASCOT INS US GRP
%98.77%0.318,671 7,372 12.22 12.89
%
%
33 181 SWISS RE GRP
%99.07%0.318,498 6,148 30.03 30.73
%
%
34 4709 SECURITY GRP
%99.30%0.236,394 6,185 4.97 4.97
%
%
35 306 TRUSTAGE GRP
%99.50%0.205,431 5,248 75.11 75.11
%
%
36 37621 TOYOTA MOTOR INS CO
%99.65%0.154,291 4,168 54.48 54.48
%
%
37 4670 STARR GRP
%99.76%0.113,012 2,680 466.46 467.40
%
%
38 4973 BIGLARI HOLDINGS GRP
%99.86%0.102,739 2,961 27.89 27.89
%
%
39 140 NATIONWIDE CORP GRP
%99.93%0.072,005 1,470 N/A N/A
40 4962 AU HOLDING CO GRP
%99.99%0.061,686 1,643 60.29 60.29
%
%
41 4942 BEAZLEY GRP
%100.00%0.02450 435 5.73 N/A
%
42 796 QBE INS GRP
%100.00%0.02425 528 N/A N/A
43 1316 KNIGHTBROOK INS GRP
%100.00%0.01396 597 32.22 34.87
%
%
44 1131 GREAT CENTRAL INS GRP
%100.00%0.01313 364 7.99 7.99
%
%
45 176 STATE FARM GRP
%100.00%0.01224 213 29.62 29.62
%
%
46 10972 FIRST NET INS CO
%100.00%0.01164 180 7.06 7.15
%
%
47 212 ZURICH INS GRP
%100.00%0.01144 438 N/A N/A
48 629 PLATEAU GRP
%100.00%0.0067 16 69.47 69.47
%
%
49 105 MGIC GRP
%100.00%0.0056 56 0.00 0.00
%
%
50 598 DELTA GRP
%100.00%0.0032 60 35.60 40.04
%
%
51 4703 KENTUCKY NATL INS GRP
%100.00%0.0027 27 0.00 0.00
%
%
52 5013 VANTAGE GRP
%100.00%0.0013 196 244.02 297.90
%
%
**INDUSTRY TOTAL**
%100.00%100.002,784,121 2,736,948 38.74 39.52
%
%
© 2024 National Association of Insurance Commissioners
579
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 4718 TIPTREE FIN GRP
%27.72%27.7213,125 15,234Alabama 14.38 14.81
%
%
2 84 AMERICAN FINANCIAL GRP
%40.65%12.946,127 6,259 29.12 29.14
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%52.95%12.295,822 6,258 53.60 53.60
%
%
4 408 BROOKFIELD REINS LTD GRP
%60.05%7.113,365 3,360 41.01 41.01
%
%
5 8 ALLSTATE INS GRP
%67.03%6.973,302 2,180 32.61 33.81
%
%
6 761 ALLIANZ INS GRP
%73.52%6.503,076 2,297 N/A N/A
7 1279 ARCH INS GRP
%79.40%5.872,782 2,979 35.91 38.01
%
%
8 26565 OHIO IND CO
%84.99%5.602,651 2,662 31.42 31.53
%
%
9 25422 ATRADIUS TRADE CREDIT INS CO
%88.32%3.321,573 1,596 N/A N/A
10 641 FIRST TOWER GRP
%90.52%2.211,046 1,117 4.98 4.98
%
%
**STAT E TOTAL**
%100.00%100.0047,356 48,627 29.13 29.58
%
%
1 8 ALLSTATE INS GRP
%58.96%58.963,065 2,364Alaska 32.48 34.46
%
%
2 218 CNA INS GRP
%75.05%16.09836 845 28.67 29.14
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%89.92%14.87773 810 13.90 13.90
%
%
4 84 AMERICAN FINANCIAL GRP
%94.17%4.24221 212 94.63 94.63
%
%
5 150 OLD REPUBLIC GRP
%95.90%1.7390 96 23.44 23.44
%
%
6 408 BROOKFIELD REINS LTD GRP
%97.52%1.6284 73 3.29 3.29
%
%
7 761 ALLIANZ INS GRP
%98.79%1.2766 39 2.05 2.31
%
%
8 4718 TIPTREE FIN GRP
%99.30%0.5026 27 12.56 12.56
%
%
9 1279 ARCH INS GRP
%99.69%0.3920 19 N/A N/A
10 306 TRUSTAGE GRP
%99.84%0.158 9 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.005,198 4,514 31.52 32.40
%
%
1 31 BERKSHIRE HATHAWAY GRP
%18.90%18.905,043 4,677Arizona 55.78 55.78
%
%
2 84 AMERICAN FINANCIAL GRP
%29.38%10.472,794 2,158 31.88 31.91
%
%
3 1279 ARCH INS GRP
%39.18%9.802,615 2,802 17.16 17.16
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%48.39%9.212,456 1,225 44.15 44.77
%
%
5 408 BROOKFIELD REINS LTD GRP
%55.19%6.801,814 1,990 40.35 40.35
%
%
6 761 ALLIANZ INS GRP
%61.93%6.751,800 1,720 30.88 31.04
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%68.58%6.651,773 1,943 40.16 40.33
%
%
8 8 ALLSTATE INS GRP
%75.12%6.541,744 1,543 49.31 51.51
%
%
9 150 OLD REPUBLIC GRP
%81.17%6.051,613 1,449 68.43 68.43
%
%
10 25422 ATRADIUS TRADE CREDIT INS CO
%86.73%5.571,485 1,247 124.04 126.77
%
%
**STAT E TOTAL**
%100.00%100.0026,676 24,232 40.30 39.68
%
%
1 84 AMERICAN FINANCIAL GRP
%31.19%31.196,772 6,404Arkansas 51.21 52.11
%
%
2 26565 OHIO IND CO
%48.53%17.333,764 3,764 14.09 14.11
%
%
3 4973 BIGLARI HOLDINGS GRP
%61.14%12.622,739 2,961 27.89 27.89
%
%
4 8 ALLSTATE INS GRP
%67.14%6.001,303 872 51.91 54.22
%
%
5 761 ALLIANZ INS GRP
%71.96%4.821,047 1,415 0.73 0.84
%
%
6 408 BROOKFIELD REINS LTD GRP
%76.37%4.41958 1,083 19.50 19.50
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%80.64%4.27926 964 33.33 33.33
%
%
8 3494 JAMES RIVER GRP
%84.75%4.11892 892 108.31 109.34
%
%
9 1279 ARCH INS GRP
%88.73%3.98864 1,233 13.37 13.40
%
%
10 4718 TIPTREE FIN GRP
%91.57%2.84617 764 101.80 103.92
%
%
**STAT E TOTAL**
%100.00%100.0021,713 22,374 41.16 41.73
%
%
© 2024 National Association of Insurance Commissioners
580
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 761 ALLIANZ INS GRP
%21.74%21.7443,814 39,962California 36.68 36.98
%
%
2 84 AMERICAN FINANCIAL GRP
%36.37%14.6229,462 27,213 22.14 22.20
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%45.37%9.0118,151 18,454 32.21 33.38
%
%
4 626 CHUBB LTD GRP
%53.03%7.6515,417 14,788 13.87 13.12
%
%
5 1279 ARCH INS GRP
%60.62%7.5915,296 15,671 19.15 21.27
%
%
6 408 BROOKFIELD REINS LTD GRP
%67.86%7.2414,585 14,673 45.34 45.34
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%74.82%6.9614,026 15,280 68.48 68.92
%
%
8 150 OLD REPUBLIC GRP
%78.99%4.188,413 10,141 58.65 58.63
%
%
9 218 CNA INS GRP
%82.91%3.927,897 7,640 32.35 33.80
%
%
10 12 AMERICAN INTL GRP
%86.44%3.537,104 5,996 0.34 N/A
%
**STAT E TOTAL**
%100.00%100.00201,493 199,628 29.84 30.62
%
%
1 26565 OHIO IND CO
%29.92%29.9216,015 16,981Colorado 45.24 48.46
%
%
2 4850 CLEAR BLUE FINANCIAL GRP
%48.86%18.9410,138 1,694 4.67 4.67
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%61.09%12.236,547 6,189 36.63 36.65
%
%
4 150 OLD REPUBLIC GRP
%66.24%5.142,753 2,196 158.27 158.27
%
%
5 1279 ARCH INS GRP
%71.17%4.932,639 2,615 44.25 45.98
%
%
6 84 AMERICAN FINANCIAL GRP
%75.71%4.542,429 2,558 19.45 19.49
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%80.20%4.492,403 1,237 94.97 95.96
%
%
8 761 ALLIANZ INS GRP
%84.68%4.482,400 4,400 6.34 6.42
%
%
9 4718 TIPTREE FIN GRP
%87.88%3.201,713 1,960 19.35 20.33
%
%
10 218 CNA INS GRP
%90.67%2.791,495 1,473 37.98 38.69
%
%
**STAT E TOTAL**
%100.00%100.0053,525 46,740 39.77 41.03
%
%
1 761 ALLIANZ INS GRP
%22.31%22.318,525 9,639Connecticut 26.33 26.47
%
%
2 4904 INTACT FINANCIAL GRP
%37.41%15.095,766 5,636 78.24 78.51
%
%
3 84 AMERICAN FINANCIAL GRP
%52.39%14.995,726 5,317 21.70 21.93
%
%
4 26565 OHIO IND CO
%65.83%13.445,135 5,128 72.33 80.97
%
%
5 25422 ATRADIUS TRADE CREDIT INS CO
%73.37%7.532,878 2,837 59.74 60.51
%
%
6 1279 ARCH INS GRP
%79.87%6.502,484 2,836 12.37 12.81
%
%
7 158 FAIRFAX FIN GRP
%85.64%5.772,203 2,102 86.43 100.01
%
%
8 12 AMERICAN INTL GRP
%88.60%2.961,132 624 N/A N/A
9 2538 AMTRUST FINANCIAL SERV GRP
%90.89%2.29874 940 60.90 60.91
%
%
10 111 LIBERTY MUT GRP
%92.98%2.10801 1,041 13.88 14.71
%
%
**STAT E TOTAL**
%100.00%100.0038,206 39,472 42.20 43.54
%
%
1 626 CHUBB LTD GRP
%60.39%60.3913,846 9,813Delaware 32.23 32.72
%
%
2 761 ALLIANZ INS GRP
%69.17%8.782,012 2,136 467.39 467.48
%
%
3 84 AMERICAN FINANCIAL GRP
%75.38%6.221,425 1,404 50.42 51.40
%
%
4 1279 ARCH INS GRP
%81.50%6.111,401 1,341 22.67 22.77
%
%
5 181 SWISS RE GRP
%85.40%3.90895 346 8.69 8.98
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%89.13%3.73855 891 17.05 16.90
%
%
7 8 ALLSTATE INS GRP
%92.60%3.47795 840 166.31 185.86
%
%
8 4904 INTACT FINANCIAL GRP
%94.61%2.01461 455 48.71 48.71
%
%
9 218 CNA INS GRP
%96.30%1.69388 1,129 48.69 48.82
%
%
10 12 AMERICAN INTL GRP
%97.25%0.95218 193 57.45 51.26
%
%
**STAT E TOTAL**
%100.00%100.0022,927 19,032 86.28 88.54
%
%
© 2024 National Association of Insurance Commissioners
581
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 91 HARTFORD FIRE & CAS GRP
%31.88%31.8811,827 2,240District Of Columbia 41.42 46.37
%
%
2 1120 EVEREST REINS HOLDINGS GRP
%58.16%26.289,752 6,611 N/A N/A
3 761 ALLIANZ INS GRP
%71.43%13.274,925 5,871 3.69 3.82
%
%
4 4904 INTACT FINANCIAL GRP
%79.03%7.602,819 2,770 51.16 51.16
%
%
5 84 AMERICAN FINANCIAL GRP
%85.95%6.922,568 1,770 19.72 19.74
%
%
6 3098 TOKIO MARINE HOLDINGS INC GRP
%92.40%6.452,393 3,212 59.30 59.30
%
%
7 111 LIBERTY MUT GRP
%95.70%3.301,224 533 38.48 38.48
%
%
8 626 CHUBB LTD GRP
%98.32%2.62972 526 N/A N/A
9 12 AMERICAN INTL GRP
%99.07%0.74276 314 72.32 81.56
%
%
10 785 MARKEL CORP GRP
%99.47%0.40149 50 7.03 7.03
%
%
**STAT E TOTAL**
%100.00%100.0037,102 24,215 11.30 7.44
%
%
1 84 AMERICAN FINANCIAL GRP
%36.42%36.4277,317 66,877Florida 14.15 14.32
%
%
2 761 ALLIANZ INS GRP
%56.24%19.8242,081 37,879 30.29 30.54
%
%
3 26565 OHIO IND CO
%67.03%10.7922,896 22,044 42.99 44.97
%
%
4 1279 ARCH INS GRP
%76.97%9.9421,109 21,805 45.09 44.85
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%81.40%4.439,410 8,241 29.98 30.02
%
%
6 25422 ATRADIUS TRADE CREDIT INS CO
%85.00%3.607,642 7,463 41.70 42.58
%
%
7 4904 INTACT FINANCIAL GRP
%87.66%2.665,640 5,577 45.62 45.62
%
%
8 12 AMERICAN INTL GRP
%89.54%1.883,994 3,870 44.26 85.59
%
%
9 408 BROOKFIELD REINS LTD GRP
%91.23%1.693,582 3,651 25.39 25.39
%
%
10 4718 TIPTREE FIN GRP
%92.58%1.352,872 4,386 81.48 84.05
%
%
**STAT E TOTAL**
%100.00%100.00212,289 199,139 31.22 32.48
%
%
1 761 ALLIANZ INS GRP
%21.33%21.3316,453 10,342Georgia 28.99 29.23
%
%
2 1279 ARCH INS GRP
%34.13%12.809,873 10,505 42.64 44.29
%
%
3 84 AMERICAN FINANCIAL GRP
%46.28%12.159,374 8,800 34.46 34.51
%
%
4 25422 ATRADIUS TRADE CREDIT INS CO
%53.30%7.035,422 4,556 44.78 52.71
%
%
5 4718 TIPTREE FIN GRP
%60.27%6.975,375 5,608 57.12 58.98
%
%
6 4709 SECURITY GRP
%67.12%6.855,282 4,931 5.11 5.11
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%73.43%6.314,866 2,043 72.62 73.59
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%78.20%4.773,682 3,052 77.13 77.14
%
%
9 4904 INTACT FINANCIAL GRP
%81.67%3.472,675 2,645 45.64 45.64
%
%
10 26565 OHIO IND CO
%85.02%3.352,584 2,589 27.44 28.82
%
%
**STAT E TOTAL**
%100.00%100.0077,144 66,591 38.21 40.86
%
%
1 26565 OHIO IND CO
%32.40%32.403,093 3,028Hawaii 45.10 45.38
%
%
2 4904 INTACT FINANCIAL GRP
%63.79%31.392,997 2,944 46.38 46.38
%
%
3 84 AMERICAN FINANCIAL GRP
%80.39%16.601,584 1,538 114.13 114.13
%
%
4 8 ALLSTATE INS GRP
%87.10%6.71640 666 20.31 21.28
%
%
5 1279 ARCH INS GRP
%93.58%6.48619 607 9.74 9.75
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%96.22%2.64252 233 25.84 26.49
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%98.48%2.26216 232 34.58 34.58
%
%
8 761 ALLIANZ INS GRP
%99.29%0.8177 )(33 N/A N/A
9 150 OLD REPUBLIC GRP
%99.58%0.2927 35 79.44 79.44
%
%
10 158 FAIRFAX FIN GRP
%99.71%0.1313 21 24.73 37.48
%
%
**STAT E TOTAL**
%100.00%100.009,546 9,354 46.52 46.72
%
%
© 2024 National Association of Insurance Commissioners
582
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%37.83%37.834,174 4,224Idaho 26.42 26.42
%
%
2 218 CNA INS GRP
%57.21%19.382,138 2,172 28.64 28.98
%
%
3 84 AMERICAN FINANCIAL GRP
%71.89%14.671,619 1,190 37.18 37.69
%
%
4 408 BROOKFIELD REINS LTD GRP
%80.58%8.69959 848 16.05 16.05
%
%
5 761 ALLIANZ INS GRP
%86.10%5.52609 633 26.00 26.15
%
%
6 1279 ARCH INS GRP
%89.26%3.17349 451 N/A N/A
7 26565 OHIO IND CO
%91.86%2.59286 300 74.26 77.40
%
%
8 4904 INTACT FINANCIAL GRP
%93.82%1.96217 212 46.63 46.63
%
%
9 150 OLD REPUBLIC GRP
%95.51%1.68186 197 40.36 40.36
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%96.43%0.92102 94 17.03 18.30
%
%
**STAT E TOTAL**
%100.00%100.0011,033 10,701 29.50 29.66
%
%
1 761 ALLIANZ INS GRP
%18.24%18.2416,955 20,152Illinois 25.12 25.35
%
%
2 1279 ARCH INS GRP
%32.05%13.8112,833 13,015 27.89 33.30
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%45.70%13.6512,685 12,692 305.51 307.52
%
%
4 84 AMERICAN FINANCIAL GRP
%57.99%12.2911,420 10,989 41.57 41.75
%
%
5 26565 OHIO IND CO
%67.26%9.278,615 8,205 55.86 56.77
%
%
6 626 CHUBB LTD GRP
%72.09%4.824,484 5,321 29.15 29.14
%
%
7 4718 TIPTREE FIN GRP
%75.68%3.593,338 3,117 54.76 56.06
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%79.15%3.473,222 3,423 53.39 53.39
%
%
9 12 AMERICAN INTL GRP
%81.91%2.762,568 2,629 48.71 47.17
%
%
10 111 LIBERTY MUT GRP
%84.32%2.412,236 2,637 N/A N/A
**STAT E TOTAL**
%100.00%100.0092,930 97,240 68.15 69.32
%
%
1 26565 OHIO IND CO
%26.83%26.8312,114 12,070Indiana 69.52 71.87
%
%
2 84 AMERICAN FINANCIAL GRP
%41.61%14.786,672 6,174 46.91 48.01
%
%
3 5021 ONEMAIN HOLDINGS INC GRP
%49.78%8.173,691 1,580 78.36 79.48
%
%
4 25422 ATRADIUS TRADE CREDIT INS CO
%56.79%7.013,166 3,506 N/A N/A
5 761 ALLIANZ INS GRP
%63.41%6.622,989 3,242 27.43 27.57
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%69.67%6.262,826 2,999 74.40 74.31
%
%
7 785 MARKEL CORP GRP
%74.12%4.452,010 2,003 84.45 91.23
%
%
8 1279 ARCH INS GRP
%78.33%4.211,901 2,228 1.17 5.41
%
%
9 150 OLD REPUBLIC GRP
%82.31%3.971,794 1,827 116.01 115.88
%
%
10 8 ALLSTATE INS GRP
%85.68%3.381,526 1,607 57.69 59.18
%
%
**STAT E TOTAL**
%100.00%100.0045,153 43,886 50.56 52.26
%
%
1 26565 OHIO IND CO
%21.51%21.514,720 5,043Iowa 84.79 90.14
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%38.63%17.123,756 3,637 38.53 38.53
%
%
3 4718 TIPTREE FIN GRP
%49.97%11.352,490 2,134 47.01 56.96
%
%
4 408 BROOKFIELD REINS LTD GRP
%60.49%10.522,308 2,383 32.98 32.98
%
%
5 1279 ARCH INS GRP
%70.72%10.222,244 2,163 17.97 21.81
%
%
6 84 AMERICAN FINANCIAL GRP
%78.38%7.661,681 1,502 11.39 11.59
%
%
7 218 CNA INS GRP
%84.50%6.121,343 1,329 31.76 32.32
%
%
8 761 ALLIANZ INS GRP
%88.77%4.27936 1,359 14.57 14.68
%
%
9 150 OLD REPUBLIC GRP
%91.03%2.26496 485 75.02 75.11
%
%
10 34568 CENTENNIAL CAS CO
%93.16%2.13467 402 62.21 62.21
%
%
**STAT E TOTAL**
%100.00%100.0021,942 21,911 44.41 47.18
%
%
© 2024 National Association of Insurance Commissioners
583
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%22.50%22.506,151 6,194Kansas 60.57 60.55
%
%
2 84 AMERICAN FINANCIAL GRP
%43.66%21.165,786 7,938 50.70 52.51
%
%
3 408 BROOKFIELD REINS LTD GRP
%53.79%10.132,768 2,698 48.62 48.62
%
%
4 1279 ARCH INS GRP
%61.92%8.132,222 2,177 24.75 24.97
%
%
5 761 ALLIANZ INS GRP
%69.83%7.912,162 3,836 12.70 12.79
%
%
6 218 CNA INS GRP
%77.01%7.181,964 1,935 34.68 35.22
%
%
7 8 ALLSTATE INS GRP
%80.52%3.50958 1,031 70.85 76.83
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%84.01%3.49954 1,072 3.12 2.78
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%87.14%3.13855 326 89.62 90.78
%
%
10 34568 CENTENNIAL CAS CO
%90.03%2.89790 735 N/A N/A
**STAT E TOTAL**
%100.00%100.0027,338 30,628 42.90 43.75
%
%
1 4718 TIPTREE FIN GRP
%49.17%49.1721,396 23,150Kentucky 6.82 7.08
%
%
2 84 AMERICAN FINANCIAL GRP
%60.24%11.074,819 4,567 36.53 36.63
%
%
3 761 ALLIANZ INS GRP
%68.89%8.653,765 5,001 16.55 16.66
%
%
4 1279 ARCH INS GRP
%75.69%6.802,960 2,391 24.97 26.17
%
%
5 8 ALLSTATE INS GRP
%79.85%4.161,811 1,658 43.04 45.03
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%83.00%3.151,371 1,286 63.73 63.73
%
%
7 408 BROOKFIELD REINS LTD GRP
%85.65%2.651,153 1,266 17.44 17.44
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%87.62%1.97857 857 25.13 26.68
%
%
9 158 FAIRFAX FIN GRP
%89.47%1.85805 714 33.31 34.11
%
%
10 4908 ASCOT INS US GRP
%91.13%1.66723 441 11.67 12.10
%
%
**STAT E TOTAL**
%100.00%100.0043,518 45,500 17.60 17.94
%
%
1 84 AMERICAN FINANCIAL GRP
%38.66%38.6614,230 13,450Louisiana 44.58 45.07
%
%
2 641 FIRST TOWER GRP
%54.27%15.615,748 6,952 2.27 2.27
%
%
3 408 BROOKFIELD REINS LTD GRP
%61.03%6.762,490 2,766 26.91 26.91
%
%
4 4718 TIPTREE FIN GRP
%67.32%6.292,316 2,669 41.97 43.39
%
%
5 1279 ARCH INS GRP
%71.11%3.791,394 1,735 53.47 52.81
%
%
6 26565 OHIO IND CO
%74.89%3.781,391 1,454 53.72 56.16
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%78.45%3.561,310 1,053 60.21 61.33
%
%
8 761 ALLIANZ INS GRP
%81.93%3.481,283 1,824 20.58 20.69
%
%
9 4904 INTACT FINANCIAL GRP
%84.22%2.29842 849 64.10 64.10
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%86.44%2.22815 896 9.89 9.89
%
%
**STAT E TOTAL**
%100.00%100.0036,813 38,374 30.12 30.96
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%29.30%29.302,359 2,369Maine 22.84 22.83
%
%
2 84 AMERICAN FINANCIAL GRP
%46.61%17.311,394 1,429 20.70 21.36
%
%
3 26565 OHIO IND CO
%63.44%16.831,355 1,356 56.07 60.10
%
%
4 761 ALLIANZ INS GRP
%72.21%8.77706 1,607 21.41 21.48
%
%
5 1279 ARCH INS GRP
%76.97%4.77384 414 N/A N/A
6 8 ALLSTATE INS GRP
%81.38%4.41355 450 30.07 30.07
%
%
7 150 OLD REPUBLIC GRP
%85.11%3.72300 270 44.07 44.07
%
%
8 4904 INTACT FINANCIAL GRP
%88.35%3.24261 257 79.46 79.46
%
%
9 25422 ATRADIUS TRADE CREDIT INS CO
%91.12%2.78224 228 7.78 7.94
%
%
10 408 BROOKFIELD REINS LTD GRP
%93.72%2.59209 194 54.09 54.09
%
%
**STAT E TOTAL**
%100.00%100.008,051 9,108 28.69 29.46
%
%
© 2024 National Association of Insurance Commissioners
584
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%21.04%21.045,475 5,377Maryland 29.32 29.55
%
%
2 4904 INTACT FINANCIAL GRP
%41.85%20.825,417 5,405 60.53 60.53
%
%
3 1279 ARCH INS GRP
%54.56%12.713,307 3,111 33.20 33.04
%
%
4 761 ALLIANZ INS GRP
%63.84%9.282,416 7,643 12.55 12.60
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%72.06%8.222,139 2,668 49.92 49.92
%
%
6 8 ALLSTATE INS GRP
%78.62%6.561,707 1,896 49.63 50.34
%
%
7 26565 OHIO IND CO
%84.86%6.241,623 1,794 56.85 59.39
%
%
8 869 MINNESOTA MUT GRP
%88.54%3.69959 895 N/A N/A
9 5021 ONEMAIN HOLDINGS INC GRP
%91.71%3.17825 771 30.40 31.49
%
%
10 4718 TIPTREE FIN GRP
%93.50%1.79465 647 37.61 39.18
%
%
**STAT E TOTAL**
%100.00%100.0026,024 32,055 35.14 35.23
%
%
1 26565 OHIO IND CO
%26.20%26.2015,920 16,123Massachusetts 78.99 87.08
%
%
2 4904 INTACT FINANCIAL GRP
%43.71%17.5110,636 10,529 51.22 51.22
%
%
3 84 AMERICAN FINANCIAL GRP
%59.75%16.059,749 10,130 27.12 29.33
%
%
4 761 ALLIANZ INS GRP
%71.48%11.737,127 5,592 21.51 21.70
%
%
5 1279 ARCH INS GRP
%78.38%6.904,192 4,901 29.04 32.82
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%83.40%5.023,048 3,128 54.76 54.84
%
%
7 25422 ATRADIUS TRADE CREDIT INS CO
%87.31%3.912,375 2,311 25.48 30.83
%
%
8 8 ALLSTATE INS GRP
%90.39%3.081,872 1,858 41.06 41.52
%
%
9 4962 AU HOLDING CO GRP
%92.97%2.581,565 1,565 69.43 69.43
%
%
10 12 AMERICAN INTL GRP
%94.54%1.57956 1,461 25.16 21.83
%
%
**STAT E TOTAL**
%100.00%100.0060,758 60,760 49.70 52.76
%
%
1 1279 ARCH INS GRP
%15.29%15.299,713 14,806Michigan 21.31 22.10
%
%
2 761 ALLIANZ INS GRP
%30.32%15.029,539 9,413 25.40 25.56
%
%
3 84 AMERICAN FINANCIAL GRP
%41.80%11.497,296 3,799 64.74 65.65
%
%
4 26565 OHIO IND CO
%51.37%9.576,077 5,524 53.13 56.04
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%58.42%7.044,472 5,345 51.81 51.81
%
%
6 25422 ATRADIUS TRADE CREDIT INS CO
%65.02%6.604,191 4,188 30.82 32.76
%
%
7 408 BROOKFIELD REINS LTD GRP
%71.16%6.143,902 3,865 57.18 57.18
%
%
8 150 OLD REPUBLIC GRP
%77.05%5.893,739 2,906 88.19 88.19
%
%
9 4718 TIPTREE FIN GRP
%82.02%4.973,155 3,261 12.53 13.54
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%86.43%4.412,803 1,256 74.74 75.54
%
%
**STAT E TOTAL**
%100.00%100.0063,504 63,996 24.16 25.14
%
%
1 408 BROOKFIELD REINS LTD GRP
%19.30%19.305,183 5,031Minnesota 44.03 44.03
%
%
2 761 ALLIANZ INS GRP
%35.40%16.094,321 4,254 21.31 21.46
%
%
3 1120 EVEREST REINS HOLDINGS GRP
%45.70%10.302,767 2,199 N/A N/A
4 1279 ARCH INS GRP
%54.54%8.842,375 2,433 73.22 86.31
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%62.26%7.722,074 1,361 1,100.06 1,101.25
%
%
6 84 AMERICAN FINANCIAL GRP
%69.65%7.391,984 2,077 15.51 15.51
%
%
7 26565 OHIO IND CO
%75.68%6.031,618 1,611 33.52 34.19
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%80.20%4.521,214 1,386 49.13 49.12
%
%
9 25422 ATRADIUS TRADE CREDIT INS CO
%83.60%3.40912 909 26.75 27.21
%
%
10 12 AMERICAN INTL GRP
%86.56%2.97797 776 31.93 28.64
%
%
**STAT E TOTAL**
%100.00%100.0026,853 25,829 48.44 48.81
%
%
© 2024 National Association of Insurance Commissioners
585
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 641 FIRST TOWER GRP
%31.10%31.107,816 9,721Mississippi 10.79 10.79
%
%
2 84 AMERICAN FINANCIAL GRP
%55.30%24.206,082 6,592 49.24 49.62
%
%
3 26565 OHIO IND CO
%63.40%8.102,036 2,052 47.06 47.58
%
%
4 408 BROOKFIELD REINS LTD GRP
%70.74%7.351,846 1,943 27.86 27.86
%
%
5 761 ALLIANZ INS GRP
%76.06%5.311,335 1,012 75.62 75.82
%
%
6 4718 TIPTREE FIN GRP
%81.20%5.141,292 1,478 36.56 38.27
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%84.52%3.32835 597 33.57 33.57
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%87.59%3.07771 746 54.84 56.83
%
%
9 1279 ARCH INS GRP
%90.04%2.46617 841 93.63 94.16
%
%
10 8 ALLSTATE INS GRP
%91.97%1.93485 497 52.18 55.91
%
%
**STAT E TOTAL**
%100.00%100.0025,133 27,297 35.12 35.61
%
%
1 84 AMERICAN FINANCIAL GRP
%18.81%18.818,645 8,458Missouri 33.42 33.47
%
%
2 26565 OHIO IND CO
%33.02%14.216,530 5,462 26.20 26.39
%
%
3 761 ALLIANZ INS GRP
%41.50%8.483,896 5,206 4.84 4.96
%
%
4 1279 ARCH INS GRP
%49.91%8.403,862 3,548 41.30 42.18
%
%
5 785 MARKEL CORP GRP
%56.02%6.112,808 2,620 26.09 26.23
%
%
6 25422 ATRADIUS TRADE CREDIT INS CO
%61.52%5.502,527 2,541 N/A N/A
7 150 OLD REPUBLIC GRP
%65.55%4.041,855 2,313 82.56 82.04
%
%
8 408 BROOKFIELD REINS LTD GRP
%68.95%3.401,563 1,679 35.99 35.99
%
%
9 626 CHUBB LTD GRP
%72.32%3.371,548 1,444 12.10 12.77
%
%
10 4718 TIPTREE FIN GRP
%75.66%3.341,536 1,960 64.53 66.80
%
%
**STAT E TOTAL**
%100.00%100.0045,953 46,040 63.54 63.95
%
%
1 84 AMERICAN FINANCIAL GRP
%20.30%20.30367 361Montana 47.21 47.23
%
%
2 34568 CENTENNIAL CAS CO
%40.55%20.25366 331 60.35 60.35
%
%
3 761 ALLIANZ INS GRP
%53.94%13.38242 195 1.49 1.68
%
%
4 1279 ARCH INS GRP
%64.69%10.75194 225 13.74 13.76
%
%
5 150 OLD REPUBLIC GRP
%73.04%8.35151 263 38.93 38.93
%
%
6 408 BROOKFIELD REINS LTD GRP
%78.59%5.54100 89 11.88 11.88
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%83.65%5.0691 138 119.95 119.95
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%88.42%4.7786 83 5.91 9.02
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%93.17%4.7586 90 24.22 25.72
%
%
10 4718 TIPTREE FIN GRP
%96.70%3.5364 62 69.87 71.96
%
%
**STAT E TOTAL**
%100.00%100.001,806 1,915 35.12 35.49
%
%
1 84 AMERICAN FINANCIAL GRP
%23.59%23.591,800 2,019Nebraska N/A N/A
2 26565 OHIO IND CO
%38.26%14.681,120 1,122 49.12 50.73
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%50.65%12.39945 897 44.59 44.59
%
%
4 34568 CENTENNIAL CAS CO
%62.56%11.91909 824 0.00 0.00
%
%
5 1279 ARCH INS GRP
%69.31%6.75515 531 N/A N/A
6 761 ALLIANZ INS GRP
%75.60%6.29480 2,209 26.95 29.58
%
%
7 8 ALLSTATE INS GRP
%80.59%4.99381 427 43.49 45.31
%
%
8 31 BERKSHIRE HATHAWAY GRP
%83.61%3.02230 236 23.38 23.38
%
%
9 150 OLD REPUBLIC GRP
%86.50%2.89221 164 70.01 67.19
%
%
10 158 FAIRFAX FIN GRP
%89.35%2.85218 146 65.96 67.62
%
%
**STAT E TOTAL**
%100.00%100.007,632 9,521 52.13 52.89
%
%
© 2024 National Association of Insurance Commissioners
586
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%20.32%20.321,762 1,562Nevada 18.36 18.36
%
%
2 150 OLD REPUBLIC GRP
%36.09%15.771,367 1,285 76.86 76.86
%
%
3 4718 TIPTREE FIN GRP
%49.05%12.961,124 1,075 8.55 8.61
%
%
4 1279 ARCH INS GRP
%61.55%12.491,083 1,247 38.11 38.12
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%71.52%9.97864 1,152 83.06 83.07
%
%
6 761 ALLIANZ INS GRP
%77.46%5.94515 935 74.74 74.83
%
%
7 408 BROOKFIELD REINS LTD GRP
%82.76%5.31460 461 56.34 56.34
%
%
8 8 ALLSTATE INS GRP
%86.85%4.09355 305 46.98 46.98
%
%
9 4904 INTACT FINANCIAL GRP
%90.08%3.23280 274 51.65 51.65
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%92.23%2.15186 169 36.45 38.50
%
%
**STAT E TOTAL**
%100.00%100.008,669 9,460 21.82 17.27
%
%
1 8 ALLSTATE INS GRP
%34.10%34.104,631 4,523New Hampshire 17.88 18.66
%
%
2 761 ALLIANZ INS GRP
%44.98%10.881,478 2,231 11.28 11.38
%
%
3 4904 INTACT FINANCIAL GRP
%55.59%10.621,442 1,425 105.48 105.48
%
%
4 408 BROOKFIELD REINS LTD GRP
%65.33%9.741,323 1,323 29.71 29.71
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%72.02%6.69908 941 25.08 25.22
%
%
6 26565 OHIO IND CO
%78.58%6.56891 908 97.84 103.41
%
%
7 84 AMERICAN FINANCIAL GRP
%83.32%4.74644 646 23.20 23.71
%
%
8 1279 ARCH INS GRP
%87.77%4.46605 708 N/A N/A
9 12 AMERICAN INTL GRP
%91.61%3.84521 283 66.44 68.59
%
%
10 25422 ATRADIUS TRADE CREDIT INS CO
%94.45%2.84386 538 N/A N/A
**STAT E TOTAL**
%100.00%100.0013,581 14,394 29.53 30.09
%
%
1 761 ALLIANZ INS GRP
%29.56%29.5629,072 26,798New Jersey 42.35 42.51
%
%
2 1279 ARCH INS GRP
%46.08%16.5216,246 19,031 24.60 24.73
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%57.52%11.4311,241 11,129 20.75 21.52
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%68.93%11.4111,220 11,323 22.14 22.14
%
%
5 84 AMERICAN FINANCIAL GRP
%78.21%9.289,126 8,767 27.62 27.63
%
%
6 408 BROOKFIELD REINS LTD GRP
%82.41%4.204,130 4,409 8.77 8.77
%
%
7 4904 INTACT FINANCIAL GRP
%86.17%3.763,698 3,406 60.53 60.63
%
%
8 12 AMERICAN INTL GRP
%88.87%2.712,661 1,223 62.28 60.43
%
%
9 4718 TIPTREE FIN GRP
%90.67%1.801,771 2,395 35.76 36.54
%
%
10 150 OLD REPUBLIC GRP
%92.45%1.781,747 2,004 75.90 73.83
%
%
**STAT E TOTAL**
%100.00%100.0098,336 98,633 43.34 42.83
%
%
1 26565 OHIO IND CO
%20.68%20.682,667 2,729New Mexico 72.66 78.59
%
%
2 8 ALLSTATE INS GRP
%38.34%17.662,277 1,794 90.57 98.60
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%53.51%15.171,956 1,961 17.86 17.86
%
%
4 84 AMERICAN FINANCIAL GRP
%67.30%13.791,779 1,358 75.20 75.20
%
%
5 218 CNA INS GRP
%74.86%7.56975 997 36.07 36.32
%
%
6 761 ALLIANZ INS GRP
%80.97%6.11788 )(426 N/A N/A
7 1279 ARCH INS GRP
%86.20%5.23674 688 15.23 15.24
%
%
8 150 OLD REPUBLIC GRP
%91.00%4.80619 590 80.57 80.57
%
%
9 4904 INTACT FINANCIAL GRP
%94.96%3.95510 509 43.14 43.14
%
%
10 31 BERKSHIRE HATHAWAY GRP
%97.80%2.85367 388 63.49 63.49
%
%
**STAT E TOTAL**
%100.00%100.0012,894 11,447 84.35 86.85
%
%
© 2024 National Association of Insurance Commissioners
587
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 761 ALLIANZ INS GRP
%20.45%20.4557,424 43,351New York 37.70 37.99
%
%
2 84 AMERICAN FINANCIAL GRP
%35.87%15.4243,297 41,778 25.46 27.41
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%44.70%8.8324,803 26,758 13.87 13.85
%
%
4 26565 OHIO IND CO
%53.42%8.7224,495 22,090 53.57 56.30
%
%
5 1279 ARCH INS GRP
%61.86%8.4423,710 22,664 16.50 18.35
%
%
6 158 FAIRFAX FIN GRP
%69.24%7.3820,713 20,336 36.18 39.18
%
%
7 4904 INTACT FINANCIAL GRP
%75.24%6.0016,848 16,632 36.80 36.86
%
%
8 12 AMERICAN INTL GRP
%78.55%3.319,298 9,095 38.48 35.88
%
%
9 111 LIBERTY MUT GRP
%81.72%3.178,912 10,231 60.55 60.67
%
%
10 3098 TOKIO MARINE HOLDINGS INC GRP
%84.23%2.507,030 6,471 59.41 59.72
%
%
**STAT E TOTAL**
%100.00%100.00280,821 262,551 30.98 31.62
%
%
1 4850 CLEAR BLUE FINANCIAL GRP
%18.52%18.5211,750 1,496North Carolina 0.00 0.00
%
%
2 84 AMERICAN FINANCIAL GRP
%35.98%17.4611,074 10,538 22.94 23.02
%
%
3 761 ALLIANZ INS GRP
%46.13%10.156,439 6,649 32.27 32.42
%
%
4 4904 INTACT FINANCIAL GRP
%53.74%7.614,827 4,785 61.83 61.83
%
%
5 1279 ARCH INS GRP
%60.72%6.984,427 5,790 75.45 76.34
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%67.59%6.874,357 3,271 54.60 54.60
%
%
7 869 MINNESOTA MUT GRP
%73.45%5.863,717 4,228 1.13 1.13
%
%
8 408 BROOKFIELD REINS LTD GRP
%79.22%5.773,660 3,771 51.93 51.93
%
%
9 25422 ATRADIUS TRADE CREDIT INS CO
%84.14%4.913,117 3,056 5.55 7.83
%
%
10 8 ALLSTATE INS GRP
%89.02%4.883,094 3,115 40.44 41.88
%
%
**STAT E TOTAL**
%100.00%100.0063,432 54,129 36.23 36.61
%
%
1 5021 ONEMAIN HOLDINGS INC GRP
%15.99%15.99405 159North Dakota 62.18 62.82
%
%
2 84 AMERICAN FINANCIAL GRP
%31.03%15.04380 363 23.40 23.65
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%44.87%13.84350 349 N/A N/A
4 761 ALLIANZ INS GRP
%56.95%12.07305 521 0.70 0.79
%
%
5 34568 CENTENNIAL CAS CO
%68.33%11.39288 266 10.69 10.69
%
%
6 1279 ARCH INS GRP
%76.82%8.49215 225 0.16 0.16
%
%
7 408 BROOKFIELD REINS LTD GRP
%81.66%4.84122 99 13.78 13.78
%
%
8 626 CHUBB LTD GRP
%85.60%3.94100 105 20.29 19.20
%
%
9 26565 OHIO IND CO
%89.34%3.7495 95 24.05 26.03
%
%
10 12 AMERICAN INTL GRP
%92.90%3.5690 8 42.83 49.25
%
%
**STAT E TOTAL**
%100.00%100.002,530 2,394 11.84 11.73
%
%
1 761 ALLIANZ INS GRP
%17.19%17.1912,268 11,721Ohio 35.65 35.90
%
%
2 1279 ARCH INS GRP
%32.01%14.8210,576 13,250 14.60 16.11
%
%
3 84 AMERICAN FINANCIAL GRP
%45.68%13.679,753 9,262 41.82 43.94
%
%
4 26565 OHIO IND CO
%56.88%11.217,998 8,029 35.59 35.95
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%64.91%8.025,727 5,603 46.04 46.03
%
%
6 25422 ATRADIUS TRADE CREDIT INS CO
%69.68%4.773,405 3,491 25.44 26.11
%
%
7 4904 INTACT FINANCIAL GRP
%74.20%4.523,223 3,158 65.39 65.42
%
%
8 8 ALLSTATE INS GRP
%78.52%4.323,085 3,833 40.01 40.28
%
%
9 111 LIBERTY MUT GRP
%81.69%3.172,263 3,253 54.87 55.45
%
%
10 12 AMERICAN INTL GRP
%84.54%2.852,034 2,018 56.40 54.87
%
%
**STAT E TOTAL**
%100.00%100.0071,364 75,156 35.04 35.79
%
%
© 2024 National Association of Insurance Commissioners
588
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%17.15%17.154,936 2,990Oklahoma 39.97 39.97
%
%
2 84 AMERICAN FINANCIAL GRP
%34.11%16.964,882 4,623 64.87 65.41
%
%
3 8 ALLSTATE INS GRP
%47.59%13.493,883 4,001 48.68 50.83
%
%
4 408 BROOKFIELD REINS LTD GRP
%59.47%11.873,417 3,473 75.11 75.11
%
%
5 26565 OHIO IND CO
%70.70%11.233,234 3,317 66.82 68.74
%
%
6 761 ALLIANZ INS GRP
%78.55%7.852,259 2,349 13.50 17.18
%
%
7 3494 JAMES RIVER GRP
%84.54%5.991,725 1,725 82.64 83.74
%
%
8 1279 ARCH INS GRP
%87.31%2.77796 1,174 38.38 42.59
%
%
9 34568 CENTENNIAL CAS CO
%89.60%2.29660 610 15.27 15.27
%
%
10 4718 TIPTREE FIN GRP
%91.81%2.21637 720 42.81 45.19
%
%
**STAT E TOTAL**
%100.00%100.0028,785 27,913 53.86 55.07
%
%
1 761 ALLIANZ INS GRP
%38.75%38.755,706 3,863Oregon 17.34 17.57
%
%
2 84 AMERICAN FINANCIAL GRP
%60.82%22.073,250 1,965 19.83 19.88
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%67.01%6.19911 967 23.79 23.79
%
%
4 4904 INTACT FINANCIAL GRP
%72.71%5.70840 818 63.02 63.02
%
%
5 150 OLD REPUBLIC GRP
%77.69%4.98733 726 71.98 71.98
%
%
6 1279 ARCH INS GRP
%82.15%4.46657 900 N/A N/A
7 5021 ONEMAIN HOLDINGS INC GRP
%86.20%4.05596 198 50.90 52.48
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%90.13%3.94579 573 0.72 2.39
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%92.82%2.69396 422 13.05 13.45
%
%
10 12 AMERICAN INTL GRP
%95.04%2.22327 354 53.77 50.93
%
%
**STAT E TOTAL**
%100.00%100.0014,726 12,084 16.99 16.93
%
%
1 761 ALLIANZ INS GRP
%21.54%21.5416,307 16,721Pennsylvania 29.35 29.77
%
%
2 84 AMERICAN FINANCIAL GRP
%36.57%15.0311,379 10,721 23.04 23.21
%
%
3 1279 ARCH INS GRP
%47.31%10.748,132 9,279 6.63 5.76
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%56.43%9.126,902 3,089 63.16 64.02
%
%
5 26565 OHIO IND CO
%65.20%8.766,635 6,281 42.36 43.04
%
%
6 25422 ATRADIUS TRADE CREDIT INS CO
%72.35%7.155,412 5,715 23.76 25.52
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%77.63%5.283,999 4,092 32.47 32.54
%
%
8 4904 INTACT FINANCIAL GRP
%80.88%3.252,461 2,472 64.88 64.88
%
%
9 408 BROOKFIELD REINS LTD GRP
%83.94%3.062,319 2,328 30.33 30.33
%
%
10 869 MINNESOTA MUT GRP
%86.67%2.732,064 1,856 18.18 18.69
%
%
**STAT E TOTAL**
%100.00%100.0075,700 72,989 31.76 32.94
%
%
1 84 AMERICAN FINANCIAL GRP
%36.46%36.462,431 2,321Rhode Island 16.89 17.12
%
%
2 4904 INTACT FINANCIAL GRP
%52.99%16.541,102 1,140 49.84 49.84
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%67.24%14.25950 962 54.01 53.96
%
%
4 761 ALLIANZ INS GRP
%79.70%12.46831 1,163 9.47 9.58
%
%
5 26565 OHIO IND CO
%86.85%7.15477 477 45.65 47.62
%
%
6 12 AMERICAN INTL GRP
%90.86%4.01267 346 52.04 50.31
%
%
7 1279 ARCH INS GRP
%93.78%2.92195 257 N/A N/A
8 8 ALLSTATE INS GRP
%96.25%2.47164 391 39.48 39.48
%
%
9 218 CNA INS GRP
%97.93%1.68112 110 44.16 44.59
%
%
10 25422 ATRADIUS TRADE CREDIT INS CO
%98.82%0.8959 65 N/A 2.16
%
**STAT E TOTAL**
%100.00%100.006,667 7,362 29.45 30.04
%
%
© 2024 National Association of Insurance Commissioners
589
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%19.84%19.846,280 5,351South Carolina 24.04 24.03
%
%
2 761 ALLIANZ INS GRP
%31.63%11.793,732 3,007 6.87 7.22
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%43.00%11.373,599 2,815 60.46 60.46
%
%
4 26565 OHIO IND CO
%52.58%9.583,032 3,033 26.30 26.52
%
%
5 408 BROOKFIELD REINS LTD GRP
%61.27%8.692,750 2,494 69.62 69.62
%
%
6 1279 ARCH INS GRP
%69.04%7.772,459 2,654 27.24 27.86
%
%
7 8 ALLSTATE INS GRP
%76.69%7.652,423 2,235 53.44 55.76
%
%
8 4904 INTACT FINANCIAL GRP
%81.13%4.441,406 1,408 54.55 54.55
%
%
9 218 CNA INS GRP
%84.76%3.631,148 1,128 28.46 29.35
%
%
10 869 MINNESOTA MUT GRP
%88.29%3.531,119 1,545 31.35 31.35
%
%
**STAT E TOTAL**
%100.00%100.0031,652 29,960 36.13 36.60
%
%
1 111 LIBERTY MUT GRP
%26.86%26.863,447 2,940South Dakota 17.49 17.49
%
%
2 761 ALLIANZ INS GRP
%48.45%21.592,771 965 12.00 12.44
%
%
3 84 AMERICAN FINANCIAL GRP
%60.14%11.691,501 1,734 30.51 30.51
%
%
4 34568 CENTENNIAL CAS CO
%69.39%9.251,187 1,079 1.91 1.91
%
%
5 181 SWISS RE GRP
%76.42%7.03902 359 22.11 22.93
%
%
6 158 FAIRFAX FIN GRP
%82.21%5.79743 675 34.90 52.88
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%85.64%3.43440 432 26.94 26.94
%
%
8 1279 ARCH INS GRP
%88.39%2.75353 270 5.05 5.05
%
%
9 150 OLD REPUBLIC GRP
%90.74%2.35302 224 62.65 62.65
%
%
10 218 CNA INS GRP
%92.80%2.06264 265 24.29 24.58
%
%
**STAT E TOTAL**
%100.00%100.0012,835 9,331 19.21 20.42
%
%
1 1279 ARCH INS GRP
%21.46%21.4612,448 12,571Tennessee 19.87 20.23
%
%
2 761 ALLIANZ INS GRP
%34.25%12.797,418 6,367 7.09 7.27
%
%
3 84 AMERICAN FINANCIAL GRP
%46.17%11.936,918 5,980 31.31 31.38
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%57.67%11.506,671 5,571 43.67 43.67
%
%
5 408 BROOKFIELD REINS LTD GRP
%65.10%7.434,308 4,356 37.70 37.70
%
%
6 218 CNA INS GRP
%71.68%6.593,822 3,754 36.91 37.50
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%77.44%5.763,341 1,505 67.17 68.13
%
%
8 4904 INTACT FINANCIAL GRP
%83.17%5.723,321 3,315 62.51 62.51
%
%
9 26565 OHIO IND CO
%87.09%3.922,274 2,218 62.29 65.87
%
%
10 3494 JAMES RIVER GRP
%90.64%3.562,064 2,064 49.20 52.55
%
%
**STAT E TOTAL**
%100.00%100.0058,010 54,971 23.24 23.52
%
%
1 408 BROOKFIELD REINS LTD GRP
%19.26%19.2694,989 98,010Texa s 46.22 46.22
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%34.41%15.1574,745 76,151 72.68 73.67
%
%
3 26565 OHIO IND CO
%49.37%14.9673,795 70,764 58.59 59.26
%
%
4 761 ALLIANZ INS GRP
%58.64%9.2745,736 50,939 29.62 30.07
%
%
5 84 AMERICAN FINANCIAL GRP
%67.08%8.4441,643 38,623 32.55 32.70
%
%
6 218 CNA INS GRP
%72.61%5.5227,248 26,448 54.22 54.61
%
%
7 1279 ARCH INS GRP
%77.40%4.7923,642 25,686 31.69 31.32
%
%
8 3494 JAMES RIVER GRP
%82.01%4.6022,709 22,709 48.69 50.02
%
%
9 8 ALLSTATE INS GRP
%85.55%3.5517,499 17,989 67.27 71.45
%
%
10 4718 TIPTREE FIN GRP
%87.72%2.1710,710 13,297 10.11 13.42
%
%
**STAT E TOTAL**
%100.00%100.00493,271 506,034 47.37 48.11
%
%
© 2024 National Association of Insurance Commissioners
590
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%17.02%17.023,186 3,109Utah 142.19 142.19
%
%
2 761 ALLIANZ INS GRP
%32.74%15.722,942 5,276 57.70 57.78
%
%
3 408 BROOKFIELD REINS LTD GRP
%44.33%11.602,171 2,179 79.49 79.49
%
%
4 218 CNA INS GRP
%53.53%9.191,721 1,667 157.63 159.46
%
%
5 626 CHUBB LTD GRP
%61.54%8.011,500 2,087 53.00 53.78
%
%
6 3494 JAMES RIVER GRP
%69.06%7.521,408 1,408 22.85 24.00
%
%
7 26565 OHIO IND CO
%75.09%6.031,129 1,522 55.95 56.76
%
%
8 12 AMERICAN INTL GRP
%80.23%5.14962 949 69.03 74.21
%
%
9 4904 INTACT FINANCIAL GRP
%84.65%4.41826 815 63.79 63.79
%
%
10 1279 ARCH INS GRP
%88.78%4.14774 825 73.65 73.49
%
%
**STAT E TOTAL**
%100.00%100.0018,719 22,175 76.30 77.02
%
%
1 785 MARKEL CORP GRP
%25.83%25.83895 735Vermont 9.77 9.77
%
%
2 84 AMERICAN FINANCIAL GRP
%38.76%12.93448 445 14.55 14.74
%
%
3 4904 INTACT FINANCIAL GRP
%50.89%12.12420 426 46.23 46.23
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%60.30%9.41326 264 14.93 14.96
%
%
5 306 TRUSTAGE GRP
%68.32%8.03278 277 90.31 90.31
%
%
6 8 ALLSTATE INS GRP
%76.34%8.02278 306 40.60 40.60
%
%
7 12 AMERICAN INTL GRP
%81.59%5.24182 187 65.74 65.73
%
%
8 761 ALLIANZ INS GRP
%85.86%4.27148 110 6.92 7.12
%
%
9 1279 ARCH INS GRP
%90.08%4.23146 139 N/A N/A
10 4718 TIPTREE FIN GRP
%93.51%3.42119 123 25.39 26.57
%
%
**STAT E TOTAL**
%100.00%100.003,463 3,176 50.49 51.01
%
%
1 158 FAIRFAX FIN GRP
%22.37%22.3715,704 15,625Virginia 39.84 40.97
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%42.25%19.8913,961 14,725 57.15 57.15
%
%
3 218 CNA INS GRP
%52.01%9.766,851 6,869 15.76 16.37
%
%
4 408 BROOKFIELD REINS LTD GRP
%61.50%9.486,659 6,524 47.74 47.74
%
%
5 84 AMERICAN FINANCIAL GRP
%70.91%9.416,608 6,308 15.90 16.09
%
%
6 26565 OHIO IND CO
%77.00%6.094,278 4,343 59.00 64.63
%
%
7 4904 INTACT FINANCIAL GRP
%82.01%5.013,517 3,462 60.79 60.79
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%86.57%4.563,200 1,428 65.74 66.86
%
%
9 1279 ARCH INS GRP
%90.84%4.272,997 3,067 48.02 48.01
%
%
10 761 ALLIANZ INS GRP
%94.37%3.532,476 3,009 6.70 6.83
%
%
**STAT E TOTAL**
%100.00%100.0070,207 69,757 35.96 36.46
%
%
1 761 ALLIANZ INS GRP
%22.24%22.247,941 10,738Washington 14.18 14.29
%
%
2 150 OLD REPUBLIC GRP
%35.42%13.194,709 4,436 82.60 82.55
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%48.46%13.044,656 4,218 33.36 33.36
%
%
4 84 AMERICAN FINANCIAL GRP
%60.38%11.924,258 3,470 28.47 28.48
%
%
5 25422 ATRADIUS TRADE CREDIT INS CO
%67.93%7.542,695 2,844 29.88 30.27
%
%
6 1279 ARCH INS GRP
%73.84%5.922,113 2,379 9.01 7.31
%
%
7 408 BROOKFIELD REINS LTD GRP
%79.26%5.421,934 1,889 45.60 45.60
%
%
8 3098 TOKIO MARINE HOLDINGS INC GRP
%83.14%3.881,387 1,533 10.20 10.53
%
%
9 4904 INTACT FINANCIAL GRP
%86.86%3.721,328 1,268 54.48 54.48
%
%
10 218 CNA INS GRP
%90.39%3.531,261 1,186 N/A N/A
**STAT E TOTAL**
%100.00%100.0035,714 37,178 32.21 32.20
%
%
© 2024 National Association of Insurance Commissioners
591
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 84 AMERICAN FINANCIAL GRP
%34.69%34.692,586 2,483West Virginia 33.68 34.74
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%49.69%15.001,118 1,265 135.24 135.24
%
%
3 25422 ATRADIUS TRADE CREDIT INS CO
%56.70%7.01523 521 N/A N/A
4 1279 ARCH INS GRP
%63.05%6.35473 474 25.32 25.33
%
%
5 150 OLD REPUBLIC GRP
%68.64%5.59417 720 56.59 56.59
%
%
6 8 ALLSTATE INS GRP
%73.98%5.34398 362 69.26 69.26
%
%
7 408 BROOKFIELD REINS LTD GRP
%79.03%5.05377 367 40.12 40.12
%
%
8 761 ALLIANZ INS GRP
%83.14%4.11307 264 1.39 1.57
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%87.09%3.95295 283 38.52 40.06
%
%
10 306 TRUSTAGE GRP
%90.19%3.10231 222 54.36 54.36
%
%
**STAT E TOTAL**
%100.00%100.007,455 7,870 49.13 49.41
%
%
1 26565 OHIO IND CO
%15.33%15.334,642 4,825Wisconsin 54.98 56.07
%
%
2 761 ALLIANZ INS GRP
%29.90%14.584,415 4,867 9.62 9.76
%
%
3 1279 ARCH INS GRP
%43.49%13.594,117 4,424 13.82 15.60
%
%
4 84 AMERICAN FINANCIAL GRP
%55.23%11.743,555 3,267 26.41 26.61
%
%
5 408 BROOKFIELD REINS LTD GRP
%66.42%11.193,388 3,471 36.45 36.45
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%76.63%10.213,093 3,072 21.61 21.62
%
%
7 25422 ATRADIUS TRADE CREDIT INS CO
%81.88%5.251,590 1,592 52.27 55.53
%
%
8 3494 JAMES RIVER GRP
%85.59%3.711,124 1,124 74.95 80.64
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%87.16%1.57475 447 47.11 48.83
%
%
10 150 OLD REPUBLIC GRP
%88.64%1.49450 554 N/A N/A
**STAT E TOTAL**
%100.00%100.0030,289 31,153 30.63 31.63
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%50.05%50.052,659 2,635Wyoming 75.01 75.01
%
%
2 8 ALLSTATE INS GRP
%64.75%14.70781 561 7.24 7.94
%
%
3 84 AMERICAN FINANCIAL GRP
%74.70%9.95528 506 30.25 32.16
%
%
4 761 ALLIANZ INS GRP
%80.06%5.36285 133 2.56 2.89
%
%
5 34568 CENTENNIAL CAS CO
%85.36%5.30281 256 54.33 54.33
%
%
6 785 MARKEL CORP GRP
%90.07%4.71250 238 39.59 51.80
%
%
7 1279 ARCH INS GRP
%91.99%1.92102 106 8.57 8.58
%
%
8 25422 ATRADIUS TRADE CREDIT INS CO
%93.90%1.91102 89 150.79 169.51
%
%
9 150 OLD REPUBLIC GRP
%95.75%1.8598 82 71.53 71.53
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%97.09%1.3471 66 23.90 24.79
%
%
**STAT E TOTAL**
%100.00%100.005,313 4,837 55.59 57.01
%
%
1 10972 FIRST NET INS CO
%71.21%71.21164 180Guam 7.06 7.15
%
%
2 84 AMERICAN FINANCIAL GRP
%100.00%28.7966 66 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00231 246 5.16 5.22
%
%
1 16523 PREMIER INS CO
%53.72%53.7222,378 24,597Puerto Rico 7.13 7.13
%
%
2 458 DAI-ICHI LIFE HOLDINGS INC GRP
%89.57%35.8514,934 13,937 11.81 11.81
%
%
3 19 ASSURANT INC GRP
%97.00%7.433,094 3,087 0.32 0.32
%
%
4 84 AMERICAN FINANCIAL GRP
%99.42%2.421,007 974 28.50 27.89
%
%
5 626 CHUBB LTD GRP
%99.85%0.43179 189 42.26 42.52
%
%
6 218 CNA INS GRP
%99.99%0.1561 63 46.21 46.59
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%100.00%0.013 3 11.91 11.91
%
%
**STAT E TOTAL**
%100.00%100.0041,656 42,849 8.94 8.93
%
%
© 2024 National Association of Insurance Commissioners
592
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
28 - Credit
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 19 ASSURANT INC GRP
%94.04%94.04173 208U.S. Virgin Islands 0.58 0.58
%
%
2 84 AMERICAN FINANCIAL GRP
%100.00%5.9611 11 6.02 6.02
%
%
**STAT E TOTAL**
%100.00%100.00184 218 0.85 0.85
%
%
1 19 ASSURANT INC GRP
%76.34%76.34193,456 193,517Canada 9.37 9.37
%
%
2 761 ALLIANZ INS GRP
%92.50%16.1640,960 51,656 24.45 24.83
%
%
3 111 LIBERTY MUT GRP
%95.06%2.566,476 7,146 53.53 60.09
%
%
4 181 SWISS RE GRP
%96.87%1.824,600 3,513 2.69 1.70
%
%
5 158 FAIRFAX FIN GRP
%98.56%1.694,270 4,906 40.28 46.10
%
%
6 91 HARTFORD FIRE & CAS GRP
%99.04%0.481,218 547 42.72 47.46
%
%
7 1120 EVEREST REINS HOLDINGS GRP
%99.43%0.39998 320 N/A N/A
8 84 AMERICAN FINANCIAL GRP
%99.78%0.35888 598 24.11 24.11
%
%
9 3098 TOKIO MARINE HOLDINGS INC GRP
%99.99%0.21537 613 28.37 28.37
%
%
10 34568 CENTENNIAL CAS CO
%100.00%0.0119 24 25.04 25.04
%
%
**STAT E TOTAL**
%100.00%100.00253,422 262,839 15.42 15.77
%
%
1 12 AMERICAN INTL GRP
%49.16%49.1625,938 28,034Agg. Other Alien 61.73 61.55
%
%
2 158 FAIRFAX FIN GRP
%62.30%13.156,937 8,482 30.74 33.30
%
%
3 3098 TOKIO MARINE HOLDINGS INC GRP
%71.79%9.485,004 7,410 79.10 82.72
%
%
4 91 HARTFORD FIRE & CAS GRP
%80.72%8.934,710 9,801 54.49 59.13
%
%
5 84 AMERICAN FINANCIAL GRP
%86.57%5.863,090 2,171 414.52 414.52
%
%
6 626 CHUBB LTD GRP
%92.24%5.672,991 6,020 4.96 4.41
%
%
7 25422 ATRADIUS TRADE CREDIT INS CO
%96.34%4.102,161 1,826 21.75 29.24
%
%
8 1120 EVEREST REINS HOLDINGS GRP
%98.96%2.621,384 3,048 412.92 419.67
%
%
9 111 LIBERTY MUT GRP
%100.00%1.39733 2,858 52.43 55.30
%
%
**STAT E TOTAL**
%100.00%100.0052,764 66,913 83.22 85.42
%
%
© 2024 National Association of Insurance Commissioners
593
30—Warranty
© 2024 National Association of Insurance Commissioners
594
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 26492 COURTESY INS CO
%15.68%15.68569,199 414,261 68.36 68.73
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%30.93%15.25553,828 775,174 71.22 71.27
%
%
3 212 ZURICH INS GRP
%43.69%12.76463,351 393,869 54.20 54.23
%
%
4 79 ALLY INS HOLDINGS GRP
%54.52%10.83393,033 405,936 61.60 61.60
%
%
5 19631 AMERICAN ROAD INS CO
%62.03%7.51272,796 239,465 63.19 63.19
%
%
6 315 INDUSTRIAL ALLIANCE GRP
%68.62%6.59239,144 203,399 78.92 78.92
%
%
7 31 BERKSHIRE HATHAWAY GRP
%74.74%6.12222,344 200,346 42.99 42.99
%
%
8 4718 TIPTREE FIN GRP
%80.61%5.86212,917 150,925 73.98 74.33
%
%
9 8 ALLSTATE INS GRP
%85.55%4.94179,308 175,798 68.36 68.76
%
%
10 19 ASSURANT INC GRP
%88.99%3.44124,926 127,735 59.57 59.60
%
%
11 458 DAI-ICHI LIFE HOLDINGS INC GRP
%91.54%2.5592,488 65,741 75.62 75.62
%
%
12 218 CNA INS GRP
%93.28%1.7463,297 71,287 123.66 124.38
%
%
13 150 OLD REPUBLIC GRP
%94.88%1.6058,245 71,299 61.84 61.84
%
%
14 37621 TOYOTA MOTOR INS CO
%96.13%1.2545,202 25,555 34.75 34.75
%
%
15 12 AMERICAN INTL GRP
%97.31%1.1842,856 43,478 53.26 53.24
%
%
16 140 NATIONWIDE CORP GRP
%97.90%0.5921,333 24,543 19.33 19.29
%
%
17 660 MERCURY GEN GRP
%98.43%0.5319,383 22,086 61.85 61.85
%
%
18 4670 STARR GRP
%98.95%0.5218,735 25,195 72.07 72.07
%
%
19 4993 REVOLUTIONARY HOLDING CO GRP
%99.33%0.3913,983 13,818 0.88 0.88
%
%
20 626 CHUBB LTD GRP
%99.57%0.238,507 8,170 52.82 52.82
%
%
21 869 MINNESOTA MUT GRP
%99.73%0.176,152 6,679 48.30 48.30
%
%
22 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.84%0.113,937 3,937 46.75 55.06
%
%
23 796 QBE INS GRP
%99.92%0.082,733 4,019 49.63 49.64
%
%
24 1226 GEORGE A PARMER GRP
%99.97%0.051,875 1,776 71.02 76.13
%
%
25 84 AMERICAN FINANCIAL GRP
%99.99%0.02746 1,284 N/A N/A
26 4962 AU HOLDING CO GRP
%100.00%0.01202 202 N/A N/A
27 17460 FIRST MILE INS CO
%100.00%0.0052 0 N/A N/A
28 26565 OHIO IND CO
%100.00%0.0047 114 0.00 0.00
%
%
29 11231 GENERALI US BRANCH
%100.00%0.0035 35 N/A N/A
30 4715 MS & AD INS GRP
%100.00%0.0000N/AN/A
**INDUSTRY TOTAL**
%100.00%100.003,630,655 3,476,385 65.20 65.32
%
%
© 2024 National Association of Insurance Commissioners
595
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 26492 COURTESY INS CO
%16.56%16.56569,199 414,261 68.36 68.73
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%31.88%15.32526,493 749,891 71.96 72.01
%
%
3 212 ZURICH INS GRP
%45.36%13.48463,351 393,869 54.20 54.23
%
%
4 79 ALLY INS HOLDINGS GRP
%54.36%9.00309,394 341,177 64.24 64.24
%
%
5 19631 AMERICAN ROAD INS CO
%62.30%7.94272,796 239,465 63.19 63.19
%
%
6 315 INDUSTRIAL ALLIANCE GRP
%69.26%6.96239,144 203,399 78.92 78.92
%
%
7 31 BERKSHIRE HATHAWAY GRP
%75.73%6.47222,344 200,346 42.99 42.99
%
%
8 4718 TIPTREE FIN GRP
%81.92%6.19212,917 150,925 73.98 74.33
%
%
9 8 ALLSTATE INS GRP
%87.14%5.22179,308 175,798 68.36 68.76
%
%
10 458 DAI-ICHI LIFE HOLDINGS INC GRP
%89.83%2.6992,488 65,741 75.62 75.62
%
%
11 218 CNA INS GRP
%91.66%1.8362,833 70,823 123.58 124.31
%
%
12 150 OLD REPUBLIC GRP
%93.35%1.6958,245 71,299 61.84 61.84
%
%
13 37621 TOYOTA MOTOR INS CO
%94.67%1.3245,202 25,555 34.75 34.75
%
%
14 19 ASSURANT INC GRP
%95.95%1.2844,056 45,689 74.85 74.93
%
%
15 12 AMERICAN INTL GRP
%97.16%1.2141,554 43,791 53.95 53.94
%
%
16 140 NATIONWIDE CORP GRP
%97.78%0.6221,333 24,543 19.33 19.29
%
%
17 660 MERCURY GEN GRP
%98.34%0.5619,383 22,086 61.85 61.85
%
%
18 4670 STARR GRP
%98.89%0.5518,734 25,193 72.07 72.07
%
%
19 4993 REVOLUTIONARY HOLDING CO GRP
%99.29%0.4113,983 13,818 0.88 0.88
%
%
20 626 CHUBB LTD GRP
%99.54%0.258,507 8,170 52.82 52.82
%
%
21 869 MINNESOTA MUT GRP
%99.72%0.186,152 6,679 48.30 48.30
%
%
22 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.83%0.113,937 3,937 46.75 55.06
%
%
23 796 QBE INS GRP
%99.91%0.082,733 4,019 49.63 49.64
%
%
24 1226 GEORGE A PARMER GRP
%99.97%0.051,878 1,779 70.90 76.00
%
%
25 84 AMERICAN FINANCIAL GRP
%99.99%0.02746 1,283 N/A N/A
26 4962 AU HOLDING CO GRP
%100.00%0.01202 202 N/A N/A
27 17460 FIRST MILE INS CO
%100.00%0.0052 0 N/A N/A
28 26565 OHIO IND CO
%100.00%0.0047 114 0.00 0.00
%
%
29 11231 GENERALI US BRANCH
%100.00%0.0035 35 N/A N/A
30 4715 MS & AD INS GRP
%100.00%0.0000N/AN/A
**INDUSTRY TOTAL**
%100.00%100.003,437,046 3,304,099 66.02 66.14
%
%
© 2024 National Association of Insurance Commissioners
596
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%25.85%25.853,596 3,028Alabama 64.61 65.16
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%47.74%21.893,046 4,129 55.86 55.86
%
%
3 4718 TIPTREE FIN GRP
%63.17%15.432,147 1,804 33.68 34.55
%
%
4 140 NATIONWIDE CORP GRP
%75.09%11.921,658 2,663 28.96 28.96
%
%
5 212 ZURICH INS GRP
%83.58%8.491,181 2,364 39.58 39.58
%
%
6 26492 COURTESY INS CO
%90.11%6.53909 969 94.84 95.35
%
%
7 150 OLD REPUBLIC GRP
%95.88%5.77802 958 31.53 31.53
%
%
8 4670 STARR GRP
%98.25%2.37330 229 201.40 201.40
%
%
9 218 CNA INS GRP
%99.17%0.93129 313 176.88 177.60
%
%
10 660 MERCURY GEN GRP
%99.60%0.4259 34 25.25 25.25
%
%
**STAT E TOTAL**
%100.00%100.0013,912 16,487 54.63 54.87
%
%
1 212 ZURICH INS GRP
%85.08%85.082,162 331Alaska 102.48 102.48
%
%
2 4670 STARR GRP
%90.32%5.24133 67 7.35 7.35
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%94.83%4.51115 171 91.10 91.10
%
%
4 150 OLD REPUBLIC GRP
%99.21%4.38111 70 57.52 57.52
%
%
5 4718 TIPTREE FIN GRP
%99.88%0.6717 11 61.67 61.67
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%99.98%0.103 3 6,701.47 6,701.47
%
%
7 660 MERCURY GEN GRP
%100.00%0.051 182 59.01 59.01
%
%
8 79 ALLY INS HOLDINGS GRP
%100.00%0.0311N/AN/A
9 140 NATIONWIDE CORP GRP
%100.00%0.0310N/AN/A
10 26492 COURTESY INS CO
%100.00%0.010 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,542 835 99.98 99.98
%
%
1 12 AMERICAN INTL GRP
%24.29%24.297,104 7,126Arizona 67.50 67.26
%
%
2 458 DAI-ICHI LIFE HOLDINGS INC GRP
%48.16%23.876,981 5,910 95.98 95.98
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%69.16%21.006,140 4,723 99.42 99.79
%
%
4 212 ZURICH INS GRP
%85.71%16.554,841 5,955 64.63 64.63
%
%
5 150 OLD REPUBLIC GRP
%90.09%4.371,279 1,430 61.65 61.65
%
%
6 315 INDUSTRIAL ALLIANCE GRP
%92.48%2.39699 905 49.54 49.54
%
%
7 79 ALLY INS HOLDINGS GRP
%94.58%2.11616 660 19.63 19.63
%
%
8 4718 TIPTREE FIN GRP
%96.50%1.91559 216 86.51 86.79
%
%
9 4670 STARR GRP
%98.12%1.62475 488 31.25 31.25
%
%
10 140 NATIONWIDE CORP GRP
%98.78%0.66194 72 N/A N/A
**STAT E TOTAL**
%100.00%100.0029,244 28,069 75.53 75.54
%
%
1 212 ZURICH INS GRP
%59.50%59.506,561 5,285Arkansas 55.05 55.05
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%92.56%33.063,646 2,707 86.39 86.39
%
%
3 150 OLD REPUBLIC GRP
%94.74%2.18240 321 128.53 128.53
%
%
4 140 NATIONWIDE CORP GRP
%96.02%1.29142 105 N/A N/A
5 4993 REVOLUTIONARY HOLDING CO GRP
%97.11%1.08120 6 0.00 0.00
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%98.02%0.91100 73 266.36 266.36
%
%
7 4718 TIPTREE FIN GRP
%98.87%0.8695 119 N/A N/A
8 660 MERCURY GEN GRP
%99.48%0.6167 63 51.35 51.35
%
%
9 218 CNA INS GRP
%99.77%0.2932 84 186.31 187.01
%
%
10 4670 STARR GRP
%100.00%0.2628 216 36.20 36.20
%
%
**STAT E TOTAL**
%100.00%100.0011,028 8,995 68.14 68.14
%
%
© 2024 National Association of Insurance Commissioners
597
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%21.26%21.2638,997 56,508California 58.06 58.16
%
%
2 212 ZURICH INS GRP
%38.07%16.8130,837 20,721 59.97 60.03
%
%
3 19 ASSURANT INC GRP
%53.62%15.5528,523 28,203 51.47 51.60
%
%
4 8 ALLSTATE INS GRP
%64.02%10.4019,082 15,072 1.80 1.81
%
%
5 26492 COURTESY INS CO
%73.00%8.9816,477 11,011 150.85 151.66
%
%
6 150 OLD REPUBLIC GRP
%79.96%6.9512,758 18,336 50.74 50.74
%
%
7 660 MERCURY GEN GRP
%86.34%6.3811,711 14,590 56.02 56.02
%
%
8 4718 TIPTREE FIN GRP
%92.70%6.3511,656 16,407 47.56 47.58
%
%
9 869 MINNESOTA MUT GRP
%96.05%3.356,152 6,679 48.30 48.30
%
%
10 796 QBE INS GRP
%97.54%1.492,733 4,019 49.63 49.64
%
%
**STAT E TOTAL**
%100.00%100.00183,438 197,214 55.40 55.52
%
%
1 315 INDUSTRIAL ALLIANCE GRP
%62.38%62.3826,077 20,348Colorado 50.04 50.04
%
%
2 212 ZURICH INS GRP
%75.45%13.075,464 4,629 54.94 54.94
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%86.62%11.174,669 5,652 129.09 129.24
%
%
4 458 DAI-ICHI LIFE HOLDINGS INC GRP
%91.68%5.052,112 1,455 62.96 62.96
%
%
5 4718 TIPTREE FIN GRP
%95.10%3.421,430 1,029 30.65 30.65
%
%
6 150 OLD REPUBLIC GRP
%96.74%1.64687 1,244 279.91 279.91
%
%
7 84 AMERICAN FINANCIAL GRP
%98.22%1.48620 457 N/A N/A
8 4670 STARR GRP
%98.77%0.55228 141 24.71 24.71
%
%
9 140 NATIONWIDE CORP GRP
%99.22%0.45189 150 N/A N/A
10 26492 COURTESY INS CO
%99.54%0.32133 291 33.09 33.27
%
%
**STAT E TOTAL**
%100.00%100.0041,802 35,573 71.77 71.82
%
%
1 212 ZURICH INS GRP
%79.09%79.0911,411 7,767Connecticut 45.55 45.55
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%87.00%7.911,142 1,126 56.30 56.30
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%91.20%4.19605 802 104.87 105.48
%
%
4 4718 TIPTREE FIN GRP
%94.18%2.98430 292 33.35 33.41
%
%
5 8 ALLSTATE INS GRP
%97.04%2.86413 250 82.16 83.03
%
%
6 4670 STARR GRP
%97.96%0.92133 151 5.47 5.47
%
%
7 150 OLD REPUBLIC GRP
%98.82%0.85123 397 33.59 33.59
%
%
8 218 CNA INS GRP
%99.44%0.6290 90 143.80 144.56
%
%
9 26492 COURTESY INS CO
%99.69%0.2536 58 77.49 77.91
%
%
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.84%0.1522 22 46.75 55.00
%
%
**STAT E TOTAL**
%100.00%100.0014,428 10,970 52.20 52.30
%
%
1 4718 TIPTREE FIN GRP
%81.08%81.0817,644 20,246Delaware 47.58 47.60
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%91.17%10.092,195 1,379 70.10 70.19
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%96.88%5.711,244 6,482 82.49 82.49
%
%
4 212 ZURICH INS GRP
%99.71%2.82614 1,133 36.84 36.86
%
%
5 626 CHUBB LTD GRP
%100.00%2.18474 427 N/A N/A
6 4381 SKYWARD SPECIALTY INS GRP INC GRP
%100.00%2.01438 438 46.75 55.00
%
%
7 150 OLD REPUBLIC GRP
%100.00%0.2043 69 37.74 37.74
%
%
8 140 NATIONWIDE CORP GRP
%100.00%0.1123 7 N/A N/A
9 8 ALLSTATE INS GRP
%100.00%0.0817 66 65.46 66.32
%
%
10 4670 STARR GRP
%100.00%0.0817 9 21.54 21.54
%
%
**STAT E TOTAL**
%100.00%100.0021,761 29,618 56.34 56.48
%
%
© 2024 National Association of Insurance Commissioners
598
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%34.61%34.6189District Of Columbia 39.20 39.20
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%62.74%28.126 7 0.00 0.00
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%79.33%16.604 4 10.43 10.43
%
%
4 4670 STARR GRP
%88.51%9.172 4 42.73 42.73
%
%
5 150 OLD REPUBLIC GRP
%93.64%5.1319N/AN/A
6 4718 TIPTREE FIN GRP
%97.77%4.131 1 0.00 0.00
%
%
7 4962 AU HOLDING CO GRP
%99.19%1.430 0 0.00 0.00
%
%
8 26492 COURTESY INS CO
%100.00%1.380 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0023 36 249.23 249.22
%
%
1 26492 COURTESY INS CO
%62.98%62.98528,719 386,567Florida 64.76 65.11
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%71.64%8.6672,736 73,335 90.51 90.56
%
%
3 37621 TOYOTA MOTOR INS CO
%77.02%5.3845,202 25,555 34.75 34.75
%
%
4 212 ZURICH INS GRP
%81.27%4.2435,638 24,738 82.28 82.30
%
%
5 4718 TIPTREE FIN GRP
%85.31%4.0533,976 33,533 106.96 107.76
%
%
6 79 ALLY INS HOLDINGS GRP
%89.08%3.7631,578 35,209 32.92 32.91
%
%
7 458 DAI-ICHI LIFE HOLDINGS INC GRP
%92.61%3.5429,689 18,096 86.60 86.60
%
%
8 218 CNA INS GRP
%95.38%2.7623,200 25,980 112.44 113.28
%
%
9 315 INDUSTRIAL ALLIANCE GRP
%97.16%1.7914,991 12,701 58.61 58.61
%
%
10 31 BERKSHIRE HATHAWAY GRP
%98.60%1.4412,054 11,627 37.38 37.38
%
%
**STAT E TOTAL**
%100.00%100.00839,565 669,493 70.08 70.36
%
%
1 212 ZURICH INS GRP
%75.04%75.045,811 4,226Georgia 42.80 42.82
%
%
2 4718 TIPTREE FIN GRP
%100.00%74.405,761 5,554 44.98 45.26
%
%
3 140 NATIONWIDE CORP GRP
%100.00%50.893,941 2,403 38.71 38.71
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%100.00%47.113,648 3,330 74.64 74.64
%
%
5 26492 COURTESY INS CO
%100.00%25.241,954 1,115 115.04 115.66
%
%
6 150 OLD REPUBLIC GRP
%100.00%12.89998 1,292 46.29 46.29
%
%
7 218 CNA INS GRP
%100.00%6.97540 634 183.77 182.09
%
%
8 4670 STARR GRP
%100.00%4.37338 1,537 76.60 76.60
%
%
9 19 ASSURANT INC GRP
%100.00%3.80294 216 270.21 270.21
%
%
10 19631 AMERICAN ROAD INS CO
%100.00%3.78293 2 10,492.11 10,492.11
%
%
**STAT E TOTAL**
%100.00%100.007,743 42,876 69.34 69.46
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%75.65%75.651,904 2,704Hawaii 82.61 83.21
%
%
2 150 OLD REPUBLIC GRP
%86.69%11.04278 467 43.66 43.66
%
%
3 19 ASSURANT INC GRP
%91.93%5.24132 )(307 N/A N/A
4 212 ZURICH INS GRP
%94.84%2.9173 68 N/A N/A
5 26492 COURTESY INS CO
%96.84%2.0050 28 10.55 10.60
%
%
6 218 CNA INS GRP
%98.56%1.7143 37 174.39 175.14
%
%
7 79 ALLY INS HOLDINGS GRP
%99.67%1.1228 27 0.21 0.21
%
%
8 140 NATIONWIDE CORP GRP
%99.93%0.2560N/AN/A
9 4670 STARR GRP
%100.00%0.123 6 60.04 60.04
%
%
10 4718 TIPTREE FIN GRP
%100.00%0.03126N/AN/A
**STAT E TOTAL**
%100.00%100.002,517 3,059 73.56 74.10
%
%
© 2024 National Association of Insurance Commissioners
599
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%44.20%44.202,677 1,880Idaho 68.40 68.40
%
%
2 4993 REVOLUTIONARY HOLDING CO GRP
%72.07%27.871,688 600 0.00 0.00
%
%
3 150 OLD REPUBLIC GRP
%86.54%14.46876 635 45.71 45.71
%
%
4 4718 TIPTREE FIN GRP
%91.77%5.23317 240 53.24 53.24
%
%
5 218 CNA INS GRP
%95.17%3.41206 45 122.49 123.32
%
%
6 4670 STARR GRP
%97.15%1.97120 70 7.22 7.22
%
%
7 315 INDUSTRIAL ALLIANCE GRP
%98.25%1.1067 78 46.95 46.95
%
%
8 26492 COURTESY INS CO
%99.30%1.0564 64 155.97 156.81
%
%
9 140 NATIONWIDE CORP GRP
%99.84%0.5432 29 N/A N/A
10 660 MERCURY GEN GRP
%100.00%0.3119 27 41.49 41.49
%
%
**STAT E TOTAL**
%100.00%100.006,057 4,266 83.57 83.64
%
%
1 8 ALLSTATE INS GRP
%51.64%51.64128,931 128,923Illinois 73.09 73.55
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%78.47%26.8366,986 93,270 68.40 68.41
%
%
3 19 ASSURANT INC GRP
%84.26%5.7914,463 14,417 11.65 11.65
%
%
4 458 DAI-ICHI LIFE HOLDINGS INC GRP
%88.45%4.1910,454 12,452 71.84 71.84
%
%
5 12 AMERICAN INTL GRP
%91.79%3.348,338 16,163 20.54 20.48
%
%
6 212 ZURICH INS GRP
%95.01%3.228,045 12,731 74.41 74.43
%
%
7 4718 TIPTREE FIN GRP
%97.34%2.335,816 7,621 40.73 40.75
%
%
8 315 INDUSTRIAL ALLIANCE GRP
%98.55%1.213,020 2,602 80.88 80.88
%
%
9 218 CNA INS GRP
%99.07%0.531,317 654 186.57 187.61
%
%
10 150 OLD REPUBLIC GRP
%99.42%0.34860 1,499 77.42 77.42
%
%
**STAT E TOTAL**
%100.00%100.00249,681 291,887 64.89 65.12
%
%
1 12 AMERICAN INTL GRP
%40.08%40.0822,134 18,354Indiana 77.09 77.20
%
%
2 212 ZURICH INS GRP
%73.21%33.1318,294 17,188 52.23 52.27
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%87.44%14.247,862 6,652 60.95 61.00
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%96.00%8.564,728 3,875 79.03 79.03
%
%
5 4718 TIPTREE FIN GRP
%97.31%1.31721 338 24.27 24.44
%
%
6 150 OLD REPUBLIC GRP
%98.30%0.99544 743 49.51 49.51
%
%
7 218 CNA INS GRP
%98.84%0.55302 189 139.73 140.59
%
%
8 660 MERCURY GEN GRP
%99.26%0.42232 299 35.74 35.74
%
%
9 140 NATIONWIDE CORP GRP
%99.49%0.23126 150 N/A N/A
10 4670 STARR GRP
%99.65%0.1686 316 136.22 136.22
%
%
**STAT E TOTAL**
%100.00%100.0055,225 48,257 65.20 65.27
%
%
1 212 ZURICH INS GRP
%37.34%37.341,825 3,937Iowa 58.20 58.20
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%67.92%30.581,494 2,243 60.67 60.67
%
%
3 218 CNA INS GRP
%78.08%10.15496 266 187.26 187.98
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%85.10%7.03343 269 62.09 62.09
%
%
5 4718 TIPTREE FIN GRP
%90.27%5.17253 125 100.60 100.60
%
%
6 140 NATIONWIDE CORP GRP
%95.25%4.98243 144 58.22 58.22
%
%
7 150 OLD REPUBLIC GRP
%99.16%3.91191 280 42.09 42.09
%
%
8 4670 STARR GRP
%99.94%0.7838 20 30.74 30.74
%
%
9 26492 COURTESY INS CO
%100.00%0.2110 10 370.21 372.22
%
%
10 660 MERCURY GEN GRP
%100.00%0.168 27 49.81 49.81
%
%
**STAT E TOTAL**
%100.00%100.004,886 7,318 66.14 66.17
%
%
© 2024 National Association of Insurance Commissioners
600
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 31 BERKSHIRE HATHAWAY GRP
%97.33%97.33208,641 187,068Kansas 43.70 43.70
%
%
2 212 ZURICH INS GRP
%99.91%2.585,527 4,071 55.04 55.04
%
%
3 218 CNA INS GRP
%100.00%0.661,415 1,030 185.78 186.51
%
%
4 4718 TIPTREE FIN GRP
%100.00%0.551,174 785 63.05 63.05
%
%
5 315 INDUSTRIAL ALLIANCE GRP
%100.00%0.481,020 497 88.70 88.70
%
%
6 150 OLD REPUBLIC GRP
%100.00%0.09187 208 44.82 44.82
%
%
7 4670 STARR GRP
%100.00%0.09185 145 94.33 94.33
%
%
8 26492 COURTESY INS CO
%100.00%0.0494 11 124.97 125.65
%
%
9 140 NATIONWIDE CORP GRP
%100.00%0.0122 17 N/A N/A
10 79 ALLY INS HOLDINGS GRP
%100.00%0.0121 32 30.68 30.68
%
%
**STAT E TOTAL**
%100.00%100.00214,365 194,263 44.94 44.95
%
%
1 212 ZURICH INS GRP
%40.11%40.112,913 5,882Kentucky 56.34 56.45
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%63.14%23.031,672 1,460 72.92 72.92
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%85.85%22.711,649 2,069 57.11 57.70
%
%
4 4718 TIPTREE FIN GRP
%93.16%7.30530 388 19.56 19.63
%
%
5 150 OLD REPUBLIC GRP
%96.68%3.52256 595 30.21 30.21
%
%
6 4670 STARR GRP
%97.66%0.9871 43 21.56 21.56
%
%
7 8 ALLSTATE INS GRP
%98.57%0.9166 40 211.02 212.92
%
%
8 140 NATIONWIDE CORP GRP
%99.33%0.7655 80 N/A N/A
9 660 MERCURY GEN GRP
%99.85%0.5238 20 137.49 137.49
%
%
10 218 CNA INS GRP
%99.98%0.139 301 171.64 172.40
%
%
**STAT E TOTAL**
%100.00%100.007,262 10,896 58.85 59.06
%
%
1 315 INDUSTRIAL ALLIANCE GRP
%49.89%49.893,517 3,170Louisiana 98.73 98.73
%
%
2 4718 TIPTREE FIN GRP
%63.60%13.71967 765 113.92 114.01
%
%
3 140 NATIONWIDE CORP GRP
%75.89%12.29867 786 44.21 44.22
%
%
4 660 MERCURY GEN GRP
%81.54%5.64398 466 97.85 97.85
%
%
5 212 ZURICH INS GRP
%87.14%5.61395 707 58.48 58.49
%
%
6 150 OLD REPUBLIC GRP
%92.52%5.38379 659 70.76 70.76
%
%
7 4381 SKYWARD SPECIALTY INS GRP INC GRP
%95.85%3.33235 235 46.75 55.00
%
%
8 4670 STARR GRP
%97.31%1.45102 43 53.49 53.49
%
%
9 8 ALLSTATE INS GRP
%98.06%0.7553 65 129.99 131.47
%
%
10 26492 COURTESY INS CO
%98.81%0.7553 53 74.83 75.24
%
%
**STAT E TOTAL**
%100.00%100.007,050 7,465 95.03 95.35
%
%
1 212 ZURICH INS GRP
%62.43%62.434,116 2,826Maine 54.66 54.66
%
%
2 150 OLD REPUBLIC GRP
%75.54%13.11865 512 38.79 38.79
%
%
3 458 DAI-ICHI LIFE HOLDINGS INC GRP
%86.62%11.08730 558 87.25 87.25
%
%
4 8 ALLSTATE INS GRP
%92.96%6.34418 161 85.97 86.50
%
%
5 315 INDUSTRIAL ALLIANCE GRP
%96.98%4.02265 394 44.67 44.67
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%98.82%1.84121 332 112.91 113.50
%
%
7 140 NATIONWIDE CORP GRP
%99.34%0.5234 37 N/A N/A
8 4718 TIPTREE FIN GRP
%99.79%0.4630 25 58.39 58.39
%
%
9 4670 STARR GRP
%100.00%0.2014 8 22.82 22.82
%
%
10 4962 AU HOLDING CO GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,593 4,855 60.80 60.85
%
%
© 2024 National Association of Insurance Commissioners
601
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%55.47%55.479,001 8,250Maryland 51.07 51.10
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%68.47%13.002,109 1,747 71.31 71.31
%
%
3 4993 REVOLUTIONARY HOLDING CO GRP
%76.56%8.081,312 148 88.36 88.36
%
%
4 4718 TIPTREE FIN GRP
%82.72%6.171,001 790 130.36 130.36
%
%
5 4670 STARR GRP
%87.16%4.44720 700 57.92 57.92
%
%
6 26492 COURTESY INS CO
%91.48%4.32700 700 140.28 141.04
%
%
7 19 ASSURANT INC GRP
%94.75%3.27531 484 193.25 193.25
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%97.19%2.44396 540 91.06 91.33
%
%
9 150 OLD REPUBLIC GRP
%98.42%1.22199 427 31.88 31.88
%
%
10 8 ALLSTATE INS GRP
%99.09%0.67109 133 196.53 199.23
%
%
**STAT E TOTAL**
%100.00%100.0016,227 20,084 80.96 81.32
%
%
1 8 ALLSTATE INS GRP
%34.58%34.5819,567 5,767Massachusetts 97.91 98.51
%
%
2 212 ZURICH INS GRP
%61.24%26.6715,091 10,539 44.66 44.66
%
%
3 26492 COURTESY INS CO
%78.72%17.479,888 4,700 59.01 59.33
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%83.43%4.722,668 3,092 47.66 47.66
%
%
5 4670 STARR GRP
%87.42%3.992,258 2,418 109.73 109.73
%
%
6 4718 TIPTREE FIN GRP
%89.64%2.221,255 1,016 28.26 28.31
%
%
7 12 AMERICAN INTL GRP
%91.81%2.171,225 1,228 53.47 53.94
%
%
8 150 OLD REPUBLIC GRP
%93.77%1.971,114 1,083 39.34 39.34
%
%
9 218 CNA INS GRP
%95.62%1.851,045 902 120.28 121.17
%
%
10 79 ALLY INS HOLDINGS GRP
%97.31%1.69955 301 53.68 53.68
%
%
**STAT E TOTAL**
%100.00%100.0056,591 34,022 64.65 64.91
%
%
1 19631 AMERICAN ROAD INS CO
%45.76%45.76272,516 238,499Michigan 63.29 63.29
%
%
2 79 ALLY INS HOLDINGS GRP
%90.55%44.79266,785 299,948 68.13 68.13
%
%
3 212 ZURICH INS GRP
%94.40%3.8522,916 20,641 37.89 37.90
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%97.35%2.9517,563 20,138 68.87 68.92
%
%
5 315 INDUSTRIAL ALLIANCE GRP
%98.69%1.348,005 7,862 119.77 119.77
%
%
6 150 OLD REPUBLIC GRP
%99.33%0.633,779 5,684 89.46 89.46
%
%
7 458 DAI-ICHI LIFE HOLDINGS INC GRP
%99.63%0.301,807 1,617 66.35 66.35
%
%
8 4718 TIPTREE FIN GRP
%99.78%0.15909 1,091 88.84 88.84
%
%
9 140 NATIONWIDE CORP GRP
%99.87%0.09543 373 N/A N/A
10 218 CNA INS GRP
%99.92%0.05306 690 176.92 177.59
%
%
**STAT E TOTAL**
%100.00%100.00595,583 596,846 66.18 66.19
%
%
1 212 ZURICH INS GRP
%68.29%68.2915,511 14,682Minnesota 72.98 72.98
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%81.44%13.152,987 3,502 46.11 46.27
%
%
3 218 CNA INS GRP
%87.59%6.141,395 3,338 216.60 217.26
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%93.55%5.971,355 1,782 88.16 88.16
%
%
5 150 OLD REPUBLIC GRP
%95.86%2.31525 581 63.01 63.01
%
%
6 4718 TIPTREE FIN GRP
%97.09%1.22278 4 1,875.21 1,876.90
%
%
7 26492 COURTESY INS CO
%98.25%1.16264 201 190.42 191.45
%
%
8 8 ALLSTATE INS GRP
%98.90%0.65147 113 168.96 170.72
%
%
9 140 NATIONWIDE CORP GRP
%99.39%0.49112 72 N/A N/A
10 4670 STARR GRP
%99.81%0.4296 61 45.54 45.54
%
%
**STAT E TOTAL**
%100.00%100.0022,712 24,409 91.79 91.92
%
%
© 2024 National Association of Insurance Commissioners
602
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 315 INDUSTRIAL ALLIANCE GRP
%58.93%58.933,182 2,688Mississippi 76.35 76.35
%
%
2 218 CNA INS GRP
%72.74%13.80745 650 170.53 171.05
%
%
3 150 OLD REPUBLIC GRP
%83.29%10.55570 450 48.94 48.94
%
%
4 212 ZURICH INS GRP
%88.23%4.94267 535 42.60 42.60
%
%
5 26492 COURTESY INS CO
%91.61%3.38183 157 212.57 213.72
%
%
6 4670 STARR GRP
%94.29%2.67144 82 45.58 45.58
%
%
7 4718 TIPTREE FIN GRP
%96.32%2.04110 70 57.25 57.25
%
%
8 140 NATIONWIDE CORP GRP
%98.04%1.7293 46 N/A N/A
9 660 MERCURY GEN GRP
%98.99%0.9551 39 93.36 93.36
%
%
10 2538 AMTRUST FINANCIAL SERV GRP
%99.79%0.8143 80 261.70 262.05
%
%
**STAT E TOTAL**
%100.00%100.005,400 4,873 83.54 83.66
%
%
1 4718 TIPTREE FIN GRP
%77.51%77.5173,066 15,475Missouri 105.69 105.70
%
%
2 212 ZURICH INS GRP
%89.91%12.4011,686 10,604 59.83 59.83
%
%
3 218 CNA INS GRP
%94.25%4.354,097 2,656 223.81 224.53
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%96.81%2.562,412 2,535 68.96 68.96
%
%
5 140 NATIONWIDE CORP GRP
%97.90%1.091,027 1,017 56.20 56.20
%
%
6 458 DAI-ICHI LIFE HOLDINGS INC GRP
%98.70%0.80753 1,152 56.91 56.91
%
%
7 2538 AMTRUST FINANCIAL SERV GRP
%98.97%0.28259 19,069 42.52 42.53
%
%
8 150 OLD REPUBLIC GRP
%99.24%0.27251 346 53.10 53.10
%
%
9 4670 STARR GRP
%99.46%0.22211 151 27.07 27.07
%
%
10 26492 COURTESY INS CO
%99.67%0.21199 171 81.23 81.66
%
%
**STAT E TOTAL**
%100.00%100.0094,268 55,812 76.21 76.26
%
%
1 218 CNA INS GRP
%22.49%22.49218 13Montana 127.35 128.20
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%44.64%22.15215 133 46.59 46.59
%
%
3 212 ZURICH INS GRP
%62.89%18.26177 269 47.18 47.18
%
%
4 4718 TIPTREE FIN GRP
%76.74%13.84134 73 N/A N/A
5 150 OLD REPUBLIC GRP
%85.08%8.3481 151 58.79 58.79
%
%
6 140 NATIONWIDE CORP GRP
%93.22%8.1479 45 11.28 11.29
%
%
7 4670 STARR GRP
%99.00%5.7856 34 7.70 7.70
%
%
8 660 MERCURY GEN GRP
%100.00%1.0310 85 71.36 71.36
%
%
9 2538 AMTRUST FINANCIAL SERV GRP
%100.00%0.273 4 13,099.46 13,101.78
%
%
10 26492 COURTESY INS CO
%100.00%0.061 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00970 811 116.56 116.59
%
%
1 212 ZURICH INS GRP
%49.79%49.792,094 951Nebraska 52.44 52.44
%
%
2 150 OLD REPUBLIC GRP
%71.39%21.60908 751 90.07 90.07
%
%
3 4718 TIPTREE FIN GRP
%81.71%10.33434 292 54.06 54.06
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%89.55%7.83329 131 228.16 228.16
%
%
5 218 CNA INS GRP
%93.84%4.30181 2,112 76.02 76.71
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%96.55%2.71114 250 151.13 151.39
%
%
7 140 NATIONWIDE CORP GRP
%98.24%1.6871 139 N/A N/A
8 79 ALLY INS HOLDINGS GRP
%99.05%0.8134 34 17.28 17.28
%
%
9 4670 STARR GRP
%99.77%0.7331 16 22.59 22.59
%
%
10 4993 REVOLUTIONARY HOLDING CO GRP
%100.00%0.5222 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.004,205 4,931 77.18 77.49
%
%
© 2024 National Association of Insurance Commissioners
603
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 660 MERCURY GEN GRP
%30.83%30.83979 173Nevada 136.56 136.56
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%45.79%14.96475 555 164.04 164.26
%
%
3 458 DAI-ICHI LIFE HOLDINGS INC GRP
%55.91%10.12321 343 31.85 31.85
%
%
4 150 OLD REPUBLIC GRP
%65.92%10.01318 600 70.68 70.68
%
%
5 140 NATIONWIDE CORP GRP
%75.53%9.61305 166 17.06 17.06
%
%
6 315 INDUSTRIAL ALLIANCE GRP
%82.54%7.01222 375 48.74 48.74
%
%
7 212 ZURICH INS GRP
%88.96%6.42204 1,358 45.41 45.94
%
%
8 4670 STARR GRP
%93.00%4.04128 73 10.04 10.04
%
%
9 26492 COURTESY INS CO
%95.82%2.8290 80 32.28 32.45
%
%
10 79 ALLY INS HOLDINGS GRP
%98.62%2.8089 87 7.89 7.89
%
%
**STAT E TOTAL**
%100.00%100.003,175 3,879 71.48 71.71
%
%
1 212 ZURICH INS GRP
%61.30%61.303,170 3,195New Hampshire 51.01 50.97
%
%
2 8 ALLSTATE INS GRP
%76.04%14.75763 371 107.39 108.41
%
%
3 150 OLD REPUBLIC GRP
%84.84%8.79455 309 59.36 59.36
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%91.39%6.56339 332 35.64 35.64
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%96.66%5.27273 714 76.20 76.73
%
%
6 4718 TIPTREE FIN GRP
%97.88%1.2263 441 100.30 100.36
%
%
7 26492 COURTESY INS CO
%98.44%0.5629 83 308.57 310.24
%
%
8 218 CNA INS GRP
%98.84%0.4021 27 180.34 180.34
%
%
9 4670 STARR GRP
%99.20%0.3619 54 67.70 67.70
%
%
10 79 ALLY INS HOLDINGS GRP
%99.50%0.2915 14 29.66 29.66
%
%
**STAT E TOTAL**
%100.00%100.005,171 5,602 66.65 66.80
%
%
1 212 ZURICH INS GRP
%35.90%35.9014,816 12,392New Jersey 51.05 51.19
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%63.04%27.1411,201 1,720 50.18 50.40
%
%
3 4718 TIPTREE FIN GRP
%77.09%14.055,798 6,428 41.07 41.07
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%86.76%9.663,988 3,285 85.70 85.70
%
%
5 150 OLD REPUBLIC GRP
%91.81%5.052,084 1,973 29.02 29.02
%
%
6 4993 REVOLUTIONARY HOLDING CO GRP
%95.96%4.161,715 75 0.00 0.00
%
%
7 140 NATIONWIDE CORP GRP
%97.59%1.63671 669 N/A N/A
8 8 ALLSTATE INS GRP
%98.71%1.12461 368 86.16 87.12
%
%
9 79 ALLY INS HOLDINGS GRP
%99.08%0.38156 159 47.82 47.82
%
%
10 4381 SKYWARD SPECIALTY INS GRP INC GRP
%99.42%0.33138 138 46.75 55.00
%
%
**STAT E TOTAL**
%100.00%100.0041,268 28,131 50.21 50.34
%
%
1 212 ZURICH INS GRP
%50.13%50.131,888 2,504New Mexico 48.79 48.81
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%77.36%27.231,025 1,254 39.58 39.58
%
%
3 660 MERCURY GEN GRP
%85.15%7.79293 513 32.33 32.33
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%91.44%6.30237 346 118.13 118.21
%
%
5 4670 STARR GRP
%94.07%2.6399 57 13.62 13.62
%
%
6 4718 TIPTREE FIN GRP
%96.22%2.1581 70 42.46 42.94
%
%
7 150 OLD REPUBLIC GRP
%98.12%1.8971 170 34.43 34.43
%
%
8 26492 COURTESY INS CO
%99.50%1.3852 80 57.55 57.87
%
%
9 140 NATIONWIDE CORP GRP
%99.95%0.4517 5 N/A N/A
10 79 ALLY INS HOLDINGS GRP
%100.00%0.104 4 1.48 1.48
%
%
**STAT E TOTAL**
%100.00%100.003,765 5,007 49.25 49.27
%
%
© 2024 National Association of Insurance Commissioners
604
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%49.15%49.1540,580 32,129New York 57.46 57.47
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%67.04%17.8914,771 6,979 95.75 95.75
%
%
3 4718 TIPTREE FIN GRP
%77.87%10.838,946 5,845 78.56 78.58
%
%
4 626 CHUBB LTD GRP
%87.60%9.738,033 7,743 55.84 55.84
%
%
5 2538 AMTRUST FINANCIAL SERV GRP
%93.02%5.434,480 5,148 39.70 39.96
%
%
6 150 OLD REPUBLIC GRP
%96.25%3.232,666 3,291 65.25 65.25
%
%
7 8 ALLSTATE INS GRP
%97.14%0.89731 424 183.69 185.41
%
%
8 4381 SKYWARD SPECIALTY INS GRP INC GRP
%97.95%0.82674 674 46.75 55.00
%
%
9 12 AMERICAN INTL GRP
%98.59%0.63520 732 45.97 46.05
%
%
10 4670 STARR GRP
%99.21%0.62514 580 45.54 45.54
%
%
**STAT E TOTAL**
%100.00%100.0082,570 63,897 66.42 66.54
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%34.74%34.7416,030 18,325North Carolina 76.14 76.29
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%61.16%26.4312,194 16,197 102.85 102.85
%
%
3 212 ZURICH INS GRP
%86.95%25.7811,897 12,482 49.48 49.58
%
%
4 4718 TIPTREE FIN GRP
%91.96%5.022,315 2,156 36.37 37.54
%
%
5 26492 COURTESY INS CO
%95.78%3.811,759 1,052 119.44 120.09
%
%
6 150 OLD REPUBLIC GRP
%98.25%2.471,141 1,290 32.48 32.48
%
%
7 4670 STARR GRP
%98.79%0.55252 208 65.50 65.50
%
%
8 140 NATIONWIDE CORP GRP
%99.20%0.41189 123 N/A N/A
9 8 ALLSTATE INS GRP
%99.47%0.26121 78 143.96 145.76
%
%
10 79 ALLY INS HOLDINGS GRP
%99.71%0.25115 113 26.78 26.78
%
%
**STAT E TOTAL**
%100.00%100.0046,145 52,663 80.94 81.08
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%35.32%35.32245 225North Dakota 97.54 98.16
%
%
2 218 CNA INS GRP
%63.63%28.32197 195 180.46 181.23
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%89.36%25.73179 124 90.87 90.87
%
%
4 4718 TIPTREE FIN GRP
%93.05%3.6926 17 12.51 12.51
%
%
5 212 ZURICH INS GRP
%95.45%2.4017 81 N/A N/A
6 4670 STARR GRP
%97.47%2.0314 9 31.77 31.77
%
%
7 140 NATIONWIDE CORP GRP
%99.07%1.6011 2 N/A N/A
8 660 MERCURY GEN GRP
%100.00%1.188 3 0.00 0.00
%
%
9 19 ASSURANT INC GRP
%100.00%0.171 1 1,813.18 1,813.18
%
%
**STAT E TOTAL**
%100.00%100.00694 688 99.42 99.87
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%80.54%80.54123,312 75,730Ohio 92.77 92.78
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%93.33%12.7819,569 20,424 97.84 97.84
%
%
3 212 ZURICH INS GRP
%97.40%4.086,241 5,487 51.95 51.96
%
%
4 218 CNA INS GRP
%98.25%0.851,299 1,181 173.85 172.28
%
%
5 150 OLD REPUBLIC GRP
%98.80%0.55838 1,303 34.05 34.05
%
%
6 4718 TIPTREE FIN GRP
%99.12%0.32484 360 45.01 45.01
%
%
7 4670 STARR GRP
%99.35%0.24361 352 84.87 84.87
%
%
8 140 NATIONWIDE CORP GRP
%99.57%0.22330 355 N/A N/A
9 26492 COURTESY INS CO
%99.73%0.16244 225 172.08 173.01
%
%
10 8 ALLSTATE INS GRP
%99.87%0.15224 4,232 41.15 41.19
%
%
**STAT E TOTAL**
%100.00%100.00153,098 110,429 88.81 88.80
%
%
© 2024 National Association of Insurance Commissioners
605
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%26.58%26.582,903 3,204Oklahoma 52.32 52.32
%
%
2 4718 TIPTREE FIN GRP
%47.41%20.832,274 5,896 94.58 94.59
%
%
3 458 DAI-ICHI LIFE HOLDINGS INC GRP
%65.55%18.141,981 2,425 37.72 37.72
%
%
4 4670 STARR GRP
%78.30%12.751,392 1,092 51.62 51.62
%
%
5 315 INDUSTRIAL ALLIANCE GRP
%89.31%11.011,202 791 83.78 83.78
%
%
6 150 OLD REPUBLIC GRP
%93.36%4.05442 579 26.55 26.55
%
%
7 660 MERCURY GEN GRP
%96.57%3.21350 338 64.05 64.05
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%98.21%1.64179 158 351.22 351.34
%
%
9 140 NATIONWIDE CORP GRP
%99.34%1.13124 152 9.65 9.65
%
%
10 26492 COURTESY INS CO
%99.69%0.3539 39 64.90 65.25
%
%
**STAT E TOTAL**
%100.00%100.0010,920 14,834 71.79 71.80
%
%
1 212 ZURICH INS GRP
%54.20%54.203,965 3,691Oregon 58.63 58.63
%
%
2 150 OLD REPUBLIC GRP
%70.97%16.771,227 1,071 44.17 44.17
%
%
3 4718 TIPTREE FIN GRP
%82.16%11.19819 227 36.65 37.10
%
%
4 26492 COURTESY INS CO
%87.03%4.86356 356 50.76 51.03
%
%
5 140 NATIONWIDE CORP GRP
%90.57%3.55259 232 20.01 20.01
%
%
6 8 ALLSTATE INS GRP
%93.65%3.08225 241 41.86 42.43
%
%
7 4670 STARR GRP
%95.92%2.27166 117 23.30 23.30
%
%
8 2538 AMTRUST FINANCIAL SERV GRP
%97.76%1.85135 122 277.12 277.12
%
%
9 79 ALLY INS HOLDINGS GRP
%98.48%0.7253 54 36.48 36.48
%
%
10 315 INDUSTRIAL ALLIANCE GRP
%99.11%0.6346 35 580.92 580.92
%
%
**STAT E TOTAL**
%100.00%100.007,315 6,362 64.81 64.90
%
%
1 212 ZURICH INS GRP
%68.19%68.1939,280 39,724Pennsylvania 53.45 53.48
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%78.62%10.426,005 6,662 54.24 54.47
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%88.40%9.795,637 4,994 52.57 52.57
%
%
4 4718 TIPTREE FIN GRP
%92.29%3.892,239 6,365 85.44 85.44
%
%
5 8 ALLSTATE INS GRP
%94.55%2.261,301 1,212 156.21 157.76
%
%
6 150 OLD REPUBLIC GRP
%96.73%2.181,255 1,357 37.34 37.34
%
%
7 26492 COURTESY INS CO
%97.65%0.93534 515 94.89 95.40
%
%
8 79 ALLY INS HOLDINGS GRP
%98.32%0.66383 398 54.80 54.80
%
%
9 4670 STARR GRP
%98.83%0.51294 201 34.82 34.82
%
%
10 140 NATIONWIDE CORP GRP
%99.22%0.40228 156 N/A N/A
**STAT E TOTAL**
%100.00%100.0057,602 62,115 59.02 59.11
%
%
1 212 ZURICH INS GRP
%78.45%78.452,928 1,914Rhode Island 54.98 54.98
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%96.48%18.02673 565 89.86 89.86
%
%
3 8 ALLSTATE INS GRP
%97.37%0.8933 119 90.08 90.75
%
%
4 4718 TIPTREE FIN GRP
%98.20%0.8331 160 302.05 302.05
%
%
5 150 OLD REPUBLIC GRP
%98.69%0.4918 94 30.05 30.05
%
%
6 26492 COURTESY INS CO
%99.17%0.4818 29 29.64 29.80
%
%
7 140 NATIONWIDE CORP GRP
%99.63%0.4617 4 N/A N/A
8 2538 AMTRUST FINANCIAL SERV GRP
%99.90%0.2710 15 48.93 48.93
%
%
9 4670 STARR GRP
%100.00%0.104 5 10.77 10.77
%
%
10 218 CNA INS GRP
%100.00%0.000 0 125.00 125.00
%
%
**STAT E TOTAL**
%100.00%100.003,732 2,906 76.50 76.53
%
%
© 2024 National Association of Insurance Commissioners
606
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 212 ZURICH INS GRP
%59.15%59.157,063 6,653South Carolina 55.82 55.83
%
%
2 4718 TIPTREE FIN GRP
%69.60%10.451,247 1,293 46.29 47.51
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%79.61%10.011,195 1,090 75.92 76.21
%
%
4 26492 COURTESY INS CO
%87.16%7.55901 439 95.71 96.23
%
%
5 315 INDUSTRIAL ALLIANCE GRP
%92.90%5.74685 666 67.06 67.06
%
%
6 150 OLD REPUBLIC GRP
%95.68%2.78332 622 40.30 40.30
%
%
7 218 CNA INS GRP
%96.84%1.17139 75 194.41 192.63
%
%
8 4670 STARR GRP
%97.88%1.04124 77 42.76 42.76
%
%
9 8 ALLSTATE INS GRP
%98.82%0.94112 71 264.29 266.45
%
%
10 140 NATIONWIDE CORP GRP
%99.67%0.85101 158 N/A N/A
**STAT E TOTAL**
%100.00%100.0011,939 11,315 60.68 60.87
%
%
1 212 ZURICH INS GRP
%71.98%71.981,622 1,532South Dakota 60.31 60.31
%
%
2 218 CNA INS GRP
%89.73%17.76400 302 180.38 181.11
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%94.20%4.47101 145 85.58 85.58
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%96.64%2.4455 29 165.06 165.06
%
%
5 4718 TIPTREE FIN GRP
%97.83%1.1927 30 83.05 83.05
%
%
6 150 OLD REPUBLIC GRP
%99.03%1.1927 60 31.39 31.39
%
%
7 4670 STARR GRP
%99.53%0.5011 3 N/A N/A
8 140 NATIONWIDE CORP GRP
%99.98%0.4510 17 N/A N/A
9 660 MERCURY GEN GRP
%100.00%0.071 2 0.00 0.00
%
%
10 26492 COURTESY INS CO
%100.00%0.010 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,253 2,119 77.12 77.23
%
%
1 212 ZURICH INS GRP
%35.85%35.857,922 3,787Tennessee 66.89 67.21
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%58.74%22.895,058 4,467 76.42 76.42
%
%
3 218 CNA INS GRP
%69.78%11.042,440 1,630 69.67 70.47
%
%
4 4718 TIPTREE FIN GRP
%78.61%8.831,951 1,841 38.88 39.18
%
%
5 150 OLD REPUBLIC GRP
%87.14%8.531,884 1,896 67.50 67.50
%
%
6 2538 AMTRUST FINANCIAL SERV GRP
%94.29%7.151,580 1,447 99.37 99.87
%
%
7 26492 COURTESY INS CO
%96.84%2.55564 312 172.37 173.30
%
%
8 140 NATIONWIDE CORP GRP
%98.32%1.48326 186 N/A N/A
9 4670 STARR GRP
%98.99%0.67148 73 38.98 38.98
%
%
10 458 DAI-ICHI LIFE HOLDINGS INC GRP
%99.44%0.4599 217 79.96 79.96
%
%
**STAT E TOTAL**
%100.00%100.0022,097 15,966 55.46 55.72
%
%
1 315 INDUSTRIAL ALLIANCE GRP
%30.35%30.3547,161 31,415Texa s 74.59 74.59
%
%
2 212 ZURICH INS GRP
%50.86%20.5131,862 23,064 13.39 13.42
%
%
3 4718 TIPTREE FIN GRP
%62.89%12.0318,684 8,053 91.84 93.87
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%74.34%11.4617,801 230,387 78.55 78.57
%
%
5 79 ALLY INS HOLDINGS GRP
%78.53%4.196,510 2,314 70.18 70.18
%
%
6 8 ALLSTATE INS GRP
%82.20%3.665,693 10,635 72.70 72.73
%
%
7 4993 REVOLUTIONARY HOLDING CO GRP
%85.64%3.445,341 11,972 0.00 0.00
%
%
8 150 OLD REPUBLIC GRP
%88.20%2.563,978 5,051 79.44 79.44
%
%
9 140 NATIONWIDE CORP GRP
%90.13%1.933,001 3,811 63.06 63.06
%
%
10 660 MERCURY GEN GRP
%91.94%1.822,821 2,750 91.26 91.26
%
%
**STAT E TOTAL**
%100.00%100.00155,370 341,182 70.44 70.54
%
%
© 2024 National Association of Insurance Commissioners
607
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%84.92%84.9267,674 45,002Utah 10.18 10.18
%
%
2 212 ZURICH INS GRP
%91.50%6.575,239 4,787 61.67 61.67
%
%
3 4993 REVOLUTIONARY HOLDING CO GRP
%94.90%3.402,712 480 0.00 0.00
%
%
4 140 NATIONWIDE CORP GRP
%97.68%2.782,216 2,928 57.02 57.02
%
%
5 660 MERCURY GEN GRP
%98.32%0.64511 435 61.41 61.41
%
%
6 218 CNA INS GRP
%98.87%0.55438 196 185.57 186.31
%
%
7 315 INDUSTRIAL ALLIANCE GRP
%99.33%0.46369 356 21.44 21.44
%
%
8 4718 TIPTREE FIN GRP
%99.65%0.31249 243 180.34 180.54
%
%
9 4670 STARR GRP
%99.88%0.23186 114 4.89 4.89
%
%
10 150 OLD REPUBLIC GRP
%100.00%0.21169 405 129.31 129.31
%
%
**STAT E TOTAL**
%100.00%100.0079,690 58,656 23.00 23.01
%
%
1 212 ZURICH INS GRP
%95.81%95.81771 1,056Vermont 42.96 42.96
%
%
2 315 INDUSTRIAL ALLIANCE GRP
%100.00%18.46148 135 32.22 32.22
%
%
3 8 ALLSTATE INS GRP
%100.00%9.1173 27 32.64 33.57
%
%
4 79 ALLY INS HOLDINGS GRP
%100.00%4.0332 32 55.96 55.96
%
%
5 4993 REVOLUTIONARY HOLDING CO GRP
%100.00%0.8160N/AN/A
6 150 OLD REPUBLIC GRP
%100.00%0.756 6 30.44 30.44
%
%
7 4718 TIPTREE FIN GRP
%100.00%0.675 8 396.50 396.50
%
%
8 4670 STARR GRP
%100.00%0.5645N/AN/A
9 140 NATIONWIDE CORP GRP
%100.00%0.2821N/AN/A
10 26492 COURTESY INS CO
%100.00%0.030 0 298.59 300.35
%
%
**STAT E TOTAL**
%100.00%100.00804 1,623 66.28 66.58
%
%
1 212 ZURICH INS GRP
%41.08%41.0812,334 9,781Virginia 52.92 53.00
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%65.72%24.637,395 6,318 75.50 75.74
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%76.66%10.943,286 2,454 70.75 70.75
%
%
4 4670 STARR GRP
%84.53%7.872,362 1,513 172.68 172.68
%
%
5 4718 TIPTREE FIN GRP
%89.59%5.061,520 1,116 22.16 22.39
%
%
6 26492 COURTESY INS CO
%94.05%4.461,338 861 144.36 145.14
%
%
7 660 MERCURY GEN GRP
%97.57%3.521,057 1,154 60.14 60.14
%
%
8 218 CNA INS GRP
%98.75%1.19356 311 187.34 188.06
%
%
9 150 OLD REPUBLIC GRP
%99.35%0.59178 644 50.61 50.61
%
%
10 140 NATIONWIDE CORP GRP
%99.65%0.3090 32 N/A N/A
**STAT E TOTAL**
%100.00%100.0030,022 24,326 73.18 73.36
%
%
1 2538 AMTRUST FINANCIAL SERV GRP
%33.36%33.3649,412 28,315Washington 68.24 68.24
%
%
2 458 DAI-ICHI LIFE HOLDINGS INC GRP
%53.32%19.9629,565 16,129 63.17 63.17
%
%
3 315 INDUSTRIAL ALLIANCE GRP
%72.08%18.7527,776 17,408 96.32 96.32
%
%
4 212 ZURICH INS GRP
%84.27%12.1918,061 11,709 55.73 55.73
%
%
5 218 CNA INS GRP
%93.10%8.8313,072 11,043 77.10 77.74
%
%
6 4718 TIPTREE FIN GRP
%96.00%2.904,296 1,192 69.02 69.02
%
%
7 150 OLD REPUBLIC GRP
%98.84%2.844,211 3,635 63.58 63.58
%
%
8 19 ASSURANT INC GRP
%99.52%0.681,002 1,243 126.15 126.15
%
%
9 4670 STARR GRP
%99.72%0.20302 255 24.60 24.60
%
%
10 79 ALLY INS HOLDINGS GRP
%99.85%0.12181 162 25.70 25.70
%
%
**STAT E TOTAL**
%100.00%100.00148,106 93,103 70.96 71.03
%
%
© 2024 National Association of Insurance Commissioners
608
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 315 INDUSTRIAL ALLIANCE GRP
%35.89%35.891,720 1,421West Virginia 73.12 73.12
%
%
2 212 ZURICH INS GRP
%58.22%22.341,070 597 49.78 49.78
%
%
3 218 CNA INS GRP
%68.94%10.72514 497 172.31 173.03
%
%
4 2538 AMTRUST FINANCIAL SERV GRP
%77.81%8.87425 1,133 53.10 53.58
%
%
5 8 ALLSTATE INS GRP
%86.18%8.37401 114 249.95 253.42
%
%
6 26492 COURTESY INS CO
%92.50%6.32303 52 1,014.21 1,019.69
%
%
7 150 OLD REPUBLIC GRP
%94.91%2.41116 104 26.66 26.66
%
%
8 79 ALLY INS HOLDINGS GRP
%96.70%1.7986 72 39.82 39.82
%
%
9 140 NATIONWIDE CORP GRP
%98.17%1.4770 35 N/A N/A
10 4670 STARR GRP
%99.42%1.2560 96 54.97 54.97
%
%
**STAT E TOTAL**
%100.00%100.004,792 4,140 74.32 74.22
%
%
1 212 ZURICH INS GRP
%54.86%54.8623,700 19,405Wisconsin 57.43 57.43
%
%
2 2538 AMTRUST FINANCIAL SERV GRP
%76.14%21.289,193 6,900 6.64 6.68
%
%
3 218 CNA INS GRP
%93.02%16.887,292 6,802 102.24 103.13
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%95.83%2.821,217 1,043 87.92 87.92
%
%
5 4718 TIPTREE FIN GRP
%97.92%2.09903 707 36.99 37.02
%
%
6 26492 COURTESY INS CO
%98.66%0.73317 366 348.72 350.61
%
%
7 150 OLD REPUBLIC GRP
%99.24%0.59253 508 14.61 14.61
%
%
8 4670 STARR GRP
%99.58%0.34145 42 23.56 23.56
%
%
9 140 NATIONWIDE CORP GRP
%99.86%0.28120 52 N/A N/A
10 79 ALLY INS HOLDINGS GRP
%99.92%0.0626 25 25.58 25.58
%
%
**STAT E TOTAL**
%100.00%100.0043,201 35,884 59.24 59.44
%
%
1 212 ZURICH INS GRP
%50.05%50.05684 421Wyoming 70.12 70.12
%
%
2 4718 TIPTREE FIN GRP
%62.72%12.67173 66 9.45 9.45
%
%
3 218 CNA INS GRP
%71.32%8.61118 50 182.59 183.38
%
%
4 315 INDUSTRIAL ALLIANCE GRP
%78.70%7.38101 107 55.18 55.18
%
%
5 79 ALLY INS HOLDINGS GRP
%84.27%5.5776 80 31.75 31.75
%
%
6 4670 STARR GRP
%89.72%5.4575 46 5.25 5.25
%
%
7 150 OLD REPUBLIC GRP
%94.25%4.5362 23 57.09 57.09
%
%
8 140 NATIONWIDE CORP GRP
%96.12%1.8625 23 N/A N/A
9 26492 COURTESY INS CO
%97.86%1.7424 33 76.83 77.25
%
%
10 660 MERCURY GEN GRP
%99.05%1.1816 28 32.74 32.74
%
%
**STAT E TOTAL**
%100.00%100.001,367 901 31.86 20.25
%
%
1 458 DAI-ICHI LIFE HOLDINGS INC GRP
%89.59%89.596,157 3,377Puerto Rico 95.50 95.50
%
%
2 26492 COURTESY INS CO
%98.34%8.75602 716 123.58 124.25
%
%
3 4670 STARR GRP
%100.00%1.72118 142 74.72 74.72
%
%
**STAT E TOTAL**
%100.00%100.006,873 4,152 103.64 103.77
%
%
1 79 ALLY INS HOLDINGS GRP
%48.19%48.1983,639 64,760Canada 47.73 47.73
%
%
2 19 ASSURANT INC GRP
%94.78%46.5980,870 82,046 51.06 51.06
%
%
3 2538 AMTRUST FINANCIAL SERV GRP
%99.73%4.958,595 7,081 40.11 40.11
%
%
4 218 CNA INS GRP
%100.00%0.27464 464 135.50 135.50
%
%
5 84 AMERICAN FINANCIAL GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00173,568 154,351 49.41 49.41
%
%
© 2024 National Association of Insurance Commissioners
609
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
30 - Warranty
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 2538 AMTRUST FINANCIAL SERV GRP
%93.51%93.5118,740 18,202Agg. Other Alien 52.92 52.92
%
%
2 12 AMERICAN INTL GRP
%100.00%6.501,302 )(313 N/A N/A
3 4670 STARR GRP
%100.00%0.011 2 3.69 3.69
%
%
**STAT E TOTAL**
%100.00%100.0020,041 17,935 51.08 51.06
%
%
© 2024 National Association of Insurance Commissioners
610
34—Aggregate Write-Ins for Other
Lines of Business
© 2024 National Association of Insurance Commissioners
611
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%22.17%22.17448,431 364,065 41.30 42.39
%
%
2 98 WR BERKLEY CORP GRP
%34.78%12.61255,093 248,011 N/A N/A
3 34738 ARAG INS CO
%42.84%8.06163,104 163,109 47.61 47.61
%
%
4 241 METROPOLITAN GRP
%49.05%6.21125,603 119,818 28.98 28.98
%
%
5 19631 AMERICAN ROAD INS CO
%54.02%4.97100,543 100,543 71.70 71.70
%
%
6 26492 COURTESY INS CO
%58.32%4.3086,883 101,785 76.38 80.41
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%62.48%4.1684,165 84,524 21.72 21.94
%
%
8 158 FAIRFAX FIN GRP
%66.61%4.1383,639 86,624 30.04 44.68
%
%
9 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG
%70.14%3.5371,340 69,307 52.19 52.19
%
%
10 84 AMERICAN FINANCIAL GRP
%72.86%2.7255,010 43,998 92.72 92.72
%
%
11 5013 VANTAGE GRP
%75.39%2.5351,217 19,442 44.14 53.12
%
%
12 5062 INDEPENDENCE PET HOLDING INC GRP
%77.38%1.9940,274 39,154 59.69 59.69
%
%
13 4762 ORPHEUS GRP
%79.37%1.9840,122 40,122 0.00 0.00
%
%
14 3702 LOYA GRP
%81.21%1.8537,391 37,391 0.00 0.00
%
%
15 181 SWISS RE GRP
%83.06%1.8437,298 30,558 22.32 24.48
%
%
16 11231 GENERALI US BRANCH
%84.73%1.6733,799 25,970 94.31 95.17
%
%
17 905 THE LDS GRP
%86.27%1.5431,157 25,062 48.29 48.29
%
%
18 19 ASSURANT INC GRP
%87.80%1.5431,062 30,087 30.84 30.85
%
%
19 3569 CATERPILLAR GRP
%89.23%1.4328,934 21,262 95.47 95.47
%
%
20 4718 TIPTREE FIN GRP
%90.58%1.3527,254 27,420 24.58 24.59
%
%
21 4794 GROUP 1001 INS HOLDINGS GRP
%91.76%1.1823,850 22,827 N/A N/A
22 37869 PRE PAID LEGAL CAS INC
%92.82%1.0621,381 21,392 27.61 27.61
%
%
23 71 UNIVERSAL INS CO GRP
%93.73%0.9118,416 17,522 74.61 82.35
%
%
24 8 ALLSTATE INS GRP
%94.49%0.7615,402 15,409 19.78 24.15
%
%
25 3098 TOKIO MARINE HOLDINGS INC GRP
%95.20%0.7114,419 8,838 250.72 251.35
%
%
26 4969 TRISURA GRP
%95.78%0.5711,607 5,485 56.81 65.61
%
%
27 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%96.29%0.5210,426 10,125 65.54 65.63
%
%
28 1279 ARCH INS GRP
%96.74%0.459,138 10,995 26.56 26.92
%
%
29 31 BERKSHIRE HATHAWAY GRP
%97.12%0.387,705 7,706 21.37 21.37
%
%
30 4962 AU HOLDING CO GRP
%97.50%0.387,587 5,652 330.26 332.41
%
%
31 629 PLATEAU GRP
%97.82%0.326,454 6,270 62.88 62.88
%
%
32 411 MAPFRE INS GRP
%98.12%0.306,067 6,202 21.48 17.50
%
%
33 37621 TOYOTA MOTOR INS CO
%98.34%0.224,533 3,623 96.54 96.54
%
%
34 212 ZURICH INS GRP
%98.55%0.214,220 3,250 18.25 33.12
%
%
35 359 AMERICAN MUT SHARE INS CORP GRP
%98.74%0.193,763 3,763 55.80 55.80
%
%
36 1316 KNIGHTBROOK INS GRP
%98.92%0.183,599 3,271 N/A N/A
37 55 AUTOMOBILE CLUB MI GRP
%99.08%0.173,397 3,449 28.43 33.91
%
%
38 3548 TRAVELERS GRP
%99.21%0.122,465 2,242 46.08 42.42
%
%
39 1154 COVERYS GRP
%99.32%0.122,335 2,335 209.78 209.78
%
%
40 23 BCS INS GRP
%99.43%0.112,273 2,496 37.29 38.88
%
%
41 626 CHUBB LTD GRP
%99.53%0.101,945 1,945 2.00 1.95
%
%
42 11021 INDIANA OLD NATL INS CO
%99.62%0.091,809 1,584 0.00 0.00
%
%
43 28681 UNION MUT INS CO
%99.67%0.061,118 1,113 99.38 105.02
%
%
44 20400 CIMARRON INS CO INC
%99.71%0.04717 272 63.89 65.56
%
%
45 12536 HOMEOWNERS OF AMER INS CO
%99.74%0.04713 840 47.00 47.00
%
%
46 10140 OPTIMA SEGUROS
%99.77%0.03616 390 0.00 0.00
%
%
47 4839 US LEGAL SERV GRP
%99.80%0.03540 540 5.16 5.16
%
%
48 40070 FARMERS MUT INS CO
%99.83%0.03536 536 59.84 59.84
%
%
49 785 MARKEL CORP GRP
%99.85%0.02381 429 218.70 227.71
%
%
50 12150 FIRST FOUNDERS ASSUR CO
%99.86%0.02342 353 5.99 4.95
%
%
51 13688 ELEPHANT INS CO
%99.88%0.02341 387 49.75 49.75
%
%
52 4339 FARMERS & MECHANICS GRP
%99.90%0.02340 320 0.00 2.27
%
%
53 468 AEGON US HOLDING GRP
%99.91%0.01292 300 N/A N/A
54 4850 CLEAR BLUE FINANCIAL GRP
%99.93%0.01267 191 56.71 65.49
%
%
55 16446 FARMERS INS CO OF FLEMINGTON
%99.94%0.01239 234 0.00 0.00
%
%
56 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.95%0.01220 228 N/A N/A
57 10308 ANTILLES INS CO
%99.96%0.01214 139 7.21 7.80
%
%
58 203 VIRGINIA FARM BUREAU GRP
%99.97%0.01209 209 0.00 0.00
%
%
59 2638 NCMIC GRP
%99.98%0.01194 171 27.33 26.94
%
%
60 5030 TAN HOLDINGS CORP GRP
%99.99%0.01163 135 0.16 7.58
%
%
61 306 TRUSTAGE GRP
%99.99%0.0062 55 0.00 0.00
%
%
62 30520 POLICYHOLDERS MUT INS CO
%99.99%0.0048 48 0.00 0.00
%
%
63 5010 SH1 HOLDINGS GRP
%99.99%0.0047 15 48.31 48.31
%
%
64 4715 MS & AD INS GRP
%100.00%0.0044 44 179.84 182.79
%
%
65 271 PENNSYLVANIA NATL INS GRP
%100.00%0.0039 0 N/A N/A
© 2024 National Association of Insurance Commissioners
612
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 242 SELECTIVE INS GRP
%100.00%0.0031 31 0.00 0.00
%
%
67 26565 OHIO IND CO
%100.00%0.0027 26 0.00 0.00
%
%
68 4787 GOODVILLE MUT GRP
%100.00%0.0012 12 0.00 0.00
%
%
69 18457 GEM STATE INS CO
%100.00%0.0010 10 0.00 0.00
%
%
70 300 HORACE MANN GRP
%100.00%0.0010 10 0.00 0.00
%
%
71 4886 BENCHMARK HOLDING GRP
%100.00%0.007 7 10.03 12.54
%
%
72 26835 MIDROX INS CO
%100.00%0.006 4 0.00 0.00
%
%
73 105 MGIC GRP
%100.00%0.0044N/AN/A
74 3593 USIC GRP
%100.00%0.004 6 0.00 0.00
%
%
75 473 AMERICAN FAMILY INS GRP
%100.00%0.002 2 0.00 0.00
%
%
76 150 OLD REPUBLIC GRP
%100.00%0.001 1 0.00 0.00
%
%
77 4725 ENSTAR GRP
%100.00%0.0000N/AN/A
78 111 LIBERTY MUT GRP
%100.00%0.000 0 41.67 183.33
%
%
**INDUSTRY TOTAL**
%100.00%100.002,022,825 1,871,430 44.25 45.72
%
%
© 2024 National Association of Insurance Commissioners
613
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%22.91%22.91415,541 326,967 33.57 33.98
%
%
2 98 WR BERKLEY CORP GRP
%36.33%13.43243,523 236,668 N/A N/A
3 34738 ARAG INS CO
%45.33%8.99163,104 163,109 47.61 47.61
%
%
4 241 METROPOLITAN GRP
%52.25%6.92125,603 119,818 28.98 28.98
%
%
5 19631 AMERICAN ROAD INS CO
%57.29%5.0491,450 91,450 75.73 75.73
%
%
6 26492 COURTESY INS CO
%62.08%4.7986,883 101,785 76.38 80.41
%
%
7 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG
%66.02%3.9371,340 69,307 52.19 52.19
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%69.10%3.0955,962 64,402 25.33 25.61
%
%
9 84 AMERICAN FINANCIAL GRP
%72.01%2.9152,829 42,001 96.86 96.86
%
%
10 5062 INDEPENDENCE PET HOLDING INC GRP
%74.23%2.2240,274 39,154 59.69 59.69
%
%
11 4762 ORPHEUS GRP
%76.45%2.2140,122 40,122 0.00 0.00
%
%
12 3702 LOYA GRP
%78.51%2.0637,391 37,391 0.00 0.00
%
%
13 181 SWISS RE GRP
%80.48%1.9735,735 28,467 25.64 27.50
%
%
14 11231 GENERALI US BRANCH
%82.34%1.8633,799 25,970 94.31 95.17
%
%
15 905 THE LDS GRP
%84.06%1.7231,157 25,062 48.29 48.29
%
%
16 19 ASSURANT INC GRP
%85.77%1.7131,062 30,087 30.84 30.85
%
%
17 3569 CATERPILLAR GRP
%87.37%1.6028,934 21,262 95.47 95.47
%
%
18 4718 TIPTREE FIN GRP
%88.87%1.5027,254 27,420 24.58 24.59
%
%
19 4794 GROUP 1001 INS HOLDINGS GRP
%90.14%1.2723,075 21,976 N/A N/A
20 37869 PRE PAID LEGAL CAS INC
%91.32%1.1821,381 21,392 27.61 27.61
%
%
21 71 UNIVERSAL INS CO GRP
%92.33%1.0218,416 17,522 74.61 82.35
%
%
22 5013 VANTAGE GRP
%93.20%0.8615,676 11,315 49.95 59.33
%
%
23 8 ALLSTATE INS GRP
%94.05%0.8515,402 15,409 19.78 24.15
%
%
24 3098 TOKIO MARINE HOLDINGS INC GRP
%94.84%0.7914,419 8,838 250.72 251.35
%
%
25 4969 TRISURA GRP
%95.48%0.6411,607 5,485 56.81 65.61
%
%
26 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%96.06%0.5710,426 10,125 65.54 65.63
%
%
27 1279 ARCH INS GRP
%96.56%0.509,138 10,995 26.56 26.92
%
%
28 31 BERKSHIRE HATHAWAY GRP
%96.99%0.427,705 7,706 21.37 21.37
%
%
29 629 PLATEAU GRP
%97.34%0.366,454 6,270 62.88 62.88
%
%
30 411 MAPFRE INS GRP
%97.68%0.336,067 6,202 21.48 17.50
%
%
31 37621 TOYOTA MOTOR INS CO
%97.93%0.254,533 3,623 96.54 96.54
%
%
32 4962 AU HOLDING CO GRP
%98.16%0.244,270 3,313 487.02 488.69
%
%
33 212 ZURICH INS GRP
%98.39%0.234,220 3,250 18.25 33.12
%
%
34 359 AMERICAN MUT SHARE INS CORP GRP
%98.60%0.213,763 3,763 0.00 0.00
%
%
35 1316 KNIGHTBROOK INS GRP
%98.80%0.203,599 3,271 N/A N/A
36 55 AUTOMOBILE CLUB MI GRP
%98.99%0.193,397 3,449 28.43 33.91
%
%
37 3548 TRAVELERS GRP
%99.12%0.142,465 2,242 46.08 42.42
%
%
38 1154 COVERYS GRP
%99.25%0.132,335 2,335 209.78 209.78
%
%
39 23 BCS INS GRP
%99.38%0.132,273 2,496 37.29 38.88
%
%
40 626 CHUBB LTD GRP
%99.48%0.111,945 1,945 2.00 1.95
%
%
41 11021 INDIANA OLD NATL INS CO
%99.58%0.101,809 1,584 0.00 0.00
%
%
42 28681 UNION MUT INS CO
%99.65%0.061,118 1,113 99.38 105.02
%
%
43 20400 CIMARRON INS CO INC
%99.69%0.04717 272 63.89 65.56
%
%
44 12536 HOMEOWNERS OF AMER INS CO
%99.72%0.04713 840 47.00 47.00
%
%
45 10140 OPTIMA SEGUROS
%99.76%0.03616 390 0.00 0.00
%
%
46 4839 US LEGAL SERV GRP
%99.79%0.03540 540 5.16 5.16
%
%
47 40070 FARMERS MUT INS CO
%99.82%0.03536 536 59.84 59.84
%
%
48 785 MARKEL CORP GRP
%99.84%0.02381 429 218.70 227.71
%
%
49 12150 FIRST FOUNDERS ASSUR CO
%99.86%0.02342 353 5.99 4.95
%
%
50 13688 ELEPHANT INS CO
%99.88%0.02341 387 49.75 49.75
%
%
51 4339 FARMERS & MECHANICS GRP
%99.90%0.02340 320 0.00 2.27
%
%
52 468 AEGON US HOLDING GRP
%99.91%0.02292 300 N/A N/A
53 4850 CLEAR BLUE FINANCIAL GRP
%99.93%0.01267 191 56.71 65.49
%
%
54 16446 FARMERS INS CO OF FLEMINGTON
%99.94%0.01239 234 0.00 0.00
%
%
55 4841 MID-HUSON CLAVERACK CO-OP GRP
%99.95%0.01220 228 N/A N/A
56 10308 ANTILLES INS CO
%99.96%0.01214 139 7.21 7.80
%
%
57 203 VIRGINIA FARM BUREAU GRP
%99.97%0.01209 209 0.00 0.00
%
%
58 2638 NCMIC GRP
%99.99%0.01194 171 27.33 26.94
%
%
59 5030 TAN HOLDINGS CORP GRP
%99.99%0.01119 101 0.21 10.08
%
%
60 306 TRUSTAGE GRP
%100.00%0.0062 55 0.00 0.00
%
%
61 30520 POLICYHOLDERS MUT INS CO
%100.00%0.0048 48 0.00 0.00
%
%
62 5010 SH1 HOLDINGS GRP
%100.00%0.0047 15 48.31 48.31
%
%
63 4715 MS & AD INS GRP
%100.00%0.0044 44 179.84 182.79
%
%
64 271 PENNSYLVANIA NATL INS GRP
%100.00%0.0039 0 N/A N/A
65 242 SELECTIVE INS GRP
%100.00%0.0031 31 0.00 0.00
%
%
© 2024 National Association of Insurance Commissioners
614
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
STATES AND U.S. TERRITORIES
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
66 26565 OHIO IND CO
%100.00%0.0027 26 0.00 0.00
%
%
67 4787 GOODVILLE MUT GRP
%100.00%0.0012 12 0.00 0.00
%
%
68 18457 GEM STATE INS CO
%100.00%0.0010 10 0.00 0.00
%
%
69 300 HORACE MANN GRP
%100.00%0.0010 10 0.00 0.00
%
%
70 4886 BENCHMARK HOLDING GRP
%100.00%0.007 7 10.03 12.54
%
%
71 26835 MIDROX INS CO
%100.00%0.006 4 0.00 0.00
%
%
72 105 MGIC GRP
%100.00%0.0044N/AN/A
73 3593 USIC GRP
%100.00%0.004 6 0.00 0.00
%
%
74 473 AMERICAN FAMILY INS GRP
%100.00%0.002 2 0.00 0.00
%
%
75 150 OLD REPUBLIC GRP
%100.00%0.001 1 0.00 0.00
%
%
76 4725 ENSTAR GRP
%100.00%0.0000N/AN/A
77 111 LIBERTY MUT GRP
%100.00%0.000 0 41.67 91.67
%
%
**INDUSTRY TOTAL**
%100.00%100.001,813,878 1,691,580 44.32 44.99
%
%
© 2024 National Association of Insurance Commissioners
615
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 98 WR BERKLEY CORP GRP
%40.34%40.3413,247 13,138Alabama N/A N/A
2 968 AXA INS GRP
%73.14%32.8010,769 9,234 113.34 111.57
%
%
3 26492 COURTESY INS CO
%78.51%5.371,764 2,624 76.67 80.71
%
%
4 19631 AMERICAN ROAD INS CO
%83.38%4.871,598 1,598 2.79 2.79
%
%
5 241 METROPOLITAN GRP
%87.69%4.311,415 1,360 13.21 13.21
%
%
6 34738 ARAG INS CO
%90.60%2.91954 954 27.91 27.91
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%93.25%2.65871 1,130 6.55 6.64
%
%
8 4794 GROUP 1001 INS HOLDINGS GRP
%95.13%1.88617 275 0.00 0.00
%
%
9 5013 VANTAGE GRP
%96.38%1.25410 22 51.00 60.00
%
%
10 3702 LOYA GRP
%97.34%0.96315 315 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0032,836 31,854 17.30 17.02
%
%
1 98 WR BERKLEY CORP GRP
%80.92%80.921,504 1,493Alaska N/A N/A
2 37869 PRE PAID LEGAL CAS INC
%95.15%14.23265 264 29.19 29.19
%
%
3 19631 AMERICAN ROAD INS CO
%97.46%2.3143 43 0.00 0.00
%
%
4 968 AXA INS GRP
%99.00%1.5429 21 N/A N/A
5 19 ASSURANT INC GRP
%99.74%0.7414 15 36.12 36.12
%
%
6 8 ALLSTATE INS GRP
%100.00%0.438 8 0.00 0.00
%
%
7 468 AEGON US HOLDING GRP
%100.00%0.0811N/AN/A
8 31 BERKSHIRE HATHAWAY GRP
%100.00%0.041 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.001,858 1,800 N/A N/A
1 241 METROPOLITAN GRP
%38.51%38.518,000 7,822Arizona 35.92 35.92
%
%
2 98 WR BERKLEY CORP GRP
%53.49%14.983,112 2,812 N/A N/A
3 968 AXA INS GRP
%63.02%9.531,980 2,902 104.76 98.31
%
%
4 34738 ARAG INS CO
%72.44%9.421,957 1,950 53.45 53.45
%
%
5 19631 AMERICAN ROAD INS CO
%79.28%6.831,420 1,420 0.41 0.41
%
%
6 3702 LOYA GRP
%85.19%5.921,229 1,229 0.00 0.00
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%88.68%3.49724 931 26.36 26.67
%
%
8 19 ASSURANT INC GRP
%92.09%3.41709 710 32.28 32.28
%
%
9 4718 TIPTREE FIN GRP
%95.13%3.04631 542 2.42 2.42
%
%
10 26492 COURTESY INS CO
%96.84%1.71356 375 145.81 153.50
%
%
**STAT E TOTAL**
%100.00%100.0020,776 20,525 16.19 15.15
%
%
1 968 AXA INS GRP
%27.34%27.343,930 3,796Arkansas 121.19 141.85
%
%
2 98 WR BERKLEY CORP GRP
%47.88%20.542,953 3,026 N/A N/A
3 37869 PRE PAID LEGAL CAS INC
%67.62%19.742,837 2,870 30.43 30.43
%
%
4 905 THE LDS GRP
%83.26%15.642,248 605 65.68 65.68
%
%
5 4718 TIPTREE FIN GRP
%89.25%5.99861 853 2.65 2.65
%
%
6 26492 COURTESY INS CO
%94.05%4.80690 680 184.26 193.98
%
%
7 19631 AMERICAN ROAD INS CO
%98.55%4.50647 647 304.93 304.93
%
%
8 8 ALLSTATE INS GRP
%98.92%0.3753 50 0.00 0.00
%
%
9 241 METROPOLITAN GRP
%99.21%0.2942 59 68.91 68.91
%
%
10 19 ASSURANT INC GRP
%99.45%0.2435 35 33.65 33.65
%
%
**STAT E TOTAL**
%100.00%100.0014,374 12,691 69.84 76.54
%
%
© 2024 National Association of Insurance Commissioners
616
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 34738 ARAG INS CO
%37.38%37.3843,897 43,897California 54.66 54.66
%
%
2 968 AXA INS GRP
%57.92%20.5324,113 22,823 30.46 34.16
%
%
3 3702 LOYA GRP
%64.80%6.898,088 8,088 0.00 0.00
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%71.01%6.207,285 4,091 65.87 66.60
%
%
5 19631 AMERICAN ROAD INS CO
%75.64%4.635,433 5,433 5.56 5.56
%
%
6 181 SWISS RE GRP
%79.38%3.754,402 2,605 14.04 14.69
%
%
7 1316 KNIGHTBROOK INS GRP
%82.45%3.063,599 3,271 N/A N/A
8 4969 TRISURA GRP
%85.21%2.763,240 852 35.22 41.94
%
%
9 4718 TIPTREE FIN GRP
%87.79%2.583,034 2,981 42.03 42.03
%
%
10 84 AMERICAN FINANCIAL GRP
%90.30%2.512,947 2,929 37.68 37.68
%
%
**STAT E TOTAL**
%100.00%100.00117,425 111,543 54.32 55.32
%
%
1 968 AXA INS GRP
%63.09%63.0931,070 29,546Colorado N/A N/A
2 3702 LOYA GRP
%72.54%9.454,653 4,653 0.00 0.00
%
%
3 98 WR BERKLEY CORP GRP
%79.00%6.473,184 3,156 N/A N/A
4 26492 COURTESY INS CO
%85.16%6.163,032 2,901 108.81 114.55
%
%
5 19631 AMERICAN ROAD INS CO
%88.82%3.661,805 1,805 410.13 410.13
%
%
6 4962 AU HOLDING CO GRP
%91.60%2.771,366 990 29.33 31.10
%
%
7 5013 VANTAGE GRP
%94.06%2.461,213 390 51.00 60.00
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%96.04%1.98974 947 30.73 31.12
%
%
9 34738 ARAG INS CO
%97.90%1.86916 916 47.54 47.54
%
%
10 4794 GROUP 1001 INS HOLDINGS GRP
%98.52%0.62306 122 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0049,246 46,141 17.31 15.69
%
%
1 34738 ARAG INS CO
%28.57%28.572,592 2,592Connecticut 39.04 39.04
%
%
2 98 WR BERKLEY CORP GRP
%49.75%21.181,922 1,604 N/A N/A
3 181 SWISS RE GRP
%66.56%16.811,525 1,392 27.72 30.52
%
%
4 19631 AMERICAN ROAD INS CO
%75.10%8.54775 775 19.08 19.08
%
%
5 212 ZURICH INS GRP
%82.46%7.36668 474 28.78 36.41
%
%
6 19 ASSURANT INC GRP
%89.49%7.02637 637 32.40 32.40
%
%
7 84 AMERICAN FINANCIAL GRP
%93.20%3.71337 350 N/A N/A
8 968 AXA INS GRP
%95.88%2.68243 457 N/A N/A
9 158 FAIRFAX FIN GRP
%97.50%1.62147 147 101.88 102.52
%
%
10 4794 GROUP 1001 INS HOLDINGS GRP
%98.71%1.21110 976 N/A N/A
**STAT E TOTAL**
%100.00%100.009,073 9,461 9.77 12.05
%
%
1 84 AMERICAN FINANCIAL GRP
%31.51%31.51638 474Delaware 16.00 16.00
%
%
2 181 SWISS RE GRP
%57.97%26.46536 726 123.24 130.83
%
%
3 98 WR BERKLEY CORP GRP
%72.29%14.32290 274 50.05 50.33
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%82.58%10.29208 296 13.98 14.11
%
%
5 968 AXA INS GRP
%88.17%5.59113 180 N/A N/A
6 19631 AMERICAN ROAD INS CO
%92.73%4.5692 92 4.32 4.32
%
%
7 359 AMERICAN MUT SHARE INS CORP GRP
%94.73%2.0041 41 0.00 0.00
%
%
8 8 ALLSTATE INS GRP
%96.50%1.7736 36 0.00 0.00
%
%
9 4718 TIPTREE FIN GRP
%97.73%1.2325 40 1.60 1.60
%
%
10 19 ASSURANT INC GRP
%98.39%0.6613 13 17.66 17.66
%
%
**STAT E TOTAL**
%100.00%100.002,025 )(646 N/A N/A
© 2024 National Association of Insurance Commissioners
617
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%95.63%95.6354,342 16,662District Of Columbia N/A N/A
2 34738 ARAG INS CO
%97.54%1.921,089 1,089 40.47 40.47
%
%
3 19 ASSURANT INC GRP
%99.09%1.54877 877 40.54 40.54
%
%
4 181 SWISS RE GRP
%99.74%0.65372 343 10.39 11.02
%
%
5 359 AMERICAN MUT SHARE INS CORP GRP
%99.93%0.19109 109 0.00 0.00
%
%
6 8 ALLSTATE INS GRP
%99.96%0.0315 15 0.00 0.00
%
%
7 4718 TIPTREE FIN GRP
%99.98%0.0213 12 2.72 2.72
%
%
8 626 CHUBB LTD GRP
%99.99%0.0188N/AN/A
9 84 AMERICAN FINANCIAL GRP
%100.00%0.0011N/AN/A
9 31 BERKSHIRE HATHAWAY GRP
%100.00%0.001 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0056,828 18,662 3.74 3.64
%
%
1 11231 GENERALI US BRANCH
%19.41%19.4133,799 25,970Florida 94.31 95.17
%
%
2 26492 COURTESY INS CO
%36.32%16.9129,452 34,677 56.08 59.04
%
%
3 968 AXA INS GRP
%52.15%15.8427,584 24,131 222.08 229.85
%
%
4 3569 CATERPILLAR GRP
%64.02%11.8720,668 14,736 75.14 75.14
%
%
5 34738 ARAG INS CO
%71.06%7.0412,254 12,276 39.33 39.33
%
%
6 5062 INDEPENDENCE PET HOLDING INC GRP
%76.98%5.9310,323 10,273 63.05 63.05
%
%
7 98 WR BERKLEY CORP GRP
%81.56%4.587,978 6,190 N/A N/A
8 5021 ONEMAIN HOLDINGS INC GRP
%85.47%3.916,809 5,897 13.74 13.88
%
%
9 19631 AMERICAN ROAD INS CO
%89.05%3.586,233 6,233 17.36 17.36
%
%
10 37621 TOYOTA MOTOR INS CO
%91.65%2.604,533 3,623 96.54 96.54
%
%
**STAT E TOTAL**
%100.00%100.00174,168 177,886 78.68 80.78
%
%
1 98 WR BERKLEY CORP GRP
%18.58%18.5811,033 11,052Georgia 2.43 2.61
%
%
2 241 METROPOLITAN GRP
%34.06%15.489,192 8,924 21.14 21.14
%
%
3 968 AXA INS GRP
%49.28%15.229,039 8,338 N/A N/A
4 26492 COURTESY INS CO
%59.96%10.696,346 7,201 82.17 86.51
%
%
5 19631 AMERICAN ROAD INS CO
%66.54%6.573,903 3,903 15.66 15.66
%
%
6 4794 GROUP 1001 INS HOLDINGS GRP
%72.94%6.403,804 2,398 0.00 0.00
%
%
7 629 PLATEAU GRP
%78.25%5.313,153 3,148 73.37 73.37
%
%
8 5062 INDEPENDENCE PET HOLDING INC GRP
%83.49%5.243,112 2,991 57.33 57.33
%
%
9 34738 ARAG INS CO
%87.95%4.462,648 2,648 29.26 29.26
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%91.10%3.151,873 2,262 18.13 18.32
%
%
**STAT E TOTAL**
%100.00%100.0059,387 57,038 27.02 27.80
%
%
1 98 WR BERKLEY CORP GRP
%56.24%56.241,424 1,425Hawaii N/A N/A
2 5021 ONEMAIN HOLDINGS INC GRP
%81.44%25.20638 628 13.31 13.48
%
%
3 26492 COURTESY INS CO
%90.51%9.07230 285 109.49 115.27
%
%
4 19631 AMERICAN ROAD INS CO
%93.60%3.0978 78 5.80 5.80
%
%
5 968 AXA INS GRP
%96.37%2.7770 49 N/A N/A
6 31 BERKSHIRE HATHAWAY GRP
%98.76%2.3960 60 10.05 10.05
%
%
7 359 AMERICAN MUT SHARE INS CORP GRP
%99.42%0.6617 17 0.00 0.00
%
%
8 4718 TIPTREE FIN GRP
%99.78%0.369 10 2.19 2.19
%
%
9 4794 GROUP 1001 INS HOLDINGS GRP
%99.88%0.103 14 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%99.94%0.061 3 3.24 3.24
%
%
**STAT E TOTAL**
%100.00%100.002,531 2,509 3.40 3.94
%
%
© 2024 National Association of Insurance Commissioners
618
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 98 WR BERKLEY CORP GRP
%38.75%38.751,435 1,293Idaho N/A N/A
2 5062 INDEPENDENCE PET HOLDING INC GRP
%66.50%27.751,027 990 48.44 48.44
%
%
3 26492 COURTESY INS CO
%81.41%14.91552 555 87.75 92.38
%
%
4 19631 AMERICAN ROAD INS CO
%87.17%5.77214 214 0.00 0.00
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%92.71%5.54205 231 18.46 18.56
%
%
6 31 BERKSHIRE HATHAWAY GRP
%94.80%2.0977 77 0.14 0.14
%
%
7 968 AXA INS GRP
%96.59%1.8067 63 555.42 550.74
%
%
8 359 AMERICAN MUT SHARE INS CORP GRP
%98.03%1.4453 53 0.00 0.00
%
%
9 8 ALLSTATE INS GRP
%99.31%1.2847 46 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%99.59%0.2710 10 13.83 13.83
%
%
**STAT E TOTAL**
%100.00%100.003,703 3,559 36.92 37.61
%
%
1 34738 ARAG INS CO
%21.09%21.0911,211 11,211Illinois 52.71 52.71
%
%
2 968 AXA INS GRP
%37.00%15.918,454 6,892 186.32 181.37
%
%
3 5062 INDEPENDENCE PET HOLDING INC GRP
%52.10%15.108,028 7,877 64.04 64.04
%
%
4 98 WR BERKLEY CORP GRP
%61.59%9.495,045 5,112 N/A N/A
5 19631 AMERICAN ROAD INS CO
%69.11%7.523,995 3,995 85.34 85.34
%
%
6 241 METROPOLITAN GRP
%75.68%6.573,493 3,385 27.45 27.45
%
%
7 4718 TIPTREE FIN GRP
%81.98%6.303,348 3,294 2.68 2.68
%
%
8 181 SWISS RE GRP
%86.98%5.002,656 2,577 11.25 12.15
%
%
9 19 ASSURANT INC GRP
%91.97%4.992,651 2,650 N/A N/A
10 26492 COURTESY INS CO
%94.99%3.021,606 1,910 99.08 104.31
%
%
**STAT E TOTAL**
%100.00%100.0053,151 52,580 54.26 53.90
%
%
1 98 WR BERKLEY CORP GRP
%30.50%30.507,325 7,202Indiana 1.11 1.11
%
%
2 181 SWISS RE GRP
%53.03%22.535,412 3,069 28.35 30.08
%
%
3 241 METROPOLITAN GRP
%66.55%13.523,247 3,179 14.46 14.46
%
%
4 11021 INDIANA OLD NATL INS CO
%74.08%7.531,809 1,584 0.00 0.00
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%81.41%7.341,762 2,291 17.95 18.18
%
%
6 19631 AMERICAN ROAD INS CO
%87.49%6.071,459 1,459 45.17 45.17
%
%
7 4718 TIPTREE FIN GRP
%91.63%4.14994 1,017 12.58 12.63
%
%
8 34738 ARAG INS CO
%93.85%2.22534 534 48.49 48.49
%
%
9 968 AXA INS GRP
%95.38%1.53367 301 N/A N/A
10 3702 LOYA GRP
%96.58%1.20287 287 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0024,019 21,865 12.44 12.38
%
%
1 98 WR BERKLEY CORP GRP
%35.06%35.063,420 3,312Iowa 41.02 40.99
%
%
2 34738 ARAG INS CO
%54.95%19.901,941 1,940 32.45 32.45
%
%
3 19631 AMERICAN ROAD INS CO
%71.04%16.091,570 1,570 185.22 185.22
%
%
4 5062 INDEPENDENCE PET HOLDING INC GRP
%81.92%10.881,062 1,002 53.48 53.48
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%91.95%10.03978 1,009 13.31 13.47
%
%
6 31 BERKSHIRE HATHAWAY GRP
%95.09%3.14306 306 0.92 0.92
%
%
7 968 AXA INS GRP
%96.92%1.83178 163 2.44 N/A
%
8 8 ALLSTATE INS GRP
%97.73%0.8179 67 0.00 0.00
%
%
9 4718 TIPTREE FIN GRP
%98.52%0.8078 75 2.38 2.38
%
%
10 26492 COURTESY INS CO
%99.25%0.7271 91 94.55 99.54
%
%
**STAT E TOTAL**
%100.00%100.009,757 9,611 58.68 57.33
%
%
© 2024 National Association of Insurance Commissioners
619
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 98 WR BERKLEY CORP GRP
%50.40%50.406,164 6,101Kansas N/A N/A
2 19631 AMERICAN ROAD INS CO
%70.07%19.672,406 2,406 194.98 194.98
%
%
3 241 METROPOLITAN GRP
%81.15%11.081,356 1,204 26.57 26.57
%
%
4 31 BERKSHIRE HATHAWAY GRP
%87.68%6.53799 799 0.37 0.37
%
%
5 968 AXA INS GRP
%91.86%4.18511 366 N/A N/A
6 4718 TIPTREE FIN GRP
%94.94%3.09377 377 60.82 60.82
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%97.38%2.43298 369 15.21 15.40
%
%
8 8 ALLSTATE INS GRP
%98.09%0.7187 88 0.00 0.00
%
%
9 26492 COURTESY INS CO
%98.79%0.6985 41 98.96 104.18
%
%
10 181 SWISS RE GRP
%99.40%0.6175 70 9.42 9.99
%
%
**STAT E TOTAL**
%100.00%100.0012,230 11,876 26.65 26.12
%
%
1 98 WR BERKLEY CORP GRP
%47.62%47.623,294 2,957Kentucky N/A N/A
2 19631 AMERICAN ROAD INS CO
%59.32%11.70809 809 109.94 109.94
%
%
3 968 AXA INS GRP
%70.45%11.13769 990 0.29 0.38
%
%
4 34738 ARAG INS CO
%79.02%8.57593 593 43.65 43.65
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%86.51%7.49518 654 12.67 12.82
%
%
6 1279 ARCH INS GRP
%89.62%3.11215 190 12.53 12.43
%
%
7 212 ZURICH INS GRP
%91.54%1.93133 114 19.20 24.44
%
%
8 3548 TRAVELERS GRP
%93.29%1.75121 99 56.73 57.19
%
%
9 19 ASSURANT INC GRP
%94.99%1.70117 118 23.35 23.35
%
%
10 359 AMERICAN MUT SHARE INS CORP GRP
%96.22%1.2486 86 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.006,916 6,818 16.07 16.38
%
%
1 3569 CATERPILLAR GRP
%29.80%29.808,266 6,526Louisiana 141.38 141.38
%
%
2 98 WR BERKLEY CORP GRP
%58.54%28.747,972 7,474 N/A N/A
3 4762 ORPHEUS GRP
%69.62%11.083,074 3,074 0.00 0.00
%
%
4 19631 AMERICAN ROAD INS CO
%75.83%6.201,720 1,720 27.13 27.13
%
%
5 4718 TIPTREE FIN GRP
%81.87%6.051,677 1,609 25.89 25.89
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%87.38%5.501,527 1,503 13.13 13.28
%
%
7 968 AXA INS GRP
%91.17%3.791,052 1,024 106.29 51.12
%
%
8 5062 INDEPENDENCE PET HOLDING INC GRP
%94.32%3.15873 859 48.20 48.20
%
%
9 241 METROPOLITAN GRP
%96.63%2.31639 603 6.64 6.64
%
%
10 26492 COURTESY INS CO
%97.60%0.98271 336 136.39 143.58
%
%
**STAT E TOTAL**
%100.00%100.0027,737 25,575 43.19 41.36
%
%
1 98 WR BERKLEY CORP GRP
%35.55%35.55880 810Maine N/A N/A
2 212 ZURICH INS GRP
%57.90%22.35553 442 43.47 49.91
%
%
3 241 METROPOLITAN GRP
%72.13%14.22352 349 16.54 16.54
%
%
4 19631 AMERICAN ROAD INS CO
%79.43%7.30181 181 0.51 0.51
%
%
5 26492 COURTESY INS CO
%86.29%6.86170 197 112.38 118.30
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%91.77%5.48136 162 24.70 24.94
%
%
7 359 AMERICAN MUT SHARE INS CORP GRP
%96.90%5.13127 127 0.00 0.00
%
%
8 968 AXA INS GRP
%98.39%1.4937 50 N/A N/A
9 8 ALLSTATE INS GRP
%99.51%1.1228 29 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%99.84%0.338 8 13.60 13.60
%
%
**STAT E TOTAL**
%100.00%100.002,476 1,696 23.97 26.03
%
%
© 2024 National Association of Insurance Commissioners
620
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 3098 TOKIO MARINE HOLDINGS INC GRP
%41.14%41.1410,272 5,002Maryland 0.00 0.00
%
%
2 26492 COURTESY INS CO
%61.04%19.914,971 6,097 84.71 89.17
%
%
3 968 AXA INS GRP
%72.63%11.592,895 2,427 N/A N/A
4 98 WR BERKLEY CORP GRP
%81.24%8.602,148 1,881 N/A N/A
5 5021 ONEMAIN HOLDINGS INC GRP
%86.48%5.241,309 1,181 49.12 49.63
%
%
6 19631 AMERICAN ROAD INS CO
%91.03%4.551,136 1,136 10.50 10.50
%
%
7 34738 ARAG INS CO
%94.66%3.63907 906 36.28 36.28
%
%
8 4794 GROUP 1001 INS HOLDINGS GRP
%97.57%2.91728 60 0.00 0.00
%
%
9 8 ALLSTATE INS GRP
%98.64%1.07267 276 0.19 0.19
%
%
10 4969 TRISURA GRP
%98.99%0.3486 21 22.65 31.75
%
%
**STAT E TOTAL**
%100.00%100.0024,970 17,698 23.81 24.29
%
%
1 98 WR BERKLEY CORP GRP
%22.40%22.4011,042 10,659Massachusetts 34.85 34.88
%
%
2 968 AXA INS GRP
%40.43%18.048,891 12,551 15.46 20.78
%
%
3 241 METROPOLITAN GRP
%56.55%16.127,945 7,855 37.55 37.55
%
%
4 34738 ARAG INS CO
%68.98%12.436,130 6,130 36.95 36.95
%
%
5 5062 INDEPENDENCE PET HOLDING INC GRP
%77.68%8.704,287 4,170 58.62 58.62
%
%
6 5013 VANTAGE GRP
%85.58%7.893,892 1,848 50.11 59.08
%
%
7 37869 PRE PAID LEGAL CAS INC
%88.48%2.911,432 1,427 27.67 27.67
%
%
8 19631 AMERICAN ROAD INS CO
%91.22%2.741,352 1,352 9.77 9.77
%
%
9 181 SWISS RE GRP
%93.73%2.501,234 1,077 8.26 8.76
%
%
10 4718 TIPTREE FIN GRP
%95.22%1.49735 719 51.33 51.40
%
%
**STAT E TOTAL**
%100.00%100.0049,299 48,863 33.82 35.73
%
%
1 98 WR BERKLEY CORP GRP
%40.22%40.2224,681 24,687Michigan N/A N/A
2 241 METROPOLITAN GRP
%58.53%18.3111,233 10,668 28.98 28.98
%
%
3 968 AXA INS GRP
%69.58%11.056,780 3,870 N/A N/A
4 19631 AMERICAN ROAD INS CO
%79.80%10.226,268 6,268 24.39 24.39
%
%
5 34738 ARAG INS CO
%86.21%6.423,936 3,936 48.30 48.30
%
%
6 55 AUTOMOBILE CLUB MI GRP
%90.76%4.552,789 2,840 32.26 38.63
%
%
7 181 SWISS RE GRP
%94.86%4.102,517 2,474 N/A N/A
8 4718 TIPTREE FIN GRP
%97.12%2.271,390 1,468 3.15 3.15
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%98.67%1.55949 1,049 26.36 26.72
%
%
10 19 ASSURANT INC GRP
%99.27%0.60367 367 32.60 32.60
%
%
**STAT E TOTAL**
%100.00%100.0061,359 58,404 3.13 3.29
%
%
1 34738 ARAG INS CO
%32.27%32.2715,413 15,413Minnesota 47.62 47.62
%
%
2 968 AXA INS GRP
%50.63%18.368,766 9,374 N/A N/A
3 4794 GROUP 1001 INS HOLDINGS GRP
%65.84%15.217,265 5,201 0.00 0.00
%
%
4 241 METROPOLITAN GRP
%72.47%6.633,167 3,102 25.16 25.16
%
%
5 19 ASSURANT INC GRP
%78.42%5.952,841 2,841 48.70 48.70
%
%
6 5062 INDEPENDENCE PET HOLDING INC GRP
%84.19%5.762,752 2,654 62.05 62.05
%
%
7 5013 VANTAGE GRP
%88.83%4.642,218 897 51.00 60.00
%
%
8 98 WR BERKLEY CORP GRP
%91.53%2.701,291 1,287 21.12 21.12
%
%
9 19631 AMERICAN ROAD INS CO
%94.09%2.551,220 1,220 161.50 161.50
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%96.40%2.311,103 1,063 21.44 21.67
%
%
**STAT E TOTAL**
%100.00%100.0047,757 45,107 31.71 32.02
%
%
© 2024 National Association of Insurance Commissioners
621
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 905 THE LDS GRP
%82.74%82.7426,413 23,053Mississippi 48.74 48.74
%
%
2 98 WR BERKLEY CORP GRP
%88.80%6.061,935 1,797 N/A N/A
3 19631 AMERICAN ROAD INS CO
%91.61%2.81896 896 N/A N/A
4 241 METROPOLITAN GRP
%93.77%2.16689 673 10.83 10.83
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%95.91%2.15686 961 6.22 6.27
%
%
6 26492 COURTESY INS CO
%97.37%1.45464 430 139.76 147.13
%
%
7 4718 TIPTREE FIN GRP
%98.78%1.41451 477 2.29 2.29
%
%
8 629 PLATEAU GRP
%99.15%0.37118 103 65.14 65.14
%
%
9 4969 TRISURA GRP
%99.45%0.3095 32 18.19 25.04
%
%
10 19 ASSURANT INC GRP
%99.61%0.1753 53 31.03 31.03
%
%
**STAT E TOTAL**
%100.00%100.0031,924 28,322 38.61 38.71
%
%
1 84 AMERICAN FINANCIAL GRP
%58.79%58.7941,098 31,878Missouri 119.38 119.38
%
%
2 968 AXA INS GRP
%84.09%25.3017,688 13,233 74.15 83.35
%
%
3 34738 ARAG INS CO
%89.07%4.983,480 3,480 44.44 44.44
%
%
4 19631 AMERICAN ROAD INS CO
%93.88%4.813,362 3,362 82.49 82.49
%
%
5 5062 INDEPENDENCE PET HOLDING INC GRP
%96.32%2.441,705 1,619 53.22 53.22
%
%
6 31 BERKSHIRE HATHAWAY GRP
%97.31%0.99690 690 1.68 1.68
%
%
7 26492 COURTESY INS CO
%97.98%0.68474 412 134.26 141.34
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%98.57%0.59409 686 27.51 27.90
%
%
9 181 SWISS RE GRP
%98.88%0.31220 157 8.74 13.08
%
%
10 19 ASSURANT INC GRP
%99.19%0.31217 217 47.12 47.12
%
%
**STAT E TOTAL**
%100.00%100.0069,904 56,204 96.55 98.78
%
%
1 98 WR BERKLEY CORP GRP
%39.63%39.631,141 985Montana 7.91 7.91
%
%
2 5062 INDEPENDENCE PET HOLDING INC GRP
%62.14%22.51648 618 58.68 58.68
%
%
3 19631 AMERICAN ROAD INS CO
%73.15%11.01317 317 83.46 83.46
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%83.02%9.87284 251 11.22 11.33
%
%
5 34738 ARAG INS CO
%90.64%7.62219 219 52.50 52.50
%
%
6 241 METROPOLITAN GRP
%93.57%2.9485 81 9.33 9.33
%
%
7 26492 COURTESY INS CO
%96.33%2.7579 68 97.66 102.82
%
%
8 4718 TIPTREE FIN GRP
%98.14%1.8152 50 2.48 2.48
%
%
9 968 AXA INS GRP
%98.88%0.7421 18 N/A N/A
10 8 ALLSTATE INS GRP
%99.37%0.4914 15 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,880 2,639 34.71 34.83
%
%
1 98 WR BERKLEY CORP GRP
%26.50%26.502,784 2,753Nebraska 21.72 21.77
%
%
2 3548 TRAVELERS GRP
%45.54%19.042,000 2,000 56.52 56.79
%
%
3 19631 AMERICAN ROAD INS CO
%60.83%15.291,606 1,606 284.77 284.77
%
%
4 31 BERKSHIRE HATHAWAY GRP
%72.28%11.451,202 1,202 0.56 0.56
%
%
5 241 METROPOLITAN GRP
%79.55%7.27764 740 13.13 13.13
%
%
6 4718 TIPTREE FIN GRP
%85.79%6.24655 682 2.23 2.23
%
%
7 5062 INDEPENDENCE PET HOLDING INC GRP
%90.79%5.00525 505 58.23 58.23
%
%
8 34738 ARAG INS CO
%93.66%2.87302 302 36.01 36.01
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%95.51%1.85195 183 15.01 15.21
%
%
10 19 ASSURANT INC GRP
%96.68%1.17122 122 43.47 43.47
%
%
**STAT E TOTAL**
%100.00%100.0010,503 10,441 65.52 65.18
%
%
© 2024 National Association of Insurance Commissioners
622
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 241 METROPOLITAN GRP
%27.74%27.741,959 1,759Nevada 30.93 30.93
%
%
2 5021 ONEMAIN HOLDINGS INC GRP
%39.75%12.01848 809 27.54 27.89
%
%
3 19631 AMERICAN ROAD INS CO
%50.37%10.62750 750 4.02 4.02
%
%
4 4718 TIPTREE FIN GRP
%59.19%8.82623 582 11.48 11.48
%
%
5 31 BERKSHIRE HATHAWAY GRP
%67.83%8.64610 610 12.43 12.43
%
%
6 26492 COURTESY INS CO
%75.01%7.18507 355 108.29 114.00
%
%
7 3702 LOYA GRP
%82.02%7.01495 495 0.00 0.00
%
%
8 98 WR BERKLEY CORP GRP
%87.03%5.02354 461 505.65 503.81
%
%
9 34738 ARAG INS CO
%91.29%4.26301 301 32.51 32.51
%
%
10 19 ASSURANT INC GRP
%94.77%3.48246 246 48.35 48.35
%
%
**STAT E TOTAL**
%100.00%100.007,063 7,082 54.52 54.51
%
%
1 98 WR BERKLEY CORP GRP
%66.52%66.523,246 3,288New Hampshire N/A N/A
2 212 ZURICH INS GRP
%78.14%11.62567 452 27.90 34.01
%
%
3 19631 AMERICAN ROAD INS CO
%86.47%8.33407 407 0.75 0.75
%
%
4 5021 ONEMAIN HOLDINGS INC GRP
%90.13%3.66179 203 12.47 12.59
%
%
5 26492 COURTESY INS CO
%93.03%2.90141 187 86.25 90.80
%
%
6 84 AMERICAN FINANCIAL GRP
%94.52%1.4973 44 N/A N/A
7 359 AMERICAN MUT SHARE INS CORP GRP
%95.91%1.3968 68 0.00 0.00
%
%
8 4718 TIPTREE FIN GRP
%97.24%1.3365 65 62.24 62.24
%
%
9 8 ALLSTATE INS GRP
%98.54%1.3064 65 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%99.61%1.0752 52 28.11 28.11
%
%
**STAT E TOTAL**
%100.00%100.004,880 4,732 N/A N/A
1 968 AXA INS GRP
%42.46%42.4623,037 5,807New Jersey 41.63 41.40
%
%
2 37869 PRE PAID LEGAL CAS INC
%52.89%10.425,654 5,629 25.69 25.69
%
%
3 34738 ARAG INS CO
%62.43%9.545,176 5,176 40.71 40.71
%
%
4 241 METROPOLITAN GRP
%71.33%8.914,832 4,472 39.00 39.00
%
%
5 1279 ARCH INS GRP
%77.86%6.533,543 3,218 41.60 41.63
%
%
6 19631 AMERICAN ROAD INS CO
%82.62%4.762,581 2,581 69.60 69.60
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%86.19%3.571,938 2,140 33.15 33.49
%
%
8 26492 COURTESY INS CO
%88.86%2.661,444 2,514 78.11 82.22
%
%
9 4794 GROUP 1001 INS HOLDINGS GRP
%91.52%2.661,443 1,304 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%93.71%2.191,188 1,188 38.14 38.14
%
%
**STAT E TOTAL**
%100.00%100.0054,252 37,522 36.78 37.06
%
%
1 34738 ARAG INS CO
%31.56%31.562,424 2,423New Mexico 36.36 36.36
%
%
2 98 WR BERKLEY CORP GRP
%58.83%27.272,095 2,292 N/A N/A
3 19631 AMERICAN ROAD INS CO
%69.39%10.56811 811 40.42 40.42
%
%
4 26492 COURTESY INS CO
%79.77%10.38797 867 41.94 44.16
%
%
5 4718 TIPTREE FIN GRP
%88.12%8.35641 666 2.20 2.20
%
%
6 3702 LOYA GRP
%94.93%6.80523 523 0.00 0.00
%
%
7 19 ASSURANT INC GRP
%97.56%2.63202 192 153.92 153.92
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%98.88%1.32102 457 17.75 17.91
%
%
9 8 ALLSTATE INS GRP
%99.45%0.5743 44 0.00 0.00
%
%
10 212 ZURICH INS GRP
%99.72%0.2721 17 120.11 126.12
%
%
**STAT E TOTAL**
%100.00%100.007,681 7,984 23.03 23.26
%
%
© 2024 National Association of Insurance Commissioners
623
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%62.55%62.55100,758 101,488New York 14.49 14.91
%
%
2 98 WR BERKLEY CORP GRP
%76.45%13.9122,400 21,398 N/A N/A
3 241 METROPOLITAN GRP
%83.60%7.1511,516 11,112 37.49 37.49
%
%
4 34738 ARAG INS CO
%86.36%2.764,448 4,447 42.76 42.76
%
%
5 3098 TOKIO MARINE HOLDINGS INC GRP
%88.94%2.574,148 12,038 184.08 184.55
%
%
6 19631 AMERICAN ROAD INS CO
%91.41%2.473,987 3,987 8.14 8.14
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%93.46%2.053,302 2,738 28.88 29.18
%
%
823BCS INS GRP
%94.88%1.412,273 2,496 37.29 38.88
%
%
9 181 SWISS RE GRP
%96.16%1.282,069 1,154 5.30 5.63
%
%
10 19 ASSURANT INC GRP
%97.10%0.941,516 603 57.74 57.74
%
%
**STAT E TOTAL**
%100.00%100.00161,087 165,801 87.10 87.47
%
%
1 98 WR BERKLEY CORP GRP
%23.93%23.937,430 7,512North Carolina N/A N/A
2 8 ALLSTATE INS GRP
%43.85%19.926,184 6,029 50.54 61.72
%
%
3 26492 COURTESY INS CO
%61.52%17.675,484 6,709 79.67 83.88
%
%
4 968 AXA INS GRP
%69.02%7.502,330 1,907 N/A N/A
5 34738 ARAG INS CO
%76.23%7.212,239 2,239 35.11 35.11
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%81.21%4.981,545 4,169 11.50 11.63
%
%
7 19 ASSURANT INC GRP
%86.04%4.831,498 1,499 34.36 34.36
%
%
8 19631 AMERICAN ROAD INS CO
%89.63%3.591,115 1,115 19.89 19.89
%
%
9 4969 TRISURA GRP
%91.96%2.33723 373 23.87 29.08
%
%
10 212 ZURICH INS GRP
%93.22%1.26391 269 73.71 82.99
%
%
**STAT E TOTAL**
%100.00%100.0031,044 33,756 22.79 25.01
%
%
1 26492 COURTESY INS CO
%49.25%49.25537 558North Dakota 83.31 87.70
%
%
2 19631 AMERICAN ROAD INS CO
%77.68%28.43310 310 128.86 128.86
%
%
3 5021 ONEMAIN HOLDINGS INC GRP
%89.06%11.38124 148 2.28 2.13
%
%
4 241 METROPOLITAN GRP
%97.86%8.8096 95 42.92 42.92
%
%
5 359 AMERICAN MUT SHARE INS CORP GRP
%99.16%1.3014 14 0.00 0.00
%
%
6 968 AXA INS GRP
%99.43%0.2733N/AN/A
7 8 ALLSTATE INS GRP
%99.60%0.172 2 0.00 0.00
%
%
8 19 ASSURANT INC GRP
%99.73%0.1311N/AN/A
9 2638 NCMIC GRP
%99.80%0.081 1 15.74 15.74
%
%
10 31 BERKSHIRE HATHAWAY GRP
%99.88%0.081 1 9.77 9.77
%
%
**STAT E TOTAL**
%100.00%100.001,091 )(478 N/A N/A
1 98 WR BERKLEY CORP GRP
%47.01%47.0125,102 24,768Ohio N/A N/A
2 34738 ARAG INS CO
%64.39%17.389,281 9,275 44.87 44.87
%
%
3 19 ASSURANT INC GRP
%70.02%5.623,001 3,001 39.00 39.00
%
%
4 19631 AMERICAN ROAD INS CO
%75.51%5.502,934 2,934 21.51 21.51
%
%
5 968 AXA INS GRP
%80.91%5.402,884 2,700 N/A N/A
6 4794 GROUP 1001 INS HOLDINGS GRP
%84.96%4.052,164 5,482 0.00 0.00
%
%
7 26492 COURTESY INS CO
%88.85%3.892,077 2,044 137.11 144.34
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%92.23%3.371,801 1,997 53.01 53.66
%
%
9 84 AMERICAN FINANCIAL GRP
%94.28%2.051,097 317 13.80 13.80
%
%
10 1279 ARCH INS GRP
%96.14%1.86993 797 21.31 21.56
%
%
**STAT E TOTAL**
%100.00%100.0053,394 54,465 N/A N/A
© 2024 National Association of Insurance Commissioners
624
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 98 WR BERKLEY CORP GRP
%45.13%45.136,357 6,446Oklahoma N/A N/A
2 19631 AMERICAN ROAD INS CO
%58.89%13.761,938 1,938 375.40 375.40
%
%
3 4762 ORPHEUS GRP
%69.98%11.101,563 1,563 0.00 0.00
%
%
4 968 AXA INS GRP
%78.03%8.041,133 1,297 243.10 284.00
%
%
5 28681 UNION MUT INS CO
%85.96%7.941,118 1,113 99.38 105.02
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%89.24%3.27461 838 15.63 15.80
%
%
7 3702 LOYA GRP
%91.58%2.35331 331 0.00 0.00
%
%
8 26492 COURTESY INS CO
%93.70%2.12298 406 165.97 174.73
%
%
9 19 ASSURANT INC GRP
%95.03%1.33187 186 20.04 20.04
%
%
10 37869 PRE PAID LEGAL CAS INC
%96.08%1.05148 155 23.03 23.03
%
%
**STAT E TOTAL**
%100.00%100.0014,086 14,842 79.52 83.85
%
%
1 241 METROPOLITAN GRP
%25.24%25.242,096 2,047Oregon 36.18 36.18
%
%
2 968 AXA INS GRP
%45.21%19.971,658 1,521 183.14 156.32
%
%
3 98 WR BERKLEY CORP GRP
%61.65%16.441,365 1,868 N/A N/A
4 34738 ARAG INS CO
%73.72%12.071,002 1,001 43.47 43.47
%
%
5 19631 AMERICAN ROAD INS CO
%80.69%6.97579 579 0.33 0.33
%
%
6 4718 TIPTREE FIN GRP
%85.33%4.64385 389 2.24 2.24
%
%
7 629 PLATEAU GRP
%89.81%4.48372 372 8.33 8.33
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%93.83%4.02333 456 33.93 34.25
%
%
9 84 AMERICAN FINANCIAL GRP
%95.79%1.96163 203 N/A N/A
10 26492 COURTESY INS CO
%97.11%1.32110 149 73.45 77.33
%
%
**STAT E TOTAL**
%100.00%100.008,302 8,593 41.61 36.88
%
%
1 98 WR BERKLEY CORP GRP
%30.23%30.2311,999 11,821Pennsylvania 51.04 51.18
%
%
2 181 SWISS RE GRP
%51.83%21.608,572 7,255 54.34 55.08
%
%
3 19631 AMERICAN ROAD INS CO
%61.03%9.193,648 3,648 10.25 10.25
%
%
4 968 AXA INS GRP
%69.59%8.563,399 2,509 N/A N/A
5 34738 ARAG INS CO
%76.51%6.922,748 2,748 49.37 49.37
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%82.92%6.412,544 4,221 24.93 25.22
%
%
7 19 ASSURANT INC GRP
%88.13%5.202,065 2,066 30.83 30.83
%
%
8 84 AMERICAN FINANCIAL GRP
%90.88%2.751,093 1,490 N/A N/A
9 26492 COURTESY INS CO
%93.39%2.51997 1,042 78.49 82.63
%
%
10 8 ALLSTATE INS GRP
%95.41%2.02801 807 N/A N/A
**STAT E TOTAL**
%100.00%100.0039,688 38,354 29.91 30.05
%
%
1 241 METROPOLITAN GRP
%89.15%89.1540,703 38,732Rhode Island 27.71 27.71
%
%
2 19 ASSURANT INC GRP
%94.09%4.942,254 2,254 33.03 33.03
%
%
3 34738 ARAG INS CO
%96.32%2.231,018 1,019 30.32 30.32
%
%
4 98 WR BERKLEY CORP GRP
%98.06%1.74794 687 N/A N/A
5 26492 COURTESY INS CO
%98.71%0.66299 195 97.51 102.66
%
%
6 19631 AMERICAN ROAD INS CO
%99.03%0.31144 144 8.75 8.75
%
%
7 968 AXA INS GRP
%99.31%0.29131 128 N/A N/A
8 212 ZURICH INS GRP
%99.53%0.22100 59 125.98 136.31
%
%
9 8 ALLSTATE INS GRP
%99.68%0.1568 67 0.00 0.00
%
%
10 4794 GROUP 1001 INS HOLDINGS GRP
%99.80%0.1255 638 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0045,655 44,025 26.87 26.84
%
%
© 2024 National Association of Insurance Commissioners
625
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 98 WR BERKLEY CORP GRP
%28.99%28.993,596 3,579South Carolina N/A N/A
2 26492 COURTESY INS CO
%50.24%21.252,636 2,838 78.22 82.35
%
%
3 629 PLATEAU GRP
%63.06%12.821,591 1,518 76.14 76.14
%
%
4 19631 AMERICAN ROAD INS CO
%73.53%10.471,299 1,299 13.46 13.46
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%81.41%7.88978 1,144 23.86 24.11
%
%
6 19 ASSURANT INC GRP
%85.80%4.39544 545 31.42 31.42
%
%
7 968 AXA INS GRP
%89.20%3.40422 430 N/A N/A
8 4718 TIPTREE FIN GRP
%91.70%2.50310 403 78.73 78.98
%
%
9 905 THE LDS GRP
%94.19%2.49309 135 99.01 99.01
%
%
10 12536 HOMEOWNERS OF AMER INS CO
%95.84%1.65205 263 23.91 23.91
%
%
**STAT E TOTAL**
%100.00%100.0012,405 12,578 30.58 30.72
%
%
1 98 WR BERKLEY CORP GRP
%59.71%59.711,349 1,352South Dakota N/A N/A
2 19631 AMERICAN ROAD INS CO
%83.20%23.50531 531 158.81 158.81
%
%
3 5062 INDEPENDENCE PET HOLDING INC GRP
%90.47%7.27164 157 36.86 36.86
%
%
4 26492 COURTESY INS CO
%96.65%6.18140 187 133.26 140.29
%
%
5 4718 TIPTREE FIN GRP
%97.95%1.3029 26 2.47 2.47
%
%
6 5021 ONEMAIN HOLDINGS INC GRP
%98.94%0.9922 15 84.04 85.48
%
%
7 4969 TRISURA GRP
%99.41%0.4711 11 63.17 63.12
%
%
8 31 BERKSHIRE HATHAWAY GRP
%99.59%0.174 4 0.00 0.00
%
%
9 968 AXA INS GRP
%99.71%0.1233N/AN/A
10 8 ALLSTATE INS GRP
%99.80%0.092 1 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.002,259 2,291 44.18 44.70
%
%
1 98 WR BERKLEY CORP GRP
%16.85%16.853,048 2,676Tennessee N/A N/A
2 241 METROPOLITAN GRP
%31.21%14.362,597 2,472 16.75 16.75
%
%
3 4718 TIPTREE FIN GRP
%42.70%11.482,077 1,991 2.31 2.31
%
%
4 19 ASSURANT INC GRP
%53.09%10.391,879 1,879 25.13 25.13
%
%
5 19631 AMERICAN ROAD INS CO
%62.75%9.661,747 1,747 24.73 24.73
%
%
6 26492 COURTESY INS CO
%70.27%7.521,360 1,389 55.03 57.93
%
%
7 905 THE LDS GRP
%77.22%6.951,256 335 29.66 29.66
%
%
8 34738 ARAG INS CO
%83.51%6.291,138 1,136 39.06 39.06
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%88.56%5.05913 1,472 11.10 11.23
%
%
10 181 SWISS RE GRP
%91.88%3.32601 527 10.99 11.67
%
%
**STAT E TOTAL**
%100.00%100.0018,084 17,898 11.16 11.87
%
%
1 4762 ORPHEUS GRP
%25.20%25.2034,469 34,469Texa s 0.00 0.00
%
%
2 3702 LOYA GRP
%40.78%15.5921,322 21,322 0.00 0.00
%
%
3 968 AXA INS GRP
%55.97%15.1820,773 19,717 N/A N/A
4 19631 AMERICAN ROAD INS CO
%65.57%9.6013,134 13,134 132.58 132.58
%
%
5 98 WR BERKLEY CORP GRP
%74.12%8.5611,706 10,753 N/A N/A
6 26492 COURTESY INS CO
%79.00%4.876,667 7,790 92.33 97.20
%
%
7 5021 ONEMAIN HOLDINGS INC GRP
%83.63%4.636,338 8,814 30.71 31.05
%
%
8 4969 TRISURA GRP
%87.77%4.145,658 3,088 56.57 67.65
%
%
9 5013 VANTAGE GRP
%90.48%2.713,708 4,627 52.42 62.31
%
%
10 31 BERKSHIRE HATHAWAY GRP
%92.79%2.313,162 3,162 46.80 46.80
%
%
**STAT E TOTAL**
%100.00%100.00136,805 137,514 25.26 25.88
%
%
© 2024 National Association of Insurance Commissioners
626
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 968 AXA INS GRP
%37.82%37.825,015 5,337Utah N/A N/A
2 34738 ARAG INS CO
%54.25%16.432,179 2,179 47.81 47.81
%
%
3 241 METROPOLITAN GRP
%70.49%16.242,153 2,069 27.27 27.27
%
%
4 98 WR BERKLEY CORP GRP
%76.73%6.24827 625 N/A N/A
5 4718 TIPTREE FIN GRP
%82.40%5.67752 818 2.24 2.24
%
%
6 26492 COURTESY INS CO
%87.01%4.60610 686 101.10 106.43
%
%
7 19631 AMERICAN ROAD INS CO
%90.90%3.89516 516 0.10 0.10
%
%
8 31 BERKSHIRE HATHAWAY GRP
%93.64%2.75364 364 0.29 0.29
%
%
9 84 AMERICAN FINANCIAL GRP
%96.36%2.72361 347 535.87 535.87
%
%
10 5021 ONEMAIN HOLDINGS INC GRP
%97.78%1.42188 214 31.70 32.12
%
%
**STAT E TOTAL**
%100.00%100.0013,260 13,453 30.00 31.21
%
%
1 19631 AMERICAN ROAD INS CO
%39.64%39.64285 285Vermont 639.01 639.01
%
%
2 968 AXA INS GRP
%78.68%39.04281 277 62.61 72.84
%
%
3 26492 COURTESY INS CO
%83.80%5.1237 74 79.43 83.62
%
%
4 34738 ARAG INS CO
%88.84%5.0536 36 28.30 28.30
%
%
5 8 ALLSTATE INS GRP
%92.30%3.4625 25 2.67 2.72
%
%
6 19 ASSURANT INC GRP
%95.26%2.9621 21 10.65 10.65
%
%
7 4718 TIPTREE FIN GRP
%97.78%2.5218 12 2.68 2.68
%
%
8 212 ZURICH INS GRP
%99.48%1.7112 10 23.26 29.51
%
%
9 4969 TRISURA GRP
%99.76%0.272 2 43.45 43.40
%
%
10 626 CHUBB LTD GRP
%99.96%0.2011N/AN/A
**STAT E TOTAL**
%100.00%100.00719 663 318.88 323.92
%
%
1 37869 PRE PAID LEGAL CAS INC
%25.35%25.3511,045 11,046Virginia 27.88 27.88
%
%
2 5062 INDEPENDENCE PET HOLDING INC GRP
%37.54%12.195,310 4,996 56.82 56.82
%
%
3 26492 COURTESY INS CO
%49.65%12.115,278 5,277 84.97 89.45
%
%
4 34738 ARAG INS CO
%59.97%10.314,493 4,493 37.38 37.38
%
%
5 241 METROPOLITAN GRP
%68.78%8.823,841 3,590 26.85 26.85
%
%
6 98 WR BERKLEY CORP GRP
%76.17%7.393,219 3,098 0.18 0.36
%
%
7 968 AXA INS GRP
%82.33%6.162,685 1,986 N/A N/A
8 19631 AMERICAN ROAD INS CO
%87.00%4.672,036 2,036 29.46 29.46
%
%
9 5021 ONEMAIN HOLDINGS INC GRP
%90.19%3.191,389 1,909 18.05 18.25
%
%
10 5013 VANTAGE GRP
%93.33%3.141,367 678 51.00 60.00
%
%
**STAT E TOTAL**
%100.00%100.0043,568 41,837 33.98 34.13
%
%
1 968 AXA INS GRP
%48.82%48.8223,594 7,738Washington N/A N/A
2 34738 ARAG INS CO
%76.34%27.5213,298 13,298 62.62 62.62
%
%
3 98 WR BERKLEY CORP GRP
%91.94%15.617,542 7,385 20.31 20.38
%
%
4 4718 TIPTREE FIN GRP
%94.43%2.491,203 1,065 2.37 2.37
%
%
5 5021 ONEMAIN HOLDINGS INC GRP
%96.51%2.081,005 1,584 24.88 25.12
%
%
6 19 ASSURANT INC GRP
%97.37%0.86413 413 40.39 40.39
%
%
7 84 AMERICAN FINANCIAL GRP
%97.93%0.56272 185 13.32 13.32
%
%
8 19631 AMERICAN ROAD INS CO
%98.45%0.51249 249 N/A N/A
9 8 ALLSTATE INS GRP
%98.86%0.41199 201 0.00 0.00
%
%
10 26492 COURTESY INS CO
%99.27%0.41199 212 80.24 84.47
%
%
**STAT E TOTAL**
%100.00%100.0048,328 32,817 28.46 28.08
%
%
© 2024 National Association of Insurance Commissioners
627
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 5021 ONEMAIN HOLDINGS INC GRP
%31.56%31.561,027 1,056West Virginia 20.12 20.27
%
%
2 40070 FARMERS MUT INS CO
%48.03%16.46536 536 59.84 59.84
%
%
3 5062 INDEPENDENCE PET HOLDING INC GRP
%62.12%14.09458 445 45.19 45.19
%
%
4 19631 AMERICAN ROAD INS CO
%72.71%10.59345 345 3.56 3.56
%
%
5 4339 FARMERS & MECHANICS GRP
%83.16%10.45340 320 0.00 2.27
%
%
6 98 WR BERKLEY CORP GRP
%93.55%10.39338 340 N/A N/A
7 26492 COURTESY INS CO
%97.37%3.82124 147 83.63 88.04
%
%
8 8 ALLSTATE INS GRP
%98.77%1.4146 48 0.00 0.00
%
%
9 4969 TRISURA GRP
%99.25%0.4715 16 24.68 24.58
%
%
10 626 CHUBB LTD GRP
%99.62%0.3712 12 N/A N/A
**STAT E TOTAL**
%100.00%100.003,253 3,212 23.22 23.60
%
%
1 968 AXA INS GRP
%38.66%38.666,719 2,761Wisconsin N/A N/A
2 241 METROPOLITAN GRP
%52.33%13.672,376 2,361 34.64 34.64
%
%
3 34738 ARAG INS CO
%64.08%11.752,042 2,042 30.33 30.33
%
%
4 19631 AMERICAN ROAD INS CO
%72.70%8.621,498 1,498 36.22 36.22
%
%
5 181 SWISS RE GRP
%78.05%5.35929 1,024 6.99 8.20
%
%
6 98 WR BERKLEY CORP GRP
%82.59%4.55790 815 N/A N/A
7 26492 COURTESY INS CO
%87.13%4.53787 1,382 61.70 64.95
%
%
8 5021 ONEMAIN HOLDINGS INC GRP
%91.31%4.19728 837 15.65 15.84
%
%
9 4718 TIPTREE FIN GRP
%94.47%3.16549 621 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%96.75%2.28397 397 42.38 42.38
%
%
**STAT E TOTAL**
%100.00%100.0017,380 14,441 19.11 19.63
%
%
1 5021 ONEMAIN HOLDINGS INC GRP
%30.33%30.33123 185Wyoming 15.60 15.78
%
%
2 26492 COURTESY INS CO
%49.89%19.5780 68 137.79 145.05
%
%
3 19631 AMERICAN ROAD INS CO
%66.84%16.9569 69 267.84 267.84
%
%
4 4718 TIPTREE FIN GRP
%81.77%14.9361 53 2.49 2.49
%
%
5 968 AXA INS GRP
%87.06%5.2922 21 N/A N/A
6 34738 ARAG INS CO
%91.52%4.4618 18 49.34 49.34
%
%
7 4969 TRISURA GRP
%95.76%4.2417 17 109.34 109.31
%
%
8 8 ALLSTATE INS GRP
%99.53%3.7615 15 0.00 0.00
%
%
9 31 BERKSHIRE HATHAWAY GRP
%100.00%1.084 4 0.00 0.00
%
%
10 19 ASSURANT INC GRP
%100.00%0.442 2 1.05 1.05
%
%
**STAT E TOTAL**
%100.00%100.00407 494 67.86 68.09
%
%
1 4715 MS & AD INS GRP
%70.41%70.4144 44Guam 179.84 182.79
%
%
2 5030 TAN HOLDINGS CORP GRP
%88.78%18.3711 15 0.00 0.00
%
%
3 31 BERKSHIRE HATHAWAY GRP
%100.00%11.227 7 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.0062 66 119.84 121.80
%
%
© 2024 National Association of Insurance Commissioners
628
Property and Casualty Insurance Industry
2023 Market Share Report - Total Premium
BY STATE BY GROUP
34 - Aggregate Write-Ins for Other Lines of Business
Group/
Company
Code
Group/
Company Name
Rank
Premiums
STATE
Cumulative
MarketMarket
ShareShare
Written
Premiums
Direct
Direct
Earned
Ratio
Loss
Ratio
Containment
Loss & Cost
(000)(000)
1 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG
%64.91%64.9171,340 69,307Puerto Rico 52.19 52.19
%
%
271UNIVERSAL INS CO GRP
%81.67%16.7618,416 17,522 74.61 82.35
%
%
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP
%91.15%9.4910,426 10,125 65.54 65.63
%
%
4 411 MAPFRE INS GRP
%96.67%5.526,067 6,202 21.48 17.50
%
%
5 26492 COURTESY INS CO
%99.02%2.352,581 2,905 18.66 19.65
%
%
6 10140 OPTIMA SEGUROS
%99.58%0.56616 390 0.00 0.00
%
%
7 10308 ANTILLES INS CO
%99.78%0.19214 139 7.21 7.80
%
%
8 968 AXA INS GRP
%99.95%0.17190 184 N/A N/A
9 19 ASSURANT INC GRP
%100.00%0.0550 50 N/A N/A
10 3593 USIC GRP
%100.00%0.004 6 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00109,903 106,830 53.65 54.66
%
%
1 5030 TAN HOLDINGS CORP GRP
%100.00%100.00108 86N. Mariana Islands 0.25 11.85
%
%
**STAT E TOTAL**
%100.00%100.00108 86 0.25 11.85
%
%
1 5021 ONEMAIN HOLDINGS INC GRP
%37.65%37.6528,203 20,122Canada 10.18 10.20
%
%
2 968 AXA INS GRP
%74.63%36.9827,701 24,883 54.18 64.67
%
%
3 19631 AMERICAN ROAD INS CO
%86.77%12.149,092 9,092 31.14 31.14
%
%
4 5013 VANTAGE GRP
%93.92%7.155,356 828 34.49 42.48
%
%
5 84 AMERICAN FINANCIAL GRP
%96.83%2.912,181 1,997 5.69 5.89
%
%
6 181 SWISS RE GRP
%98.86%2.031,520 2,055 N/A N/A
7 4794 GROUP 1001 INS HOLDINGS GRP
%99.90%1.03775 851 0.00 0.00
%
%
8 4962 AU HOLDING CO GRP
%100.00%0.1077 77 66.28 70.00
%
%
**STAT E TOTAL**
%100.00%100.0074,905 59,905 30.61 35.31
%
%
1 158 FAIRFAX FIN GRP
%62.50%62.5083,771 86,756Agg. Other Alien 28.56 43.17
%
%
2 5013 VANTAGE GRP
%85.01%22.5230,184 7,299 36.23 44.70
%
%
3 98 WR BERKLEY CORP GRP
%93.65%8.6311,570 11,342 8.72 8.76
%
%
4 968 AXA INS GRP
%97.52%3.875,190 12,215 221.90 222.18
%
%
5 4962 AU HOLDING CO GRP
%99.93%2.423,240 2,263 109.71 112.50
%
%
6 5030 TAN HOLDINGS CORP GRP
%99.97%0.0344 34 0.00 0.00
%
%
7 181 SWISS RE GRP
%100.00%0.0343 36 0.00 0.00
%
%
8 31 BERKSHIRE HATHAWAY GRP
%100.00%0.000 0 0.00 0.00
%
%
**STAT E TOTAL**
%100.00%100.00134,043 119,945 50.10 61.27
%
%
© 2024 National Association of Insurance Commissioners
629
Technical Notes
© 2024 National Association of Insurance Commissioners
630
2023 MARKET SHARE REPORTS – PROPERTY/CASUALTY INSURERS
TECHNICAL NOTES
Direct Premiums Written – Annual Statement Page 19 (State Page), Column 1
Line Number
Line Description
35
Total All Lines
1
Fire
2.1
Allied Lines
2.2
Multiple Peril Crop
2.3
Federal Flood
2.4
Private Crop
2.5
Private Flood
3
Farmowners Multiple Peril
4
Homeowners Multiple Peril
05.1 + 05.2
Total Commercial Multiple Peril
6
Mortgage Guaranty
8
Ocean Marine
9
Inland Marine
10
Financial Guaranty
11
Medical Professional Liability
12
Earthquake
16
Workers’ Compensation
17.1
Other Liability
17.3
Excess Workers’ Compensation
18
Products Liability
19.1 + 19.2
Private Passenger Auto Liability
21.1
Private Passenger Auto Physical Damage
19.1 + 19.2 + 21.1
Total Private Passenger Auto
19.3 + 19.4
Commercial Auto Liability
21.2
Commercial Auto Physical Damage
19.3 + 19.4 + 21.2
Total Commercial Auto
22
Aircraft (All Perils)
23
Fidelity
24
Surety
26
Burglary and Theft
27
Boiler and Machinery
28
Credit
30
Warranty
34
Aggregate Write-Ins for Other Lines of Business
© 2024 National Association of Insurance Commissioners
631
General
Only companies reporting positive written premiums are displayed in this report. While companies
reporting negative written premiums are not listed, the negative written premium amounts along with
any reported earned premiums, incurred losses, and incurred loss and cost containment expenses are
included in the total calculations. Due to the addition of negative premiums to the total written premium,
the cumulative market share is capped at 100%.
Loss Ratio
Direct Loss to Premium Earned Ratio = [(Direct Losses Incurred/Direct Premiums Earned)*100].
Direct Loss and Direct Defense and Cost Containment Loss to Premium Earned Ratio = [(Direct Losses
Incurred + Direct Defense and Cost Containment Expenses Incurred)/(Direct Premiums Earned)*100].
If earned premiums are zero or negative, or direct losses are negative, then Loss Ratio = N/A.
Market Share
Market Share = [(Company or Group’s direct premiums written/total direct premiums written)*100].
Depending on the report, the total premiums are either countrywide or by state/territory.
Cumulative Market Share is the running total of the individual Company or Group market shares.
© 2024 National Association of Insurance Commissioners
632
Workers’ Compensation and Other State Funds
Data for certain state funds/residual market mechanisms is provided directly to the NAIC. It should be
noted that the year-end for many of these funds is June 30 instead of Dec. 31. Additionally, the direct
premium written figure for Louisiana Citizens Property Insurance Corporation is unaudited, and,
therefore, subject to restatement. For 2023, the state funds/residual market mechanisms reporting
directly to the NAIC used loss adjustment expenses (LAE) in lieu of direct defense and cost-containment
expenses.
The funds are as follow:
State
Name
Direct Premiums
Written
Direct Premiums
Earned
Direct Losses
Incurred
Direct Losses
Paid
Direct
Defense &
Cost
Containment
Exp. Incurred
ND
Workforce Safety & Insurance
207,602,812
208,563,867
103,273,346
114,702,012
3,968,446
OH
Ohio Bureau of Workers'
Compensation
1,198,066,000
1,198,066,000
347,965,000
1,228,080,000
178,293,000
SC
South Carolina State Accident Fund
71,238,333
71,238,333
57,687,287
49,007,992
2,486,520
WA
Washington State Fund
1,950,901,000
1,950,901,000
2,230,686,000
1,731,442,000
210,420,000
WY
The Wyoming Division of Workers’
Safety & Compensation
217,085,874
214,586,460
195,388,760
165,955,826
5,082,208
LA
Louisiana Citizens Property Insurance
Corporation
618,059,736
524,271,006
76,230,399
99,883,933
14,371,202
© 2024 National Association of Insurance Commissioners
633
Index of Insurer Groups and
Companies
© 2024 National Association of Insurance Commissioners
634
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
5040 ACCIDENT INS HOLDING CO GRP 11573 ACCIDENT INS CO INC
4997 ACP INS MGMT LLC GRP 10220 ACCELERANT NATL INS CO
16890 ACCELERANT SPECIALTY INS CO
313 AEGIS GRP 33898 AEGIS SECURITY INS CO
10004 SEAVIEW INS CO
468 AEGON US HOLDING GRP 10952 TRANSAMERICA CAS INS CO
2438 AG WORKERS INS GRP 18430 AGRICULTURAL WORKERS MUT AUTO INS
17257 WORTH INS CO
4919 AGRARIA MUT GRP 32670 AGRARIA INS CO
37613 FARMERS UNION MUT INS COMPANY
2498 AIM MUT GRP 11104 ASSOCIATED EMPLOYERS INS CO
33758 ASSOCIATED INDUSTRIES OF MA MUT INS
12886 MASSACHUSETTS EMPLOYERS INS CO
13083 NEW HAMPSHIRE EMPLOYERS INS CO
3299 AJK HOLDINGS 29033 ATAIN INS CO
17159 ATAIN SPECIALTY INS CO
5 ALFA INS GRP 41661 ALFA GEN INS CORP
22330 ALFA INS CORP
19143 ALFA MUT FIRE INS CO
19151 ALFA MUT GEN INS CO
19135 ALFA MUT INS CO
11805 ARIZONA AUTOMOBILE INS CO
12188 TREXIS INS CORP
11004 TREXIS ONE INS CORP
4785 ALLEGANY COOP & CONEMAUGH VALLEY GRP 30970 ALLEGANY CO-OP INS CO
16985 CONEMAUGH VALLEY MUT INS CO
214 ALLIANCE INS GRP 33154 ALLIANCE IND CO
19186 ALLIANCE INS CO INC
19194 FARMERS ALLIANCE MUT INS CO
761 ALLIANZ INS GRP 22837 AGCS MARINE INS CO
35300 ALLIANZ GLOBAL RISKS US INS CO
36420 ALLIANZ UNDERWRITERS INS CO
21849 AMERICAN AUTOMOBILE INS CO
22810 CHICAGO INS CO
20516 EULER HERMES N AMER INS CO
11380 FIREMANS FUND IND CORP
21873 FIREMANS FUND INS CO
22829 INTERSTATE FIRE & CAS CO
11630 JEFFERSON INS CO
21881 NATIONAL SURETY CORP
8 ALLSTATE INS GRP 12583 ADIRONDACK INS EXCH
10389 AGENT ALLIANCE INS CO
29335 ALLSTATE CNTY MUT INS CO
29688 ALLSTATE FIRE & CAS INS CO
© 2024 National Association of Insurance Commissioners
635
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
8 ALLSTATE INS GRP 19240 ALLSTATE IND CO
19232 ALLSTATE INS CO
11110 ALLSTATE N AMER INS CO
10852 ALLSTATE NJ INS CO
14940 ALLSTATE NJ PROP & CAS INS CO
36455 ALLSTATE NORTHBROOK IND CO
17230 ALLSTATE PROP & CAS INS CO
26530 ALLSTATE TX LLOYDS
37907 ALLSTATE VEHICLE & PROP INS CO
16960 ASMI AUTO INS CO
10835 CASTLE KEY IND CO
30511 CASTLE KEY INS CO
26905 CENTURY NATL INS CO
42781 DIRECT GEN INS CO
10889 DIRECT GEN INS CO OF MS
37220 DIRECT INS CO
23736 DIRECT NATL INS CO
16961 ECMI AUTO INS CO
11996 ENCOMPASS FLORIDIAN IND CO
11993 ENCOMPASS FLORIDIAN INS CO
11252 ENCOMPASS HOME & AUTO INS CO
15130 ENCOMPASS IND CO
11251 ENCOMPASS INDEPENDENT INS CO
10358 ENCOMPASS INS CO
10071 ENCOMPASS INS CO OF AMER
12154 ENCOMPASS INS CO OF MA
11599 ENCOMPASS INS CO OF NJ
10072 ENCOMPASS PROP & CAS CO
12496 ENCOMPASS PROP & CAS INS CO OF NJ
16962 ESMI AUTO INS CO
25712 ESURANCE INS CO
21741 ESURANCE INS CO OF NJ
30210 ESURANCE PROP & CAS INS CO
29980 FIRST COLONIAL INS CO
44369 IMPERIAL FIRE & CAS INS CO
27930 INTEGON CAS INS CO
22780 INTEGON GEN INS CORP
22772 INTEGON IND CORP
29742 INTEGON NATL INS CO
31488 INTEGON PREFERRED INS CO
38660 MIC GEN INS CORP
10205 MOUNTAIN VALLEY IND CO
16217 NATIONAL FARMERS UNION PROP & CAS
42447 NATIONAL GEN ASSUR CO
© 2024 National Association of Insurance Commissioners
636
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
8 ALLSTATE INS GRP 23728 NATIONAL GEN INS CO
12832 NATIONAL GEN PREMIER INS CO
11044 NATIONAL GENERAL INS ONLINE INC
11454 NEW JERSEY SKYLANDS INS ASSN
12130 NEW SOUTH INS CO
13167 NORTH LIGHT SPECIALTY INS CO
16502 SAFE AUTO CHOICE INS CO
25405 SAFE AUTO INS CO
15199 STANDARD PROP & CAS INS CO
79 ALLY INS HOLDINGS GRP 22004 CIM INS CORP
38601 MIC PROP & CAS INS CORP
22012 MOTORS INS CORP
1248 AMBAC FINANCIAL GRP 18708 AMBAC ASSUR CORP
16882 EVERSPAN IND INS CO
24961 EVERSPAN INS CO
43974 GREENWOOD INS CO
24295 PROVIDENCE WASHINGTON INS CO
4830 AMERICAN COASTAL INS CORP GRP 12968 AMERICAN COASTAL INS CO
14311 INTERBORO INS CO
594 AMERICAN CONTRACTORS INS GRP 19984 ACIG INS CO
12300 AMERICAN CONTRACTORS INS CO RRG
383 AMERICAN EUROPEAN GRP 23337 AMERICAN EUROPEAN INS CO
41378 RUTGERS CAS INS CO
473 AMERICAN FAMILY INS GRP 12504 AMERICAN FAMILY CONNECT INS CO
29068 AMERICAN FAMILY CONNECT PROP & CAS I
10386 AMERICAN FAMILY INS CO
19275 AMERICAN FAMILY MUT INS CO SI
10387 AMERICAN STANDARD INS CO OF OH
19283 AMERICAN STANDARD INS CO OF WI
13412 AUSTIN MUT INS CO
22098 GRAIN DEALERS MUT INS CO
20419 HOMESITE IND CO
17221 HOMESITE INS CO
11005 HOMESITE INS CO OF CA
11156 HOMESITE INS CO OF FL
10745 HOMESITE INS CO OF GA
11016 HOMESITE INS CO OF IL
10986 HOMESITE INS CO OF NY
13927 HOMESITE INS CO OF THE MIDWEST
11237 HOMESITE LLOYDS OF TX
29939 MAIN ST AMER ASSUR CO
13026 MAIN STREET AMER PROTECTION INS CO
27138 MIDVALE IND CO
11066 MSA INS CO
© 2024 National Association of Insurance Commissioners
637
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
473 AMERICAN FAMILY INS GRP 14788 NGM INS CO
40231 OLD DOMINION INS CO
37648 PERMANENT GEN ASSUR CORP
22906 PERMANENT GEN ASSUR CORP OF OH
11028 SPRING VALLEY MUT INS CO
13703 THE GEN AUTOMOBILE INS CO INC
1321 AMERICAN FARMERS AND RANCHERS GRP 41475 AMERICAN FARMERS & RANCHERS MUT INS
37931 YCI INC
1289 AMERICAN FIDELITY & LIBERTY INC GRP 35963 AF&L INS CO
84 AMERICAN FINANCIAL GRP 10335 BRIDGEFIELD CAS INS CO
10701 BRIDGEFIELD EMPLOYERS INS CO
26832 GREAT AMER ALLIANCE INS CO
26344 GREAT AMER ASSUR CO
37532 GREAT AMER E&S INS CO
41858 GREAT AMER FIDELITY INS CO
16691 GREAT AMER INS CO
22136 GREAT AMER INS CO OF NY
38580 GREAT AMER PROTECTION INS CO
35351 GREAT AMER RISK SOLUTIONS SURPLUS LI
31135 GREAT AMER SECURITY INS CO
33723 GREAT AMER SPIRIT INS CO
15380 MID CONTINENT ASSUR CO
23418 MID CONTINENT CAS CO
13794 MID CONTINENT EXCESS AND SURPLUS INS
32620 NATIONAL INTERSTATE INS CO
11051 NATIONAL INTERSTATE INS CO OF HI INC
23426 OKLAHOMA SURETY CO
22179 REPUBLIC IND CO OF AMER
43753 REPUBLIC IND CO OF CA
41106 TRIUMPHE CAS CO
21172 VANLINER INS CO
3678 AMERICAN INDEPENDENT INS GRP 17957 AMERICAN INDEPENDENT INS CO
34940 OMNI IND CO
39098 OMNI INS CO
12289 PERSONAL SERV INS CO
12 AMERICAN INTRNL GRP 40258 AIG ASSUR CO
31674 AIG INS CO PR
19402 AIG PROP CAS CO
26883 AIG SPECIALTY INS CO
19399 AIU INS CO
19380 AMERICAN HOME ASSUR CO
26611 BLACKBOARD INS CO
13551 BLACKBOARD SPECIALTY INS CO
19410 COMMERCE & INDUSTRY INS CO
© 2024 National Association of Insurance Commissioners
638
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
12 AMERICAN INTRNL GRP 23809 GRANITE STATE INS CO
23817 ILLINOIS NATL INS CO
19429 INSURANCE CO OF THE STATE OF PA
19437 LEXINGTON INS CO
19445 NATIONAL UNION FIRE INS CO OF PITTSB
23841 NEW HAMPSHIRE INS CO
40436 STRATFORD INS CO
37982 TUDOR INS CO
13196 WESTERN WORLD INS CO
359 AMERICAN MUT SHR INS CORP & SUB 12700 AMERICAN MUT SHARE INS CORP
10003 EXCESS SHARE INS CORP
680 AMERISAFE GRP 31895 AMERICAN INTERSTATE INS CO
12228 AMERICAN INTERSTATE INS CO OF TX
26869 SILVER OAK CAS INC
124 AMERISURE CO 19488 AMERISURE INS CO
23396 AMERISURE MUT INS CO
11050 AMERISURE PARTNERS INS CO
28 AMICA MUT GRP 19976 AMICA MUT INS CO
12287 AMICA PROP & CAS INS CO
2538 AMTRUST FINANCIAL SERV GRP 15954 AMTRUST INS CO
13900 ARI INS CO
23140 ASSOCIATED INDUSTRIES INS CO INC
10499 COREPOINTE INS CO
12718 DEVELOPERS SURETY & IND CO
39527 HERITAGE IND CO
26662 MILFORD CAS INS CO
10859 PARK NATL INS CO
10810 REPUBLIC FIRE & CAS INS CO
24538 REPUBLIC UNDERWRITERS INS CO
40479 REPUBLIC VANGUARD INS CO
12491 ROCHDALE INS CO
19879 SECURITY NATL INS COMPANY
22985 SEQUOIA INS CO
19208 SIERRA SPECIALTY INS CO
19216 SOUTHERN INS CO
10809 SOUTHERN UNDERWRITERS INS CO
42376 TECHNOLOGY INS CO INC
25011 WESCO INS CO
4256 ANCHOR INS HOLDINGS GRP 40010 ANCHOR GEN INS CO
29793 PACIFIC STAR INS CO
22 ANDOVER GRP 19763 BAY STATE INS CO
19771 CAMBRIDGE MUT FIRE INS CO
19798 MERRIMACK MUT FIRE INS CO
4734 APOLLO GLOBAL MGMT GRP 24899 ALEA NORTH AMERICA INS CO
© 2024 National Association of Insurance Commissioners
639
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4734 APOLLO GLOBAL MGMT GRP 43460 ASPEN AMER INS CO
10717 ASPEN SPECIALTY INS CO
23671 NATIONAL AMER INS CO OF CA
44016 NATIONAL HOME INS CO RRG
20613 SPARTA INS CO
586 ARBELLA INS GRP 10017 ARBELLA IND INS CO
17000 ARBELLA MUT INS CO
41360 ARBELLA PROTECTION INS CO
10062 COVENANT INS CO
1279 ARCH INS GRP 30830 ARCH IND INS CO
11150 ARCH INS CO
29114 ARCH MORTGAGE ASSUR CO
18732 ARCH MORTGAGE GUAR CO
40266 ARCH MORTGAGE INS CO
10946 ARCH PROP CAS INS CO
21199 ARCH SPECIALTY INS CO
31887 COFACE N AMER INS CO
15873 UNITED GUAR RESIDENTIAL INS CO
16667 UNITED GUAR RESIDENTIAL INS CO OF NC
25585 WATFORD INS CO
15824 WATFORD SPECIALTY INS CO
4908 ASCOT INS US GRP 16459 AMFED ADVANTAGE INS CO
11963 AMFED CAS INS CO
11208 AMFED NATL INS CO
23752 ASCOT INS CO
45055 ASCOT SPECIALTY INS CO
30279 ASCOT SURETY & CAS CO
4909 ASSURANCEAMERICA CORP GRP 11558 ASSURANCEAMERICA INS CO
10922 INSUREMAX INS CO
19 ASSURANT INC GRP 10111 AMERICAN BANKERS INS CO OF FL
42978 AMERICAN SECURITY INS CO
30590 CARIBBEAN AMER PROP INS CO
28843 RELIABLE LLOYDS INS CO
42986 STANDARD GUAR INS CO
40827 VIRGINIA SURETY CO INC
40428 VOYAGER IND INS CO
194 ASSURED GUAR GRP 30180 ASSURED GUAR CORP
18287 ASSURED GUAR MUNICIPAL CORP
587 ATLANTIC AMER 33103 AMERICAN SAFETY INS CO
10235 AMERICAN SOUTHERN INS CO
4962 AU HOLDING CO GRP 38865 CALIFORNIA INS CO
16181 CENTAURI NATL INS CO
12573 CENTAURI SPECIALTY INS CO
32190 CONSTITUTION INS CO
© 2024 National Association of Insurance Commissioners
640
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4962 AU HOLDING CO GRP 28258 CONTINENTAL IND CO
40398 FLORIDA CAS INS CO
35246 ILLINOIS INS CO
21962 PENNSYLVANIA INS CO
16543 TEXAS INS CO
1318 AUTO CLUB ENTERPRISES INS GRP 29327 AUTO CLUB CNTY MUT INS CO
27235 AUTO CLUB FAMILY INS CO
11008 AUTO CLUB IND CO
15512 AUTOMOBILE CLUB INTERINS EXCH
15598 INTERINS EXCH OF THE AUTOMOBILE CLUB
12487 MOTOR CLUB INS CO
280 AUTO OWNERS GRP 42846 ATLANTIC CAS INS CO
18988 AUTO OWNERS INS CO
13544 CALIFORNIA CAPITAL INS CO
20672 CONCORD GEN MUT INS CO
12890 EAGLE W INS CO
20680 GREEN MOUNTAIN INS CO INC
26638 HOME OWNERS INS CO
23540 MONTEREY INS CO
11165 NEVADA CAPITAL INS CO
32700 OWNERS INS CO
32905 PROPERTY OWNERS INS CO
10190 SOUTHERN OWNERS INS CO
16020 STATE MUT INS CO
28479 SUNAPEE MUT FIRE INS CO
13110 VERMONT ACCIDENT INS CO INC
55 AUTOMOBILE CLUB MI 21210 AUTO CLUB GRP INS CO
21202 AUTO CLUB INS ASSOC
12813 AUTO CLUB INS CO OF FL
11983 AUTO CLUB PROP CAS INS CO
41041 AUTO CLUB S INS CO
13994 FREMONT INS CO
16101 MEEMIC INS CO
21229 MEMBERSELECT INS CO
12617 THE MEMBERS INS CO
32972 UNIVERSAL INS CO
968 AXA INS GRP 19518 CATLIN INS CO
36552 COLISEUM REINS CO
22322 GREENWICH INS CO
36940 INDIAN HARBOR INS CO
12866 T H E INS CO
24554 XL INS AMER INC
20583 XL REINS AMER INC
37885 XL SPECIALTY INS CO
© 2024 National Association of Insurance Commissioners
641
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
3416 AXIS CAPITAL GRP 37273 AXIS INS CO
20370 AXIS REINS CO
15610 AXIS SPECIALTY INS CO
26620 AXIS SURPLUS INS CO
689 BANKERS INS GRP 33162 BANKERS INS CO
13041 BANKERS SPECIALTY INS CO
13010 BONDED BUILDERS INS CO RRG
13990 FIRST COMMUNITY INS CO
1228 BAR PLAN GRP 10966 BAR PLAN SURETY & FIDELITY CO
29513 THE BAR PLAN MUT INS CO
919 BARNSTABLE GRP 41955 BARNSTABLE CNTY INS CO
13463 BARNSTABLE CNTY MUT INS CO
4875 BARRETT BUSINESS SERV GRP 13601 ECOLE INS CO
4674 BARRINGTON CAPITAL GRP 13648 FLORIDA FAMILY HOME INS CO
10688 FLORIDA FAMILY INS CO
23 BCS INS GRP 38245 BCS INS CO
3490 BEACON MUT GRP 24017 BEACON MUT INS CO
4942 BEAZLEY GRP 16510 BEAZLEY AMER INS CO INC
37540 BEAZLEY INS CO INC
4886 BENCHMARK HOLDING GRP 15742 7710 INS CO
12200 AMERICAN LIBERTY INS CO
41394 BENCHMARK INS CO
17180 BENCHMARK SPECIALTY INS CO
5017 BENT PHILIPSON GRP 16415 GRAPH INS GRP RRG LLC
16265 STANDARD & PREFERRED INS CO
31 BERKSHIRE HATHAWAY 42390 AMGUARD INS CO
13795 ATTPRO RRG RECIP RRG
16495 AZGUARD INS CO
13070 BERKSHIRE HATHAWAY ASSUR CORP
10391 BERKSHIRE HATHAWAY DIRECT INS CO
20044 BERKSHIRE HATHAWAY HOMESTATE INS CO
22276 BERKSHIRE HATHAWAY SPECIALTY INS CO
11014 BHHC SPECIAL RISKS INS CO
10472 CAPITOL IND CORP
10328 CAPITOL SPECIALTY INS CORP
34274 CENTRAL STATES IND CO OF OMAHA
27812 COLUMBIA INS CO
35939 CONTINENTAL DIVIDE INS CO
13027 COVINGTON SPECIALTY INS CO
10855 CYPRESS INS CO
14702 EASTGUARD INS CO
35157 FAIR AMER INS & REINS CO
15201 FAIR AMERICAN SELECT INS CO
14138 GEICO ADVANTAGE INS CO
© 2024 National Association of Insurance Commissioners
642
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
31 BERKSHIRE HATHAWAY 41491 GEICO CAS CO
14139 GEICO CHOICE INS CO
29181 GEICO CNTY MUT INS CO
35882 GEICO GEN INS CO
22055 GEICO IND CO
37923 GEICO MARINE INS CO
14137 GEICO SECURE INS CO
27863 GEICO TX CNTY MUT INS CO
22039 GENERAL REINS CORP
37362 GENERAL STAR IND CO
11967 GENERAL STAR NATL INS CO
38962 GENESIS INS CO
22063 GOVERNMENT EMPLOYEES INS CO
33138 LANDMARK AMER INS CO
11843 MEDICAL PROTECTIVE CO
13589 MEDPRO RRG RRG
34231 MLMIC INS CO
26522 MOUNT VERNON FIRE INS CO
14420 MOUNT VERNON SPECIALTY INS CO
20079 NATIONAL FIRE & MARINE INS CO
20087 NATIONAL IND CO
20060 NATIONAL IND CO OF MID AMER
42137 NATIONAL IND CO OF THE SOUTH
20052 NATIONAL LIAB & FIRE INS CO
31470 NORGUARD INS CO
34630 OAK RIVER INS CO
37060 OLD UNITED CAS CO
18619 PLATTE RIVER INS CO
39594 PLICO INC
42226 PRINCETON INS CO
15756 RADNOR SPECIALTY INS CO
11673 REDWOOD FIRE & CAS INS CO
22314 RSUI IND CO
25895 UNITED STATES LIAB INS CO
35416 US UNDERWRITERS INS CO
32280 WELLFLEET INS CO
20931 WELLFLEET NY INS CO
11981 WESTGUARD INS CO
4973 BIGLARI HOLDINGS GRP 10676 FIRST GUARD INS CO
16047 SOUTHERN PIONEER PROP & CAS INS CO
572 BLUE CROSS & BLUE SHIELD OF MI GRP 12304 ACCIDENT FUND GEN INS CO
10166 ACCIDENT FUND INS CO OF AMER
12305 ACCIDENT FUND NATL INS CO
10665 AMERITRUST INS CORP
© 2024 National Association of Insurance Commissioners
643
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
572 BLUE CROSS & BLUE SHIELD OF MI GRP 36951 CENTURY SURETY CO
12177 COMPWEST INS CO
21903 PROCENTURY INS CO
18023 STAR INS CO
10713 THIRD COAST INS CO
29157 UNITED WI INS CO
25780 WILLIAMSBURG NATL INS CO
408 BROOKFIELD REINS LTD GRP 29319 AMERICAN NATL CNTY MUT INS CO
39942 AMERICAN NATL GEN INS CO
10043 AMERICAN NATL LLOYDS INS CO
28401 AMERICAN NATL PROP & CAS CO
19860 ARGONAUT GREAT CENTRAL INS CO
19801 ARGONAUT INS CO
19828 ARGONAUT MIDWEST INS CO
39993 COLONY INS CO
36927 COLONY SPECIALTY INS CO
13803 FARM FAMILY CAS INS CO
34118 PELEUS INS CO
35505 ROCKWOOD CAS INS CO
10726 SOMERSET CAS INS CO
29963 UNITED FARM FAMILY INS CO
46 BUCKEYE INS GRP 16713 BUCKEYE STATE MUT INS CO
17639 HOME & FARM INS CO
1302 BUILDERS FINANCIAL GRP INC 11240 AMERICAN BUILDERS INS CO
12965 BONDEX INS CO
10704 BUILDERS INS
13060 BUILDING INDUSTRY INS ASSN INC
16632 NATIONAL BUILDERS INS CO
16826 SPECIALTY BUILDERS INS CO
4507 BUILDERS GRP 11258 BUILDERS ALLIANCE INS CO
10844 BUILDERS MUT INS CO
13036 BUILDERS PREMIER INS CO
5025 BUTTONWOOD HOLDINGS INVESTMENT GRP 38512 RAMPART INS CO
4857 CABRILLO HOLDING GRP 15358 US COASTAL INS CO
15900 US COASTAL PROP & CAS INS CO
33 CALIFORNIA CAS MGMT 27464 CALIFORNIA CAS & FIRE INS CO
35955 CALIFORNIA CAS GEN INS CO OF OR
20117 CALIFORNIA CAS IND EXCH
20125 CALIFORNIA CAS INS CO
262 CANAL GRP 27790 CANAL IND CO
10464 CANAL INS CO
3569 CATERPILLAR GRP 11255 CATERPILLAR INS CO
35 CELINA GRP 20176 CELINA MUT INS CO
16764 MIAMI MUT INS CO
© 2024 National Association of Insurance Commissioners
644
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
35 CELINA GRP 20184 NATIONAL MUT INS CO
15431 WEST VIRGINIA FARMERS MUT INS ASSOC
36 CENTRAL MUT I C OH 20222 ALL AMER INS CO
20230 CENTRAL MUT INS CO
690 CENTRAL STATES GRP 11499 CENSTAT CAS CO
5068 CFM INS GRP 10783 CORNERSTONE NATL INS CO
4935 CHANDLER INS GRP 23663 NATIONAL AMER INS CO
1178 CHARTER INS GRP 44326 ATLANTIC CHARTER INS CO
10664 ENDEAVOUR INS CO
11984 INDEPENDENCE CAS INS CO
626 CHUBB LTD GRP 22667 ACE AMER INS CO
20702 ACE FIRE UNDERWRITERS INS CO
26417 ACE INS CO OF THE MIDWEST
20699 ACE PROP & CAS INS CO
42757 AGRI GEN INS CO
38938 ATLANTIC EMPLOYERS INS CO
18279 BANKERS STANDARD INS CO
20710 CENTURY IND CO
38989 CHUBB CUSTOM INS CO
12777 CHUBB IND INS CO
41386 CHUBB INS CO OF NJ
30953 CHUBB INS CO OF PR
27774 CHUBB LLOYDS INS CO OF TX
10052 CHUBB NATL INS CO
35181 EXECUTIVE RISK IND INC
44792 EXECUTIVE RISK SPECIALTY INS CO
20281 FEDERAL INS CO
20303 GREAT NORTHERN INS CO
27960 ILLINOIS UNION INS CO
43575 INDEMNITY INS CO OF NORTH AMER
22713 INSURANCE CO OF N AMER
22748 PACIFIC EMPLOYERS INS CO
20346 PACIFIC IND CO
14982 PENN MILLERS INS CO
20397 VIGILANT INS CO
10030 WESTCHESTER FIRE INS CO
10172 WESTCHESTER SURPLUS LINES INS CO
4851 CHURCH MUT GRP 18767 CHURCH MUT INS CO S I
12356 CM REGENT INS CO
15872 CM VANTAGE SPECIALTY INS CO
344 CHURCH PENSION FUND 10669 CHURCH INS CO
244 CINCINNATI FNCL CP 28665 THE CINCINNATI CAS CO
23280 THE CINCINNATI IND CO
10677 THE CINCINNATI INS CO
© 2024 National Association of Insurance Commissioners
645
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
244 CINCINNATI FNCL CP 13037 THE CINCINNATI SPECIALTY UNDERWRITER
4912 CITADEL REINS GRP 26140 AMERICAN MILLENNIUM INS CO
14003 GREAT FALLS INS CO
612 CITIZENS GRP 10246 SECURITY PLAN FIRE INS CO
323 CIVIL SERV EMPLE 10693 CIVIL SERV EMPLOYEES INS CO
18953 CSE SAFEGUARD INS CO
4850 CLEAR BLUE FINANCIAL GRP 28860 CLEAR BLUE INS CO
37745 CLEAR BLUE SPECIALTY INS CO
16777 HIGHLANDER SPECIALTY INS CO
11089 ROCK RIDGE INS CO
4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 18007 CLOISTER MUT CAS INS CO
26166 WINDSOR MOUNT JOY MUT INS CO
218 CNA INS GRP 20427 AMERICAN CAS CO OF READING PA
25232 BANTRY INS CO
31127 COLUMBIA CAS CO
20443 CONTINENTAL CAS CO
35289 CONTINENTAL INS CO
42625 CONTINENTAL INS CO OF NJ
20478 NATIONAL FIRE INS CO OF HARTFORD
24047 SURETY BONDING CO OF AMER
20494 TRANSPORTATION INS CO
13200 UNIVERSAL SURETY OF AMER
20508 VALLEY FORGE INS CO
13188 WESTERN SURETY CO
256 COACTION GLOBAL INC GRP 25569 GOTHAM INS CO
16608 NEW YORK MARINE & GEN INS CO
12294 SOUTHWEST MARINE & GEN INS CO
5033 COALITION INC GRP 29530 COALITION INS CO
807 COLUMBIA INS GRP 35629 ASSOCIATION CAS INS CO
40371 COLUMBIA MUT INS CO
19640 COLUMBIA NATL INS CO
5015 CONCERT GRP HOLDINGS INC GRP 10891 CONCERT INS CO
17151 CONCERT SPECIALTY INS CO
4720 CONIFER HOLDINGS GRP 29734 CONIFER INS CO
11932 WHITE PINE INS CO
3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 18163 COOPERATIVA D SEGUROS MULTIPLES PR
4902 COPIC GRP 10942 ALESTRI INS CO
11860 COPIC INS CO
14906 COPIC RRG
4485 COPPERPOINT GRP 38733 ALASKA NATL INS CO
13751 COPPERPOINT AMER INS CO
13210 COPPERPOINT CAS INS CO
13043 COPPERPOINT GEN INS CO
13928 COPPERPOINT IND INS CO
© 2024 National Association of Insurance Commissioners
646
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4485 COPPERPOINT GRP 14216 COPPERPOINT INS CO
13929 COPPERPOINT NATL INS CO
12741 COPPERPOINT PREMIER INS CO
13209 COPPERPOINT WESTERN INS CO
42242 MOUNTAINPOINT INS CO
11555 PACIFIC COMPENSATION INS CO
4990 CORE SPECIALTY INS HOLDINGS GRP 26077 LANCER INS CO
37680 LANCER INS CO OF NJ
25496 STARSTONE NATL INS CO
44776 STARSTONE SPECIALTY INS CO
50 COUNTRY INS & FINANCIAL SERVICES GRP 20982 COUNTRY CAS INS CO
20990 COUNTRY MUT INS CO
21008 COUNTRY PREF INS CO
4978 COVER ME INS GRP 15836 COMMERCIAL HIRECAR INS CO RRG
11197 NATIONAL INDEPENDENT TRUCKERS IC RRG
1154 COVERYS GRP 14160 COVERYS RRG INC
15686 COVERYS SPECIALTY INS CO
10206 MEDICAL PROFESSIONAL MUT INS CO
36234 PREFERRED PROFESSIONAL INS CO
10638 PROSELECT INS CO
4847 CRYSTAL RUN HLTH GRP 13655 CRYSTAL RUN RECIP RRG
1278 CSAA INS GRP 11681 CSAA AFFINITY INS CO
10921 CSAA FIRE & CAS INS CO
37770 CSAA GEN INS CO
15539 CSAA INS EXCH
42960 FORTENTIAL INS CO
10675 MOBILITAS GEN INS CO
16392 MOBILITAS INS CO
16599 MOBILITAS INS CO OF AZ
54 CUMBERLAND GRP 10448 CUMBERLAND INS CO INC
13684 CUMBERLAND MUT FIRE INS CO
184 CURI HOLDINGS GRP 13565 ARKANSAS MUT INS CO
32522 MEDICAL MUT INS CO OF NC
33090 MEDICAL SECURITY INS CO
31429 MICHIGAN PROFESSIONAL INS EXCH
16942 MMIC INS INC
14062 MMIC RRG INC
36676 UMIA INS INC
3456 CYPRESS GRP HOLDINGS INC GRP 10953 CYPRESS PROP & CAS INS CO
11145 GOLDEN INS CO RRG
458 DAI-ICHI LIFE HOLDINGS INC GRP 35769 PROTECTIVE PROP & CAS INS CO
4986 DARAG NORTH AMERICA HOLDING GRP 42668 DNA INS CO
598 DELTA GRP 10898 DELTA FIRE & CAS INS CO
831 DOCTORS CO GRP 34495 DOCTORS CO AN INTERINS EXCH
© 2024 National Association of Insurance Commissioners
647
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
831 DOCTORS CO GRP 30317 HOSPITALS INS CO INC
41050 TDC NATL ASSUR CO
34487 TDC SPECIALTY INS CO
14347 THE DOCTORS CO RRG A RECIP EXCH
250 DONEGAL GRP 22586 ATLANTIC STATES INS CO
13692 DONEGAL MUT INS CO
10857 MICHIGAN INS CO
15726 MOUNTAIN STATES COMMERCIAL INS CO
10177 MOUNTAIN STATES IND CO
39900 PENINSULA IND CO
14958 PENINSULA INS CO
26867 SOUTHERN INS CO OF VA
15172 SOUTHERN MUT INS CO
4672 DONGBU INS GRP 13620 DB INS CO LTD
12502 DB INS CO LTD (US BRANCH)
4826 ECG GRP 22250 BLUESHORE INS CO
62 EMC INS CO 10863 DAKOTA FIRE INS CO
25186 EMC PROP & CAS INS CO
21407 EMCASCO INS CO
21415 EMPLOYERS MUT CAS CO
32808 ILLINOIS EMCASCO INS CO
21423 UNION INS CO OF PROVIDENCE
3363 EMPLOYERS HOLDINGS GRP 10006 CERITY INS CO
25402 EMPLOYERS ASSUR CO
11512 EMPLOYERS COMPENSATION INS CO
10640 EMPLOYERS INS CO OF NV
10346 EMPLOYERS PREFERRED INS CO
291 ENCOVA MUT INS GRP 13016 ALLEGHENYPOINT INS CO
12372 BRICKSTREET MUT INS CO
10204 CONSUMERS INS USA INC
31577 IOWA AMER INS CO
14338 IOWA MUT INS CO
40932 MICO INS CO
13331 MOTORISTS COMMERCIAL MUT INS CO
14621 MOTORISTS MUT INS CO
13045 NORTHSTONE INS CO
23175 PHENIX MUT FIRE INS CO
15137 PINNACLEPOINT INS CO
15136 SUMMITPOINT INS CO
19950 WILSON MUT INS CO
4725 ENSTAR GRP 20532 CLARENDON NATL INS CO
26220 YOSEMITE INS CO
213 ERIE INS GRP 26263 ERIE INS CO
16233 ERIE INS CO OF NY
© 2024 National Association of Insurance Commissioners
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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
213 ERIE INS GRP 26271 ERIE INS EXCH
26830 ERIE INS PROP & CAS CO
35585 FLAGSHIP CITY INS CO
4694 ESSENT GRP 13634 ESSENT GUAR INC
4884 ETHOS GRP 16070 CRONUS INS CO
11153 TITAN INS CO INC RRG
1120 EVEREST REIN HOL INC 16044 EVEREST DENALI INS CO
10851 EVEREST IND INS CO
10120 EVEREST NATL INS CO
16045 EVEREST PREMIER INS CO
26921 EVEREST REINS CO
22110 EVEREST SECURITY INS CO
4761 EVERETT MUT GRP 10750 1ST CHOICE ADVANTAGE INS CO INC
19615 AMERICAN RELIABLE INS CO
17043 EVERETT CASH MUT INS CO
158 FAIRFAX FINANCIAL 19489 ALLIED WORLD ASSUR CO US INC
22730 ALLIED WORLD INS CO
10690 ALLIED WORLD NATL ASSUR CO
16624 ALLIED WORLD SPECIALTY INS CO
24319 ALLIED WORLD SURPLUS LINES INS CO
10251 AMERICAN UNDERWRITERS INS CO
31348 CRUM & FORSTER IND CO
42471 CRUM & FORSTER INS CO
44520 CRUM & FORSTER SPECIALTY INS CO
10657 FIRST MERCURY INS CO
10019 GREYSTONE INS CO
37079 HILLTOP SPECIALTY INS CO
14484 HUDSON EXCESS INS CO
25054 HUDSON INS CO
16498 MTAW INS CO
21105 NORTH RIVER INS CO
23680 ODYSSEY REINS CO
10936 SENECA INS CO INC
10729 SENECA SPECIALTY INS CO
25534 TIG INS CO
21113 UNITED STATES FIRE INS CO
44768 VANTAPRO SPECIALTY INS CO
13269 ZENITH INS CO
30120 ZNAT INS CO
842 FARM BUREAU GRP 13765 FARM BUREAU MUT INS CO OF ID
39519 WESTERN COMM INS CO
4339 FARMERS & MECHANICS GRP 12611 FARMERS & MECHANICS FIRE & CAS INS I
36315 FARMERS MECH MUT FIRE INS OF WV
69 FARMERS INS GRP 36404 21ST CENTURY CAS CO
© 2024 National Association of Insurance Commissioners
649
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
69 FARMERS INS GRP 34789 21ST CENTURY CENTENNIAL INS CO
12963 21ST CENTURY INS CO
32220 21ST CENTURY N AMER INS CO
20796 21ST CENTURY PREMIER INS CO
10245 AMERICAN FEDERATION INS CO
10805 AMERICAN PACIFIC INS CO INC
11034 BRISTOL W CAS INS CO
19658 BRISTOL W INS CO
12774 BRISTOL W PREFERRED INS CO
10315 CIVIC PROP & CAS CO
25089 COAST NATL INS CO
22926 ECONOMY FIRE & CAS CO
38067 ECONOMY PREFERRED INS CO
40649 ECONOMY PREMIER ASSUR CO
10318 EXACT PROP & CAS CO INC
40169 FARMERS CAS INS CO
25321 FARMERS DIRECT PROP & CAS INS CO
34339 FARMERS GRP PROP & CAS INS CO
21628 FARMERS INS CO INC
21598 FARMERS INS CO OF AZ
21601 FARMERS INS CO OF ID
21636 FARMERS INS CO OF OR
21644 FARMERS INS CO OF WA
21652 FARMERS INS EXCH
28487 FARMERS INS HI INC
36889 FARMERS INS OF COLUMBUS INC
13938 FARMERS LLOYDS INS CO TX
10806 FARMERS NEW CENTURY INS CO
26298 FARMERS PROP & CAS INS CO
43699 FARMERS SPECIALTY INS CO
24392 FARMERS TX CNTY MUT INS CO
21660 FIRE INS EXCH
29254 FOREMOST CNTY MUT INS CO
11185 FOREMOST INS CO GRAND RAPIDS MI
41688 FOREMOST LLOYDS OF TX
11800 FOREMOST PROP & CAS INS CO
41513 FOREMOST SIGNATURE INS CO
21679 ILLINOIS FARMERS INS CO
21687 MID CENTURY INS CO
28673 MID CENTURY INS CO OF TX
10317 NEIGHBORHOOD SPIRIT PROP & CAS CO
33120 SECURITY NATL INS CO
21695 TEXAS FARMERS INS CO
44245 TOGGLE INS CO
© 2024 National Association of Insurance Commissioners
650
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
69 FARMERS INS GRP 21709 TRUCK INS EXCH
569 FARMERS MTL HAIL INS CO OF IA GRP 13897 FARMERS MUT HAIL INS CO OF IA
36781 FMH AG RISK INS CO
1342 FARMERS MUT PROTECTION ASSN GRP 11047 NEW CENTURY INS CO
36943 PRIORITY ONE INS CO
21733 RVOS FARM MUT INS CO
4860 FBP HOLDING CO GRP 15826 FBALLIANCE INS CO
15922 FBALLIANCE INS INC
474 FCCI MUT INS GRP 10993 BRIERFIELD INS CO
12842 FCCI ADVANTAGE INS CO
33472 FCCI COMMERCIAL INS CO
10178 FCCI INS CO
32506 MONROE GUAR INS CO
20141 NATIONAL TRUST INS CO
7 FEDERATED MUT GRP 13935 FEDERATED MUT INS CO
16024 FEDERATED RESERVE INS CO
28304 FEDERATED SERV INS CO
17333 FEDERATED SPECIALTY INS CO
26310 GRANITE RE INC
4906 FFVA GRP 10385 FFVA MUT INS CO
16236 FFVA SELECT INS CO
4671 FIRE DISTRICTS NY GRP 13608 FDM PREFERRED INS CO INC
13610 FIRE DISTRICTS INS CO INC
37400 FIRE DISTRICTS OF NY MUT INS CO INC
3362 FIRST ACCEPTANCE INS GRP 10336 FIRST ACCEPTANCE INS CO INC
11508 FIRST ACCEPTANCE INS CO OF GA INC
12825 FIRST ACCEPTANCE INS CO OF TN INC
70 FIRST AMN TITLE 37710 FIRST AMER PROP & CAS INS CO
34525 FIRST AMER SPECILATY INS CO
641 FIRST TOWER GRP 10170 AMERICAN FEDERATED INS CO
4769 FLORIDA PENINSULA HOLDINGS GRP 12482 EDISON INS CO
10132 FLORIDA PENINSULA INS CO
65 FM GLOBAL GRP 10014 AFFILIATED FM INS CO
10316 APPALACHIAN INS CO
21482 FACTORY MUT INS CO
1309 FRANKENMUTH GRP 10984 ANSUR AMER INS
13986 FRANKENMUTH INS CO
32069 PATRIOT INS CO
762 FRANKLIN MUT GRP 37699 FMI INS CO
16454 FRANKLIN MUT INS CO
15750 POM INS CO
5061 FREYA HOLDINGS GRP 13721 PRIMEONE INS CO
4773 FRONTLINE INS GRP 10897 FIRST PROTECTIVE INS CO
10074 FRONTLINE INS UNLIMITED CO
© 2024 National Association of Insurance Commissioners
651
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4985 GEARSON PARTNERS HOLDINGS GRP 10413 AFFIRMATIVE DIRECT INS CO
11831 FREEDOM ADVANTAGE INS CO
30155 WILMINGTON INS CO
350 GENERAL ELECTRIC GRP 21261 ELECTRIC INS CO
5046 GENERAL MOTORS GRP 42897 ONSTAR NATL INS CO
4011 GENWORTH FINANCIAL GRP 38458 ENACT MORTGAGE INS CORP
16675 ENACT MORTGAGE INS CORP OF NC
561 GEORGIA FARM BUREAU GRP 34436 GEORGIA FARM BUREAU CAS INS CO
14001 GEORGIA FARM BUREAU MUT INS CO
3829 GEOVERA HOLDINGS INC GRP 10887 COASTAL SELECT INS CO
10799 GEOVERA INS CO
10182 GEOVERA SPECIALTY INS CO
171 GERMANIA INS GRP 29610 GERMANIA FARM MUT INS ASSOC
19470 GERMANIA FIRE & CAS CO
36854 GERMANIA INS CO
12598 GERMANIA PROP & CAS INS CO
11521 GERMANIA SELECT INS CO
920 GLOBAL IND GRP 42048 DIAMOND STATE INS CO
32859 PENN AMER INS CO
10121 PENN PATRIOT INS CO
10673 PENN STAR INS CO
13064 UNITED NATL INS CO
4787 GOODVILLE MUT GRP 31445 DE SMET FARM MUT INS CO OF SD
38539 DE SMET INS CO OF SD
14044 GOODVILLE MUT CAS CO
17728 LANCASTER MUT INS CO
5049 GRANADA FIN GRP 38148 GRANADA IND CO
16870 GRANADA INS CO
83 GRANGE INS 22101 GRANGE INS ASSN
22128 GRANWEST PROP & CAS
267 GRANGE MUT CAS 10322 GRANGE IND INS CO
14060 GRANGE INS CO
11136 GRANGE INS CO OF MI
11982 GRANGE PROP & CAS INS CO
14303 INTEGRITY INS CO
12986 INTEGRITY PROP & CAS INS CO
10288 INTEGRITY SELECT INS CO
40118 TRUSTGARD INS CO
1208 GRAY INS GRP 36307 GRAY INS CO
15889 GRAY SURPLUS LINES INS CO
10671 THE GRAY CAS & SURETY CO
1131 GREAT CENTRAL INS GRP 43621 RUSH FIRE INS CO
222 GREATER NY 10814 GNY CUSTOM INS CO
17155 GREATER MID ATLANTIC IND CO
© 2024 National Association of Insurance Commissioners
652
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
222 GREATER NY 17154 GREATER MIDWESTERN IND CO
22187 GREATER NY MUT INS CO
22195 INSURANCE CO OF GREATER NY
11024 STRATHMORE INS CO
518 GRINNELL MUT 15831 GRINNELL COMPASS INC
14117 GRINNELL MUT REINS CO
16144 GRINNELL SELECT INS CO
4794 GROUP 1001 INS HOLDINGS GRP 11219 CLEAR SPRING AMER INS CO
11703 CLEAR SPRING CAS INS CO
12274 CLEAR SPRING NATL INS CO
15563 CLEAR SPRING PROP & CAS CO
23132 RVI AMER INS CO
303 GUIDEONE INS GRP 42331 GUIDEONE AMER INS CO
42803 GUIDEONE ELITE INS CO
15032 GUIDEONE INS CO
14167 GUIDEONE NATL INS CO
14559 GUIDEONE SPECIALTY INS CO
536 GUIDEWELL MUT HOLDING GRP 40568 TRIPLE S PROPIEDAD INC
4882 GULF STATES GRP 13741 COASTAL AMERICAN INS CO
16052 GULF STATES INS CO
5074 HALE PARTNERSHIP GRP 15715 MONARCH NATL INS CO
3478 HALLMARK FINANCIAL SERVICES GRP 43494 AMERICAN HALLMARK INS CO OF TX
29408 HALLMARK CNTY MUT INS CO
34037 HALLMARK INS CO
19530 HALLMARK NATL INS CO
26808 HALLMARK SPECIALTY INS CO
27170 TEXAS BUILDERS INS CO
517 HANNOVER GRP 12254 GLENCAR INS CO
41343 HDI GLOBAL INS CO
16131 HDI SPECIALTY INS CO
14265 INDIANA LUMBERMENS INS CO
4956 HARDSCUFFLE GRP 11245 HORNBEAM INS CO
447 HARFORD GRP INC 16862 1842 INS CO
16273 CLEARPATH INS CO
40100 FIRSTLINE INS CO
14141 HARFORD MUT INS CO
91 HARTFORD FIRE & CAS GRP 21822 FIRST STATE INS CO
22357 HARTFORD ACCIDENT & IND CO
29424 HARTFORD CAS INS CO
19682 HARTFORD FIRE INS CO
38288 HARTFORD INS CO OF IL
37478 HARTFORD INS CO OF THE MIDWEST
38261 HARTFORD INS CO OF THE SOUTHEAST
38253 HARTFORD LLOYDS INS CO
© 2024 National Association of Insurance Commissioners
653
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
91 HARTFORD FIRE & CAS GRP 30104 HARTFORD UNDERWRITERS INS CO
10784 MAXUM CAS INS CO
26743 MAXUM IND CO
42307 NAVIGATORS INS CO
36056 NAVIGATORS SPECIALTY INS CO
21830 NEW ENGLAND INS CO
39608 NUTMEG INS CO
10046 PACIFIC INS CO LTD
34690 PROPERTY & CAS INS CO OF HARTFORD
11000 SENTINEL INS CO LTD
27120 TRUMBULL INS CO
29459 TWIN CITY FIRE INS CO CO
4938 HAWAII EMPLOYERS GRP 10781 HAWAII EMPLOYERS MUT INS CO
4792 HCI GRP INC 12944 HOMEOWNERS CHOICE PROP & CAS INS CO
15885 TYPTAP INS CO
4695 HEREFORD HOLDING GRP 24309 HEREFORD INS CO
4861 HERITAGE INS HOLDINGS GRP 14407 HERITAGE PROP & CAS INS CO
43001 NARRAGANSETT BAY INS CO
14931 PAWTUCKET INS CO
11026 ZEPHYR INS CO INC
812 HIGHMARK INC 35599 HIGHMARK CAS INS CO
15279 PALLADIUM RRG INC
1127 HIP INS GRP 12507 PHYSICIANS PROACTIVE PROTECTION INC
4666 HISCOX INS GRP 10200 HISCOX INS CO INC
147 HOCHHEIM PRAIRIE GRP 36862 HOCHHEIM PRAIRIE CAS INS CO
31054 HOCHHEIM PRAIRIE FARM MUT INS ASSOC
3179 HOME STATE INS GRP 28746 EQUITY INS CO
29297 HOME STATE CNTY MUT INS CO
300 HORACE MANN GRP 22578 HORACE MANN INS CO
22756 HORACE MANN PROP & CAS INS CO
22683 TEACHERS INS CO
861 HOSPITAL SVCS GRP 10686 MEDICAL LIAB ALLIANCE
27642 MISSOURI HOSPITAL PLAN
4724 HOSPITALITY GRP 14027 HOSPITALITY INS CO
13163 HOSPITALITY MUT INS CO
4359 HOUSING AUTHORITY PROP GRP 10069 HOUSING AUTHORITY PROP A MUT CO
26797 HOUSING AUTHORITY RRG INC
11206 HOUSING ENTERPRISE INS CO INC
15381 HOUSING SPECIALTY INS CO INC
225 IAT REINS CO GRP 10349 ACCEPTANCE CAS INS CO
20010 ACCEPTANCE IND INS CO
13285 ALLEGHENY CAS CO
10906 COMMERCIAL ALLIANCE INS CO
26433 HARCO NATL INS CO
© 2024 National Association of Insurance Commissioners
654
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
225 IAT REINS CO GRP 11592 INTERNATIONAL FIDELITY INS CO
23248 OCCIDENTAL FIRE & CAS CO OF NC
36560 SAFEPORT INS CO
28886 TRANSGUARD INS CO OF AMER INC
13234 WILSHIRE INS CO
922 ICW GRP ASSETS INC GRP 40029 EXPLORER INS CO
27847 INSURANCE CO OF THE WEST
10024 VERTERRA INS CO
479 IFG CO 23620 BURLINGTON INS CO
11177 FIRST FIN INS CO
10956 GUILFORD INS CO
3991 IMT MUTUAL GRP 14257 IMT INS CO
12528 WADENA INS CO
4987 INCLINE INS GRP LLC GRP 11090 INCLINE CAS CO
19269 INCLINE NATL INS CO
29300 REDPOINT CNTY MUT INS CO
5062 INDEPENDENCE PET HOLDING INC GRP 26581 INDEPENDENCE AMER INS CO
542 INDIANA FARM BUREAU GRP 15288 UNITED FARM FAMILY MUT INS CO
5048 INDIANA FARMERS MUT GRP 22624 INDIANA FARMERS MUT INS CO
4637 INDIANA UNIVERSITY HLTH GRP 11992 IU HLTH RRG INC
315 INDUSTRIAL ALLIANCE GRP 16705 DEALERS ASSUR CO
4966 INSURANCE CAPITAL GRP 11863 POSITIVE PHYSICIANS INS CO
3279 INSURORS INDEMNITY GRP 43273 INSURORS IND CO
11496 INSURORS IND SELECT INS CO
40673 ROADRUNNER IND CO
4904 INTACT FINANCIAL GRP 27154 ATLANTIC SPECIALTY INS CO
36650 GUARANTEE CO OF N AMER USA
14231 HOMELAND INS CO OF DE
34452 HOMELAND INS CO OF NY
15645 OBI AMER INS CO
14190 OBI NATL INS CO
4770 INTEGRIS GRP 15890 INTEGRIS INS CO
13756 INTEGRIS RRG INC
13793 MEDMAL DIRECT INS CO
513 IOWA FARM BUREAU 13773 FARM BUREAU PROP & CAS INS CO
27871 WESTERN AGRIC INS CO
5031 IRON FAMILY HOLDINGS GRP 17363 ELEVATE RECIP EXCH
17030 SURECHOICE UNDERWRITERS RECIP EXCH
106 ISLAND INS COS 22845 ISLAND INS CO LTD
11689 ISLAND PREMIER INS CO LTD
22853 TRADEWIND INS CO LTD
2358 ISMIE GRP 11084 ISMIE IND CO
32921 ISMIE MUT INS CO
3494 JAMES RIVER GRP INC 15884 FALLS LAKE FIRE & CAS CO
© 2024 National Association of Insurance Commissioners
655
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
3494 JAMES RIVER GRP INC 31925 FALLS LAKE NATL INS CO
13685 JAMES RIVER CAS CO
12203 JAMES RIVER INS CO
11828 STONEWOOD INS CO
4889 JEWELERS MUT GRP 14354 JEWELERS MUT INS CO S I
16116 JM SPECIALTY INS CO
4837 KANSAS MEDICAL MUT GRP 15735 KAMMCO CAS CO INC
34703 KANSAS MEDICAL MUT INS CO
215 KEMPER CORP GRP 38156 ALPHA PROP & CAS INS CO
10730 AMERICAN ACCESS CAS CO
29211 CAPITOL CNTY MUT FIRE INS CO
37524 CHARTER IND CO
19852 FINANCIAL IND CO
39497 INFINITY ASSUR INS CO
11738 INFINITY AUTO INS CO
21792 INFINITY CAS INS CO
13820 INFINITY CNTY MUT INS CO
10061 INFINITY IND INS CO
22268 INFINITY INS CO
10195 INFINITY PREFERRED INS CO
16802 INFINITY SAFEGUARD INS CO
20260 INFINITY SELECT INS CO
12599 INFINITY STANDARD INS CO
39004 KEMPER FINANCIAL IND CO
10914 KEMPER INDEPENDENCE INS CO
17513 KEMPER RECIPROCAL
31968 MERASTAR INS CO
31178 MUTUAL SAVINGS FIRE INS CO
36625 OLD RELIABLE CAS CO
43044 RESPONSE INS CO
20133 RESPONSE WORLDWIDE DIRECT AUTO INS C
26050 RESPONSE WORLDWIDE INS CO
19887 TRINITY UNIVERSAL INS CO
12998 UNION NATL FIRE INS CO
11142 UNITED CAS INS CO OF AMER
10881 UNITRIN ADVANTAGE INS CO
16063 UNITRIN AUTO & HOME INS CO
29351 UNITRIN CNTY MUT INS CO
10226 UNITRIN DIRECT INS CO
10915 UNITRIN DIRECT PROP & CAS CO
25909 UNITRIN PREFERRED INS CO
40703 UNITRIN SAFEGUARD INS CO
10698 VALLEY PROP & CAS INS CO
26085 WARNER INS CO
© 2024 National Association of Insurance Commissioners
656
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
109 KENTUCKY FARM BUREAU GRP 23000 FB INS CO
22993 KENTUCKY FARM BUR MUT INS CO
4703 KENTUCKY NATL INS GRP 29149 KENTUCKY NATL INS CO
5019 KIN INS INC GRP 16603 KIN INTERINSURANCE NETWORK
33987 KIN INTERINSURANCE NEXUS EXCH
1316 KNIGHTBROOK INS GRP 15366 KNIGHT SPECIALTY INS CO
13722 KNIGHTBROOK INS CO
4880 LAMMICO GRP 14444 LAMMICO RRG INC
43656 LOUISIANA MED MUT INS CO
3320 LAWYERS MUT LIAB GRP 36013 LAWYERS MUT LIAB INS CO OF NC
5032 LEMONADE INC GRP 16023 LEMONADE INS CO
16187 METROMILE INS CO
4748 LEON HIX GRP 11128 GREENVILLE CAS INS CO INC
14181 LEON HIX INS CO INC
3436 LIBERTY LIFE GRP TRUST GRP 16993 CONTINENTAL MUT INS CO
111 LIBERTY MUT GRP 12696 AMERICA FIRST INS CO
11526 AMERICA FIRST LLOYDS INS CO
45934 AMERICAN COMPENSATION INS CO
19690 AMERICAN ECONOMY INS CO
24066 AMERICAN FIRE & CAS CO
19704 AMERICAN STATES INS CO
19712 AMERICAN STATES INS CO OF TX
31933 AMERICAN STATES LLOYDS INS CO
37214 AMERICAN STATES PREFERRED INS CO
12311 BLOOMINGTON COMPENSATION INS CO
41785 COLORADO CAS INS CO
22640 CONSOLIDATED INS CO
21458 EMPLOYERS INS CO OF WAUSAU
11045 EXCELSIOR INS CO
33588 FIRST LIBERTY INS CORP
24724 FIRST NATL INS CO OF AMER
24732 GENERAL INS CO OF AMER
10836 GOLDEN EAGLE INS CORP
36919 HAWKEYE SECURITY INS CO
22659 INDIANA INS CO
26700 INSURANCE CO OF IL
23647 IRONSHORE IND INC
25445 IRONSHORE SPECIALTY INS CO
19544 LIBERTY CNTY MUT INS CO
42404 LIBERTY INS CORP
19917 LIBERTY INS UNDERWRITERS INC
11041 LIBERTY LLOYDS OF TX INS CO
23035 LIBERTY MUT FIRE INS CO
23043 LIBERTY MUT INS CO
© 2024 National Association of Insurance Commissioners
657
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
111 LIBERTY MUT GRP 14486 LIBERTY MUT MID ATLANTIC INS CO
12484 LIBERTY MUT PERSONAL INS CO
41939 LIBERTY NORTHWEST INS CORP
11746 LIBERTY PERSONAL INS CO
10725 LIBERTY SURPLUS INS CORP
36447 LM GEN INS CO
33600 LM INS CORP
32352 LM PROP & CAS INS CO
23353 MERIDIAN SECURITY INS CO
23507 MID AMER FIRE & CAS CO
23515 MIDWESTERN IND CO
41653 MILBANK INS CO
14613 MONTGOMERY MUT INS CO
24171 NETHERLANDS INS CO THE
23892 NORTH PACIFIC INS CO
24074 OHIO CAS INS CO
24082 OHIO SECURITY INS CO
23922 OREGON AUTOMOBILE INS CO
14923 PATRONS MUT INS CO OF CT
18333 PEERLESS IND INS CO
24198 PEERLESS INS CO
30945 PLAZA INS CO
28053 ROCKHILL INS CO
24740 SAFECO INS CO OF AMER
39012 SAFECO INS CO OF IL
11215 SAFECO INS CO OF IN
11071 SAFECO INS CO OF OR
11070 SAFECO LLOYDS INS CO
24759 SAFECO NATL INS CO
11017 STATE AUTO INS CO OF OH
31755 STATE AUTO INS CO OF WI
25127 STATE AUTO PROP & CAS INS CO
25135 STATE AUTOMOBILE MUT INS CO
26069 WAUSAU BUSINESS INS CO
26425 WAUSAU GEN INS CO
26042 WAUSAU UNDERWRITERS INS CO
44393 WEST AMER INS CO
5034 LIO HOLDINGS CO GRP 40550 LIO INS CO
17346 LIO SPECIALTY INS CO
1319 LITITZ MUT GRP 17086 FARMERS & MECHANICS MUT INS CO
14400 LITITZ MUT INS CO
10748 LIVINGSTON MUT INS CO
17620 PENN CHARTER MUT INS CO
4706 LOCKHART CO GRP 11702 ECHELON PROP & CAS INS CO
© 2024 National Association of Insurance Commissioners
658
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4706 LOCKHART CO GRP 17779 GUARDIAN INS CO INC
4994 LOUDOUN MUT GRP 17485 COMMUNITY INS CO
10329 LOUDOUN MUT INS CO
3702 LOYA GRP 12589 LOYA CAS INS CO
11198 LOYA INS CO
10157 VISION INS CO
27090 YOUNG AMER INS CO
4873 LUBA MUT GRP 10699 FHM INS CO
12472 LUBA CAS INS CO
16001 LUBA IND INS CO
108 LUMBERMENS MUT CAS GRP 11622 SPECIALTY SURPLUS INS CO
413 MAG MUT INS GRP 42617 MAG MUT INS CO
16444 MAGMUTUAL RRG INC
11498 MDADVANTAGE INS CO OF NJ
11811 PROFESSIONAL SECURITY INS CO
11972 WEST VIRGINIA MUT INS CO
1332 MAINE EMPLOYERS MUT INS CO 11149 MAINE EMPLOYERS MUT INS CO
14164 MEMIC CAS CO
11030 MEMIC IND CO
411 MAPFRE INS GRP 19941 AMERICAN COMMERCE INS CO
17286 AUTO CLUB MAPFRE INS CO
40274 CITATION INS CO
34754 COMMERCE INS CO
13161 COMMERCE W INS CO
23876 MAPFRE INS CO
34932 MAPFRE INS CO OF FL
31690 MAPFRE PAN AMER INS CO
43052 MAPFRE PRAICO INS CO
15736 VERTI INS CO
785 MARKEL CORP GRP 41335 CITY NATL INS CO
37915 ESSENTIA INS CO
35378 EVANSTON INS CO
27626 FIRSTCOMP INS CO
28932 MARKEL AMER INS CO
38970 MARKEL INS CO
22608 NATIONAL SPECIALTY INS CO
21296 PINNACLE NAT INS CO
12831 STATE NATL INS CO INC
16551 SUPERIOR SPECIALTY INS CO
10916 SURETEC INS CO
12537 UNITED SPECIALTY INS CO
377 MEDICAL INS GRP OF MD 32328 MEDICAL MUT LIAB INS SOCIETY OF MD
29017 PROFESSIONALS ADVOCATE INS CO
4780 MENNONITE MUT GRP 17299 MENNONITE MUT INS CO
© 2024 National Association of Insurance Commissioners
659
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
3479 MERCHANTS BONDING CO GRP 14494 MERCHANTS BONDING CO A MUT
11595 MERCHANTS NATL BONDING INC
226 MERCHANTS MUT 23329 MERCHANTS MUT INS CO
12775 MERCHANTS NATL INS CO
12901 MERCHANTS PREFERRED INS CO
660 MERCURY GEN GRP 16810 AMERICAN MERCURY INS CO
25470 AMERICAN MERCURY LLOYDS INS CO
38342 CALIFORNIA AUTOMOBILE INS CO
31046 CALIFORNIA GEN UNDERWRITERS INS CO
11908 MERCURY CAS CO
29394 MERCURY CNTY MUT INS CO
11201 MERCURY IND CO OF AMER
10015 MERCURY IND CO OF GA
27553 MERCURY INS CO
34410 MERCURY INS CO OF GA
34444 MERCURY INS CO OF IL
13250 ORION IND CO
241 METROPOLITAN GRP 39950 METROPOLITAN GEN INS CO
4980 MGI HOLDINGS GRP 19623 AMERICAN SUMMIT INS CO
15474 NATIONAL SUMMIT INS CO
16889 SUMMIT SPECIALTY INS CO
105 MGIC GRP 22594 MGIC ASSUR CORP GEN ACCOUNT
10682 MGIC CREDIT ASSUR CORP
18740 MGIC IND CORP
29858 MORTGAGE GUAR INS CORP
4878 MICA GRP 32832 MUTUAL INS CO OF AZ
67 MICHIGAN FARM BUREAU 16721 CINCINNATI EQUITABLE INS CO
21547 FARM BUREAU GEN INS CO OF MI
21555 FARM BUREAU MUT INS CO OF MI
4841 MID-HUSON CLAVERACK CO-OP GRP 43834 CLAVERACK COOP INS CO
35866 MID HUDSON COOP INS CO
4767 MIDWEST BUILDERS CAS GRP 14402 BEARING MIDWEST CAS CO
14401 HORIZON MIDWEST CAS CO
13126 MIDWEST BUILDERS CAS MUT CO
4911 MIDWEST FAMILY GRP 16262 MIDWEST FAMILY ADVANTAGE INS CO
23574 MIDWEST FAMILY MUT INS CO
4810 MIDWEST FINANCIAL HOLDINGS GRP 16583 BRICKYARD INS CO
10895 MIDWEST INS CO
12535 WEST RIVER INS CO
4714 MILLVILLE MUT GRP 10811 MILLVILLE INS CO OF NY
17450 MILLVILLE MUT INS CO
4910 MINNESOTA LAWYERS MUT GRP 42234 MINNESOTA LAWYERS MUT INS CO
16026 MLM RRG INC
17336 NLADA MUT INS CO RRG
© 2024 National Association of Insurance Commissioners
660
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
869 MINNESOTA MUT 10054 SECURIAN CAS CO
5066 MISSOURI EMPLOYERS MUT GRP 10191 MISSOURI EMPLOYERS MUT INS CO
514 MISSOURI FARM BUR 26859 FARM BUREAU TOWN & COUNTRY INS CO OF
12345 NEW HORIZONS INS CO OF MO
4683 MOUNTAIN WEST FARM GRP 13686 360 INS CO
29440 MOUNTAIN W FARM BUREAU MUT INS CO
4715 MS & AD INS GRP 13740 AIOI INS CO LTD
37265 DTRIC INS CO LTD
12903 DTRIC INS UNDERWRITERS LTD
20362 MITSUI SUMITOMO INS CO OF AMER
22551 MITSUI SUMITOMO INS USA INC
34886 MSIG SPECIALTY INS USA INC
21075 TRANSVERSE INS CO
41807 TRANSVERSE SPECIALTY INS CO
4804 MULTINATIONAL GRP 14153 MULTINATIONAL INS CO
361 MUNICH RE GRP 19720 AMERICAN ALT INS CORP
23450 AMERICAN FAMILY HOME INS CO
23469 AMERICAN MODERN HOME INS CO
12314 AMERICAN MODERN INS CO OF FL
42005 AMERICAN MODERN LLOYDS INS CO
42722 AMERICAN MODERN PROP & CAS INS CO
38652 AMERICAN MODERN SELECT INS CO
41998 AMERICAN SOUTHERN HOME INS CO
35912 AMERICAN WESTERN HOME INS CO
12489 BRIDGEWAY INS CO
34711 DIGITAL ADVANTAGE INS CO
11452 HARTFORD STEAM BOIL INSPEC & INS CO
14438 HSB SPECIALTY INS CO
10227 MUNICH REINS AMER INC
16285 NEXT INS US CO
10786 PRINCETON EXCESS & SURPLUS LINES INS
528 MUNICIPAL BOND INV ASR CORP GRP 12041 MBIA INS CORP
23825 NATIONAL PUBLIC FINANCE GUAR CORP
640 MUTUAL BENEFIT GRP 14664 MUTUAL BENEFIT INS CO
17752 SELECT RISK INS CO
3407 MUTUAL CAPITAL GRP INC GRP 10480 GLACIER INS CO
12199 KEYSTONE NATL INS CO
14370 LEBANON VALLEY INS CO
17825 TUSCARORA WAYNE INS CO
333 MUTUAL OF ENUMCLAW 11232 ENUMCLAW PROP & CAS INS CO
14761 MUTUAL OF ENUMCLAW INS CO
4849 MUTUAL OF WAUSAU GRP 11753 HOMESTEAD MUT INS CO
11617 MUTUAL OF WAUSAU INS CORP
508 NATIONAL GRP 10801 FORTRESS INS CO
© 2024 National Association of Insurance Commissioners
661
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
508 NATIONAL GRP 44121 OMS NATL INS CO RRG
4905 NATIONAL HEALTHCARE CORP GRP 10800 PREMIER GRP INS CO INC
316 NATIONAL SECURITY 12114 NATIONAL SECURITY FIRE & CAS CO
16212 OMEGA ONE INS CO
140 NATIONWIDE CORP 10127 ALLIED INS CO OF AMER
42579 ALLIED PROP & CAS INS CO
19100 AMCO INS CO
29262 COLONIAL CNTY MUT INS CO
18961 CRESTBROOK INS CO
42587 DEPOSITORS INS CO
22209 FREEDOM SPECIALTY INS CO
23582 HARLEYSVILLE INS CO
42900 HARLEYSVILLE INS CO OF NJ
10674 HARLEYSVILLE INS CO OF NY
14516 HARLEYSVILLE LAKE STATES INS CO
35696 HARLEYSVILLE PREFERRED INS CO
26182 HARLEYSVILLE WORCESTER INS CO
11991 NATIONAL CAS CO
26093 NATIONWIDE AFFINITY CO OF AMER
28223 NATIONWIDE AGRIBUSINESS INS CO
10723 NATIONWIDE ASSUR CO
23760 NATIONWIDE GEN INS CO
25453 NATIONWIDE INS CO OF AMER
10948 NATIONWIDE INS CO OF FL
23787 NATIONWIDE MUT INS CO
37877 NATIONWIDE PROP & CAS INS CO
15580 SCOTTSDALE IND CO
41297 SCOTTSDALE INS CO
10672 SCOTTSDALE SURPLUS LINES INS CO
36269 TITAN INS CO
42285 VETERINARY PET INS CO
42889 VICTORIA FIRE & CAS CO
10105 VICTORIA SELECT INS CO
324 NC FARM BUREAU INS GRP 10034 FARM BUREAU INS OF NC INC
14842 NORTH CAROLINA FARM BUR MUT INS CO
2638 NCMIC GRP 15865 NCMIC INS CO
14130 NCMIC RRG INC
11127 PROFESSIONAL SOLUTIONS INS CO
708 NEW JERSEY MANUFACTURERS 10732 NEW JERSEY CAS INS CO
10978 NEW JERSEY IND INS CO
12122 NEW JERSEY MANUFACTURERS INS CO
35432 NEW JERSEY RE INS CO
787 NEW LONDON COUNTY 37346 DANBURY INS CO
14192 HINGHAM MUT FIRE INS CO
© 2024 National Association of Insurance Commissioners
662
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
787 NEW LONDON COUNTY 14826 NEW LONDON CNTY MUT INS CO
37354 THAMES INS CO INC
1112 NEW MEXICO MUT GRP 13673 NEW MEXICO ASSUR CO
15995 NEW MEXICO BUSINESS INS CO
15996 NEW MEXICO COMMERCIAL INS CO
13674 NEW MEXICO EMPLOYERS ASSUR CO
23051 NEW MEXICO FOUNDATION INS CO
40627 NEW MEXICO MUT CAS CO
13675 NEW MEXICO PREMIER INS CO
15351 NEW MEXICO SAFETY CAS CO
15349 NEW MEXICO SECURITY INS CO
10207 NEW MEXICO SW CAS CO
4760 NMI HOLDINGS GRP 13695 NATIONAL MORTGAGE INS CORP
3500 NODAK MUT GRP 44270 AMERICAN WEST INS CO
16373 BATTLE CREEK MUT INS CO
12721 DIRECT AUTO INS CO
34592 NODAK INS CO
11855 PRIMERO INS CO
16098 WESTMINSTER AMER INS CO
144 NORFOLK & DEDHAM GRP 13706 DORCHESTER MUT INS CO
13943 FITCHBURG MUT INS CO
23965 NORFOLK & DEDHAM MUT FIRE INS CO
698 NORTH STAR CO 14850 NORTH STAR MUT INS CO
2518 NYCM INS GRP 11105 A CENTRAL INS CO
14834 NEW YORK CENTRAL MUT FIRE INS CO
4982 OBS HOLDINGS GRP 35602 OBSIDIAN INS CO
26395 OBSIDIAN PACIFIC INS CO
16871 OBSIDIAN SPECIALTY INS CO
4051 OCEAN HARBOR CASUALTY INS CO 26654 GREAT NORTHWEST INS CO
12767 HAWAIIAN INS & GUAR CO LTD
12360 OCEAN HARBOR CAS INS CO
12563 SAFE HARBOR INS CO
963 OHIO MUT GRP 25950 CASCO IND CO
10202 OHIO MUT INS CO
10719 UNITED MUT INS CO
13072 UNITED OHIO INS CO
220 OKLAHOMA FARM BUR 21571 AG SECURITY INS CO
21563 OKLAHOMA FARM BUREAU MUT INS CO
150 OLD REPUBLIC GRP 40789 AMERICAN BUSINESS & MERCANTILE INS M
20095 BITCO GEN INS CORP
20109 BITCO NATL INS CO
11371 GREAT WEST CAS CO
36897 MANUFACTURERS ALLIANCE INS CO
24139 OLD REPUBLIC GEN INS CORP
© 2024 National Association of Insurance Commissioners
663
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
150 OLD REPUBLIC GRP 24147 OLD REPUBLIC INS CO
40444 OLD REPUBLIC SURETY CO
31143 OLD REPUBLIC UNION INS CO
12262 PENNSYLVANIA MANUFACTURERS ASSOC INS
41424 PENNSYLVANIA MANUFACTURERS IND CO
31275 REPUBLIC MORTGAGE GUAR INS CORP
28452 REPUBLIC MORTGAGE INS CO
5058 OMAHA NATL GRP 32107 OMAHA NATL CAS CO
16219 OMAHA NATL INS CO
5021 ONEMAIN HOLDINGS INC GRP 41211 TRITON INS CO
645 OREGON MUT INS 14907 OREGON MUT INS CO
30961 WESTERN PROTECTORS INS CO
5042 ORION180 GRP 17320 ORION180 INS CO
17438 ORION180 SELECT INS CO
4762 ORPHEUS GRP 29378 OLD AMER CNTY MUT FIRE INS CO
11665 OLD AMER IND CO
1227 PALISADES GRP 23833 ATHOME INS CO
28959 HIGH POINT PREFERRED INS CO
10930 HIGH POINT PROP & CAS INS CO
10931 HIGH POINT SAFETY & INS CO
10791 PALISADES INS CO
10100 PALISADES PROP & CAS INS CO
22050 PALISADES SAFETY & INS ASSOC
34509 RIDER INS CO
12212 TEACHERS AUTO INS CO
12357 TWIN LIGHTS INS CO
4977 PALOMAR HOLDINGS GRP 17521 LAULIMA EXCHANGE
16754 PALOMAR EXCESS & SURPLUS INS CO
20338 PALOMAR SPECIALTY INS CO
525 PAN AMER LIFE 11087 PAN-AMER CAS CO
3483 PARTNERRE GRP 11835 PARTNERRE AMER INS CO
153 PEKIN INS GRP 24201 FARMERS AUTOMOBILE INS ASSOC
24228 PEKIN INS CO
16651 PEKIN SELECT INS CO
271 PENNSYLVANIA NATL INS GRP 10994 FOUNDERS INS COMPANY
13439 PARTNERS MUT INS CO
32441 PENN NATL SECURITY INS CO
14990 PENNSYLVANIA NATL MUT CAS INS CO
775 PHARMACISTS MUT GRP 16356 CHIRON INS CO
13714 PHARMACISTS MUT INS CO
308 PHILADEL CONTRIB 11282 GERMANTOWN INS CO
17930 PHILADELPHIA CONTRIBUTIONSHIP FOR IN
17914 PHILADELPHIA CONTRIBUTIONSHIP INS
464 PHYSICIANS INS A MUT GRP 40738 PHYSICIANS INS A MUT CO
© 2024 National Association of Insurance Commissioners
664
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
464 PHYSICIANS INS A MUT GRP 15738 PHYSICIANS INS RRG INC
5037 PIE GRP HOLDINGS INC GRP 10997 PIE CAS INS CO
21857 THE PIE INS CO
629 PLATEAU GRP 10817 PLATEAU CAS INS CO
415 PLYMOUTH ROCK INS GRP 13643 BUNKER HILL INS CAS CO
16037 BUNKER HILL INS CO
16035 BUNKER HILL PREFERRED INS CO
16036 BUNKER HILL PROP INS CO
43982 MT WA ASSUR CORP
21750 PILGRIM INS CO
14737 PLYMOUTH ROCK ASSUR CORP
25275 PLYMOUTH ROCK ASSUR CORP OF NY
36587 PLYMOUTH ROCK ASSUR PREFERRED CORP
10394 PLYMOUTH ROCK HOME ASSUR CORP
1135 PMI GRP OF CO 10287 PMI INS CO
27251 PMI MORTGAGE INS CO
4953 PRACTICEPROTECTION GRP 12843 DOCTORS DIRECT INS INC
16189 PRACTICEPROTECTION INS CO RRG
4937 PREMIER HOLDINGS GRP 42862 MENDAKOTA CAS CO
22454 MENDAKOTA INS CO
33650 MENDOTA INS CO
4840 PRI GRP 21350 EMPRO INS CO
11968 PENNSYLVANIA PHYSICIANS RECIP INSUR
41467 PHYSICIANS RECIP INSURERS
4131 PRIME HOLDINGS INS GRP 12588 PRIME INS CO
14371 PRIME PROP & CAS INS INC
2698 PROASSURANCE CORP GRP 11242 ALLIED EASTERN IND CO
13019 EASTERN ADVANTAGE ASSUR CO
10724 EASTERN ALLIANCE INS CO
12441 FD INS CO
12754 MEDICUS INS CO
22241 MEDMARC CAS INS CO
33200 NORCAL INS CO
35114 NORCAL SPECIALTY INS CO
44083 PREFERRED PHYSICIANS MEDICAL RRG A M
15647 PROASSURANCE AMER MUT A RRG
33391 PROASSURANCE IND CO INC
14460 PROASSURANCE INS CO OF AMER
17400 PROASSURANCE SPECIALTY INS CO
4717 PRODUCERS NATL CORP GRP 14012 STONEGATE INS CO
10655 UNIQUE INS CO
155 PROGRESSIVE GRP 10872 AMERICAN STRATEGIC INS CORP
10194 ARTISAN & TRUCKERS CAS CO
12196 ASI ASSUR CORP
© 2024 National Association of Insurance Commissioners
665
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
155 PROGRESSIVE GRP 11072 ASI HOME INS CORP
11059 ASI LLOYDS
13142 ASI PREFERRED INS CORP
14042 ASI SELECT INS CORP
15643 BLUE HILL SPECIALTY INS CO INC
27804 DRIVE INS CO
11410 DRIVE NJ INS CO
44180 MOUNTAIN LAUREL ASSUR CO
10243 NATIONAL CONTINENTAL INS CO
11851 PROGRESSIVE ADVANCED INS CO
24252 PROGRESSIVE AMER INS CO
17350 PROGRESSIVE BAYSIDE INS CO
24260 PROGRESSIVE CAS INS CO
44288 PROGRESSIVE CHOICE INS CO
42994 PROGRESSIVE CLASSIC INS CO
29203 PROGRESSIVE CNTY MUT INS CO
16322 PROGRESSIVE DIRECT INS CO
10193 PROGRESSIVE EXPRESS INS CO
12302 PROGRESSIVE FREEDOM INS CO
14800 PROGRESSIVE GARDEN STATE INS CO
42412 PROGRESSIVE GULF INS CO
10067 PROGRESSIVE HI INS CORP
37605 PROGRESSIVE MARATHON INS CO
24279 PROGRESSIVE MAX INS CO
10187 PROGRESSIVE MI INS CO
35190 PROGRESSIVE MOUNTAIN INS CO
38628 PROGRESSIVE NORTHERN INS CO
42919 PROGRESSIVE NORTHWESTERN INS CO
44695 PROGRESSIVE PALOVERDE INS CO
37834 PROGRESSIVE PREFERRED INS CO
21735 PROGRESSIVE PREMIER INS CO OF IL
13038 PROGRESSIVE PROP INS CO
10050 PROGRESSIVE SECURITY INS CO
10192 PROGRESSIVE SELECT INS CO
38784 PROGRESSIVE SOUTHEASTERN INS CO
32786 PROGRESSIVE SPECIALTY INS CO
21727 PROGRESSIVE UNIVERSAL INS CO
12416 PROTECTIVE INS CO
13149 PROTECTIVE SPECIALTY INS CO
40460 SAGAMORE INS CO
11770 UNITED FINANCIAL CAS CO
4721 PULTE HOMES GRP 11603 CONTRACTORS INS CO OF N AMER INC RRG
796 QBE INS GRP LTD 24414 GENERAL CAS CO OF WI
18821 GENERAL CAS INS CO
© 2024 National Association of Insurance Commissioners
666
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
796 QBE INS GRP LTD 25240 NAU COUNTRY INS CO
27740 NORTH POINTE INS CO
37257 PRAETORIAN INS CO
39217 QBE INS CORP
11515 QBE SPECIALTY INS CO
24449 REGENT INS CO
22861 SOUTHERN PILOT INS CO
10340 STONINGTON INS CO
1275 QUINCY MUT GRP 12725 NEW ENGLAND MUT INS CO
28290 PATRONS OXFORD INS CO
15067 QUINCY MUT FIRE INS CO
766 RADIAN GRP 33790 RADIAN GUAR INC
20720 RADIAN INS INC
4234 RANDALL & QUILTER INVESTMENT GRP 16835 ACCREDITED SPECIALTY INS CO
26379 ACCREDITED SURETY & CAS CO INC
21032 GLOBAL REINS CORP OF AMER
33014 TRANSPORT INS CO
1124 RAS GRP 34924 DAKOTA TRUCK UNDERWRITERS
10351 FIRST DAKOTA IND CO
4713 RETAILFIRST GRP 11697 BUSINESSFIRST INS CO
10700 RETAILFIRST INS CO
4993 REVOLUTIONARY HOLDING CO GRP 16923 CONCORD SPECIALTY INS CO
37940 LEXINGTON NATL INS CORP
783 RLI INS GRP 37206 CONTRACTORS BONDING & INS CO
37974 MT HAWLEY INS CO
13056 RLI INS CO
899 ROCKINGHAM GRP 42595 ROCKINGHAM CAS CO
10214 ROCKINGHAM INS CO
16650 ROCKINGHAM SPECIALTY INC
4991 ROOT INC GRP 10974 ROOT INS CO
24503 ROOT PROP & CAS INS CO
3485 ROTHSCHILD INTERNATIONAL GRP 43915 RAINIER INS CO
41580 RED SHIELD INS CO
5028 SAFEPOINT HOLDINGS INC GRP 17321 CAJUN UNDERWRITERS RECIP EXCH
15341 SAFEPOINT INS CO
188 SAFETY GRP (THE) 33618 SAFETY IND INS CO
39454 SAFETY INS CO
16893 SAFETY NORTHEAST INS CO
12808 SAFETY PROP & CAS INS CO
257 SAFEWAY INS GRP 12521 SAFEWAY INS CO
11223 SAFEWAY INS CO OF AL
25640 SAFEWAY INS CO OF GA
10248 SAFEWAY INS CO OF LA
749 SCOR GRP 20559 GENERAL SECURITY IND CO OF AZ
© 2024 National Association of Insurance Commissioners
667
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
749 SCOR GRP 39322 GENERAL SECURITY NATL INS CO
96 SECURA INS GRP 22543 SECURA INS CO
10239 SECURA SUPREME INS CO
4709 SECURITY GRP 18406 SPARTAN PROP INS CO
168 SEIBELS BRUCE GRP 24937 CATAWBA INS CO
242 SELECTIVE INS 36838 MESA UNDERWRITERS SPECIALTY INS CO
11074 SELECTIVE AUTO INS CO OF NJ
14376 SELECTIVE CAS INS CO
14377 SELECTIVE FIRE & CAS INS CO
12572 SELECTIVE INS CO OF AMER
11867 SELECTIVE INS CO OF NEW ENGLAND
13730 SELECTIVE INS CO OF NY
19259 SELECTIVE INS CO OF SC
39926 SELECTIVE INS CO OF THE SOUTHEAST
26301 SELECTIVE WAY INS CO
169 SENTRY INS GRP 26441 DAIRYLAND CNTY MUT INS CO OF TX
21164 DAIRYLAND INS CO
16623 DAIRYLAND NATL INS CO
33278 FLORISTS INS CO
13978 FLORISTS MUT INS CO
23434 MIDDLESEX INS CO
23442 PATRIOT GEN INS CO
18139 PEAK PROP & CAS INS CORP
22888 POINT INS CO
25747 POINT SPECIALTY INS CO
28460 SENTRY CAS CO
24988 SENTRY INS CO
43370 SENTRY LLOYDS OF TX
21180 SENTRY SELECT INS CO
13137 VIKING INS CO OF WI
681 SERVICE INS HOLDINGS GRP 39152 SERVICE AMER IND CO
43389 SERVICE LLOYDS INS CO
4279 SFM GRP 11347 SFM MUT INS CO
15702 SFM SAFE INS CO
27049 SFM SELECT INS CO
5010 SH1 HOLDINGS GRP 24376 SPINNAKER INS CO
17045 SPINNAKER SPECIALTY INS CO
123 SHELTER INS COS 15590 AMSHIELD INS CO
31550 HAULERS INS CO INC
23361 SHELTER GEN INS CO
23388 SHELTER MUT INS CO
26557 SHELTER REINS CO
5001 SIRIUSPOINT GRP 38776 SIRIUSPOINT AMER INS CO
16820 SIRIUSPOINT SPECIALTY INS CORP
© 2024 National Association of Insurance Commissioners
668
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
4381 SKYWARD SPECIALTY INS GRP INC GRP 18694 GREAT MIDWEST INS CO
12936 HOUSTON SPECIALTY INS CO
35408 IMPERIUM INS CO
14175 OKLAHOMA SPECIALTY INS CO
3219 SOMPO GRP 12548 AMERICAN AGRI BUSINESS INS CO
27081 BOND SAFEGUARD INS CO
10641 ENDURANCE AMER INS CO
41718 ENDURANCE AMER SPECIALTY INS CO
11551 ENDURANCE ASSUR CORP
43630 ENDURANCE RISK SOLUTIONS ASSUR CO
13307 LEXON INS CO
38997 SOMPO AMER FIRE & MAR INS CO AMER
11126 SOMPO AMER INS CO
13635 SOMPO JAPAN INS INC
533 SOUTH CAROLINA FARM BUREAU MUT 15164 SOUTH CAROLINA FARM BUR MUT INS CO
483 SOUTHERN FARM BUREAU CAS 13641 COLORADO FARM BUREAU INS CO
21817 FLORIDA FARM BUR GEN INS CO
31216 FLORIDA FARM BUREAU CAS INS CO
40924 LOUISIANA FARM BUREAU CAS INS CO
27669 MISSISSIPPI FARM BUREAU CAS INS CO
14114 SOUTH CAROLINA FARM BUREAU INS CO
18325 SOUTHERN FARM BUREAU CAS INS CO
5003 SOUTHLAKE FINANCIAL GRP 16999 SOUTHLAKE SPECIALTY INS CO
17006 WESTLAKE SPECALTY INS CO
3548 ST PAUL TRAVELERS GRP 43117 AMERICAN EQUITY INS CO
19062 AUTOMOBILE INS CO OF HARTFORD CT
25615 CHARTER OAK FIRE INS CO
41483 FARMINGTON CAS CO
35386 FIDELITY & GUAR INS CO
25879 FIDELITY & GUAR INS UNDERWRITERS INC
10647 FIRST FLORIDIAN AUTO & HOME INS CO
42811 GULF UNDERWRITERS INS CO
27987 NORTHFIELD INS CO
24031 NORTHLAND CAS CO
24015 NORTHLAND INS CO
25623 PHOENIX INS CO
22233 SELECT INS CO
24767 ST PAUL FIRE & MARINE INS CO
24775 ST PAUL GUARDIAN INS CO
24791 ST PAUL MERCURY INS CO
19224 ST PAUL PROTECTIVE INS CO
30481 ST PAUL SURPLUS LINES INS CO
19070 STANDARD FIRE INS CO
41769 THE TRAVELERS CAS CO
© 2024 National Association of Insurance Commissioners
669
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
3548 ST PAUL TRAVELERS GRP 28188 TRAVCO INS CO
36463 TRAVCO PERSONAL INS CO
19038 TRAVELERS CAS & SURETY CO
31194 TRAVELERS CAS & SURETY CO OF AMER
36170 TRAVELERS CAS CO OF CT
19046 TRAVELERS CAS INS CO OF AMER
40282 TRAVELERS COMMERCIAL CAS CO
36137 TRAVELERS COMMERCIAL INS CO
41750 TRAVELERS CONSTITUTION STATE INS CO
29696 TRAVELERS EXCESS & SURPLUS LINES CO
27998 TRAVELERS HOME & MARINE INS CO
25658 TRAVELERS IND CO
25666 TRAVELERS IND CO OF AMER
25682 TRAVELERS IND CO OF CT
41262 TRAVELERS LLOYDS INS CO
41564 TRAVELERS LLOYDS OF TX INS CO
38130 TRAVELERS PERSONAL INS CO
36145 TRAVELERS PERSONAL SECURITY INS CO
25674 TRAVELERS PROP CAS CO OF AMER
36161 TRAVELERS PROP CAS INS CO
10213 TRAVELERS SPECIALTY INS CO
25887 UNITED STATES FIDELITY & GUAR CO
4670 STARR GRP 38318 STARR IND & LIAB CO
16109 STARR SPECIALTY INS CO
13604 STARR SURPLUS LINES INS CO
176 STATE FARM IL 15894 DOVER BAY SPECIALTY INS CO
16138 HIROAD ASSUR CO
40150 MGA INS CO INC
17133 STATE FARM CLASSIC INS CO
26816 STATE FARM CNTY MUT INS CO OF TX
25143 STATE FARM FIRE & CAS CO
10739 STATE FARM FL INS CO
25151 STATE FARM GEN INS CO
12251 STATE FARM GUAR INS CO
43796 STATE FARM IND CO
43419 STATE FARM LLOYDS
25178 STATE FARM MUT AUTO INS CO
4913 STERLING INS GRP 15210 STERLING INS CO
10376 STERLING INS COOP INC
5065 SUTTON NATL INS HOLDINGS GRP 25798 SUTTON NATIONAL INS CO
16848 SUTTON SPECIALTY INS CO
5039 SWBC GRP 17288 SWBC PROP & CAS INS CO
181 SWISS RE GRP 17965 AMERICAN SENTINEL INS CO
25038 NORTH AMER CAPACITY INS CO
© 2024 National Association of Insurance Commissioners
670
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
181 SWISS RE GRP 29874 SWISS RE CORP SOLUTIONS AMER INS CO
34916 SWISS RE CORP SOLUTIONS CAPACITY INS
29700 SWISS RE CORP SOLUTIONS ELITE INS CO
32778 SWISS RE CORP SOLUTIONS PREMIER INS
39845 WESTPORT INS CORP
4277 T.D. FRIEDKIN GRP 12870 SENTRUITY CAS CO
5030 TAN HOLDINGS CORP GRP 12633 CENTURY INS CO GU LTD
17355 CENTURY INS CO LTD
694 TENN FARMERS MUT 15245 TENNESSEE FARMERS MUT INS CO
5018 TESLA INC GRP 24848 TESLA GEN INS INC
24813 TESLA INS CO
24821 TESLA PROP & CAS INC
4776 TEXAS MEDICAL LIAB TRUST GRP 15211 LONE STAR ALLIANCE RRG
11588 PHYSICIANS INS CO
10393 TEXAS MEDICAL INS CO
4766 TFP & TWI GRP 11543 TEXAS FAIR PLAN ASSN
30040 TEXAS WINDSTORM INS ASSOC
88 THE HANOVER INS GRP 12833 AIX SPECIALTY INS CO
10212 ALLMERICA FIN ALLIANCE INS CO
41840 ALLMERICA FIN BENEFIT INS CO
12260 CAMPMED CAS & IND CO INC
31534 CITIZENS INS CO OF AMER
10714 CITIZENS INS CO OF IL
10176 CITIZENS INS CO OF OH
10395 CITIZENS INS CO OF THE MIDWEST
36064 HANOVER AMER INS CO
22292 HANOVER INS CO
22306 MASSACHUSETTS BAY INS CO
42552 NOVA CAS CO
41602 THE HANOVER CAS CO
10815 VERLAN FIRE INS CO MD
3384 THE KERNAN GRP 30175 ORISKA INS CO
905 THE LDS GROUP 11124 VERSANT CAS INS CO
1226 THE PARMER GRP 28649 EASTERN ATLANTIC INS CO
43486 WARRANTY UNDERWRITERS INS CO
40940 WESTERN PACIFIC MUT INS CO RRG
4718 TIPTREE FIN GRP 40754 BLUE RIDGE IND CO
16823 FORTEGRA SPECIALTY INS CO
11162 INSURANCE CO OF THE SOUTH
10051 LYNDON SOUTHERN INS CO
10970 RESPONSE IND CO OF CA
3098 TOKIO MARINE HOLDINGS INC GRP 10216 AMERICAN CONTRACTORS IND CO
10367 AVEMCO INS CO
41726 FIRST FIRE & CAS INS OF HI INC
© 2024 National Association of Insurance Commissioners
671
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
3098 TOKIO MARINE HOLDINGS INC GRP 41734 FIRST IND INS OF HI INC
41742 FIRST INS CO OF HI LTD
10938 FIRST SECURITY INS OF HI INC
42374 HOUSTON CAS CO
18058 PHILADELPHIA IND INS CO
12873 PRIVILEGE UNDERWRITERS RECP EXCH
34312 PRODUCERS AGRICULTURE INS CO
33170 PRODUCERS LLOYDS INS CO
17148 PURE SPECIALTY EXCHANGE
11123 SAFETY FIRST INS CO
15105 SAFETY NATL CAS CORP
13815 SAFETY SPECIALTY INS CO
10738 TM SPECIALTY INS CO
32301 TNUS INS CO
10945 TOKIO MARINE AMER INS CO
11243 TOKIO MARINE GRV RE INC
11216 TOKIO MARINE PACIFIC INS LTD
23850 TOKIO MARINE SPECIALTY INS CO
41238 TRANS PACIFIC INS CO
10656 UNITED STATES SURETY CO
29599 US SPECIALTY INS CO
161 TOPA EQUITIES LTD 31461 DORCHESTER INS CO LTD
18031 TOPA INS CO
4964 TOWER HEALTH GRP 16678 STC HLTHCARE PARTNERS RRG
16224 TOWER HTLH RECIP RRG
3484 TOWER HILL INS GRP 17179 TOWER HILL INS EXCH
29050 TOWER HILL PREFERRED INS CO
11027 TOWER HILL PRIME INS CO
4901 TRANSIT GEN GRP 16223 TRANSIT GEN INS CO OF NY
13660 TRANSIT GENERAL INS CO
4969 TRISURA GRP 17166 BRICKTOWN SPECIALTY INS CO
22225 TRISURA INS CO
16188 TRISURA SPECIALTY INS CO
5008 TRUPANION GRP 12190 AMERICAN PET INS CO
306 TRUSTAGE GRP 10847 CUMIS INS SOCIETY INC
12758 CUMIS SPECIALTY INS CO INC
809 TX FARM BUR MUT 27820 FARM BUREAU CNTY MUT INS CO OF TX
13004 TEXAS FARM BUREAU CAS INS CO
25380 TEXAS FARM BUREAU MUT INS CO
25399 TEXAS FARM BUREAU UNDERWRITERS
574 UHAUL HOLDING GRP 13177 ARCOA RRG INC
31089 REPWEST INS CO
195 UNION MUT VT 10025 COMMUNITY MUT INS CO
25852 NEW ENGLAND GUAR INS CO INC
© 2024 National Association of Insurance Commissioners
672
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
195 UNION MUT VT 25860 UNION MUT FIRE INS CO
167 UNITED EQUITABLE 10031 AMERICAN HEARTLAND INS CO
24910 UNITED EQUITABLE INS CO
248 UNITED FIRE & CAS GRP 10324 ADDISON INS CO
31453 FINANCIAL PACIFIC INS CO
10728 FRANKLIN INS CO
18295 LAFAYETTE INS CO
14478 MERCER INS CO
43540 MERCER INS CO OF NJ INC
19526 UFG SPECIALTY INS CO
13021 UNITED FIRE & CAS CO
19496 UNITED FIRE & IND CO
43559 UNITED FIRE LLOYDS
2878 UNITED HERITAGE MUT GRP 26824 SUBLIMITY INS CO
18939 UNITED HERITAGE PROP & CAS CO
200 UNITED SERVICES AUTOMOBILE ASN GRP 21253 GARRISON PROP & CAS INS CO
16461 NOBLR RECIP EXCH
25941 UNITED SERV AUTOMOBILE ASSN
25968 USAA CAS INS CO
10078 USAA CNTY MUT INS CO
18600 USAA GEN IND CO
707 UNITEDHEALTH GRP 42765 CENTURION CAS CO
71 UNIVERSAL INS CO GRP 15324 POINT GUARD INS CO
31704 UNIVERSAL INS COMPANY
10759 UNIVERSAL N AMER INS CO
4663 UNIVERSAL INS HOLDING GRP 13563 AMERICAN PLATINUM PROP & CAS INS CO
10861 UNIVERSAL PROP & CAS INS
5020 UNIVERSAL SHIELD INS GRP 16762 SHIELD IND INC
32867 UNIVERSAL FIRE & CAS INS CO
199 UNIVERSAL SURETY 23264 INLAND INS CO
25933 UNIVERSAL SURETY CO
1324 UPMC HEALTH PLAN INC 17990 TRI CENTURY INS CO
11018 UPMC HLTH BENEFITS INC
14485 UPMC WORK ALLIANCE INC
16868 WORKPARTNERS NATL INC
4839 US LEGAL SERV GRP 14689 U S LEGAL SERV INC
3593 USIC GRP 44423 UNITED SURETY & IND CO
201 UTICA NATL INS GRP 14249 FOUNDERS INS CO
18180 FOUNDERS INS CO OF MI
25984 GRAPHIC ARTS MUT INS CO
12475 REPUBLIC FRANKLIN INS CO
10990 UTICA LLOYDS OF TX
25976 UTICA MUT INS CO
10687 UTICA NATL ASSUR CO
© 2024 National Association of Insurance Commissioners
673
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
201 UTICA NATL INS GRP 13998 UTICA NATL INS CO OF OH
43478 UTICA NATL INS CO OF TX
43451 UTICA SPECIALTY RISK INS CO
5013 VANTAGE GRP 32077 VANTAGE RISK ASSUR CO
16275 VANTAGE RISK SPECIALTY INS CO
5000 VAULT HOLDINGS GRP 16237 VAULT E&S INS CO
16186 VAULT RECIP EXCH
234 VERMONT MUT GRP 14095 GRANITE MUT INS CO
25992 NORTHERN SECURITY INS CO INC
26018 VERMONT MUT INS CO
2778 VFH CAPTIVE GRP 12156 CROWN CAPTIVE INS CO INC
10798 VFH CAPTIVE INS CO
203 VIRGINIA FARM BUR 10022 COUNTRYWAY INS CO
26026 VIRGINIA FARM BUREAU FIRE & CAS INS
26034 VIRGINIA FARM BUREAU MUT INS CO
10086 VIRGINIA FARM BUREAU TOWN & CNTRY
4233 W L DUNN GRP 20320 COLUMBIA LLOYDS INS CO
12810 MDOW INS CO
4727 WARRIOR INVICTUS HOLDING CO GRP 13587 FIRST CHICAGO INS CO
81108 UNITED SECURITY INS CO
4678 WAYNE & WASHINGTON MUT GRP 16799 WAYNE MUT INS CO
1147 WCF MUT INS CO GRP 10033 WCF MUT INS CO
40517 WCF NATL INS CO
21865 WCF SELECT INS CO
800 WESTERN MUT INS GRP 38490 ARIZONA HOME INS CO
15776 RESIDENCE MUT INS CO
13625 WESTERN MUT INS CO
309 WESTERN NATL MUT GRP 10864 AMERICAN FREEDOM INS CO
14508 MICHIGAN MILLERS MUT INS CO
10007 NEVADA GEN INS CO
40312 PIONEER SPECIALTY INS CO
40126 UMIALIK INS CO
24465 WESTERN NATL ASSUR CO
15377 WESTERN NATL MUT INS CO
207 WESTERN RESERVE GRP 26123 LIGHTNING ROD MUT INS CO
10271 SONNENBERG MUT INS ASSOC
26131 WESTERN RESERVE MUT CAS CO
2898 WESTERN SERVICE CONTRACT GRP 37850 PACIFIC SPECIALTY INS CO
11168 PACIFIC SPECIALTY PROP & CAS CO
228 WESTFIELD GRP 19992 AMERICAN SELECT INS CO
24104 OHIO FARMERS INS CO
17558 OLD GUARD INS CO
16447 WESTFIELD CHAMPION INS CO
24112 WESTFIELD INS CO
© 2024 National Association of Insurance Commissioners
674
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
228 WESTFIELD GRP 24120 WESTFIELD NATL INS CO
16450 WESTFIELD PREMIER INS CO
17105 WESTFIELD SELECT INS CO
16992 WESTFIELD SPECIALTY INS CO
16449 WESTFIELD SUPERIOR INS CO
16448 WESTFIELD TOUCHSTONE INS CO
4949 WINTAAI HOLDINGS GRP 11042 STONETRUST COMMERCIAL INS CO
16577 STONETRUST PREMIER CAS INS CO
3138 WISCONSIN COUNTY MUT GRP 11250 COMMUNITY INS CORP
26956 WISCONSIN CNTY MUT INS CORP
98 WR BERKLEY CORP 31325 ACADIA INS CO
44318 ADMIRAL IND CO
24856 ADMIRAL INS CO
39462 BERKLEY ASSUR CO
15911 BERKLEY CAS CO
32603 BERKLEY INS CO
38911 BERKLEY NATL INS CO
17412 BERKLEY PRESTIGE INS CO
29580 BERKLEY REGIONAL INS CO
31295 BERKLEY SPECIALTY INS CO
10510 CAROLINA CAS INS CO
33480 CLERMONT INS CO
10804 CONTINENTAL WESTERN INS CO
21784 FIREMENS INS CO OF WASHINGTON DC
10833 GEMINI INS CO
25224 GREAT DIVIDE INS CO
17182 INTREPID CAS CO
10749 INTREPID INS CO
17181 INTREPID SPECIALTY INS CO
10885 KEY RISK INS CO
23612 MIDWEST EMPLOYERS CAS CO
17370 NAUTILUS INS CO
10900 PREFERRED EMPLOYERS INS CO
36684 RIVERPORT INS CO
40045 STARNET INS CO
31003 TRI STATE INS CO OF MN
25844 UNION INS CO
43435 UNION STANDARD LLOYDS
4869 WT HOLDINGS GRP 12750 EVERGREEN NATL IND CO
17103 RICHMOND NATL INS CO
25180 STILLWATER INS CO
16578 STILLWATER PROP & CAS INS CO
212 ZURICH INS GRP 26247 AMERICAN GUAR & LIAB INS
40142 AMERICAN ZURICH INS CO
© 2024 National Association of Insurance Commissioners
675
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name
Group
Code
Group Name
Individual
Company Code
Company Name
212 ZURICH INS GRP 34649 CENTRE INS CO
34347 COLONIAL AMER CAS & SURETY CO
21326 EMPIRE FIRE & MARINE INS CO
21334 EMPIRE IND INS CO
39306 FIDELITY & DEPOSIT CO OF MD
39039 RURAL COMM INS CO
26387 STEADFAST INS CO
41181 UNIVERSAL UNDERWRITERS INS CO
40843 UNIVERSAL UNDERWRITERS OF TX INS
16535 ZURICH AMER INS CO
27855 ZURICH AMER INS CO OF IL
© 2024 National Association of Insurance Commissioners
676
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
15267
1ST ATLANTIC SURETY CO
15597
A ONE COMMERCIAL INS RRG INC
42544
ACADEMIC HLTH PROFESSIONALS INS
12934
ACADEMIC MEDICAL PROFESSIONALS INS E
22950
ACSTAR INS CO
14184
ACUITY A MUT INS CO
39381
ADRIATIC INS CO
12166
ADVANCED PROVIDERS INS RRG INC
12252
AEGIS HLTHCARE RRG INC
13677
AFFILIATES INS RECIP A RRG
16748
AFFINITY MUT INS CO
35173
AGENCY INS CO OF MD INC
18236
AGENTS MUT INS CO
28380
AGRI INS EXCH RRG
17710
ALABAMA MUNICIPAL INS CORP
13190
ALAMANCE FARMERS MUT INS CO
16584
ALERT AUTO INS CO
15449
ALINSCO INS CO
11965
ALLEGIANT INS CO INC A RRG
10023
ALLIANCE OF NONPROFITS FOR INS RRG
13024
ALLIED GUAR INS CO RRG
11710
ALLIED PROFESSIONALS INS CO RRG
12013
ALLIED SERV RRG
15816
ALLIED TRUST INS CO
16439
ALPINE TRANSPORTATION INS CO RRG INC
32450
ALPS PROP & CAS INS CO
17091
AM SPECIALTY INS CO
10103
AMERICAN AGRICULTURAL INS CO
13752
AMERICAN ALLIANCE CAS CO
10232
AMERICAN ASSOC OF OTHODONTISTS RRG
12631
AMERICAN BUILDERS INS CO RRG INC
10903
AMERICAN EXCESS INS EXCH RRG
11590
AMERICAN FOREST CAS CO RRG
12841
AMERICAN INTEGRITY INS CO OF FL
40088
AMERICAN INTER FIDELITY EXCH
16883
AMERICAN MOBILE INS EXCHANGE
17344
AMERICAN OUTDOORS RRG INC
21806
AMERICAN PROP INS CO
41300
AMERICAN RESOURCES INS CO INC
12898
AMERICAN RISK INS CO INC
15853
AMERICAN RISK MGMT RRG INC
19631
AMERICAN ROAD INS CO
13366
AMERICAN STEAMSHIP OWNERS MUT PROT
31380
AMERICAN SURETY CO
11534
AMERICAN T & T INS CO RRG
12359
AMERICAN TRADITIONS INS CO
16616
AMERICAN TRANSIT INS CO
27928
AMEX ASSUR CO
10308
ANTILLES INS CO
© 2024 National Association of Insurance Commissioners
677
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
27197
APOLLO MUT FIRE INS CO
11598
APPLIED MEDICO LEGAL SOLUTIONS RRG
34738
ARAG INS CO
44148
ARCHITECTS & ENGINEERS INS CO RRG
16926
ARECA INS EXCH
13580
ARISE BOILER INSPECTION & INS CO RRG
41459
ARMED FORCES INS EXCH
13374
ARROW MUT LIAB INS CO
17381
ASCALON RRG INC
13683
ASCENDANT COMMERCIAL INS INC
10899
ASOC DE SUSCRIPCION CONJUNTA DEL SEG
15290
ASPIRE GEN INS CO
14425
ASSOC OF CERT MORTG ORIGINATORS RRG
37370
ASSOCIATED LOGGERS EXCH
16489
ASSOCIATED MUT INS CO
19607
AT BAY SPECIALTY INS CO
16427
ATEGRITY SPECIALTY INS CO
41114
ATLANTIC BONDING CO
25422
ATRADIUS TRADE CREDIT INS CO
33677
ATTORNEYS INS MUT OF THE SOUTH INC R
22670
ATTORNEYS INS MUT RRG INC
15445
ATTORNEYS LIAB ASSUR SOCIETY LTD
22390
AVENTUS INS CO
13420
BADGER MUT INS CO
31186
BALDWIN MUT INS CO
16039
BALTIMORE EQUITABLE SOCIETY
10174
BAR VERMONT RRG INC
13471
BEAR RIVER MUT INS CO
16888
BEDFORD GRANGE MUT INS CO
12933
BEDFORD PHYSICIANS RRG INC
19020
BELL UNITED INS CO
12987
BENEFIT SECURITY INS CO
17369
BIFURCATED SYSTEM RESOURCE RRG INC
10949
BLOOMFIELD MUT INS CO
12319
BONDSMAN INS CO
16825
BRANCH INS EXCHANGE
15881
BREMEN FARMERS MUT INS CO
13501
BRETHREN MUT INS CO
16918
BRIAR CREEK MUT INS CO
32875
BRITISH AMER INS CO
16396
BROOKLYN SPECIALTY INS CO RRG INC
10371
BROOME CO OPERATIVE INS CO
13528
BROTHERHOOD MUT INS CO
16934
BUCKS CNTY CONTRIBUTIONSHIP
14380
BUILD AMER MUT ASSUR CO
16384
BULLDOG NATL RRG NC
15385
BUREAU VERITAS INSPECTION & INS CO
17324
BUS RRG INC
10830
BUSINESS ALLIANCE INS CO
© 2024 National Association of Insurance Commissioners
678
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
15921
C A R RRG INC
16572
CABLE INS CO
44504
CALIFORNIA HLTHCARE INS CO INC RRG
12180
CALIFORNIA MEDICAL GRP INS CO RRG
27480
CALIFORNIA MUT INS CO
43800
CALLICOON CO OPERATIVE INS CO
27200
CAMBRIA CNTY MUT INS CO
36340
CAMICO MUT INS CO
12961
CANOPIUS US INS
16434
CANOPY RRG INC
29769
CAPITOL CAS CO
11825
CARE RRG INC
10520
CARE W INS CO
11544
CAREGIVERS UNITED LIAB INS CO RRG
12373
CARING COMMUNITIES RECIP RRG
10720
CAROLINA FARMERS MUT INS CO
14090
CAROLINA MUT INS INC
10808
CASSATT RRG INC
10537
CASUALTY CORP OF AMER
26697
CASUALTY UNDERWRITERS INS CO
11171
CBIA COMP SERV INC
20273
CEDAR INS CO
34568
CENTENNIAL CAS CO
34606
CENTER MUT INS CO
27219
CENTER VALLEY MUT FIRE INS CO
19003
CENTERLINE INS CO
43826
CENTRAL CO OPERATIVE INS CO
27340
CENTRE CNTY MUT FIRE INS CO
11976
CENTURION MEDICAL LIAB PROTECT RRG
13725
CENTURY MUT INS CO
16834
CHAMPLAIN SPECIALTY INS CO
10372
CHAUTAUQUA PATRONS INS CO
14388
CHEROKEE GUAR CO INC A RRG
10642
CHEROKEE INS CO
29670
CHERRY VALLEY COOP INS CO
11039
CHESAPEAKE EMPLOYERS INS CO
13597
CHUNG KUO INS CO LTD
20400
CIMARRON INS CO INC
11839
CIRCLE STAR INS CO RRG
24830
CITIES & VILLAGES MUT INS CO
10064
CITIZENS PROP INS CORP
37028
CITIZENS UNITED RECIP EXCH
12172
CLAIM PROFESSIONALS LIAB INS CO RRG
16524
CLEARCOVER INS CO
17110
CLEVELAND CLINIC RRG LLC
16851
CLINICIAN ASSUR INC RRG
16203
CM SELECT INS CO
18686
CO OPERATIVE INS COS
44598
COLLEGE LIAB INS CO RECIP RRG
© 2024 National Association of Insurance Commissioners
679
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
13613
COLLEGE RRG INC
10758
COLONIAL SURETY CO
10692
COLUMBIA FEDERAL INS CO
10803
COLUMBIA NATL RRG INC
11864
COMCARE PRO INS RECIP RRG
17061
COMHS RRG LLC IC
17053
COMMODORE RRG INC
13930
COMMONWEALTH CAS CO
11807
COMMUNITIES OF FAITH RRG
13893
COMMUNITY BLOOD CNTR EXCH RRG
15798
COMMUNITY CARE RRG INC
11259
COMMUNITY HOSPITAL RRG
21989
COMPASS INS CO
15867
COMPASS SPECIALTY INS RRG INC
36188
COMPSOURCE MUT INS CO
13071
COMPTRUST AGC MUT CAPTIVE INS CO
10075
CONSUMER SPECIALTIES INS CO RRG
29246
CONSUMERS CNTY MUT INS CO
39551
CONTINENTAL HERITAGE INS CO
11798
CONTINUING CARE RRG INC
10341
CONTROLLED RISK INS CO OF VT RRG
11535
CONVENTUS INTER INS EXCH
12042
COOPERATIVE OF AMER PHYSICIANS INS C
10839
COUNTRYWIDE INS CO
15947
COUNTY HALL INS CO INC A RRG
26492
COURTESY INS CO
17059
COVERED BRIDGE RECIP RRG
16991
COVERNET INS CO
11694
CPP INS CO
17491
CRICO A RECIP RRG
13720
CROSSFIT RRG INC
12636
CROWN CAPTIVE INS CO
11676
CRUDEN BAY RRG INC
14010
CRUSADER INS CO
16222
CUSA RRG INC
35483
DAILY UNDERWRITERS OF AMER
15928
DAN RRG INC
29122
DELAWARE GRANGE MUT INS CO
40975
DENTISTS INS CO
10659
DIAMOND INS CO
22635
DISCOVERY INS CO
12006
DISTRICTS MUT INS & RISK MGMT SERV
15893
DOCTORS PROFESSIONAL LIABITY RRG INC
33499
DORINCO REINS CO
13919
DRYDEN MUT INS CO
16104
EAGLE BUILDERS INS CO RRG INC
10323
EAGLE MUT
11767
EAGLE POINT MUT INS CO
13651
EAST TN MUT INS CO
© 2024 National Association of Insurance Commissioners
680
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
10115
EASTERN DENTISTS INS CO RRG
43320
EASTERN MUT INS CO
16867
ELEMENT INS CO
13688
ELEPHANT INS CO
14163
EMERGENCY CAPITAL MGMT LLC A RRG
12003
EMERGENCY MEDICINE PROFESSIONAL ASR
14051
EMPIRE BONDING & INS CO
16894
EMPIRE IND INS CO RRG INC
16220
EMPLOYERS NATL INS CO INC
10183
EQUITABLE LIAB INS CO
10374
ERIE & NIAGRA INS ASSOC
10802
ETHIO AMER INS CO
16794
EVERGREEN LEGAL EXPENSE INS CO OF FL
15337
EXCELA RECIPROCAL RRG
11186
FAIRMONT FARMERS MUT INS CO
14254
FALCON INS CO
14250
FARM & HOME MUT INS CO
13757
FARM BUREAU MUT INS CO OF AR INC
30805
FARM CREDIT SYSTEM ASSN CAPTIVE INS
30341
FARMERS & MERCHANTS MUT FIRE INS CO
11061
FARMERS FIRE INS CO
16446
FARMERS INS CO OF FLEMINGTON
28738
FARMERS MUT FIRE INS CO
17094
FARMERS MUT FIRE INS CO OF MARBLE
17108
FARMERS MUT FIRE INS CO OF MCCANDLES
13854
FARMERS MUT FIRE INS CO OF SALEM CN
17584
FARMERS MUT INS ASSN OF BURNET CNTY
40070
FARMERS MUT INS CO
33448
FARMERS MUT INS CO OF MI
13889
FARMERS MUT INS CO OF NE
30651
FARMERS MUT OF TN
28436
FARMERS UNION MUT INS CO
11118
FEDERATED RURAL ELECTRIC INS EXCH
35009
FINANCIAL CAS & SURETY INC
12815
FINANCIAL GUAR INS CO
43842
FINGER LAKES FIRE & CAS INS CO
13098
FIRST BENEFITS INS MUT INC
12150
FIRST FOUNDERS ASSUR CO
38326
FIRST IND OF AMER INS CO
11278
FIRST MEDICAL INS CO RRG
17460
FIRST MILE INS CO
43877
FIRST MUT INS CO
10972
FIRST NET INS CO
38504
FIRST SURETY CORP
34150
FLORIDA LAWYERS MUT INS CO
10941
FORESTRY MUT INS CO
13293
FORGE INS CO
12625
FORT WAYNE MEDICAL SURETY CO RRG
11387
FORWARD MUT INS CO
© 2024 National Association of Insurance Commissioners
681
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
11600
FRANK WINSTON CRUM INS CO
10842
FRANKLIN CAS INS CO RRG
14753
FREDERICK MUT INS CO
12016
FREDERICKSBURG PROFESSIONAL RISK EXC
17175
FRIENDS COVE MUT INS CO
26735
FRONTIER MT CARROLL MUT INS CO
26760
FULMONT MUT INS CO
16661
FUTURE CARE RRG INC
14032
GABLES RRG INC
28339
GATEWAY INS CO
12000
GEISINGER INS CORP RRG
18457
GEM STATE INS CO
11231
GENERALI US BRANCH
10364
GENESEE PATRONS COOP INS CO
13009
GEORGIA DEALERS INS CO
12811
GEORGIA TRANSPORTATION CAPTIVE INS C
12877
GERMAN AMER FARM MUT
14036
GERMANTOWN MUT INS CO
12391
GILLFORD MUT INS CO
17152
GLADIUS INS RRG INC
10685
GOAUTO INS CO
39861
GOLDEN BEAR INS CO
12512
GOOD SHEPHERD RECIP RRG INC
13973
GOVERNMENT TECHNOLOGY INS CO RRG INC
37036
GOVERNMENTAL INTERINS EXCH
11581
GRACO RRG INC
17191
GRANGE MUT FIRE INS CO
16620
GREAT BAY INS CO
30384
GREAT LAKES MUT INS CO
12982
GREAT PLAINS CAS INC
10913
GREAT RIVERS MUT INS CO
11941
GREEN HILLS INS CO RRG
15814
GROWERS AUTOMOBILE INS ASSOC
12014
GUTHRIE RRG
44377
HALIFAX MUT INS CO
15982
HAMBLEN MUT INS CO
17178
HAMILTON SELECT INS INC
17337
HANOVER FIRE & CAS INS CO
20430
HARBOR INS CO
11101
HARTLAND MUT INS CO
14176
HASTINGS MUT INS CO
35904
HEALTH CARE IND INC
11832
HEALTH CARE INDUSTRY LIAB RECIP INS
11043
HEALTH CARE INS RECIP
11091
HEALTH CARE MUT CAPTIVE INS CO
10080
HEALTH PROVIDERS INS RECIP RRG
12519
HEALTHCARE PROFESSIONAL INS CO INC
16957
HEALTHCARE PROFESSIONAL LONG TERM CA
16383
HEALTHCARE PROFESSIONAL RRG INC
© 2024 National Association of Insurance Commissioners
682
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
11683
HEALTHCARE PROVIDERS INS CO
12468
HEARTLAND MUT INS CO
29998
HIGHVIEW NATL INS CO
16488
HOLMAN TRANSPORTATION RRG INC
12536
HOMEOWNERS OF AMER INS CO
11460
HOMESTEAD INS CO
28550
HOUSING & REDEVELOPMENT INS EXCH
16759
HOXBRIDGE INS CO INC RRG
15866
HPIC RRG
15455
HUTTERIAN BRETHREN MUT INS CORP
10048
HYUNDAI MARINE & FIRE INS CO LTD
11268
ICI MUT INS CO RRG
36480
IDAHO COUNTIES RISK MGMT PROGRAM
36129
IDAHO STATE INS FUND
15571
ILLINOIS CAS CO
18468
INDEMNITY NATL INS CO
29831
INDEPENDENT MUT FIRE INS CO
11021
INDIANA OLD NATL INS CO
17484
INDIGO RRG INC
14281
INLAND MUT INS CO
11668
INSPIRIEN INS CO
30864
INSURANCE PLACEMENT FACILITY OF PA
16983
INTERSTATE INS CO RRG INC
15080
IQS INS RRG INC
42927
ISBA MUT INS CO
31658
ISLAND HOME INS CO
16379
JET INS CO
17329
JUNIATA MUT INS CO
16648
JUST INSURE INC
17317
KANSAS HLTH RRG INC
14362
KANSAS MUT INS CO
10088
KENSINGTON INS CO
11872
KENTUCKIANA MEDICAL RECIP RRG
10320
KENTUCKY EMPLOYERS MUT INS
11939
KENTUCKY HOSPITAL INS CO RRG
13598
KESWICK GUARANTY INC
12966
KEY INS CO
13073
KEYSTONE MUT INS CO
13668
KINGSTONE INS CO
38920
KINSALE INS CO
37800
KOOKMIN BEST INS CO LTD
16255
KW SPECIALTY INS CO
37109
LANDCAR CAS CO
17075
LAP COMMERCIAL INS CO INC RRG
27529
LAUNDRY OWNERS MUT LIAB INS ASSN
36706
LAWYERS MUT INS CO
24520
LAWYERS MUT INS CO OF KY
15778
LCTA CAS INS CO
11527
LEAGUE OF WI MUNICIPALITIES MUT INS
© 2024 National Association of Insurance Commissioners
683
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
10380
LEATHERSTOCKING COOP INS CO
16922
LECOM HLTH RRG
17158
LINCOLN RRG INC
11075
LION INS CO
27405
LOCUST MUT FIRE INS C
17360
LOGGERHEAD RECP INTERINSURANCE EXCH
16694
LONE PEAK INS CO
17034
LONG IRON INS RRG INC
14427
LOUISIANA FARM BUREAU MUT INS CO
22900
LOUISIANA PEST CONTROL INS CO
22350
LOUISIANA WORKERS COMP CORP
16921
LOXDON INS CO INC RRG
16965
LTC INS CO RRG LLC
28134
LUTHERAN MUT FIRE INS CO
11684
LVHN RRG
33502
MACHINERY INS INC ASSESSABLE MUT CO
10011
MADA INS EXCH
30449
MADISON MUT INS CO
14443
MADISON MUT INS COMPANY
12824
MANUFACTURING TECHNOLOGY MUT INS CO
31780
MAPLE VALLEY MUT INS CO
14451
MARYSVILLE MUT INS CO
36030
MAYA ASSUR CO
10697
MCIC VT A RECIP RRG
11036
MCMILLAN WARNER MUT INS CO
14446
MED MAL RRG INC
11861
MEDICAL ALLIANCE INS CO
32433
MEDICAL INS EXCH OF CA
13101
MEDICAL MALPRACTICE JOINT UNDERWRITI
36277
MEDICAL MUT INS CO OF ME
11813
MEDICAL PROVIDERS MUT INS CO RRG
44237
MENTAL HLTH RRG
27014
MFS MUT INS CO
10209
MI AUTO INS PLACEMENT FACILITY
34029
MICHIGAN BASIC PROP INS ASSN
10998
MICHIGAN COMMERCIAL INS MUT
26835
MIDROX INS CO
12839
MIDSOUTH MUT INS CO
26818
MIDSTATE MUT INS CO
11999
MIDWEST INS GRP INC RRG
14575
MILLERS CAPITAL INS CO
17358
MINING MUT INS CO
11964
MISSOURI DOCTORS MUT INS CO
27766
MISSOURI VALLEY MUT INS CO
15997
MMG INS CO
15819
MONTANA STATE FUND
16218
MONTAUK RRG INC
16700
MOTOR TRANSPORT MUT RRG INC
10653
MOUND PRAIRIE MUT INS CO
© 2024 National Association of Insurance Commissioners
684
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
13812
MOUNTAIN LAKE RRG INC
11547
MOUNTAIN LAUREL RRG INC
11585
MOUNTAIN STATES HLTHCARE RECIP RRG
12418
MOWER CNTY FARMERS MUT INS CO
10831
MT MORRIS MUT INS CO
14656
MUNICIPAL MUT INS CO
15779
MUNICIPAL PROP INS CO
17477
MUTUAL FIRE INS CO OF S BEND TOWNSHI
29629
NAMIC INS CO INC
11806
NATIONAL ASSISTED LIVING RRG INC
12230
NATIONAL DIRECT INS CO
41068
NATIONAL FIRE & CAS CO
15679
NATIONAL FIRE & IND EXCH
36072
NATIONAL GUARDIAN RRG INC
10658
NATIONAL HERITAGE INS CO
16011
NATIONAL TRANSPORTATION INS CO RRG L
19119
NATIONAL UNITY INS CO
13127
NATIONS INS CO
17493
NAZARETH MUT INS CO
11260
NEVADA MUT INS CO INC
13792
NEW HOME WARRANTY INS CO A RRG
16014
NEW HORIZON INS CO
11539
NEW JERSEY PHYSICIANS UNITED RECIP
12275
NEW YORK HLTHCARE INS CO INC RRG
20690
NEW YORK MUNICIPAL INS RECIP
34843
NEW YORK SCHOOLS INS RECIP
10762
NEW YORK TRANSPORTATION INS CORP
10751
NHRMA MUT INS CO
27905
NLC MUT INS CO
13012
NORMANDY INS CO
16683
NORTH CAROLINA GRANGE MUT INS CO
43869
NORTH COUNTRY INS CO
30376
NORTHERN MUT INS CO
10196
NORTHERN NECK INS CO
14021
NORTHWEST FARMERS MUT INS CO
14885
NORTHWEST GF MUT INS CO
17052
NOTTING HILL RRG LLC
34215
NUCLEAR ELECTRIC INS LTD
16699
NUOVO IND RRG INC
17007
O SHAUGANHILL SURETY & INS INC
13644
OASIS RECIP RRG
41076
OCEAN MARINE IND CO
37176
OHIO BAR LIAB INS CO
32573
OHIO FAIR PLAN UNDERWRITING ASSOC
26565
OHIO IND CO
39411
OKLAHOMA ATTORNEYS MUT INS CO
17531
OLD ELIZABETH MUT FIRE INS CO
11579
OLD GLORY INS CO
12954
OLYMPUS INS CO
© 2024 National Association of Insurance Commissioners
685
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
16989
OMNIA RRG INC
15646
ONE ALLIANCE INS CORP
22870
ONTARIO INS CO
10353
OOIDA RRG INC
44105
OPHTHALMIC MUT INS CO RRG
10140
OPTIMA SEGUROS
12183
ORANGE CNTY MEDICAL RECIP INS RRG
17522
ORANGE INS EXCH
17368
ORCA RRG INC
43850
OSWEGO CNTY MUT INS CO
30350
OTSEGO CO PATRONS COOP FIRE RELIEF
14915
OTSEGO MUT FIRE INS CO
16822
OVERDRIVE RRG INC
15583
P&S INS RRG
18380
PACIFIC IND INS CO
13121
PALMETTO SURETY CORP
17327
PALMS SPECIALTY INS CO INC
10904
PAN HANDLE FARMERS MUT INS CO OF WV
44130
PARATRANSIT INS CO MUT RRG
15617
PATRIOT SELECT PROP & CAS INS CO
17582
PATRONS MUT FIRE INS CO OF IN PA
11973
PCH MUT INS CO INC RRG
11846
PEACE CHURCH RRG INC
17417
PEGASO RRG INC
11587
PELICAN INS RRG
24341
PEMCO MUT INS CO
14077
PENN RESERVE INS CO LTD
14974
PENNSYLVANIA LUMBERMENS MUT INS
33537
PENNSYLVANIA PROFESSIONAL LIAB JUA
13125
PEOPLES TRUST INS CO
12297
PETROLEUM CAS CO
11062
PETROLEUM MARKETERS MGMT INS CO
12004
PHOEBE RECIP RRG
13194
PHYSICIANS INS MUT
11514
PHYSICIANS PROFESSIONAL LIAB RRG
10934
PHYSICIANS REIMBURSEMENT RRG
17335
PIEDMONT MUT INS CO
13582
PIH HLTH INS CO RECIP RRG
11980
PINNACLE CONSORTIUM OF HIGHER ED RRG
41190
PINNACOL ASSUR
18309
PIONEER STATE MUT INS CO
15796
PLATINUM TRANSPORT INS RRG INC
30520
POLICYHOLDERS MUT INS CO
37869
PRE PAID LEGAL CAS INC
14366
PREFERRA INS CO RRG
10223
PREFERRED AUTO INS CO INC
12497
PREFERRED CONTRACTORS INS CO RRG LLC
15024
PREFERRED MUT INS CO
16523
PREMIER INS CO
© 2024 National Association of Insurance Commissioners
686
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
12773
PRESCIENT NATL INS CO
21776
PREVISOR INS CO
16959
PRIMARY CARE INS RRG INC
14461
PROFESSIONAL EXCH ASSUR CO RRG
37435
PROFESSIONAL INS EXCH MUT INC
17328
PROFESSIONAL TRANSPORTATION RRG INC
13067
PROFESSIONALS RRG INC
17087
PROPERTY INS CO OF AMER
15990
PROSPECT MEDICAL HOLDINGS RRG INC
15040
PROVIDENCE MUT FIRE INS CO
15059
PUBLIC SERV INS CO
11350
PUBLIC UTILITY MUT INS CO RRG
12332
PUERTO RICO MED DEFENSE MUT INS CO
17701
PYMATUNING MUT FIRE INS CO
14133
QUALITAS INS CO
16330
RAM MUT INS CO
10199
RANCHERS & FARMERS MUT INS CO
16155
RECOVER INS CO RRG INC
15905
RECREATION RRG INC
13078
RED CLAY RRG INC
13736
RED ROCK RRG INC
13131
RESPONSIVE AUTO INS CO
12209
RESTORATION RRG INC
10718
RETAILERS CAS INS CO
12471
RETAILERS INS CO
16428
RHODE ISLAND AUTOMOBILE INS PLAN
42706
ROCHE SURETY & CAS CO INC
27065
ROCKFORD MUT INS CO
15744
ROMULUS INS RRG INC
15091
RURAL MUT INS CO
11134
RURAL TRUST INS CO
15415
SAFE INS CO
31399
SAFECHOICE INS CO
36196
SAIF CORP
11712
SAINT LUKES HLTH SYSTEM RRG
12511
SAMARITAN RRG INC
38300
SAMSUNG FIRE & MARINE INS CO LTD
17736
SAUCON INS CO
10368
SAUQUOIT VALLEY INS CO
12988
SCRUBS MUT ASSUR CO RRG
17744
SEAWAY MUT INS CO
17185
SECURENT RRG INC
16902
SECURITY CAS RRG INC
10117
SECURITY FIRST INS CO
15113
SECURITY MUT INS CO
37672
SEVEN SEAS INS CO INC
13557
SIGMA RRG INC
11078
SIMED
16863
SKYRAIDER RRG INC
© 2024 National Association of Insurance Commissioners
687
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
17227
SLIDE INS CO
16600
SMALL FLEET ADVANTAGE RRG INC
15261
SOCIETY INS A MUT CO
17411
SOUTH SHORE RRG INC
37141
SOUTHERN GEN INS CO
26468
SOUTHERN MUT CHURCH INS CO
12247
SOUTHERN OAK INS CO
15709
SOUTHERN STATES INS EXCH
12610
SOUTHERN TRUST INS CO
10925
SOUTHERN VANGUARD INS CO
27499
SOUTHWEST GEN INS CO
12907
SOUTHWEST PHYSICIANS RRG INC
17198
SOUTHWIND RRG INC
13595
SPARTAN INS CO
19780
SPECIALTY RISK OF AMER
10754
SPIRIT MOUNTAIN INS CO RRG INC
11114
ST CHARLES INS CO RRG
12446
ST JOSEPH MUT INS CO
11688
ST LUKES HLTH NTWRK INS CO RECIP RRG
12645
STANDARD CAS CO
32387
STAR CAS INS CO
17024
STAR MUT RRG INC
35076
STATE COMPENSATION INS FUND
36103
STATE INS FUND DISABILITY BENEFITS
36102
STATE INS FUND WORKERS COMPENSATION
33049
STATE VOLUNTEER MUT INS CO
44075
STATES SELF INSURERS RRG
10156
STEADPOINT INS CO
12878
STERLING CAS INS CO
10476
STICO MUT INS CO RRG
27685
STONE VALLEY MUT FIRE INS CO
10130
SU INS CO
13135
SUBURBAN HLTH ORG RRG LLC
16653
SUMMIT INS CO RRG
10909
SUN SURETY INS CO
14026
SUNLAND RRG INC
34762
SUNZ INS CO
16476
SURYA INS CO INC RRG
20311
SYNCORA GUAR INC
12593
SYNERGY COMP INS CO
17046
TECHNOLOGY TRANSPORTATION MUT RRG IN
11692
TECUMSEH HLTH RECIP RRG
10113
TERRA INS CO RRG
14395
TERRAFIRMA RRG LLC
32514
TEXAS HOSPITAL INS EXCH
36331
TEXAS LAWYERS INS EXCH
32697
TEXAS MEDICAL LIAB INS UNDWRITING AS
22945
TEXAS MUT INS CO
10152
THE HLTHCARE UNDERWRITING CO RRG
© 2024 National Association of Insurance Commissioners
688
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
26257
THE MUTUAL RRG INC
10083
THE NATL CATHOLIC RRG INC
28240
THE SERV INS CO INC
10313
THE USA INS CO
15545
THE WOODLANDS INS CO
17351
TIMBER CREEK CAS INS CO INC RRG
10084
TITLE INDUSTRY ASSUR CO RRG
10009
TOWER BONDING & SURETY CO
37621
TOYOTA MOTOR INS CO
42749
TRADERS INS CO
16994
TRAILBLAZERS INS CO INC RRG
34002
TRANS CITY CAS INS CO
21270
TRANSIT MUT INS CORP OF WI
28535
TRIANGLE INS CO INC
11958
TRINITY RISK SOLUTIONS RECIP INS CO
16881
TRUSTED RESOURCE UNDERWRITERS EXCH
32727
UNDERWRITERS AT LLOYDS
15642
UNDERWRITERS AT LLOYDS LONDON
15792
UNDERWRITERS AT LLOYDS LONDON
28681
UNION MUT INS CO
35319
UNITED AUTOMOBILE INS CO
11263
UNITED BUSINESS INS CO
36226
UNITED CAS & SURETY INS CO
11548
UNITED CENTRAL PA RRG
10020
UNITED EDUCATORS INS RRG INC
16250
UNITED FRONTIER MUT INS CO
10894
UNITED GRP CAPTIVE INS CO
12256
UNITED INS CO
16286
UNIVERSAL CAS RRG INC
15296
UPLAND MUT INS INC
16988
UPLAND SPECIALTY INS CO
12915
URGENT CARE ASSUR CO RRG INC
15908
URGENT MD RRG INC
13017
US INS CO OF AMER
13781
US LLOYDS INS CO
30457
USA UNDERWRITERS
28497
USPLATE GLASS INS CO
12520
UTAH BUSINESS INS CO INC
15326
UTICA FIRST INS CO
13988
UV INS RRG INC
11038
VASA SPRING GARDEN MUT INS CO
15956
VELOCITY INS CO RRG
39640
VELOCITY SPECIALTY INS CO
17499
VICTOR INS EXCHANGE
12900
VICTORY INS CO INC
17153
VYRD INS CO
17868
WALL ROSE MUT INS CO
10370
WASHINGTON CNTY COOP INS
10683
WAWANESA GEN INS CO
© 2024 National Association of Insurance Commissioners
689
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2023 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name
Individual
Company Code
Company Name
43290
WAYNE COOP INS CO
14550
WEA PROP & CAS INS CO
11682
WELLSPAN RRG
15350
WEST BEND MUT INS CO
17892
WEST BRANCH MUT INS CO
10911
WEST VIRGINIA NATL AUTO INS CO
12362
WESTERN MUT INS CO OF MN
12296
WHITECAP SURETY CO
33405
WISCONSIN HLTH CARE LIAB INS PLAN
22020
WISCONSIN LAWYERS MUT INS CO
27880
WISCONSIN MUNICIPAL MUT INS CO
27022
WISCONSIN MUT INS CO
15407
WOLVERINE MUT INS CO
12465
WOODLAND MUT INS CO
17190
WOODLANDS RRG INC
31232
WORK FIRST CAS CO
34576
WORKERS COMP EXCH
11523
WRIGHT NATL FLOOD INS CO
11003
WVA INS CO
11705
XLNT INS CO
44415
YEL CO INS
11796
YELLOWSTONE INS EXCH RRG
16887
YRIG RRG INC
30325
ZALE IND CO
© 2024 National Association of Insurance Commissioners
690
© 2024 National Association of Insurance Commissioners
691